Home > The Citizens Bank of Macclenny > Income and Expense
The Citizens Bank of Macclenny, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 4,308 |
| Total interest expense | $2,620,000 | 5,360 |
| Net interest income | $4,825,000 | 3,654 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $579,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,150 |
| Total noninterest expense | $2,994,000 | 4,300 |
| Salaries and employee benefits | $1,608,000 | 4,033 |
| Premises and equipment expense | $377,000 | 4,767 |
| Additional noninterest expense | $1,009,000 | 4,318 |
| Pre-tax net operating income | $2,410,000 | 2,952 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $822,000 | 2,817 |
| Income before extraordinary items | $1,590,000 | 3,084 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,590,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,838 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,588,680 | 3,052 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 4,559 |
| Total interest expense | $2,042,000 | 5,517 |
| Net interest income | $4,389,000 | 4,004 |
| Provision for loan and lease losses | $677,000 | 1,231 |
| Total noninterest income | $536,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $2,701,000 | 4,831 |
| Salaries and employee benefits | $1,569,000 | 4,119 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $722,000 | 6,172 |
| Pre-tax net operating income | $1,547,000 | 4,299 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $468,000 | 4,260 |
| Income before extraordinary items | $1,057,000 | 4,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,057,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,072,180 | 4,321 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 4,864 |
| Total interest expense | $2,021,000 | 5,788 |
| Net interest income | $4,103,000 | 4,303 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $523,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $2,658,000 | 5,001 |
| Salaries and employee benefits | $1,534,000 | 4,187 |
| Premises and equipment expense | $422,000 | 4,499 |
| Additional noninterest expense | $702,000 | 6,538 |
| Pre-tax net operating income | $1,908,000 | 3,470 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $615,000 | 3,522 |
| Income before extraordinary items | $1,298,000 | 3,715 |
| Extraordinary gains, net | $184,000 | 1,076 |
| Net income | $1,482,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,294,600 | 3,540 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 5,179 |
| Total interest expense | $2,494,000 | 6,009 |
| Net interest income | $3,948,000 | 4,500 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $504,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $2,519,000 | 5,281 |
| Salaries and employee benefits | $1,451,000 | 4,353 |
| Premises and equipment expense | $426,000 | 4,563 |
| Additional noninterest expense | $642,000 | 7,158 |
| Pre-tax net operating income | $1,818,000 | 3,395 |
| Securities gains (losses) | $-135,000 | 13,820 |
| Applicable income taxes | $457,000 | 4,306 |
| Income before extraordinary items | $1,226,000 | 3,730 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,226,000 | 3,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 13,823 |
| Net operating income | $1,324,550 | 3,216 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.