Home > The Citizens First National Bank of Storm Lake > Income and Expense
The Citizens First National Bank of Storm Lake, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,318,000 | 2,795 |
| Total interest expense | $2,171,000 | 2,955 |
| Net interest income | $8,147,000 | 2,668 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,690,000 | 1,742 |
| Gross Fiduciary activities income | $1,087,000 | 495 |
| Service charges on deposit accounts | $284,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,319,000 | 2,009 |
| Total noninterest expense | $5,152,000 | 3,007 |
| Salaries and employee benefits | $3,636,000 | 2,664 |
| Premises and equipment expense | $166,000 | 4,073 |
| Additional noninterest expense | $1,319,000 | 2,009 |
| Pre-tax net operating income | $5,685,000 | 1,781 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $258,000 | 2,323 |
| Income before extraordinary items | $5,427,000 | 1,639 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,427,000 | 1,659 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,427,000 | 1,642 |
| Net charge-offs | $44,000 | 1,858 |
| Cash dividends | $3,000,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,427,000 | 1,665 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 2,729 |
| Total interest expense | $1,414,000 | 3,004 |
| Net interest income | $6,511,000 | 2,577 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,628,000 | 1,928 |
| Gross Fiduciary activities income | $671,000 | 521 |
| Service charges on deposit accounts | $218,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,280 |
| Total noninterest expense | $3,835,000 | 2,996 |
| Salaries and employee benefits | $2,704,000 | 2,664 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $739,000 | 2,280 |
| Pre-tax net operating income | $4,304,000 | 1,823 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $202,000 | 2,347 |
| Income before extraordinary items | $4,102,000 | 1,683 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,102,000 | 1,696 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,102,000 | 1,683 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $3,000,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,102,000 | 1,709 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 2,781 |
| Total interest expense | $807,000 | 3,022 |
| Net interest income | $4,213,000 | 2,660 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,146,000 | 1,812 |
| Gross Fiduciary activities income | $488,000 | 498 |
| Service charges on deposit accounts | $144,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,170 |
| Total noninterest expense | $2,547,000 | 3,009 |
| Salaries and employee benefits | $1,818,000 | 2,657 |
| Premises and equipment expense | $86,000 | 4,073 |
| Additional noninterest expense | $514,000 | 2,167 |
| Pre-tax net operating income | $2,812,000 | 1,822 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $132,000 | 2,396 |
| Income before extraordinary items | $2,680,000 | 1,704 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,680,000 | 1,724 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,680,000 | 1,704 |
| Net charge-offs | $76,000 | 1,030 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,680,000 | 1,712 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 2,795 |
| Total interest expense | $330,000 | 3,071 |
| Net interest income | $2,122,000 | 2,657 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $499,000 | 1,954 |
| Gross Fiduciary activities income | $191,000 | 556 |
| Service charges on deposit accounts | $66,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,225 |
| Total noninterest expense | $1,223,000 | 3,101 |
| Salaries and employee benefits | $879,000 | 2,743 |
| Premises and equipment expense | $52,000 | 3,988 |
| Additional noninterest expense | $242,000 | 2,225 |
| Pre-tax net operating income | $1,398,000 | 1,881 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $66,000 | 2,420 |
| Income before extraordinary items | $1,332,000 | 1,728 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,332,000 | 1,727 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,332,000 | 1,728 |
| Net charge-offs | $-8,000 | 3,980 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,332,000 | 1,749 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 2,937 |
| Total interest expense | $611,000 | 3,013 |
| Net interest income | $6,944,000 | 2,889 |
| Provision for loan and lease losses | $41,000 | 2,612 |
| Total noninterest income | $2,666,000 | 1,751 |
| Gross Fiduciary activities income | $978,000 | 526 |
| Service charges on deposit accounts | $246,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,442,000 | 1,939 |
| Total noninterest expense | $5,037,000 | 3,032 |
| Salaries and employee benefits | $3,350,000 | 2,770 |
| Premises and equipment expense | $230,000 | 3,891 |
| Additional noninterest expense | $1,442,000 | 1,939 |
| Pre-tax net operating income | $4,532,000 | 2,151 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $214,000 | 2,603 |
| Income before extraordinary items | $4,318,000 | 2,011 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,318,000 | 2,010 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,318,000 | 2,010 |
| Net charge-offs | $13,000 | 2,062 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,318,000 | 2,034 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 2,953 |
| Total interest expense | $379,000 | 3,007 |
| Net interest income | $5,002,000 | 2,932 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,599,000 | 1,999 |
| Gross Fiduciary activities income | $590,000 | 559 |
| Service charges on deposit accounts | $186,000 | 2,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $823,000 | 2,272 |
| Total noninterest expense | $3,751,000 | 3,033 |
| Salaries and employee benefits | $2,493,000 | 2,773 |
| Premises and equipment expense | $117,000 | 4,230 |
| Additional noninterest expense | $823,000 | 2,272 |
| Pre-tax net operating income | $2,850,000 | 2,347 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $142,000 | 2,669 |
| Income before extraordinary items | $2,708,000 | 2,201 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,708,000 | 2,200 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,708,000 | 2,200 |
| Net charge-offs | $33,000 | 1,393 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,708,000 | 2,234 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 2,974 |
| Total interest expense | $234,000 | 3,005 |
| Net interest income | $3,222,000 | 2,948 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,101,000 | 1,959 |
| Gross Fiduciary activities income | $418,000 | 514 |
| Service charges on deposit accounts | $118,000 | 2,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,261 |
| Total noninterest expense | $2,457,000 | 3,044 |
| Salaries and employee benefits | $1,672,000 | 2,775 |
| Premises and equipment expense | $75,000 | 4,274 |
| Additional noninterest expense | $710,000 | 3,166 |
| Pre-tax net operating income | $1,866,000 | 2,297 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $93,000 | 2,609 |
| Income before extraordinary items | $1,773,000 | 2,138 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,773,000 | 2,138 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,773,000 | 2,138 |
| Net charge-offs | $48,000 | 982 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,773,000 | 2,178 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 2,991 |
| Total interest expense | $120,000 | 2,940 |
| Net interest income | $1,548,000 | 2,971 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $514,000 | 2,046 |
| Gross Fiduciary activities income | $170,000 | 547 |
| Service charges on deposit accounts | $54,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 2,223 |
| Total noninterest expense | $1,227,000 | 3,042 |
| Salaries and employee benefits | $837,000 | 2,767 |
| Premises and equipment expense | $41,000 | 4,222 |
| Additional noninterest expense | $349,000 | 3,191 |
| Pre-tax net operating income | $835,000 | 2,333 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $42,000 | 2,597 |
| Income before extraordinary items | $793,000 | 2,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $793,000 | 2,210 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $793,000 | 2,210 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $793,000 | 2,228 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 3,039 |
| Total interest expense | $595,000 | 2,918 |
| Net interest income | $6,189,000 | 3,034 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $3,637,000 | 1,600 |
| Gross Fiduciary activities income | $891,000 | 500 |
| Service charges on deposit accounts | $203,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,543,000 | 1,657 |
| Total noninterest expense | $4,984,000 | 3,027 |
| Salaries and employee benefits | $3,343,000 | 2,782 |
| Premises and equipment expense | $222,000 | 4,030 |
| Additional noninterest expense | $1,419,000 | 3,187 |
| Pre-tax net operating income | $4,842,000 | 2,096 |
| Securities gains (losses) | $-1,000 | 4,253 |
| Applicable income taxes | $230,000 | 2,638 |
| Income before extraordinary items | $4,611,000 | 1,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,611,000 | 1,990 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,611,000 | 1,991 |
| Net charge-offs | $-23,000 | 3,879 |
| Cash dividends | $4,800,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,611,950 | 1,959 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 3,110 |
| Total interest expense | $535,000 | 2,771 |
| Net interest income | $4,519,000 | 3,122 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,493,000 | 1,731 |
| Gross Fiduciary activities income | $502,000 | 534 |
| Service charges on deposit accounts | $151,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,840,000 | 1,757 |
| Total noninterest expense | $3,696,000 | 3,046 |
| Salaries and employee benefits | $2,491,000 | 2,796 |
| Premises and equipment expense | $122,000 | 4,338 |
| Additional noninterest expense | $1,083,000 | 3,180 |
| Pre-tax net operating income | $3,316,000 | 2,301 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $166,000 | 2,677 |
| Income before extraordinary items | $3,151,000 | 2,183 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,151,000 | 2,182 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,151,000 | 2,183 |
| Net charge-offs | $-35,000 | 4,080 |
| Cash dividends | $3,000,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,150,050 | 2,156 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 3,131 |
| Total interest expense | $375,000 | 2,772 |
| Net interest income | $2,975,000 | 3,138 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,966,000 | 1,542 |
| Gross Fiduciary activities income | $352,000 | 532 |
| Service charges on deposit accounts | $96,000 | 2,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,518,000 | 1,503 |
| Total noninterest expense | $2,438,000 | 3,061 |
| Salaries and employee benefits | $1,679,000 | 2,776 |
| Premises and equipment expense | $82,000 | 4,349 |
| Additional noninterest expense | $677,000 | 3,264 |
| Pre-tax net operating income | $2,503,000 | 2,120 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $125,000 | 2,604 |
| Income before extraordinary items | $2,378,000 | 2,021 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,378,000 | 2,021 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,378,000 | 2,021 |
| Net charge-offs | $-18,000 | 4,018 |
| Cash dividends | $3,000,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,378,000 | 1,984 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 3,115 |
| Total interest expense | $200,000 | 2,759 |
| Net interest income | $1,491,000 | 3,121 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,069,000 | 1,465 |
| Gross Fiduciary activities income | $127,000 | 575 |
| Service charges on deposit accounts | $45,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $897,000 | 1,367 |
| Total noninterest expense | $1,202,000 | 3,084 |
| Salaries and employee benefits | $838,000 | 2,774 |
| Premises and equipment expense | $41,000 | 4,368 |
| Additional noninterest expense | $323,000 | 3,304 |
| Pre-tax net operating income | $1,358,000 | 1,985 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $68,000 | 2,524 |
| Income before extraordinary items | $1,290,000 | 1,904 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,290,000 | 1,903 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,290,000 | 1,904 |
| Net charge-offs | $-18,000 | 4,295 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,290,000 | 1,865 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 2,940 |
| Total interest expense | $1,020,000 | 2,894 |
| Net interest income | $6,673,000 | 2,886 |
| Provision for loan and lease losses | $50,000 | 3,874 |
| Total noninterest income | $3,208,000 | 1,668 |
| Gross Fiduciary activities income | $715,000 | 517 |
| Service charges on deposit accounts | $208,000 | 2,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,285,000 | 1,667 |
| Total noninterest expense | $5,052,000 | 2,981 |
| Salaries and employee benefits | $3,357,000 | 2,754 |
| Premises and equipment expense | $220,000 | 4,148 |
| Additional noninterest expense | $1,475,000 | 3,077 |
| Pre-tax net operating income | $4,779,000 | 1,837 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $230,000 | 2,475 |
| Income before extraordinary items | $4,549,000 | 1,759 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,549,000 | 1,759 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,549,000 | 1,759 |
| Net charge-offs | $30,000 | 2,651 |
| Cash dividends | $4,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,549,000 | 1,722 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 2,929 |
| Total interest expense | $782,000 | 2,967 |
| Net interest income | $5,115,000 | 2,858 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $2,112,000 | 1,754 |
| Gross Fiduciary activities income | $428,000 | 547 |
| Service charges on deposit accounts | $155,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,718 |
| Total noninterest expense | $3,675,000 | 3,027 |
| Salaries and employee benefits | $2,442,000 | 2,789 |
| Premises and equipment expense | $116,000 | 4,474 |
| Additional noninterest expense | $1,117,000 | 3,040 |
| Pre-tax net operating income | $3,502,000 | 1,845 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $175,000 | 2,468 |
| Income before extraordinary items | $3,327,000 | 1,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,327,000 | 1,766 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,327,000 | 1,766 |
| Net charge-offs | $30,000 | 2,322 |
| Cash dividends | $1,000,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,327,000 | 1,717 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 2,905 |
| Total interest expense | $515,000 | 3,094 |
| Net interest income | $3,563,000 | 2,811 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,133,000 | 1,894 |
| Gross Fiduciary activities income | $286,000 | 556 |
| Service charges on deposit accounts | $105,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 1,977 |
| Total noninterest expense | $2,299,000 | 3,138 |
| Salaries and employee benefits | $1,599,000 | 2,840 |
| Premises and equipment expense | $76,000 | 4,500 |
| Additional noninterest expense | $624,000 | 3,340 |
| Pre-tax net operating income | $2,397,000 | 1,759 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $120,000 | 2,411 |
| Income before extraordinary items | $2,277,000 | 1,649 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,277,000 | 1,650 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,277,000 | 1,650 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,277,000 | 1,605 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 2,835 |
| Total interest expense | $268,000 | 3,162 |
| Net interest income | $1,848,000 | 2,730 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $429,000 | 2,105 |
| Gross Fiduciary activities income | $106,000 | 594 |
| Service charges on deposit accounts | $61,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,145 |
| Total noninterest expense | $1,111,000 | 3,224 |
| Salaries and employee benefits | $812,000 | 2,817 |
| Premises and equipment expense | $35,000 | 4,592 |
| Additional noninterest expense | $264,000 | 3,671 |
| Pre-tax net operating income | $1,166,000 | 1,626 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $58,000 | 2,309 |
| Income before extraordinary items | $1,108,000 | 1,537 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,108,000 | 1,535 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,108,000 | 1,537 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,108,000 | 1,513 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 2,842 |
| Total interest expense | $1,067,000 | 3,212 |
| Net interest income | $7,554,000 | 2,725 |
| Provision for loan and lease losses | $210,000 | 2,300 |
| Total noninterest income | $2,167,000 | 1,895 |
| Gross Fiduciary activities income | $751,000 | 506 |
| Service charges on deposit accounts | $271,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,145,000 | 2,104 |
| Total noninterest expense | $4,638,000 | 3,151 |
| Salaries and employee benefits | $3,184,000 | 2,825 |
| Premises and equipment expense | $251,000 | 4,131 |
| Additional noninterest expense | $1,203,000 | 3,484 |
| Pre-tax net operating income | $4,873,000 | 1,791 |
| Securities gains (losses) | $-15,000 | 4,860 |
| Applicable income taxes | $234,000 | 2,532 |
| Income before extraordinary items | $4,624,000 | 1,705 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,624,000 | 1,707 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,624,000 | 1,708 |
| Net charge-offs | $6,000 | 3,456 |
| Cash dividends | $4,580,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,638,250 | 1,664 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 2,869 |
| Total interest expense | $802,000 | 3,237 |
| Net interest income | $5,681,000 | 2,758 |
| Provision for loan and lease losses | $210,000 | 1,919 |
| Total noninterest income | $1,230,000 | 2,195 |
| Gross Fiduciary activities income | $460,000 | 547 |
| Service charges on deposit accounts | $196,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,564 |
| Total noninterest expense | $3,446,000 | 3,178 |
| Salaries and employee benefits | $2,411,000 | 2,827 |
| Premises and equipment expense | $134,000 | 4,542 |
| Additional noninterest expense | $901,000 | 3,520 |
| Pre-tax net operating income | $3,255,000 | 2,010 |
| Securities gains (losses) | $-15,000 | 4,955 |
| Applicable income taxes | $162,000 | 2,645 |
| Income before extraordinary items | $3,078,000 | 1,901 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,078,000 | 1,900 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,078,000 | 1,902 |
| Net charge-offs | $-4,000 | 4,209 |
| Cash dividends | $3,080,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,092,250 | 1,863 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,880 |
| Total interest expense | $529,000 | 3,232 |
| Net interest income | $3,780,000 | 2,772 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $812,000 | 2,186 |
| Gross Fiduciary activities income | $338,000 | 533 |
| Service charges on deposit accounts | $125,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 2,642 |
| Total noninterest expense | $2,256,000 | 3,232 |
| Salaries and employee benefits | $1,615,000 | 2,827 |
| Premises and equipment expense | $86,000 | 4,592 |
| Additional noninterest expense | $555,000 | 3,687 |
| Pre-tax net operating income | $2,126,000 | 2,024 |
| Securities gains (losses) | $-15,000 | 5,010 |
| Applicable income taxes | $105,000 | 2,641 |
| Income before extraordinary items | $2,006,000 | 1,912 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,006,000 | 1,911 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,006,000 | 1,912 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $2,280,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,020,250 | 1,877 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,895 |
| Total interest expense | $262,000 | 3,244 |
| Net interest income | $1,896,000 | 2,787 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $358,000 | 2,306 |
| Gross Fiduciary activities income | $143,000 | 562 |
| Service charges on deposit accounts | $58,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,705 |
| Total noninterest expense | $1,151,000 | 3,223 |
| Salaries and employee benefits | $847,000 | 2,773 |
| Premises and equipment expense | $49,000 | 4,527 |
| Additional noninterest expense | $255,000 | 3,829 |
| Pre-tax net operating income | $1,103,000 | 1,927 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $55,000 | 2,568 |
| Income before extraordinary items | $1,048,000 | 1,801 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,048,000 | 1,799 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,048,000 | 1,800 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,048,000 | 1,783 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 2,934 |
| Total interest expense | $806,000 | 3,254 |
| Net interest income | $7,197,000 | 2,842 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $2,137,000 | 1,913 |
| Gross Fiduciary activities income | $710,000 | 526 |
| Service charges on deposit accounts | $268,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,159,000 | 2,076 |
| Total noninterest expense | $4,392,000 | 3,305 |
| Salaries and employee benefits | $2,913,000 | 3,024 |
| Premises and equipment expense | $297,000 | 4,040 |
| Additional noninterest expense | $1,182,000 | 3,613 |
| Pre-tax net operating income | $4,842,000 | 1,813 |
| Securities gains (losses) | $-168,000 | 5,122 |
| Applicable income taxes | $224,000 | 2,610 |
| Income before extraordinary items | $4,450,000 | 1,734 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,450,000 | 1,733 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,450,000 | 1,733 |
| Net charge-offs | $21,000 | 3,086 |
| Cash dividends | $4,287,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,609,600 | 1,677 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 2,960 |
| Total interest expense | $571,000 | 3,279 |
| Net interest income | $5,355,000 | 2,869 |
| Provision for loan and lease losses | $50,000 | 3,168 |
| Total noninterest income | $1,278,000 | 2,199 |
| Gross Fiduciary activities income | $485,000 | 542 |
| Service charges on deposit accounts | $197,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,531 |
| Total noninterest expense | $3,200,000 | 3,361 |
| Salaries and employee benefits | $2,202,000 | 3,012 |
| Premises and equipment expense | $124,000 | 4,749 |
| Additional noninterest expense | $874,000 | 3,659 |
| Pre-tax net operating income | $3,383,000 | 1,954 |
| Securities gains (losses) | $-25,000 | 4,979 |
| Applicable income taxes | $168,000 | 2,670 |
| Income before extraordinary items | $3,190,000 | 1,825 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,190,000 | 1,824 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,190,000 | 1,824 |
| Net charge-offs | $29,000 | 2,523 |
| Cash dividends | $2,200,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,213,750 | 1,798 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 2,948 |
| Total interest expense | $372,000 | 3,235 |
| Net interest income | $3,598,000 | 2,860 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $844,000 | 2,207 |
| Gross Fiduciary activities income | $338,000 | 534 |
| Service charges on deposit accounts | $117,000 | 3,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 2,552 |
| Total noninterest expense | $2,112,000 | 3,404 |
| Salaries and employee benefits | $1,467,000 | 3,039 |
| Premises and equipment expense | $84,000 | 4,773 |
| Additional noninterest expense | $561,000 | 3,754 |
| Pre-tax net operating income | $2,330,000 | 1,872 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $116,000 | 2,617 |
| Income before extraordinary items | $2,214,000 | 1,744 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,214,000 | 1,743 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,214,000 | 1,743 |
| Net charge-offs | $32,000 | 2,002 |
| Cash dividends | $2,200,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,214,000 | 1,735 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 2,965 |
| Total interest expense | $179,000 | 3,260 |
| Net interest income | $1,793,000 | 2,886 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $377,000 | 2,337 |
| Gross Fiduciary activities income | $129,000 | 596 |
| Service charges on deposit accounts | $56,000 | 3,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,538 |
| Total noninterest expense | $1,048,000 | 3,452 |
| Salaries and employee benefits | $762,000 | 2,976 |
| Premises and equipment expense | $42,000 | 4,819 |
| Additional noninterest expense | $244,000 | 4,026 |
| Pre-tax net operating income | $1,122,000 | 1,882 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $56,000 | 2,607 |
| Income before extraordinary items | $1,066,000 | 1,744 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,066,000 | 1,744 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,066,000 | 1,744 |
| Net charge-offs | $18,000 | 1,708 |
| Cash dividends | $2,200,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,066,000 | 1,731 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 3,025 |
| Total interest expense | $657,000 | 3,239 |
| Net interest income | $6,737,000 | 2,967 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,053,000 | 1,998 |
| Gross Fiduciary activities income | $632,000 | 542 |
| Service charges on deposit accounts | $251,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,170,000 | 2,094 |
| Total noninterest expense | $4,375,000 | 3,376 |
| Salaries and employee benefits | $2,902,000 | 3,066 |
| Premises and equipment expense | $260,000 | 4,384 |
| Additional noninterest expense | $1,213,000 | 3,645 |
| Pre-tax net operating income | $4,415,000 | 1,893 |
| Securities gains (losses) | $-31,000 | 5,234 |
| Applicable income taxes | $228,000 | 2,907 |
| Income before extraordinary items | $4,156,000 | 1,565 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,156,000 | 1,565 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,156,000 | 1,565 |
| Net charge-offs | $-140,000 | 5,378 |
| Cash dividends | $3,800,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,185,450 | 1,536 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 3,064 |
| Total interest expense | $488,000 | 3,258 |
| Net interest income | $4,989,000 | 3,005 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,151,000 | 2,386 |
| Gross Fiduciary activities income | $395,000 | 581 |
| Service charges on deposit accounts | $190,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,663 |
| Total noninterest expense | $3,193,000 | 3,457 |
| Salaries and employee benefits | $2,156,000 | 3,084 |
| Premises and equipment expense | $124,000 | 4,951 |
| Additional noninterest expense | $913,000 | 3,660 |
| Pre-tax net operating income | $2,947,000 | 2,093 |
| Securities gains (losses) | $-2,000 | 5,199 |
| Applicable income taxes | $160,000 | 2,899 |
| Income before extraordinary items | $2,785,000 | 1,843 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,785,000 | 1,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,785,000 | 1,843 |
| Net charge-offs | $-22,000 | 4,950 |
| Cash dividends | $900,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,786,900 | 1,813 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 3,074 |
| Total interest expense | $319,000 | 3,262 |
| Net interest income | $3,294,000 | 3,018 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $806,000 | 2,343 |
| Gross Fiduciary activities income | $287,000 | 569 |
| Service charges on deposit accounts | $123,000 | 3,170 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $396,000 | 2,593 |
| Total noninterest expense | $2,087,000 | 3,510 |
| Salaries and employee benefits | $1,417,000 | 3,131 |
| Premises and equipment expense | $74,000 | 5,087 |
| Additional noninterest expense | $596,000 | 3,709 |
| Pre-tax net operating income | $2,013,000 | 2,019 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $110,000 | 2,870 |
| Income before extraordinary items | $1,903,000 | 1,774 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,903,000 | 1,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,903,000 | 1,774 |
| Net charge-offs | $-18,000 | 4,977 |
| Cash dividends | $900,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,903,000 | 1,752 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,123 |
| Total interest expense | $156,000 | 3,293 |
| Net interest income | $1,608,000 | 3,068 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $346,000 | 2,533 |
| Gross Fiduciary activities income | $100,000 | 641 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $189,000 | 2,653 |
| Total noninterest expense | $1,104,000 | 3,409 |
| Salaries and employee benefits | $710,000 | 3,169 |
| Premises and equipment expense | $37,000 | 5,136 |
| Additional noninterest expense | $357,000 | 3,348 |
| Pre-tax net operating income | $850,000 | 2,187 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $47,000 | 2,929 |
| Income before extraordinary items | $803,000 | 1,969 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $803,000 | 1,969 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $803,000 | 1,969 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $803,000 | 1,941 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 3,016 |
| Total interest expense | $606,000 | 3,317 |
| Net interest income | $6,796,000 | 2,941 |
| Provision for loan and lease losses | $349,000 | 1,856 |
| Total noninterest income | $2,013,000 | 2,108 |
| Gross Fiduciary activities income | $588,000 | 560 |
| Service charges on deposit accounts | $240,000 | 3,328 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,185,000 | 2,199 |
| Total noninterest expense | $4,175,000 | 3,554 |
| Salaries and employee benefits | $2,722,000 | 3,236 |
| Premises and equipment expense | $202,000 | 4,885 |
| Additional noninterest expense | $1,251,000 | 3,724 |
| Pre-tax net operating income | $4,285,000 | 1,838 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $187,000 | 2,978 |
| Income before extraordinary items | $4,098,000 | 1,621 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,098,000 | 1,619 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,098,000 | 1,620 |
| Net charge-offs | $230,000 | 1,792 |
| Cash dividends | $2,616,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,098,000 | 1,592 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,013 |
| Total interest expense | $444,000 | 3,363 |
| Net interest income | $5,111,000 | 2,951 |
| Provision for loan and lease losses | $349,000 | 1,487 |
| Total noninterest income | $1,140,000 | 2,479 |
| Gross Fiduciary activities income | $333,000 | 615 |
| Service charges on deposit accounts | $179,000 | 3,353 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $628,000 | 2,610 |
| Total noninterest expense | $3,162,000 | 3,547 |
| Salaries and employee benefits | $2,043,000 | 3,231 |
| Premises and equipment expense | $135,000 | 5,041 |
| Additional noninterest expense | $984,000 | 3,655 |
| Pre-tax net operating income | $2,740,000 | 2,093 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $137,000 | 3,047 |
| Income before extraordinary items | $2,603,000 | 1,888 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,603,000 | 1,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,603,000 | 1,888 |
| Net charge-offs | $165,000 | 1,611 |
| Cash dividends | $1,966,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,603,000 | 1,831 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 3,032 |
| Total interest expense | $290,000 | 3,412 |
| Net interest income | $3,396,000 | 2,969 |
| Provision for loan and lease losses | $255,000 | 1,392 |
| Total noninterest income | $757,000 | 2,460 |
| Gross Fiduciary activities income | $246,000 | 600 |
| Service charges on deposit accounts | $115,000 | 3,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $396,000 | 2,673 |
| Total noninterest expense | $2,064,000 | 3,620 |
| Salaries and employee benefits | $1,366,000 | 3,236 |
| Premises and equipment expense | $96,000 | 5,011 |
| Additional noninterest expense | $602,000 | 3,853 |
| Pre-tax net operating income | $1,834,000 | 2,076 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $92,000 | 3,051 |
| Income before extraordinary items | $1,742,000 | 1,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,742,000 | 1,865 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,742,000 | 1,865 |
| Net charge-offs | $92,000 | 1,700 |
| Cash dividends | $366,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,742,000 | 1,815 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 3,086 |
| Total interest expense | $143,000 | 3,464 |
| Net interest income | $1,662,000 | 3,021 |
| Provision for loan and lease losses | $211,000 | 927 |
| Total noninterest income | $292,000 | 2,765 |
| Gross Fiduciary activities income | $76,000 | 682 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $162,000 | 2,892 |
| Total noninterest expense | $1,150,000 | 3,391 |
| Salaries and employee benefits | $720,000 | 3,147 |
| Premises and equipment expense | $82,000 | 4,242 |
| Additional noninterest expense | $348,000 | 3,556 |
| Pre-tax net operating income | $593,000 | 2,752 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $563,000 | 2,546 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $563,000 | 2,546 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $563,000 | 2,546 |
| Net charge-offs | $133,000 | 851 |
| Cash dividends | $366,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $563,000 | 2,501 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 3,106 |
| Total interest expense | $620,000 | 3,317 |
| Net interest income | $6,395,000 | 3,063 |
| Provision for loan and lease losses | $77,000 | 3,277 |
| Total noninterest income | $1,865,000 | 2,200 |
| Gross Fiduciary activities income | $505,000 | 589 |
| Service charges on deposit accounts | $237,000 | 3,439 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,123,000 | 2,229 |
| Total noninterest expense | $4,228,000 | 3,594 |
| Salaries and employee benefits | $2,758,000 | 3,194 |
| Premises and equipment expense | $265,000 | 4,687 |
| Additional noninterest expense | $1,205,000 | 3,911 |
| Pre-tax net operating income | $3,955,000 | 1,884 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $186,000 | 2,980 |
| Income before extraordinary items | $3,772,000 | 1,680 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,772,000 | 1,681 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,772,000 | 1,682 |
| Net charge-offs | $19,000 | 3,792 |
| Cash dividends | $3,216,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,769,150 | 1,645 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,154 |
| Total interest expense | $470,000 | 3,333 |
| Net interest income | $4,735,000 | 3,103 |
| Provision for loan and lease losses | $42,000 | 3,439 |
| Total noninterest income | $1,056,000 | 2,596 |
| Gross Fiduciary activities income | $293,000 | 649 |
| Service charges on deposit accounts | $173,000 | 3,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,692 |
| Total noninterest expense | $3,132,000 | 3,643 |
| Salaries and employee benefits | $2,079,000 | 3,214 |
| Premises and equipment expense | $134,000 | 5,279 |
| Additional noninterest expense | $919,000 | 3,884 |
| Pre-tax net operating income | $2,617,000 | 2,126 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $131,000 | 3,116 |
| Income before extraordinary items | $2,489,000 | 1,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,489,000 | 1,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,489,000 | 1,899 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $2,249,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,486,150 | 1,863 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,208 |
| Total interest expense | $317,000 | 3,333 |
| Net interest income | $3,094,000 | 3,149 |
| Provision for loan and lease losses | $17,000 | 3,596 |
| Total noninterest income | $734,000 | 2,545 |
| Gross Fiduciary activities income | $219,000 | 635 |
| Service charges on deposit accounts | $113,000 | 3,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 2,669 |
| Total noninterest expense | $2,059,000 | 3,708 |
| Salaries and employee benefits | $1,375,000 | 3,254 |
| Premises and equipment expense | $86,000 | 5,354 |
| Additional noninterest expense | $598,000 | 3,966 |
| Pre-tax net operating income | $1,752,000 | 2,095 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $88,000 | 3,108 |
| Income before extraordinary items | $1,667,000 | 1,881 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,667,000 | 1,884 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,667,000 | 1,884 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $1,291,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,664,150 | 1,839 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,294 |
| Total interest expense | $158,000 | 3,370 |
| Net interest income | $1,491,000 | 3,237 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $345,000 | 2,594 |
| Gross Fiduciary activities income | $100,000 | 656 |
| Service charges on deposit accounts | $54,000 | 3,577 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $1,078,000 | 3,622 |
| Salaries and employee benefits | $674,000 | 3,312 |
| Premises and equipment expense | $40,000 | 5,498 |
| Additional noninterest expense | $364,000 | 3,497 |
| Pre-tax net operating income | $741,000 | 2,328 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $707,000 | 2,122 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $707,000 | 2,123 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $707,000 | 2,123 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $499,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $704,150 | 2,060 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 3,321 |
| Total interest expense | $675,000 | 3,386 |
| Net interest income | $5,917,000 | 3,280 |
| Provision for loan and lease losses | $33,000 | 4,032 |
| Total noninterest income | $1,627,000 | 2,398 |
| Gross Fiduciary activities income | $353,000 | 676 |
| Service charges on deposit accounts | $225,000 | 3,730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,049,000 | 2,263 |
| Total noninterest expense | $4,270,000 | 3,678 |
| Salaries and employee benefits | $2,737,000 | 3,274 |
| Premises and equipment expense | $271,000 | 4,856 |
| Additional noninterest expense | $1,262,000 | 3,947 |
| Pre-tax net operating income | $3,241,000 | 2,148 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $153,000 | 3,149 |
| Income before extraordinary items | $3,091,000 | 1,972 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,091,000 | 1,971 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,091,000 | 1,970 |
| Net charge-offs | $-14,000 | 5,722 |
| Cash dividends | $3,438,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,088,150 | 1,928 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 3,358 |
| Total interest expense | $511,000 | 3,408 |
| Net interest income | $4,415,000 | 3,316 |
| Provision for loan and lease losses | $11,000 | 4,122 |
| Total noninterest income | $876,000 | 2,897 |
| Gross Fiduciary activities income | $186,000 | 736 |
| Service charges on deposit accounts | $165,000 | 3,805 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $525,000 | 2,845 |
| Total noninterest expense | $3,089,000 | 3,777 |
| Salaries and employee benefits | $2,052,000 | 3,303 |
| Premises and equipment expense | $135,000 | 5,528 |
| Additional noninterest expense | $902,000 | 4,076 |
| Pre-tax net operating income | $2,191,000 | 2,364 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $110,000 | 3,229 |
| Income before extraordinary items | $2,084,000 | 2,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,084,000 | 2,157 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,084,000 | 2,156 |
| Net charge-offs | $-14,000 | 5,691 |
| Cash dividends | $3,052,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,081,150 | 2,111 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 3,365 |
| Total interest expense | $343,000 | 3,433 |
| Net interest income | $2,938,000 | 3,317 |
| Provision for loan and lease losses | $11,000 | 3,880 |
| Total noninterest income | $582,000 | 2,882 |
| Gross Fiduciary activities income | $116,000 | 751 |
| Service charges on deposit accounts | $106,000 | 3,836 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $360,000 | 2,796 |
| Total noninterest expense | $2,102,000 | 3,747 |
| Salaries and employee benefits | $1,402,000 | 3,263 |
| Premises and equipment expense | $89,000 | 5,588 |
| Additional noninterest expense | $611,000 | 4,059 |
| Pre-tax net operating income | $1,407,000 | 2,369 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $70,000 | 3,257 |
| Income before extraordinary items | $1,337,000 | 2,169 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,337,000 | 2,173 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,337,000 | 2,172 |
| Net charge-offs | $-15,000 | 5,786 |
| Cash dividends | $1,530,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,337,000 | 2,124 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,391 |
| Total interest expense | $173,000 | 3,461 |
| Net interest income | $1,460,000 | 3,340 |
| Provision for loan and lease losses | $1,000 | 3,779 |
| Total noninterest income | $246,000 | 3,090 |
| Gross Fiduciary activities income | $33,000 | 835 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $161,000 | 2,866 |
| Total noninterest expense | $1,113,000 | 3,629 |
| Salaries and employee benefits | $697,000 | 3,295 |
| Premises and equipment expense | $41,000 | 5,755 |
| Additional noninterest expense | $375,000 | 3,560 |
| Pre-tax net operating income | $592,000 | 2,593 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $29,000 | 3,308 |
| Income before extraordinary items | $563,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $563,000 | 2,373 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $563,000 | 2,374 |
| Net charge-offs | $-15,000 | 5,922 |
| Cash dividends | $885,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $563,000 | 2,331 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 3,392 |
| Total interest expense | $760,000 | 3,562 |
| Net interest income | $5,901,000 | 3,314 |
| Provision for loan and lease losses | $1,000 | 5,068 |
| Total noninterest income | $1,903,000 | 2,236 |
| Gross Fiduciary activities income | $437,000 | 631 |
| Service charges on deposit accounts | $227,000 | 3,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,239,000 | 2,091 |
| Total noninterest expense | $4,262,000 | 3,767 |
| Salaries and employee benefits | $2,677,000 | 3,367 |
| Premises and equipment expense | $265,000 | 5,079 |
| Additional noninterest expense | $1,320,000 | 3,965 |
| Pre-tax net operating income | $3,541,000 | 1,891 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $168,000 | 3,075 |
| Income before extraordinary items | $3,379,000 | 1,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,379,000 | 1,721 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,379,000 | 1,721 |
| Net charge-offs | $-11,000 | 6,185 |
| Cash dividends | $4,149,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,373,300 | 1,686 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 3,427 |
| Total interest expense | $577,000 | 3,623 |
| Net interest income | $4,387,000 | 3,358 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $1,019,000 | 2,793 |
| Gross Fiduciary activities income | $220,000 | 703 |
| Service charges on deposit accounts | $171,000 | 3,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $628,000 | 2,667 |
| Total noninterest expense | $3,234,000 | 3,763 |
| Salaries and employee benefits | $2,026,000 | 3,369 |
| Premises and equipment expense | $159,000 | 5,504 |
| Additional noninterest expense | $1,049,000 | 3,830 |
| Pre-tax net operating income | $2,171,000 | 2,283 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $110,000 | 3,244 |
| Income before extraordinary items | $2,082,000 | 2,062 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,082,000 | 2,069 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,082,000 | 2,068 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $3,341,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,062,050 | 2,010 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,451 |
| Total interest expense | $388,000 | 3,656 |
| Net interest income | $2,909,000 | 3,367 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $699,000 | 2,767 |
| Gross Fiduciary activities income | $158,000 | 693 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 2,685 |
| Total noninterest expense | $2,146,000 | 3,793 |
| Salaries and employee benefits | $1,378,000 | 3,332 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $657,000 | 3,983 |
| Pre-tax net operating income | $1,461,000 | 2,240 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $73,000 | 3,235 |
| Income before extraordinary items | $1,403,000 | 2,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,403,000 | 2,050 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,403,000 | 2,048 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $2,561,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,388,750 | 1,978 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 3,481 |
| Total interest expense | $196,000 | 3,719 |
| Net interest income | $1,443,000 | 3,392 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $317,000 | 2,924 |
| Gross Fiduciary activities income | $59,000 | 756 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 2,752 |
| Total noninterest expense | $1,074,000 | 3,823 |
| Salaries and employee benefits | $682,000 | 3,388 |
| Premises and equipment expense | $57,000 | 5,424 |
| Additional noninterest expense | $335,000 | 3,961 |
| Pre-tax net operating income | $685,000 | 2,303 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $652,000 | 2,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $652,000 | 2,112 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $652,000 | 2,111 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $1,843,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $652,000 | 2,029 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 3,390 |
| Total interest expense | $1,026,000 | 3,544 |
| Net interest income | $6,144,000 | 3,316 |
| Provision for loan and lease losses | $28,000 | 5,485 |
| Total noninterest income | $2,189,000 | 2,062 |
| Gross Fiduciary activities income | $384,000 | 657 |
| Service charges on deposit accounts | $245,000 | 3,901 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,560,000 | 1,813 |
| Total noninterest expense | $4,010,000 | 4,031 |
| Salaries and employee benefits | $2,668,000 | 3,405 |
| Premises and equipment expense | $176,000 | 5,903 |
| Additional noninterest expense | $1,166,000 | 4,422 |
| Pre-tax net operating income | $4,295,000 | 1,568 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $197,000 | 3,023 |
| Income before extraordinary items | $4,100,000 | 1,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,100,000 | 1,429 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,100,000 | 1,429 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $2,400,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,098,100 | 1,339 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 3,420 |
| Total interest expense | $813,000 | 3,549 |
| Net interest income | $4,620,000 | 3,367 |
| Provision for loan and lease losses | $21,000 | 5,372 |
| Total noninterest income | $1,117,000 | 2,627 |
| Gross Fiduciary activities income | $234,000 | 692 |
| Service charges on deposit accounts | $189,000 | 3,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $694,000 | 2,475 |
| Total noninterest expense | $3,072,000 | 3,996 |
| Salaries and employee benefits | $2,009,000 | 3,414 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $925,000 | 4,307 |
| Pre-tax net operating income | $2,644,000 | 1,874 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $132,000 | 3,178 |
| Income before extraordinary items | $2,512,000 | 1,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,512,000 | 1,737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,512,000 | 1,739 |
| Net charge-offs | $14,000 | 5,204 |
| Cash dividends | $2,400,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,512,000 | 1,635 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 3,415 |
| Total interest expense | $568,000 | 3,532 |
| Net interest income | $3,089,000 | 3,361 |
| Provision for loan and lease losses | $19,000 | 5,163 |
| Total noninterest income | $735,000 | 2,617 |
| Gross Fiduciary activities income | $133,000 | 734 |
| Service charges on deposit accounts | $131,000 | 3,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 2,407 |
| Total noninterest expense | $2,034,000 | 4,042 |
| Salaries and employee benefits | $1,350,000 | 3,410 |
| Premises and equipment expense | $99,000 | 5,823 |
| Additional noninterest expense | $585,000 | 4,455 |
| Pre-tax net operating income | $1,771,000 | 1,854 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $88,000 | 3,159 |
| Income before extraordinary items | $1,683,000 | 1,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,683,000 | 1,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,683,000 | 1,718 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,683,000 | 1,633 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,423 |
| Total interest expense | $291,000 | 3,577 |
| Net interest income | $1,553,000 | 3,362 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $372,000 | 2,588 |
| Gross Fiduciary activities income | $68,000 | 738 |
| Service charges on deposit accounts | $64,000 | 3,833 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $240,000 | 2,400 |
| Total noninterest expense | $1,055,000 | 3,958 |
| Salaries and employee benefits | $657,000 | 3,508 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $353,000 | 3,963 |
| Pre-tax net operating income | $868,000 | 1,896 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $825,000 | 1,753 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $825,000 | 1,755 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $825,000 | 1,754 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $825,000 | 1,652 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 3,314 |
| Total interest expense | $1,402,000 | 3,608 |
| Net interest income | $6,660,000 | 3,195 |
| Provision for loan and lease losses | $72,000 | 5,606 |
| Total noninterest income | $1,593,000 | 2,353 |
| Gross Fiduciary activities income | $293,000 | 666 |
| Service charges on deposit accounts | $280,000 | 3,737 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,020,000 | 2,104 |
| Total noninterest expense | $4,158,000 | 4,011 |
| Salaries and employee benefits | $2,565,000 | 3,489 |
| Premises and equipment expense | $435,000 | 4,376 |
| Additional noninterest expense | $1,158,000 | 4,563 |
| Pre-tax net operating income | $4,023,000 | 1,427 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $191,000 | 2,948 |
| Income before extraordinary items | $3,830,000 | 1,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,830,000 | 1,297 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,830,000 | 1,297 |
| Net charge-offs | $50,000 | 5,480 |
| Cash dividends | $4,100,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,831,900 | 1,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,099,000 | 3,321 |
| Total interest expense | $1,096,000 | 3,623 |
| Net interest income | $5,003,000 | 3,206 |
| Provision for loan and lease losses | $47,000 | 5,572 |
| Total noninterest income | $809,000 | 2,984 |
| Gross Fiduciary activities income | $181,000 | 683 |
| Service charges on deposit accounts | $214,000 | 3,709 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $414,000 | 2,980 |
| Total noninterest expense | $2,970,000 | 4,142 |
| Salaries and employee benefits | $1,932,000 | 3,484 |
| Premises and equipment expense | $147,000 | 6,080 |
| Additional noninterest expense | $891,000 | 4,480 |
| Pre-tax net operating income | $2,795,000 | 1,581 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $140,000 | 2,960 |
| Income before extraordinary items | $2,652,000 | 1,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,652,000 | 1,432 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,652,000 | 1,432 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,654,850 | 1,361 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 3,332 |
| Total interest expense | $753,000 | 3,643 |
| Net interest income | $3,329,000 | 3,232 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $520,000 | 3,041 |
| Gross Fiduciary activities income | $127,000 | 695 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 3,133 |
| Total noninterest expense | $2,008,000 | 4,152 |
| Salaries and employee benefits | $1,320,000 | 3,439 |
| Premises and equipment expense | $92,000 | 6,228 |
| Additional noninterest expense | $596,000 | 4,547 |
| Pre-tax net operating income | $1,801,000 | 1,593 |
| Securities gains (losses) | $-3,000 | 6,961 |
| Applicable income taxes | $90,000 | 2,938 |
| Income before extraordinary items | $1,708,000 | 1,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,708,000 | 1,440 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,708,000 | 1,440 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,710,850 | 1,376 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 3,339 |
| Total interest expense | $387,000 | 3,678 |
| Net interest income | $1,665,000 | 3,215 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $222,000 | 3,381 |
| Gross Fiduciary activities income | $50,000 | 757 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,488 |
| Total noninterest expense | $1,071,000 | 4,007 |
| Salaries and employee benefits | $664,000 | 3,458 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $358,000 | 4,032 |
| Pre-tax net operating income | $803,000 | 1,773 |
| Securities gains (losses) | $-3,000 | 7,054 |
| Applicable income taxes | $40,000 | 3,000 |
| Income before extraordinary items | $760,000 | 1,553 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $760,000 | 1,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $760,000 | 1,553 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $762,850 | 1,503 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 3,290 |
| Total interest expense | $1,980,000 | 3,598 |
| Net interest income | $6,786,000 | 3,151 |
| Provision for loan and lease losses | $22,000 | 6,793 |
| Total noninterest income | $1,748,000 | 2,281 |
| Gross Fiduciary activities income | $353,000 | 634 |
| Service charges on deposit accounts | $297,000 | 3,654 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,098,000 | 2,070 |
| Total noninterest expense | $4,242,000 | 4,045 |
| Salaries and employee benefits | $2,700,000 | 3,399 |
| Premises and equipment expense | $246,000 | 5,837 |
| Additional noninterest expense | $1,296,000 | 4,405 |
| Pre-tax net operating income | $4,270,000 | 1,192 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $199,000 | 2,721 |
| Income before extraordinary items | $4,076,000 | 1,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,076,000 | 1,068 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,076,000 | 1,069 |
| Net charge-offs | $7,000 | 6,639 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,071,250 | 1,022 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 3,357 |
| Total interest expense | $1,523,000 | 3,663 |
| Net interest income | $5,062,000 | 3,209 |
| Provision for loan and lease losses | $11,000 | 6,817 |
| Total noninterest income | $903,000 | 2,924 |
| Gross Fiduciary activities income | $221,000 | 660 |
| Service charges on deposit accounts | $220,000 | 3,743 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $462,000 | 2,881 |
| Total noninterest expense | $3,110,000 | 4,111 |
| Salaries and employee benefits | $1,995,000 | 3,445 |
| Premises and equipment expense | $169,000 | 6,045 |
| Additional noninterest expense | $946,000 | 4,473 |
| Pre-tax net operating income | $2,844,000 | 1,380 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $144,000 | 2,826 |
| Income before extraordinary items | $2,736,000 | 1,226 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,736,000 | 1,230 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,736,000 | 1,230 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $3,000,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,701,800 | 1,189 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 3,424 |
| Total interest expense | $1,027,000 | 3,735 |
| Net interest income | $3,326,000 | 3,238 |
| Provision for loan and lease losses | $11,000 | 6,609 |
| Total noninterest income | $523,000 | 3,132 |
| Gross Fiduciary activities income | $112,000 | 731 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $266,000 | 3,034 |
| Total noninterest expense | $2,029,000 | 4,193 |
| Salaries and employee benefits | $1,321,000 | 3,492 |
| Premises and equipment expense | $122,000 | 5,928 |
| Additional noninterest expense | $586,000 | 4,643 |
| Pre-tax net operating income | $1,809,000 | 1,440 |
| Securities gains (losses) | $36,000 | 2,082 |
| Applicable income taxes | $92,000 | 2,855 |
| Income before extraordinary items | $1,753,000 | 1,265 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,753,000 | 1,266 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,753,000 | 1,266 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,718,800 | 1,243 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 3,524 |
| Total interest expense | $518,000 | 3,837 |
| Net interest income | $1,627,000 | 3,326 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $252,000 | 3,198 |
| Gross Fiduciary activities income | $56,000 | 739 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 3,112 |
| Total noninterest expense | $1,066,000 | 4,096 |
| Salaries and employee benefits | $649,000 | 3,591 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $342,000 | 4,225 |
| Pre-tax net operating income | $806,000 | 1,604 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $767,000 | 1,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $767,000 | 1,443 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $767,000 | 1,443 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $766,050 | 1,389 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 3,538 |
| Total interest expense | $2,453,000 | 3,949 |
| Net interest income | $6,443,000 | 3,259 |
| Provision for loan and lease losses | $91,000 | 6,517 |
| Total noninterest income | $1,880,000 | 2,210 |
| Gross Fiduciary activities income | $392,000 | 603 |
| Service charges on deposit accounts | $325,000 | 3,731 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,163,000 | 1,953 |
| Total noninterest expense | $4,134,000 | 4,246 |
| Salaries and employee benefits | $2,711,000 | 3,463 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $1,151,000 | 4,856 |
| Pre-tax net operating income | $4,098,000 | 1,012 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $191,000 | 2,414 |
| Income before extraordinary items | $3,907,000 | 886 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,907,000 | 885 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,907,000 | 885 |
| Net charge-offs | $62,000 | 6,077 |
| Cash dividends | $4,600,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,907,000 | 877 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 3,575 |
| Total interest expense | $1,897,000 | 3,994 |
| Net interest income | $4,802,000 | 3,280 |
| Provision for loan and lease losses | $76,000 | 6,253 |
| Total noninterest income | $1,064,000 | 2,705 |
| Gross Fiduciary activities income | $286,000 | 600 |
| Service charges on deposit accounts | $248,000 | 3,712 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $530,000 | 2,715 |
| Total noninterest expense | $3,064,000 | 4,294 |
| Salaries and employee benefits | $1,991,000 | 3,550 |
| Premises and equipment expense | $203,000 | 5,938 |
| Additional noninterest expense | $870,000 | 4,818 |
| Pre-tax net operating income | $2,726,000 | 1,191 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $136,000 | 2,650 |
| Income before extraordinary items | $2,590,000 | 1,054 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,590,000 | 1,053 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,590,000 | 1,054 |
| Net charge-offs | $48,000 | 5,717 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,590,000 | 1,034 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 3,615 |
| Total interest expense | $1,305,000 | 4,018 |
| Net interest income | $3,161,000 | 3,311 |
| Provision for loan and lease losses | $64,000 | 5,788 |
| Total noninterest income | $728,000 | 2,677 |
| Gross Fiduciary activities income | $161,000 | 651 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $400,000 | 2,552 |
| Total noninterest expense | $1,938,000 | 4,470 |
| Salaries and employee benefits | $1,307,000 | 3,641 |
| Premises and equipment expense | $147,000 | 5,794 |
| Additional noninterest expense | $484,000 | 5,332 |
| Pre-tax net operating income | $1,887,000 | 1,214 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $95,000 | 2,669 |
| Income before extraordinary items | $1,792,000 | 1,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,792,000 | 1,063 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,792,000 | 1,066 |
| Net charge-offs | $40,000 | 5,111 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,792,000 | 1,035 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,634 |
| Total interest expense | $681,000 | 4,021 |
| Net interest income | $1,566,000 | 3,332 |
| Provision for loan and lease losses | $51,000 | 4,871 |
| Total noninterest income | $380,000 | 2,590 |
| Gross Fiduciary activities income | $95,000 | 610 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $208,000 | 2,459 |
| Total noninterest expense | $1,018,000 | 4,261 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $290,000 | 4,517 |
| Pre-tax net operating income | $877,000 | 1,474 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $832,000 | 1,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $832,000 | 1,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $832,000 | 1,319 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $832,000 | 1,246 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,713,000 | 3,615 |
| Total interest expense | $3,671,000 | 3,722 |
| Net interest income | $6,042,000 | 3,460 |
| Provision for loan and lease losses | $613,000 | 3,462 |
| Total noninterest income | $1,942,000 | 2,189 |
| Gross Fiduciary activities income | $341,000 | 647 |
| Service charges on deposit accounts | $394,000 | 3,482 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,207,000 | 1,872 |
| Total noninterest expense | $4,120,000 | 4,146 |
| Salaries and employee benefits | $2,574,000 | 3,702 |
| Premises and equipment expense | $532,000 | 4,298 |
| Additional noninterest expense | $1,014,000 | 4,777 |
| Pre-tax net operating income | $3,251,000 | 1,671 |
| Securities gains (losses) | $-8,000 | 7,000 |
| Applicable income taxes | $161,000 | 3,009 |
| Income before extraordinary items | $3,082,000 | 1,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,082,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,089,600 | 1,423 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 3,651 |
| Total interest expense | $2,898,000 | 3,711 |
| Net interest income | $4,436,000 | 3,543 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $995,000 | 2,924 |
| Gross Fiduciary activities income | $241,000 | 673 |
| Service charges on deposit accounts | $298,000 | 3,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 2,958 |
| Total noninterest expense | $2,891,000 | 4,342 |
| Salaries and employee benefits | $1,879,000 | 3,795 |
| Premises and equipment expense | $210,000 | 5,975 |
| Additional noninterest expense | $802,000 | 4,555 |
| Pre-tax net operating income | $2,415,000 | 1,992 |
| Securities gains (losses) | $-8,000 | 7,315 |
| Applicable income taxes | $127,000 | 3,382 |
| Income before extraordinary items | $2,280,000 | 1,587 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,280,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,287,600 | 1,668 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 3,692 |
| Total interest expense | $2,020,000 | 3,716 |
| Net interest income | $2,879,000 | 3,602 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $648,000 | 2,980 |
| Gross Fiduciary activities income | $127,000 | 745 |
| Service charges on deposit accounts | $195,000 | 3,536 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $326,000 | 2,896 |
| Total noninterest expense | $1,904,000 | 4,397 |
| Salaries and employee benefits | $1,240,000 | 3,866 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $528,000 | 4,574 |
| Pre-tax net operating income | $1,596,000 | 2,071 |
| Securities gains (losses) | $-15,000 | 8,152 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $1,505,000 | 1,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,505,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,519,250 | 1,755 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 3,772 |
| Total interest expense | $1,069,000 | 3,746 |
| Net interest income | $1,387,000 | 3,685 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $304,000 | 3,110 |
| Gross Fiduciary activities income | $68,000 | 740 |
| Service charges on deposit accounts | $93,000 | 3,591 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 3,122 |
| Total noninterest expense | $991,000 | 4,266 |
| Salaries and employee benefits | $622,000 | 3,869 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $303,000 | 4,084 |
| Pre-tax net operating income | $700,000 | 2,412 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $665,000 | 2,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $665,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $665,000 | 2,054 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,407,000 | 3,928 |
| Total interest expense | $4,681,000 | 3,619 |
| Net interest income | $4,726,000 | 4,167 |
| Provision for loan and lease losses | $-1,100,000 | 8,511 |
| Total noninterest income | $1,681,000 | 2,515 |
| Gross Fiduciary activities income | $339,000 | 674 |
| Service charges on deposit accounts | $395,000 | 3,542 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $947,000 | 2,295 |
| Total noninterest expense | $3,995,000 | 4,128 |
| Salaries and employee benefits | $2,572,000 | 3,639 |
| Premises and equipment expense | $397,000 | 5,048 |
| Additional noninterest expense | $1,026,000 | 4,578 |
| Pre-tax net operating income | $3,512,000 | 2,191 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $130,000 | 4,263 |
| Income before extraordinary items | $3,381,000 | 1,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,381,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $4,100,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,381,960 | 1,834 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 3,976 |
| Total interest expense | $3,520,000 | 3,626 |
| Net interest income | $3,443,000 | 4,262 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $953,000 | 3,013 |
| Gross Fiduciary activities income | $224,000 | 707 |
| Service charges on deposit accounts | $295,000 | 3,546 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $434,000 | 3,061 |
| Total noninterest expense | $2,885,000 | 4,205 |
| Salaries and employee benefits | $1,897,000 | 3,675 |
| Premises and equipment expense | $219,000 | 5,843 |
| Additional noninterest expense | $769,000 | 4,502 |
| Pre-tax net operating income | $1,511,000 | 3,454 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $53,000 | 4,907 |
| Income before extraordinary items | $1,457,000 | 3,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,457,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $2,400,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,457,960 | 3,012 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 4,021 |
| Total interest expense | $2,351,000 | 3,617 |
| Net interest income | $2,234,000 | 4,367 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $638,000 | 3,021 |
| Gross Fiduciary activities income | $165,000 | 685 |
| Service charges on deposit accounts | $193,000 | 3,579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $280,000 | 3,130 |
| Total noninterest expense | $1,837,000 | 4,378 |
| Salaries and employee benefits | $1,247,000 | 3,752 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $443,000 | 4,960 |
| Pre-tax net operating income | $1,035,000 | 3,453 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $42,000 | 4,880 |
| Income before extraordinary items | $992,000 | 3,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $992,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $2,400,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $992,960 | 3,033 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 4,023 |
| Total interest expense | $1,155,000 | 3,633 |
| Net interest income | $1,140,000 | 4,309 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $278,000 | 3,287 |
| Gross Fiduciary activities income | $74,000 | 725 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $111,000 | 3,572 |
| Total noninterest expense | $914,000 | 4,398 |
| Salaries and employee benefits | $622,000 | 3,789 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $232,000 | 4,778 |
| Pre-tax net operating income | $504,000 | 3,512 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $484,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $1,400,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $484,000 | 3,079 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,962 |
| Total interest expense | $4,366,000 | 3,362 |
| Net interest income | $4,370,000 | 4,420 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,356,000 | 2,895 |
| Gross Fiduciary activities income | $350,000 | 673 |
| Service charges on deposit accounts | $392,000 | 3,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $614,000 | 2,972 |
| Total noninterest expense | $3,692,000 | 4,219 |
| Salaries and employee benefits | $2,430,000 | 3,685 |
| Premises and equipment expense | $269,000 | 6,020 |
| Additional noninterest expense | $993,000 | 4,534 |
| Pre-tax net operating income | $2,034,000 | 3,601 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $80,000 | 5,144 |
| Income before extraordinary items | $1,951,000 | 3,155 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,951,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,133 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,953,880 | 3,138 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 3,966 |
| Total interest expense | $3,193,000 | 3,329 |
| Net interest income | $3,264,000 | 4,468 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $877,000 | 3,196 |
| Gross Fiduciary activities income | $218,000 | 715 |
| Service charges on deposit accounts | $295,000 | 3,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,369 |
| Total noninterest expense | $2,710,000 | 4,277 |
| Salaries and employee benefits | $1,797,000 | 3,734 |
| Premises and equipment expense | $184,000 | 6,293 |
| Additional noninterest expense | $729,000 | 4,578 |
| Pre-tax net operating income | $1,431,000 | 3,895 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $57,000 | 5,350 |
| Income before extraordinary items | $1,371,000 | 3,399 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,371,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $800,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,373,880 | 3,389 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 3,952 |
| Total interest expense | $2,059,000 | 3,299 |
| Net interest income | $2,191,000 | 4,459 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $570,000 | 3,227 |
| Gross Fiduciary activities income | $161,000 | 695 |
| Service charges on deposit accounts | $190,000 | 3,664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $219,000 | 3,564 |
| Total noninterest expense | $1,757,000 | 4,379 |
| Salaries and employee benefits | $1,170,000 | 3,809 |
| Premises and equipment expense | $125,000 | 6,249 |
| Additional noninterest expense | $462,000 | 4,737 |
| Pre-tax net operating income | $1,004,000 | 3,790 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $973,000 | 3,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $973,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $800,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $963,400 | 3,289 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 3,936 |
| Total interest expense | $998,000 | 3,265 |
| Net interest income | $1,096,000 | 4,443 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $315,000 | 2,984 |
| Gross Fiduciary activities income | $103,000 | 635 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,366 |
| Total noninterest expense | $896,000 | 4,333 |
| Salaries and employee benefits | $591,000 | 3,807 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $515,000 | 3,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $494,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $494,000 | 3,168 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 3,816 |
| Total interest expense | $3,134,000 | 3,214 |
| Net interest income | $4,703,000 | 4,134 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,308,000 | 2,946 |
| Gross Fiduciary activities income | $272,000 | 741 |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $665,000 | 2,858 |
| Total noninterest expense | $3,664,000 | 4,145 |
| Salaries and employee benefits | $2,274,000 | 3,759 |
| Premises and equipment expense | $347,000 | 5,316 |
| Additional noninterest expense | $1,043,000 | 4,281 |
| Pre-tax net operating income | $2,347,000 | 3,289 |
| Securities gains (losses) | $-119,000 | 8,472 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $2,200,000 | 2,853 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,200,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,316 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,317,810 | 2,708 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 3,811 |
| Total interest expense | $2,223,000 | 3,222 |
| Net interest income | $3,573,000 | 4,093 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $859,000 | 3,255 |
| Gross Fiduciary activities income | $189,000 | 741 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $394,000 | 3,305 |
| Total noninterest expense | $2,593,000 | 4,296 |
| Salaries and employee benefits | $1,669,000 | 3,789 |
| Premises and equipment expense | $202,000 | 6,007 |
| Additional noninterest expense | $722,000 | 4,526 |
| Pre-tax net operating income | $1,839,000 | 3,250 |
| Securities gains (losses) | $-119,000 | 8,655 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $1,650,000 | 2,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,650,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,397 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,764,240 | 2,704 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 3,760 |
| Total interest expense | $1,404,000 | 3,217 |
| Net interest income | $2,431,000 | 4,018 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $589,000 | 3,144 |
| Gross Fiduciary activities income | $128,000 | 734 |
| Service charges on deposit accounts | $182,000 | 3,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $279,000 | 3,197 |
| Total noninterest expense | $1,706,000 | 4,327 |
| Salaries and employee benefits | $1,098,000 | 3,813 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $476,000 | 4,539 |
| Pre-tax net operating income | $1,314,000 | 3,053 |
| Securities gains (losses) | $-118,000 | 8,725 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $1,150,000 | 2,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,150,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,263,280 | 2,500 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,759 |
| Total interest expense | $657,000 | 3,274 |
| Net interest income | $1,236,000 | 3,966 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $278,000 | 3,228 |
| Gross Fiduciary activities income | $53,000 | 797 |
| Service charges on deposit accounts | $85,000 | 3,795 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $854,000 | 4,339 |
| Salaries and employee benefits | $543,000 | 3,838 |
| Premises and equipment expense | $62,000 | 6,259 |
| Additional noninterest expense | $249,000 | 4,376 |
| Pre-tax net operating income | $660,000 | 3,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $633,000 | 2,500 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $633,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $633,000 | 2,464 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 3,564 |
| Total interest expense | $2,633,000 | 2,921 |
| Net interest income | $4,932,000 | 3,840 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,558,000 | 2,619 |
| Gross Fiduciary activities income | $260,000 | 728 |
| Service charges on deposit accounts | $376,000 | 3,786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $922,000 | 2,269 |
| Total noninterest expense | $3,921,000 | 3,816 |
| Salaries and employee benefits | $2,159,000 | 3,744 |
| Premises and equipment expense | $562,000 | 3,734 |
| Additional noninterest expense | $1,200,000 | 3,743 |
| Pre-tax net operating income | $2,569,000 | 2,946 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $121,000 | 5,326 |
| Income before extraordinary items | $2,449,000 | 2,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,449,000 | 2,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $3,895,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,448,050 | 2,421 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,552 |
| Total interest expense | $1,990,000 | 2,854 |
| Net interest income | $3,677,000 | 3,851 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,155,000 | 2,640 |
| Gross Fiduciary activities income | $170,000 | 763 |
| Service charges on deposit accounts | $278,000 | 3,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $707,000 | 2,254 |
| Total noninterest expense | $2,866,000 | 3,855 |
| Salaries and employee benefits | $1,631,000 | 3,714 |
| Premises and equipment expense | $343,000 | 4,345 |
| Additional noninterest expense | $892,000 | 3,752 |
| Pre-tax net operating income | $1,966,000 | 2,924 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $98,000 | 5,372 |
| Income before extraordinary items | $1,858,000 | 2,485 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,858,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $3,295,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,867,500 | 2,406 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,530 |
| Total interest expense | $1,346,000 | 2,802 |
| Net interest income | $2,435,000 | 3,867 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $876,000 | 2,425 |
| Gross Fiduciary activities income | $122,000 | 747 |
| Service charges on deposit accounts | $181,000 | 3,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $573,000 | 1,994 |
| Total noninterest expense | $1,888,000 | 3,924 |
| Salaries and employee benefits | $1,082,000 | 3,745 |
| Premises and equipment expense | $254,000 | 4,022 |
| Additional noninterest expense | $552,000 | 3,998 |
| Pre-tax net operating income | $1,423,000 | 2,698 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $69,000 | 5,297 |
| Income before extraordinary items | $1,348,000 | 2,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,348,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $2,720,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,353,700 | 2,206 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 3,534 |
| Total interest expense | $693,000 | 2,771 |
| Net interest income | $1,207,000 | 3,877 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $540,000 | 2,039 |
| Gross Fiduciary activities income | $57,000 | 770 |
| Service charges on deposit accounts | $86,000 | 3,952 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $397,000 | 1,543 |
| Total noninterest expense | $934,000 | 3,973 |
| Salaries and employee benefits | $545,000 | 3,750 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $309,000 | 3,663 |
| Pre-tax net operating income | $813,000 | 2,392 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $773,000 | 2,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $773,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,020,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $771,100 | 1,934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 3,343 |
| Total interest expense | $3,263,000 | 2,657 |
| Net interest income | $5,037,000 | 3,653 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,510,000 | 2,832 |
| Gross Fiduciary activities income | $278,000 | 729 |
| Service charges on deposit accounts | $372,000 | 3,805 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $860,000 | 2,616 |
| Total noninterest expense | $3,697,000 | 3,933 |
| Salaries and employee benefits | $2,224,000 | 3,595 |
| Premises and equipment expense | $276,000 | 5,914 |
| Additional noninterest expense | $1,197,000 | 3,731 |
| Pre-tax net operating income | $2,850,000 | 2,618 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $141,000 | 5,353 |
| Income before extraordinary items | $2,719,000 | 2,223 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,719,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $2,811,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,709,500 | 2,128 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 3,323 |
| Total interest expense | $2,539,000 | 2,650 |
| Net interest income | $3,795,000 | 3,669 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,055,000 | 3,023 |
| Gross Fiduciary activities income | $183,000 | 755 |
| Service charges on deposit accounts | $279,000 | 3,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 2,846 |
| Total noninterest expense | $2,662,000 | 4,046 |
| Salaries and employee benefits | $1,656,000 | 3,598 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $844,000 | 3,914 |
| Pre-tax net operating income | $2,188,000 | 2,659 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $108,000 | 5,485 |
| Income before extraordinary items | $2,082,000 | 2,256 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,082,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $2,811,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,080,100 | 2,141 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 3,269 |
| Total interest expense | $1,756,000 | 2,636 |
| Net interest income | $2,585,000 | 3,607 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $747,000 | 2,886 |
| Gross Fiduciary activities income | $126,000 | 742 |
| Service charges on deposit accounts | $182,000 | 3,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $439,000 | 2,646 |
| Total noninterest expense | $1,812,000 | 3,979 |
| Salaries and employee benefits | $1,134,000 | 3,520 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $555,000 | 3,929 |
| Pre-tax net operating income | $1,520,000 | 2,557 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $73,000 | 5,513 |
| Income before extraordinary items | $1,449,000 | 2,173 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,449,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $2,032,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,447,100 | 2,058 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 3,255 |
| Total interest expense | $901,000 | 2,645 |
| Net interest income | $1,286,000 | 3,617 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $358,000 | 2,875 |
| Gross Fiduciary activities income | $65,000 | 751 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $206,000 | 2,679 |
| Total noninterest expense | $891,000 | 4,021 |
| Salaries and employee benefits | $541,000 | 3,652 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $300,000 | 3,660 |
| Pre-tax net operating income | $753,000 | 2,589 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $715,000 | 2,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $1,221,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $715,000 | 2,041 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,861,000 | 3,056 |
| Total interest expense | $4,355,000 | 2,553 |
| Net interest income | $5,506,000 | 3,379 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,393,000 | 2,758 |
| Gross Fiduciary activities income | $373,000 | 656 |
| Service charges on deposit accounts | $366,000 | 3,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $654,000 | 2,821 |
| Total noninterest expense | $3,552,000 | 3,910 |
| Salaries and employee benefits | $2,213,000 | 3,443 |
| Premises and equipment expense | $240,000 | 6,266 |
| Additional noninterest expense | $1,099,000 | 3,885 |
| Pre-tax net operating income | $3,347,000 | 2,290 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $167,000 | 5,366 |
| Income before extraordinary items | $3,177,000 | 1,890 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,177,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $6,388,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,179,850 | 1,825 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 2,900 |
| Total interest expense | $6,319,000 | 2,533 |
| Net interest income | $5,360,000 | 3,246 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,301,000 | 2,771 |
| Gross Fiduciary activities income | $379,000 | 671 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $539,000 | 3,001 |
| Total noninterest expense | $3,329,000 | 3,988 |
| Salaries and employee benefits | $2,093,000 | 3,465 |
| Premises and equipment expense | $282,000 | 5,723 |
| Additional noninterest expense | $954,000 | 4,220 |
| Pre-tax net operating income | $3,332,000 | 2,064 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $162,000 | 5,331 |
| Income before extraordinary items | $3,171,000 | 1,654 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,171,000 | 1,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $3,520,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,170,050 | 1,591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 2,920 |
| Total interest expense | $6,544,000 | 2,555 |
| Net interest income | $5,347,000 | 3,275 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,221,000 | 2,721 |
| Gross Fiduciary activities income | $383,000 | 672 |
| Service charges on deposit accounts | $386,000 | 3,337 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $452,000 | 3,105 |
| Total noninterest expense | $3,321,000 | 3,885 |
| Salaries and employee benefits | $2,074,000 | 3,366 |
| Premises and equipment expense | $296,000 | 5,466 |
| Additional noninterest expense | $951,000 | 4,147 |
| Pre-tax net operating income | $3,247,000 | 2,218 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $182,000 | 5,577 |
| Income before extraordinary items | $3,065,000 | 1,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,065,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,527 |
| Cash dividends | $2,170,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,065,000 | 1,706 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,406,000 | 2,834 |
| Total interest expense | $6,045,000 | 2,438 |
| Net interest income | $5,361,000 | 3,233 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,219,000 | 2,666 |
| Gross Fiduciary activities income | $264,000 | 800 |
| Service charges on deposit accounts | $391,000 | 3,273 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $564,000 | 2,735 |
| Total noninterest expense | $3,336,000 | 3,866 |
| Salaries and employee benefits | $1,863,000 | 3,646 |
| Premises and equipment expense | $587,000 | 3,326 |
| Additional noninterest expense | $886,000 | 4,436 |
| Pre-tax net operating income | $3,244,000 | 2,244 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $163,000 | 6,119 |
| Income before extraordinary items | $3,100,000 | 1,722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,100,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,908 |
| Cash dividends | $2,900,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,081,950 | 1,700 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,451,000 | 2,818 |
| Total interest expense | $5,991,000 | 2,522 |
| Net interest income | $5,460,000 | 3,142 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,297,000 | 2,526 |
| Gross Fiduciary activities income | $316,000 | 764 |
| Service charges on deposit accounts | $367,000 | 3,380 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $614,000 | 2,606 |
| Total noninterest expense | $3,395,000 | 3,709 |
| Salaries and employee benefits | $1,919,000 | 3,468 |
| Premises and equipment expense | $603,000 | 3,160 |
| Additional noninterest expense | $873,000 | 4,392 |
| Pre-tax net operating income | $3,362,000 | 2,141 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $169,000 | 6,594 |
| Income before extraordinary items | $3,215,000 | 1,639 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,215,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,088 |
| Cash dividends | $2,250,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,194,100 | 1,588 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,235,000 | 2,903 |
| Total interest expense | $6,024,000 | 2,486 |
| Net interest income | $5,211,000 | 3,349 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $943,000 | 3,192 |
| Gross Fiduciary activities income | $353,000 | 767 |
| Service charges on deposit accounts | $380,000 | 3,361 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $210,000 | 4,846 |
| Total noninterest expense | $3,134,000 | 3,953 |
| Salaries and employee benefits | $1,876,000 | 3,500 |
| Premises and equipment expense | $604,000 | 3,138 |
| Additional noninterest expense | $654,000 | 5,478 |
| Pre-tax net operating income | $3,020,000 | 2,477 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $675,000 | 3,339 |
| Income before extraordinary items | $2,364,000 | 2,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,364,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,643 |
| Cash dividends | $1,300,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,349,180 | 2,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,774,000 | 3,047 |
| Total interest expense | $5,804,000 | 2,625 |
| Net interest income | $4,970,000 | 3,551 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $963,000 | 3,222 |
| Gross Fiduciary activities income | $296,000 | 866 |
| Service charges on deposit accounts | $412,000 | 3,256 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $255,000 | 4,481 |
| Total noninterest expense | $2,655,000 | 4,773 |
| Salaries and employee benefits | $1,662,000 | 3,929 |
| Premises and equipment expense | $375,000 | 4,772 |
| Additional noninterest expense | $618,000 | 6,242 |
| Pre-tax net operating income | $3,278,000 | 2,188 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,095,000 | 2,165 |
| Income before extraordinary items | $2,183,000 | 2,261 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,183,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $3,200,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,183,000 | 2,211 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 3,172 |
| Total interest expense | $5,456,000 | 2,802 |
| Net interest income | $5,008,000 | 3,530 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $967,000 | 3,186 |
| Gross Fiduciary activities income | $313,000 | 881 |
| Service charges on deposit accounts | $434,000 | 3,094 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,649,000 | 4,745 |
| Salaries and employee benefits | $1,605,000 | 4,040 |
| Premises and equipment expense | $325,000 | 5,303 |
| Additional noninterest expense | $719,000 | 5,723 |
| Pre-tax net operating income | $3,326,000 | 2,210 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $1,053,000 | 2,267 |
| Income before extraordinary items | $2,285,000 | 2,207 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,285,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 11,680 |
| Cash dividends | $6,580,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,276,840 | 2,185 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,467,000 | 3,197 |
| Total interest expense | $4,573,000 | 2,674 |
| Net interest income | $4,894,000 | 3,635 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $972,000 | 3,172 |
| Gross Fiduciary activities income | $326,000 | 874 |
| Service charges on deposit accounts | $431,000 | 3,160 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $215,000 | 5,040 |
| Total noninterest expense | $2,732,000 | 4,789 |
| Salaries and employee benefits | $1,554,000 | 4,151 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $837,000 | 5,493 |
| Pre-tax net operating income | $3,134,000 | 2,262 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $1,024,000 | 2,184 |
| Income before extraordinary items | $2,113,000 | 2,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,113,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,110,990 | 2,321 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 3,164 |
| Total interest expense | $4,645,000 | 2,771 |
| Net interest income | $5,103,000 | 3,499 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $961,000 | 3,446 |
| Gross Fiduciary activities income | $323,000 | 915 |
| Service charges on deposit accounts | $425,000 | 3,266 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $213,000 | 5,471 |
| Total noninterest expense | $2,770,000 | 4,826 |
| Salaries and employee benefits | $1,571,000 | 4,107 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $834,000 | 5,727 |
| Pre-tax net operating income | $3,294,000 | 2,067 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $1,104,000 | 2,065 |
| Income before extraordinary items | $2,203,000 | 2,268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,203,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-282,000 | 13,169 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,194,290 | 2,145 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,815,000 | 2,970 |
| Total interest expense | $5,404,000 | 3,073 |
| Net interest income | $6,411,000 | 2,851 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $845,000 | 3,818 |
| Gross Fiduciary activities income | $260,000 | 1,008 |
| Service charges on deposit accounts | $408,000 | 3,410 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $177,000 | 6,089 |
| Total noninterest expense | $2,893,000 | 4,680 |
| Salaries and employee benefits | $1,663,000 | 3,866 |
| Premises and equipment expense | $352,000 | 5,344 |
| Additional noninterest expense | $878,000 | 5,639 |
| Pre-tax net operating income | $4,363,000 | 1,458 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $1,579,000 | 1,389 |
| Income before extraordinary items | $2,821,000 | 1,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,821,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 13,668 |
| Cash dividends | $8,250,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,797,320 | 1,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.