Home > The Citizens National Bank of Paris > Assets and Liabilities
The Citizens National Bank of Paris, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 47 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $214,625,000 | 2,974 |
| Cash and due from depository institutions | $11,027,000 | 3,079 |
| Interest-bearing balances | $7,407,000 | 3,891 |
| Securities | $87,392,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $4,619,000 | 1,447 |
| Net loans & leases | $96,160,000 | 3,627 |
| Loan loss allowance | $6,676,000 | 1,148 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,802,000 | 3,458 |
| Other real estate owned | $3,470,000 | 3,079 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $9,155,000 | 1,962 |
| Life insurance assets | $3,249,000 | 1,855 |
| Total liabilities and capital | $214,625,000 | 2,974 |
| Total liabilities | $195,914,000 | 2,911 |
| Total deposits | $181,346,000 | 2,949 |
| Interest-bearing deposits | $163,603,000 | 2,719 |
| Deposits held in domestic offices | $181,346,000 | 2,948 |
| % insured | 90.37% | 3,630 |
| Federal funds purchased & repurchase agreements | $7,803,000 | 985 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,000,000 | 2,359 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $765,000 | 3,717 |
| Total equity capital | $18,711,000 | 3,413 |
| Total bank equity capital | $18,711,000 | 3,411 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,125,000 | 2,266 |
| Surplus | $10,436,000 | 2,515 |
| Undivided profits | $7,150,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,233,000 | 1,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,192,000 | 2,310 |
| Earning assets | $195,578,000 | 2,969 |
| Long-term assets (5+ years) | $61,245,000 | 2,712 |
| Average Assets, year-to-date | $211,168,500 | 2,977 |
| Average Assets, quarterly | $211,168,500 | 2,977 |
| Volatile liabilities | $16,880,000 | 2,348 |
| Insider loans | $1,112,000 | 3,619 |
| FHLB advances | $6,000,000 | 2,271 |
| Loans and leases held for sale | $317,000 | 1,792 |
| Unused loan commitments | $18,823,000 | 2,722 |
| Tier 1 (core) risk-based capital | $16,817,000 | 3,534 |
| Tier 2 risk-based capital | $1,603,000 | 2,926 |
| Total risk weighted assets | $123,148,000 | 3,204 |
| Total unused commitments | $18,823,000 | 2,722 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 54 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $211,090,000 | 2,976 |
| Cash and due from depository institutions | $3,425,000 | 2,769 |
| Interest-bearing balances | $1,162,000 | 5,676 |
| Securities | $81,932,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $2,320,000 | 1,890 |
| Net loans & leases | $106,547,000 | 3,424 |
| Loan loss allowance | $3,582,000 | 2,019 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,849,000 | 3,439 |
| Other real estate owned | $4,665,000 | 2,769 |
| Goodwill and other intangibles | $507,000 | 1,895 |
| All other assets | $8,845,000 | 2,031 |
| Life insurance assets | $3,220,000 | 1,834 |
| Total liabilities and capital | $211,090,000 | 2,976 |
| Total liabilities | $189,396,000 | 2,966 |
| Total deposits | $169,751,000 | 3,069 |
| Interest-bearing deposits | $154,411,000 | 2,837 |
| Deposits held in domestic offices | $169,751,000 | 3,068 |
| % insured | 93.04% | 2,672 |
| Federal funds purchased & repurchase agreements | $7,909,000 | 997 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $11,000,000 | 1,858 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $736,000 | 3,803 |
| Total equity capital | $21,694,000 | 3,009 |
| Total bank equity capital | $21,694,000 | 3,007 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,125,000 | 2,283 |
| Surplus | $10,436,000 | 2,526 |
| Undivided profits | $10,133,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,247,000 | 1,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,301,000 | 2,232 |
| Earning assets | $191,961,000 | 2,986 |
| Long-term assets (5+ years) | $66,157,000 | 2,170 |
| Average Assets, year-to-date | $213,582,600 | 2,908 |
| Average Assets, quarterly | $214,855,500 | 2,926 |
| Volatile liabilities | $21,029,000 | 2,119 |
| Insider loans | $1,123,000 | 3,655 |
| FHLB advances | $11,000,000 | 1,764 |
| Loans and leases held for sale | $353,000 | 1,529 |
| Unused loan commitments | $15,623,000 | 2,970 |
| Tier 1 (core) risk-based capital | $18,998,000 | 3,187 |
| Tier 2 risk-based capital | $1,656,000 | 2,861 |
| Total risk weighted assets | $130,538,000 | 3,070 |
| Total unused commitments | $15,623,000 | 2,971 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 53 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $218,621,000 | 2,890 |
| Cash and due from depository institutions | $11,296,000 | 2,831 |
| Interest-bearing balances | $8,622,000 | 3,295 |
| Securities | $80,801,000 | 1,693 |
| Federal funds sold & reverse repurchase agreements | $2,984,000 | 1,812 |
| Net loans & leases | $105,577,000 | 3,480 |
| Loan loss allowance | $3,699,000 | 2,004 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,863,000 | 3,459 |
| Other real estate owned | $6,008,000 | 2,831 |
| Goodwill and other intangibles | $507,000 | 1,918 |
| All other assets | $8,585,000 | 2,095 |
| Life insurance assets | $3,190,000 | 1,818 |
| Total liabilities and capital | $218,621,000 | 2,890 |
| Total liabilities | $196,025,000 | 2,877 |
| Total deposits | $173,395,000 | 3,010 |
| Interest-bearing deposits | $158,402,000 | 2,781 |
| Deposits held in domestic offices | $173,395,000 | 3,009 |
| % insured | 90.55% | 3,758 |
| Federal funds purchased & repurchase agreements | $10,729,000 | 871 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,905 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $901,000 | 3,584 |
| Total equity capital | $22,596,000 | 2,917 |
| Total bank equity capital | $22,596,000 | 2,915 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,125,000 | 2,320 |
| Surplus | $10,436,000 | 2,549 |
| Undivided profits | $11,035,000 | 2,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,931,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,395,000 | 2,160 |
| Earning assets | $197,984,000 | 2,912 |
| Long-term assets (5+ years) | $67,376,000 | 2,085 |
| Average Assets, year-to-date | $214,205,750 | 2,909 |
| Average Assets, quarterly | $217,907,000 | 2,878 |
| Volatile liabilities | $25,933,000 | 1,859 |
| Insider loans | $987,000 | 3,920 |
| FHLB advances | $11,000,000 | 1,800 |
| Loans and leases held for sale | $1,562,000 | 919 |
| Unused loan commitments | $15,437,000 | 3,022 |
| Tier 1 (core) risk-based capital | $19,753,000 | 3,098 |
| Tier 2 risk-based capital | $1,635,000 | 2,911 |
| Total risk weighted assets | $128,855,000 | 3,132 |
| Total unused commitments | $15,437,000 | 3,022 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 54 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $217,193,000 | 2,907 |
| Cash and due from depository institutions | $9,100,000 | 2,816 |
| Interest-bearing balances | $4,607,000 | 4,102 |
| Securities | $76,034,000 | 1,783 |
| Federal funds sold & reverse repurchase agreements | $4,910,000 | 1,241 |
| Net loans & leases | $107,958,000 | 3,434 |
| Loan loss allowance | $3,590,000 | 2,052 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,895,000 | 3,453 |
| Other real estate owned | $5,982,000 | 2,816 |
| Goodwill and other intangibles | $507,000 | 1,929 |
| All other assets | $9,807,000 | 1,917 |
| Life insurance assets | $3,160,000 | 1,806 |
| Total liabilities and capital | $217,193,000 | 2,907 |
| Total liabilities | $195,087,000 | 2,896 |
| Total deposits | $172,600,000 | 3,042 |
| Interest-bearing deposits | $158,001,000 | 2,813 |
| Deposits held in domestic offices | $172,600,000 | 3,040 |
| % insured | 89.41% | 4,292 |
| Federal funds purchased & repurchase agreements | $10,632,000 | 895 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,954 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $855,000 | 3,507 |
| Total equity capital | $22,106,000 | 2,921 |
| Total bank equity capital | $22,106,000 | 2,918 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,125,000 | 2,357 |
| Surplus | $10,436,000 | 2,561 |
| Undivided profits | $10,545,000 | 2,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,728,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,146,000 | 2,550 |
| Earning assets | $193,509,000 | 2,970 |
| Long-term assets (5+ years) | $68,640,000 | 2,029 |
| Average Assets, year-to-date | $212,734,000 | 2,940 |
| Average Assets, quarterly | $216,594,000 | 2,914 |
| Volatile liabilities | $25,165,000 | 1,899 |
| Insider loans | $948,000 | 4,001 |
| FHLB advances | $11,000,000 | 1,856 |
| Loans and leases held for sale | $1,930,000 | 630 |
| Unused loan commitments | $17,319,000 | 2,823 |
| Tier 1 (core) risk-based capital | $19,512,000 | 3,100 |
| Tier 2 risk-based capital | $1,680,000 | 2,877 |
| Total risk weighted assets | $132,484,000 | 3,091 |
| Total unused commitments | $17,319,000 | 2,824 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 55 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $215,995,000 | 2,945 |
| Cash and due from depository institutions | $10,422,000 | 2,782 |
| Interest-bearing balances | $8,228,000 | 3,325 |
| Securities | $72,349,000 | 1,847 |
| Federal funds sold & reverse repurchase agreements | $3,674,000 | 1,924 |
| Net loans & leases | $109,626,000 | 3,428 |
| Loan loss allowance | $3,568,000 | 2,086 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,948,000 | 3,454 |
| Other real estate owned | $7,232,000 | 2,782 |
| Goodwill and other intangibles | $507,000 | 1,926 |
| All other assets | $9,237,000 | 2,024 |
| Life insurance assets | $3,129,000 | 1,820 |
| Total liabilities and capital | $215,995,000 | 2,945 |
| Total liabilities | $194,905,000 | 2,919 |
| Total deposits | $171,493,000 | 3,082 |
| Interest-bearing deposits | $156,605,000 | 2,893 |
| Deposits held in domestic offices | $171,493,000 | 3,079 |
| % insured | 90.72% | 3,869 |
| Federal funds purchased & repurchase agreements | $9,634,000 | 963 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,000,000 | 1,792 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $778,000 | 3,631 |
| Total equity capital | $21,090,000 | 3,008 |
| Total bank equity capital | $21,090,000 | 3,006 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,125,000 | 2,386 |
| Surplus | $10,436,000 | 2,573 |
| Undivided profits | $9,529,000 | 2,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,743,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,136,000 | 2,567 |
| Earning assets | $193,877,000 | 2,975 |
| Long-term assets (5+ years) | $64,228,000 | 2,079 |
| Average Assets, year-to-date | $210,504,500 | 2,984 |
| Average Assets, quarterly | $210,504,500 | 2,984 |
| Volatile liabilities | $25,993,000 | 1,904 |
| Insider loans | $1,001,000 | 3,971 |
| FHLB advances | $13,000,000 | 1,698 |
| Loans and leases held for sale | $1,056,000 | 748 |
| Unused loan commitments | $18,569,000 | 2,733 |
| Tier 1 (core) risk-based capital | $19,299,000 | 3,140 |
| Tier 2 risk-based capital | $1,709,000 | 2,854 |
| Total risk weighted assets | $134,844,000 | 3,071 |
| Total unused commitments | $18,569,000 | 2,737 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 53 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $205,014,000 | 3,076 |
| Cash and due from depository institutions | $15,079,000 | 2,892 |
| Interest-bearing balances | $12,780,000 | 2,356 |
| Securities | $50,300,000 | 2,411 |
| Federal funds sold & reverse repurchase agreements | $4,494,000 | 1,585 |
| Net loans & leases | $114,751,000 | 3,374 |
| Loan loss allowance | $3,566,000 | 2,083 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,998,000 | 3,448 |
| Other real estate owned | $7,274,000 | 2,892 |
| Goodwill and other intangibles | $507,000 | 1,929 |
| All other assets | $9,611,000 | 2,001 |
| Life insurance assets | $3,098,000 | 1,818 |
| Total liabilities and capital | $205,013,000 | 3,076 |
| Total liabilities | $184,044,000 | 3,073 |
| Total deposits | $163,597,000 | 3,197 |
| Interest-bearing deposits | $150,463,000 | 2,993 |
| Deposits held in domestic offices | $163,597,000 | 3,194 |
| % insured | 88.61% | 4,505 |
| Federal funds purchased & repurchase agreements | $6,685,000 | 1,169 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,000,000 | 1,953 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $762,000 | 3,731 |
| Total equity capital | $20,969,000 | 3,016 |
| Total bank equity capital | $20,969,000 | 3,015 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,125,000 | 2,418 |
| Surplus | $10,436,000 | 2,573 |
| Undivided profits | $9,408,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,726,000 | 1,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,307,000 | 2,324 |
| Earning assets | $182,325,000 | 3,126 |
| Long-term assets (5+ years) | $48,373,000 | 2,510 |
| Average Assets, year-to-date | $218,406,200 | 2,891 |
| Average Assets, quarterly | $205,973,000 | 3,044 |
| Volatile liabilities | $36,557,000 | 3,264 |
| Insider loans | $1,003,000 | 4,027 |
| FHLB advances | $13,000,000 | 1,850 |
| Loans and leases held for sale | $2,438,000 | 848 |
| Unused loan commitments | $16,382,000 | 2,909 |
| Tier 1 (core) risk-based capital | $20,324,000 | 2,983 |
| Tier 2 risk-based capital | $1,721,000 | 2,858 |
| Total risk weighted assets | $136,743,000 | 3,089 |
| Total unused commitments | $16,382,000 | 2,909 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 53 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $206,932,000 | 3,078 |
| Cash and due from depository institutions | $14,866,000 | 2,913 |
| Interest-bearing balances | $7,170,000 | 3,328 |
| Securities | $49,966,000 | 2,369 |
| Federal funds sold & reverse repurchase agreements | $2,942,000 | 2,183 |
| Net loans & leases | $120,628,000 | 3,308 |
| Loan loss allowance | $4,041,000 | 1,904 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,049,000 | 3,452 |
| Other real estate owned | $5,513,000 | 2,913 |
| Goodwill and other intangibles | $507,000 | 1,934 |
| All other assets | $9,461,000 | 2,047 |
| Life insurance assets | $3,066,000 | 1,819 |
| Total liabilities and capital | $206,932,000 | 3,078 |
| Total liabilities | $184,851,000 | 3,100 |
| Total deposits | $162,397,000 | 3,218 |
| Interest-bearing deposits | $150,033,000 | 3,019 |
| Deposits held in domestic offices | $162,397,000 | 3,215 |
| % insured | 87.62% | 4,329 |
| Federal funds purchased & repurchase agreements | $8,743,000 | 1,044 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,000,000 | 2,067 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $711,000 | 4,240 |
| Total equity capital | $22,081,000 | 2,963 |
| Total bank equity capital | $22,081,000 | 2,961 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,125,000 | 2,464 |
| Surplus | $10,436,000 | 2,572 |
| Undivided profits | $10,520,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,244,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,488,000 | 2,193 |
| Earning assets | $180,706,000 | 3,175 |
| Long-term assets (5+ years) | $48,583,000 | 2,457 |
| Average Assets, year-to-date | $221,754,250 | 2,885 |
| Average Assets, quarterly | $200,387,000 | 3,160 |
| Volatile liabilities | $37,704,000 | 3,261 |
| Insider loans | $1,078,000 | 3,971 |
| FHLB advances | $13,000,000 | 1,964 |
| Loans and leases held for sale | $4,160,000 | 652 |
| Unused loan commitments | $18,102,000 | 2,797 |
| Tier 1 (core) risk-based capital | $20,569,000 | 3,001 |
| Tier 2 risk-based capital | $1,777,000 | 2,828 |
| Total risk weighted assets | $140,417,000 | 3,070 |
| Total unused commitments | $18,102,000 | 2,799 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 56 | 2,793 |
| Assets and Liabilities | ||
| Total Assets: | $193,842,000 | 3,260 |
| Cash and due from depository institutions | $6,420,000 | 2,793 |
| Interest-bearing balances | $33,000 | 6,894 |
| Securities | $44,010,000 | 2,649 |
| Federal funds sold & reverse repurchase agreements | $416,000 | 3,902 |
| Net loans & leases | $128,334,000 | 3,187 |
| Loan loss allowance | $4,631,000 | 1,700 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,043,000 | 3,486 |
| Other real estate owned | $339,000 | 2,793 |
| Goodwill and other intangibles | $507,000 | 1,945 |
| All other assets | $10,773,000 | 1,881 |
| Life insurance assets | $3,034,000 | 1,830 |
| Total liabilities and capital | $193,842,000 | 3,260 |
| Total liabilities | $172,127,000 | 3,266 |
| Total deposits | $150,816,000 | 3,441 |
| Interest-bearing deposits | $137,256,000 | 3,263 |
| Deposits held in domestic offices | $150,816,000 | 3,440 |
| % insured | 93.49% | 2,216 |
| Federal funds purchased & repurchase agreements | $7,497,000 | 1,104 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,000,000 | 2,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $814,000 | 3,844 |
| Total equity capital | $21,715,000 | 2,982 |
| Total bank equity capital | $21,715,000 | 2,982 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,125,000 | 2,491 |
| Surplus | $10,436,000 | 2,573 |
| Undivided profits | $10,154,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,129,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,303,000 | 2,430 |
| Earning assets | $172,793,000 | 3,317 |
| Long-term assets (5+ years) | $46,004,000 | 2,563 |
| Average Assets, year-to-date | $226,695,000 | 2,849 |
| Average Assets, quarterly | $220,017,500 | 2,947 |
| Volatile liabilities | $33,835,000 | 3,594 |
| Insider loans | $1,091,000 | 3,998 |
| FHLB advances | $13,000,000 | 2,050 |
| Loans and leases held for sale | $6,828,000 | 380 |
| Unused loan commitments | $14,387,000 | 3,263 |
| Tier 1 (core) risk-based capital | $20,356,000 | 3,015 |
| Tier 2 risk-based capital | $1,793,000 | 2,825 |
| Total risk weighted assets | $140,650,000 | 3,097 |
| Total unused commitments | $14,387,000 | 3,269 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 61 | 2,613 |
| Assets and Liabilities | ||
| Total Assets: | $246,193,000 | 2,702 |
| Cash and due from depository institutions | $8,232,000 | 2,613 |
| Interest-bearing balances | $825,000 | 5,521 |
| Securities | $77,763,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 4,627 |
| Net loans & leases | $143,607,000 | 2,951 |
| Loan loss allowance | $4,548,000 | 1,748 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,896,000 | 3,008 |
| Other real estate owned | $210,000 | 2,613 |
| Goodwill and other intangibles | $507,000 | 1,957 |
| All other assets | $11,913,000 | 1,783 |
| Life insurance assets | $3,002,000 | 1,849 |
| Total liabilities and capital | $246,193,000 | 2,702 |
| Total liabilities | $225,382,000 | 2,652 |
| Total deposits | $199,540,000 | 2,758 |
| Interest-bearing deposits | $185,654,000 | 2,562 |
| Deposits held in domestic offices | $199,540,000 | 2,756 |
| % insured | 94.47% | 1,928 |
| Federal funds purchased & repurchase agreements | $9,996,000 | 1,006 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $846,000 | 3,758 |
| Total equity capital | $20,811,000 | 3,111 |
| Total bank equity capital | $20,811,000 | 3,110 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,125,000 | 2,540 |
| Surplus | $10,436,000 | 2,608 |
| Undivided profits | $9,250,000 | 3,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $15,379,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,682,000 | 1,924 |
| Earning assets | $222,260,000 | 2,718 |
| Long-term assets (5+ years) | $75,806,000 | 1,731 |
| Average Assets, year-to-date | $243,121,500 | 2,731 |
| Average Assets, quarterly | $243,121,500 | 2,731 |
| Volatile liabilities | $39,765,000 | 3,269 |
| Insider loans | $1,188,000 | 3,933 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $3,532,000 | 462 |
| Unused loan commitments | $22,156,000 | 2,570 |
| Tier 1 (core) risk-based capital | $19,817,000 | 3,122 |
| Tier 2 risk-based capital | $2,095,000 | 2,550 |
| Total risk weighted assets | $166,881,000 | 2,744 |
| Total unused commitments | $22,156,000 | 2,574 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 59 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $240,050,000 | 2,775 |
| Cash and due from depository institutions | $7,746,000 | 2,726 |
| Interest-bearing balances | $66,000 | 6,667 |
| Securities | $68,285,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $147,214,000 | 2,949 |
| Loan loss allowance | $4,998,000 | 1,618 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,956,000 | 3,022 |
| Other real estate owned | $25,000 | 2,726 |
| Goodwill and other intangibles | $507,000 | 1,971 |
| All other assets | $12,317,000 | 1,784 |
| Life insurance assets | $2,971,000 | 1,863 |
| Total liabilities and capital | $240,050,000 | 2,775 |
| Total liabilities | $220,002,000 | 2,719 |
| Total deposits | $191,141,000 | 2,865 |
| Interest-bearing deposits | $175,525,000 | 2,695 |
| Deposits held in domestic offices | $191,141,000 | 2,863 |
| % insured | 92.92% | 2,594 |
| Federal funds purchased & repurchase agreements | $12,969,000 | 908 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $892,000 | 3,655 |
| Total equity capital | $20,048,000 | 3,189 |
| Total bank equity capital | $20,048,000 | 3,189 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,125,000 | 2,577 |
| Surplus | $9,596,000 | 2,774 |
| Undivided profits | $9,327,000 | 3,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,858,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,085,000 | 1,614 |
| Earning assets | $215,565,000 | 2,817 |
| Long-term assets (5+ years) | $68,012,000 | 1,868 |
| Average Assets, year-to-date | $244,504,000 | 2,667 |
| Average Assets, quarterly | $244,485,500 | 2,708 |
| Volatile liabilities | $39,594,000 | 3,287 |
| Insider loans | $1,197,000 | 3,961 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $3,742,000 | 510 |
| Unused loan commitments | $19,228,000 | 2,823 |
| Tier 1 (core) risk-based capital | $19,184,000 | 3,176 |
| Tier 2 risk-based capital | $2,196,000 | 2,467 |
| Total risk weighted assets | $173,212,000 | 2,710 |
| Total unused commitments | $19,228,000 | 2,823 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 64 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $248,921,000 | 2,674 |
| Cash and due from depository institutions | $14,083,000 | 2,552 |
| Interest-bearing balances | $1,964,000 | 4,341 |
| Securities | $69,953,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 4,264 |
| Net loans & leases | $150,615,000 | 2,922 |
| Loan loss allowance | $4,749,000 | 1,625 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,033,000 | 2,989 |
| Other real estate owned | $180,000 | 2,552 |
| Goodwill and other intangibles | $507,000 | 2,029 |
| All other assets | $9,155,000 | 2,003 |
| Life insurance assets | $2,939,000 | 1,865 |
| Total liabilities and capital | $248,921,000 | 2,674 |
| Total liabilities | $226,305,000 | 2,648 |
| Total deposits | $197,432,000 | 2,754 |
| Interest-bearing deposits | $182,361,000 | 2,591 |
| Deposits held in domestic offices | $197,432,000 | 2,751 |
| % insured | 98.43% | 592 |
| Federal funds purchased & repurchase agreements | $12,824,000 | 943 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,049,000 | 3,665 |
| Total equity capital | $22,616,000 | 2,954 |
| Total bank equity capital | $22,616,000 | 2,953 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,125,000 | 2,607 |
| Surplus | $8,996,000 | 2,908 |
| Undivided profits | $12,495,000 | 2,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,356,000 | 859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,312,000 | 1,540 |
| Earning assets | $222,927,000 | 2,744 |
| Long-term assets (5+ years) | $65,639,000 | 1,907 |
| Average Assets, year-to-date | $245,617,500 | 2,666 |
| Average Assets, quarterly | $245,464,000 | 2,701 |
| Volatile liabilities | $38,617,000 | 3,382 |
| Insider loans | $1,151,000 | 4,027 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $3,346,000 | 497 |
| Unused loan commitments | $21,234,000 | 2,742 |
| Tier 1 (core) risk-based capital | $21,219,000 | 2,958 |
| Tier 2 risk-based capital | $2,185,000 | 2,472 |
| Total risk weighted assets | $172,434,000 | 2,741 |
| Total unused commitments | $21,234,000 | 2,744 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $242,007,000 | 2,754 |
| Cash and due from depository institutions | $7,748,000 | 2,382 |
| Interest-bearing balances | $120,000 | 6,208 |
| Securities | $62,940,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 4,856 |
| Net loans & leases | $157,298,000 | 2,835 |
| Loan loss allowance | $5,215,000 | 1,445 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,037,000 | 3,034 |
| Other real estate owned | $340,000 | 2,382 |
| Goodwill and other intangibles | $507,000 | 2,040 |
| All other assets | $8,977,000 | 2,071 |
| Life insurance assets | $2,906,000 | 1,885 |
| Total liabilities and capital | $242,007,000 | 2,754 |
| Total liabilities | $221,162,000 | 2,704 |
| Total deposits | $193,665,000 | 2,787 |
| Interest-bearing deposits | $178,850,000 | 2,624 |
| Deposits held in domestic offices | $193,665,000 | 2,785 |
| % insured | 79.45% | 3,885 |
| Federal funds purchased & repurchase agreements | $11,577,000 | 999 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $920,000 | 3,987 |
| Total equity capital | $20,845,000 | 3,135 |
| Total bank equity capital | $20,845,000 | 3,134 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,125,000 | 2,647 |
| Surplus | $8,996,000 | 2,919 |
| Undivided profits | $10,724,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $19,974,000 | 827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,868,000 | 1,873 |
| Earning assets | $220,518,000 | 2,766 |
| Long-term assets (5+ years) | $67,329,000 | 1,857 |
| Average Assets, year-to-date | $244,516,330 | 2,707 |
| Average Assets, quarterly | $244,079,000 | 2,723 |
| Volatile liabilities | $36,819,000 | 3,481 |
| Insider loans | $1,162,000 | 4,054 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $12,515,000 | 316 |
| Unused loan commitments | $25,839,000 | 2,469 |
| Tier 1 (core) risk-based capital | $19,956,000 | 3,146 |
| Tier 2 risk-based capital | $2,200,000 | 2,445 |
| Total risk weighted assets | $174,158,000 | 2,736 |
| Total unused commitments | $25,839,000 | 2,473 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 67 | 2,487 |
| Assets and Liabilities | ||
| Total Assets: | $246,151,000 | 2,713 |
| Cash and due from depository institutions | $10,992,000 | 2,487 |
| Interest-bearing balances | $305,000 | 5,313 |
| Securities | $67,742,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $44,000 | 5,443 |
| Net loans & leases | $155,104,000 | 2,896 |
| Loan loss allowance | $3,167,000 | 2,074 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,364,000 | 3,452 |
| Other real estate owned | $228,000 | 2,487 |
| Goodwill and other intangibles | $507,000 | 2,051 |
| All other assets | $8,170,000 | 2,210 |
| Life insurance assets | $2,876,000 | 1,896 |
| Total liabilities and capital | $246,151,000 | 2,713 |
| Total liabilities | $225,109,000 | 2,668 |
| Total deposits | $194,596,000 | 2,772 |
| Interest-bearing deposits | $176,364,000 | 2,656 |
| Deposits held in domestic offices | $194,596,000 | 2,770 |
| % insured | 77.94% | 4,354 |
| Federal funds purchased & repurchase agreements | $11,673,000 | 1,008 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $18,000,000 | 2,189 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $840,000 | 4,108 |
| Total equity capital | $21,042,000 | 3,134 |
| Total bank equity capital | $21,042,000 | 3,134 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,125,000 | 2,663 |
| Surplus | $7,596,000 | 3,230 |
| Undivided profits | $12,321,000 | 2,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,297,000 | 3,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,366,000 | 1,481 |
| Earning assets | $223,195,000 | 2,747 |
| Long-term assets (5+ years) | $62,506,000 | 1,960 |
| Average Assets, year-to-date | $245,771,000 | 2,699 |
| Average Assets, quarterly | $245,771,000 | 2,699 |
| Volatile liabilities | $39,748,000 | 3,280 |
| Insider loans | $1,066,000 | 4,239 |
| FHLB advances | $18,000,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $23,657,000 | 2,750 |
| Tier 1 (core) risk-based capital | $20,036,000 | 3,142 |
| Tier 2 risk-based capital | $2,216,000 | 2,425 |
| Total risk weighted assets | $176,368,000 | 2,739 |
| Total unused commitments | $23,657,000 | 2,754 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 59 | 2,836 |
| Assets and Liabilities | ||
| Total Assets: | $245,391,000 | 2,693 |
| Cash and due from depository institutions | $9,579,000 | 2,836 |
| Interest-bearing balances | $382,000 | 4,595 |
| Securities | $58,785,000 | 2,005 |
| Federal funds sold & reverse repurchase agreements | $5,884,000 | 1,649 |
| Net loans & leases | $158,772,000 | 2,848 |
| Loan loss allowance | $2,201,000 | 2,700 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,010,000 | 3,723 |
| Other real estate owned | $60,000 | 2,836 |
| Goodwill and other intangibles | $507,000 | 2,055 |
| All other assets | $8,794,000 | 2,110 |
| Life insurance assets | $2,844,000 | 1,919 |
| Total liabilities and capital | $245,391,000 | 2,693 |
| Total liabilities | $224,267,000 | 2,664 |
| Total deposits | $195,106,000 | 2,708 |
| Interest-bearing deposits | $181,256,000 | 2,541 |
| Deposits held in domestic offices | $195,106,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,207,000 | 1,101 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,500,000 | 2,569 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,454,000 | 2,912 |
| Total equity capital | $21,124,000 | 3,093 |
| Total bank equity capital | $21,124,000 | 3,093 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,125,000 | 2,678 |
| Surplus | $7,596,000 | 3,219 |
| Undivided profits | $12,403,000 | 2,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,096,000 | 4,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,073,000 | 1,148 |
| Earning assets | $223,823,000 | 2,715 |
| Long-term assets (5+ years) | $50,702,000 | 2,273 |
| Average Assets, year-to-date | $229,180,200 | 2,773 |
| Average Assets, quarterly | $240,245,000 | 2,717 |
| Volatile liabilities | $42,199,000 | 3,094 |
| Insider loans | $1,075,000 | 4,276 |
| FHLB advances | $15,500,000 | 2,447 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $20,097,000 | 3,058 |
| Tier 1 (core) risk-based capital | $20,211,000 | 3,090 |
| Tier 2 risk-based capital | $2,201,000 | 2,397 |
| Total risk weighted assets | $179,981,000 | 2,673 |
| Total unused commitments | $20,097,000 | 3,058 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 61 | 2,780 |
| Assets and Liabilities | ||
| Total Assets: | $235,099,000 | 2,786 |
| Cash and due from depository institutions | $6,330,000 | 2,780 |
| Interest-bearing balances | $31,000 | 6,005 |
| Securities | $52,284,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 4,068 |
| Net loans & leases | $162,403,000 | 2,790 |
| Loan loss allowance | $1,889,000 | 2,835 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,896,000 | 3,798 |
| Other real estate owned | $301,000 | 2,780 |
| Goodwill and other intangibles | $507,000 | 2,108 |
| All other assets | $8,818,000 | 2,103 |
| Life insurance assets | $2,812,000 | 1,914 |
| Total liabilities and capital | $235,099,000 | 2,786 |
| Total liabilities | $214,263,000 | 2,745 |
| Total deposits | $181,743,000 | 2,871 |
| Interest-bearing deposits | $168,982,000 | 2,669 |
| Deposits held in domestic offices | $181,743,000 | 2,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,949,000 | 1,097 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $18,500,000 | 2,324 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,071,000 | 3,698 |
| Total equity capital | $20,836,000 | 3,137 |
| Total bank equity capital | $20,836,000 | 3,137 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,125,000 | 2,700 |
| Surplus | $7,596,000 | 3,212 |
| Undivided profits | $12,115,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 3,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,904,000 | 1,316 |
| Earning assets | $216,278,000 | 2,755 |
| Long-term assets (5+ years) | $52,631,000 | 2,171 |
| Average Assets, year-to-date | $225,127,500 | 2,838 |
| Average Assets, quarterly | $228,493,500 | 2,837 |
| Volatile liabilities | $46,304,000 | 2,829 |
| Insider loans | $1,177,000 | 4,123 |
| FHLB advances | $18,500,000 | 2,221 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,025,000 | 2,879 |
| Tier 1 (core) risk-based capital | $20,606,000 | 3,077 |
| Tier 2 risk-based capital | $1,889,000 | 2,647 |
| Total risk weighted assets | $180,226,000 | 2,678 |
| Total unused commitments | $24,025,000 | 2,881 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $221,888,000 | 2,926 |
| Cash and due from depository institutions | $7,271,000 | 2,759 |
| Interest-bearing balances | $21,000 | 6,164 |
| Securities | $51,041,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $1,376,000 | 4,340 |
| Net loans & leases | $151,523,000 | 2,942 |
| Loan loss allowance | $1,762,000 | 2,924 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,497,000 | 4,109 |
| Other real estate owned | $366,000 | 2,759 |
| Goodwill and other intangibles | $507,000 | 2,124 |
| All other assets | $7,307,000 | 2,366 |
| Life insurance assets | $2,281,000 | 2,169 |
| Total liabilities and capital | $221,888,000 | 2,926 |
| Total liabilities | $201,855,000 | 2,891 |
| Total deposits | $168,810,000 | 3,062 |
| Interest-bearing deposits | $154,882,000 | 2,881 |
| Deposits held in domestic offices | $168,810,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,065,000 | 989 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $980,000 | 3,887 |
| Total equity capital | $20,033,000 | 3,268 |
| Total bank equity capital | $20,033,000 | 3,268 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,125,000 | 2,723 |
| Surplus | $7,596,000 | 3,194 |
| Undivided profits | $11,312,000 | 2,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 4,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 843 |
| Income earned, not collected on loans | $2,140,000 | 1,755 |
| Earning assets | $203,961,000 | 2,917 |
| Long-term assets (5+ years) | $51,799,000 | 2,178 |
| Average Assets, year-to-date | $221,803,670 | 2,869 |
| Average Assets, quarterly | $221,048,000 | 2,917 |
| Volatile liabilities | $49,456,000 | 2,684 |
| Insider loans | $1,402,000 | 3,809 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,781,000 | 2,807 |
| Tier 1 (core) risk-based capital | $20,020,000 | 3,179 |
| Tier 2 risk-based capital | $1,762,000 | 2,740 |
| Total risk weighted assets | $169,473,000 | 2,815 |
| Total unused commitments | $25,781,000 | 2,807 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 60 | 2,850 |
| Assets and Liabilities | ||
| Total Assets: | $220,208,000 | 2,919 |
| Cash and due from depository institutions | $7,345,000 | 2,850 |
| Interest-bearing balances | $14,000 | 6,292 |
| Securities | $54,532,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $368,000 | 6,246 |
| Net loans & leases | $147,301,000 | 2,965 |
| Loan loss allowance | $1,659,000 | 2,985 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,480,000 | 4,119 |
| Other real estate owned | $385,000 | 2,850 |
| Goodwill and other intangibles | $507,000 | 2,123 |
| All other assets | $7,290,000 | 2,318 |
| Life insurance assets | $2,257,000 | 2,175 |
| Total liabilities and capital | $220,208,000 | 2,919 |
| Total liabilities | $199,661,000 | 2,883 |
| Total deposits | $168,783,000 | 3,068 |
| Interest-bearing deposits | $155,698,000 | 2,849 |
| Deposits held in domestic offices | $168,783,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,256,000 | 974 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,000,000 | 2,537 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,622,000 | 2,911 |
| Total equity capital | $20,547,000 | 3,271 |
| Total bank equity capital | $20,547,000 | 3,271 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,125,000 | 2,730 |
| Surplus | $7,596,000 | 3,172 |
| Undivided profits | $11,826,000 | 2,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 3,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,168,000 | 1,776 |
| Earning assets | $202,215,000 | 2,923 |
| Long-term assets (5+ years) | $45,780,000 | 2,306 |
| Average Assets, year-to-date | $221,761,500 | 2,858 |
| Average Assets, quarterly | $221,761,500 | 2,858 |
| Volatile liabilities | $50,722,000 | 2,584 |
| Insider loans | $1,163,000 | 4,098 |
| FHLB advances | $13,000,000 | 2,442 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $25,655,000 | 2,872 |
| Tier 1 (core) risk-based capital | $19,649,000 | 3,237 |
| Tier 2 risk-based capital | $1,659,000 | 2,840 |
| Total risk weighted assets | $166,179,000 | 2,822 |
| Total unused commitments | $25,655,000 | 2,874 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 57 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $223,315,000 | 2,824 |
| Cash and due from depository institutions | $6,085,000 | 2,997 |
| Interest-bearing balances | $12,000 | 6,185 |
| Securities | $54,047,000 | 2,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $151,631,000 | 2,874 |
| Loan loss allowance | $1,687,000 | 2,893 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,522,000 | 4,074 |
| Other real estate owned | $421,000 | 2,997 |
| Goodwill and other intangibles | $507,000 | 2,124 |
| All other assets | $8,102,000 | 2,156 |
| Life insurance assets | $2,233,000 | 2,179 |
| Total liabilities and capital | $223,315,000 | 2,824 |
| Total liabilities | $203,828,000 | 2,784 |
| Total deposits | $167,845,000 | 3,038 |
| Interest-bearing deposits | $154,366,000 | 2,838 |
| Deposits held in domestic offices | $167,845,000 | 3,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,736,000 | 969 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,991 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,247,000 | 3,476 |
| Total equity capital | $19,487,000 | 3,374 |
| Total bank equity capital | $19,487,000 | 3,374 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,125,000 | 2,731 |
| Surplus | $7,596,000 | 3,145 |
| Undivided profits | $10,766,000 | 2,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 4,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,074,000 | 1,330 |
| Earning assets | $205,690,000 | 2,809 |
| Long-term assets (5+ years) | $37,002,000 | 2,487 |
| Average Assets, year-to-date | $212,247,800 | 2,872 |
| Average Assets, quarterly | $221,570,000 | 2,825 |
| Volatile liabilities | $60,961,000 | 2,218 |
| Insider loans | $1,316,000 | 3,868 |
| FHLB advances | $18,000,000 | 1,893 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,151,000 | 2,704 |
| Tier 1 (core) risk-based capital | $19,105,000 | 3,292 |
| Tier 2 risk-based capital | $1,687,000 | 2,773 |
| Total risk weighted assets | $172,403,000 | 2,689 |
| Total unused commitments | $28,151,000 | 2,705 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $219,825,000 | 2,828 |
| Cash and due from depository institutions | $9,186,000 | 2,985 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $53,789,000 | 2,145 |
| Federal funds sold & reverse repurchase agreements | $465,000 | 5,558 |
| Net loans & leases | $145,128,000 | 2,929 |
| Loan loss allowance | $1,614,000 | 2,979 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,552,000 | 4,012 |
| Other real estate owned | $145,000 | 2,985 |
| Goodwill and other intangibles | $510,000 | 2,112 |
| All other assets | $8,050,000 | 2,134 |
| Life insurance assets | $2,209,000 | 2,149 |
| Total liabilities and capital | $219,825,000 | 2,828 |
| Total liabilities | $200,321,000 | 2,776 |
| Total deposits | $168,070,000 | 3,002 |
| Interest-bearing deposits | $153,850,000 | 2,821 |
| Deposits held in domestic offices | $168,070,000 | 2,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,009,000 | 1,075 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,870 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,242,000 | 3,554 |
| Total equity capital | $19,504,000 | 3,349 |
| Total bank equity capital | $19,504,000 | 3,349 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,125,000 | 2,708 |
| Surplus | $7,596,000 | 3,091 |
| Undivided profits | $10,783,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,010,000 | 1,447 |
| Earning assets | $199,395,000 | 2,856 |
| Long-term assets (5+ years) | $38,704,000 | 2,323 |
| Average Assets, year-to-date | $209,481,000 | 2,912 |
| Average Assets, quarterly | $212,842,000 | 2,902 |
| Volatile liabilities | $61,312,000 | 2,149 |
| Insider loans | $1,301,000 | 3,834 |
| FHLB advances | $18,000,000 | 1,773 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $30,308,000 | 2,604 |
| Tier 1 (core) risk-based capital | $19,374,000 | 3,247 |
| Tier 2 risk-based capital | $1,614,000 | 2,871 |
| Total risk weighted assets | $165,227,000 | 2,750 |
| Total unused commitments | $30,308,000 | 2,604 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 59 | 2,937 |
| Assets and Liabilities | ||
| Total Assets: | $205,859,000 | 3,010 |
| Cash and due from depository institutions | $7,062,000 | 2,937 |
| Interest-bearing balances | $48,000 | 5,417 |
| Securities | $55,526,000 | 2,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $132,609,000 | 3,156 |
| Loan loss allowance | $1,423,000 | 3,295 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,554,000 | 3,996 |
| Other real estate owned | $160,000 | 2,937 |
| Goodwill and other intangibles | $513,000 | 2,129 |
| All other assets | $7,435,000 | 2,273 |
| Life insurance assets | $2,186,000 | 2,161 |
| Total liabilities and capital | $205,859,000 | 3,010 |
| Total liabilities | $187,039,000 | 2,977 |
| Total deposits | $153,094,000 | 3,263 |
| Interest-bearing deposits | $140,228,000 | 3,069 |
| Deposits held in domestic offices | $153,094,000 | 3,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,954,000 | 976 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,000,000 | 1,799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $991,000 | 3,899 |
| Total equity capital | $18,820,000 | 3,410 |
| Total bank equity capital | $18,820,000 | 3,410 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,125,000 | 2,709 |
| Surplus | $7,596,000 | 3,080 |
| Undivided profits | $10,099,000 | 3,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,222,000 | 1,880 |
| Earning assets | $188,183,000 | 3,008 |
| Long-term assets (5+ years) | $38,353,000 | 2,304 |
| Average Assets, year-to-date | $206,033,000 | 2,976 |
| Average Assets, quarterly | $205,077,000 | 3,013 |
| Volatile liabilities | $42,431,000 | 2,893 |
| Insider loans | $1,311,000 | 3,799 |
| FHLB advances | $18,000,000 | 1,696 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $30,811,000 | 2,606 |
| Tier 1 (core) risk-based capital | $19,212,000 | 3,256 |
| Tier 2 risk-based capital | $1,423,000 | 3,165 |
| Total risk weighted assets | $153,899,000 | 2,924 |
| Total unused commitments | $30,811,000 | 2,606 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $204,295,000 | 3,035 |
| Cash and due from depository institutions | $7,989,000 | 2,913 |
| Interest-bearing balances | $50,000 | 5,436 |
| Securities | $60,727,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $125,362,000 | 3,259 |
| Loan loss allowance | $1,347,000 | 3,413 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,609,000 | 3,899 |
| Other real estate owned | $172,000 | 2,913 |
| Goodwill and other intangibles | $515,000 | 2,129 |
| All other assets | $6,921,000 | 2,351 |
| Life insurance assets | $2,162,000 | 2,167 |
| Total liabilities and capital | $204,295,000 | 3,035 |
| Total liabilities | $184,875,000 | 2,999 |
| Total deposits | $155,998,000 | 3,230 |
| Interest-bearing deposits | $141,658,000 | 3,036 |
| Deposits held in domestic offices | $155,998,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,867,000 | 973 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,000,000 | 2,026 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,010,000 | 3,882 |
| Total equity capital | $19,420,000 | 3,323 |
| Total bank equity capital | $19,420,000 | 3,323 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,125,000 | 2,702 |
| Surplus | $7,596,000 | 3,028 |
| Undivided profits | $10,699,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,950,000 | 2,091 |
| Earning assets | $186,139,000 | 3,046 |
| Long-term assets (5+ years) | $38,013,000 | 2,281 |
| Average Assets, year-to-date | $206,120,000 | 2,998 |
| Average Assets, quarterly | $206,120,000 | 2,998 |
| Volatile liabilities | $40,652,000 | 2,929 |
| Insider loans | $1,329,000 | 3,736 |
| FHLB advances | $14,000,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $28,070,000 | 2,763 |
| Tier 1 (core) risk-based capital | $19,373,000 | 3,210 |
| Tier 2 risk-based capital | $1,347,000 | 3,268 |
| Total risk weighted assets | $148,509,000 | 2,981 |
| Total unused commitments | $28,070,000 | 2,764 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $207,945,000 | 2,980 |
| Cash and due from depository institutions | $7,432,000 | 2,973 |
| Interest-bearing balances | $126,000 | 4,484 |
| Securities | $62,986,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $2,946,000 | 3,839 |
| Net loans & leases | $123,450,000 | 3,296 |
| Loan loss allowance | $1,310,000 | 3,464 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,657,000 | 3,816 |
| Other real estate owned | $270,000 | 2,973 |
| Goodwill and other intangibles | $517,000 | 2,124 |
| All other assets | $7,687,000 | 2,155 |
| Life insurance assets | $2,139,000 | 2,144 |
| Total liabilities and capital | $207,945,000 | 2,980 |
| Total liabilities | $189,053,000 | 2,932 |
| Total deposits | $153,630,000 | 3,225 |
| Interest-bearing deposits | $141,234,000 | 3,003 |
| Deposits held in domestic offices | $153,630,000 | 3,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,396,000 | 1,078 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,000,000 | 1,591 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,027,000 | 3,790 |
| Total equity capital | $18,892,000 | 3,337 |
| Total bank equity capital | $18,892,000 | 3,337 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,125,000 | 2,700 |
| Surplus | $7,596,000 | 2,978 |
| Undivided profits | $10,171,000 | 3,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,750,000 | 1,463 |
| Earning assets | $189,508,000 | 2,973 |
| Long-term assets (5+ years) | $34,706,000 | 2,395 |
| Average Assets, year-to-date | $205,296,800 | 2,900 |
| Average Assets, quarterly | $205,676,000 | 2,971 |
| Volatile liabilities | $42,563,000 | 2,979 |
| Insider loans | $1,325,000 | 3,734 |
| FHLB advances | $22,000,000 | 1,504 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $30,897,000 | 2,563 |
| Tier 1 (core) risk-based capital | $18,989,000 | 3,210 |
| Tier 2 risk-based capital | $1,310,000 | 3,318 |
| Total risk weighted assets | $148,126,000 | 2,946 |
| Total unused commitments | $30,897,000 | 2,563 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities | ||
| Total Assets: | $203,407,000 | 3,010 |
| Cash and due from depository institutions | $6,988,000 | 2,905 |
| Interest-bearing balances | $156,000 | 4,292 |
| Securities | $62,244,000 | 1,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $122,763,000 | 3,300 |
| Loan loss allowance | $1,240,000 | 3,623 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,696,000 | 3,737 |
| Other real estate owned | $371,000 | 2,905 |
| Goodwill and other intangibles | $520,000 | 2,133 |
| All other assets | $7,825,000 | 2,116 |
| Life insurance assets | $2,118,000 | 2,121 |
| Total liabilities and capital | $203,407,000 | 3,010 |
| Total liabilities | $184,317,000 | 2,967 |
| Total deposits | $144,487,000 | 3,351 |
| Interest-bearing deposits | $132,404,000 | 3,118 |
| Deposits held in domestic offices | $144,487,000 | 3,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,894,000 | 923 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,000,000 | 1,667 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,936,000 | 2,404 |
| Total equity capital | $19,090,000 | 3,279 |
| Total bank equity capital | $19,090,000 | 3,279 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,714 |
| Surplus | $7,596,000 | 2,953 |
| Undivided profits | $10,369,000 | 3,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,655,000 | 1,507 |
| Earning assets | $185,163,000 | 3,011 |
| Long-term assets (5+ years) | $34,695,000 | 2,370 |
| Average Assets, year-to-date | $204,634,750 | 2,918 |
| Average Assets, quarterly | $203,940,000 | 2,971 |
| Volatile liabilities | $45,087,000 | 2,837 |
| Insider loans | $1,318,000 | 3,718 |
| FHLB advances | $22,000,000 | 1,566 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,346,000 | 2,848 |
| Tier 1 (core) risk-based capital | $19,150,000 | 3,160 |
| Tier 2 risk-based capital | $1,240,000 | 3,436 |
| Total risk weighted assets | $144,023,000 | 3,003 |
| Total unused commitments | $26,346,000 | 2,849 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 64 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $204,473,000 | 2,967 |
| Cash and due from depository institutions | $6,228,000 | 2,770 |
| Interest-bearing balances | $150,000 | 4,371 |
| Securities | $62,475,000 | 1,931 |
| Federal funds sold & reverse repurchase agreements | $1,961,000 | 3,683 |
| Net loans & leases | $122,858,000 | 3,267 |
| Loan loss allowance | $1,241,000 | 3,605 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,699,000 | 3,719 |
| Other real estate owned | $134,000 | 2,770 |
| Goodwill and other intangibles | $522,000 | 2,125 |
| All other assets | $7,596,000 | 2,148 |
| Life insurance assets | $2,096,000 | 2,089 |
| Total liabilities and capital | $204,473,000 | 2,967 |
| Total liabilities | $186,569,000 | 2,919 |
| Total deposits | $147,102,000 | 3,257 |
| Interest-bearing deposits | $133,423,000 | 3,074 |
| Deposits held in domestic offices | $147,102,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,784,000 | 1,029 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,500,000 | 1,571 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,183,000 | 3,153 |
| Total equity capital | $17,904,000 | 3,369 |
| Total bank equity capital | $17,904,000 | 3,369 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,125,000 | 2,705 |
| Surplus | $7,596,000 | 2,892 |
| Undivided profits | $9,183,000 | 3,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,971,000 | 1,881 |
| Earning assets | $187,444,000 | 2,954 |
| Long-term assets (5+ years) | $35,813,000 | 2,288 |
| Average Assets, year-to-date | $205,044,000 | 2,912 |
| Average Assets, quarterly | $204,475,500 | 2,953 |
| Volatile liabilities | $44,526,000 | 2,814 |
| Insider loans | $1,438,000 | 3,538 |
| FHLB advances | $24,500,000 | 1,479 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,617,000 | 2,914 |
| Tier 1 (core) risk-based capital | $18,793,000 | 3,164 |
| Tier 2 risk-based capital | $1,241,000 | 3,422 |
| Total risk weighted assets | $145,018,000 | 2,959 |
| Total unused commitments | $25,617,000 | 2,915 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 62 | 2,827 |
| Assets and Liabilities | ||
| Total Assets: | $204,478,000 | 2,952 |
| Cash and due from depository institutions | $7,239,000 | 2,827 |
| Interest-bearing balances | $60,000 | 5,457 |
| Securities | $67,076,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $194,000 | 6,016 |
| Net loans & leases | $118,880,000 | 3,283 |
| Loan loss allowance | $1,220,000 | 3,627 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,644,000 | 3,718 |
| Other real estate owned | $408,000 | 2,827 |
| Goodwill and other intangibles | $525,000 | 2,092 |
| All other assets | $7,512,000 | 2,113 |
| Life insurance assets | $2,072,000 | 2,069 |
| Total liabilities and capital | $204,478,000 | 2,952 |
| Total liabilities | $186,090,000 | 2,898 |
| Total deposits | $141,965,000 | 3,341 |
| Interest-bearing deposits | $128,813,000 | 3,155 |
| Deposits held in domestic offices | $141,965,000 | 3,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,417,000 | 903 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,750,000 | 1,386 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $958,000 | 3,645 |
| Total equity capital | $18,388,000 | 3,265 |
| Total bank equity capital | $18,388,000 | 3,265 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,693 |
| Surplus | $7,596,000 | 2,824 |
| Undivided profits | $9,667,000 | 3,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,744,000 | 2,038 |
| Earning assets | $186,210,000 | 2,956 |
| Long-term assets (5+ years) | $38,741,000 | 2,159 |
| Average Assets, year-to-date | $205,329,500 | 2,914 |
| Average Assets, quarterly | $205,329,500 | 2,914 |
| Volatile liabilities | $38,703,000 | 2,973 |
| Insider loans | $1,207,000 | 3,828 |
| FHLB advances | $27,750,000 | 1,309 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,476,000 | 2,666 |
| Tier 1 (core) risk-based capital | $18,673,000 | 3,143 |
| Tier 2 risk-based capital | $1,220,000 | 3,417 |
| Total risk weighted assets | $143,428,000 | 2,952 |
| Total unused commitments | $28,476,000 | 2,669 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $206,181,000 | 2,906 |
| Cash and due from depository institutions | $6,939,000 | 2,738 |
| Interest-bearing balances | $40,000 | 5,785 |
| Securities | $66,808,000 | 1,812 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $120,744,000 | 3,211 |
| Loan loss allowance | $1,235,000 | 3,555 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,624,000 | 3,724 |
| Other real estate owned | $437,000 | 2,738 |
| Goodwill and other intangibles | $527,000 | 2,088 |
| All other assets | $8,102,000 | 2,001 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $206,181,000 | 2,906 |
| Total liabilities | $188,034,000 | 2,871 |
| Total deposits | $142,285,000 | 3,317 |
| Interest-bearing deposits | $128,496,000 | 3,108 |
| Deposits held in domestic offices | $142,285,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,039,000 | 852 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,750,000 | 1,406 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $960,000 | 3,598 |
| Total equity capital | $18,147,000 | 3,269 |
| Total bank equity capital | $18,147,000 | 3,269 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,125,000 | 2,689 |
| Surplus | $7,596,000 | 2,784 |
| Undivided profits | $9,426,000 | 3,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,385,000 | 1,439 |
| Earning assets | $187,592,000 | 2,915 |
| Long-term assets (5+ years) | $38,858,000 | 2,119 |
| Average Assets, year-to-date | $205,105,000 | 2,813 |
| Average Assets, quarterly | $205,041,500 | 2,892 |
| Volatile liabilities | $37,633,000 | 3,005 |
| Insider loans | $1,893,000 | 2,950 |
| FHLB advances | $27,750,000 | 1,313 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $29,843,000 | 2,534 |
| Tier 1 (core) risk-based capital | $18,337,000 | 3,144 |
| Tier 2 risk-based capital | $1,235,000 | 3,353 |
| Total risk weighted assets | $145,268,000 | 2,877 |
| Total unused commitments | $29,843,000 | 2,534 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $203,902,000 | 2,886 |
| Cash and due from depository institutions | $6,651,000 | 2,876 |
| Interest-bearing balances | $72,000 | 5,399 |
| Securities | $68,284,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $117,098,000 | 3,246 |
| Loan loss allowance | $1,183,000 | 3,642 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,602,000 | 3,730 |
| Other real estate owned | $1,066,000 | 2,876 |
| Goodwill and other intangibles | $530,000 | 2,060 |
| All other assets | $7,671,000 | 2,027 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $203,902,000 | 2,886 |
| Total liabilities | $185,235,000 | 2,853 |
| Total deposits | $140,826,000 | 3,298 |
| Interest-bearing deposits | $129,372,000 | 3,039 |
| Deposits held in domestic offices | $140,826,000 | 3,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,777,000 | 914 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,750,000 | 1,382 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $882,000 | 3,752 |
| Total equity capital | $18,667,000 | 3,148 |
| Total bank equity capital | $18,667,000 | 3,148 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,670 |
| Surplus | $7,596,000 | 2,720 |
| Undivided profits | $9,946,000 | 3,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,157,000 | 1,522 |
| Earning assets | $185,454,000 | 2,894 |
| Long-term assets (5+ years) | $33,217,000 | 2,402 |
| Average Assets, year-to-date | $204,836,000 | 2,811 |
| Average Assets, quarterly | $204,403,500 | 2,857 |
| Volatile liabilities | $41,068,000 | 2,729 |
| Insider loans | $1,761,000 | 3,051 |
| FHLB advances | $28,750,000 | 1,289 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $28,414,000 | 2,607 |
| Tier 1 (core) risk-based capital | $18,585,000 | 3,061 |
| Tier 2 risk-based capital | $1,183,000 | 3,443 |
| Total risk weighted assets | $141,648,000 | 2,883 |
| Total unused commitments | $28,414,000 | 2,609 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $204,905,000 | 2,842 |
| Cash and due from depository institutions | $7,058,000 | 2,657 |
| Interest-bearing balances | $78,000 | 5,369 |
| Securities | $69,409,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $116,823,000 | 3,174 |
| Loan loss allowance | $1,183,000 | 3,581 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,640,000 | 3,643 |
| Other real estate owned | $1,309,000 | 2,657 |
| Goodwill and other intangibles | $532,000 | 2,059 |
| All other assets | $7,134,000 | 2,083 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $204,905,000 | 2,842 |
| Total liabilities | $186,265,000 | 2,816 |
| Total deposits | $140,433,000 | 3,246 |
| Interest-bearing deposits | $129,457,000 | 2,995 |
| Deposits held in domestic offices | $140,433,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,095,000 | 951 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,750,000 | 1,315 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $987,000 | 3,270 |
| Total equity capital | $18,640,000 | 3,111 |
| Total bank equity capital | $18,640,000 | 3,111 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,648 |
| Surplus | $7,596,000 | 2,672 |
| Undivided profits | $9,919,000 | 3,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 4,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,681,000 | 1,838 |
| Earning assets | $186,310,000 | 2,851 |
| Long-term assets (5+ years) | $32,862,000 | 2,425 |
| Average Assets, year-to-date | $205,147,330 | 2,800 |
| Average Assets, quarterly | $205,024,000 | 2,819 |
| Volatile liabilities | $40,881,000 | 2,641 |
| Insider loans | $20,000 | 7,765 |
| FHLB advances | $30,750,000 | 1,227 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,364,000 | 2,606 |
| Tier 1 (core) risk-based capital | $18,206,000 | 3,051 |
| Tier 2 risk-based capital | $1,183,000 | 3,380 |
| Total risk weighted assets | $139,710,000 | 2,847 |
| Total unused commitments | $27,364,000 | 2,609 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 62 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $205,143,000 | 2,835 |
| Cash and due from depository institutions | $5,729,000 | 2,747 |
| Interest-bearing balances | $79,000 | 5,425 |
| Securities | $71,305,000 | 1,729 |
| Federal funds sold & reverse repurchase agreements | $558,000 | 5,537 |
| Net loans & leases | $119,291,000 | 3,070 |
| Loan loss allowance | $1,230,000 | 3,479 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,686,000 | 3,576 |
| Other real estate owned | $0 | 2,747 |
| Goodwill and other intangibles | $535,000 | 2,052 |
| All other assets | $5,039,000 | 2,691 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $205,143,000 | 2,835 |
| Total liabilities | $187,006,000 | 2,788 |
| Total deposits | $144,708,000 | 3,151 |
| Interest-bearing deposits | $132,414,000 | 2,933 |
| Deposits held in domestic offices | $144,708,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,612,000 | 1,068 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,750,000 | 1,270 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $936,000 | 3,352 |
| Total equity capital | $18,137,000 | 3,104 |
| Total bank equity capital | $18,137,000 | 3,104 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,125,000 | 2,661 |
| Surplus | $7,596,000 | 2,624 |
| Undivided profits | $9,416,000 | 3,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,649,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,623,000 | 1,840 |
| Earning assets | $191,233,000 | 2,790 |
| Long-term assets (5+ years) | $31,060,000 | 2,564 |
| Average Assets, year-to-date | $205,268,500 | 2,815 |
| Average Assets, quarterly | $205,268,500 | 2,815 |
| Volatile liabilities | $35,168,000 | 2,854 |
| Insider loans | $1,670,000 | 3,126 |
| FHLB advances | $30,750,000 | 1,182 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,306,000 | 2,614 |
| Tier 1 (core) risk-based capital | $18,069,000 | 3,025 |
| Tier 2 risk-based capital | $1,230,000 | 3,260 |
| Total risk weighted assets | $138,103,000 | 2,815 |
| Total unused commitments | $26,306,000 | 2,619 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 63 | 2,728 |
| Assets and Liabilities | ||
| Total Assets: | $205,394,000 | 2,818 |
| Cash and due from depository institutions | $5,348,000 | 2,728 |
| Interest-bearing balances | $80,000 | 5,430 |
| Securities | $69,396,000 | 1,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $121,980,000 | 2,989 |
| Loan loss allowance | $1,232,000 | 3,433 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,726,000 | 3,517 |
| Other real estate owned | $0 | 2,728 |
| Goodwill and other intangibles | $537,000 | 2,048 |
| All other assets | $5,407,000 | 2,506 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $205,394,000 | 2,818 |
| Total liabilities | $187,051,000 | 2,765 |
| Total deposits | $141,155,000 | 3,206 |
| Interest-bearing deposits | $129,746,000 | 2,984 |
| Deposits held in domestic offices | $141,155,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,869,000 | 1,004 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $32,000,000 | 1,251 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,027,000 | 3,057 |
| Total equity capital | $18,343,000 | 3,071 |
| Total bank equity capital | $18,343,000 | 3,071 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,125,000 | 2,652 |
| Surplus | $7,596,000 | 2,578 |
| Undivided profits | $9,622,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 428 |
| Income earned, not collected on loans | $2,011,000 | 1,418 |
| Earning assets | $191,456,000 | 2,778 |
| Long-term assets (5+ years) | $28,316,000 | 2,807 |
| Average Assets, year-to-date | $196,775,800 | 2,807 |
| Average Assets, quarterly | $204,934,000 | 2,789 |
| Volatile liabilities | $42,118,000 | 2,431 |
| Insider loans | $1,726,000 | 3,036 |
| FHLB advances | $32,000,000 | 1,155 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,107,000 | 2,594 |
| Tier 1 (core) risk-based capital | $17,696,000 | 3,037 |
| Tier 2 risk-based capital | $1,232,000 | 3,229 |
| Total risk weighted assets | $139,637,000 | 2,770 |
| Total unused commitments | $25,107,000 | 2,595 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $204,474,000 | 2,795 |
| Cash and due from depository institutions | $6,418,000 | 2,724 |
| Interest-bearing balances | $86,000 | 5,448 |
| Securities | $63,029,000 | 1,960 |
| Federal funds sold & reverse repurchase agreements | $4,637,000 | 2,232 |
| Net loans & leases | $121,761,000 | 2,954 |
| Loan loss allowance | $1,231,000 | 3,451 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,756,000 | 3,452 |
| Other real estate owned | $0 | 2,724 |
| Goodwill and other intangibles | $540,000 | 2,013 |
| All other assets | $5,333,000 | 2,492 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $204,474,000 | 2,795 |
| Total liabilities | $185,659,000 | 2,762 |
| Total deposits | $139,124,000 | 3,202 |
| Interest-bearing deposits | $128,025,000 | 2,979 |
| Deposits held in domestic offices | $139,124,000 | 3,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,307,000 | 1,016 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $33,000,000 | 1,230 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,228,000 | 2,769 |
| Total equity capital | $18,815,000 | 2,986 |
| Total bank equity capital | $18,815,000 | 2,986 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,125,000 | 2,651 |
| Surplus | $7,596,000 | 2,547 |
| Undivided profits | $10,094,000 | 2,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 455 |
| Income earned, not collected on loans | $2,037,000 | 1,439 |
| Earning assets | $189,513,000 | 2,763 |
| Long-term assets (5+ years) | $25,777,000 | 3,035 |
| Average Assets, year-to-date | $194,621,250 | 2,828 |
| Average Assets, quarterly | $199,758,000 | 2,821 |
| Volatile liabilities | $43,281,000 | 2,342 |
| Insider loans | $1,679,000 | 3,033 |
| FHLB advances | $33,000,000 | 1,130 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,699,000 | 2,599 |
| Tier 1 (core) risk-based capital | $17,907,000 | 2,996 |
| Tier 2 risk-based capital | $1,231,000 | 3,203 |
| Total risk weighted assets | $138,526,000 | 2,761 |
| Total unused commitments | $24,699,000 | 2,603 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $195,042,000 | 2,877 |
| Cash and due from depository institutions | $4,876,000 | 2,733 |
| Interest-bearing balances | $76,000 | 5,561 |
| Securities | $61,330,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $3,422,000 | 2,614 |
| Net loans & leases | $117,210,000 | 3,012 |
| Loan loss allowance | $1,184,000 | 3,550 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,821,000 | 3,356 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $542,000 | 2,009 |
| All other assets | $4,841,000 | 2,681 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $195,042,000 | 2,877 |
| Total liabilities | $176,859,000 | 2,859 |
| Total deposits | $132,122,000 | 3,336 |
| Interest-bearing deposits | $121,432,000 | 3,088 |
| Deposits held in domestic offices | $132,122,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,377,000 | 1,189 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,500,000 | 1,189 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $860,000 | 3,279 |
| Total equity capital | $18,183,000 | 2,970 |
| Total bank equity capital | $18,183,000 | 2,970 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,125,000 | 2,659 |
| Surplus | $7,596,000 | 2,511 |
| Undivided profits | $9,462,000 | 3,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 478 |
| Income earned, not collected on loans | $1,608,000 | 1,730 |
| Earning assets | $182,038,000 | 2,830 |
| Long-term assets (5+ years) | $23,271,000 | 3,336 |
| Average Assets, year-to-date | $191,337,000 | 2,866 |
| Average Assets, quarterly | $192,578,000 | 2,878 |
| Volatile liabilities | $26,421,000 | 3,319 |
| Insider loans | $1,549,000 | 3,179 |
| FHLB advances | $34,500,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,853,000 | 2,663 |
| Tier 1 (core) risk-based capital | $17,622,000 | 2,977 |
| Tier 2 risk-based capital | $1,184,000 | 3,285 |
| Total risk weighted assets | $132,682,000 | 2,825 |
| Total unused commitments | $23,853,000 | 2,666 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $190,114,000 | 2,903 |
| Cash and due from depository institutions | $4,951,000 | 2,639 |
| Interest-bearing balances | $83,000 | 5,595 |
| Securities | $63,022,000 | 1,989 |
| Federal funds sold & reverse repurchase agreements | $3,992,000 | 3,269 |
| Net loans & leases | $110,065,000 | 3,114 |
| Loan loss allowance | $1,112,000 | 3,668 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,878,000 | 3,279 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $545,000 | 2,001 |
| All other assets | $4,661,000 | 2,632 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $190,114,000 | 2,903 |
| Total liabilities | $171,236,000 | 2,893 |
| Total deposits | $125,238,000 | 3,485 |
| Interest-bearing deposits | $115,349,000 | 3,231 |
| Deposits held in domestic offices | $125,238,000 | 3,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,216,000 | 1,121 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,500,000 | 1,080 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,282,000 | 2,706 |
| Total equity capital | $18,878,000 | 2,927 |
| Total bank equity capital | $18,878,000 | 2,927 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,125,000 | 2,654 |
| Surplus | $7,596,000 | 2,485 |
| Undivided profits | $10,157,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 509 |
| Income earned, not collected on loans | $1,477,000 | 1,907 |
| Earning assets | $177,162,000 | 2,861 |
| Long-term assets (5+ years) | $23,675,000 | 3,239 |
| Average Assets, year-to-date | $189,484,500 | 2,901 |
| Average Assets, quarterly | $189,484,500 | 2,901 |
| Volatile liabilities | $27,145,000 | 3,139 |
| Insider loans | $1,570,000 | 3,127 |
| FHLB advances | $35,500,000 | 987 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,446,000 | 2,628 |
| Tier 1 (core) risk-based capital | $17,627,000 | 2,934 |
| Tier 2 risk-based capital | $1,112,000 | 3,399 |
| Total risk weighted assets | $125,623,000 | 2,903 |
| Total unused commitments | $23,446,000 | 2,636 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $188,855,000 | 2,924 |
| Cash and due from depository institutions | $7,101,000 | 2,738 |
| Interest-bearing balances | $78,000 | 5,576 |
| Securities | $59,869,000 | 2,136 |
| Federal funds sold & reverse repurchase agreements | $3,211,000 | 3,161 |
| Net loans & leases | $110,096,000 | 3,092 |
| Loan loss allowance | $1,110,000 | 3,661 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,934,000 | 3,208 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $547,000 | 1,989 |
| All other assets | $5,097,000 | 2,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,855,000 | 2,924 |
| Total liabilities | $170,270,000 | 2,909 |
| Total deposits | $124,195,000 | 3,484 |
| Interest-bearing deposits | $113,759,000 | 3,247 |
| Deposits held in domestic offices | $124,195,000 | 3,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,241,000 | 1,260 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,750,000 | 1,085 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,084,000 | 2,934 |
| Total equity capital | $18,585,000 | 2,904 |
| Total bank equity capital | $18,585,000 | 2,904 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,125,000 | 2,674 |
| Surplus | $7,596,000 | 2,452 |
| Undivided profits | $9,864,000 | 2,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,033,000 | 1,368 |
| Earning assets | $173,254,000 | 2,907 |
| Long-term assets (5+ years) | $23,657,000 | 3,265 |
| Average Assets, year-to-date | $189,062,000 | 2,810 |
| Average Assets, quarterly | $187,407,500 | 2,905 |
| Volatile liabilities | $26,053,000 | 3,250 |
| Insider loans | $1,733,000 | 2,889 |
| FHLB advances | $36,750,000 | 987 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,652,000 | 2,786 |
| Tier 1 (core) risk-based capital | $17,534,000 | 2,912 |
| Tier 2 risk-based capital | $1,110,000 | 3,396 |
| Total risk weighted assets | $124,343,000 | 2,936 |
| Total unused commitments | $20,652,000 | 2,790 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 62 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $185,960,000 | 2,938 |
| Cash and due from depository institutions | $5,461,000 | 2,788 |
| Interest-bearing balances | $55,000 | 5,871 |
| Securities | $64,028,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $107,859,000 | 3,121 |
| Loan loss allowance | $1,090,000 | 3,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,964,000 | 3,156 |
| Other real estate owned | $0 | 2,788 |
| Goodwill and other intangibles | $550,000 | 1,956 |
| All other assets | $5,098,000 | 2,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,960,000 | 2,938 |
| Total liabilities | $167,011,000 | 2,938 |
| Total deposits | $117,127,000 | 3,644 |
| Interest-bearing deposits | $108,923,000 | 3,365 |
| Deposits held in domestic offices | $117,127,000 | 3,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,080,000 | 1,224 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,500,000 | 986 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,304,000 | 2,661 |
| Total equity capital | $18,949,000 | 2,852 |
| Total bank equity capital | $18,949,000 | 2,852 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,125,000 | 2,691 |
| Surplus | $7,596,000 | 2,415 |
| Undivided profits | $10,228,000 | 2,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $852,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,029,000 | 1,446 |
| Earning assets | $171,942,000 | 2,909 |
| Long-term assets (5+ years) | $24,729,000 | 3,173 |
| Average Assets, year-to-date | $189,113,750 | 2,822 |
| Average Assets, quarterly | $186,241,500 | 2,913 |
| Volatile liabilities | $25,534,000 | 3,247 |
| Insider loans | $1,654,000 | 2,986 |
| FHLB advances | $40,500,000 | 890 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,794,000 | 2,860 |
| Tier 1 (core) risk-based capital | $17,870,000 | 2,857 |
| Tier 2 risk-based capital | $1,090,000 | 3,424 |
| Total risk weighted assets | $121,679,000 | 2,975 |
| Total unused commitments | $19,794,000 | 2,862 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $186,523,000 | 2,911 |
| Cash and due from depository institutions | $5,039,000 | 2,757 |
| Interest-bearing balances | $51,000 | 5,966 |
| Securities | $65,299,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $3,780,000 | 3,553 |
| Net loans & leases | $104,301,000 | 3,176 |
| Loan loss allowance | $1,057,000 | 3,755 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,965,000 | 3,125 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $552,000 | 1,913 |
| All other assets | $4,587,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,523,000 | 2,911 |
| Total liabilities | $167,427,000 | 2,915 |
| Total deposits | $117,716,000 | 3,630 |
| Interest-bearing deposits | $107,911,000 | 3,374 |
| Deposits held in domestic offices | $117,716,000 | 3,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,575,000 | 1,407 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,850,000 | 929 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,286,000 | 2,792 |
| Total equity capital | $19,096,000 | 2,821 |
| Total bank equity capital | $19,096,000 | 2,821 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,125,000 | 2,693 |
| Surplus | $7,596,000 | 2,380 |
| Undivided profits | $10,375,000 | 2,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,601,000 | 1,838 |
| Earning assets | $173,431,000 | 2,858 |
| Long-term assets (5+ years) | $28,867,000 | 2,722 |
| Average Assets, year-to-date | $190,165,000 | 2,799 |
| Average Assets, quarterly | $187,583,000 | 2,860 |
| Volatile liabilities | $24,398,000 | 3,334 |
| Insider loans | $1,854,000 | 2,732 |
| FHLB advances | $42,850,000 | 839 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,950,000 | 2,644 |
| Tier 1 (core) risk-based capital | $17,651,000 | 2,841 |
| Tier 2 risk-based capital | $1,057,000 | 3,473 |
| Total risk weighted assets | $119,914,000 | 2,975 |
| Total unused commitments | $21,950,000 | 2,653 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $188,643,000 | 2,839 |
| Cash and due from depository institutions | $5,085,000 | 2,691 |
| Interest-bearing balances | $47,000 | 5,905 |
| Securities | $75,449,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 7,107 |
| Net loans & leases | $99,722,000 | 3,252 |
| Loan loss allowance | $1,064,000 | 3,667 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,014,000 | 3,041 |
| Other real estate owned | $0 | 2,691 |
| Goodwill and other intangibles | $555,000 | 1,891 |
| All other assets | $4,668,000 | 2,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,643,000 | 2,839 |
| Total liabilities | $169,737,000 | 2,841 |
| Total deposits | $118,231,000 | 3,564 |
| Interest-bearing deposits | $108,372,000 | 3,351 |
| Deposits held in domestic offices | $118,231,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,385,000 | 1,166 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $42,850,000 | 901 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,271,000 | 2,834 |
| Total equity capital | $18,906,000 | 2,791 |
| Total bank equity capital | $18,906,000 | 2,791 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,125,000 | 2,705 |
| Surplus | $7,596,000 | 2,349 |
| Undivided profits | $10,185,000 | 2,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,710,000 | 1,721 |
| Earning assets | $175,368,000 | 2,796 |
| Long-term assets (5+ years) | $32,264,000 | 2,433 |
| Average Assets, year-to-date | $191,986,000 | 2,778 |
| Average Assets, quarterly | $191,986,000 | 2,778 |
| Volatile liabilities | $28,559,000 | 2,916 |
| Insider loans | $1,509,000 | 3,076 |
| FHLB advances | $42,850,000 | 815 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,485,000 | 2,580 |
| Tier 1 (core) risk-based capital | $17,507,000 | 2,806 |
| Tier 2 risk-based capital | $1,064,000 | 3,382 |
| Total risk weighted assets | $116,217,000 | 3,013 |
| Total unused commitments | $21,485,000 | 2,590 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 66 | 2,596 |
| Assets and Liabilities | ||
| Total Assets: | $195,329,000 | 2,728 |
| Cash and due from depository institutions | $5,228,000 | 2,596 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $77,772,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 6,960 |
| Net loans & leases | $103,577,000 | 3,121 |
| Loan loss allowance | $1,079,000 | 3,586 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,056,000 | 2,982 |
| Other real estate owned | $0 | 2,596 |
| Goodwill and other intangibles | $557,000 | 1,878 |
| All other assets | $5,121,000 | 2,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,329,000 | 2,728 |
| Total liabilities | $176,634,000 | 2,700 |
| Total deposits | $121,347,000 | 3,442 |
| Interest-bearing deposits | $112,162,000 | 3,202 |
| Deposits held in domestic offices | $121,347,000 | 3,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,815,000 | 1,035 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $44,100,000 | 886 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,372,000 | 2,701 |
| Total equity capital | $18,695,000 | 2,790 |
| Total bank equity capital | $18,695,000 | 2,790 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,125,000 | 2,706 |
| Surplus | $7,596,000 | 2,309 |
| Undivided profits | $9,974,000 | 2,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,239,000 | 1,320 |
| Earning assets | $181,409,000 | 2,686 |
| Long-term assets (5+ years) | $37,967,000 | 2,126 |
| Average Assets, year-to-date | $188,715,600 | 2,667 |
| Average Assets, quarterly | $197,624,500 | 2,679 |
| Volatile liabilities | $34,122,000 | 2,525 |
| Insider loans | $1,472,000 | 3,121 |
| FHLB advances | $44,100,000 | 787 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,480,000 | 2,671 |
| Tier 1 (core) risk-based capital | $17,306,000 | 2,786 |
| Tier 2 risk-based capital | $1,079,000 | 3,319 |
| Total risk weighted assets | $118,418,000 | 2,919 |
| Total unused commitments | $19,480,000 | 2,676 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $174,194,000 | 2,874 |
| Cash and due from depository institutions | $6,152,000 | 2,335 |
| Interest-bearing balances | $405,000 | 3,858 |
| Securities | $48,023,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $4,084,000 | 3,208 |
| Net loans & leases | $107,706,000 | 2,948 |
| Loan loss allowance | $1,088,000 | 3,384 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,162,000 | 2,828 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $567,000 | 1,797 |
| All other assets | $4,500,000 | 2,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,194,000 | 2,874 |
| Total liabilities | $157,349,000 | 2,867 |
| Total deposits | $126,115,000 | 3,185 |
| Interest-bearing deposits | $115,701,000 | 2,997 |
| Deposits held in domestic offices | $126,115,000 | 3,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,225,000 | 1,119 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,750,000 | 1,376 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,259,000 | 2,910 |
| Total equity capital | $16,845,000 | 2,864 |
| Total bank equity capital | $16,845,000 | 2,864 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,125,000 | 2,752 |
| Surplus | $7,596,000 | 2,185 |
| Undivided profits | $8,124,000 | 3,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 7,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,376,000 | 1,349 |
| Earning assets | $160,218,000 | 2,854 |
| Long-term assets (5+ years) | $25,092,000 | 2,833 |
| Average Assets, year-to-date | $167,477,600 | 2,846 |
| Average Assets, quarterly | $169,656,000 | 2,915 |
| Volatile liabilities | $29,140,000 | 2,775 |
| Insider loans | $2,290,000 | 2,124 |
| FHLB advances | $20,750,000 | 1,261 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,069,000 | 2,794 |
| Tier 1 (core) risk-based capital | $15,761,000 | 2,913 |
| Tier 2 risk-based capital | $1,088,000 | 3,154 |
| Total risk weighted assets | $117,120,000 | 2,834 |
| Total unused commitments | $17,069,000 | 2,805 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 70 | 2,451 |
| Assets and Liabilities | ||
| Total Assets: | $170,554,000 | 2,800 |
| Cash and due from depository institutions | $6,201,000 | 2,451 |
| Interest-bearing balances | $434,000 | 3,166 |
| Securities | $50,024,000 | 2,185 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 6,997 |
| Net loans & leases | $107,338,000 | 2,851 |
| Loan loss allowance | $1,115,000 | 3,165 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,064,000 | 2,852 |
| Other real estate owned | $14,000 | 2,451 |
| Goodwill and other intangibles | $642,000 | 1,701 |
| All other assets | $3,265,000 | 2,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,554,000 | 2,800 |
| Total liabilities | $154,776,000 | 2,788 |
| Total deposits | $117,762,000 | 3,259 |
| Interest-bearing deposits | $108,494,000 | 3,079 |
| Deposits held in domestic offices | $117,762,000 | 3,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,900,000 | 991 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,197 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,114,000 | 3,305 |
| Total equity capital | $15,778,000 | 2,945 |
| Total bank equity capital | $15,778,000 | 2,945 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,125,000 | 2,826 |
| Surplus | $7,596,000 | 2,130 |
| Undivided profits | $7,057,000 | 3,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,389,000 | 1,033 |
| Earning assets | $157,802,000 | 2,794 |
| Long-term assets (5+ years) | $31,066,000 | 2,348 |
| Average Assets, year-to-date | $174,897,400 | 2,625 |
| Average Assets, quarterly | $173,533,000 | 2,732 |
| Volatile liabilities | $31,716,000 | 2,551 |
| Insider loans | $2,275,000 | 2,069 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,057,000 | 2,511 |
| Tier 1 (core) risk-based capital | $15,122,000 | 2,953 |
| Tier 2 risk-based capital | $1,115,000 | 2,980 |
| Total risk weighted assets | $122,267,800 | 2,593 |
| Total unused commitments | $18,057,000 | 2,515 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $175,539,000 | 2,693 |
| Cash and due from depository institutions | $7,697,000 | 2,506 |
| Interest-bearing balances | $2,072,000 | 1,677 |
| Securities | $58,268,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $103,347,000 | 2,839 |
| Loan loss allowance | $1,095,000 | 3,169 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,361,000 | 3,506 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $637,000 | 1,748 |
| All other assets | $3,229,000 | 2,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,539,000 | 2,693 |
| Total liabilities | $160,310,000 | 2,665 |
| Total deposits | $119,345,000 | 3,177 |
| Interest-bearing deposits | $110,720,000 | 2,948 |
| Deposits held in domestic offices | $119,345,000 | 3,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,221,000 | 1,077 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,750,000 | 1,087 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $994,000 | 3,296 |
| Total equity capital | $15,229,000 | 2,907 |
| Total bank equity capital | $15,229,000 | 2,907 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,125,000 | 2,888 |
| Surplus | $7,579,000 | 2,100 |
| Undivided profits | $6,525,000 | 3,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,944,000 | 1,078 |
| Earning assets | $163,687,000 | 2,636 |
| Long-term assets (5+ years) | $36,931,000 | 2,183 |
| Average Assets, year-to-date | $170,223,600 | 2,645 |
| Average Assets, quarterly | $174,422,000 | 2,671 |
| Volatile liabilities | $34,591,000 | 2,274 |
| Insider loans | $2,068,000 | 2,166 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,871,000 | 2,781 |
| Tier 1 (core) risk-based capital | $15,334,000 | 2,867 |
| Tier 2 risk-based capital | $1,095,000 | 2,898 |
| Total risk weighted assets | $119,141,900 | 2,548 |
| Total unused commitments | $15,871,000 | 2,788 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $168,709,000 | 2,737 |
| Cash and due from depository institutions | $6,505,000 | 2,570 |
| Interest-bearing balances | $162,000 | 4,490 |
| Securities | $57,791,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $424,000 | 7,885 |
| Net loans & leases | $97,895,000 | 2,807 |
| Loan loss allowance | $989,000 | 3,384 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,494,000 | 3,230 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $701,000 | 1,628 |
| All other assets | $2,899,000 | 2,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,709,000 | 2,737 |
| Total liabilities | $153,340,000 | 2,713 |
| Total deposits | $122,027,000 | 3,099 |
| Interest-bearing deposits | $113,362,000 | 2,884 |
| Deposits held in domestic offices | $122,027,000 | 3,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,245,000 | 1,684 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,750,000 | 862 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,318,000 | 2,803 |
| Total equity capital | $15,369,000 | 2,925 |
| Total bank equity capital | $15,369,000 | 2,925 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,125,000 | 2,887 |
| Surplus | $7,579,000 | 2,014 |
| Undivided profits | $6,665,000 | 3,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 1,005 |
| Income earned, not collected on loans | $2,106,000 | 980 |
| Earning assets | $156,272,000 | 2,718 |
| Long-term assets (5+ years) | $33,706,000 | 2,171 |
| Average Assets, year-to-date | $159,734,000 | 2,714 |
| Average Assets, quarterly | $166,330,500 | 2,722 |
| Volatile liabilities | $17,799,000 | 3,334 |
| Insider loans | $1,900,000 | 2,195 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,032,000 | 2,780 |
| Tier 1 (core) risk-based capital | $14,304,000 | 2,987 |
| Tier 2 risk-based capital | $989,000 | 3,057 |
| Total risk weighted assets | $112,024,000 | 2,543 |
| Total unused commitments | $15,032,000 | 2,789 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $143,272,000 | 3,093 |
| Cash and due from depository institutions | $3,761,000 | 2,497 |
| Interest-bearing balances | $153,000 | 4,207 |
| Securities | $51,080,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $2,038,000 | 4,907 |
| Net loans & leases | $81,401,000 | 3,310 |
| Loan loss allowance | $942,000 | 3,546 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,901,000 | 3,990 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $766,000 | 1,503 |
| All other assets | $2,325,000 | 3,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,272,000 | 3,093 |
| Total liabilities | $128,410,000 | 3,116 |
| Total deposits | $115,642,000 | 3,222 |
| Interest-bearing deposits | $107,791,000 | 2,985 |
| Deposits held in domestic offices | $115,642,000 | 3,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,225,000 | 2,518 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,500,000 | 1,344 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,043,000 | 3,450 |
| Total equity capital | $14,862,000 | 2,984 |
| Total bank equity capital | $14,862,000 | 2,984 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,125,000 | 2,953 |
| Surplus | $7,579,000 | 1,988 |
| Undivided profits | $6,158,000 | 3,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,518,000 | 1,443 |
| Earning assets | $134,672,000 | 3,036 |
| Long-term assets (5+ years) | $16,442,000 | 3,181 |
| Average Assets, year-to-date | $141,407,000 | 2,992 |
| Average Assets, quarterly | $144,700,000 | 3,021 |
| Volatile liabilities | $14,014,000 | 3,949 |
| Insider loans | $1,431,000 | 2,728 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,425,000 | 3,353 |
| Tier 1 (core) risk-based capital | $13,922,000 | 3,052 |
| Tier 2 risk-based capital | $942,000 | 3,106 |
| Total risk weighted assets | $91,270,000 | 3,024 |
| Total unused commitments | $10,425,000 | 3,354 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $119,910,000 | 3,752 |
| Cash and due from depository institutions | $4,470,000 | 3,657 |
| Interest-bearing balances | $78,000 | 5,163 |
| Securities | $38,641,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $73,808,000 | 3,655 |
| Loan loss allowance | $706,000 | 4,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $822,000 | 6,643 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,169,000 | 3,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,910,000 | 3,752 |
| Total liabilities | $108,259,000 | 3,722 |
| Total deposits | $96,375,000 | 3,923 |
| Interest-bearing deposits | $89,657,000 | 3,629 |
| Deposits held in domestic offices | $96,375,000 | 3,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,345,000 | 2,128 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,840,000 | 1,426 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $699,000 | 4,684 |
| Total equity capital | $11,651,000 | 3,776 |
| Total bank equity capital | $11,651,000 | 3,776 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,125,000 | 3,155 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $5,526,000 | 4,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,569,000 | 1,370 |
| Earning assets | $112,527,000 | 3,674 |
| Long-term assets (5+ years) | $16,585,000 | 3,043 |
| Average Assets, year-to-date | $113,285,600 | 3,786 |
| Average Assets, quarterly | $118,803,500 | 3,727 |
| Volatile liabilities | $23,455,000 | 2,569 |
| Insider loans | $1,091,000 | 3,407 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,924,000 | 2,831 |
| Tier 1 (core) risk-based capital | $11,700,000 | 3,661 |
| Tier 2 risk-based capital | $706,000 | 4,042 |
| Total risk weighted assets | $83,065,200 | 3,313 |
| Total unused commitments | $12,924,000 | 2,846 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $108,828,000 | 4,081 |
| Cash and due from depository institutions | $3,582,000 | 3,475 |
| Interest-bearing balances | $172,000 | 4,485 |
| Securities | $35,065,000 | 3,614 |
| Federal funds sold & reverse repurchase agreements | $7,905,000 | 1,861 |
| Net loans & leases | $59,530,000 | 4,309 |
| Loan loss allowance | $724,000 | 4,610 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $768,000 | 6,950 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,978,000 | 3,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,828,000 | 4,081 |
| Total liabilities | $97,652,000 | 4,091 |
| Total deposits | $95,229,000 | 3,989 |
| Interest-bearing deposits | $88,611,000 | 3,700 |
| Deposits held in domestic offices | $95,229,000 | 3,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,495,000 | 2,417 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $928,000 | 3,873 |
| Total equity capital | $11,176,000 | 3,915 |
| Total bank equity capital | $11,176,000 | 3,915 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,125,000 | 3,285 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $5,051,000 | 4,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,485,000 | 1,502 |
| Earning assets | $102,672,000 | 3,988 |
| Long-term assets (5+ years) | $8,028,000 | 4,595 |
| Average Assets, year-to-date | $104,888,400 | 4,071 |
| Average Assets, quarterly | $108,141,000 | 4,064 |
| Volatile liabilities | $14,374,000 | 3,465 |
| Insider loans | $1,020,000 | 3,698 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,318,000 | 4,817 |
| Tier 1 (core) risk-based capital | $11,125,000 | 3,811 |
| Tier 2 risk-based capital | $724,000 | 3,919 |
| Total risk weighted assets | $69,301,700 | 3,812 |
| Total unused commitments | $5,318,000 | 4,832 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $103,594,000 | 4,226 |
| Cash and due from depository institutions | $4,063,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $35,154,000 | 3,703 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $61,662,000 | 4,105 |
| Loan loss allowance | $854,000 | 4,118 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $603,000 | 7,915 |
| Other real estate owned | $3,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,109,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,594,000 | 4,226 |
| Total liabilities | $93,371,000 | 4,242 |
| Total deposits | $86,471,000 | 4,332 |
| Interest-bearing deposits | $80,261,000 | 4,042 |
| Deposits held in domestic offices | $86,471,000 | 4,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,395,000 | 1,583 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $505,000 | 5,166 |
| Total equity capital | $10,223,000 | 3,960 |
| Total bank equity capital | $10,223,000 | 3,960 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,125,000 | 3,407 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $4,098,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 5,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,290,000 | 1,510 |
| Earning assets | $96,816,000 | 4,165 |
| Long-term assets (5+ years) | $9,038,000 | 4,375 |
| Average Assets, year-to-date | $106,469,000 | 4,041 |
| Average Assets, quarterly | $103,493,500 | 4,200 |
| Volatile liabilities | $13,535,000 | 3,470 |
| Insider loans | $861,000 | 4,102 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,635,000 | 4,138 |
| Tier 1 (core) risk-based capital | $10,948,000 | 3,760 |
| Tier 2 risk-based capital | $849,790 | 3,370 |
| Total risk weighted assets | $67,978,590 | 3,771 |
| Total unused commitments | $6,635,000 | 4,144 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $109,423,000 | 4,107 |
| Cash and due from depository institutions | $3,391,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $49,082,000 | 2,826 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 10,091 |
| Net loans & leases | $54,119,000 | 4,474 |
| Loan loss allowance | $934,000 | 3,917 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $498,000 | 8,739 |
| Other real estate owned | $81,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,127,000 | 3,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,423,000 | 4,107 |
| Total liabilities | $96,076,000 | 4,223 |
| Total deposits | $93,340,000 | 4,147 |
| Interest-bearing deposits | $84,235,000 | 4,005 |
| Deposits held in domestic offices | $93,340,000 | 4,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,199,000 | 2,147 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $537,000 | 5,083 |
| Total equity capital | $13,347,000 | 3,032 |
| Total bank equity capital | $13,347,000 | 3,032 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,125,000 | 3,507 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $7,222,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,087,000 | 1,597 |
| Earning assets | $103,326,000 | 4,003 |
| Long-term assets (5+ years) | $7,103,000 | 5,364 |
| Average Assets, year-to-date | $112,104,000 | 3,895 |
| Average Assets, quarterly | $111,132,000 | 4,012 |
| Volatile liabilities | $12,623,000 | 3,440 |
| Insider loans | $803,000 | 4,346 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,471,000 | 4,637 |
| Tier 1 (core) risk-based capital | $13,227,000 | 2,992 |
| Tier 2 risk-based capital | $762,090 | 3,672 |
| Total risk weighted assets | $60,795,190 | 4,129 |
| Total unused commitments | $5,471,000 | 4,662 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $112,261,000 | 4,084 |
| Cash and due from depository institutions | $4,164,000 | 3,849 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $50,716,000 | 2,700 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 3,218 |
| Net loans & leases | $49,581,000 | 4,838 |
| Loan loss allowance | $878,000 | 4,148 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $502,000 | 8,898 |
| Other real estate owned | $38,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,210,000 | 3,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,261,000 | 4,084 |
| Total liabilities | $99,346,000 | 4,200 |
| Total deposits | $96,527,000 | 4,144 |
| Interest-bearing deposits | $87,669,000 | 4,018 |
| Deposits held in domestic offices | $96,527,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,074,000 | 2,019 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $38,000 | 4,691 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $707,000 | 4,381 |
| Total equity capital | $12,915,000 | 2,975 |
| Total bank equity capital | $12,915,000 | 2,975 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,125,000 | 3,666 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $6,790,000 | 3,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,195,000 | 1,613 |
| Earning assets | $106,347,000 | 3,951 |
| Long-term assets (5+ years) | $5,075,000 | 6,454 |
| Average Assets, year-to-date | $111,161,600 | 4,022 |
| Average Assets, quarterly | $111,399,500 | 4,070 |
| Volatile liabilities | $12,107,000 | 3,564 |
| Insider loans | $62,000 | 6,789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,850,000 | 5,363 |
| Tier 1 (core) risk-based capital | $12,915,000 | 2,926 |
| Tier 2 risk-based capital | $701,740 | 3,947 |
| Total risk weighted assets | $55,962,640 | 4,488 |
| Total unused commitments | $3,850,000 | 5,392 |
| Derivatives | $0 | 651 |