Home > The Citizens Bank of Philadelphia, Mississippi > Net charge- offs to loans
The Citizens Bank of Philadelphia, Mississippi, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0318% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1039% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1249% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2294% | 4,465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9279% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7138% | 4,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0378% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 4,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1134% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1366% | 4,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3355% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3847% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9302% | 4,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 4,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0736% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0888% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8316% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5724% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3558% | 4,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0905% | 4,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1093% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0038% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3048% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5022% | 4,630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1078% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0536% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 4,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0932% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7659% | 4,700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9518% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6789% | 4,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1056% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0911% | 4,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4310% | 4,742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0023% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2637% | 4,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1321% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0414% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1019% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4823% | 4,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3814% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.5620% | 4,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1177% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0866% | 4,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2727% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.9929% | 4,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7872% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.9998% | 4,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2624% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0419% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1806% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0857% | 4,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4051% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0257% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.4546% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1353% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2361% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0883% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3098% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3503% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0886% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3420% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0312% | 3,752 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7573% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2543% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.2140% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1115% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1347% | 4,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8452% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5608% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7283% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 3,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2512% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4319% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2453% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2994% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2672% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7422% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1791% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 546 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4155% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5152% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6163% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3692% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3872% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 4,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7203% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8962% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2230% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8527% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7511% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0721% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1728% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6685% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9425% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4868% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,459 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0517% | 4,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4005% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4421% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1639% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2597% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3292% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2461% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3407% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 4,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.1566% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1050% | 5,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0258% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5634% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1647% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.2340% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1340% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1760% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1644% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0763% | 5,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 5,178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0519% | 4,618 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1952% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1111% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3184% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1068% | 4,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0580% | 4,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2241% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5197% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0909% | 4,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.3825% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3910% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2252% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5027% | 1,081 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.5219% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4712% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0154% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2598% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0743% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.7890% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6224% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1017% | 4,998 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2153% | 1,085 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0242% | 4,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6462% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1981% | 5,124 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1043% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0705% | 4,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6111% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7597% | 114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4038% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0431% | 5,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8604% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0857% | 5,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7914% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9855% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 4,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8768% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0548% | 5,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9161% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0972% | 5,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7596% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9600% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8634% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0536% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1542% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3908% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1766% | 5,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4454% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8337% | 35 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 4,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7223% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 5,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1307% | 4,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2616% | 5,385 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7992% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2401% | 5,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2723% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1619% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4657% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2728% | 2,233 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0702% | 5,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 4,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9724% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2670% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 5,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1631% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1967% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 5,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3084% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6375% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5617% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5991% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6298% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.6937% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 3,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 3,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2865% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1641% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1985% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7273% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0626% | 5,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7187% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2601% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1768% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2221% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 5,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 5,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2096% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1366% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1294% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 5,237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2232% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.0761% | 5,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4019% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1400% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5592% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9137% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7361% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 3,085 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2765% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0598% | 5,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5097% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5553% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3060% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 2,780 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4730% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1383% | 3,060 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 5,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4899% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3636% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0790% | 5,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6700% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2071% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4604% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1856% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8751% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2407% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3545% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1591% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0189% | 5,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3181% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3551% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.1442% | 5,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7267% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 5,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5435% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9406% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3413% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3341% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3833% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.7143% | 1,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6740% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1783% | 3,141 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4095% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 5,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3395% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9104% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3214% | 2,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.9937% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 2,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8659% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 3,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5476% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3713% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.4536% | 1,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2760% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8038% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 5,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5566% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0569% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5121% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0580% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | 2.7821% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0975% | 5,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8222% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3905% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1142% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6590% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4461% | 2,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.4192% | 2,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 3,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6478% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6868% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7425% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5734% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5119% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4388% | 2,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1251% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5037% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5013% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.5905% | 2,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 6,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7356% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7781% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6187% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4497% | 2,730 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7717% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2868% | 3,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1631% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4548% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4886% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 6,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 6,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5815% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6133% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3256% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2947% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8205% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2500% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2415% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 3,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4560% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6537% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3579% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4805% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2927% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.6019% | 2,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 3,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4242% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4424% | 2,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7664% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7009% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1649% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2628% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2513% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.3259% | 2,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 3,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4371% | 2,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4550% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0857% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7367% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2592% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2141% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3301% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.4593% | 2,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 2,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5471% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5683% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2050% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8654% | 2,128 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1097% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3144% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3795% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 2,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6294% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6523% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4811% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7264% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2576% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1323% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4456% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3019% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 7,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2519% | 2,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4882% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5034% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5327% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9693% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1477% | 1,699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3684% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 7,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2454% | 1,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2934% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4082% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 3,458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2438% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2042% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3389% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 7,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 7,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8900% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4390% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6907% | 1,667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3353% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 3,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3554% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3826% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9740% | 1,670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6939% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0586% | 2,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1623% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 7,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4396% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3271% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2183% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0862% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2244% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0897% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3746% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6100% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2254% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.1339% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2468% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1259% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2976% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8377% | 1,788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.2736% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 7,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4504% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4504% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2221% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4274% | 1,722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8673% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0223% | 5,638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3158% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1907% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2253% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9971% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0046% | 5,216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5844% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1938% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5310% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0980% | 7,333 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1194% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3896% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2047% | 7,429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2472% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.7306% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1984% | 6,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2422% | 1,950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.9904% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2349% | 6,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3853% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3328% | 1,907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 1.6128% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3184% | 6,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 6,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1416% | 3,997 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0110% | 1,948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 3.2912% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5318% | 6,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5113% | 1,924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1768% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3562% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1751% | 6,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6203% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7622% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5065% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0520% | 1,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3902% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4492% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2668% | 6,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6808% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8735% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2701% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0703% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2245% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6951% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3985% | 6,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4629% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6280% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5289% | 2,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1007% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5488% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1775% | 6,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1635% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2998% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5369% | 2,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2455% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4348% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3490% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3689% | 2,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3370% | 4,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5422% | 1,507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0279% | 6,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3581% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 4,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4672% | 1,086 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1901% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0454% | 6,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3593% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2250% | 4,470 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0220% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2469% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1777% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0878% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5394% | 2,473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1571% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3007% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4059% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2896% | 7,764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3313% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2000% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0485% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6786% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7700% | 1,544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4665% | 7,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7726% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6407% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0105% | 1,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6262% | 7,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8501% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4746% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2792% | 2,729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 7,469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6091% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.2962% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0137% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2110% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9315% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6625% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3543% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,881 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9975% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8864% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5662% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1976% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1996% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2339% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7682% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5967% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7691% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5587% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1638% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3194% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1642% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3235% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3539% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2857% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3637% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3166% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |