Home > The Citizens National Bank of Paris > Income and Expense
The Citizens National Bank of Paris, Income and Expense
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,790,000 | 3,510 |
Total interest expense | $528,000 | 2,264 |
Net interest income | $1,262,000 | 3,892 |
Provision for loan and lease losses | $0 | 5,254 |
Total noninterest income | $185,000 | 3,802 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $60,000 | 3,962 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $125,000 | 3,353 |
Total noninterest expense | $1,251,000 | 3,522 |
Salaries and employee benefits | $676,000 | 3,433 |
Premises and equipment expense | $120,000 | 3,990 |
Additional noninterest expense | $455,000 | 3,324 |
Pre-tax net operating income | $196,000 | 4,547 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $41,000 | 3,226 |
Income before extraordinary items | $155,000 | 4,792 |
Extraordinary gains, net | $0 | 19 |
Net income | $155,000 | 4,795 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $155,000 | 4,796 |
Net charge-offs | $-1,000 | 5,761 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $155,000 | 4,649 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $7,760,000 | 3,407 |
Total interest expense | $2,392,000 | 2,408 |
Net interest income | $5,368,000 | 3,735 |
Provision for loan and lease losses | $3,193,000 | 1,141 |
Total noninterest income | $-1,362,000 | 7,270 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $279,000 | 3,743 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-1,641,000 | 7,246 |
Total noninterest expense | $6,089,000 | 3,021 |
Salaries and employee benefits | $2,960,000 | 3,155 |
Premises and equipment expense | $473,000 | 4,188 |
Additional noninterest expense | $2,656,000 | 2,473 |
Pre-tax net operating income | $-5,276,000 | 7,073 |
Securities gains (losses) | $217,000 | 1,387 |
Applicable income taxes | $-1,731,000 | 7,239 |
Income before extraordinary items | $-3,328,000 | 6,974 |
Extraordinary gains, net | $0 | 29 |
Net income | $-3,328,000 | 6,975 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-3,328,000 | 6,975 |
Net charge-offs | $84,000 | 5,114 |
Cash dividends | $150,000 | 3,538 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-3,471,220 | 6,966 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $5,761,000 | 3,473 |
Total interest expense | $1,814,000 | 2,463 |
Net interest income | $3,947,000 | 3,801 |
Provision for loan and lease losses | $75,000 | 5,242 |
Total noninterest income | $805,000 | 2,994 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $202,000 | 3,834 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $603,000 | 2,414 |
Total noninterest expense | $4,232,000 | 3,220 |
Salaries and employee benefits | $2,200,000 | 3,182 |
Premises and equipment expense | $401,000 | 3,902 |
Additional noninterest expense | $1,631,000 | 2,923 |
Pre-tax net operating income | $445,000 | 4,636 |
Securities gains (losses) | $220,000 | 1,140 |
Applicable income taxes | $132,000 | 3,007 |
Income before extraordinary items | $533,000 | 4,200 |
Extraordinary gains, net | $0 | 21 |
Net income | $533,000 | 4,202 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $533,000 | 4,202 |
Net charge-offs | $-58,000 | 7,265 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $357,000 | 4,699 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,809,000 | 3,532 |
Total interest expense | $1,231,000 | 2,506 |
Net interest income | $2,578,000 | 3,866 |
Provision for loan and lease losses | $25,000 | 5,594 |
Total noninterest income | $542,000 | 2,976 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $131,000 | 3,861 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $411,000 | 2,400 |
Total noninterest expense | $2,885,000 | 3,194 |
Salaries and employee benefits | $1,476,000 | 3,180 |
Premises and equipment expense | $269,000 | 3,927 |
Additional noninterest expense | $1,140,000 | 2,852 |
Pre-tax net operating income | $210,000 | 5,056 |
Securities gains (losses) | $127,000 | 975 |
Applicable income taxes | $44,000 | 3,439 |
Income before extraordinary items | $293,000 | 4,479 |
Extraordinary gains, net | $0 | 15 |
Net income | $293,000 | 4,477 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $293,000 | 4,479 |
Net charge-offs | $1,000 | 5,777 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $182,510 | 5,055 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,866,000 | 3,599 |
Total interest expense | $633,000 | 2,525 |
Net interest income | $1,233,000 | 3,976 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $280,000 | 2,938 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $63,000 | 3,894 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $217,000 | 2,358 |
Total noninterest expense | $1,455,000 | 3,179 |
Salaries and employee benefits | $748,000 | 3,158 |
Premises and equipment expense | $139,000 | 3,897 |
Additional noninterest expense | $568,000 | 2,847 |
Pre-tax net operating income | $58,000 | 5,650 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $-22,000 | 7,087 |
Income before extraordinary items | $80,000 | 5,289 |
Extraordinary gains, net | $0 | 9 |
Net income | $80,000 | 5,287 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $80,000 | 5,289 |
Net charge-offs | $-2,000 | 6,441 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $80,000 | 5,229 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $9,232,000 | 3,147 |
Total interest expense | $3,229,000 | 2,434 |
Net interest income | $6,003,000 | 3,466 |
Provision for loan and lease losses | $3,396,000 | 1,491 |
Total noninterest income | $2,899,000 | 1,594 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $410,000 | 3,031 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $2,489,000 | 1,197 |
Total noninterest expense | $6,371,000 | 2,959 |
Salaries and employee benefits | $3,005,000 | 3,117 |
Premises and equipment expense | $589,000 | 3,762 |
Additional noninterest expense | $2,777,000 | 2,438 |
Pre-tax net operating income | $-865,000 | 6,416 |
Securities gains (losses) | $1,401,000 | 364 |
Applicable income taxes | $-13,000 | 6,587 |
Income before extraordinary items | $549,000 | 4,179 |
Extraordinary gains, net | $0 | 29 |
Net income | $549,000 | 4,180 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $549,000 | 4,181 |
Net charge-offs | $4,828,000 | 1,054 |
Cash dividends | $250,000 | 3,071 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-852,000 | 6,482 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $7,535,000 | 3,011 |
Total interest expense | $2,567,000 | 2,407 |
Net interest income | $4,968,000 | 3,263 |
Provision for loan and lease losses | $2,621,000 | 1,393 |
Total noninterest income | $2,159,000 | 1,595 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $334,000 | 2,940 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $1,825,000 | 1,183 |
Total noninterest expense | $4,706,000 | 2,991 |
Salaries and employee benefits | $2,216,000 | 3,182 |
Premises and equipment expense | $464,000 | 3,698 |
Additional noninterest expense | $2,026,000 | 2,457 |
Pre-tax net operating income | $-200,000 | 6,290 |
Securities gains (losses) | $811,000 | 489 |
Applicable income taxes | $66,000 | 3,396 |
Income before extraordinary items | $545,000 | 3,965 |
Extraordinary gains, net | $0 | 23 |
Net income | $545,000 | 3,967 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $545,000 | 3,967 |
Net charge-offs | $3,578,000 | 986 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-176,790 | 6,318 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $5,306,000 | 2,890 |
Total interest expense | $1,888,000 | 2,271 |
Net interest income | $3,418,000 | 3,158 |
Provision for loan and lease losses | $2,621,000 | 1,049 |
Total noninterest income | $2,022,000 | 1,224 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $246,000 | 2,745 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $1,776,000 | 871 |
Total noninterest expense | $3,285,000 | 2,881 |
Salaries and employee benefits | $1,518,000 | 3,120 |
Premises and equipment expense | $317,000 | 3,656 |
Additional noninterest expense | $1,450,000 | 2,324 |
Pre-tax net operating income | $-466,000 | 6,720 |
Securities gains (losses) | $804,000 | 316 |
Applicable income taxes | $7,000 | 4,209 |
Income before extraordinary items | $331,000 | 4,124 |
Extraordinary gains, net | $0 | 19 |
Net income | $331,000 | 4,124 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $331,000 | 4,123 |
Net charge-offs | $2,988,000 | 833 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-456,920 | 6,786 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,596,000 | 3,004 |
Total interest expense | $973,000 | 2,310 |
Net interest income | $1,623,000 | 3,336 |
Provision for loan and lease losses | $562,000 | 1,713 |
Total noninterest income | $63,000 | 5,801 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $121,000 | 2,781 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-58,000 | 7,686 |
Total noninterest expense | $1,633,000 | 2,916 |
Salaries and employee benefits | $753,000 | 3,176 |
Premises and equipment expense | $169,000 | 3,552 |
Additional noninterest expense | $711,000 | 2,351 |
Pre-tax net operating income | $-509,000 | 7,187 |
Securities gains (losses) | $15,000 | 1,604 |
Applicable income taxes | $-287,000 | 7,620 |
Income before extraordinary items | $-207,000 | 6,939 |
Extraordinary gains, net | $0 | 16 |
Net income | $-207,000 | 6,940 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-207,000 | 6,939 |
Net charge-offs | $1,012,000 | 1,030 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $-216,600 | 6,920 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $11,532,000 | 2,857 |
Total interest expense | $4,932,000 | 2,291 |
Net interest income | $6,600,000 | 3,194 |
Provision for loan and lease losses | $7,701,000 | 1,055 |
Total noninterest income | $2,997,000 | 1,617 |
Gross Fiduciary activities income | $223,000 | 735 |
Service charges on deposit accounts | $605,000 | 2,526 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $2,169,000 | 1,294 |
Total noninterest expense | $7,533,000 | 2,615 |
Salaries and employee benefits | $3,285,000 | 2,955 |
Premises and equipment expense | $656,000 | 3,634 |
Additional noninterest expense | $3,592,000 | 2,019 |
Pre-tax net operating income | $-5,637,000 | 7,240 |
Securities gains (losses) | $294,000 | 1,261 |
Applicable income taxes | $-2,316,000 | 7,554 |
Income before extraordinary items | $-3,027,000 | 7,001 |
Extraordinary gains, net | $0 | 34 |
Net income | $-3,027,000 | 7,000 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-3,027,000 | 7,000 |
Net charge-offs | $4,904,000 | 1,165 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-3,215,160 | 7,035 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $8,984,000 | 2,797 |
Total interest expense | $3,846,000 | 2,304 |
Net interest income | $5,138,000 | 3,115 |
Provision for loan and lease losses | $3,874,000 | 1,261 |
Total noninterest income | $2,765,000 | 1,421 |
Gross Fiduciary activities income | $223,000 | 668 |
Service charges on deposit accounts | $440,000 | 2,585 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $2,102,000 | 1,111 |
Total noninterest expense | $5,492,000 | 2,691 |
Salaries and employee benefits | $2,445,000 | 2,996 |
Premises and equipment expense | $445,000 | 3,944 |
Additional noninterest expense | $2,602,000 | 2,028 |
Pre-tax net operating income | $-1,463,000 | 6,850 |
Securities gains (losses) | $414,000 | 804 |
Applicable income taxes | $-656,000 | 7,419 |
Income before extraordinary items | $-393,000 | 6,328 |
Extraordinary gains, net | $0 | 27 |
Net income | $-393,000 | 6,329 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-393,000 | 6,328 |
Net charge-offs | $1,326,000 | 1,898 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-657,960 | 6,539 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,036,000 | 2,807 |
Total interest expense | $2,632,000 | 2,329 |
Net interest income | $3,404,000 | 3,127 |
Provision for loan and lease losses | $3,593,000 | 959 |
Total noninterest income | $875,000 | 2,388 |
Gross Fiduciary activities income | $149,000 | 674 |
Service charges on deposit accounts | $266,000 | 2,736 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $460,000 | 2,332 |
Total noninterest expense | $3,736,000 | 2,671 |
Salaries and employee benefits | $1,591,000 | 3,084 |
Premises and equipment expense | $296,000 | 3,976 |
Additional noninterest expense | $1,849,000 | 1,932 |
Pre-tax net operating income | $-3,050,000 | 7,576 |
Securities gains (losses) | $127,000 | 1,314 |
Applicable income taxes | $-1,267,000 | 7,807 |
Income before extraordinary items | $-1,656,000 | 7,378 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,656,000 | 7,377 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-1,656,000 | 7,376 |
Net charge-offs | $579,000 | 2,178 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-1,737,280 | 7,402 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,229,000 | 2,670 |
Total interest expense | $1,349,000 | 2,363 |
Net interest income | $1,880,000 | 2,863 |
Provision for loan and lease losses | $1,125,000 | 1,101 |
Total noninterest income | $410,000 | 2,467 |
Gross Fiduciary activities income | $57,000 | 747 |
Service charges on deposit accounts | $124,000 | 2,823 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $229,000 | 2,326 |
Total noninterest expense | $1,635,000 | 2,909 |
Salaries and employee benefits | $813,000 | 3,063 |
Premises and equipment expense | $169,000 | 3,661 |
Additional noninterest expense | $653,000 | 2,377 |
Pre-tax net operating income | $-470,000 | 7,288 |
Securities gains (losses) | $58,000 | 1,242 |
Applicable income taxes | $-236,000 | 7,750 |
Income before extraordinary items | $-176,000 | 6,992 |
Extraordinary gains, net | $0 | 15 |
Net income | $-176,000 | 6,993 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-176,000 | 6,993 |
Net charge-offs | $159,000 | 2,354 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-213,120 | 6,985 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $13,334,000 | 2,766 |
Total interest expense | $5,961,000 | 2,534 |
Net interest income | $7,373,000 | 2,900 |
Provision for loan and lease losses | $679,000 | 3,295 |
Total noninterest income | $1,713,000 | 2,396 |
Gross Fiduciary activities income | $362,000 | 637 |
Service charges on deposit accounts | $577,000 | 2,721 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $774,000 | 2,488 |
Total noninterest expense | $5,764,000 | 3,197 |
Salaries and employee benefits | $3,159,000 | 3,102 |
Premises and equipment expense | $525,000 | 4,332 |
Additional noninterest expense | $2,080,000 | 2,765 |
Pre-tax net operating income | $2,643,000 | 2,003 |
Securities gains (losses) | $4,000 | 2,823 |
Applicable income taxes | $741,000 | 1,470 |
Income before extraordinary items | $1,906,000 | 2,086 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,906,000 | 2,088 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $165,000 | 4,351 |
Cash dividends | $800,000 | 2,638 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,903,120 | 2,201 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $10,001,000 | 2,815 |
Total interest expense | $4,503,000 | 2,604 |
Net interest income | $5,498,000 | 2,948 |
Provision for loan and lease losses | $248,000 | 3,868 |
Total noninterest income | $1,416,000 | 2,302 |
Gross Fiduciary activities income | $287,000 | 632 |
Service charges on deposit accounts | $435,000 | 2,725 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $694,000 | 2,327 |
Total noninterest expense | $4,173,000 | 3,273 |
Salaries and employee benefits | $2,316,000 | 3,201 |
Premises and equipment expense | $378,000 | 4,457 |
Additional noninterest expense | $1,479,000 | 2,801 |
Pre-tax net operating income | $2,493,000 | 1,935 |
Securities gains (losses) | $-11,000 | 7,345 |
Applicable income taxes | $756,000 | 1,436 |
Income before extraordinary items | $1,726,000 | 2,039 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,726,000 | 2,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 4,764 |
Cash dividends | $225,000 | 3,735 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,733,700 | 2,129 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $6,700,000 | 2,844 |
Total interest expense | $3,100,000 | 2,630 |
Net interest income | $3,600,000 | 2,990 |
Provision for loan and lease losses | $106,000 | 4,178 |
Total noninterest income | $918,000 | 2,376 |
Gross Fiduciary activities income | $178,000 | 654 |
Service charges on deposit accounts | $283,000 | 2,761 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $457,000 | 2,383 |
Total noninterest expense | $2,759,000 | 3,312 |
Salaries and employee benefits | $1,555,000 | 3,232 |
Premises and equipment expense | $247,000 | 4,539 |
Additional noninterest expense | $957,000 | 2,851 |
Pre-tax net operating income | $1,653,000 | 2,016 |
Securities gains (losses) | $-11,000 | 8,128 |
Applicable income taxes | $503,000 | 1,590 |
Income before extraordinary items | $1,139,000 | 2,308 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,139,000 | 2,308 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 4,294 |
Cash dividends | $225,000 | 3,289 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,146,590 | 2,255 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,429,000 | 2,846 |
Total interest expense | $1,696,000 | 2,587 |
Net interest income | $1,733,000 | 3,106 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $454,000 | 2,378 |
Gross Fiduciary activities income | $111,000 | 626 |
Service charges on deposit accounts | $135,000 | 2,829 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $208,000 | 2,511 |
Total noninterest expense | $1,407,000 | 3,253 |
Salaries and employee benefits | $776,000 | 3,247 |
Premises and equipment expense | $129,000 | 4,432 |
Additional noninterest expense | $502,000 | 2,723 |
Pre-tax net operating income | $780,000 | 2,203 |
Securities gains (losses) | $3,000 | 2,367 |
Applicable income taxes | $239,000 | 1,736 |
Income before extraordinary items | $544,000 | 2,510 |
Extraordinary gains, net | $0 | 15 |
Net income | $544,000 | 2,512 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 3,030 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $541,930 | 2,450 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $13,182,000 | 3,025 |
Total interest expense | $6,776,000 | 2,710 |
Net interest income | $6,406,000 | 3,344 |
Provision for loan and lease losses | $554,000 | 2,182 |
Total noninterest income | $1,668,000 | 2,525 |
Gross Fiduciary activities income | $322,000 | 691 |
Service charges on deposit accounts | $622,000 | 2,604 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $724,000 | 2,706 |
Total noninterest expense | $5,269,000 | 3,317 |
Salaries and employee benefits | $2,823,000 | 3,391 |
Premises and equipment expense | $543,000 | 4,124 |
Additional noninterest expense | $1,903,000 | 2,781 |
Pre-tax net operating income | $2,251,000 | 3,066 |
Securities gains (losses) | $-63,000 | 8,054 |
Applicable income taxes | $586,000 | 2,538 |
Income before extraordinary items | $1,602,000 | 3,296 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,602,000 | 3,295 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $177,000 | 3,006 |
Cash dividends | $1,495,000 | 2,019 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,647,990 | 3,223 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $9,558,000 | 3,124 |
Total interest expense | $4,884,000 | 2,799 |
Net interest income | $4,674,000 | 3,409 |
Provision for loan and lease losses | $417,000 | 1,801 |
Total noninterest income | $1,263,000 | 2,502 |
Gross Fiduciary activities income | $245,000 | 684 |
Service charges on deposit accounts | $456,000 | 2,632 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $562,000 | 2,663 |
Total noninterest expense | $3,924,000 | 3,297 |
Salaries and employee benefits | $2,099,000 | 3,396 |
Premises and equipment expense | $403,000 | 4,145 |
Additional noninterest expense | $1,422,000 | 2,739 |
Pre-tax net operating income | $1,596,000 | 3,335 |
Securities gains (losses) | $-63,000 | 8,216 |
Applicable income taxes | $355,000 | 2,959 |
Income before extraordinary items | $1,178,000 | 3,516 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,178,000 | 3,515 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $113,000 | 2,678 |
Cash dividends | $800,000 | 2,293 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,226,510 | 3,399 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $6,211,000 | 3,202 |
Total interest expense | $3,167,000 | 2,865 |
Net interest income | $3,044,000 | 3,490 |
Provision for loan and lease losses | $207,000 | 2,116 |
Total noninterest income | $838,000 | 2,516 |
Gross Fiduciary activities income | $189,000 | 659 |
Service charges on deposit accounts | $292,000 | 2,710 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $357,000 | 2,742 |
Total noninterest expense | $2,625,000 | 3,321 |
Salaries and employee benefits | $1,391,000 | 3,440 |
Premises and equipment expense | $274,000 | 4,110 |
Additional noninterest expense | $960,000 | 2,724 |
Pre-tax net operating income | $1,050,000 | 3,423 |
Securities gains (losses) | $-43,000 | 8,280 |
Applicable income taxes | $238,000 | 3,042 |
Income before extraordinary items | $769,000 | 3,611 |
Extraordinary gains, net | $0 | 29 |
Net income | $769,000 | 3,611 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $94,000 | 2,140 |
Cash dividends | $550,000 | 2,319 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $801,680 | 3,490 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,012,000 | 3,277 |
Total interest expense | $1,582,000 | 2,855 |
Net interest income | $1,430,000 | 3,681 |
Provision for loan and lease losses | $30,000 | 3,737 |
Total noninterest income | $399,000 | 2,572 |
Gross Fiduciary activities income | $90,000 | 681 |
Service charges on deposit accounts | $141,000 | 2,722 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $168,000 | 2,824 |
Total noninterest expense | $1,308,000 | 3,341 |
Salaries and employee benefits | $695,000 | 3,478 |
Premises and equipment expense | $135,000 | 4,167 |
Additional noninterest expense | $478,000 | 2,718 |
Pre-tax net operating income | $491,000 | 3,567 |
Securities gains (losses) | $-14,000 | 8,315 |
Applicable income taxes | $95,000 | 3,333 |
Income before extraordinary items | $382,000 | 3,605 |
Extraordinary gains, net | $0 | 22 |
Net income | $382,000 | 3,605 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 7,660 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $393,200 | 3,522 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $11,385,000 | 3,235 |
Total interest expense | $5,914,000 | 2,634 |
Net interest income | $5,471,000 | 3,769 |
Provision for loan and lease losses | $114,000 | 4,568 |
Total noninterest income | $1,622,000 | 2,567 |
Gross Fiduciary activities income | $355,000 | 666 |
Service charges on deposit accounts | $633,000 | 2,580 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $634,000 | 2,916 |
Total noninterest expense | $5,039,000 | 3,337 |
Salaries and employee benefits | $2,733,000 | 3,383 |
Premises and equipment expense | $568,000 | 3,920 |
Additional noninterest expense | $1,738,000 | 2,908 |
Pre-tax net operating income | $1,940,000 | 3,720 |
Securities gains (losses) | $-11,000 | 7,326 |
Applicable income taxes | $483,000 | 3,201 |
Income before extraordinary items | $1,446,000 | 3,853 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,446,000 | 3,852 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 4,358 |
Cash dividends | $805,000 | 2,927 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,454,250 | 3,819 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $8,459,000 | 3,242 |
Total interest expense | $4,346,000 | 2,596 |
Net interest income | $4,113,000 | 3,783 |
Provision for loan and lease losses | $44,000 | 5,319 |
Total noninterest income | $1,175,000 | 2,629 |
Gross Fiduciary activities income | $274,000 | 657 |
Service charges on deposit accounts | $472,000 | 2,594 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $429,000 | 3,098 |
Total noninterest expense | $3,864,000 | 3,252 |
Salaries and employee benefits | $2,101,000 | 3,310 |
Premises and equipment expense | $444,000 | 3,815 |
Additional noninterest expense | $1,319,000 | 2,867 |
Pre-tax net operating income | $1,380,000 | 3,975 |
Securities gains (losses) | $-10,000 | 7,588 |
Applicable income taxes | $309,000 | 3,546 |
Income before extraordinary items | $1,061,000 | 4,029 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,061,000 | 4,032 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 3,504 |
Cash dividends | $255,000 | 3,870 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,068,700 | 4,005 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $5,541,000 | 3,243 |
Total interest expense | $2,808,000 | 2,582 |
Net interest income | $2,733,000 | 3,806 |
Provision for loan and lease losses | $30,000 | 4,987 |
Total noninterest income | $750,000 | 2,710 |
Gross Fiduciary activities income | $200,000 | 642 |
Service charges on deposit accounts | $307,000 | 2,614 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $243,000 | 3,370 |
Total noninterest expense | $2,652,000 | 3,191 |
Salaries and employee benefits | $1,456,000 | 3,216 |
Premises and equipment expense | $298,000 | 3,787 |
Additional noninterest expense | $898,000 | 2,818 |
Pre-tax net operating income | $801,000 | 4,327 |
Securities gains (losses) | $-13,000 | 7,948 |
Applicable income taxes | $162,000 | 3,902 |
Income before extraordinary items | $626,000 | 4,332 |
Extraordinary gains, net | $0 | 39 |
Net income | $626,000 | 4,336 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 3,293 |
Cash dividends | $175,000 | 3,859 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $636,270 | 4,292 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,757,000 | 3,193 |
Total interest expense | $1,360,000 | 2,529 |
Net interest income | $1,397,000 | 3,739 |
Provision for loan and lease losses | $3,000 | 5,795 |
Total noninterest income | $413,000 | 2,503 |
Gross Fiduciary activities income | $91,000 | 662 |
Service charges on deposit accounts | $136,000 | 2,805 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $186,000 | 2,618 |
Total noninterest expense | $1,354,000 | 3,153 |
Salaries and employee benefits | $737,000 | 3,199 |
Premises and equipment expense | $150,000 | 3,796 |
Additional noninterest expense | $467,000 | 2,706 |
Pre-tax net operating income | $453,000 | 3,984 |
Securities gains (losses) | $-19,000 | 8,370 |
Applicable income taxes | $101,000 | 3,578 |
Income before extraordinary items | $333,000 | 4,142 |
Extraordinary gains, net | $0 | 21 |
Net income | $333,000 | 4,142 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 2,442 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $347,630 | 4,022 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $10,461,000 | 3,039 |
Total interest expense | $4,816,000 | 2,272 |
Net interest income | $5,645,000 | 3,599 |
Provision for loan and lease losses | $162,000 | 3,993 |
Total noninterest income | $1,584,000 | 2,597 |
Gross Fiduciary activities income | $387,000 | 637 |
Service charges on deposit accounts | $614,000 | 2,619 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $583,000 | 3,115 |
Total noninterest expense | $5,200,000 | 3,131 |
Salaries and employee benefits | $2,875,000 | 3,088 |
Premises and equipment expense | $579,000 | 3,758 |
Additional noninterest expense | $1,746,000 | 2,833 |
Pre-tax net operating income | $1,867,000 | 3,852 |
Securities gains (losses) | $-50,000 | 8,185 |
Applicable income taxes | $435,000 | 3,577 |
Income before extraordinary items | $1,382,000 | 3,989 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,382,000 | 3,991 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $159,000 | 2,642 |
Cash dividends | $750,000 | 2,940 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,420,000 | 3,891 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $7,754,000 | 3,011 |
Total interest expense | $3,498,000 | 2,220 |
Net interest income | $4,256,000 | 3,584 |
Provision for loan and lease losses | $118,000 | 3,925 |
Total noninterest income | $1,234,000 | 2,528 |
Gross Fiduciary activities income | $281,000 | 639 |
Service charges on deposit accounts | $457,000 | 2,627 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $496,000 | 2,899 |
Total noninterest expense | $3,889,000 | 3,103 |
Salaries and employee benefits | $2,173,000 | 3,026 |
Premises and equipment expense | $430,000 | 3,769 |
Additional noninterest expense | $1,286,000 | 2,856 |
Pre-tax net operating income | $1,483,000 | 3,781 |
Securities gains (losses) | $-43,000 | 8,421 |
Applicable income taxes | $358,000 | 3,500 |
Income before extraordinary items | $1,082,000 | 3,948 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,082,000 | 3,948 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $167,000 | 1,901 |
Cash dividends | $200,000 | 4,032 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,114,250 | 3,835 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $5,085,000 | 2,992 |
Total interest expense | $2,245,000 | 2,191 |
Net interest income | $2,840,000 | 3,562 |
Provision for loan and lease losses | $106,000 | 3,276 |
Total noninterest income | $817,000 | 2,497 |
Gross Fiduciary activities income | $177,000 | 659 |
Service charges on deposit accounts | $298,000 | 2,629 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $342,000 | 2,817 |
Total noninterest expense | $2,573,000 | 3,113 |
Salaries and employee benefits | $1,438,000 | 3,039 |
Premises and equipment expense | $287,000 | 3,747 |
Additional noninterest expense | $848,000 | 2,859 |
Pre-tax net operating income | $978,000 | 3,776 |
Securities gains (losses) | $-30,000 | 8,475 |
Applicable income taxes | $242,000 | 3,467 |
Income before extraordinary items | $706,000 | 3,964 |
Extraordinary gains, net | $0 | 30 |
Net income | $706,000 | 3,966 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $155,000 | 1,445 |
Cash dividends | $200,000 | 3,480 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $728,200 | 3,824 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,481,000 | 3,013 |
Total interest expense | $1,093,000 | 2,149 |
Net interest income | $1,388,000 | 3,634 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $419,000 | 2,420 |
Gross Fiduciary activities income | $100,000 | 640 |
Service charges on deposit accounts | $140,000 | 2,694 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $179,000 | 2,659 |
Total noninterest expense | $1,299,000 | 3,095 |
Salaries and employee benefits | $719,000 | 3,056 |
Premises and equipment expense | $149,000 | 3,665 |
Additional noninterest expense | $431,000 | 2,816 |
Pre-tax net operating income | $508,000 | 3,631 |
Securities gains (losses) | $-5,000 | 8,378 |
Applicable income taxes | $131,000 | 3,336 |
Income before extraordinary items | $372,000 | 3,804 |
Extraordinary gains, net | $0 | 24 |
Net income | $372,000 | 3,806 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,232 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $375,700 | 3,741 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $8,889,000 | 3,132 |
Total interest expense | $3,947,000 | 2,065 |
Net interest income | $4,942,000 | 3,835 |
Provision for loan and lease losses | $152,000 | 4,209 |
Total noninterest income | $1,440,000 | 2,758 |
Gross Fiduciary activities income | $364,000 | 648 |
Service charges on deposit accounts | $417,000 | 3,550 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $659,000 | 2,821 |
Total noninterest expense | $5,049,000 | 3,087 |
Salaries and employee benefits | $2,726,000 | 3,113 |
Premises and equipment expense | $612,000 | 3,480 |
Additional noninterest expense | $1,711,000 | 2,794 |
Pre-tax net operating income | $1,181,000 | 4,833 |
Securities gains (losses) | $6,000 | 3,079 |
Applicable income taxes | $236,000 | 4,533 |
Income before extraordinary items | $951,000 | 4,827 |
Extraordinary gains, net | $0 | 34 |
Net income | $951,000 | 4,827 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,270 |
Cash dividends | $800,000 | 2,706 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $946,200 | 4,773 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $6,477,000 | 3,183 |
Total interest expense | $2,880,000 | 2,078 |
Net interest income | $3,597,000 | 3,912 |
Provision for loan and lease losses | $137,000 | 3,698 |
Total noninterest income | $1,064,000 | 2,797 |
Gross Fiduciary activities income | $280,000 | 643 |
Service charges on deposit accounts | $272,000 | 3,895 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $512,000 | 2,756 |
Total noninterest expense | $3,792,000 | 3,052 |
Salaries and employee benefits | $2,063,000 | 3,053 |
Premises and equipment expense | $465,000 | 3,458 |
Additional noninterest expense | $1,264,000 | 2,781 |
Pre-tax net operating income | $732,000 | 5,407 |
Securities gains (losses) | $6,000 | 2,970 |
Applicable income taxes | $122,000 | 5,117 |
Income before extraordinary items | $616,000 | 5,291 |
Extraordinary gains, net | $0 | 26 |
Net income | $616,000 | 5,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 5,064 |
Cash dividends | $250,000 | 3,676 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $611,020 | 5,228 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $4,206,000 | 3,251 |
Total interest expense | $1,896,000 | 2,082 |
Net interest income | $2,310,000 | 4,040 |
Provision for loan and lease losses | $91,000 | 3,628 |
Total noninterest income | $714,000 | 2,803 |
Gross Fiduciary activities income | $197,000 | 641 |
Service charges on deposit accounts | $163,000 | 4,145 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $354,000 | 2,707 |
Total noninterest expense | $2,568,000 | 3,008 |
Salaries and employee benefits | $1,391,000 | 3,035 |
Premises and equipment expense | $316,000 | 3,408 |
Additional noninterest expense | $861,000 | 2,734 |
Pre-tax net operating income | $365,000 | 6,083 |
Securities gains (losses) | $6,000 | 2,670 |
Applicable income taxes | $38,000 | 5,863 |
Income before extraordinary items | $333,000 | 5,799 |
Extraordinary gains, net | $0 | 21 |
Net income | $333,000 | 5,799 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 4,323 |
Cash dividends | $250,000 | 3,124 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $327,600 | 5,760 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,088,000 | 3,268 |
Total interest expense | $951,000 | 2,102 |
Net interest income | $1,137,000 | 4,076 |
Provision for loan and lease losses | $23,000 | 4,653 |
Total noninterest income | $338,000 | 2,854 |
Gross Fiduciary activities income | $117,000 | 604 |
Service charges on deposit accounts | $78,000 | 4,175 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $143,000 | 3,020 |
Total noninterest expense | $1,306,000 | 2,972 |
Salaries and employee benefits | $707,000 | 3,009 |
Premises and equipment expense | $160,000 | 3,415 |
Additional noninterest expense | $439,000 | 2,664 |
Pre-tax net operating income | $146,000 | 6,492 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $5,000 | 6,601 |
Income before extraordinary items | $141,000 | 6,154 |
Extraordinary gains, net | $0 | 16 |
Net income | $141,000 | 6,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 2,858 |
Cash dividends | $50,000 | 3,361 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $141,000 | 6,041 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $8,402,000 | 3,298 |
Total interest expense | $4,058,000 | 2,190 |
Net interest income | $4,344,000 | 4,105 |
Provision for loan and lease losses | $92,000 | 5,446 |
Total noninterest income | $1,752,000 | 2,548 |
Gross Fiduciary activities income | $347,000 | 667 |
Service charges on deposit accounts | $400,000 | 3,647 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,005,000 | 2,379 |
Total noninterest expense | $4,927,000 | 3,086 |
Salaries and employee benefits | $2,609,000 | 3,155 |
Premises and equipment expense | $603,000 | 3,501 |
Additional noninterest expense | $1,715,000 | 2,739 |
Pre-tax net operating income | $1,077,000 | 4,978 |
Securities gains (losses) | $145,000 | 1,579 |
Applicable income taxes | $247,000 | 4,600 |
Income before extraordinary items | $975,000 | 4,711 |
Extraordinary gains, net | $0 | 54 |
Net income | $975,000 | 4,712 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,825 |
Cash dividends | $757,000 | 2,802 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $859,000 | 4,898 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $6,268,000 | 3,361 |
Total interest expense | $3,079,000 | 2,239 |
Net interest income | $3,189,000 | 4,199 |
Provision for loan and lease losses | $54,000 | 5,675 |
Total noninterest income | $1,434,000 | 2,429 |
Gross Fiduciary activities income | $276,000 | 653 |
Service charges on deposit accounts | $308,000 | 3,603 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $850,000 | 2,284 |
Total noninterest expense | $3,742,000 | 3,047 |
Salaries and employee benefits | $2,026,000 | 3,058 |
Premises and equipment expense | $446,000 | 3,549 |
Additional noninterest expense | $1,270,000 | 2,746 |
Pre-tax net operating income | $827,000 | 5,043 |
Securities gains (losses) | $145,000 | 1,443 |
Applicable income taxes | $208,000 | 4,592 |
Income before extraordinary items | $764,000 | 4,728 |
Extraordinary gains, net | $0 | 40 |
Net income | $764,000 | 4,729 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 4,467 |
Cash dividends | $207,000 | 3,968 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $649,450 | 5,003 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,182,000 | 3,375 |
Total interest expense | $2,087,000 | 2,269 |
Net interest income | $2,095,000 | 4,253 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $922,000 | 2,488 |
Gross Fiduciary activities income | $202,000 | 636 |
Service charges on deposit accounts | $192,000 | 3,719 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $528,000 | 2,373 |
Total noninterest expense | $2,496,000 | 3,051 |
Salaries and employee benefits | $1,345,000 | 3,066 |
Premises and equipment expense | $296,000 | 3,534 |
Additional noninterest expense | $855,000 | 2,720 |
Pre-tax net operating income | $521,000 | 5,218 |
Securities gains (losses) | $20,000 | 2,610 |
Applicable income taxes | $102,000 | 5,103 |
Income before extraordinary items | $439,000 | 5,155 |
Extraordinary gains, net | $0 | 30 |
Net income | $439,000 | 5,155 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 4,485 |
Cash dividends | $100,000 | 4,223 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $422,800 | 5,060 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,157,000 | 3,311 |
Total interest expense | $1,071,000 | 2,266 |
Net interest income | $1,086,000 | 4,143 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $405,000 | 2,651 |
Gross Fiduciary activities income | $113,000 | 604 |
Service charges on deposit accounts | $89,000 | 3,826 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $203,000 | 2,697 |
Total noninterest expense | $1,253,000 | 3,027 |
Salaries and employee benefits | $657,000 | 3,118 |
Premises and equipment expense | $155,000 | 3,397 |
Additional noninterest expense | $441,000 | 2,617 |
Pre-tax net operating income | $238,000 | 5,416 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $40,000 | 5,397 |
Income before extraordinary items | $198,000 | 5,361 |
Extraordinary gains, net | $0 | 21 |
Net income | $198,000 | 5,360 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 3,542 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $198,000 | 5,169 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $10,675,000 | 2,848 |
Total interest expense | $4,665,000 | 2,380 |
Net interest income | $6,010,000 | 3,134 |
Provision for loan and lease losses | $0 | 8,089 |
Total noninterest income | $1,226,000 | 3,026 |
Gross Fiduciary activities income | $427,000 | 626 |
Service charges on deposit accounts | $378,000 | 3,663 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $421,000 | 3,614 |
Total noninterest expense | $5,185,000 | 2,838 |
Salaries and employee benefits | $2,846,000 | 2,766 |
Premises and equipment expense | $631,000 | 3,260 |
Additional noninterest expense | $1,708,000 | 2,658 |
Pre-tax net operating income | $2,051,000 | 3,365 |
Securities gains (losses) | $152,000 | 1,374 |
Applicable income taxes | $567,000 | 3,206 |
Income before extraordinary items | $1,636,000 | 3,273 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,636,000 | 3,273 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,916 |
Cash dividends | $100,000 | 5,540 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,523,520 | 3,358 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $11,373,000 | 2,976 |
Total interest expense | $5,527,000 | 2,875 |
Net interest income | $5,846,000 | 3,009 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $1,249,000 | 2,850 |
Gross Fiduciary activities income | $421,000 | 646 |
Service charges on deposit accounts | $370,000 | 3,606 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $458,000 | 3,277 |
Total noninterest expense | $5,177,000 | 2,744 |
Salaries and employee benefits | $2,737,000 | 2,729 |
Premises and equipment expense | $619,000 | 3,286 |
Additional noninterest expense | $1,821,000 | 2,443 |
Pre-tax net operating income | $1,918,000 | 3,278 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $434,000 | 3,576 |
Income before extraordinary items | $1,484,000 | 3,248 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,484,000 | 3,253 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 5,963 |
Cash dividends | $920,000 | 2,395 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,484,000 | 3,142 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $12,277,000 | 2,840 |
Total interest expense | $7,036,000 | 2,404 |
Net interest income | $5,241,000 | 3,332 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $1,006,000 | 3,116 |
Gross Fiduciary activities income | $335,000 | 699 |
Service charges on deposit accounts | $357,000 | 3,537 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $314,000 | 3,821 |
Total noninterest expense | $4,500,000 | 2,999 |
Salaries and employee benefits | $2,353,000 | 2,997 |
Premises and equipment expense | $510,000 | 3,732 |
Additional noninterest expense | $1,637,000 | 2,604 |
Pre-tax net operating income | $1,747,000 | 3,641 |
Securities gains (losses) | $-23,000 | 8,808 |
Applicable income taxes | $368,000 | 4,169 |
Income before extraordinary items | $1,356,000 | 3,519 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,356,000 | 3,518 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 9,388 |
Cash dividends | $1,580,000 | 1,601 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,374,170 | 3,467 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $11,517,000 | 2,807 |
Total interest expense | $6,161,000 | 2,388 |
Net interest income | $5,356,000 | 3,236 |
Provision for loan and lease losses | $169,000 | 3,994 |
Total noninterest income | $958,000 | 3,191 |
Gross Fiduciary activities income | $308,000 | 764 |
Service charges on deposit accounts | $367,000 | 3,436 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $283,000 | 4,150 |
Total noninterest expense | $4,311,000 | 3,088 |
Salaries and employee benefits | $2,229,000 | 3,113 |
Premises and equipment expense | $499,000 | 3,772 |
Additional noninterest expense | $1,583,000 | 2,739 |
Pre-tax net operating income | $1,834,000 | 3,557 |
Securities gains (losses) | $-17,000 | 9,494 |
Applicable income taxes | $400,000 | 4,165 |
Income before extraordinary items | $1,417,000 | 3,387 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,417,000 | 3,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,426 |
Cash dividends | $450,000 | 3,697 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,430,260 | 3,331 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $11,307,000 | 2,855 |
Total interest expense | $6,369,000 | 2,365 |
Net interest income | $4,938,000 | 3,437 |
Provision for loan and lease losses | $162,000 | 3,991 |
Total noninterest income | $919,000 | 3,271 |
Gross Fiduciary activities income | $314,000 | 765 |
Service charges on deposit accounts | $349,000 | 3,509 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $256,000 | 4,369 |
Total noninterest expense | $4,317,000 | 3,010 |
Salaries and employee benefits | $2,287,000 | 2,949 |
Premises and equipment expense | $456,000 | 3,965 |
Additional noninterest expense | $1,574,000 | 2,650 |
Pre-tax net operating income | $1,378,000 | 4,449 |
Securities gains (losses) | $69,000 | 1,514 |
Applicable income taxes | $360,000 | 4,695 |
Income before extraordinary items | $1,087,000 | 4,225 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,087,000 | 4,224 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 3,386 |
Cash dividends | $770,000 | 2,669 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,035,250 | 4,292 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $10,060,000 | 3,214 |
Total interest expense | $5,355,000 | 2,797 |
Net interest income | $4,705,000 | 3,689 |
Provision for loan and lease losses | $23,000 | 7,798 |
Total noninterest income | $833,000 | 3,476 |
Gross Fiduciary activities income | $215,000 | 878 |
Service charges on deposit accounts | $317,000 | 3,896 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $301,000 | 3,921 |
Total noninterest expense | $4,016,000 | 3,171 |
Salaries and employee benefits | $2,255,000 | 2,939 |
Premises and equipment expense | $369,000 | 4,719 |
Additional noninterest expense | $1,392,000 | 2,931 |
Pre-tax net operating income | $1,499,000 | 4,503 |
Securities gains (losses) | $3,000 | 3,097 |
Applicable income taxes | $415,000 | 4,767 |
Income before extraordinary items | $1,087,000 | 4,407 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,087,000 | 4,408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 3,830 |
Cash dividends | $854,000 | 2,458 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,084,840 | 4,340 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,051,000 | 4,014 |
Total interest expense | $4,149,000 | 3,583 |
Net interest income | $3,902,000 | 4,419 |
Provision for loan and lease losses | $60,000 | 6,086 |
Total noninterest income | $810,000 | 3,671 |
Gross Fiduciary activities income | $228,000 | 935 |
Service charges on deposit accounts | $261,000 | 4,668 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $321,000 | 3,918 |
Total noninterest expense | $2,846,000 | 4,484 |
Salaries and employee benefits | $1,624,000 | 4,009 |
Premises and equipment expense | $267,000 | 6,002 |
Additional noninterest expense | $955,000 | 4,577 |
Pre-tax net operating income | $1,806,000 | 3,711 |
Securities gains (losses) | $10,000 | 2,493 |
Applicable income taxes | $510,000 | 4,089 |
Income before extraordinary items | $1,306,000 | 3,622 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,306,000 | 3,621 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 4,420 |
Cash dividends | $730,000 | 2,669 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,298,800 | 3,575 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,399,000 | 4,334 |
Total interest expense | $3,723,000 | 3,937 |
Net interest income | $3,676,000 | 4,661 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $840,000 | 3,548 |
Gross Fiduciary activities income | $453,000 | 772 |
Service charges on deposit accounts | $254,000 | 4,891 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $133,000 | 6,332 |
Total noninterest expense | $3,434,000 | 3,813 |
Salaries and employee benefits | $2,078,000 | 3,192 |
Premises and equipment expense | $240,000 | 6,502 |
Additional noninterest expense | $1,116,000 | 3,985 |
Pre-tax net operating income | $1,082,000 | 5,664 |
Securities gains (losses) | $-59,000 | 11,267 |
Applicable income taxes | $241,000 | 6,773 |
Income before extraordinary items | $782,000 | 5,531 |
Extraordinary gains, net | $0 | 65 |
Net income | $782,000 | 5,529 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 3,217 |
Cash dividends | $605,000 | 2,896 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $826,840 | 5,297 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,852,000 | 4,308 |
Total interest expense | $2,901,000 | 4,079 |
Net interest income | $3,951,000 | 4,434 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $731,000 | 3,984 |
Gross Fiduciary activities income | $396,000 | 810 |
Service charges on deposit accounts | $202,000 | 5,828 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $133,000 | 6,595 |
Total noninterest expense | $3,178,000 | 4,198 |
Salaries and employee benefits | $1,720,000 | 3,793 |
Premises and equipment expense | $226,000 | 6,941 |
Additional noninterest expense | $1,232,000 | 3,961 |
Pre-tax net operating income | $1,504,000 | 4,403 |
Securities gains (losses) | $-28,000 | 10,602 |
Applicable income taxes | $392,000 | 4,832 |
Income before extraordinary items | $1,084,000 | 4,226 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,084,000 | 4,227 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 4,158 |
Cash dividends | $3,364,000 | 741 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,104,440 | 4,205 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,312,000 | 4,147 |
Total interest expense | $3,457,000 | 3,628 |
Net interest income | $3,855,000 | 4,549 |
Provision for loan and lease losses | $195,000 | 3,979 |
Total noninterest income | $782,000 | 4,060 |
Gross Fiduciary activities income | $529,000 | 742 |
Service charges on deposit accounts | $121,000 | 7,803 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $132,000 | 6,969 |
Total noninterest expense | $3,154,000 | 4,317 |
Salaries and employee benefits | $1,754,000 | 3,704 |
Premises and equipment expense | $227,000 | 7,148 |
Additional noninterest expense | $1,173,000 | 4,276 |
Pre-tax net operating income | $1,288,000 | 4,898 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $341,000 | 5,603 |
Income before extraordinary items | $947,000 | 4,894 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $947,000 | 5,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $139,000 | 3,836 |
Cash dividends | $635,000 | 2,555 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $947,000 | 4,674 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,300,000 | 4,160 |
Total interest expense | $4,062,000 | 4,016 |
Net interest income | $4,238,000 | 4,219 |
Provision for loan and lease losses | $345,000 | 3,809 |
Total noninterest income | $668,000 | 4,576 |
Gross Fiduciary activities income | $440,000 | 809 |
Service charges on deposit accounts | $102,000 | 8,464 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $126,000 | 7,283 |
Total noninterest expense | $3,002,000 | 4,530 |
Salaries and employee benefits | $1,685,000 | 3,797 |
Premises and equipment expense | $208,000 | 7,656 |
Additional noninterest expense | $1,109,000 | 4,660 |
Pre-tax net operating income | $1,559,000 | 3,910 |
Securities gains (losses) | $70,000 | 3,586 |
Applicable income taxes | $466,000 | 4,232 |
Income before extraordinary items | $1,163,000 | 3,911 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,163,000 | 3,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $334,000 | 3,138 |
Cash dividends | $535,000 | 2,638 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,113,300 | 3,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.