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The Citizens Bank of Swainsboro, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,975,000	2,032
Total interest expense	$2,685,000	2,754
Net interest income	$15,290,000	1,780
Provision for loan and lease losses	$400,000	1,437
Total noninterest income	$2,145,000	1,936
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$752,000	1,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,393,000	1,964
Total noninterest expense	$9,702,000	2,081
Salaries and employee benefits	$5,540,000	2,054
Premises and equipment expense	$1,172,000	1,841
Additional noninterest expense	$1,393,000	1,964
Pre-tax net operating income	$7,333,000	1,492
Securities gains (losses)	$0	988
Applicable income taxes	$1,599,000	1,134
Income before extraordinary items	$5,734,000	1,572
Extraordinary gains, net	$0	54
Net income	$5,734,000	1,588
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,734,000	1,575
Net charge-offs	$254,000	1,046
Cash dividends	$874,000	2,310
Sale, conversion, retirement of capital stock, net	$34,000	465
Net operating income	$5,734,000	1,602
2023-09-30 (YTD Data)		Rank
Total interest income	$13,024,000	2,046
Total interest expense	$1,748,000	2,787
Net interest income	$11,276,000	1,816
Provision for loan and lease losses	$270,000	1,426
Total noninterest income	$1,542,000	1,974
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$537,000	1,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,005,000	1,981
Total noninterest expense	$7,236,000	2,083
Salaries and employee benefits	$4,206,000	2,044
Premises and equipment expense	$863,000	1,867
Additional noninterest expense	$1,005,000	1,981
Pre-tax net operating income	$5,312,000	1,580
Securities gains (losses)	$0	849
Applicable income taxes	$1,267,000	1,113
Income before extraordinary items	$4,045,000	1,704
Extraordinary gains, net	$0	52
Net income	$4,045,000	1,718
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,045,000	1,704
Net charge-offs	$281,000	751
Cash dividends	$854,000	1,826
Sale, conversion, retirement of capital stock, net	$27,000	449
Net operating income	$4,045,000	1,729
2023-06-30 (YTD Data)		Rank
Total interest income	$8,398,000	2,058
Total interest expense	$961,000	2,845
Net interest income	$7,437,000	1,843
Provision for loan and lease losses	$180,000	1,397
Total noninterest income	$1,026,000	1,923
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$347,000	1,314
Trading account gains and fees	NA	NA
Additional Noninterest Income	$679,000	1,898
Total noninterest expense	$4,774,000	2,093
Salaries and employee benefits	$2,786,000	2,051
Premises and equipment expense	$561,000	1,883
Additional noninterest expense	$679,000	1,895
Pre-tax net operating income	$3,509,000	1,587
Securities gains (losses)	$0	938
Applicable income taxes	$830,000	1,124
Income before extraordinary items	$2,679,000	1,706
Extraordinary gains, net	$0	51
Net income	$2,679,000	1,726
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,679,000	1,706
Net charge-offs	$146,000	791
Cash dividends	$763,000	1,608
Sale, conversion, retirement of capital stock, net	$17,000	436
Net operating income	$2,679,000	1,714
2023-03-31 (YTD Data)		Rank
Total interest income	$4,018,000	2,091
Total interest expense	$374,000	2,941
Net interest income	$3,644,000	1,884
Provision for loan and lease losses	$90,000	1,318
Total noninterest income	$507,000	1,931
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$176,000	1,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	1,908
Total noninterest expense	$2,398,000	2,111
Salaries and employee benefits	$1,378,000	2,089
Premises and equipment expense	$276,000	1,924
Additional noninterest expense	$331,000	1,908
Pre-tax net operating income	$1,663,000	1,670
Securities gains (losses)	$0	950
Applicable income taxes	$393,000	1,177
Income before extraordinary items	$1,270,000	1,781
Extraordinary gains, net	$0	4
Net income	$1,270,000	1,782
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,270,000	1,781
Net charge-offs	$44,000	848
Cash dividends	$687,000	1,054
Sale, conversion, retirement of capital stock, net	$9,000	396
Net operating income	$1,270,000	1,804
2022-12-31 (YTD Data)		Rank
Total interest income	$13,286,000	2,119
Total interest expense	$755,000	2,766
Net interest income	$12,531,000	2,045
Provision for loan and lease losses	$360,000	1,410
Total noninterest income	$2,067,000	2,009
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$624,000	1,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,443,000	1,937
Total noninterest expense	$8,867,000	2,165
Salaries and employee benefits	$5,108,000	2,149
Premises and equipment expense	$1,157,000	1,860
Additional noninterest expense	$1,443,000	1,937
Pre-tax net operating income	$5,371,000	1,956
Securities gains (losses)	$0	691
Applicable income taxes	$1,201,000	1,418
Income before extraordinary items	$4,170,000	2,049
Extraordinary gains, net	$0	5
Net income	$4,170,000	2,048
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,170,000	2,048
Net charge-offs	$5,000	2,318
Cash dividends	$676,000	2,482
Sale, conversion, retirement of capital stock, net	$38,000	511
Net operating income	$4,170,000	2,079
2022-09-30 (YTD Data)		Rank
Total interest income	$9,340,000	2,169
Total interest expense	$477,000	2,717
Net interest income	$8,863,000	2,100
Provision for loan and lease losses	$270,000	1,285
Total noninterest income	$1,581,000	2,009
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$448,000	1,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,133,000	1,923
Total noninterest expense	$6,457,000	2,195
Salaries and employee benefits	$3,698,000	2,199
Premises and equipment expense	$840,000	1,909
Additional noninterest expense	$1,133,000	1,923
Pre-tax net operating income	$3,717,000	2,026
Securities gains (losses)	$0	740
Applicable income taxes	$842,000	1,464
Income before extraordinary items	$2,875,000	2,135
Extraordinary gains, net	$0	4
Net income	$2,875,000	2,135
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,875,000	2,134
Net charge-offs	$1,000	2,255
Cash dividends	$547,000	2,135
Sale, conversion, retirement of capital stock, net	$28,000	468
Net operating income	$2,875,000	2,163
2022-06-30 (YTD Data)		Rank
Total interest income	$5,989,000	2,178
Total interest expense	$266,000	2,817
Net interest income	$5,723,000	2,112
Provision for loan and lease losses	$180,000	1,178
Total noninterest income	$1,066,000	1,990
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$277,000	1,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$789,000	1,925
Total noninterest expense	$4,230,000	2,204
Salaries and employee benefits	$2,445,000	2,208
Premises and equipment expense	$535,000	1,952
Additional noninterest expense	$1,250,000	2,244
Pre-tax net operating income	$2,379,000	1,985
Securities gains (losses)	$0	687
Applicable income taxes	$554,000	1,410
Income before extraordinary items	$1,825,000	2,105
Extraordinary gains, net	$0	4
Net income	$1,825,000	2,106
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,825,000	2,105
Net charge-offs	$19,000	1,340
Cash dividends	$547,000	1,819
Sale, conversion, retirement of capital stock, net	$19,000	451
Net operating income	$1,825,000	2,144
2022-03-31 (YTD Data)		Rank
Total interest income	$2,976,000	2,144
Total interest expense	$118,000	2,967
Net interest income	$2,858,000	2,061
Provision for loan and lease losses	$90,000	1,018
Total noninterest income	$459,000	2,150
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$135,000	1,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	2,101
Total noninterest expense	$2,102,000	2,207
Salaries and employee benefits	$1,237,000	2,190
Premises and equipment expense	$240,000	2,084
Additional noninterest expense	$625,000	2,235
Pre-tax net operating income	$1,125,000	1,968
Securities gains (losses)	$0	623
Applicable income taxes	$306,000	1,293
Income before extraordinary items	$819,000	2,162
Extraordinary gains, net	$0	4
Net income	$819,000	2,162
Minority interest net income	$0	50
Net income of bank and minority interests.	$819,000	2,162
Net charge-offs	$37,000	768
Cash dividends	$532,000	1,128
Sale, conversion, retirement of capital stock, net	$8,000	418
Net operating income	$819,000	2,181
2021-12-31 (YTD Data)		Rank
Total interest income	$11,179,000	2,304
Total interest expense	$593,000	2,922
Net interest income	$10,586,000	2,238
Provision for loan and lease losses	$340,000	1,319
Total noninterest income	$2,005,000	2,220
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$523,000	1,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,482,000	2,225
Total noninterest expense	$8,257,000	2,237
Salaries and employee benefits	$4,788,000	2,215
Premises and equipment expense	$1,032,000	1,991
Additional noninterest expense	$2,437,000	2,281
Pre-tax net operating income	$3,994,000	2,332
Securities gains (losses)	$0	2,062
Applicable income taxes	$819,000	1,747
Income before extraordinary items	$3,175,000	2,468
Extraordinary gains, net	$0	10
Net income	$3,175,000	2,468
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,175,000	2,469
Net charge-offs	$109,000	1,306
Cash dividends	$596,000	2,695
Sale, conversion, retirement of capital stock, net	$20,000	546
Net operating income	$3,175,000	2,448
2021-09-30 (YTD Data)		Rank
Total interest income	$8,293,000	2,374
Total interest expense	$449,000	3,002
Net interest income	$7,844,000	2,304
Provision for loan and lease losses	$250,000	1,285
Total noninterest income	$1,536,000	2,240
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$385,000	1,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,151,000	2,227
Total noninterest expense	$6,182,000	2,248
Salaries and employee benefits	$3,599,000	2,226
Premises and equipment expense	$763,000	2,037
Additional noninterest expense	$1,820,000	2,301
Pre-tax net operating income	$2,948,000	2,455
Securities gains (losses)	$0	2,015
Applicable income taxes	$648,000	1,790
Income before extraordinary items	$2,300,000	2,629
Extraordinary gains, net	$0	8
Net income	$2,300,000	2,628
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,300,000	2,629
Net charge-offs	$84,000	1,147
Cash dividends	$496,000	2,335
Sale, conversion, retirement of capital stock, net	$15,000	510
Net operating income	$2,300,000	2,602
2021-06-30 (YTD Data)		Rank
Total interest income	$5,416,000	2,398
Total interest expense	$310,000	3,033
Net interest income	$5,106,000	2,320
Provision for loan and lease losses	$180,000	1,246
Total noninterest income	$1,037,000	2,199
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$248,000	1,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$789,000	2,181
Total noninterest expense	$4,082,000	2,262
Salaries and employee benefits	$2,362,000	2,247
Premises and equipment expense	$495,000	2,071
Additional noninterest expense	$1,225,000	2,268
Pre-tax net operating income	$1,881,000	2,479
Securities gains (losses)	$0	1,818
Applicable income taxes	$405,000	1,839
Income before extraordinary items	$1,476,000	2,653
Extraordinary gains, net	$0	6
Net income	$1,476,000	2,652
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,476,000	2,653
Net charge-offs	$37,000	1,256
Cash dividends	$496,000	1,983
Sale, conversion, retirement of capital stock, net	$10,000	487
Net operating income	$1,476,000	2,622
2021-03-31 (YTD Data)		Rank
Total interest income	$2,673,000	2,410
Total interest expense	$166,000	3,027
Net interest income	$2,507,000	2,325
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$446,000	2,361
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$132,000	1,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$314,000	2,406
Total noninterest expense	$1,960,000	2,300
Salaries and employee benefits	$1,134,000	2,301
Premises and equipment expense	$235,000	2,137
Additional noninterest expense	$591,000	2,286
Pre-tax net operating income	$903,000	2,516
Securities gains (losses)	$0	1,392
Applicable income taxes	$193,000	1,840
Income before extraordinary items	$710,000	2,680
Extraordinary gains, net	$0	3
Net income	$710,000	2,678
Minority interest net income	$0	55
Net income of bank and minority interests.	$710,000	2,680
Net charge-offs	$20,000	1,153
Cash dividends	$496,000	1,223
Sale, conversion, retirement of capital stock, net	$5,000	458
Net operating income	$710,000	2,644
2020-12-31 (YTD Data)		Rank
Total interest income	$11,096,000	2,362
Total interest expense	$1,024,000	2,887
Net interest income	$10,072,000	2,243
Provision for loan and lease losses	$360,000	2,530
Total noninterest income	$1,759,000	2,266
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$606,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,153,000	2,339
Total noninterest expense	$7,993,000	2,274
Salaries and employee benefits	$4,628,000	2,255
Premises and equipment expense	$1,046,000	1,984
Additional noninterest expense	$2,319,000	2,304
Pre-tax net operating income	$3,478,000	2,239
Securities gains (losses)	$22,000	2,079
Applicable income taxes	$643,000	1,762
Income before extraordinary items	$2,857,000	2,366
Extraordinary gains, net	$0	4
Net income	$2,857,000	2,366
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,857,000	2,366
Net charge-offs	$303,000	1,287
Cash dividends	$619,000	2,648
Sale, conversion, retirement of capital stock, net	$44,000	500
Net operating income	$2,838,960	2,318
2020-09-30 (YTD Data)		Rank
Total interest income	$8,375,000	2,363
Total interest expense	$815,000	2,900
Net interest income	$7,560,000	2,246
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$1,305,000	2,234
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$457,000	1,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	2,313
Total noninterest expense	$5,907,000	2,272
Salaries and employee benefits	$3,421,000	2,253
Premises and equipment expense	$774,000	1,993
Additional noninterest expense	$1,712,000	2,307
Pre-tax net operating income	$2,688,000	2,194
Securities gains (losses)	$22,000	1,887
Applicable income taxes	$589,000	1,612
Income before extraordinary items	$2,121,000	2,367
Extraordinary gains, net	$0	4
Net income	$2,121,000	2,367
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,121,000	2,367
Net charge-offs	$150,000	1,417
Cash dividends	$487,000	2,352
Sale, conversion, retirement of capital stock, net	$30,000	468
Net operating income	$2,103,620	2,325
2020-06-30 (YTD Data)		Rank
Total interest income	$5,565,000	2,401
Total interest expense	$578,000	2,927
Net interest income	$4,987,000	2,278
Provision for loan and lease losses	$180,000	2,493
Total noninterest income	$850,000	2,207
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$306,000	1,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$544,000	2,301
Total noninterest expense	$3,886,000	2,295
Salaries and employee benefits	$2,242,000	2,290
Premises and equipment expense	$515,000	1,989
Additional noninterest expense	$1,129,000	2,308
Pre-tax net operating income	$1,771,000	2,169
Securities gains (losses)	$22,000	1,646
Applicable income taxes	$413,000	1,502
Income before extraordinary items	$1,380,000	2,357
Extraordinary gains, net	$0	4
Net income	$1,380,000	2,357
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,380,000	2,357
Net charge-offs	$126,000	1,240
Cash dividends	$487,000	2,016
Sale, conversion, retirement of capital stock, net	$16,000	460
Net operating income	$1,362,620	2,344
2020-03-31 (YTD Data)		Rank
Total interest income	$2,770,000	2,400
Total interest expense	$318,000	2,931
Net interest income	$2,452,000	2,254
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$426,000	2,116
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$186,000	1,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	2,233
Total noninterest expense	$1,954,000	2,303
Salaries and employee benefits	$1,107,000	2,316
Premises and equipment expense	$261,000	1,993
Additional noninterest expense	$586,000	2,281
Pre-tax net operating income	$834,000	2,094
Securities gains (losses)	$0	1,705
Applicable income taxes	$188,000	1,445
Income before extraordinary items	$646,000	2,295
Extraordinary gains, net	$0	4
Net income	$646,000	2,294
Minority interest net income	$0	56
Net income of bank and minority interests.	$646,000	2,295
Net charge-offs	$9,000	1,897
Cash dividends	$473,000	1,339
Sale, conversion, retirement of capital stock, net	$7,000	445
Net operating income	$646,000	2,268
2019-12-31 (YTD Data)		Rank
Total interest income	$10,796,000	2,455
Total interest expense	$1,462,000	2,769
Net interest income	$9,334,000	2,361
Provision for loan and lease losses	$480,000	1,514
Total noninterest income	$2,007,000	1,965
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$829,000	1,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,178,000	2,077
Total noninterest expense	$7,304,000	2,374
Salaries and employee benefits	$4,213,000	2,352
Premises and equipment expense	$989,000	2,055
Additional noninterest expense	$2,102,000	2,471
Pre-tax net operating income	$3,557,000	2,217
Securities gains (losses)	$8,000	1,962
Applicable income taxes	$688,000	1,728
Income before extraordinary items	$2,877,000	2,354
Extraordinary gains, net	$0	11
Net income	$2,877,000	2,356
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,877,000	2,356
Net charge-offs	$230,000	1,563
Cash dividends	$548,000	2,914
Sale, conversion, retirement of capital stock, net	$32,000	558
Net operating income	$2,870,520	2,322
2019-09-30 (YTD Data)		Rank
Total interest income	$8,032,000	2,496
Total interest expense	$1,113,000	2,777
Net interest income	$6,919,000	2,416
Provision for loan and lease losses	$360,000	1,428
Total noninterest income	$1,533,000	1,955
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$608,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$925,000	2,014
Total noninterest expense	$5,428,000	2,404
Salaries and employee benefits	$3,164,000	2,371
Premises and equipment expense	$719,000	2,106
Additional noninterest expense	$1,545,000	2,508
Pre-tax net operating income	$2,664,000	2,273
Securities gains (losses)	$3,000	1,926
Applicable income taxes	$630,000	1,620
Income before extraordinary items	$2,037,000	2,498
Extraordinary gains, net	$0	11
Net income	$2,037,000	2,499
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,037,000	2,499
Net charge-offs	$189,000	1,341
Cash dividends	$413,000	2,666
Sale, conversion, retirement of capital stock, net	$24,000	530
Net operating income	$2,034,630	2,473
2019-06-30 (YTD Data)		Rank
Total interest income	$5,294,000	2,514
Total interest expense	$724,000	2,800
Net interest income	$4,570,000	2,436
Provision for loan and lease losses	$240,000	1,405
Total noninterest income	$1,042,000	1,925
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$408,000	1,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$634,000	1,956
Total noninterest expense	$3,586,000	2,422
Salaries and employee benefits	$2,104,000	2,385
Premises and equipment expense	$462,000	2,162
Additional noninterest expense	$1,020,000	2,544
Pre-tax net operating income	$1,786,000	2,236
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$421,000	1,581
Income before extraordinary items	$1,368,000	2,458
Extraordinary gains, net	$0	11
Net income	$1,368,000	2,458
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,368,000	2,458
Net charge-offs	$153,000	1,148
Cash dividends	$413,000	2,298
Sale, conversion, retirement of capital stock, net	$16,000	521
Net operating income	$1,365,630	2,435
2019-03-31 (YTD Data)		Rank
Total interest income	$2,606,000	2,549
Total interest expense	$346,000	2,833
Net interest income	$2,260,000	2,464
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$487,000	1,950
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$207,000	1,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	2,030
Total noninterest expense	$1,820,000	2,419
Salaries and employee benefits	$1,052,000	2,401
Premises and equipment expense	$228,000	2,208
Additional noninterest expense	$540,000	2,457
Pre-tax net operating income	$807,000	2,348
Securities gains (losses)	$0	1,087
Applicable income taxes	$187,000	1,645
Income before extraordinary items	$620,000	2,567
Extraordinary gains, net	$0	5
Net income	$620,000	2,566
Minority interest net income	$0	52
Net income of bank and minority interests.	$620,000	2,566
Net charge-offs	$66,000	1,070
Cash dividends	$413,000	1,481
Sale, conversion, retirement of capital stock, net	$8,000	478
Net operating income	$620,000	2,553
2018-12-31 (YTD Data)		Rank
Total interest income	$9,892,000	2,541
Total interest expense	$1,117,000	2,760
Net interest income	$8,775,000	2,491
Provision for loan and lease losses	$550,000	1,375
Total noninterest income	$1,796,000	2,105
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$784,000	1,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,012,000	2,228
Total noninterest expense	$7,090,000	2,456
Salaries and employee benefits	$4,022,000	2,448
Premises and equipment expense	$947,000	2,127
Additional noninterest expense	$2,121,000	2,495
Pre-tax net operating income	$2,931,000	2,536
Securities gains (losses)	$0	1,125
Applicable income taxes	$579,000	1,857
Income before extraordinary items	$2,352,000	2,682
Extraordinary gains, net	$0	6
Net income	$2,352,000	2,680
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,352,000	2,681
Net charge-offs	$242,000	1,481
Cash dividends	$432,000	3,101
Sale, conversion, retirement of capital stock, net	$32,000	582
Net operating income	$2,352,000	2,677
2018-09-30 (YTD Data)		Rank
Total interest income	$7,281,000	2,570
Total interest expense	$800,000	2,759
Net interest income	$6,481,000	2,527
Provision for loan and lease losses	$450,000	1,204
Total noninterest income	$1,315,000	2,154
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$574,000	1,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$741,000	2,273
Total noninterest expense	$5,242,000	2,484
Salaries and employee benefits	$2,977,000	2,465
Premises and equipment expense	$676,000	2,209
Additional noninterest expense	$1,589,000	2,502
Pre-tax net operating income	$2,104,000	2,656
Securities gains (losses)	$0	1,118
Applicable income taxes	$491,000	1,801
Income before extraordinary items	$1,613,000	2,879
Extraordinary gains, net	$0	5
Net income	$1,613,000	2,879
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,613,000	2,879
Net charge-offs	$260,000	1,078
Cash dividends	$388,000	2,643
Sale, conversion, retirement of capital stock, net	$24,000	550
Net operating income	$1,613,000	2,866
2018-06-30 (YTD Data)		Rank
Total interest income	$4,767,000	2,585
Total interest expense	$517,000	2,755
Net interest income	$4,250,000	2,553
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$860,000	2,182
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$372,000	1,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	2,289
Total noninterest expense	$3,494,000	2,494
Salaries and employee benefits	$1,980,000	2,487
Premises and equipment expense	$440,000	2,263
Additional noninterest expense	$1,074,000	2,478
Pre-tax net operating income	$1,316,000	2,727
Securities gains (losses)	$0	961
Applicable income taxes	$304,000	1,861
Income before extraordinary items	$1,012,000	2,938
Extraordinary gains, net	$0	6
Net income	$1,012,000	2,937
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,012,000	2,937
Net charge-offs	$232,000	853
Cash dividends	$366,000	2,299
Sale, conversion, retirement of capital stock, net	$15,000	549
Net operating income	$1,012,000	2,925
2018-03-31 (YTD Data)		Rank
Total interest income	$2,343,000	2,616
Total interest expense	$246,000	2,775
Net interest income	$2,097,000	2,587
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$413,000	2,214
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$185,000	1,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	2,333
Total noninterest expense	$1,764,000	2,502
Salaries and employee benefits	$986,000	2,529
Premises and equipment expense	$218,000	2,314
Additional noninterest expense	$560,000	2,417
Pre-tax net operating income	$596,000	2,830
Securities gains (losses)	$0	735
Applicable income taxes	$131,000	1,932
Income before extraordinary items	$465,000	3,018
Extraordinary gains, net	$0	7
Net income	$465,000	3,019
Minority interest net income	$0	52
Net income of bank and minority interests.	$465,000	3,019
Net charge-offs	$35,000	1,373
Cash dividends	$352,000	1,471
Sale, conversion, retirement of capital stock, net	$8,000	507
Net operating income	$465,000	3,009
2017-12-31 (YTD Data)		Rank
Total interest income	$8,864,000	2,675
Total interest expense	$815,000	2,900
Net interest income	$8,049,000	2,626
Provision for loan and lease losses	$720,000	1,126
Total noninterest income	$1,523,000	2,381
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$746,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$777,000	2,602
Total noninterest expense	$6,133,000	2,719
Salaries and employee benefits	$3,573,000	2,674
Premises and equipment expense	$665,000	2,744
Additional noninterest expense	$1,895,000	2,753
Pre-tax net operating income	$2,719,000	2,633
Securities gains (losses)	$49,000	910
Applicable income taxes	$1,307,000	1,655
Income before extraordinary items	$1,461,000	3,178
Extraordinary gains, net	$0	9
Net income	$1,461,000	3,176
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,461,000	3,178
Net charge-offs	$206,000	1,804
Cash dividends	$381,000	3,224
Sale, conversion, retirement of capital stock, net	$35,000	600
Net operating income	$1,429,640	3,183
2017-09-30 (YTD Data)		Rank
Total interest income	$6,532,000	2,721
Total interest expense	$589,000	2,934
Net interest income	$5,943,000	2,674
Provision for loan and lease losses	$540,000	1,090
Total noninterest income	$1,043,000	2,513
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$551,000	1,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	2,833
Total noninterest expense	$4,527,000	2,775
Salaries and employee benefits	$2,652,000	2,705
Premises and equipment expense	$454,000	2,938
Additional noninterest expense	$1,421,000	2,761
Pre-tax net operating income	$1,919,000	2,772
Securities gains (losses)	$47,000	910
Applicable income taxes	$694,000	1,800
Income before extraordinary items	$1,272,000	3,112
Extraordinary gains, net	$0	9
Net income	$1,272,000	3,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,272,000	3,112
Net charge-offs	$192,000	1,430
Cash dividends	$352,000	2,742
Sale, conversion, retirement of capital stock, net	$26,000	568
Net operating income	$1,241,450	3,135
2017-06-30 (YTD Data)		Rank
Total interest income	$4,280,000	2,741
Total interest expense	$378,000	2,975
Net interest income	$3,902,000	2,695
Provision for loan and lease losses	$360,000	1,056
Total noninterest income	$684,000	2,535
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$348,000	1,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	2,800
Total noninterest expense	$2,997,000	2,804
Salaries and employee benefits	$1,753,000	2,742
Premises and equipment expense	$293,000	3,003
Additional noninterest expense	$951,000	2,758
Pre-tax net operating income	$1,229,000	2,806
Securities gains (losses)	$47,000	676
Applicable income taxes	$446,000	1,806
Income before extraordinary items	$830,000	3,113
Extraordinary gains, net	$0	11
Net income	$830,000	3,112
Minority interest net income	$0	71
Net income of bank and minority interests.	$830,000	3,113
Net charge-offs	$168,000	1,167
Cash dividends	$352,000	2,343
Sale, conversion, retirement of capital stock, net	$18,000	551
Net operating income	$799,450	3,155
2017-03-31 (YTD Data)		Rank
Total interest income	$2,099,000	2,770
Total interest expense	$182,000	3,035
Net interest income	$1,917,000	2,726
Provision for loan and lease losses	$180,000	999
Total noninterest income	$327,000	2,603
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$160,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	2,803
Total noninterest expense	$1,483,000	2,849
Salaries and employee benefits	$866,000	2,788
Premises and equipment expense	$138,000	3,145
Additional noninterest expense	$479,000	2,759
Pre-tax net operating income	$581,000	2,847
Securities gains (losses)	$0	1,153
Applicable income taxes	$194,000	1,904
Income before extraordinary items	$387,000	3,192
Extraordinary gains, net	$0	8
Net income	$387,000	3,190
Minority interest net income	$0	55
Net income of bank and minority interests.	$387,000	3,192
Net charge-offs	$23,000	1,807
Cash dividends	$352,000	1,501
Sale, conversion, retirement of capital stock, net	$8,000	532
Net operating income	$387,000	3,171
2016-12-31 (YTD Data)		Rank
Total interest income	$7,957,000	2,862
Total interest expense	$582,000	3,370
Net interest income	$7,375,000	2,778
Provision for loan and lease losses	$710,000	1,180
Total noninterest income	$1,435,000	2,550
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$712,000	1,589
Trading account gains and fees	$0	170
Additional Noninterest Income	$723,000	2,784
Total noninterest expense	$5,745,000	2,927
Salaries and employee benefits	$3,334,000	2,843
Premises and equipment expense	$577,000	3,099
Additional noninterest expense	$1,834,000	2,918
Pre-tax net operating income	$2,355,000	2,766
Securities gains (losses)	$44,000	1,919
Applicable income taxes	$746,000	1,916
Income before extraordinary items	$1,653,000	3,114
Extraordinary gains, net	$0	5
Net income	$1,653,000	3,113
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,653,000	3,113
Net charge-offs	$517,000	1,060
Cash dividends	$511,000	2,936
Sale, conversion, retirement of capital stock, net	$40,000	607
Net operating income	$1,622,640	3,090
2016-09-30 (YTD Data)		Rank
Total interest income	$5,859,000	2,906
Total interest expense	$431,000	3,418
Net interest income	$5,428,000	2,818
Provision for loan and lease losses	$530,000	1,105
Total noninterest income	$1,058,000	2,569
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$555,000	1,542
Trading account gains and fees	$0	169
Additional Noninterest Income	$503,000	2,892
Total noninterest expense	$4,312,000	2,928
Salaries and employee benefits	$2,500,000	2,836
Premises and equipment expense	$439,000	3,072
Additional noninterest expense	$1,373,000	2,926
Pre-tax net operating income	$1,644,000	2,955
Securities gains (losses)	$34,000	2,017
Applicable income taxes	$579,000	1,922
Income before extraordinary items	$1,099,000	3,339
Extraordinary gains, net	$0	5
Net income	$1,099,000	3,337
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,099,000	3,339
Net charge-offs	$336,000	1,055
Cash dividends	$511,000	2,349
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,076,900	3,318
2016-06-30 (YTD Data)		Rank
Total interest income	$3,787,000	2,978
Total interest expense	$284,000	3,459
Net interest income	$3,503,000	2,895
Provision for loan and lease losses	$350,000	1,119
Total noninterest income	$677,000	2,584
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$373,000	1,515
Trading account gains and fees	$0	157
Additional Noninterest Income	$304,000	2,996
Total noninterest expense	$2,863,000	2,948
Salaries and employee benefits	$1,658,000	2,863
Premises and equipment expense	$293,000	3,086
Additional noninterest expense	$912,000	2,940
Pre-tax net operating income	$967,000	3,137
Securities gains (losses)	$34,000	1,678
Applicable income taxes	$340,000	2,029
Income before extraordinary items	$661,000	3,508
Extraordinary gains, net	$0	16
Net income	$661,000	3,504
Minority interest net income	$0	71
Net income of bank and minority interests.	$661,000	3,506
Net charge-offs	$284,000	902
Cash dividends	$341,000	2,393
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$638,560	3,499
2016-03-31 (YTD Data)		Rank
Total interest income	$1,865,000	3,018
Total interest expense	$139,000	3,525
Net interest income	$1,726,000	2,932
Provision for loan and lease losses	$180,000	1,034
Total noninterest income	$339,000	2,568
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$183,000	1,537
Trading account gains and fees	$0	142
Additional Noninterest Income	$156,000	2,936
Total noninterest expense	$1,413,000	2,987
Salaries and employee benefits	$821,000	2,902
Premises and equipment expense	$149,000	3,073
Additional noninterest expense	$443,000	3,008
Pre-tax net operating income	$472,000	3,138
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$164,000	2,024
Income before extraordinary items	$316,000	3,543
Extraordinary gains, net	$0	12
Net income	$316,000	3,539
Minority interest net income	$0	62
Net income of bank and minority interests.	$316,000	3,541
Net charge-offs	$49,000	1,436
Cash dividends	$341,000	1,517
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$310,720	3,510
2015-12-31 (YTD Data)		Rank
Total interest income	$7,035,000	3,105
Total interest expense	$562,000	3,514
Net interest income	$6,473,000	3,042
Provision for loan and lease losses	$630,000	1,139
Total noninterest income	$1,289,000	2,690
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$716,000	1,617
Trading account gains and fees	$0	159
Additional Noninterest Income	$573,000	3,100
Total noninterest expense	$5,089,000	3,173
Salaries and employee benefits	$2,838,000	3,140
Premises and equipment expense	$560,000	3,251
Additional noninterest expense	$1,691,000	3,139
Pre-tax net operating income	$2,043,000	2,970
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$616,000	2,036
Income before extraordinary items	$1,440,000	3,298
Extraordinary gains, net	$0	23
Net income	$1,440,000	3,299
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,440,000	3,300
Net charge-offs	$950,000	720
Cash dividends	$445,000	3,049
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,430,900	3,260
2015-09-30 (YTD Data)		Rank
Total interest income	$5,174,000	3,168
Total interest expense	$420,000	3,575
Net interest income	$4,754,000	3,096
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$951,000	2,732
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$518,000	1,678
Trading account gains and fees	$0	153
Additional Noninterest Income	$433,000	3,095
Total noninterest expense	$3,750,000	3,229
Salaries and employee benefits	$2,062,000	3,230
Premises and equipment expense	$398,000	3,403
Additional noninterest expense	$1,290,000	3,119
Pre-tax net operating income	$1,505,000	3,065
Securities gains (losses)	$13,000	2,219
Applicable income taxes	$520,000	1,979
Income before extraordinary items	$998,000	3,504
Extraordinary gains, net	$0	21
Net income	$998,000	3,502
Minority interest net income	$0	78
Net income of bank and minority interests.	$998,000	3,503
Net charge-offs	$901,000	545
Cash dividends	$420,000	2,495
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$989,420	3,463
2015-06-30 (YTD Data)		Rank
Total interest income	$3,410,000	3,210
Total interest expense	$280,000	3,600
Net interest income	$3,130,000	3,120
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$656,000	2,703
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$325,000	1,743
Trading account gains and fees	$0	157
Additional Noninterest Income	$331,000	2,940
Total noninterest expense	$2,445,000	3,313
Salaries and employee benefits	$1,330,000	3,308
Premises and equipment expense	$250,000	3,551
Additional noninterest expense	$865,000	3,144
Pre-tax net operating income	$1,041,000	2,988
Securities gains (losses)	$0	2,636
Applicable income taxes	$360,000	1,957
Income before extraordinary items	$681,000	3,461
Extraordinary gains, net	$0	22
Net income	$681,000	3,461
Minority interest net income	$0	75
Net income of bank and minority interests.	$681,000	3,462
Net charge-offs	$770,000	437
Cash dividends	$420,000	2,100
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$681,000	3,398
2015-03-31 (YTD Data)		Rank
Total interest income	$1,678,000	3,251
Total interest expense	$141,000	3,605
Net interest income	$1,537,000	3,165
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$297,000	2,812
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$155,000	1,779
Trading account gains and fees	$0	152
Additional Noninterest Income	$142,000	3,106
Total noninterest expense	$1,203,000	3,363
Salaries and employee benefits	$666,000	3,338
Premises and equipment expense	$123,000	3,601
Additional noninterest expense	$414,000	3,225
Pre-tax net operating income	$481,000	3,087
Securities gains (losses)	$0	2,027
Applicable income taxes	$169,000	1,981
Income before extraordinary items	$312,000	3,577
Extraordinary gains, net	$0	13
Net income	$312,000	3,580
Minority interest net income	$0	64
Net income of bank and minority interests.	$312,000	3,580
Net charge-offs	$655,000	270
Cash dividends	$340,000	1,438
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$312,000	3,489
2014-12-31 (YTD Data)		Rank
Total interest income	$6,951,000	3,196
Total interest expense	$601,000	3,634
Net interest income	$6,350,000	3,111
Provision for loan and lease losses	$575,000	1,331
Total noninterest income	$1,221,000	2,814
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$691,000	1,763
Trading account gains and fees	$0	180
Additional Noninterest Income	$530,000	3,195
Total noninterest expense	$4,713,000	3,449
Salaries and employee benefits	$2,416,000	3,552
Premises and equipment expense	$522,000	3,534
Additional noninterest expense	$1,775,000	3,143
Pre-tax net operating income	$2,283,000	2,756
Securities gains (losses)	$27,000	2,144
Applicable income taxes	$797,000	1,766
Income before extraordinary items	$1,513,000	3,234
Extraordinary gains, net	$0	17
Net income	$1,513,000	3,234
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,513,000	3,235
Net charge-offs	$553,000	1,376
Cash dividends	$651,000	2,542
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,495,450	3,198
2014-09-30 (YTD Data)		Rank
Total interest income	$5,171,000	3,245
Total interest expense	$455,000	3,673
Net interest income	$4,716,000	3,161
Provision for loan and lease losses	$375,000	1,432
Total noninterest income	$914,000	2,836
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$507,000	1,806
Trading account gains and fees	$0	174
Additional Noninterest Income	$407,000	3,203
Total noninterest expense	$3,527,000	3,467
Salaries and employee benefits	$1,790,000	3,597
Premises and equipment expense	$382,000	3,645
Additional noninterest expense	$1,355,000	3,115
Pre-tax net operating income	$1,728,000	2,774
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$615,000	1,779
Income before extraordinary items	$1,129,000	3,265
Extraordinary gains, net	$0	15
Net income	$1,129,000	3,264
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,129,000	3,266
Net charge-offs	$325,000	1,529
Cash dividends	$645,000	1,956
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,118,600	3,248
2014-06-30 (YTD Data)		Rank
Total interest income	$3,432,000	3,259
Total interest expense	$305,000	3,698
Net interest income	$3,127,000	3,171
Provision for loan and lease losses	$245,000	1,475
Total noninterest income	$599,000	2,835
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$336,000	1,798
Trading account gains and fees	$0	172
Additional Noninterest Income	$263,000	3,216
Total noninterest expense	$2,320,000	3,508
Salaries and employee benefits	$1,174,000	3,662
Premises and equipment expense	$245,000	3,752
Additional noninterest expense	$901,000	3,136
Pre-tax net operating income	$1,161,000	2,718
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$413,000	1,730
Income before extraordinary items	$753,000	3,217
Extraordinary gains, net	$0	20
Net income	$753,000	3,223
Minority interest net income	$0	80
Net income of bank and minority interests.	$753,000	3,223
Net charge-offs	$293,000	1,266
Cash dividends	$645,000	1,562
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$749,750	3,182
2014-03-31 (YTD Data)		Rank
Total interest income	$1,692,000	3,303
Total interest expense	$148,000	3,816
Net interest income	$1,544,000	3,203
Provision for loan and lease losses	$125,000	1,415
Total noninterest income	$262,000	2,991
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$161,000	1,835
Trading account gains and fees	$0	147
Additional Noninterest Income	$101,000	3,554
Total noninterest expense	$1,152,000	3,558
Salaries and employee benefits	$596,000	3,660
Premises and equipment expense	$122,000	3,805
Additional noninterest expense	$434,000	3,221
Pre-tax net operating income	$529,000	2,790
Securities gains (losses)	$5,000	1,340
Applicable income taxes	$186,000	1,799
Income before extraordinary items	$348,000	3,265
Extraordinary gains, net	$0	16
Net income	$348,000	3,268
Minority interest net income	$0	66
Net income of bank and minority interests.	$348,000	3,268
Net charge-offs	$78,000	1,529
Cash dividends	$423,000	1,168
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$344,750	3,248
2013-12-31 (YTD Data)		Rank
Total interest income	$6,705,000	3,368
Total interest expense	$657,000	3,889
Net interest income	$6,048,000	3,259
Provision for loan and lease losses	$575,000	1,685
Total noninterest income	$1,122,000	3,009
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$660,000	1,917
Trading account gains and fees	$0	184
Additional Noninterest Income	$462,000	3,467
Total noninterest expense	$4,494,000	3,647
Salaries and employee benefits	$2,332,000	3,719
Premises and equipment expense	$494,000	3,763
Additional noninterest expense	$1,668,000	3,395
Pre-tax net operating income	$2,101,000	2,764
Securities gains (losses)	$5,000	2,813
Applicable income taxes	$683,000	1,839
Income before extraordinary items	$1,423,000	3,254
Extraordinary gains, net	$0	29
Net income	$1,423,000	3,256
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,423,000	3,257
Net charge-offs	$561,000	1,899
Cash dividends	$247,000	3,455
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,419,600	3,203
2013-09-30 (YTD Data)		Rank
Total interest income	$4,980,000	3,419
Total interest expense	$498,000	3,945
Net interest income	$4,482,000	3,310
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$888,000	2,978
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$483,000	1,958
Trading account gains and fees	$0	180
Additional Noninterest Income	$405,000	3,319
Total noninterest expense	$3,336,000	3,698
Salaries and employee benefits	$1,742,000	3,730
Premises and equipment expense	$357,000	3,882
Additional noninterest expense	$1,237,000	3,413
Pre-tax net operating income	$1,584,000	2,824
Securities gains (losses)	$5,000	2,677
Applicable income taxes	$562,000	1,801
Income before extraordinary items	$1,027,000	3,379
Extraordinary gains, net	$0	25
Net income	$1,027,000	3,382
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,027,000	3,383
Net charge-offs	$384,000	1,865
Cash dividends	$240,000	2,817
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,023,750	3,307
2013-06-30 (YTD Data)		Rank
Total interest income	$3,267,000	3,467
Total interest expense	$332,000	4,020
Net interest income	$2,935,000	3,346
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$593,000	3,010
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$308,000	1,997
Trading account gains and fees	$0	157
Additional Noninterest Income	$285,000	3,281
Total noninterest expense	$2,200,000	3,732
Salaries and employee benefits	$1,145,000	3,785
Premises and equipment expense	$247,000	3,810
Additional noninterest expense	$808,000	3,476
Pre-tax net operating income	$1,028,000	2,843
Securities gains (losses)	$5,000	2,459
Applicable income taxes	$362,000	1,842
Income before extraordinary items	$671,000	3,398
Extraordinary gains, net	$0	22
Net income	$671,000	3,399
Minority interest net income	$0	82
Net income of bank and minority interests.	$671,000	3,401
Net charge-offs	$261,000	1,825
Cash dividends	$239,000	2,431
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$667,750	3,315
2013-03-31 (YTD Data)		Rank
Total interest income	$1,621,000	3,506
Total interest expense	$168,000	4,075
Net interest income	$1,453,000	3,370
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$277,000	3,107
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$140,000	2,146
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	3,318
Total noninterest expense	$1,084,000	3,791
Salaries and employee benefits	$567,000	3,845
Premises and equipment expense	$119,000	3,917
Additional noninterest expense	$398,000	3,516
Pre-tax net operating income	$496,000	2,882
Securities gains (losses)	$5,000	1,643
Applicable income taxes	$176,000	1,827
Income before extraordinary items	$325,000	3,423
Extraordinary gains, net	$0	10
Net income	$325,000	3,423
Minority interest net income	$0	76
Net income of bank and minority interests.	$325,000	3,425
Net charge-offs	$89,000	1,982
Cash dividends	$227,000	1,540
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$321,750	3,343
2012-12-31 (YTD Data)		Rank
Total interest income	$6,623,000	3,586
Total interest expense	$824,000	4,054
Net interest income	$5,799,000	3,453
Provision for loan and lease losses	$950,000	1,829
Total noninterest income	$1,206,000	2,959
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$707,000	1,882
Trading account gains and fees	$0	166
Additional Noninterest Income	$499,000	3,352
Total noninterest expense	$4,375,000	3,798
Salaries and employee benefits	$2,238,000	3,853
Premises and equipment expense	$511,000	3,773
Additional noninterest expense	$1,626,000	3,587
Pre-tax net operating income	$1,680,000	3,137
Securities gains (losses)	$136,000	2,024
Applicable income taxes	$564,000	2,062
Income before extraordinary items	$1,252,000	3,453
Extraordinary gains, net	$0	29
Net income	$1,252,000	3,455
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,252,000	3,456
Net charge-offs	$520,000	2,600
Cash dividends	$282,000	3,348
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,158,160	3,473
2012-09-30 (YTD Data)		Rank
Total interest income	$4,990,000	3,641
Total interest expense	$640,000	4,090
Net interest income	$4,350,000	3,511
Provision for loan and lease losses	$800,000	1,704
Total noninterest income	$920,000	2,944
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$534,000	1,894
Trading account gains and fees	$0	157
Additional Noninterest Income	$386,000	3,324
Total noninterest expense	$3,300,000	3,821
Salaries and employee benefits	$1,692,000	3,833
Premises and equipment expense	$381,000	3,826
Additional noninterest expense	$1,227,000	3,593
Pre-tax net operating income	$1,170,000	3,359
Securities gains (losses)	$136,000	1,749
Applicable income taxes	$441,000	2,069
Income before extraordinary items	$865,000	3,722
Extraordinary gains, net	$0	20
Net income	$865,000	3,722
Minority interest net income	$0	86
Net income of bank and minority interests.	$865,000	3,724
Net charge-offs	$416,000	2,414
Cash dividends	$283,000	2,628
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$775,240	3,743
2012-06-30 (YTD Data)		Rank
Total interest income	$3,346,000	3,649
Total interest expense	$439,000	4,133
Net interest income	$2,907,000	3,516
Provision for loan and lease losses	$575,000	1,661
Total noninterest income	$627,000	2,860
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$349,000	1,909
Trading account gains and fees	$0	153
Additional Noninterest Income	$278,000	3,170
Total noninterest expense	$2,215,000	3,826
Salaries and employee benefits	$1,121,000	3,868
Premises and equipment expense	$252,000	3,847
Additional noninterest expense	$842,000	3,540
Pre-tax net operating income	$744,000	3,424
Securities gains (losses)	$136,000	1,383
Applicable income taxes	$299,000	2,062
Income before extraordinary items	$581,000	3,714
Extraordinary gains, net	$0	19
Net income	$581,000	3,715
Minority interest net income	$0	84
Net income of bank and minority interests.	$581,000	3,716
Net charge-offs	$299,000	2,329
Cash dividends	$183,000	2,616
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$491,240	3,828
2012-03-31 (YTD Data)		Rank
Total interest income	$1,702,000	3,646
Total interest expense	$228,000	4,147
Net interest income	$1,474,000	3,498
Provision for loan and lease losses	$275,000	1,672
Total noninterest income	$332,000	2,777
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$184,000	1,821
Trading account gains and fees	$0	148
Additional Noninterest Income	$148,000	3,089
Total noninterest expense	$1,114,000	3,829
Salaries and employee benefits	$548,000	3,967
Premises and equipment expense	$124,000	3,907
Additional noninterest expense	$442,000	3,403
Pre-tax net operating income	$417,000	3,236
Securities gains (losses)	$0	2,210
Applicable income taxes	$135,000	2,144
Income before extraordinary items	$282,000	3,755
Extraordinary gains, net	$0	19
Net income	$282,000	3,757
Minority interest net income	$0	78
Net income of bank and minority interests.	$282,000	3,758
Net charge-offs	$271,000	1,578
Cash dividends	$173,000	1,715
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$282,000	3,590
2011-12-31 (YTD Data)		Rank
Total interest income	$6,967,000	3,685
Total interest expense	$1,238,000	3,887
Net interest income	$5,729,000	3,584
Provision for loan and lease losses	$1,787,000	1,699
Total noninterest income	$1,249,000	2,734
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$748,000	1,880
Trading account gains and fees	$0	146
Additional Noninterest Income	$501,000	3,128
Total noninterest expense	$4,353,000	3,889
Salaries and employee benefits	$2,108,000	4,036
Premises and equipment expense	$492,000	4,087
Additional noninterest expense	$1,753,000	3,478
Pre-tax net operating income	$838,000	4,020
Securities gains (losses)	$71,000	2,325
Applicable income taxes	$251,000	2,686
Income before extraordinary items	$658,000	4,246
Extraordinary gains, net	$0	29
Net income	$658,000	4,248
Minority interest net income	$0	96
Net income of bank and minority interests.	$658,000	4,248
Net charge-offs	$1,009,000	2,348
Cash dividends	$96,000	3,796
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$606,880	4,264
2011-09-30 (YTD Data)		Rank
Total interest income	$5,221,000	3,731
Total interest expense	$990,000	3,860
Net interest income	$4,231,000	3,633
Provision for loan and lease losses	$1,075,000	1,876
Total noninterest income	$953,000	2,693
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$555,000	1,903
Trading account gains and fees	$0	145
Additional Noninterest Income	$398,000	3,048
Total noninterest expense	$3,321,000	3,856
Salaries and employee benefits	$1,552,000	4,087
Premises and equipment expense	$381,000	4,040
Additional noninterest expense	$1,388,000	3,342
Pre-tax net operating income	$788,000	3,748
Securities gains (losses)	$71,000	2,065
Applicable income taxes	$290,000	2,303
Income before extraordinary items	$569,000	4,114
Extraordinary gains, net	$0	21
Net income	$569,000	4,116
Minority interest net income	$0	87
Net income of bank and minority interests.	$569,000	4,116
Net charge-offs	$732,000	2,235
Cash dividends	$89,000	3,198
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$522,140	4,110
2011-06-30 (YTD Data)		Rank
Total interest income	$3,467,000	3,784
Total interest expense	$691,000	3,848
Net interest income	$2,776,000	3,679
Provision for loan and lease losses	$675,000	1,934
Total noninterest income	$643,000	2,691
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$347,000	1,990
Trading account gains and fees	$0	153
Additional Noninterest Income	$296,000	2,893
Total noninterest expense	$2,168,000	3,958
Salaries and employee benefits	$1,018,000	4,154
Premises and equipment expense	$250,000	4,110
Additional noninterest expense	$900,000	3,456
Pre-tax net operating income	$576,000	3,547
Securities gains (losses)	$48,000	1,617
Applicable income taxes	$213,000	2,162
Income before extraordinary items	$411,000	3,933
Extraordinary gains, net	$0	15
Net income	$411,000	3,934
Minority interest net income	$0	89
Net income of bank and minority interests.	$411,000	3,935
Net charge-offs	$577,000	1,995
Cash dividends	$89,000	2,872
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$379,320	3,985
2011-03-31 (YTD Data)		Rank
Total interest income	$1,728,000	3,810
Total interest expense	$365,000	3,815
Net interest income	$1,363,000	3,720
Provision for loan and lease losses	$275,000	2,087
Total noninterest income	$311,000	2,776
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$163,000	2,076
Trading account gains and fees	$0	158
Additional Noninterest Income	$148,000	2,922
Total noninterest expense	$1,131,000	3,851
Salaries and employee benefits	$509,000	4,179
Premises and equipment expense	$123,000	4,213
Additional noninterest expense	$499,000	3,189
Pre-tax net operating income	$268,000	3,713
Securities gains (losses)	$0	1,772
Applicable income taxes	$89,000	2,308
Income before extraordinary items	$179,000	4,174
Extraordinary gains, net	$0	9
Net income	$179,000	4,173
Minority interest net income	$0	86
Net income of bank and minority interests.	$179,000	4,174
Net charge-offs	$203,000	2,111
Cash dividends	$84,000	2,019
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$179,000	4,120
2010-12-31 (YTD Data)		Rank
Total interest income	$6,985,000	3,906
Total interest expense	$1,741,000	3,928
Net interest income	$5,244,000	3,829
Provision for loan and lease losses	$1,742,000	2,261
Total noninterest income	$1,104,000	3,055
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$678,000	2,095
Trading account gains and fees	$0	175
Additional Noninterest Income	$426,000	3,417
Total noninterest expense	$4,225,000	4,059
Salaries and employee benefits	$2,029,000	4,180
Premises and equipment expense	$529,000	4,031
Additional noninterest expense	$1,667,000	3,722
Pre-tax net operating income	$381,000	4,676
Securities gains (losses)	$5,000	3,469
Applicable income taxes	$49,000	3,643
Income before extraordinary items	$337,000	4,821
Extraordinary gains, net	$0	29
Net income	$337,000	4,825
Minority interest net income	$0	111
Net income of bank and minority interests.	$337,000	4,825
Net charge-offs	$1,196,000	2,444
Cash dividends	$43,000	3,994
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$332,650	4,690
2010-09-30 (YTD Data)		Rank
Total interest income	$5,225,000	3,998
Total interest expense	$1,328,000	4,016
Net interest income	$3,897,000	3,909
Provision for loan and lease losses	$1,492,000	1,986
Total noninterest income	$816,000	3,118
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$500,000	2,174
Trading account gains and fees	$0	165
Additional Noninterest Income	$316,000	3,478
Total noninterest expense	$3,170,000	4,065
Salaries and employee benefits	$1,506,000	4,258
Premises and equipment expense	$390,000	4,153
Additional noninterest expense	$1,274,000	3,656
Pre-tax net operating income	$51,000	5,794
Securities gains (losses)	$5,000	3,295
Applicable income taxes	$0	4,726
Income before extraordinary items	$56,000	5,914
Extraordinary gains, net	$0	23
Net income	$56,000	5,914
Minority interest net income	$0	110
Net income of bank and minority interests.	$56,000	5,914
Net charge-offs	$1,192,000	1,995
Cash dividends	$43,000	3,497
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$51,000	5,802
2010-06-30 (YTD Data)		Rank
Total interest income	$3,432,000	4,078
Total interest expense	$890,000	4,091
Net interest income	$2,542,000	3,974
Provision for loan and lease losses	$942,000	2,002
Total noninterest income	$537,000	3,082
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$319,000	2,237
Trading account gains and fees	$0	152
Additional Noninterest Income	$218,000	3,366
Total noninterest expense	$2,164,000	4,017
Salaries and employee benefits	$1,026,000	4,218
Premises and equipment expense	$256,000	4,208
Additional noninterest expense	$882,000	3,544
Pre-tax net operating income	$-27,000	6,134
Securities gains (losses)	$5,000	2,788
Applicable income taxes	$0	4,691
Income before extraordinary items	$-22,000	6,239
Extraordinary gains, net	$0	19
Net income	$-22,000	6,240
Minority interest net income	$0	105
Net income of bank and minority interests.	$-22,000	6,239
Net charge-offs	$823,000	1,914
Cash dividends	$43,000	3,228
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-27,000	6,159
2010-03-31 (YTD Data)		Rank
Total interest income	$1,730,000	4,113
Total interest expense	$439,000	4,254
Net interest income	$1,291,000	3,951
Provision for loan and lease losses	$340,000	2,255
Total noninterest income	$282,000	2,997
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$148,000	2,371
Trading account gains and fees	$0	175
Additional Noninterest Income	$134,000	3,024
Total noninterest expense	$1,056,000	4,120
Salaries and employee benefits	$534,000	4,163
Premises and equipment expense	$133,000	4,203
Additional noninterest expense	$389,000	3,861
Pre-tax net operating income	$177,000	4,289
Securities gains (losses)	$5,000	1,894
Applicable income taxes	$54,000	2,732
Income before extraordinary items	$128,000	4,630
Extraordinary gains, net	$0	16
Net income	$128,000	4,631
Minority interest net income	$0	91
Net income of bank and minority interests.	$128,000	4,629
Net charge-offs	$277,000	2,107
Cash dividends	$43,000	2,337
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$124,500	4,564
2009-12-31 (YTD Data)		Rank
Total interest income	$6,978,000	4,186
Total interest expense	$1,987,000	4,478
Net interest income	$4,991,000	3,958
Provision for loan and lease losses	$975,000	3,549
Total noninterest income	$1,013,000	3,311
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$700,000	2,251
Trading account gains and fees	$0	211
Additional Noninterest Income	$313,000	3,925
Total noninterest expense	$4,251,000	4,170
Salaries and employee benefits	$2,017,000	4,334
Premises and equipment expense	$556,000	4,104
Additional noninterest expense	$1,678,000	3,772
Pre-tax net operating income	$778,000	3,393
Securities gains (losses)	$119,000	1,985
Applicable income taxes	$237,000	2,241
Income before extraordinary items	$660,000	3,457
Extraordinary gains, net	$0	34
Net income	$660,000	3,456
Minority interest net income	$0	115
Net income of bank and minority interests.	$660,000	3,456
Net charge-offs	$830,000	3,125
Cash dividends	$369,000	2,972
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$571,940	3,595
2009-09-30 (YTD Data)		Rank
Total interest income	$5,217,000	4,240
Total interest expense	$1,551,000	4,500
Net interest income	$3,666,000	4,008
Provision for loan and lease losses	$600,000	3,517
Total noninterest income	$750,000	3,403
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$513,000	2,307
Trading account gains and fees	$0	212
Additional Noninterest Income	$237,000	3,993
Total noninterest expense	$3,105,000	4,261
Salaries and employee benefits	$1,526,000	4,330
Premises and equipment expense	$419,000	4,118
Additional noninterest expense	$1,160,000	3,960
Pre-tax net operating income	$711,000	3,301
Securities gains (losses)	$105,000	1,800
Applicable income taxes	$269,000	2,044
Income before extraordinary items	$547,000	3,535
Extraordinary gains, net	$0	27
Net income	$547,000	3,532
Minority interest net income	$0	118
Net income of bank and minority interests.	$547,000	3,535
Net charge-offs	$723,000	2,599
Cash dividends	$369,000	2,384
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$476,650	3,686
2009-06-30 (YTD Data)		Rank
Total interest income	$3,428,000	4,330
Total interest expense	$1,066,000	4,543
Net interest income	$2,362,000	4,078
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$504,000	3,403
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$333,000	2,320
Trading account gains and fees	$0	193
Additional Noninterest Income	$171,000	3,894
Total noninterest expense	$2,105,000	4,236
Salaries and employee benefits	$1,007,000	4,416
Premises and equipment expense	$271,000	4,234
Additional noninterest expense	$827,000	3,784
Pre-tax net operating income	$461,000	3,437
Securities gains (losses)	$105,000	1,460
Applicable income taxes	$177,000	2,099
Income before extraordinary items	$389,000	3,523
Extraordinary gains, net	$0	21
Net income	$389,000	3,520
Minority interest net income	$0	112
Net income of bank and minority interests.	$389,000	3,521
Net charge-offs	$532,000	2,279
Cash dividends	$369,000	1,984
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$316,550	3,763
2009-03-31 (YTD Data)		Rank
Total interest income	$1,684,000	4,415
Total interest expense	$550,000	4,576
Net interest income	$1,134,000	4,185
Provision for loan and lease losses	$120,000	3,591
Total noninterest income	$264,000	3,268
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$159,000	2,345
Trading account gains and fees	$0	171
Additional Noninterest Income	$105,000	3,590
Total noninterest expense	$965,000	4,414
Salaries and employee benefits	$498,000	4,475
Premises and equipment expense	$135,000	4,292
Additional noninterest expense	$332,000	4,098
Pre-tax net operating income	$313,000	3,265
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$95,000	2,238
Income before extraordinary items	$220,000	3,705
Extraordinary gains, net	$0	15
Net income	$220,000	3,705
Minority interest net income	$0	102
Net income of bank and minority interests.	$220,000	3,706
Net charge-offs	$37,000	3,818
Cash dividends	$369,000	1,192
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$218,600	3,567
2008-12-31 (YTD Data)		Rank
Total interest income	$7,762,000	4,218
Total interest expense	$2,620,000	4,618
Net interest income	$5,142,000	3,871
Provision for loan and lease losses	$340,000	4,408
Total noninterest income	$1,073,000	3,263
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$758,000	2,207
Trading account gains and fees	$0	154
Additional Noninterest Income	$315,000	4,023
Total noninterest expense	$3,905,000	4,315
Salaries and employee benefits	$2,080,000	4,321
Premises and equipment expense	$540,000	4,255
Additional noninterest expense	$1,285,000	4,057
Pre-tax net operating income	$1,970,000	2,479
Securities gains (losses)	$0	3,220
Applicable income taxes	$661,000	1,574
Income before extraordinary items	$1,309,000	2,760
Extraordinary gains, net	$0	39
Net income	$1,309,000	2,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$305,000	3,507
Cash dividends	$446,000	3,543
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,309,000	2,897
2008-09-30 (YTD Data)		Rank
Total interest income	$5,930,000	4,239
Total interest expense	$2,013,000	4,687
Net interest income	$3,917,000	3,848
Provision for loan and lease losses	$190,000	4,286
Total noninterest income	$801,000	3,334
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$593,000	2,165
Trading account gains and fees	$0	148
Additional Noninterest Income	$208,000	4,341
Total noninterest expense	$2,924,000	4,306
Salaries and employee benefits	$1,579,000	4,302
Premises and equipment expense	$402,000	4,302
Additional noninterest expense	$943,000	4,053
Pre-tax net operating income	$1,604,000	2,701
Securities gains (losses)	$0	3,106
Applicable income taxes	$551,000	1,780
Income before extraordinary items	$1,053,000	3,000
Extraordinary gains, net	$0	31
Net income	$1,053,000	2,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$446,000	2,916
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,053,000	3,155
2008-06-30 (YTD Data)		Rank
Total interest income	$4,073,000	4,198
Total interest expense	$1,415,000	4,674
Net interest income	$2,658,000	3,810
Provision for loan and lease losses	$110,000	4,116
Total noninterest income	$534,000	3,372
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$390,000	2,179
Trading account gains and fees	$0	149
Additional Noninterest Income	$144,000	4,380
Total noninterest expense	$1,951,000	4,319
Salaries and employee benefits	$1,067,000	4,309
Premises and equipment expense	$262,000	4,378
Additional noninterest expense	$622,000	4,076
Pre-tax net operating income	$1,131,000	2,704
Securities gains (losses)	$0	3,233
Applicable income taxes	$392,000	1,896
Income before extraordinary items	$739,000	3,223
Extraordinary gains, net	$0	21
Net income	$739,000	3,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-92,000	8,338
Cash dividends	$446,000	2,448
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$739,000	3,168
2008-03-31 (YTD Data)		Rank
Total interest income	$2,096,000	4,188
Total interest expense	$775,000	4,595
Net interest income	$1,321,000	3,818
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$273,000	3,321
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$186,000	2,212
Trading account gains and fees	$0	158
Additional Noninterest Income	$87,000	4,033
Total noninterest expense	$967,000	4,336
Salaries and employee benefits	$526,000	4,374
Premises and equipment expense	$130,000	4,415
Additional noninterest expense	$311,000	4,007
Pre-tax net operating income	$567,000	2,824
Securities gains (losses)	$0	2,688
Applicable income taxes	$199,000	1,979
Income before extraordinary items	$368,000	3,372
Extraordinary gains, net	$0	15
Net income	$368,000	3,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$446,000	1,490
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$368,000	3,274
2007-12-31 (YTD Data)		Rank
Total interest income	$9,136,000	3,997
Total interest expense	$3,800,000	4,140
Net interest income	$5,336,000	3,806
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$1,040,000	3,461
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$785,000	2,165
Trading account gains and fees	$0	178
Additional Noninterest Income	$255,000	4,546
Total noninterest expense	$3,767,000	4,305
Salaries and employee benefits	$2,036,000	4,339
Premises and equipment expense	$557,000	4,054
Additional noninterest expense	$1,174,000	4,137
Pre-tax net operating income	$2,429,000	2,891
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$828,000	2,094
Income before extraordinary items	$1,604,000	3,288
Extraordinary gains, net	$0	39
Net income	$1,604,000	3,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,854
Cash dividends	$321,000	4,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,602,020	3,282
2007-09-30 (YTD Data)		Rank
Total interest income	$6,830,000	4,019
Total interest expense	$2,882,000	4,113
Net interest income	$3,948,000	3,858
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$776,000	3,461
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$578,000	2,186
Trading account gains and fees	$0	184
Additional Noninterest Income	$198,000	4,503
Total noninterest expense	$2,823,000	4,271
Salaries and employee benefits	$1,555,000	4,263
Premises and equipment expense	$412,000	4,076
Additional noninterest expense	$856,000	4,167
Pre-tax net operating income	$1,766,000	3,108
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$636,000	2,207
Income before extraordinary items	$1,132,000	3,613
Extraordinary gains, net	$0	33
Net income	$1,132,000	3,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,542
Cash dividends	$316,000	3,556
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,130,720	3,598
2007-06-30 (YTD Data)		Rank
Total interest income	$4,522,000	4,061
Total interest expense	$1,915,000	4,133
Net interest income	$2,607,000	3,905
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$525,000	3,458
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$385,000	2,192
Trading account gains and fees	$0	168
Additional Noninterest Income	$140,000	4,458
Total noninterest expense	$1,872,000	4,332
Salaries and employee benefits	$1,039,000	4,299
Premises and equipment expense	$264,000	4,215
Additional noninterest expense	$569,000	4,171
Pre-tax net operating income	$1,170,000	3,163
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$421,000	2,311
Income before extraordinary items	$751,000	3,664
Extraordinary gains, net	$0	29
Net income	$751,000	3,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,420
Cash dividends	$316,000	3,054
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$749,720	3,647
2007-03-31 (YTD Data)		Rank
Total interest income	$2,237,000	4,087
Total interest expense	$945,000	4,149
Net interest income	$1,292,000	3,925
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$266,000	3,376
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$180,000	2,252
Trading account gains and fees	$0	195
Additional Noninterest Income	$86,000	4,061
Total noninterest expense	$932,000	4,349
Salaries and employee benefits	$518,000	4,319
Premises and equipment expense	$127,000	4,340
Additional noninterest expense	$287,000	4,099
Pre-tax net operating income	$581,000	3,193
Securities gains (losses)	$2,000	969
Applicable income taxes	$204,000	2,373
Income before extraordinary items	$379,000	3,624
Extraordinary gains, net	$0	22
Net income	$379,000	3,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$278,000	2,099
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$377,700	3,615
2006-12-31 (YTD Data)		Rank
Total interest income	$8,202,000	4,138
Total interest expense	$3,119,000	4,222
Net interest income	$5,083,000	3,956
Provision for loan and lease losses	$240,000	3,157
Total noninterest income	$1,049,000	3,435
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$776,000	2,170
Trading account gains and fees	$0	130
Additional Noninterest Income	$273,000	4,486
Total noninterest expense	$3,578,000	4,334
Salaries and employee benefits	$1,975,000	4,314
Premises and equipment expense	$531,000	4,106
Additional noninterest expense	$1,072,000	4,293
Pre-tax net operating income	$2,314,000	3,322
Securities gains (losses)	$0	1,687
Applicable income taxes	$814,000	2,450
Income before extraordinary items	$1,500,000	3,776
Extraordinary gains, net	$0	51
Net income	$1,500,000	3,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,449
Cash dividends	$556,000	3,551
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,500,000	3,758
2006-09-30 (YTD Data)		Rank
Total interest income	$6,016,000	4,176
Total interest expense	$2,214,000	4,274
Net interest income	$3,802,000	3,993
Provision for loan and lease losses	$160,000	3,290
Total noninterest income	$756,000	3,529
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$572,000	2,214
Trading account gains and fees	$0	126
Additional Noninterest Income	$184,000	4,707
Total noninterest expense	$2,621,000	4,388
Salaries and employee benefits	$1,450,000	4,355
Premises and equipment expense	$382,000	4,214
Additional noninterest expense	$789,000	4,311
Pre-tax net operating income	$1,777,000	3,375
Securities gains (losses)	$0	1,388
Applicable income taxes	$649,000	2,477
Income before extraordinary items	$1,128,000	3,877
Extraordinary gains, net	$0	45
Net income	$1,128,000	3,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	2,236
Cash dividends	$238,000	3,972
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,128,000	3,867
2006-06-30 (YTD Data)		Rank
Total interest income	$3,896,000	4,213
Total interest expense	$1,395,000	4,300
Net interest income	$2,501,000	4,044
Provision for loan and lease losses	$100,000	3,294
Total noninterest income	$502,000	3,520
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$370,000	2,248
Trading account gains and fees	$0	126
Additional Noninterest Income	$132,000	4,558
Total noninterest expense	$1,756,000	4,382
Salaries and employee benefits	$973,000	4,351
Premises and equipment expense	$256,000	4,213
Additional noninterest expense	$527,000	4,307
Pre-tax net operating income	$1,147,000	3,462
Securities gains (losses)	$0	1,185
Applicable income taxes	$415,000	2,566
Income before extraordinary items	$732,000	3,952
Extraordinary gains, net	$0	39
Net income	$732,000	3,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	2,779
Cash dividends	$238,000	3,472
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$732,000	3,943
2006-03-31 (YTD Data)		Rank
Total interest income	$1,873,000	4,268
Total interest expense	$662,000	4,320
Net interest income	$1,211,000	4,130
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$245,000	3,515
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$167,000	2,379
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,205
Total noninterest expense	$867,000	4,442
Salaries and employee benefits	$485,000	4,373
Premises and equipment expense	$127,000	4,250
Additional noninterest expense	$255,000	4,409
Pre-tax net operating income	$544,000	3,553
Securities gains (losses)	$0	955
Applicable income taxes	$199,000	2,615
Income before extraordinary items	$345,000	4,051
Extraordinary gains, net	$0	21
Net income	$345,000	4,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	1,755
Cash dividends	$238,000	2,232
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$345,000	4,035
2005-12-31 (YTD Data)		Rank
Total interest income	$6,174,000	4,534
Total interest expense	$1,821,000	4,706
Net interest income	$4,353,000	4,365
Provision for loan and lease losses	$186,000	3,704
Total noninterest income	$1,005,000	3,554
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$773,000	2,168
Trading account gains and fees	$0	138
Additional Noninterest Income	$232,000	4,870
Total noninterest expense	$3,297,000	4,485
Salaries and employee benefits	$1,794,000	4,487
Premises and equipment expense	$496,000	4,206
Additional noninterest expense	$1,007,000	4,402
Pre-tax net operating income	$1,875,000	3,838
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$611,000	3,047
Income before extraordinary items	$1,266,000	4,214
Extraordinary gains, net	$0	46
Net income	$1,266,000	4,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,813
Cash dividends	$190,000	4,976
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,264,660	4,195
2005-09-30 (YTD Data)		Rank
Total interest income	$4,480,000	4,579
Total interest expense	$1,273,000	4,775
Net interest income	$3,207,000	4,436
Provision for loan and lease losses	$144,000	3,560
Total noninterest income	$759,000	3,535
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$579,000	2,173
Trading account gains and fees	$0	126
Additional Noninterest Income	$180,000	4,831
Total noninterest expense	$2,478,000	4,453
Salaries and employee benefits	$1,347,000	4,458
Premises and equipment expense	$372,000	4,184
Additional noninterest expense	$759,000	4,355
Pre-tax net operating income	$1,344,000	4,040
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$472,000	3,049
Income before extraordinary items	$874,000	4,528
Extraordinary gains, net	$0	35
Net income	$874,000	4,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	3,519
Cash dividends	$190,000	4,135
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$872,700	4,491
2005-06-30 (YTD Data)		Rank
Total interest income	$2,871,000	4,635
Total interest expense	$791,000	4,815
Net interest income	$2,080,000	4,500
Provision for loan and lease losses	$84,000	3,691
Total noninterest income	$504,000	3,496
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$373,000	2,196
Trading account gains and fees	$0	116
Additional Noninterest Income	$131,000	4,607
Total noninterest expense	$1,643,000	4,454
Salaries and employee benefits	$900,000	4,422
Premises and equipment expense	$239,000	4,272
Additional noninterest expense	$504,000	4,350
Pre-tax net operating income	$857,000	4,124
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$305,000	3,080
Income before extraordinary items	$554,000	4,626
Extraordinary gains, net	$0	30
Net income	$554,000	4,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,846
Cash dividends	$190,000	3,606
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$552,720	4,586
2005-03-31 (YTD Data)		Rank
Total interest income	$1,383,000	4,726
Total interest expense	$361,000	4,976
Net interest income	$1,022,000	4,549
Provision for loan and lease losses	$42,000	3,553
Total noninterest income	$262,000	3,363
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$179,000	2,210
Trading account gains and fees	$0	115
Additional Noninterest Income	$83,000	4,113
Total noninterest expense	$823,000	4,467
Salaries and employee benefits	$452,000	4,428
Premises and equipment expense	$118,000	4,349
Additional noninterest expense	$253,000	4,329
Pre-tax net operating income	$419,000	4,138
Securities gains (losses)	$0	1,685
Applicable income taxes	$147,000	3,137
Income before extraordinary items	$272,000	4,642
Extraordinary gains, net	$0	24
Net income	$272,000	4,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,584
Cash dividends	$190,000	2,294
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$272,000	4,603
2004-12-31 (YTD Data)		Rank
Total interest income	$4,755,000	5,019
Total interest expense	$991,000	5,681
Net interest income	$3,764,000	4,686
Provision for loan and lease losses	$174,000	4,012
Total noninterest income	$915,000	3,756
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$723,000	2,315
Trading account gains and fees	$0	138
Additional Noninterest Income	$192,000	5,186
Total noninterest expense	$3,031,000	4,627
Salaries and employee benefits	$1,646,000	4,641
Premises and equipment expense	$459,000	4,351
Additional noninterest expense	$926,000	4,603
Pre-tax net operating income	$1,474,000	4,287
Securities gains (losses)	$0	3,819
Applicable income taxes	$474,000	3,437
Income before extraordinary items	$1,000,000	4,705
Extraordinary gains, net	$0	34
Net income	$1,000,000	4,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,079
Cash dividends	$398,000	3,934
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,000,000	4,630
2004-09-30 (YTD Data)		Rank
Total interest income	$3,486,000	5,074
Total interest expense	$696,000	5,847
Net interest income	$2,790,000	4,711
Provision for loan and lease losses	$132,000	3,832
Total noninterest income	$688,000	3,773
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$534,000	2,364
Trading account gains and fees	$0	134
Additional Noninterest Income	$154,000	5,070
Total noninterest expense	$2,267,000	4,609
Salaries and employee benefits	$1,234,000	4,594
Premises and equipment expense	$351,000	4,276
Additional noninterest expense	$682,000	4,624
Pre-tax net operating income	$1,079,000	4,430
Securities gains (losses)	$0	3,710
Applicable income taxes	$375,000	3,419
Income before extraordinary items	$704,000	4,946
Extraordinary gains, net	$0	26
Net income	$704,000	4,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,900
Cash dividends	$398,000	3,054
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$704,000	4,855
2004-06-30 (YTD Data)		Rank
Total interest income	$2,278,000	5,139
Total interest expense	$443,000	5,997
Net interest income	$1,835,000	4,758
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$459,000	3,772
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$343,000	2,439
Trading account gains and fees	$0	130
Additional Noninterest Income	$116,000	4,862
Total noninterest expense	$1,499,000	4,674
Salaries and employee benefits	$818,000	4,640
Premises and equipment expense	$231,000	4,319
Additional noninterest expense	$450,000	4,679
Pre-tax net operating income	$705,000	4,435
Securities gains (losses)	$0	3,413
Applicable income taxes	$245,000	3,428
Income before extraordinary items	$460,000	4,946
Extraordinary gains, net	$0	21
Net income	$460,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,267
Cash dividends	$398,000	2,496
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$460,000	4,859
2004-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	5,189
Total interest expense	$219,000	6,090
Net interest income	$907,000	4,799
Provision for loan and lease losses	$48,000	3,379
Total noninterest income	$224,000	3,773
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$147,000	2,717
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$751,000	4,684
Salaries and employee benefits	$413,000	4,625
Premises and equipment expense	$113,000	4,421
Additional noninterest expense	$225,000	4,652
Pre-tax net operating income	$332,000	4,577
Securities gains (losses)	$0	2,934
Applicable income taxes	$116,000	3,541
Income before extraordinary items	$216,000	5,144
Extraordinary gains, net	$0	16
Net income	$216,000	5,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,902
Cash dividends	$398,000	1,457
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$216,000	5,013
2003-12-31 (YTD Data)		Rank
Total interest income	$4,316,000	5,380
Total interest expense	$966,000	6,212
Net interest income	$3,350,000	4,935
Provision for loan and lease losses	$220,000	3,843
Total noninterest income	$719,000	4,484
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$548,000	2,885
Trading account gains and fees	$0	160
Additional Noninterest Income	$171,000	5,591
Total noninterest expense	$2,819,000	4,806
Salaries and employee benefits	$1,563,000	4,720
Premises and equipment expense	$385,000	4,860
Additional noninterest expense	$871,000	4,754
Pre-tax net operating income	$1,030,000	5,096
Securities gains (losses)	$0	4,500
Applicable income taxes	$319,000	4,191
Income before extraordinary items	$711,000	5,543
Extraordinary gains, net	$0	54
Net income	$711,000	5,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$382,000	4,024
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$711,000	5,381
2003-09-30 (YTD Data)		Rank
Total interest income	$3,211,000	5,469
Total interest expense	$744,000	6,294
Net interest income	$2,467,000	5,019
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$531,000	4,572
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$397,000	2,963
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	5,555
Total noninterest expense	$2,109,000	4,811
Salaries and employee benefits	$1,185,000	4,664
Premises and equipment expense	$291,000	4,820
Additional noninterest expense	$633,000	4,826
Pre-tax net operating income	$709,000	5,465
Securities gains (losses)	$0	4,204
Applicable income taxes	$209,000	4,589
Income before extraordinary items	$500,000	5,857
Extraordinary gains, net	$0	40
Net income	$500,000	5,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,128
Cash dividends	$381,000	3,122
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$500,000	5,680
2003-06-30 (YTD Data)		Rank
Total interest income	$2,143,000	5,509
Total interest expense	$506,000	6,353
Net interest income	$1,637,000	5,030
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$358,000	4,526
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$258,000	2,987
Trading account gains and fees	$0	150
Additional Noninterest Income	$100,000	5,330
Total noninterest expense	$1,394,000	4,828
Salaries and employee benefits	$797,000	4,620
Premises and equipment expense	$187,000	4,922
Additional noninterest expense	$410,000	4,914
Pre-tax net operating income	$481,000	5,416
Securities gains (losses)	$0	3,782
Applicable income taxes	$146,000	4,539
Income before extraordinary items	$335,000	5,836
Extraordinary gains, net	$0	30
Net income	$335,000	5,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$348,000	2,680
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$335,000	5,623
2003-03-31 (YTD Data)		Rank
Total interest income	$1,055,000	5,594
Total interest expense	$250,000	6,492
Net interest income	$805,000	5,075
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$195,000	4,228
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$129,000	2,921
Trading account gains and fees	$0	134
Additional Noninterest Income	$66,000	4,730
Total noninterest expense	$692,000	4,833
Salaries and employee benefits	$398,000	4,629
Premises and equipment expense	$87,000	5,158
Additional noninterest expense	$207,000	4,839
Pre-tax net operating income	$248,000	5,307
Securities gains (losses)	$0	2,891
Applicable income taxes	$82,000	4,307
Income before extraordinary items	$166,000	5,781
Extraordinary gains, net	$0	21
Net income	$166,000	5,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$348,000	1,626
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$166,000	5,582
2002-12-31 (YTD Data)		Rank
Total interest income	$3,860,000	6,020
Total interest expense	$1,027,000	6,866
Net interest income	$2,833,000	5,478
Provision for loan and lease losses	$147,000	4,990
Total noninterest income	$635,000	4,584
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$476,000	3,101
Trading account gains and fees	$0	153
Additional Noninterest Income	$159,000	5,480
Total noninterest expense	$2,397,000	5,226
Salaries and employee benefits	$1,379,000	4,995
Premises and equipment expense	$245,000	6,211
Additional noninterest expense	$773,000	5,056
Pre-tax net operating income	$924,000	5,402
Securities gains (losses)	$-6,000	8,842
Applicable income taxes	$270,000	4,620
Income before extraordinary items	$648,000	5,765
Extraordinary gains, net	$0	70
Net income	$648,000	5,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,517
Cash dividends	$406,000	3,793
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$652,260	5,603
2001-12-31 (YTD Data)		Rank
Total interest income	$4,170,000	6,223
Total interest expense	$1,654,000	6,686
Net interest income	$2,516,000	5,697
Provision for loan and lease losses	$155,000	4,704
Total noninterest income	$483,000	5,154
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$406,000	3,348
Trading account gains and fees	$0	177
Additional Noninterest Income	$77,000	6,957
Total noninterest expense	$1,639,000	6,489
Salaries and employee benefits	$804,000	6,751
Premises and equipment expense	$244,000	6,160
Additional noninterest expense	$591,000	5,895
Pre-tax net operating income	$1,205,000	4,409
Securities gains (losses)	$4,000	4,008
Applicable income taxes	$397,000	3,751
Income before extraordinary items	$812,000	4,829
Extraordinary gains, net	$0	105
Net income	$812,000	4,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,388
Cash dividends	$553,000	3,289
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$809,320	4,728
2000-12-31 (YTD Data)		Rank
Total interest income	$4,195,000	6,334
Total interest expense	$1,649,000	6,859
Net interest income	$2,546,000	5,734
Provision for loan and lease losses	$165,000	4,200
Total noninterest income	$485,000	4,993
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$398,000	3,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	6,735
Total noninterest expense	$1,593,000	6,504
Salaries and employee benefits	$794,000	6,758
Premises and equipment expense	$250,000	6,046
Additional noninterest expense	$549,000	6,074
Pre-tax net operating income	$1,273,000	4,559
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$413,000	3,924
Income before extraordinary items	$858,000	4,830
Extraordinary gains, net	$0	38
Net income	$858,000	4,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,598
Cash dividends	$341,000	4,254
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$859,360	4,826
1999-12-31 (YTD Data)		Rank
Total interest income	$3,673,000	6,646
Total interest expense	$1,473,000	7,047
Net interest income	$2,200,000	6,278
Provision for loan and lease losses	$180,000	3,760
Total noninterest income	$434,000	5,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$347,000	3,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	6,949
Total noninterest expense	$1,587,000	6,559
Salaries and employee benefits	$751,000	6,982
Premises and equipment expense	$241,000	6,169
Additional noninterest expense	$595,000	5,859
Pre-tax net operating income	$867,000	5,700
Securities gains (losses)	$0	3,155
Applicable income taxes	$263,000	5,094
Income before extraordinary items	$604,000	5,872
Extraordinary gains, net	$0	35
Net income	$604,000	5,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,975
Cash dividends	$234,000	4,987
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$604,000	5,848
1998-12-31 (YTD Data)		Rank
Total interest income	$3,843,000	6,611
Total interest expense	$1,549,000	7,090
Net interest income	$2,294,000	6,140
Provision for loan and lease losses	$594,000	1,519
Total noninterest income	$410,000	5,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$335,000	3,601
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,329
Total noninterest expense	$1,451,000	6,824
Salaries and employee benefits	$692,000	7,231
Premises and equipment expense	$241,000	6,084
Additional noninterest expense	$518,000	6,311
Pre-tax net operating income	$659,000	6,643
Securities gains (losses)	$0	4,449
Applicable income taxes	$191,000	6,301
Income before extraordinary items	$468,000	6,798
Extraordinary gains, net	$0	32
Net income	$468,000	6,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$895,000	828
Cash dividends	$12,000	7,346
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$468,000	6,693
1997-12-31 (YTD Data)		Rank
Total interest income	$3,898,000	6,748
Total interest expense	$1,485,000	7,384
Net interest income	$2,413,000	6,194
Provision for loan and lease losses	$115,000	4,888
Total noninterest income	$413,000	5,621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$343,000	3,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	7,697
Total noninterest expense	$1,579,000	6,580
Salaries and employee benefits	$779,000	6,890
Premises and equipment expense	$232,000	6,317
Additional noninterest expense	$568,000	6,002
Pre-tax net operating income	$1,132,000	5,429
Securities gains (losses)	$0	3,944
Applicable income taxes	$352,000	5,279
Income before extraordinary items	$780,000	5,540
Extraordinary gains, net	$0	44
Net income	$780,000	5,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,017
Cash dividends	$867,000	2,442
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$780,000	5,499
1996-12-31 (YTD Data)		Rank
Total interest income	$3,871,000	6,980
Total interest expense	$1,541,000	7,462
Net interest income	$2,330,000	6,517
Provision for loan and lease losses	$75,000	5,702
Total noninterest income	$448,000	5,557
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$352,000	3,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,256
Total noninterest expense	$1,520,000	7,051
Salaries and employee benefits	$774,000	7,116
Premises and equipment expense	$197,000	7,082
Additional noninterest expense	$549,000	6,684
Pre-tax net operating income	$1,183,000	5,171
Securities gains (losses)	$10,000	2,493
Applicable income taxes	$365,000	5,187
Income before extraordinary items	$828,000	5,179
Extraordinary gains, net	$0	53
Net income	$828,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,399
Cash dividends	$725,000	2,678
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$821,100	5,151
1995-12-31 (YTD Data)		Rank
Total interest income	$3,899,000	7,113
Total interest expense	$1,533,000	7,604
Net interest income	$2,366,000	6,545
Provision for loan and lease losses	$64,000	5,599
Total noninterest income	$367,000	6,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$281,000	4,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,713
Total noninterest expense	$1,479,000	7,335
Salaries and employee benefits	$748,000	7,411
Premises and equipment expense	$206,000	7,074
Additional noninterest expense	$525,000	7,075
Pre-tax net operating income	$1,190,000	5,274
Securities gains (losses)	$7,000	2,620
Applicable income taxes	$366,000	5,263
Income before extraordinary items	$831,000	5,298
Extraordinary gains, net	$0	65
Net income	$831,000	5,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$560,000	3,076
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$826,170	5,300
1994-12-31 (YTD Data)		Rank
Total interest income	$3,485,000	7,345
Total interest expense	$1,323,000	7,476
Net interest income	$2,162,000	7,165
Provision for loan and lease losses	$20,000	7,754
Total noninterest income	$385,000	6,284
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$275,000	4,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	7,224
Total noninterest expense	$1,467,000	7,706
Salaries and employee benefits	$752,000	7,509
Premises and equipment expense	$185,000	7,754
Additional noninterest expense	$530,000	7,597
Pre-tax net operating income	$1,060,000	5,719
Securities gains (losses)	$62,000	1,024
Applicable income taxes	$338,000	5,415
Income before extraordinary items	$784,000	5,441
Extraordinary gains, net	$0	249
Net income	$784,000	5,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,964
Cash dividends	$570,000	2,917
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$740,600	5,733
1993-12-31 (YTD Data)		Rank
Total interest income	$3,536,000	7,484
Total interest expense	$1,377,000	7,626
Net interest income	$2,159,000	7,278
Provision for loan and lease losses	$50,000	7,415
Total noninterest income	$385,000	6,662
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$279,000	4,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,681
Total noninterest expense	$1,465,000	7,943
Salaries and employee benefits	$728,000	7,795
Premises and equipment expense	$176,000	8,234
Additional noninterest expense	$561,000	7,675
Pre-tax net operating income	$1,029,000	5,785
Securities gains (losses)	$33,000	3,976
Applicable income taxes	$319,000	5,845
Income before extraordinary items	$743,000	5,864
Extraordinary gains, net	$0	3,149
Net income	$743,000	6,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	6,513
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$719,900	5,730
1992-12-31 (YTD Data)		Rank
Total interest income	$3,637,000	7,992
Total interest expense	$1,581,000	8,271
Net interest income	$2,056,000	7,599
Provision for loan and lease losses	$375,000	3,592
Total noninterest income	$417,000	6,385
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$318,000	4,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	8,102
Total noninterest expense	$1,336,000	8,538
Salaries and employee benefits	$599,000	8,809
Premises and equipment expense	$178,000	8,364
Additional noninterest expense	$559,000	7,886
Pre-tax net operating income	$762,000	6,758
Securities gains (losses)	$312,000	1,498
Applicable income taxes	$336,000	5,510
Income before extraordinary items	$738,000	5,698
Extraordinary gains, net	$0	1,422
Net income	$738,000	5,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$424,000	2,730
Cash dividends	$630,000	2,316
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$522,720	6,769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.