Home > The Citizens National Bank of Athens > Assets and Liabilities
The Citizens National Bank of Athens, Assets and Liabilities
| 2016-09-30 | Rank | |
| # of Employees: | 138 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $551,363,000 | 1,291 |
| Cash and due from depository institutions | $89,586,000 | 1,054 |
| Interest-bearing balances | $85,310,000 | 413 |
| Securities | $59,983,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 333 |
| Net loans & leases | $343,252,000 | 1,394 |
| Loan loss allowance | $55,000 | 5,899 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,059,000 | 1,419 |
| Other real estate owned | $3,374,000 | 1,054 |
| Goodwill and other intangibles | $0 | 2,742 |
| All other assets | $37,109,000 | 614 |
| Life insurance assets | $6,644,000 | 1,330 |
| Total liabilities and capital | $551,363,000 | 1,291 |
| Total liabilities | $474,692,000 | 1,318 |
| Total deposits | $459,282,000 | 1,277 |
| Interest-bearing deposits | $396,263,000 | 1,172 |
| Deposits held in domestic offices | $459,282,000 | 1,276 |
| % insured | 82.15% | 3,208 |
| Federal funds purchased & repurchase agreements | $11,697,000 | 668 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $47,000 | 3,528 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $3,666,000 | 1,381 |
| Total equity capital | $76,671,000 | 1,063 |
| Total bank equity capital | $76,671,000 | 1,062 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $594,000 | 2,569 |
| Surplus | $75,707,000 | 518 |
| Undivided profits | $370,000 | 5,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $4,919,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 849 |
| Income earned, not collected on loans | $1,199,000 | 2,269 |
| Earning assets | $498,545,000 | 1,307 |
| Long-term assets (5+ years) | $103,423,000 | 1,947 |
| Average Assets, year-to-date | $549,048,250 | 1,263 |
| Average Assets, quarterly | $554,067,000 | 1,272 |
| Volatile liabilities | $24,132,000 | 1,841 |
| Insider loans | $631,000 | 3,790 |
| FHLB advances | $47,000 | 3,361 |
| Loans and leases held for sale | $0 | 1,876 |
| Unused loan commitments | $62,434,000 | 1,370 |
| Tier 1 (core) risk-based capital | $76,663,000 | 1,001 |
| Tier 2 risk-based capital | $293,000 | 5,309 |
| Total risk weighted assets | $383,568,000 | 1,302 |
| Total unused commitments | $62,434,000 | 1,370 |
| Derivatives | $0 | 1,446 |
| 2016-06-30 | Rank | |
| # of Employees: | 145 | 1,012 |
| Assets and Liabilities | ||
| Total Assets: | $556,771,000 | 1,268 |
| Cash and due from depository institutions | $38,317,000 | 1,012 |
| Interest-bearing balances | $33,703,000 | 993 |
| Securities | $136,782,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 325 |
| Net loans & leases | $348,656,000 | 1,361 |
| Loan loss allowance | $4,714,000 | 1,303 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,837,000 | 1,642 |
| Other real estate owned | $5,018,000 | 1,012 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $11,161,000 | 1,647 |
| Life insurance assets | $6,609,000 | 1,327 |
| Total liabilities and capital | $556,771,000 | 1,268 |
| Total liabilities | $490,759,000 | 1,274 |
| Total deposits | $473,879,000 | 1,237 |
| Interest-bearing deposits | $421,186,000 | 1,109 |
| Deposits held in domestic offices | $473,879,000 | 1,237 |
| % insured | 80.34% | 3,725 |
| Federal funds purchased & repurchase agreements | $11,811,000 | 672 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,000,000 | 2,562 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $1,069,000 | 2,905 |
| Total equity capital | $66,012,000 | 1,224 |
| Total bank equity capital | $66,012,000 | 1,223 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $594,000 | 2,600 |
| Surplus | $5,116,000 | 3,291 |
| Undivided profits | $60,302,000 | 730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $3,720,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,751,000 | 1,486 |
| Earning assets | $529,141,000 | 1,231 |
| Long-term assets (5+ years) | $188,904,000 | 1,208 |
| Average Assets, year-to-date | $548,276,670 | 1,270 |
| Average Assets, quarterly | $554,529,500 | 1,266 |
| Volatile liabilities | $28,201,000 | 1,630 |
| Insider loans | $615,000 | 3,860 |
| FHLB advances | $4,000,000 | 2,480 |
| Loans and leases held for sale | $0 | 1,907 |
| Unused loan commitments | $45,954,000 | 1,697 |
| Tier 1 (core) risk-based capital | $62,876,000 | 1,205 |
| Tier 2 risk-based capital | $4,942,000 | 1,145 |
| Total risk weighted assets | $395,390,000 | 1,263 |
| Total unused commitments | $45,954,000 | 1,698 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 149 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $552,288,000 | 1,274 |
| Cash and due from depository institutions | $29,453,000 | 986 |
| Interest-bearing balances | $23,128,000 | 1,509 |
| Securities | $137,350,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 383 |
| Net loans & leases | $351,869,000 | 1,318 |
| Loan loss allowance | $4,685,000 | 1,308 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,975,000 | 1,629 |
| Other real estate owned | $5,216,000 | 986 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $11,425,000 | 1,603 |
| Life insurance assets | $6,808,000 | 1,286 |
| Total liabilities and capital | $552,288,000 | 1,274 |
| Total liabilities | $488,747,000 | 1,274 |
| Total deposits | $472,840,000 | 1,244 |
| Interest-bearing deposits | $416,002,000 | 1,123 |
| Deposits held in domestic offices | $472,840,000 | 1,244 |
| % insured | 81.44% | 3,547 |
| Federal funds purchased & repurchase agreements | $11,051,000 | 693 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,000,000 | 2,472 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $856,000 | 3,161 |
| Total equity capital | $63,541,000 | 1,250 |
| Total bank equity capital | $63,541,000 | 1,249 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $594,000 | 2,626 |
| Surplus | $5,116,000 | 3,310 |
| Undivided profits | $57,831,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $4,076,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,811,000 | 1,426 |
| Earning assets | $522,347,000 | 1,238 |
| Long-term assets (5+ years) | $200,496,000 | 1,129 |
| Average Assets, year-to-date | $544,029,500 | 1,278 |
| Average Assets, quarterly | $544,029,500 | 1,278 |
| Volatile liabilities | $25,795,000 | 1,684 |
| Insider loans | $496,000 | 4,092 |
| FHLB advances | $4,000,000 | 2,389 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,151,000 | 1,769 |
| Tier 1 (core) risk-based capital | $62,142,000 | 1,213 |
| Tier 2 risk-based capital | $4,922,000 | 1,134 |
| Total risk weighted assets | $394,173,000 | 1,245 |
| Total unused commitments | $42,151,000 | 1,769 |
| Derivatives | $140,000 | 1,397 |
| 2015-12-31 | Rank | |
| # of Employees: | 151 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $535,771,000 | 1,297 |
| Cash and due from depository institutions | $13,935,000 | 978 |
| Interest-bearing balances | $9,644,000 | 2,801 |
| Securities | $135,894,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 268 |
| Net loans & leases | $349,735,000 | 1,315 |
| Loan loss allowance | $5,103,000 | 1,200 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,097,000 | 1,610 |
| Other real estate owned | $5,266,000 | 978 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $11,344,000 | 1,635 |
| Life insurance assets | $6,773,000 | 1,282 |
| Total liabilities and capital | $535,771,000 | 1,297 |
| Total liabilities | $473,383,000 | 1,296 |
| Total deposits | $458,701,000 | 1,264 |
| Interest-bearing deposits | $406,173,000 | 1,133 |
| Deposits held in domestic offices | $458,701,000 | 1,264 |
| % insured | 82.94% | 3,245 |
| Federal funds purchased & repurchase agreements | $9,316,000 | 788 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,000,000 | 2,600 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,366,000 | 2,485 |
| Total equity capital | $62,388,000 | 1,250 |
| Total bank equity capital | $62,388,000 | 1,248 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $594,000 | 2,657 |
| Surplus | $5,116,000 | 3,329 |
| Undivided profits | $56,678,000 | 734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $6,181,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,755,000 | 1,529 |
| Earning assets | $507,773,000 | 1,268 |
| Long-term assets (5+ years) | $199,799,000 | 1,146 |
| Average Assets, year-to-date | $527,726,000 | 1,283 |
| Average Assets, quarterly | $531,553,500 | 1,293 |
| Volatile liabilities | $19,122,000 | 2,102 |
| Insider loans | $450,000 | 4,222 |
| FHLB advances | $4,000,000 | 2,517 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $39,369,000 | 1,828 |
| Tier 1 (core) risk-based capital | $62,177,000 | 1,198 |
| Tier 2 risk-based capital | $4,934,000 | 1,126 |
| Total risk weighted assets | $394,376,000 | 1,244 |
| Total unused commitments | $39,369,000 | 1,828 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 150 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $527,336,000 | 1,308 |
| Cash and due from depository institutions | $21,460,000 | 983 |
| Interest-bearing balances | $16,874,000 | 1,834 |
| Securities | $125,961,000 | 1,134 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 271 |
| Net loans & leases | $342,914,000 | 1,333 |
| Loan loss allowance | $5,793,000 | 1,094 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,690,000 | 1,707 |
| Other real estate owned | $6,472,000 | 983 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $11,339,000 | 1,623 |
| Life insurance assets | $6,738,000 | 1,272 |
| Total liabilities and capital | $527,336,000 | 1,308 |
| Total liabilities | $465,463,000 | 1,305 |
| Total deposits | $448,854,000 | 1,283 |
| Interest-bearing deposits | $400,039,000 | 1,146 |
| Deposits held in domestic offices | $448,854,000 | 1,283 |
| % insured | 83.86% | 3,144 |
| Federal funds purchased & repurchase agreements | $11,466,000 | 718 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $4,000,000 | 2,607 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,143,000 | 2,901 |
| Total equity capital | $61,873,000 | 1,268 |
| Total bank equity capital | $61,873,000 | 1,266 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $594,000 | 2,707 |
| Surplus | $5,116,000 | 3,356 |
| Undivided profits | $56,163,000 | 740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $9,574,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,694,000 | 1,637 |
| Earning assets | $498,249,000 | 1,277 |
| Long-term assets (5+ years) | $183,874,000 | 1,229 |
| Average Assets, year-to-date | $525,714,750 | 1,294 |
| Average Assets, quarterly | $526,457,500 | 1,306 |
| Volatile liabilities | $21,368,000 | 1,955 |
| Insider loans | $454,000 | 4,267 |
| FHLB advances | $4,000,000 | 2,523 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $29,791,000 | 2,205 |
| Tier 1 (core) risk-based capital | $60,977,000 | 1,228 |
| Tier 2 risk-based capital | $4,817,000 | 1,145 |
| Total risk weighted assets | $384,220,000 | 1,260 |
| Total unused commitments | $29,791,000 | 2,205 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 150 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $525,579,000 | 1,314 |
| Cash and due from depository institutions | $28,852,000 | 987 |
| Interest-bearing balances | $24,562,000 | 1,276 |
| Securities | $131,594,000 | 1,112 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 1,085 |
| Net loans & leases | $338,246,000 | 1,335 |
| Loan loss allowance | $6,616,000 | 970 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $6,804,000 | 1,675 |
| Other real estate owned | $6,374,000 | 987 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $11,209,000 | 1,641 |
| Life insurance assets | $6,702,000 | 1,277 |
| Total liabilities and capital | $525,579,000 | 1,314 |
| Total liabilities | $464,121,000 | 1,310 |
| Total deposits | $445,500,000 | 1,288 |
| Interest-bearing deposits | $401,762,000 | 1,154 |
| Deposits held in domestic offices | $445,500,000 | 1,287 |
| % insured | 83.28% | 3,463 |
| Federal funds purchased & repurchase agreements | $13,635,000 | 655 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,032,000 | 2,629 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $954,000 | 3,062 |
| Total equity capital | $61,458,000 | 1,252 |
| Total bank equity capital | $61,458,000 | 1,250 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $594,000 | 2,742 |
| Surplus | $5,116,000 | 3,395 |
| Undivided profits | $55,748,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $10,185,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,698,000 | 1,506 |
| Earning assets | $496,902,000 | 1,285 |
| Long-term assets (5+ years) | $154,748,000 | 1,444 |
| Average Assets, year-to-date | $525,174,330 | 1,302 |
| Average Assets, quarterly | $528,549,500 | 1,305 |
| Volatile liabilities | $22,487,000 | 1,861 |
| Insider loans | $451,000 | 4,317 |
| FHLB advances | $4,032,000 | 2,535 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $31,568,000 | 2,115 |
| Tier 1 (core) risk-based capital | $61,137,000 | 1,221 |
| Tier 2 risk-based capital | $4,763,000 | 1,153 |
| Total risk weighted assets | $378,955,000 | 1,270 |
| Total unused commitments | $31,568,000 | 2,115 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 146 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $531,520,000 | 1,301 |
| Cash and due from depository institutions | $40,113,000 | 1,008 |
| Interest-bearing balances | $35,686,000 | 1,073 |
| Securities | $126,551,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 1,336 |
| Net loans & leases | $338,154,000 | 1,319 |
| Loan loss allowance | $7,069,000 | 918 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,680,000 | 1,708 |
| Other real estate owned | $6,149,000 | 1,008 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $11,373,000 | 1,610 |
| Life insurance assets | $6,669,000 | 1,272 |
| Total liabilities and capital | $531,520,000 | 1,301 |
| Total liabilities | $471,303,000 | 1,299 |
| Total deposits | $454,590,000 | 1,266 |
| Interest-bearing deposits | $409,905,000 | 1,135 |
| Deposits held in domestic offices | $454,590,000 | 1,265 |
| % insured | 83.13% | 3,582 |
| Federal funds purchased & repurchase agreements | $11,878,000 | 686 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,032,000 | 2,485 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $803,000 | 3,353 |
| Total equity capital | $60,217,000 | 1,291 |
| Total bank equity capital | $60,217,000 | 1,289 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $594,000 | 2,781 |
| Surplus | $5,116,000 | 3,425 |
| Undivided profits | $54,507,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $16,681,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,723,000 | 1,441 |
| Earning assets | $502,891,000 | 1,271 |
| Long-term assets (5+ years) | $171,723,000 | 1,303 |
| Average Assets, year-to-date | $524,972,000 | 1,303 |
| Average Assets, quarterly | $524,972,000 | 1,303 |
| Volatile liabilities | $22,363,000 | 1,804 |
| Insider loans | $470,000 | 4,306 |
| FHLB advances | $4,032,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $31,939,000 | 2,090 |
| Tier 1 (core) risk-based capital | $59,079,000 | 1,247 |
| Tier 2 risk-based capital | $4,786,000 | 1,144 |
| Total risk weighted assets | $380,366,000 | 1,259 |
| Total unused commitments | $31,939,000 | 2,090 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 149 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $518,424,000 | 1,323 |
| Cash and due from depository institutions | $26,750,000 | 985 |
| Interest-bearing balances | $21,923,000 | 1,497 |
| Securities | $129,660,000 | 1,139 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 1,164 |
| Net loans & leases | $334,643,000 | 1,333 |
| Loan loss allowance | $7,019,000 | 917 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $6,806,000 | 1,688 |
| Other real estate owned | $6,768,000 | 985 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $11,297,000 | 1,633 |
| Life insurance assets | $6,632,000 | 1,274 |
| Total liabilities and capital | $518,424,000 | 1,323 |
| Total liabilities | $457,972,000 | 1,328 |
| Total deposits | $440,872,000 | 1,288 |
| Interest-bearing deposits | $397,706,000 | 1,153 |
| Deposits held in domestic offices | $440,872,000 | 1,287 |
| % insured | 84.65% | 3,249 |
| Federal funds purchased & repurchase agreements | $11,821,000 | 748 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,034,000 | 2,629 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,245,000 | 2,683 |
| Total equity capital | $60,452,000 | 1,264 |
| Total bank equity capital | $60,452,000 | 1,263 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $594,000 | 2,839 |
| Surplus | $5,116,000 | 3,456 |
| Undivided profits | $54,742,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $17,039,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,792,000 | 1,448 |
| Earning assets | $488,726,000 | 1,299 |
| Long-term assets (5+ years) | $164,488,000 | 1,349 |
| Average Assets, year-to-date | $517,811,600 | 1,300 |
| Average Assets, quarterly | $518,715,500 | 1,312 |
| Volatile liabilities | $22,759,000 | 1,848 |
| Insider loans | $479,000 | 4,348 |
| FHLB advances | $4,034,000 | 2,532 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $34,239,000 | 1,956 |
| Tier 1 (core) risk-based capital | $59,693,000 | 1,215 |
| Tier 2 risk-based capital | $4,540,000 | 1,175 |
| Total risk weighted assets | $360,536,000 | 1,282 |
| Total unused commitments | $34,239,000 | 1,956 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 151 | 974 |
| Assets and Liabilities | ||
| Total Assets: | $519,007,000 | 1,324 |
| Cash and due from depository institutions | $34,222,000 | 974 |
| Interest-bearing balances | $29,609,000 | 1,132 |
| Securities | $130,598,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 1,173 |
| Net loans & leases | $326,790,000 | 1,356 |
| Loan loss allowance | $7,307,000 | 903 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,953,000 | 1,662 |
| Other real estate owned | $6,415,000 | 974 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $11,529,000 | 1,612 |
| Life insurance assets | $6,597,000 | 1,272 |
| Total liabilities and capital | $519,007,000 | 1,324 |
| Total liabilities | $460,515,000 | 1,322 |
| Total deposits | $443,695,000 | 1,275 |
| Interest-bearing deposits | $400,216,000 | 1,152 |
| Deposits held in domestic offices | $443,695,000 | 1,273 |
| % insured | 85.36% | 3,258 |
| Federal funds purchased & repurchase agreements | $11,192,000 | 776 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,035,000 | 2,614 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,593,000 | 2,393 |
| Total equity capital | $58,492,000 | 1,309 |
| Total bank equity capital | $58,492,000 | 1,307 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $594,000 | 2,875 |
| Surplus | $5,077,000 | 3,504 |
| Undivided profits | $52,821,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $18,859,000 | 361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,777,000 | 1,523 |
| Earning assets | $489,497,000 | 1,290 |
| Long-term assets (5+ years) | $155,369,000 | 1,434 |
| Average Assets, year-to-date | $517,658,500 | 1,312 |
| Average Assets, quarterly | $520,289,500 | 1,316 |
| Volatile liabilities | $22,390,000 | 1,881 |
| Insider loans | $487,000 | 4,372 |
| FHLB advances | $4,035,000 | 2,521 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $37,140,000 | 1,846 |
| Tier 1 (core) risk-based capital | $58,685,000 | 1,234 |
| Tier 2 risk-based capital | $4,460,000 | 1,199 |
| Total risk weighted assets | $353,759,000 | 1,304 |
| Total unused commitments | $37,140,000 | 1,846 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 151 | 967 |
| Assets and Liabilities | ||
| Total Assets: | $521,572,000 | 1,306 |
| Cash and due from depository institutions | $30,877,000 | 967 |
| Interest-bearing balances | $26,789,000 | 1,216 |
| Securities | $135,911,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $329,638,000 | 1,330 |
| Loan loss allowance | $7,575,000 | 873 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,841,000 | 1,690 |
| Other real estate owned | $6,993,000 | 967 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $11,312,000 | 1,633 |
| Life insurance assets | $6,561,000 | 1,262 |
| Total liabilities and capital | $521,572,000 | 1,306 |
| Total liabilities | $464,667,000 | 1,290 |
| Total deposits | $448,188,000 | 1,248 |
| Interest-bearing deposits | $409,661,000 | 1,114 |
| Deposits held in domestic offices | $448,188,000 | 1,247 |
| % insured | 84.12% | 3,690 |
| Federal funds purchased & repurchase agreements | $11,495,000 | 747 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $4,036,000 | 2,636 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $948,000 | 3,142 |
| Total equity capital | $56,905,000 | 1,314 |
| Total bank equity capital | $56,905,000 | 1,312 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $594,000 | 2,911 |
| Surplus | $5,040,000 | 3,540 |
| Undivided profits | $51,271,000 | 753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $22,996,000 | 314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,848,000 | 1,353 |
| Earning assets | $492,338,000 | 1,267 |
| Long-term assets (5+ years) | $154,190,000 | 1,438 |
| Average Assets, year-to-date | $517,209,000 | 1,304 |
| Average Assets, quarterly | $523,424,000 | 1,296 |
| Volatile liabilities | $23,443,000 | 1,785 |
| Insider loans | $520,000 | 4,343 |
| FHLB advances | $4,036,000 | 2,545 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $35,168,000 | 1,906 |
| Tier 1 (core) risk-based capital | $57,150,000 | 1,251 |
| Tier 2 risk-based capital | $4,519,000 | 1,179 |
| Total risk weighted assets | $358,242,000 | 1,277 |
| Total unused commitments | $35,168,000 | 1,906 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 149 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $525,276,000 | 1,297 |
| Cash and due from depository institutions | $53,749,000 | 986 |
| Interest-bearing balances | $49,433,000 | 753 |
| Securities | $123,418,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $323,801,000 | 1,331 |
| Loan loss allowance | $7,724,000 | 869 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,914,000 | 1,689 |
| Other real estate owned | $6,186,000 | 986 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $11,208,000 | 1,647 |
| Life insurance assets | $6,523,000 | 1,249 |
| Total liabilities and capital | $525,276,000 | 1,297 |
| Total liabilities | $470,036,000 | 1,287 |
| Total deposits | $454,830,000 | 1,245 |
| Interest-bearing deposits | $420,411,000 | 1,112 |
| Deposits held in domestic offices | $454,830,000 | 1,244 |
| % insured | 84.33% | 3,727 |
| Federal funds purchased & repurchase agreements | $10,304,000 | 786 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,038,000 | 2,519 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $864,000 | 3,223 |
| Total equity capital | $55,240,000 | 1,328 |
| Total bank equity capital | $55,240,000 | 1,326 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $594,000 | 2,940 |
| Surplus | $4,966,000 | 3,598 |
| Undivided profits | $49,680,000 | 746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $24,806,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,738,000 | 1,435 |
| Earning assets | $496,652,000 | 1,261 |
| Long-term assets (5+ years) | $121,720,000 | 1,750 |
| Average Assets, year-to-date | $515,027,500 | 1,311 |
| Average Assets, quarterly | $515,027,500 | 1,311 |
| Volatile liabilities | $24,041,000 | 1,696 |
| Insider loans | $494,000 | 4,419 |
| FHLB advances | $4,038,000 | 2,439 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $32,660,000 | 2,008 |
| Tier 1 (core) risk-based capital | $55,855,000 | 1,272 |
| Tier 2 risk-based capital | $4,537,000 | 1,181 |
| Total risk weighted assets | $359,613,000 | 1,263 |
| Total unused commitments | $32,660,000 | 2,008 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 150 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $504,779,000 | 1,336 |
| Cash and due from depository institutions | $46,440,000 | 986 |
| Interest-bearing balances | $41,827,000 | 814 |
| Securities | $106,291,000 | 1,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $323,243,000 | 1,337 |
| Loan loss allowance | $7,856,000 | 867 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,655,000 | 2,008 |
| Other real estate owned | $12,024,000 | 986 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $11,126,000 | 1,683 |
| Life insurance assets | $6,485,000 | 1,246 |
| Total liabilities and capital | $504,779,000 | 1,336 |
| Total liabilities | $448,549,000 | 1,334 |
| Total deposits | $436,957,000 | 1,280 |
| Interest-bearing deposits | $405,828,000 | 1,133 |
| Deposits held in domestic offices | $436,957,000 | 1,279 |
| % insured | 87.90% | 2,745 |
| Federal funds purchased & repurchase agreements | $6,469,000 | 1,042 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,039,000 | 2,645 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,084,000 | 2,861 |
| Total equity capital | $56,230,000 | 1,283 |
| Total bank equity capital | $56,230,000 | 1,282 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $594,000 | 2,977 |
| Surplus | $4,966,000 | 3,638 |
| Undivided profits | $50,670,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $20,935,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,614,000 | 1,634 |
| Earning assets | $471,361,000 | 1,305 |
| Long-term assets (5+ years) | $111,726,000 | 1,863 |
| Average Assets, year-to-date | $521,572,600 | 1,273 |
| Average Assets, quarterly | $510,016,000 | 1,314 |
| Volatile liabilities | $19,477,000 | 1,995 |
| Insider loans | $508,000 | 4,436 |
| FHLB advances | $4,039,000 | 2,559 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $27,312,000 | 2,192 |
| Tier 1 (core) risk-based capital | $57,020,000 | 1,225 |
| Tier 2 risk-based capital | $4,520,000 | 1,194 |
| Total risk weighted assets | $358,062,000 | 1,271 |
| Total unused commitments | $27,312,000 | 2,192 |
| Derivatives | $294,000 | 1,270 |
| 2013-09-30 | Rank | |
| # of Employees: | 149 | 993 |
| Assets and Liabilities | ||
| Total Assets: | $515,253,000 | 1,314 |
| Cash and due from depository institutions | $52,926,000 | 993 |
| Interest-bearing balances | $49,075,000 | 699 |
| Securities | $108,936,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $323,776,000 | 1,320 |
| Loan loss allowance | $7,649,000 | 918 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,389,000 | 2,090 |
| Other real estate owned | $13,411,000 | 993 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $10,815,000 | 1,717 |
| Life insurance assets | $6,525,000 | 1,205 |
| Total liabilities and capital | $515,253,000 | 1,314 |
| Total liabilities | $459,644,000 | 1,313 |
| Total deposits | $438,935,000 | 1,276 |
| Interest-bearing deposits | $406,456,000 | 1,130 |
| Deposits held in domestic offices | $438,935,000 | 1,275 |
| % insured | 86.20% | 3,456 |
| Federal funds purchased & repurchase agreements | $15,546,000 | 670 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,040,000 | 2,648 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,123,000 | 2,973 |
| Total equity capital | $55,609,000 | 1,299 |
| Total bank equity capital | $55,609,000 | 1,298 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $594,000 | 3,012 |
| Surplus | $4,931,000 | 3,676 |
| Undivided profits | $50,084,000 | 734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $21,708,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,570,000 | 1,759 |
| Earning assets | $481,787,000 | 1,283 |
| Long-term assets (5+ years) | $107,365,000 | 1,913 |
| Average Assets, year-to-date | $525,771,000 | 1,279 |
| Average Assets, quarterly | $521,468,000 | 1,287 |
| Volatile liabilities | $27,347,000 | 1,574 |
| Insider loans | $571,000 | 4,339 |
| FHLB advances | $4,040,000 | 2,551 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $29,027,000 | 2,115 |
| Tier 1 (core) risk-based capital | $56,329,000 | 1,247 |
| Tier 2 risk-based capital | $4,565,000 | 1,172 |
| Total risk weighted assets | $361,903,000 | 1,250 |
| Total unused commitments | $29,027,000 | 2,115 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 148 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $527,683,000 | 1,270 |
| Cash and due from depository institutions | $68,445,000 | 999 |
| Interest-bearing balances | $64,656,000 | 559 |
| Securities | $112,439,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $316,980,000 | 1,331 |
| Loan loss allowance | $8,711,000 | 809 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,462,000 | 2,069 |
| Other real estate owned | $13,231,000 | 999 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $11,126,000 | 1,663 |
| Life insurance assets | $6,485,000 | 1,202 |
| Total liabilities and capital | $527,683,000 | 1,270 |
| Total liabilities | $473,151,000 | 1,258 |
| Total deposits | $455,675,000 | 1,213 |
| Interest-bearing deposits | $426,351,000 | 1,069 |
| Deposits held in domestic offices | $455,675,000 | 1,212 |
| % insured | 85.71% | 3,741 |
| Federal funds purchased & repurchase agreements | $12,345,000 | 743 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,041,000 | 2,607 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,090,000 | 2,960 |
| Total equity capital | $54,532,000 | 1,315 |
| Total bank equity capital | $54,532,000 | 1,314 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $594,000 | 3,037 |
| Surplus | $4,862,000 | 3,711 |
| Undivided profits | $49,076,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $23,953,000 | 400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,603,000 | 1,650 |
| Earning assets | $494,075,000 | 1,235 |
| Long-term assets (5+ years) | $102,162,000 | 1,934 |
| Average Assets, year-to-date | $529,277,000 | 1,265 |
| Average Assets, quarterly | $531,288,500 | 1,261 |
| Volatile liabilities | $26,468,000 | 1,573 |
| Insider loans | $585,000 | 4,364 |
| FHLB advances | $4,041,000 | 2,508 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $31,239,000 | 1,987 |
| Tier 1 (core) risk-based capital | $55,242,000 | 1,249 |
| Tier 2 risk-based capital | $4,514,000 | 1,176 |
| Total risk weighted assets | $357,028,000 | 1,259 |
| Total unused commitments | $31,239,000 | 1,987 |
| Derivatives | $256,000 | 1,354 |
| 2013-03-31 | Rank | |
| # of Employees: | 145 | 1,019 |
| Assets and Liabilities | ||
| Total Assets: | $534,894,000 | 1,264 |
| Cash and due from depository institutions | $64,332,000 | 1,019 |
| Interest-bearing balances | $57,827,000 | 793 |
| Securities | $114,819,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $324,312,000 | 1,292 |
| Loan loss allowance | $9,013,000 | 810 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,500,000 | 2,071 |
| Other real estate owned | $14,357,000 | 1,019 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $11,574,000 | 1,590 |
| Life insurance assets | $6,444,000 | 1,192 |
| Total liabilities and capital | $534,894,000 | 1,264 |
| Total liabilities | $479,630,000 | 1,249 |
| Total deposits | $461,036,000 | 1,217 |
| Interest-bearing deposits | $433,898,000 | 1,069 |
| Deposits held in domestic offices | $461,036,000 | 1,215 |
| % insured | 85.64% | 3,789 |
| Federal funds purchased & repurchase agreements | $13,430,000 | 698 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,043,000 | 2,512 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,121,000 | 2,972 |
| Total equity capital | $55,264,000 | 1,328 |
| Total bank equity capital | $55,264,000 | 1,326 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $594,000 | 3,077 |
| Surplus | $4,857,000 | 3,745 |
| Undivided profits | $49,813,000 | 755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $25,874,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,777,000 | 1,468 |
| Earning assets | $496,958,000 | 1,254 |
| Long-term assets (5+ years) | $118,340,000 | 1,669 |
| Average Assets, year-to-date | $530,074,000 | 1,276 |
| Average Assets, quarterly | $530,074,000 | 1,276 |
| Volatile liabilities | $26,708,000 | 1,544 |
| Insider loans | $509,000 | 4,538 |
| FHLB advances | $4,043,000 | 2,423 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $32,682,000 | 1,930 |
| Tier 1 (core) risk-based capital | $54,489,000 | 1,258 |
| Tier 2 risk-based capital | $4,376,000 | 1,215 |
| Total risk weighted assets | $345,260,000 | 1,286 |
| Total unused commitments | $32,682,000 | 1,930 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 145 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $525,254,000 | 1,287 |
| Cash and due from depository institutions | $19,933,000 | 1,021 |
| Interest-bearing balances | $14,700,000 | 2,498 |
| Securities | $144,708,000 | 1,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $329,618,000 | 1,269 |
| Loan loss allowance | $9,093,000 | 804 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,548,000 | 2,069 |
| Other real estate owned | $14,731,000 | 1,021 |
| Goodwill and other intangibles | $1,000 | 2,909 |
| All other assets | $10,715,000 | 1,699 |
| Life insurance assets | $6,402,000 | 1,181 |
| Total liabilities and capital | $525,254,000 | 1,287 |
| Total liabilities | $470,987,000 | 1,272 |
| Total deposits | $456,238,000 | 1,230 |
| Interest-bearing deposits | $433,451,000 | 1,061 |
| Deposits held in domestic offices | $456,238,000 | 1,229 |
| % insured | 88.76% | 3,825 |
| Federal funds purchased & repurchase agreements | $8,056,000 | 952 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $4,044,000 | 2,663 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,649,000 | 1,692 |
| Total equity capital | $54,267,000 | 1,341 |
| Total bank equity capital | $54,267,000 | 1,339 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $594,000 | 3,105 |
| Surplus | $4,830,000 | 3,781 |
| Undivided profits | $48,843,000 | 769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $27,856,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,901,000 | 1,384 |
| Earning assets | $489,026,000 | 1,265 |
| Long-term assets (5+ years) | $132,245,000 | 1,487 |
| Average Assets, year-to-date | $536,439,200 | 1,244 |
| Average Assets, quarterly | $530,570,000 | 1,265 |
| Volatile liabilities | $22,253,000 | 1,854 |
| Insider loans | $494,000 | 4,640 |
| FHLB advances | $4,044,000 | 2,566 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $35,701,000 | 1,710 |
| Tier 1 (core) risk-based capital | $53,184,000 | 1,270 |
| Tier 2 risk-based capital | $4,472,000 | 1,186 |
| Total risk weighted assets | $352,903,000 | 1,257 |
| Total unused commitments | $35,701,000 | 1,710 |
| Derivatives | $535,000 | 1,249 |
| 2012-09-30 | Rank | |
| # of Employees: | 143 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $535,886,000 | 1,261 |
| Cash and due from depository institutions | $51,688,000 | 1,036 |
| Interest-bearing balances | $47,927,000 | 842 |
| Securities | $117,236,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $333,624,000 | 1,258 |
| Loan loss allowance | $9,353,000 | 799 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,581,000 | 2,072 |
| Other real estate owned | $16,559,000 | 1,036 |
| Goodwill and other intangibles | $2,000 | 2,924 |
| All other assets | $11,196,000 | 1,636 |
| Life insurance assets | $6,359,000 | 1,160 |
| Total liabilities and capital | $535,886,000 | 1,261 |
| Total liabilities | $480,719,000 | 1,253 |
| Total deposits | $462,016,000 | 1,201 |
| Interest-bearing deposits | $435,785,000 | 1,053 |
| Deposits held in domestic offices | $462,016,000 | 1,200 |
| % insured | 88.70% | 4,072 |
| Federal funds purchased & repurchase agreements | $13,053,000 | 746 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $4,045,000 | 2,717 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,605,000 | 2,528 |
| Total equity capital | $55,167,000 | 1,339 |
| Total bank equity capital | $55,167,000 | 1,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $594,000 | 3,155 |
| Surplus | $4,784,000 | 3,832 |
| Undivided profits | $49,789,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $26,907,000 | 460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,870,000 | 1,567 |
| Earning assets | $498,787,000 | 1,247 |
| Long-term assets (5+ years) | $118,518,000 | 1,617 |
| Average Assets, year-to-date | $539,235,500 | 1,250 |
| Average Assets, quarterly | $537,472,500 | 1,256 |
| Volatile liabilities | $28,783,000 | 1,529 |
| Insider loans | $514,000 | 4,653 |
| FHLB advances | $4,045,000 | 2,616 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $36,312,000 | 1,700 |
| Tier 1 (core) risk-based capital | $53,731,000 | 1,275 |
| Tier 2 risk-based capital | $4,469,000 | 1,199 |
| Total risk weighted assets | $352,472,000 | 1,262 |
| Total unused commitments | $36,312,000 | 1,700 |
| Derivatives | $79,000 | 1,342 |
| 2012-06-30 | Rank | |
| # of Employees: | 147 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $539,059,000 | 1,251 |
| Cash and due from depository institutions | $31,849,000 | 1,013 |
| Interest-bearing balances | $27,203,000 | 1,442 |
| Securities | $117,810,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $351,335,000 | 1,184 |
| Loan loss allowance | $10,009,000 | 759 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,534,000 | 2,092 |
| Other real estate owned | $21,062,000 | 1,013 |
| Goodwill and other intangibles | $3,000 | 2,904 |
| All other assets | $11,466,000 | 1,616 |
| Life insurance assets | $6,548,000 | 1,111 |
| Total liabilities and capital | $539,059,000 | 1,251 |
| Total liabilities | $486,170,000 | 1,238 |
| Total deposits | $468,652,000 | 1,177 |
| Interest-bearing deposits | $444,516,000 | 1,035 |
| Deposits held in domestic offices | $468,652,000 | 1,175 |
| % insured | 88.12% | 4,350 |
| Federal funds purchased & repurchase agreements | $11,937,000 | 797 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $4,046,000 | 2,793 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,535,000 | 2,465 |
| Total equity capital | $52,889,000 | 1,363 |
| Total bank equity capital | $52,889,000 | 1,363 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $594,000 | 3,193 |
| Surplus | $4,724,000 | 3,852 |
| Undivided profits | $47,571,000 | 772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $29,014,000 | 460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,846,000 | 1,460 |
| Earning assets | $496,348,000 | 1,249 |
| Long-term assets (5+ years) | $88,403,000 | 2,060 |
| Average Assets, year-to-date | $540,352,000 | 1,252 |
| Average Assets, quarterly | $543,054,500 | 1,251 |
| Volatile liabilities | $28,476,000 | 1,539 |
| Insider loans | $556,000 | 4,615 |
| FHLB advances | $4,046,000 | 2,682 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $41,994,000 | 1,486 |
| Tier 1 (core) risk-based capital | $52,070,000 | 1,291 |
| Tier 2 risk-based capital | $4,746,000 | 1,135 |
| Total risk weighted assets | $374,214,000 | 1,195 |
| Total unused commitments | $41,994,000 | 1,486 |
| Derivatives | $132,000 | 1,306 |
| 2012-03-31 | Rank | |
| # of Employees: | 146 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $547,050,000 | 1,248 |
| Cash and due from depository institutions | $44,984,000 | 1,008 |
| Interest-bearing balances | $40,875,000 | 1,082 |
| Securities | $93,595,000 | 1,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $372,661,000 | 1,112 |
| Loan loss allowance | $11,058,000 | 705 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,590,000 | 2,079 |
| Other real estate owned | $19,213,000 | 1,008 |
| Goodwill and other intangibles | $4,000 | 2,912 |
| All other assets | $11,003,000 | 1,669 |
| Life insurance assets | $6,501,000 | 1,101 |
| Total liabilities and capital | $547,050,000 | 1,248 |
| Total liabilities | $494,332,000 | 1,232 |
| Total deposits | $477,393,000 | 1,175 |
| Interest-bearing deposits | $450,599,000 | 1,038 |
| Deposits held in domestic offices | $477,393,000 | 1,173 |
| % insured | 87.77% | 4,480 |
| Federal funds purchased & repurchase agreements | $11,578,000 | 809 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $4,095,000 | 2,810 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,266,000 | 2,787 |
| Total equity capital | $52,718,000 | 1,353 |
| Total bank equity capital | $52,718,000 | 1,352 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $594,000 | 3,231 |
| Surplus | $4,724,000 | 3,865 |
| Undivided profits | $47,400,000 | 758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $34,868,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,720,000 | 1,592 |
| Earning assets | $507,131,000 | 1,222 |
| Long-term assets (5+ years) | $49,329,000 | 3,177 |
| Average Assets, year-to-date | $540,998,500 | 1,253 |
| Average Assets, quarterly | $540,998,500 | 1,253 |
| Volatile liabilities | $28,708,000 | 1,554 |
| Insider loans | $567,000 | 4,617 |
| FHLB advances | $4,095,000 | 2,716 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $34,891,000 | 1,716 |
| Tier 1 (core) risk-based capital | $52,178,000 | 1,280 |
| Tier 2 risk-based capital | $4,934,000 | 1,092 |
| Total risk weighted assets | $388,610,000 | 1,133 |
| Total unused commitments | $34,891,000 | 1,716 |
| Derivatives | $444,000 | 1,211 |
| 2011-12-31 | Rank | |
| # of Employees: | 144 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $534,947,000 | 1,267 |
| Cash and due from depository institutions | $30,288,000 | 1,035 |
| Interest-bearing balances | $26,530,000 | 1,435 |
| Securities | $85,756,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $383,618,000 | 1,092 |
| Loan loss allowance | $11,285,000 | 701 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,573,000 | 2,087 |
| Other real estate owned | $18,238,000 | 1,035 |
| Goodwill and other intangibles | $5,000 | 2,936 |
| All other assets | $11,469,000 | 1,632 |
| Life insurance assets | $6,453,000 | 1,082 |
| Total liabilities and capital | $534,947,000 | 1,267 |
| Total liabilities | $483,066,000 | 1,255 |
| Total deposits | $464,295,000 | 1,198 |
| Interest-bearing deposits | $440,590,000 | 1,043 |
| Deposits held in domestic offices | $464,295,000 | 1,195 |
| % insured | 88.86% | 4,196 |
| Federal funds purchased & repurchase agreements | $13,157,000 | 773 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $4,154,000 | 2,946 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,460,000 | 2,553 |
| Total equity capital | $51,881,000 | 1,368 |
| Total bank equity capital | $51,881,000 | 1,367 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $594,000 | 3,257 |
| Surplus | $4,692,000 | 3,901 |
| Undivided profits | $46,595,000 | 764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $37,505,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,987,000 | 1,433 |
| Earning assets | $495,904,000 | 1,236 |
| Long-term assets (5+ years) | $51,244,000 | 2,637 |
| Average Assets, year-to-date | $546,192,800 | 1,209 |
| Average Assets, quarterly | $540,187,000 | 1,256 |
| Volatile liabilities | $29,586,000 | 1,639 |
| Insider loans | $1,006,000 | 3,835 |
| FHLB advances | $4,154,000 | 2,833 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $50,733,000 | 1,269 |
| Tier 1 (core) risk-based capital | $51,141,000 | 1,298 |
| Tier 2 risk-based capital | $5,011,000 | 1,074 |
| Total risk weighted assets | $394,389,000 | 1,129 |
| Total unused commitments | $50,733,000 | 1,269 |
| Derivatives | $214,000 | 1,135 |
| 2011-09-30 | Rank | |
| # of Employees: | 144 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $546,388,000 | 1,238 |
| Cash and due from depository institutions | $28,448,000 | 1,039 |
| Interest-bearing balances | $24,630,000 | 1,588 |
| Securities | $88,141,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $393,749,000 | 1,071 |
| Loan loss allowance | $12,638,000 | 649 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,642,000 | 2,078 |
| Other real estate owned | $18,812,000 | 1,039 |
| Goodwill and other intangibles | $7,000 | 2,941 |
| All other assets | $11,589,000 | 1,630 |
| Life insurance assets | $6,400,000 | 1,080 |
| Total liabilities and capital | $546,389,000 | 1,238 |
| Total liabilities | $492,995,000 | 1,227 |
| Total deposits | $470,132,000 | 1,181 |
| Interest-bearing deposits | $446,113,000 | 1,041 |
| Deposits held in domestic offices | $470,132,000 | 1,179 |
| % insured | 88.07% | 4,606 |
| Federal funds purchased & repurchase agreements | $13,900,000 | 761 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,658,000 | 2,322 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,305,000 | 2,866 |
| Total equity capital | $53,394,000 | 1,331 |
| Total bank equity capital | $53,394,000 | 1,330 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $594,000 | 3,296 |
| Surplus | $4,662,000 | 3,941 |
| Undivided profits | $48,138,000 | 741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $32,501,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,903,000 | 1,578 |
| Earning assets | $506,520,000 | 1,218 |
| Long-term assets (5+ years) | $47,488,000 | 2,728 |
| Average Assets, year-to-date | $549,244,500 | 1,211 |
| Average Assets, quarterly | $545,076,000 | 1,232 |
| Volatile liabilities | $33,632,000 | 1,490 |
| Insider loans | $1,241,000 | 3,533 |
| FHLB advances | $7,658,000 | 2,214 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $42,008,000 | 1,457 |
| Tier 1 (core) risk-based capital | $52,499,000 | 1,257 |
| Tier 2 risk-based capital | $5,121,000 | 1,063 |
| Total risk weighted assets | $401,957,000 | 1,118 |
| Total unused commitments | $42,008,000 | 1,460 |
| Derivatives | $79,000 | 1,172 |
| 2011-06-30 | Rank | |
| # of Employees: | 132 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $543,764,000 | 1,241 |
| Cash and due from depository institutions | $37,534,000 | 1,142 |
| Interest-bearing balances | $33,239,000 | 1,129 |
| Securities | $72,071,000 | 1,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $399,054,000 | 1,062 |
| Loan loss allowance | $12,362,000 | 688 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,053,000 | 1,950 |
| Other real estate owned | $17,211,000 | 1,142 |
| Goodwill and other intangibles | $8,000 | 2,957 |
| All other assets | $11,833,000 | 1,624 |
| Life insurance assets | $6,351,000 | 1,079 |
| Total liabilities and capital | $543,764,000 | 1,241 |
| Total liabilities | $490,967,000 | 1,227 |
| Total deposits | $465,640,000 | 1,179 |
| Interest-bearing deposits | $452,026,000 | 1,030 |
| Deposits held in domestic offices | $465,640,000 | 1,175 |
| % insured | 88.80% | 4,481 |
| Federal funds purchased & repurchase agreements | $16,277,000 | 695 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,761,000 | 2,385 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,289,000 | 2,725 |
| Total equity capital | $52,797,000 | 1,316 |
| Total bank equity capital | $52,797,000 | 1,316 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $594,000 | 3,340 |
| Surplus | $4,630,000 | 3,981 |
| Undivided profits | $47,573,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $28,203,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,027,000 | 1,431 |
| Earning assets | $504,364,000 | 1,214 |
| Long-term assets (5+ years) | $45,869,000 | 2,763 |
| Average Assets, year-to-date | $550,196,670 | 1,217 |
| Average Assets, quarterly | $550,629,500 | 1,222 |
| Volatile liabilities | $36,751,000 | 1,406 |
| Insider loans | $1,306,000 | 3,482 |
| FHLB advances | $7,761,000 | 2,282 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $45,245,000 | 1,365 |
| Tier 1 (core) risk-based capital | $51,867,000 | 1,234 |
| Tier 2 risk-based capital | $5,071,000 | 1,082 |
| Total risk weighted assets | $398,217,000 | 1,134 |
| Total unused commitments | $45,245,000 | 1,367 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 144 | 1,053 |
| Assets and Liabilities | ||
| Total Assets: | $557,495,000 | 1,220 |
| Cash and due from depository institutions | $45,273,000 | 1,053 |
| Interest-bearing balances | $40,888,000 | 958 |
| Securities | $64,853,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $413,868,000 | 1,018 |
| Loan loss allowance | $12,031,000 | 715 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,400,000 | 1,852 |
| Other real estate owned | $14,675,000 | 1,053 |
| Goodwill and other intangibles | $10,000 | 2,959 |
| All other assets | $12,416,000 | 1,592 |
| Life insurance assets | $6,373,000 | 1,070 |
| Total liabilities and capital | $557,495,000 | 1,220 |
| Total liabilities | $505,759,000 | 1,201 |
| Total deposits | $479,117,000 | 1,153 |
| Interest-bearing deposits | $464,882,000 | 1,016 |
| Deposits held in domestic offices | $479,117,000 | 1,151 |
| % insured | 88.31% | 4,677 |
| Federal funds purchased & repurchase agreements | $12,857,000 | 819 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,165,000 | 1,872 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,620,000 | 2,311 |
| Total equity capital | $51,736,000 | 1,308 |
| Total bank equity capital | $51,736,000 | 1,308 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $594,000 | 3,382 |
| Surplus | $4,598,000 | 4,017 |
| Undivided profits | $46,544,000 | 707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $30,738,000 | 563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,100,000 | 1,363 |
| Earning assets | $519,609,000 | 1,189 |
| Long-term assets (5+ years) | $45,971,000 | 2,683 |
| Average Assets, year-to-date | $553,413,000 | 1,219 |
| Average Assets, quarterly | $553,413,000 | 1,219 |
| Volatile liabilities | $116,779,000 | 555 |
| Insider loans | $1,294,000 | 3,528 |
| FHLB advances | $11,765,000 | 1,819 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $37,998,000 | 1,581 |
| Tier 1 (core) risk-based capital | $51,325,000 | 1,235 |
| Tier 2 risk-based capital | $5,214,000 | 1,073 |
| Total risk weighted assets | $410,090,000 | 1,115 |
| Total unused commitments | $37,998,000 | 1,582 |
| Derivatives | $112,000 | 1,112 |
| 2010-12-31 | Rank | |
| # of Employees: | 144 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $549,331,000 | 1,228 |
| Cash and due from depository institutions | $32,554,000 | 1,057 |
| Interest-bearing balances | $28,927,000 | 1,225 |
| Securities | $64,303,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $419,170,000 | 1,030 |
| Loan loss allowance | $10,930,000 | 767 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,464,000 | 1,858 |
| Other real estate owned | $14,464,000 | 1,057 |
| Goodwill and other intangibles | $11,000 | 2,960 |
| All other assets | $12,365,000 | 1,635 |
| Life insurance assets | $6,321,000 | 1,062 |
| Total liabilities and capital | $549,331,000 | 1,228 |
| Total liabilities | $496,427,000 | 1,211 |
| Total deposits | $473,063,000 | 1,158 |
| Interest-bearing deposits | $462,371,000 | 1,021 |
| Deposits held in domestic offices | $473,063,000 | 1,156 |
| % insured | 90.21% | 3,969 |
| Federal funds purchased & repurchase agreements | $9,757,000 | 989 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,168,000 | 2,031 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,439,000 | 2,529 |
| Total equity capital | $52,904,000 | 1,271 |
| Total bank equity capital | $52,904,000 | 1,271 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $594,000 | 3,429 |
| Surplus | $4,566,000 | 4,058 |
| Undivided profits | $47,744,000 | 671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $28,181,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,053,000 | 1,446 |
| Earning assets | $512,400,000 | 1,194 |
| Long-term assets (5+ years) | $47,175,000 | 2,555 |
| Average Assets, year-to-date | $571,368,600 | 1,176 |
| Average Assets, quarterly | $553,406,000 | 1,226 |
| Volatile liabilities | $152,791,000 | 895 |
| Insider loans | $6,972,000 | 979 |
| FHLB advances | $11,768,000 | 1,976 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $34,364,000 | 1,706 |
| Tier 1 (core) risk-based capital | $52,732,000 | 1,198 |
| Tier 2 risk-based capital | $5,196,000 | 1,098 |
| Total risk weighted assets | $409,797,000 | 1,131 |
| Total unused commitments | $34,364,000 | 1,707 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 145 | 1,052 |
| Assets and Liabilities | ||
| Total Assets: | $557,481,000 | 1,231 |
| Cash and due from depository institutions | $40,978,000 | 1,052 |
| Interest-bearing balances | $37,153,000 | 978 |
| Securities | $48,931,000 | 2,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $437,009,000 | 1,013 |
| Loan loss allowance | $10,430,000 | 795 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,663,000 | 1,836 |
| Other real estate owned | $10,987,000 | 1,052 |
| Goodwill and other intangibles | $13,000 | 2,962 |
| All other assets | $12,900,000 | 1,599 |
| Life insurance assets | $6,271,000 | 1,064 |
| Total liabilities and capital | $557,481,000 | 1,231 |
| Total liabilities | $504,486,000 | 1,212 |
| Total deposits | $475,328,000 | 1,158 |
| Interest-bearing deposits | $463,683,000 | 1,022 |
| Deposits held in domestic offices | $475,328,000 | 1,156 |
| % insured | 89.02% | 3,871 |
| Federal funds purchased & repurchase agreements | $15,592,000 | 772 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,174,000 | 2,138 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,392,000 | 2,872 |
| Total equity capital | $52,995,000 | 1,290 |
| Total bank equity capital | $52,995,000 | 1,290 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $594,000 | 3,497 |
| Surplus | $4,514,000 | 4,101 |
| Undivided profits | $47,887,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,414,000 | 962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,244,000 | 1,405 |
| Earning assets | $523,093,000 | 1,199 |
| Long-term assets (5+ years) | $46,833,000 | 2,529 |
| Average Assets, year-to-date | $576,878,000 | 1,178 |
| Average Assets, quarterly | $556,718,000 | 1,227 |
| Volatile liabilities | $153,206,000 | 902 |
| Insider loans | $7,562,000 | 926 |
| FHLB advances | $11,771,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $38,141,000 | 1,586 |
| Tier 1 (core) risk-based capital | $52,435,000 | 1,207 |
| Tier 2 risk-based capital | $5,314,000 | 1,082 |
| Total risk weighted assets | $419,849,000 | 1,122 |
| Total unused commitments | $38,141,000 | 1,588 |
| Derivatives | $548,000 | 1,100 |
| 2010-06-30 | Rank | |
| # of Employees: | 145 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $555,955,000 | 1,226 |
| Cash and due from depository institutions | $32,224,000 | 1,065 |
| Interest-bearing balances | $28,148,000 | 1,203 |
| Securities | $50,123,000 | 2,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $446,857,000 | 1,006 |
| Loan loss allowance | $9,997,000 | 853 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,603,000 | 1,883 |
| Other real estate owned | $6,852,000 | 1,065 |
| Goodwill and other intangibles | $15,000 | 2,964 |
| All other assets | $13,281,000 | 1,592 |
| Life insurance assets | $6,217,000 | 1,069 |
| Total liabilities and capital | $555,955,000 | 1,226 |
| Total liabilities | $508,266,000 | 1,202 |
| Total deposits | $478,672,000 | 1,149 |
| Interest-bearing deposits | $452,692,000 | 1,053 |
| Deposits held in domestic offices | $478,672,000 | 1,146 |
| % insured | 87.44% | 4,489 |
| Federal funds purchased & repurchase agreements | $12,743,000 | 855 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,275,000 | 1,947 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,576,000 | 2,509 |
| Total equity capital | $47,689,000 | 1,427 |
| Total bank equity capital | $47,689,000 | 1,427 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $594,000 | 3,532 |
| Surplus | $594,000 | 6,662 |
| Undivided profits | $46,501,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $23,386,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,257,000 | 1,352 |
| Earning assets | $525,128,000 | 1,177 |
| Long-term assets (5+ years) | $46,570,000 | 2,530 |
| Average Assets, year-to-date | $583,343,670 | 1,164 |
| Average Assets, quarterly | $577,239,500 | 1,183 |
| Volatile liabilities | $155,926,000 | 903 |
| Insider loans | $7,650,000 | 928 |
| FHLB advances | $14,875,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $38,474,000 | 1,599 |
| Tier 1 (core) risk-based capital | $46,920,000 | 1,344 |
| Tier 2 risk-based capital | $5,382,000 | 1,085 |
| Total risk weighted assets | $425,887,000 | 1,117 |
| Total unused commitments | $38,474,000 | 1,601 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 144 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $598,524,000 | 1,163 |
| Cash and due from depository institutions | $50,258,000 | 1,079 |
| Interest-bearing balances | $42,472,000 | 809 |
| Securities | $54,706,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $467,646,000 | 980 |
| Loan loss allowance | $8,926,000 | 957 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,692,000 | 1,889 |
| Other real estate owned | $5,550,000 | 1,079 |
| Goodwill and other intangibles | $17,000 | 2,964 |
| All other assets | $13,655,000 | 1,597 |
| Life insurance assets | $6,162,000 | 1,071 |
| Total liabilities and capital | $598,524,000 | 1,163 |
| Total liabilities | $549,112,000 | 1,142 |
| Total deposits | $514,956,000 | 1,081 |
| Interest-bearing deposits | $473,466,000 | 1,026 |
| Deposits held in domestic offices | $514,956,000 | 1,078 |
| % insured | 87.15% | 4,619 |
| Federal funds purchased & repurchase agreements | $13,747,000 | 854 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,553,000 | 1,879 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,856,000 | 1,612 |
| Total equity capital | $49,412,000 | 1,373 |
| Total bank equity capital | $49,412,000 | 1,373 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $594,000 | 3,590 |
| Surplus | $594,000 | 6,762 |
| Undivided profits | $48,224,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,299,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,442,000 | 1,285 |
| Earning assets | $564,824,000 | 1,112 |
| Long-term assets (5+ years) | $48,736,000 | 2,447 |
| Average Assets, year-to-date | $597,038,000 | 1,160 |
| Average Assets, quarterly | $597,038,000 | 1,160 |
| Volatile liabilities | $170,287,000 | 871 |
| Insider loans | $8,798,000 | 830 |
| FHLB advances | $17,103,000 | 1,811 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $43,173,000 | 1,492 |
| Tier 1 (core) risk-based capital | $48,993,000 | 1,303 |
| Tier 2 risk-based capital | $5,627,000 | 1,069 |
| Total risk weighted assets | $446,798,000 | 1,099 |
| Total unused commitments | $43,173,000 | 1,495 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 145 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $595,552,000 | 1,175 |
| Cash and due from depository institutions | $22,286,000 | 1,079 |
| Interest-bearing balances | $305,000 | 5,899 |
| Securities | $67,967,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $479,935,000 | 984 |
| Loan loss allowance | $8,427,000 | 1,015 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,740,000 | 1,912 |
| Other real estate owned | $4,453,000 | 1,079 |
| Goodwill and other intangibles | $19,000 | 2,978 |
| All other assets | $14,152,000 | 1,603 |
| Life insurance assets | $6,103,000 | 1,081 |
| Total liabilities and capital | $595,552,000 | 1,175 |
| Total liabilities | $546,346,000 | 1,152 |
| Total deposits | $515,619,000 | 1,083 |
| Interest-bearing deposits | $476,808,000 | 1,014 |
| Deposits held in domestic offices | $515,619,000 | 1,080 |
| % insured | 89.36% | 3,965 |
| Federal funds purchased & repurchase agreements | $11,645,000 | 960 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,512,000 | 2,018 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,570,000 | 2,564 |
| Total equity capital | $49,206,000 | 1,355 |
| Total bank equity capital | $49,206,000 | 1,355 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $594,000 | 3,636 |
| Surplus | $594,000 | 6,828 |
| Undivided profits | $48,018,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $19,920,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,813,000 | 1,138 |
| Earning assets | $548,207,000 | 1,155 |
| Long-term assets (5+ years) | $59,002,000 | 2,090 |
| Average Assets, year-to-date | $591,570,800 | 1,168 |
| Average Assets, quarterly | $595,565,000 | 1,175 |
| Volatile liabilities | $177,436,000 | 833 |
| Insider loans | $9,122,000 | 804 |
| FHLB advances | $17,111,000 | 1,945 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $47,830,000 | 1,395 |
| Tier 1 (core) risk-based capital | $48,709,000 | 1,292 |
| Tier 2 risk-based capital | $5,827,000 | 1,049 |
| Total risk weighted assets | $462,799,000 | 1,082 |
| Total unused commitments | $47,830,000 | 1,396 |
| Derivatives | $266,000 | 1,066 |
| 2009-09-30 | Rank | |
| # of Employees: | 149 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $595,578,000 | 1,190 |
| Cash and due from depository institutions | $8,654,000 | 1,059 |
| Interest-bearing balances | $1,256,000 | 4,777 |
| Securities | $73,171,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,166 |
| Net loans & leases | $483,807,000 | 1,001 |
| Loan loss allowance | $8,497,000 | 963 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,911,000 | 1,895 |
| Other real estate owned | $3,561,000 | 1,059 |
| Goodwill and other intangibles | $21,000 | 3,000 |
| All other assets | $11,453,000 | 1,686 |
| Life insurance assets | $6,039,000 | 1,089 |
| Total liabilities and capital | $595,578,000 | 1,190 |
| Total liabilities | $545,737,000 | 1,170 |
| Total deposits | $509,920,000 | 1,097 |
| Interest-bearing deposits | $471,929,000 | 1,028 |
| Deposits held in domestic offices | $509,920,000 | 1,094 |
| % insured | 88.88% | 4,338 |
| Federal funds purchased & repurchase agreements | $14,359,000 | 892 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $18,614,000 | 2,042 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,844,000 | 1,756 |
| Total equity capital | $49,841,000 | 1,383 |
| Total bank equity capital | $49,841,000 | 1,382 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $594,000 | 3,683 |
| Surplus | $594,000 | 6,893 |
| Undivided profits | $48,653,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,950,000 | 1,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,085,000 | 1,100 |
| Earning assets | $566,234,000 | 1,142 |
| Long-term assets (5+ years) | $57,910,000 | 2,111 |
| Average Assets, year-to-date | $590,575,500 | 1,181 |
| Average Assets, quarterly | $593,253,000 | 1,193 |
| Volatile liabilities | $174,829,000 | 878 |
| Insider loans | $9,300,000 | 801 |
| FHLB advances | $18,119,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $54,199,000 | 1,327 |
| Tier 1 (core) risk-based capital | $49,088,000 | 1,309 |
| Tier 2 risk-based capital | $6,086,000 | 1,013 |
| Total risk weighted assets | $483,693,000 | 1,057 |
| Total unused commitments | $54,199,000 | 1,327 |
| Derivatives | $266,000 | 1,084 |
| 2009-06-30 | Rank | |
| # of Employees: | 148 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $590,928,000 | 1,215 |
| Cash and due from depository institutions | $15,698,000 | 1,098 |
| Interest-bearing balances | $2,446,000 | 3,746 |
| Securities | $67,741,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $485,815,000 | 1,015 |
| Loan loss allowance | $6,223,000 | 1,231 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,946,000 | 1,907 |
| Other real estate owned | $3,245,000 | 1,098 |
| Goodwill and other intangibles | $24,000 | 3,009 |
| All other assets | $11,459,000 | 1,714 |
| Life insurance assets | $6,003,000 | 1,090 |
| Total liabilities and capital | $590,928,000 | 1,215 |
| Total liabilities | $536,364,000 | 1,203 |
| Total deposits | $503,041,000 | 1,125 |
| Interest-bearing deposits | $465,789,000 | 1,052 |
| Deposits held in domestic offices | $503,041,000 | 1,124 |
| % insured | 76.01% | 4,807 |
| Federal funds purchased & repurchase agreements | $14,527,000 | 895 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,837,000 | 2,312 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,959,000 | 1,755 |
| Total equity capital | $54,564,000 | 1,243 |
| Total bank equity capital | $54,564,000 | 1,240 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $594,000 | 3,728 |
| Surplus | $594,000 | 6,969 |
| Undivided profits | $53,376,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,705,000 | 1,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,055,000 | 1,085 |
| Earning assets | $556,002,000 | 1,181 |
| Long-term assets (5+ years) | $34,817,000 | 2,992 |
| Average Assets, year-to-date | $588,908,000 | 1,209 |
| Average Assets, quarterly | $596,231,000 | 1,197 |
| Volatile liabilities | $153,354,000 | 1,015 |
| Insider loans | $9,963,000 | 756 |
| FHLB advances | $15,339,000 | 2,224 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $64,892,000 | 1,193 |
| Tier 1 (core) risk-based capital | $53,832,000 | 1,184 |
| Tier 2 risk-based capital | $6,095,000 | 1,011 |
| Total risk weighted assets | $487,443,000 | 1,076 |
| Total unused commitments | $64,892,000 | 1,194 |
| Derivatives | $95,000 | 1,196 |
| 2009-03-31 | Rank | |
| # of Employees: | 151 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $601,534,000 | 1,198 |
| Cash and due from depository institutions | $25,947,000 | 1,078 |
| Interest-bearing balances | $2,883,000 | 3,259 |
| Securities | $63,415,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,215 |
| Net loans & leases | $481,615,000 | 1,032 |
| Loan loss allowance | $5,962,000 | 1,221 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,016,000 | 1,883 |
| Other real estate owned | $1,986,000 | 1,078 |
| Goodwill and other intangibles | $26,000 | 3,026 |
| All other assets | $11,529,000 | 1,681 |
| Life insurance assets | $5,962,000 | 1,097 |
| Total liabilities and capital | $601,534,000 | 1,198 |
| Total liabilities | $547,153,000 | 1,183 |
| Total deposits | $513,831,000 | 1,090 |
| Interest-bearing deposits | $456,537,000 | 1,073 |
| Deposits held in domestic offices | $513,831,000 | 1,089 |
| % insured | 74.16% | 5,314 |
| Federal funds purchased & repurchase agreements | $12,799,000 | 966 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $17,029,000 | 2,266 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,494,000 | 1,514 |
| Total equity capital | $54,381,000 | 1,257 |
| Total bank equity capital | $54,381,000 | 1,255 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $594,000 | 3,751 |
| Surplus | $594,000 | 7,005 |
| Undivided profits | $53,193,000 | 615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,688,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,187,000 | 1,047 |
| Earning assets | $557,913,000 | 1,178 |
| Long-term assets (5+ years) | $41,540,000 | 2,632 |
| Average Assets, year-to-date | $587,898,000 | 1,214 |
| Average Assets, quarterly | $587,898,000 | 1,214 |
| Volatile liabilities | $144,526,000 | 1,069 |
| Insider loans | $9,465,000 | 808 |
| FHLB advances | $16,531,000 | 2,199 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $63,686,000 | 1,258 |
| Tier 1 (core) risk-based capital | $53,530,000 | 1,203 |
| Tier 2 risk-based capital | $5,962,000 | 1,020 |
| Total risk weighted assets | $478,728,000 | 1,108 |
| Total unused commitments | $63,686,000 | 1,261 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 136 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $574,262,000 | 1,237 |
| Cash and due from depository institutions | $10,928,000 | 1,224 |
| Interest-bearing balances | $103,000 | 5,647 |
| Securities | $62,524,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $481,453,000 | 1,031 |
| Loan loss allowance | $5,862,000 | 1,193 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,114,000 | 1,858 |
| Other real estate owned | $809,000 | 1,224 |
| Goodwill and other intangibles | $29,000 | 3,030 |
| All other assets | $11,405,000 | 1,711 |
| Life insurance assets | $4,668,000 | 1,350 |
| Total liabilities and capital | $574,262,000 | 1,237 |
| Total liabilities | $520,505,000 | 1,225 |
| Total deposits | $478,290,000 | 1,134 |
| Interest-bearing deposits | $430,030,000 | 1,100 |
| Deposits held in domestic offices | $478,290,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,055,000 | 790 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $17,038,000 | 2,415 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,122,000 | 1,356 |
| Total equity capital | $53,757,000 | 1,250 |
| Total bank equity capital | $53,757,000 | 1,250 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $594,000 | 3,779 |
| Surplus | $594,000 | 7,036 |
| Undivided profits | $52,569,000 | 616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,558,000 | 775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,307,000 | 1,065 |
| Earning assets | $544,080,000 | 1,185 |
| Long-term assets (5+ years) | $42,155,000 | 2,585 |
| Average Assets, year-to-date | $564,833,600 | 1,195 |
| Average Assets, quarterly | $570,080,500 | 1,230 |
| Volatile liabilities | $147,139,000 | 1,049 |
| Insider loans | $9,555,000 | 804 |
| FHLB advances | $16,543,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $69,886,000 | 1,200 |
| Tier 1 (core) risk-based capital | $52,821,000 | 1,192 |
| Tier 2 risk-based capital | $5,826,000 | 1,024 |
| Total risk weighted assets | $466,056,000 | 1,121 |
| Total unused commitments | $69,886,000 | 1,201 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 152 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $565,899,000 | 1,234 |
| Cash and due from depository institutions | $9,218,000 | 1,077 |
| Interest-bearing balances | $61,000 | 5,561 |
| Securities | $69,132,000 | 1,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $468,276,000 | 1,055 |
| Loan loss allowance | $5,743,000 | 1,097 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,666,000 | 2,302 |
| Other real estate owned | $348,000 | 1,077 |
| Goodwill and other intangibles | $32,000 | 3,070 |
| All other assets | $13,227,000 | 1,512 |
| Life insurance assets | $4,618,000 | 1,345 |
| Total liabilities and capital | $565,899,000 | 1,234 |
| Total liabilities | $512,576,000 | 1,224 |
| Total deposits | $470,902,000 | 1,121 |
| Interest-bearing deposits | $422,575,000 | 1,097 |
| Deposits held in domestic offices | $470,902,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,733,000 | 876 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $19,050,000 | 2,299 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,891,000 | 1,738 |
| Total equity capital | $53,323,000 | 1,272 |
| Total bank equity capital | $53,323,000 | 1,272 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $594,000 | 3,814 |
| Surplus | $594,000 | 7,080 |
| Undivided profits | $52,135,000 | 657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,751,000 | 703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,309,000 | 1,123 |
| Earning assets | $537,469,000 | 1,183 |
| Long-term assets (5+ years) | $35,578,000 | 2,867 |
| Average Assets, year-to-date | $562,476,500 | 1,197 |
| Average Assets, quarterly | $570,267,500 | 1,215 |
| Volatile liabilities | $143,357,000 | 1,048 |
| Insider loans | $9,297,000 | 812 |
| FHLB advances | $18,555,000 | 2,218 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $78,660,000 | 1,164 |
| Tier 1 (core) risk-based capital | $52,855,000 | 1,211 |
| Tier 2 risk-based capital | $5,743,000 | 990 |
| Total risk weighted assets | $475,652,000 | 1,093 |
| Total unused commitments | $78,660,000 | 1,166 |
| Derivatives | $53,000 | 1,067 |
| 2008-06-30 | Rank | |
| # of Employees: | 148 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $574,636,000 | 1,201 |
| Cash and due from depository institutions | $17,290,000 | 1,132 |
| Interest-bearing balances | $51,000 | 5,632 |
| Securities | $80,088,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $458,530,000 | 1,061 |
| Loan loss allowance | $5,057,000 | 1,170 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,688,000 | 2,285 |
| Other real estate owned | $348,000 | 1,132 |
| Goodwill and other intangibles | $35,000 | 3,082 |
| All other assets | $12,657,000 | 1,522 |
| Life insurance assets | $4,588,000 | 1,347 |
| Total liabilities and capital | $574,636,000 | 1,201 |
| Total liabilities | $521,964,000 | 1,190 |
| Total deposits | $472,604,000 | 1,098 |
| Interest-bearing deposits | $420,755,000 | 1,084 |
| Deposits held in domestic offices | $472,604,000 | 1,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,091,000 | 720 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,162,000 | 2,360 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,107,000 | 1,653 |
| Total equity capital | $52,672,000 | 1,297 |
| Total bank equity capital | $52,672,000 | 1,297 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $594,000 | 3,849 |
| Surplus | $594,000 | 7,132 |
| Undivided profits | $51,484,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,715,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,589,000 | 996 |
| Earning assets | $538,669,000 | 1,171 |
| Long-term assets (5+ years) | $34,435,000 | 2,922 |
| Average Assets, year-to-date | $561,335,670 | 1,200 |
| Average Assets, quarterly | $566,089,500 | 1,209 |
| Volatile liabilities | $148,734,000 | 1,006 |
| Insider loans | $9,433,000 | 796 |
| FHLB advances | $16,667,000 | 2,303 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $79,600,000 | 1,187 |
| Tier 1 (core) risk-based capital | $52,350,000 | 1,214 |
| Tier 2 risk-based capital | $5,057,000 | 1,094 |
| Total risk weighted assets | $484,525,000 | 1,067 |
| Total unused commitments | $79,600,000 | 1,187 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 149 | 1,129 |
| Assets and Liabilities | ||
| Total Assets: | $557,543,000 | 1,224 |
| Cash and due from depository institutions | $8,490,000 | 1,129 |
| Interest-bearing balances | $106,000 | 4,924 |
| Securities | $87,977,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $442,888,000 | 1,073 |
| Loan loss allowance | $4,728,000 | 1,201 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,734,000 | 2,244 |
| Other real estate owned | $165,000 | 1,129 |
| Goodwill and other intangibles | $38,000 | 3,077 |
| All other assets | $12,251,000 | 1,515 |
| Life insurance assets | $4,521,000 | 1,358 |
| Total liabilities and capital | $557,543,000 | 1,224 |
| Total liabilities | $504,833,000 | 1,214 |
| Total deposits | $472,510,000 | 1,093 |
| Interest-bearing deposits | $407,575,000 | 1,129 |
| Deposits held in domestic offices | $472,510,000 | 1,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,392,000 | 971 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,174,000 | 2,734 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,757,000 | 1,254 |
| Total equity capital | $52,710,000 | 1,329 |
| Total bank equity capital | $52,710,000 | 1,329 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $594,000 | 3,861 |
| Surplus | $594,000 | 7,151 |
| Undivided profits | $51,522,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,085,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,869,000 | 945 |
| Earning assets | $530,971,000 | 1,180 |
| Long-term assets (5+ years) | $26,599,000 | 3,322 |
| Average Assets, year-to-date | $554,685,500 | 1,210 |
| Average Assets, quarterly | $554,685,500 | 1,210 |
| Volatile liabilities | $137,259,000 | 1,067 |
| Insider loans | $11,360,000 | 648 |
| FHLB advances | $10,679,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $73,783,000 | 1,292 |
| Tier 1 (core) risk-based capital | $51,180,000 | 1,237 |
| Tier 2 risk-based capital | $4,728,000 | 1,148 |
| Total risk weighted assets | $470,921,000 | 1,079 |
| Total unused commitments | $73,783,000 | 1,293 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 143 | 1,188 |
| Assets and Liabilities | ||
| Total Assets: | $551,828,000 | 1,225 |
| Cash and due from depository institutions | $11,283,000 | 1,188 |
| Interest-bearing balances | $24,000 | 5,889 |
| Securities | $86,921,000 | 1,375 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,101 |
| Net loans & leases | $423,756,000 | 1,116 |
| Loan loss allowance | $4,837,000 | 1,137 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,842,000 | 2,193 |
| Other real estate owned | $330,000 | 1,188 |
| Goodwill and other intangibles | $41,000 | 3,062 |
| All other assets | $11,555,000 | 1,590 |
| Life insurance assets | $4,484,000 | 1,348 |
| Total liabilities and capital | $551,828,000 | 1,225 |
| Total liabilities | $501,191,000 | 1,204 |
| Total deposits | $465,214,000 | 1,104 |
| Interest-bearing deposits | $404,951,000 | 1,125 |
| Deposits held in domestic offices | $465,214,000 | 1,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,345,000 | 992 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,185,000 | 2,281 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,447,000 | 1,094 |
| Total equity capital | $50,637,000 | 1,365 |
| Total bank equity capital | $50,637,000 | 1,365 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $594,000 | 3,872 |
| Surplus | $594,000 | 7,176 |
| Undivided profits | $49,449,000 | 749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,956,000 | 1,004 |
| Earning assets | $522,801,000 | 1,182 |
| Long-term assets (5+ years) | $25,232,000 | 3,226 |
| Average Assets, year-to-date | $518,351,400 | 1,247 |
| Average Assets, quarterly | $541,229,000 | 1,238 |
| Volatile liabilities | $139,493,000 | 1,047 |
| Insider loans | $7,463,000 | 1,021 |
| FHLB advances | $13,690,000 | 2,229 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $81,561,000 | 1,214 |
| Tier 1 (core) risk-based capital | $49,909,000 | 1,280 |
| Tier 2 risk-based capital | $4,837,000 | 1,097 |
| Total risk weighted assets | $458,817,000 | 1,090 |
| Total unused commitments | $81,561,000 | 1,215 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 144 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $530,630,000 | 1,256 |
| Cash and due from depository institutions | $11,401,000 | 1,185 |
| Interest-bearing balances | $76,000 | 4,946 |
| Securities | $87,611,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,886 |
| Net loans & leases | $405,959,000 | 1,140 |
| Loan loss allowance | $4,939,000 | 1,072 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,883,000 | 2,129 |
| Other real estate owned | $515,000 | 1,185 |
| Goodwill and other intangibles | $44,000 | 3,054 |
| All other assets | $11,717,000 | 1,556 |
| Life insurance assets | $4,424,000 | 1,320 |
| Total liabilities and capital | $530,630,000 | 1,256 |
| Total liabilities | $481,744,000 | 1,241 |
| Total deposits | $448,871,000 | 1,142 |
| Interest-bearing deposits | $394,030,000 | 1,143 |
| Deposits held in domestic offices | $448,871,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,921,000 | 994 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,091,000 | 2,164 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,861,000 | 1,448 |
| Total equity capital | $48,886,000 | 1,397 |
| Total bank equity capital | $48,886,000 | 1,397 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $594,000 | 3,860 |
| Surplus | $594,000 | 7,185 |
| Undivided profits | $47,698,000 | 783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,113,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,072,000 | 1,040 |
| Earning assets | $501,146,000 | 1,221 |
| Long-term assets (5+ years) | $22,034,000 | 3,368 |
| Average Assets, year-to-date | $509,982,250 | 1,264 |
| Average Assets, quarterly | $520,996,000 | 1,268 |
| Volatile liabilities | $134,214,000 | 1,058 |
| Insider loans | $6,901,000 | 1,082 |
| FHLB advances | $13,702,000 | 2,100 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $76,709,000 | 1,301 |
| Tier 1 (core) risk-based capital | $48,609,000 | 1,311 |
| Tier 2 risk-based capital | $4,939,000 | 1,067 |
| Total risk weighted assets | $423,534,000 | 1,167 |
| Total unused commitments | $76,709,000 | 1,302 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 144 | 1,203 |
| Assets and Liabilities | ||
| Total Assets: | $511,362,000 | 1,301 |
| Cash and due from depository institutions | $11,420,000 | 1,203 |
| Interest-bearing balances | $31,000 | 5,712 |
| Securities | $72,614,000 | 1,626 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 1,164 |
| Net loans & leases | $395,708,000 | 1,176 |
| Loan loss allowance | $4,862,000 | 1,083 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,036,000 | 2,079 |
| Other real estate owned | $330,000 | 1,203 |
| Goodwill and other intangibles | $48,000 | 3,062 |
| All other assets | $11,706,000 | 1,555 |
| Life insurance assets | $4,404,000 | 1,322 |
| Total liabilities and capital | $511,362,000 | 1,301 |
| Total liabilities | $464,566,000 | 1,296 |
| Total deposits | $430,755,000 | 1,212 |
| Interest-bearing deposits | $377,960,000 | 1,187 |
| Deposits held in domestic offices | $430,755,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,821,000 | 1,069 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,710,000 | 1,823 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,280,000 | 1,609 |
| Total equity capital | $46,796,000 | 1,451 |
| Total bank equity capital | $46,796,000 | 1,451 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $594,000 | 3,880 |
| Surplus | $594,000 | 7,220 |
| Undivided profits | $45,608,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,409,000 | 1,176 |
| Earning assets | $481,853,000 | 1,272 |
| Long-term assets (5+ years) | $24,444,000 | 3,108 |
| Average Assets, year-to-date | $503,099,670 | 1,305 |
| Average Assets, quarterly | $511,345,000 | 1,291 |
| Volatile liabilities | $128,773,000 | 1,100 |
| Insider loans | $6,761,000 | 1,096 |
| FHLB advances | $17,213,000 | 1,742 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $71,996,000 | 1,382 |
| Tier 1 (core) risk-based capital | $47,251,000 | 1,360 |
| Tier 2 risk-based capital | $4,862,000 | 1,080 |
| Total risk weighted assets | $425,988,000 | 1,159 |
| Total unused commitments | $71,996,000 | 1,382 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 145 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $511,328,000 | 1,308 |
| Cash and due from depository institutions | $8,889,000 | 1,173 |
| Interest-bearing balances | $51,000 | 5,422 |
| Securities | $66,539,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 969 |
| Net loans & leases | $397,698,000 | 1,150 |
| Loan loss allowance | $4,882,000 | 1,066 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,170,000 | 1,998 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $51,000 | 3,061 |
| All other assets | $11,981,000 | 1,466 |
| Life insurance assets | $4,389,000 | 1,311 |
| Total liabilities and capital | $511,328,000 | 1,308 |
| Total liabilities | $465,502,000 | 1,286 |
| Total deposits | $432,130,000 | 1,205 |
| Interest-bearing deposits | $374,889,000 | 1,198 |
| Deposits held in domestic offices | $432,130,000 | 1,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,484,000 | 1,085 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,744,000 | 1,777 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,144,000 | 1,361 |
| Total equity capital | $45,826,000 | 1,484 |
| Total bank equity capital | $45,826,000 | 1,484 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $594,000 | 3,880 |
| Surplus | $594,000 | 7,238 |
| Undivided profits | $44,638,000 | 842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 2,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,523,000 | 1,095 |
| Earning assets | $484,288,000 | 1,265 |
| Long-term assets (5+ years) | $31,443,000 | 2,622 |
| Average Assets, year-to-date | $498,968,500 | 1,323 |
| Average Assets, quarterly | $498,968,500 | 1,323 |
| Volatile liabilities | $119,810,000 | 1,153 |
| Insider loans | $6,530,000 | 1,100 |
| FHLB advances | $17,225,000 | 1,721 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $69,450,000 | 1,421 |
| Tier 1 (core) risk-based capital | $45,953,000 | 1,378 |
| Tier 2 risk-based capital | $4,882,000 | 1,067 |
| Total risk weighted assets | $424,023,000 | 1,152 |
| Total unused commitments | $69,450,000 | 1,421 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 149 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $486,609,000 | 1,353 |
| Cash and due from depository institutions | $11,306,000 | 1,142 |
| Interest-bearing balances | $58,000 | 5,305 |
| Securities | $62,091,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,269 |
| Net loans & leases | $382,208,000 | 1,186 |
| Loan loss allowance | $4,719,000 | 1,086 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,245,000 | 1,950 |
| Other real estate owned | $0 | 1,142 |
| Goodwill and other intangibles | $55,000 | 3,051 |
| All other assets | $11,704,000 | 1,512 |
| Life insurance assets | $4,344,000 | 1,299 |
| Total liabilities and capital | $486,609,000 | 1,353 |
| Total liabilities | $441,944,000 | 1,335 |
| Total deposits | $405,617,000 | 1,271 |
| Interest-bearing deposits | $356,450,000 | 1,240 |
| Deposits held in domestic offices | $405,617,000 | 1,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,367,000 | 995 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,271,000 | 1,873 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,689,000 | 1,197 |
| Total equity capital | $44,665,000 | 1,482 |
| Total bank equity capital | $44,665,000 | 1,482 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $594,000 | 3,884 |
| Surplus | $594,000 | 7,254 |
| Undivided profits | $43,477,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,419,000 | 2,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,223,000 | 1,240 |
| Earning assets | $457,357,000 | 1,313 |
| Long-term assets (5+ years) | $32,845,000 | 2,499 |
| Average Assets, year-to-date | $458,072,000 | 1,364 |
| Average Assets, quarterly | $473,172,000 | 1,363 |
| Volatile liabilities | $120,219,000 | 1,265 |
| Insider loans | $5,812,000 | 1,242 |
| FHLB advances | $16,736,000 | 1,820 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $68,471,000 | 1,419 |
| Tier 1 (core) risk-based capital | $44,735,000 | 1,386 |
| Tier 2 risk-based capital | $4,719,000 | 1,088 |
| Total risk weighted assets | $405,089,000 | 1,175 |
| Total unused commitments | $68,471,000 | 1,419 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 143 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $459,735,000 | 1,416 |
| Cash and due from depository institutions | $9,335,000 | 1,214 |
| Interest-bearing balances | $99,000 | 4,872 |
| Securities | $50,716,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,615 |
| Net loans & leases | $377,368,000 | 1,193 |
| Loan loss allowance | $4,613,000 | 1,122 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,239,000 | 1,919 |
| Other real estate owned | $60,000 | 1,214 |
| Goodwill and other intangibles | $60,000 | 3,037 |
| All other assets | $11,457,000 | 1,540 |
| Life insurance assets | $4,309,000 | 1,270 |
| Total liabilities and capital | $459,735,000 | 1,416 |
| Total liabilities | $416,238,000 | 1,402 |
| Total deposits | $388,354,000 | 1,318 |
| Interest-bearing deposits | $339,845,000 | 1,300 |
| Deposits held in domestic offices | $388,354,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,195,000 | 1,129 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,799,000 | 2,216 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,890,000 | 1,780 |
| Total equity capital | $43,497,000 | 1,505 |
| Total bank equity capital | $43,497,000 | 1,505 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $594,000 | 3,912 |
| Surplus | $594,000 | 7,299 |
| Undivided profits | $42,309,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 2,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,051,000 | 1,291 |
| Earning assets | $432,683,000 | 1,377 |
| Long-term assets (5+ years) | $35,536,000 | 2,328 |
| Average Assets, year-to-date | $450,937,750 | 1,399 |
| Average Assets, quarterly | $455,612,000 | 1,409 |
| Volatile liabilities | $110,004,000 | 1,359 |
| Insider loans | $4,065,000 | 1,718 |
| FHLB advances | $13,247,000 | 2,144 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $65,635,000 | 1,491 |
| Tier 1 (core) risk-based capital | $43,552,000 | 1,423 |
| Tier 2 risk-based capital | $4,613,000 | 1,112 |
| Total risk weighted assets | $396,354,000 | 1,192 |
| Total unused commitments | $65,635,000 | 1,491 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 144 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $451,489,000 | 1,430 |
| Cash and due from depository institutions | $11,102,000 | 1,209 |
| Interest-bearing balances | $30,000 | 5,845 |
| Securities | $52,387,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $371,056,000 | 1,194 |
| Loan loss allowance | $4,571,000 | 1,117 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,354,000 | 2,187 |
| Other real estate owned | $0 | 1,209 |
| Goodwill and other intangibles | $64,000 | 3,022 |
| All other assets | $11,526,000 | 1,541 |
| Life insurance assets | $4,265,000 | 1,256 |
| Total liabilities and capital | $451,489,000 | 1,430 |
| Total liabilities | $409,564,000 | 1,415 |
| Total deposits | $379,357,000 | 1,325 |
| Interest-bearing deposits | $331,094,000 | 1,304 |
| Deposits held in domestic offices | $379,357,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,052,000 | 1,014 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,596,000 | 2,263 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,559,000 | 1,803 |
| Total equity capital | $41,925,000 | 1,495 |
| Total bank equity capital | $41,925,000 | 1,495 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $594,000 | 3,908 |
| Surplus | $594,000 | 7,313 |
| Undivided profits | $40,737,000 | 854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,614,000 | 1,365 |
| Earning assets | $423,473,000 | 1,392 |
| Long-term assets (5+ years) | $36,293,000 | 2,272 |
| Average Assets, year-to-date | $448,005,330 | 1,408 |
| Average Assets, quarterly | $451,995,000 | 1,408 |
| Volatile liabilities | $103,032,000 | 1,434 |
| Insider loans | $3,464,000 | 1,925 |
| FHLB advances | $13,258,000 | 2,168 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $63,079,000 | 1,557 |
| Tier 1 (core) risk-based capital | $42,341,000 | 1,432 |
| Tier 2 risk-based capital | $4,594,000 | 1,100 |
| Total risk weighted assets | $384,724,000 | 1,211 |
| Total unused commitments | $63,079,000 | 1,557 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 140 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $452,501,000 | 1,398 |
| Cash and due from depository institutions | $16,012,000 | 1,221 |
| Interest-bearing balances | $76,000 | 5,306 |
| Securities | $56,924,000 | 2,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $362,501,000 | 1,183 |
| Loan loss allowance | $4,351,000 | 1,155 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,415,000 | 2,103 |
| Other real estate owned | $0 | 1,221 |
| Goodwill and other intangibles | $68,000 | 2,990 |
| All other assets | $11,581,000 | 1,482 |
| Life insurance assets | $4,411,000 | 1,188 |
| Total liabilities and capital | $452,501,000 | 1,398 |
| Total liabilities | $410,908,000 | 1,382 |
| Total deposits | $379,675,000 | 1,307 |
| Interest-bearing deposits | $328,081,000 | 1,295 |
| Deposits held in domestic offices | $379,675,000 | 1,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,582,000 | 898 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,578,000 | 2,154 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,073,000 | 2,117 |
| Total equity capital | $41,593,000 | 1,489 |
| Total bank equity capital | $41,593,000 | 1,489 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $594,000 | 3,897 |
| Surplus | $594,000 | 7,307 |
| Undivided profits | $40,405,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,127,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,749,000 | 1,217 |
| Earning assets | $419,501,000 | 1,382 |
| Long-term assets (5+ years) | $40,060,000 | 2,095 |
| Average Assets, year-to-date | $446,263,500 | 1,415 |
| Average Assets, quarterly | $446,263,500 | 1,415 |
| Volatile liabilities | $100,391,000 | 1,400 |
| Insider loans | $2,739,000 | 2,315 |
| FHLB advances | $13,268,000 | 2,088 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $66,368,000 | 1,461 |
| Tier 1 (core) risk-based capital | $41,815,000 | 1,416 |
| Tier 2 risk-based capital | $4,351,000 | 1,139 |
| Total risk weighted assets | $372,808,000 | 1,218 |
| Total unused commitments | $66,368,000 | 1,461 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 138 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $440,026,000 | 1,422 |
| Cash and due from depository institutions | $13,808,000 | 1,235 |
| Interest-bearing balances | $46,000 | 5,707 |
| Securities | $63,358,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $346,223,000 | 1,221 |
| Loan loss allowance | $4,133,000 | 1,207 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,462,000 | 2,060 |
| Other real estate owned | $135,000 | 1,235 |
| Goodwill and other intangibles | $73,000 | 2,962 |
| All other assets | $10,967,000 | 1,545 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $440,026,000 | 1,422 |
| Total liabilities | $400,263,000 | 1,409 |
| Total deposits | $370,569,000 | 1,332 |
| Interest-bearing deposits | $323,626,000 | 1,290 |
| Deposits held in domestic offices | $370,569,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,387,000 | 904 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,909,000 | 2,532 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,398,000 | 1,417 |
| Total equity capital | $39,763,000 | 1,537 |
| Total bank equity capital | $39,763,000 | 1,537 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $594,000 | 3,915 |
| Surplus | $594,000 | 7,340 |
| Undivided profits | $38,575,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,710,000 | 1,226 |
| Earning assets | $409,627,000 | 1,398 |
| Long-term assets (5+ years) | $43,192,000 | 1,960 |
| Average Assets, year-to-date | $424,933,400 | 1,411 |
| Average Assets, quarterly | $435,287,500 | 1,420 |
| Volatile liabilities | $96,216,000 | 1,421 |
| Insider loans | $2,219,000 | 2,634 |
| FHLB advances | $10,279,000 | 2,488 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $60,137,000 | 1,525 |
| Tier 1 (core) risk-based capital | $39,912,000 | 1,452 |
| Tier 2 risk-based capital | $4,133,000 | 1,186 |
| Total risk weighted assets | $364,582,000 | 1,223 |
| Total unused commitments | $60,137,000 | 1,525 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 140 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $430,549,000 | 1,431 |
| Cash and due from depository institutions | $13,951,000 | 1,205 |
| Interest-bearing balances | $130,000 | 4,724 |
| Securities | $65,459,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $335,085,000 | 1,235 |
| Loan loss allowance | $4,134,000 | 1,176 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,299,000 | 2,073 |
| Other real estate owned | $0 | 1,205 |
| Goodwill and other intangibles | $43,000 | 3,070 |
| All other assets | $10,712,000 | 1,536 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $430,549,000 | 1,431 |
| Total liabilities | $391,607,000 | 1,414 |
| Total deposits | $369,204,000 | 1,294 |
| Interest-bearing deposits | $319,603,000 | 1,275 |
| Deposits held in domestic offices | $369,204,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,404,000 | 1,250 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,966,000 | 2,430 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,033,000 | 2,046 |
| Total equity capital | $38,942,000 | 1,553 |
| Total bank equity capital | $38,942,000 | 1,553 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $594,000 | 3,910 |
| Surplus | $594,000 | 7,351 |
| Undivided profits | $37,754,000 | 910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,588,000 | 1,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,663,000 | 1,200 |
| Earning assets | $400,674,000 | 1,407 |
| Long-term assets (5+ years) | $46,858,000 | 1,853 |
| Average Assets, year-to-date | $421,160,250 | 1,412 |
| Average Assets, quarterly | $427,602,500 | 1,422 |
| Volatile liabilities | $93,259,000 | 1,403 |
| Insider loans | $3,701,000 | 1,754 |
| FHLB advances | $11,294,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $58,380,000 | 1,555 |
| Tier 1 (core) risk-based capital | $38,944,000 | 1,465 |
| Tier 2 risk-based capital | $4,134,000 | 1,140 |
| Total risk weighted assets | $356,646,000 | 1,228 |
| Total unused commitments | $58,380,000 | 1,555 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 139 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $424,656,000 | 1,415 |
| Cash and due from depository institutions | $14,910,000 | 1,211 |
| Interest-bearing balances | $88,000 | 5,267 |
| Securities | $68,486,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $325,528,000 | 1,239 |
| Loan loss allowance | $4,068,000 | 1,175 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,230,000 | 2,070 |
| Other real estate owned | $0 | 1,211 |
| Goodwill and other intangibles | $83,000 | 2,898 |
| All other assets | $10,419,000 | 1,534 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $424,656,000 | 1,415 |
| Total liabilities | $386,495,000 | 1,402 |
| Total deposits | $365,009,000 | 1,283 |
| Interest-bearing deposits | $315,282,000 | 1,262 |
| Deposits held in domestic offices | $365,009,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,515,000 | 898 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,120,000 | 3,890 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,851,000 | 2,081 |
| Total equity capital | $38,161,000 | 1,554 |
| Total bank equity capital | $38,161,000 | 1,554 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $594,000 | 3,902 |
| Surplus | $594,000 | 7,345 |
| Undivided profits | $36,973,000 | 920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,991,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,378,000 | 1,227 |
| Earning assets | $394,102,000 | 1,393 |
| Long-term assets (5+ years) | $44,443,000 | 1,957 |
| Average Assets, year-to-date | $418,030,670 | 1,409 |
| Average Assets, quarterly | $422,616,000 | 1,402 |
| Volatile liabilities | $92,568,000 | 1,378 |
| Insider loans | $3,749,000 | 1,701 |
| FHLB advances | $3,400,000 | 4,005 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,949,000 | 1,437 |
| Tier 1 (core) risk-based capital | $37,793,000 | 1,469 |
| Tier 2 risk-based capital | $4,068,000 | 1,144 |
| Total risk weighted assets | $349,064,000 | 1,229 |
| Total unused commitments | $61,949,000 | 1,437 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 142 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $420,576,000 | 1,411 |
| Cash and due from depository institutions | $15,072,000 | 1,164 |
| Interest-bearing balances | $24,000 | 6,148 |
| Securities | $64,733,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,058 |
| Net loans & leases | $313,049,000 | 1,257 |
| Loan loss allowance | $4,063,000 | 1,164 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,382,000 | 1,982 |
| Other real estate owned | $215,000 | 1,164 |
| Goodwill and other intangibles | $88,000 | 2,881 |
| All other assets | $10,237,000 | 1,538 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $420,576,000 | 1,411 |
| Total liabilities | $383,016,000 | 1,403 |
| Total deposits | $367,498,000 | 1,254 |
| Interest-bearing deposits | $312,931,000 | 1,254 |
| Deposits held in domestic offices | $367,498,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,669,000 | 1,118 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,242,000 | 4,066 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,607,000 | 1,583 |
| Total equity capital | $37,560,000 | 1,527 |
| Total bank equity capital | $37,560,000 | 1,527 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $594,000 | 3,914 |
| Surplus | $594,000 | 7,388 |
| Undivided profits | $36,372,000 | 906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,182,000 | 1,307 |
| Earning assets | $389,606,000 | 1,394 |
| Long-term assets (5+ years) | $44,205,000 | 1,998 |
| Average Assets, year-to-date | $414,718,000 | 1,420 |
| Average Assets, quarterly | $414,718,000 | 1,420 |
| Volatile liabilities | $83,204,000 | 1,452 |
| Insider loans | $3,973,000 | 1,564 |
| FHLB advances | $2,500,000 | 4,204 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $56,166,000 | 1,484 |
| Tier 1 (core) risk-based capital | $37,513,000 | 1,444 |
| Tier 2 risk-based capital | $4,063,000 | 1,128 |
| Total risk weighted assets | $337,074,000 | 1,237 |
| Total unused commitments | $56,166,000 | 1,484 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 151 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $408,860,000 | 1,456 |
| Cash and due from depository institutions | $16,563,000 | 1,093 |
| Interest-bearing balances | $59,000 | 5,608 |
| Securities | $62,738,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $313,726,000 | 1,247 |
| Loan loss allowance | $3,868,000 | 1,215 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,489,000 | 1,923 |
| Other real estate owned | $249,000 | 1,093 |
| Goodwill and other intangibles | $93,000 | 2,858 |
| All other assets | $10,002,000 | 1,530 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $408,860,000 | 1,456 |
| Total liabilities | $371,705,000 | 1,438 |
| Total deposits | $349,269,000 | 1,309 |
| Interest-bearing deposits | $302,414,000 | 1,291 |
| Deposits held in domestic offices | $349,269,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,616,000 | 856 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,280,000 | 4,079 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,540,000 | 1,568 |
| Total equity capital | $37,155,000 | 1,538 |
| Total bank equity capital | $37,155,000 | 1,538 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $594,000 | 3,920 |
| Surplus | $594,000 | 7,411 |
| Undivided profits | $35,967,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 3,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,130,000 | 1,314 |
| Earning assets | $376,523,000 | 1,446 |
| Long-term assets (5+ years) | $42,382,000 | 2,092 |
| Average Assets, year-to-date | $392,605,000 | 1,434 |
| Average Assets, quarterly | $406,722,500 | 1,442 |
| Volatile liabilities | $89,104,000 | 1,328 |
| Insider loans | $3,943,000 | 1,546 |
| FHLB advances | $2,500,000 | 4,212 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,434,000 | 1,409 |
| Tier 1 (core) risk-based capital | $36,600,000 | 1,462 |
| Tier 2 risk-based capital | $3,868,000 | 1,189 |
| Total risk weighted assets | $335,939,000 | 1,226 |
| Total unused commitments | $58,434,000 | 1,409 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $404,585,000 | 1,440 |
| Cash and due from depository institutions | $12,729,000 | 1,173 |
| Interest-bearing balances | $34,000 | 6,018 |
| Securities | $68,962,000 | 1,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $307,682,000 | 1,242 |
| Loan loss allowance | $3,752,000 | 1,249 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,958,000 | 2,094 |
| Other real estate owned | $215,000 | 1,173 |
| Goodwill and other intangibles | $98,000 | 2,809 |
| All other assets | $9,941,000 | 1,528 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $404,585,000 | 1,440 |
| Total liabilities | $368,849,000 | 1,425 |
| Total deposits | $338,725,000 | 1,332 |
| Interest-bearing deposits | $297,788,000 | 1,289 |
| Deposits held in domestic offices | $338,725,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,013,000 | 785 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,936,000 | 2,763 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,175,000 | 1,799 |
| Total equity capital | $35,736,000 | 1,589 |
| Total bank equity capital | $35,736,000 | 1,589 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $594,000 | 3,939 |
| Surplus | $594,000 | 7,426 |
| Undivided profits | $34,548,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,133,000 | 1,346 |
| Earning assets | $376,678,000 | 1,416 |
| Long-term assets (5+ years) | $48,364,000 | 1,923 |
| Average Assets, year-to-date | $388,541,250 | 1,450 |
| Average Assets, quarterly | $397,645,000 | 1,444 |
| Volatile liabilities | $95,049,000 | 1,231 |
| Insider loans | $3,488,000 | 1,686 |
| FHLB advances | $8,500,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,298,000 | 1,459 |
| Tier 1 (core) risk-based capital | $34,909,000 | 1,510 |
| Tier 2 risk-based capital | $3,752,000 | 1,203 |
| Total risk weighted assets | $320,996,000 | 1,258 |
| Total unused commitments | $55,298,000 | 1,460 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 145 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $390,705,000 | 1,464 |
| Cash and due from depository institutions | $15,459,000 | 1,165 |
| Interest-bearing balances | $23,000 | 6,233 |
| Securities | $70,808,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $289,141,000 | 1,296 |
| Loan loss allowance | $3,577,000 | 1,307 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,222,000 | 2,375 |
| Other real estate owned | $569,000 | 1,165 |
| Goodwill and other intangibles | $104,000 | 2,802 |
| All other assets | $10,402,000 | 1,463 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $390,705,000 | 1,464 |
| Total liabilities | $356,530,000 | 1,454 |
| Total deposits | $337,872,000 | 1,322 |
| Interest-bearing deposits | $298,841,000 | 1,278 |
| Deposits held in domestic offices | $337,872,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,998,000 | 954 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,048,000 | 4,111 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,612,000 | 2,090 |
| Total equity capital | $34,175,000 | 1,586 |
| Total bank equity capital | $34,175,000 | 1,586 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $594,000 | 3,962 |
| Surplus | $594,000 | 7,472 |
| Undivided profits | $32,987,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,040,000 | 1,322 |
| Earning assets | $359,972,000 | 1,460 |
| Long-term assets (5+ years) | $52,202,000 | 1,856 |
| Average Assets, year-to-date | $383,193,330 | 1,463 |
| Average Assets, quarterly | $386,811,000 | 1,463 |
| Volatile liabilities | $82,400,000 | 1,351 |
| Insider loans | $4,137,000 | 1,393 |
| FHLB advances | $2,500,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,206,000 | 1,489 |
| Tier 1 (core) risk-based capital | $33,912,000 | 1,519 |
| Tier 2 risk-based capital | $3,577,000 | 1,265 |
| Total risk weighted assets | $308,209,000 | 1,283 |
| Total unused commitments | $53,206,000 | 1,491 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 142 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $382,917,000 | 1,476 |
| Cash and due from depository institutions | $14,853,000 | 1,191 |
| Interest-bearing balances | $45,000 | 5,984 |
| Securities | $70,815,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,118 |
| Net loans & leases | $279,465,000 | 1,309 |
| Loan loss allowance | $3,502,000 | 1,321 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,250,000 | 2,335 |
| Other real estate owned | $444,000 | 1,191 |
| Goodwill and other intangibles | $110,000 | 2,774 |
| All other assets | $10,380,000 | 1,366 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $382,917,000 | 1,476 |
| Total liabilities | $348,435,000 | 1,460 |
| Total deposits | $333,875,000 | 1,327 |
| Interest-bearing deposits | $295,223,000 | 1,278 |
| Deposits held in domestic offices | $333,875,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,429,000 | 1,175 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,119,000 | 3,957 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,012,000 | 1,437 |
| Total equity capital | $34,482,000 | 1,611 |
| Total bank equity capital | $34,482,000 | 1,611 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $594,000 | 3,968 |
| Surplus | $594,000 | 7,493 |
| Undivided profits | $33,294,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,071,000 | 1,280 |
| Earning assets | $352,925,000 | 1,475 |
| Long-term assets (5+ years) | $54,060,000 | 1,789 |
| Average Assets, year-to-date | $379,437,500 | 1,479 |
| Average Assets, quarterly | $379,437,500 | 1,479 |
| Volatile liabilities | $71,390,000 | 1,451 |
| Insider loans | $4,167,000 | 1,357 |
| FHLB advances | $2,500,000 | 4,026 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $49,851,000 | 1,506 |
| Tier 1 (core) risk-based capital | $33,097,000 | 1,545 |
| Tier 2 risk-based capital | $3,502,000 | 1,276 |
| Total risk weighted assets | $294,574,000 | 1,319 |
| Total unused commitments | $49,851,000 | 1,509 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 144 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $375,958,000 | 1,510 |
| Cash and due from depository institutions | $13,820,000 | 1,170 |
| Interest-bearing balances | $393,000 | 3,933 |
| Securities | $68,799,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 4,568 |
| Net loans & leases | $277,096,000 | 1,305 |
| Loan loss allowance | $3,331,000 | 1,383 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,163,000 | 2,379 |
| Other real estate owned | $488,000 | 1,170 |
| Goodwill and other intangibles | $115,000 | 2,756 |
| All other assets | $10,077,000 | 1,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,958,000 | 1,510 |
| Total liabilities | $342,623,000 | 1,485 |
| Total deposits | $327,543,000 | 1,340 |
| Interest-bearing deposits | $291,665,000 | 1,286 |
| Deposits held in domestic offices | $327,543,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,156,000 | 1,345 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,072,000 | 3,970 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,852,000 | 949 |
| Total equity capital | $33,335,000 | 1,640 |
| Total bank equity capital | $33,335,000 | 1,640 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $594,000 | 4,002 |
| Surplus | $594,000 | 7,539 |
| Undivided profits | $32,147,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,214,000 | 2,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,111,000 | 1,292 |
| Earning assets | $347,688,000 | 1,487 |
| Long-term assets (5+ years) | $53,788,000 | 1,816 |
| Average Assets, year-to-date | $359,623,800 | 1,515 |
| Average Assets, quarterly | $370,221,000 | 1,522 |
| Volatile liabilities | $73,104,000 | 1,435 |
| Insider loans | $5,214,000 | 1,058 |
| FHLB advances | $2,500,000 | 4,034 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $45,854,000 | 1,585 |
| Tier 1 (core) risk-based capital | $32,226,000 | 1,582 |
| Tier 2 risk-based capital | $3,331,000 | 1,327 |
| Total risk weighted assets | $289,752,000 | 1,328 |
| Total unused commitments | $45,854,000 | 1,587 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 143 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $364,484,000 | 1,560 |
| Cash and due from depository institutions | $11,517,000 | 1,187 |
| Interest-bearing balances | $54,000 | 5,882 |
| Securities | $64,579,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,583 |
| Net loans & leases | $269,058,000 | 1,334 |
| Loan loss allowance | $3,201,000 | 1,454 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,334,000 | 2,245 |
| Other real estate owned | $302,000 | 1,187 |
| Goodwill and other intangibles | $122,000 | 2,708 |
| All other assets | $9,472,000 | 1,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,484,000 | 1,560 |
| Total liabilities | $330,440,000 | 1,545 |
| Total deposits | $317,469,000 | 1,402 |
| Interest-bearing deposits | $281,769,000 | 1,352 |
| Deposits held in domestic offices | $317,469,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,519,000 | 1,275 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,016,000 | 3,938 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,436,000 | 1,660 |
| Total equity capital | $34,044,000 | 1,606 |
| Total bank equity capital | $34,044,000 | 1,606 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $594,000 | 4,033 |
| Surplus | $594,000 | 7,572 |
| Undivided profits | $32,856,000 | 994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,189,000 | 1,303 |
| Earning assets | $338,791,000 | 1,529 |
| Long-term assets (5+ years) | $52,023,000 | 1,847 |
| Average Assets, year-to-date | $355,540,250 | 1,549 |
| Average Assets, quarterly | $362,517,000 | 1,556 |
| Volatile liabilities | $74,425,000 | 1,369 |
| Insider loans | $5,910,000 | 893 |
| FHLB advances | $2,500,000 | 3,977 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,506,000 | 1,548 |
| Tier 1 (core) risk-based capital | $32,947,000 | 1,557 |
| Tier 2 risk-based capital | $3,201,000 | 1,375 |
| Total risk weighted assets | $282,929,000 | 1,355 |
| Total unused commitments | $46,506,000 | 1,554 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 148 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $360,550,000 | 1,549 |
| Cash and due from depository institutions | $13,651,000 | 1,142 |
| Interest-bearing balances | $90,000 | 5,635 |
| Securities | $62,588,000 | 1,981 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $270,256,000 | 1,307 |
| Loan loss allowance | $3,243,000 | 1,405 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,457,000 | 2,139 |
| Other real estate owned | $312,000 | 1,142 |
| Goodwill and other intangibles | $128,000 | 2,650 |
| All other assets | $9,158,000 | 1,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,550,000 | 1,549 |
| Total liabilities | $327,515,000 | 1,536 |
| Total deposits | $311,653,000 | 1,402 |
| Interest-bearing deposits | $280,078,000 | 1,347 |
| Deposits held in domestic offices | $311,653,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,553,000 | 1,078 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,552,000 | 3,739 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,757,000 | 1,579 |
| Total equity capital | $33,035,000 | 1,655 |
| Total bank equity capital | $33,035,000 | 1,655 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $594,000 | 4,037 |
| Surplus | $594,000 | 7,592 |
| Undivided profits | $31,847,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,190,000 | 1,255 |
| Earning assets | $332,934,000 | 1,532 |
| Long-term assets (5+ years) | $53,144,000 | 1,736 |
| Average Assets, year-to-date | $352,559,000 | 1,542 |
| Average Assets, quarterly | $358,019,000 | 1,543 |
| Volatile liabilities | $75,330,000 | 1,344 |
| Insider loans | $5,904,000 | 874 |
| FHLB advances | $2,500,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $38,584,000 | 1,756 |
| Tier 1 (core) risk-based capital | $31,392,000 | 1,607 |
| Tier 2 risk-based capital | $3,243,000 | 1,314 |
| Total risk weighted assets | $281,886,000 | 1,337 |
| Total unused commitments | $38,584,000 | 1,764 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 140 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $355,488,000 | 1,542 |
| Cash and due from depository institutions | $13,996,000 | 1,199 |
| Interest-bearing balances | $125,000 | 5,037 |
| Securities | $60,128,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,303 |
| Net loans & leases | $258,396,000 | 1,348 |
| Loan loss allowance | $3,194,000 | 1,402 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,599,000 | 2,052 |
| Other real estate owned | $312,000 | 1,199 |
| Goodwill and other intangibles | $134,000 | 2,623 |
| All other assets | $5,223,000 | 2,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,488,000 | 1,542 |
| Total liabilities | $324,009,000 | 1,525 |
| Total deposits | $312,699,000 | 1,387 |
| Interest-bearing deposits | $278,933,000 | 1,337 |
| Deposits held in domestic offices | $312,699,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,594,000 | 1,326 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,123,000 | 3,780 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,593,000 | 1,691 |
| Total equity capital | $31,479,000 | 1,693 |
| Total bank equity capital | $31,479,000 | 1,693 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $594,000 | 4,051 |
| Surplus | $594,000 | 7,622 |
| Undivided profits | $30,291,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,119,000 | 1,363 |
| Earning assets | $331,349,000 | 1,508 |
| Long-term assets (5+ years) | $51,103,000 | 1,723 |
| Average Assets, year-to-date | $348,563,500 | 1,551 |
| Average Assets, quarterly | $348,563,500 | 1,551 |
| Volatile liabilities | $70,036,000 | 1,400 |
| Insider loans | $1,313,000 | 3,350 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,528,000 | 2,842 |
| Tier 1 (core) risk-based capital | $30,130,000 | 1,640 |
| Tier 2 risk-based capital | $3,194,000 | 1,310 |
| Total risk weighted assets | $262,640,000 | 1,400 |
| Total unused commitments | $18,528,000 | 2,853 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 147 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $341,639,000 | 1,574 |
| Cash and due from depository institutions | $11,491,000 | 1,133 |
| Interest-bearing balances | $69,000 | 5,589 |
| Securities | $62,226,000 | 1,941 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $257,480,000 | 1,339 |
| Loan loss allowance | $2,978,000 | 1,472 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,704,000 | 1,967 |
| Other real estate owned | $252,000 | 1,133 |
| Goodwill and other intangibles | $140,000 | 2,570 |
| All other assets | $5,346,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,639,000 | 1,574 |
| Total liabilities | $307,597,000 | 1,583 |
| Total deposits | $293,427,000 | 1,451 |
| Interest-bearing deposits | $262,578,000 | 1,402 |
| Deposits held in domestic offices | $293,427,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,074,000 | 1,322 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,068,000 | 3,220 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,028,000 | 1,472 |
| Total equity capital | $34,042,000 | 1,551 |
| Total bank equity capital | $34,042,000 | 1,551 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $594,000 | 4,056 |
| Surplus | $594,000 | 7,641 |
| Undivided profits | $32,854,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,807,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,103 |
| Income earned, not collected on loans | $2,144,000 | 1,398 |
| Earning assets | $319,775,000 | 1,536 |
| Long-term assets (5+ years) | $53,223,000 | 1,642 |
| Average Assets, year-to-date | $336,285,000 | 1,513 |
| Average Assets, quarterly | $341,820,500 | 1,558 |
| Volatile liabilities | $51,163,000 | 1,794 |
| Insider loans | $1,479,000 | 3,111 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,335,000 | 2,529 |
| Tier 1 (core) risk-based capital | $32,596,000 | 1,493 |
| Tier 2 risk-based capital | $2,978,000 | 1,378 |
| Total risk weighted assets | $259,014,000 | 1,393 |
| Total unused commitments | $21,335,000 | 2,534 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 143 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $327,541,000 | 1,547 |
| Cash and due from depository institutions | $12,469,000 | 1,146 |
| Interest-bearing balances | $30,000 | 6,041 |
| Securities | $59,150,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $243,989,000 | 1,359 |
| Loan loss allowance | $2,493,000 | 1,637 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,048,000 | 2,239 |
| Other real estate owned | $733,000 | 1,146 |
| Goodwill and other intangibles | $170,000 | 2,435 |
| All other assets | $6,982,000 | 1,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,541,000 | 1,547 |
| Total liabilities | $297,635,000 | 1,539 |
| Total deposits | $278,859,000 | 1,432 |
| Interest-bearing deposits | $250,545,000 | 1,393 |
| Deposits held in domestic offices | $278,859,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,187,000 | 1,350 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,287,000 | 2,285 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,302,000 | 1,347 |
| Total equity capital | $29,906,000 | 1,634 |
| Total bank equity capital | $29,906,000 | 1,634 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $594,000 | 4,128 |
| Surplus | $594,000 | 7,800 |
| Undivided profits | $28,718,000 | 989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,534,000 | 1,239 |
| Earning assets | $303,169,000 | 1,523 |
| Long-term assets (5+ years) | $48,981,000 | 1,748 |
| Average Assets, year-to-date | $313,841,000 | 1,529 |
| Average Assets, quarterly | $324,778,500 | 1,533 |
| Volatile liabilities | $66,613,000 | 1,392 |
| Insider loans | $3,347,000 | 1,495 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,655,000 | 2,287 |
| Tier 1 (core) risk-based capital | $29,189,000 | 1,574 |
| Tier 2 risk-based capital | $2,493,000 | 1,516 |
| Total risk weighted assets | $243,893,000 | 1,411 |
| Total unused commitments | $22,655,000 | 2,294 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 129 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $295,269,000 | 1,617 |
| Cash and due from depository institutions | $6,885,000 | 1,267 |
| Interest-bearing balances | $88,000 | 4,971 |
| Securities | $57,198,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $222,525,000 | 1,442 |
| Loan loss allowance | $2,166,000 | 1,777 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,822,000 | 2,303 |
| Other real estate owned | $105,000 | 1,267 |
| Goodwill and other intangibles | $207,000 | 2,308 |
| All other assets | $4,527,000 | 1,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,269,000 | 1,617 |
| Total liabilities | $268,532,000 | 1,606 |
| Total deposits | $253,721,000 | 1,500 |
| Interest-bearing deposits | $227,314,000 | 1,450 |
| Deposits held in domestic offices | $253,721,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,822,000 | 1,860 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,989,000 | 1,482 |
| Total equity capital | $26,737,000 | 1,730 |
| Total bank equity capital | $26,737,000 | 1,730 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $594,000 | 4,260 |
| Surplus | $594,000 | 7,999 |
| Undivided profits | $25,549,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,415,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 439 |
| Income earned, not collected on loans | $2,014,000 | 1,240 |
| Earning assets | $279,811,000 | 1,570 |
| Long-term assets (5+ years) | $69,613,000 | 1,247 |
| Average Assets, year-to-date | $282,037,800 | 1,611 |
| Average Assets, quarterly | $292,100,500 | 1,612 |
| Volatile liabilities | $62,515,000 | 1,442 |
| Insider loans | $3,389,000 | 1,443 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,812,000 | 1,835 |
| Tier 1 (core) risk-based capital | $26,396,000 | 1,670 |
| Tier 2 risk-based capital | $2,170,050 | 1,661 |
| Total risk weighted assets | $216,150,550 | 1,509 |
| Total unused commitments | $27,812,000 | 1,837 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 117 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $270,271,000 | 1,751 |
| Cash and due from depository institutions | $12,266,000 | 1,464 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $57,389,000 | 2,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $192,075,000 | 1,577 |
| Loan loss allowance | $1,787,000 | 2,049 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,170,000 | 2,058 |
| Other real estate owned | $12,000 | 1,464 |
| Goodwill and other intangibles | $244,000 | 2,295 |
| All other assets | $4,115,000 | 2,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,271,000 | 1,751 |
| Total liabilities | $247,619,000 | 1,731 |
| Total deposits | $228,535,000 | 1,643 |
| Interest-bearing deposits | $200,242,000 | 1,630 |
| Deposits held in domestic offices | $228,535,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,315,000 | 1,837 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,220,000 | 1,773 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,549,000 | 1,560 |
| Total equity capital | $22,652,000 | 1,961 |
| Total bank equity capital | $22,652,000 | 1,961 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $594,000 | 4,398 |
| Surplus | $594,000 | 8,220 |
| Undivided profits | $21,464,000 | 1,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,545,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,701,000 | 1,248 |
| Earning assets | $249,514,000 | 1,734 |
| Long-term assets (5+ years) | $78,830,000 | 1,189 |
| Average Assets, year-to-date | $250,884,200 | 1,796 |
| Average Assets, quarterly | $262,884,500 | 1,780 |
| Volatile liabilities | $51,438,000 | 1,615 |
| Insider loans | $676,000 | 4,645 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,723,000 | 2,302 |
| Tier 1 (core) risk-based capital | $23,643,000 | 1,848 |
| Tier 2 risk-based capital | $1,787,000 | 1,883 |
| Total risk weighted assets | $187,173,900 | 1,659 |
| Total unused commitments | $20,723,000 | 2,307 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 112 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $235,752,000 | 1,960 |
| Cash and due from depository institutions | $6,285,000 | 1,505 |
| Interest-bearing balances | $65,000 | 5,397 |
| Securities | $60,806,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 2,108 |
| Net loans & leases | $152,982,000 | 1,825 |
| Loan loss allowance | $1,659,000 | 2,130 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,226,000 | 1,901 |
| Other real estate owned | $0 | 1,505 |
| Goodwill and other intangibles | $285,000 | 2,158 |
| All other assets | $3,018,000 | 2,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,752,000 | 1,960 |
| Total liabilities | $213,579,000 | 1,946 |
| Total deposits | $204,474,000 | 1,849 |
| Interest-bearing deposits | $179,355,000 | 1,817 |
| Deposits held in domestic offices | $204,474,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,158,000 | 2,016 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,947,000 | 1,451 |
| Total equity capital | $22,173,000 | 2,032 |
| Total bank equity capital | $22,173,000 | 2,032 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $594,000 | 4,433 |
| Surplus | $594,000 | 8,356 |
| Undivided profits | $20,985,000 | 1,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $854,000 | 2,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,532,000 | 1,359 |
| Earning assets | $222,003,000 | 1,913 |
| Long-term assets (5+ years) | $74,093,000 | 1,147 |
| Average Assets, year-to-date | $216,757,600 | 2,017 |
| Average Assets, quarterly | $230,329,000 | 1,969 |
| Volatile liabilities | $31,545,000 | 2,068 |
| Insider loans | $1,345,000 | 2,875 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,710,000 | 2,130 |
| Tier 1 (core) risk-based capital | $21,036,000 | 2,022 |
| Tier 2 risk-based capital | $1,659,000 | 1,914 |
| Total risk weighted assets | $149,185,900 | 1,914 |
| Total unused commitments | $21,710,000 | 2,136 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 125 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $201,802,000 | 2,251 |
| Cash and due from depository institutions | $9,007,000 | 1,417 |
| Interest-bearing balances | $42,000 | 5,452 |
| Securities | $53,059,000 | 2,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $132,365,000 | 2,114 |
| Loan loss allowance | $1,529,000 | 2,298 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,372,000 | 1,799 |
| Other real estate owned | $133,000 | 1,417 |
| Goodwill and other intangibles | $328,000 | 2,007 |
| All other assets | $2,538,000 | 2,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,802,000 | 2,251 |
| Total liabilities | $182,302,000 | 2,251 |
| Total deposits | $175,371,000 | 2,130 |
| Interest-bearing deposits | $152,731,000 | 2,115 |
| Deposits held in domestic offices | $175,371,000 | 2,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,648 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,738,000 | 2,259 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,193,000 | 1,872 |
| Total equity capital | $19,500,000 | 2,289 |
| Total bank equity capital | $19,500,000 | 2,289 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $594,000 | 4,593 |
| Surplus | $594,000 | 8,650 |
| Undivided profits | $18,312,000 | 1,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,307,000 | 1,699 |
| Earning assets | $185,466,000 | 2,265 |
| Long-term assets (5+ years) | $79,200,000 | 942 |
| Average Assets, year-to-date | $195,199,400 | 2,216 |
| Average Assets, quarterly | $200,284,000 | 2,236 |
| Volatile liabilities | $27,768,000 | 2,276 |
| Insider loans | $1,214,000 | 3,094 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,409,000 | 3,604 |
| Tier 1 (core) risk-based capital | $18,827,000 | 2,276 |
| Tier 2 risk-based capital | $1,529,000 | 1,960 |
| Total risk weighted assets | $125,390,200 | 2,230 |
| Total unused commitments | $9,409,000 | 3,606 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 98 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $188,035,000 | 2,475 |
| Cash and due from depository institutions | $7,908,000 | 1,902 |
| Interest-bearing balances | $59,000 | 5,298 |
| Securities | $49,395,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $123,513,000 | 2,290 |
| Loan loss allowance | $1,469,000 | 2,486 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,519,000 | 1,752 |
| Other real estate owned | $0 | 1,902 |
| Goodwill and other intangibles | $375,000 | 1,827 |
| All other assets | $2,325,000 | 3,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,035,000 | 2,475 |
| Total liabilities | $170,490,000 | 2,463 |
| Total deposits | $164,097,000 | 2,360 |
| Interest-bearing deposits | $143,151,000 | 2,332 |
| Deposits held in domestic offices | $164,097,000 | 2,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 2,043 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,785,000 | 2,854 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,908,000 | 2,114 |
| Total equity capital | $17,545,000 | 2,556 |
| Total bank equity capital | $17,545,000 | 2,556 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $594,000 | 4,886 |
| Surplus | $594,000 | 8,996 |
| Undivided profits | $16,357,000 | 1,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 3,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,171,000 | 1,913 |
| Earning assets | $172,967,000 | 2,462 |
| Long-term assets (5+ years) | $25,792,000 | 2,218 |
| Average Assets, year-to-date | $180,595,400 | 2,466 |
| Average Assets, quarterly | $187,132,000 | 2,454 |
| Volatile liabilities | $25,120,000 | 2,416 |
| Insider loans | $1,209,000 | 3,155 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,951,000 | 3,919 |
| Tier 1 (core) risk-based capital | $17,005,000 | 2,560 |
| Tier 2 risk-based capital | $1,439,780 | 2,117 |
| Total risk weighted assets | $115,152,880 | 2,435 |
| Total unused commitments | $7,951,000 | 3,934 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 88 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $168,979,000 | 2,723 |
| Cash and due from depository institutions | $7,842,000 | 2,217 |
| Interest-bearing balances | $61,000 | 5,641 |
| Securities | $42,501,000 | 2,967 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,759 |
| Net loans & leases | $111,199,000 | 2,465 |
| Loan loss allowance | $1,241,000 | 2,919 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,482,000 | 3,045 |
| Other real estate owned | $0 | 2,217 |
| Goodwill and other intangibles | $426,000 | 1,637 |
| All other assets | $1,929,000 | 3,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,979,000 | 2,723 |
| Total liabilities | $153,446,000 | 2,720 |
| Total deposits | $149,515,000 | 2,602 |
| Interest-bearing deposits | $128,359,000 | 2,610 |
| Deposits held in domestic offices | $149,515,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,280,000 | 2,273 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,651,000 | 2,444 |
| Total equity capital | $15,533,000 | 2,876 |
| Total bank equity capital | $15,533,000 | 2,876 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $594,000 | 5,149 |
| Surplus | $594,000 | 9,321 |
| Undivided profits | $14,345,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,127,000 | 2,041 |
| Earning assets | $156,361,000 | 2,713 |
| Long-term assets (5+ years) | $22,913,000 | 2,276 |
| Average Assets, year-to-date | $162,197,800 | 2,735 |
| Average Assets, quarterly | $167,201,500 | 2,736 |
| Volatile liabilities | $21,054,000 | 2,531 |
| Insider loans | $473,000 | 5,819 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,864,000 | 2,580 |
| Tier 1 (core) risk-based capital | $15,052,000 | 2,860 |
| Tier 2 risk-based capital | $1,241,000 | 2,405 |
| Total risk weighted assets | $103,810,100 | 2,633 |
| Total unused commitments | $13,864,000 | 2,591 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 81 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $156,562,000 | 2,894 |
| Cash and due from depository institutions | $5,808,000 | 2,470 |
| Interest-bearing balances | $44,000 | 6,173 |
| Securities | $43,449,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $102,492,000 | 2,608 |
| Loan loss allowance | $994,000 | 3,623 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,567,000 | 4,453 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $487,000 | 1,458 |
| All other assets | $2,259,000 | 3,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,562,000 | 2,894 |
| Total liabilities | $143,552,000 | 2,874 |
| Total deposits | $140,674,000 | 2,724 |
| Interest-bearing deposits | $121,405,000 | 2,722 |
| Deposits held in domestic offices | $140,674,000 | 2,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,587,000 | 2,736 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,291,000 | 2,497 |
| Total equity capital | $13,010,000 | 3,141 |
| Total bank equity capital | $13,010,000 | 3,141 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $594,000 | 5,417 |
| Surplus | $594,000 | 9,663 |
| Undivided profits | $11,822,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $951,000 | 2,097 |
| Earning assets | $146,485,000 | 2,836 |
| Long-term assets (5+ years) | $22,497,000 | 2,318 |
| Average Assets, year-to-date | $151,516,000 | 2,906 |
| Average Assets, quarterly | $155,517,500 | 2,885 |
| Volatile liabilities | $19,908,000 | 2,541 |
| Insider loans | $552,000 | 5,371 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,054,000 | 4,389 |
| Tier 1 (core) risk-based capital | $13,166,000 | 3,144 |
| Tier 2 risk-based capital | $994,000 | 2,936 |
| Total risk weighted assets | $96,883,900 | 2,724 |
| Total unused commitments | $6,054,000 | 4,396 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $144,385,000 | 3,177 |
| Cash and due from depository institutions | $5,586,000 | 2,677 |
| Interest-bearing balances | $97,000 | 6,753 |
| Securities | $49,835,000 | 2,785 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $84,864,000 | 2,996 |
| Loan loss allowance | $952,000 | 3,860 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,715,000 | 4,171 |
| Other real estate owned | $122,000 | 2,677 |
| Goodwill and other intangibles | $567,000 | 1,283 |
| All other assets | $1,696,000 | 3,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,385,000 | 3,177 |
| Total liabilities | $132,343,000 | 3,148 |
| Total deposits | $130,131,000 | 3,011 |
| Interest-bearing deposits | $115,253,000 | 2,966 |
| Deposits held in domestic offices | $130,131,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,931 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $405,000 | 3,529 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,007,000 | 3,089 |
| Total equity capital | $12,042,000 | 3,395 |
| Total bank equity capital | $12,042,000 | 3,395 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $594,000 | 5,651 |
| Surplus | $594,000 | 9,991 |
| Undivided profits | $10,854,000 | 2,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 8,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $737,000 | 2,431 |
| Earning assets | $134,796,000 | 3,126 |
| Long-term assets (5+ years) | $26,865,000 | 2,088 |
| Average Assets, year-to-date | $139,176,200 | 3,197 |
| Average Assets, quarterly | $143,771,500 | 3,157 |
| Volatile liabilities | $18,777,000 | 2,520 |
| Insider loans | $399,000 | 6,409 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,657,000 | 4,547 |
| Tier 1 (core) risk-based capital | $11,475,000 | 3,486 |
| Tier 2 risk-based capital | $952,000 | 3,017 |
| Total risk weighted assets | $85,500,600 | 3,017 |
| Total unused commitments | $5,657,000 | 4,570 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $134,603,000 | 3,452 |
| Cash and due from depository institutions | $5,062,000 | 3,724 |
| Interest-bearing balances | $97,000 | 7,343 |
| Securities | $52,126,000 | 2,616 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $71,716,000 | 3,585 |
| Loan loss allowance | $690,000 | 5,060 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,517,000 | 4,614 |
| Other real estate owned | $71,000 | 3,724 |
| Goodwill and other intangibles | $662,000 | 1,204 |
| All other assets | $1,749,000 | 4,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,603,000 | 3,452 |
| Total liabilities | $124,010,000 | 3,433 |
| Total deposits | $121,984,000 | 3,335 |
| Interest-bearing deposits | $105,996,000 | 3,354 |
| Deposits held in domestic offices | $121,984,000 | 3,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,071,000 | 2,448 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $955,000 | 3,424 |
| Total equity capital | $10,593,000 | 3,660 |
| Total bank equity capital | $10,593,000 | 3,660 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $297,000 | 8,299 |
| Surplus | $297,000 | 11,697 |
| Undivided profits | $9,999,000 | 2,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 6,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $691,000 | 2,884 |
| Earning assets | $125,639,000 | 3,372 |
| Long-term assets (5+ years) | $28,677,000 | 1,938 |
| Average Assets, year-to-date | $119,865,600 | 3,772 |
| Average Assets, quarterly | $131,499,500 | 3,493 |
| Volatile liabilities | $18,482,000 | 2,507 |
| Insider loans | $462,000 | 1,991 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,248,000 | 6,989 |
| Tier 1 (core) risk-based capital | $9,931,000 | 3,848 |
| Tier 2 risk-based capital | $690,000 | 4,003 |
| Total risk weighted assets | $77,704,600 | 3,363 |
| Total unused commitments | $2,248,000 | 7,018 |
| Derivatives | $0 | 651 |