Home > The Citizens National Bank of Russellville > Income and Expense
The Citizens National Bank of Russellville, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 3,449 |
| Total interest expense | $1,443,000 | 3,145 |
| Net interest income | $2,816,000 | 3,584 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $510,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $381,000 | 2,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,890,000 | 3,991 |
| Salaries and employee benefits | $743,000 | 5,063 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $965,000 | 2,530 |
| Pre-tax net operating income | $1,361,000 | 2,958 |
| Securities gains (losses) | $-128,000 | 8,730 |
| Applicable income taxes | $298,000 | 3,119 |
| Income before extraordinary items | $935,000 | 3,249 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $935,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,688 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,032,280 | 2,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 3,519 |
| Total interest expense | $694,000 | 3,146 |
| Net interest income | $1,356,000 | 3,702 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $269,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $177,000 | 2,231 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $921,000 | 4,084 |
| Salaries and employee benefits | $352,000 | 5,270 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $494,000 | 2,468 |
| Pre-tax net operating income | $629,000 | 3,119 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $153,000 | 3,060 |
| Income before extraordinary items | $476,000 | 3,160 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $476,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $476,000 | 3,119 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,581,000 | 3,557 |
| Total interest expense | $2,678,000 | 2,889 |
| Net interest income | $4,903,000 | 3,857 |
| Provision for loan and lease losses | $720,000 | 1,420 |
| Total noninterest income | $924,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $792,000 | 2,166 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,935 |
| Total noninterest expense | $3,469,000 | 4,208 |
| Salaries and employee benefits | $1,366,000 | 5,268 |
| Premises and equipment expense | $357,000 | 5,139 |
| Additional noninterest expense | $1,746,000 | 2,731 |
| Pre-tax net operating income | $1,638,000 | 4,033 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $285,000 | 4,258 |
| Income before extraordinary items | $1,360,000 | 3,878 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,360,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,316 |
| Cash dividends | $1,950,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,354,190 | 3,827 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 3,577 |
| Total interest expense | $2,006,000 | 2,831 |
| Net interest income | $3,610,000 | 3,903 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $690,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $589,000 | 2,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $2,606,000 | 4,170 |
| Salaries and employee benefits | $1,025,000 | 5,235 |
| Premises and equipment expense | $267,000 | 5,121 |
| Additional noninterest expense | $1,314,000 | 2,679 |
| Pre-tax net operating income | $1,614,000 | 3,418 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $341,000 | 3,559 |
| Income before extraordinary items | $1,270,000 | 3,402 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,270,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $1,150,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,272,370 | 3,311 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 3,600 |
| Total interest expense | $1,363,000 | 2,780 |
| Net interest income | $2,341,000 | 3,981 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $467,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $392,000 | 2,185 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,672,000 | 4,320 |
| Salaries and employee benefits | $670,000 | 5,341 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $823,000 | 2,865 |
| Pre-tax net operating income | $1,076,000 | 3,363 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $227,000 | 3,550 |
| Income before extraordinary items | $846,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $1,150,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $848,370 | 3,270 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,633 |
| Total interest expense | $690,000 | 2,781 |
| Net interest income | $1,149,000 | 4,036 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $812,000 | 4,423 |
| Salaries and employee benefits | $331,000 | 5,390 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $394,000 | 2,959 |
| Pre-tax net operating income | $560,000 | 3,251 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $437,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,693 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $439,340 | 3,143 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 4,366 |
| Total interest expense | $2,600,000 | 3,242 |
| Net interest income | $3,274,000 | 5,023 |
| Provision for loan and lease losses | $1,219,000 | 970 |
| Total noninterest income | $775,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $586,000 | 2,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $2,679,000 | 4,969 |
| Salaries and employee benefits | $1,046,000 | 6,107 |
| Premises and equipment expense | $272,000 | 5,947 |
| Additional noninterest expense | $1,361,000 | 3,358 |
| Pre-tax net operating income | $151,000 | 7,997 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $-215,000 | 9,018 |
| Income before extraordinary items | $362,000 | 6,978 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $362,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $995,000 | 934 |
| Cash dividends | $14,500,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $366,000 | 6,815 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 4,699 |
| Total interest expense | $1,893,000 | 3,424 |
| Net interest income | $2,138,000 | 5,497 |
| Provision for loan and lease losses | $332,000 | 2,333 |
| Total noninterest income | $459,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $408,000 | 2,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,188 |
| Total noninterest expense | $1,900,000 | 5,154 |
| Salaries and employee benefits | $746,000 | 6,253 |
| Premises and equipment expense | $192,000 | 6,101 |
| Additional noninterest expense | $962,000 | 3,507 |
| Pre-tax net operating income | $365,000 | 6,875 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-54,000 | 9,024 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,403 |
| Cash dividends | $14,500,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $419,000 | 6,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,192 |
| Total interest expense | $1,170,000 | 3,740 |
| Net interest income | $1,185,000 | 6,106 |
| Provision for loan and lease losses | $302,000 | 1,765 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $240,000 | 3,164 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $1,095,000 | 5,666 |
| Salaries and employee benefits | $441,000 | 6,666 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $550,000 | 3,956 |
| Pre-tax net operating income | $50,000 | 8,363 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-89,000 | 9,128 |
| Income before extraordinary items | $139,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $14,500,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $139,000 | 7,379 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 6,609 |
| Total interest expense | $372,000 | 5,254 |
| Net interest income | $396,000 | 7,319 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $327,000 | 7,306 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $144,000 | 6,543 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,365 |
| Cash dividends | $14,500,000 | 101 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 3,003 |
| Total interest expense | $5,426,000 | 2,070 |
| Net interest income | $4,643,000 | 3,888 |
| Provision for loan and lease losses | $276,000 | 3,633 |
| Total noninterest income | $824,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $706,000 | 2,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $2,957,000 | 4,507 |
| Salaries and employee benefits | $1,354,000 | 5,062 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $1,421,000 | 3,082 |
| Pre-tax net operating income | $2,234,000 | 3,153 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $531,000 | 3,342 |
| Income before extraordinary items | $1,710,000 | 3,162 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,710,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,068 |
| Cash dividends | $1,658,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,704,680 | 3,066 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,466,000 | 2,726 |
| Total interest expense | $6,802,000 | 2,354 |
| Net interest income | $5,664,000 | 3,101 |
| Provision for loan and lease losses | $276,000 | 3,394 |
| Total noninterest income | $852,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $728,000 | 2,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $3,026,000 | 4,307 |
| Salaries and employee benefits | $1,342,000 | 4,919 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $1,506,000 | 2,860 |
| Pre-tax net operating income | $3,214,000 | 2,135 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $924,000 | 2,195 |
| Income before extraordinary items | $2,290,000 | 2,259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,290,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,073 |
| Cash dividends | $1,706,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,290,000 | 2,189 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,077,000 | 2,656 |
| Total interest expense | $6,779,000 | 2,482 |
| Net interest income | $6,298,000 | 2,813 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $891,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $775,000 | 1,791 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $3,004,000 | 4,225 |
| Salaries and employee benefits | $1,332,000 | 4,813 |
| Premises and equipment expense | $190,000 | 6,913 |
| Additional noninterest expense | $1,482,000 | 2,855 |
| Pre-tax net operating income | $3,940,000 | 1,854 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,210,000 | 1,812 |
| Income before extraordinary items | $2,730,000 | 1,908 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,730,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,026 |
| Cash dividends | $1,330,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,730,000 | 1,907 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,197,000 | 2,666 |
| Total interest expense | $6,093,000 | 2,420 |
| Net interest income | $6,104,000 | 2,877 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $811,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $687,000 | 1,943 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $2,869,000 | 4,370 |
| Salaries and employee benefits | $1,247,000 | 5,030 |
| Premises and equipment expense | $186,000 | 7,034 |
| Additional noninterest expense | $1,436,000 | 2,965 |
| Pre-tax net operating income | $3,866,000 | 1,904 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $1,176,000 | 1,957 |
| Income before extraordinary items | $2,689,000 | 1,972 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,689,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,048 |
| Cash dividends | $1,074,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,689,700 | 1,936 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 2,632 |
| Total interest expense | $6,266,000 | 2,408 |
| Net interest income | $6,116,000 | 2,809 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $687,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $586,000 | 2,196 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $2,825,000 | 4,349 |
| Salaries and employee benefits | $1,266,000 | 4,865 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $1,370,000 | 3,003 |
| Pre-tax net operating income | $3,858,000 | 1,894 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $1,183,000 | 2,019 |
| Income before extraordinary items | $2,679,000 | 1,954 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,679,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,234 |
| Cash dividends | $1,398,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,676,240 | 1,885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,549,000 | 2,839 |
| Total interest expense | $5,468,000 | 2,737 |
| Net interest income | $6,081,000 | 2,869 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $743,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $584,000 | 2,243 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $2,770,000 | 4,382 |
| Salaries and employee benefits | $1,361,000 | 4,610 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $1,184,000 | 3,402 |
| Pre-tax net operating income | $3,934,000 | 1,908 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,211,000 | 2,067 |
| Income before extraordinary items | $2,723,000 | 1,938 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,723,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $1,448,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,723,000 | 1,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,398,000 | 2,901 |
| Total interest expense | $5,396,000 | 2,823 |
| Net interest income | $6,002,000 | 2,957 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $846,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $594,000 | 2,282 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $2,905,000 | 4,403 |
| Salaries and employee benefits | $1,581,000 | 4,111 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $1,044,000 | 4,257 |
| Pre-tax net operating income | $3,763,000 | 1,925 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $1,153,000 | 2,072 |
| Income before extraordinary items | $2,596,000 | 1,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,596,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,715 |
| Cash dividends | $2,495,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,605,660 | 1,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,825,000 | 3,060 |
| Total interest expense | $4,989,000 | 3,030 |
| Net interest income | $5,836,000 | 3,049 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $761,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $567,000 | 2,388 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $3,017,000 | 4,271 |
| Salaries and employee benefits | $1,502,000 | 4,274 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $1,240,000 | 3,642 |
| Pre-tax net operating income | $3,460,000 | 2,121 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,050,000 | 2,272 |
| Income before extraordinary items | $2,410,000 | 2,095 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,410,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $1,034,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,410,000 | 2,065 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 3,335 |
| Total interest expense | $3,846,000 | 3,179 |
| Net interest income | $5,139,000 | 3,469 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $660,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $553,000 | 2,465 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $2,913,000 | 4,526 |
| Salaries and employee benefits | $1,421,000 | 4,494 |
| Premises and equipment expense | $276,000 | 6,064 |
| Additional noninterest expense | $1,216,000 | 4,009 |
| Pre-tax net operating income | $2,834,000 | 2,499 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $843,000 | 2,647 |
| Income before extraordinary items | $1,991,000 | 2,446 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,991,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $668,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,991,000 | 2,459 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,521,000 | 3,610 |
| Total interest expense | $3,731,000 | 3,374 |
| Net interest income | $4,790,000 | 3,705 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $626,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $550,000 | 2,524 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $2,871,000 | 4,688 |
| Salaries and employee benefits | $1,394,000 | 4,572 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $1,179,000 | 4,254 |
| Pre-tax net operating income | $2,447,000 | 2,762 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $735,000 | 2,975 |
| Income before extraordinary items | $1,732,000 | 2,847 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,732,000 | 2,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $566,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,718,000 | 2,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 3,809 |
| Total interest expense | $4,706,000 | 3,486 |
| Net interest income | $4,418,000 | 4,070 |
| Provision for loan and lease losses | $153,000 | 6,027 |
| Total noninterest income | $745,000 | 4,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 5,106 |
| Total noninterest expense | $2,816,000 | 4,788 |
| Salaries and employee benefits | $1,396,000 | 4,515 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $1,085,000 | 4,740 |
| Pre-tax net operating income | $2,194,000 | 2,847 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $649,000 | 3,208 |
| Income before extraordinary items | $1,584,000 | 2,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,584,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,417 |
| Cash dividends | $708,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,556,310 | 2,737 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.