Home > The Citizens National Bank > Income and Expense
The Citizens National Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 2,347 |
| Total interest expense | $324,000 | 2,025 |
| Net interest income | $2,226,000 | 2,389 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $429,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $226,000 | 1,296 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $203,000 | 2,608 |
| Total noninterest expense | $2,058,000 | 2,257 |
| Salaries and employee benefits | $1,063,000 | 2,379 |
| Premises and equipment expense | $346,000 | 1,698 |
| Additional noninterest expense | $649,000 | 2,256 |
| Pre-tax net operating income | $547,000 | 2,862 |
| Securities gains (losses) | $90,000 | 624 |
| Applicable income taxes | $145,000 | 2,120 |
| Income before extraordinary items | $492,000 | 2,750 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $492,000 | 2,753 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $492,000 | 2,753 |
| Net charge-offs | $157,000 | 848 |
| Cash dividends | $340,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $422,700 | 2,965 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,248,000 | 2,148 |
| Total interest expense | $1,407,000 | 2,000 |
| Net interest income | $9,841,000 | 2,162 |
| Provision for loan and lease losses | $113,000 | 3,083 |
| Total noninterest income | $1,826,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,018,000 | 1,263 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $808,000 | 2,626 |
| Total noninterest expense | $8,868,000 | 2,129 |
| Salaries and employee benefits | $4,625,000 | 2,197 |
| Premises and equipment expense | $1,268,000 | 1,824 |
| Additional noninterest expense | $2,975,000 | 2,050 |
| Pre-tax net operating income | $2,686,000 | 2,460 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $411,000 | 2,391 |
| Income before extraordinary items | $2,293,000 | 2,448 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,293,000 | 2,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,293,000 | 2,448 |
| Net charge-offs | $293,000 | 2,051 |
| Cash dividends | $1,139,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,277,700 | 2,427 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 2,142 |
| Total interest expense | $1,070,000 | 1,999 |
| Net interest income | $7,500,000 | 2,144 |
| Provision for loan and lease losses | $98,000 | 2,832 |
| Total noninterest income | $1,394,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $763,000 | 1,277 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $631,000 | 2,577 |
| Total noninterest expense | $6,430,000 | 2,196 |
| Salaries and employee benefits | $3,343,000 | 2,280 |
| Premises and equipment expense | $959,000 | 1,819 |
| Additional noninterest expense | $2,128,000 | 2,128 |
| Pre-tax net operating income | $2,366,000 | 2,231 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $523,000 | 1,944 |
| Income before extraordinary items | $1,861,000 | 2,345 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,861,000 | 2,346 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,861,000 | 2,345 |
| Net charge-offs | $184,000 | 2,083 |
| Cash dividends | $569,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,846,960 | 2,304 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 2,098 |
| Total interest expense | $732,000 | 1,974 |
| Net interest income | $5,089,000 | 2,084 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $883,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $497,000 | 1,288 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $386,000 | 2,681 |
| Total noninterest expense | $4,289,000 | 2,187 |
| Salaries and employee benefits | $2,271,000 | 2,243 |
| Premises and equipment expense | $631,000 | 1,864 |
| Additional noninterest expense | $1,387,000 | 2,163 |
| Pre-tax net operating income | $1,623,000 | 2,145 |
| Securities gains (losses) | $18,000 | 1,704 |
| Applicable income taxes | $359,000 | 1,886 |
| Income before extraordinary items | $1,282,000 | 2,228 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,282,000 | 2,232 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,282,000 | 2,231 |
| Net charge-offs | $208,000 | 1,553 |
| Cash dividends | $379,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,267,960 | 2,201 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 1,959 |
| Total interest expense | $349,000 | 2,083 |
| Net interest income | $2,810,000 | 1,926 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $418,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $230,000 | 1,362 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $188,000 | 2,650 |
| Total noninterest expense | $2,048,000 | 2,286 |
| Salaries and employee benefits | $1,048,000 | 2,405 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $662,000 | 2,258 |
| Pre-tax net operating income | $1,135,000 | 1,587 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $291,000 | 1,376 |
| Income before extraordinary items | $844,000 | 1,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $844,000 | 1,731 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $844,000 | 1,730 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $190,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $844,000 | 1,699 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,374,000 | 2,146 |
| Total interest expense | $1,616,000 | 2,027 |
| Net interest income | $9,758,000 | 2,138 |
| Provision for loan and lease losses | $255,000 | 2,654 |
| Total noninterest income | $1,669,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,043,000 | 1,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $626,000 | 3,053 |
| Total noninterest expense | $8,459,000 | 2,234 |
| Salaries and employee benefits | $4,642,000 | 2,201 |
| Premises and equipment expense | $1,348,000 | 1,742 |
| Additional noninterest expense | $2,469,000 | 2,500 |
| Pre-tax net operating income | $2,713,000 | 2,323 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $383,000 | 2,405 |
| Income before extraordinary items | $2,330,000 | 2,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,330,000 | 2,330 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,330,000 | 2,329 |
| Net charge-offs | $245,000 | 2,787 |
| Cash dividends | $918,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,330,000 | 2,280 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 2,217 |
| Total interest expense | $1,250,000 | 2,038 |
| Net interest income | $7,079,000 | 2,212 |
| Provision for loan and lease losses | $165,000 | 2,825 |
| Total noninterest income | $1,222,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $773,000 | 1,320 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $449,000 | 3,178 |
| Total noninterest expense | $6,249,000 | 2,267 |
| Salaries and employee benefits | $3,472,000 | 2,203 |
| Premises and equipment expense | $1,044,000 | 1,696 |
| Additional noninterest expense | $1,733,000 | 2,643 |
| Pre-tax net operating income | $1,887,000 | 2,532 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $256,000 | 2,565 |
| Income before extraordinary items | $1,631,000 | 2,486 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,631,000 | 2,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,631,000 | 2,491 |
| Net charge-offs | $147,000 | 2,886 |
| Cash dividends | $228,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,631,000 | 2,411 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 2,260 |
| Total interest expense | $820,000 | 2,091 |
| Net interest income | $4,597,000 | 2,265 |
| Provision for loan and lease losses | $145,000 | 2,542 |
| Total noninterest income | $821,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $496,000 | 1,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $325,000 | 3,099 |
| Total noninterest expense | $4,170,000 | 2,273 |
| Salaries and employee benefits | $2,359,000 | 2,164 |
| Premises and equipment expense | $702,000 | 1,684 |
| Additional noninterest expense | $1,109,000 | 2,728 |
| Pre-tax net operating income | $1,103,000 | 2,712 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $113,000 | 2,925 |
| Income before extraordinary items | $990,000 | 2,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $990,000 | 2,672 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $990,000 | 2,672 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $152,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $990,000 | 2,565 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 2,278 |
| Total interest expense | $397,000 | 2,213 |
| Net interest income | $2,319,000 | 2,262 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $435,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $195,000 | 2,811 |
| Total noninterest expense | $2,054,000 | 2,315 |
| Salaries and employee benefits | $1,139,000 | 2,259 |
| Premises and equipment expense | $380,000 | 1,600 |
| Additional noninterest expense | $535,000 | 2,825 |
| Pre-tax net operating income | $570,000 | 2,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $76,000 | 2,655 |
| Income before extraordinary items | $494,000 | 2,613 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $494,000 | 2,616 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $494,000 | 2,615 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $76,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $494,000 | 2,535 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,865,000 | 2,202 |
| Total interest expense | $1,780,000 | 2,369 |
| Net interest income | $10,085,000 | 2,133 |
| Provision for loan and lease losses | $315,000 | 3,302 |
| Total noninterest income | $1,853,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,023,000 | 1,393 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $830,000 | 2,624 |
| Total noninterest expense | $8,850,000 | 2,151 |
| Salaries and employee benefits | $4,608,000 | 2,170 |
| Premises and equipment expense | $1,368,000 | 1,725 |
| Additional noninterest expense | $2,874,000 | 2,255 |
| Pre-tax net operating income | $2,773,000 | 2,231 |
| Securities gains (losses) | $2,357,000 | 224 |
| Applicable income taxes | $1,322,000 | 1,206 |
| Income before extraordinary items | $3,808,000 | 1,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,808,000 | 1,517 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,808,000 | 1,516 |
| Net charge-offs | $517,000 | 2,611 |
| Cash dividends | $314,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,063,820 | 2,405 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,153,000 | 2,176 |
| Total interest expense | $1,371,000 | 2,399 |
| Net interest income | $7,782,000 | 2,112 |
| Provision for loan and lease losses | $310,000 | 2,930 |
| Total noninterest income | $1,389,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $751,000 | 1,428 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $638,000 | 2,589 |
| Total noninterest expense | $6,534,000 | 2,195 |
| Salaries and employee benefits | $3,299,000 | 2,248 |
| Premises and equipment expense | $1,036,000 | 1,715 |
| Additional noninterest expense | $2,199,000 | 2,198 |
| Pre-tax net operating income | $2,327,000 | 2,099 |
| Securities gains (losses) | $2,283,000 | 174 |
| Applicable income taxes | $1,236,000 | 1,046 |
| Income before extraordinary items | $3,374,000 | 1,337 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,374,000 | 1,338 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,374,000 | 1,338 |
| Net charge-offs | $436,000 | 2,357 |
| Cash dividends | $228,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,707,410 | 2,281 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 2,179 |
| Total interest expense | $955,000 | 2,383 |
| Net interest income | $5,171,000 | 2,118 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $1,030,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $491,000 | 1,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $539,000 | 2,240 |
| Total noninterest expense | $4,308,000 | 2,220 |
| Salaries and employee benefits | $2,239,000 | 2,221 |
| Premises and equipment expense | $697,000 | 1,698 |
| Additional noninterest expense | $1,372,000 | 2,366 |
| Pre-tax net operating income | $1,653,000 | 1,979 |
| Securities gains (losses) | $1,084,000 | 260 |
| Applicable income taxes | $727,000 | 1,142 |
| Income before extraordinary items | $2,010,000 | 1,477 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,010,000 | 1,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,010,000 | 1,477 |
| Net charge-offs | $367,000 | 2,100 |
| Cash dividends | $152,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,218,680 | 2,120 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 2,180 |
| Total interest expense | $525,000 | 2,272 |
| Net interest income | $2,578,000 | 2,129 |
| Provision for loan and lease losses | $155,000 | 2,270 |
| Total noninterest income | $453,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,562 |
| Total noninterest expense | $2,096,000 | 2,276 |
| Salaries and employee benefits | $1,084,000 | 2,304 |
| Premises and equipment expense | $360,000 | 1,658 |
| Additional noninterest expense | $652,000 | 2,450 |
| Pre-tax net operating income | $780,000 | 2,068 |
| Securities gains (losses) | $546,000 | 250 |
| Applicable income taxes | $361,000 | 1,156 |
| Income before extraordinary items | $965,000 | 1,513 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $965,000 | 1,514 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $965,000 | 1,514 |
| Net charge-offs | $124,000 | 2,271 |
| Cash dividends | $76,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $566,420 | 2,249 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,152,000 | 2,293 |
| Total interest expense | $2,473,000 | 2,331 |
| Net interest income | $9,679,000 | 2,264 |
| Provision for loan and lease losses | $618,000 | 3,119 |
| Total noninterest income | $1,867,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,085,000 | 1,369 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $782,000 | 2,491 |
| Total noninterest expense | $8,915,000 | 2,143 |
| Salaries and employee benefits | $4,245,000 | 2,277 |
| Premises and equipment expense | $1,454,000 | 1,698 |
| Additional noninterest expense | $3,216,000 | 2,071 |
| Pre-tax net operating income | $2,013,000 | 2,499 |
| Securities gains (losses) | $134,000 | 1,808 |
| Applicable income taxes | $194,000 | 2,932 |
| Income before extraordinary items | $1,953,000 | 2,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,953,000 | 2,305 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,953,000 | 2,305 |
| Net charge-offs | $429,000 | 3,357 |
| Cash dividends | $303,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,831,060 | 2,339 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 2,346 |
| Total interest expense | $1,884,000 | 2,394 |
| Net interest income | $7,116,000 | 2,307 |
| Provision for loan and lease losses | $613,000 | 2,613 |
| Total noninterest income | $1,413,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $805,000 | 1,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $608,000 | 2,406 |
| Total noninterest expense | $6,574,000 | 2,181 |
| Salaries and employee benefits | $3,290,000 | 2,207 |
| Premises and equipment expense | $1,163,000 | 1,616 |
| Additional noninterest expense | $2,121,000 | 2,334 |
| Pre-tax net operating income | $1,342,000 | 2,785 |
| Securities gains (losses) | $11,000 | 3,028 |
| Applicable income taxes | $48,000 | 3,645 |
| Income before extraordinary items | $1,305,000 | 2,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,305,000 | 2,573 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,305,000 | 2,573 |
| Net charge-offs | $204,000 | 3,692 |
| Cash dividends | $227,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,294,440 | 2,499 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 2,372 |
| Total interest expense | $1,260,000 | 2,470 |
| Net interest income | $4,726,000 | 2,322 |
| Provision for loan and lease losses | $407,000 | 2,574 |
| Total noninterest income | $982,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $527,000 | 1,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 2,240 |
| Total noninterest expense | $4,498,000 | 2,148 |
| Salaries and employee benefits | $2,296,000 | 2,132 |
| Premises and equipment expense | $799,000 | 1,580 |
| Additional noninterest expense | $1,403,000 | 2,395 |
| Pre-tax net operating income | $803,000 | 2,935 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-15,000 | 6,902 |
| Income before extraordinary items | $818,000 | 2,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $818,000 | 2,638 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $818,000 | 2,638 |
| Net charge-offs | $219,000 | 3,013 |
| Cash dividends | $151,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $818,000 | 2,555 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 2,390 |
| Total interest expense | $644,000 | 2,488 |
| Net interest income | $2,335,000 | 2,340 |
| Provision for loan and lease losses | $206,000 | 2,399 |
| Total noninterest income | $474,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $261,000 | 1,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $213,000 | 2,385 |
| Total noninterest expense | $2,249,000 | 2,147 |
| Salaries and employee benefits | $1,152,000 | 2,137 |
| Premises and equipment expense | $448,000 | 1,433 |
| Additional noninterest expense | $649,000 | 2,558 |
| Pre-tax net operating income | $354,000 | 3,225 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $18,000 | 3,508 |
| Income before extraordinary items | $336,000 | 3,007 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $336,000 | 3,006 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $336,000 | 3,007 |
| Net charge-offs | $155,000 | 2,326 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $336,000 | 2,952 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,653,000 | 2,370 |
| Total interest expense | $2,909,000 | 2,673 |
| Net interest income | $9,744,000 | 2,251 |
| Provision for loan and lease losses | $1,345,000 | 2,613 |
| Total noninterest income | $1,982,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,203,000 | 1,243 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $779,000 | 2,533 |
| Total noninterest expense | $9,580,000 | 2,029 |
| Salaries and employee benefits | $4,058,000 | 2,379 |
| Premises and equipment expense | $1,536,000 | 1,677 |
| Additional noninterest expense | $3,986,000 | 1,812 |
| Pre-tax net operating income | $801,000 | 3,727 |
| Securities gains (losses) | $1,029,000 | 478 |
| Applicable income taxes | $176,000 | 2,811 |
| Income before extraordinary items | $1,654,000 | 2,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,654,000 | 2,352 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,654,000 | 2,355 |
| Net charge-offs | $697,000 | 3,180 |
| Cash dividends | $25,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $727,900 | 3,663 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,588,000 | 2,407 |
| Total interest expense | $2,222,000 | 2,733 |
| Net interest income | $7,366,000 | 2,280 |
| Provision for loan and lease losses | $1,045,000 | 2,451 |
| Total noninterest income | $1,554,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $918,000 | 1,263 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $636,000 | 2,407 |
| Total noninterest expense | $6,282,000 | 2,313 |
| Salaries and employee benefits | $3,011,000 | 2,409 |
| Premises and equipment expense | $1,181,000 | 1,652 |
| Additional noninterest expense | $2,090,000 | 2,390 |
| Pre-tax net operating income | $1,593,000 | 2,265 |
| Securities gains (losses) | $859,000 | 464 |
| Applicable income taxes | $541,000 | 1,595 |
| Income before extraordinary items | $1,911,000 | 1,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,911,000 | 1,731 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,911,000 | 1,731 |
| Net charge-offs | $485,000 | 3,121 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,240,980 | 2,359 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 2,444 |
| Total interest expense | $1,469,000 | 2,843 |
| Net interest income | $4,890,000 | 2,275 |
| Provision for loan and lease losses | $480,000 | 2,919 |
| Total noninterest income | $1,079,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $627,000 | 1,244 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $452,000 | 2,238 |
| Total noninterest expense | $4,140,000 | 2,340 |
| Salaries and employee benefits | $2,016,000 | 2,415 |
| Premises and equipment expense | $808,000 | 1,624 |
| Additional noninterest expense | $1,316,000 | 2,507 |
| Pre-tax net operating income | $1,349,000 | 1,861 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $243,000 | 1,945 |
| Income before extraordinary items | $1,106,000 | 1,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,106,000 | 1,942 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,106,000 | 1,942 |
| Net charge-offs | $427,000 | 2,623 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,106,000 | 1,848 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 2,510 |
| Total interest expense | $763,000 | 2,871 |
| Net interest income | $2,404,000 | 2,342 |
| Provision for loan and lease losses | $255,000 | 2,638 |
| Total noninterest income | $554,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $307,000 | 1,276 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 2,086 |
| Total noninterest expense | $2,077,000 | 2,349 |
| Salaries and employee benefits | $998,000 | 2,471 |
| Premises and equipment expense | $453,000 | 1,490 |
| Additional noninterest expense | $626,000 | 2,605 |
| Pre-tax net operating income | $626,000 | 2,030 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $107,000 | 2,056 |
| Income before extraordinary items | $519,000 | 2,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $519,000 | 2,079 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $519,000 | 2,080 |
| Net charge-offs | $317,000 | 1,980 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $519,000 | 1,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,523,000 | 2,468 |
| Total interest expense | $3,413,000 | 3,105 |
| Net interest income | $10,110,000 | 2,165 |
| Provision for loan and lease losses | $1,591,000 | 2,802 |
| Total noninterest income | $2,085,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,346,000 | 1,280 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $739,000 | 2,578 |
| Total noninterest expense | $7,724,000 | 2,552 |
| Salaries and employee benefits | $3,942,000 | 2,481 |
| Premises and equipment expense | $1,442,000 | 1,866 |
| Additional noninterest expense | $2,340,000 | 2,902 |
| Pre-tax net operating income | $2,880,000 | 1,392 |
| Securities gains (losses) | $-4,740,000 | 7,889 |
| Applicable income taxes | $-1,237,000 | 7,356 |
| Income before extraordinary items | $-623,000 | 6,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-623,000 | 6,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-623,000 | 6,152 |
| Net charge-offs | $1,763,000 | 2,193 |
| Cash dividends | $541,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,410,600 | 1,356 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,235,000 | 2,491 |
| Total interest expense | $2,625,000 | 3,175 |
| Net interest income | $7,610,000 | 2,161 |
| Provision for loan and lease losses | $1,491,000 | 2,231 |
| Total noninterest income | $1,548,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,002,000 | 1,286 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $546,000 | 2,675 |
| Total noninterest expense | $5,552,000 | 2,666 |
| Salaries and employee benefits | $2,853,000 | 2,579 |
| Premises and equipment expense | $1,109,000 | 1,841 |
| Additional noninterest expense | $1,590,000 | 3,134 |
| Pre-tax net operating income | $2,115,000 | 1,536 |
| Securities gains (losses) | $100,000 | 1,838 |
| Applicable income taxes | $485,000 | 1,434 |
| Income before extraordinary items | $1,730,000 | 1,550 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,730,000 | 1,547 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,730,000 | 1,550 |
| Net charge-offs | $1,613,000 | 1,699 |
| Cash dividends | $541,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,652,000 | 1,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 2,477 |
| Total interest expense | $1,792,000 | 3,239 |
| Net interest income | $5,142,000 | 2,124 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $1,022,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $643,000 | 1,317 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $379,000 | 2,634 |
| Total noninterest expense | $3,608,000 | 2,755 |
| Salaries and employee benefits | $1,901,000 | 2,617 |
| Premises and equipment expense | $694,000 | 1,979 |
| Additional noninterest expense | $1,013,000 | 3,263 |
| Pre-tax net operating income | $2,366,000 | 962 |
| Securities gains (losses) | $100,000 | 1,494 |
| Applicable income taxes | $758,000 | 786 |
| Income before extraordinary items | $1,708,000 | 1,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,708,000 | 1,107 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,708,000 | 1,109 |
| Net charge-offs | $99,000 | 4,256 |
| Cash dividends | $541,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,639,000 | 1,120 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 2,449 |
| Total interest expense | $942,000 | 3,212 |
| Net interest income | $2,601,000 | 2,105 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $502,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $322,000 | 1,276 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $180,000 | 2,653 |
| Total noninterest expense | $1,725,000 | 2,781 |
| Salaries and employee benefits | $961,000 | 2,633 |
| Premises and equipment expense | $365,000 | 1,925 |
| Additional noninterest expense | $399,000 | 3,582 |
| Pre-tax net operating income | $1,298,000 | 979 |
| Securities gains (losses) | $100,000 | 996 |
| Applicable income taxes | $424,000 | 790 |
| Income before extraordinary items | $974,000 | 1,120 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $974,000 | 1,123 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $974,000 | 1,122 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $275,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $904,000 | 1,126 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,858,000 | 2,667 |
| Total interest expense | $3,991,000 | 3,515 |
| Net interest income | $9,867,000 | 2,255 |
| Provision for loan and lease losses | $215,000 | 5,122 |
| Total noninterest income | $2,133,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,438,000 | 1,252 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $695,000 | 2,670 |
| Total noninterest expense | $7,124,000 | 2,640 |
| Salaries and employee benefits | $3,802,000 | 2,625 |
| Premises and equipment expense | $1,380,000 | 1,973 |
| Additional noninterest expense | $1,942,000 | 2,936 |
| Pre-tax net operating income | $4,661,000 | 1,161 |
| Securities gains (losses) | $-10,649,000 | 8,180 |
| Applicable income taxes | $-2,840,000 | 8,006 |
| Income before extraordinary items | $-3,148,000 | 7,635 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,148,000 | 7,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 4,293 |
| Cash dividends | $1,064,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,667,360 | 1,197 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,196,000 | 2,777 |
| Total interest expense | $2,965,000 | 3,655 |
| Net interest income | $7,231,000 | 2,304 |
| Provision for loan and lease losses | $140,000 | 4,706 |
| Total noninterest income | $1,612,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,073,000 | 1,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $539,000 | 2,687 |
| Total noninterest expense | $5,365,000 | 2,626 |
| Salaries and employee benefits | $2,883,000 | 2,632 |
| Premises and equipment expense | $1,020,000 | 2,006 |
| Additional noninterest expense | $1,462,000 | 2,840 |
| Pre-tax net operating income | $3,338,000 | 1,469 |
| Securities gains (losses) | $-5,451,000 | 8,227 |
| Applicable income taxes | $925,000 | 1,229 |
| Income before extraordinary items | $-3,038,000 | 8,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,038,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $798,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,413,000 | 1,596 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 2,871 |
| Total interest expense | $1,927,000 | 3,836 |
| Net interest income | $4,726,000 | 2,328 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $1,059,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $701,000 | 1,271 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $358,000 | 2,747 |
| Total noninterest expense | $3,508,000 | 2,674 |
| Salaries and employee benefits | $1,952,000 | 2,626 |
| Premises and equipment expense | $643,000 | 2,097 |
| Additional noninterest expense | $913,000 | 2,975 |
| Pre-tax net operating income | $2,212,000 | 1,538 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $595,000 | 1,402 |
| Income before extraordinary items | $1,617,000 | 1,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,617,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,072 |
| Cash dividends | $532,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,617,000 | 1,644 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 3,102 |
| Total interest expense | $893,000 | 4,204 |
| Net interest income | $2,235,000 | 2,453 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $518,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $342,000 | 1,284 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,766 |
| Total noninterest expense | $1,792,000 | 2,626 |
| Salaries and employee benefits | $992,000 | 2,606 |
| Premises and equipment expense | $351,000 | 1,942 |
| Additional noninterest expense | $449,000 | 2,980 |
| Pre-tax net operating income | $923,000 | 1,928 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $227,000 | 1,803 |
| Income before extraordinary items | $696,000 | 2,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $696,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $266,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $696,000 | 1,980 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,804,000 | 3,334 |
| Total interest expense | $3,166,000 | 4,637 |
| Net interest income | $8,638,000 | 2,544 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $1,909,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,322,000 | 1,355 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $587,000 | 3,039 |
| Total noninterest expense | $6,411,000 | 2,788 |
| Salaries and employee benefits | $3,309,000 | 2,976 |
| Premises and equipment expense | $1,212,000 | 2,141 |
| Additional noninterest expense | $1,890,000 | 2,808 |
| Pre-tax net operating income | $4,046,000 | 1,965 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,009,000 | 1,851 |
| Income before extraordinary items | $3,037,000 | 2,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,037,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,649 |
| Cash dividends | $1,540,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,037,000 | 2,013 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 3,376 |
| Total interest expense | $2,256,000 | 4,798 |
| Net interest income | $6,472,000 | 2,563 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $1,422,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $964,000 | 1,369 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $458,000 | 2,987 |
| Total noninterest expense | $4,677,000 | 2,839 |
| Salaries and employee benefits | $2,393,000 | 3,037 |
| Premises and equipment expense | $885,000 | 2,179 |
| Additional noninterest expense | $1,399,000 | 2,777 |
| Pre-tax net operating income | $3,147,000 | 2,024 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $830,000 | 1,860 |
| Income before extraordinary items | $2,317,000 | 2,112 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,317,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $782,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,317,000 | 2,095 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 3,409 |
| Total interest expense | $1,435,000 | 4,926 |
| Net interest income | $4,335,000 | 2,577 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $954,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $634,000 | 1,392 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $320,000 | 2,916 |
| Total noninterest expense | $3,183,000 | 2,811 |
| Salaries and employee benefits | $1,631,000 | 3,020 |
| Premises and equipment expense | $591,000 | 2,184 |
| Additional noninterest expense | $961,000 | 2,723 |
| Pre-tax net operating income | $2,051,000 | 2,108 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $530,000 | 1,983 |
| Income before extraordinary items | $1,521,000 | 2,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,521,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $522,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,521,000 | 2,167 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 3,397 |
| Total interest expense | $705,000 | 4,954 |
| Net interest income | $2,167,000 | 2,577 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $473,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $307,000 | 1,394 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $166,000 | 2,847 |
| Total noninterest expense | $1,626,000 | 2,778 |
| Salaries and employee benefits | $842,000 | 2,947 |
| Premises and equipment expense | $300,000 | 2,181 |
| Additional noninterest expense | $484,000 | 2,690 |
| Pre-tax net operating income | $989,000 | 2,186 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $304,000 | 1,837 |
| Income before extraordinary items | $685,000 | 2,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 999 |
| Cash dividends | $261,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $685,000 | 2,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,783,000 | 3,150 |
| Total interest expense | $2,561,000 | 4,763 |
| Net interest income | $9,222,000 | 2,461 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,994,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,341,000 | 1,334 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $653,000 | 2,860 |
| Total noninterest expense | $5,943,000 | 2,891 |
| Salaries and employee benefits | $3,114,000 | 3,026 |
| Premises and equipment expense | $1,008,000 | 2,457 |
| Additional noninterest expense | $1,821,000 | 2,788 |
| Pre-tax net operating income | $5,153,000 | 1,831 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $1,408,000 | 1,762 |
| Income before extraordinary items | $3,732,000 | 1,900 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,732,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $2,931,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,741,490 | 1,881 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,898,000 | 3,091 |
| Total interest expense | $1,942,000 | 4,633 |
| Net interest income | $6,956,000 | 2,468 |
| Provision for loan and lease losses | $103,000 | 4,045 |
| Total noninterest income | $1,494,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $994,000 | 1,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $500,000 | 2,847 |
| Total noninterest expense | $4,438,000 | 2,897 |
| Salaries and employee benefits | $2,372,000 | 2,977 |
| Premises and equipment expense | $712,000 | 2,596 |
| Additional noninterest expense | $1,354,000 | 2,797 |
| Pre-tax net operating income | $3,909,000 | 1,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,095,000 | 1,769 |
| Income before extraordinary items | $2,814,000 | 1,941 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,814,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $2,227,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,814,000 | 1,926 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 3,058 |
| Total interest expense | $1,243,000 | 4,609 |
| Net interest income | $4,674,000 | 2,452 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $983,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $646,000 | 1,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 2,813 |
| Total noninterest expense | $2,950,000 | 2,917 |
| Salaries and employee benefits | $1,574,000 | 3,007 |
| Premises and equipment expense | $459,000 | 2,670 |
| Additional noninterest expense | $917,000 | 2,775 |
| Pre-tax net operating income | $2,642,000 | 1,864 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $734,000 | 1,788 |
| Income before extraordinary items | $1,908,000 | 1,919 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,908,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $488,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,908,000 | 1,899 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 3,016 |
| Total interest expense | $608,000 | 4,544 |
| Net interest income | $2,343,000 | 2,443 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $500,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $316,000 | 1,365 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,434,000 | 2,996 |
| Salaries and employee benefits | $789,000 | 3,007 |
| Premises and equipment expense | $239,000 | 2,566 |
| Additional noninterest expense | $406,000 | 3,077 |
| Pre-tax net operating income | $1,381,000 | 1,754 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $372,000 | 1,746 |
| Income before extraordinary items | $1,009,000 | 1,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,009,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $246,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,009,000 | 1,759 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,450,000 | 2,628 |
| Total interest expense | $2,870,000 | 3,466 |
| Net interest income | $9,580,000 | 2,307 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $1,752,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,105,000 | 1,575 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $647,000 | 2,924 |
| Total noninterest expense | $5,570,000 | 2,943 |
| Salaries and employee benefits | $2,967,000 | 2,996 |
| Premises and equipment expense | $861,000 | 2,699 |
| Additional noninterest expense | $1,742,000 | 2,836 |
| Pre-tax net operating income | $5,572,000 | 1,675 |
| Securities gains (losses) | $-217,000 | 8,597 |
| Applicable income taxes | $1,366,000 | 1,816 |
| Income before extraordinary items | $3,989,000 | 1,748 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,989,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $1,342,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,149,580 | 1,669 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,453,000 | 2,550 |
| Total interest expense | $2,231,000 | 3,204 |
| Net interest income | $7,222,000 | 2,267 |
| Provision for loan and lease losses | $132,000 | 3,735 |
| Total noninterest income | $1,221,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $760,000 | 1,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $461,000 | 3,028 |
| Total noninterest expense | $4,184,000 | 2,906 |
| Salaries and employee benefits | $2,332,000 | 2,844 |
| Premises and equipment expense | $632,000 | 2,743 |
| Additional noninterest expense | $1,220,000 | 3,001 |
| Pre-tax net operating income | $4,127,000 | 1,717 |
| Securities gains (losses) | $-217,000 | 8,729 |
| Applicable income taxes | $1,002,000 | 1,874 |
| Income before extraordinary items | $2,908,000 | 1,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,908,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,421 |
| Cash dividends | $684,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,068,580 | 1,691 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 2,457 |
| Total interest expense | $1,564,000 | 2,953 |
| Net interest income | $4,826,000 | 2,242 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $763,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $440,000 | 1,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $323,000 | 2,934 |
| Total noninterest expense | $2,842,000 | 2,844 |
| Salaries and employee benefits | $1,569,000 | 2,806 |
| Premises and equipment expense | $440,000 | 2,605 |
| Additional noninterest expense | $833,000 | 2,905 |
| Pre-tax net operating income | $2,672,000 | 1,738 |
| Securities gains (losses) | $-176,000 | 8,760 |
| Applicable income taxes | $614,000 | 1,969 |
| Income before extraordinary items | $1,882,000 | 1,811 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,882,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $456,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,014,000 | 1,668 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 2,421 |
| Total interest expense | $766,000 | 2,904 |
| Net interest income | $2,422,000 | 2,221 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $326,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $165,000 | 2,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,845 |
| Total noninterest expense | $1,467,000 | 2,775 |
| Salaries and employee benefits | $801,000 | 2,763 |
| Premises and equipment expense | $230,000 | 2,542 |
| Additional noninterest expense | $436,000 | 2,779 |
| Pre-tax net operating income | $1,251,000 | 1,807 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $317,000 | 1,903 |
| Income before extraordinary items | $934,000 | 1,815 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $934,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,678 |
| Cash dividends | $228,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $934,000 | 1,772 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,105,000 | 2,371 |
| Total interest expense | $2,371,000 | 3,183 |
| Net interest income | $9,734,000 | 2,090 |
| Provision for loan and lease losses | $213,000 | 3,588 |
| Total noninterest income | $1,287,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $666,000 | 2,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $621,000 | 2,923 |
| Total noninterest expense | $5,224,000 | 2,988 |
| Salaries and employee benefits | $2,824,000 | 3,000 |
| Premises and equipment expense | $828,000 | 2,705 |
| Additional noninterest expense | $1,572,000 | 3,009 |
| Pre-tax net operating income | $5,584,000 | 1,527 |
| Securities gains (losses) | $-45,000 | 8,573 |
| Applicable income taxes | $1,472,000 | 1,629 |
| Income before extraordinary items | $4,067,000 | 1,585 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,067,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,886 |
| Cash dividends | $1,244,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,099,850 | 1,533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 2,385 |
| Total interest expense | $1,699,000 | 3,242 |
| Net interest income | $7,196,000 | 2,103 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $958,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $497,000 | 2,510 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $461,000 | 2,941 |
| Total noninterest expense | $3,833,000 | 3,014 |
| Salaries and employee benefits | $2,012,000 | 3,108 |
| Premises and equipment expense | $608,000 | 2,751 |
| Additional noninterest expense | $1,213,000 | 2,904 |
| Pre-tax net operating income | $4,268,000 | 1,511 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $1,178,000 | 1,558 |
| Income before extraordinary items | $3,098,000 | 1,566 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,098,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,057 |
| Cash dividends | $634,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,092,240 | 1,522 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 2,413 |
| Total interest expense | $1,105,000 | 3,293 |
| Net interest income | $4,714,000 | 2,128 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $649,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $324,000 | 2,546 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 2,845 |
| Total noninterest expense | $2,568,000 | 3,008 |
| Salaries and employee benefits | $1,340,000 | 3,134 |
| Premises and equipment expense | $393,000 | 2,828 |
| Additional noninterest expense | $835,000 | 2,816 |
| Pre-tax net operating income | $2,772,000 | 1,525 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $748,000 | 1,613 |
| Income before extraordinary items | $2,024,000 | 1,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,024,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,011 |
| Cash dividends | $423,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,024,000 | 1,529 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 2,433 |
| Total interest expense | $552,000 | 3,343 |
| Net interest income | $2,338,000 | 2,144 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $341,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $176,000 | 2,676 |
| Total noninterest expense | $1,241,000 | 3,115 |
| Salaries and employee benefits | $665,000 | 3,176 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $380,000 | 3,044 |
| Pre-tax net operating income | $1,415,000 | 1,469 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $386,000 | 1,607 |
| Income before extraordinary items | $1,029,000 | 1,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,029,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $211,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,029,000 | 1,467 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,331,000 | 2,512 |
| Total interest expense | $2,501,000 | 3,333 |
| Net interest income | $8,830,000 | 2,187 |
| Provision for loan and lease losses | $213,000 | 3,911 |
| Total noninterest income | $1,324,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $690,000 | 2,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $634,000 | 3,148 |
| Total noninterest expense | $5,031,000 | 3,032 |
| Salaries and employee benefits | $2,672,000 | 3,084 |
| Premises and equipment expense | $745,000 | 2,924 |
| Additional noninterest expense | $1,614,000 | 2,882 |
| Pre-tax net operating income | $4,910,000 | 1,659 |
| Securities gains (losses) | $61,000 | 2,329 |
| Applicable income taxes | $1,305,000 | 1,819 |
| Income before extraordinary items | $3,666,000 | 1,694 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,666,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $1,140,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,620,860 | 1,632 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 2,577 |
| Total interest expense | $1,923,000 | 3,376 |
| Net interest income | $6,498,000 | 2,249 |
| Provision for loan and lease losses | $138,000 | 4,053 |
| Total noninterest income | $1,025,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $529,000 | 2,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $496,000 | 3,154 |
| Total noninterest expense | $3,545,000 | 3,194 |
| Salaries and employee benefits | $1,859,000 | 3,296 |
| Premises and equipment expense | $544,000 | 3,001 |
| Additional noninterest expense | $1,142,000 | 3,028 |
| Pre-tax net operating income | $3,840,000 | 1,645 |
| Securities gains (losses) | $311,000 | 937 |
| Applicable income taxes | $1,192,000 | 1,625 |
| Income before extraordinary items | $2,959,000 | 1,627 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,959,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $556,000 | 2,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,738,190 | 1,662 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 2,607 |
| Total interest expense | $1,304,000 | 3,438 |
| Net interest income | $4,291,000 | 2,270 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $700,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $352,000 | 2,334 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $348,000 | 3,028 |
| Total noninterest expense | $2,406,000 | 3,149 |
| Salaries and employee benefits | $1,279,000 | 3,208 |
| Premises and equipment expense | $374,000 | 2,925 |
| Additional noninterest expense | $753,000 | 3,026 |
| Pre-tax net operating income | $2,510,000 | 1,673 |
| Securities gains (losses) | $252,000 | 915 |
| Applicable income taxes | $799,000 | 1,620 |
| Income before extraordinary items | $1,963,000 | 1,653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,963,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $371,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,784,080 | 1,685 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,656 |
| Total interest expense | $651,000 | 3,515 |
| Net interest income | $2,109,000 | 2,310 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $372,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $1,190,000 | 3,177 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $198,000 | 2,780 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $1,254,000 | 1,674 |
| Securities gains (losses) | $252,000 | 570 |
| Applicable income taxes | $453,000 | 1,488 |
| Income before extraordinary items | $1,053,000 | 1,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,053,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,905 |
| Cash dividends | $186,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $876,600 | 1,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,837,000 | 2,812 |
| Total interest expense | $2,583,000 | 3,994 |
| Net interest income | $8,254,000 | 2,341 |
| Provision for loan and lease losses | $253,000 | 3,836 |
| Total noninterest income | $1,245,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $664,000 | 2,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $581,000 | 3,024 |
| Total noninterest expense | $4,680,000 | 3,103 |
| Salaries and employee benefits | $2,391,000 | 3,231 |
| Premises and equipment expense | $739,000 | 2,859 |
| Additional noninterest expense | $1,550,000 | 2,885 |
| Pre-tax net operating income | $4,566,000 | 1,775 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,244,000 | 1,901 |
| Income before extraordinary items | $3,322,000 | 1,801 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,322,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,471 |
| Cash dividends | $982,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,322,000 | 1,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,815,000 | 3,373 |
| Total interest expense | $2,294,000 | 5,676 |
| Net interest income | $7,521,000 | 2,384 |
| Provision for loan and lease losses | $287,000 | 3,324 |
| Total noninterest income | $1,027,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $598,000 | 2,440 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $429,000 | 3,399 |
| Total noninterest expense | $4,077,000 | 3,372 |
| Salaries and employee benefits | $2,138,000 | 3,400 |
| Premises and equipment expense | $730,000 | 2,849 |
| Additional noninterest expense | $1,209,000 | 3,475 |
| Pre-tax net operating income | $4,184,000 | 1,692 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,186,000 | 1,828 |
| Income before extraordinary items | $2,998,000 | 1,758 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,998,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $870,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,998,000 | 1,683 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 3,554 |
| Total interest expense | $2,103,000 | 6,124 |
| Net interest income | $7,413,000 | 2,393 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $816,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $561,000 | 2,437 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $4,215,000 | 3,191 |
| Salaries and employee benefits | $2,070,000 | 3,372 |
| Premises and equipment expense | $714,000 | 2,838 |
| Additional noninterest expense | $1,431,000 | 2,941 |
| Pre-tax net operating income | $3,924,000 | 1,865 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,270,000 | 1,734 |
| Income before extraordinary items | $2,654,000 | 1,969 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,654,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,026 |
| Cash dividends | $807,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,654,000 | 1,972 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 3,604 |
| Total interest expense | $2,096,000 | 5,822 |
| Net interest income | $6,687,000 | 2,620 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $752,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $532,000 | 2,493 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $220,000 | 4,722 |
| Total noninterest expense | $3,836,000 | 3,444 |
| Salaries and employee benefits | $2,059,000 | 3,356 |
| Premises and equipment expense | $633,000 | 3,113 |
| Additional noninterest expense | $1,144,000 | 3,588 |
| Pre-tax net operating income | $3,483,000 | 2,103 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,224,000 | 1,885 |
| Income before extraordinary items | $2,259,000 | 2,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,259,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $609,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,259,000 | 2,280 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 3,646 |
| Total interest expense | $2,140,000 | 5,942 |
| Net interest income | $6,563,000 | 2,598 |
| Provision for loan and lease losses | $212,000 | 3,392 |
| Total noninterest income | $747,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $516,000 | 2,488 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $231,000 | 4,605 |
| Total noninterest expense | $3,797,000 | 3,377 |
| Salaries and employee benefits | $2,004,000 | 3,328 |
| Premises and equipment expense | $730,000 | 2,681 |
| Additional noninterest expense | $1,063,000 | 3,747 |
| Pre-tax net operating income | $3,301,000 | 2,182 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $1,124,000 | 2,100 |
| Income before extraordinary items | $2,176,000 | 2,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,176,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $506,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,176,660 | 2,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 3,803 |
| Total interest expense | $2,093,000 | 6,095 |
| Net interest income | $6,298,000 | 2,770 |
| Provision for loan and lease losses | $68,000 | 5,978 |
| Total noninterest income | $749,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $521,000 | 2,528 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $228,000 | 4,638 |
| Total noninterest expense | $3,592,000 | 3,521 |
| Salaries and employee benefits | $1,943,000 | 3,405 |
| Premises and equipment expense | $584,000 | 3,229 |
| Additional noninterest expense | $1,065,000 | 3,680 |
| Pre-tax net operating income | $3,387,000 | 2,231 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $1,194,000 | 2,095 |
| Income before extraordinary items | $2,191,000 | 2,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,191,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $458,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,192,300 | 2,318 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 4,156 |
| Total interest expense | $2,066,000 | 6,286 |
| Net interest income | $5,684,000 | 3,114 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $1,046,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $513,000 | 2,659 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $533,000 | 2,799 |
| Total noninterest expense | $3,658,000 | 3,623 |
| Salaries and employee benefits | $1,903,000 | 3,488 |
| Premises and equipment expense | $673,000 | 2,907 |
| Additional noninterest expense | $1,082,000 | 4,121 |
| Pre-tax net operating income | $3,042,000 | 2,345 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $1,084,000 | 2,179 |
| Income before extraordinary items | $1,986,000 | 2,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,986,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $594,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,967,800 | 2,442 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,401 |
| Total interest expense | $2,234,000 | 6,015 |
| Net interest income | $5,053,000 | 3,494 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $757,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $261,000 | 4,369 |
| Total noninterest expense | $3,400,000 | 3,848 |
| Salaries and employee benefits | $1,789,000 | 3,666 |
| Premises and equipment expense | $516,000 | 3,660 |
| Additional noninterest expense | $1,095,000 | 4,040 |
| Pre-tax net operating income | $2,382,000 | 2,985 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $814,000 | 2,839 |
| Income before extraordinary items | $1,566,000 | 3,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,566,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,567,320 | 3,093 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,428 |
| Total interest expense | $1,834,000 | 5,985 |
| Net interest income | $4,820,000 | 3,680 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $568,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $2,976,000 | 4,446 |
| Salaries and employee benefits | $1,588,000 | 4,073 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $995,000 | 4,727 |
| Pre-tax net operating income | $2,347,000 | 3,001 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $806,000 | 2,746 |
| Income before extraordinary items | $1,539,000 | 3,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,539,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,540,320 | 3,128 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 4,569 |
| Total interest expense | $1,815,000 | 6,296 |
| Net interest income | $4,761,000 | 3,738 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $528,000 | 5,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $2,942,000 | 4,596 |
| Salaries and employee benefits | $1,510,000 | 4,247 |
| Premises and equipment expense | $396,000 | 4,760 |
| Additional noninterest expense | $1,036,000 | 4,767 |
| Pre-tax net operating income | $2,177,000 | 3,047 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $750,000 | 2,905 |
| Income before extraordinary items | $1,427,000 | 3,392 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $1,414,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $283,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,427,000 | 3,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,945 |
| Total interest expense | $2,409,000 | 6,163 |
| Net interest income | $4,403,000 | 4,085 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $479,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $2,551,000 | 5,213 |
| Salaries and employee benefits | $1,359,000 | 4,631 |
| Premises and equipment expense | $321,000 | 5,703 |
| Additional noninterest expense | $871,000 | 5,670 |
| Pre-tax net operating income | $1,971,000 | 3,145 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $703,000 | 2,964 |
| Income before extraordinary items | $1,290,000 | 3,559 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,290,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,275,700 | 3,339 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.