Home > The Citizens National Bank of Athens > Net charge- offs to loans
The Citizens National Bank of Athens, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3287% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.3633% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4023% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6739% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1330% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2103% | 5,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5359% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2677% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.2821% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2835% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5775% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1993% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3634% | 5,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2963% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2963% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5730% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.6406% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5638% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6344% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1841% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3065% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6250% | 5,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5521% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1146% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 4,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5814% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2189% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2189% | 2,452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4736% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.2234% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0548% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 5,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 4,131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 5,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4018% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3710% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2095% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 1.8348% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0819% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 5,612 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 4,190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4902% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3366% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3366% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0582% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2459% | 6,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0962% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0962% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 5,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.3619% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0703% | 5,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3196% | 5,785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4171% | 6,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4171% | 6,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9419% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1167% | 6,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 6,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.4842% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2943% | 6,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1364% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3229% | 5,823 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4144% | 6,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4144% | 6,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0967% | 5,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3975% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2085% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3271% | 5,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8013% | 6,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8013% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.1119% | 5,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2671% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1174% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7198% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2797% | 5,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8721% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8721% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3725% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4370% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.3373% | 1,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7012% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 3,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0224% | 4,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1373% | 5,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1607% | 6,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1607% | 6,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5794% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6665% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 1.0673% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9442% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0298% | 4,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4049% | 6,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4049% | 6,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.5579% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2739% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 4,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2767% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3622% | 6,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3622% | 6,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.5214% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1759% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 4,784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6428% | 6,401 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2583% | 6,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2583% | 6,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0175% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8667% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 5.0956% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3695% | 1,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2697% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4064% | 1,129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7008% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0821% | 4,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0821% | 3,895 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8849% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1677% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9368% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 5.8757% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3575% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1723% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2264% | 1,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6048% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0966% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0966% | 3,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4440% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3637% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1979% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 6.6984% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5303% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2911% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3448% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2817% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1128% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0631% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0631% | 5,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9242% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0038% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7169% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 4.8227% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0252% | 5,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3323% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0614% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0614% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.1032% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7161% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4388% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 1.8089% | 1,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6670% | 1,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5267% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6324% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8491% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4708% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8410% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8038% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3605% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4717% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5799% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 2.1254% | 1,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5204% | 1,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0593% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8407% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4336% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8062% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3185% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3015% | 2,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7526% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9222% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9110% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 2.8590% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4741% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7522% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2713% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6664% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2089% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4572% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2888% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4201% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 5.5689% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4571% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0808% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8569% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1180% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3918% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6768% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6123% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3099% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1130% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 4.0447% | 1,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5703% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6126% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1833% | 1,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6824% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2427% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8372% | 2,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3478% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1059% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 3.3865% | 1,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6558% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7755% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 5,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9048% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6096% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0344% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6994% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5551% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 5.0261% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8647% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0478% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2708% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1745% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0772% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4461% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1590% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8767% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 1.9138% | 1,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8120% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5359% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6232% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2062% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9697% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1505% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7897% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 1.1338% | 2,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7442% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0583% | 885 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6790% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2142% | 1,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7563% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7589% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9612% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0122% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6747% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 1.2242% | 2,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2611% | 1,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0797% | 657 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9185% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2896% | 1,250 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0232% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2674% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3353% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5027% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.4499% | 2,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1224% | 475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3681% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4441% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5206% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3369% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2912% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7796% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2310% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.7876% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2454% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7222% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6030% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4676% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4143% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7678% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3680% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7388% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0745% | 5,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8514% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2559% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2878% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7593% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0992% | 5,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1365% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3685% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4115% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6094% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 4,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2705% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7696% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8544% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2986% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 3,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 2,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4935% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2179% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4597% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 4,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0529% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4779% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1397% | 3,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 7,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0850% | 7,304 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0669% | 6,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 7,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2978% | 7,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2669% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7021% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 7,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2181% | 7,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 3,486 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0813% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 8,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7901% | 8,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2681% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8424% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 7,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8118% | 8,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2944% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0475% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 7,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1849% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4606% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6096% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7190% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 7,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2973% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5693% | 1,181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 8,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 8,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3704% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3892% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8339% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 7,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 8,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3551% | 7,935 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 7,228 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5810% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 5,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 8,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 8,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1937% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2327% | 1,598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 4,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 8,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 8,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 8,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2914% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3236% | 1,457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4712% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4894% | 1,277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 4,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 4,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 3,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 3,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7970% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6596% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0188% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3815% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4121% | 1,666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5043% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0299% | 5,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6309% | 1,454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0552% | 8,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 8,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 8,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 8,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5301% | 8,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2935% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8391% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7114% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6566% | 1,798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4504% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9578% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1661% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1480% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3064% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2874% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 6,362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 6,593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3654% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |