Home > The Citizens National Bank of Athens > Income and Expense
The Citizens National Bank of Athens, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,258 |
| Total interest expense | $131,000 | 5,163 |
| Net interest income | $1,391,000 | 5,228 |
| Provision for loan and lease losses | $55,000 | 3,255 |
| Total noninterest income | $236,000 | 4,672 |
| Gross Fiduciary activities income | $79,000 | 800 |
| Service charges on deposit accounts | $68,000 | 4,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $89,000 | 4,898 |
| Total noninterest expense | $1,019,000 | 5,387 |
| Salaries and employee benefits | $759,000 | 4,997 |
| Premises and equipment expense | $47,000 | 5,749 |
| Additional noninterest expense | $213,000 | 5,684 |
| Pre-tax net operating income | $553,000 | 4,524 |
| Securities gains (losses) | $30,000 | 2,103 |
| Applicable income taxes | $220,000 | 2,739 |
| Income before extraordinary items | $363,000 | 4,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $363,000 | 4,836 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $363,000 | 4,836 |
| Net charge-offs | $772,000 | 585 |
| Cash dividends | $11,023,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $343,800 | 4,832 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,249,000 | 1,283 |
| Total interest expense | $1,198,000 | 1,196 |
| Net interest income | $9,051,000 | 1,291 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,951,000 | 1,337 |
| Gross Fiduciary activities income | $593,000 | 430 |
| Service charges on deposit accounts | $576,000 | 1,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $782,000 | 1,813 |
| Total noninterest expense | $7,393,000 | 1,344 |
| Salaries and employee benefits | $4,564,000 | 1,246 |
| Premises and equipment expense | $541,000 | 2,019 |
| Additional noninterest expense | $2,288,000 | 1,359 |
| Pre-tax net operating income | $3,609,000 | 1,210 |
| Securities gains (losses) | $88,000 | 1,049 |
| Applicable income taxes | $275,000 | 2,204 |
| Income before extraordinary items | $3,422,000 | 1,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,422,000 | 1,073 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,422,000 | 1,075 |
| Net charge-offs | $389,000 | 719 |
| Cash dividends | $2,723,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,340,160 | 1,075 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 1,293 |
| Total interest expense | $595,000 | 1,194 |
| Net interest income | $4,455,000 | 1,303 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $967,000 | 1,331 |
| Gross Fiduciary activities income | $306,000 | 431 |
| Service charges on deposit accounts | $292,000 | 1,031 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $369,000 | 1,850 |
| Total noninterest expense | $3,586,000 | 1,375 |
| Salaries and employee benefits | $2,297,000 | 1,244 |
| Premises and equipment expense | $284,000 | 1,958 |
| Additional noninterest expense | $1,005,000 | 1,518 |
| Pre-tax net operating income | $1,836,000 | 1,168 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $138,000 | 2,175 |
| Income before extraordinary items | $1,717,000 | 1,047 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,717,000 | 1,048 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,717,000 | 1,048 |
| Net charge-offs | $418,000 | 388 |
| Cash dividends | $1,752,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,699,330 | 1,029 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,800,000 | 1,287 |
| Total interest expense | $2,212,000 | 1,257 |
| Net interest income | $17,588,000 | 1,286 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $3,677,000 | 1,374 |
| Gross Fiduciary activities income | $1,066,000 | 448 |
| Service charges on deposit accounts | $1,201,000 | 1,046 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,410,000 | 1,929 |
| Total noninterest expense | $14,386,000 | 1,359 |
| Salaries and employee benefits | $9,258,000 | 1,208 |
| Premises and equipment expense | $1,226,000 | 1,852 |
| Additional noninterest expense | $3,902,000 | 1,569 |
| Pre-tax net operating income | $6,879,000 | 1,221 |
| Securities gains (losses) | $72,000 | 1,374 |
| Applicable income taxes | $550,000 | 2,144 |
| Income before extraordinary items | $6,401,000 | 1,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,401,000 | 1,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,401,000 | 1,097 |
| Net charge-offs | $1,916,000 | 387 |
| Cash dividends | $4,002,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,334,760 | 1,089 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,812,000 | 1,291 |
| Total interest expense | $1,646,000 | 1,276 |
| Net interest income | $13,166,000 | 1,294 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,749,000 | 1,403 |
| Gross Fiduciary activities income | $802,000 | 448 |
| Service charges on deposit accounts | $892,000 | 1,054 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,055,000 | 1,956 |
| Total noninterest expense | $10,374,000 | 1,406 |
| Salaries and employee benefits | $6,600,000 | 1,261 |
| Premises and equipment expense | $867,000 | 1,974 |
| Additional noninterest expense | $2,907,000 | 1,562 |
| Pre-tax net operating income | $5,541,000 | 1,164 |
| Securities gains (losses) | $38,000 | 1,651 |
| Applicable income taxes | $378,000 | 2,262 |
| Income before extraordinary items | $5,201,000 | 1,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,201,000 | 1,018 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,201,000 | 1,018 |
| Net charge-offs | $1,226,000 | 415 |
| Cash dividends | $4,002,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,165,660 | 1,004 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 1,292 |
| Total interest expense | $1,088,000 | 1,290 |
| Net interest income | $8,826,000 | 1,287 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,804,000 | 1,424 |
| Gross Fiduciary activities income | $523,000 | 461 |
| Service charges on deposit accounts | $575,000 | 1,067 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $706,000 | 1,953 |
| Total noninterest expense | $7,010,000 | 1,402 |
| Salaries and employee benefits | $4,431,000 | 1,260 |
| Premises and equipment expense | $562,000 | 2,017 |
| Additional noninterest expense | $2,017,000 | 1,528 |
| Pre-tax net operating income | $3,620,000 | 1,172 |
| Securities gains (losses) | $25,000 | 1,600 |
| Applicable income taxes | $225,000 | 2,362 |
| Income before extraordinary items | $3,420,000 | 1,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,420,000 | 1,037 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,420,000 | 1,037 |
| Net charge-offs | $403,000 | 763 |
| Cash dividends | $2,060,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,396,500 | 1,013 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 1,372 |
| Total interest expense | $536,000 | 1,318 |
| Net interest income | $4,067,000 | 1,381 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $846,000 | 1,447 |
| Gross Fiduciary activities income | $248,000 | 477 |
| Service charges on deposit accounts | $286,000 | 1,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,069 |
| Total noninterest expense | $3,466,000 | 1,412 |
| Salaries and employee benefits | $2,212,000 | 1,269 |
| Premises and equipment expense | $276,000 | 2,088 |
| Additional noninterest expense | $978,000 | 1,561 |
| Pre-tax net operating income | $1,447,000 | 1,384 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $113,000 | 2,339 |
| Income before extraordinary items | $1,361,000 | 1,237 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,361,000 | 1,237 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,361,000 | 1,238 |
| Net charge-offs | $-50,000 | 5,945 |
| Cash dividends | $2,060,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,336,160 | 1,213 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,002,000 | 1,339 |
| Total interest expense | $2,196,000 | 1,327 |
| Net interest income | $16,806,000 | 1,331 |
| Provision for loan and lease losses | $-841,000 | 6,330 |
| Total noninterest income | $2,427,000 | 1,843 |
| Gross Fiduciary activities income | $915,000 | 481 |
| Service charges on deposit accounts | $1,308,000 | 1,017 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $204,000 | 4,512 |
| Total noninterest expense | $15,119,000 | 1,303 |
| Salaries and employee benefits | $8,999,000 | 1,201 |
| Premises and equipment expense | $1,249,000 | 1,853 |
| Additional noninterest expense | $4,871,000 | 1,329 |
| Pre-tax net operating income | $4,955,000 | 1,530 |
| Securities gains (losses) | $81,000 | 1,411 |
| Applicable income taxes | $360,000 | 2,490 |
| Income before extraordinary items | $4,676,000 | 1,386 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,676,000 | 1,385 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,676,000 | 1,385 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $2,171,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 482 |
| Net operating income | $4,600,670 | 1,378 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,822,000 | 1,382 |
| Total interest expense | $1,644,000 | 1,344 |
| Net interest income | $12,178,000 | 1,373 |
| Provision for loan and lease losses | $-841,000 | 6,447 |
| Total noninterest income | $1,918,000 | 1,764 |
| Gross Fiduciary activities income | $682,000 | 478 |
| Service charges on deposit accounts | $988,000 | 1,010 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $248,000 | 3,920 |
| Total noninterest expense | $11,048,000 | 1,342 |
| Salaries and employee benefits | $6,461,000 | 1,246 |
| Premises and equipment expense | $848,000 | 2,039 |
| Additional noninterest expense | $3,739,000 | 1,301 |
| Pre-tax net operating income | $3,889,000 | 1,492 |
| Securities gains (losses) | $81,000 | 1,144 |
| Applicable income taxes | $264,000 | 2,574 |
| Income before extraordinary items | $3,706,000 | 1,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,706,000 | 1,307 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,706,000 | 1,307 |
| Net charge-offs | $-292,000 | 6,405 |
| Cash dividends | $2,171,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 443 |
| Net operating income | $3,630,670 | 1,312 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 1,391 |
| Total interest expense | $1,090,000 | 1,366 |
| Net interest income | $8,012,000 | 1,384 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,058,000 | 2,017 |
| Gross Fiduciary activities income | $464,000 | 476 |
| Service charges on deposit accounts | $636,000 | 1,030 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-42,000 | 6,541 |
| Total noninterest expense | $7,382,000 | 1,336 |
| Salaries and employee benefits | $4,304,000 | 1,249 |
| Premises and equipment expense | $558,000 | 2,072 |
| Additional noninterest expense | $2,520,000 | 1,285 |
| Pre-tax net operating income | $1,688,000 | 2,071 |
| Securities gains (losses) | $63,000 | 1,043 |
| Applicable income taxes | $196,000 | 2,437 |
| Income before extraordinary items | $1,555,000 | 1,926 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,555,000 | 1,930 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,555,000 | 1,929 |
| Net charge-offs | $281,000 | 1,308 |
| Cash dividends | $1,519,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 428 |
| Net operating income | $1,498,930 | 1,925 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 1,452 |
| Total interest expense | $539,000 | 1,404 |
| Net interest income | $3,816,000 | 1,445 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $283,000 | 2,884 |
| Gross Fiduciary activities income | $235,000 | 481 |
| Service charges on deposit accounts | $308,000 | 1,045 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-260,000 | 6,703 |
| Total noninterest expense | $3,644,000 | 1,363 |
| Salaries and employee benefits | $2,135,000 | 1,279 |
| Premises and equipment expense | $290,000 | 2,043 |
| Additional noninterest expense | $1,219,000 | 1,314 |
| Pre-tax net operating income | $455,000 | 3,068 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $127,000 | 2,144 |
| Income before extraordinary items | $334,000 | 3,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,354 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $334,000 | 3,354 |
| Net charge-offs | $132,000 | 1,198 |
| Cash dividends | $1,519,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $329,680 | 3,338 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,326,000 | 1,392 |
| Total interest expense | $2,633,000 | 1,274 |
| Net interest income | $15,693,000 | 1,379 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,939,000 | 2,212 |
| Gross Fiduciary activities income | $883,000 | 480 |
| Service charges on deposit accounts | $1,291,000 | 1,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-235,000 | 6,685 |
| Total noninterest expense | $14,105,000 | 1,401 |
| Salaries and employee benefits | $7,888,000 | 1,347 |
| Premises and equipment expense | $1,046,000 | 2,156 |
| Additional noninterest expense | $5,171,000 | 1,302 |
| Pre-tax net operating income | $3,527,000 | 1,897 |
| Securities gains (losses) | $229,000 | 822 |
| Applicable income taxes | $140,000 | 3,208 |
| Income before extraordinary items | $3,616,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,616,000 | 1,642 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,616,000 | 1,643 |
| Net charge-offs | $1,237,000 | 1,071 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 504 |
| Net operating income | $3,396,160 | 1,676 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,770,000 | 1,393 |
| Total interest expense | $2,067,000 | 1,266 |
| Net interest income | $11,703,000 | 1,383 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,667,000 | 2,056 |
| Gross Fiduciary activities income | $668,000 | 478 |
| Service charges on deposit accounts | $963,000 | 1,075 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $36,000 | 5,970 |
| Total noninterest expense | $10,535,000 | 1,402 |
| Salaries and employee benefits | $5,770,000 | 1,372 |
| Premises and equipment expense | $776,000 | 2,210 |
| Additional noninterest expense | $3,989,000 | 1,256 |
| Pre-tax net operating income | $2,835,000 | 1,827 |
| Securities gains (losses) | $229,000 | 761 |
| Applicable income taxes | $105,000 | 3,286 |
| Income before extraordinary items | $2,959,000 | 1,525 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,959,000 | 1,527 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,959,000 | 1,528 |
| Net charge-offs | $1,444,000 | 764 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 459 |
| Net operating income | $2,736,870 | 1,598 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 1,383 |
| Total interest expense | $1,435,000 | 1,241 |
| Net interest income | $7,765,000 | 1,378 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $919,000 | 2,337 |
| Gross Fiduciary activities income | $453,000 | 475 |
| Service charges on deposit accounts | $632,000 | 1,066 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-166,000 | 6,840 |
| Total noninterest expense | $6,901,000 | 1,429 |
| Salaries and employee benefits | $3,754,000 | 1,400 |
| Premises and equipment expense | $499,000 | 2,294 |
| Additional noninterest expense | $2,648,000 | 1,251 |
| Pre-tax net operating income | $1,783,000 | 1,907 |
| Securities gains (losses) | $229,000 | 679 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $1,942,000 | 1,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,942,000 | 1,559 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,942,000 | 1,561 |
| Net charge-offs | $382,000 | 1,476 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 547 |
| Net operating income | $1,719,870 | 1,659 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 1,350 |
| Total interest expense | $752,000 | 1,226 |
| Net interest income | $3,960,000 | 1,357 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $541,000 | 2,110 |
| Gross Fiduciary activities income | $231,000 | 482 |
| Service charges on deposit accounts | $328,000 | 1,026 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-18,000 | 6,830 |
| Total noninterest expense | $3,319,000 | 1,492 |
| Salaries and employee benefits | $1,715,000 | 1,534 |
| Premises and equipment expense | $250,000 | 2,316 |
| Additional noninterest expense | $1,354,000 | 1,215 |
| Pre-tax net operating income | $1,182,000 | 1,488 |
| Securities gains (losses) | $47,000 | 948 |
| Applicable income taxes | $35,000 | 3,248 |
| Income before extraordinary items | $1,194,000 | 1,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,194,000 | 1,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,194,000 | 1,257 |
| Net charge-offs | $80,000 | 2,061 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 424 |
| Net operating income | $1,148,410 | 1,242 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,231,000 | 1,251 |
| Total interest expense | $3,962,000 | 1,127 |
| Net interest income | $17,269,000 | 1,272 |
| Provision for loan and lease losses | $1,515,000 | 1,314 |
| Total noninterest income | $1,756,000 | 2,391 |
| Gross Fiduciary activities income | $831,000 | 488 |
| Service charges on deposit accounts | $1,442,000 | 991 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-517,000 | 6,936 |
| Total noninterest expense | $14,173,000 | 1,393 |
| Salaries and employee benefits | $7,777,000 | 1,328 |
| Premises and equipment expense | $972,000 | 2,327 |
| Additional noninterest expense | $5,424,000 | 1,255 |
| Pre-tax net operating income | $3,337,000 | 1,905 |
| Securities gains (losses) | $49,000 | 2,743 |
| Applicable income taxes | $326,000 | 2,585 |
| Income before extraordinary items | $3,060,000 | 1,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,060,000 | 1,830 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,060,000 | 1,831 |
| Net charge-offs | $3,707,000 | 730 |
| Cash dividends | $1,137,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 506 |
| Net operating income | $3,015,900 | 1,752 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,362,000 | 1,245 |
| Total interest expense | $3,088,000 | 1,141 |
| Net interest income | $13,274,000 | 1,256 |
| Provision for loan and lease losses | $1,315,000 | 1,202 |
| Total noninterest income | $1,109,000 | 2,638 |
| Gross Fiduciary activities income | $586,000 | 507 |
| Service charges on deposit accounts | $1,077,000 | 1,000 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-554,000 | 7,089 |
| Total noninterest expense | $10,400,000 | 1,420 |
| Salaries and employee benefits | $5,792,000 | 1,334 |
| Premises and equipment expense | $519,000 | 3,080 |
| Additional noninterest expense | $4,089,000 | 1,248 |
| Pre-tax net operating income | $2,668,000 | 1,850 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $198,000 | 2,845 |
| Income before extraordinary items | $2,516,000 | 1,737 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,516,000 | 1,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,516,000 | 1,738 |
| Net charge-offs | $3,247,000 | 640 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 484 |
| Net operating income | $2,473,220 | 1,664 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,011,000 | 1,247 |
| Total interest expense | $2,117,000 | 1,159 |
| Net interest income | $8,894,000 | 1,252 |
| Provision for loan and lease losses | $1,315,000 | 880 |
| Total noninterest income | $356,000 | 3,882 |
| Gross Fiduciary activities income | $392,000 | 504 |
| Service charges on deposit accounts | $723,000 | 988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-759,000 | 7,191 |
| Total noninterest expense | $6,939,000 | 1,415 |
| Salaries and employee benefits | $3,860,000 | 1,333 |
| Premises and equipment expense | $322,000 | 3,261 |
| Additional noninterest expense | $2,757,000 | 1,234 |
| Pre-tax net operating income | $996,000 | 2,851 |
| Securities gains (losses) | $49,000 | 2,063 |
| Applicable income taxes | $132,000 | 2,839 |
| Income before extraordinary items | $913,000 | 2,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $913,000 | 2,782 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $913,000 | 2,782 |
| Net charge-offs | $2,591,000 | 566 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 589 |
| Net operating income | $870,370 | 2,723 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 1,235 |
| Total interest expense | $1,093,000 | 1,164 |
| Net interest income | $4,473,000 | 1,242 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $795,000 | 1,534 |
| Gross Fiduciary activities income | $194,000 | 510 |
| Service charges on deposit accounts | $364,000 | 966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $237,000 | 2,410 |
| Total noninterest expense | $3,431,000 | 1,427 |
| Salaries and employee benefits | $1,919,000 | 1,346 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $1,348,000 | 1,245 |
| Pre-tax net operating income | $1,087,000 | 1,566 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $66,000 | 2,814 |
| Income before extraordinary items | $1,021,000 | 1,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,021,000 | 1,431 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,021,000 | 1,432 |
| Net charge-offs | $977,000 | 679 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 408 |
| Net operating income | $1,021,000 | 1,354 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,742,000 | 1,147 |
| Total interest expense | $5,855,000 | 1,032 |
| Net interest income | $18,887,000 | 1,182 |
| Provision for loan and lease losses | $7,448,000 | 559 |
| Total noninterest income | $773,000 | 3,585 |
| Gross Fiduciary activities income | $768,000 | 463 |
| Service charges on deposit accounts | $1,391,000 | 1,061 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,386,000 | 7,231 |
| Total noninterest expense | $13,793,000 | 1,408 |
| Salaries and employee benefits | $7,517,000 | 1,316 |
| Premises and equipment expense | $829,000 | 2,832 |
| Additional noninterest expense | $5,447,000 | 1,273 |
| Pre-tax net operating income | $-1,581,000 | 6,718 |
| Securities gains (losses) | $17,000 | 3,149 |
| Applicable income taxes | $-16,000 | 6,621 |
| Income before extraordinary items | $-1,548,000 | 6,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,548,000 | 6,765 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,548,000 | 6,765 |
| Net charge-offs | $7,093,000 | 601 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 607 |
| Net operating income | $-1,564,830 | 6,742 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,768,000 | 1,151 |
| Total interest expense | $4,605,000 | 1,031 |
| Net interest income | $14,163,000 | 1,185 |
| Provision for loan and lease losses | $5,131,000 | 605 |
| Total noninterest income | $409,000 | 4,280 |
| Gross Fiduciary activities income | $583,000 | 449 |
| Service charges on deposit accounts | $999,000 | 1,115 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,173,000 | 7,337 |
| Total noninterest expense | $10,347,000 | 1,417 |
| Salaries and employee benefits | $5,654,000 | 1,314 |
| Premises and equipment expense | $726,000 | 2,491 |
| Additional noninterest expense | $3,967,000 | 1,299 |
| Pre-tax net operating income | $-906,000 | 6,767 |
| Securities gains (losses) | $-33,000 | 7,111 |
| Applicable income taxes | $181,000 | 2,749 |
| Income before extraordinary items | $-1,120,000 | 6,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,120,000 | 6,895 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,120,000 | 6,894 |
| Net charge-offs | $4,613,000 | 669 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 565 |
| Net operating income | $-1,087,000 | 6,850 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,585,000 | 1,150 |
| Total interest expense | $3,216,000 | 1,028 |
| Net interest income | $9,369,000 | 1,196 |
| Provision for loan and lease losses | $3,380,000 | 617 |
| Total noninterest income | $263,000 | 4,388 |
| Gross Fiduciary activities income | $399,000 | 451 |
| Service charges on deposit accounts | $589,000 | 1,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-725,000 | 7,416 |
| Total noninterest expense | $6,896,000 | 1,431 |
| Salaries and employee benefits | $3,757,000 | 1,330 |
| Premises and equipment expense | $475,000 | 2,555 |
| Additional noninterest expense | $2,664,000 | 1,323 |
| Pre-tax net operating income | $-644,000 | 6,856 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $115,000 | 2,750 |
| Income before extraordinary items | $-759,000 | 6,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-759,000 | 6,953 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-759,000 | 6,954 |
| Net charge-offs | $1,948,000 | 940 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 491 |
| Net operating income | $-759,000 | 6,938 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 1,148 |
| Total interest expense | $1,659,000 | 1,036 |
| Net interest income | $4,686,000 | 1,191 |
| Provision for loan and lease losses | $2,480,000 | 436 |
| Total noninterest income | $136,000 | 4,353 |
| Gross Fiduciary activities income | $181,000 | 484 |
| Service charges on deposit accounts | $286,000 | 1,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-331,000 | 7,477 |
| Total noninterest expense | $3,587,000 | 1,392 |
| Salaries and employee benefits | $1,872,000 | 1,348 |
| Premises and equipment expense | $253,000 | 2,472 |
| Additional noninterest expense | $1,462,000 | 1,223 |
| Pre-tax net operating income | $-1,245,000 | 7,316 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $-1,269,000 | 7,338 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,269,000 | 7,338 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,269,000 | 7,339 |
| Net charge-offs | $1,379,000 | 687 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 442 |
| Net operating income | $-1,269,000 | 7,334 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,343,000 | 1,090 |
| Total interest expense | $8,762,000 | 948 |
| Net interest income | $19,581,000 | 1,141 |
| Provision for loan and lease losses | $8,630,000 | 757 |
| Total noninterest income | $2,994,000 | 1,554 |
| Gross Fiduciary activities income | $819,000 | 441 |
| Service charges on deposit accounts | $1,336,000 | 1,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $839,000 | 2,426 |
| Total noninterest expense | $14,162,000 | 1,407 |
| Salaries and employee benefits | $7,468,000 | 1,316 |
| Premises and equipment expense | $1,015,000 | 2,451 |
| Additional noninterest expense | $5,679,000 | 1,298 |
| Pre-tax net operating income | $-217,000 | 6,045 |
| Securities gains (losses) | $373,000 | 1,090 |
| Applicable income taxes | $105,000 | 3,203 |
| Income before extraordinary items | $51,000 | 5,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 5,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $51,000 | 5,799 |
| Net charge-offs | $6,024,000 | 879 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-187,720 | 6,080 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,616,000 | 1,086 |
| Total interest expense | $6,928,000 | 928 |
| Net interest income | $14,688,000 | 1,143 |
| Provision for loan and lease losses | $6,830,000 | 687 |
| Total noninterest income | $2,015,000 | 1,678 |
| Gross Fiduciary activities income | $610,000 | 439 |
| Service charges on deposit accounts | $1,007,000 | 1,148 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $398,000 | 3,107 |
| Total noninterest expense | $10,440,000 | 1,424 |
| Salaries and employee benefits | $5,591,000 | 1,320 |
| Premises and equipment expense | $711,000 | 2,624 |
| Additional noninterest expense | $4,138,000 | 1,310 |
| Pre-tax net operating income | $-567,000 | 6,586 |
| Securities gains (losses) | $373,000 | 930 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-194,000 | 6,432 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-194,000 | 6,433 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-194,000 | 6,432 |
| Net charge-offs | $4,724,000 | 815 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-567,000 | 6,649 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,423,000 | 1,100 |
| Total interest expense | $4,938,000 | 905 |
| Net interest income | $9,485,000 | 1,199 |
| Provision for loan and lease losses | $5,700,000 | 576 |
| Total noninterest income | $1,190,000 | 1,778 |
| Gross Fiduciary activities income | $432,000 | 432 |
| Service charges on deposit accounts | $677,000 | 1,158 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 4,969 |
| Total noninterest expense | $6,983,000 | 1,419 |
| Salaries and employee benefits | $3,720,000 | 1,328 |
| Premises and equipment expense | $469,000 | 2,653 |
| Additional noninterest expense | $2,794,000 | 1,284 |
| Pre-tax net operating income | $-2,008,000 | 7,272 |
| Securities gains (losses) | $219,000 | 898 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,789,000 | 7,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,789,000 | 7,301 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,789,000 | 7,302 |
| Net charge-offs | $4,027,000 | 663 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,008,000 | 7,325 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 1,102 |
| Total interest expense | $2,641,000 | 883 |
| Net interest income | $4,679,000 | 1,232 |
| Provision for loan and lease losses | $2,000,000 | 755 |
| Total noninterest income | $829,000 | 1,411 |
| Gross Fiduciary activities income | $246,000 | 409 |
| Service charges on deposit accounts | $336,000 | 1,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 2,086 |
| Total noninterest expense | $3,443,000 | 1,457 |
| Salaries and employee benefits | $1,839,000 | 1,359 |
| Premises and equipment expense | $235,000 | 2,719 |
| Additional noninterest expense | $1,369,000 | 1,296 |
| Pre-tax net operating income | $65,000 | 5,479 |
| Securities gains (losses) | $219,000 | 486 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $284,000 | 3,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $284,000 | 3,235 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $284,000 | 3,238 |
| Net charge-offs | $1,398,000 | 826 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $65,000 | 5,362 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,095,000 | 1,065 |
| Total interest expense | $12,753,000 | 928 |
| Net interest income | $19,342,000 | 1,137 |
| Provision for loan and lease losses | $13,092,000 | 681 |
| Total noninterest income | $4,289,000 | 1,233 |
| Gross Fiduciary activities income | $694,000 | 471 |
| Service charges on deposit accounts | $1,408,000 | 1,223 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,187,000 | 1,288 |
| Total noninterest expense | $13,846,000 | 1,494 |
| Salaries and employee benefits | $7,610,000 | 1,300 |
| Premises and equipment expense | $1,124,000 | 2,343 |
| Additional noninterest expense | $5,112,000 | 1,460 |
| Pre-tax net operating income | $-3,307,000 | 6,946 |
| Securities gains (losses) | $311,000 | 1,205 |
| Applicable income taxes | $-203,000 | 6,764 |
| Income before extraordinary items | $-2,793,000 | 6,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,793,000 | 6,946 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,793,000 | 6,946 |
| Net charge-offs | $10,527,000 | 660 |
| Cash dividends | $1,277,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 7,925 |
| Net operating income | $-3,082,230 | 7,013 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,454,000 | 1,064 |
| Total interest expense | $9,768,000 | 954 |
| Net interest income | $14,686,000 | 1,120 |
| Provision for loan and lease losses | $10,027,000 | 622 |
| Total noninterest income | $3,460,000 | 1,185 |
| Gross Fiduciary activities income | $463,000 | 493 |
| Service charges on deposit accounts | $1,059,000 | 1,218 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,938,000 | 1,172 |
| Total noninterest expense | $10,385,000 | 1,482 |
| Salaries and employee benefits | $6,040,000 | 1,241 |
| Premises and equipment expense | $828,000 | 2,401 |
| Additional noninterest expense | $3,517,000 | 1,530 |
| Pre-tax net operating income | $-2,266,000 | 7,121 |
| Securities gains (losses) | $172,000 | 1,401 |
| Applicable income taxes | $321,000 | 1,866 |
| Income before extraordinary items | $-2,415,000 | 7,279 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,415,000 | 7,278 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,415,000 | 7,279 |
| Net charge-offs | $7,392,000 | 629 |
| Cash dividends | $1,277,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 8,028 |
| Net operating income | $-2,587,000 | 7,296 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,321,000 | 1,091 |
| Total interest expense | $6,558,000 | 1,014 |
| Net interest income | $9,763,000 | 1,138 |
| Provision for loan and lease losses | $2,142,000 | 1,343 |
| Total noninterest income | $1,890,000 | 1,397 |
| Gross Fiduciary activities income | $289,000 | 515 |
| Service charges on deposit accounts | $697,000 | 1,220 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $904,000 | 1,517 |
| Total noninterest expense | $6,905,000 | 1,504 |
| Salaries and employee benefits | $3,998,000 | 1,275 |
| Premises and equipment expense | $568,000 | 2,367 |
| Additional noninterest expense | $2,339,000 | 1,564 |
| Pre-tax net operating income | $2,606,000 | 881 |
| Securities gains (losses) | $-109,000 | 7,692 |
| Applicable income taxes | $209,000 | 1,908 |
| Income before extraordinary items | $2,288,000 | 815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,288,000 | 814 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,288,000 | 815 |
| Net charge-offs | $1,781,000 | 1,209 |
| Cash dividends | $1,277,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,388,280 | 750 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,180,000 | 1,092 |
| Total interest expense | $3,313,000 | 1,046 |
| Net interest income | $4,867,000 | 1,125 |
| Provision for loan and lease losses | $1,050,000 | 1,142 |
| Total noninterest income | $947,000 | 1,346 |
| Gross Fiduciary activities income | $152,000 | 507 |
| Service charges on deposit accounts | $340,000 | 1,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $455,000 | 1,483 |
| Total noninterest expense | $3,272,000 | 1,532 |
| Salaries and employee benefits | $1,980,000 | 1,303 |
| Premises and equipment expense | $277,000 | 2,466 |
| Additional noninterest expense | $1,015,000 | 1,592 |
| Pre-tax net operating income | $1,492,000 | 855 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $98,000 | 2,209 |
| Income before extraordinary items | $1,394,000 | 738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,394,000 | 738 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,394,000 | 740 |
| Net charge-offs | $950,000 | 981 |
| Cash dividends | $684,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,394,000 | 691 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,797,000 | 1,060 |
| Total interest expense | $15,687,000 | 1,026 |
| Net interest income | $20,110,000 | 1,080 |
| Provision for loan and lease losses | $3,177,000 | 1,335 |
| Total noninterest income | $4,352,000 | 1,196 |
| Gross Fiduciary activities income | $653,000 | 508 |
| Service charges on deposit accounts | $1,510,000 | 1,191 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,189,000 | 1,216 |
| Total noninterest expense | $13,712,000 | 1,430 |
| Salaries and employee benefits | $8,113,000 | 1,237 |
| Premises and equipment expense | $1,547,000 | 1,772 |
| Additional noninterest expense | $4,052,000 | 1,528 |
| Pre-tax net operating income | $7,573,000 | 735 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $542,000 | 1,768 |
| Income before extraordinary items | $7,041,000 | 559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,041,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,152,000 | 1,236 |
| Cash dividends | $3,644,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $-62,000 | 8,221 |
| Net operating income | $7,031,700 | 599 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,155,000 | 1,073 |
| Total interest expense | $12,130,000 | 1,033 |
| Net interest income | $15,025,000 | 1,108 |
| Provision for loan and lease losses | $1,524,000 | 1,411 |
| Total noninterest income | $3,237,000 | 1,238 |
| Gross Fiduciary activities income | $483,000 | 517 |
| Service charges on deposit accounts | $1,145,000 | 1,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,609,000 | 1,295 |
| Total noninterest expense | $10,155,000 | 1,430 |
| Salaries and employee benefits | $6,140,000 | 1,244 |
| Premises and equipment expense | $1,106,000 | 1,843 |
| Additional noninterest expense | $2,909,000 | 1,536 |
| Pre-tax net operating income | $6,583,000 | 762 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $419,000 | 2,107 |
| Income before extraordinary items | $6,164,000 | 593 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,164,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,731 |
| Cash dividends | $3,034,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,164,000 | 625 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,505,000 | 1,059 |
| Total interest expense | $8,341,000 | 1,042 |
| Net interest income | $10,164,000 | 1,072 |
| Provision for loan and lease losses | $585,000 | 1,741 |
| Total noninterest income | $2,165,000 | 1,245 |
| Gross Fiduciary activities income | $328,000 | 526 |
| Service charges on deposit accounts | $744,000 | 1,198 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,093,000 | 1,318 |
| Total noninterest expense | $6,639,000 | 1,452 |
| Salaries and employee benefits | $4,081,000 | 1,264 |
| Premises and equipment expense | $713,000 | 1,902 |
| Additional noninterest expense | $1,845,000 | 1,596 |
| Pre-tax net operating income | $5,105,000 | 690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $296,000 | 2,231 |
| Income before extraordinary items | $4,809,000 | 575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,809,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,593 |
| Cash dividends | $2,149,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,809,000 | 559 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,345,000 | 1,081 |
| Total interest expense | $4,352,000 | 1,079 |
| Net interest income | $4,993,000 | 1,093 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $989,000 | 1,341 |
| Gross Fiduciary activities income | $167,000 | 530 |
| Service charges on deposit accounts | $339,000 | 1,292 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $483,000 | 1,456 |
| Total noninterest expense | $3,254,000 | 1,478 |
| Salaries and employee benefits | $2,024,000 | 1,294 |
| Premises and equipment expense | $333,000 | 2,034 |
| Additional noninterest expense | $897,000 | 1,597 |
| Pre-tax net operating income | $2,628,000 | 723 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $173,000 | 2,148 |
| Income before extraordinary items | $2,455,000 | 617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,455,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,236 |
| Cash dividends | $1,083,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,455,000 | 592 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $36,945,000 | 1,151 |
| Total interest expense | $17,456,000 | 1,132 |
| Net interest income | $19,489,000 | 1,136 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $4,131,000 | 1,269 |
| Gross Fiduciary activities income | $622,000 | 540 |
| Service charges on deposit accounts | $1,375,000 | 1,296 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,134,000 | 1,318 |
| Total noninterest expense | $13,199,000 | 1,395 |
| Salaries and employee benefits | $7,860,000 | 1,266 |
| Premises and equipment expense | $1,398,000 | 1,871 |
| Additional noninterest expense | $3,941,000 | 1,400 |
| Pre-tax net operating income | $9,971,000 | 854 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $747,000 | 2,217 |
| Income before extraordinary items | $9,224,000 | 704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,224,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,165 |
| Cash dividends | $4,065,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,224,000 | 698 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,289,000 | 1,164 |
| Total interest expense | $12,846,000 | 1,151 |
| Net interest income | $14,443,000 | 1,159 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $2,978,000 | 1,308 |
| Gross Fiduciary activities income | $458,000 | 546 |
| Service charges on deposit accounts | $1,042,000 | 1,258 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,478,000 | 1,390 |
| Total noninterest expense | $9,610,000 | 1,425 |
| Salaries and employee benefits | $5,809,000 | 1,297 |
| Premises and equipment expense | $1,093,000 | 1,799 |
| Additional noninterest expense | $2,708,000 | 1,495 |
| Pre-tax net operating income | $7,361,000 | 940 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $555,000 | 2,404 |
| Income before extraordinary items | $6,806,000 | 773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,806,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,789 |
| Cash dividends | $2,943,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,806,000 | 766 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,869,000 | 1,199 |
| Total interest expense | $8,314,000 | 1,195 |
| Net interest income | $9,555,000 | 1,196 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $2,006,000 | 1,323 |
| Gross Fiduciary activities income | $303,000 | 555 |
| Service charges on deposit accounts | $695,000 | 1,267 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,008,000 | 1,391 |
| Total noninterest expense | $6,425,000 | 1,432 |
| Salaries and employee benefits | $3,874,000 | 1,312 |
| Premises and equipment expense | $727,000 | 1,808 |
| Additional noninterest expense | $1,824,000 | 1,499 |
| Pre-tax net operating income | $4,836,000 | 989 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $374,000 | 2,459 |
| Income before extraordinary items | $4,462,000 | 814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,462,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,568 |
| Cash dividends | $1,952,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,462,000 | 802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,734,000 | 1,212 |
| Total interest expense | $4,034,000 | 1,222 |
| Net interest income | $4,700,000 | 1,208 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $998,000 | 1,317 |
| Gross Fiduciary activities income | $156,000 | 555 |
| Service charges on deposit accounts | $342,000 | 1,264 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $500,000 | 1,359 |
| Total noninterest expense | $3,171,000 | 1,460 |
| Salaries and employee benefits | $1,958,000 | 1,315 |
| Premises and equipment expense | $358,000 | 1,851 |
| Additional noninterest expense | $855,000 | 1,559 |
| Pre-tax net operating income | $2,377,000 | 992 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $207,000 | 2,356 |
| Income before extraordinary items | $2,170,000 | 825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,170,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $956,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,170,000 | 817 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,052,000 | 1,268 |
| Total interest expense | $13,199,000 | 1,282 |
| Net interest income | $17,853,000 | 1,268 |
| Provision for loan and lease losses | $525,000 | 1,821 |
| Total noninterest income | $4,055,000 | 1,285 |
| Gross Fiduciary activities income | $541,000 | 572 |
| Service charges on deposit accounts | $1,325,000 | 1,352 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,189,000 | 1,275 |
| Total noninterest expense | $12,131,000 | 1,472 |
| Salaries and employee benefits | $7,412,000 | 1,319 |
| Premises and equipment expense | $1,323,000 | 1,901 |
| Additional noninterest expense | $3,396,000 | 1,553 |
| Pre-tax net operating income | $9,252,000 | 1,062 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $713,000 | 2,643 |
| Income before extraordinary items | $8,533,000 | 884 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,533,000 | 884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,402 |
| Cash dividends | $3,727,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,538,520 | 864 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,667,000 | 1,302 |
| Total interest expense | $9,481,000 | 1,298 |
| Net interest income | $13,186,000 | 1,311 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $3,091,000 | 1,290 |
| Gross Fiduciary activities income | $400,000 | 569 |
| Service charges on deposit accounts | $989,000 | 1,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,702,000 | 1,243 |
| Total noninterest expense | $8,931,000 | 1,501 |
| Salaries and employee benefits | $5,482,000 | 1,351 |
| Premises and equipment expense | $1,012,000 | 1,866 |
| Additional noninterest expense | $2,437,000 | 1,617 |
| Pre-tax net operating income | $6,896,000 | 1,110 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $557,000 | 2,709 |
| Income before extraordinary items | $6,333,000 | 920 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,333,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,201 |
| Cash dividends | $2,706,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,338,520 | 908 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,624,000 | 1,317 |
| Total interest expense | $6,075,000 | 1,289 |
| Net interest income | $8,549,000 | 1,349 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $2,072,000 | 1,275 |
| Gross Fiduciary activities income | $264,000 | 578 |
| Service charges on deposit accounts | $643,000 | 1,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,165,000 | 1,219 |
| Total noninterest expense | $5,804,000 | 1,549 |
| Salaries and employee benefits | $3,612,000 | 1,376 |
| Premises and equipment expense | $617,000 | 2,034 |
| Additional noninterest expense | $1,575,000 | 1,678 |
| Pre-tax net operating income | $4,517,000 | 1,125 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $366,000 | 2,754 |
| Income before extraordinary items | $4,145,000 | 935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,145,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,629 |
| Cash dividends | $1,724,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,150,520 | 913 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 1,336 |
| Total interest expense | $2,922,000 | 1,279 |
| Net interest income | $4,142,000 | 1,386 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $932,000 | 1,353 |
| Gross Fiduciary activities income | $133,000 | 585 |
| Service charges on deposit accounts | $319,000 | 1,353 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $480,000 | 1,379 |
| Total noninterest expense | $2,841,000 | 1,580 |
| Salaries and employee benefits | $1,784,000 | 1,397 |
| Premises and equipment expense | $314,000 | 2,011 |
| Additional noninterest expense | $743,000 | 1,763 |
| Pre-tax net operating income | $2,083,000 | 1,184 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $1,898,000 | 1,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,898,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,569 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,903,460 | 978 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,902,000 | 1,341 |
| Total interest expense | $8,991,000 | 1,262 |
| Net interest income | $15,911,000 | 1,374 |
| Provision for loan and lease losses | $570,000 | 1,710 |
| Total noninterest income | $3,584,000 | 1,395 |
| Gross Fiduciary activities income | $508,000 | 581 |
| Service charges on deposit accounts | $1,226,000 | 1,426 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,850,000 | 1,429 |
| Total noninterest expense | $10,937,000 | 1,568 |
| Salaries and employee benefits | $6,801,000 | 1,367 |
| Premises and equipment expense | $1,072,000 | 2,231 |
| Additional noninterest expense | $3,064,000 | 1,648 |
| Pre-tax net operating income | $7,988,000 | 1,197 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $716,000 | 2,776 |
| Income before extraordinary items | $7,282,000 | 996 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,282,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,710 |
| Cash dividends | $3,960,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 8,749 |
| Net operating income | $7,272,900 | 978 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,219,000 | 1,334 |
| Total interest expense | $6,296,000 | 1,271 |
| Net interest income | $11,923,000 | 1,366 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $2,690,000 | 1,405 |
| Gross Fiduciary activities income | $367,000 | 582 |
| Service charges on deposit accounts | $915,000 | 1,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,408,000 | 1,420 |
| Total noninterest expense | $8,216,000 | 1,555 |
| Salaries and employee benefits | $5,126,000 | 1,349 |
| Premises and equipment expense | $875,000 | 2,037 |
| Additional noninterest expense | $2,215,000 | 1,692 |
| Pre-tax net operating income | $5,947,000 | 1,197 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $503,000 | 2,925 |
| Income before extraordinary items | $5,454,000 | 990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,454,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,778 |
| Cash dividends | $3,129,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 8,792 |
| Net operating income | $5,444,800 | 974 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 1,351 |
| Total interest expense | $3,901,000 | 1,292 |
| Net interest income | $7,798,000 | 1,367 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,879,000 | 1,335 |
| Gross Fiduciary activities income | $251,000 | 583 |
| Service charges on deposit accounts | $605,000 | 1,402 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,023,000 | 1,320 |
| Total noninterest expense | $5,523,000 | 1,535 |
| Salaries and employee benefits | $3,448,000 | 1,329 |
| Premises and equipment expense | $615,000 | 1,937 |
| Additional noninterest expense | $1,460,000 | 1,692 |
| Pre-tax net operating income | $3,854,000 | 1,209 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $314,000 | 3,021 |
| Income before extraordinary items | $3,540,000 | 981 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,540,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,912 |
| Cash dividends | $2,326,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 8,818 |
| Net operating income | $3,540,000 | 966 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 1,350 |
| Total interest expense | $1,837,000 | 1,297 |
| Net interest income | $3,864,000 | 1,374 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $902,000 | 1,362 |
| Gross Fiduciary activities income | $130,000 | 587 |
| Service charges on deposit accounts | $295,000 | 1,392 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $477,000 | 1,368 |
| Total noninterest expense | $2,740,000 | 1,545 |
| Salaries and employee benefits | $1,727,000 | 1,338 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $705,000 | 1,759 |
| Pre-tax net operating income | $1,876,000 | 1,217 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $160,000 | 2,993 |
| Income before extraordinary items | $1,716,000 | 1,013 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,716,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,609 |
| Cash dividends | $778,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 8,899 |
| Net operating income | $1,716,000 | 989 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,638,000 | 1,314 |
| Total interest expense | $6,311,000 | 1,310 |
| Net interest income | $15,327,000 | 1,322 |
| Provision for loan and lease losses | $660,000 | 1,522 |
| Total noninterest income | $3,386,000 | 1,453 |
| Gross Fiduciary activities income | $417,000 | 623 |
| Service charges on deposit accounts | $1,173,000 | 1,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,796,000 | 1,429 |
| Total noninterest expense | $10,905,000 | 1,498 |
| Salaries and employee benefits | $6,600,000 | 1,336 |
| Premises and equipment expense | $1,407,000 | 1,656 |
| Additional noninterest expense | $2,898,000 | 1,685 |
| Pre-tax net operating income | $7,148,000 | 1,211 |
| Securities gains (losses) | $60,000 | 1,599 |
| Applicable income taxes | $610,000 | 3,001 |
| Income before extraordinary items | $6,598,000 | 1,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,598,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,342 |
| Cash dividends | $2,141,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,542,800 | 980 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,952,000 | 1,320 |
| Total interest expense | $4,605,000 | 1,306 |
| Net interest income | $11,347,000 | 1,324 |
| Provision for loan and lease losses | $510,000 | 1,428 |
| Total noninterest income | $2,561,000 | 1,463 |
| Gross Fiduciary activities income | $312,000 | 621 |
| Service charges on deposit accounts | $881,000 | 1,512 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,368,000 | 1,428 |
| Total noninterest expense | $8,099,000 | 1,504 |
| Salaries and employee benefits | $4,946,000 | 1,331 |
| Premises and equipment expense | $1,030,000 | 1,695 |
| Additional noninterest expense | $2,123,000 | 1,699 |
| Pre-tax net operating income | $5,299,000 | 1,243 |
| Securities gains (losses) | $60,000 | 1,519 |
| Applicable income taxes | $447,000 | 3,096 |
| Income before extraordinary items | $4,912,000 | 1,022 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,912,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $2,141,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,856,800 | 985 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,429,000 | 1,327 |
| Total interest expense | $3,018,000 | 1,311 |
| Net interest income | $7,411,000 | 1,340 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $1,727,000 | 1,441 |
| Gross Fiduciary activities income | $208,000 | 630 |
| Service charges on deposit accounts | $583,000 | 1,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $936,000 | 1,395 |
| Total noninterest expense | $5,362,000 | 1,513 |
| Salaries and employee benefits | $3,270,000 | 1,335 |
| Premises and equipment expense | $655,000 | 1,759 |
| Additional noninterest expense | $1,437,000 | 1,671 |
| Pre-tax net operating income | $3,416,000 | 1,252 |
| Securities gains (losses) | $60,000 | 1,343 |
| Applicable income taxes | $295,000 | 3,110 |
| Income before extraordinary items | $3,181,000 | 1,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,181,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,000 |
| Cash dividends | $1,401,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,125,800 | 1,011 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 1,344 |
| Total interest expense | $1,527,000 | 1,307 |
| Net interest income | $3,653,000 | 1,360 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $872,000 | 1,396 |
| Gross Fiduciary activities income | $115,000 | 610 |
| Service charges on deposit accounts | $289,000 | 1,486 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $468,000 | 1,361 |
| Total noninterest expense | $2,647,000 | 1,532 |
| Salaries and employee benefits | $1,605,000 | 1,381 |
| Premises and equipment expense | $332,000 | 1,759 |
| Additional noninterest expense | $710,000 | 1,674 |
| Pre-tax net operating income | $1,698,000 | 1,248 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $1,560,000 | 1,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,560,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $694,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,560,000 | 993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,468,000 | 1,314 |
| Total interest expense | $6,890,000 | 1,279 |
| Net interest income | $14,578,000 | 1,343 |
| Provision for loan and lease losses | $720,000 | 1,588 |
| Total noninterest income | $2,843,000 | 1,765 |
| Gross Fiduciary activities income | $348,000 | 665 |
| Service charges on deposit accounts | $1,149,000 | 1,496 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,346,000 | 1,965 |
| Total noninterest expense | $10,227,000 | 1,559 |
| Salaries and employee benefits | $6,179,000 | 1,389 |
| Premises and equipment expense | $1,312,000 | 1,730 |
| Additional noninterest expense | $2,736,000 | 1,772 |
| Pre-tax net operating income | $6,474,000 | 1,277 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $439,000 | 3,603 |
| Income before extraordinary items | $6,035,000 | 1,068 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,035,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,971 |
| Cash dividends | $6,016,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,035,000 | 1,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,227,000 | 1,333 |
| Total interest expense | $5,320,000 | 1,303 |
| Net interest income | $10,907,000 | 1,359 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $2,121,000 | 1,820 |
| Gross Fiduciary activities income | $262,000 | 670 |
| Service charges on deposit accounts | $865,000 | 1,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $994,000 | 2,057 |
| Total noninterest expense | $7,544,000 | 1,604 |
| Salaries and employee benefits | $4,609,000 | 1,407 |
| Premises and equipment expense | $947,000 | 1,815 |
| Additional noninterest expense | $1,988,000 | 1,819 |
| Pre-tax net operating income | $4,944,000 | 1,302 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $389,000 | 3,467 |
| Income before extraordinary items | $4,555,000 | 1,102 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,555,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,652 |
| Cash dividends | $3,808,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,555,000 | 1,029 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,885,000 | 1,344 |
| Total interest expense | $3,624,000 | 1,320 |
| Net interest income | $7,261,000 | 1,352 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $1,342,000 | 1,869 |
| Gross Fiduciary activities income | $175,000 | 672 |
| Service charges on deposit accounts | $572,000 | 1,498 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $595,000 | 2,202 |
| Total noninterest expense | $4,973,000 | 1,616 |
| Salaries and employee benefits | $3,052,000 | 1,417 |
| Premises and equipment expense | $617,000 | 1,851 |
| Additional noninterest expense | $1,304,000 | 1,850 |
| Pre-tax net operating income | $3,270,000 | 1,309 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $264,000 | 3,460 |
| Income before extraordinary items | $3,006,000 | 1,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,006,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,574 |
| Cash dividends | $3,808,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,006,000 | 1,030 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 1,340 |
| Total interest expense | $1,850,000 | 1,317 |
| Net interest income | $3,623,000 | 1,351 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $671,000 | 1,844 |
| Gross Fiduciary activities income | $95,000 | 661 |
| Service charges on deposit accounts | $277,000 | 1,501 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $299,000 | 2,114 |
| Total noninterest expense | $2,471,000 | 1,622 |
| Salaries and employee benefits | $1,530,000 | 1,412 |
| Premises and equipment expense | $294,000 | 1,941 |
| Additional noninterest expense | $647,000 | 1,819 |
| Pre-tax net operating income | $1,643,000 | 1,303 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $125,000 | 3,551 |
| Income before extraordinary items | $1,518,000 | 1,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,518,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,043 |
| Cash dividends | $3,808,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,518,000 | 1,019 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,222,000 | 1,317 |
| Total interest expense | $8,458,000 | 1,331 |
| Net interest income | $14,764,000 | 1,308 |
| Provision for loan and lease losses | $1,230,000 | 1,105 |
| Total noninterest income | $2,513,000 | 1,793 |
| Gross Fiduciary activities income | $274,000 | 742 |
| Service charges on deposit accounts | $1,089,000 | 1,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,150,000 | 1,991 |
| Total noninterest expense | $10,167,000 | 1,521 |
| Salaries and employee benefits | $5,747,000 | 1,419 |
| Premises and equipment expense | $1,624,000 | 1,353 |
| Additional noninterest expense | $2,796,000 | 1,675 |
| Pre-tax net operating income | $5,880,000 | 1,421 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,005,000 | 1,293 |
| Income before extraordinary items | $3,875,000 | 1,567 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,875,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,221 |
| Cash dividends | $204,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,875,000 | 1,518 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,067,000 | 1,415 |
| Total interest expense | $11,808,000 | 1,373 |
| Net interest income | $12,259,000 | 1,450 |
| Provision for loan and lease losses | $1,387,000 | 966 |
| Total noninterest income | $3,121,000 | 1,435 |
| Gross Fiduciary activities income | $190,000 | 850 |
| Service charges on deposit accounts | $971,000 | 1,525 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,960,000 | 1,265 |
| Total noninterest expense | $8,531,000 | 1,706 |
| Salaries and employee benefits | $5,122,000 | 1,480 |
| Premises and equipment expense | $1,053,000 | 2,020 |
| Additional noninterest expense | $2,356,000 | 1,912 |
| Pre-tax net operating income | $5,462,000 | 1,345 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $1,995,000 | 1,180 |
| Income before extraordinary items | $3,470,000 | 1,541 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,470,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,060,000 | 901 |
| Cash dividends | $714,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,468,080 | 1,477 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,232,000 | 1,492 |
| Total interest expense | $11,344,000 | 1,512 |
| Net interest income | $11,888,000 | 1,477 |
| Provision for loan and lease losses | $1,020,000 | 1,036 |
| Total noninterest income | $1,665,000 | 2,164 |
| Gross Fiduciary activities income | $232,000 | 774 |
| Service charges on deposit accounts | $856,000 | 1,611 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $577,000 | 2,688 |
| Total noninterest expense | $7,448,000 | 1,867 |
| Salaries and employee benefits | $4,528,000 | 1,570 |
| Premises and equipment expense | $1,002,000 | 2,055 |
| Additional noninterest expense | $1,918,000 | 2,254 |
| Pre-tax net operating income | $5,085,000 | 1,453 |
| Securities gains (losses) | $-25,000 | 8,855 |
| Applicable income taxes | $1,741,000 | 1,322 |
| Income before extraordinary items | $3,319,000 | 1,589 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,319,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,036 |
| Cash dividends | $661,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,335,500 | 1,572 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,828,000 | 1,637 |
| Total interest expense | $9,285,000 | 1,620 |
| Net interest income | $10,543,000 | 1,657 |
| Provision for loan and lease losses | $888,000 | 1,081 |
| Total noninterest income | $1,286,000 | 2,566 |
| Gross Fiduciary activities income | $102,000 | 989 |
| Service charges on deposit accounts | $774,000 | 1,709 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $410,000 | 3,362 |
| Total noninterest expense | $6,690,000 | 2,035 |
| Salaries and employee benefits | $4,064,000 | 1,702 |
| Premises and equipment expense | $1,052,000 | 1,949 |
| Additional noninterest expense | $1,574,000 | 2,751 |
| Pre-tax net operating income | $4,251,000 | 1,750 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $1,304,000 | 1,781 |
| Income before extraordinary items | $2,956,000 | 1,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,956,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 870 |
| Cash dividends | $546,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,949,790 | 1,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,477,000 | 1,850 |
| Total interest expense | $8,512,000 | 1,792 |
| Net interest income | $8,965,000 | 1,907 |
| Provision for loan and lease losses | $322,000 | 2,456 |
| Total noninterest income | $1,110,000 | 2,863 |
| Gross Fiduciary activities income | $117,000 | 979 |
| Service charges on deposit accounts | $702,000 | 1,817 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $291,000 | 4,102 |
| Total noninterest expense | $5,956,000 | 2,187 |
| Salaries and employee benefits | $3,381,000 | 1,975 |
| Premises and equipment expense | $1,074,000 | 1,835 |
| Additional noninterest expense | $1,501,000 | 2,779 |
| Pre-tax net operating income | $3,797,000 | 1,921 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $1,172,000 | 2,039 |
| Income before extraordinary items | $2,631,000 | 1,993 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,631,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $471,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,626,860 | 1,918 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,883,000 | 2,048 |
| Total interest expense | $7,500,000 | 2,043 |
| Net interest income | $8,383,000 | 2,080 |
| Provision for loan and lease losses | $430,000 | 1,986 |
| Total noninterest income | $957,000 | 3,146 |
| Gross Fiduciary activities income | $41,000 | 1,200 |
| Service charges on deposit accounts | $702,000 | 1,857 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $5,263,000 | 2,450 |
| Salaries and employee benefits | $3,056,000 | 2,166 |
| Premises and equipment expense | $969,000 | 2,048 |
| Additional noninterest expense | $1,238,000 | 3,271 |
| Pre-tax net operating income | $3,647,000 | 2,062 |
| Securities gains (losses) | $-44,000 | 10,611 |
| Applicable income taxes | $1,141,000 | 2,184 |
| Income before extraordinary items | $2,462,000 | 2,141 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,462,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,699 |
| Cash dividends | $467,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,491,920 | 2,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,575,000 | 2,303 |
| Total interest expense | $6,785,000 | 2,276 |
| Net interest income | $7,790,000 | 2,310 |
| Provision for loan and lease losses | $315,000 | 2,477 |
| Total noninterest income | $907,000 | 3,373 |
| Gross Fiduciary activities income | $50,000 | 1,235 |
| Service charges on deposit accounts | $655,000 | 2,060 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $202,000 | 5,130 |
| Total noninterest expense | $4,745,000 | 2,881 |
| Salaries and employee benefits | $2,900,000 | 2,294 |
| Premises and equipment expense | $756,000 | 2,585 |
| Additional noninterest expense | $1,089,000 | 4,094 |
| Pre-tax net operating income | $3,637,000 | 1,987 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $1,276,000 | 1,896 |
| Income before extraordinary items | $2,354,000 | 2,107 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,354,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $453,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,358,550 | 2,061 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,258,000 | 2,520 |
| Total interest expense | $5,808,000 | 2,642 |
| Net interest income | $7,450,000 | 2,416 |
| Provision for loan and lease losses | $315,000 | 2,210 |
| Total noninterest income | $864,000 | 3,471 |
| Gross Fiduciary activities income | $31,000 | 1,362 |
| Service charges on deposit accounts | $616,000 | 2,201 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $4,289,000 | 3,122 |
| Salaries and employee benefits | $2,600,000 | 2,565 |
| Premises and equipment expense | $559,000 | 3,412 |
| Additional noninterest expense | $1,130,000 | 3,943 |
| Pre-tax net operating income | $3,710,000 | 1,981 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $1,364,000 | 1,789 |
| Income before extraordinary items | $2,278,000 | 2,215 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,278,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $453,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,321,520 | 2,148 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 2,768 |
| Total interest expense | $4,445,000 | 2,759 |
| Net interest income | $6,531,000 | 2,777 |
| Provision for loan and lease losses | $235,000 | 2,747 |
| Total noninterest income | $772,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $531,000 | 2,566 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $241,000 | 4,692 |
| Total noninterest expense | $4,045,000 | 3,396 |
| Salaries and employee benefits | $2,304,000 | 2,869 |
| Premises and equipment expense | $510,000 | 3,737 |
| Additional noninterest expense | $1,231,000 | 3,963 |
| Pre-tax net operating income | $3,023,000 | 2,358 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $996,000 | 2,248 |
| Income before extraordinary items | $2,021,000 | 2,400 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,021,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $410,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,025,020 | 2,410 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,253,000 | 3,018 |
| Total interest expense | $4,150,000 | 3,060 |
| Net interest income | $6,103,000 | 2,981 |
| Provision for loan and lease losses | $425,000 | 2,350 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $450,000 | 3,078 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $3,604,000 | 3,810 |
| Salaries and employee benefits | $2,110,000 | 3,108 |
| Premises and equipment expense | $492,000 | 3,916 |
| Additional noninterest expense | $1,002,000 | 4,914 |
| Pre-tax net operating income | $2,735,000 | 2,507 |
| Securities gains (losses) | $-66,000 | 13,127 |
| Applicable income taxes | $854,000 | 2,618 |
| Income before extraordinary items | $1,815,000 | 2,744 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,815,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,518 |
| Cash dividends | $366,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,859,880 | 2,539 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 3,640 |
| Total interest expense | $4,556,000 | 3,602 |
| Net interest income | $5,031,000 | 3,612 |
| Provision for loan and lease losses | $272,000 | 4,381 |
| Total noninterest income | $578,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $3,173,000 | 4,296 |
| Salaries and employee benefits | $1,584,000 | 4,024 |
| Premises and equipment expense | $427,000 | 4,551 |
| Additional noninterest expense | $1,162,000 | 4,472 |
| Pre-tax net operating income | $2,164,000 | 2,874 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $726,000 | 2,860 |
| Income before extraordinary items | $1,486,000 | 3,101 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,486,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 3,809 |
| Cash dividends | $516,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,453,840 | 2,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.