The Citizens National Bank of Paris, Income and Expense

2012-03-31 (YTD Data)Rank
Total interest income$1,790,0003,510
Total interest expense$528,0002,264
Net interest income$1,262,0003,892
Provision for loan and lease losses$05,254
Total noninterest income$185,0003,802
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$60,0003,962
Trading account gains and fees$0148
Additional Noninterest Income$125,0003,353
Total noninterest expense$1,251,0003,522
Salaries and employee benefits$676,0003,433
Premises and equipment expense$120,0003,990
Additional noninterest expense$455,0003,324
Pre-tax net operating income$196,0004,547
Securities gains (losses)$02,210
Applicable income taxes$41,0003,226
Income before extraordinary items$155,0004,792
Extraordinary gains, net$019
Net income$155,0004,795
Minority interest net income$078
Net income of bank and minority interests.$155,0004,796
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$155,0004,649
2011-12-31 (YTD Data)Rank
Total interest income$7,760,0003,407
Total interest expense$2,392,0002,408
Net interest income$5,368,0003,735
Provision for loan and lease losses$3,193,0001,141
Total noninterest income$-1,362,0007,270
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$279,0003,743
Trading account gains and fees$0146
Additional Noninterest Income$-1,641,0007,246
Total noninterest expense$6,089,0003,021
Salaries and employee benefits$2,960,0003,155
Premises and equipment expense$473,0004,188
Additional noninterest expense$2,656,0002,473
Pre-tax net operating income$-5,276,0007,073
Securities gains (losses)$217,0001,387
Applicable income taxes$-1,731,0007,239
Income before extraordinary items$-3,328,0006,974
Extraordinary gains, net$029
Net income$-3,328,0006,975
Minority interest net income$096
Net income of bank and minority interests.$-3,328,0006,975
Net charge-offs$84,0005,114
Cash dividends$150,0003,538
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,471,2206,966
2011-09-30 (YTD Data)Rank
Total interest income$5,761,0003,473
Total interest expense$1,814,0002,463
Net interest income$3,947,0003,801
Provision for loan and lease losses$75,0005,242
Total noninterest income$805,0002,994
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$202,0003,834
Trading account gains and fees$0145
Additional Noninterest Income$603,0002,414
Total noninterest expense$4,232,0003,220
Salaries and employee benefits$2,200,0003,182
Premises and equipment expense$401,0003,902
Additional noninterest expense$1,631,0002,923
Pre-tax net operating income$445,0004,636
Securities gains (losses)$220,0001,140
Applicable income taxes$132,0003,007
Income before extraordinary items$533,0004,200
Extraordinary gains, net$021
Net income$533,0004,202
Minority interest net income$087
Net income of bank and minority interests.$533,0004,202
Net charge-offs$-58,0007,265
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$357,0004,699
2011-06-30 (YTD Data)Rank
Total interest income$3,809,0003,532
Total interest expense$1,231,0002,506
Net interest income$2,578,0003,866
Provision for loan and lease losses$25,0005,594
Total noninterest income$542,0002,976
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$131,0003,861
Trading account gains and fees$0153
Additional Noninterest Income$411,0002,400
Total noninterest expense$2,885,0003,194
Salaries and employee benefits$1,476,0003,180
Premises and equipment expense$269,0003,927
Additional noninterest expense$1,140,0002,852
Pre-tax net operating income$210,0005,056
Securities gains (losses)$127,000975
Applicable income taxes$44,0003,439
Income before extraordinary items$293,0004,479
Extraordinary gains, net$015
Net income$293,0004,477
Minority interest net income$089
Net income of bank and minority interests.$293,0004,479
Net charge-offs$1,0005,777
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$182,5105,055
2011-03-31 (YTD Data)Rank
Total interest income$1,866,0003,599
Total interest expense$633,0002,525
Net interest income$1,233,0003,976
Provision for loan and lease losses$05,840
Total noninterest income$280,0002,938
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,358
Total noninterest expense$1,455,0003,179
Salaries and employee benefits$748,0003,158
Premises and equipment expense$139,0003,897
Additional noninterest expense$568,0002,847
Pre-tax net operating income$58,0005,650
Securities gains (losses)$01,772
Applicable income taxes$-22,0007,087
Income before extraordinary items$80,0005,289
Extraordinary gains, net$09
Net income$80,0005,287
Minority interest net income$086
Net income of bank and minority interests.$80,0005,289
Net charge-offs$-2,0006,441
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$80,0005,229
2010-12-31 (YTD Data)Rank
Total interest income$9,232,0003,147
Total interest expense$3,229,0002,434
Net interest income$6,003,0003,466
Provision for loan and lease losses$3,396,0001,491
Total noninterest income$2,899,0001,594
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$410,0003,031
Trading account gains and fees$0175
Additional Noninterest Income$2,489,0001,197
Total noninterest expense$6,371,0002,959
Salaries and employee benefits$3,005,0003,117
Premises and equipment expense$589,0003,762
Additional noninterest expense$2,777,0002,438
Pre-tax net operating income$-865,0006,416
Securities gains (losses)$1,401,000364
Applicable income taxes$-13,0006,587
Income before extraordinary items$549,0004,179
Extraordinary gains, net$029
Net income$549,0004,180
Minority interest net income$0111
Net income of bank and minority interests.$549,0004,181
Net charge-offs$4,828,0001,054
Cash dividends$250,0003,071
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-852,0006,482
2010-09-30 (YTD Data)Rank
Total interest income$7,535,0003,011
Total interest expense$2,567,0002,407
Net interest income$4,968,0003,263
Provision for loan and lease losses$2,621,0001,393
Total noninterest income$2,159,0001,595
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$334,0002,940
Trading account gains and fees$0165
Additional Noninterest Income$1,825,0001,183
Total noninterest expense$4,706,0002,991
Salaries and employee benefits$2,216,0003,182
Premises and equipment expense$464,0003,698
Additional noninterest expense$2,026,0002,457
Pre-tax net operating income$-200,0006,290
Securities gains (losses)$811,000489
Applicable income taxes$66,0003,396
Income before extraordinary items$545,0003,965
Extraordinary gains, net$023
Net income$545,0003,967
Minority interest net income$0110
Net income of bank and minority interests.$545,0003,967
Net charge-offs$3,578,000986
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-176,7906,318
2010-06-30 (YTD Data)Rank
Total interest income$5,306,0002,890
Total interest expense$1,888,0002,271
Net interest income$3,418,0003,158
Provision for loan and lease losses$2,621,0001,049
Total noninterest income$2,022,0001,224
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$246,0002,745
Trading account gains and fees$0152
Additional Noninterest Income$1,776,000871
Total noninterest expense$3,285,0002,881
Salaries and employee benefits$1,518,0003,120
Premises and equipment expense$317,0003,656
Additional noninterest expense$1,450,0002,324
Pre-tax net operating income$-466,0006,720
Securities gains (losses)$804,000316
Applicable income taxes$7,0004,209
Income before extraordinary items$331,0004,124
Extraordinary gains, net$019
Net income$331,0004,124
Minority interest net income$0105
Net income of bank and minority interests.$331,0004,123
Net charge-offs$2,988,000833
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-456,9206,786
2010-03-31 (YTD Data)Rank
Total interest income$2,596,0003,004
Total interest expense$973,0002,310
Net interest income$1,623,0003,336
Provision for loan and lease losses$562,0001,713
Total noninterest income$63,0005,801
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$-58,0007,686
Total noninterest expense$1,633,0002,916
Salaries and employee benefits$753,0003,176
Premises and equipment expense$169,0003,552
Additional noninterest expense$711,0002,351
Pre-tax net operating income$-509,0007,187
Securities gains (losses)$15,0001,604
Applicable income taxes$-287,0007,620
Income before extraordinary items$-207,0006,939
Extraordinary gains, net$016
Net income$-207,0006,940
Minority interest net income$091
Net income of bank and minority interests.$-207,0006,939
Net charge-offs$1,012,0001,030
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-216,6006,920
2009-12-31 (YTD Data)Rank
Total interest income$11,532,0002,857
Total interest expense$4,932,0002,291
Net interest income$6,600,0003,194
Provision for loan and lease losses$7,701,0001,055
Total noninterest income$2,997,0001,617
Gross Fiduciary activities income$223,000735
Service charges on deposit accounts$605,0002,526
Trading account gains and fees$0211
Additional Noninterest Income$2,169,0001,294
Total noninterest expense$7,533,0002,615
Salaries and employee benefits$3,285,0002,955
Premises and equipment expense$656,0003,634
Additional noninterest expense$3,592,0002,019
Pre-tax net operating income$-5,637,0007,240
Securities gains (losses)$294,0001,261
Applicable income taxes$-2,316,0007,554
Income before extraordinary items$-3,027,0007,001
Extraordinary gains, net$034
Net income$-3,027,0007,000
Minority interest net income$0115
Net income of bank and minority interests.$-3,027,0007,000
Net charge-offs$4,904,0001,165
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,215,1607,035
2009-09-30 (YTD Data)Rank
Total interest income$8,984,0002,797
Total interest expense$3,846,0002,304
Net interest income$5,138,0003,115
Provision for loan and lease losses$3,874,0001,261
Total noninterest income$2,765,0001,421
Gross Fiduciary activities income$223,000668
Service charges on deposit accounts$440,0002,585
Trading account gains and fees$0212
Additional Noninterest Income$2,102,0001,111
Total noninterest expense$5,492,0002,691
Salaries and employee benefits$2,445,0002,996
Premises and equipment expense$445,0003,944
Additional noninterest expense$2,602,0002,028
Pre-tax net operating income$-1,463,0006,850
Securities gains (losses)$414,000804
Applicable income taxes$-656,0007,419
Income before extraordinary items$-393,0006,328
Extraordinary gains, net$027
Net income$-393,0006,329
Minority interest net income$0118
Net income of bank and minority interests.$-393,0006,328
Net charge-offs$1,326,0001,898
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-657,9606,539
2009-06-30 (YTD Data)Rank
Total interest income$6,036,0002,807
Total interest expense$2,632,0002,329
Net interest income$3,404,0003,127
Provision for loan and lease losses$3,593,000959
Total noninterest income$875,0002,388
Gross Fiduciary activities income$149,000674
Service charges on deposit accounts$266,0002,736
Trading account gains and fees$0193
Additional Noninterest Income$460,0002,332
Total noninterest expense$3,736,0002,671
Salaries and employee benefits$1,591,0003,084
Premises and equipment expense$296,0003,976
Additional noninterest expense$1,849,0001,932
Pre-tax net operating income$-3,050,0007,576
Securities gains (losses)$127,0001,314
Applicable income taxes$-1,267,0007,807
Income before extraordinary items$-1,656,0007,378
Extraordinary gains, net$021
Net income$-1,656,0007,377
Minority interest net income$0112
Net income of bank and minority interests.$-1,656,0007,376
Net charge-offs$579,0002,178
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,737,2807,402
2009-03-31 (YTD Data)Rank
Total interest income$3,229,0002,670
Total interest expense$1,349,0002,363
Net interest income$1,880,0002,863
Provision for loan and lease losses$1,125,0001,101
Total noninterest income$410,0002,467
Gross Fiduciary activities income$57,000747
Service charges on deposit accounts$124,0002,823
Trading account gains and fees$0171
Additional Noninterest Income$229,0002,326
Total noninterest expense$1,635,0002,909
Salaries and employee benefits$813,0003,063
Premises and equipment expense$169,0003,661
Additional noninterest expense$653,0002,377
Pre-tax net operating income$-470,0007,288
Securities gains (losses)$58,0001,242
Applicable income taxes$-236,0007,750
Income before extraordinary items$-176,0006,992
Extraordinary gains, net$015
Net income$-176,0006,993
Minority interest net income$0102
Net income of bank and minority interests.$-176,0006,993
Net charge-offs$159,0002,354
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-213,1206,985
2008-12-31 (YTD Data)Rank
Total interest income$13,334,0002,766
Total interest expense$5,961,0002,534
Net interest income$7,373,0002,900
Provision for loan and lease losses$679,0003,295
Total noninterest income$1,713,0002,396
Gross Fiduciary activities income$362,000637
Service charges on deposit accounts$577,0002,721
Trading account gains and fees$0154
Additional Noninterest Income$774,0002,488
Total noninterest expense$5,764,0003,197
Salaries and employee benefits$3,159,0003,102
Premises and equipment expense$525,0004,332
Additional noninterest expense$2,080,0002,765
Pre-tax net operating income$2,643,0002,003
Securities gains (losses)$4,0002,823
Applicable income taxes$741,0001,470
Income before extraordinary items$1,906,0002,086
Extraordinary gains, net$039
Net income$1,906,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,351
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,903,1202,201
2008-09-30 (YTD Data)Rank
Total interest income$10,001,0002,815
Total interest expense$4,503,0002,604
Net interest income$5,498,0002,948
Provision for loan and lease losses$248,0003,868
Total noninterest income$1,416,0002,302
Gross Fiduciary activities income$287,000632
Service charges on deposit accounts$435,0002,725
Trading account gains and fees$0148
Additional Noninterest Income$694,0002,327
Total noninterest expense$4,173,0003,273
Salaries and employee benefits$2,316,0003,201
Premises and equipment expense$378,0004,457
Additional noninterest expense$1,479,0002,801
Pre-tax net operating income$2,493,0001,935
Securities gains (losses)$-11,0007,345
Applicable income taxes$756,0001,436
Income before extraordinary items$1,726,0002,039
Extraordinary gains, net$031
Net income$1,726,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,764
Cash dividends$225,0003,735
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,733,7002,129
2008-06-30 (YTD Data)Rank
Total interest income$6,700,0002,844
Total interest expense$3,100,0002,630
Net interest income$3,600,0002,990
Provision for loan and lease losses$106,0004,178
Total noninterest income$918,0002,376
Gross Fiduciary activities income$178,000654
Service charges on deposit accounts$283,0002,761
Trading account gains and fees$0149
Additional Noninterest Income$457,0002,383
Total noninterest expense$2,759,0003,312
Salaries and employee benefits$1,555,0003,232
Premises and equipment expense$247,0004,539
Additional noninterest expense$957,0002,851
Pre-tax net operating income$1,653,0002,016
Securities gains (losses)$-11,0008,128
Applicable income taxes$503,0001,590
Income before extraordinary items$1,139,0002,308
Extraordinary gains, net$021
Net income$1,139,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,294
Cash dividends$225,0003,289
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,146,5902,255
2008-03-31 (YTD Data)Rank
Total interest income$3,429,0002,846
Total interest expense$1,696,0002,587
Net interest income$1,733,0003,106
Provision for loan and lease losses$06,080
Total noninterest income$454,0002,378
Gross Fiduciary activities income$111,000626
Service charges on deposit accounts$135,0002,829
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,511
Total noninterest expense$1,407,0003,253
Salaries and employee benefits$776,0003,247
Premises and equipment expense$129,0004,432
Additional noninterest expense$502,0002,723
Pre-tax net operating income$780,0002,203
Securities gains (losses)$3,0002,367
Applicable income taxes$239,0001,736
Income before extraordinary items$544,0002,510
Extraordinary gains, net$015
Net income$544,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$541,9302,450
2007-12-31 (YTD Data)Rank
Total interest income$13,182,0003,025
Total interest expense$6,776,0002,710
Net interest income$6,406,0003,344
Provision for loan and lease losses$554,0002,182
Total noninterest income$1,668,0002,525
Gross Fiduciary activities income$322,000691
Service charges on deposit accounts$622,0002,604
Trading account gains and fees$0178
Additional Noninterest Income$724,0002,706
Total noninterest expense$5,269,0003,317
Salaries and employee benefits$2,823,0003,391
Premises and equipment expense$543,0004,124
Additional noninterest expense$1,903,0002,781
Pre-tax net operating income$2,251,0003,066
Securities gains (losses)$-63,0008,054
Applicable income taxes$586,0002,538
Income before extraordinary items$1,602,0003,296
Extraordinary gains, net$039
Net income$1,602,0003,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,006
Cash dividends$1,495,0002,019
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,647,9903,223
2007-09-30 (YTD Data)Rank
Total interest income$9,558,0003,124
Total interest expense$4,884,0002,799
Net interest income$4,674,0003,409
Provision for loan and lease losses$417,0001,801
Total noninterest income$1,263,0002,502
Gross Fiduciary activities income$245,000684
Service charges on deposit accounts$456,0002,632
Trading account gains and fees$0184
Additional Noninterest Income$562,0002,663
Total noninterest expense$3,924,0003,297
Salaries and employee benefits$2,099,0003,396
Premises and equipment expense$403,0004,145
Additional noninterest expense$1,422,0002,739
Pre-tax net operating income$1,596,0003,335
Securities gains (losses)$-63,0008,216
Applicable income taxes$355,0002,959
Income before extraordinary items$1,178,0003,516
Extraordinary gains, net$033
Net income$1,178,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,678
Cash dividends$800,0002,293
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,226,5103,399
2007-06-30 (YTD Data)Rank
Total interest income$6,211,0003,202
Total interest expense$3,167,0002,865
Net interest income$3,044,0003,490
Provision for loan and lease losses$207,0002,116
Total noninterest income$838,0002,516
Gross Fiduciary activities income$189,000659
Service charges on deposit accounts$292,0002,710
Trading account gains and fees$0168
Additional Noninterest Income$357,0002,742
Total noninterest expense$2,625,0003,321
Salaries and employee benefits$1,391,0003,440
Premises and equipment expense$274,0004,110
Additional noninterest expense$960,0002,724
Pre-tax net operating income$1,050,0003,423
Securities gains (losses)$-43,0008,280
Applicable income taxes$238,0003,042
Income before extraordinary items$769,0003,611
Extraordinary gains, net$029
Net income$769,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,140
Cash dividends$550,0002,319
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$801,6803,490
2007-03-31 (YTD Data)Rank
Total interest income$3,012,0003,277
Total interest expense$1,582,0002,855
Net interest income$1,430,0003,681
Provision for loan and lease losses$30,0003,737
Total noninterest income$399,0002,572
Gross Fiduciary activities income$90,000681
Service charges on deposit accounts$141,0002,722
Trading account gains and fees$0195
Additional Noninterest Income$168,0002,824
Total noninterest expense$1,308,0003,341
Salaries and employee benefits$695,0003,478
Premises and equipment expense$135,0004,167
Additional noninterest expense$478,0002,718
Pre-tax net operating income$491,0003,567
Securities gains (losses)$-14,0008,315
Applicable income taxes$95,0003,333
Income before extraordinary items$382,0003,605
Extraordinary gains, net$022
Net income$382,0003,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$393,2003,522
2006-12-31 (YTD Data)Rank
Total interest income$11,385,0003,235
Total interest expense$5,914,0002,634
Net interest income$5,471,0003,769
Provision for loan and lease losses$114,0004,568
Total noninterest income$1,622,0002,567
Gross Fiduciary activities income$355,000666
Service charges on deposit accounts$633,0002,580
Trading account gains and fees$0130
Additional Noninterest Income$634,0002,916
Total noninterest expense$5,039,0003,337
Salaries and employee benefits$2,733,0003,383
Premises and equipment expense$568,0003,920
Additional noninterest expense$1,738,0002,908
Pre-tax net operating income$1,940,0003,720
Securities gains (losses)$-11,0007,326
Applicable income taxes$483,0003,201
Income before extraordinary items$1,446,0003,853
Extraordinary gains, net$051
Net income$1,446,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,358
Cash dividends$805,0002,927
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,454,2503,819
2006-09-30 (YTD Data)Rank
Total interest income$8,459,0003,242
Total interest expense$4,346,0002,596
Net interest income$4,113,0003,783
Provision for loan and lease losses$44,0005,319
Total noninterest income$1,175,0002,629
Gross Fiduciary activities income$274,000657
Service charges on deposit accounts$472,0002,594
Trading account gains and fees$0126
Additional Noninterest Income$429,0003,098
Total noninterest expense$3,864,0003,252
Salaries and employee benefits$2,101,0003,310
Premises and equipment expense$444,0003,815
Additional noninterest expense$1,319,0002,867
Pre-tax net operating income$1,380,0003,975
Securities gains (losses)$-10,0007,588
Applicable income taxes$309,0003,546
Income before extraordinary items$1,061,0004,029
Extraordinary gains, net$045
Net income$1,061,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,504
Cash dividends$255,0003,870
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,068,7004,005
2006-06-30 (YTD Data)Rank
Total interest income$5,541,0003,243
Total interest expense$2,808,0002,582
Net interest income$2,733,0003,806
Provision for loan and lease losses$30,0004,987
Total noninterest income$750,0002,710
Gross Fiduciary activities income$200,000642
Service charges on deposit accounts$307,0002,614
Trading account gains and fees$0126
Additional Noninterest Income$243,0003,370
Total noninterest expense$2,652,0003,191
Salaries and employee benefits$1,456,0003,216
Premises and equipment expense$298,0003,787
Additional noninterest expense$898,0002,818
Pre-tax net operating income$801,0004,327
Securities gains (losses)$-13,0007,948
Applicable income taxes$162,0003,902
Income before extraordinary items$626,0004,332
Extraordinary gains, net$039
Net income$626,0004,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,293
Cash dividends$175,0003,859
Sale, conversion, retirement of capital stock, net$0887
Net operating income$636,2704,292
2006-03-31 (YTD Data)Rank
Total interest income$2,757,0003,193
Total interest expense$1,360,0002,529
Net interest income$1,397,0003,739
Provision for loan and lease losses$3,0005,795
Total noninterest income$413,0002,503
Gross Fiduciary activities income$91,000662
Service charges on deposit accounts$136,0002,805
Trading account gains and fees$0115
Additional Noninterest Income$186,0002,618
Total noninterest expense$1,354,0003,153
Salaries and employee benefits$737,0003,199
Premises and equipment expense$150,0003,796
Additional noninterest expense$467,0002,706
Pre-tax net operating income$453,0003,984
Securities gains (losses)$-19,0008,370
Applicable income taxes$101,0003,578
Income before extraordinary items$333,0004,142
Extraordinary gains, net$021
Net income$333,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$347,6304,022
2005-12-31 (YTD Data)Rank
Total interest income$10,461,0003,039
Total interest expense$4,816,0002,272
Net interest income$5,645,0003,599
Provision for loan and lease losses$162,0003,993
Total noninterest income$1,584,0002,597
Gross Fiduciary activities income$387,000637
Service charges on deposit accounts$614,0002,619
Trading account gains and fees$0138
Additional Noninterest Income$583,0003,115
Total noninterest expense$5,200,0003,131
Salaries and employee benefits$2,875,0003,088
Premises and equipment expense$579,0003,758
Additional noninterest expense$1,746,0002,833
Pre-tax net operating income$1,867,0003,852
Securities gains (losses)$-50,0008,185
Applicable income taxes$435,0003,577
Income before extraordinary items$1,382,0003,989
Extraordinary gains, net$046
Net income$1,382,0003,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,642
Cash dividends$750,0002,940
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,420,0003,891
2005-09-30 (YTD Data)Rank
Total interest income$7,754,0003,011
Total interest expense$3,498,0002,220
Net interest income$4,256,0003,584
Provision for loan and lease losses$118,0003,925
Total noninterest income$1,234,0002,528
Gross Fiduciary activities income$281,000639
Service charges on deposit accounts$457,0002,627
Trading account gains and fees$0126
Additional Noninterest Income$496,0002,899
Total noninterest expense$3,889,0003,103
Salaries and employee benefits$2,173,0003,026
Premises and equipment expense$430,0003,769
Additional noninterest expense$1,286,0002,856
Pre-tax net operating income$1,483,0003,781
Securities gains (losses)$-43,0008,421
Applicable income taxes$358,0003,500
Income before extraordinary items$1,082,0003,948
Extraordinary gains, net$035
Net income$1,082,0003,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,901
Cash dividends$200,0004,032
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,114,2503,835
2005-06-30 (YTD Data)Rank
Total interest income$5,085,0002,992
Total interest expense$2,245,0002,191
Net interest income$2,840,0003,562
Provision for loan and lease losses$106,0003,276
Total noninterest income$817,0002,497
Gross Fiduciary activities income$177,000659
Service charges on deposit accounts$298,0002,629
Trading account gains and fees$0116
Additional Noninterest Income$342,0002,817
Total noninterest expense$2,573,0003,113
Salaries and employee benefits$1,438,0003,039
Premises and equipment expense$287,0003,747
Additional noninterest expense$848,0002,859
Pre-tax net operating income$978,0003,776
Securities gains (losses)$-30,0008,475
Applicable income taxes$242,0003,467
Income before extraordinary items$706,0003,964
Extraordinary gains, net$030
Net income$706,0003,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,445
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$728,2003,824
2005-03-31 (YTD Data)Rank
Total interest income$2,481,0003,013
Total interest expense$1,093,0002,149
Net interest income$1,388,0003,634
Provision for loan and lease losses$06,226
Total noninterest income$419,0002,420
Gross Fiduciary activities income$100,000640
Service charges on deposit accounts$140,0002,694
Trading account gains and fees$0115
Additional Noninterest Income$179,0002,659
Total noninterest expense$1,299,0003,095
Salaries and employee benefits$719,0003,056
Premises and equipment expense$149,0003,665
Additional noninterest expense$431,0002,816
Pre-tax net operating income$508,0003,631
Securities gains (losses)$-5,0008,378
Applicable income taxes$131,0003,336
Income before extraordinary items$372,0003,804
Extraordinary gains, net$024
Net income$372,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$375,7003,741
2004-12-31 (YTD Data)Rank
Total interest income$8,889,0003,132
Total interest expense$3,947,0002,065
Net interest income$4,942,0003,835
Provision for loan and lease losses$152,0004,209
Total noninterest income$1,440,0002,758
Gross Fiduciary activities income$364,000648
Service charges on deposit accounts$417,0003,550
Trading account gains and fees$0138
Additional Noninterest Income$659,0002,821
Total noninterest expense$5,049,0003,087
Salaries and employee benefits$2,726,0003,113
Premises and equipment expense$612,0003,480
Additional noninterest expense$1,711,0002,794
Pre-tax net operating income$1,181,0004,833
Securities gains (losses)$6,0003,079
Applicable income taxes$236,0004,533
Income before extraordinary items$951,0004,827
Extraordinary gains, net$034
Net income$951,0004,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,270
Cash dividends$800,0002,706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$946,2004,773
2004-09-30 (YTD Data)Rank
Total interest income$6,477,0003,183
Total interest expense$2,880,0002,078
Net interest income$3,597,0003,912
Provision for loan and lease losses$137,0003,698
Total noninterest income$1,064,0002,797
Gross Fiduciary activities income$280,000643
Service charges on deposit accounts$272,0003,895
Trading account gains and fees$0134
Additional Noninterest Income$512,0002,756
Total noninterest expense$3,792,0003,052
Salaries and employee benefits$2,063,0003,053
Premises and equipment expense$465,0003,458
Additional noninterest expense$1,264,0002,781
Pre-tax net operating income$732,0005,407
Securities gains (losses)$6,0002,970
Applicable income taxes$122,0005,117
Income before extraordinary items$616,0005,291
Extraordinary gains, net$026
Net income$616,0005,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$250,0003,676
Sale, conversion, retirement of capital stock, net$0738
Net operating income$611,0205,228
2004-06-30 (YTD Data)Rank
Total interest income$4,206,0003,251
Total interest expense$1,896,0002,082
Net interest income$2,310,0004,040
Provision for loan and lease losses$91,0003,628
Total noninterest income$714,0002,803
Gross Fiduciary activities income$197,000641
Service charges on deposit accounts$163,0004,145
Trading account gains and fees$0130
Additional Noninterest Income$354,0002,707
Total noninterest expense$2,568,0003,008
Salaries and employee benefits$1,391,0003,035
Premises and equipment expense$316,0003,408
Additional noninterest expense$861,0002,734
Pre-tax net operating income$365,0006,083
Securities gains (losses)$6,0002,670
Applicable income taxes$38,0005,863
Income before extraordinary items$333,0005,799
Extraordinary gains, net$021
Net income$333,0005,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,323
Cash dividends$250,0003,124
Sale, conversion, retirement of capital stock, net$0638
Net operating income$327,6005,760
2004-03-31 (YTD Data)Rank
Total interest income$2,088,0003,268
Total interest expense$951,0002,102
Net interest income$1,137,0004,076
Provision for loan and lease losses$23,0004,653
Total noninterest income$338,0002,854
Gross Fiduciary activities income$117,000604
Service charges on deposit accounts$78,0004,175
Trading account gains and fees$0121
Additional Noninterest Income$143,0003,020
Total noninterest expense$1,306,0002,972
Salaries and employee benefits$707,0003,009
Premises and equipment expense$160,0003,415
Additional noninterest expense$439,0002,664
Pre-tax net operating income$146,0006,492
Securities gains (losses)$02,934
Applicable income taxes$5,0006,601
Income before extraordinary items$141,0006,154
Extraordinary gains, net$016
Net income$141,0006,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$50,0003,361
Sale, conversion, retirement of capital stock, net$0464
Net operating income$141,0006,041
2003-12-31 (YTD Data)Rank
Total interest income$8,402,0003,298
Total interest expense$4,058,0002,190
Net interest income$4,344,0004,105
Provision for loan and lease losses$92,0005,446
Total noninterest income$1,752,0002,548
Gross Fiduciary activities income$347,000667
Service charges on deposit accounts$400,0003,647
Trading account gains and fees$0160
Additional Noninterest Income$1,005,0002,379
Total noninterest expense$4,927,0003,086
Salaries and employee benefits$2,609,0003,155
Premises and equipment expense$603,0003,501
Additional noninterest expense$1,715,0002,739
Pre-tax net operating income$1,077,0004,978
Securities gains (losses)$145,0001,579
Applicable income taxes$247,0004,600
Income before extraordinary items$975,0004,711
Extraordinary gains, net$054
Net income$975,0004,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,825
Cash dividends$757,0002,802
Sale, conversion, retirement of capital stock, net$0868
Net operating income$859,0004,898
2003-09-30 (YTD Data)Rank
Total interest income$6,268,0003,361
Total interest expense$3,079,0002,239
Net interest income$3,189,0004,199
Provision for loan and lease losses$54,0005,675
Total noninterest income$1,434,0002,429
Gross Fiduciary activities income$276,000653
Service charges on deposit accounts$308,0003,603
Trading account gains and fees$0153
Additional Noninterest Income$850,0002,284
Total noninterest expense$3,742,0003,047
Salaries and employee benefits$2,026,0003,058
Premises and equipment expense$446,0003,549
Additional noninterest expense$1,270,0002,746
Pre-tax net operating income$827,0005,043
Securities gains (losses)$145,0001,443
Applicable income taxes$208,0004,592
Income before extraordinary items$764,0004,728
Extraordinary gains, net$040
Net income$764,0004,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,467
Cash dividends$207,0003,968
Sale, conversion, retirement of capital stock, net$0722
Net operating income$649,4505,003
2003-06-30 (YTD Data)Rank
Total interest income$4,182,0003,375
Total interest expense$2,087,0002,269
Net interest income$2,095,0004,253
Provision for loan and lease losses$07,324
Total noninterest income$922,0002,488
Gross Fiduciary activities income$202,000636
Service charges on deposit accounts$192,0003,719
Trading account gains and fees$0150
Additional Noninterest Income$528,0002,373
Total noninterest expense$2,496,0003,051
Salaries and employee benefits$1,345,0003,066
Premises and equipment expense$296,0003,534
Additional noninterest expense$855,0002,720
Pre-tax net operating income$521,0005,218
Securities gains (losses)$20,0002,610
Applicable income taxes$102,0005,103
Income before extraordinary items$439,0005,155
Extraordinary gains, net$030
Net income$439,0005,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$100,0004,223
Sale, conversion, retirement of capital stock, net$0589
Net operating income$422,8005,060
2003-03-31 (YTD Data)Rank
Total interest income$2,157,0003,311
Total interest expense$1,071,0002,266
Net interest income$1,086,0004,143
Provision for loan and lease losses$06,934
Total noninterest income$405,0002,651
Gross Fiduciary activities income$113,000604
Service charges on deposit accounts$89,0003,826
Trading account gains and fees$0134
Additional Noninterest Income$203,0002,697
Total noninterest expense$1,253,0003,027
Salaries and employee benefits$657,0003,118
Premises and equipment expense$155,0003,397
Additional noninterest expense$441,0002,617
Pre-tax net operating income$238,0005,416
Securities gains (losses)$02,891
Applicable income taxes$40,0005,397
Income before extraordinary items$198,0005,361
Extraordinary gains, net$021
Net income$198,0005,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$198,0005,169
2002-12-31 (YTD Data)Rank
Total interest income$10,675,0002,848
Total interest expense$4,665,0002,380
Net interest income$6,010,0003,134
Provision for loan and lease losses$08,089
Total noninterest income$1,226,0003,026
Gross Fiduciary activities income$427,000626
Service charges on deposit accounts$378,0003,663
Trading account gains and fees$0153
Additional Noninterest Income$421,0003,614
Total noninterest expense$5,185,0002,838
Salaries and employee benefits$2,846,0002,766
Premises and equipment expense$631,0003,260
Additional noninterest expense$1,708,0002,658
Pre-tax net operating income$2,051,0003,365
Securities gains (losses)$152,0001,374
Applicable income taxes$567,0003,206
Income before extraordinary items$1,636,0003,273
Extraordinary gains, net$070
Net income$1,636,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,916
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,523,5203,358
2001-12-31 (YTD Data)Rank
Total interest income$11,373,0002,976
Total interest expense$5,527,0002,875
Net interest income$5,846,0003,009
Provision for loan and lease losses$08,228
Total noninterest income$1,249,0002,850
Gross Fiduciary activities income$421,000646
Service charges on deposit accounts$370,0003,606
Trading account gains and fees$0177
Additional Noninterest Income$458,0003,277
Total noninterest expense$5,177,0002,744
Salaries and employee benefits$2,737,0002,729
Premises and equipment expense$619,0003,286
Additional noninterest expense$1,821,0002,443
Pre-tax net operating income$1,918,0003,278
Securities gains (losses)$04,612
Applicable income taxes$434,0003,576
Income before extraordinary items$1,484,0003,248
Extraordinary gains, net$0105
Net income$1,484,0003,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,963
Cash dividends$920,0002,395
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,484,0003,142
2000-12-31 (YTD Data)Rank
Total interest income$12,277,0002,840
Total interest expense$7,036,0002,404
Net interest income$5,241,0003,332
Provision for loan and lease losses$08,337
Total noninterest income$1,006,0003,116
Gross Fiduciary activities income$335,000699
Service charges on deposit accounts$357,0003,537
Trading account gains and fees$0180
Additional Noninterest Income$314,0003,821
Total noninterest expense$4,500,0002,999
Salaries and employee benefits$2,353,0002,997
Premises and equipment expense$510,0003,732
Additional noninterest expense$1,637,0002,604
Pre-tax net operating income$1,747,0003,641
Securities gains (losses)$-23,0008,808
Applicable income taxes$368,0004,169
Income before extraordinary items$1,356,0003,519
Extraordinary gains, net$038
Net income$1,356,0003,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,388
Cash dividends$1,580,0001,601
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,374,1703,467
1999-12-31 (YTD Data)Rank
Total interest income$11,517,0002,807
Total interest expense$6,161,0002,388
Net interest income$5,356,0003,236
Provision for loan and lease losses$169,0003,994
Total noninterest income$958,0003,191
Gross Fiduciary activities income$308,000764
Service charges on deposit accounts$367,0003,436
Trading account gains and fees$0173
Additional Noninterest Income$283,0004,150
Total noninterest expense$4,311,0003,088
Salaries and employee benefits$2,229,0003,113
Premises and equipment expense$499,0003,772
Additional noninterest expense$1,583,0002,739
Pre-tax net operating income$1,834,0003,557
Securities gains (losses)$-17,0009,494
Applicable income taxes$400,0004,165
Income before extraordinary items$1,417,0003,387
Extraordinary gains, net$035
Net income$1,417,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,426
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,430,2603,331
1998-12-31 (YTD Data)Rank
Total interest income$11,307,0002,855
Total interest expense$6,369,0002,365
Net interest income$4,938,0003,437
Provision for loan and lease losses$162,0003,991
Total noninterest income$919,0003,271
Gross Fiduciary activities income$314,000765
Service charges on deposit accounts$349,0003,509
Trading account gains and fees$0224
Additional Noninterest Income$256,0004,369
Total noninterest expense$4,317,0003,010
Salaries and employee benefits$2,287,0002,949
Premises and equipment expense$456,0003,965
Additional noninterest expense$1,574,0002,650
Pre-tax net operating income$1,378,0004,449
Securities gains (losses)$69,0001,514
Applicable income taxes$360,0004,695
Income before extraordinary items$1,087,0004,225
Extraordinary gains, net$032
Net income$1,087,0004,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,386
Cash dividends$770,0002,669
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,035,2504,292
1997-12-31 (YTD Data)Rank
Total interest income$10,060,0003,214
Total interest expense$5,355,0002,797
Net interest income$4,705,0003,689
Provision for loan and lease losses$23,0007,798
Total noninterest income$833,0003,476
Gross Fiduciary activities income$215,000878
Service charges on deposit accounts$317,0003,896
Trading account gains and fees$0239
Additional Noninterest Income$301,0003,921
Total noninterest expense$4,016,0003,171
Salaries and employee benefits$2,255,0002,939
Premises and equipment expense$369,0004,719
Additional noninterest expense$1,392,0002,931
Pre-tax net operating income$1,499,0004,503
Securities gains (losses)$3,0003,097
Applicable income taxes$415,0004,767
Income before extraordinary items$1,087,0004,407
Extraordinary gains, net$044
Net income$1,087,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,830
Cash dividends$854,0002,458
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,084,8404,340
1996-12-31 (YTD Data)Rank
Total interest income$8,051,0004,014
Total interest expense$4,149,0003,583
Net interest income$3,902,0004,419
Provision for loan and lease losses$60,0006,086
Total noninterest income$810,0003,671
Gross Fiduciary activities income$228,000935
Service charges on deposit accounts$261,0004,668
Trading account gains and fees$0262
Additional Noninterest Income$321,0003,918
Total noninterest expense$2,846,0004,484
Salaries and employee benefits$1,624,0004,009
Premises and equipment expense$267,0006,002
Additional noninterest expense$955,0004,577
Pre-tax net operating income$1,806,0003,711
Securities gains (losses)$10,0002,493
Applicable income taxes$510,0004,089
Income before extraordinary items$1,306,0003,622
Extraordinary gains, net$053
Net income$1,306,0003,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,420
Cash dividends$730,0002,669
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,298,8003,575
1995-12-31 (YTD Data)Rank
Total interest income$7,399,0004,334
Total interest expense$3,723,0003,937
Net interest income$3,676,0004,661
Provision for loan and lease losses$08,958
Total noninterest income$840,0003,548
Gross Fiduciary activities income$453,000772
Service charges on deposit accounts$254,0004,891
Trading account gains and fees$0522
Additional Noninterest Income$133,0006,332
Total noninterest expense$3,434,0003,813
Salaries and employee benefits$2,078,0003,192
Premises and equipment expense$240,0006,502
Additional noninterest expense$1,116,0003,985
Pre-tax net operating income$1,082,0005,664
Securities gains (losses)$-59,00011,267
Applicable income taxes$241,0006,773
Income before extraordinary items$782,0005,531
Extraordinary gains, net$065
Net income$782,0005,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,217
Cash dividends$605,0002,896
Sale, conversion, retirement of capital stock, net$0809
Net operating income$826,8405,297
1994-12-31 (YTD Data)Rank
Total interest income$6,852,0004,308
Total interest expense$2,901,0004,079
Net interest income$3,951,0004,434
Provision for loan and lease losses$09,146
Total noninterest income$731,0003,984
Gross Fiduciary activities income$396,000810
Service charges on deposit accounts$202,0005,828
Trading account gains and fees$0475
Additional Noninterest Income$133,0006,595
Total noninterest expense$3,178,0004,198
Salaries and employee benefits$1,720,0003,793
Premises and equipment expense$226,0006,941
Additional noninterest expense$1,232,0003,961
Pre-tax net operating income$1,504,0004,403
Securities gains (losses)$-28,00010,602
Applicable income taxes$392,0004,832
Income before extraordinary items$1,084,0004,226
Extraordinary gains, net$0249
Net income$1,084,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,158
Cash dividends$3,364,000741
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,104,4404,205
1993-12-31 (YTD Data)Rank
Total interest income$7,312,0004,147
Total interest expense$3,457,0003,628
Net interest income$3,855,0004,549
Provision for loan and lease losses$195,0003,979
Total noninterest income$782,0004,060
Gross Fiduciary activities income$529,000742
Service charges on deposit accounts$121,0007,803
Trading account gains and fees$0532
Additional Noninterest Income$132,0006,969
Total noninterest expense$3,154,0004,317
Salaries and employee benefits$1,754,0003,704
Premises and equipment expense$227,0007,148
Additional noninterest expense$1,173,0004,276
Pre-tax net operating income$1,288,0004,898
Securities gains (losses)$07,477
Applicable income taxes$341,0005,603
Income before extraordinary items$947,0004,894
Extraordinary gains, net$03,149
Net income$947,0005,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,836
Cash dividends$635,0002,555
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$947,0004,674
1992-12-31 (YTD Data)Rank
Total interest income$8,300,0004,160
Total interest expense$4,062,0004,016
Net interest income$4,238,0004,219
Provision for loan and lease losses$345,0003,809
Total noninterest income$668,0004,576
Gross Fiduciary activities income$440,000809
Service charges on deposit accounts$102,0008,464
Trading account gains and fees$0504
Additional Noninterest Income$126,0007,283
Total noninterest expense$3,002,0004,530
Salaries and employee benefits$1,685,0003,797
Premises and equipment expense$208,0007,656
Additional noninterest expense$1,109,0004,660
Pre-tax net operating income$1,559,0003,910
Securities gains (losses)$70,0003,586
Applicable income taxes$466,0004,232
Income before extraordinary items$1,163,0003,911
Extraordinary gains, net$01,422
Net income$1,163,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0003,138
Cash dividends$535,0002,638
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,113,3003,781

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.