Home > The Citizens National Bank of Tell City > Assets and Liabilities
The Citizens National Bank of Tell City, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $160,633,000 | 2,785 |
| Cash and due from depository institutions | $4,597,000 | 2,879 |
| Interest-bearing balances | $57,000 | 5,258 |
| Securities | $48,346,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $104,086,000 | 2,660 |
| Loan loss allowance | $1,393,000 | 2,493 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,771,000 | 4,200 |
| Other real estate owned | $49,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,784,000 | 3,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,633,000 | 2,785 |
| Total liabilities | $146,356,000 | 2,753 |
| Total deposits | $141,133,000 | 2,641 |
| Interest-bearing deposits | $130,621,000 | 2,468 |
| Deposits held in domestic offices | $141,133,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 1,881 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $811,000 | 3,703 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,511,000 | 2,536 |
| Total equity capital | $14,277,000 | 3,105 |
| Total bank equity capital | $14,277,000 | 3,105 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,552,000 | 2,315 |
| Surplus | $3,120,000 | 4,047 |
| Undivided profits | $9,605,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $855,000 | 2,684 |
| Earning assets | $152,489,000 | 2,693 |
| Long-term assets (5+ years) | $45,022,000 | 1,510 |
| Average Assets, year-to-date | $159,063,000 | 2,678 |
| Average Assets, quarterly | $160,527,000 | 2,742 |
| Volatile liabilities | $21,660,000 | 2,809 |
| Insider loans | $1,565,000 | 2,527 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,985,000 | 2,106 |
| Tier 1 (core) risk-based capital | $13,809,000 | 3,082 |
| Tier 2 risk-based capital | $1,257,290 | 2,358 |
| Total risk weighted assets | $100,447,390 | 2,746 |
| Total unused commitments | $19,985,000 | 2,111 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $157,287,000 | 2,914 |
| Cash and due from depository institutions | $3,887,000 | 3,105 |
| Interest-bearing balances | $65,000 | 5,257 |
| Securities | $49,771,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,768 |
| Net loans & leases | $99,864,000 | 2,797 |
| Loan loss allowance | $1,325,000 | 2,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,347,000 | 5,050 |
| Other real estate owned | $87,000 | 3,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,981,000 | 3,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,287,000 | 2,914 |
| Total liabilities | $142,681,000 | 2,899 |
| Total deposits | $140,828,000 | 2,731 |
| Interest-bearing deposits | $130,201,000 | 2,550 |
| Deposits held in domestic offices | $140,828,000 | 2,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $372,000 | 4,163 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,481,000 | 2,616 |
| Total equity capital | $14,606,000 | 3,048 |
| Total bank equity capital | $14,606,000 | 3,048 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,552,000 | 2,455 |
| Surplus | $3,120,000 | 4,103 |
| Undivided profits | $9,934,000 | 2,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 5,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $767,000 | 2,967 |
| Earning assets | $150,050,000 | 2,812 |
| Long-term assets (5+ years) | $42,139,000 | 1,491 |
| Average Assets, year-to-date | $151,599,800 | 2,890 |
| Average Assets, quarterly | $155,119,000 | 2,920 |
| Volatile liabilities | $16,768,000 | 3,346 |
| Insider loans | $1,584,000 | 2,584 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,088,000 | 3,595 |
| Tier 1 (core) risk-based capital | $14,442,000 | 2,998 |
| Tier 2 risk-based capital | $1,247,000 | 2,421 |
| Total risk weighted assets | $99,681,600 | 2,788 |
| Total unused commitments | $9,088,000 | 3,609 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $149,737,000 | 3,068 |
| Cash and due from depository institutions | $3,949,000 | 3,096 |
| Interest-bearing balances | $44,000 | 5,818 |
| Securities | $40,250,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $99,522,000 | 2,719 |
| Loan loss allowance | $1,336,000 | 2,723 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $998,000 | 6,060 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,018,000 | 3,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,737,000 | 3,068 |
| Total liabilities | $135,320,000 | 3,060 |
| Total deposits | $128,833,000 | 2,990 |
| Interest-bearing deposits | $119,668,000 | 2,803 |
| Deposits held in domestic offices | $128,833,000 | 2,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $171,000 | 4,113 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,316,000 | 874 |
| Total equity capital | $14,417,000 | 3,078 |
| Total bank equity capital | $14,417,000 | 3,078 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,552,000 | 2,521 |
| Surplus | $3,120,000 | 4,076 |
| Undivided profits | $9,745,000 | 2,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $833,000 | 2,813 |
| Earning assets | $142,816,000 | 2,960 |
| Long-term assets (5+ years) | $20,761,000 | 2,433 |
| Average Assets, year-to-date | $145,936,400 | 3,005 |
| Average Assets, quarterly | $149,033,500 | 3,039 |
| Volatile liabilities | $15,053,000 | 3,325 |
| Insider loans | $1,981,000 | 2,150 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,669,000 | 3,121 |
| Tier 1 (core) risk-based capital | $14,080,000 | 3,055 |
| Tier 2 risk-based capital | $1,231,860 | 2,426 |
| Total risk weighted assets | $98,444,260 | 2,764 |
| Total unused commitments | $10,669,000 | 3,134 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $144,311,000 | 3,113 |
| Cash and due from depository institutions | $4,059,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,493,000 | 4,325 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 1,379 |
| Net loans & leases | $101,177,000 | 2,628 |
| Loan loss allowance | $1,246,000 | 2,960 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,073,000 | 5,851 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,759,000 | 4,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,311,000 | 3,113 |
| Total liabilities | $126,996,000 | 3,205 |
| Total deposits | $125,794,000 | 3,022 |
| Interest-bearing deposits | $114,003,000 | 2,885 |
| Deposits held in domestic offices | $125,794,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $292,000 | 4,177 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $910,000 | 3,292 |
| Total equity capital | $17,315,000 | 2,352 |
| Total bank equity capital | $17,315,000 | 2,352 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,552,000 | 2,609 |
| Surplus | $3,120,000 | 4,003 |
| Undivided profits | $12,643,000 | 1,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 10,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $710,000 | 2,871 |
| Earning assets | $137,420,000 | 3,003 |
| Long-term assets (5+ years) | $14,262,000 | 3,263 |
| Average Assets, year-to-date | $140,358,800 | 3,123 |
| Average Assets, quarterly | $142,576,000 | 3,128 |
| Volatile liabilities | $14,131,000 | 3,350 |
| Insider loans | $1,313,000 | 3,026 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,435,000 | 2,424 |
| Tier 1 (core) risk-based capital | $17,582,000 | 2,329 |
| Tier 2 risk-based capital | $1,200,760 | 2,469 |
| Total risk weighted assets | $96,015,260 | 2,750 |
| Total unused commitments | $14,435,000 | 2,435 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $139,146,000 | 3,288 |
| Cash and due from depository institutions | $3,767,000 | 3,290 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,461,000 | 3,863 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 2,130 |
| Net loans & leases | $90,666,000 | 2,826 |
| Loan loss allowance | $826,000 | 4,361 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,125,000 | 5,704 |
| Other real estate owned | $143,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,434,000 | 4,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,146,000 | 3,288 |
| Total liabilities | $122,868,000 | 3,373 |
| Total deposits | $121,571,000 | 3,238 |
| Interest-bearing deposits | $112,582,000 | 3,020 |
| Deposits held in domestic offices | $121,571,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $511,000 | 3,322 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $786,000 | 3,782 |
| Total equity capital | $16,278,000 | 2,463 |
| Total bank equity capital | $16,278,000 | 2,463 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,552,000 | 2,666 |
| Surplus | $3,120,000 | 3,968 |
| Undivided profits | $11,606,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 11,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $581,000 | 3,168 |
| Earning assets | $132,677,000 | 3,173 |
| Long-term assets (5+ years) | $16,840,000 | 3,024 |
| Average Assets, year-to-date | $135,938,600 | 3,272 |
| Average Assets, quarterly | $137,572,000 | 3,305 |
| Volatile liabilities | $11,161,000 | 3,793 |
| Insider loans | $1,395,000 | 2,847 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,495,000 | 2,632 |
| Tier 1 (core) risk-based capital | $16,278,000 | 2,413 |
| Tier 2 risk-based capital | $826,000 | 3,447 |
| Total risk weighted assets | $85,977,400 | 3,001 |
| Total unused commitments | $12,495,000 | 2,655 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $137,834,000 | 3,390 |
| Cash and due from depository institutions | $2,657,000 | 3,453 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $56,198,000 | 2,411 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 4,612 |
| Net loans & leases | $72,703,000 | 3,539 |
| Loan loss allowance | $566,000 | 5,892 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,167,000 | 5,593 |
| Other real estate owned | $69,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,665,000 | 4,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,834,000 | 3,390 |
| Total liabilities | $122,151,000 | 3,485 |
| Total deposits | $120,368,000 | 3,375 |
| Interest-bearing deposits | $113,660,000 | 3,136 |
| Deposits held in domestic offices | $120,368,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $836,000 | 2,709 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $947,000 | 3,446 |
| Total equity capital | $15,683,000 | 2,436 |
| Total bank equity capital | $15,683,000 | 2,436 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,552,000 | 2,766 |
| Surplus | $3,120,000 | 3,864 |
| Undivided profits | $11,011,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 3,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $611,000 | 3,316 |
| Earning assets | $132,276,000 | 3,216 |
| Long-term assets (5+ years) | $18,427,000 | 2,775 |
| Average Assets, year-to-date | $133,921,200 | 3,388 |
| Average Assets, quarterly | $136,323,500 | 3,397 |
| Volatile liabilities | $12,146,000 | 3,555 |
| Insider loans | $692,000 | 1,297 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,547,000 | 2,520 |
| Tier 1 (core) risk-based capital | $15,683,000 | 2,376 |
| Tier 2 risk-based capital | $566,000 | 4,713 |
| Total risk weighted assets | $70,104,700 | 3,698 |
| Total unused commitments | $12,547,000 | 2,539 |
| Derivatives | $0 | 651 |