Home > The Citizens National Bank of Akron > Income and Expense
The Citizens National Bank of Akron, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 6,726 |
| Total interest expense | $508,000 | 6,856 |
| Net interest income | $1,400,000 | 6,526 |
| Provision for loan and lease losses | $24,000 | 6,894 |
| Total noninterest income | $98,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $58,000 | 6,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $975,000 | 7,073 |
| Salaries and employee benefits | $580,000 | 6,812 |
| Premises and equipment expense | $85,000 | 7,318 |
| Additional noninterest expense | $310,000 | 7,082 |
| Pre-tax net operating income | $499,000 | 3,898 |
| Securities gains (losses) | $-4,000 | 7,168 |
| Applicable income taxes | $107,000 | 2,831 |
| Income before extraordinary items | $388,000 | 4,099 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $388,000 | 4,095 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $388,000 | 4,098 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $391,120 | 3,989 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 6,809 |
| Total interest expense | $344,000 | 6,944 |
| Net interest income | $919,000 | 6,580 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $46,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $650,000 | 7,129 |
| Salaries and employee benefits | $382,000 | 6,909 |
| Premises and equipment expense | $57,000 | 7,391 |
| Additional noninterest expense | $211,000 | 7,097 |
| Pre-tax net operating income | $300,000 | 4,132 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $68,000 | 2,938 |
| Income before extraordinary items | $232,000 | 4,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,355 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $232,000 | 4,355 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $232,000 | 4,246 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 6,875 |
| Total interest expense | $170,000 | 7,051 |
| Net interest income | $460,000 | 6,588 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $311,000 | 7,210 |
| Salaries and employee benefits | $188,000 | 6,976 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $93,000 | 7,192 |
| Pre-tax net operating income | $165,000 | 4,347 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $129,000 | 4,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 4,591 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $129,000 | 4,591 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,000 | 4,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 6,838 |
| Total interest expense | $911,000 | 6,942 |
| Net interest income | $1,766,000 | 6,684 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $140,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 5,936 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $1,283,000 | 7,171 |
| Salaries and employee benefits | $740,000 | 7,061 |
| Premises and equipment expense | $127,000 | 7,361 |
| Additional noninterest expense | $416,000 | 6,979 |
| Pre-tax net operating income | $623,000 | 4,565 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $123,000 | 3,222 |
| Income before extraordinary items | $500,000 | 4,456 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $500,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,751 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $500,000 | 4,611 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 6,897 |
| Total interest expense | $713,000 | 6,986 |
| Net interest income | $1,304,000 | 6,764 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $112,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $74,000 | 5,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $961,000 | 7,172 |
| Salaries and employee benefits | $560,000 | 7,051 |
| Premises and equipment expense | $95,000 | 7,412 |
| Additional noninterest expense | $306,000 | 7,001 |
| Pre-tax net operating income | $455,000 | 5,080 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $365,000 | 4,921 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $365,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $365,000 | 5,085 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,967 |
| Total interest expense | $500,000 | 7,013 |
| Net interest income | $846,000 | 6,854 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $643,000 | 7,222 |
| Salaries and employee benefits | $382,000 | 7,060 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $198,000 | 7,074 |
| Pre-tax net operating income | $281,000 | 5,366 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $55,000 | 3,988 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $226,000 | 5,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 7,062 |
| Total interest expense | $263,000 | 7,057 |
| Net interest income | $409,000 | 6,966 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $313,000 | 7,302 |
| Salaries and employee benefits | $195,000 | 7,065 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $135,000 | 5,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $113,000 | 5,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $113,000 | 5,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 7,040 |
| Total interest expense | $1,108,000 | 7,007 |
| Net interest income | $1,617,000 | 6,973 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $119,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $96,000 | 6,071 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $1,174,000 | 7,399 |
| Salaries and employee benefits | $678,000 | 7,313 |
| Premises and equipment expense | $137,000 | 7,367 |
| Additional noninterest expense | $359,000 | 7,254 |
| Pre-tax net operating income | $562,000 | 5,789 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $105,000 | 4,451 |
| Income before extraordinary items | $457,000 | 5,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $457,000 | 5,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $457,000 | 5,826 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 7,083 |
| Total interest expense | $833,000 | 7,035 |
| Net interest income | $1,203,000 | 7,034 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $80,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 8,062 |
| Total noninterest expense | $865,000 | 7,409 |
| Salaries and employee benefits | $503,000 | 7,314 |
| Premises and equipment expense | $97,000 | 7,433 |
| Additional noninterest expense | $265,000 | 7,277 |
| Pre-tax net operating income | $418,000 | 6,084 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $81,000 | 4,606 |
| Income before extraordinary items | $337,000 | 6,122 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $337,000 | 6,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $337,000 | 6,109 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 7,131 |
| Total interest expense | $548,000 | 7,074 |
| Net interest income | $803,000 | 7,079 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $45,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-4,000 | 8,554 |
| Total noninterest expense | $570,000 | 7,479 |
| Salaries and employee benefits | $332,000 | 7,380 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $179,000 | 7,271 |
| Pre-tax net operating income | $278,000 | 6,172 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $225,000 | 6,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $225,000 | 6,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,170 |
| Total interest expense | $263,000 | 7,161 |
| Net interest income | $407,000 | 7,058 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-2,000 | 8,582 |
| Total noninterest expense | $263,000 | 7,660 |
| Salaries and employee benefits | $158,000 | 7,519 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $78,000 | 7,522 |
| Pre-tax net operating income | $168,000 | 5,841 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $131,000 | 5,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $131,000 | 5,900 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 7,111 |
| Total interest expense | $1,005,000 | 6,937 |
| Net interest income | $1,531,000 | 7,146 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $138,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $84,000 | 6,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $1,175,000 | 7,426 |
| Salaries and employee benefits | $712,000 | 7,232 |
| Premises and equipment expense | $134,000 | 7,450 |
| Additional noninterest expense | $329,000 | 7,423 |
| Pre-tax net operating income | $494,000 | 6,510 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $84,000 | 5,109 |
| Income before extraordinary items | $410,000 | 6,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $410,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $410,000 | 6,488 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 7,174 |
| Total interest expense | $739,000 | 6,948 |
| Net interest income | $1,139,000 | 7,232 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $103,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $64,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $907,000 | 7,366 |
| Salaries and employee benefits | $536,000 | 7,218 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $240,000 | 7,477 |
| Pre-tax net operating income | $335,000 | 6,847 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $50,000 | 5,440 |
| Income before extraordinary items | $285,000 | 6,802 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $285,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $285,000 | 6,805 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,219 |
| Total interest expense | $469,000 | 6,981 |
| Net interest income | $760,000 | 7,273 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $597,000 | 7,430 |
| Salaries and employee benefits | $370,000 | 7,174 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $151,000 | 7,594 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $31,000 | 5,554 |
| Income before extraordinary items | $185,000 | 6,864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $185,000 | 6,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,303 |
| Total interest expense | $210,000 | 7,143 |
| Net interest income | $378,000 | 7,300 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $11,000 | 8,408 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-6,000 | 8,759 |
| Total noninterest expense | $294,000 | 7,472 |
| Salaries and employee benefits | $186,000 | 7,179 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $95,000 | 7,119 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $84,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,000 | 6,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 7,306 |
| Total interest expense | $728,000 | 6,967 |
| Net interest income | $1,427,000 | 7,391 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $134,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,183,000 | 7,429 |
| Salaries and employee benefits | $725,000 | 7,174 |
| Premises and equipment expense | $127,000 | 7,565 |
| Additional noninterest expense | $331,000 | 7,456 |
| Pre-tax net operating income | $378,000 | 7,129 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $53,000 | 5,834 |
| Income before extraordinary items | $327,000 | 7,063 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $327,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $325,280 | 7,051 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 7,359 |
| Total interest expense | $533,000 | 6,952 |
| Net interest income | $1,049,000 | 7,464 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $99,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $870,000 | 7,465 |
| Salaries and employee benefits | $543,000 | 7,164 |
| Premises and equipment expense | $96,000 | 7,530 |
| Additional noninterest expense | $231,000 | 7,604 |
| Pre-tax net operating income | $278,000 | 7,287 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $258,000 | 7,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $258,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $256,160 | 7,118 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 7,377 |
| Total interest expense | $346,000 | 6,924 |
| Net interest income | $690,000 | 7,499 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $64,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $576,000 | 7,482 |
| Salaries and employee benefits | $362,000 | 7,181 |
| Premises and equipment expense | $58,000 | 7,689 |
| Additional noninterest expense | $156,000 | 7,550 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $160,000 | 7,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,454 |
| Total interest expense | $166,000 | 6,968 |
| Net interest income | $342,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $282,000 | 7,575 |
| Salaries and employee benefits | $182,000 | 7,224 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $77,000 | 7,634 |
| Pre-tax net operating income | $91,000 | 7,352 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $78,000 | 7,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,253 |
| Total interest expense | $692,000 | 6,626 |
| Net interest income | $1,430,000 | 7,417 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $146,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $86,000 | 6,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,192 |
| Total noninterest expense | $1,201,000 | 7,441 |
| Salaries and employee benefits | $722,000 | 7,203 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $346,000 | 7,432 |
| Pre-tax net operating income | $375,000 | 7,181 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $40,000 | 6,178 |
| Income before extraordinary items | $320,000 | 7,141 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $320,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $333,350 | 7,038 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 7,251 |
| Total interest expense | $522,000 | 6,600 |
| Net interest income | $1,087,000 | 7,400 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 7,182 |
| Total noninterest expense | $883,000 | 7,449 |
| Salaries and employee benefits | $545,000 | 7,145 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $243,000 | 7,558 |
| Pre-tax net operating income | $318,000 | 7,116 |
| Securities gains (losses) | $-14,000 | 8,572 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $258,000 | 7,157 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $258,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $269,900 | 7,028 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,258 |
| Total interest expense | $349,000 | 6,625 |
| Net interest income | $743,000 | 7,395 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $582,000 | 7,531 |
| Salaries and employee benefits | $364,000 | 7,198 |
| Premises and equipment expense | $55,000 | 7,871 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $236,000 | 6,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $43,000 | 5,769 |
| Income before extraordinary items | $193,000 | 6,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 6,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $193,000 | 6,891 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 7,239 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $386,000 | 7,352 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $283,000 | 7,626 |
| Salaries and employee benefits | $181,000 | 7,244 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $136,000 | 6,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $106,000 | 6,771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $106,000 | 6,655 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 7,156 |
| Total interest expense | $779,000 | 6,777 |
| Net interest income | $1,617,000 | 7,184 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $146,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,218,000 | 7,442 |
| Salaries and employee benefits | $734,000 | 7,171 |
| Premises and equipment expense | $135,000 | 7,604 |
| Additional noninterest expense | $349,000 | 7,455 |
| Pre-tax net operating income | $545,000 | 6,531 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $66,000 | 6,086 |
| Income before extraordinary items | $479,000 | 6,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $479,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,174 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $479,000 | 6,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,216 |
| Total interest expense | $596,000 | 6,865 |
| Net interest income | $1,212,000 | 7,242 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,425 |
| Total noninterest expense | $881,000 | 7,513 |
| Salaries and employee benefits | $556,000 | 7,105 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $226,000 | 7,766 |
| Pre-tax net operating income | $440,000 | 6,548 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $53,000 | 6,165 |
| Income before extraordinary items | $387,000 | 6,425 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $387,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,299 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $387,000 | 6,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 7,281 |
| Total interest expense | $402,000 | 6,968 |
| Net interest income | $799,000 | 7,284 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $586,000 | 7,528 |
| Salaries and employee benefits | $373,000 | 7,125 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $149,000 | 7,796 |
| Pre-tax net operating income | $286,000 | 6,582 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $258,000 | 6,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $258,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $258,000 | 6,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,317 |
| Total interest expense | $201,000 | 7,054 |
| Net interest income | $399,000 | 7,302 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $272,000 | 7,736 |
| Salaries and employee benefits | $176,000 | 7,306 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $134,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $134,000 | 6,116 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 7,340 |
| Total interest expense | $902,000 | 7,195 |
| Net interest income | $1,617,000 | 7,239 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $155,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,128,000 | 7,650 |
| Salaries and employee benefits | $706,000 | 7,245 |
| Premises and equipment expense | $96,000 | 8,225 |
| Additional noninterest expense | $326,000 | 7,616 |
| Pre-tax net operating income | $644,000 | 6,276 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $157,000 | 5,460 |
| Income before extraordinary items | $487,000 | 6,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $487,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $487,000 | 6,309 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 7,537 |
| Total interest expense | $1,276,000 | 7,446 |
| Net interest income | $1,423,000 | 7,466 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $147,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $78,000 | 7,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $1,100,000 | 7,684 |
| Salaries and employee benefits | $661,000 | 7,376 |
| Premises and equipment expense | $119,000 | 8,021 |
| Additional noninterest expense | $320,000 | 7,702 |
| Pre-tax net operating income | $470,000 | 6,674 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $365,000 | 6,761 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $365,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $365,000 | 6,632 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 7,574 |
| Total interest expense | $1,274,000 | 7,634 |
| Net interest income | $1,566,000 | 7,350 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $137,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,051,000 | 7,871 |
| Salaries and employee benefits | $639,000 | 7,499 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $306,000 | 7,901 |
| Pre-tax net operating income | $652,000 | 6,402 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $157,000 | 5,844 |
| Income before extraordinary items | $495,000 | 6,360 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $495,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $495,000 | 6,374 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 7,468 |
| Total interest expense | $1,226,000 | 7,583 |
| Net interest income | $1,695,000 | 7,207 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $1,101,000 | 7,840 |
| Salaries and employee benefits | $703,000 | 7,218 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $292,000 | 8,176 |
| Pre-tax net operating income | $731,000 | 6,205 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $220,000 | 5,500 |
| Income before extraordinary items | $511,000 | 6,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $511,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $511,000 | 6,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 7,433 |
| Total interest expense | $1,383,000 | 7,465 |
| Net interest income | $1,701,000 | 7,291 |
| Provision for loan and lease losses | $-250,000 | 10,386 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $1,151,000 | 7,676 |
| Salaries and employee benefits | $709,000 | 7,128 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $298,000 | 8,136 |
| Pre-tax net operating income | $944,000 | 5,592 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $296,000 | 5,211 |
| Income before extraordinary items | $644,000 | 5,847 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $644,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 10,245 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $646,760 | 5,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 7,408 |
| Total interest expense | $1,487,000 | 7,380 |
| Net interest income | $1,801,000 | 7,318 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $165,000 | 8,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,135,000 | 7,892 |
| Salaries and employee benefits | $714,000 | 7,241 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $298,000 | 8,337 |
| Pre-tax net operating income | $831,000 | 6,407 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $254,000 | 6,227 |
| Income before extraordinary items | $577,000 | 6,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $577,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 10,705 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,000 | 6,439 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 7,868 |
| Total interest expense | $1,426,000 | 7,768 |
| Net interest income | $1,683,000 | 7,829 |
| Provision for loan and lease losses | $-250,000 | 11,362 |
| Total noninterest income | $153,000 | 8,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,064,000 | 8,457 |
| Salaries and employee benefits | $703,000 | 7,518 |
| Premises and equipment expense | $142,000 | 8,248 |
| Additional noninterest expense | $219,000 | 9,712 |
| Pre-tax net operating income | $1,022,000 | 5,650 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $315,000 | 5,673 |
| Income before extraordinary items | $707,000 | 5,734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $707,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $707,000 | 5,672 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 7,947 |
| Total interest expense | $1,493,000 | 7,724 |
| Net interest income | $1,692,000 | 8,045 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,138,000 | 8,434 |
| Salaries and employee benefits | $656,000 | 8,018 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $345,000 | 8,741 |
| Pre-tax net operating income | $732,000 | 7,150 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $514,000 | 7,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $514,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,095 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $514,700 | 7,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 8,245 |
| Total interest expense | $1,143,000 | 8,134 |
| Net interest income | $1,750,000 | 8,174 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $1,156,000 | 8,789 |
| Salaries and employee benefits | $653,000 | 8,252 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $368,000 | 9,143 |
| Pre-tax net operating income | $774,000 | 7,016 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 12,100 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 8,105 |
| Total interest expense | $1,173,000 | 8,383 |
| Net interest income | $1,973,000 | 7,757 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $208,000 | 9,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,318 |
| Total noninterest expense | $1,248,000 | 8,709 |
| Salaries and employee benefits | $743,000 | 7,691 |
| Premises and equipment expense | $117,000 | 9,887 |
| Additional noninterest expense | $388,000 | 9,393 |
| Pre-tax net operating income | $933,000 | 6,202 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $287,000 | 6,245 |
| Income before extraordinary items | $646,000 | 6,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $646,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 13,142 |
| Cash dividends | $375,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $646,000 | 6,213 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 8,104 |
| Total interest expense | $1,467,000 | 8,615 |
| Net interest income | $2,085,000 | 7,528 |
| Provision for loan and lease losses | $-675,000 | 13,899 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,331,000 | 8,560 |
| Salaries and employee benefits | $764,000 | 7,512 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $458,000 | 8,891 |
| Pre-tax net operating income | $1,651,000 | 3,715 |
| Securities gains (losses) | $81,000 | 3,352 |
| Applicable income taxes | $556,000 | 3,656 |
| Income before extraordinary items | $1,176,000 | 3,882 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,176,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-445,000 | 13,906 |
| Cash dividends | $820,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,120,920 | 3,756 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.