Home > The Citizens National Bank in Independence > Income and Expense
The Citizens National Bank in Independence, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 5,028 |
| Total interest expense | $2,704,000 | 5,091 |
| Net interest income | $3,259,000 | 4,845 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $606,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,332 |
| Total noninterest expense | $2,590,000 | 4,650 |
| Salaries and employee benefits | $1,186,000 | 5,105 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $1,160,000 | 3,468 |
| Pre-tax net operating income | $1,228,000 | 4,811 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $552,000 | 3,608 |
| Income before extraordinary items | $676,000 | 5,710 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $676,000 | 5,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $676,000 | 5,610 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 8,971 |
| Total interest expense | $891,000 | 8,993 |
| Net interest income | $1,143,000 | 8,827 |
| Provision for loan and lease losses | $63,000 | 6,100 |
| Total noninterest income | $183,000 | 8,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $800,000 | 9,031 |
| Salaries and employee benefits | $366,000 | 9,485 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $463,000 | 8,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $211,000 | 6,739 |
| Income before extraordinary items | $252,000 | 8,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $252,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $252,000 | 8,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 4,993 |
| Total interest expense | $2,866,000 | 4,974 |
| Net interest income | $3,446,000 | 4,882 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $643,000 | 4,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $2,417,000 | 5,151 |
| Salaries and employee benefits | $1,361,000 | 4,685 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $1,619,000 | 4,087 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $420,000 | 4,735 |
| Income before extraordinary items | $1,192,000 | 3,892 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,192,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,197,180 | 3,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 5,236 |
| Total interest expense | $2,627,000 | 5,347 |
| Net interest income | $3,327,000 | 5,072 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $460,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,389,000 | 5,195 |
| Salaries and employee benefits | $1,280,000 | 4,923 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $821,000 | 5,140 |
| Pre-tax net operating income | $1,366,000 | 4,788 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $411,000 | 4,855 |
| Income before extraordinary items | $952,000 | 4,781 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $952,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $954,100 | 4,770 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 5,380 |
| Total interest expense | $2,056,000 | 5,485 |
| Net interest income | $3,263,000 | 5,244 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $461,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $2,418,000 | 5,306 |
| Salaries and employee benefits | $1,255,000 | 5,043 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $885,000 | 5,250 |
| Pre-tax net operating income | $1,267,000 | 5,033 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $410,000 | 4,680 |
| Income before extraordinary items | $857,000 | 5,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $857,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $857,000 | 5,138 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 5,479 |
| Total interest expense | $2,019,000 | 5,793 |
| Net interest income | $3,305,000 | 5,207 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $460,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $2,531,000 | 5,222 |
| Salaries and employee benefits | $1,293,000 | 4,908 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $963,000 | 5,083 |
| Pre-tax net operating income | $1,164,000 | 5,292 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $458,000 | 4,532 |
| Income before extraordinary items | $706,000 | 6,074 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $706,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $706,000 | 5,803 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 5,620 |
| Total interest expense | $2,612,000 | 5,772 |
| Net interest income | $3,222,000 | 5,376 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $452,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $2,358,000 | 5,570 |
| Salaries and employee benefits | $1,180,000 | 5,248 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $928,000 | 5,382 |
| Pre-tax net operating income | $1,061,000 | 5,390 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $690,000 | 5,985 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $690,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 3,059 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $690,000 | 5,647 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.