Home > The Citizens National Bank of Evansville > Net charge- offs to loans
The Citizens National Bank of Evansville, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2357% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1482% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3667% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1121% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8299% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3781% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0473% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5793% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4939% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0353% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5211% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4956% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3427% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2578% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3612% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3177% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0154% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1533% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3013% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8205% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 5,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1183% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4436% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3976% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3908% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 8,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6047% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3878% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0067% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7539% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4722% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -92.4214% | 563 |