Home > The Citizens National Bank of Meyersdale > Income and Expense
The Citizens National Bank of Meyersdale, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,133 |
| Total interest expense | $615,000 | 3,339 |
| Net interest income | $1,824,000 | 5,378 |
| Provision for loan and lease losses | $-100,000 | 5,729 |
| Total noninterest income | $185,000 | 5,280 |
| Gross Fiduciary activities income | $2,000 | 1,140 |
| Service charges on deposit accounts | $69,000 | 5,122 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $114,000 | 4,997 |
| Total noninterest expense | $2,403,000 | 4,760 |
| Salaries and employee benefits | $1,154,000 | 4,940 |
| Premises and equipment expense | $182,000 | 5,192 |
| Additional noninterest expense | $1,067,000 | 4,169 |
| Pre-tax net operating income | $-294,000 | 5,998 |
| Securities gains (losses) | $47,000 | 1,685 |
| Applicable income taxes | $-106,000 | 6,004 |
| Income before extraordinary items | $-141,000 | 5,973 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-141,000 | 5,974 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-141,000 | 5,974 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-171,080 | 5,961 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 5,263 |
| Total interest expense | $452,000 | 3,428 |
| Net interest income | $1,307,000 | 5,498 |
| Provision for loan and lease losses | $-100,000 | 5,916 |
| Total noninterest income | $177,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $52,000 | 5,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,683 |
| Total noninterest expense | $1,489,000 | 5,098 |
| Salaries and employee benefits | $631,000 | 5,439 |
| Premises and equipment expense | $141,000 | 5,218 |
| Additional noninterest expense | $717,000 | 4,406 |
| Pre-tax net operating income | $95,000 | 5,737 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $-8,000 | 6,061 |
| Income before extraordinary items | $116,000 | 5,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 5,688 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $116,000 | 5,688 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $103,000 | 5,684 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 5,318 |
| Total interest expense | $299,000 | 3,462 |
| Net interest income | $857,000 | 5,560 |
| Provision for loan and lease losses | $-100,000 | 6,049 |
| Total noninterest income | $117,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $35,000 | 5,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,716 |
| Total noninterest expense | $1,044,000 | 5,073 |
| Salaries and employee benefits | $426,000 | 5,472 |
| Premises and equipment expense | $102,000 | 5,166 |
| Additional noninterest expense | $516,000 | 4,286 |
| Pre-tax net operating income | $30,000 | 5,884 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $-28,000 | 6,191 |
| Income before extraordinary items | $65,000 | 5,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $65,000 | 5,776 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $65,000 | 5,777 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $58,000 | 5,768 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 5,348 |
| Total interest expense | $151,000 | 3,458 |
| Net interest income | $428,000 | 5,608 |
| Provision for loan and lease losses | $-100,000 | 6,203 |
| Total noninterest income | $59,000 | 5,141 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 4,708 |
| Total noninterest expense | $582,000 | 4,931 |
| Salaries and employee benefits | $194,000 | 5,635 |
| Premises and equipment expense | $54,000 | 5,128 |
| Additional noninterest expense | $334,000 | 3,710 |
| Pre-tax net operating income | $5,000 | 5,967 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-18,000 | 6,280 |
| Income before extraordinary items | $23,000 | 5,875 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $23,000 | 5,876 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $23,000 | 5,876 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $23,000 | 5,825 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 5,333 |
| Total interest expense | $772,000 | 3,101 |
| Net interest income | $1,690,000 | 5,709 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $258,000 | 5,156 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $85,000 | 5,195 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,729 |
| Total noninterest expense | $2,735,000 | 4,700 |
| Salaries and employee benefits | $1,024,000 | 5,300 |
| Premises and equipment expense | $201,000 | 5,340 |
| Additional noninterest expense | $1,510,000 | 3,538 |
| Pre-tax net operating income | $-787,000 | 6,329 |
| Securities gains (losses) | $148,000 | 984 |
| Applicable income taxes | $-268,000 | 6,332 |
| Income before extraordinary items | $-371,000 | 6,279 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-371,000 | 6,280 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-371,000 | 6,280 |
| Net charge-offs | $-49,000 | 5,992 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-465,720 | 6,290 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 5,391 |
| Total interest expense | $596,000 | 3,111 |
| Net interest income | $1,264,000 | 5,775 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $192,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $63,000 | 5,278 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $129,000 | 4,762 |
| Total noninterest expense | $1,740,000 | 5,052 |
| Salaries and employee benefits | $728,000 | 5,420 |
| Premises and equipment expense | $157,000 | 5,351 |
| Additional noninterest expense | $855,000 | 4,184 |
| Pre-tax net operating income | $-284,000 | 6,334 |
| Securities gains (losses) | $85,000 | 1,106 |
| Applicable income taxes | $-85,000 | 6,406 |
| Income before extraordinary items | $-114,000 | 6,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-114,000 | 6,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-114,000 | 6,284 |
| Net charge-offs | $-48,000 | 6,028 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-168,400 | 6,300 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 5,449 |
| Total interest expense | $402,000 | 3,116 |
| Net interest income | $821,000 | 5,839 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $131,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $44,000 | 5,248 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $87,000 | 4,745 |
| Total noninterest expense | $1,121,000 | 5,154 |
| Salaries and employee benefits | $478,000 | 5,509 |
| Premises and equipment expense | $111,000 | 5,282 |
| Additional noninterest expense | $532,000 | 4,356 |
| Pre-tax net operating income | $-169,000 | 6,385 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $-93,000 | 6,503 |
| Income before extraordinary items | $-65,000 | 6,316 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-65,000 | 6,318 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-65,000 | 6,318 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-72,040 | 6,314 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 5,630 |
| Total interest expense | $203,000 | 3,139 |
| Net interest income | $362,000 | 6,071 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $63,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $41,000 | 4,804 |
| Total noninterest expense | $501,000 | 5,396 |
| Salaries and employee benefits | $223,000 | 5,673 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $223,000 | 4,759 |
| Pre-tax net operating income | $-76,000 | 6,415 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $-26,000 | 6,521 |
| Income before extraordinary items | $-49,000 | 6,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-49,000 | 6,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-49,000 | 6,386 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-49,650 | 6,381 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 5,400 |
| Total interest expense | $920,000 | 3,130 |
| Net interest income | $1,788,000 | 5,835 |
| Provision for loan and lease losses | $2,020,000 | 622 |
| Total noninterest income | $310,000 | 5,094 |
| Gross Fiduciary activities income | $32,000 | 987 |
| Service charges on deposit accounts | $88,000 | 5,412 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,684 |
| Total noninterest expense | $2,742,000 | 4,813 |
| Salaries and employee benefits | $783,000 | 5,942 |
| Premises and equipment expense | $204,000 | 5,515 |
| Additional noninterest expense | $1,755,000 | 3,264 |
| Pre-tax net operating income | $-2,664,000 | 6,701 |
| Securities gains (losses) | $517,000 | 442 |
| Applicable income taxes | $-1,049,000 | 6,698 |
| Income before extraordinary items | $-1,098,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,098,000 | 6,597 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,098,000 | 6,597 |
| Net charge-offs | $2,346,000 | 666 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,428,880 | 6,624 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 5,387 |
| Total interest expense | $706,000 | 3,158 |
| Net interest income | $1,411,000 | 5,819 |
| Provision for loan and lease losses | $2,020,000 | 490 |
| Total noninterest income | $215,000 | 5,277 |
| Gross Fiduciary activities income | $11,000 | 1,058 |
| Service charges on deposit accounts | $62,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $142,000 | 4,776 |
| Total noninterest expense | $2,169,000 | 4,712 |
| Salaries and employee benefits | $553,000 | 6,045 |
| Premises and equipment expense | $156,000 | 5,533 |
| Additional noninterest expense | $1,460,000 | 3,036 |
| Pre-tax net operating income | $-2,563,000 | 6,819 |
| Securities gains (losses) | $472,000 | 430 |
| Applicable income taxes | $-944,000 | 6,828 |
| Income before extraordinary items | $-1,147,000 | 6,731 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,147,000 | 6,732 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,147,000 | 6,732 |
| Net charge-offs | $2,327,000 | 538 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,449,080 | 6,747 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 5,298 |
| Total interest expense | $479,000 | 3,171 |
| Net interest income | $1,032,000 | 5,689 |
| Provision for loan and lease losses | $2,020,000 | 356 |
| Total noninterest income | $150,000 | 5,247 |
| Gross Fiduciary activities income | $11,000 | 1,019 |
| Service charges on deposit accounts | $40,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,758 |
| Total noninterest expense | $1,532,000 | 4,594 |
| Salaries and employee benefits | $379,000 | 6,051 |
| Premises and equipment expense | $107,000 | 5,493 |
| Additional noninterest expense | $1,046,000 | 2,865 |
| Pre-tax net operating income | $-2,370,000 | 6,886 |
| Securities gains (losses) | $201,000 | 754 |
| Applicable income taxes | $-700,000 | 6,890 |
| Income before extraordinary items | $-1,469,000 | 6,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,469,000 | 6,861 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,469,000 | 6,861 |
| Net charge-offs | $2,331,000 | 396 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,605,680 | 6,857 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,316 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $521,000 | 5,702 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $65,000 | 5,435 |
| Gross Fiduciary activities income | $11,000 | 956 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $651,000 | 5,028 |
| Salaries and employee benefits | $183,000 | 6,139 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $417,000 | 3,411 |
| Pre-tax net operating income | $-92,000 | 6,609 |
| Securities gains (losses) | $96,000 | 699 |
| Applicable income taxes | $-22,000 | 6,805 |
| Income before extraordinary items | $26,000 | 6,141 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $26,000 | 6,142 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $26,000 | 6,142 |
| Net charge-offs | $68,000 | 2,192 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-70,000 | 6,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 5,230 |
| Total interest expense | $1,248,000 | 3,119 |
| Net interest income | $2,159,000 | 5,737 |
| Provision for loan and lease losses | $929,000 | 1,855 |
| Total noninterest income | $164,000 | 5,891 |
| Gross Fiduciary activities income | $18,000 | 1,076 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $100,000 | 5,342 |
| Total noninterest expense | $2,533,000 | 5,149 |
| Salaries and employee benefits | $994,000 | 5,718 |
| Premises and equipment expense | $174,000 | 5,920 |
| Additional noninterest expense | $1,365,000 | 4,013 |
| Pre-tax net operating income | $-1,139,000 | 6,695 |
| Securities gains (losses) | $113,000 | 2,174 |
| Applicable income taxes | $-207,000 | 6,793 |
| Income before extraordinary items | $-819,000 | 6,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-819,000 | 6,672 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-819,000 | 6,674 |
| Net charge-offs | $417,000 | 2,892 |
| Cash dividends | $176,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-909,400 | 6,661 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 5,258 |
| Total interest expense | $963,000 | 3,162 |
| Net interest income | $1,658,000 | 5,787 |
| Provision for loan and lease losses | $641,000 | 1,969 |
| Total noninterest income | $129,000 | 5,925 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 5,183 |
| Total noninterest expense | $1,636,000 | 5,522 |
| Salaries and employee benefits | $736,000 | 5,776 |
| Premises and equipment expense | $126,000 | 6,041 |
| Additional noninterest expense | $774,000 | 4,754 |
| Pre-tax net operating income | $-490,000 | 6,685 |
| Securities gains (losses) | $87,000 | 2,072 |
| Applicable income taxes | $-107,000 | 6,919 |
| Income before extraordinary items | $-296,000 | 6,676 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-296,000 | 6,674 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-296,000 | 6,674 |
| Net charge-offs | $232,000 | 3,130 |
| Cash dividends | $176,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-359,510 | 6,636 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,272 |
| Total interest expense | $647,000 | 3,240 |
| Net interest income | $1,122,000 | 5,786 |
| Provision for loan and lease losses | $127,000 | 3,551 |
| Total noninterest income | $69,000 | 6,153 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $984,000 | 5,770 |
| Salaries and employee benefits | $492,000 | 5,826 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $420,000 | 5,240 |
| Pre-tax net operating income | $80,000 | 5,965 |
| Securities gains (losses) | $87,000 | 1,692 |
| Applicable income taxes | $-9,000 | 6,829 |
| Income before extraordinary items | $176,000 | 5,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 5,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $176,000 | 5,484 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $99,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $89,000 | 5,858 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,303 |
| Total interest expense | $325,000 | 3,334 |
| Net interest income | $566,000 | 5,811 |
| Provision for loan and lease losses | $27,000 | 4,294 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $472,000 | 5,890 |
| Salaries and employee benefits | $240,000 | 5,917 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $195,000 | 5,418 |
| Pre-tax net operating income | $107,000 | 5,320 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $122,000 | 5,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,129 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $99,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $101,100 | 5,188 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 5,408 |
| Total interest expense | $1,306,000 | 3,778 |
| Net interest income | $2,247,000 | 5,875 |
| Provision for loan and lease losses | $222,000 | 4,522 |
| Total noninterest income | $209,000 | 5,685 |
| Gross Fiduciary activities income | $19,000 | 1,037 |
| Service charges on deposit accounts | $45,000 | 6,405 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $145,000 | 4,883 |
| Total noninterest expense | $1,780,000 | 6,021 |
| Salaries and employee benefits | $878,000 | 6,106 |
| Premises and equipment expense | $159,000 | 6,345 |
| Additional noninterest expense | $743,000 | 5,559 |
| Pre-tax net operating income | $454,000 | 4,838 |
| Securities gains (losses) | $213,000 | 1,402 |
| Applicable income taxes | $88,000 | 3,445 |
| Income before extraordinary items | $579,000 | 4,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $579,000 | 4,460 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $579,000 | 4,460 |
| Net charge-offs | $158,000 | 4,550 |
| Cash dividends | $177,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $393,690 | 4,836 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 5,463 |
| Total interest expense | $976,000 | 3,886 |
| Net interest income | $1,693,000 | 5,896 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $143,000 | 5,887 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $107,000 | 5,010 |
| Total noninterest expense | $1,305,000 | 6,100 |
| Salaries and employee benefits | $630,000 | 6,195 |
| Premises and equipment expense | $119,000 | 6,382 |
| Additional noninterest expense | $556,000 | 5,617 |
| Pre-tax net operating income | $441,000 | 4,649 |
| Securities gains (losses) | $107,000 | 1,724 |
| Applicable income taxes | $71,000 | 3,442 |
| Income before extraordinary items | $477,000 | 4,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 4,398 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $477,000 | 4,398 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $177,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $383,910 | 4,592 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 5,516 |
| Total interest expense | $644,000 | 4,015 |
| Net interest income | $1,135,000 | 5,928 |
| Provision for loan and lease losses | $55,000 | 5,054 |
| Total noninterest income | $93,000 | 5,944 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $869,000 | 6,156 |
| Salaries and employee benefits | $423,000 | 6,242 |
| Premises and equipment expense | $84,000 | 6,363 |
| Additional noninterest expense | $362,000 | 5,728 |
| Pre-tax net operating income | $304,000 | 4,598 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $28,000 | 3,676 |
| Income before extraordinary items | $278,000 | 4,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 4,555 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $278,000 | 4,557 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $99,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $276,180 | 4,486 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 5,589 |
| Total interest expense | $319,000 | 4,144 |
| Net interest income | $552,000 | 5,999 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $431,000 | 6,211 |
| Salaries and employee benefits | $212,000 | 6,281 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $174,000 | 5,854 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $124,000 | 4,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $124,000 | 4,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $124,000 | 4,724 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $99,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $124,000 | 4,659 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 5,917 |
| Total interest expense | $1,244,000 | 4,720 |
| Net interest income | $1,946,000 | 6,290 |
| Provision for loan and lease losses | $57,000 | 6,419 |
| Total noninterest income | $156,000 | 6,248 |
| Gross Fiduciary activities income | $24,000 | 1,042 |
| Service charges on deposit accounts | $39,000 | 6,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 5,520 |
| Total noninterest expense | $1,797,000 | 6,211 |
| Salaries and employee benefits | $902,000 | 6,221 |
| Premises and equipment expense | $260,000 | 5,724 |
| Additional noninterest expense | $635,000 | 6,116 |
| Pre-tax net operating income | $248,000 | 5,058 |
| Securities gains (losses) | $72,000 | 2,423 |
| Applicable income taxes | $-62,000 | 6,749 |
| Income before extraordinary items | $382,000 | 4,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $382,000 | 4,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $382,000 | 4,680 |
| Net charge-offs | $22,000 | 6,340 |
| Cash dividends | $78,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $310,000 | 4,760 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 6,051 |
| Total interest expense | $922,000 | 4,916 |
| Net interest income | $1,428,000 | 6,421 |
| Provision for loan and lease losses | $43,000 | 6,378 |
| Total noninterest income | $110,000 | 6,432 |
| Gross Fiduciary activities income | $8,000 | 1,127 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $72,000 | 5,617 |
| Total noninterest expense | $1,296,000 | 6,334 |
| Salaries and employee benefits | $649,000 | 6,341 |
| Premises and equipment expense | $191,000 | 5,821 |
| Additional noninterest expense | $456,000 | 6,234 |
| Pre-tax net operating income | $199,000 | 5,255 |
| Securities gains (losses) | $72,000 | 2,205 |
| Applicable income taxes | $-41,000 | 6,948 |
| Income before extraordinary items | $312,000 | 4,816 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $312,000 | 4,819 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $312,000 | 4,819 |
| Net charge-offs | $18,000 | 6,060 |
| Cash dividends | $78,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $240,000 | 4,956 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 6,114 |
| Total interest expense | $605,000 | 5,055 |
| Net interest income | $940,000 | 6,471 |
| Provision for loan and lease losses | $21,000 | 6,377 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $850,000 | 6,398 |
| Salaries and employee benefits | $431,000 | 6,398 |
| Premises and equipment expense | $122,000 | 5,928 |
| Additional noninterest expense | $297,000 | 6,297 |
| Pre-tax net operating income | $134,000 | 5,298 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $-43,000 | 7,057 |
| Income before extraordinary items | $198,000 | 4,915 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $198,000 | 4,916 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $198,000 | 4,915 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,000 | 4,892 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,211 |
| Total interest expense | $298,000 | 5,212 |
| Net interest income | $466,000 | 6,555 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $436,000 | 6,432 |
| Salaries and employee benefits | $227,000 | 6,383 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $149,000 | 6,369 |
| Pre-tax net operating income | $43,000 | 5,741 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $-40,000 | 7,286 |
| Income before extraordinary items | $104,000 | 4,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 4,915 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $104,000 | 4,914 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,000 | 5,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 6,401 |
| Total interest expense | $1,043,000 | 5,943 |
| Net interest income | $1,857,000 | 6,503 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $216,000 | 6,122 |
| Gross Fiduciary activities income | $26,000 | 1,054 |
| Service charges on deposit accounts | $44,000 | 6,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $1,810,000 | 6,438 |
| Salaries and employee benefits | $911,000 | 6,430 |
| Premises and equipment expense | $271,000 | 5,877 |
| Additional noninterest expense | $628,000 | 6,363 |
| Pre-tax net operating income | $213,000 | 4,770 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $-1,000 | 6,154 |
| Income before extraordinary items | $216,000 | 4,756 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $216,000 | 4,755 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $216,000 | 4,756 |
| Net charge-offs | $10,000 | 6,886 |
| Cash dividends | $177,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $214,000 | 4,698 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,507 |
| Total interest expense | $760,000 | 6,135 |
| Net interest income | $1,375,000 | 6,563 |
| Provision for loan and lease losses | $44,000 | 6,639 |
| Total noninterest income | $146,000 | 6,379 |
| Gross Fiduciary activities income | $4,000 | 1,209 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $105,000 | 5,317 |
| Total noninterest expense | $1,330,000 | 6,511 |
| Salaries and employee benefits | $648,000 | 6,584 |
| Premises and equipment expense | $205,000 | 5,919 |
| Additional noninterest expense | $477,000 | 6,363 |
| Pre-tax net operating income | $147,000 | 5,126 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $146,000 | 5,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $146,000 | 5,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $146,000 | 5,103 |
| Net charge-offs | $-10,000 | 7,873 |
| Cash dividends | $78,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $145,010 | 5,054 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,567 |
| Total interest expense | $504,000 | 6,259 |
| Net interest income | $924,000 | 6,564 |
| Provision for loan and lease losses | $41,000 | 6,225 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $824,000 | 6,702 |
| Salaries and employee benefits | $429,000 | 6,670 |
| Premises and equipment expense | $137,000 | 5,958 |
| Additional noninterest expense | $258,000 | 6,782 |
| Pre-tax net operating income | $157,000 | 4,902 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $158,000 | 4,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 4,812 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $158,000 | 4,812 |
| Net charge-offs | $-10,000 | 7,898 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $157,000 | 4,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,606 |
| Total interest expense | $249,000 | 6,387 |
| Net interest income | $468,000 | 6,540 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $403,000 | 6,724 |
| Salaries and employee benefits | $213,000 | 6,726 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $118,000 | 6,804 |
| Pre-tax net operating income | $80,000 | 5,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 6,677 |
| Total interest expense | $1,011,000 | 6,761 |
| Net interest income | $1,910,000 | 6,519 |
| Provision for loan and lease losses | $47,000 | 6,635 |
| Total noninterest income | $205,000 | 6,448 |
| Gross Fiduciary activities income | $30,000 | 1,053 |
| Service charges on deposit accounts | $47,000 | 6,681 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $128,000 | 5,572 |
| Total noninterest expense | $1,522,000 | 6,839 |
| Salaries and employee benefits | $761,000 | 7,006 |
| Premises and equipment expense | $277,000 | 5,987 |
| Additional noninterest expense | $484,000 | 6,691 |
| Pre-tax net operating income | $546,000 | 4,738 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $99,000 | 3,396 |
| Income before extraordinary items | $468,000 | 4,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $468,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,560 |
| Cash dividends | $176,000 | 4,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $450,570 | 4,772 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 6,741 |
| Total interest expense | $754,000 | 6,876 |
| Net interest income | $1,436,000 | 6,559 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $136,000 | 6,727 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $35,000 | 6,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $1,104,000 | 6,913 |
| Salaries and employee benefits | $541,000 | 7,111 |
| Premises and equipment expense | $205,000 | 6,032 |
| Additional noninterest expense | $358,000 | 6,711 |
| Pre-tax net operating income | $441,000 | 5,136 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $85,000 | 3,727 |
| Income before extraordinary items | $358,000 | 4,956 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $358,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $78,000 | 4,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $356,380 | 5,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 6,789 |
| Total interest expense | $501,000 | 7,008 |
| Net interest income | $967,000 | 6,555 |
| Provision for loan and lease losses | $14,000 | 6,187 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $12,000 | 1,091 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $738,000 | 6,958 |
| Salaries and employee benefits | $365,000 | 7,141 |
| Premises and equipment expense | $137,000 | 6,068 |
| Additional noninterest expense | $236,000 | 6,762 |
| Pre-tax net operating income | $313,000 | 5,209 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $67,000 | 3,829 |
| Income before extraordinary items | $246,000 | 5,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $78,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $246,000 | 5,231 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,886 |
| Total interest expense | $251,000 | 7,128 |
| Net interest income | $479,000 | 6,599 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $11,000 | 1,012 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $371,000 | 6,976 |
| Salaries and employee benefits | $186,000 | 7,131 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $159,000 | 5,358 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $123,000 | 5,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-29,000 | 8,433 |
| Net operating income | $122,230 | 5,451 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 6,877 |
| Total interest expense | $1,046,000 | 7,090 |
| Net interest income | $1,908,000 | 6,615 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $218,000 | 6,626 |
| Gross Fiduciary activities income | $34,000 | 1,070 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $132,000 | 5,788 |
| Total noninterest expense | $1,634,000 | 6,721 |
| Salaries and employee benefits | $891,000 | 6,731 |
| Premises and equipment expense | $239,000 | 6,350 |
| Additional noninterest expense | $504,000 | 6,554 |
| Pre-tax net operating income | $474,000 | 6,071 |
| Securities gains (losses) | $-39,000 | 7,954 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $401,000 | 6,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $172,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $436,880 | 5,912 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 6,929 |
| Total interest expense | $795,000 | 7,104 |
| Net interest income | $1,408,000 | 6,699 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $143,000 | 6,847 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $39,000 | 6,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,804 |
| Total noninterest expense | $1,174,000 | 6,806 |
| Salaries and employee benefits | $640,000 | 6,801 |
| Premises and equipment expense | $166,000 | 6,532 |
| Additional noninterest expense | $368,000 | 6,604 |
| Pre-tax net operating income | $359,000 | 6,332 |
| Securities gains (losses) | $-39,000 | 8,120 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $295,000 | 6,339 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $295,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $73,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $330,880 | 6,148 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,962 |
| Total interest expense | $544,000 | 7,088 |
| Net interest income | $926,000 | 6,763 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $98,000 | 6,870 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $792,000 | 6,825 |
| Salaries and employee benefits | $431,000 | 6,829 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $253,000 | 6,565 |
| Pre-tax net operating income | $222,000 | 6,507 |
| Securities gains (losses) | $-39,000 | 8,263 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $176,000 | 6,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $176,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $73,000 | 4,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $213,440 | 6,274 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,018 |
| Total interest expense | $274,000 | 7,088 |
| Net interest income | $451,000 | 6,845 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $392,000 | 6,871 |
| Salaries and employee benefits | $217,000 | 6,842 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $111,000 | 6,527 |
| Securities gains (losses) | $-39,000 | 8,468 |
| Applicable income taxes | $-3,000 | 8,197 |
| Income before extraordinary items | $75,000 | 6,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $114,000 | 6,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 6,945 |
| Total interest expense | $980,000 | 6,976 |
| Net interest income | $1,800,000 | 6,801 |
| Provision for loan and lease losses | $35,000 | 5,927 |
| Total noninterest income | $192,000 | 6,989 |
| Gross Fiduciary activities income | $26,000 | 1,138 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $1,626,000 | 6,687 |
| Salaries and employee benefits | $912,000 | 6,625 |
| Premises and equipment expense | $212,000 | 6,597 |
| Additional noninterest expense | $502,000 | 6,532 |
| Pre-tax net operating income | $331,000 | 7,013 |
| Securities gains (losses) | $24,000 | 859 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $347,000 | 6,724 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $347,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $172,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $323,480 | 6,821 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,993 |
| Total interest expense | $710,000 | 7,035 |
| Net interest income | $1,362,000 | 6,861 |
| Provision for loan and lease losses | $29,000 | 5,705 |
| Total noninterest income | $133,000 | 7,140 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,167,000 | 6,797 |
| Salaries and employee benefits | $648,000 | 6,752 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $299,000 | 7,010 |
| Securities gains (losses) | $24,000 | 702 |
| Applicable income taxes | $15,000 | 6,081 |
| Income before extraordinary items | $308,000 | 6,690 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $308,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $73,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $285,200 | 6,804 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 7,005 |
| Total interest expense | $443,000 | 7,105 |
| Net interest income | $935,000 | 6,829 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $767,000 | 6,878 |
| Salaries and employee benefits | $435,000 | 6,774 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $237,000 | 6,702 |
| Pre-tax net operating income | $238,000 | 6,834 |
| Securities gains (losses) | $24,000 | 577 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $237,000 | 6,461 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $237,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $73,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,400 | 6,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,993 |
| Total interest expense | $209,000 | 7,154 |
| Net interest income | $478,000 | 6,798 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $384,000 | 6,873 |
| Salaries and employee benefits | $222,000 | 6,737 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $112,000 | 6,815 |
| Pre-tax net operating income | $134,000 | 6,631 |
| Securities gains (losses) | $30,000 | 414 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-47,000 | 8,740 |
| Net operating income | $117,600 | 6,449 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 6,882 |
| Total interest expense | $805,000 | 6,770 |
| Net interest income | $1,847,000 | 6,836 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $235,000 | 6,793 |
| Gross Fiduciary activities income | $49,000 | 1,047 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,159 |
| Total noninterest expense | $1,524,000 | 6,841 |
| Salaries and employee benefits | $864,000 | 6,739 |
| Premises and equipment expense | $180,000 | 6,944 |
| Additional noninterest expense | $480,000 | 6,695 |
| Pre-tax net operating income | $522,000 | 6,684 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $73,000 | 5,614 |
| Income before extraordinary items | $449,000 | 6,584 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $449,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $172,000 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $449,000 | 6,560 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 6,896 |
| Total interest expense | $600,000 | 6,711 |
| Net interest income | $1,379,000 | 6,872 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $148,000 | 7,109 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $51,000 | 6,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,109 |
| Total noninterest expense | $1,109,000 | 6,926 |
| Salaries and employee benefits | $618,000 | 6,849 |
| Premises and equipment expense | $136,000 | 6,922 |
| Additional noninterest expense | $355,000 | 6,700 |
| Pre-tax net operating income | $388,000 | 6,842 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $54,000 | 5,741 |
| Income before extraordinary items | $334,000 | 6,743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $334,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $73,000 | 4,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $334,000 | 6,697 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 6,871 |
| Total interest expense | $395,000 | 6,629 |
| Net interest income | $920,000 | 6,867 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $758,000 | 6,877 |
| Salaries and employee benefits | $420,000 | 6,808 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $247,000 | 6,571 |
| Pre-tax net operating income | $237,000 | 6,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $211,000 | 6,850 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $211,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $73,000 | 4,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $211,000 | 6,800 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,882 |
| Total interest expense | $196,000 | 6,592 |
| Net interest income | $463,000 | 6,904 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $4,000 | 1,192 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $373,000 | 6,953 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $128,000 | 6,853 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $114,000 | 6,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $114,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,000 | 6,637 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 6,739 |
| Total interest expense | $852,000 | 6,093 |
| Net interest income | $1,825,000 | 6,859 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $212,000 | 7,051 |
| Gross Fiduciary activities income | $27,000 | 1,152 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,291 |
| Total noninterest expense | $1,606,000 | 6,697 |
| Salaries and employee benefits | $930,000 | 6,512 |
| Premises and equipment expense | $176,000 | 7,018 |
| Additional noninterest expense | $500,000 | 6,532 |
| Pre-tax net operating income | $407,000 | 7,050 |
| Securities gains (losses) | $-204,000 | 8,801 |
| Applicable income taxes | $33,000 | 6,294 |
| Income before extraordinary items | $170,000 | 7,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $170,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $172,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 804 |
| Net operating income | $341,360 | 7,004 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,735 |
| Total interest expense | $643,000 | 6,069 |
| Net interest income | $1,369,000 | 6,881 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $145,000 | 7,253 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 6,233 |
| Total noninterest expense | $1,171,000 | 6,743 |
| Salaries and employee benefits | $673,000 | 6,574 |
| Premises and equipment expense | $123,000 | 7,151 |
| Additional noninterest expense | $375,000 | 6,507 |
| Pre-tax net operating income | $325,000 | 7,070 |
| Securities gains (losses) | $-205,000 | 8,938 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $89,000 | 8,141 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $89,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $73,000 | 4,830 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 673 |
| Net operating income | $240,700 | 7,188 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 6,774 |
| Total interest expense | $429,000 | 6,086 |
| Net interest income | $915,000 | 6,904 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $775,000 | 6,810 |
| Salaries and employee benefits | $442,000 | 6,673 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $250,000 | 6,531 |
| Pre-tax net operating income | $224,000 | 7,013 |
| Securities gains (losses) | $-205,000 | 9,007 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $-3,000 | 8,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $73,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 572 |
| Net operating income | $128,200 | 7,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 6,779 |
| Total interest expense | $217,000 | 6,120 |
| Net interest income | $466,000 | 6,882 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $380,000 | 6,898 |
| Salaries and employee benefits | $223,000 | 6,679 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $127,000 | 6,767 |
| Securities gains (losses) | $-205,000 | 9,087 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $-93,000 | 8,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-93,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 435 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 6,727 |
| Total interest expense | $1,056,000 | 5,962 |
| Net interest income | $1,758,000 | 6,974 |
| Provision for loan and lease losses | $38,000 | 6,576 |
| Total noninterest income | $213,000 | 7,240 |
| Gross Fiduciary activities income | $24,000 | 1,214 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $119,000 | 6,240 |
| Total noninterest expense | $1,511,000 | 6,865 |
| Salaries and employee benefits | $908,000 | 6,565 |
| Premises and equipment expense | $166,000 | 7,188 |
| Additional noninterest expense | $437,000 | 6,921 |
| Pre-tax net operating income | $422,000 | 6,945 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $410,000 | 6,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $410,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $171,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 9,076 |
| Net operating income | $402,400 | 6,647 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 6,799 |
| Total interest expense | $822,000 | 5,989 |
| Net interest income | $1,294,000 | 7,060 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $148,000 | 7,418 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,249 |
| Total noninterest expense | $1,096,000 | 6,956 |
| Salaries and employee benefits | $650,000 | 6,695 |
| Premises and equipment expense | $126,000 | 7,184 |
| Additional noninterest expense | $320,000 | 6,973 |
| Pre-tax net operating income | $324,000 | 7,053 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $316,000 | 6,861 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $316,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $73,000 | 4,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $308,400 | 6,737 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 6,782 |
| Total interest expense | $571,000 | 5,979 |
| Net interest income | $871,000 | 7,053 |
| Provision for loan and lease losses | $13,000 | 6,657 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $738,000 | 6,951 |
| Salaries and employee benefits | $442,000 | 6,658 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $211,000 | 7,001 |
| Pre-tax net operating income | $220,000 | 7,043 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $218,000 | 6,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $218,000 | 6,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $73,000 | 4,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $209,450 | 6,688 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,738 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $449,000 | 6,969 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $105,000 | 7,027 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $121,000 | 6,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $113,640 | 6,486 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 6,834 |
| Total interest expense | $1,142,000 | 6,564 |
| Net interest income | $1,886,000 | 6,810 |
| Provision for loan and lease losses | $54,000 | 6,634 |
| Total noninterest income | $228,000 | 7,045 |
| Gross Fiduciary activities income | $23,000 | 1,252 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,705 |
| Total noninterest expense | $1,456,000 | 6,933 |
| Salaries and employee benefits | $829,000 | 6,779 |
| Premises and equipment expense | $180,000 | 7,029 |
| Additional noninterest expense | $447,000 | 6,836 |
| Pre-tax net operating income | $604,000 | 6,412 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $88,000 | 6,081 |
| Income before extraordinary items | $516,000 | 6,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $516,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $172,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 699 |
| Net operating income | $516,000 | 6,174 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 7,202 |
| Total interest expense | $1,284,000 | 7,438 |
| Net interest income | $1,771,000 | 6,845 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $202,000 | 7,288 |
| Gross Fiduciary activities income | $23,000 | 1,282 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $1,456,000 | 6,890 |
| Salaries and employee benefits | $800,000 | 6,771 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $488,000 | 6,516 |
| Pre-tax net operating income | $497,000 | 6,552 |
| Securities gains (losses) | $-9,000 | 9,278 |
| Applicable income taxes | $26,000 | 7,163 |
| Income before extraordinary items | $462,000 | 6,248 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $462,000 | 6,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $161,000 | 5,241 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 9,485 |
| Net operating income | $470,550 | 6,091 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 7,367 |
| Total interest expense | $1,174,000 | 7,854 |
| Net interest income | $1,867,000 | 6,786 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $108,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $1,385,000 | 7,036 |
| Salaries and employee benefits | $757,000 | 6,927 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $501,000 | 6,425 |
| Pre-tax net operating income | $590,000 | 6,624 |
| Securities gains (losses) | $-23,000 | 8,808 |
| Applicable income taxes | $79,000 | 6,804 |
| Income before extraordinary items | $488,000 | 6,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $488,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $161,000 | 5,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $507,780 | 6,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 7,482 |
| Total interest expense | $1,095,000 | 7,923 |
| Net interest income | $1,816,000 | 6,981 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $109,000 | 8,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,811 |
| Total noninterest expense | $1,343,000 | 7,190 |
| Salaries and employee benefits | $736,000 | 7,041 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $480,000 | 6,667 |
| Pre-tax net operating income | $550,000 | 6,908 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $470,000 | 6,597 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $470,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $151,000 | 5,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $470,000 | 6,573 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 7,520 |
| Total interest expense | $1,251,000 | 7,787 |
| Net interest income | $1,757,000 | 7,147 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,271,000 | 7,349 |
| Salaries and employee benefits | $697,000 | 7,204 |
| Premises and equipment expense | $121,000 | 8,248 |
| Additional noninterest expense | $453,000 | 6,781 |
| Pre-tax net operating income | $563,000 | 7,098 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $98,000 | 7,562 |
| Income before extraordinary items | $471,000 | 6,780 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $471,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $466,020 | 6,704 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 7,954 |
| Total interest expense | $1,190,000 | 8,144 |
| Net interest income | $1,651,000 | 7,655 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $86,000 | 9,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $1,210,000 | 7,636 |
| Salaries and employee benefits | $650,000 | 7,603 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $440,000 | 7,015 |
| Pre-tax net operating income | $479,000 | 8,041 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $73,000 | 8,861 |
| Income before extraordinary items | $418,000 | 7,522 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $418,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $130,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $407,800 | 7,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 8,246 |
| Total interest expense | $1,137,000 | 8,577 |
| Net interest income | $1,684,000 | 7,827 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,216,000 | 7,946 |
| Salaries and employee benefits | $675,000 | 7,681 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $587,000 | 7,491 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $134,000 | 8,146 |
| Income before extraordinary items | $444,000 | 7,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $444,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $119,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $450,930 | 7,185 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 8,585 |
| Total interest expense | $1,259,000 | 8,410 |
| Net interest income | $1,477,000 | 8,598 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,159,000 | 8,354 |
| Salaries and employee benefits | $644,000 | 8,095 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $405,000 | 8,137 |
| Pre-tax net operating income | $438,000 | 8,821 |
| Securities gains (losses) | $-47,000 | 11,138 |
| Applicable income taxes | $59,000 | 9,999 |
| Income before extraordinary items | $332,000 | 8,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $332,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $99,000 | 6,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $371,950 | 8,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,759 |
| Total interest expense | $1,137,000 | 8,154 |
| Net interest income | $1,445,000 | 9,027 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $141,000 | 9,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,189,000 | 8,644 |
| Salaries and employee benefits | $632,000 | 8,390 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $446,000 | 8,354 |
| Pre-tax net operating income | $397,000 | 9,400 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,000 | 8,841 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 8,805 |
| Total interest expense | $1,195,000 | 8,268 |
| Net interest income | $1,520,000 | 9,040 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,176,000 | 8,985 |
| Salaries and employee benefits | $634,000 | 8,527 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $431,000 | 8,921 |
| Pre-tax net operating income | $401,000 | 9,408 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $330,000 | 9,127 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $99,000 | 7,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $330,000 | 8,872 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 8,955 |
| Total interest expense | $1,423,000 | 8,763 |
| Net interest income | $1,583,000 | 9,001 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,106,000 | 9,483 |
| Salaries and employee benefits | $582,000 | 8,978 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $412,000 | 9,419 |
| Pre-tax net operating income | $556,000 | 8,021 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $447,000 | 7,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $447,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $447,000 | 7,409 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.