Home > The Citizens National Bank of Hope > Income and Expense
The Citizens National Bank of Hope, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,191,000 | 1,790 |
| Total interest expense | $9,318,000 | 1,615 |
| Net interest income | $8,873,000 | 1,984 |
| Provision for loan and lease losses | $-300,000 | 10,163 |
| Total noninterest income | $1,008,000 | 3,068 |
| Gross Fiduciary activities income | $29,000 | 1,170 |
| Service charges on deposit accounts | $744,000 | 1,779 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $235,000 | 4,571 |
| Total noninterest expense | $4,932,000 | 2,740 |
| Salaries and employee benefits | $3,041,000 | 2,305 |
| Premises and equipment expense | $685,000 | 2,918 |
| Additional noninterest expense | $1,206,000 | 3,419 |
| Pre-tax net operating income | $5,249,000 | 1,447 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $902,000 | 2,385 |
| Income before extraordinary items | $4,356,000 | 1,247 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,356,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 10,018 |
| Cash dividends | $2,375,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,348,530 | 1,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,540,000 | 1,952 |
| Total interest expense | $8,498,000 | 1,797 |
| Net interest income | $8,042,000 | 2,121 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,195,000 | 2,700 |
| Gross Fiduciary activities income | $30,000 | 1,185 |
| Service charges on deposit accounts | $593,000 | 2,171 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $572,000 | 2,726 |
| Total noninterest expense | $3,887,000 | 3,292 |
| Salaries and employee benefits | $2,500,000 | 2,718 |
| Premises and equipment expense | $462,000 | 3,922 |
| Additional noninterest expense | $925,000 | 4,199 |
| Pre-tax net operating income | $5,350,000 | 1,403 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $1,222,000 | 1,962 |
| Income before extraordinary items | $4,145,000 | 1,288 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,145,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $8,831,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,131,910 | 1,239 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,427,000 | 1,896 |
| Total interest expense | $9,199,000 | 1,693 |
| Net interest income | $8,228,000 | 2,116 |
| Provision for loan and lease losses | $1,075,000 | 933 |
| Total noninterest income | $932,000 | 3,224 |
| Gross Fiduciary activities income | $17,000 | 1,295 |
| Service charges on deposit accounts | $593,000 | 2,215 |
| Trading account gains and fees | $27,000 | 190 |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $6,083,000 | 2,112 |
| Salaries and employee benefits | $2,958,000 | 2,237 |
| Premises and equipment expense | $1,935,000 | 1,026 |
| Additional noninterest expense | $1,190,000 | 3,381 |
| Pre-tax net operating income | $2,002,000 | 3,531 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $138,000 | 7,787 |
| Income before extraordinary items | $1,865,000 | 2,741 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,865,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,232 |
| Cash dividends | $1,429,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,864,070 | 2,691 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,448,000 | 2,055 |
| Total interest expense | $8,707,000 | 1,813 |
| Net interest income | $7,741,000 | 2,327 |
| Provision for loan and lease losses | $201,000 | 3,389 |
| Total noninterest income | $853,000 | 3,520 |
| Gross Fiduciary activities income | $30,000 | 1,307 |
| Service charges on deposit accounts | $571,000 | 2,381 |
| Trading account gains and fees | $12,000 | 233 |
| Additional Noninterest Income | $240,000 | 4,648 |
| Total noninterest expense | $4,394,000 | 3,083 |
| Salaries and employee benefits | $2,584,000 | 2,591 |
| Premises and equipment expense | $646,000 | 2,989 |
| Additional noninterest expense | $1,164,000 | 3,884 |
| Pre-tax net operating income | $3,999,000 | 1,799 |
| Securities gains (losses) | $53,000 | 1,295 |
| Applicable income taxes | $829,000 | 2,761 |
| Income before extraordinary items | $3,223,000 | 1,539 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,223,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $950,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,180,600 | 1,530 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,349,000 | 2,194 |
| Total interest expense | $8,213,000 | 1,916 |
| Net interest income | $7,136,000 | 2,513 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $772,000 | 3,780 |
| Gross Fiduciary activities income | $33,000 | 1,352 |
| Service charges on deposit accounts | $518,000 | 2,615 |
| Trading account gains and fees | $21,000 | 391 |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $4,156,000 | 3,211 |
| Salaries and employee benefits | $2,402,000 | 2,779 |
| Premises and equipment expense | $569,000 | 3,359 |
| Additional noninterest expense | $1,185,000 | 3,779 |
| Pre-tax net operating income | $3,692,000 | 1,991 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $830,000 | 2,787 |
| Income before extraordinary items | $2,817,000 | 1,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,817,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,851,650 | 1,753 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,526,000 | 2,266 |
| Total interest expense | $6,684,000 | 1,875 |
| Net interest income | $6,842,000 | 2,639 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $803,000 | 3,718 |
| Gross Fiduciary activities income | $52,000 | 1,297 |
| Service charges on deposit accounts | $423,000 | 3,212 |
| Trading account gains and fees | $38,000 | 297 |
| Additional Noninterest Income | $290,000 | 4,180 |
| Total noninterest expense | $4,203,000 | 3,267 |
| Salaries and employee benefits | $2,379,000 | 2,788 |
| Premises and equipment expense | $589,000 | 3,322 |
| Additional noninterest expense | $1,235,000 | 3,952 |
| Pre-tax net operating income | $3,442,000 | 2,073 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $865,000 | 2,591 |
| Income before extraordinary items | $2,645,000 | 1,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,645,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $885,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,594,000 | 1,877 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,465,000 | 2,302 |
| Total interest expense | $6,459,000 | 2,000 |
| Net interest income | $7,006,000 | 2,574 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $682,000 | 4,518 |
| Gross Fiduciary activities income | $20,000 | 1,445 |
| Service charges on deposit accounts | $392,000 | 3,513 |
| Trading account gains and fees | $-1,000 | 5,052 |
| Additional Noninterest Income | $271,000 | 4,756 |
| Total noninterest expense | $4,158,000 | 3,367 |
| Salaries and employee benefits | $2,248,000 | 2,927 |
| Premises and equipment expense | $609,000 | 3,280 |
| Additional noninterest expense | $1,301,000 | 3,932 |
| Pre-tax net operating income | $3,483,000 | 1,962 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $909,000 | 2,498 |
| Income before extraordinary items | $2,615,000 | 1,916 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,615,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $840,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,584,660 | 1,822 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,650,000 | 2,582 |
| Total interest expense | $7,309,000 | 2,317 |
| Net interest income | $6,341,000 | 2,881 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $726,000 | 4,285 |
| Gross Fiduciary activities income | $18,000 | 1,496 |
| Service charges on deposit accounts | $378,000 | 3,675 |
| Trading account gains and fees | $65,000 | 299 |
| Additional Noninterest Income | $265,000 | 4,781 |
| Total noninterest expense | $3,895,000 | 3,590 |
| Salaries and employee benefits | $2,063,000 | 3,130 |
| Premises and equipment expense | $580,000 | 3,476 |
| Additional noninterest expense | $1,252,000 | 4,180 |
| Pre-tax net operating income | $3,062,000 | 2,030 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $770,000 | 2,710 |
| Income before extraordinary items | $2,400,000 | 1,897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,400,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,317,920 | 1,828 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.