The Citizens National Bank in Independence, Assets and Liabilities

1998-12-31Rank
# of Employees:364,625
Assets and Liabilities
Total Assets:$95,695,0004,510
Cash and due from depository institutions$3,933,0004,625
Interest-bearing balances$06,728
Securities$26,092,0004,039
Federal funds sold & reverse repurchase agreements$11,800,0001,474
Net loans & leases$44,978,0005,293
Loan loss allowance$956,0003,464
Trading account assets$0197
Bank premises and fixed assets$1,138,0005,563
Other real estate owned$38,0004,625
Goodwill and other intangibles$6,746,000480
All other assets$970,0006,006
Life insurance assets$01
Total liabilities and capital$95,695,0004,510
Total liabilities$79,256,0004,817
Total deposits$78,748,0004,588
Interest-bearing deposits$67,096,0004,622
Deposits held in domestic offices$78,748,0004,582
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$508,0005,709
Total equity capital$16,439,0002,736
Total bank equity capital$16,439,0002,736
Perpetual preferred stock$0199
Common stock$500,0004,644
Surplus$15,337,0001,079
Undivided profits$602,0008,847
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$631,0003,393
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,0001,520
Income earned, not collected on loans$552,0004,211
Earning assets$82,870,0004,735
Long-term assets (5+ years)$10,996,0004,505
Average Assets, year-to-date$92,443,2004,448
Average Assets, quarterly$94,116,5004,496
Volatile liabilities$6,512,0006,268
Insider loans$994,0003,554
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$5,055,0005,317
Tier 1 (core) risk-based capital$9,469,0004,384
Tier 2 risk-based capital$582,5904,692
Total risk weighted assets$46,233,6905,366
Total unused commitments$5,055,0005,327
Derivatives$0527
1997-12-31Rank
# of Employees:394,480
Assets and Liabilities
Total Assets:$92,986,0004,604
Cash and due from depository institutions$3,977,0004,480
Interest-bearing balances$06,604
Securities$24,067,0004,318
Federal funds sold & reverse repurchase agreements$7,150,0001,948
Net loans & leases$48,558,0005,097
Loan loss allowance$967,0003,459
Trading account assets$0203
Bank premises and fixed assets$1,169,0005,485
Other real estate owned$7,0004,480
Goodwill and other intangibles$7,107,000453
All other assets$951,0006,244
Life insurance assets$01
Total liabilities and capital$92,986,0004,604
Total liabilities$76,767,0004,926
Total deposits$75,981,0004,714
Interest-bearing deposits$64,789,0004,753
Deposits held in domestic offices$75,981,0004,706
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$786,0004,325
Total equity capital$16,219,0002,735
Total bank equity capital$16,219,0002,735
Perpetual preferred stock$0223
Common stock$500,0004,817
Surplus$15,337,0001,073
Undivided profits$382,0009,649
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$375,0004,787
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$10,0001,590
Income earned, not collected on loans$526,0004,504
Earning assets$79,775,0004,849
Long-term assets (5+ years)$7,586,0005,034
Average Assets, year-to-date$92,364,2004,462
Average Assets, quarterly$91,613,5004,617
Volatile liabilities$5,057,0007,110
Insider loans$1,071,0003,390
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$3,712,0005,964
Tier 1 (core) risk-based capital$8,982,0004,585
Tier 2 risk-based capital$601,4604,498
Total risk weighted assets$47,751,1605,212
Total unused commitments$3,712,0005,972
Derivatives$0533
1996-12-31Rank
# of Employees:424,378
Assets and Liabilities
Total Assets:$94,237,0004,649
Cash and due from depository institutions$8,683,0004,378
Interest-bearing balances$4,041,000959
Securities$27,308,0004,215
Federal funds sold & reverse repurchase agreements$7,950,0001,633
Net loans & leases$48,156,0005,176
Loan loss allowance$475,0006,128
Trading account assets$0240
Bank premises and fixed assets$1,211,0005,390
Other real estate owned$04,378
Goodwill and other intangibles$03,437
All other assets$929,0006,548
Life insurance assets$01
Total liabilities and capital$94,237,0004,649
Total liabilities$85,516,0004,600
Total deposits$84,781,0004,419
Interest-bearing deposits$72,037,0004,480
Deposits held in domestic offices$84,781,0004,410
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$735,0004,495
Total equity capital$8,721,0004,875
Total bank equity capital$8,721,0004,875
Perpetual preferred stock$0250
Common stock$500,0005,112
Surplus$2,020,0005,423
Undivided profits$6,201,0003,775
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$270,0005,896
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$482,0004,813
Earning assets$87,455,0004,621
Long-term assets (5+ years)$8,712,0004,541
Average Assets, year-to-date$88,781,2004,738
Average Assets, quarterly$89,382,5004,833
Volatile liabilities$6,306,0006,368
Insider loans$1,216,0003,139
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$3,883,0005,728
Tier 1 (core) risk-based capital$8,694,0004,787
Tier 2 risk-based capital$475,0005,451
Total risk weighted assets$50,730,6005,004
Total unused commitments$3,883,0005,739
Derivatives$0549
1995-12-31Rank
# of Employees:464,150
Assets and Liabilities
Total Assets:$90,680,0004,816
Cash and due from depository institutions$7,067,0004,150
Interest-bearing balances$2,388,0001,625
Securities$28,935,0004,185
Federal funds sold & reverse repurchase agreements$10,525,0001,350
Net loans & leases$41,888,0005,640
Loan loss allowance$420,0006,758
Trading account assets$0261
Bank premises and fixed assets$1,282,0005,173
Other real estate owned$7,0004,150
Goodwill and other intangibles$03,181
All other assets$976,0006,486
Life insurance assets$01
Total liabilities and capital$90,680,0004,816
Total liabilities$82,179,0004,777
Total deposits$81,624,0004,608
Interest-bearing deposits$69,804,0004,639
Deposits held in domestic offices$81,624,0004,600
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$555,0005,796
Total equity capital$8,501,0004,963
Total bank equity capital$8,501,0004,963
Perpetual preferred stock$0288
Common stock$500,0005,383
Surplus$2,020,0005,472
Undivided profits$5,981,0003,950
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$88,0008,490
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,0001,722
Income earned, not collected on loans$482,0004,901
Earning assets$83,736,0004,806
Long-term assets (5+ years)$8,213,0004,530
Average Assets, year-to-date$86,161,0004,848
Average Assets, quarterly$86,087,0004,992
Volatile liabilities$5,299,0006,732
Insider loans$1,333,0003,028
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$5,060,0004,965
Tier 1 (core) risk-based capital$8,552,0004,807
Tier 2 risk-based capital$420,0005,974
Total risk weighted assets$47,083,8005,275
Total unused commitments$5,060,0004,978
Derivatives$0628
1994-12-31Rank
# of Employees:474,201
Assets and Liabilities
Total Assets:$89,348,0004,817
Cash and due from depository institutions$6,586,0004,201
Interest-bearing balances$2,438,0001,365
Securities$35,073,0003,718
Federal funds sold & reverse repurchase agreements$7,625,0001,211
Net loans & leases$37,299,0006,074
Loan loss allowance$400,0007,149
Trading account assets$0286
Bank premises and fixed assets$1,242,0005,300
Other real estate owned$417,0004,201
Goodwill and other intangibles$03,133
All other assets$1,106,0006,265
Life insurance assets$01
Total liabilities and capital$89,348,0004,817
Total liabilities$81,080,0004,812
Total deposits$80,823,0004,604
Interest-bearing deposits$68,636,0004,650
Deposits held in domestic offices$80,823,0004,594
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$257,0007,973
Total equity capital$8,268,0004,789
Total bank equity capital$8,268,0004,789
Perpetual preferred stock$0310
Common stock$500,0005,677
Surplus$2,020,0005,467
Undivided profits$5,748,0003,770
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$187,0006,947
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$37,0001,181
Income earned, not collected on loans$371,0005,530
Earning assets$82,435,0004,803
Long-term assets (5+ years)$9,545,0004,235
Average Assets, year-to-date$85,214,2004,916
Average Assets, quarterly$85,448,0004,988
Volatile liabilities$4,902,0006,825
Insider loans$944,0003,863
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,037,0006,321
Tier 1 (core) risk-based capital$8,799,0004,607
Tier 2 risk-based capital$400,0006,220
Total risk weighted assets$45,332,9005,356
Total unused commitments$3,037,0006,332
Derivatives$0687
1993-12-31Rank
# of Employees:474,400
Assets and Liabilities
Total Assets:$82,084,0005,289
Cash and due from depository institutions$9,128,0004,400
Interest-bearing balances$5,248,0001,165
Securities$36,100,0003,809
Federal funds sold & reverse repurchase agreements$1,875,0006,033
Net loans & leases$32,758,0006,600
Loan loss allowance$450,0006,839
Trading account assets$0330
Bank premises and fixed assets$1,335,0005,098
Other real estate owned$9,0004,400
Goodwill and other intangibles$03,091
All other assets$879,0006,752
Life insurance assets$01
Total liabilities and capital$82,084,0005,289
Total liabilities$73,342,0005,362
Total deposits$72,953,0005,186
Interest-bearing deposits$61,649,0005,336
Deposits held in domestic offices$72,953,0005,177
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$389,0006,412
Total equity capital$8,742,0004,642
Total bank equity capital$8,742,0004,642
Perpetual preferred stock$0343
Common stock$500,0005,937
Surplus$2,020,0005,449
Undivided profits$6,222,0003,667
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$577,0004,522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$31,0001,324
Income earned, not collected on loans$298,0006,116
Earning assets$75,981,0005,259
Long-term assets (5+ years)$4,534,0006,708
Average Assets, year-to-date$82,707,6005,128
Average Assets, quarterly$81,814,0005,259
Volatile liabilities$2,580,0008,900
Insider loans$1,193,0003,256
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,455,0006,967
Tier 1 (core) risk-based capital$8,742,0004,543
Tier 2 risk-based capital$450,0005,734
Total risk weighted assets$39,603,8005,936
Total unused commitments$2,455,0006,991
Derivatives$0714
1992-12-31Rank
# of Employees:444,772
Assets and Liabilities
Total Assets:$86,114,0005,158
Cash and due from depository institutions$12,080,0004,772
Interest-bearing balances$7,420,0001,010
Securities$30,022,0004,457
Federal funds sold & reverse repurchase agreements$10,225,0001,586
Net loans & leases$30,918,0006,903
Loan loss allowance$400,0007,493
Trading account assets$0344
Bank premises and fixed assets$1,195,0005,517
Other real estate owned$580,0004,772
Goodwill and other intangibles$03,106
All other assets$1,094,0005,917
Life insurance assets$01
Total liabilities and capital$86,114,0005,158
Total liabilities$77,578,0005,219
Total deposits$77,141,0005,044
Interest-bearing deposits$63,589,0005,312
Deposits held in domestic offices$77,141,0005,035
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$437,0006,436
Total equity capital$8,536,0004,522
Total bank equity capital$8,536,0004,522
Perpetual preferred stock$0346
Common stock$500,0006,257
Surplus$2,020,0005,360
Undivided profits$6,016,0003,604
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$427,0006,124
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$319,0006,208
Earning assets$78,585,0005,161
Long-term assets (5+ years)$1,000,00010,259
Average Assets, year-to-date$81,962,2005,259
Average Assets, quarterly$83,817,0005,221
Volatile liabilities$3,370,0008,114
Insider loans$636,0001,412
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,027,0007,289
Tier 1 (core) risk-based capital$8,536,0004,452
Tier 2 risk-based capital$400,0006,242
Total risk weighted assets$39,431,2005,998
Total unused commitments$2,027,0007,319
Derivatives$0651