Home > The Citizens National Bank > Assets and Liabilities
The Citizens National Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 119 | 1,453 |
| Assets and Liabilities | ||
| Total Assets: | $465,885,000 | 1,185 |
| Cash and due from depository institutions | $12,219,000 | 1,453 |
| Interest-bearing balances | $514,000 | 3,601 |
| Securities | $186,727,000 | 729 |
| Federal funds sold & reverse repurchase agreements | $5,790,000 | 2,042 |
| Net loans & leases | $237,528,000 | 1,524 |
| Loan loss allowance | $3,776,000 | 1,219 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,345,000 | 2,267 |
| Other real estate owned | $519,000 | 1,453 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $18,757,000 | 826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,885,000 | 1,185 |
| Total liabilities | $428,609,000 | 1,161 |
| Total deposits | $375,721,000 | 1,129 |
| Interest-bearing deposits | $326,961,000 | 1,132 |
| Deposits held in domestic offices | $375,721,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,422,000 | 1,875 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,015 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $9,466,000 | 597 |
| Total equity capital | $37,276,000 | 1,460 |
| Total bank equity capital | $37,276,000 | 1,460 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,256,000 | 1,698 |
| Surplus | $10,569,000 | 1,831 |
| Undivided profits | $24,451,000 | 1,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,052,000 | 1,345 |
| Earning assets | $430,559,000 | 1,177 |
| Long-term assets (5+ years) | $204,072,000 | 548 |
| Average Assets, year-to-date | $475,400,200 | 1,126 |
| Average Assets, quarterly | $474,762,500 | 1,155 |
| Volatile liabilities | $18,515,000 | 4,112 |
| Insider loans | $348,000 | 6,071 |
| FHLB advances | $40,000,000 | 912 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $53,587,000 | 1,375 |
| Tier 1 (core) risk-based capital | $35,630,000 | 1,436 |
| Tier 2 risk-based capital | $3,767,000 | 1,166 |
| Total risk weighted assets | $301,349,000 | 1,267 |
| Total unused commitments | $53,587,000 | 1,376 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 124 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $483,640,000 | 1,151 |
| Cash and due from depository institutions | $11,506,000 | 1,419 |
| Interest-bearing balances | $559,000 | 3,675 |
| Securities | $209,027,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,830 |
| Net loans & leases | $237,202,000 | 1,515 |
| Loan loss allowance | $3,892,000 | 1,192 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,456,000 | 2,182 |
| Other real estate owned | $597,000 | 1,419 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $19,352,000 | 803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $483,640,000 | 1,151 |
| Total liabilities | $446,645,000 | 1,131 |
| Total deposits | $381,458,000 | 1,132 |
| Interest-bearing deposits | $335,285,000 | 1,113 |
| Deposits held in domestic offices | $381,458,000 | 1,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,500,000 | 818 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,003 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,687,000 | 659 |
| Total equity capital | $36,995,000 | 1,486 |
| Total bank equity capital | $36,995,000 | 1,486 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,256,000 | 1,696 |
| Surplus | $10,569,000 | 1,814 |
| Undivided profits | $24,170,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,319,000 | 1,209 |
| Earning assets | $448,288,000 | 1,142 |
| Long-term assets (5+ years) | $225,190,000 | 509 |
| Average Assets, year-to-date | $477,779,000 | 1,144 |
| Average Assets, quarterly | $478,968,500 | 1,157 |
| Volatile liabilities | $32,636,000 | 2,716 |
| Insider loans | $357,000 | 6,061 |
| FHLB advances | $40,000,000 | 899 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $52,726,000 | 1,406 |
| Tier 1 (core) risk-based capital | $35,791,000 | 1,443 |
| Tier 2 risk-based capital | $3,857,000 | 1,139 |
| Total risk weighted assets | $308,519,000 | 1,228 |
| Total unused commitments | $52,726,000 | 1,410 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 126 | 1,390 |
| Assets and Liabilities | ||
| Total Assets: | $474,297,000 | 1,166 |
| Cash and due from depository institutions | $16,681,000 | 1,390 |
| Interest-bearing balances | $786,000 | 3,470 |
| Securities | $177,346,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $12,275,000 | 1,272 |
| Net loans & leases | $243,738,000 | 1,460 |
| Loan loss allowance | $3,953,000 | 1,167 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,539,000 | 2,104 |
| Other real estate owned | $536,000 | 1,390 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $19,182,000 | 780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,297,000 | 1,166 |
| Total liabilities | $435,817,000 | 1,145 |
| Total deposits | $383,973,000 | 1,108 |
| Interest-bearing deposits | $337,095,000 | 1,092 |
| Deposits held in domestic offices | $383,973,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,830,000 | 1,864 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $40,000,000 | 980 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,014,000 | 671 |
| Total equity capital | $38,480,000 | 1,420 |
| Total bank equity capital | $38,480,000 | 1,420 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,256,000 | 1,692 |
| Surplus | $10,569,000 | 1,780 |
| Undivided profits | $25,655,000 | 1,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,064,000 | 2,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,386,000 | 1,145 |
| Earning assets | $434,145,000 | 1,166 |
| Long-term assets (5+ years) | $222,171,000 | 499 |
| Average Assets, year-to-date | $475,825,330 | 1,146 |
| Average Assets, quarterly | $471,351,000 | 1,159 |
| Volatile liabilities | $20,886,000 | 3,721 |
| Insider loans | $467,000 | 5,584 |
| FHLB advances | $40,000,000 | 878 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $53,458,000 | 1,374 |
| Tier 1 (core) risk-based capital | $35,197,000 | 1,435 |
| Tier 2 risk-based capital | $3,847,000 | 1,100 |
| Total risk weighted assets | $307,693,000 | 1,217 |
| Total unused commitments | $53,458,000 | 1,384 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 124 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $468,405,000 | 1,168 |
| Cash and due from depository institutions | $12,197,000 | 1,389 |
| Interest-bearing balances | $597,000 | 3,675 |
| Securities | $173,492,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,763 |
| Net loans & leases | $248,769,000 | 1,395 |
| Loan loss allowance | $4,014,000 | 1,132 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,619,000 | 2,039 |
| Other real estate owned | $160,000 | 1,389 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $19,368,000 | 759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,405,000 | 1,168 |
| Total liabilities | $431,638,000 | 1,147 |
| Total deposits | $391,193,000 | 1,081 |
| Interest-bearing deposits | $347,134,000 | 1,056 |
| Deposits held in domestic offices | $391,193,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,416,000 | 1,861 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,000,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,029,000 | 734 |
| Total equity capital | $36,767,000 | 1,445 |
| Total bank equity capital | $36,767,000 | 1,445 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,256,000 | 1,701 |
| Surplus | $10,569,000 | 1,745 |
| Undivided profits | $23,942,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,902,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,697,000 | 1,032 |
| Earning assets | $432,658,000 | 1,160 |
| Long-term assets (5+ years) | $190,257,000 | 549 |
| Average Assets, year-to-date | $476,589,500 | 1,139 |
| Average Assets, quarterly | $476,589,500 | 1,139 |
| Volatile liabilities | $21,298,000 | 3,614 |
| Insider loans | $558,000 | 5,182 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,656,000 | 1,524 |
| Tier 1 (core) risk-based capital | $33,889,000 | 1,464 |
| Tier 2 risk-based capital | $3,840,000 | 1,091 |
| Total risk weighted assets | $307,008,000 | 1,203 |
| Total unused commitments | $44,656,000 | 1,535 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 123 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $484,774,000 | 1,123 |
| Cash and due from depository institutions | $12,077,000 | 1,389 |
| Interest-bearing balances | $492,000 | 3,807 |
| Securities | $201,119,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $247,637,000 | 1,391 |
| Loan loss allowance | $4,226,000 | 1,039 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,719,000 | 1,958 |
| Other real estate owned | $137,000 | 1,389 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $19,085,000 | 763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,774,000 | 1,123 |
| Total liabilities | $449,756,000 | 1,082 |
| Total deposits | $399,847,000 | 1,032 |
| Interest-bearing deposits | $359,110,000 | 987 |
| Deposits held in domestic offices | $399,847,000 | 1,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,724,000 | 901 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,000,000 | 1,159 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,185,000 | 760 |
| Total equity capital | $35,018,000 | 1,496 |
| Total bank equity capital | $35,018,000 | 1,496 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,256,000 | 1,693 |
| Surplus | $10,569,000 | 1,704 |
| Undivided profits | $22,193,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,831,000 | 1,007 |
| Earning assets | $449,248,000 | 1,093 |
| Long-term assets (5+ years) | $208,918,000 | 496 |
| Average Assets, year-to-date | $462,404,800 | 1,113 |
| Average Assets, quarterly | $481,172,000 | 1,113 |
| Volatile liabilities | $38,663,000 | 2,273 |
| Insider loans | $563,000 | 5,200 |
| FHLB advances | $30,000,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $47,122,000 | 1,419 |
| Tier 1 (core) risk-based capital | $33,258,000 | 1,464 |
| Tier 2 risk-based capital | $3,867,000 | 1,059 |
| Total risk weighted assets | $309,026,000 | 1,165 |
| Total unused commitments | $47,122,000 | 1,420 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 122 | 1,362 |
| Assets and Liabilities | ||
| Total Assets: | $439,497,000 | 1,167 |
| Cash and due from depository institutions | $11,797,000 | 1,362 |
| Interest-bearing balances | $959,000 | 3,063 |
| Securities | $168,044,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $234,624,000 | 1,419 |
| Loan loss allowance | $4,154,000 | 1,005 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,437,000 | 1,640 |
| Other real estate owned | $364,000 | 1,362 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $19,231,000 | 738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,497,000 | 1,167 |
| Total liabilities | $402,156,000 | 1,157 |
| Total deposits | $365,503,000 | 1,077 |
| Interest-bearing deposits | $326,109,000 | 1,048 |
| Deposits held in domestic offices | $365,503,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,551,000 | 780 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,102,000 | 708 |
| Total equity capital | $37,341,000 | 1,318 |
| Total bank equity capital | $37,341,000 | 1,318 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,256,000 | 1,699 |
| Surplus | $10,569,000 | 1,617 |
| Undivided profits | $24,516,000 | 1,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,813,000 | 793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,879,000 | 1,070 |
| Earning assets | $403,627,000 | 1,171 |
| Long-term assets (5+ years) | $209,186,000 | 512 |
| Average Assets, year-to-date | $422,674,400 | 1,150 |
| Average Assets, quarterly | $432,245,500 | 1,172 |
| Volatile liabilities | $46,124,000 | 1,895 |
| Insider loans | $463,000 | 5,591 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $28,471,000 | 1,933 |
| Tier 1 (core) risk-based capital | $36,297,000 | 1,257 |
| Tier 2 risk-based capital | $3,591,000 | 1,091 |
| Total risk weighted assets | $286,694,000 | 1,197 |
| Total unused commitments | $28,471,000 | 1,941 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 126 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $411,227,000 | 1,183 |
| Cash and due from depository institutions | $13,583,000 | 1,302 |
| Interest-bearing balances | $1,131,000 | 2,253 |
| Securities | $155,751,000 | 719 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $225,994,000 | 1,411 |
| Loan loss allowance | $3,597,000 | 1,104 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,828,000 | 1,485 |
| Other real estate owned | $148,000 | 1,302 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $9,923,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,227,000 | 1,183 |
| Total liabilities | $376,472,000 | 1,176 |
| Total deposits | $329,766,000 | 1,152 |
| Interest-bearing deposits | $295,988,000 | 1,121 |
| Deposits held in domestic offices | $329,766,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,055,000 | 682 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,000,000 | 1,425 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,651,000 | 916 |
| Total equity capital | $34,755,000 | 1,325 |
| Total bank equity capital | $34,755,000 | 1,325 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,256,000 | 1,716 |
| Surplus | $10,569,000 | 1,580 |
| Undivided profits | $21,930,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,812,000 | 682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,240,000 | 2,130 |
| Earning assets | $382,876,000 | 1,164 |
| Long-term assets (5+ years) | $226,485,000 | 453 |
| Average Assets, year-to-date | $402,438,600 | 1,153 |
| Average Assets, quarterly | $406,920,000 | 1,181 |
| Volatile liabilities | $66,259,000 | 1,370 |
| Insider loans | $390,000 | 6,009 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,333,000 | 2,237 |
| Tier 1 (core) risk-based capital | $34,344,000 | 1,269 |
| Tier 2 risk-based capital | $3,340,360 | 1,122 |
| Total risk weighted assets | $266,972,060 | 1,219 |
| Total unused commitments | $21,333,000 | 2,241 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $266,069,000 | 1,778 |
| Cash and due from depository institutions | $9,547,000 | 1,858 |
| Interest-bearing balances | $5,198,000 | 792 |
| Securities | $78,819,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $170,050,000 | 1,770 |
| Loan loss allowance | $2,422,000 | 1,535 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,327,000 | 1,989 |
| Other real estate owned | $294,000 | 1,858 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,032,000 | 2,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,069,000 | 1,778 |
| Total liabilities | $248,815,000 | 1,727 |
| Total deposits | $210,563,000 | 1,788 |
| Interest-bearing deposits | $188,831,000 | 1,740 |
| Deposits held in domestic offices | $210,563,000 | 1,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,031,000 | 872 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,412 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,221,000 | 1,736 |
| Total equity capital | $17,254,000 | 2,548 |
| Total bank equity capital | $17,254,000 | 2,548 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,336,000 | 2,600 |
| Surplus | $5,389,000 | 2,807 |
| Undivided profits | $10,529,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,337,000 | 1,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $849,000 | 2,728 |
| Earning assets | $254,067,000 | 1,702 |
| Long-term assets (5+ years) | $139,680,000 | 723 |
| Average Assets, year-to-date | $260,066,800 | 1,744 |
| Average Assets, quarterly | $266,166,500 | 1,763 |
| Volatile liabilities | $40,430,000 | 1,977 |
| Insider loans | $5,174,000 | 898 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,518,000 | 2,815 |
| Tier 1 (core) risk-based capital | $19,155,000 | 2,294 |
| Tier 2 risk-based capital | $2,296,340 | 1,490 |
| Total risk weighted assets | $183,581,840 | 1,687 |
| Total unused commitments | $15,518,000 | 2,822 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 61 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $178,335,000 | 2,569 |
| Cash and due from depository institutions | $5,445,000 | 2,921 |
| Interest-bearing balances | $3,271,000 | 1,649 |
| Securities | $62,169,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $104,652,000 | 2,653 |
| Loan loss allowance | $1,416,000 | 2,448 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,727,000 | 2,191 |
| Other real estate owned | $10,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,332,000 | 3,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,335,000 | 2,569 |
| Total liabilities | $155,832,000 | 2,663 |
| Total deposits | $137,491,000 | 2,769 |
| Interest-bearing deposits | $125,029,000 | 2,591 |
| Deposits held in domestic offices | $137,491,000 | 2,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,852,000 | 1,574 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000,000 | 1,343 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,489,000 | 2,530 |
| Total equity capital | $22,503,000 | 1,995 |
| Total bank equity capital | $22,503,000 | 1,995 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $838,000 | 3,663 |
| Surplus | $4,131,000 | 3,319 |
| Undivided profits | $17,534,000 | 1,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $540,000 | 4,304 |
| Earning assets | $170,092,000 | 2,476 |
| Long-term assets (5+ years) | $106,959,000 | 844 |
| Average Assets, year-to-date | $172,461,000 | 2,508 |
| Average Assets, quarterly | $178,756,000 | 2,519 |
| Volatile liabilities | $18,397,000 | 3,222 |
| Insider loans | $2,865,000 | 1,508 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,085,000 | 4,147 |
| Tier 1 (core) risk-based capital | $21,811,000 | 1,950 |
| Tier 2 risk-based capital | $1,360,310 | 2,300 |
| Total risk weighted assets | $108,769,310 | 2,609 |
| Total unused commitments | $8,085,000 | 4,152 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $159,452,000 | 2,805 |
| Cash and due from depository institutions | $5,178,000 | 3,015 |
| Interest-bearing balances | $1,870,000 | 1,849 |
| Securities | $53,376,000 | 2,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $95,392,000 | 2,873 |
| Loan loss allowance | $1,386,000 | 2,506 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,418,000 | 2,329 |
| Other real estate owned | $227,000 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,861,000 | 3,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,452,000 | 2,805 |
| Total liabilities | $138,048,000 | 2,911 |
| Total deposits | $127,100,000 | 2,929 |
| Interest-bearing deposits | $114,385,000 | 2,806 |
| Deposits held in domestic offices | $127,100,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,966,000 | 1,267 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $982,000 | 3,629 |
| Total equity capital | $21,404,000 | 2,100 |
| Total bank equity capital | $21,404,000 | 2,100 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $838,000 | 3,774 |
| Surplus | $4,131,000 | 3,259 |
| Undivided profits | $16,435,000 | 1,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 1,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $528,000 | 4,483 |
| Earning assets | $150,638,000 | 2,730 |
| Long-term assets (5+ years) | $94,135,000 | 820 |
| Average Assets, year-to-date | $159,648,800 | 2,674 |
| Average Assets, quarterly | $160,975,500 | 2,734 |
| Volatile liabilities | $16,393,000 | 3,520 |
| Insider loans | $2,365,000 | 1,780 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,320,000 | 3,879 |
| Tier 1 (core) risk-based capital | $20,811,000 | 2,045 |
| Tier 2 risk-based capital | $1,150,620 | 2,569 |
| Total risk weighted assets | $91,813,820 | 3,005 |
| Total unused commitments | $8,320,000 | 3,881 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $156,139,000 | 2,940 |
| Cash and due from depository institutions | $7,375,000 | 3,543 |
| Interest-bearing balances | $3,388,000 | 1,127 |
| Securities | $54,712,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $89,587,000 | 3,061 |
| Loan loss allowance | $962,000 | 3,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,290,000 | 3,370 |
| Other real estate owned | $155,000 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,020,000 | 3,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,139,000 | 2,940 |
| Total liabilities | $135,865,000 | 3,030 |
| Total deposits | $120,091,000 | 3,171 |
| Interest-bearing deposits | $110,198,000 | 2,988 |
| Deposits held in domestic offices | $120,091,000 | 3,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,371,000 | 1,687 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,000,000 | 1,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,403,000 | 2,727 |
| Total equity capital | $20,274,000 | 2,221 |
| Total bank equity capital | $20,274,000 | 2,221 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $838,000 | 4,017 |
| Surplus | $4,131,000 | 3,331 |
| Undivided profits | $15,305,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $434,000 | 5,277 |
| Earning assets | $147,687,000 | 2,864 |
| Long-term assets (5+ years) | $91,888,000 | 776 |
| Average Assets, year-to-date | $150,720,800 | 2,905 |
| Average Assets, quarterly | $155,296,000 | 2,918 |
| Volatile liabilities | $23,014,000 | 2,613 |
| Insider loans | $1,826,000 | 2,297 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,729,000 | 3,686 |
| Tier 1 (core) risk-based capital | $20,031,000 | 2,152 |
| Tier 2 risk-based capital | $962,000 | 3,080 |
| Total risk weighted assets | $87,024,900 | 3,163 |
| Total unused commitments | $8,729,000 | 3,701 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $84,156,000 | 5,144 |
| Cash and due from depository institutions | $2,673,000 | 5,163 |
| Interest-bearing balances | $247,000 | 4,063 |
| Securities | $23,204,000 | 4,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $55,532,000 | 4,588 |
| Loan loss allowance | $818,000 | 4,176 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,432,000 | 4,822 |
| Other real estate owned | $149,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,166,000 | 5,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,156,000 | 5,144 |
| Total liabilities | $72,448,000 | 5,315 |
| Total deposits | $63,949,000 | 5,655 |
| Interest-bearing deposits | $59,349,000 | 5,339 |
| Deposits held in domestic offices | $63,949,000 | 5,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,685,000 | 1,750 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,000,000 | 1,816 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $814,000 | 4,322 |
| Total equity capital | $11,708,000 | 3,754 |
| Total bank equity capital | $11,708,000 | 3,754 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $850,000 | 8,384 |
| Undivided profits | $10,458,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $303,000 | 7,076 |
| Earning assets | $78,983,000 | 5,056 |
| Long-term assets (5+ years) | $37,193,000 | 1,521 |
| Average Assets, year-to-date | $79,735,200 | 5,189 |
| Average Assets, quarterly | $82,942,500 | 5,149 |
| Volatile liabilities | $7,189,000 | 5,679 |
| Insider loans | $100,000 | 9,149 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,203,000 | 5,436 |
| Tier 1 (core) risk-based capital | $11,659,000 | 3,653 |
| Tier 2 risk-based capital | $672,750 | 4,159 |
| Total risk weighted assets | $53,674,850 | 4,747 |
| Total unused commitments | $4,203,000 | 5,446 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $75,910,000 | 5,564 |
| Cash and due from depository institutions | $2,304,000 | 6,680 |
| Interest-bearing balances | $190,000 | 4,687 |
| Securities | $21,266,000 | 5,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,598,000 | 4,885 |
| Loan loss allowance | $714,000 | 4,760 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $606,000 | 7,888 |
| Other real estate owned | $121,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,015,000 | 6,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,910,000 | 5,564 |
| Total liabilities | $64,955,000 | 5,812 |
| Total deposits | $59,398,000 | 5,965 |
| Interest-bearing deposits | $54,348,000 | 5,697 |
| Deposits held in domestic offices | $59,398,000 | 5,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,981,000 | 1,795 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $576,000 | 4,744 |
| Total equity capital | $10,955,000 | 3,715 |
| Total bank equity capital | $10,955,000 | 3,715 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $225,000 | 7,979 |
| Surplus | $850,000 | 8,612 |
| Undivided profits | $9,880,000 | 2,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $258,000 | 7,322 |
| Earning assets | $72,054,000 | 5,395 |
| Long-term assets (5+ years) | $29,539,000 | 1,848 |
| Average Assets, year-to-date | $73,876,200 | 5,563 |
| Average Assets, quarterly | $75,321,500 | 5,559 |
| Volatile liabilities | $7,927,000 | 5,119 |
| Insider loans | $195,000 | 8,235 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,056,000 | 5,509 |
| Tier 1 (core) risk-based capital | $11,257,000 | 3,655 |
| Tier 2 risk-based capital | $605,360 | 4,503 |
| Total risk weighted assets | $48,319,960 | 5,087 |
| Total unused commitments | $4,056,000 | 5,516 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $71,930,000 | 5,924 |
| Cash and due from depository institutions | $2,392,000 | 7,764 |
| Interest-bearing balances | $527,000 | 4,234 |
| Securities | $22,861,000 | 5,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $45,251,000 | 5,227 |
| Loan loss allowance | $536,000 | 6,078 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $264,000 | 10,556 |
| Other real estate owned | $390,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $772,000 | 7,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,930,000 | 5,924 |
| Total liabilities | $61,339,000 | 6,209 |
| Total deposits | $60,147,000 | 6,118 |
| Interest-bearing deposits | $55,527,000 | 5,809 |
| Deposits held in domestic offices | $60,147,000 | 6,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $415,000 | 3,340 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $777,000 | 3,817 |
| Total equity capital | $10,591,000 | 3,865 |
| Total bank equity capital | $10,591,000 | 3,865 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $225,000 | 8,393 |
| Surplus | $850,000 | 8,835 |
| Undivided profits | $9,516,000 | 2,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $205,000 | 7,998 |
| Earning assets | $68,639,000 | 5,735 |
| Long-term assets (5+ years) | $28,803,000 | 1,962 |
| Average Assets, year-to-date | $66,910,800 | 6,163 |
| Average Assets, quarterly | $70,438,000 | 5,976 |
| Volatile liabilities | $2,802,000 | 8,629 |
| Insider loans | $146,000 | 9,035 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,722,000 | 5,724 |
| Tier 1 (core) risk-based capital | $10,591,000 | 3,777 |
| Tier 2 risk-based capital | $536,000 | 4,972 |
| Total risk weighted assets | $43,999,600 | 5,467 |
| Total unused commitments | $3,722,000 | 5,746 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $63,623,000 | 6,633 |
| Cash and due from depository institutions | $1,859,000 | 8,155 |
| Interest-bearing balances | $531,000 | 4,805 |
| Securities | $24,655,000 | 5,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $36,193,000 | 6,176 |
| Loan loss allowance | $366,000 | 7,877 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $253,000 | 11,019 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $663,000 | 8,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,623,000 | 6,633 |
| Total liabilities | $53,697,000 | 7,019 |
| Total deposits | $51,740,000 | 7,045 |
| Interest-bearing deposits | $47,766,000 | 6,728 |
| Deposits held in domestic offices | $51,740,000 | 7,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,645 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,057,000 | 3,142 |
| Total equity capital | $9,926,000 | 3,914 |
| Total bank equity capital | $9,926,000 | 3,914 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $225,000 | 8,812 |
| Surplus | $850,000 | 8,943 |
| Undivided profits | $8,851,000 | 2,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 6,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $175,000 | 9,324 |
| Earning assets | $61,379,000 | 6,343 |
| Long-term assets (5+ years) | $26,526,000 | 2,075 |
| Average Assets, year-to-date | $62,328,200 | 6,584 |
| Average Assets, quarterly | $63,809,500 | 6,548 |
| Volatile liabilities | $3,658,000 | 7,791 |
| Insider loans | $351,000 | 2,549 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,179,000 | 5,126 |
| Tier 1 (core) risk-based capital | $9,926,000 | 3,854 |
| Tier 2 risk-based capital | $366,000 | 6,676 |
| Total risk weighted assets | $35,861,800 | 6,452 |
| Total unused commitments | $4,179,000 | 5,156 |
| Derivatives | $0 | 651 |