Home > The Citizens National Bank > Assets and Liabilities
The Citizens National Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 225 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $1,481,316,000 | 475 |
| Cash and due from depository institutions | $24,529,000 | 725 |
| Interest-bearing balances | $1,425,000 | 2,110 |
| Securities | $129,504,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $127,078,000 | 161 |
| Net loans & leases | $1,110,711,000 | 452 |
| Loan loss allowance | $8,888,000 | 606 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,057,000 | 837 |
| Other real estate owned | $0 | 725 |
| Goodwill and other intangibles | $51,575,000 | 251 |
| All other assets | $23,862,000 | 827 |
| Life insurance assets | $6,581,000 | 933 |
| Total liabilities and capital | $1,481,316,000 | 475 |
| Total liabilities | $1,313,176,000 | 474 |
| Total deposits | $1,166,799,000 | 451 |
| Interest-bearing deposits | $865,520,000 | 526 |
| Deposits held in domestic offices | $1,166,799,000 | 450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,357,000 | 322 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $37,000,000 | 99 |
| All other liabilities | $11,020,000 | 624 |
| Total equity capital | $168,140,000 | 448 |
| Total bank equity capital | $168,140,000 | 448 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,340,000 | 2,487 |
| Surplus | $52,350,000 | 633 |
| Undivided profits | $114,450,000 | 329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,620,000 | 858 |
| Earning assets | $1,368,718,000 | 464 |
| Long-term assets (5+ years) | $648,784,000 | 197 |
| Average Assets, year-to-date | $1,467,036,670 | 473 |
| Average Assets, quarterly | $1,474,193,500 | 474 |
| Volatile liabilities | $307,441,000 | 497 |
| Insider loans | $3,495,000 | 2,044 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $270,837,000 | 505 |
| Tier 1 (core) risk-based capital | $120,457,000 | 529 |
| Tier 2 risk-based capital | $47,122,000 | 173 |
| Total risk weighted assets | $1,225,845,000 | 444 |
| Total unused commitments | $270,837,000 | 505 |
| Derivatives | $59,000 | 1,052 |
| 2007-03-31 | Rank | |
| # of Employees: | 225 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $1,467,071,000 | 476 |
| Cash and due from depository institutions | $23,631,000 | 715 |
| Interest-bearing balances | $1,540,000 | 2,173 |
| Securities | $139,398,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $96,682,000 | 208 |
| Net loans & leases | $1,118,041,000 | 446 |
| Loan loss allowance | $9,605,000 | 558 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,208,000 | 810 |
| Other real estate owned | $0 | 715 |
| Goodwill and other intangibles | $51,575,000 | 242 |
| All other assets | $23,536,000 | 794 |
| Life insurance assets | $6,545,000 | 920 |
| Total liabilities and capital | $1,467,071,000 | 476 |
| Total liabilities | $1,303,521,000 | 474 |
| Total deposits | $1,157,360,000 | 457 |
| Interest-bearing deposits | $871,001,000 | 516 |
| Deposits held in domestic offices | $1,157,360,000 | 455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,644,000 | 309 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $37,000,000 | 98 |
| All other liabilities | $10,517,000 | 665 |
| Total equity capital | $163,550,000 | 451 |
| Total bank equity capital | $163,550,000 | 451 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,340,000 | 2,480 |
| Surplus | $52,350,000 | 613 |
| Undivided profits | $109,860,000 | 345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,598,000 | 825 |
| Earning assets | $1,355,661,000 | 464 |
| Long-term assets (5+ years) | $660,501,000 | 188 |
| Average Assets, year-to-date | $1,459,897,000 | 478 |
| Average Assets, quarterly | $1,459,897,000 | 478 |
| Volatile liabilities | $305,245,000 | 497 |
| Insider loans | $3,615,000 | 1,940 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $308,569,000 | 456 |
| Tier 1 (core) risk-based capital | $114,578,000 | 543 |
| Tier 2 risk-based capital | $47,545,000 | 167 |
| Total risk weighted assets | $1,232,609,000 | 435 |
| Total unused commitments | $308,569,000 | 457 |
| Derivatives | $310,000 | 976 |
| 2006-12-31 | Rank | |
| # of Employees: | 228 | 704 |
| Assets and Liabilities | ||
| Total Assets: | $1,452,723,000 | 477 |
| Cash and due from depository institutions | $29,861,000 | 704 |
| Interest-bearing balances | $1,419,000 | 2,178 |
| Securities | $207,295,000 | 613 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,125,705,000 | 434 |
| Loan loss allowance | $9,786,000 | 531 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,272,000 | 783 |
| Other real estate owned | $0 | 704 |
| Goodwill and other intangibles | $51,665,000 | 236 |
| All other assets | $23,925,000 | 783 |
| Life insurance assets | $6,413,000 | 903 |
| Total liabilities and capital | $1,452,723,000 | 477 |
| Total liabilities | $1,293,482,000 | 475 |
| Total deposits | $1,160,179,000 | 448 |
| Interest-bearing deposits | $867,447,000 | 510 |
| Deposits held in domestic offices | $1,160,179,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,153,000 | 351 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $37,000,000 | 96 |
| All other liabilities | $8,150,000 | 789 |
| Total equity capital | $159,241,000 | 446 |
| Total bank equity capital | $159,241,000 | 446 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,340,000 | 2,475 |
| Surplus | $52,350,000 | 601 |
| Undivided profits | $105,551,000 | 349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,575,000 | 678 |
| Earning assets | $1,334,419,000 | 466 |
| Long-term assets (5+ years) | $625,640,000 | 201 |
| Average Assets, year-to-date | $1,387,026,000 | 476 |
| Average Assets, quarterly | $1,428,312,000 | 479 |
| Volatile liabilities | $310,260,000 | 559 |
| Insider loans | $3,594,000 | 1,939 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $301,641,000 | 452 |
| Tier 1 (core) risk-based capital | $110,493,000 | 548 |
| Tier 2 risk-based capital | $47,726,000 | 167 |
| Total risk weighted assets | $1,236,047,000 | 428 |
| Total unused commitments | $301,641,000 | 453 |
| Derivatives | $294,000 | 944 |
| 2006-09-30 | Rank | |
| # of Employees: | 230 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $1,403,901,000 | 492 |
| Cash and due from depository institutions | $29,884,000 | 708 |
| Interest-bearing balances | $4,653,000 | 1,035 |
| Securities | $186,502,000 | 687 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $1,098,437,000 | 451 |
| Loan loss allowance | $9,953,000 | 529 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,078,000 | 770 |
| Other real estate owned | $0 | 708 |
| Goodwill and other intangibles | $51,800,000 | 240 |
| All other assets | $23,200,000 | 810 |
| Life insurance assets | $6,347,000 | 881 |
| Total liabilities and capital | $1,403,901,000 | 492 |
| Total liabilities | $1,246,619,000 | 494 |
| Total deposits | $1,105,410,000 | 464 |
| Interest-bearing deposits | $814,378,000 | 540 |
| Deposits held in domestic offices | $1,105,410,000 | 463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,917,000 | 323 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $37,000,000 | 100 |
| All other liabilities | $7,292,000 | 840 |
| Total equity capital | $157,282,000 | 455 |
| Total bank equity capital | $157,282,000 | 455 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,340,000 | 2,483 |
| Surplus | $52,350,000 | 598 |
| Undivided profits | $103,592,000 | 366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,933,000 | 774 |
| Earning assets | $1,289,592,000 | 487 |
| Long-term assets (5+ years) | $608,082,000 | 209 |
| Average Assets, year-to-date | $1,370,601,750 | 485 |
| Average Assets, quarterly | $1,391,875,000 | 492 |
| Volatile liabilities | $285,361,000 | 603 |
| Insider loans | $3,591,000 | 1,899 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $356,167,000 | 419 |
| Tier 1 (core) risk-based capital | $108,741,000 | 560 |
| Tier 2 risk-based capital | $47,713,000 | 173 |
| Total risk weighted assets | $1,213,369,000 | 435 |
| Total unused commitments | $356,167,000 | 419 |
| Derivatives | $226,000 | 966 |
| 2006-06-30 | Rank | |
| # of Employees: | 244 | 671 |
| Assets and Liabilities | ||
| Total Assets: | $1,379,849,000 | 494 |
| Cash and due from depository institutions | $31,879,000 | 671 |
| Interest-bearing balances | $1,022,000 | 2,409 |
| Securities | $188,626,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,069,450,000 | 461 |
| Loan loss allowance | $10,163,000 | 508 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,833,000 | 767 |
| Other real estate owned | $0 | 671 |
| Goodwill and other intangibles | $51,934,000 | 241 |
| All other assets | $24,127,000 | 787 |
| Life insurance assets | $6,279,000 | 870 |
| Total liabilities and capital | $1,379,849,000 | 494 |
| Total liabilities | $1,225,472,000 | 501 |
| Total deposits | $1,075,801,000 | 471 |
| Interest-bearing deposits | $772,567,000 | 550 |
| Deposits held in domestic offices | $1,075,801,000 | 470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,490,000 | 304 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $37,000,000 | 102 |
| All other liabilities | $6,181,000 | 895 |
| Total equity capital | $154,377,000 | 456 |
| Total bank equity capital | $154,377,000 | 456 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,340,000 | 2,473 |
| Surplus | $52,350,000 | 591 |
| Undivided profits | $100,687,000 | 361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,611,000 | 745 |
| Earning assets | $1,259,098,000 | 495 |
| Long-term assets (5+ years) | $585,776,000 | 219 |
| Average Assets, year-to-date | $1,359,502,000 | 492 |
| Average Assets, quarterly | $1,367,492,500 | 490 |
| Volatile liabilities | $264,653,000 | 650 |
| Insider loans | $3,957,000 | 1,725 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $323,088,000 | 446 |
| Tier 1 (core) risk-based capital | $107,036,000 | 559 |
| Tier 2 risk-based capital | $47,778,000 | 173 |
| Total risk weighted assets | $1,176,819,000 | 440 |
| Total unused commitments | $323,088,000 | 446 |
| Derivatives | $44,000 | 994 |
| 2006-03-31 | Rank | |
| # of Employees: | 240 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $1,355,136,000 | 485 |
| Cash and due from depository institutions | $26,692,000 | 664 |
| Interest-bearing balances | $1,167,000 | 2,419 |
| Securities | $190,283,000 | 689 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,049,985,000 | 449 |
| Loan loss allowance | $10,207,000 | 497 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,888,000 | 815 |
| Other real estate owned | $0 | 664 |
| Goodwill and other intangibles | $52,068,000 | 234 |
| All other assets | $23,220,000 | 779 |
| Life insurance assets | $6,208,000 | 861 |
| Total liabilities and capital | $1,355,136,000 | 485 |
| Total liabilities | $1,202,163,000 | 494 |
| Total deposits | $1,077,204,000 | 471 |
| Interest-bearing deposits | $784,137,000 | 535 |
| Deposits held in domestic offices | $1,077,204,000 | 470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,157,000 | 351 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $37,000,000 | 102 |
| All other liabilities | $8,802,000 | 687 |
| Total equity capital | $152,973,000 | 444 |
| Total bank equity capital | $152,973,000 | 444 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,340,000 | 2,462 |
| Surplus | $52,336,000 | 567 |
| Undivided profits | $99,297,000 | 359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,439,000 | 729 |
| Earning assets | $1,241,435,000 | 490 |
| Long-term assets (5+ years) | $555,273,000 | 228 |
| Average Assets, year-to-date | $1,349,328,500 | 491 |
| Average Assets, quarterly | $1,349,328,500 | 491 |
| Volatile liabilities | $246,722,000 | 649 |
| Insider loans | $4,029,000 | 1,663 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $274,035,000 | 493 |
| Tier 1 (core) risk-based capital | $105,113,000 | 554 |
| Tier 2 risk-based capital | $48,218,000 | 168 |
| Total risk weighted assets | $1,147,768,000 | 440 |
| Total unused commitments | $274,035,000 | 493 |
| Derivatives | $5,000 | 989 |
| 2005-12-31 | Rank | |
| # of Employees: | 237 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $1,343,521,000 | 489 |
| Cash and due from depository institutions | $27,946,000 | 664 |
| Interest-bearing balances | $1,788,000 | 2,035 |
| Securities | $190,859,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,037,023,000 | 448 |
| Loan loss allowance | $11,303,000 | 451 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,833,000 | 801 |
| Other real estate owned | $0 | 664 |
| Goodwill and other intangibles | $52,203,000 | 229 |
| All other assets | $22,657,000 | 784 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,343,521,000 | 489 |
| Total liabilities | $1,191,513,000 | 493 |
| Total deposits | $1,052,429,000 | 464 |
| Interest-bearing deposits | $761,113,000 | 538 |
| Deposits held in domestic offices | $1,052,429,000 | 463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,908,000 | 312 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $37,000,000 | 101 |
| All other liabilities | $5,176,000 | 990 |
| Total equity capital | $152,008,000 | 434 |
| Total bank equity capital | $152,008,000 | 434 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,340,000 | 2,458 |
| Surplus | $52,329,000 | 557 |
| Undivided profits | $98,339,000 | 358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,539,000 | 706 |
| Earning assets | $1,229,670,000 | 484 |
| Long-term assets (5+ years) | $547,850,000 | 226 |
| Average Assets, year-to-date | $1,289,529,200 | 484 |
| Average Assets, quarterly | $1,332,613,500 | 485 |
| Volatile liabilities | $248,021,000 | 637 |
| Insider loans | $4,088,000 | 1,632 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $270,764,000 | 480 |
| Tier 1 (core) risk-based capital | $103,600,000 | 552 |
| Tier 2 risk-based capital | $48,303,000 | 169 |
| Total risk weighted assets | $1,139,217,000 | 441 |
| Total unused commitments | $270,764,000 | 480 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 234 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $1,321,706,000 | 487 |
| Cash and due from depository institutions | $27,015,000 | 669 |
| Interest-bearing balances | $1,409,000 | 2,326 |
| Securities | $188,235,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,017,941,000 | 444 |
| Loan loss allowance | $11,084,000 | 452 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,640,000 | 793 |
| Other real estate owned | $0 | 669 |
| Goodwill and other intangibles | $52,337,000 | 223 |
| All other assets | $23,538,000 | 743 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,321,706,000 | 487 |
| Total liabilities | $1,172,417,000 | 489 |
| Total deposits | $1,053,320,000 | 449 |
| Interest-bearing deposits | $758,130,000 | 526 |
| Deposits held in domestic offices | $1,053,320,000 | 448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,232,000 | 345 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,000 | 5,892 |
| Subordinated debt | $37,000,000 | 98 |
| All other liabilities | $6,844,000 | 782 |
| Total equity capital | $149,289,000 | 432 |
| Total bank equity capital | $149,289,000 | 432 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,340,000 | 2,434 |
| Surplus | $52,322,000 | 543 |
| Undivided profits | $95,627,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 5,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 609 |
| Income earned, not collected on loans | $4,278,000 | 699 |
| Earning assets | $1,207,585,000 | 483 |
| Long-term assets (5+ years) | $527,446,000 | 228 |
| Average Assets, year-to-date | $1,276,031,250 | 485 |
| Average Assets, quarterly | $1,311,155,500 | 481 |
| Volatile liabilities | $225,330,000 | 669 |
| Insider loans | $3,881,000 | 1,672 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $247,877,000 | 504 |
| Tier 1 (core) risk-based capital | $100,391,000 | 560 |
| Tier 2 risk-based capital | $48,084,000 | 169 |
| Total risk weighted assets | $1,111,537,000 | 440 |
| Total unused commitments | $247,877,000 | 504 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 223 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $1,300,605,000 | 480 |
| Cash and due from depository institutions | $30,475,000 | 714 |
| Interest-bearing balances | $1,916,000 | 2,047 |
| Securities | $190,811,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $998,886,000 | 438 |
| Loan loss allowance | $10,972,000 | 455 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,194,000 | 819 |
| Other real estate owned | $0 | 714 |
| Goodwill and other intangibles | $52,472,000 | 217 |
| All other assets | $15,767,000 | 1,050 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,300,605,000 | 480 |
| Total liabilities | $1,153,164,000 | 481 |
| Total deposits | $1,002,554,000 | 457 |
| Interest-bearing deposits | $704,483,000 | 554 |
| Deposits held in domestic offices | $1,002,554,000 | 455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,145,000 | 280 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,000 | 5,803 |
| Subordinated debt | $37,000,000 | 97 |
| All other liabilities | $5,424,000 | 865 |
| Total equity capital | $147,441,000 | 424 |
| Total bank equity capital | $147,441,000 | 424 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,340,000 | 2,413 |
| Surplus | $52,322,000 | 524 |
| Undivided profits | $93,779,000 | 370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 599 |
| Income earned, not collected on loans | $4,216,000 | 660 |
| Earning assets | $1,191,613,000 | 478 |
| Long-term assets (5+ years) | $510,681,000 | 228 |
| Average Assets, year-to-date | $1,260,806,330 | 482 |
| Average Assets, quarterly | $1,279,823,000 | 482 |
| Volatile liabilities | $215,820,000 | 686 |
| Insider loans | $3,851,000 | 1,657 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $245,508,000 | 490 |
| Tier 1 (core) risk-based capital | $97,641,000 | 566 |
| Tier 2 risk-based capital | $48,004,000 | 165 |
| Total risk weighted assets | $1,086,314,000 | 438 |
| Total unused commitments | $245,508,000 | 490 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 232 | 675 |
| Assets and Liabilities | ||
| Total Assets: | $1,259,041,000 | 486 |
| Cash and due from depository institutions | $21,658,000 | 675 |
| Interest-bearing balances | $1,150,000 | 2,565 |
| Securities | $191,858,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $966,057,000 | 439 |
| Loan loss allowance | $10,888,000 | 453 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,880,000 | 820 |
| Other real estate owned | $0 | 675 |
| Goodwill and other intangibles | $52,606,000 | 218 |
| All other assets | $14,982,000 | 1,078 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,259,041,000 | 486 |
| Total liabilities | $1,114,085,000 | 489 |
| Total deposits | $970,527,000 | 459 |
| Interest-bearing deposits | $680,815,000 | 561 |
| Deposits held in domestic offices | $970,527,000 | 458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,335,000 | 297 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $60,000 | 5,650 |
| Subordinated debt | $37,000,000 | 98 |
| All other liabilities | $6,163,000 | 801 |
| Total equity capital | $144,956,000 | 422 |
| Total bank equity capital | $144,956,000 | 422 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,340,000 | 2,419 |
| Surplus | $52,322,000 | 517 |
| Undivided profits | $91,294,000 | 370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,318,000 | 628 |
| Earning assets | $1,159,065,000 | 483 |
| Long-term assets (5+ years) | $477,874,000 | 239 |
| Average Assets, year-to-date | $1,240,907,000 | 485 |
| Average Assets, quarterly | $1,240,907,000 | 485 |
| Volatile liabilities | $189,822,000 | 717 |
| Insider loans | $3,886,000 | 1,601 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $174,185,000 | 623 |
| Tier 1 (core) risk-based capital | $95,966,000 | 565 |
| Tier 2 risk-based capital | $47,891,000 | 162 |
| Total risk weighted assets | $1,035,469,000 | 452 |
| Total unused commitments | $174,185,000 | 623 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 229 | 686 |
| Assets and Liabilities | ||
| Total Assets: | $1,222,773,000 | 499 |
| Cash and due from depository institutions | $21,176,000 | 686 |
| Interest-bearing balances | $2,466,000 | 1,813 |
| Securities | $192,736,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $932,512,000 | 449 |
| Loan loss allowance | $11,257,000 | 450 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,906,000 | 900 |
| Other real estate owned | $0 | 686 |
| Goodwill and other intangibles | $52,741,000 | 217 |
| All other assets | $12,702,000 | 1,231 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,222,773,000 | 499 |
| Total liabilities | $1,081,414,000 | 506 |
| Total deposits | $944,480,000 | 474 |
| Interest-bearing deposits | $642,532,000 | 589 |
| Deposits held in domestic offices | $944,480,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,204,000 | 312 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $78,000 | 5,681 |
| Subordinated debt | $37,000,000 | 102 |
| All other liabilities | $3,652,000 | 1,180 |
| Total equity capital | $141,359,000 | 433 |
| Total bank equity capital | $141,359,000 | 433 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,340,000 | 2,405 |
| Surplus | $52,322,000 | 514 |
| Undivided profits | $87,697,000 | 384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,256,000 | 626 |
| Earning assets | $1,127,714,000 | 495 |
| Long-term assets (5+ years) | $454,271,000 | 256 |
| Average Assets, year-to-date | $1,150,733,600 | 502 |
| Average Assets, quarterly | $1,212,267,000 | 497 |
| Volatile liabilities | $173,216,000 | 757 |
| Insider loans | $4,018,000 | 1,517 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $195,821,000 | 555 |
| Tier 1 (core) risk-based capital | $91,078,000 | 590 |
| Tier 2 risk-based capital | $48,278,000 | 162 |
| Total risk weighted assets | $1,002,628,000 | 456 |
| Total unused commitments | $195,821,000 | 555 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 212 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $1,201,761,000 | 502 |
| Cash and due from depository institutions | $31,323,000 | 741 |
| Interest-bearing balances | $2,615,000 | 1,792 |
| Securities | $194,035,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $7,658,000 | 1,470 |
| Net loans & leases | $892,453,000 | 457 |
| Loan loss allowance | $11,277,000 | 449 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,961,000 | 868 |
| Other real estate owned | $0 | 741 |
| Goodwill and other intangibles | $53,077,000 | 217 |
| All other assets | $12,254,000 | 1,244 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,201,761,000 | 502 |
| Total liabilities | $1,064,578,000 | 501 |
| Total deposits | $952,602,000 | 463 |
| Interest-bearing deposits | $644,148,000 | 577 |
| Deposits held in domestic offices | $952,602,000 | 460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,149,000 | 352 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $95,000 | 5,697 |
| Subordinated debt | $37,000,000 | 104 |
| All other liabilities | $3,732,000 | 1,167 |
| Total equity capital | $137,183,000 | 443 |
| Total bank equity capital | $137,183,000 | 443 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,340,000 | 2,403 |
| Surplus | $52,310,000 | 507 |
| Undivided profits | $83,533,000 | 398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,171,000 | 643 |
| Earning assets | $1,096,761,000 | 501 |
| Long-term assets (5+ years) | $435,810,000 | 269 |
| Average Assets, year-to-date | $1,132,723,750 | 504 |
| Average Assets, quarterly | $1,161,262,500 | 508 |
| Volatile liabilities | $146,848,000 | 836 |
| Insider loans | $4,110,000 | 1,417 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $186,031,000 | 566 |
| Tier 1 (core) risk-based capital | $86,022,000 | 617 |
| Tier 2 risk-based capital | $48,322,000 | 164 |
| Total risk weighted assets | $957,783,000 | 464 |
| Total unused commitments | $186,031,000 | 566 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 216 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,764,000 | 528 |
| Cash and due from depository institutions | $32,109,000 | 732 |
| Interest-bearing balances | $2,477,000 | 1,875 |
| Securities | $196,008,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $865,250,000 | 463 |
| Loan loss allowance | $11,203,000 | 442 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,908,000 | 849 |
| Other real estate owned | $0 | 732 |
| Goodwill and other intangibles | $4,370,000 | 801 |
| All other assets | $12,119,000 | 1,254 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,120,764,000 | 528 |
| Total liabilities | $1,038,038,000 | 509 |
| Total deposits | $936,708,000 | 460 |
| Interest-bearing deposits | $632,161,000 | 582 |
| Deposits held in domestic offices | $936,708,000 | 458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,116,000 | 404 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $110,000 | 5,663 |
| Subordinated debt | $37,000,000 | 102 |
| All other liabilities | $5,104,000 | 853 |
| Total equity capital | $82,726,000 | 668 |
| Total bank equity capital | $82,726,000 | 668 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,340,000 | 2,406 |
| Surplus | $3,467,000 | 4,371 |
| Undivided profits | $77,919,000 | 404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,075,000 | 618 |
| Earning assets | $1,063,735,000 | 506 |
| Long-term assets (5+ years) | $430,353,000 | 295 |
| Average Assets, year-to-date | $1,109,711,330 | 513 |
| Average Assets, quarterly | $1,122,139,000 | 517 |
| Volatile liabilities | $126,748,000 | 909 |
| Insider loans | $4,157,000 | 1,381 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $198,482,000 | 537 |
| Tier 1 (core) risk-based capital | $81,294,000 | 634 |
| Tier 2 risk-based capital | $48,203,000 | 161 |
| Total risk weighted assets | $941,215,000 | 463 |
| Total unused commitments | $198,482,000 | 537 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 229 | 692 |
| Assets and Liabilities | ||
| Total Assets: | $1,123,514,000 | 517 |
| Cash and due from depository institutions | $27,808,000 | 692 |
| Interest-bearing balances | $1,734,000 | 2,497 |
| Securities | $201,116,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $29,999,000 | 447 |
| Net loans & leases | $837,965,000 | 460 |
| Loan loss allowance | $11,291,000 | 444 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,915,000 | 834 |
| Other real estate owned | $0 | 692 |
| Goodwill and other intangibles | $4,504,000 | 769 |
| All other assets | $11,207,000 | 1,270 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,123,514,000 | 517 |
| Total liabilities | $1,040,946,000 | 497 |
| Total deposits | $924,409,000 | 466 |
| Interest-bearing deposits | $629,109,000 | 586 |
| Deposits held in domestic offices | $924,409,000 | 464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,798,000 | 356 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $125,000 | 5,533 |
| Subordinated debt | $37,000,000 | 102 |
| All other liabilities | $7,614,000 | 694 |
| Total equity capital | $82,568,000 | 678 |
| Total bank equity capital | $82,568,000 | 678 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,340,000 | 2,402 |
| Surplus | $3,467,000 | 4,340 |
| Undivided profits | $77,761,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,291,000 | 587 |
| Earning assets | $1,070,814,000 | 495 |
| Long-term assets (5+ years) | $431,995,000 | 278 |
| Average Assets, year-to-date | $1,104,185,000 | 522 |
| Average Assets, quarterly | $1,104,185,000 | 522 |
| Volatile liabilities | $146,622,000 | 775 |
| Insider loans | $4,028,000 | 1,403 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $181,677,000 | 566 |
| Tier 1 (core) risk-based capital | $78,451,000 | 649 |
| Tier 2 risk-based capital | $48,291,000 | 159 |
| Total risk weighted assets | $917,065,000 | 461 |
| Total unused commitments | $181,677,000 | 566 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 225 | 713 |
| Assets and Liabilities | ||
| Total Assets: | $1,084,856,000 | 540 |
| Cash and due from depository institutions | $29,204,000 | 713 |
| Interest-bearing balances | $10,000 | 6,621 |
| Securities | $209,537,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 5,159 |
| Net loans & leases | $818,855,000 | 464 |
| Loan loss allowance | $11,288,000 | 446 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,837,000 | 835 |
| Other real estate owned | $0 | 713 |
| Goodwill and other intangibles | $4,638,000 | 750 |
| All other assets | $10,915,000 | 1,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,084,856,000 | 540 |
| Total liabilities | $1,005,303,000 | 520 |
| Total deposits | $878,762,000 | 491 |
| Interest-bearing deposits | $605,268,000 | 605 |
| Deposits held in domestic offices | $878,762,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,819,000 | 330 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $139,000 | 5,505 |
| Subordinated debt | $37,000,000 | 106 |
| All other liabilities | $5,583,000 | 859 |
| Total equity capital | $79,553,000 | 691 |
| Total bank equity capital | $79,553,000 | 691 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,340,000 | 2,417 |
| Surplus | $3,467,000 | 4,313 |
| Undivided profits | $74,746,000 | 425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,429,000 | 573 |
| Earning assets | $1,029,272,000 | 516 |
| Long-term assets (5+ years) | $412,815,000 | 291 |
| Average Assets, year-to-date | $900,090,200 | 608 |
| Average Assets, quarterly | $987,056,000 | 584 |
| Volatile liabilities | $149,665,000 | 769 |
| Insider loans | $9,451,000 | 524 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $178,586,000 | 558 |
| Tier 1 (core) risk-based capital | $76,147,000 | 658 |
| Tier 2 risk-based capital | $48,205,000 | 165 |
| Total risk weighted assets | $896,340,000 | 469 |
| Total unused commitments | $178,586,000 | 558 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 201 | 816 |
| Assets and Liabilities | ||
| Total Assets: | $889,256,000 | 646 |
| Cash and due from depository institutions | $19,778,000 | 816 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $215,425,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $31,919,000 | 450 |
| Net loans & leases | $602,632,000 | 610 |
| Loan loss allowance | $11,185,000 | 462 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,817,000 | 1,208 |
| Other real estate owned | $0 | 816 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $11,685,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $889,256,000 | 646 |
| Total liabilities | $810,325,000 | 645 |
| Total deposits | $713,567,000 | 605 |
| Interest-bearing deposits | $492,778,000 | 774 |
| Deposits held in domestic offices | $713,567,000 | 603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,065,000 | 421 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $153,000 | 5,458 |
| Subordinated debt | $37,000,000 | 106 |
| All other liabilities | $4,540,000 | 1,037 |
| Total equity capital | $78,931,000 | 704 |
| Total bank equity capital | $78,931,000 | 704 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,340,000 | 2,433 |
| Surplus | $3,467,000 | 4,262 |
| Undivided profits | $74,124,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,812,000 | 695 |
| Earning assets | $849,981,000 | 617 |
| Long-term assets (5+ years) | $358,283,000 | 332 |
| Average Assets, year-to-date | $853,898,750 | 659 |
| Average Assets, quarterly | $878,763,000 | 649 |
| Volatile liabilities | $115,154,000 | 945 |
| Insider loans | $9,664,000 | 512 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $105,707,000 | 831 |
| Tier 1 (core) risk-based capital | $77,634,000 | 654 |
| Tier 2 risk-based capital | $45,253,000 | 171 |
| Total risk weighted assets | $657,300,000 | 604 |
| Total unused commitments | $105,707,000 | 834 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 204 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $868,270,000 | 652 |
| Cash and due from depository institutions | $23,860,000 | 801 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $207,272,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $28,722,000 | 548 |
| Net loans & leases | $589,901,000 | 614 |
| Loan loss allowance | $10,969,000 | 468 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,802,000 | 1,192 |
| Other real estate owned | $0 | 801 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,713,000 | 1,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $868,270,000 | 652 |
| Total liabilities | $777,031,000 | 666 |
| Total deposits | $719,545,000 | 595 |
| Interest-bearing deposits | $504,869,000 | 752 |
| Deposits held in domestic offices | $719,545,000 | 594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,420,000 | 408 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $165,000 | 5,541 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,901,000 | 1,210 |
| Total equity capital | $91,239,000 | 627 |
| Total bank equity capital | $91,239,000 | 627 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,340,000 | 2,433 |
| Surplus | $3,467,000 | 4,216 |
| Undivided profits | $86,432,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,123,000 | 1,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,750,000 | 692 |
| Earning assets | $825,896,000 | 631 |
| Long-term assets (5+ years) | $341,957,000 | 329 |
| Average Assets, year-to-date | $842,113,000 | 658 |
| Average Assets, quarterly | $854,175,500 | 657 |
| Volatile liabilities | $113,013,000 | 955 |
| Insider loans | $9,399,000 | 505 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $106,222,000 | 814 |
| Tier 1 (core) risk-based capital | $88,599,000 | 571 |
| Tier 2 risk-based capital | $8,030,000 | 582 |
| Total risk weighted assets | $639,490,000 | 602 |
| Total unused commitments | $106,222,000 | 818 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 199 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $840,081,000 | 661 |
| Cash and due from depository institutions | $24,764,000 | 817 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $205,926,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $23,890,000 | 666 |
| Net loans & leases | $568,671,000 | 620 |
| Loan loss allowance | $10,969,000 | 465 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,675,000 | 1,196 |
| Other real estate owned | $0 | 817 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,155,000 | 1,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $840,081,000 | 661 |
| Total liabilities | $749,570,000 | 674 |
| Total deposits | $696,773,000 | 600 |
| Interest-bearing deposits | $493,452,000 | 760 |
| Deposits held in domestic offices | $696,773,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,195,000 | 446 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $177,000 | 5,370 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,425,000 | 858 |
| Total equity capital | $90,511,000 | 612 |
| Total bank equity capital | $90,511,000 | 612 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,340,000 | 2,448 |
| Surplus | $3,467,000 | 4,172 |
| Undivided profits | $85,704,000 | 372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,030,000 | 1,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,108,000 | 648 |
| Earning assets | $798,487,000 | 643 |
| Long-term assets (5+ years) | $295,227,000 | 370 |
| Average Assets, year-to-date | $829,034,500 | 669 |
| Average Assets, quarterly | $829,034,500 | 669 |
| Volatile liabilities | $108,071,000 | 970 |
| Insider loans | $9,422,000 | 508 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $98,447,000 | 834 |
| Tier 1 (core) risk-based capital | $87,330,000 | 566 |
| Tier 2 risk-based capital | $7,676,000 | 595 |
| Total risk weighted assets | $610,800,000 | 614 |
| Total unused commitments | $98,447,000 | 837 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 199 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $817,988,000 | 674 |
| Cash and due from depository institutions | $22,263,000 | 828 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $192,397,000 | 673 |
| Federal funds sold & reverse repurchase agreements | $15,974,000 | 880 |
| Net loans & leases | $570,656,000 | 614 |
| Loan loss allowance | $10,747,000 | 460 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,259,000 | 1,241 |
| Other real estate owned | $0 | 828 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $9,439,000 | 1,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $817,988,000 | 674 |
| Total liabilities | $728,394,000 | 678 |
| Total deposits | $678,792,000 | 603 |
| Interest-bearing deposits | $483,253,000 | 754 |
| Deposits held in domestic offices | $678,792,000 | 601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,830,000 | 455 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $189,000 | 5,500 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,583,000 | 1,051 |
| Total equity capital | $89,594,000 | 609 |
| Total bank equity capital | $89,594,000 | 609 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,340,000 | 2,450 |
| Surplus | $3,467,000 | 4,125 |
| Undivided profits | $84,787,000 | 368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,231,000 | 2,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,265,000 | 644 |
| Earning assets | $779,027,000 | 642 |
| Long-term assets (5+ years) | $277,868,000 | 373 |
| Average Assets, year-to-date | $781,405,600 | 662 |
| Average Assets, quarterly | $806,248,000 | 674 |
| Volatile liabilities | $105,266,000 | 977 |
| Insider loans | $9,986,000 | 455 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $93,677,000 | 832 |
| Tier 1 (core) risk-based capital | $85,773,000 | 569 |
| Tier 2 risk-based capital | $7,613,000 | 592 |
| Total risk weighted assets | $605,889,000 | 612 |
| Total unused commitments | $93,677,000 | 832 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 188 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $747,682,000 | 688 |
| Cash and due from depository institutions | $23,276,000 | 861 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $145,966,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $24,742,000 | 576 |
| Net loans & leases | $537,504,000 | 631 |
| Loan loss allowance | $9,922,000 | 474 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,156,000 | 1,204 |
| Other real estate owned | $0 | 861 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,038,000 | 1,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $747,682,000 | 688 |
| Total liabilities | $664,584,000 | 700 |
| Total deposits | $604,772,000 | 643 |
| Interest-bearing deposits | $440,601,000 | 764 |
| Deposits held in domestic offices | $604,772,000 | 639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,850,000 | 411 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $228,000 | 5,254 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,734,000 | 1,028 |
| Total equity capital | $83,098,000 | 618 |
| Total bank equity capital | $83,098,000 | 618 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,340,000 | 2,494 |
| Surplus | $3,467,000 | 4,028 |
| Undivided profits | $78,291,000 | 356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 6,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,078,000 | 741 |
| Earning assets | $708,212,000 | 666 |
| Long-term assets (5+ years) | $231,296,000 | 461 |
| Average Assets, year-to-date | $712,585,200 | 694 |
| Average Assets, quarterly | $734,886,000 | 691 |
| Volatile liabilities | $112,753,000 | 902 |
| Insider loans | $12,045,000 | 335 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $90,622,000 | 821 |
| Tier 1 (core) risk-based capital | $81,224,000 | 574 |
| Tier 2 risk-based capital | $7,187,000 | 596 |
| Total risk weighted assets | $572,197,000 | 628 |
| Total unused commitments | $90,622,000 | 822 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 185 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $681,366,000 | 742 |
| Cash and due from depository institutions | $18,758,000 | 854 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $123,559,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $13,383,000 | 907 |
| Net loans & leases | $509,053,000 | 646 |
| Loan loss allowance | $9,397,000 | 491 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,531,000 | 1,093 |
| Other real estate owned | $0 | 854 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $9,082,000 | 1,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $681,366,000 | 742 |
| Total liabilities | $604,198,000 | 754 |
| Total deposits | $540,287,000 | 700 |
| Interest-bearing deposits | $396,962,000 | 852 |
| Deposits held in domestic offices | $540,287,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,485,000 | 409 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $259,000 | 5,229 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,167,000 | 1,134 |
| Total equity capital | $77,168,000 | 633 |
| Total bank equity capital | $77,168,000 | 633 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,341,000 | 2,547 |
| Surplus | $3,467,000 | 3,985 |
| Undivided profits | $72,360,000 | 363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,299,000 | 1,069 |
| Earning assets | $645,995,000 | 716 |
| Long-term assets (5+ years) | $214,021,000 | 471 |
| Average Assets, year-to-date | $656,276,000 | 725 |
| Average Assets, quarterly | $672,806,000 | 740 |
| Volatile liabilities | $115,896,000 | 886 |
| Insider loans | $10,716,000 | 385 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $89,589,000 | 770 |
| Tier 1 (core) risk-based capital | $76,930,000 | 593 |
| Tier 2 risk-based capital | $6,708,840 | 621 |
| Total risk weighted assets | $534,019,040 | 648 |
| Total unused commitments | $89,589,000 | 771 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 187 | 895 |
| Assets and Liabilities | ||
| Total Assets: | $617,905,000 | 797 |
| Cash and due from depository institutions | $19,654,000 | 895 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $142,913,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $439,502,000 | 738 |
| Loan loss allowance | $8,042,000 | 570 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,162,000 | 1,146 |
| Other real estate owned | $0 | 895 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,674,000 | 1,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $617,905,000 | 797 |
| Total liabilities | $545,566,000 | 829 |
| Total deposits | $485,765,000 | 763 |
| Interest-bearing deposits | $355,656,000 | 920 |
| Deposits held in domestic offices | $485,765,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,740,000 | 474 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $274,000 | 5,230 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,787,000 | 1,158 |
| Total equity capital | $72,339,000 | 655 |
| Total bank equity capital | $72,339,000 | 655 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,340,000 | 2,599 |
| Surplus | $3,467,000 | 3,974 |
| Undivided profits | $67,532,000 | 365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,721,000 | 1,231 |
| Earning assets | $582,415,000 | 778 |
| Long-term assets (5+ years) | $158,404,000 | 647 |
| Average Assets, year-to-date | $606,674,400 | 781 |
| Average Assets, quarterly | $613,251,000 | 794 |
| Volatile liabilities | $87,609,000 | 1,068 |
| Insider loans | $10,960,000 | 372 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $78,985,000 | 846 |
| Tier 1 (core) risk-based capital | $73,144,000 | 616 |
| Tier 2 risk-based capital | $5,781,300 | 702 |
| Total risk weighted assets | $460,243,200 | 722 |
| Total unused commitments | $78,985,000 | 846 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 184 | 911 |
| Assets and Liabilities | ||
| Total Assets: | $596,326,000 | 800 |
| Cash and due from depository institutions | $27,669,000 | 911 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $189,486,000 | 648 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,438 |
| Net loans & leases | $353,225,000 | 825 |
| Loan loss allowance | $6,657,000 | 650 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,964,000 | 941 |
| Other real estate owned | $0 | 911 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,982,000 | 1,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $596,326,000 | 800 |
| Total liabilities | $524,535,000 | 821 |
| Total deposits | $484,141,000 | 761 |
| Interest-bearing deposits | $361,178,000 | 875 |
| Deposits held in domestic offices | $484,141,000 | 756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,195,000 | 539 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $287,000 | 4,454 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,912,000 | 1,178 |
| Total equity capital | $71,791,000 | 667 |
| Total bank equity capital | $71,791,000 | 667 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,339,000 | 2,579 |
| Surplus | $3,468,000 | 3,840 |
| Undivided profits | $66,984,000 | 386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,399,000 | 1,521 |
| Earning assets | $554,711,000 | 796 |
| Long-term assets (5+ years) | $88,202,000 | 992 |
| Average Assets, year-to-date | $592,123,000 | 758 |
| Average Assets, quarterly | $601,220,500 | 782 |
| Volatile liabilities | $71,975,000 | 1,056 |
| Insider loans | $10,516,000 | 381 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $78,015,000 | 833 |
| Tier 1 (core) risk-based capital | $69,577,000 | 628 |
| Tier 2 risk-based capital | $4,719,080 | 773 |
| Total risk weighted assets | $375,588,080 | 800 |
| Total unused commitments | $78,015,000 | 840 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 204 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $555,099,000 | 860 |
| Cash and due from depository institutions | $19,664,000 | 865 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $166,662,000 | 725 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,125 |
| Net loans & leases | $341,549,000 | 881 |
| Loan loss allowance | $6,046,000 | 706 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,125,000 | 912 |
| Other real estate owned | $693,000 | 865 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,506,000 | 1,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $555,099,000 | 860 |
| Total liabilities | $487,708,000 | 891 |
| Total deposits | $444,927,000 | 844 |
| Interest-bearing deposits | $333,494,000 | 975 |
| Deposits held in domestic offices | $444,927,000 | 839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,330,000 | 541 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $322,000 | 4,286 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,129,000 | 1,414 |
| Total equity capital | $67,391,000 | 708 |
| Total bank equity capital | $67,391,000 | 708 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,339,000 | 2,615 |
| Surplus | $3,468,000 | 3,767 |
| Undivided profits | $62,584,000 | 405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,304,000 | 1,704 |
| Earning assets | $520,111,000 | 845 |
| Long-term assets (5+ years) | $47,349,000 | 1,436 |
| Average Assets, year-to-date | $547,060,400 | 834 |
| Average Assets, quarterly | $559,388,000 | 837 |
| Volatile liabilities | $68,411,000 | 1,116 |
| Insider loans | $11,475,000 | 346 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $60,161,000 | 937 |
| Tier 1 (core) risk-based capital | $66,413,000 | 663 |
| Tier 2 risk-based capital | $4,655,050 | 752 |
| Total risk weighted assets | $371,012,950 | 817 |
| Total unused commitments | $60,161,000 | 942 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 194 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $522,916,000 | 936 |
| Cash and due from depository institutions | $20,629,000 | 965 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $165,168,000 | 758 |
| Federal funds sold & reverse repurchase agreements | $3,210,000 | 3,666 |
| Net loans & leases | $319,752,000 | 972 |
| Loan loss allowance | $6,374,000 | 729 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,655,000 | 1,027 |
| Other real estate owned | $304,000 | 965 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,198,000 | 1,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,916,000 | 936 |
| Total liabilities | $459,214,000 | 971 |
| Total deposits | $433,914,000 | 904 |
| Interest-bearing deposits | $331,276,000 | 1,021 |
| Deposits held in domestic offices | $433,914,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,325,000 | 773 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $340,000 | 4,222 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,635,000 | 1,615 |
| Total equity capital | $63,702,000 | 743 |
| Total bank equity capital | $63,702,000 | 743 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,339,000 | 2,792 |
| Surplus | $3,468,000 | 3,853 |
| Undivided profits | $58,894,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,436,000 | 1,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,164,000 | 1,924 |
| Earning assets | $488,130,000 | 925 |
| Long-term assets (5+ years) | $27,559,000 | 2,096 |
| Average Assets, year-to-date | $511,018,000 | 928 |
| Average Assets, quarterly | $521,783,000 | 937 |
| Volatile liabilities | $53,575,000 | 1,324 |
| Insider loans | $8,493,000 | 507 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $48,112,000 | 1,090 |
| Tier 1 (core) risk-based capital | $63,589,000 | 707 |
| Tier 2 risk-based capital | $4,307,330 | 838 |
| Total risk weighted assets | $342,519,730 | 900 |
| Total unused commitments | $48,112,000 | 1,096 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 196 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $501,468,000 | 987 |
| Cash and due from depository institutions | $21,101,000 | 989 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $162,109,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 3,466 |
| Net loans & leases | $300,706,000 | 1,007 |
| Loan loss allowance | $6,318,000 | 769 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,640,000 | 1,131 |
| Other real estate owned | $444,000 | 989 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,393,000 | 1,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $501,468,000 | 987 |
| Total liabilities | $439,590,000 | 1,014 |
| Total deposits | $415,942,000 | 959 |
| Interest-bearing deposits | $321,560,000 | 1,066 |
| Deposits held in domestic offices | $415,942,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,040,000 | 809 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $352,000 | 3,685 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,256,000 | 1,432 |
| Total equity capital | $61,878,000 | 796 |
| Total bank equity capital | $61,878,000 | 796 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,339,000 | 2,882 |
| Surplus | $3,468,000 | 3,842 |
| Undivided profits | $57,071,000 | 477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,334,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,029,000 | 2,248 |
| Earning assets | $466,890,000 | 981 |
| Long-term assets (5+ years) | $5,427,000 | 5,598 |
| Average Assets, year-to-date | $484,531,200 | 985 |
| Average Assets, quarterly | $495,956,000 | 994 |
| Volatile liabilities | $49,265,000 | 1,300 |
| Insider loans | $4,653,000 | 953 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $33,167,000 | 1,373 |
| Tier 1 (core) risk-based capital | $60,931,000 | 766 |
| Tier 2 risk-based capital | $4,042,150 | 884 |
| Total risk weighted assets | $321,095,850 | 958 |
| Total unused commitments | $33,167,000 | 1,383 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 198 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $472,677,000 | 1,008 |
| Cash and due from depository institutions | $30,117,000 | 983 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $142,348,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 8,365 |
| Net loans & leases | $288,946,000 | 1,000 |
| Loan loss allowance | $5,952,000 | 813 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,646,000 | 1,604 |
| Other real estate owned | $690,000 | 983 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,920,000 | 1,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,677,000 | 1,008 |
| Total liabilities | $415,900,000 | 1,053 |
| Total deposits | $388,157,000 | 983 |
| Interest-bearing deposits | $297,908,000 | 1,110 |
| Deposits held in domestic offices | $388,157,000 | 973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,260,000 | 876 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,038,000 | 1,596 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,445,000 | 2,299 |
| Total equity capital | $56,777,000 | 792 |
| Total bank equity capital | $56,777,000 | 792 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,339,000 | 2,995 |
| Surplus | $3,468,000 | 3,772 |
| Undivided profits | $51,970,000 | 449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,259,000 | 896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $900,000 | 2,221 |
| Earning assets | $431,304,000 | 1,016 |
| Long-term assets (5+ years) | $112,297,000 | 614 |
| Average Assets, year-to-date | $473,705,000 | 981 |
| Average Assets, quarterly | $475,123,000 | 996 |
| Volatile liabilities | $49,594,000 | 1,271 |
| Insider loans | $4,787,000 | 883 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,124,000 | 1,463 |
| Tier 1 (core) risk-based capital | $56,988,000 | 774 |
| Tier 2 risk-based capital | $3,869,320 | 877 |
| Total risk weighted assets | $307,463,020 | 954 |
| Total unused commitments | $29,124,000 | 1,474 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 187 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $471,055,000 | 1,022 |
| Cash and due from depository institutions | $24,552,000 | 1,102 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $152,992,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $279,722,000 | 1,011 |
| Loan loss allowance | $7,002,000 | 771 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,277,000 | 2,237 |
| Other real estate owned | $420,000 | 1,102 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,092,000 | 1,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,055,000 | 1,022 |
| Total liabilities | $418,296,000 | 1,066 |
| Total deposits | $393,945,000 | 1,013 |
| Interest-bearing deposits | $306,577,000 | 1,133 |
| Deposits held in domestic offices | $393,945,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,295,000 | 855 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,152,000 | 1,260 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,904,000 | 1,871 |
| Total equity capital | $52,759,000 | 816 |
| Total bank equity capital | $52,759,000 | 816 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,339,000 | 3,083 |
| Surplus | $3,468,000 | 3,720 |
| Undivided profits | $47,952,000 | 478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,619,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $740,000 | 2,424 |
| Earning assets | $436,714,000 | 1,010 |
| Long-term assets (5+ years) | $3,097,000 | 7,721 |
| Average Assets, year-to-date | $468,780,400 | 1,009 |
| Average Assets, quarterly | $471,207,000 | 1,017 |
| Volatile liabilities | $45,965,000 | 1,277 |
| Insider loans | $6,178,000 | 676 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,745,000 | 1,515 |
| Tier 1 (core) risk-based capital | $52,759,000 | 787 |
| Tier 2 risk-based capital | $3,757,410 | 911 |
| Total risk weighted assets | $297,347,910 | 968 |
| Total unused commitments | $27,745,000 | 1,540 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 183 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $467,268,000 | 1,065 |
| Cash and due from depository institutions | $17,682,000 | 1,162 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $152,548,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 1,508 |
| Net loans & leases | $275,887,000 | 1,058 |
| Loan loss allowance | $7,609,000 | 741 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,873,000 | 2,564 |
| Other real estate owned | $768,000 | 1,162 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,610,000 | 1,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,268,000 | 1,065 |
| Total liabilities | $418,784,000 | 1,093 |
| Total deposits | $398,690,000 | 1,050 |
| Interest-bearing deposits | $317,537,000 | 1,163 |
| Deposits held in domestic offices | $398,690,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,750,000 | 861 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,073,000 | 1,451 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,271,000 | 1,684 |
| Total equity capital | $48,484,000 | 843 |
| Total bank equity capital | $48,484,000 | 843 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,339,000 | 3,198 |
| Surplus | $3,468,000 | 3,603 |
| Undivided profits | $43,677,000 | 480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,616,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $851,000 | 2,330 |
| Earning assets | $439,335,000 | 1,031 |
| Long-term assets (5+ years) | $5,074,000 | 6,455 |
| Average Assets, year-to-date | $461,987,200 | 1,055 |
| Average Assets, quarterly | $465,045,000 | 1,062 |
| Volatile liabilities | $46,328,000 | 1,246 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $33,023,000 | 1,266 |
| Tier 1 (core) risk-based capital | $48,484,000 | 814 |
| Tier 2 risk-based capital | $3,699,180 | 936 |
| Total risk weighted assets | $292,024,880 | 1,012 |
| Total unused commitments | $33,023,000 | 1,281 |
| Derivatives | $0 | 651 |