Home > The Citizens National Bank of Evansville > Loan Charge- Offs and Recoveries
The Citizens National Bank of Evansville, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,262,000 | 452 |
| Loans secured by real estate, total | $905,000 | 323 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $905,000 | 322 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $299,000 | 409 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $606,000 | 184 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 133 |
| Commercial and industrial loans | $235,000 | 1,255 |
| Loans to individuals | $2,060,000 | 376 |
| Credit card loan charge offs | $646,000 | 304 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,414,000 | 321 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $42,000 | 172 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $787,000 | 497 |
| Loans secured by real estate, total | $37,000 | 1,304 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $37,000 | 1,304 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $37,000 | 740 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $127,000 | 809 |
| Loans to individuals | $521,000 | 346 |
| Credit card loan recoveries | $174,000 | 225 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $347,000 | 327 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $102,000 | 87 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,475,000 | 439 |
| Loans secured by real estate, total | $868,000 | 235 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $868,000 | 234 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $262,000 | 367 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $606,000 | 109 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 94 |
| Commercial and industrial loans | $108,000 | 1,671 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,539,000 | 385 |
| Credit card loan net charge offs | $472,000 | 327 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,067,000 | 319 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $-60,000 | 1,114 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,556,000 | 354 |
| Loans secured by real estate, total | $900,000 | 425 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $900,000 | 425 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $228,000 | 577 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $672,000 | 235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $2,288,000 | 188 |
| Loans to individuals | $3,311,000 | 313 |
| Credit card loan charge offs | $1,583,000 | 236 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,728,000 | 314 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $57,000 | 187 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $845,000 | 555 |
| Loans secured by real estate, total | $17,000 | 2,153 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $17,000 | 2,153 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,322 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $365,000 | 397 |
| Loans to individuals | $412,000 | 450 |
| Credit card loan recoveries | $114,000 | 311 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $298,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $51,000 | 144 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,711,000 | 307 |
| Loans secured by real estate, total | $883,000 | 313 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $883,000 | 312 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $211,000 | 496 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $672,000 | 168 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,923,000 | 148 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,899,000 | 288 |
| Credit card loan net charge offs | $1,469,000 | 228 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,430,000 | 276 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $6,000 | 237 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,120,000 | 472 |
| Loans secured by real estate, total | $295,000 | 951 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $295,000 | 950 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $284,000 | 544 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $755,000 | 449 |
| Loans to individuals | $2,964,000 | 313 |
| Credit card loan charge offs | $1,516,000 | 240 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,448,000 | 295 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $106,000 | 147 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $922,000 | 512 |
| Loans secured by real estate, total | $372,000 | 362 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $372,000 | 361 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 896 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $340,000 | 241 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $114,000 | 1,048 |
| Loans to individuals | $432,000 | 444 |
| Credit card loan recoveries | $149,000 | 299 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $283,000 | 446 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $4,000 | 303 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,198,000 | 433 |
| Loans secured by real estate, total | $-77,000 | 11,662 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-77,000 | 11,692 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $252,000 | 479 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-329,000 | 11,888 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $641,000 | 345 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,532,000 | 282 |
| Credit card loan net charge offs | $1,367,000 | 224 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,165,000 | 252 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $102,000 | 111 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,236,000 | 682 |
| Loans secured by real estate, total | $45,000 | 2,874 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $45,000 | 2,874 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 1,814 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 153 |
| Commercial and industrial loans | $899,000 | 434 |
| Loans to individuals | $1,259,000 | 430 |
| Credit card loan charge offs | $591,000 | 334 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $668,000 | 460 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $26,000 | 235 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $683,000 | 684 |
| Loans secured by real estate, total | $22,000 | 2,361 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $22,000 | 2,361 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,880 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,437 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 189 |
| Commercial and industrial loans | $422,000 | 425 |
| Loans to individuals | $230,000 | 632 |
| Credit card loan recoveries | $58,000 | 433 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $172,000 | 635 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $6,000 | 292 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,553,000 | 668 |
| Loans secured by real estate, total | $23,000 | 3,002 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $23,000 | 3,003 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 1,742 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-11,000 | 11,865 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 114 |
| Commercial and industrial loans | $477,000 | 493 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,029,000 | 367 |
| Credit card loan net charge offs | $533,000 | 308 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $496,000 | 370 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $20,000 | 189 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,977,000 | 888 |
| Loans secured by real estate, total | $120,000 | 2,221 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $120,000 | 2,220 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $100,000 | 1,395 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $20,000 | 2,296 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $890,000 | 622 |
| Loans to individuals | $950,000 | 548 |
| Credit card loan charge offs | $354,000 | 441 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $596,000 | 526 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $17,000 | 298 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $719,000 | 697 |
| Loans secured by real estate, total | $107,000 | 959 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $107,000 | 958 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $101,000 | 419 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $310,000 | 588 |
| Loans to individuals | $297,000 | 570 |
| Credit card loan recoveries | $72,000 | 421 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $225,000 | 564 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $5,000 | 275 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,258,000 | 974 |
| Loans secured by real estate, total | $13,000 | 4,482 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $13,000 | 4,481 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 11,504 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $14,000 | 2,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $580,000 | 668 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $653,000 | 534 |
| Credit card loan net charge offs | $282,000 | 431 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $371,000 | 504 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $12,000 | 245 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,126,000 | 827 |
| Loans secured by real estate, total | $985,000 | 867 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $985,000 | 867 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $195,000 | 1,039 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $790,000 | 559 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $129,000 | 71 |
| Commercial and industrial loans | $506,000 | 1,361 |
| Loans to individuals | $1,472,000 | 511 |
| Credit card loan charge offs | $341,000 | 487 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,131,000 | 428 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $34,000 | 260 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,250,000 | 318 |
| Loans secured by real estate, total | $45,000 | 1,670 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $45,000 | 1,670 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 882 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,866 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $79,000 | 66 |
| Commercial and industrial loans | $1,811,000 | 151 |
| Loans to individuals | $311,000 | 593 |
| Credit card loan recoveries | $83,000 | 394 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $228,000 | 590 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $4,000 | 286 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $876,000 | 1,701 |
| Loans secured by real estate, total | $940,000 | 820 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $940,000 | 820 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $154,000 | 1,083 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $786,000 | 514 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $50,000 | 80 |
| Commercial and industrial loans | $-1,305,000 | 13,926 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,161,000 | 482 |
| Credit card loan net charge offs | $258,000 | 508 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $903,000 | 374 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $30,000 | 221 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.