Home > The Citizens Bank of Leeds > Income and Expense
The Citizens Bank of Leeds, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 6,495 |
| Total interest expense | $2,334,000 | 5,833 |
| Net interest income | $2,127,000 | 7,030 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $504,000 | 5,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 3,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $1,550,000 | 7,116 |
| Salaries and employee benefits | $628,000 | 8,199 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $792,000 | 5,289 |
| Pre-tax net operating income | $985,000 | 6,056 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $289,000 | 6,150 |
| Income before extraordinary items | $698,000 | 6,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $698,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,214 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $696,580 | 5,996 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 7,151 |
| Total interest expense | $1,651,000 | 6,468 |
| Net interest income | $1,980,000 | 7,611 |
| Provision for loan and lease losses | $211,000 | 2,919 |
| Total noninterest income | $423,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,488,000 | 7,637 |
| Salaries and employee benefits | $496,000 | 9,425 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $829,000 | 5,538 |
| Pre-tax net operating income | $704,000 | 7,366 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $547,000 | 6,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $547,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $535,600 | 7,083 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 7,611 |
| Total interest expense | $1,390,000 | 7,582 |
| Net interest income | $2,055,000 | 7,522 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $391,000 | 6,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,909,000 | 6,597 |
| Salaries and employee benefits | $903,000 | 6,692 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $520,000 | 8,532 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $409,000 | 8,338 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $409,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $355,960 | 8,620 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 8,142 |
| Total interest expense | $1,561,000 | 8,328 |
| Net interest income | $1,967,000 | 7,850 |
| Provision for loan and lease losses | $164,000 | 5,851 |
| Total noninterest income | $433,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,516,000 | 7,858 |
| Salaries and employee benefits | $664,000 | 8,268 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $720,000 | 6,995 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $259,000 | 6,530 |
| Income before extraordinary items | $550,000 | 6,927 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $550,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $489,480 | 7,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.