The Citizens National Bank of Park Rapids, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,672,0002,137
Total interest expense$5,138,0001,989
Net interest income$11,534,0002,175
Provision for loan and lease losses$300,0001,648
Total noninterest income$1,303,0002,450
Gross Fiduciary activities income$0981
Service charges on deposit accounts$244,0002,461
Trading account gains and feesNANA
Additional Noninterest Income$1,059,0002,226
Total noninterest expense$7,686,0002,405
Salaries and employee benefits$5,350,0002,105
Premises and equipment expense$590,0002,737
Additional noninterest expense$1,059,0002,226
Pre-tax net operating income$4,851,0001,953
Securities gains (losses)$-59,0003,687
Applicable income taxes$489,0001,922
Income before extraordinary items$4,303,0001,907
Extraordinary gains, net$054
Net income$4,303,0001,930
Minority interest net income$088
Net income of bank and minority interests.$4,303,0001,910
Net charge-offs$27,0002,083
Cash dividends$2,688,0001,296
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,356,1001,920
2023-09-30 (YTD Data)Rank
Total interest income$12,147,0002,135
Total interest expense$3,529,0001,970
Net interest income$8,618,0002,191
Provision for loan and lease losses$225,0001,554
Total noninterest income$948,0002,471
Gross Fiduciary activities income$0950
Service charges on deposit accounts$182,0002,485
Trading account gains and feesNANA
Additional Noninterest Income$766,0002,254
Total noninterest expense$5,576,0002,446
Salaries and employee benefits$3,852,0002,150
Premises and equipment expense$440,0002,751
Additional noninterest expense$766,0002,254
Pre-tax net operating income$3,765,0001,960
Securities gains (losses)$-59,0003,873
Applicable income taxes$474,0001,792
Income before extraordinary items$3,232,0001,966
Extraordinary gains, net$052
Net income$3,232,0001,985
Minority interest net income$081
Net income of bank and minority interests.$3,232,0001,966
Net charge-offs$-33,0004,128
Cash dividends$2,688,000956
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,283,3301,973
2023-06-30 (YTD Data)Rank
Total interest income$7,795,0002,157
Total interest expense$2,107,0001,953
Net interest income$5,688,0002,219
Provision for loan and lease losses$150,0001,522
Total noninterest income$629,0002,425
Gross Fiduciary activities income$0931
Service charges on deposit accounts$121,0002,468
Trading account gains and feesNANA
Additional Noninterest Income$508,0002,183
Total noninterest expense$3,720,0002,424
Salaries and employee benefits$2,606,0002,121
Premises and equipment expense$298,0002,721
Additional noninterest expense$508,0002,180
Pre-tax net operating income$2,447,0001,988
Securities gains (losses)$-59,0004,116
Applicable income taxes$331,0001,782
Income before extraordinary items$2,057,0002,031
Extraordinary gains, net$051
Net income$2,057,0002,055
Minority interest net income$081
Net income of bank and minority interests.$2,057,0002,031
Net charge-offs$02,431
Cash dividends$2,112,000840
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,107,7402,007
2023-03-31 (YTD Data)Rank
Total interest income$3,679,0002,220
Total interest expense$839,0002,044
Net interest income$2,840,0002,228
Provision for loan and lease losses$75,0001,413
Total noninterest income$306,0002,463
Gross Fiduciary activities income$0913
Service charges on deposit accounts$60,0002,486
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,207
Total noninterest expense$1,790,0002,525
Salaries and employee benefits$1,227,0002,237
Premises and equipment expense$153,0002,724
Additional noninterest expense$246,0002,207
Pre-tax net operating income$1,281,0001,985
Securities gains (losses)$-59,0004,282
Applicable income taxes$158,0001,838
Income before extraordinary items$1,064,0002,026
Extraordinary gains, net$04
Net income$1,064,0002,025
Minority interest net income$048
Net income of bank and minority interests.$1,064,0002,026
Net charge-offs$11,0001,336
Cash dividends$768,000970
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,115,3301,982
2022-12-31 (YTD Data)Rank
Total interest income$13,735,0002,077
Total interest expense$1,306,0002,083
Net interest income$12,429,0002,054
Provision for loan and lease losses$300,0001,513
Total noninterest income$1,447,0002,383
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$267,0002,391
Trading account gains and feesNANA
Additional Noninterest Income$1,180,0002,165
Total noninterest expense$7,546,0002,389
Salaries and employee benefits$5,226,0002,114
Premises and equipment expense$579,0002,769
Additional noninterest expense$1,180,0002,165
Pre-tax net operating income$6,030,0001,820
Securities gains (losses)$-13,0003,488
Applicable income taxes$526,0001,990
Income before extraordinary items$5,491,0001,715
Extraordinary gains, net$05
Net income$5,491,0001,712
Minority interest net income$063
Net income of bank and minority interests.$5,491,0001,714
Net charge-offs$-70,0004,186
Cash dividends$2,550,0001,280
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,502,8301,741
2022-06-30 (YTD Data)Rank
Total interest income$6,408,0002,083
Total interest expense$491,0001,987
Net interest income$5,917,0002,069
Provision for loan and lease losses$150,0001,272
Total noninterest income$694,0002,441
Gross Fiduciary activities income$0925
Service charges on deposit accounts$132,0002,413
Trading account gains and feesNANA
Additional Noninterest Income$562,0002,267
Total noninterest expense$3,656,0002,422
Salaries and employee benefits$2,508,0002,170
Premises and equipment expense$278,0002,848
Additional noninterest expense$870,0002,847
Pre-tax net operating income$2,805,0001,811
Securities gains (losses)$0687
Applicable income taxes$368,0001,710
Income before extraordinary items$2,437,0001,748
Extraordinary gains, net$04
Net income$2,437,0001,748
Minority interest net income$060
Net income of bank and minority interests.$2,437,0001,748
Net charge-offs$-32,0004,036
Cash dividends$1,998,000856
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,437,0001,780
2022-03-31 (YTD Data)Rank
Total interest income$3,056,0002,106
Total interest expense$240,0001,966
Net interest income$2,816,0002,084
Provision for loan and lease losses$75,0001,098
Total noninterest income$311,0002,552
Gross Fiduciary activities income$0892
Service charges on deposit accounts$60,0002,515
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,359
Total noninterest expense$1,723,0002,519
Salaries and employee benefits$1,167,0002,279
Premises and equipment expense$141,0002,842
Additional noninterest expense$415,0002,904
Pre-tax net operating income$1,329,0001,795
Securities gains (losses)$0623
Applicable income taxes$50,0002,510
Income before extraordinary items$1,279,0001,626
Extraordinary gains, net$04
Net income$1,279,0001,625
Minority interest net income$050
Net income of bank and minority interests.$1,279,0001,626
Net charge-offs$-21,0004,175
Cash dividends$768,000909
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,279,0001,647
2021-12-31 (YTD Data)Rank
Total interest income$12,698,0002,102
Total interest expense$1,194,0001,965
Net interest income$11,504,0002,094
Provision for loan and lease losses$375,0001,245
Total noninterest income$2,394,0002,049
Gross Fiduciary activities income$0994
Service charges on deposit accounts$258,0002,351
Trading account gains and feesNANA
Additional Noninterest Income$2,136,0001,844
Total noninterest expense$8,214,0002,247
Salaries and employee benefits$5,547,0002,043
Premises and equipment expense$479,0003,092
Additional noninterest expense$2,188,0002,433
Pre-tax net operating income$5,309,0001,966
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,309,0001,808
Extraordinary gains, net$010
Net income$5,309,0001,808
Minority interest net income$074
Net income of bank and minority interests.$5,309,0001,809
Net charge-offs$-79,0004,283
Cash dividends$2,760,0001,255
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,309,0001,774
2021-09-30 (YTD Data)Rank
Total interest income$9,402,0002,172
Total interest expense$935,0001,988
Net interest income$8,467,0002,165
Provision for loan and lease losses$300,0001,152
Total noninterest income$2,005,0001,979
Gross Fiduciary activities income$0957
Service charges on deposit accounts$187,0002,404
Trading account gains and feesNANA
Additional Noninterest Income$1,818,0001,771
Total noninterest expense$5,394,0002,451
Salaries and employee benefits$3,899,0002,133
Premises and equipment expense$341,0003,192
Additional noninterest expense$1,154,0003,082
Pre-tax net operating income$4,778,0001,827
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,778,0001,660
Extraordinary gains, net$08
Net income$4,778,0001,659
Minority interest net income$069
Net income of bank and minority interests.$4,778,0001,660
Net charge-offs$-80,0004,385
Cash dividends$2,760,000922
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,778,0001,635
2021-06-30 (YTD Data)Rank
Total interest income$6,193,0002,182
Total interest expense$664,0001,966
Net interest income$5,529,0002,186
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,670,0001,693
Gross Fiduciary activities income$0951
Service charges on deposit accounts$115,0002,451
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,482
Total noninterest expense$3,624,0002,436
Salaries and employee benefits$2,655,0002,095
Premises and equipment expense$227,0003,192
Additional noninterest expense$742,0003,128
Pre-tax net operating income$3,425,0001,696
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,425,0001,563
Extraordinary gains, net$06
Net income$3,425,0001,563
Minority interest net income$067
Net income of bank and minority interests.$3,425,0001,563
Net charge-offs$-27,0004,162
Cash dividends$2,208,000783
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,425,0001,531
2021-03-31 (YTD Data)Rank
Total interest income$3,007,0002,214
Total interest expense$353,0001,960
Net interest income$2,654,0002,229
Provision for loan and lease losses$75,0001,426
Total noninterest income$786,0001,753
Gross Fiduciary activities income$0922
Service charges on deposit accounts$56,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$730,0001,544
Total noninterest expense$1,775,0002,453
Salaries and employee benefits$1,295,0002,114
Premises and equipment expense$118,0003,146
Additional noninterest expense$362,0003,111
Pre-tax net operating income$1,590,0001,809
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,590,0001,663
Extraordinary gains, net$03
Net income$1,590,0001,663
Minority interest net income$055
Net income of bank and minority interests.$1,590,0001,663
Net charge-offs$-13,0004,173
Cash dividends$768,000909
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,590,0001,616
2020-12-31 (YTD Data)Rank
Total interest income$12,478,0002,168
Total interest expense$1,991,0001,991
Net interest income$10,487,0002,183
Provision for loan and lease losses$625,0002,024
Total noninterest income$1,601,0002,352
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$247,0002,476
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0002,170
Total noninterest expense$7,047,0002,443
Salaries and employee benefits$5,043,0002,147
Premises and equipment expense$468,0003,167
Additional noninterest expense$1,536,0003,002
Pre-tax net operating income$4,416,0001,938
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,416,0001,795
Extraordinary gains, net$04
Net income$4,416,0001,795
Minority interest net income$072
Net income of bank and minority interests.$4,416,0001,795
Net charge-offs$174,0001,642
Cash dividends$2,736,0001,213
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,416,0001,751
2020-09-30 (YTD Data)Rank
Total interest income$9,396,0002,173
Total interest expense$1,558,0002,009
Net interest income$7,838,0002,179
Provision for loan and lease losses$500,0001,950
Total noninterest income$1,320,0002,223
Gross Fiduciary activities income$0981
Service charges on deposit accounts$186,0002,481
Trading account gains and feesNANA
Additional Noninterest Income$1,134,0002,036
Total noninterest expense$5,097,0002,481
Salaries and employee benefits$3,656,0002,166
Premises and equipment expense$337,0003,224
Additional noninterest expense$1,104,0003,063
Pre-tax net operating income$3,561,0001,830
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,561,0001,687
Extraordinary gains, net$04
Net income$3,561,0001,688
Minority interest net income$065
Net income of bank and minority interests.$3,561,0001,688
Net charge-offs$152,0001,408
Cash dividends$2,736,000863
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,561,0001,637
2020-06-30 (YTD Data)Rank
Total interest income$6,221,0002,224
Total interest expense$1,080,0002,058
Net interest income$5,141,0002,223
Provision for loan and lease losses$350,0001,891
Total noninterest income$1,064,0001,949
Gross Fiduciary activities income$0970
Service charges on deposit accounts$131,0002,449
Trading account gains and feesNANA
Additional Noninterest Income$933,0001,739
Total noninterest expense$3,387,0002,492
Salaries and employee benefits$2,424,0002,174
Premises and equipment expense$224,0003,234
Additional noninterest expense$739,0003,052
Pre-tax net operating income$2,468,0001,716
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,468,0001,549
Extraordinary gains, net$04
Net income$2,468,0001,549
Minority interest net income$065
Net income of bank and minority interests.$2,468,0001,550
Net charge-offs$93,0001,397
Cash dividends$2,160,000759
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,468,0001,499
2020-03-31 (YTD Data)Rank
Total interest income$3,123,0002,186
Total interest expense$559,0002,143
Net interest income$2,564,0002,183
Provision for loan and lease losses$100,0001,942
Total noninterest income$254,0002,714
Gross Fiduciary activities income$0941
Service charges on deposit accounts$79,0002,443
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,593
Total noninterest expense$1,655,0002,556
Salaries and employee benefits$1,208,0002,194
Premises and equipment expense$105,0003,343
Additional noninterest expense$342,0003,225
Pre-tax net operating income$1,063,0001,747
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,063,0001,585
Extraordinary gains, net$04
Net income$1,063,0001,584
Minority interest net income$056
Net income of bank and minority interests.$1,063,0001,585
Net charge-offs$87,000946
Cash dividends$768,000981
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,063,0001,557
2019-12-31 (YTD Data)Rank
Total interest income$12,635,0002,193
Total interest expense$2,151,0002,231
Net interest income$10,484,0002,146
Provision for loan and lease losses$475,0001,537
Total noninterest income$1,081,0002,712
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$325,0002,484
Trading account gains and feesNANA
Additional Noninterest Income$756,0002,556
Total noninterest expense$6,693,0002,527
Salaries and employee benefits$4,728,0002,186
Premises and equipment expense$478,0003,178
Additional noninterest expense$1,487,0003,097
Pre-tax net operating income$4,397,0001,931
Securities gains (losses)$-2,0004,594
Applicable income taxes$03,859
Income before extraordinary items$4,395,0001,764
Extraordinary gains, net$011
Net income$4,395,0001,766
Minority interest net income$076
Net income of bank and minority interests.$4,395,0001,766
Net charge-offs$119,0002,089
Cash dividends$2,424,0001,407
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,397,0001,731
2019-09-30 (YTD Data)Rank
Total interest income$9,291,0002,258
Total interest expense$1,583,0002,275
Net interest income$7,708,0002,220
Provision for loan and lease losses$300,0001,600
Total noninterest income$776,0002,791
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$247,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$529,0002,670
Total noninterest expense$4,924,0002,563
Salaries and employee benefits$3,532,0002,204
Premises and equipment expense$348,0003,241
Additional noninterest expense$1,044,0003,248
Pre-tax net operating income$3,260,0002,006
Securities gains (losses)$-2,0004,702
Applicable income taxes$03,902
Income before extraordinary items$3,258,0001,816
Extraordinary gains, net$011
Net income$3,258,0001,817
Minority interest net income$072
Net income of bank and minority interests.$3,258,0001,817
Net charge-offs$103,0001,746
Cash dividends$2,424,0001,031
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,260,0001,782
2019-06-30 (YTD Data)Rank
Total interest income$6,035,0002,302
Total interest expense$1,026,0002,300
Net interest income$5,009,0002,274
Provision for loan and lease losses$225,0001,465
Total noninterest income$511,0002,778
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$168,0002,452
Trading account gains and feesNANA
Additional Noninterest Income$343,0002,664
Total noninterest expense$3,197,0002,625
Salaries and employee benefits$2,271,0002,263
Premises and equipment expense$232,0003,264
Additional noninterest expense$694,0003,283
Pre-tax net operating income$2,098,0002,036
Securities gains (losses)$-1,0004,660
Applicable income taxes$03,901
Income before extraordinary items$2,097,0001,838
Extraordinary gains, net$011
Net income$2,097,0001,837
Minority interest net income$069
Net income of bank and minority interests.$2,097,0001,838
Net charge-offs$65,0001,656
Cash dividends$1,896,000925
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,098,0001,808
2019-03-31 (YTD Data)Rank
Total interest income$2,957,0002,334
Total interest expense$509,0002,273
Net interest income$2,448,0002,318
Provision for loan and lease losses$150,0001,133
Total noninterest income$256,0002,717
Gross Fiduciary activities income$0972
Service charges on deposit accounts$87,0002,394
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,610
Total noninterest expense$1,661,0002,584
Salaries and employee benefits$1,194,0002,217
Premises and equipment expense$110,0003,388
Additional noninterest expense$357,0003,233
Pre-tax net operating income$893,0002,208
Securities gains (losses)$-1,0004,848
Applicable income taxes$03,800
Income before extraordinary items$892,0002,036
Extraordinary gains, net$05
Net income$892,0002,035
Minority interest net income$052
Net income of bank and minority interests.$892,0002,035
Net charge-offs$11,0001,939
Cash dividends$648,0001,128
Sale, conversion, retirement of capital stock, net$0529
Net operating income$893,0002,020
2018-12-31 (YTD Data)Rank
Total interest income$11,851,0002,231
Total interest expense$1,723,0002,138
Net interest income$10,128,0002,225
Provision for loan and lease losses$600,0001,277
Total noninterest income$1,101,0002,727
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$330,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$771,0002,536
Total noninterest expense$6,561,0002,567
Salaries and employee benefits$4,436,0002,287
Premises and equipment expense$481,0003,221
Additional noninterest expense$1,644,0002,983
Pre-tax net operating income$4,068,0002,084
Securities gains (losses)$-1,0004,008
Applicable income taxes$03,978
Income before extraordinary items$4,067,0001,887
Extraordinary gains, net$06
Net income$4,067,0001,885
Minority interest net income$072
Net income of bank and minority interests.$4,067,0001,886
Net charge-offs$396,0001,113
Cash dividends$2,412,0001,287
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,068,0001,879
2018-09-30 (YTD Data)Rank
Total interest income$8,817,0002,223
Total interest expense$1,229,0002,125
Net interest income$7,588,0002,227
Provision for loan and lease losses$450,0001,204
Total noninterest income$800,0002,791
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$241,0002,651
Trading account gains and feesNANA
Additional Noninterest Income$559,0002,613
Total noninterest expense$4,916,0002,580
Salaries and employee benefits$3,382,0002,266
Premises and equipment expense$345,0003,339
Additional noninterest expense$1,189,0003,052
Pre-tax net operating income$3,022,0002,113
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,022,0001,898
Extraordinary gains, net$05
Net income$3,022,0001,896
Minority interest net income$066
Net income of bank and minority interests.$3,022,0001,897
Net charge-offs$317,000960
Cash dividends$2,412,000920
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,022,0001,886
2018-06-30 (YTD Data)Rank
Total interest income$5,685,0002,272
Total interest expense$754,0002,171
Net interest income$4,931,0002,274
Provision for loan and lease losses$300,0001,165
Total noninterest income$520,0002,829
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$153,0002,732
Trading account gains and feesNANA
Additional Noninterest Income$367,0002,634
Total noninterest expense$3,235,0002,619
Salaries and employee benefits$2,229,0002,291
Premises and equipment expense$242,0003,279
Additional noninterest expense$764,0003,149
Pre-tax net operating income$1,916,0002,159
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,916,0001,951
Extraordinary gains, net$06
Net income$1,916,0001,949
Minority interest net income$065
Net income of bank and minority interests.$1,916,0001,950
Net charge-offs$249,000827
Cash dividends$1,896,000814
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,916,0001,941
2018-03-31 (YTD Data)Rank
Total interest income$2,722,0002,349
Total interest expense$329,0002,310
Net interest income$2,393,0002,331
Provision for loan and lease losses$150,0001,106
Total noninterest income$253,0002,836
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$71,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$182,0002,604
Total noninterest expense$1,660,0002,595
Salaries and employee benefits$1,162,0002,242
Premises and equipment expense$115,0003,407
Additional noninterest expense$383,0003,160
Pre-tax net operating income$836,0002,316
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$836,0002,109
Extraordinary gains, net$07
Net income$836,0002,108
Minority interest net income$052
Net income of bank and minority interests.$836,0002,109
Net charge-offs$233,000526
Cash dividends$636,0001,008
Sale, conversion, retirement of capital stock, net$0580
Net operating income$836,0002,098
2017-12-31 (YTD Data)Rank
Total interest income$10,777,0002,292
Total interest expense$1,158,0002,297
Net interest income$9,619,0002,287
Provision for loan and lease losses$640,0001,230
Total noninterest income$995,0002,951
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$295,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$700,0002,721
Total noninterest expense$6,333,0002,685
Salaries and employee benefits$4,335,0002,338
Premises and equipment expense$437,0003,504
Additional noninterest expense$1,561,0003,148
Pre-tax net operating income$3,641,0002,177
Securities gains (losses)$-1,0004,786
Applicable income taxes$04,135
Income before extraordinary items$3,640,0001,735
Extraordinary gains, net$09
Net income$3,640,0001,736
Minority interest net income$076
Net income of bank and minority interests.$3,640,0001,736
Net charge-offs$405,0001,251
Cash dividends$2,256,0001,291
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,641,0001,716
2017-09-30 (YTD Data)Rank
Total interest income$7,986,0002,318
Total interest expense$847,0002,315
Net interest income$7,139,0002,315
Provision for loan and lease losses$490,0001,167
Total noninterest income$745,0002,978
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$232,0002,831
Trading account gains and feesNANA
Additional Noninterest Income$513,0002,781
Total noninterest expense$4,806,0002,670
Salaries and employee benefits$3,318,0002,312
Premises and equipment expense$333,0003,506
Additional noninterest expense$1,155,0003,182
Pre-tax net operating income$2,588,0002,309
Securities gains (losses)$-1,0005,136
Applicable income taxes$04,172
Income before extraordinary items$2,587,0001,976
Extraordinary gains, net$09
Net income$2,587,0001,976
Minority interest net income$071
Net income of bank and minority interests.$2,587,0001,976
Net charge-offs$270,0001,190
Cash dividends$2,256,000947
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,588,0001,948
2017-06-30 (YTD Data)Rank
Total interest income$5,223,0002,338
Total interest expense$546,0002,336
Net interest income$4,677,0002,338
Provision for loan and lease losses$340,0001,105
Total noninterest income$475,0003,043
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$158,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$317,0002,866
Total noninterest expense$3,162,0002,702
Salaries and employee benefits$2,187,0002,349
Premises and equipment expense$235,0003,431
Additional noninterest expense$740,0003,271
Pre-tax net operating income$1,650,0002,337
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,650,0002,003
Extraordinary gains, net$011
Net income$1,650,0002,003
Minority interest net income$071
Net income of bank and minority interests.$1,650,0002,003
Net charge-offs$162,0001,191
Cash dividends$1,740,000857
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,650,0001,974
2017-03-31 (YTD Data)Rank
Total interest income$2,541,0002,396
Total interest expense$267,0002,352
Net interest income$2,274,0002,388
Provision for loan and lease losses$190,000972
Total noninterest income$198,0003,316
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$70,0002,995
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,139
Total noninterest expense$1,676,0002,610
Salaries and employee benefits$1,178,0002,238
Premises and equipment expense$132,0003,248
Additional noninterest expense$366,0003,292
Pre-tax net operating income$606,0002,791
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$606,0002,430
Extraordinary gains, net$08
Net income$606,0002,429
Minority interest net income$055
Net income of bank and minority interests.$606,0002,430
Net charge-offs$81,0001,048
Cash dividends$624,0001,043
Sale, conversion, retirement of capital stock, net$0632
Net operating income$606,0002,410
2016-12-31 (YTD Data)Rank
Total interest income$10,364,0002,328
Total interest expense$1,046,0002,343
Net interest income$9,318,0002,317
Provision for loan and lease losses$810,0001,087
Total noninterest income$900,0003,208
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$295,0002,960
Trading account gains and fees$0170
Additional Noninterest Income$605,0003,004
Total noninterest expense$6,315,0002,761
Salaries and employee benefits$4,185,0002,417
Premises and equipment expense$480,0003,454
Additional noninterest expense$1,650,0003,136
Pre-tax net operating income$3,093,0002,355
Securities gains (losses)$-1,0005,500
Applicable income taxes$04,278
Income before extraordinary items$3,092,0002,056
Extraordinary gains, net$05
Net income$3,092,0002,054
Minority interest net income$082
Net income of bank and minority interests.$3,092,0002,055
Net charge-offs$826,000763
Cash dividends$2,316,0001,258
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,093,0002,000
2016-09-30 (YTD Data)Rank
Total interest income$7,759,0002,335
Total interest expense$777,0002,365
Net interest income$6,982,0002,321
Provision for loan and lease losses$600,0001,009
Total noninterest income$654,0003,264
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$220,0002,982
Trading account gains and fees$0169
Additional Noninterest Income$434,0003,063
Total noninterest expense$4,822,0002,710
Salaries and employee benefits$3,211,0002,362
Premises and equipment expense$358,0003,478
Additional noninterest expense$1,253,0003,120
Pre-tax net operating income$2,214,0002,453
Securities gains (losses)$-1,0005,663
Applicable income taxes$04,325
Income before extraordinary items$2,213,0002,175
Extraordinary gains, net$05
Net income$2,213,0002,174
Minority interest net income$071
Net income of bank and minority interests.$2,213,0002,175
Net charge-offs$623,000675
Cash dividends$2,316,000908
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,214,0002,106
2016-06-30 (YTD Data)Rank
Total interest income$5,134,0002,360
Total interest expense$520,0002,369
Net interest income$4,614,0002,344
Provision for loan and lease losses$450,000927
Total noninterest income$423,0003,312
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$146,0002,989
Trading account gains and fees$0157
Additional Noninterest Income$277,0003,129
Total noninterest expense$3,128,0002,763
Salaries and employee benefits$2,095,0002,416
Premises and equipment expense$241,0003,488
Additional noninterest expense$792,0003,259
Pre-tax net operating income$1,459,0002,446
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,459,0002,189
Extraordinary gains, net$016
Net income$1,459,0002,188
Minority interest net income$071
Net income of bank and minority interests.$1,459,0002,188
Net charge-offs$419,000680
Cash dividends$1,800,000838
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,459,0002,117
2016-03-31 (YTD Data)Rank
Total interest income$2,542,0002,377
Total interest expense$255,0002,406
Net interest income$2,287,0002,365
Provision for loan and lease losses$300,000670
Total noninterest income$192,0003,429
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$126,0003,216
Total noninterest expense$1,599,0002,739
Salaries and employee benefits$1,099,0002,329
Premises and equipment expense$111,0003,664
Additional noninterest expense$389,0003,290
Pre-tax net operating income$580,0002,782
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$580,0002,493
Extraordinary gains, net$012
Net income$580,0002,493
Minority interest net income$062
Net income of bank and minority interests.$580,0002,493
Net charge-offs$285,000506
Cash dividends$648,0001,030
Sale, conversion, retirement of capital stock, net$0659
Net operating income$580,0002,447
2015-12-31 (YTD Data)Rank
Total interest income$10,563,0002,267
Total interest expense$1,003,0002,417
Net interest income$9,560,0002,237
Provision for loan and lease losses$534,0001,290
Total noninterest income$922,0003,211
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$280,0003,162
Trading account gains and fees$0159
Additional Noninterest Income$642,0002,945
Total noninterest expense$6,081,0002,832
Salaries and employee benefits$4,063,0002,462
Premises and equipment expense$460,0003,636
Additional noninterest expense$1,558,0003,321
Pre-tax net operating income$3,867,0001,921
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,867,0001,644
Extraordinary gains, net$023
Net income$3,867,0001,646
Minority interest net income$081
Net income of bank and minority interests.$3,867,0001,646
Net charge-offs$484,0001,194
Cash dividends$2,292,0001,218
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,867,0001,613
2015-09-30 (YTD Data)Rank
Total interest income$7,863,0002,296
Total interest expense$738,0002,475
Net interest income$7,125,0002,267
Provision for loan and lease losses$384,0001,290
Total noninterest income$652,0003,327
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$205,0003,219
Trading account gains and fees$0153
Additional Noninterest Income$447,0003,058
Total noninterest expense$4,496,0002,878
Salaries and employee benefits$3,031,0002,479
Premises and equipment expense$343,0003,704
Additional noninterest expense$1,122,0003,422
Pre-tax net operating income$2,897,0001,960
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,897,0001,680
Extraordinary gains, net$021
Net income$2,897,0001,682
Minority interest net income$078
Net income of bank and minority interests.$2,897,0001,682
Net charge-offs$372,0001,066
Cash dividends$2,292,000880
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,897,0001,634
2015-06-30 (YTD Data)Rank
Total interest income$5,140,0002,331
Total interest expense$481,0002,529
Net interest income$4,659,0002,308
Provision for loan and lease losses$180,0001,603
Total noninterest income$487,0003,131
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$138,0003,186
Trading account gains and fees$0157
Additional Noninterest Income$349,0002,849
Total noninterest expense$2,963,0002,915
Salaries and employee benefits$1,978,0002,537
Premises and equipment expense$232,0003,708
Additional noninterest expense$753,0003,421
Pre-tax net operating income$2,003,0001,894
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,003,0001,615
Extraordinary gains, net$022
Net income$2,003,0001,618
Minority interest net income$075
Net income of bank and minority interests.$2,003,0001,618
Net charge-offs$215,0001,145
Cash dividends$1,776,000791
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,003,0001,568
2015-03-31 (YTD Data)Rank
Total interest income$2,507,0002,375
Total interest expense$235,0002,602
Net interest income$2,272,0002,348
Provision for loan and lease losses$90,0001,532
Total noninterest income$248,0003,055
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$67,0003,209
Trading account gains and fees$0152
Additional Noninterest Income$181,0002,760
Total noninterest expense$1,376,0003,088
Salaries and employee benefits$912,0002,706
Premises and equipment expense$115,0003,752
Additional noninterest expense$349,0003,595
Pre-tax net operating income$1,054,0001,775
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,054,0001,516
Extraordinary gains, net$013
Net income$1,054,0001,517
Minority interest net income$064
Net income of bank and minority interests.$1,054,0001,518
Net charge-offs$89,0001,189
Cash dividends$624,000950
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,054,0001,468
2014-12-31 (YTD Data)Rank
Total interest income$9,508,0002,516
Total interest expense$932,0002,707
Net interest income$8,576,0002,473
Provision for loan and lease losses$256,0002,168
Total noninterest income$964,0003,169
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$288,0003,284
Trading account gains and fees$0180
Additional Noninterest Income$676,0002,874
Total noninterest expense$5,734,0003,013
Salaries and employee benefits$3,846,0002,580
Premises and equipment expense$510,0003,585
Additional noninterest expense$1,378,0003,735
Pre-tax net operating income$3,550,0002,007
Securities gains (losses)$155,000951
Applicable income taxes$04,531
Income before extraordinary items$3,705,0001,682
Extraordinary gains, net$017
Net income$3,705,0001,682
Minority interest net income$084
Net income of bank and minority interests.$3,705,0001,681
Net charge-offs$195,0002,488
Cash dividends$1,980,0001,309
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,550,0001,708
2014-09-30 (YTD Data)Rank
Total interest income$6,993,0002,575
Total interest expense$689,0002,798
Net interest income$6,304,0002,531
Provision for loan and lease losses$156,0002,342
Total noninterest income$721,0003,198
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$219,0003,277
Trading account gains and fees$0174
Additional Noninterest Income$502,0002,905
Total noninterest expense$4,112,0003,134
Salaries and employee benefits$2,720,0002,705
Premises and equipment expense$380,0003,660
Additional noninterest expense$1,012,0003,801
Pre-tax net operating income$2,757,0001,987
Securities gains (losses)$160,000744
Applicable income taxes$04,583
Income before extraordinary items$2,917,0001,621
Extraordinary gains, net$015
Net income$2,917,0001,621
Minority interest net income$081
Net income of bank and minority interests.$2,917,0001,621
Net charge-offs$107,0002,619
Cash dividends$1,980,000964
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,757,0001,665
2014-06-30 (YTD Data)Rank
Total interest income$4,496,0002,660
Total interest expense$452,0002,857
Net interest income$4,044,0002,610
Provision for loan and lease losses$97,0002,400
Total noninterest income$501,0003,106
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$145,0003,286
Trading account gains and fees$0172
Additional Noninterest Income$356,0002,805
Total noninterest expense$2,805,0003,084
Salaries and employee benefits$1,846,0002,685
Premises and equipment expense$259,0003,635
Additional noninterest expense$700,0003,740
Pre-tax net operating income$1,643,0002,122
Securities gains (losses)$48,0001,191
Applicable income taxes$04,568
Income before extraordinary items$1,691,0001,784
Extraordinary gains, net$020
Net income$1,691,0001,787
Minority interest net income$080
Net income of bank and minority interests.$1,691,0001,786
Net charge-offs$89,0002,290
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,643,0001,780
2014-03-31 (YTD Data)Rank
Total interest income$2,204,0002,706
Total interest expense$226,0002,883
Net interest income$1,978,0002,652
Provision for loan and lease losses$37,0002,492
Total noninterest income$290,0002,853
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$218,0002,430
Total noninterest expense$1,333,0003,225
Salaries and employee benefits$861,0002,833
Premises and equipment expense$135,0003,577
Additional noninterest expense$337,0003,838
Pre-tax net operating income$898,0001,919
Securities gains (losses)$-4,0006,345
Applicable income taxes$04,445
Income before extraordinary items$894,0001,637
Extraordinary gains, net$016
Net income$894,0001,640
Minority interest net income$066
Net income of bank and minority interests.$894,0001,640
Net charge-offs$85,0001,475
Cash dividends$540,000980
Sale, conversion, retirement of capital stock, net$0747
Net operating income$898,0001,598
2013-12-31 (YTD Data)Rank
Total interest income$8,945,0002,681
Total interest expense$986,0002,970
Net interest income$7,959,0002,616
Provision for loan and lease losses$120,0003,475
Total noninterest income$889,0003,431
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$323,0003,227
Trading account gains and fees$0184
Additional Noninterest Income$566,0003,196
Total noninterest expense$5,511,0003,174
Salaries and employee benefits$3,730,0002,650
Premises and equipment expense$507,0003,702
Additional noninterest expense$1,274,0004,057
Pre-tax net operating income$3,217,0002,059
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,217,0001,788
Extraordinary gains, net$029
Net income$3,217,0001,791
Minority interest net income$090
Net income of bank and minority interests.$3,217,0001,791
Net charge-offs$71,0004,081
Cash dividends$1,920,0001,251
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,217,0001,767
2013-09-30 (YTD Data)Rank
Total interest income$6,680,0002,710
Total interest expense$749,0003,024
Net interest income$5,931,0002,643
Provision for loan and lease losses$90,0003,447
Total noninterest income$664,0003,493
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$241,0003,253
Trading account gains and fees$0180
Additional Noninterest Income$423,0003,271
Total noninterest expense$3,957,0003,282
Salaries and employee benefits$2,697,0002,743
Premises and equipment expense$377,0003,754
Additional noninterest expense$883,0004,249
Pre-tax net operating income$2,548,0002,019
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,548,0001,744
Extraordinary gains, net$025
Net income$2,548,0001,746
Minority interest net income$084
Net income of bank and minority interests.$2,548,0001,748
Net charge-offs$53,0003,810
Cash dividends$1,920,000908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,548,0001,703
2013-06-30 (YTD Data)Rank
Total interest income$4,422,0002,726
Total interest expense$508,0003,042
Net interest income$3,914,0002,655
Provision for loan and lease losses$90,0003,034
Total noninterest income$438,0003,546
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$157,0003,261
Trading account gains and fees$0157
Additional Noninterest Income$281,0003,304
Total noninterest expense$2,695,0003,235
Salaries and employee benefits$1,828,0002,720
Premises and equipment expense$255,0003,743
Additional noninterest expense$612,0004,142
Pre-tax net operating income$1,567,0002,124
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,567,0001,854
Extraordinary gains, net$022
Net income$1,567,0001,859
Minority interest net income$082
Net income of bank and minority interests.$1,567,0001,860
Net charge-offs$51,0003,336
Cash dividends$1,440,000818
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,567,0001,785
2013-03-31 (YTD Data)Rank
Total interest income$2,198,0002,754
Total interest expense$259,0003,072
Net interest income$1,939,0002,677
Provision for loan and lease losses$45,0002,886
Total noninterest income$207,0003,598
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$80,0003,235
Trading account gains and fees$0148
Additional Noninterest Income$127,0003,408
Total noninterest expense$1,300,0003,344
Salaries and employee benefits$862,0002,875
Premises and equipment expense$129,0003,732
Additional noninterest expense$309,0004,142
Pre-tax net operating income$801,0002,043
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$801,0001,766
Extraordinary gains, net$010
Net income$801,0001,768
Minority interest net income$076
Net income of bank and minority interests.$801,0001,768
Net charge-offs$15,0003,259
Cash dividends$480,000977
Sale, conversion, retirement of capital stock, net$0789
Net operating income$801,0001,704
2012-12-31 (YTD Data)Rank
Total interest income$9,346,0002,730
Total interest expense$1,220,0003,162
Net interest income$8,126,0002,633
Provision for loan and lease losses$30,0005,437
Total noninterest income$629,0004,095
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$330,0003,309
Trading account gains and fees$0166
Additional Noninterest Income$299,0004,041
Total noninterest expense$5,324,0003,308
Salaries and employee benefits$3,640,0002,688
Premises and equipment expense$459,0004,018
Additional noninterest expense$1,225,0004,305
Pre-tax net operating income$3,401,0001,869
Securities gains (losses)$52,0002,708
Applicable income taxes$04,751
Income before extraordinary items$3,453,0001,652
Extraordinary gains, net$029
Net income$3,453,0001,652
Minority interest net income$093
Net income of bank and minority interests.$3,453,0001,653
Net charge-offs$124,0004,228
Cash dividends$1,980,0001,241
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,401,0001,586
2012-09-30 (YTD Data)Rank
Total interest income$7,009,0002,794
Total interest expense$948,0003,195
Net interest income$6,061,0002,694
Provision for loan and lease losses$30,0005,216
Total noninterest income$454,0004,198
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$240,0003,407
Trading account gains and fees$0157
Additional Noninterest Income$214,0004,151
Total noninterest expense$3,821,0003,450
Salaries and employee benefits$2,574,0002,846
Premises and equipment expense$332,0004,147
Additional noninterest expense$915,0004,342
Pre-tax net operating income$2,664,0001,855
Securities gains (losses)$52,0002,426
Applicable income taxes$04,802
Income before extraordinary items$2,716,0001,618
Extraordinary gains, net$020
Net income$2,716,0001,619
Minority interest net income$086
Net income of bank and minority interests.$2,716,0001,619
Net charge-offs$29,0004,874
Cash dividends$1,980,000798
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,664,0001,558
2012-06-30 (YTD Data)Rank
Total interest income$4,684,0002,819
Total interest expense$657,0003,198
Net interest income$4,027,0002,708
Provision for loan and lease losses$30,0004,864
Total noninterest income$304,0004,182
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$162,0003,369
Trading account gains and fees$0153
Additional Noninterest Income$142,0004,155
Total noninterest expense$2,593,0003,419
Salaries and employee benefits$1,746,0002,810
Premises and equipment expense$217,0004,196
Additional noninterest expense$630,0004,272
Pre-tax net operating income$1,708,0001,911
Securities gains (losses)$18,0002,529
Applicable income taxes$04,770
Income before extraordinary items$1,726,0001,690
Extraordinary gains, net$019
Net income$1,726,0001,689
Minority interest net income$084
Net income of bank and minority interests.$1,726,0001,690
Net charge-offs$-13,0006,695
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,708,0001,614
2012-03-31 (YTD Data)Rank
Total interest income$2,341,0002,841
Total interest expense$334,0003,269
Net interest income$2,007,0002,717
Provision for loan and lease losses$30,0004,088
Total noninterest income$151,0004,221
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$79,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$72,0004,179
Total noninterest expense$1,277,0003,480
Salaries and employee benefits$836,0002,929
Premises and equipment expense$110,0004,193
Additional noninterest expense$331,0004,132
Pre-tax net operating income$851,0001,935
Securities gains (losses)$16,0001,662
Applicable income taxes$04,704
Income before extraordinary items$867,0001,678
Extraordinary gains, net$019
Net income$867,0001,678
Minority interest net income$078
Net income of bank and minority interests.$867,0001,679
Net charge-offs$-27,0006,953
Cash dividends$540,000813
Sale, conversion, retirement of capital stock, net$0861
Net operating income$851,0001,605
2011-12-31 (YTD Data)Rank
Total interest income$9,784,0002,805
Total interest expense$1,684,0003,150
Net interest income$8,100,0002,700
Provision for loan and lease losses$240,0004,406
Total noninterest income$686,0003,815
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$340,0003,352
Trading account gains and fees$0146
Additional Noninterest Income$346,0003,647
Total noninterest expense$5,378,0003,343
Salaries and employee benefits$3,371,0002,833
Premises and equipment expense$491,0004,093
Additional noninterest expense$1,516,0003,836
Pre-tax net operating income$3,168,0001,741
Securities gains (losses)$103,0002,045
Applicable income taxes$04,719
Income before extraordinary items$3,271,0001,494
Extraordinary gains, net$029
Net income$3,271,0001,494
Minority interest net income$096
Net income of bank and minority interests.$3,271,0001,494
Net charge-offs$207,0004,256
Cash dividends$1,488,0001,255
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,168,0001,467
2011-09-30 (YTD Data)Rank
Total interest income$7,352,0002,832
Total interest expense$1,310,0003,178
Net interest income$6,042,0002,722
Provision for loan and lease losses$210,0004,084
Total noninterest income$479,0003,974
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$258,0003,348
Trading account gains and fees$0145
Additional Noninterest Income$221,0003,955
Total noninterest expense$3,943,0003,407
Salaries and employee benefits$2,465,0002,893
Premises and equipment expense$381,0004,040
Additional noninterest expense$1,097,0003,914
Pre-tax net operating income$2,368,0001,825
Securities gains (losses)$106,0001,733
Applicable income taxes$04,740
Income before extraordinary items$2,474,0001,538
Extraordinary gains, net$021
Net income$2,474,0001,538
Minority interest net income$087
Net income of bank and minority interests.$2,474,0001,538
Net charge-offs$94,0004,486
Cash dividends$1,488,000858
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,368,0001,529
2011-06-30 (YTD Data)Rank
Total interest income$4,942,0002,835
Total interest expense$899,0003,211
Net interest income$4,043,0002,712
Provision for loan and lease losses$180,0003,659
Total noninterest income$308,0004,060
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$164,0003,422
Trading account gains and fees$0153
Additional Noninterest Income$144,0004,025
Total noninterest expense$2,605,0003,468
Salaries and employee benefits$1,624,0002,936
Premises and equipment expense$265,0003,960
Additional noninterest expense$716,0004,040
Pre-tax net operating income$1,566,0001,811
Securities gains (losses)$16,0002,184
Applicable income taxes$04,697
Income before extraordinary items$1,582,0001,552
Extraordinary gains, net$015
Net income$1,582,0001,552
Minority interest net income$089
Net income of bank and minority interests.$1,582,0001,552
Net charge-offs$57,0004,347
Cash dividends$1,008,000800
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,566,0001,497
2011-03-31 (YTD Data)Rank
Total interest income$2,497,0002,832
Total interest expense$461,0003,249
Net interest income$2,036,0002,688
Provision for loan and lease losses$150,0002,750
Total noninterest income$164,0003,988
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$77,0003,505
Trading account gains and fees$0158
Additional Noninterest Income$87,0003,779
Total noninterest expense$1,276,0003,519
Salaries and employee benefits$760,0003,122
Premises and equipment expense$164,0003,471
Additional noninterest expense$352,0004,074
Pre-tax net operating income$774,0001,825
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$774,0001,523
Extraordinary gains, net$09
Net income$774,0001,523
Minority interest net income$086
Net income of bank and minority interests.$774,0001,523
Net charge-offs$29,0003,798
Cash dividends$504,000722
Sale, conversion, retirement of capital stock, net$0925
Net operating income$774,0001,476
2010-12-31 (YTD Data)Rank
Total interest income$10,325,0002,879
Total interest expense$2,398,0003,098
Net interest income$7,927,0002,747
Provision for loan and lease losses$600,0003,834
Total noninterest income$684,0003,982
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$346,0003,361
Trading account gains and fees$0175
Additional Noninterest Income$338,0003,781
Total noninterest expense$5,155,0003,521
Salaries and employee benefits$3,276,0002,886
Premises and equipment expense$464,0004,381
Additional noninterest expense$1,415,0004,160
Pre-tax net operating income$2,856,0001,687
Securities gains (losses)$67,0002,472
Applicable income taxes$04,655
Income before extraordinary items$2,923,0001,437
Extraordinary gains, net$029
Net income$2,923,0001,439
Minority interest net income$0111
Net income of bank and minority interests.$2,923,0001,440
Net charge-offs$504,0003,640
Cash dividends$720,0001,897
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,856,0001,409
2010-09-30 (YTD Data)Rank
Total interest income$7,676,0002,965
Total interest expense$1,897,0003,086
Net interest income$5,779,0002,854
Provision for loan and lease losses$450,0003,704
Total noninterest income$531,0003,950
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$269,0003,365
Trading account gains and fees$0165
Additional Noninterest Income$262,0003,756
Total noninterest expense$3,821,0003,552
Salaries and employee benefits$2,382,0002,988
Premises and equipment expense$352,0004,414
Additional noninterest expense$1,087,0004,072
Pre-tax net operating income$2,039,0001,864
Securities gains (losses)$3,0003,393
Applicable income taxes$04,726
Income before extraordinary items$2,042,0001,616
Extraordinary gains, net$023
Net income$2,042,0001,619
Minority interest net income$0110
Net income of bank and minority interests.$2,042,0001,619
Net charge-offs$96,0004,942
Cash dividends$720,0001,378
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,039,0001,547
2010-06-30 (YTD Data)Rank
Total interest income$5,136,0002,981
Total interest expense$1,309,0003,101
Net interest income$3,827,0002,876
Provision for loan and lease losses$300,0003,591
Total noninterest income$339,0003,997
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$186,0003,295
Trading account gains and fees$0152
Additional Noninterest Income$153,0003,948
Total noninterest expense$2,474,0003,653
Salaries and employee benefits$1,532,0003,091
Premises and equipment expense$223,0004,580
Additional noninterest expense$719,0004,069
Pre-tax net operating income$1,392,0001,823
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,392,0001,566
Extraordinary gains, net$019
Net income$1,392,0001,567
Minority interest net income$0105
Net income of bank and minority interests.$1,392,0001,567
Net charge-offs$97,0004,286
Cash dividends$360,0001,707
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,392,0001,494
2010-03-31 (YTD Data)Rank
Total interest income$2,571,0003,032
Total interest expense$681,0003,127
Net interest income$1,890,0002,941
Provision for loan and lease losses$150,0003,336
Total noninterest income$166,0004,049
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$92,0003,301
Trading account gains and fees$0175
Additional Noninterest Income$74,0004,036
Total noninterest expense$1,212,0003,732
Salaries and employee benefits$756,0003,160
Premises and equipment expense$111,0004,666
Additional noninterest expense$345,0004,200
Pre-tax net operating income$694,0001,840
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$694,0001,572
Extraordinary gains, net$016
Net income$694,0001,574
Minority interest net income$091
Net income of bank and minority interests.$694,0001,574
Net charge-offs$17,0004,530
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$694,0001,513
2009-12-31 (YTD Data)Rank
Total interest income$10,805,0003,025
Total interest expense$3,570,0003,003
Net interest income$7,235,0002,981
Provision for loan and lease losses$2,190,0002,372
Total noninterest income$814,0003,733
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$409,0003,283
Trading account gains and fees$0211
Additional Noninterest Income$405,0003,530
Total noninterest expense$4,901,0003,753
Salaries and employee benefits$2,933,0003,245
Premises and equipment expense$511,0004,320
Additional noninterest expense$1,457,0004,166
Pre-tax net operating income$958,0003,056
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$958,0002,840
Extraordinary gains, net$034
Net income$958,0002,838
Minority interest net income$0115
Net income of bank and minority interests.$958,0002,840
Net charge-offs$1,356,0002,499
Cash dividends$360,0002,991
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$958,0002,781
2009-09-30 (YTD Data)Rank
Total interest income$8,146,0003,065
Total interest expense$2,776,0003,035
Net interest income$5,370,0002,999
Provision for loan and lease losses$1,895,0001,977
Total noninterest income$642,0003,719
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$312,0003,268
Trading account gains and fees$0212
Additional Noninterest Income$330,0003,476
Total noninterest expense$3,743,0003,698
Salaries and employee benefits$2,212,0003,250
Premises and equipment expense$374,0004,422
Additional noninterest expense$1,157,0003,967
Pre-tax net operating income$374,0004,276
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$374,0004,144
Extraordinary gains, net$027
Net income$374,0004,140
Minority interest net income$0118
Net income of bank and minority interests.$374,0004,143
Net charge-offs$1,298,0001,922
Cash dividends$360,0002,408
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$374,0004,053
2009-06-30 (YTD Data)Rank
Total interest income$5,428,0003,094
Total interest expense$1,900,0003,084
Net interest income$3,528,0003,020
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$396,0003,859
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$204,0003,280
Trading account gains and fees$0193
Additional Noninterest Income$192,0003,707
Total noninterest expense$2,489,0003,737
Salaries and employee benefits$1,476,0003,282
Premises and equipment expense$261,0004,340
Additional noninterest expense$752,0004,058
Pre-tax net operating income$185,0004,738
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$185,0004,627
Extraordinary gains, net$021
Net income$185,0004,624
Minority interest net income$0112
Net income of bank and minority interests.$185,0004,624
Net charge-offs$1,128,0001,552
Cash dividends$360,0001,994
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$185,0004,534
2009-03-31 (YTD Data)Rank
Total interest income$2,660,0003,177
Total interest expense$955,0003,181
Net interest income$1,705,0003,105
Provision for loan and lease losses$500,0001,760
Total noninterest income$200,0003,805
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$99,0003,285
Trading account gains and fees$0171
Additional Noninterest Income$101,0003,637
Total noninterest expense$1,268,0003,612
Salaries and employee benefits$785,0003,149
Premises and equipment expense$133,0004,317
Additional noninterest expense$350,0003,956
Pre-tax net operating income$137,0004,637
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$137,0004,500
Extraordinary gains, net$015
Net income$137,0004,504
Minority interest net income$0102
Net income of bank and minority interests.$137,0004,504
Net charge-offs$409,0001,520
Cash dividends$360,0001,208
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$137,0004,336
2008-12-31 (YTD Data)Rank
Total interest income$11,582,0003,134
Total interest expense$4,746,0003,101
Net interest income$6,836,0003,121
Provision for loan and lease losses$375,0004,233
Total noninterest income$865,0003,705
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$428,0003,323
Trading account gains and fees$0154
Additional Noninterest Income$437,0003,432
Total noninterest expense$4,657,0003,781
Salaries and employee benefits$3,041,0003,212
Premises and equipment expense$511,0004,396
Additional noninterest expense$1,105,0004,516
Pre-tax net operating income$2,669,0001,991
Securities gains (losses)$5,0002,760
Applicable income taxes$04,979
Income before extraordinary items$2,674,0001,526
Extraordinary gains, net$039
Net income$2,674,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0003,267
Cash dividends$2,460,0001,118
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,669,0001,630
2008-09-30 (YTD Data)Rank
Total interest income$8,643,0003,206
Total interest expense$3,683,0003,112
Net interest income$4,960,0003,241
Provision for loan and lease losses$255,0003,815
Total noninterest income$679,0003,705
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$317,0003,378
Trading account gains and fees$0148
Additional Noninterest Income$362,0003,348
Total noninterest expense$3,345,0003,889
Salaries and employee benefits$2,197,0003,364
Premises and equipment expense$352,0004,645
Additional noninterest expense$796,0004,564
Pre-tax net operating income$2,039,0002,277
Securities gains (losses)$5,0002,631
Applicable income taxes$05,372
Income before extraordinary items$2,044,0001,745
Extraordinary gains, net$031
Net income$2,044,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,642
Cash dividends$2,460,000855
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,039,0001,846
2008-06-30 (YTD Data)Rank
Total interest income$5,756,0003,252
Total interest expense$2,563,0003,115
Net interest income$3,193,0003,324
Provision for loan and lease losses$165,0003,451
Total noninterest income$480,0003,595
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$198,0003,511
Trading account gains and fees$0149
Additional Noninterest Income$282,0003,135
Total noninterest expense$2,198,0003,954
Salaries and employee benefits$1,434,0003,458
Premises and equipment expense$241,0004,612
Additional noninterest expense$523,0004,600
Pre-tax net operating income$1,310,0002,456
Securities gains (losses)$5,0002,725
Applicable income taxes$05,627
Income before extraordinary items$1,315,0002,013
Extraordinary gains, net$021
Net income$1,315,0002,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,802
Cash dividends$1,860,000843
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,310,0001,985
2008-03-31 (YTD Data)Rank
Total interest income$2,911,0003,307
Total interest expense$1,362,0003,133
Net interest income$1,549,0003,409
Provision for loan and lease losses$105,0002,634
Total noninterest income$193,0004,074
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0158
Additional Noninterest Income$99,0003,788
Total noninterest expense$1,092,0003,975
Salaries and employee benefits$744,0003,377
Premises and equipment expense$113,0004,801
Additional noninterest expense$235,0004,878
Pre-tax net operating income$545,0002,899
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$545,0002,504
Extraordinary gains, net$015
Net income$545,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$792,000938
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$545,0002,433
2007-12-31 (YTD Data)Rank
Total interest income$11,695,0003,355
Total interest expense$5,523,0003,207
Net interest income$6,172,0003,435
Provision for loan and lease losses$345,0002,939
Total noninterest income$1,093,0003,360
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$399,0003,527
Trading account gains and fees$0178
Additional Noninterest Income$694,0002,772
Total noninterest expense$4,419,0003,813
Salaries and employee benefits$2,857,0003,349
Premises and equipment expense$467,0004,566
Additional noninterest expense$1,095,0004,345
Pre-tax net operating income$2,501,0002,828
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,501,0002,361
Extraordinary gains, net$039
Net income$2,501,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,006
Cash dividends$2,310,0001,451
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,501,0002,353
2007-09-30 (YTD Data)Rank
Total interest income$8,728,0003,376
Total interest expense$4,114,0003,221
Net interest income$4,614,0003,448
Provision for loan and lease losses$240,0002,679
Total noninterest income$794,0003,411
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$294,0003,551
Trading account gains and fees$0184
Additional Noninterest Income$500,0002,852
Total noninterest expense$3,297,0003,812
Salaries and employee benefits$2,175,0003,307
Premises and equipment expense$339,0004,640
Additional noninterest expense$783,0004,440
Pre-tax net operating income$1,871,0002,979
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,871,0002,522
Extraordinary gains, net$033
Net income$1,871,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,813
Cash dividends$2,310,0001,089
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,871,0002,494
2007-06-30 (YTD Data)Rank
Total interest income$5,740,0003,421
Total interest expense$2,714,0003,243
Net interest income$3,026,0003,509
Provision for loan and lease losses$135,0002,802
Total noninterest income$512,0003,513
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$191,0003,598
Trading account gains and fees$0168
Additional Noninterest Income$321,0002,911
Total noninterest expense$2,163,0003,888
Salaries and employee benefits$1,440,0003,351
Premises and equipment expense$227,0004,648
Additional noninterest expense$496,0004,610
Pre-tax net operating income$1,240,0003,042
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,240,0002,567
Extraordinary gains, net$029
Net income$1,240,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,116
Cash dividends$1,830,000962
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,240,0002,549
2007-03-31 (YTD Data)Rank
Total interest income$2,837,0003,440
Total interest expense$1,343,0003,250
Net interest income$1,494,0003,545
Provision for loan and lease losses$60,0002,747
Total noninterest income$230,0003,726
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0195
Additional Noninterest Income$141,0003,128
Total noninterest expense$1,140,0003,720
Salaries and employee benefits$762,0003,222
Premises and equipment expense$116,0004,609
Additional noninterest expense$262,0004,385
Pre-tax net operating income$524,0003,411
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$524,0002,914
Extraordinary gains, net$022
Net income$524,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,965
Cash dividends$768,0001,005
Sale, conversion, retirement of capital stock, net$0885
Net operating income$524,0002,899
2006-12-31 (YTD Data)Rank
Total interest income$11,115,0003,291
Total interest expense$4,853,0003,106
Net interest income$6,262,0003,417
Provision for loan and lease losses$190,0003,623
Total noninterest income$1,168,0003,178
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$438,0003,350
Trading account gains and fees$0130
Additional Noninterest Income$730,0002,715
Total noninterest expense$4,637,0003,551
Salaries and employee benefits$2,940,0003,188
Premises and equipment expense$461,0004,494
Additional noninterest expense$1,236,0003,842
Pre-tax net operating income$2,603,0003,042
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,603,0002,528
Extraordinary gains, net$051
Net income$2,603,0002,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,463
Cash dividends$2,316,0001,373
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,603,0002,504
2006-09-30 (YTD Data)Rank
Total interest income$8,203,0003,306
Total interest expense$3,496,0003,111
Net interest income$4,707,0003,427
Provision for loan and lease losses$135,0003,558
Total noninterest income$879,0003,187
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$340,0003,286
Trading account gains and fees$0126
Additional Noninterest Income$539,0002,745
Total noninterest expense$3,410,0003,605
Salaries and employee benefits$2,187,0003,208
Premises and equipment expense$342,0004,527
Additional noninterest expense$881,0003,980
Pre-tax net operating income$2,041,0003,060
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,041,0002,522
Extraordinary gains, net$045
Net income$2,041,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,061
Cash dividends$2,316,0001,022
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,041,0002,511
2006-06-30 (YTD Data)Rank
Total interest income$5,362,0003,320
Total interest expense$2,250,0003,088
Net interest income$3,112,0003,457
Provision for loan and lease losses$90,0003,463
Total noninterest income$557,0003,279
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$220,0003,334
Trading account gains and fees$0126
Additional Noninterest Income$337,0002,813
Total noninterest expense$2,207,0003,694
Salaries and employee benefits$1,415,0003,295
Premises and equipment expense$228,0004,532
Additional noninterest expense$564,0004,103
Pre-tax net operating income$1,372,0003,068
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,372,0002,512
Extraordinary gains, net$039
Net income$1,372,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,578
Cash dividends$1,806,000896
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,372,0002,494
2006-03-31 (YTD Data)Rank
Total interest income$2,659,0003,280
Total interest expense$1,091,0003,041
Net interest income$1,568,0003,414
Provision for loan and lease losses$45,0003,261
Total noninterest income$251,0003,458
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$103,0003,410
Trading account gains and fees$0115
Additional Noninterest Income$148,0002,988
Total noninterest expense$1,153,0003,581
Salaries and employee benefits$738,0003,192
Premises and equipment expense$112,0004,612
Additional noninterest expense$303,0003,857
Pre-tax net operating income$621,0003,234
Securities gains (losses)$-1,0007,892
Applicable income taxes$06,588
Income before extraordinary items$620,0002,678
Extraordinary gains, net$021
Net income$620,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$744,000988
Sale, conversion, retirement of capital stock, net$0648
Net operating income$621,0002,657
2005-12-31 (YTD Data)Rank
Total interest income$10,232,0003,095
Total interest expense$3,590,0002,876
Net interest income$6,642,0003,169
Provision for loan and lease losses$230,0003,342
Total noninterest income$988,0003,594
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$400,0003,551
Trading account gains and fees$0138
Additional Noninterest Income$588,0003,090
Total noninterest expense$4,455,0003,567
Salaries and employee benefits$2,821,0003,137
Premises and equipment expense$477,0004,314
Additional noninterest expense$1,157,0003,962
Pre-tax net operating income$2,945,0002,803
Securities gains (losses)$15,0001,350
Applicable income taxes$06,964
Income before extraordinary items$2,960,0002,272
Extraordinary gains, net$046
Net income$2,960,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,303
Cash dividends$1,680,0001,685
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,945,0002,245
2005-09-30 (YTD Data)Rank
Total interest income$7,647,0003,057
Total interest expense$2,585,0002,856
Net interest income$5,062,0003,117
Provision for loan and lease losses$185,0003,084
Total noninterest income$681,0003,788
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$293,0003,613
Trading account gains and fees$0126
Additional Noninterest Income$388,0003,332
Total noninterest expense$3,236,0003,625
Salaries and employee benefits$2,078,0003,162
Premises and equipment expense$325,0004,580
Additional noninterest expense$833,0004,059
Pre-tax net operating income$2,322,0002,721
Securities gains (losses)$5,0001,712
Applicable income taxes$06,976
Income before extraordinary items$2,327,0002,200
Extraordinary gains, net$035
Net income$2,327,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,558
Cash dividends$1,680,0001,215
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,322,0002,165
2005-06-30 (YTD Data)Rank
Total interest income$4,960,0003,060
Total interest expense$1,636,0002,842
Net interest income$3,324,0003,126
Provision for loan and lease losses$125,0002,939
Total noninterest income$458,0003,724
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$194,0003,565
Trading account gains and fees$0116
Additional Noninterest Income$264,0003,293
Total noninterest expense$2,121,0003,647
Salaries and employee benefits$1,349,0003,220
Premises and equipment expense$210,0004,651
Additional noninterest expense$562,0003,998
Pre-tax net operating income$1,536,0002,697
Securities gains (losses)$5,0001,582
Applicable income taxes$06,961
Income before extraordinary items$1,541,0002,188
Extraordinary gains, net$030
Net income$1,541,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,010
Cash dividends$1,020,0001,261
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,536,0002,156
2005-03-31 (YTD Data)Rank
Total interest income$2,397,0003,103
Total interest expense$758,0002,932
Net interest income$1,639,0003,155
Provision for loan and lease losses$45,0003,327
Total noninterest income$211,0003,842
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$92,0003,634
Trading account gains and fees$0115
Additional Noninterest Income$119,0003,420
Total noninterest expense$1,108,0003,547
Salaries and employee benefits$691,0003,159
Premises and equipment expense$123,0004,245
Additional noninterest expense$294,0003,874
Pre-tax net operating income$697,0002,873
Securities gains (losses)$5,0001,192
Applicable income taxes$06,892
Income before extraordinary items$702,0002,328
Extraordinary gains, net$024
Net income$702,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$697,0002,298
2004-12-31 (YTD Data)Rank
Total interest income$9,239,0003,037
Total interest expense$2,905,0002,697
Net interest income$6,334,0003,146
Provision for loan and lease losses$230,0003,450
Total noninterest income$990,0003,582
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$425,0003,499
Trading account gains and fees$0138
Additional Noninterest Income$565,0003,087
Total noninterest expense$4,304,0003,531
Salaries and employee benefits$2,712,0003,131
Premises and equipment expense$441,0004,476
Additional noninterest expense$1,151,0003,879
Pre-tax net operating income$2,790,0002,735
Securities gains (losses)$29,0002,137
Applicable income taxes$07,185
Income before extraordinary items$2,819,0002,193
Extraordinary gains, net$034
Net income$2,819,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,686
Cash dividends$2,319,0001,206
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,790,0002,159
2004-09-30 (YTD Data)Rank
Total interest income$6,835,0003,038
Total interest expense$2,152,0002,687
Net interest income$4,683,0003,171
Provision for loan and lease losses$160,0003,409
Total noninterest income$711,0003,697
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$325,0003,473
Trading account gains and fees$0134
Additional Noninterest Income$386,0003,261
Total noninterest expense$2,969,0003,743
Salaries and employee benefits$1,841,0003,369
Premises and equipment expense$331,0004,460
Additional noninterest expense$797,0004,101
Pre-tax net operating income$2,265,0002,595
Securities gains (losses)$29,0002,064
Applicable income taxes$07,220
Income before extraordinary items$2,294,0002,045
Extraordinary gains, net$026
Net income$2,294,0002,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,087
Cash dividends$1,743,0001,122
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,265,0002,015
2004-06-30 (YTD Data)Rank
Total interest income$4,508,0003,046
Total interest expense$1,445,0002,652
Net interest income$3,063,0003,228
Provision for loan and lease losses$90,0003,641
Total noninterest income$475,0003,695
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$216,0003,468
Trading account gains and fees$0130
Additional Noninterest Income$259,0003,259
Total noninterest expense$1,968,0003,787
Salaries and employee benefits$1,214,0003,409
Premises and equipment expense$224,0004,428
Additional noninterest expense$530,0004,136
Pre-tax net operating income$1,480,0002,616
Securities gains (losses)$29,0001,812
Applicable income taxes$07,214
Income before extraordinary items$1,509,0002,059
Extraordinary gains, net$021
Net income$1,509,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,991
Cash dividends$1,233,0001,065
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,480,0002,035
2004-03-31 (YTD Data)Rank
Total interest income$2,194,0003,134
Total interest expense$723,0002,685
Net interest income$1,471,0003,310
Provision for loan and lease losses$45,0003,437
Total noninterest income$224,0003,773
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$121,0003,332
Total noninterest expense$985,0003,809
Salaries and employee benefits$611,0003,402
Premises and equipment expense$115,0004,370
Additional noninterest expense$259,0004,194
Pre-tax net operating income$665,0002,820
Securities gains (losses)$29,0001,519
Applicable income taxes$07,103
Income before extraordinary items$694,0002,196
Extraordinary gains, net$016
Net income$694,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$665,0002,198
2003-12-31 (YTD Data)Rank
Total interest income$8,945,0003,130
Total interest expense$3,330,0002,607
Net interest income$5,615,0003,369
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,049,0003,619
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$368,0003,831
Trading account gains and fees$0160
Additional Noninterest Income$681,0003,018
Total noninterest expense$4,101,0003,643
Salaries and employee benefits$2,567,0003,203
Premises and equipment expense$431,0004,496
Additional noninterest expense$1,103,0003,970
Pre-tax net operating income$2,383,0002,993
Securities gains (losses)$14,0003,435
Applicable income taxes$07,459
Income before extraordinary items$2,397,0002,466
Extraordinary gains, net$054
Net income$2,397,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,935
Cash dividends$1,776,0001,530
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,383,0002,366
2003-09-30 (YTD Data)Rank
Total interest income$6,700,0003,170
Total interest expense$2,535,0002,657
Net interest income$4,165,0003,407
Provision for loan and lease losses$135,0004,077
Total noninterest income$799,0003,646
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$281,0003,815
Trading account gains and fees$0153
Additional Noninterest Income$518,0003,072
Total noninterest expense$2,745,0003,947
Salaries and employee benefits$1,663,0003,586
Premises and equipment expense$321,0004,519
Additional noninterest expense$761,0004,211
Pre-tax net operating income$2,084,0002,760
Securities gains (losses)$5,0003,620
Applicable income taxes$07,524
Income before extraordinary items$2,089,0002,245
Extraordinary gains, net$040
Net income$2,089,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,382
Cash dividends$1,224,0001,498
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,084,0002,136
2003-06-30 (YTD Data)Rank
Total interest income$4,435,0003,210
Total interest expense$1,711,0002,698
Net interest income$2,724,0003,463
Provision for loan and lease losses$90,0004,018
Total noninterest income$503,0003,725
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$186,0003,782
Trading account gains and fees$0150
Additional Noninterest Income$317,0003,191
Total noninterest expense$1,807,0003,987
Salaries and employee benefits$1,098,0003,608
Premises and equipment expense$211,0004,557
Additional noninterest expense$498,0004,256
Pre-tax net operating income$1,330,0002,858
Securities gains (losses)$4,0003,287
Applicable income taxes$07,529
Income before extraordinary items$1,334,0002,329
Extraordinary gains, net$030
Net income$1,334,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$900,0001,425
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,330,0002,210
2003-03-31 (YTD Data)Rank
Total interest income$2,167,0003,295
Total interest expense$844,0002,792
Net interest income$1,323,0003,533
Provision for loan and lease losses$45,0003,818
Total noninterest income$225,0003,881
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$84,0003,965
Trading account gains and fees$0134
Additional Noninterest Income$141,0003,332
Total noninterest expense$891,0004,021
Salaries and employee benefits$539,0003,664
Premises and equipment expense$104,0004,580
Additional noninterest expense$248,0004,243
Pre-tax net operating income$612,0003,031
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$612,0002,499
Extraordinary gains, net$021
Net income$612,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$612,0002,360
2002-12-31 (YTD Data)Rank
Total interest income$8,935,0003,324
Total interest expense$3,588,0003,021
Net interest income$5,347,0003,463
Provision for loan and lease losses$135,0005,121
Total noninterest income$923,0003,655
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$326,0004,046
Trading account gains and fees$0153
Additional Noninterest Income$597,0002,970
Total noninterest expense$3,911,0003,620
Salaries and employee benefits$2,395,0003,222
Premises and equipment expense$424,0004,444
Additional noninterest expense$1,092,0003,909
Pre-tax net operating income$2,224,0003,172
Securities gains (losses)$36,0002,681
Applicable income taxes$07,681
Income before extraordinary items$2,260,0002,548
Extraordinary gains, net$070
Net income$2,260,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,852
Cash dividends$1,848,0001,403
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,224,0002,488
2001-12-31 (YTD Data)Rank
Total interest income$9,765,0003,385
Total interest expense$4,553,0003,416
Net interest income$5,212,0003,327
Provision for loan and lease losses$120,0005,188
Total noninterest income$880,0003,624
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$323,0003,982
Trading account gains and fees$0177
Additional Noninterest Income$557,0002,950
Total noninterest expense$3,640,0003,711
Salaries and employee benefits$2,193,0003,329
Premises and equipment expense$469,0004,106
Additional noninterest expense$978,0004,137
Pre-tax net operating income$2,332,0002,814
Securities gains (losses)$-1,0009,012
Applicable income taxes$07,903
Income before extraordinary items$2,331,0002,223
Extraordinary gains, net$0105
Net income$2,331,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$1,644,0001,545
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,332,0002,148
2000-12-31 (YTD Data)Rank
Total interest income$9,458,0003,567
Total interest expense$4,606,0003,547
Net interest income$4,852,0003,570
Provision for loan and lease losses$110,0005,095
Total noninterest income$855,0003,511
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$353,0003,567
Trading account gains and fees$0180
Additional Noninterest Income$502,0002,939
Total noninterest expense$3,455,0003,740
Salaries and employee benefits$2,044,0003,399
Premises and equipment expense$454,0004,105
Additional noninterest expense$957,0004,123
Pre-tax net operating income$2,142,0003,147
Securities gains (losses)$-9,0008,282
Applicable income taxes$212,0005,290
Income before extraordinary items$1,921,0002,659
Extraordinary gains, net$038
Net income$1,921,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,757
Cash dividends$1,560,0001,615
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,929,1002,646
1999-12-31 (YTD Data)Rank
Total interest income$8,689,0003,632
Total interest expense$4,065,0003,539
Net interest income$4,624,0003,693
Provision for loan and lease losses$42,0006,798
Total noninterest income$1,189,0002,707
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$348,0003,584
Trading account gains and fees$0173
Additional Noninterest Income$841,0002,086
Total noninterest expense$3,467,0003,728
Salaries and employee benefits$1,963,0003,505
Premises and equipment expense$427,0004,307
Additional noninterest expense$1,077,0003,772
Pre-tax net operating income$2,304,0002,984
Securities gains (losses)$-3,0008,917
Applicable income taxes$-29,0009,760
Income before extraordinary items$2,330,0002,242
Extraordinary gains, net$035
Net income$2,330,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$1,860,0001,451
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,333,0002,218
1998-12-31 (YTD Data)Rank
Total interest income$8,236,0003,842
Total interest expense$3,885,0003,785
Net interest income$4,351,0003,849
Provision for loan and lease losses$75,0005,712
Total noninterest income$872,0003,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$381,0003,264
Trading account gains and feesNANA
Additional Noninterest Income$491,0003,014
Total noninterest expense$3,146,0003,947
Salaries and employee benefits$1,822,0003,632
Premises and equipment expense$410,0004,344
Additional noninterest expense$914,0004,241
Pre-tax net operating income$2,002,0003,340
Securities gains (losses)$04,449
Applicable income taxes$201,0006,170
Income before extraordinary items$1,801,0002,791
Extraordinary gains, net$032
Net income$1,801,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$1,506,0001,644
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,801,0002,713
1997-12-31 (YTD Data)Rank
Total interest income$7,746,0004,088
Total interest expense$3,444,0004,197
Net interest income$4,302,0003,966
Provision for loan and lease losses$90,0005,371
Total noninterest income$818,0003,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$389,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$429,0003,141
Total noninterest expense$2,964,0004,133
Salaries and employee benefits$1,668,0003,893
Premises and equipment expense$448,0004,061
Additional noninterest expense$848,0004,524
Pre-tax net operating income$2,066,0003,426
Securities gains (losses)$27,0001,697
Applicable income taxes$207,0006,784
Income before extraordinary items$1,886,0002,720
Extraordinary gains, net$044
Net income$1,886,0002,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,457
Cash dividends$1,330,0001,757
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,861,7002,700
1996-12-31 (YTD Data)Rank
Total interest income$7,508,0004,275
Total interest expense$3,232,0004,475
Net interest income$4,276,0004,058
Provision for loan and lease losses$110,0004,862
Total noninterest income$697,0004,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,356
Trading account gains and feesNANA
Additional Noninterest Income$300,0004,071
Total noninterest expense$2,702,0004,706
Salaries and employee benefits$1,479,0004,366
Premises and equipment expense$441,0004,189
Additional noninterest expense$782,0005,292
Pre-tax net operating income$2,161,0003,209
Securities gains (losses)$04,148
Applicable income taxes$725,0003,100
Income before extraordinary items$1,436,0003,332
Extraordinary gains, net$053
Net income$1,436,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,716
Cash dividends$1,100,0001,990
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,436,0003,291
1995-12-31 (YTD Data)Rank
Total interest income$6,969,0004,573
Total interest expense$2,956,0004,828
Net interest income$4,013,0004,295
Provision for loan and lease losses$30,0007,070
Total noninterest income$701,0004,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$407,0003,312
Trading account gains and feesNANA
Additional Noninterest Income$294,0004,046
Total noninterest expense$2,572,0004,870
Salaries and employee benefits$1,304,0004,844
Premises and equipment expense$445,0004,148
Additional noninterest expense$823,0005,128
Pre-tax net operating income$2,112,0003,322
Securities gains (losses)$-13,00010,273
Applicable income taxes$654,0003,427
Income before extraordinary items$1,445,0003,350
Extraordinary gains, net$065
Net income$1,445,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$996,0002,087
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,453,9703,310
1994-12-31 (YTD Data)Rank
Total interest income$6,232,0004,700
Total interest expense$2,504,0004,652
Net interest income$3,728,0004,668
Provision for loan and lease losses$09,146
Total noninterest income$764,0003,862
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0003,939
Trading account gains and feesNANA
Additional Noninterest Income$424,0003,288
Total noninterest expense$2,531,0005,114
Salaries and employee benefits$1,240,0005,095
Premises and equipment expense$375,0004,835
Additional noninterest expense$916,0005,097
Pre-tax net operating income$1,961,0003,491
Securities gains (losses)$7,0002,440
Applicable income taxes$602,0003,513
Income before extraordinary items$1,366,0003,439
Extraordinary gains, net$0249
Net income$1,366,0003,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,354
Cash dividends$900,0002,071
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,361,1703,476
1993-12-31 (YTD Data)Rank
Total interest income$6,248,0004,782
Total interest expense$2,575,0004,682
Net interest income$3,673,0004,755
Provision for loan and lease losses$174,0004,292
Total noninterest income$601,0004,954
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,471
Trading account gains and feesNANA
Additional Noninterest Income$304,0004,430
Total noninterest expense$2,338,0005,581
Salaries and employee benefits$1,219,0005,161
Premises and equipment expense$248,0006,711
Additional noninterest expense$871,0005,517
Pre-tax net operating income$1,762,0003,761
Securities gains (losses)$32,0004,013
Applicable income taxes$552,0003,838
Income before extraordinary items$1,242,0003,881
Extraordinary gains, net$03,149
Net income$1,242,0003,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,910
Cash dividends$900,0001,932
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,219,9203,745
1992-12-31 (YTD Data)Rank
Total interest income$6,620,0005,061
Total interest expense$2,932,0005,261
Net interest income$3,688,0004,786
Provision for loan and lease losses$145,0006,193
Total noninterest income$570,0005,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$286,0004,619
Trading account gains and feesNANA
Additional Noninterest Income$284,0004,582
Total noninterest expense$2,194,0005,934
Salaries and employee benefits$1,173,0005,265
Premises and equipment expense$164,0008,734
Additional noninterest expense$857,0005,749
Pre-tax net operating income$1,919,0003,221
Securities gains (losses)$-1,00012,730
Applicable income taxes$570,0003,577
Income before extraordinary items$1,348,0003,406
Extraordinary gains, net$01,422
Net income$1,348,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0006,938
Cash dividends$822,0001,862
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,348,7003,160

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.