Home > The Citizens Bank of Logan, Ohio > Net charge- offs to loans
The Citizens Bank of Logan, Ohio, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 3,682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4078% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2563% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3259% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9046% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0497% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2258% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4452% | 5,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4563% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0678% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2395% | 2,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0753% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0508% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4008% | 5,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2118% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0566% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9098% | 5,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0515% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0579% | 2,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0835% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0777% | 4,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0236% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4409% | 5,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2257% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2526% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 5,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.4680% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 5,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1054% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5690% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5013% | 1,080 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6783% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0757% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3602% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6852% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8675% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1398% | 600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0913% | 4,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4498% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5639% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7836% | 1,081 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6941% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 5,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.1360% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1049% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 3,967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7852% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2632% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8861% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 790 |
| Percentage Net Loans Charged-off:Construction & development | -0.4588% | 5,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3441% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1839% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2240% | 5,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2915% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1375% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3088% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1276% | 5,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 868 |
| Percentage Net Loans Charged-off:Construction & development | -0.1799% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1165% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2560% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2982% | 5,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2603% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1850% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2690% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2013% | 5,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 923 |
| Percentage Net Loans Charged-off:Construction & development | -0.1927% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4183% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0450% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2643% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2779% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2627% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1075% | 5,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 970 |
| Percentage Net Loans Charged-off:Construction & development | -0.1938% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9108% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 5,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5496% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6554% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0523% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0770% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.6666% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6908% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3139% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5704% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4535% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3557% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4522% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 0.8170% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5702% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1370% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8587% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5467% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2362% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0012% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1664% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 1.6444% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3235% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0802% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9241% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4519% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7371% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2521% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1640% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3934% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 5.7637% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5340% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 5,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 5,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1872% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2415% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1450% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1884% | 561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.7586% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3214% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1156% | 5,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2707% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4863% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7426% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6978% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1748% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 5,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3013% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.7377% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4979% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1384% | 5,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3470% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6076% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9456% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9994% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2499% | 2,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0712% | 5,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4112% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2340% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.5676% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7083% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1616% | 5,136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3804% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7960% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2835% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5949% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4575% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0531% | 5,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 5,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5391% | 6,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1520% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3255% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8393% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4180% | 5,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6402% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0744% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.5998% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4162% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2300% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2297% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0894% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2458% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5432% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0862% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0288% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9813% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4523% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.6123% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3645% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3046% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2983% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3189% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2861% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8290% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2802% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5667% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0599% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8148% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5102% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 1,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9731% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8768% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9468% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0217% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0884% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9269% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0231% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6250% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.3856% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2798% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3058% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5815% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7407% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4639% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7282% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3584% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.1662% | 2,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7204% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5631% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9778% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1775% | 1,453 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0888% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6178% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3946% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0016% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3502% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 1,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8791% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5629% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1075% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6857% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3574% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3600% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5017% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7638% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3845% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1657% | 3,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0221% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2233% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3480% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1230% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7264% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0143% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2737% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2697% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.5721% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3828% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0820% | 3,292 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0616% | 6,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7321% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5272% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7331% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1250% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7147% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.5782% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0448% | 5,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0470% | 5,609 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4878% | 6,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1509% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5733% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 11.2305% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5292% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1103% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3287% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6130% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7364% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5733% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0170% | 1,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1129% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1676% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 5.9092% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 6,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 6,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6010% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6144% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9926% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5568% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0528% | 6,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 4,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1895% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3595% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4929% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2956% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 6,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1538% | 6,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0025% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1588% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3793% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2228% | 2,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3177% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4650% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8518% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6210% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6732% | 1,528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0399% | 6,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2477% | 3,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4677% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8629% | 2,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9021% | 1,516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0522% | 6,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3027% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3356% | 2,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5930% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6316% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1695% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4316% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3476% | 1,518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0795% | 6,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5867% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5999% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0666% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1381% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3355% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9467% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3354% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0764% | 6,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6832% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7963% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 7,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2607% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5904% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5099% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 4,002 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0872% | 1,617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4001% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8363% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0273% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9357% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7851% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 3,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3346% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6931% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4994% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1683% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4931% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2391% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8682% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4935% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6230% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 3,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 7,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 7,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0260% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5584% | 7,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3134% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3285% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 1.8727% | 1,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0814% | 1,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0128% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3271% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 3,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 4,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3868% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4192% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 2.4758% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1086% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3312% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4015% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4283% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3135% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3645% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5671% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6160% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 3.6540% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1636% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0079% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5758% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6150% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4015% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5725% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7249% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0035% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3315% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3414% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1463% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2263% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 7,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3170% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 2,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1685% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6988% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5586% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3582% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 7,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 7,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6044% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1971% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 7,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4801% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7864% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2217% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 7,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9377% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5104% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2295% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4174% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7558% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1930% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2978% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1670% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6900% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3733% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7348% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 8,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 8,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9613% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2834% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9541% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2198% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7440% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1784% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0571% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3769% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5670% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3069% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3707% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4714% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5729% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2581% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3004% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6431% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7889% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2223% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1689% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3450% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1703% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5789% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6435% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4820% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3209% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1110% | 8,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1607% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8619% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0353% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1489% | 8,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2613% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8453% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8262% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 8,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2257% | 8,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2297% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 4,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2236% | 8,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4335% | 8,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 8,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 8,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4701% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1845% | 4,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0968% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3689% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7560% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7553% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 3,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6845% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1172% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9425% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6199% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2997% | 9,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4750% | 8,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3287% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8756% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2962% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5658% | 8,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4225% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9131% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2863% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3757% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 4,675 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4246% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4844% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2635% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 6,902 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |