Home > The Citizens National Bank of Somerset > Income and Expense
The Citizens National Bank of Somerset, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,391,000 | 1,589 |
| Total interest expense | $7,130,000 | 1,618 |
| Net interest income | $18,261,000 | 1,554 |
| Provision for loan and lease losses | $420,000 | 1,397 |
| Total noninterest income | $4,845,000 | 1,223 |
| Gross Fiduciary activities income | $84,000 | 739 |
| Service charges on deposit accounts | $1,274,000 | 832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,487,000 | 1,146 |
| Total noninterest expense | $14,341,000 | 1,588 |
| Salaries and employee benefits | $6,938,000 | 1,783 |
| Premises and equipment expense | $2,279,000 | 1,089 |
| Additional noninterest expense | $3,487,000 | 1,146 |
| Pre-tax net operating income | $8,345,000 | 1,354 |
| Securities gains (losses) | $29,000 | 563 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,374,000 | 1,167 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,374,000 | 1,182 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,374,000 | 1,170 |
| Net charge-offs | $35,000 | 1,961 |
| Cash dividends | $5,498,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,345,000 | 1,192 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,644,000 | 1,580 |
| Total interest expense | $4,739,000 | 1,639 |
| Net interest income | $13,905,000 | 1,542 |
| Provision for loan and lease losses | $315,000 | 1,300 |
| Total noninterest income | $3,555,000 | 1,227 |
| Gross Fiduciary activities income | $60,000 | 733 |
| Service charges on deposit accounts | $955,000 | 832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,540,000 | 1,164 |
| Total noninterest expense | $10,741,000 | 1,575 |
| Salaries and employee benefits | $5,230,000 | 1,773 |
| Premises and equipment expense | $1,732,000 | 1,073 |
| Additional noninterest expense | $2,540,000 | 1,164 |
| Pre-tax net operating income | $6,404,000 | 1,376 |
| Securities gains (losses) | $29,000 | 370 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $6,433,000 | 1,186 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,433,000 | 1,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,433,000 | 1,186 |
| Net charge-offs | $16,000 | 1,978 |
| Cash dividends | $4,420,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,404,000 | 1,210 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,000,000 | 1,600 |
| Total interest expense | $2,529,000 | 1,738 |
| Net interest income | $9,471,000 | 1,530 |
| Provision for loan and lease losses | $210,000 | 1,292 |
| Total noninterest income | $2,409,000 | 1,162 |
| Gross Fiduciary activities income | $35,000 | 730 |
| Service charges on deposit accounts | $642,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,732,000 | 1,084 |
| Total noninterest expense | $7,320,000 | 1,530 |
| Salaries and employee benefits | $3,500,000 | 1,764 |
| Premises and equipment expense | $1,169,000 | 1,054 |
| Additional noninterest expense | $1,732,000 | 1,083 |
| Pre-tax net operating income | $4,350,000 | 1,333 |
| Securities gains (losses) | $29,000 | 371 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,379,000 | 1,168 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,379,000 | 1,178 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,379,000 | 1,168 |
| Net charge-offs | $21,000 | 1,520 |
| Cash dividends | $2,577,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,350,000 | 1,182 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 1,617 |
| Total interest expense | $1,110,000 | 1,717 |
| Net interest income | $4,731,000 | 1,543 |
| Provision for loan and lease losses | $105,000 | 1,243 |
| Total noninterest income | $1,182,000 | 1,176 |
| Gross Fiduciary activities income | $17,000 | 759 |
| Service charges on deposit accounts | $338,000 | 789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 1,107 |
| Total noninterest expense | $3,521,000 | 1,602 |
| Salaries and employee benefits | $1,832,000 | 1,729 |
| Premises and equipment expense | $483,000 | 1,281 |
| Additional noninterest expense | $827,000 | 1,107 |
| Pre-tax net operating income | $2,287,000 | 1,315 |
| Securities gains (losses) | $29,000 | 360 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,316,000 | 1,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,316,000 | 1,139 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,316,000 | 1,139 |
| Net charge-offs | $18,000 | 1,150 |
| Cash dividends | $1,250,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,287,000 | 1,168 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,803,000 | 1,523 |
| Total interest expense | $1,700,000 | 1,770 |
| Net interest income | $19,103,000 | 1,494 |
| Provision for loan and lease losses | $520,000 | 1,207 |
| Total noninterest income | $5,104,000 | 1,188 |
| Gross Fiduciary activities income | $97,000 | 758 |
| Service charges on deposit accounts | $1,426,000 | 775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,581,000 | 1,128 |
| Total noninterest expense | $14,284,000 | 1,547 |
| Salaries and employee benefits | $7,254,000 | 1,694 |
| Premises and equipment expense | $2,096,000 | 1,160 |
| Additional noninterest expense | $3,581,000 | 1,128 |
| Pre-tax net operating income | $9,403,000 | 1,327 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $9,404,000 | 1,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,404,000 | 1,146 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,404,000 | 1,147 |
| Net charge-offs | $54,000 | 1,499 |
| Cash dividends | $5,669,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,403,000 | 1,171 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,006,000 | 1,521 |
| Total interest expense | $953,000 | 1,832 |
| Net interest income | $14,053,000 | 1,490 |
| Provision for loan and lease losses | $415,000 | 1,070 |
| Total noninterest income | $3,818,000 | 1,202 |
| Gross Fiduciary activities income | $75,000 | 750 |
| Service charges on deposit accounts | $1,060,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,683,000 | 1,149 |
| Total noninterest expense | $10,505,000 | 1,570 |
| Salaries and employee benefits | $5,301,000 | 1,726 |
| Premises and equipment expense | $1,582,000 | 1,147 |
| Additional noninterest expense | $2,683,000 | 1,149 |
| Pre-tax net operating income | $6,951,000 | 1,333 |
| Securities gains (losses) | $22,000 | 331 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $6,973,000 | 1,157 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,973,000 | 1,155 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,973,000 | 1,157 |
| Net charge-offs | $24,000 | 1,536 |
| Cash dividends | $4,843,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,951,000 | 1,185 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,560,000 | 1,524 |
| Total interest expense | $489,000 | 1,989 |
| Net interest income | $9,071,000 | 1,493 |
| Provision for loan and lease losses | $210,000 | 1,113 |
| Total noninterest income | $2,584,000 | 1,178 |
| Gross Fiduciary activities income | $51,000 | 717 |
| Service charges on deposit accounts | $692,000 | 793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,841,000 | 1,152 |
| Total noninterest expense | $6,916,000 | 1,575 |
| Salaries and employee benefits | $3,501,000 | 1,733 |
| Premises and equipment expense | $1,056,000 | 1,135 |
| Additional noninterest expense | $2,359,000 | 1,421 |
| Pre-tax net operating income | $4,529,000 | 1,289 |
| Securities gains (losses) | $22,000 | 303 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $4,551,000 | 1,123 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,551,000 | 1,122 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,551,000 | 1,123 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $2,766,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,529,000 | 1,152 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 1,521 |
| Total interest expense | $219,000 | 2,081 |
| Net interest income | $4,415,000 | 1,493 |
| Provision for loan and lease losses | $105,000 | 941 |
| Total noninterest income | $1,325,000 | 1,159 |
| Gross Fiduciary activities income | $25,000 | 717 |
| Service charges on deposit accounts | $348,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 1,115 |
| Total noninterest expense | $3,454,000 | 1,570 |
| Salaries and employee benefits | $1,743,000 | 1,742 |
| Premises and equipment expense | $522,000 | 1,155 |
| Additional noninterest expense | $1,189,000 | 1,383 |
| Pre-tax net operating income | $2,181,000 | 1,279 |
| Securities gains (losses) | $22,000 | 291 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,203,000 | 1,118 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,203,000 | 1,117 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,203,000 | 1,118 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $1,250,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,181,000 | 1,139 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,258,000 | 1,590 |
| Total interest expense | $1,415,000 | 1,743 |
| Net interest income | $16,843,000 | 1,580 |
| Provision for loan and lease losses | $420,000 | 1,172 |
| Total noninterest income | $5,319,000 | 1,264 |
| Gross Fiduciary activities income | $99,000 | 723 |
| Service charges on deposit accounts | $1,177,000 | 854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,043,000 | 1,244 |
| Total noninterest expense | $14,994,000 | 1,453 |
| Salaries and employee benefits | $7,530,000 | 1,628 |
| Premises and equipment expense | $1,983,000 | 1,218 |
| Additional noninterest expense | $5,481,000 | 1,232 |
| Pre-tax net operating income | $6,748,000 | 1,684 |
| Securities gains (losses) | $70,000 | 1,001 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,818,000 | 1,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,818,000 | 1,533 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,818,000 | 1,534 |
| Net charge-offs | $-126,000 | 4,428 |
| Cash dividends | $5,044,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,748,000 | 1,512 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,748,000 | 1,620 |
| Total interest expense | $1,153,000 | 1,718 |
| Net interest income | $12,595,000 | 1,607 |
| Provision for loan and lease losses | $315,000 | 1,121 |
| Total noninterest income | $3,231,000 | 1,481 |
| Gross Fiduciary activities income | $75,000 | 720 |
| Service charges on deposit accounts | $870,000 | 853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,286,000 | 1,530 |
| Total noninterest expense | $9,884,000 | 1,609 |
| Salaries and employee benefits | $5,128,000 | 1,750 |
| Premises and equipment expense | $1,439,000 | 1,269 |
| Additional noninterest expense | $3,317,000 | 1,467 |
| Pre-tax net operating income | $5,627,000 | 1,621 |
| Securities gains (losses) | $70,000 | 933 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,697,000 | 1,472 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,697,000 | 1,472 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,697,000 | 1,472 |
| Net charge-offs | $-152,000 | 4,586 |
| Cash dividends | $4,480,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,627,000 | 1,453 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 1,586 |
| Total interest expense | $825,000 | 1,684 |
| Net interest income | $8,503,000 | 1,569 |
| Provision for loan and lease losses | $210,000 | 1,148 |
| Total noninterest income | $2,586,000 | 1,296 |
| Gross Fiduciary activities income | $48,000 | 725 |
| Service charges on deposit accounts | $535,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,003,000 | 1,291 |
| Total noninterest expense | $6,616,000 | 1,594 |
| Salaries and employee benefits | $3,423,000 | 1,740 |
| Premises and equipment expense | $969,000 | 1,247 |
| Additional noninterest expense | $2,224,000 | 1,444 |
| Pre-tax net operating income | $4,263,000 | 1,465 |
| Securities gains (losses) | $71,000 | 776 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,334,000 | 1,312 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,334,000 | 1,312 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,334,000 | 1,312 |
| Net charge-offs | $-129,000 | 4,656 |
| Cash dividends | $2,719,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,263,000 | 1,299 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 1,588 |
| Total interest expense | $414,000 | 1,752 |
| Net interest income | $4,264,000 | 1,560 |
| Provision for loan and lease losses | $105,000 | 1,210 |
| Total noninterest income | $1,311,000 | 1,283 |
| Gross Fiduciary activities income | $23,000 | 728 |
| Service charges on deposit accounts | $270,000 | 859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,018,000 | 1,260 |
| Total noninterest expense | $3,272,000 | 1,605 |
| Salaries and employee benefits | $1,713,000 | 1,736 |
| Premises and equipment expense | $482,000 | 1,268 |
| Additional noninterest expense | $1,077,000 | 1,454 |
| Pre-tax net operating income | $2,198,000 | 1,428 |
| Securities gains (losses) | $71,000 | 569 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,269,000 | 1,268 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,269,000 | 1,268 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,269,000 | 1,268 |
| Net charge-offs | $-73,000 | 4,700 |
| Cash dividends | $2,043,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,198,000 | 1,265 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,291,000 | 1,608 |
| Total interest expense | $2,133,000 | 1,900 |
| Net interest income | $16,158,000 | 1,550 |
| Provision for loan and lease losses | $720,000 | 1,915 |
| Total noninterest income | $4,931,000 | 1,274 |
| Gross Fiduciary activities income | $100,000 | 720 |
| Service charges on deposit accounts | $1,216,000 | 798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,615,000 | 1,296 |
| Total noninterest expense | $12,968,000 | 1,595 |
| Salaries and employee benefits | $6,298,000 | 1,832 |
| Premises and equipment expense | $1,896,000 | 1,237 |
| Additional noninterest expense | $4,774,000 | 1,334 |
| Pre-tax net operating income | $7,401,000 | 1,329 |
| Securities gains (losses) | $47,000 | 1,750 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $7,448,000 | 1,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,448,000 | 1,200 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,448,000 | 1,200 |
| Net charge-offs | $181,000 | 1,618 |
| Cash dividends | $4,695,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,401,000 | 1,168 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,044,000 | 1,583 |
| Total interest expense | $1,704,000 | 1,898 |
| Net interest income | $12,340,000 | 1,516 |
| Provision for loan and lease losses | $615,000 | 1,795 |
| Total noninterest income | $3,835,000 | 1,217 |
| Gross Fiduciary activities income | $76,000 | 714 |
| Service charges on deposit accounts | $889,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,870,000 | 1,200 |
| Total noninterest expense | $9,832,000 | 1,558 |
| Salaries and employee benefits | $4,898,000 | 1,752 |
| Premises and equipment expense | $1,409,000 | 1,244 |
| Additional noninterest expense | $3,525,000 | 1,328 |
| Pre-tax net operating income | $5,728,000 | 1,263 |
| Securities gains (losses) | $40,000 | 1,638 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $5,768,000 | 1,136 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,768,000 | 1,136 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,768,000 | 1,136 |
| Net charge-offs | $150,000 | 1,417 |
| Cash dividends | $4,134,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,728,000 | 1,108 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 1,551 |
| Total interest expense | $1,213,000 | 1,904 |
| Net interest income | $8,527,000 | 1,469 |
| Provision for loan and lease losses | $510,000 | 1,581 |
| Total noninterest income | $2,370,000 | 1,212 |
| Gross Fiduciary activities income | $52,000 | 721 |
| Service charges on deposit accounts | $587,000 | 828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,731,000 | 1,201 |
| Total noninterest expense | $6,523,000 | 1,552 |
| Salaries and employee benefits | $3,331,000 | 1,730 |
| Premises and equipment expense | $902,000 | 1,291 |
| Additional noninterest expense | $2,290,000 | 1,347 |
| Pre-tax net operating income | $3,864,000 | 1,192 |
| Securities gains (losses) | $40,000 | 1,392 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,904,000 | 1,060 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,904,000 | 1,060 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,904,000 | 1,060 |
| Net charge-offs | $59,000 | 1,635 |
| Cash dividends | $2,274,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,864,000 | 1,041 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 1,635 |
| Total interest expense | $685,000 | 1,872 |
| Net interest income | $3,849,000 | 1,554 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $1,051,000 | 1,243 |
| Gross Fiduciary activities income | $27,000 | 719 |
| Service charges on deposit accounts | $363,000 | 808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 1,278 |
| Total noninterest expense | $3,278,000 | 1,562 |
| Salaries and employee benefits | $1,680,000 | 1,729 |
| Premises and equipment expense | $431,000 | 1,355 |
| Additional noninterest expense | $1,167,000 | 1,337 |
| Pre-tax net operating income | $1,517,000 | 1,310 |
| Securities gains (losses) | $40,000 | 915 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,557,000 | 1,158 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,557,000 | 1,157 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,557,000 | 1,158 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $1,250,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,517,000 | 1,160 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,070,000 | 1,653 |
| Total interest expense | $2,688,000 | 1,942 |
| Net interest income | $15,382,000 | 1,555 |
| Provision for loan and lease losses | $695,000 | 1,210 |
| Total noninterest income | $4,434,000 | 1,216 |
| Gross Fiduciary activities income | $149,000 | 704 |
| Service charges on deposit accounts | $1,589,000 | 770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,696,000 | 1,287 |
| Total noninterest expense | $13,220,000 | 1,512 |
| Salaries and employee benefits | $6,668,000 | 1,697 |
| Premises and equipment expense | $1,737,000 | 1,315 |
| Additional noninterest expense | $4,815,000 | 1,292 |
| Pre-tax net operating income | $5,901,000 | 1,556 |
| Securities gains (losses) | $156,000 | 722 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $6,057,000 | 1,377 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,057,000 | 1,380 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,057,000 | 1,380 |
| Net charge-offs | $541,000 | 976 |
| Cash dividends | $4,326,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,901,000 | 1,373 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,432,000 | 1,685 |
| Total interest expense | $1,995,000 | 1,977 |
| Net interest income | $11,437,000 | 1,580 |
| Provision for loan and lease losses | $465,000 | 1,220 |
| Total noninterest income | $3,226,000 | 1,234 |
| Gross Fiduciary activities income | $109,000 | 705 |
| Service charges on deposit accounts | $1,187,000 | 772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,930,000 | 1,315 |
| Total noninterest expense | $9,912,000 | 1,518 |
| Salaries and employee benefits | $4,981,000 | 1,714 |
| Premises and equipment expense | $1,330,000 | 1,300 |
| Additional noninterest expense | $3,601,000 | 1,297 |
| Pre-tax net operating income | $4,286,000 | 1,628 |
| Securities gains (losses) | $155,000 | 611 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,441,000 | 1,424 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,441,000 | 1,424 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,441,000 | 1,426 |
| Net charge-offs | $375,000 | 906 |
| Cash dividends | $3,822,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,286,000 | 1,437 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 1,700 |
| Total interest expense | $1,297,000 | 1,992 |
| Net interest income | $7,544,000 | 1,602 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $2,059,000 | 1,248 |
| Gross Fiduciary activities income | $62,000 | 722 |
| Service charges on deposit accounts | $768,000 | 785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,229,000 | 1,315 |
| Total noninterest expense | $6,589,000 | 1,520 |
| Salaries and employee benefits | $3,320,000 | 1,723 |
| Premises and equipment expense | $883,000 | 1,308 |
| Additional noninterest expense | $2,386,000 | 1,316 |
| Pre-tax net operating income | $2,804,000 | 1,635 |
| Securities gains (losses) | $132,000 | 466 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,936,000 | 1,414 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,936,000 | 1,413 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,936,000 | 1,414 |
| Net charge-offs | $270,000 | 839 |
| Cash dividends | $2,092,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,804,000 | 1,437 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 1,732 |
| Total interest expense | $611,000 | 2,036 |
| Net interest income | $3,721,000 | 1,641 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $828,000 | 1,402 |
| Gross Fiduciary activities income | $27,000 | 746 |
| Service charges on deposit accounts | $370,000 | 800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 1,600 |
| Total noninterest expense | $3,188,000 | 1,572 |
| Salaries and employee benefits | $1,661,000 | 1,728 |
| Premises and equipment expense | $436,000 | 1,340 |
| Additional noninterest expense | $1,091,000 | 1,415 |
| Pre-tax net operating income | $1,256,000 | 1,751 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,256,000 | 1,562 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,256,000 | 1,561 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,256,000 | 1,561 |
| Net charge-offs | $111,000 | 845 |
| Cash dividends | $1,250,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,256,000 | 1,539 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,347,000 | 1,730 |
| Total interest expense | $1,448,000 | 2,397 |
| Net interest income | $14,899,000 | 1,613 |
| Provision for loan and lease losses | $570,000 | 1,351 |
| Total noninterest income | $4,028,000 | 1,264 |
| Gross Fiduciary activities income | $123,000 | 748 |
| Service charges on deposit accounts | $1,564,000 | 787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,341,000 | 1,349 |
| Total noninterest expense | $12,560,000 | 1,548 |
| Salaries and employee benefits | $6,279,000 | 1,746 |
| Premises and equipment expense | $1,693,000 | 1,348 |
| Additional noninterest expense | $4,588,000 | 1,339 |
| Pre-tax net operating income | $5,797,000 | 1,563 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,797,000 | 1,391 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,797,000 | 1,390 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,797,000 | 1,390 |
| Net charge-offs | $810,000 | 703 |
| Cash dividends | $4,594,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,797,000 | 1,381 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,070,000 | 1,736 |
| Total interest expense | $956,000 | 2,506 |
| Net interest income | $11,114,000 | 1,618 |
| Provision for loan and lease losses | $465,000 | 1,190 |
| Total noninterest income | $2,769,000 | 1,351 |
| Gross Fiduciary activities income | $88,000 | 746 |
| Service charges on deposit accounts | $1,156,000 | 795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,525,000 | 1,503 |
| Total noninterest expense | $9,189,000 | 1,578 |
| Salaries and employee benefits | $4,717,000 | 1,747 |
| Premises and equipment expense | $1,266,000 | 1,358 |
| Additional noninterest expense | $3,206,000 | 1,435 |
| Pre-tax net operating income | $4,229,000 | 1,611 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,229,000 | 1,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,229,000 | 1,435 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,229,000 | 1,435 |
| Net charge-offs | $702,000 | 575 |
| Cash dividends | $4,190,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,229,000 | 1,425 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 1,735 |
| Total interest expense | $605,000 | 2,509 |
| Net interest income | $7,339,000 | 1,625 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $1,875,000 | 1,344 |
| Gross Fiduciary activities income | $60,000 | 754 |
| Service charges on deposit accounts | $754,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,061,000 | 1,462 |
| Total noninterest expense | $6,041,000 | 1,608 |
| Salaries and employee benefits | $3,179,000 | 1,748 |
| Premises and equipment expense | $856,000 | 1,351 |
| Additional noninterest expense | $2,006,000 | 1,501 |
| Pre-tax net operating income | $2,963,000 | 1,529 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,963,000 | 1,362 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,963,000 | 1,361 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,963,000 | 1,361 |
| Net charge-offs | $500,000 | 522 |
| Cash dividends | $2,454,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,963,000 | 1,352 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 1,742 |
| Total interest expense | $290,000 | 2,521 |
| Net interest income | $3,633,000 | 1,637 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $999,000 | 1,274 |
| Gross Fiduciary activities income | $29,000 | 757 |
| Service charges on deposit accounts | $370,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $600,000 | 1,334 |
| Total noninterest expense | $3,047,000 | 1,609 |
| Salaries and employee benefits | $1,590,000 | 1,765 |
| Premises and equipment expense | $424,000 | 1,376 |
| Additional noninterest expense | $1,033,000 | 1,460 |
| Pre-tax net operating income | $1,480,000 | 1,502 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,480,000 | 1,332 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,480,000 | 1,332 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,480,000 | 1,332 |
| Net charge-offs | $219,000 | 547 |
| Cash dividends | $1,250,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,480,000 | 1,325 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,403,000 | 1,719 |
| Total interest expense | $899,000 | 2,740 |
| Net interest income | $14,504,000 | 1,620 |
| Provision for loan and lease losses | $527,000 | 1,401 |
| Total noninterest income | $3,619,000 | 1,380 |
| Gross Fiduciary activities income | $171,000 | 729 |
| Service charges on deposit accounts | $1,579,000 | 785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,869,000 | 1,596 |
| Total noninterest expense | $12,097,000 | 1,616 |
| Salaries and employee benefits | $6,125,000 | 1,787 |
| Premises and equipment expense | $1,658,000 | 1,383 |
| Additional noninterest expense | $4,314,000 | 1,422 |
| Pre-tax net operating income | $5,499,000 | 1,581 |
| Securities gains (losses) | $49,000 | 910 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,548,000 | 1,247 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,548,000 | 1,247 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,548,000 | 1,247 |
| Net charge-offs | $547,000 | 1,030 |
| Cash dividends | $4,552,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,499,000 | 1,240 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,403,000 | 1,737 |
| Total interest expense | $650,000 | 2,788 |
| Net interest income | $10,753,000 | 1,640 |
| Provision for loan and lease losses | $394,000 | 1,374 |
| Total noninterest income | $2,782,000 | 1,374 |
| Gross Fiduciary activities income | $142,000 | 722 |
| Service charges on deposit accounts | $1,160,000 | 806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,480,000 | 1,563 |
| Total noninterest expense | $9,052,000 | 1,625 |
| Salaries and employee benefits | $4,632,000 | 1,779 |
| Premises and equipment expense | $1,267,000 | 1,373 |
| Additional noninterest expense | $3,153,000 | 1,446 |
| Pre-tax net operating income | $4,089,000 | 1,615 |
| Securities gains (losses) | $48,000 | 898 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,137,000 | 1,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,137,000 | 1,346 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,137,000 | 1,346 |
| Net charge-offs | $254,000 | 1,228 |
| Cash dividends | $4,194,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,089,000 | 1,335 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 1,738 |
| Total interest expense | $423,000 | 2,770 |
| Net interest income | $7,104,000 | 1,641 |
| Provision for loan and lease losses | $258,000 | 1,340 |
| Total noninterest income | $1,916,000 | 1,341 |
| Gross Fiduciary activities income | $55,000 | 781 |
| Service charges on deposit accounts | $751,000 | 819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,110,000 | 1,452 |
| Total noninterest expense | $6,051,000 | 1,625 |
| Salaries and employee benefits | $3,081,000 | 1,787 |
| Premises and equipment expense | $832,000 | 1,387 |
| Additional noninterest expense | $2,138,000 | 1,421 |
| Pre-tax net operating income | $2,711,000 | 1,594 |
| Securities gains (losses) | $16,000 | 1,075 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,727,000 | 1,344 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,727,000 | 1,342 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,727,000 | 1,344 |
| Net charge-offs | $137,000 | 1,297 |
| Cash dividends | $2,363,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,711,000 | 1,332 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 1,750 |
| Total interest expense | $205,000 | 2,809 |
| Net interest income | $3,505,000 | 1,647 |
| Provision for loan and lease losses | $129,000 | 1,273 |
| Total noninterest income | $860,000 | 1,432 |
| Gross Fiduciary activities income | $28,000 | 784 |
| Service charges on deposit accounts | $376,000 | 812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 1,618 |
| Total noninterest expense | $2,954,000 | 1,668 |
| Salaries and employee benefits | $1,526,000 | 1,814 |
| Premises and equipment expense | $405,000 | 1,431 |
| Additional noninterest expense | $1,023,000 | 1,468 |
| Pre-tax net operating income | $1,282,000 | 1,628 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,287,000 | 1,375 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,287,000 | 1,374 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,287,000 | 1,375 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $1,250,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,282,000 | 1,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,488,000 | 1,748 |
| Total interest expense | $722,000 | 2,987 |
| Net interest income | $13,766,000 | 1,626 |
| Provision for loan and lease losses | $860,000 | 1,036 |
| Total noninterest income | $3,721,000 | 1,408 |
| Gross Fiduciary activities income | $59,000 | 858 |
| Service charges on deposit accounts | $1,546,000 | 812 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,116,000 | 1,548 |
| Total noninterest expense | $11,831,000 | 1,641 |
| Salaries and employee benefits | $5,914,000 | 1,805 |
| Premises and equipment expense | $1,701,000 | 1,357 |
| Additional noninterest expense | $4,216,000 | 1,457 |
| Pre-tax net operating income | $4,796,000 | 1,676 |
| Securities gains (losses) | $235,000 | 786 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,031,000 | 1,380 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,031,000 | 1,379 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,031,000 | 1,379 |
| Net charge-offs | $953,000 | 683 |
| Cash dividends | $3,953,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,796,000 | 1,405 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,753,000 | 1,769 |
| Total interest expense | $536,000 | 3,001 |
| Net interest income | $10,217,000 | 1,649 |
| Provision for loan and lease losses | $734,000 | 877 |
| Total noninterest income | $2,849,000 | 1,389 |
| Gross Fiduciary activities income | $43,000 | 854 |
| Service charges on deposit accounts | $1,156,000 | 817 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,650,000 | 1,495 |
| Total noninterest expense | $8,765,000 | 1,653 |
| Salaries and employee benefits | $4,397,000 | 1,811 |
| Premises and equipment expense | $1,305,000 | 1,341 |
| Additional noninterest expense | $3,063,000 | 1,512 |
| Pre-tax net operating income | $3,567,000 | 1,709 |
| Securities gains (losses) | $235,000 | 719 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,802,000 | 1,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,802,000 | 1,390 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,802,000 | 1,390 |
| Net charge-offs | $869,000 | 537 |
| Cash dividends | $3,952,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,567,000 | 1,427 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 1,787 |
| Total interest expense | $361,000 | 2,997 |
| Net interest income | $6,739,000 | 1,669 |
| Provision for loan and lease losses | $443,000 | 953 |
| Total noninterest income | $1,734,000 | 1,463 |
| Gross Fiduciary activities income | $30,000 | 863 |
| Service charges on deposit accounts | $755,000 | 818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $949,000 | 1,612 |
| Total noninterest expense | $5,735,000 | 1,681 |
| Salaries and employee benefits | $2,925,000 | 1,822 |
| Premises and equipment expense | $879,000 | 1,324 |
| Additional noninterest expense | $1,931,000 | 1,585 |
| Pre-tax net operating income | $2,295,000 | 1,755 |
| Securities gains (losses) | $128,000 | 815 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,423,000 | 1,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,423,000 | 1,432 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,423,000 | 1,432 |
| Net charge-offs | $574,000 | 542 |
| Cash dividends | $2,308,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,295,000 | 1,457 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 1,804 |
| Total interest expense | $182,000 | 3,008 |
| Net interest income | $3,344,000 | 1,682 |
| Provision for loan and lease losses | $110,000 | 1,434 |
| Total noninterest income | $937,000 | 1,363 |
| Gross Fiduciary activities income | $13,000 | 872 |
| Service charges on deposit accounts | $369,000 | 835 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $555,000 | 1,415 |
| Total noninterest expense | $2,828,000 | 1,717 |
| Salaries and employee benefits | $1,458,000 | 1,843 |
| Premises and equipment expense | $438,000 | 1,333 |
| Additional noninterest expense | $932,000 | 1,628 |
| Pre-tax net operating income | $1,343,000 | 1,516 |
| Securities gains (losses) | $25,000 | 1,142 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,368,000 | 1,271 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,368,000 | 1,272 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,368,000 | 1,272 |
| Net charge-offs | $115,000 | 933 |
| Cash dividends | $1,250,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,343,000 | 1,251 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,430,000 | 1,842 |
| Total interest expense | $687,000 | 3,097 |
| Net interest income | $12,743,000 | 1,716 |
| Provision for loan and lease losses | $413,000 | 1,561 |
| Total noninterest income | $3,595,000 | 1,401 |
| Gross Fiduciary activities income | $53,000 | 888 |
| Service charges on deposit accounts | $1,586,000 | 811 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,956,000 | 1,551 |
| Total noninterest expense | $11,250,000 | 1,689 |
| Salaries and employee benefits | $5,622,000 | 1,857 |
| Premises and equipment expense | $1,981,000 | 1,195 |
| Additional noninterest expense | $3,647,000 | 1,664 |
| Pre-tax net operating income | $4,675,000 | 1,660 |
| Securities gains (losses) | $74,000 | 1,355 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,749,000 | 1,404 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,749,000 | 1,404 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,749,000 | 1,404 |
| Net charge-offs | $538,000 | 1,105 |
| Cash dividends | $4,213,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,675,000 | 1,394 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 1,876 |
| Total interest expense | $509,000 | 3,170 |
| Net interest income | $9,428,000 | 1,756 |
| Provision for loan and lease losses | $308,000 | 1,485 |
| Total noninterest income | $2,608,000 | 1,455 |
| Gross Fiduciary activities income | $41,000 | 884 |
| Service charges on deposit accounts | $1,184,000 | 820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,383,000 | 1,624 |
| Total noninterest expense | $8,205,000 | 1,742 |
| Salaries and employee benefits | $4,227,000 | 1,855 |
| Premises and equipment expense | $1,286,000 | 1,366 |
| Additional noninterest expense | $2,692,000 | 1,681 |
| Pre-tax net operating income | $3,523,000 | 1,676 |
| Securities gains (losses) | $74,000 | 1,213 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,597,000 | 1,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,597,000 | 1,413 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,597,000 | 1,413 |
| Net charge-offs | $434,000 | 949 |
| Cash dividends | $3,716,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,523,000 | 1,406 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 1,898 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $6,162,000 | 1,802 |
| Provision for loan and lease losses | $196,000 | 1,535 |
| Total noninterest income | $1,668,000 | 1,499 |
| Gross Fiduciary activities income | $28,000 | 894 |
| Service charges on deposit accounts | $770,000 | 827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $870,000 | 1,713 |
| Total noninterest expense | $5,420,000 | 1,769 |
| Salaries and employee benefits | $2,803,000 | 1,873 |
| Premises and equipment expense | $872,000 | 1,354 |
| Additional noninterest expense | $1,745,000 | 1,735 |
| Pre-tax net operating income | $2,214,000 | 1,755 |
| Securities gains (losses) | $70,000 | 1,032 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,284,000 | 1,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,284,000 | 1,453 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,284,000 | 1,455 |
| Net charge-offs | $232,000 | 1,086 |
| Cash dividends | $1,952,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,214,000 | 1,462 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 1,936 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $3,022,000 | 1,825 |
| Provision for loan and lease losses | $98,000 | 1,489 |
| Total noninterest income | $865,000 | 1,420 |
| Gross Fiduciary activities income | $15,000 | 891 |
| Service charges on deposit accounts | $376,000 | 825 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $474,000 | 1,569 |
| Total noninterest expense | $2,677,000 | 1,791 |
| Salaries and employee benefits | $1,382,000 | 1,901 |
| Premises and equipment expense | $424,000 | 1,413 |
| Additional noninterest expense | $871,000 | 1,731 |
| Pre-tax net operating income | $1,112,000 | 1,692 |
| Securities gains (losses) | $59,000 | 780 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,171,000 | 1,400 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,171,000 | 1,403 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,171,000 | 1,402 |
| Net charge-offs | $151,000 | 865 |
| Cash dividends | $1,125,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,112,000 | 1,408 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,961,000 | 1,920 |
| Total interest expense | $754,000 | 3,161 |
| Net interest income | $12,207,000 | 1,799 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $3,703,000 | 1,348 |
| Gross Fiduciary activities income | $64,000 | 904 |
| Service charges on deposit accounts | $1,585,000 | 843 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,054,000 | 1,425 |
| Total noninterest expense | $10,888,000 | 1,754 |
| Salaries and employee benefits | $5,899,000 | 1,747 |
| Premises and equipment expense | $1,571,000 | 1,507 |
| Additional noninterest expense | $3,418,000 | 1,806 |
| Pre-tax net operating income | $4,722,000 | 1,608 |
| Securities gains (losses) | $-24,000 | 6,155 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,698,000 | 1,383 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,698,000 | 1,382 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,698,000 | 1,382 |
| Net charge-offs | $293,000 | 2,051 |
| Cash dividends | $4,060,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,722,000 | 1,346 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 1,936 |
| Total interest expense | $569,000 | 3,199 |
| Net interest income | $9,100,000 | 1,817 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $2,766,000 | 1,363 |
| Gross Fiduciary activities income | $41,000 | 917 |
| Service charges on deposit accounts | $1,194,000 | 849 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,531,000 | 1,437 |
| Total noninterest expense | $7,740,000 | 1,833 |
| Salaries and employee benefits | $4,133,000 | 1,872 |
| Premises and equipment expense | $1,137,000 | 1,566 |
| Additional noninterest expense | $2,470,000 | 1,866 |
| Pre-tax net operating income | $3,901,000 | 1,488 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,919,000 | 1,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,919,000 | 1,237 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,919,000 | 1,239 |
| Net charge-offs | $175,000 | 2,140 |
| Cash dividends | $3,701,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,901,000 | 1,230 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 1,934 |
| Total interest expense | $386,000 | 3,194 |
| Net interest income | $6,049,000 | 1,814 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $1,840,000 | 1,349 |
| Gross Fiduciary activities income | $29,000 | 918 |
| Service charges on deposit accounts | $784,000 | 852 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,027,000 | 1,421 |
| Total noninterest expense | $5,133,000 | 1,842 |
| Salaries and employee benefits | $2,752,000 | 1,875 |
| Premises and equipment expense | $737,000 | 1,616 |
| Additional noninterest expense | $1,644,000 | 1,866 |
| Pre-tax net operating income | $2,606,000 | 1,442 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,614,000 | 1,210 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,614,000 | 1,209 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,614,000 | 1,211 |
| Net charge-offs | $95,000 | 2,223 |
| Cash dividends | $2,211,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,606,000 | 1,186 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 1,930 |
| Total interest expense | $198,000 | 3,202 |
| Net interest income | $3,017,000 | 1,807 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $883,000 | 1,363 |
| Gross Fiduciary activities income | $16,000 | 904 |
| Service charges on deposit accounts | $382,000 | 858 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $485,000 | 1,447 |
| Total noninterest expense | $2,537,000 | 1,870 |
| Salaries and employee benefits | $1,359,000 | 1,914 |
| Premises and equipment expense | $376,000 | 1,605 |
| Additional noninterest expense | $802,000 | 1,884 |
| Pre-tax net operating income | $1,288,000 | 1,425 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,312,000 | 1,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,312,000 | 1,168 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,312,000 | 1,169 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $1,125,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,288,000 | 1,166 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,029,000 | 1,913 |
| Total interest expense | $977,000 | 2,994 |
| Net interest income | $12,052,000 | 1,791 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $3,578,000 | 1,423 |
| Gross Fiduciary activities income | $98,000 | 865 |
| Service charges on deposit accounts | $1,489,000 | 927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,991,000 | 1,512 |
| Total noninterest expense | $10,834,000 | 1,778 |
| Salaries and employee benefits | $6,014,000 | 1,704 |
| Premises and equipment expense | $1,427,000 | 1,646 |
| Additional noninterest expense | $3,393,000 | 1,871 |
| Pre-tax net operating income | $4,496,000 | 1,557 |
| Securities gains (losses) | $533,000 | 429 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,029,000 | 1,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,029,000 | 1,220 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,029,000 | 1,221 |
| Net charge-offs | $238,000 | 2,817 |
| Cash dividends | $4,137,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,496,000 | 1,323 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,735,000 | 1,929 |
| Total interest expense | $771,000 | 2,965 |
| Net interest income | $8,964,000 | 1,800 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $2,657,000 | 1,462 |
| Gross Fiduciary activities income | $77,000 | 856 |
| Service charges on deposit accounts | $1,079,000 | 960 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,501,000 | 1,546 |
| Total noninterest expense | $7,791,000 | 1,838 |
| Salaries and employee benefits | $4,265,000 | 1,806 |
| Premises and equipment expense | $1,071,000 | 1,658 |
| Additional noninterest expense | $2,455,000 | 1,911 |
| Pre-tax net operating income | $3,605,000 | 1,502 |
| Securities gains (losses) | $497,000 | 412 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,102,000 | 1,137 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,102,000 | 1,138 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,102,000 | 1,139 |
| Net charge-offs | $248,000 | 2,326 |
| Cash dividends | $3,777,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,605,000 | 1,243 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,445,000 | 1,932 |
| Total interest expense | $550,000 | 2,882 |
| Net interest income | $5,895,000 | 1,812 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $1,783,000 | 1,466 |
| Gross Fiduciary activities income | $60,000 | 846 |
| Service charges on deposit accounts | $698,000 | 969 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,025,000 | 1,554 |
| Total noninterest expense | $5,170,000 | 1,850 |
| Salaries and employee benefits | $2,830,000 | 1,816 |
| Premises and equipment expense | $713,000 | 1,661 |
| Additional noninterest expense | $1,627,000 | 1,923 |
| Pre-tax net operating income | $2,358,000 | 1,510 |
| Securities gains (losses) | $477,000 | 385 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,835,000 | 1,092 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,835,000 | 1,093 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,835,000 | 1,095 |
| Net charge-offs | $156,000 | 2,348 |
| Cash dividends | $2,168,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,358,000 | 1,232 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 1,955 |
| Total interest expense | $293,000 | 2,829 |
| Net interest income | $2,916,000 | 1,835 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $816,000 | 1,546 |
| Gross Fiduciary activities income | $19,000 | 913 |
| Service charges on deposit accounts | $338,000 | 987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $459,000 | 1,672 |
| Total noninterest expense | $2,567,000 | 1,877 |
| Salaries and employee benefits | $1,424,000 | 1,838 |
| Premises and equipment expense | $350,000 | 1,718 |
| Additional noninterest expense | $793,000 | 1,972 |
| Pre-tax net operating income | $1,090,000 | 1,587 |
| Securities gains (losses) | $359,000 | 283 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,449,000 | 1,053 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,449,000 | 1,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,449,000 | 1,055 |
| Net charge-offs | $51,000 | 2,405 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,090,000 | 1,305 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,587,000 | 1,940 |
| Total interest expense | $1,397,000 | 2,876 |
| Net interest income | $12,190,000 | 1,800 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $3,578,000 | 1,436 |
| Gross Fiduciary activities income | $74,000 | 929 |
| Service charges on deposit accounts | $1,451,000 | 985 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,053,000 | 1,504 |
| Total noninterest expense | $10,802,000 | 1,774 |
| Salaries and employee benefits | $5,950,000 | 1,690 |
| Premises and equipment expense | $1,369,000 | 1,724 |
| Additional noninterest expense | $3,483,000 | 1,887 |
| Pre-tax net operating income | $4,366,000 | 1,550 |
| Securities gains (losses) | $1,036,000 | 501 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $5,402,000 | 1,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,402,000 | 1,089 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,402,000 | 1,089 |
| Net charge-offs | $588,000 | 2,438 |
| Cash dividends | $5,061,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,366,000 | 1,283 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 1,953 |
| Total interest expense | $1,095,000 | 2,873 |
| Net interest income | $9,191,000 | 1,813 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $2,665,000 | 1,435 |
| Gross Fiduciary activities income | $56,000 | 915 |
| Service charges on deposit accounts | $1,082,000 | 997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,527,000 | 1,508 |
| Total noninterest expense | $7,658,000 | 1,875 |
| Salaries and employee benefits | $4,106,000 | 1,838 |
| Premises and equipment expense | $1,015,000 | 1,750 |
| Additional noninterest expense | $2,537,000 | 1,947 |
| Pre-tax net operating income | $3,973,000 | 1,336 |
| Securities gains (losses) | $947,000 | 422 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $4,920,000 | 934 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,920,000 | 934 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,920,000 | 934 |
| Net charge-offs | $221,000 | 3,180 |
| Cash dividends | $3,961,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,973,000 | 1,073 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 1,946 |
| Total interest expense | $773,000 | 2,846 |
| Net interest income | $6,133,000 | 1,810 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,685,000 | 1,486 |
| Gross Fiduciary activities income | $39,000 | 923 |
| Service charges on deposit accounts | $706,000 | 1,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $940,000 | 1,576 |
| Total noninterest expense | $5,076,000 | 1,887 |
| Salaries and employee benefits | $2,732,000 | 1,830 |
| Premises and equipment expense | $662,000 | 1,796 |
| Additional noninterest expense | $1,682,000 | 1,957 |
| Pre-tax net operating income | $2,592,000 | 1,358 |
| Securities gains (losses) | $753,000 | 370 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,345,000 | 911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,345,000 | 910 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,345,000 | 911 |
| Net charge-offs | $44,000 | 4,136 |
| Cash dividends | $2,297,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,592,000 | 1,088 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 1,930 |
| Total interest expense | $409,000 | 2,822 |
| Net interest income | $3,105,000 | 1,801 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $811,000 | 1,508 |
| Gross Fiduciary activities income | $17,000 | 935 |
| Service charges on deposit accounts | $349,000 | 1,008 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $445,000 | 1,635 |
| Total noninterest expense | $2,518,000 | 1,906 |
| Salaries and employee benefits | $1,367,000 | 1,834 |
| Premises and equipment expense | $332,000 | 1,779 |
| Additional noninterest expense | $819,000 | 1,992 |
| Pre-tax net operating income | $1,323,000 | 1,327 |
| Securities gains (losses) | $362,000 | 379 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,685,000 | 887 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,685,000 | 888 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,685,000 | 888 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,323,000 | 1,052 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,441,000 | 1,954 |
| Total interest expense | $2,063,000 | 2,714 |
| Net interest income | $12,378,000 | 1,802 |
| Provision for loan and lease losses | $335,000 | 3,965 |
| Total noninterest income | $3,230,000 | 1,416 |
| Gross Fiduciary activities income | $96,000 | 846 |
| Service charges on deposit accounts | $1,514,000 | 969 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,620,000 | 1,565 |
| Total noninterest expense | $11,171,000 | 1,740 |
| Salaries and employee benefits | $5,775,000 | 1,682 |
| Premises and equipment expense | $1,514,000 | 1,642 |
| Additional noninterest expense | $3,882,000 | 1,747 |
| Pre-tax net operating income | $4,102,000 | 1,402 |
| Securities gains (losses) | $672,000 | 623 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,774,000 | 1,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,774,000 | 1,043 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,774,000 | 1,043 |
| Net charge-offs | $-51,000 | 7,187 |
| Cash dividends | $3,811,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,102,000 | 1,150 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 1,956 |
| Total interest expense | $1,620,000 | 2,703 |
| Net interest income | $9,336,000 | 1,796 |
| Provision for loan and lease losses | $260,000 | 3,812 |
| Total noninterest income | $2,425,000 | 1,402 |
| Gross Fiduciary activities income | $71,000 | 835 |
| Service charges on deposit accounts | $1,142,000 | 969 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,212,000 | 1,550 |
| Total noninterest expense | $7,428,000 | 1,932 |
| Salaries and employee benefits | $3,995,000 | 1,833 |
| Premises and equipment expense | $1,197,000 | 1,565 |
| Additional noninterest expense | $2,236,000 | 2,223 |
| Pre-tax net operating income | $4,073,000 | 1,132 |
| Securities gains (losses) | $470,000 | 676 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,543,000 | 848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,543,000 | 846 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,543,000 | 848 |
| Net charge-offs | $-39,000 | 7,224 |
| Cash dividends | $3,765,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,073,000 | 897 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 1,965 |
| Total interest expense | $1,130,000 | 2,688 |
| Net interest income | $6,195,000 | 1,804 |
| Provision for loan and lease losses | $185,000 | 3,629 |
| Total noninterest income | $1,544,000 | 1,448 |
| Gross Fiduciary activities income | $64,000 | 810 |
| Service charges on deposit accounts | $723,000 | 1,011 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $757,000 | 1,619 |
| Total noninterest expense | $4,846,000 | 2,000 |
| Salaries and employee benefits | $2,674,000 | 1,839 |
| Premises and equipment expense | $769,000 | 1,650 |
| Additional noninterest expense | $1,403,000 | 2,395 |
| Pre-tax net operating income | $2,708,000 | 1,106 |
| Securities gains (losses) | $271,000 | 585 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,979,000 | 838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,979,000 | 837 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,979,000 | 838 |
| Net charge-offs | $-36,000 | 7,270 |
| Cash dividends | $2,117,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,708,000 | 880 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 2,003 |
| Total interest expense | $587,000 | 2,681 |
| Net interest income | $2,999,000 | 1,851 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $733,000 | 1,512 |
| Gross Fiduciary activities income | $22,000 | 866 |
| Service charges on deposit accounts | $346,000 | 1,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $365,000 | 1,673 |
| Total noninterest expense | $2,398,000 | 2,016 |
| Salaries and employee benefits | $1,344,000 | 1,848 |
| Premises and equipment expense | $384,000 | 1,681 |
| Additional noninterest expense | $670,000 | 2,475 |
| Pre-tax net operating income | $1,259,000 | 1,168 |
| Securities gains (losses) | $72,000 | 633 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,331,000 | 914 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,331,000 | 913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,331,000 | 914 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $503,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,259,000 | 938 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,801,000 | 2,032 |
| Total interest expense | $2,977,000 | 2,624 |
| Net interest income | $11,824,000 | 1,860 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $3,498,000 | 1,394 |
| Gross Fiduciary activities income | $281,000 | 687 |
| Service charges on deposit accounts | $1,540,000 | 979 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,677,000 | 1,572 |
| Total noninterest expense | $10,446,000 | 1,880 |
| Salaries and employee benefits | $5,702,000 | 1,708 |
| Premises and equipment expense | $1,528,000 | 1,683 |
| Additional noninterest expense | $3,216,000 | 2,164 |
| Pre-tax net operating income | $4,576,000 | 1,112 |
| Securities gains (losses) | $877,000 | 552 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $5,453,000 | 799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,453,000 | 799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,453,000 | 800 |
| Net charge-offs | $37,000 | 6,095 |
| Cash dividends | $4,088,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,576,000 | 917 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,257,000 | 2,056 |
| Total interest expense | $2,340,000 | 2,610 |
| Net interest income | $8,917,000 | 1,884 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $2,528,000 | 1,418 |
| Gross Fiduciary activities income | $244,000 | 644 |
| Service charges on deposit accounts | $1,180,000 | 991 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,104,000 | 1,694 |
| Total noninterest expense | $7,331,000 | 1,980 |
| Salaries and employee benefits | $3,938,000 | 1,848 |
| Premises and equipment expense | $832,000 | 2,312 |
| Additional noninterest expense | $2,561,000 | 2,022 |
| Pre-tax net operating income | $3,889,000 | 1,050 |
| Securities gains (losses) | $759,000 | 523 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $4,648,000 | 753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,648,000 | 750 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,648,000 | 753 |
| Net charge-offs | $-24,000 | 7,569 |
| Cash dividends | $3,866,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,889,000 | 853 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 2,021 |
| Total interest expense | $1,625,000 | 2,621 |
| Net interest income | $6,131,000 | 1,826 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $1,683,000 | 1,398 |
| Gross Fiduciary activities income | $216,000 | 585 |
| Service charges on deposit accounts | $778,000 | 1,017 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $689,000 | 1,699 |
| Total noninterest expense | $4,875,000 | 2,001 |
| Salaries and employee benefits | $2,593,000 | 1,887 |
| Premises and equipment expense | $996,000 | 1,330 |
| Additional noninterest expense | $1,286,000 | 2,564 |
| Pre-tax net operating income | $2,789,000 | 969 |
| Securities gains (losses) | $517,000 | 461 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,306,000 | 683 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,306,000 | 682 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,306,000 | 683 |
| Net charge-offs | $-20,000 | 7,591 |
| Cash dividends | $2,249,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,789,000 | 771 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,095 |
| Total interest expense | $847,000 | 2,637 |
| Net interest income | $2,963,000 | 1,916 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $697,000 | 1,603 |
| Gross Fiduciary activities income | $12,000 | 966 |
| Service charges on deposit accounts | $364,000 | 1,077 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $321,000 | 1,760 |
| Total noninterest expense | $2,422,000 | 2,030 |
| Salaries and employee benefits | $1,291,000 | 1,926 |
| Premises and equipment expense | $369,000 | 1,831 |
| Additional noninterest expense | $762,000 | 2,226 |
| Pre-tax net operating income | $1,163,000 | 1,133 |
| Securities gains (losses) | $364,000 | 324 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,527,000 | 725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,527,000 | 728 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,527,000 | 729 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $1,050,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,163,000 | 915 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,966,000 | 2,119 |
| Total interest expense | $4,309,000 | 2,570 |
| Net interest income | $11,657,000 | 1,905 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $2,995,000 | 1,619 |
| Gross Fiduciary activities income | $90,000 | 883 |
| Service charges on deposit accounts | $1,595,000 | 1,092 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,310,000 | 1,805 |
| Total noninterest expense | $9,904,000 | 2,043 |
| Salaries and employee benefits | $5,249,000 | 1,884 |
| Premises and equipment expense | $2,028,000 | 1,334 |
| Additional noninterest expense | $2,627,000 | 2,628 |
| Pre-tax net operating income | $4,298,000 | 976 |
| Securities gains (losses) | $575,000 | 793 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,873,000 | 701 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,873,000 | 700 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,873,000 | 701 |
| Net charge-offs | $243,000 | 4,762 |
| Cash dividends | $3,575,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,298,000 | 791 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,028,000 | 2,152 |
| Total interest expense | $3,370,000 | 2,597 |
| Net interest income | $8,658,000 | 1,918 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $2,122,000 | 1,708 |
| Gross Fiduciary activities income | $24,000 | 1,001 |
| Service charges on deposit accounts | $1,180,000 | 1,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $918,000 | 1,937 |
| Total noninterest expense | $6,925,000 | 2,156 |
| Salaries and employee benefits | $3,663,000 | 2,028 |
| Premises and equipment expense | $1,075,000 | 1,891 |
| Additional noninterest expense | $2,187,000 | 2,379 |
| Pre-tax net operating income | $3,630,000 | 920 |
| Securities gains (losses) | $523,000 | 676 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $4,153,000 | 647 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,153,000 | 648 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,153,000 | 649 |
| Net charge-offs | $69,000 | 5,418 |
| Cash dividends | $3,149,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,630,000 | 733 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,197 |
| Total interest expense | $2,310,000 | 2,630 |
| Net interest income | $5,652,000 | 1,943 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $1,347,000 | 1,783 |
| Gross Fiduciary activities income | $13,000 | 1,034 |
| Service charges on deposit accounts | $709,000 | 1,193 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $625,000 | 1,944 |
| Total noninterest expense | $4,417,000 | 2,272 |
| Salaries and employee benefits | $2,401,000 | 2,101 |
| Premises and equipment expense | $559,000 | 2,397 |
| Additional noninterest expense | $1,457,000 | 2,401 |
| Pre-tax net operating income | $2,432,000 | 943 |
| Securities gains (losses) | $414,000 | 592 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,846,000 | 644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,846,000 | 643 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,846,000 | 645 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $2,178,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,432,000 | 737 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 2,223 |
| Total interest expense | $1,189,000 | 2,653 |
| Net interest income | $2,786,000 | 1,956 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $621,000 | 1,842 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $326,000 | 1,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $291,000 | 2,001 |
| Total noninterest expense | $2,159,000 | 2,260 |
| Salaries and employee benefits | $1,185,000 | 2,151 |
| Premises and equipment expense | $255,000 | 2,637 |
| Additional noninterest expense | $719,000 | 2,183 |
| Pre-tax net operating income | $1,173,000 | 1,087 |
| Securities gains (losses) | $226,000 | 617 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,399,000 | 736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,399,000 | 736 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,399,000 | 738 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $1,010,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,173,000 | 849 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 2,241 |
| Total interest expense | $6,570,000 | 2,322 |
| Net interest income | $10,331,000 | 2,152 |
| Provision for loan and lease losses | $-62,000 | 8,240 |
| Total noninterest income | $2,579,000 | 1,762 |
| Gross Fiduciary activities income | $50,000 | 976 |
| Service charges on deposit accounts | $1,519,000 | 1,183 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,010,000 | 2,103 |
| Total noninterest expense | $8,522,000 | 2,251 |
| Salaries and employee benefits | $4,532,000 | 2,240 |
| Premises and equipment expense | $1,133,000 | 2,356 |
| Additional noninterest expense | $2,857,000 | 2,094 |
| Pre-tax net operating income | $4,450,000 | 1,227 |
| Securities gains (losses) | $309,000 | 534 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,759,000 | 854 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,759,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,271 |
| Cash dividends | $2,793,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,450,000 | 994 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,753,000 | 2,275 |
| Total interest expense | $5,155,000 | 2,316 |
| Net interest income | $7,598,000 | 2,213 |
| Provision for loan and lease losses | $-225,000 | 8,354 |
| Total noninterest income | $1,974,000 | 1,785 |
| Gross Fiduciary activities income | $40,000 | 967 |
| Service charges on deposit accounts | $1,142,000 | 1,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $792,000 | 2,134 |
| Total noninterest expense | $6,021,000 | 2,361 |
| Salaries and employee benefits | $3,178,000 | 2,408 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,811,000 | 2,349 |
| Pre-tax net operating income | $3,776,000 | 1,313 |
| Securities gains (losses) | $247,000 | 533 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $4,023,000 | 906 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,023,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-487,000 | 8,369 |
| Cash dividends | $2,629,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,776,000 | 1,032 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 2,301 |
| Total interest expense | $3,609,000 | 2,315 |
| Net interest income | $4,889,000 | 2,262 |
| Provision for loan and lease losses | $-725,000 | 8,446 |
| Total noninterest income | $1,285,000 | 1,837 |
| Gross Fiduciary activities income | $21,000 | 1,005 |
| Service charges on deposit accounts | $747,000 | 1,192 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $517,000 | 2,196 |
| Total noninterest expense | $3,983,000 | 2,382 |
| Salaries and employee benefits | $2,111,000 | 2,440 |
| Premises and equipment expense | $709,000 | 1,912 |
| Additional noninterest expense | $1,163,000 | 2,411 |
| Pre-tax net operating income | $2,916,000 | 1,220 |
| Securities gains (losses) | $244,000 | 530 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $3,160,000 | 862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,160,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-709,000 | 8,443 |
| Cash dividends | $2,124,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,916,000 | 921 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 2,355 |
| Total interest expense | $1,934,000 | 2,301 |
| Net interest income | $2,341,000 | 2,347 |
| Provision for loan and lease losses | $-725,000 | 8,489 |
| Total noninterest income | $624,000 | 1,901 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $360,000 | 1,224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,156 |
| Total noninterest expense | $1,899,000 | 2,484 |
| Salaries and employee benefits | $1,069,000 | 2,434 |
| Premises and equipment expense | $318,000 | 2,143 |
| Additional noninterest expense | $512,000 | 2,666 |
| Pre-tax net operating income | $1,791,000 | 1,064 |
| Securities gains (losses) | $167,000 | 504 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,958,000 | 773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,958,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-854,000 | 8,493 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,791,000 | 803 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,118,000 | 2,271 |
| Total interest expense | $8,396,000 | 2,236 |
| Net interest income | $9,722,000 | 2,298 |
| Provision for loan and lease losses | $1,500,000 | 1,048 |
| Total noninterest income | $2,825,000 | 1,711 |
| Gross Fiduciary activities income | $61,000 | 980 |
| Service charges on deposit accounts | $1,553,000 | 1,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,211,000 | 1,965 |
| Total noninterest expense | $8,292,000 | 2,208 |
| Salaries and employee benefits | $4,122,000 | 2,428 |
| Premises and equipment expense | $1,242,000 | 2,091 |
| Additional noninterest expense | $2,928,000 | 1,884 |
| Pre-tax net operating income | $2,755,000 | 2,614 |
| Securities gains (losses) | $65,000 | 720 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,820,000 | 2,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,820,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,544,000 | 740 |
| Cash dividends | $2,655,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,755,000 | 2,173 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 2,303 |
| Total interest expense | $6,353,000 | 2,221 |
| Net interest income | $7,114,000 | 2,354 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $2,162,000 | 1,697 |
| Gross Fiduciary activities income | $49,000 | 968 |
| Service charges on deposit accounts | $1,146,000 | 1,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $967,000 | 1,873 |
| Total noninterest expense | $5,901,000 | 2,300 |
| Salaries and employee benefits | $2,958,000 | 2,514 |
| Premises and equipment expense | $1,273,000 | 1,566 |
| Additional noninterest expense | $1,670,000 | 2,372 |
| Pre-tax net operating income | $3,150,000 | 2,018 |
| Securities gains (losses) | $22,000 | 807 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,172,000 | 1,596 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,172,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,637 |
| Cash dividends | $2,655,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,150,000 | 1,595 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 2,328 |
| Total interest expense | $4,253,000 | 2,211 |
| Net interest income | $4,693,000 | 2,409 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,448,000 | 1,712 |
| Gross Fiduciary activities income | $26,000 | 1,011 |
| Service charges on deposit accounts | $757,000 | 1,170 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $665,000 | 1,847 |
| Total noninterest expense | $3,974,000 | 2,298 |
| Salaries and employee benefits | $1,973,000 | 2,552 |
| Premises and equipment expense | $846,000 | 1,584 |
| Additional noninterest expense | $1,155,000 | 2,303 |
| Pre-tax net operating income | $2,017,000 | 2,143 |
| Securities gains (losses) | $20,000 | 710 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,037,000 | 1,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,037,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,116 |
| Cash dividends | $1,943,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,017,000 | 1,697 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 2,335 |
| Total interest expense | $2,128,000 | 2,201 |
| Net interest income | $2,323,000 | 2,437 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $790,000 | 1,594 |
| Gross Fiduciary activities income | $10,000 | 1,042 |
| Service charges on deposit accounts | $361,000 | 1,197 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $419,000 | 1,546 |
| Total noninterest expense | $2,122,000 | 2,181 |
| Salaries and employee benefits | $979,000 | 2,586 |
| Premises and equipment expense | $410,000 | 1,633 |
| Additional noninterest expense | $733,000 | 1,822 |
| Pre-tax net operating income | $916,000 | 2,314 |
| Securities gains (losses) | $18,000 | 586 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $934,000 | 1,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $934,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,455 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $916,000 | 1,839 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,490,000 | 2,230 |
| Total interest expense | $6,894,000 | 2,315 |
| Net interest income | $10,596,000 | 2,184 |
| Provision for loan and lease losses | $2,030,000 | 557 |
| Total noninterest income | $2,564,000 | 1,847 |
| Gross Fiduciary activities income | $69,000 | 985 |
| Service charges on deposit accounts | $1,551,000 | 1,142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $944,000 | 2,317 |
| Total noninterest expense | $8,260,000 | 2,145 |
| Salaries and employee benefits | $4,458,000 | 2,195 |
| Premises and equipment expense | $1,302,000 | 1,935 |
| Additional noninterest expense | $2,500,000 | 2,104 |
| Pre-tax net operating income | $2,870,000 | 2,861 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $6,000 | 6,282 |
| Income before extraordinary items | $2,870,000 | 2,349 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,870,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,933,000 | 398 |
| Cash dividends | $4,337,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,864,000 | 2,335 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,015,000 | 2,240 |
| Total interest expense | $4,886,000 | 2,359 |
| Net interest income | $8,129,000 | 2,156 |
| Provision for loan and lease losses | $1,148,000 | 668 |
| Total noninterest income | $1,944,000 | 1,842 |
| Gross Fiduciary activities income | $55,000 | 974 |
| Service charges on deposit accounts | $1,172,000 | 1,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $717,000 | 2,292 |
| Total noninterest expense | $5,652,000 | 2,340 |
| Salaries and employee benefits | $2,950,000 | 2,476 |
| Premises and equipment expense | $1,007,000 | 1,875 |
| Additional noninterest expense | $1,695,000 | 2,285 |
| Pre-tax net operating income | $3,273,000 | 2,175 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $3,266,000 | 1,703 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,266,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 338 |
| Cash dividends | $4,188,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,266,000 | 1,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,626,000 | 2,217 |
| Total interest expense | $3,111,000 | 2,360 |
| Net interest income | $5,515,000 | 2,118 |
| Provision for loan and lease losses | $1,073,000 | 477 |
| Total noninterest income | $1,295,000 | 1,845 |
| Gross Fiduciary activities income | $28,000 | 1,024 |
| Service charges on deposit accounts | $785,000 | 1,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $482,000 | 2,270 |
| Total noninterest expense | $3,733,000 | 2,362 |
| Salaries and employee benefits | $1,966,000 | 2,474 |
| Premises and equipment expense | $663,000 | 1,896 |
| Additional noninterest expense | $1,104,000 | 2,339 |
| Pre-tax net operating income | $2,004,000 | 2,307 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $2,000,000 | 1,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,660,000 | 239 |
| Cash dividends | $2,261,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,000,000 | 1,816 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,174 |
| Total interest expense | $1,472,000 | 2,367 |
| Net interest income | $2,837,000 | 2,049 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $630,000 | 1,849 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $384,000 | 1,128 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $239,000 | 2,249 |
| Total noninterest expense | $1,845,000 | 2,390 |
| Salaries and employee benefits | $991,000 | 2,461 |
| Premises and equipment expense | $300,000 | 2,103 |
| Additional noninterest expense | $554,000 | 2,313 |
| Pre-tax net operating income | $1,547,000 | 1,589 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $1,546,000 | 1,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,546,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 288 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,546,000 | 1,183 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,353,000 | 2,042 |
| Total interest expense | $4,374,000 | 2,467 |
| Net interest income | $11,979,000 | 1,836 |
| Provision for loan and lease losses | $1,750,000 | 610 |
| Total noninterest income | $2,755,000 | 1,726 |
| Gross Fiduciary activities income | $230,000 | 771 |
| Service charges on deposit accounts | $1,630,000 | 1,087 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $895,000 | 2,370 |
| Total noninterest expense | $8,438,000 | 1,978 |
| Salaries and employee benefits | $4,530,000 | 2,029 |
| Premises and equipment expense | $1,244,000 | 1,933 |
| Additional noninterest expense | $2,664,000 | 1,906 |
| Pre-tax net operating income | $4,546,000 | 2,007 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $4,560,000 | 1,539 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,560,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,019,000 | 391 |
| Cash dividends | $4,773,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,537,000 | 1,522 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,127,000 | 2,016 |
| Total interest expense | $3,032,000 | 2,514 |
| Net interest income | $9,095,000 | 1,798 |
| Provision for loan and lease losses | $475,000 | 1,467 |
| Total noninterest income | $2,048,000 | 1,746 |
| Gross Fiduciary activities income | $142,000 | 800 |
| Service charges on deposit accounts | $1,232,000 | 1,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $674,000 | 2,372 |
| Total noninterest expense | $5,635,000 | 2,198 |
| Salaries and employee benefits | $2,984,000 | 2,278 |
| Premises and equipment expense | $929,000 | 1,940 |
| Additional noninterest expense | $1,722,000 | 2,156 |
| Pre-tax net operating income | $5,033,000 | 1,423 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $5,048,000 | 1,065 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,048,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,538 |
| Cash dividends | $4,773,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,024,000 | 1,052 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 1,960 |
| Total interest expense | $1,916,000 | 2,501 |
| Net interest income | $6,143,000 | 1,750 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $1,350,000 | 1,756 |
| Gross Fiduciary activities income | $114,000 | 769 |
| Service charges on deposit accounts | $803,000 | 1,075 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $433,000 | 2,404 |
| Total noninterest expense | $3,708,000 | 2,214 |
| Salaries and employee benefits | $1,983,000 | 2,270 |
| Premises and equipment expense | $618,000 | 1,928 |
| Additional noninterest expense | $1,107,000 | 2,215 |
| Pre-tax net operating income | $3,635,000 | 1,286 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,658,000 | 948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,658,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,473 |
| Cash dividends | $2,750,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,635,000 | 934 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 1,935 |
| Total interest expense | $912,000 | 2,512 |
| Net interest income | $3,095,000 | 1,729 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $663,000 | 1,732 |
| Gross Fiduciary activities income | $89,000 | 667 |
| Service charges on deposit accounts | $369,000 | 1,128 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $1,851,000 | 2,233 |
| Salaries and employee benefits | $979,000 | 2,320 |
| Premises and equipment expense | $309,000 | 1,942 |
| Additional noninterest expense | $563,000 | 2,173 |
| Pre-tax net operating income | $1,832,000 | 1,247 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,855,000 | 940 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,855,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,360 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,832,000 | 930 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,378,000 | 1,860 |
| Total interest expense | $3,419,000 | 2,357 |
| Net interest income | $11,959,000 | 1,694 |
| Provision for loan and lease losses | $1,240,000 | 859 |
| Total noninterest income | $2,599,000 | 1,813 |
| Gross Fiduciary activities income | $86,000 | 966 |
| Service charges on deposit accounts | $1,671,000 | 1,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $842,000 | 2,410 |
| Total noninterest expense | $8,102,000 | 1,977 |
| Salaries and employee benefits | $4,312,000 | 2,018 |
| Premises and equipment expense | $1,276,000 | 1,804 |
| Additional noninterest expense | $2,514,000 | 1,934 |
| Pre-tax net operating income | $5,216,000 | 1,636 |
| Securities gains (losses) | $104,000 | 1,215 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $5,306,000 | 1,230 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,306,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 824 |
| Cash dividends | $4,718,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,202,000 | 1,217 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,425,000 | 1,858 |
| Total interest expense | $2,559,000 | 2,303 |
| Net interest income | $8,866,000 | 1,699 |
| Provision for loan and lease losses | $1,180,000 | 656 |
| Total noninterest income | $1,950,000 | 1,818 |
| Gross Fiduciary activities income | $73,000 | 942 |
| Service charges on deposit accounts | $1,242,000 | 1,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 2,425 |
| Total noninterest expense | $5,448,000 | 2,177 |
| Salaries and employee benefits | $2,814,000 | 2,302 |
| Premises and equipment expense | $943,000 | 1,838 |
| Additional noninterest expense | $1,691,000 | 2,134 |
| Pre-tax net operating income | $4,188,000 | 1,536 |
| Securities gains (losses) | $91,000 | 1,235 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $4,273,000 | 1,156 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,273,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,121 |
| Cash dividends | $4,718,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,182,000 | 1,145 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 1,849 |
| Total interest expense | $1,709,000 | 2,279 |
| Net interest income | $5,864,000 | 1,705 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,253,000 | 1,856 |
| Gross Fiduciary activities income | $43,000 | 982 |
| Service charges on deposit accounts | $809,000 | 1,093 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $401,000 | 2,507 |
| Total noninterest expense | $3,575,000 | 2,207 |
| Salaries and employee benefits | $1,876,000 | 2,309 |
| Premises and equipment expense | $584,000 | 1,965 |
| Additional noninterest expense | $1,115,000 | 2,166 |
| Pre-tax net operating income | $3,422,000 | 1,250 |
| Securities gains (losses) | $83,000 | 1,145 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $3,501,000 | 934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,501,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,905 |
| Cash dividends | $2,645,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,418,000 | 922 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 1,863 |
| Total interest expense | $874,000 | 2,263 |
| Net interest income | $2,898,000 | 1,722 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $592,000 | 1,909 |
| Gross Fiduciary activities income | $11,000 | 1,081 |
| Service charges on deposit accounts | $388,000 | 1,107 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,768,000 | 2,250 |
| Salaries and employee benefits | $940,000 | 2,317 |
| Premises and equipment expense | $284,000 | 2,038 |
| Additional noninterest expense | $544,000 | 2,182 |
| Pre-tax net operating income | $1,662,000 | 1,273 |
| Securities gains (losses) | $67,000 | 1,032 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $1,727,000 | 941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,727,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $1,501,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,660,000 | 935 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,473,000 | 1,841 |
| Total interest expense | $4,403,000 | 2,026 |
| Net interest income | $11,070,000 | 1,765 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,425,000 | 1,996 |
| Gross Fiduciary activities income | $150,000 | 875 |
| Service charges on deposit accounts | $1,432,000 | 1,215 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $843,000 | 2,653 |
| Total noninterest expense | $8,185,000 | 1,945 |
| Salaries and employee benefits | $4,396,000 | 1,956 |
| Premises and equipment expense | $1,371,000 | 1,657 |
| Additional noninterest expense | $2,418,000 | 1,985 |
| Pre-tax net operating income | $5,070,000 | 1,600 |
| Securities gains (losses) | $161,000 | 1,499 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $5,222,000 | 1,228 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,222,000 | 1,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,604 |
| Cash dividends | $4,137,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,061,000 | 1,196 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,684,000 | 1,865 |
| Total interest expense | $3,452,000 | 2,019 |
| Net interest income | $8,232,000 | 1,777 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,841,000 | 2,027 |
| Gross Fiduciary activities income | $133,000 | 839 |
| Service charges on deposit accounts | $1,056,000 | 1,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $652,000 | 2,687 |
| Total noninterest expense | $5,337,000 | 2,203 |
| Salaries and employee benefits | $2,715,000 | 2,334 |
| Premises and equipment expense | $1,038,000 | 1,651 |
| Additional noninterest expense | $1,584,000 | 2,264 |
| Pre-tax net operating income | $4,556,000 | 1,417 |
| Securities gains (losses) | $128,000 | 1,540 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $4,678,000 | 1,078 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,678,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,263 |
| Cash dividends | $4,037,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,550,000 | 1,034 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 1,863 |
| Total interest expense | $2,430,000 | 1,976 |
| Net interest income | $5,453,000 | 1,791 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,200,000 | 2,063 |
| Gross Fiduciary activities income | $59,000 | 943 |
| Service charges on deposit accounts | $705,000 | 1,225 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $436,000 | 2,658 |
| Total noninterest expense | $3,529,000 | 2,222 |
| Salaries and employee benefits | $1,826,000 | 2,315 |
| Premises and equipment expense | $586,000 | 1,944 |
| Additional noninterest expense | $1,117,000 | 2,139 |
| Pre-tax net operating income | $3,004,000 | 1,421 |
| Securities gains (losses) | $100,000 | 1,516 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $3,100,000 | 1,079 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,100,000 | 1,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,176 |
| Cash dividends | $2,212,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,000,000 | 1,034 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 1,884 |
| Total interest expense | $1,240,000 | 1,990 |
| Net interest income | $2,664,000 | 1,836 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $537,000 | 2,173 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $332,000 | 1,264 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 2,797 |
| Total noninterest expense | $1,700,000 | 2,289 |
| Salaries and employee benefits | $911,000 | 2,306 |
| Premises and equipment expense | $259,000 | 2,185 |
| Additional noninterest expense | $530,000 | 2,210 |
| Pre-tax net operating income | $1,441,000 | 1,475 |
| Securities gains (losses) | $63,000 | 1,259 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,504,000 | 1,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,504,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,807 |
| Cash dividends | $1,251,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,441,000 | 1,069 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,291,000 | 1,681 |
| Total interest expense | $6,714,000 | 1,704 |
| Net interest income | $11,577,000 | 1,680 |
| Provision for loan and lease losses | $690,000 | 1,859 |
| Total noninterest income | $2,252,000 | 1,928 |
| Gross Fiduciary activities income | $67,000 | 1,063 |
| Service charges on deposit accounts | $1,390,000 | 1,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $795,000 | 2,513 |
| Total noninterest expense | $8,259,000 | 1,832 |
| Salaries and employee benefits | $4,105,000 | 1,950 |
| Premises and equipment expense | $1,222,000 | 1,820 |
| Additional noninterest expense | $2,932,000 | 1,607 |
| Pre-tax net operating income | $4,880,000 | 1,666 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,990,000 | 1,265 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,990,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,844 |
| Cash dividends | $4,115,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,880,000 | 1,240 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,302,000 | 1,675 |
| Total interest expense | $10,322,000 | 1,577 |
| Net interest income | $9,980,000 | 1,785 |
| Provision for loan and lease losses | $1,540,000 | 886 |
| Total noninterest income | $1,952,000 | 2,052 |
| Gross Fiduciary activities income | $59,000 | 1,107 |
| Service charges on deposit accounts | $1,100,000 | 1,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $793,000 | 2,400 |
| Total noninterest expense | $6,801,000 | 2,111 |
| Salaries and employee benefits | $3,459,000 | 2,167 |
| Premises and equipment expense | $1,124,000 | 1,903 |
| Additional noninterest expense | $2,218,000 | 2,026 |
| Pre-tax net operating income | $3,591,000 | 1,937 |
| Securities gains (losses) | $282,000 | 924 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,873,000 | 1,402 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,873,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,482,000 | 714 |
| Cash dividends | $3,028,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,591,000 | 1,436 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,092,000 | 1,723 |
| Total interest expense | $9,538,000 | 1,804 |
| Net interest income | $10,554,000 | 1,664 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $1,351,000 | 2,537 |
| Gross Fiduciary activities income | $53,000 | 1,040 |
| Service charges on deposit accounts | $685,000 | 2,030 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $613,000 | 2,603 |
| Total noninterest expense | $6,719,000 | 2,051 |
| Salaries and employee benefits | $3,435,000 | 2,075 |
| Premises and equipment expense | $1,031,000 | 2,009 |
| Additional noninterest expense | $2,253,000 | 1,933 |
| Pre-tax net operating income | $4,946,000 | 1,497 |
| Securities gains (losses) | $-585,000 | 9,719 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $4,356,000 | 1,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,356,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $2,928,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,941,000 | 1,079 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,228,000 | 1,889 |
| Total interest expense | $7,948,000 | 1,886 |
| Net interest income | $9,280,000 | 1,890 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $1,048,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $569,000 | 2,347 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $479,000 | 3,035 |
| Total noninterest expense | $5,980,000 | 2,287 |
| Salaries and employee benefits | $3,131,000 | 2,242 |
| Premises and equipment expense | $810,000 | 2,507 |
| Additional noninterest expense | $2,039,000 | 2,140 |
| Pre-tax net operating income | $4,148,000 | 1,785 |
| Securities gains (losses) | $39,000 | 1,079 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $4,175,000 | 1,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,175,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,869 |
| Cash dividends | $2,789,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,136,000 | 1,296 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,656,000 | 1,840 |
| Total interest expense | $8,940,000 | 1,716 |
| Net interest income | $8,716,000 | 1,963 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $1,034,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $390,000 | 3,205 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $644,000 | 2,529 |
| Total noninterest expense | $5,616,000 | 2,337 |
| Salaries and employee benefits | $3,024,000 | 2,239 |
| Premises and equipment expense | $744,000 | 2,611 |
| Additional noninterest expense | $1,848,000 | 2,264 |
| Pre-tax net operating income | $3,924,000 | 1,853 |
| Securities gains (losses) | $188,000 | 953 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $4,104,000 | 1,298 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,104,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $2,770,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,916,000 | 1,300 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,005,000 | 1,838 |
| Total interest expense | $8,712,000 | 1,781 |
| Net interest income | $9,293,000 | 1,873 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $910,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $451,000 | 2,885 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $459,000 | 2,999 |
| Total noninterest expense | $5,458,000 | 2,365 |
| Salaries and employee benefits | $2,969,000 | 2,227 |
| Premises and equipment expense | $713,000 | 2,690 |
| Additional noninterest expense | $1,776,000 | 2,334 |
| Pre-tax net operating income | $4,505,000 | 1,703 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $-98,000 | 10,704 |
| Income before extraordinary items | $4,624,000 | 1,191 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,624,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $3,319,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,603,000 | 1,167 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,571,000 | 1,928 |
| Total interest expense | $8,659,000 | 1,823 |
| Net interest income | $8,912,000 | 2,014 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $936,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $468,000 | 2,890 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $468,000 | 3,064 |
| Total noninterest expense | $5,226,000 | 2,602 |
| Salaries and employee benefits | $2,834,000 | 2,346 |
| Premises and equipment expense | $701,000 | 2,789 |
| Additional noninterest expense | $1,691,000 | 2,826 |
| Pre-tax net operating income | $4,262,000 | 1,693 |
| Securities gains (losses) | $40,000 | 1,495 |
| Applicable income taxes | $1,200,000 | 1,995 |
| Income before extraordinary items | $3,102,000 | 1,604 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,102,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,711 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,073,200 | 1,590 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,173,000 | 2,078 |
| Total interest expense | $7,181,000 | 2,157 |
| Net interest income | $8,992,000 | 1,999 |
| Provision for loan and lease losses | $602,000 | 1,342 |
| Total noninterest income | $929,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $440,000 | 3,064 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $489,000 | 2,917 |
| Total noninterest expense | $5,427,000 | 2,509 |
| Salaries and employee benefits | $2,783,000 | 2,385 |
| Premises and equipment expense | $617,000 | 3,140 |
| Additional noninterest expense | $2,027,000 | 2,372 |
| Pre-tax net operating income | $3,892,000 | 1,908 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,010,000 | 2,357 |
| Income before extraordinary items | $2,883,000 | 1,753 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,883,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,504 |
| Cash dividends | $1,050,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,882,260 | 1,728 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,213 |
| Total interest expense | $5,204,000 | 2,372 |
| Net interest income | $8,637,000 | 2,083 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $893,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $408,000 | 3,324 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $485,000 | 3,003 |
| Total noninterest expense | $5,138,000 | 2,705 |
| Salaries and employee benefits | $2,536,000 | 2,627 |
| Premises and equipment expense | $690,000 | 2,863 |
| Additional noninterest expense | $1,912,000 | 2,672 |
| Pre-tax net operating income | $4,032,000 | 1,764 |
| Securities gains (losses) | $-450,000 | 12,218 |
| Applicable income taxes | $880,000 | 2,547 |
| Income before extraordinary items | $2,702,000 | 1,802 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,702,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,974 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,039,500 | 1,617 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,478,000 | 2,301 |
| Total interest expense | $5,033,000 | 2,551 |
| Net interest income | $8,445,000 | 2,138 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $902,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $426,000 | 3,260 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $476,000 | 3,365 |
| Total noninterest expense | $5,343,000 | 2,678 |
| Salaries and employee benefits | $2,559,000 | 2,582 |
| Premises and equipment expense | $731,000 | 2,764 |
| Additional noninterest expense | $2,053,000 | 2,669 |
| Pre-tax net operating income | $3,544,000 | 1,925 |
| Securities gains (losses) | $107,000 | 2,403 |
| Applicable income taxes | $920,000 | 2,469 |
| Income before extraordinary items | $2,731,000 | 1,823 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $2,727,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 2,012 |
| Cash dividends | $650,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,650,750 | 1,772 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,232,000 | 2,469 |
| Total interest expense | $6,430,000 | 2,621 |
| Net interest income | $7,802,000 | 2,313 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $768,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $397,000 | 3,726 |
| Total noninterest expense | $5,010,000 | 2,863 |
| Salaries and employee benefits | $2,419,000 | 2,684 |
| Premises and equipment expense | $691,000 | 2,954 |
| Additional noninterest expense | $1,900,000 | 2,919 |
| Pre-tax net operating income | $3,200,000 | 1,946 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $730,000 | 2,840 |
| Income before extraordinary items | $2,509,000 | 1,809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,509,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $650,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,478,970 | 1,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.