Home > The Citizens National Bank of Evansville > Income and Expense
The Citizens National Bank of Evansville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $150,461,000 | 287 |
| Total interest expense | $82,708,000 | 268 |
| Net interest income | $67,753,000 | 310 |
| Provision for loan and lease losses | $2,686,000 | 468 |
| Total noninterest income | $24,797,000 | 309 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $6,552,000 | 229 |
| Trading account gains and fees | $412,000 | 114 |
| Additional Noninterest Income | $17,833,000 | 281 |
| Total noninterest expense | $45,892,000 | 357 |
| Salaries and employee benefits | $16,379,000 | 424 |
| Premises and equipment expense | $3,252,000 | 644 |
| Additional noninterest expense | $26,261,000 | 286 |
| Pre-tax net operating income | $43,972,000 | 252 |
| Securities gains (losses) | $504,000 | 426 |
| Applicable income taxes | $15,894,000 | 258 |
| Income before extraordinary items | $28,582,000 | 261 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $28,582,000 | 261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,475,000 | 439 |
| Cash dividends | $13,832,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $28,259,440 | 252 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $138,778,000 | 339 |
| Total interest expense | $72,917,000 | 322 |
| Net interest income | $65,861,000 | 355 |
| Provision for loan and lease losses | $5,445,000 | 321 |
| Total noninterest income | $21,510,000 | 373 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,938,000 | 280 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $15,572,000 | 335 |
| Total noninterest expense | $47,714,000 | 400 |
| Salaries and employee benefits | $15,690,000 | 464 |
| Premises and equipment expense | $2,822,000 | 774 |
| Additional noninterest expense | $29,202,000 | 337 |
| Pre-tax net operating income | $34,212,000 | 319 |
| Securities gains (losses) | $976,000 | 258 |
| Applicable income taxes | $12,861,000 | 303 |
| Income before extraordinary items | $22,327,000 | 317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $22,327,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,711,000 | 307 |
| Cash dividends | $16,654,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $21,702,360 | 315 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $143,904,000 | 339 |
| Total interest expense | $77,024,000 | 330 |
| Net interest income | $66,880,000 | 361 |
| Provision for loan and lease losses | $3,555,000 | 400 |
| Total noninterest income | $24,082,000 | 358 |
| Gross Fiduciary activities income | $4,676,000 | 240 |
| Service charges on deposit accounts | $5,287,000 | 321 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,119,000 | 358 |
| Total noninterest expense | $52,812,000 | 382 |
| Salaries and employee benefits | $18,746,000 | 423 |
| Premises and equipment expense | $4,855,000 | 498 |
| Additional noninterest expense | $29,211,000 | 331 |
| Pre-tax net operating income | $34,595,000 | 322 |
| Securities gains (losses) | $744,000 | 273 |
| Applicable income taxes | $12,980,000 | 314 |
| Income before extraordinary items | $22,359,000 | 327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $22,359,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,198,000 | 433 |
| Cash dividends | $32,164,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $21,882,840 | 324 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $92,906,000 | 427 |
| Total interest expense | $42,590,000 | 410 |
| Net interest income | $50,316,000 | 440 |
| Provision for loan and lease losses | $3,231,000 | 406 |
| Total noninterest income | $15,560,000 | 437 |
| Gross Fiduciary activities income | $4,091,000 | 247 |
| Service charges on deposit accounts | $4,197,000 | 370 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,272,000 | 505 |
| Total noninterest expense | $39,972,000 | 465 |
| Salaries and employee benefits | $13,400,000 | 551 |
| Premises and equipment expense | $3,703,000 | 623 |
| Additional noninterest expense | $22,869,000 | 404 |
| Pre-tax net operating income | $22,673,000 | 421 |
| Securities gains (losses) | $1,332,000 | 136 |
| Applicable income taxes | $8,341,000 | 393 |
| Income before extraordinary items | $15,664,000 | 396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,664,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,553,000 | 668 |
| Cash dividends | $20,039,000 | 215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $14,798,200 | 427 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $77,621,000 | 483 |
| Total interest expense | $33,585,000 | 487 |
| Net interest income | $44,036,000 | 483 |
| Provision for loan and lease losses | $1,110,000 | 1,209 |
| Total noninterest income | $18,099,000 | 407 |
| Gross Fiduciary activities income | $3,742,000 | 262 |
| Service charges on deposit accounts | $3,774,000 | 405 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $10,583,000 | 421 |
| Total noninterest expense | $38,196,000 | 498 |
| Salaries and employee benefits | $19,113,000 | 399 |
| Premises and equipment expense | $4,284,000 | 566 |
| Additional noninterest expense | $14,799,000 | 582 |
| Pre-tax net operating income | $22,829,000 | 369 |
| Securities gains (losses) | $554,000 | 839 |
| Applicable income taxes | $7,947,000 | 370 |
| Income before extraordinary items | $15,436,000 | 380 |
| Extraordinary gains, net | $1,379,000 | 173 |
| Net income | $16,815,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,258,000 | 974 |
| Cash dividends | $18,988,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,070,360 | 366 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $84,371,000 | 504 |
| Total interest expense | $40,252,000 | 531 |
| Net interest income | $44,119,000 | 489 |
| Provision for loan and lease losses | $2,212,000 | 1,070 |
| Total noninterest income | $13,993,000 | 477 |
| Gross Fiduciary activities income | $3,284,000 | 291 |
| Service charges on deposit accounts | $3,693,000 | 399 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,016,000 | 534 |
| Total noninterest expense | $34,953,000 | 539 |
| Salaries and employee benefits | $16,917,000 | 438 |
| Premises and equipment expense | $3,756,000 | 660 |
| Additional noninterest expense | $14,280,000 | 591 |
| Pre-tax net operating income | $20,947,000 | 333 |
| Securities gains (losses) | $810,000 | 759 |
| Applicable income taxes | $6,559,000 | 386 |
| Income before extraordinary items | $15,198,000 | 343 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,198,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $876,000 | 1,701 |
| Cash dividends | $8,441,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $14,631,000 | 318 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.