Home > The Citizens National Bank of Southwestern Ohio > Income and Expense
The Citizens National Bank of Southwestern Ohio, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 4,140 |
| Total interest expense | $336,000 | 4,760 |
| Net interest income | $4,290,000 | 4,030 |
| Provision for loan and lease losses | $35,000 | 3,994 |
| Total noninterest income | $322,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $101,000 | 4,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $221,000 | 4,406 |
| Total noninterest expense | $3,407,000 | 4,197 |
| Salaries and employee benefits | $1,953,000 | 4,033 |
| Premises and equipment expense | $462,000 | 3,810 |
| Additional noninterest expense | $992,000 | 4,463 |
| Pre-tax net operating income | $1,170,000 | 3,897 |
| Securities gains (losses) | $120,000 | 1,130 |
| Applicable income taxes | $426,000 | 2,359 |
| Income before extraordinary items | $864,000 | 4,198 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $864,000 | 4,198 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $864,000 | 4,199 |
| Net charge-offs | $27,000 | 4,148 |
| Cash dividends | $254,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $783,600 | 4,282 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 4,176 |
| Total interest expense | $252,000 | 4,832 |
| Net interest income | $3,225,000 | 4,051 |
| Provision for loan and lease losses | $35,000 | 3,661 |
| Total noninterest income | $253,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $74,000 | 5,078 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $179,000 | 4,352 |
| Total noninterest expense | $2,474,000 | 4,292 |
| Salaries and employee benefits | $1,381,000 | 4,181 |
| Premises and equipment expense | $352,000 | 3,834 |
| Additional noninterest expense | $741,000 | 4,500 |
| Pre-tax net operating income | $969,000 | 3,814 |
| Securities gains (losses) | $120,000 | 882 |
| Applicable income taxes | $359,000 | 2,298 |
| Income before extraordinary items | $730,000 | 4,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $730,000 | 4,059 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $730,000 | 4,059 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $65,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $649,600 | 4,190 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 4,187 |
| Total interest expense | $172,000 | 4,842 |
| Net interest income | $2,155,000 | 4,054 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $166,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $119,000 | 4,338 |
| Total noninterest expense | $1,660,000 | 4,309 |
| Salaries and employee benefits | $917,000 | 4,223 |
| Premises and equipment expense | $235,000 | 3,855 |
| Additional noninterest expense | $508,000 | 4,457 |
| Pre-tax net operating income | $631,000 | 3,780 |
| Securities gains (losses) | $120,000 | 699 |
| Applicable income taxes | $246,000 | 2,214 |
| Income before extraordinary items | $505,000 | 3,940 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $505,000 | 3,946 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $505,000 | 3,946 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $424,600 | 4,154 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 4,239 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $1,063,000 | 4,097 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $93,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $833,000 | 4,335 |
| Salaries and employee benefits | $453,000 | 4,290 |
| Premises and equipment expense | $121,000 | 3,822 |
| Additional noninterest expense | $259,000 | 4,444 |
| Pre-tax net operating income | $303,000 | 3,808 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $98,000 | 2,384 |
| Income before extraordinary items | $205,000 | 4,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 4,214 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $205,000 | 4,216 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $205,000 | 4,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 4,191 |
| Total interest expense | $373,000 | 5,041 |
| Net interest income | $4,414,000 | 4,023 |
| Provision for loan and lease losses | $80,000 | 3,888 |
| Total noninterest income | $329,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $101,000 | 5,247 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,441 |
| Total noninterest expense | $3,280,000 | 4,411 |
| Salaries and employee benefits | $1,820,000 | 4,282 |
| Premises and equipment expense | $484,000 | 3,800 |
| Additional noninterest expense | $976,000 | 4,628 |
| Pre-tax net operating income | $1,383,000 | 3,547 |
| Securities gains (losses) | $114,000 | 1,223 |
| Applicable income taxes | $478,000 | 2,206 |
| Income before extraordinary items | $1,019,000 | 3,857 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,019,000 | 3,860 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,019,000 | 3,861 |
| Net charge-offs | $33,000 | 4,602 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $941,480 | 3,956 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 4,243 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $3,303,000 | 4,059 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $256,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $74,000 | 5,318 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $182,000 | 4,428 |
| Total noninterest expense | $2,496,000 | 4,400 |
| Salaries and employee benefits | $1,355,000 | 4,321 |
| Premises and equipment expense | $360,000 | 3,858 |
| Additional noninterest expense | $781,000 | 4,528 |
| Pre-tax net operating income | $983,000 | 3,713 |
| Securities gains (losses) | $114,000 | 1,133 |
| Applicable income taxes | $354,000 | 2,267 |
| Income before extraordinary items | $743,000 | 3,955 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $743,000 | 3,957 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $743,000 | 3,958 |
| Net charge-offs | $34,000 | 4,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $665,480 | 4,070 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,225 |
| Total interest expense | $189,000 | 5,166 |
| Net interest income | $2,213,000 | 4,034 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $184,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $137,000 | 4,329 |
| Total noninterest expense | $1,668,000 | 4,413 |
| Salaries and employee benefits | $902,000 | 4,363 |
| Premises and equipment expense | $246,000 | 3,824 |
| Additional noninterest expense | $520,000 | 4,546 |
| Pre-tax net operating income | $669,000 | 3,649 |
| Securities gains (losses) | $40,000 | 1,658 |
| Applicable income taxes | $230,000 | 2,297 |
| Income before extraordinary items | $479,000 | 4,018 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $479,000 | 4,020 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $479,000 | 4,021 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $451,800 | 4,008 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 4,266 |
| Total interest expense | $96,000 | 5,215 |
| Net interest income | $1,100,000 | 4,063 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $90,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,335 |
| Total noninterest expense | $856,000 | 4,387 |
| Salaries and employee benefits | $467,000 | 4,317 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $267,000 | 4,499 |
| Pre-tax net operating income | $289,000 | 3,864 |
| Securities gains (losses) | $40,000 | 1,018 |
| Applicable income taxes | $107,000 | 2,335 |
| Income before extraordinary items | $222,000 | 4,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $222,000 | 4,096 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $222,000 | 4,096 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $195,200 | 4,217 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 4,335 |
| Total interest expense | $534,000 | 5,003 |
| Net interest income | $4,394,000 | 4,159 |
| Provision for loan and lease losses | $352,000 | 3,157 |
| Total noninterest income | $440,000 | 4,684 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $96,000 | 5,500 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $344,000 | 3,852 |
| Total noninterest expense | $3,112,000 | 4,652 |
| Salaries and employee benefits | $1,649,000 | 4,621 |
| Premises and equipment expense | $465,000 | 3,990 |
| Additional noninterest expense | $998,000 | 4,803 |
| Pre-tax net operating income | $1,370,000 | 3,486 |
| Securities gains (losses) | $61,000 | 2,600 |
| Applicable income taxes | $415,000 | 2,364 |
| Income before extraordinary items | $1,016,000 | 3,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,878 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,016,000 | 3,880 |
| Net charge-offs | $311,000 | 3,251 |
| Cash dividends | $73,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 6,996 |
| Net operating income | $972,690 | 3,792 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 4,427 |
| Total interest expense | $434,000 | 4,966 |
| Net interest income | $3,252,000 | 4,260 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $325,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,917 |
| Total noninterest expense | $2,331,000 | 4,688 |
| Salaries and employee benefits | $1,226,000 | 4,654 |
| Premises and equipment expense | $353,000 | 4,017 |
| Additional noninterest expense | $752,000 | 4,825 |
| Pre-tax net operating income | $996,000 | 3,642 |
| Securities gains (losses) | $61,000 | 2,319 |
| Applicable income taxes | $324,000 | 2,388 |
| Income before extraordinary items | $733,000 | 4,023 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $733,000 | 4,023 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $733,000 | 4,025 |
| Net charge-offs | $273,000 | 2,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 7,102 |
| Net operating income | $690,910 | 3,948 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 4,443 |
| Total interest expense | $320,000 | 4,858 |
| Net interest income | $2,153,000 | 4,293 |
| Provision for loan and lease losses | $165,000 | 3,233 |
| Total noninterest income | $192,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 4,096 |
| Total noninterest expense | $1,566,000 | 4,694 |
| Salaries and employee benefits | $810,000 | 4,701 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $518,000 | 4,770 |
| Pre-tax net operating income | $614,000 | 3,764 |
| Securities gains (losses) | $61,000 | 1,912 |
| Applicable income taxes | $209,000 | 2,413 |
| Income before extraordinary items | $466,000 | 4,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 4,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $466,000 | 4,111 |
| Net charge-offs | $286,000 | 2,373 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 7,181 |
| Net operating income | $423,910 | 4,093 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,441 |
| Total interest expense | $178,000 | 4,705 |
| Net interest income | $1,080,000 | 4,309 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $115,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,812 |
| Total noninterest expense | $766,000 | 4,781 |
| Salaries and employee benefits | $403,000 | 4,761 |
| Premises and equipment expense | $124,000 | 3,907 |
| Additional noninterest expense | $239,000 | 4,972 |
| Pre-tax net operating income | $339,000 | 3,615 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $107,000 | 2,386 |
| Income before extraordinary items | $232,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $232,000 | 4,131 |
| Net charge-offs | $73,000 | 2,721 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 7,261 |
| Net operating income | $232,000 | 3,981 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 4,361 |
| Total interest expense | $1,110,000 | 4,155 |
| Net interest income | $4,280,000 | 4,354 |
| Provision for loan and lease losses | $714,000 | 2,917 |
| Total noninterest income | $347,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $114,000 | 5,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $233,000 | 4,237 |
| Total noninterest expense | $3,073,000 | 4,817 |
| Salaries and employee benefits | $1,523,000 | 4,920 |
| Premises and equipment expense | $478,000 | 4,157 |
| Additional noninterest expense | $1,072,000 | 4,741 |
| Pre-tax net operating income | $840,000 | 4,014 |
| Securities gains (losses) | $92,000 | 2,140 |
| Applicable income taxes | $284,000 | 2,591 |
| Income before extraordinary items | $648,000 | 4,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 4,279 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $648,000 | 4,279 |
| Net charge-offs | $644,000 | 2,875 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,027 |
| Net operating income | $583,600 | 4,315 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 4,381 |
| Total interest expense | $900,000 | 4,092 |
| Net interest income | $3,191,000 | 4,402 |
| Provision for loan and lease losses | $424,000 | 3,140 |
| Total noninterest income | $241,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $153,000 | 4,493 |
| Total noninterest expense | $2,281,000 | 4,856 |
| Salaries and employee benefits | $1,148,000 | 4,907 |
| Premises and equipment expense | $353,000 | 4,232 |
| Additional noninterest expense | $780,000 | 4,831 |
| Pre-tax net operating income | $727,000 | 3,896 |
| Securities gains (losses) | $92,000 | 1,863 |
| Applicable income taxes | $282,000 | 2,331 |
| Income before extraordinary items | $537,000 | 4,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 4,192 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $537,000 | 4,192 |
| Net charge-offs | $231,000 | 3,555 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
| Net operating income | $476,280 | 4,274 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 4,410 |
| Total interest expense | $642,000 | 4,023 |
| Net interest income | $2,095,000 | 4,451 |
| Provision for loan and lease losses | $185,000 | 3,629 |
| Total noninterest income | $164,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $57,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $1,551,000 | 4,853 |
| Salaries and employee benefits | $767,000 | 4,935 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $549,000 | 4,755 |
| Pre-tax net operating income | $523,000 | 3,724 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $188,000 | 2,283 |
| Income before extraordinary items | $335,000 | 4,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 4,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $335,000 | 4,286 |
| Net charge-offs | $192,000 | 3,161 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 914 |
| Net operating income | $335,000 | 4,188 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 4,445 |
| Total interest expense | $327,000 | 4,088 |
| Net interest income | $1,033,000 | 4,481 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $82,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $773,000 | 4,886 |
| Salaries and employee benefits | $369,000 | 5,082 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $288,000 | 4,638 |
| Pre-tax net operating income | $252,000 | 3,812 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $90,000 | 2,290 |
| Income before extraordinary items | $162,000 | 4,333 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $162,000 | 4,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $162,000 | 4,333 |
| Net charge-offs | $147,000 | 2,379 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $162,000 | 4,274 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 4,482 |
| Total interest expense | $1,466,000 | 4,324 |
| Net interest income | $4,183,000 | 4,454 |
| Provision for loan and lease losses | $560,000 | 3,966 |
| Total noninterest income | $422,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 4,085 |
| Total noninterest expense | $2,845,000 | 5,172 |
| Salaries and employee benefits | $1,419,000 | 5,201 |
| Premises and equipment expense | $487,000 | 4,251 |
| Additional noninterest expense | $939,000 | 5,252 |
| Pre-tax net operating income | $1,200,000 | 3,085 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $492,000 | 1,908 |
| Income before extraordinary items | $708,000 | 3,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $708,000 | 3,840 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $708,000 | 3,842 |
| Net charge-offs | $309,000 | 4,260 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,178 |
| Net operating income | $708,000 | 3,702 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 4,628 |
| Total interest expense | $1,109,000 | 4,452 |
| Net interest income | $3,048,000 | 4,610 |
| Provision for loan and lease losses | $260,000 | 4,530 |
| Total noninterest income | $299,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $2,180,000 | 5,124 |
| Salaries and employee benefits | $1,083,000 | 5,193 |
| Premises and equipment expense | $365,000 | 4,312 |
| Additional noninterest expense | $732,000 | 5,151 |
| Pre-tax net operating income | $907,000 | 3,268 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $391,000 | 1,898 |
| Income before extraordinary items | $516,000 | 4,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $516,000 | 4,058 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $516,000 | 4,058 |
| Net charge-offs | $128,000 | 4,667 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,097 |
| Net operating income | $516,000 | 3,908 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 4,749 |
| Total interest expense | $734,000 | 4,554 |
| Net interest income | $1,949,000 | 4,733 |
| Provision for loan and lease losses | $133,000 | 4,785 |
| Total noninterest income | $185,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $110,000 | 4,486 |
| Total noninterest expense | $1,458,000 | 5,140 |
| Salaries and employee benefits | $743,000 | 5,137 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $470,000 | 5,248 |
| Pre-tax net operating income | $543,000 | 3,495 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $243,000 | 1,945 |
| Income before extraordinary items | $300,000 | 4,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $300,000 | 4,307 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $300,000 | 4,307 |
| Net charge-offs | $62,000 | 4,692 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,022 |
| Net operating income | $300,000 | 4,168 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 4,881 |
| Total interest expense | $356,000 | 4,774 |
| Net interest income | $953,000 | 4,809 |
| Provision for loan and lease losses | $58,000 | 4,742 |
| Total noninterest income | $96,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 4,390 |
| Total noninterest expense | $729,000 | 5,184 |
| Salaries and employee benefits | $367,000 | 5,221 |
| Premises and equipment expense | $126,000 | 4,352 |
| Additional noninterest expense | $236,000 | 5,276 |
| Pre-tax net operating income | $262,000 | 3,607 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $120,000 | 1,941 |
| Income before extraordinary items | $142,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,476 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $142,000 | 4,475 |
| Net charge-offs | $66,000 | 3,486 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $142,000 | 4,364 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 5,024 |
| Total interest expense | $1,896,000 | 4,610 |
| Net interest income | $3,301,000 | 5,129 |
| Provision for loan and lease losses | $459,000 | 4,673 |
| Total noninterest income | $410,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $178,000 | 4,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $232,000 | 4,405 |
| Total noninterest expense | $2,836,000 | 5,343 |
| Salaries and employee benefits | $1,344,000 | 5,518 |
| Premises and equipment expense | $504,000 | 4,348 |
| Additional noninterest expense | $988,000 | 5,268 |
| Pre-tax net operating income | $416,000 | 4,195 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $210,000 | 2,341 |
| Income before extraordinary items | $206,000 | 4,787 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $206,000 | 4,787 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $206,000 | 4,787 |
| Net charge-offs | $404,000 | 4,076 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,608,000 | 364 |
| Net operating income | $206,000 | 4,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 5,122 |
| Total interest expense | $1,489,000 | 4,623 |
| Net interest income | $2,367,000 | 5,268 |
| Provision for loan and lease losses | $189,000 | 5,230 |
| Total noninterest income | $324,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $139,000 | 4,814 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $185,000 | 4,416 |
| Total noninterest expense | $2,154,000 | 5,320 |
| Salaries and employee benefits | $1,021,000 | 5,522 |
| Premises and equipment expense | $375,000 | 4,414 |
| Additional noninterest expense | $758,000 | 5,203 |
| Pre-tax net operating income | $348,000 | 4,360 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $186,000 | 2,388 |
| Income before extraordinary items | $162,000 | 5,027 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $162,000 | 5,026 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $162,000 | 5,026 |
| Net charge-offs | $126,000 | 4,840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,606,000 | 294 |
| Net operating income | $162,000 | 4,976 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 5,207 |
| Total interest expense | $1,002,000 | 4,726 |
| Net interest income | $1,519,000 | 5,383 |
| Provision for loan and lease losses | $74,000 | 5,670 |
| Total noninterest income | $220,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $93,000 | 4,785 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $127,000 | 4,401 |
| Total noninterest expense | $1,447,000 | 5,346 |
| Salaries and employee benefits | $699,000 | 5,496 |
| Premises and equipment expense | $249,000 | 4,466 |
| Additional noninterest expense | $499,000 | 5,257 |
| Pre-tax net operating income | $218,000 | 4,542 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $121,000 | 2,474 |
| Income before extraordinary items | $97,000 | 5,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 5,232 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $97,000 | 5,232 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,604,000 | 232 |
| Net operating income | $97,000 | 5,143 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,287 |
| Total interest expense | $519,000 | 4,742 |
| Net interest income | $724,000 | 5,482 |
| Provision for loan and lease losses | $27,000 | 5,667 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $691,000 | 5,428 |
| Salaries and employee benefits | $359,000 | 5,468 |
| Premises and equipment expense | $126,000 | 4,497 |
| Additional noninterest expense | $206,000 | 5,524 |
| Pre-tax net operating income | $115,000 | 4,869 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $63,000 | 2,683 |
| Income before extraordinary items | $52,000 | 5,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 5,651 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $52,000 | 5,651 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,602,000 | 131 |
| Net operating income | $52,000 | 5,481 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,217 |
| Total interest expense | $2,564,000 | 4,678 |
| Net interest income | $2,889,000 | 5,513 |
| Provision for loan and lease losses | $102,000 | 6,005 |
| Total noninterest income | $428,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 4,749 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $224,000 | 4,660 |
| Total noninterest expense | $2,849,000 | 5,283 |
| Salaries and employee benefits | $1,405,000 | 5,528 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $991,000 | 4,854 |
| Pre-tax net operating income | $366,000 | 5,233 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $194,000 | 2,846 |
| Income before extraordinary items | $178,000 | 5,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $178,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $174,160 | 5,741 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 5,248 |
| Total interest expense | $1,970,000 | 4,743 |
| Net interest income | $2,175,000 | 5,549 |
| Provision for loan and lease losses | $52,000 | 5,852 |
| Total noninterest income | $334,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $159,000 | 4,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 4,688 |
| Total noninterest expense | $2,107,000 | 5,308 |
| Salaries and employee benefits | $1,068,000 | 5,502 |
| Premises and equipment expense | $334,000 | 4,794 |
| Additional noninterest expense | $705,000 | 4,928 |
| Pre-tax net operating income | $350,000 | 5,449 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $187,000 | 2,989 |
| Income before extraordinary items | $169,000 | 5,852 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $169,000 | 5,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $165,160 | 6,039 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 5,327 |
| Total interest expense | $1,333,000 | 4,831 |
| Net interest income | $1,429,000 | 5,594 |
| Provision for loan and lease losses | $38,000 | 5,437 |
| Total noninterest income | $225,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $101,000 | 4,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $124,000 | 4,654 |
| Total noninterest expense | $1,405,000 | 5,340 |
| Salaries and employee benefits | $712,000 | 5,549 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $468,000 | 4,942 |
| Pre-tax net operating income | $211,000 | 5,739 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $118,000 | 3,291 |
| Income before extraordinary items | $93,000 | 6,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $93,000 | 6,336 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,364 |
| Total interest expense | $709,000 | 4,845 |
| Net interest income | $703,000 | 5,676 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $122,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,349 |
| Total noninterest expense | $706,000 | 5,337 |
| Salaries and employee benefits | $353,000 | 5,609 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $97,000 | 6,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $39,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $39,000 | 6,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,468 |
| Total interest expense | $2,723,000 | 5,047 |
| Net interest income | $2,784,000 | 5,684 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $454,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $192,000 | 4,991 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $262,000 | 4,488 |
| Total noninterest expense | $2,616,000 | 5,466 |
| Salaries and employee benefits | $1,393,000 | 5,528 |
| Premises and equipment expense | $347,000 | 5,429 |
| Additional noninterest expense | $876,000 | 5,045 |
| Pre-tax net operating income | $550,000 | 5,830 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $249,000 | 3,622 |
| Income before extraordinary items | $301,000 | 6,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $301,000 | 6,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $301,000 | 6,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 5,520 |
| Total interest expense | $1,991,000 | 5,128 |
| Net interest income | $2,088,000 | 5,720 |
| Provision for loan and lease losses | $29,000 | 5,583 |
| Total noninterest income | $352,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $142,000 | 5,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,393 |
| Total noninterest expense | $1,972,000 | 5,407 |
| Salaries and employee benefits | $1,084,000 | 5,397 |
| Premises and equipment expense | $246,000 | 5,555 |
| Additional noninterest expense | $642,000 | 5,079 |
| Pre-tax net operating income | $439,000 | 6,005 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $214,000 | 3,640 |
| Income before extraordinary items | $225,000 | 6,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $225,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $225,000 | 6,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 5,589 |
| Total interest expense | $1,290,000 | 5,209 |
| Net interest income | $1,383,000 | 5,782 |
| Provision for loan and lease losses | $17,000 | 5,470 |
| Total noninterest income | $236,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $139,000 | 4,467 |
| Total noninterest expense | $1,294,000 | 5,492 |
| Salaries and employee benefits | $720,000 | 5,467 |
| Premises and equipment expense | $157,000 | 5,688 |
| Additional noninterest expense | $417,000 | 5,158 |
| Pre-tax net operating income | $308,000 | 5,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $149,000 | 3,662 |
| Income before extraordinary items | $159,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $159,000 | 6,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $159,000 | 6,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 5,657 |
| Total interest expense | $625,000 | 5,275 |
| Net interest income | $683,000 | 5,825 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $629,000 | 5,607 |
| Salaries and employee benefits | $359,000 | 5,504 |
| Premises and equipment expense | $77,000 | 5,781 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $173,000 | 5,791 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 5,435 |
| Total interest expense | $2,380,000 | 4,953 |
| Net interest income | $2,832,000 | 5,701 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $410,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 4,933 |
| Total noninterest expense | $2,390,000 | 5,635 |
| Salaries and employee benefits | $1,365,000 | 5,484 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $742,000 | 5,474 |
| Pre-tax net operating income | $810,000 | 5,629 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $86,000 | 5,096 |
| Income before extraordinary items | $724,000 | 5,433 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $724,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $724,000 | 5,424 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 5,467 |
| Total interest expense | $1,729,000 | 4,958 |
| Net interest income | $2,132,000 | 5,731 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $284,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $146,000 | 5,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,276 |
| Total noninterest expense | $1,833,000 | 5,539 |
| Salaries and employee benefits | $1,052,000 | 5,391 |
| Premises and equipment expense | $215,000 | 5,874 |
| Additional noninterest expense | $566,000 | 5,396 |
| Pre-tax net operating income | $573,000 | 5,959 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $538,000 | 5,607 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $538,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $538,000 | 5,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 5,521 |
| Total interest expense | $1,091,000 | 4,990 |
| Net interest income | $1,414,000 | 5,776 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $190,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $1,195,000 | 5,623 |
| Salaries and employee benefits | $689,000 | 5,477 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $360,000 | 5,532 |
| Pre-tax net operating income | $409,000 | 5,859 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $347,000 | 5,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $347,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $347,000 | 5,703 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,495 |
| Total interest expense | $530,000 | 4,956 |
| Net interest income | $713,000 | 5,754 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $611,000 | 5,559 |
| Salaries and employee benefits | $349,000 | 5,452 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $186,000 | 5,401 |
| Pre-tax net operating income | $198,000 | 5,860 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $166,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $166,000 | 5,732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 5,293 |
| Total interest expense | $1,874,000 | 4,626 |
| Net interest income | $2,921,000 | 5,591 |
| Provision for loan and lease losses | $174,000 | 3,877 |
| Total noninterest income | $367,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $198,000 | 5,064 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $2,377,000 | 5,531 |
| Salaries and employee benefits | $1,248,000 | 5,659 |
| Premises and equipment expense | $301,000 | 5,720 |
| Additional noninterest expense | $828,000 | 5,057 |
| Pre-tax net operating income | $737,000 | 6,053 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $77,000 | 5,577 |
| Income before extraordinary items | $660,000 | 5,788 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $660,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,900 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $660,000 | 5,764 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,310 |
| Total interest expense | $1,344,000 | 4,607 |
| Net interest income | $2,197,000 | 5,589 |
| Provision for loan and lease losses | $74,000 | 4,739 |
| Total noninterest income | $263,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 5,149 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $1,738,000 | 5,583 |
| Salaries and employee benefits | $887,000 | 5,814 |
| Premises and equipment expense | $235,000 | 5,609 |
| Additional noninterest expense | $616,000 | 5,032 |
| Pre-tax net operating income | $648,000 | 5,813 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $575,000 | 5,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $575,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,490 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $575,000 | 5,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,290 |
| Total interest expense | $862,000 | 4,558 |
| Net interest income | $1,460,000 | 5,582 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $169,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $89,000 | 5,278 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,126,000 | 5,675 |
| Salaries and employee benefits | $571,000 | 5,917 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $398,000 | 5,106 |
| Pre-tax net operating income | $488,000 | 5,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $439,000 | 5,214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $439,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $439,000 | 5,162 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 5,375 |
| Total interest expense | $401,000 | 4,674 |
| Net interest income | $722,000 | 5,641 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $90,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $541,000 | 5,830 |
| Salaries and employee benefits | $277,000 | 6,055 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $256,000 | 5,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $232,000 | 5,021 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 5,591 |
| Total interest expense | $1,348,000 | 4,795 |
| Net interest income | $2,596,000 | 5,886 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $371,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $229,000 | 4,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $2,296,000 | 5,563 |
| Salaries and employee benefits | $1,202,000 | 5,688 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $783,000 | 5,170 |
| Pre-tax net operating income | $521,000 | 6,655 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $95,000 | 5,557 |
| Income before extraordinary items | $426,000 | 6,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $426,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,095 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $426,000 | 6,589 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,730 |
| Total interest expense | $974,000 | 4,853 |
| Net interest income | $1,858,000 | 6,048 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $283,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $170,000 | 5,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,766,000 | 5,464 |
| Salaries and employee benefits | $953,000 | 5,474 |
| Premises and equipment expense | $238,000 | 5,500 |
| Additional noninterest expense | $575,000 | 5,183 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $70,000 | 5,707 |
| Income before extraordinary items | $305,000 | 6,862 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $305,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $305,000 | 6,795 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 5,866 |
| Total interest expense | $629,000 | 4,965 |
| Net interest income | $1,183,000 | 6,188 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $112,000 | 5,013 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $1,174,000 | 5,512 |
| Salaries and employee benefits | $630,000 | 5,532 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $189,000 | 7,264 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $144,000 | 7,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 7,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $144,000 | 7,312 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 5,991 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $574,000 | 6,288 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $597,000 | 5,469 |
| Salaries and employee benefits | $324,000 | 5,487 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $106,000 | 7,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $149,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $86,000 | 7,045 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,963 |
| Total interest expense | $1,439,000 | 5,001 |
| Net interest income | $2,155,000 | 6,362 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $467,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $212,000 | 5,139 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $2,168,000 | 5,727 |
| Salaries and employee benefits | $1,104,000 | 5,920 |
| Premises and equipment expense | $298,000 | 5,678 |
| Additional noninterest expense | $766,000 | 5,204 |
| Pre-tax net operating income | $454,000 | 6,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $47,000 | 6,333 |
| Income before extraordinary items | $407,000 | 6,783 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $407,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $407,000 | 6,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 6,125 |
| Total interest expense | $1,109,000 | 5,054 |
| Net interest income | $1,512,000 | 6,609 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $361,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,699 |
| Total noninterest expense | $1,612,000 | 5,730 |
| Salaries and employee benefits | $819,000 | 5,944 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $566,000 | 5,217 |
| Pre-tax net operating income | $261,000 | 7,381 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $214,000 | 7,497 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $214,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $214,000 | 7,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 6,140 |
| Total interest expense | $770,000 | 5,043 |
| Net interest income | $986,000 | 6,677 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $269,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $92,000 | 5,460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $1,051,000 | 5,821 |
| Salaries and employee benefits | $530,000 | 6,043 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $367,000 | 5,313 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $172,000 | 7,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $172,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $172,000 | 7,056 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,130 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $473,000 | 6,803 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $136,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 4,045 |
| Total noninterest expense | $517,000 | 5,889 |
| Salaries and employee benefits | $260,000 | 6,116 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $76,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $76,000 | 7,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 6,198 |
| Total interest expense | $1,859,000 | 5,051 |
| Net interest income | $1,792,000 | 6,972 |
| Provision for loan and lease losses | $159,000 | 4,820 |
| Total noninterest income | $358,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $154,000 | 5,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 4,976 |
| Total noninterest expense | $1,973,000 | 5,915 |
| Salaries and employee benefits | $1,024,000 | 6,048 |
| Premises and equipment expense | $263,000 | 5,966 |
| Additional noninterest expense | $686,000 | 5,475 |
| Pre-tax net operating income | $18,000 | 8,579 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $-38,000 | 8,778 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-38,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-38,000 | 8,708 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 7,738 |
| Total interest expense | $1,633,000 | 6,723 |
| Net interest income | $880,000 | 8,520 |
| Provision for loan and lease losses | $359,000 | 2,863 |
| Total noninterest income | $129,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $79,000 | 6,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,513,000 | 6,767 |
| Salaries and employee benefits | $788,000 | 6,836 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $520,000 | 6,316 |
| Pre-tax net operating income | $-863,000 | 9,313 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $-933,000 | 9,401 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-933,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-933,000 | 9,369 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 9,419 |
| Total interest expense | $421,000 | 9,379 |
| Net interest income | $549,000 | 9,371 |
| Provision for loan and lease losses | $154,000 | 4,353 |
| Total noninterest income | $73,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $1,509,000 | 6,728 |
| Salaries and employee benefits | $585,000 | 7,772 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $743,000 | 4,972 |
| Pre-tax net operating income | $-1,041,000 | 9,729 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,041,000 | 9,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,041,000 | 9,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,438,000 | 150 |
| Net operating income | $-1,041,000 | 9,740 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.