Home > The Citizens National Bank of Slatington > Income and Expense
The Citizens National Bank of Slatington, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 5,095 |
| Total interest expense | $2,429,000 | 5,472 |
| Net interest income | $3,423,000 | 4,676 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $241,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,516 |
| Total noninterest expense | $2,544,000 | 4,712 |
| Salaries and employee benefits | $1,160,000 | 5,204 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $1,006,000 | 3,943 |
| Pre-tax net operating income | $1,030,000 | 5,321 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $306,000 | 5,120 |
| Income before extraordinary items | $724,000 | 5,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $724,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $534,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,000 | 5,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 5,336 |
| Total interest expense | $2,235,000 | 5,820 |
| Net interest income | $3,363,000 | 4,868 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $228,000 | 7,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,091,000 | 5,480 |
| Salaries and employee benefits | $974,000 | 5,956 |
| Premises and equipment expense | $354,000 | 4,848 |
| Additional noninterest expense | $763,000 | 4,903 |
| Pre-tax net operating income | $1,410,000 | 4,703 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $425,000 | 4,699 |
| Income before extraordinary items | $985,000 | 4,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $985,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 10,586 |
| Cash dividends | $295,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $985,000 | 4,693 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,796 |
| Total interest expense | $2,135,000 | 6,155 |
| Net interest income | $3,035,000 | 5,399 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $1,928,000 | 6,092 |
| Salaries and employee benefits | $955,000 | 6,196 |
| Premises and equipment expense | $332,000 | 5,206 |
| Additional noninterest expense | $641,000 | 6,087 |
| Pre-tax net operating income | $1,202,000 | 5,118 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $332,000 | 5,503 |
| Income before extraordinary items | $870,000 | 4,985 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $870,000 | 4,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $870,000 | 4,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 6,034 |
| Total interest expense | $2,020,000 | 6,417 |
| Net interest income | $2,935,000 | 5,597 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,421 |
| Total noninterest expense | $1,913,000 | 6,197 |
| Salaries and employee benefits | $916,000 | 6,485 |
| Premises and equipment expense | $312,000 | 5,461 |
| Additional noninterest expense | $685,000 | 5,960 |
| Pre-tax net operating income | $1,307,000 | 4,945 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $372,000 | 5,199 |
| Income before extraordinary items | $935,000 | 4,847 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $935,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $131,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $935,000 | 4,837 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 6,179 |
| Total interest expense | $1,790,000 | 6,102 |
| Net interest income | $2,672,000 | 6,144 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $184,000 | 9,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $1,972,000 | 6,274 |
| Salaries and employee benefits | $811,000 | 7,145 |
| Premises and equipment expense | $320,000 | 5,433 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $884,000 | 6,469 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $270,000 | 6,252 |
| Income before extraordinary items | $614,000 | 6,435 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $614,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $614,000 | 6,498 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 6,692 |
| Total interest expense | $1,833,000 | 6,258 |
| Net interest income | $2,317,000 | 6,903 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,673,000 | 7,277 |
| Salaries and employee benefits | $662,000 | 8,283 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $709,000 | 6,497 |
| Pre-tax net operating income | $678,000 | 7,481 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $204,000 | 7,541 |
| Income before extraordinary items | $480,000 | 7,706 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $474,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $117,000 | 6,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $475,800 | 7,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 6,834 |
| Total interest expense | $2,315,000 | 6,369 |
| Net interest income | $2,236,000 | 7,159 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,784,000 | 6,995 |
| Salaries and employee benefits | $788,000 | 7,337 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $733,000 | 6,527 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $363,000 | 8,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $363,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $94,000 | 6,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $352,080 | 8,332 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.