Home > The Citizens National Bank > Income and Expense
The Citizens National Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 3,208 |
| Total interest expense | $671,000 | 3,142 |
| Net interest income | $1,468,000 | 3,186 |
| Provision for loan and lease losses | $4,000 | 2,692 |
| Total noninterest income | $398,000 | 2,164 |
| Gross Fiduciary activities income | $82,000 | 682 |
| Service charges on deposit accounts | $163,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,662 |
| Total noninterest expense | $1,400,000 | 2,947 |
| Salaries and employee benefits | $810,000 | 2,902 |
| Premises and equipment expense | $144,000 | 2,802 |
| Additional noninterest expense | $153,000 | 2,662 |
| Pre-tax net operating income | $462,000 | 3,060 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $68,000 | 2,261 |
| Income before extraordinary items | $394,000 | 3,053 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $394,000 | 3,084 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $394,000 | 3,053 |
| Net charge-offs | $-4,000 | 3,828 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $394,000 | 3,074 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 3,242 |
| Total interest expense | $2,949,000 | 3,091 |
| Net interest income | $5,241,000 | 3,268 |
| Provision for loan and lease losses | $6,000 | 3,197 |
| Total noninterest income | $1,786,000 | 2,121 |
| Gross Fiduciary activities income | $339,000 | 679 |
| Service charges on deposit accounts | $768,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,665 |
| Total noninterest expense | $5,792,000 | 2,895 |
| Salaries and employee benefits | $3,254,000 | 2,873 |
| Premises and equipment expense | $550,000 | 2,827 |
| Additional noninterest expense | $679,000 | 2,665 |
| Pre-tax net operating income | $1,229,000 | 3,325 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $170,000 | 2,468 |
| Income before extraordinary items | $1,059,000 | 3,327 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,059,000 | 3,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,059,000 | 3,327 |
| Net charge-offs | $-22,000 | 4,074 |
| Cash dividends | $600,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,059,000 | 3,344 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 3,247 |
| Total interest expense | $2,222,000 | 3,076 |
| Net interest income | $3,848,000 | 3,293 |
| Provision for loan and lease losses | $5,000 | 3,035 |
| Total noninterest income | $1,343,000 | 2,109 |
| Gross Fiduciary activities income | $240,000 | 686 |
| Service charges on deposit accounts | $581,000 | 1,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,591 |
| Total noninterest expense | $4,258,000 | 2,907 |
| Salaries and employee benefits | $2,420,000 | 2,880 |
| Premises and equipment expense | $429,000 | 2,778 |
| Additional noninterest expense | $522,000 | 2,591 |
| Pre-tax net operating income | $928,000 | 3,334 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $139,000 | 2,422 |
| Income before extraordinary items | $789,000 | 3,341 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $789,000 | 3,378 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $789,000 | 3,344 |
| Net charge-offs | $-16,000 | 4,046 |
| Cash dividends | $300,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $789,000 | 3,353 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,254 |
| Total interest expense | $1,440,000 | 3,091 |
| Net interest income | $2,579,000 | 3,281 |
| Provision for loan and lease losses | $3,000 | 2,884 |
| Total noninterest income | $885,000 | 2,088 |
| Gross Fiduciary activities income | $160,000 | 688 |
| Service charges on deposit accounts | $372,000 | 1,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 2,560 |
| Total noninterest expense | $2,806,000 | 2,910 |
| Salaries and employee benefits | $1,621,000 | 2,861 |
| Premises and equipment expense | $279,000 | 2,807 |
| Additional noninterest expense | $353,000 | 2,560 |
| Pre-tax net operating income | $655,000 | 3,270 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $100,000 | 2,375 |
| Income before extraordinary items | $555,000 | 3,279 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $555,000 | 3,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $555,000 | 3,282 |
| Net charge-offs | $-10,000 | 3,991 |
| Cash dividends | $300,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $555,000 | 3,292 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 3,270 |
| Total interest expense | $704,000 | 3,086 |
| Net interest income | $1,266,000 | 3,311 |
| Provision for loan and lease losses | $2,000 | 2,528 |
| Total noninterest income | $415,000 | 2,119 |
| Gross Fiduciary activities income | $80,000 | 647 |
| Service charges on deposit accounts | $182,000 | 1,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,655 |
| Total noninterest expense | $1,391,000 | 2,921 |
| Salaries and employee benefits | $807,000 | 2,872 |
| Premises and equipment expense | $134,000 | 2,852 |
| Additional noninterest expense | $153,000 | 2,655 |
| Pre-tax net operating income | $288,000 | 3,327 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $43,000 | 2,395 |
| Income before extraordinary items | $245,000 | 3,350 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $245,000 | 3,386 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $245,000 | 3,351 |
| Net charge-offs | $-4,000 | 3,832 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $245,000 | 3,356 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 3,281 |
| Total interest expense | $1,436,000 | 3,383 |
| Net interest income | $5,677,000 | 3,191 |
| Provision for loan and lease losses | $6,000 | 3,205 |
| Total noninterest income | $1,758,000 | 2,150 |
| Gross Fiduciary activities income | $337,000 | 636 |
| Service charges on deposit accounts | $720,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,646 |
| Total noninterest expense | $5,520,000 | 2,906 |
| Salaries and employee benefits | $3,207,000 | 2,859 |
| Premises and equipment expense | $529,000 | 2,875 |
| Additional noninterest expense | $701,000 | 2,646 |
| Pre-tax net operating income | $1,909,000 | 3,006 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $340,000 | 2,146 |
| Income before extraordinary items | $1,569,000 | 3,033 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,569,000 | 3,066 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,569,000 | 3,035 |
| Net charge-offs | $-19,000 | 3,990 |
| Cash dividends | $600,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,569,000 | 3,067 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,000 | 4,609 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $100,000 | 4,604 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,671 | 4,557 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $189 | 4,435 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $4,800 | 4,494 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,000 | 4,394 |
| Extraordinary gains, net | $4,678,000 | 42 |
| Net income | $1,344,000 | 2,990 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $10,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000 | 4,630 |
| Total interest expense | $10,000 | 4,534 |
| Net interest income | $100,000 | 4,621 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,640 | 4,594 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $279 | 4,464 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $7,000 | 4,471 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,583 |
| Additional noninterest expense | $4,177 | 4,510 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,000 | 4,443 |
| Extraordinary gains, net | $4,678,000 | 42 |
| Net income | $947,000 | 2,964 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,409 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $9,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $0 | 4,423 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 3,269 |
| Total interest expense | $195,000 | 3,581 |
| Net interest income | $1,539,000 | 3,132 |
| Provision for loan and lease losses | $1,000 | 2,584 |
| Total noninterest income | $410,000 | 2,158 |
| Gross Fiduciary activities income | $83,000 | 656 |
| Service charges on deposit accounts | $164,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,650 |
| Total noninterest expense | $1,325,000 | 2,987 |
| Salaries and employee benefits | $782,000 | 2,917 |
| Premises and equipment expense | $124,000 | 3,020 |
| Additional noninterest expense | $163,000 | 2,650 |
| Pre-tax net operating income | $623,000 | 2,846 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $118,000 | 2,031 |
| Income before extraordinary items | $505,000 | 2,912 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $505,000 | 2,911 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $505,000 | 2,912 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $505,000 | 2,932 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,176,000 | 3,205 |
| Total interest expense | $512,000 | 3,219 |
| Net interest income | $5,664,000 | 3,179 |
| Provision for loan and lease losses | $6,000 | 2,959 |
| Total noninterest income | $1,827,000 | 2,136 |
| Gross Fiduciary activities income | $394,000 | 641 |
| Service charges on deposit accounts | $683,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 2,640 |
| Total noninterest expense | $5,467,000 | 2,900 |
| Salaries and employee benefits | $3,035,000 | 2,922 |
| Premises and equipment expense | $577,000 | 2,783 |
| Additional noninterest expense | $750,000 | 2,640 |
| Pre-tax net operating income | $2,018,000 | 3,120 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $356,000 | 2,286 |
| Income before extraordinary items | $1,662,000 | 3,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,662,000 | 3,144 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,662,000 | 3,146 |
| Net charge-offs | $-30,000 | 3,945 |
| Cash dividends | $600,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,662,000 | 3,181 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 3,187 |
| Total interest expense | $339,000 | 3,151 |
| Net interest income | $4,213,000 | 3,163 |
| Provision for loan and lease losses | $5,000 | 2,766 |
| Total noninterest income | $1,351,000 | 2,179 |
| Gross Fiduciary activities income | $258,000 | 653 |
| Service charges on deposit accounts | $509,000 | 1,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,630 |
| Total noninterest expense | $4,046,000 | 2,914 |
| Salaries and employee benefits | $2,258,000 | 2,919 |
| Premises and equipment expense | $440,000 | 2,748 |
| Additional noninterest expense | $584,000 | 2,630 |
| Pre-tax net operating income | $1,513,000 | 3,090 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $268,000 | 2,296 |
| Income before extraordinary items | $1,245,000 | 3,144 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,245,000 | 3,142 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,245,000 | 3,143 |
| Net charge-offs | $-20,000 | 3,809 |
| Cash dividends | $300,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,245,000 | 3,173 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 3,199 |
| Total interest expense | $209,000 | 3,149 |
| Net interest income | $2,747,000 | 3,173 |
| Provision for loan and lease losses | $3,000 | 2,538 |
| Total noninterest income | $879,000 | 2,203 |
| Gross Fiduciary activities income | $172,000 | 614 |
| Service charges on deposit accounts | $330,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 2,701 |
| Total noninterest expense | $2,635,000 | 2,943 |
| Salaries and employee benefits | $1,480,000 | 2,949 |
| Premises and equipment expense | $290,000 | 2,778 |
| Additional noninterest expense | $865,000 | 2,861 |
| Pre-tax net operating income | $988,000 | 3,022 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $176,000 | 2,234 |
| Income before extraordinary items | $812,000 | 3,060 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $812,000 | 3,059 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $812,000 | 3,060 |
| Net charge-offs | $-19,000 | 3,869 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $812,000 | 3,094 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 3,206 |
| Total interest expense | $107,000 | 3,096 |
| Net interest income | $1,323,000 | 3,193 |
| Provision for loan and lease losses | $2,000 | 2,234 |
| Total noninterest income | $428,000 | 2,226 |
| Gross Fiduciary activities income | $86,000 | 617 |
| Service charges on deposit accounts | $161,000 | 1,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,685 |
| Total noninterest expense | $1,323,000 | 2,926 |
| Salaries and employee benefits | $738,000 | 2,953 |
| Premises and equipment expense | $153,000 | 2,703 |
| Additional noninterest expense | $432,000 | 2,841 |
| Pre-tax net operating income | $426,000 | 3,080 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $70,000 | 2,300 |
| Income before extraordinary items | $356,000 | 3,109 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $356,000 | 3,108 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $356,000 | 3,109 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $356,000 | 3,124 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 3,115 |
| Total interest expense | $568,000 | 2,989 |
| Net interest income | $5,951,000 | 3,089 |
| Provision for loan and lease losses | $12,000 | 2,935 |
| Total noninterest income | $2,225,000 | 2,102 |
| Gross Fiduciary activities income | $345,000 | 617 |
| Service charges on deposit accounts | $589,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,291,000 | 2,382 |
| Total noninterest expense | $5,468,000 | 2,869 |
| Salaries and employee benefits | $3,132,000 | 2,870 |
| Premises and equipment expense | $616,000 | 2,708 |
| Additional noninterest expense | $1,720,000 | 2,862 |
| Pre-tax net operating income | $2,696,000 | 2,812 |
| Securities gains (losses) | $195,000 | 622 |
| Applicable income taxes | $559,000 | 2,026 |
| Income before extraordinary items | $2,332,000 | 2,832 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,332,000 | 2,833 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,332,000 | 2,833 |
| Net charge-offs | $27,000 | 1,945 |
| Cash dividends | $650,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,174,050 | 2,895 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 3,112 |
| Total interest expense | $442,000 | 3,026 |
| Net interest income | $4,611,000 | 3,090 |
| Provision for loan and lease losses | $11,000 | 2,818 |
| Total noninterest income | $1,647,000 | 2,164 |
| Gross Fiduciary activities income | $232,000 | 634 |
| Service charges on deposit accounts | $424,000 | 1,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 2,398 |
| Total noninterest expense | $4,056,000 | 2,904 |
| Salaries and employee benefits | $2,326,000 | 2,894 |
| Premises and equipment expense | $461,000 | 2,721 |
| Additional noninterest expense | $1,269,000 | 2,890 |
| Pre-tax net operating income | $2,191,000 | 2,835 |
| Securities gains (losses) | $195,000 | 566 |
| Applicable income taxes | $474,000 | 2,015 |
| Income before extraordinary items | $1,912,000 | 2,852 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,912,000 | 2,852 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,912,000 | 2,852 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $300,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,756,000 | 2,930 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 3,043 |
| Total interest expense | $303,000 | 3,062 |
| Net interest income | $3,254,000 | 3,009 |
| Provision for loan and lease losses | $9,000 | 2,721 |
| Total noninterest income | $1,181,000 | 2,055 |
| Gross Fiduciary activities income | $155,000 | 630 |
| Service charges on deposit accounts | $261,000 | 1,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $765,000 | 2,209 |
| Total noninterest expense | $2,702,000 | 2,903 |
| Salaries and employee benefits | $1,548,000 | 2,897 |
| Premises and equipment expense | $299,000 | 2,752 |
| Additional noninterest expense | $855,000 | 2,854 |
| Pre-tax net operating income | $1,724,000 | 2,607 |
| Securities gains (losses) | $137,000 | 565 |
| Applicable income taxes | $381,000 | 1,870 |
| Income before extraordinary items | $1,480,000 | 2,652 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,480,000 | 2,651 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,480,000 | 2,652 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,370,400 | 2,734 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,001 |
| Total interest expense | $157,000 | 3,109 |
| Net interest income | $1,667,000 | 2,946 |
| Provision for loan and lease losses | $8,000 | 2,540 |
| Total noninterest income | $396,000 | 2,490 |
| Gross Fiduciary activities income | $77,000 | 633 |
| Service charges on deposit accounts | $131,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,905 |
| Total noninterest expense | $1,321,000 | 2,937 |
| Salaries and employee benefits | $739,000 | 2,954 |
| Premises and equipment expense | $144,000 | 2,839 |
| Additional noninterest expense | $438,000 | 2,774 |
| Pre-tax net operating income | $734,000 | 2,781 |
| Securities gains (losses) | $137,000 | 400 |
| Applicable income taxes | $178,000 | 1,890 |
| Income before extraordinary items | $693,000 | 2,706 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $693,000 | 2,704 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $693,000 | 2,706 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $583,400 | 2,911 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 3,212 |
| Total interest expense | $837,000 | 3,193 |
| Net interest income | $5,493,000 | 3,192 |
| Provision for loan and lease losses | $330,000 | 2,592 |
| Total noninterest income | $1,874,000 | 2,199 |
| Gross Fiduciary activities income | $318,000 | 630 |
| Service charges on deposit accounts | $609,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 2,537 |
| Total noninterest expense | $5,327,000 | 2,883 |
| Salaries and employee benefits | $3,080,000 | 2,903 |
| Premises and equipment expense | $643,000 | 2,663 |
| Additional noninterest expense | $1,604,000 | 2,930 |
| Pre-tax net operating income | $1,710,000 | 3,120 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $290,000 | 2,324 |
| Income before extraordinary items | $1,420,000 | 3,247 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,420,000 | 3,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,420,000 | 3,247 |
| Net charge-offs | $-29,000 | 4,473 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,420,000 | 3,184 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 3,206 |
| Total interest expense | $659,000 | 3,217 |
| Net interest income | $4,201,000 | 3,177 |
| Provision for loan and lease losses | $323,000 | 2,364 |
| Total noninterest income | $1,230,000 | 2,297 |
| Gross Fiduciary activities income | $240,000 | 619 |
| Service charges on deposit accounts | $455,000 | 1,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,773 |
| Total noninterest expense | $3,971,000 | 2,879 |
| Salaries and employee benefits | $2,300,000 | 2,890 |
| Premises and equipment expense | $486,000 | 2,635 |
| Additional noninterest expense | $1,185,000 | 2,931 |
| Pre-tax net operating income | $1,137,000 | 3,299 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $186,000 | 2,432 |
| Income before extraordinary items | $951,000 | 3,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $951,000 | 3,412 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $951,000 | 3,413 |
| Net charge-offs | $-27,000 | 4,502 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $951,000 | 3,365 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 3,175 |
| Total interest expense | $465,000 | 3,230 |
| Net interest income | $2,922,000 | 3,125 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $821,000 | 2,231 |
| Gross Fiduciary activities income | $160,000 | 622 |
| Service charges on deposit accounts | $294,000 | 1,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 2,700 |
| Total noninterest expense | $2,638,000 | 2,903 |
| Salaries and employee benefits | $1,526,000 | 2,914 |
| Premises and equipment expense | $315,000 | 2,678 |
| Additional noninterest expense | $797,000 | 2,921 |
| Pre-tax net operating income | $1,090,000 | 2,823 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $209,000 | 2,016 |
| Income before extraordinary items | $881,000 | 2,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $881,000 | 2,975 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $881,000 | 2,976 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $881,000 | 2,935 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,297 |
| Total interest expense | $256,000 | 3,228 |
| Net interest income | $1,323,000 | 3,263 |
| Provision for loan and lease losses | $8,000 | 3,475 |
| Total noninterest income | $437,000 | 2,080 |
| Gross Fiduciary activities income | $80,000 | 625 |
| Service charges on deposit accounts | $178,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 2,566 |
| Total noninterest expense | $1,335,000 | 2,903 |
| Salaries and employee benefits | $774,000 | 2,908 |
| Premises and equipment expense | $145,000 | 2,827 |
| Additional noninterest expense | $416,000 | 2,860 |
| Pre-tax net operating income | $417,000 | 3,008 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $80,000 | 2,107 |
| Income before extraordinary items | $337,000 | 3,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $337,000 | 3,140 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $337,000 | 3,141 |
| Net charge-offs | $4,000 | 2,167 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $337,000 | 3,113 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,354 |
| Total interest expense | $1,032,000 | 3,263 |
| Net interest income | $5,246,000 | 3,331 |
| Provision for loan and lease losses | $72,000 | 3,154 |
| Total noninterest income | $1,772,000 | 2,100 |
| Gross Fiduciary activities income | $320,000 | 634 |
| Service charges on deposit accounts | $734,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 2,621 |
| Total noninterest expense | $5,406,000 | 2,868 |
| Salaries and employee benefits | $3,048,000 | 2,908 |
| Premises and equipment expense | $652,000 | 2,655 |
| Additional noninterest expense | $1,706,000 | 2,840 |
| Pre-tax net operating income | $1,540,000 | 3,359 |
| Securities gains (losses) | $-24,000 | 4,929 |
| Applicable income taxes | $286,000 | 2,403 |
| Income before extraordinary items | $1,230,000 | 3,534 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,230,000 | 3,535 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,230,000 | 3,535 |
| Net charge-offs | $35,000 | 2,837 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,249,440 | 3,477 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 3,396 |
| Total interest expense | $766,000 | 3,305 |
| Net interest income | $3,949,000 | 3,365 |
| Provision for loan and lease losses | $57,000 | 3,029 |
| Total noninterest income | $1,331,000 | 2,098 |
| Gross Fiduciary activities income | $240,000 | 633 |
| Service charges on deposit accounts | $555,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,649 |
| Total noninterest expense | $4,049,000 | 2,883 |
| Salaries and employee benefits | $2,276,000 | 2,921 |
| Premises and equipment expense | $494,000 | 2,664 |
| Additional noninterest expense | $1,279,000 | 2,852 |
| Pre-tax net operating income | $1,174,000 | 3,419 |
| Securities gains (losses) | $-24,000 | 5,018 |
| Applicable income taxes | $221,000 | 2,444 |
| Income before extraordinary items | $929,000 | 3,605 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $929,000 | 3,605 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $929,000 | 3,605 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $300,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $948,440 | 3,547 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 3,408 |
| Total interest expense | $493,000 | 3,339 |
| Net interest income | $2,664,000 | 3,372 |
| Provision for loan and lease losses | $42,000 | 2,911 |
| Total noninterest income | $896,000 | 2,086 |
| Gross Fiduciary activities income | $160,000 | 640 |
| Service charges on deposit accounts | $362,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 2,572 |
| Total noninterest expense | $2,688,000 | 2,900 |
| Salaries and employee benefits | $1,512,000 | 2,947 |
| Premises and equipment expense | $324,000 | 2,693 |
| Additional noninterest expense | $852,000 | 2,871 |
| Pre-tax net operating income | $830,000 | 3,347 |
| Securities gains (losses) | $-24,000 | 5,073 |
| Applicable income taxes | $151,000 | 2,408 |
| Income before extraordinary items | $655,000 | 3,522 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $655,000 | 3,521 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $655,000 | 3,521 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $674,440 | 3,464 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 3,440 |
| Total interest expense | $226,000 | 3,435 |
| Net interest income | $1,337,000 | 3,383 |
| Provision for loan and lease losses | $27,000 | 2,596 |
| Total noninterest income | $429,000 | 2,093 |
| Gross Fiduciary activities income | $80,000 | 646 |
| Service charges on deposit accounts | $185,000 | 1,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 2,653 |
| Total noninterest expense | $1,301,000 | 2,991 |
| Salaries and employee benefits | $718,000 | 3,058 |
| Premises and equipment expense | $160,000 | 2,734 |
| Additional noninterest expense | $423,000 | 2,885 |
| Pre-tax net operating income | $438,000 | 3,247 |
| Securities gains (losses) | $-24,000 | 5,197 |
| Applicable income taxes | $74,000 | 2,377 |
| Income before extraordinary items | $340,000 | 3,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $340,000 | 3,445 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $340,000 | 3,445 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $359,680 | 3,370 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 3,442 |
| Total interest expense | $592,000 | 3,701 |
| Net interest income | $5,375,000 | 3,364 |
| Provision for loan and lease losses | $209,000 | 2,325 |
| Total noninterest income | $1,758,000 | 2,132 |
| Gross Fiduciary activities income | $302,000 | 658 |
| Service charges on deposit accounts | $800,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,731 |
| Total noninterest expense | $5,323,000 | 2,935 |
| Salaries and employee benefits | $3,029,000 | 2,940 |
| Premises and equipment expense | $622,000 | 2,774 |
| Additional noninterest expense | $1,672,000 | 2,946 |
| Pre-tax net operating income | $1,601,000 | 3,449 |
| Securities gains (losses) | $-24,000 | 4,648 |
| Applicable income taxes | $265,000 | 2,481 |
| Income before extraordinary items | $1,312,000 | 3,546 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,312,000 | 3,543 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,312,000 | 3,545 |
| Net charge-offs | $84,000 | 2,271 |
| Cash dividends | $650,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,331,920 | 3,541 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,479 |
| Total interest expense | $409,000 | 3,765 |
| Net interest income | $4,020,000 | 3,397 |
| Provision for loan and lease losses | $158,000 | 2,219 |
| Total noninterest income | $1,320,000 | 2,147 |
| Gross Fiduciary activities income | $236,000 | 651 |
| Service charges on deposit accounts | $599,000 | 1,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,798 |
| Total noninterest expense | $3,949,000 | 2,971 |
| Salaries and employee benefits | $2,243,000 | 2,980 |
| Premises and equipment expense | $474,000 | 2,765 |
| Additional noninterest expense | $1,232,000 | 2,978 |
| Pre-tax net operating income | $1,233,000 | 3,455 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $212,000 | 2,504 |
| Income before extraordinary items | $1,032,000 | 3,527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,032,000 | 3,526 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,032,000 | 3,526 |
| Net charge-offs | $49,000 | 2,224 |
| Cash dividends | $300,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,022,870 | 3,538 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 3,474 |
| Total interest expense | $242,000 | 3,882 |
| Net interest income | $2,694,000 | 3,378 |
| Provision for loan and lease losses | $107,000 | 2,141 |
| Total noninterest income | $869,000 | 2,171 |
| Gross Fiduciary activities income | $157,000 | 654 |
| Service charges on deposit accounts | $396,000 | 1,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,823 |
| Total noninterest expense | $2,615,000 | 3,006 |
| Salaries and employee benefits | $1,485,000 | 3,012 |
| Premises and equipment expense | $317,000 | 2,777 |
| Additional noninterest expense | $813,000 | 3,020 |
| Pre-tax net operating income | $841,000 | 3,409 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $146,000 | 2,436 |
| Income before extraordinary items | $706,000 | 3,485 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $706,000 | 3,484 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $706,000 | 3,484 |
| Net charge-offs | $44,000 | 1,843 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $696,870 | 3,509 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 3,508 |
| Total interest expense | $95,000 | 4,178 |
| Net interest income | $1,354,000 | 3,377 |
| Provision for loan and lease losses | $54,000 | 2,026 |
| Total noninterest income | $432,000 | 2,155 |
| Gross Fiduciary activities income | $79,000 | 653 |
| Service charges on deposit accounts | $200,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,819 |
| Total noninterest expense | $1,299,000 | 3,047 |
| Salaries and employee benefits | $735,000 | 3,044 |
| Premises and equipment expense | $157,000 | 2,830 |
| Additional noninterest expense | $407,000 | 3,023 |
| Pre-tax net operating income | $433,000 | 3,325 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $74,000 | 2,409 |
| Income before extraordinary items | $359,000 | 3,420 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $359,000 | 3,419 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $359,000 | 3,420 |
| Net charge-offs | $52,000 | 1,180 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $359,000 | 3,416 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 3,508 |
| Total interest expense | $338,000 | 4,246 |
| Net interest income | $5,375,000 | 3,393 |
| Provision for loan and lease losses | $56,000 | 3,503 |
| Total noninterest income | $1,825,000 | 2,151 |
| Gross Fiduciary activities income | $287,000 | 673 |
| Service charges on deposit accounts | $951,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,961 |
| Total noninterest expense | $5,146,000 | 3,049 |
| Salaries and employee benefits | $2,911,000 | 3,056 |
| Premises and equipment expense | $644,000 | 2,806 |
| Additional noninterest expense | $1,591,000 | 3,108 |
| Pre-tax net operating income | $1,998,000 | 3,123 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $665,000 | 2,209 |
| Income before extraordinary items | $1,335,000 | 3,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,335,000 | 3,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,335,000 | 3,325 |
| Net charge-offs | $236,000 | 1,681 |
| Cash dividends | $650,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,333,660 | 3,306 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 3,559 |
| Total interest expense | $248,000 | 4,299 |
| Net interest income | $3,993,000 | 3,444 |
| Provision for loan and lease losses | $41,000 | 3,404 |
| Total noninterest income | $1,362,000 | 2,179 |
| Gross Fiduciary activities income | $198,000 | 688 |
| Service charges on deposit accounts | $714,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 2,944 |
| Total noninterest expense | $3,783,000 | 3,094 |
| Salaries and employee benefits | $2,154,000 | 3,087 |
| Premises and equipment expense | $465,000 | 2,897 |
| Additional noninterest expense | $1,164,000 | 3,163 |
| Pre-tax net operating income | $1,531,000 | 3,129 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $414,000 | 2,229 |
| Income before extraordinary items | $1,119,000 | 3,334 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,119,000 | 3,333 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,119,000 | 3,334 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $350,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,117,540 | 3,310 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 3,574 |
| Total interest expense | $162,000 | 4,320 |
| Net interest income | $2,640,000 | 3,457 |
| Provision for loan and lease losses | $26,000 | 3,294 |
| Total noninterest income | $889,000 | 2,207 |
| Gross Fiduciary activities income | $130,000 | 691 |
| Service charges on deposit accounts | $458,000 | 1,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,931 |
| Total noninterest expense | $2,504,000 | 3,125 |
| Salaries and employee benefits | $1,442,000 | 3,097 |
| Premises and equipment expense | $294,000 | 2,998 |
| Additional noninterest expense | $768,000 | 3,193 |
| Pre-tax net operating income | $999,000 | 3,119 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $268,000 | 2,242 |
| Income before extraordinary items | $732,000 | 3,328 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $732,000 | 3,327 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $732,000 | 3,328 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $350,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $731,270 | 3,307 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 3,623 |
| Total interest expense | $79,000 | 4,358 |
| Net interest income | $1,295,000 | 3,501 |
| Provision for loan and lease losses | $11,000 | 3,123 |
| Total noninterest income | $413,000 | 2,295 |
| Gross Fiduciary activities income | $65,000 | 698 |
| Service charges on deposit accounts | $211,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 3,048 |
| Total noninterest expense | $1,226,000 | 3,195 |
| Salaries and employee benefits | $702,000 | 3,195 |
| Premises and equipment expense | $149,000 | 3,005 |
| Additional noninterest expense | $375,000 | 3,238 |
| Pre-tax net operating income | $471,000 | 3,180 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $123,000 | 2,279 |
| Income before extraordinary items | $348,000 | 3,376 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $348,000 | 3,375 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $348,000 | 3,376 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $348,000 | 3,354 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 3,678 |
| Total interest expense | $330,000 | 4,326 |
| Net interest income | $5,007,000 | 3,578 |
| Provision for loan and lease losses | $42,000 | 3,749 |
| Total noninterest income | $1,770,000 | 2,266 |
| Gross Fiduciary activities income | $275,000 | 692 |
| Service charges on deposit accounts | $859,000 | 1,375 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $636,000 | 2,958 |
| Total noninterest expense | $5,137,000 | 3,138 |
| Salaries and employee benefits | $2,770,000 | 3,202 |
| Premises and equipment expense | $596,000 | 3,025 |
| Additional noninterest expense | $1,771,000 | 2,993 |
| Pre-tax net operating income | $1,598,000 | 3,421 |
| Securities gains (losses) | $61,000 | 1,704 |
| Applicable income taxes | $398,000 | 2,454 |
| Income before extraordinary items | $1,261,000 | 3,551 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,261,000 | 3,549 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,261,000 | 3,550 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $650,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,214,640 | 3,551 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,685 |
| Total interest expense | $250,000 | 4,345 |
| Net interest income | $3,769,000 | 3,579 |
| Provision for loan and lease losses | $32,000 | 3,631 |
| Total noninterest income | $1,336,000 | 2,256 |
| Gross Fiduciary activities income | $206,000 | 694 |
| Service charges on deposit accounts | $639,000 | 1,378 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $491,000 | 2,917 |
| Total noninterest expense | $3,817,000 | 3,160 |
| Salaries and employee benefits | $2,060,000 | 3,206 |
| Premises and equipment expense | $443,000 | 3,057 |
| Additional noninterest expense | $1,314,000 | 3,015 |
| Pre-tax net operating income | $1,256,000 | 3,402 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $320,000 | 2,445 |
| Income before extraordinary items | $997,000 | 3,495 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $997,000 | 3,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $997,000 | 3,495 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $350,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $950,640 | 3,511 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 3,683 |
| Total interest expense | $168,000 | 4,371 |
| Net interest income | $2,532,000 | 3,578 |
| Provision for loan and lease losses | $21,000 | 3,511 |
| Total noninterest income | $873,000 | 2,265 |
| Gross Fiduciary activities income | $138,000 | 697 |
| Service charges on deposit accounts | $422,000 | 1,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 2,964 |
| Total noninterest expense | $2,587,000 | 3,139 |
| Salaries and employee benefits | $1,378,000 | 3,215 |
| Premises and equipment expense | $292,000 | 3,094 |
| Additional noninterest expense | $917,000 | 2,929 |
| Pre-tax net operating income | $797,000 | 3,464 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $196,000 | 2,509 |
| Income before extraordinary items | $651,000 | 3,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $651,000 | 3,530 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $651,000 | 3,532 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $350,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $612,500 | 3,574 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 3,698 |
| Total interest expense | $85,000 | 4,389 |
| Net interest income | $1,262,000 | 3,588 |
| Provision for loan and lease losses | $11,000 | 3,234 |
| Total noninterest income | $403,000 | 2,348 |
| Gross Fiduciary activities income | $69,000 | 700 |
| Service charges on deposit accounts | $196,000 | 1,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $1,283,000 | 3,168 |
| Salaries and employee benefits | $679,000 | 3,278 |
| Premises and equipment expense | $152,000 | 3,034 |
| Additional noninterest expense | $452,000 | 2,971 |
| Pre-tax net operating income | $371,000 | 3,526 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $74,000 | 2,699 |
| Income before extraordinary items | $297,000 | 3,649 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $297,000 | 3,646 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $297,000 | 3,647 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $297,000 | 3,579 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 3,718 |
| Total interest expense | $359,000 | 4,345 |
| Net interest income | $4,938,000 | 3,612 |
| Provision for loan and lease losses | $21,000 | 4,033 |
| Total noninterest income | $1,859,000 | 2,203 |
| Gross Fiduciary activities income | $296,000 | 695 |
| Service charges on deposit accounts | $907,000 | 1,321 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $656,000 | 2,921 |
| Total noninterest expense | $5,202,000 | 3,128 |
| Salaries and employee benefits | $2,797,000 | 3,171 |
| Premises and equipment expense | $616,000 | 3,050 |
| Additional noninterest expense | $1,789,000 | 3,022 |
| Pre-tax net operating income | $1,574,000 | 3,434 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $342,000 | 2,544 |
| Income before extraordinary items | $1,256,000 | 3,541 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,256,000 | 3,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,256,000 | 3,541 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,237,040 | 3,533 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 3,765 |
| Total interest expense | $270,000 | 4,393 |
| Net interest income | $3,681,000 | 3,657 |
| Provision for loan and lease losses | $21,000 | 3,781 |
| Total noninterest income | $1,400,000 | 2,214 |
| Gross Fiduciary activities income | $215,000 | 699 |
| Service charges on deposit accounts | $666,000 | 1,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $519,000 | 2,869 |
| Total noninterest expense | $3,866,000 | 3,171 |
| Salaries and employee benefits | $2,085,000 | 3,203 |
| Premises and equipment expense | $466,000 | 3,076 |
| Additional noninterest expense | $1,315,000 | 3,084 |
| Pre-tax net operating income | $1,194,000 | 3,470 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $277,000 | 2,544 |
| Income before extraordinary items | $941,000 | 3,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $941,000 | 3,606 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $922,520 | 3,583 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 3,796 |
| Total interest expense | $179,000 | 4,436 |
| Net interest income | $2,436,000 | 3,691 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $898,000 | 2,269 |
| Gross Fiduciary activities income | $144,000 | 710 |
| Service charges on deposit accounts | $417,000 | 1,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $337,000 | 2,908 |
| Total noninterest expense | $2,567,000 | 3,208 |
| Salaries and employee benefits | $1,384,000 | 3,237 |
| Premises and equipment expense | $305,000 | 3,130 |
| Additional noninterest expense | $878,000 | 3,110 |
| Pre-tax net operating income | $746,000 | 3,540 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $179,000 | 2,580 |
| Income before extraordinary items | $591,000 | 3,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $591,000 | 3,692 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $591,000 | 3,693 |
| Net charge-offs | $-22,000 | 5,499 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $572,520 | 3,687 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 3,808 |
| Total interest expense | $91,000 | 4,456 |
| Net interest income | $1,218,000 | 3,690 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $432,000 | 2,301 |
| Gross Fiduciary activities income | $72,000 | 709 |
| Service charges on deposit accounts | $201,000 | 1,441 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $159,000 | 2,941 |
| Total noninterest expense | $1,283,000 | 3,224 |
| Salaries and employee benefits | $686,000 | 3,277 |
| Premises and equipment expense | $150,000 | 3,200 |
| Additional noninterest expense | $447,000 | 3,043 |
| Pre-tax net operating income | $355,000 | 3,604 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $94,000 | 2,509 |
| Income before extraordinary items | $285,000 | 3,741 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $285,000 | 3,744 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $285,000 | 3,745 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $267,000 | 3,767 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 3,803 |
| Total interest expense | $390,000 | 4,505 |
| Net interest income | $4,944,000 | 3,678 |
| Provision for loan and lease losses | $34,000 | 4,023 |
| Total noninterest income | $1,883,000 | 2,197 |
| Gross Fiduciary activities income | $328,000 | 691 |
| Service charges on deposit accounts | $1,005,000 | 1,282 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $550,000 | 3,135 |
| Total noninterest expense | $5,161,000 | 3,241 |
| Salaries and employee benefits | $2,782,000 | 3,237 |
| Premises and equipment expense | $597,000 | 3,245 |
| Additional noninterest expense | $1,782,000 | 3,136 |
| Pre-tax net operating income | $1,632,000 | 3,327 |
| Securities gains (losses) | $131,000 | 1,067 |
| Applicable income taxes | $481,000 | 2,238 |
| Income before extraordinary items | $1,282,000 | 3,505 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,282,000 | 3,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,282,000 | 3,507 |
| Net charge-offs | $65,000 | 3,556 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,186,370 | 3,605 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 3,845 |
| Total interest expense | $298,000 | 4,533 |
| Net interest income | $3,693,000 | 3,712 |
| Provision for loan and lease losses | $22,000 | 3,913 |
| Total noninterest income | $1,402,000 | 2,210 |
| Gross Fiduciary activities income | $232,000 | 696 |
| Service charges on deposit accounts | $753,000 | 1,292 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $417,000 | 3,176 |
| Total noninterest expense | $3,821,000 | 3,291 |
| Salaries and employee benefits | $2,072,000 | 3,282 |
| Premises and equipment expense | $446,000 | 3,303 |
| Additional noninterest expense | $1,303,000 | 3,199 |
| Pre-tax net operating income | $1,252,000 | 3,345 |
| Securities gains (losses) | $113,000 | 911 |
| Applicable income taxes | $373,000 | 2,259 |
| Income before extraordinary items | $992,000 | 3,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $992,000 | 3,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $992,000 | 3,523 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $909,510 | 3,614 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 3,846 |
| Total interest expense | $200,000 | 4,559 |
| Net interest income | $2,465,000 | 3,706 |
| Provision for loan and lease losses | $12,000 | 3,832 |
| Total noninterest income | $901,000 | 2,232 |
| Gross Fiduciary activities income | $155,000 | 696 |
| Service charges on deposit accounts | $476,000 | 1,342 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $270,000 | 3,189 |
| Total noninterest expense | $2,515,000 | 3,331 |
| Salaries and employee benefits | $1,372,000 | 3,316 |
| Premises and equipment expense | $298,000 | 3,301 |
| Additional noninterest expense | $845,000 | 3,285 |
| Pre-tax net operating income | $839,000 | 3,283 |
| Securities gains (losses) | $97,000 | 810 |
| Applicable income taxes | $257,000 | 2,181 |
| Income before extraordinary items | $679,000 | 3,388 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $679,000 | 3,394 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $679,000 | 3,394 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $608,190 | 3,548 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 3,873 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $1,226,000 | 3,734 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $429,000 | 2,261 |
| Gross Fiduciary activities income | $77,000 | 701 |
| Service charges on deposit accounts | $227,000 | 1,382 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $1,238,000 | 3,400 |
| Salaries and employee benefits | $689,000 | 3,329 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $398,000 | 3,418 |
| Pre-tax net operating income | $411,000 | 3,245 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $115,000 | 2,237 |
| Income before extraordinary items | $315,000 | 3,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $315,000 | 3,465 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $315,000 | 3,465 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $301,130 | 3,492 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 3,823 |
| Total interest expense | $615,000 | 4,036 |
| Net interest income | $4,935,000 | 3,727 |
| Provision for loan and lease losses | $48,000 | 4,323 |
| Total noninterest income | $1,903,000 | 2,236 |
| Gross Fiduciary activities income | $304,000 | 703 |
| Service charges on deposit accounts | $1,041,000 | 1,300 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $558,000 | 3,222 |
| Total noninterest expense | $5,215,000 | 3,304 |
| Salaries and employee benefits | $2,800,000 | 3,257 |
| Premises and equipment expense | $601,000 | 3,307 |
| Additional noninterest expense | $1,814,000 | 3,199 |
| Pre-tax net operating income | $1,575,000 | 3,320 |
| Securities gains (losses) | $60,000 | 1,671 |
| Applicable income taxes | $402,000 | 2,361 |
| Income before extraordinary items | $1,233,000 | 3,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,233,000 | 3,503 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,233,000 | 3,504 |
| Net charge-offs | $-4,000 | 6,009 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,188,000 | 3,545 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,846 |
| Total interest expense | $487,000 | 4,006 |
| Net interest income | $3,686,000 | 3,757 |
| Provision for loan and lease losses | $42,000 | 4,120 |
| Total noninterest income | $1,404,000 | 2,297 |
| Gross Fiduciary activities income | $195,000 | 722 |
| Service charges on deposit accounts | $773,000 | 1,320 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $436,000 | 3,221 |
| Total noninterest expense | $3,936,000 | 3,297 |
| Salaries and employee benefits | $2,095,000 | 3,287 |
| Premises and equipment expense | $490,000 | 3,140 |
| Additional noninterest expense | $1,351,000 | 3,215 |
| Pre-tax net operating income | $1,112,000 | 3,493 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $275,000 | 2,497 |
| Income before extraordinary items | $897,000 | 3,621 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $897,000 | 3,623 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $897,000 | 3,625 |
| Net charge-offs | $-15,000 | 6,214 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $850,800 | 3,642 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 3,835 |
| Total interest expense | $339,000 | 3,966 |
| Net interest income | $2,465,000 | 3,750 |
| Provision for loan and lease losses | $36,000 | 3,857 |
| Total noninterest income | $919,000 | 2,337 |
| Gross Fiduciary activities income | $130,000 | 729 |
| Service charges on deposit accounts | $498,000 | 1,340 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $2,589,000 | 3,344 |
| Salaries and employee benefits | $1,393,000 | 3,310 |
| Premises and equipment expense | $321,000 | 3,207 |
| Additional noninterest expense | $875,000 | 3,272 |
| Pre-tax net operating income | $759,000 | 3,423 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $197,000 | 2,450 |
| Income before extraordinary items | $584,000 | 3,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $584,000 | 3,665 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $584,000 | 3,665 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $567,500 | 3,609 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,913 |
| Total interest expense | $180,000 | 3,922 |
| Net interest income | $1,193,000 | 3,845 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $440,000 | 2,419 |
| Gross Fiduciary activities income | $65,000 | 734 |
| Service charges on deposit accounts | $244,000 | 1,363 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,372 |
| Total noninterest expense | $1,284,000 | 3,384 |
| Salaries and employee benefits | $691,000 | 3,353 |
| Premises and equipment expense | $160,000 | 3,236 |
| Additional noninterest expense | $433,000 | 3,318 |
| Pre-tax net operating income | $331,000 | 3,619 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $88,000 | 2,522 |
| Income before extraordinary items | $243,000 | 3,936 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $243,000 | 3,936 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $243,000 | 3,938 |
| Net charge-offs | $-22,000 | 6,473 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $243,000 | 3,846 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 3,710 |
| Total interest expense | $971,000 | 3,684 |
| Net interest income | $5,320,000 | 3,658 |
| Provision for loan and lease losses | $72,000 | 4,963 |
| Total noninterest income | $1,818,000 | 2,337 |
| Gross Fiduciary activities income | $250,000 | 747 |
| Service charges on deposit accounts | $1,002,000 | 1,412 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $566,000 | 3,183 |
| Total noninterest expense | $5,166,000 | 3,384 |
| Salaries and employee benefits | $2,715,000 | 3,351 |
| Premises and equipment expense | $657,000 | 3,168 |
| Additional noninterest expense | $1,794,000 | 3,350 |
| Pre-tax net operating income | $1,900,000 | 2,907 |
| Securities gains (losses) | $32,000 | 2,989 |
| Applicable income taxes | $532,000 | 2,125 |
| Income before extraordinary items | $1,400,000 | 3,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,400,000 | 3,253 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,400,000 | 3,253 |
| Net charge-offs | $34,000 | 5,146 |
| Cash dividends | $1,720,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,376,960 | 3,142 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,742 |
| Total interest expense | $768,000 | 3,672 |
| Net interest income | $4,031,000 | 3,686 |
| Provision for loan and lease losses | $54,000 | 4,890 |
| Total noninterest income | $1,364,000 | 2,324 |
| Gross Fiduciary activities income | $175,000 | 757 |
| Service charges on deposit accounts | $745,000 | 1,435 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $444,000 | 3,121 |
| Total noninterest expense | $3,842,000 | 3,431 |
| Salaries and employee benefits | $2,034,000 | 3,379 |
| Premises and equipment expense | $476,000 | 3,288 |
| Additional noninterest expense | $1,332,000 | 3,395 |
| Pre-tax net operating income | $1,499,000 | 2,891 |
| Securities gains (losses) | $32,000 | 2,680 |
| Applicable income taxes | $430,000 | 2,094 |
| Income before extraordinary items | $1,101,000 | 3,246 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,101,000 | 3,248 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,101,000 | 3,247 |
| Net charge-offs | $7,000 | 5,415 |
| Cash dividends | $540,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,077,960 | 3,146 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 3,727 |
| Total interest expense | $535,000 | 3,662 |
| Net interest income | $2,726,000 | 3,674 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $912,000 | 2,301 |
| Gross Fiduciary activities income | $117,000 | 763 |
| Service charges on deposit accounts | $477,000 | 1,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 2,986 |
| Total noninterest expense | $2,542,000 | 3,460 |
| Salaries and employee benefits | $1,335,000 | 3,434 |
| Premises and equipment expense | $312,000 | 3,333 |
| Additional noninterest expense | $895,000 | 3,396 |
| Pre-tax net operating income | $1,060,000 | 2,735 |
| Securities gains (losses) | $32,000 | 2,302 |
| Applicable income taxes | $314,000 | 2,007 |
| Income before extraordinary items | $778,000 | 3,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $778,000 | 3,098 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $778,000 | 3,099 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $360,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $755,280 | 3,009 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 3,745 |
| Total interest expense | $282,000 | 3,650 |
| Net interest income | $1,361,000 | 3,698 |
| Provision for loan and lease losses | $18,000 | 4,548 |
| Total noninterest income | $473,000 | 2,233 |
| Gross Fiduciary activities income | $59,000 | 761 |
| Service charges on deposit accounts | $245,000 | 1,426 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $1,256,000 | 3,517 |
| Salaries and employee benefits | $657,000 | 3,508 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $440,000 | 3,418 |
| Pre-tax net operating income | $560,000 | 2,653 |
| Securities gains (losses) | $32,000 | 1,419 |
| Applicable income taxes | $175,000 | 1,879 |
| Income before extraordinary items | $417,000 | 2,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $417,000 | 2,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $417,000 | 2,973 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $394,600 | 2,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 3,613 |
| Total interest expense | $1,444,000 | 3,542 |
| Net interest income | $5,731,000 | 3,583 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $1,758,000 | 2,198 |
| Gross Fiduciary activities income | $236,000 | 704 |
| Service charges on deposit accounts | $1,031,000 | 1,434 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $491,000 | 3,155 |
| Total noninterest expense | $5,178,000 | 3,438 |
| Salaries and employee benefits | $2,686,000 | 3,372 |
| Premises and equipment expense | $610,000 | 3,537 |
| Additional noninterest expense | $1,882,000 | 3,303 |
| Pre-tax net operating income | $2,191,000 | 2,341 |
| Securities gains (losses) | $75,000 | 2,282 |
| Applicable income taxes | $661,000 | 1,744 |
| Income before extraordinary items | $1,605,000 | 2,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,605,000 | 2,648 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,605,000 | 2,648 |
| Net charge-offs | $28,000 | 5,775 |
| Cash dividends | $720,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,551,750 | 2,626 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 3,606 |
| Total interest expense | $1,131,000 | 3,554 |
| Net interest income | $4,336,000 | 3,574 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $1,313,000 | 2,204 |
| Gross Fiduciary activities income | $169,000 | 705 |
| Service charges on deposit accounts | $776,000 | 1,442 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $368,000 | 3,169 |
| Total noninterest expense | $3,817,000 | 3,496 |
| Salaries and employee benefits | $1,980,000 | 3,425 |
| Premises and equipment expense | $438,000 | 3,698 |
| Additional noninterest expense | $1,399,000 | 3,327 |
| Pre-tax net operating income | $1,742,000 | 2,315 |
| Securities gains (losses) | $75,000 | 2,024 |
| Applicable income taxes | $537,000 | 1,675 |
| Income before extraordinary items | $1,280,000 | 2,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,280,000 | 2,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,280,000 | 2,605 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $540,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,227,500 | 2,586 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 3,621 |
| Total interest expense | $789,000 | 3,541 |
| Net interest income | $2,889,000 | 3,585 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $854,000 | 2,227 |
| Gross Fiduciary activities income | $113,000 | 714 |
| Service charges on deposit accounts | $506,000 | 1,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,239 |
| Total noninterest expense | $2,581,000 | 3,493 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $287,000 | 3,763 |
| Additional noninterest expense | $966,000 | 3,289 |
| Pre-tax net operating income | $1,102,000 | 2,381 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $326,000 | 1,712 |
| Income before extraordinary items | $803,000 | 2,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $803,000 | 2,667 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $803,000 | 2,667 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $360,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $783,830 | 2,626 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,671 |
| Total interest expense | $410,000 | 3,539 |
| Net interest income | $1,402,000 | 3,651 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $409,000 | 2,315 |
| Gross Fiduciary activities income | $56,000 | 719 |
| Service charges on deposit accounts | $244,000 | 1,468 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,417 |
| Total noninterest expense | $1,292,000 | 3,491 |
| Salaries and employee benefits | $655,000 | 3,485 |
| Premises and equipment expense | $147,000 | 3,752 |
| Additional noninterest expense | $490,000 | 3,248 |
| Pre-tax net operating income | $489,000 | 2,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $134,000 | 1,888 |
| Income before extraordinary items | $355,000 | 2,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $355,000 | 2,901 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $355,000 | 2,902 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $355,000 | 2,848 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 3,760 |
| Total interest expense | $1,796,000 | 3,831 |
| Net interest income | $5,620,000 | 3,656 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $1,739,000 | 2,292 |
| Gross Fiduciary activities income | $253,000 | 704 |
| Service charges on deposit accounts | $1,059,000 | 1,439 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $427,000 | 3,409 |
| Total noninterest expense | $5,144,000 | 3,534 |
| Salaries and employee benefits | $2,620,000 | 3,465 |
| Premises and equipment expense | $542,000 | 3,983 |
| Additional noninterest expense | $1,982,000 | 3,282 |
| Pre-tax net operating income | $2,155,000 | 2,112 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $599,000 | 1,726 |
| Income before extraordinary items | $1,567,000 | 2,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,567,000 | 2,436 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,567,000 | 2,441 |
| Net charge-offs | $62,000 | 5,782 |
| Cash dividends | $720,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,559,080 | 2,346 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 3,830 |
| Total interest expense | $1,369,000 | 3,935 |
| Net interest income | $4,198,000 | 3,704 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $1,278,000 | 2,338 |
| Gross Fiduciary activities income | $169,000 | 724 |
| Service charges on deposit accounts | $786,000 | 1,497 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $323,000 | 3,438 |
| Total noninterest expense | $3,842,000 | 3,539 |
| Salaries and employee benefits | $1,942,000 | 3,520 |
| Premises and equipment expense | $416,000 | 3,994 |
| Additional noninterest expense | $1,484,000 | 3,257 |
| Pre-tax net operating income | $1,589,000 | 2,269 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $439,000 | 1,783 |
| Income before extraordinary items | $1,161,000 | 2,617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,161,000 | 2,615 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,161,000 | 2,619 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $540,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,152,970 | 2,498 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,865 |
| Total interest expense | $915,000 | 4,032 |
| Net interest income | $2,779,000 | 3,732 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $820,000 | 2,336 |
| Gross Fiduciary activities income | $112,000 | 731 |
| Service charges on deposit accounts | $506,000 | 1,558 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $202,000 | 3,492 |
| Total noninterest expense | $2,526,000 | 3,593 |
| Salaries and employee benefits | $1,278,000 | 3,580 |
| Premises and equipment expense | $269,000 | 4,093 |
| Additional noninterest expense | $979,000 | 3,252 |
| Pre-tax net operating income | $1,043,000 | 2,304 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $287,000 | 1,785 |
| Income before extraordinary items | $767,000 | 2,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $767,000 | 2,577 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $767,000 | 2,580 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $360,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $758,970 | 2,492 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,923 |
| Total interest expense | $459,000 | 4,142 |
| Net interest income | $1,394,000 | 3,762 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $385,000 | 2,436 |
| Gross Fiduciary activities income | $56,000 | 739 |
| Service charges on deposit accounts | $236,000 | 1,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $1,273,000 | 3,595 |
| Salaries and employee benefits | $637,000 | 3,641 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $493,000 | 3,227 |
| Pre-tax net operating income | $491,000 | 2,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $130,000 | 1,868 |
| Income before extraordinary items | $361,000 | 2,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 2,749 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $361,000 | 2,752 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $180,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $361,000 | 2,640 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,995 |
| Total interest expense | $2,031,000 | 4,402 |
| Net interest income | $5,480,000 | 3,709 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $1,639,000 | 2,422 |
| Gross Fiduciary activities income | $208,000 | 753 |
| Service charges on deposit accounts | $1,013,000 | 1,666 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $418,000 | 3,483 |
| Total noninterest expense | $4,969,000 | 3,711 |
| Salaries and employee benefits | $2,596,000 | 3,588 |
| Premises and equipment expense | $534,000 | 4,203 |
| Additional noninterest expense | $1,839,000 | 3,551 |
| Pre-tax net operating income | $2,090,000 | 1,846 |
| Securities gains (losses) | $-2,000 | 6,893 |
| Applicable income taxes | $549,000 | 1,464 |
| Income before extraordinary items | $1,539,000 | 2,070 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,539,000 | 2,067 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,539,000 | 2,069 |
| Net charge-offs | $101,000 | 5,684 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,540,480 | 2,041 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 4,049 |
| Total interest expense | $1,551,000 | 4,500 |
| Net interest income | $4,078,000 | 3,743 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $1,241,000 | 2,445 |
| Gross Fiduciary activities income | $169,000 | 728 |
| Service charges on deposit accounts | $752,000 | 1,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $320,000 | 3,518 |
| Total noninterest expense | $3,737,000 | 3,702 |
| Salaries and employee benefits | $1,923,000 | 3,659 |
| Premises and equipment expense | $423,000 | 4,094 |
| Additional noninterest expense | $1,391,000 | 3,470 |
| Pre-tax net operating income | $1,537,000 | 2,017 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $398,000 | 1,633 |
| Income before extraordinary items | $1,137,000 | 2,266 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,137,000 | 2,263 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,137,000 | 2,266 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,138,480 | 2,219 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 4,077 |
| Total interest expense | $1,042,000 | 4,615 |
| Net interest income | $2,723,000 | 3,729 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $827,000 | 2,475 |
| Gross Fiduciary activities income | $113,000 | 733 |
| Service charges on deposit accounts | $485,000 | 1,718 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $229,000 | 3,438 |
| Total noninterest expense | $2,518,000 | 3,697 |
| Salaries and employee benefits | $1,293,000 | 3,672 |
| Premises and equipment expense | $273,000 | 4,215 |
| Additional noninterest expense | $952,000 | 3,407 |
| Pre-tax net operating income | $1,002,000 | 2,105 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $253,000 | 1,714 |
| Income before extraordinary items | $749,000 | 2,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $749,000 | 2,344 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $749,000 | 2,347 |
| Net charge-offs | $86,000 | 4,405 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $749,000 | 2,286 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 4,108 |
| Total interest expense | $539,000 | 4,631 |
| Net interest income | $1,351,000 | 3,734 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $387,000 | 2,555 |
| Gross Fiduciary activities income | $56,000 | 749 |
| Service charges on deposit accounts | $232,000 | 1,738 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $99,000 | 3,674 |
| Total noninterest expense | $1,205,000 | 3,750 |
| Salaries and employee benefits | $645,000 | 3,712 |
| Premises and equipment expense | $137,000 | 4,253 |
| Additional noninterest expense | $423,000 | 3,424 |
| Pre-tax net operating income | $518,000 | 2,311 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $132,000 | 1,899 |
| Income before extraordinary items | $386,000 | 2,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 2,639 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $386,000 | 2,641 |
| Net charge-offs | $65,000 | 3,293 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $386,000 | 2,492 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 4,140 |
| Total interest expense | $2,904,000 | 4,348 |
| Net interest income | $5,078,000 | 3,915 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $1,711,000 | 2,397 |
| Gross Fiduciary activities income | $224,000 | 764 |
| Service charges on deposit accounts | $1,053,000 | 1,686 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $434,000 | 3,442 |
| Total noninterest expense | $4,972,000 | 3,581 |
| Salaries and employee benefits | $2,625,000 | 3,632 |
| Premises and equipment expense | $582,000 | 4,034 |
| Additional noninterest expense | $1,765,000 | 3,183 |
| Pre-tax net operating income | $1,757,000 | 2,731 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $404,000 | 2,071 |
| Income before extraordinary items | $1,353,000 | 2,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,353,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,353,000 | 2,847 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 4,187 |
| Total interest expense | $2,304,000 | 4,303 |
| Net interest income | $3,716,000 | 3,992 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $1,299,000 | 2,441 |
| Gross Fiduciary activities income | $176,000 | 750 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $331,000 | 3,519 |
| Total noninterest expense | $3,749,000 | 3,550 |
| Salaries and employee benefits | $1,961,000 | 3,674 |
| Premises and equipment expense | $444,000 | 3,982 |
| Additional noninterest expense | $1,344,000 | 3,050 |
| Pre-tax net operating income | $1,221,000 | 3,290 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $270,000 | 2,585 |
| Income before extraordinary items | $951,000 | 3,211 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $951,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $951,000 | 3,354 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 4,237 |
| Total interest expense | $1,599,000 | 4,333 |
| Net interest income | $2,416,000 | 4,072 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $860,000 | 2,484 |
| Gross Fiduciary activities income | $118,000 | 765 |
| Service charges on deposit accounts | $521,000 | 1,695 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $221,000 | 3,574 |
| Total noninterest expense | $2,484,000 | 3,587 |
| Salaries and employee benefits | $1,310,000 | 3,699 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $872,000 | 3,099 |
| Pre-tax net operating income | $762,000 | 3,541 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $161,000 | 2,933 |
| Income before extraordinary items | $601,000 | 3,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $601,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $601,000 | 3,582 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,281 |
| Total interest expense | $844,000 | 4,362 |
| Net interest income | $1,179,000 | 4,149 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $408,000 | 2,561 |
| Gross Fiduciary activities income | $59,000 | 777 |
| Service charges on deposit accounts | $251,000 | 1,724 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $1,210,000 | 3,671 |
| Salaries and employee benefits | $649,000 | 3,752 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $418,000 | 3,184 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $74,000 | 3,138 |
| Income before extraordinary items | $288,000 | 3,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $288,000 | 3,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 4,365 |
| Total interest expense | $3,547,000 | 4,306 |
| Net interest income | $4,442,000 | 4,327 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $1,726,000 | 2,457 |
| Gross Fiduciary activities income | $259,000 | 746 |
| Service charges on deposit accounts | $1,118,000 | 1,598 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $349,000 | 3,990 |
| Total noninterest expense | $4,888,000 | 3,497 |
| Salaries and employee benefits | $2,576,000 | 3,636 |
| Premises and equipment expense | $575,000 | 3,951 |
| Additional noninterest expense | $1,737,000 | 3,031 |
| Pre-tax net operating income | $1,192,000 | 4,380 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $198,000 | 3,857 |
| Income before extraordinary items | $994,000 | 4,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $994,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $975,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $994,000 | 4,331 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 4,409 |
| Total interest expense | $2,620,000 | 4,356 |
| Net interest income | $3,298,000 | 4,379 |
| Provision for loan and lease losses | $69,000 | 4,701 |
| Total noninterest income | $1,266,000 | 2,498 |
| Gross Fiduciary activities income | $171,000 | 769 |
| Service charges on deposit accounts | $848,000 | 1,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $247,000 | 4,118 |
| Total noninterest expense | $3,692,000 | 3,464 |
| Salaries and employee benefits | $1,921,000 | 3,639 |
| Premises and equipment expense | $425,000 | 3,982 |
| Additional noninterest expense | $1,346,000 | 2,884 |
| Pre-tax net operating income | $803,000 | 4,823 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $114,000 | 4,317 |
| Income before extraordinary items | $689,000 | 4,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $689,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $689,000 | 4,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 4,453 |
| Total interest expense | $1,719,000 | 4,401 |
| Net interest income | $2,195,000 | 4,418 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $825,000 | 2,555 |
| Gross Fiduciary activities income | $110,000 | 790 |
| Service charges on deposit accounts | $558,000 | 1,575 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $2,474,000 | 3,470 |
| Salaries and employee benefits | $1,265,000 | 3,714 |
| Premises and equipment expense | $286,000 | 3,972 |
| Additional noninterest expense | $923,000 | 2,810 |
| Pre-tax net operating income | $498,000 | 5,052 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $62,000 | 4,578 |
| Income before extraordinary items | $436,000 | 4,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $436,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $436,000 | 4,873 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 4,459 |
| Total interest expense | $851,000 | 4,420 |
| Net interest income | $1,103,000 | 4,406 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $394,000 | 2,589 |
| Gross Fiduciary activities income | $55,000 | 795 |
| Service charges on deposit accounts | $262,000 | 1,639 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $1,215,000 | 3,537 |
| Salaries and employee benefits | $624,000 | 3,780 |
| Premises and equipment expense | $141,000 | 4,032 |
| Additional noninterest expense | $450,000 | 2,855 |
| Pre-tax net operating income | $255,000 | 5,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $33,000 | 4,531 |
| Income before extraordinary items | $222,000 | 4,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $222,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $222,000 | 4,797 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 4,347 |
| Total interest expense | $2,959,000 | 4,346 |
| Net interest income | $4,596,000 | 4,287 |
| Provision for loan and lease losses | $135,000 | 4,209 |
| Total noninterest income | $1,772,000 | 2,417 |
| Gross Fiduciary activities income | $284,000 | 730 |
| Service charges on deposit accounts | $1,162,000 | 1,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $326,000 | 4,138 |
| Total noninterest expense | $4,820,000 | 3,451 |
| Salaries and employee benefits | $2,561,000 | 3,556 |
| Premises and equipment expense | $580,000 | 3,865 |
| Additional noninterest expense | $1,679,000 | 2,996 |
| Pre-tax net operating income | $1,413,000 | 4,428 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $269,000 | 3,946 |
| Income before extraordinary items | $1,120,000 | 4,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,120,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,052 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,139,440 | 4,383 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 4,370 |
| Total interest expense | $2,128,000 | 4,377 |
| Net interest income | $3,472,000 | 4,273 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $1,353,000 | 2,399 |
| Gross Fiduciary activities income | $229,000 | 704 |
| Service charges on deposit accounts | $878,000 | 1,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $246,000 | 4,123 |
| Total noninterest expense | $3,591,000 | 3,457 |
| Salaries and employee benefits | $1,905,000 | 3,569 |
| Premises and equipment expense | $445,000 | 3,809 |
| Additional noninterest expense | $1,241,000 | 3,031 |
| Pre-tax net operating income | $1,134,000 | 4,453 |
| Securities gains (losses) | $-24,000 | 7,907 |
| Applicable income taxes | $227,000 | 3,973 |
| Income before extraordinary items | $883,000 | 4,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $883,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,407 |
| Cash dividends | $550,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $902,200 | 4,402 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 4,338 |
| Total interest expense | $1,363,000 | 4,359 |
| Net interest income | $2,337,000 | 4,252 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $921,000 | 2,356 |
| Gross Fiduciary activities income | $167,000 | 683 |
| Service charges on deposit accounts | $583,000 | 1,527 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,055 |
| Total noninterest expense | $2,376,000 | 3,478 |
| Salaries and employee benefits | $1,263,000 | 3,599 |
| Premises and equipment expense | $305,000 | 3,726 |
| Additional noninterest expense | $808,000 | 3,107 |
| Pre-tax net operating income | $816,000 | 4,286 |
| Securities gains (losses) | $-24,000 | 8,142 |
| Applicable income taxes | $173,000 | 3,800 |
| Income before extraordinary items | $619,000 | 4,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $619,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,792 |
| Cash dividends | $550,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $637,720 | 4,287 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 4,318 |
| Total interest expense | $647,000 | 4,379 |
| Net interest income | $1,193,000 | 4,181 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $475,000 | 2,264 |
| Gross Fiduciary activities income | $105,000 | 632 |
| Service charges on deposit accounts | $281,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,241,000 | 3,372 |
| Salaries and employee benefits | $624,000 | 3,647 |
| Premises and equipment expense | $154,000 | 3,708 |
| Additional noninterest expense | $463,000 | 2,734 |
| Pre-tax net operating income | $394,000 | 4,314 |
| Securities gains (losses) | $-24,000 | 8,419 |
| Applicable income taxes | $79,000 | 3,904 |
| Income before extraordinary items | $291,000 | 4,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $309,960 | 4,330 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 4,016 |
| Total interest expense | $2,088,000 | 4,307 |
| Net interest income | $5,231,000 | 3,827 |
| Provision for loan and lease losses | $126,000 | 4,381 |
| Total noninterest income | $1,753,000 | 2,425 |
| Gross Fiduciary activities income | $376,000 | 642 |
| Service charges on deposit accounts | $1,059,000 | 1,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $318,000 | 4,213 |
| Total noninterest expense | $4,777,000 | 3,366 |
| Salaries and employee benefits | $2,502,000 | 3,483 |
| Premises and equipment expense | $651,000 | 3,418 |
| Additional noninterest expense | $1,624,000 | 3,041 |
| Pre-tax net operating income | $2,081,000 | 3,589 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $527,000 | 3,286 |
| Income before extraordinary items | $1,542,000 | 3,715 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,542,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,047 |
| Cash dividends | $1,500,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,551,000 | 3,677 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 3,974 |
| Total interest expense | $1,525,000 | 4,238 |
| Net interest income | $3,952,000 | 3,798 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $1,251,000 | 2,507 |
| Gross Fiduciary activities income | $273,000 | 645 |
| Service charges on deposit accounts | $748,000 | 1,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $3,597,000 | 3,330 |
| Salaries and employee benefits | $1,869,000 | 3,461 |
| Premises and equipment expense | $506,000 | 3,332 |
| Additional noninterest expense | $1,222,000 | 2,998 |
| Pre-tax net operating income | $1,511,000 | 3,725 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $376,000 | 3,424 |
| Income before extraordinary items | $1,123,000 | 3,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $975,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,132,000 | 3,778 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,909 |
| Total interest expense | $990,000 | 4,160 |
| Net interest income | $2,662,000 | 3,732 |
| Provision for loan and lease losses | $63,000 | 4,070 |
| Total noninterest income | $724,000 | 2,705 |
| Gross Fiduciary activities income | $125,000 | 741 |
| Service charges on deposit accounts | $452,000 | 1,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $2,383,000 | 3,319 |
| Salaries and employee benefits | $1,239,000 | 3,468 |
| Premises and equipment expense | $340,000 | 3,273 |
| Additional noninterest expense | $804,000 | 3,009 |
| Pre-tax net operating income | $940,000 | 3,881 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $229,000 | 3,559 |
| Income before extraordinary items | $710,000 | 3,954 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $710,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $710,760 | 3,899 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,885 |
| Total interest expense | $483,000 | 4,122 |
| Net interest income | $1,336,000 | 3,733 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $315,000 | 2,955 |
| Gross Fiduciary activities income | $62,000 | 755 |
| Service charges on deposit accounts | $190,000 | 2,108 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $1,168,000 | 3,386 |
| Salaries and employee benefits | $604,000 | 3,552 |
| Premises and equipment expense | $165,000 | 3,381 |
| Additional noninterest expense | $399,000 | 3,017 |
| Pre-tax net operating income | $451,000 | 3,952 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $106,000 | 3,681 |
| Income before extraordinary items | $345,000 | 3,989 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $345,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,591 |
| Cash dividends | $275,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $345,000 | 3,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 3,640 |
| Total interest expense | $2,096,000 | 3,508 |
| Net interest income | $5,309,000 | 3,635 |
| Provision for loan and lease losses | $252,000 | 3,227 |
| Total noninterest income | $1,473,000 | 2,725 |
| Gross Fiduciary activities income | $250,000 | 735 |
| Service charges on deposit accounts | $926,000 | 1,884 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,293 |
| Total noninterest expense | $5,211,000 | 2,996 |
| Salaries and employee benefits | $2,740,000 | 3,098 |
| Premises and equipment expense | $815,000 | 2,743 |
| Additional noninterest expense | $1,656,000 | 2,883 |
| Pre-tax net operating income | $1,319,000 | 4,556 |
| Securities gains (losses) | $143,000 | 1,013 |
| Applicable income taxes | $306,000 | 4,146 |
| Income before extraordinary items | $1,156,000 | 4,299 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,156,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,359 |
| Cash dividends | $1,450,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,043,030 | 4,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 3,604 |
| Total interest expense | $1,577,000 | 3,467 |
| Net interest income | $3,988,000 | 3,610 |
| Provision for loan and lease losses | $204,000 | 2,958 |
| Total noninterest income | $1,141,000 | 2,664 |
| Gross Fiduciary activities income | $212,000 | 707 |
| Service charges on deposit accounts | $713,000 | 1,856 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $216,000 | 4,354 |
| Total noninterest expense | $3,884,000 | 2,984 |
| Salaries and employee benefits | $2,085,000 | 3,020 |
| Premises and equipment expense | $578,000 | 2,888 |
| Additional noninterest expense | $1,221,000 | 2,883 |
| Pre-tax net operating income | $1,041,000 | 4,511 |
| Securities gains (losses) | $143,000 | 963 |
| Applicable income taxes | $264,000 | 3,987 |
| Income before extraordinary items | $920,000 | 4,210 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $920,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $808,460 | 4,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 3,627 |
| Total interest expense | $1,047,000 | 3,467 |
| Net interest income | $2,634,000 | 3,629 |
| Provision for loan and lease losses | $156,000 | 2,636 |
| Total noninterest income | $748,000 | 2,715 |
| Gross Fiduciary activities income | $142,000 | 706 |
| Service charges on deposit accounts | $476,000 | 1,833 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 4,602 |
| Total noninterest expense | $2,579,000 | 2,995 |
| Salaries and employee benefits | $1,391,000 | 3,035 |
| Premises and equipment expense | $382,000 | 2,899 |
| Additional noninterest expense | $806,000 | 2,920 |
| Pre-tax net operating income | $647,000 | 4,647 |
| Securities gains (losses) | $162,000 | 745 |
| Applicable income taxes | $190,000 | 3,876 |
| Income before extraordinary items | $619,000 | 4,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,867 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $494,260 | 4,673 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 3,599 |
| Total interest expense | $530,000 | 3,463 |
| Net interest income | $1,326,000 | 3,594 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $350,000 | 2,792 |
| Gross Fiduciary activities income | $71,000 | 717 |
| Service charges on deposit accounts | $224,000 | 1,881 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,254,000 | 3,087 |
| Salaries and employee benefits | $689,000 | 3,071 |
| Premises and equipment expense | $194,000 | 2,901 |
| Additional noninterest expense | $371,000 | 3,126 |
| Pre-tax net operating income | $344,000 | 4,484 |
| Securities gains (losses) | $162,000 | 593 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $371,000 | 3,715 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $252,740 | 4,604 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 3,529 |
| Total interest expense | $2,382,000 | 3,475 |
| Net interest income | $5,375,000 | 3,493 |
| Provision for loan and lease losses | $346,000 | 2,885 |
| Total noninterest income | $1,519,000 | 2,820 |
| Gross Fiduciary activities income | $265,000 | 741 |
| Service charges on deposit accounts | $957,000 | 1,808 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $297,000 | 4,531 |
| Total noninterest expense | $5,142,000 | 2,982 |
| Salaries and employee benefits | $2,751,000 | 2,995 |
| Premises and equipment expense | $793,000 | 2,780 |
| Additional noninterest expense | $1,598,000 | 2,908 |
| Pre-tax net operating income | $1,406,000 | 4,298 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $372,000 | 3,924 |
| Income before extraordinary items | $1,089,000 | 4,412 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,089,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,643 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,047,750 | 4,340 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,553 |
| Total interest expense | $1,829,000 | 3,516 |
| Net interest income | $4,035,000 | 3,502 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $1,134,000 | 2,895 |
| Gross Fiduciary activities income | $213,000 | 725 |
| Service charges on deposit accounts | $709,000 | 1,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,677 |
| Total noninterest expense | $3,897,000 | 2,958 |
| Salaries and employee benefits | $2,080,000 | 2,982 |
| Premises and equipment expense | $602,000 | 2,762 |
| Additional noninterest expense | $1,215,000 | 2,856 |
| Pre-tax net operating income | $1,027,000 | 4,481 |
| Securities gains (losses) | $55,000 | 2,240 |
| Applicable income taxes | $277,000 | 4,068 |
| Income before extraordinary items | $805,000 | 4,583 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $805,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $764,300 | 4,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,550 |
| Total interest expense | $1,240,000 | 3,570 |
| Net interest income | $2,718,000 | 3,469 |
| Provision for loan and lease losses | $156,000 | 2,937 |
| Total noninterest income | $765,000 | 2,847 |
| Gross Fiduciary activities income | $152,000 | 706 |
| Service charges on deposit accounts | $478,000 | 1,769 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $135,000 | 4,758 |
| Total noninterest expense | $2,583,000 | 2,972 |
| Salaries and employee benefits | $1,397,000 | 2,972 |
| Premises and equipment expense | $395,000 | 2,800 |
| Additional noninterest expense | $791,000 | 2,893 |
| Pre-tax net operating income | $744,000 | 4,266 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $211,000 | 3,860 |
| Income before extraordinary items | $576,000 | 4,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,724 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $544,610 | 4,361 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 3,534 |
| Total interest expense | $632,000 | 3,597 |
| Net interest income | $1,362,000 | 3,435 |
| Provision for loan and lease losses | $78,000 | 2,765 |
| Total noninterest income | $388,000 | 2,734 |
| Gross Fiduciary activities income | $76,000 | 719 |
| Service charges on deposit accounts | $238,000 | 1,711 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $1,315,000 | 2,904 |
| Salaries and employee benefits | $705,000 | 2,934 |
| Premises and equipment expense | $199,000 | 2,770 |
| Additional noninterest expense | $411,000 | 2,788 |
| Pre-tax net operating income | $357,000 | 4,335 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $264,000 | 4,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,489 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,000 | 4,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,547 |
| Total interest expense | $2,775,000 | 3,769 |
| Net interest income | $5,521,000 | 3,369 |
| Provision for loan and lease losses | $475,000 | 2,480 |
| Total noninterest income | $1,529,000 | 2,584 |
| Gross Fiduciary activities income | $252,000 | 763 |
| Service charges on deposit accounts | $954,000 | 1,681 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 4,093 |
| Total noninterest expense | $5,040,000 | 2,906 |
| Salaries and employee benefits | $2,600,000 | 3,023 |
| Premises and equipment expense | $761,000 | 2,787 |
| Additional noninterest expense | $1,679,000 | 2,687 |
| Pre-tax net operating income | $1,535,000 | 4,042 |
| Securities gains (losses) | $105,000 | 1,705 |
| Applicable income taxes | $445,000 | 3,681 |
| Income before extraordinary items | $1,195,000 | 4,102 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,195,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $775,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,118,350 | 4,168 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,625,000 | 3,424 |
| Total interest expense | $4,389,000 | 3,538 |
| Net interest income | $5,236,000 | 3,316 |
| Provision for loan and lease losses | $342,000 | 2,951 |
| Total noninterest income | $1,196,000 | 2,942 |
| Gross Fiduciary activities income | $250,000 | 782 |
| Service charges on deposit accounts | $626,000 | 2,356 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $320,000 | 3,971 |
| Total noninterest expense | $4,618,000 | 3,022 |
| Salaries and employee benefits | $2,442,000 | 3,005 |
| Premises and equipment expense | $591,000 | 3,408 |
| Additional noninterest expense | $1,585,000 | 2,736 |
| Pre-tax net operating income | $1,472,000 | 3,912 |
| Securities gains (losses) | $55,000 | 2,257 |
| Applicable income taxes | $421,000 | 3,635 |
| Income before extraordinary items | $1,106,000 | 4,016 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,106,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,871 |
| Cash dividends | $1,090,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,066,400 | 3,982 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,940,000 | 3,409 |
| Total interest expense | $4,865,000 | 3,404 |
| Net interest income | $5,075,000 | 3,420 |
| Provision for loan and lease losses | $132,000 | 4,658 |
| Total noninterest income | $1,144,000 | 2,864 |
| Gross Fiduciary activities income | $239,000 | 767 |
| Service charges on deposit accounts | $549,000 | 2,477 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $356,000 | 3,594 |
| Total noninterest expense | $4,318,000 | 3,122 |
| Salaries and employee benefits | $2,461,000 | 2,866 |
| Premises and equipment expense | $584,000 | 3,349 |
| Additional noninterest expense | $1,273,000 | 3,238 |
| Pre-tax net operating income | $1,769,000 | 3,610 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $585,000 | 3,162 |
| Income before extraordinary items | $1,190,000 | 3,884 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,190,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,940 |
| Cash dividends | $1,150,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,185,980 | 3,875 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,490 |
| Total interest expense | $4,469,000 | 3,259 |
| Net interest income | $4,659,000 | 3,675 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $1,039,000 | 3,000 |
| Gross Fiduciary activities income | $189,000 | 877 |
| Service charges on deposit accounts | $508,000 | 2,600 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $342,000 | 3,734 |
| Total noninterest expense | $4,258,000 | 3,130 |
| Salaries and employee benefits | $2,413,000 | 2,903 |
| Premises and equipment expense | $622,000 | 3,152 |
| Additional noninterest expense | $1,223,000 | 3,369 |
| Pre-tax net operating income | $1,368,000 | 4,367 |
| Securities gains (losses) | $48,000 | 992 |
| Applicable income taxes | $457,000 | 3,820 |
| Income before extraordinary items | $959,000 | 4,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $959,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,915 |
| Cash dividends | $860,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $926,360 | 4,628 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,626 |
| Total interest expense | $4,609,000 | 3,233 |
| Net interest income | $4,135,000 | 4,019 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $1,002,000 | 3,078 |
| Gross Fiduciary activities income | $191,000 | 881 |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $4,297,000 | 3,022 |
| Salaries and employee benefits | $2,159,000 | 3,101 |
| Premises and equipment expense | $654,000 | 2,947 |
| Additional noninterest expense | $1,484,000 | 2,812 |
| Pre-tax net operating income | $802,000 | 6,089 |
| Securities gains (losses) | $132,000 | 1,119 |
| Applicable income taxes | $223,000 | 5,916 |
| Income before extraordinary items | $711,000 | 5,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $711,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,182 |
| Cash dividends | $710,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $610,680 | 5,897 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,703 |
| Total interest expense | $4,511,000 | 3,289 |
| Net interest income | $4,140,000 | 4,115 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $875,000 | 3,360 |
| Gross Fiduciary activities income | $196,000 | 898 |
| Service charges on deposit accounts | $430,000 | 3,034 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $249,000 | 4,374 |
| Total noninterest expense | $3,905,000 | 3,253 |
| Salaries and employee benefits | $1,959,000 | 3,375 |
| Premises and equipment expense | $651,000 | 2,933 |
| Additional noninterest expense | $1,295,000 | 3,124 |
| Pre-tax net operating income | $1,086,000 | 5,580 |
| Securities gains (losses) | $-29,000 | 10,497 |
| Applicable income taxes | $256,000 | 6,197 |
| Income before extraordinary items | $801,000 | 5,458 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $801,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $823,040 | 5,312 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 3,786 |
| Total interest expense | $4,445,000 | 3,357 |
| Net interest income | $4,119,000 | 4,215 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $808,000 | 3,680 |
| Gross Fiduciary activities income | $186,000 | 990 |
| Service charges on deposit accounts | $355,000 | 3,710 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $267,000 | 4,364 |
| Total noninterest expense | $3,897,000 | 3,426 |
| Salaries and employee benefits | $1,903,000 | 3,488 |
| Premises and equipment expense | $539,000 | 3,546 |
| Additional noninterest expense | $1,455,000 | 3,201 |
| Pre-tax net operating income | $1,006,000 | 5,719 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $243,000 | 6,547 |
| Income before extraordinary items | $756,000 | 5,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $756,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $730,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 575 |
| Net operating income | $761,320 | 5,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,371,000 | 4,349 |
| Total interest expense | $3,798,000 | 3,856 |
| Net interest income | $3,573,000 | 4,768 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $564,000 | 4,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,566 |
| Total noninterest expense | $2,655,000 | 4,737 |
| Salaries and employee benefits | $1,454,000 | 4,408 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $825,000 | 5,122 |
| Pre-tax net operating income | $1,458,000 | 4,559 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $448,000 | 4,541 |
| Income before extraordinary items | $1,000,000 | 4,633 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 11,678 |
| Cash dividends | $990,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,006,900 | 4,570 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 4,740 |
| Total interest expense | $3,010,000 | 3,952 |
| Net interest income | $3,167,000 | 5,370 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $577,000 | 4,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 3,600 |
| Total noninterest expense | $2,771,000 | 4,731 |
| Salaries and employee benefits | $1,493,000 | 4,292 |
| Premises and equipment expense | $389,000 | 4,698 |
| Additional noninterest expense | $889,000 | 5,227 |
| Pre-tax net operating income | $973,000 | 6,070 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $315,000 | 5,695 |
| Income before extraordinary items | $622,000 | 6,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $622,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $645,760 | 6,316 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 4,973 |
| Total interest expense | $3,128,000 | 3,980 |
| Net interest income | $2,846,000 | 5,891 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $526,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,455 |
| Total noninterest expense | $2,540,000 | 5,203 |
| Salaries and employee benefits | $1,308,000 | 4,852 |
| Premises and equipment expense | $325,000 | 5,527 |
| Additional noninterest expense | $907,000 | 5,330 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $190,000 | 1,755 |
| Applicable income taxes | $344,000 | 5,572 |
| Income before extraordinary items | $654,000 | 6,399 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $654,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $635,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $528,600 | 7,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 6,086 |
| Total interest expense | $3,564,000 | 4,482 |
| Net interest income | $1,736,000 | 8,540 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $428,000 | 6,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $2,175,000 | 5,981 |
| Salaries and employee benefits | $1,091,000 | 5,613 |
| Premises and equipment expense | $282,000 | 6,251 |
| Additional noninterest expense | $802,000 | 6,062 |
| Pre-tax net operating income | $-23,000 | 12,803 |
| Securities gains (losses) | $751,000 | 795 |
| Applicable income taxes | $255,000 | 6,577 |
| Income before extraordinary items | $473,000 | 7,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $473,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-15,150 | 12,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.