Home > The Citizens Bank of Georgia > Income and Expense

The Citizens Bank of Georgia, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,976,0001,768
Total interest expense$4,632,0002,114
Net interest income$17,344,0001,620
Provision for loan and lease losses$25,0003,002
Total noninterest income$1,136,0002,589
Gross Fiduciary activities income$0981
Service charges on deposit accounts$148,0003,004
Trading account gains and feesNANA
Additional Noninterest Income$988,0002,283
Total noninterest expense$9,298,0002,127
Salaries and employee benefits$5,274,0002,122
Premises and equipment expense$624,0002,652
Additional noninterest expense$988,0002,283
Pre-tax net operating income$9,157,0001,244
Securities gains (losses)$0988
Applicable income taxes$2,202,000920
Income before extraordinary items$6,955,0001,345
Extraordinary gains, net$054
Net income$6,955,0001,360
Minority interest net income$088
Net income of bank and minority interests.$6,955,0001,347
Net charge-offs$35,0001,961
Cash dividends$2,023,0001,514
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,955,0001,367
2023-09-30 (YTD Data)Rank
Total interest income$15,935,0001,776
Total interest expense$3,086,0002,140
Net interest income$12,849,0001,654
Provision for loan and lease losses$25,0002,747
Total noninterest income$860,0002,580
Gross Fiduciary activities income$0950
Service charges on deposit accounts$113,0003,004
Trading account gains and feesNANA
Additional Noninterest Income$747,0002,274
Total noninterest expense$7,013,0002,115
Salaries and employee benefits$3,963,0002,106
Premises and equipment expense$483,0002,608
Additional noninterest expense$747,0002,274
Pre-tax net operating income$6,671,0001,336
Securities gains (losses)$0849
Applicable income taxes$1,701,000926
Income before extraordinary items$4,970,0001,458
Extraordinary gains, net$052
Net income$4,970,0001,468
Minority interest net income$081
Net income of bank and minority interests.$4,970,0001,457
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,970,0001,477
2023-06-30 (YTD Data)Rank
Total interest income$10,262,0001,796
Total interest expense$1,764,0002,165
Net interest income$8,498,0001,674
Provision for loan and lease losses$25,0002,542
Total noninterest income$577,0002,531
Gross Fiduciary activities income$0931
Service charges on deposit accounts$74,0003,020
Trading account gains and feesNANA
Additional Noninterest Income$503,0002,194
Total noninterest expense$4,694,0002,106
Salaries and employee benefits$2,638,0002,110
Premises and equipment expense$336,0002,538
Additional noninterest expense$503,0002,191
Pre-tax net operating income$4,356,0001,332
Securities gains (losses)$0938
Applicable income taxes$1,111,000952
Income before extraordinary items$3,245,0001,467
Extraordinary gains, net$051
Net income$3,245,0001,484
Minority interest net income$081
Net income of bank and minority interests.$3,245,0001,467
Net charge-offs$-1,0003,356
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,245,0001,478
2023-03-31 (YTD Data)Rank
Total interest income$5,040,0001,800
Total interest expense$676,0002,279
Net interest income$4,364,0001,644
Provision for loan and lease losses$25,0002,051
Total noninterest income$289,0002,527
Gross Fiduciary activities income$0913
Service charges on deposit accounts$39,0002,972
Trading account gains and feesNANA
Additional Noninterest Income$250,0002,189
Total noninterest expense$2,362,0002,129
Salaries and employee benefits$1,316,0002,147
Premises and equipment expense$158,0002,665
Additional noninterest expense$250,0002,189
Pre-tax net operating income$2,266,0001,331
Securities gains (losses)$0950
Applicable income taxes$578,000953
Income before extraordinary items$1,688,0001,470
Extraordinary gains, net$04
Net income$1,688,0001,469
Minority interest net income$048
Net income of bank and minority interests.$1,688,0001,470
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,688,0001,480
2022-12-31 (YTD Data)Rank
Total interest income$16,456,0001,824
Total interest expense$766,0002,752
Net interest income$15,690,0001,730
Provision for loan and lease losses$200,0001,781
Total noninterest income$1,122,0002,662
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$143,0003,103
Trading account gains and feesNANA
Additional Noninterest Income$979,0002,348
Total noninterest expense$8,538,0002,212
Salaries and employee benefits$4,934,0002,203
Premises and equipment expense$595,0002,726
Additional noninterest expense$979,0002,348
Pre-tax net operating income$8,074,0001,476
Securities gains (losses)$13,000401
Applicable income taxes$1,934,0001,101
Income before extraordinary items$6,153,0001,604
Extraordinary gains, net$05
Net income$6,153,0001,602
Minority interest net income$063
Net income of bank and minority interests.$6,153,0001,603
Net charge-offs$-20,0003,826
Cash dividends$1,826,0001,588
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,142,7301,631
2022-09-30 (YTD Data)Rank
Total interest income$11,468,0001,869
Total interest expense$358,0003,079
Net interest income$11,110,0001,781
Provision for loan and lease losses$75,0002,065
Total noninterest income$815,0002,743
Gross Fiduciary activities income$0968
Service charges on deposit accounts$103,0003,167
Trading account gains and feesNANA
Additional Noninterest Income$712,0002,414
Total noninterest expense$6,377,0002,210
Salaries and employee benefits$3,676,0002,212
Premises and equipment expense$444,0002,726
Additional noninterest expense$712,0002,414
Pre-tax net operating income$5,473,0001,589
Securities gains (losses)$13,000399
Applicable income taxes$1,399,0001,123
Income before extraordinary items$4,087,0001,692
Extraordinary gains, net$04
Net income$4,087,0001,690
Minority interest net income$057
Net income of bank and minority interests.$4,087,0001,691
Net charge-offs$5,0002,006
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,076,7301,735
2022-06-30 (YTD Data)Rank
Total interest income$7,058,0001,925
Total interest expense$149,0003,538
Net interest income$6,909,0001,831
Provision for loan and lease losses$02,599
Total noninterest income$540,0002,746
Gross Fiduciary activities income$0925
Service charges on deposit accounts$68,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$472,0002,451
Total noninterest expense$4,219,0002,208
Salaries and employee benefits$2,440,0002,214
Premises and equipment expense$296,0002,745
Additional noninterest expense$1,483,0002,029
Pre-tax net operating income$3,230,0001,644
Securities gains (losses)$13,000366
Applicable income taxes$827,0001,143
Income before extraordinary items$2,416,0001,760
Extraordinary gains, net$04
Net income$2,416,0001,760
Minority interest net income$060
Net income of bank and minority interests.$2,416,0001,760
Net charge-offs$4,0001,826
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,405,7301,798
2022-03-31 (YTD Data)Rank
Total interest income$3,335,0001,966
Total interest expense$80,0003,445
Net interest income$3,255,0001,874
Provision for loan and lease losses$02,285
Total noninterest income$266,0002,728
Gross Fiduciary activities income$0892
Service charges on deposit accounts$33,0003,196
Trading account gains and feesNANA
Additional Noninterest Income$233,0002,427
Total noninterest expense$2,081,0002,223
Salaries and employee benefits$1,214,0002,221
Premises and equipment expense$148,0002,764
Additional noninterest expense$719,0002,060
Pre-tax net operating income$1,440,0001,686
Securities gains (losses)$13,000345
Applicable income taxes$371,0001,157
Income before extraordinary items$1,082,0001,821
Extraordinary gains, net$04
Net income$1,082,0001,820
Minority interest net income$050
Net income of bank and minority interests.$1,082,0001,821
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,071,7301,860
2021-12-31 (YTD Data)Rank
Total interest income$14,023,0001,965
Total interest expense$554,0003,017
Net interest income$13,469,0001,876
Provision for loan and lease losses$03,064
Total noninterest income$938,0003,047
Gross Fiduciary activities income$0994
Service charges on deposit accounts$127,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$811,0002,817
Total noninterest expense$7,898,0002,299
Salaries and employee benefits$4,607,0002,275
Premises and equipment expense$633,0002,670
Additional noninterest expense$2,658,0002,166
Pre-tax net operating income$6,509,0001,732
Securities gains (losses)$02,062
Applicable income taxes$1,565,0001,281
Income before extraordinary items$4,944,0001,908
Extraordinary gains, net$010
Net income$4,944,0001,908
Minority interest net income$074
Net income of bank and minority interests.$4,944,0001,909
Net charge-offs$-276,0004,615
Cash dividends$1,606,0001,734
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,944,0001,877
2021-09-30 (YTD Data)Rank
Total interest income$10,709,0001,978
Total interest expense$450,0003,001
Net interest income$10,259,0001,881
Provision for loan and lease losses$02,963
Total noninterest income$682,0003,109
Gross Fiduciary activities income$0957
Service charges on deposit accounts$93,0003,231
Trading account gains and feesNANA
Additional Noninterest Income$589,0002,894
Total noninterest expense$5,919,0002,318
Salaries and employee benefits$3,435,0002,288
Premises and equipment expense$477,0002,671
Additional noninterest expense$2,007,0002,162
Pre-tax net operating income$5,022,0001,754
Securities gains (losses)$02,015
Applicable income taxes$1,281,0001,278
Income before extraordinary items$3,741,0001,965
Extraordinary gains, net$08
Net income$3,741,0001,964
Minority interest net income$069
Net income of bank and minority interests.$3,741,0001,965
Net charge-offs$-276,0004,729
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,741,0001,940
2021-06-30 (YTD Data)Rank
Total interest income$7,273,0001,947
Total interest expense$327,0002,957
Net interest income$6,946,0001,844
Provision for loan and lease losses$02,862
Total noninterest income$455,0003,110
Gross Fiduciary activities income$0951
Service charges on deposit accounts$58,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,854
Total noninterest expense$3,927,0002,319
Salaries and employee benefits$2,273,0002,305
Premises and equipment expense$317,0002,662
Additional noninterest expense$1,337,0002,128
Pre-tax net operating income$3,474,0001,685
Securities gains (losses)$01,818
Applicable income taxes$886,0001,243
Income before extraordinary items$2,588,0001,892
Extraordinary gains, net$06
Net income$2,588,0001,891
Minority interest net income$067
Net income of bank and minority interests.$2,588,0001,892
Net charge-offs$-276,0004,808
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,588,0001,857
2021-03-31 (YTD Data)Rank
Total interest income$3,668,0001,905
Total interest expense$182,0002,889
Net interest income$3,486,0001,822
Provision for loan and lease losses$02,741
Total noninterest income$260,0002,933
Gross Fiduciary activities income$0922
Service charges on deposit accounts$30,0003,217
Trading account gains and feesNANA
Additional Noninterest Income$230,0002,711
Total noninterest expense$1,945,0002,313
Salaries and employee benefits$1,113,0002,327
Premises and equipment expense$164,0002,637
Additional noninterest expense$668,0002,093
Pre-tax net operating income$1,801,0001,644
Securities gains (losses)$01,392
Applicable income taxes$459,0001,197
Income before extraordinary items$1,342,0001,848
Extraordinary gains, net$03
Net income$1,342,0001,847
Minority interest net income$055
Net income of bank and minority interests.$1,342,0001,848
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,342,0001,813
2020-12-31 (YTD Data)Rank
Total interest income$15,142,0001,872
Total interest expense$1,265,0002,615
Net interest income$13,877,0001,760
Provision for loan and lease losses$500,0002,227
Total noninterest income$888,0003,014
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$146,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$742,0002,758
Total noninterest expense$7,458,0002,375
Salaries and employee benefits$4,404,0002,333
Premises and equipment expense$648,0002,656
Additional noninterest expense$2,406,0002,262
Pre-tax net operating income$6,807,0001,401
Securities gains (losses)$02,675
Applicable income taxes$1,659,0001,056
Income before extraordinary items$5,148,0001,601
Extraordinary gains, net$04
Net income$5,148,0001,601
Minority interest net income$072
Net income of bank and minority interests.$5,148,0001,601
Net charge-offs$-43,0004,565
Cash dividends$1,409,0001,849
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,148,0001,557
2020-09-30 (YTD Data)Rank
Total interest income$11,241,0001,900
Total interest expense$1,034,0002,584
Net interest income$10,207,0001,786
Provision for loan and lease losses$500,0001,950
Total noninterest income$646,0003,017
Gross Fiduciary activities income$0981
Service charges on deposit accounts$106,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$540,0002,766
Total noninterest expense$5,580,0002,364
Salaries and employee benefits$3,297,0002,314
Premises and equipment expense$474,0002,680
Additional noninterest expense$1,809,0002,224
Pre-tax net operating income$4,773,0001,455
Securities gains (losses)$02,494
Applicable income taxes$1,217,0001,033
Income before extraordinary items$3,556,0001,690
Extraordinary gains, net$04
Net income$3,556,0001,691
Minority interest net income$065
Net income of bank and minority interests.$3,556,0001,691
Net charge-offs$-2,0003,908
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,556,0001,638
2020-06-30 (YTD Data)Rank
Total interest income$7,688,0001,891
Total interest expense$747,0002,575
Net interest income$6,941,0001,754
Provision for loan and lease losses$500,0001,591
Total noninterest income$426,0003,005
Gross Fiduciary activities income$0970
Service charges on deposit accounts$76,0003,130
Trading account gains and feesNANA
Additional Noninterest Income$350,0002,753
Total noninterest expense$3,709,0002,362
Salaries and employee benefits$2,195,0002,319
Premises and equipment expense$314,0002,681
Additional noninterest expense$1,200,0002,212
Pre-tax net operating income$3,158,0001,386
Securities gains (losses)$02,249
Applicable income taxes$805,000981
Income before extraordinary items$2,353,0001,609
Extraordinary gains, net$04
Net income$2,353,0001,610
Minority interest net income$065
Net income of bank and minority interests.$2,353,0001,610
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,353,0001,564
2020-03-31 (YTD Data)Rank
Total interest income$3,534,0001,994
Total interest expense$415,0002,570
Net interest income$3,119,0001,858
Provision for loan and lease losses$03,711
Total noninterest income$226,0002,873
Gross Fiduciary activities income$0941
Service charges on deposit accounts$49,0003,089
Trading account gains and feesNANA
Additional Noninterest Income$177,0002,576
Total noninterest expense$1,851,0002,381
Salaries and employee benefits$1,079,0002,352
Premises and equipment expense$156,0002,709
Additional noninterest expense$616,0002,205
Pre-tax net operating income$1,494,0001,320
Securities gains (losses)$01,705
Applicable income taxes$381,000906
Income before extraordinary items$1,113,0001,530
Extraordinary gains, net$04
Net income$1,113,0001,528
Minority interest net income$056
Net income of bank and minority interests.$1,113,0001,530
Net charge-offs$-2,0003,865
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,113,0001,503
2019-12-31 (YTD Data)Rank
Total interest income$13,923,0002,038
Total interest expense$1,803,0002,506
Net interest income$12,120,0001,916
Provision for loan and lease losses$100,0002,932
Total noninterest income$1,000,0002,816
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$206,0003,121
Trading account gains and feesNANA
Additional Noninterest Income$794,0002,513
Total noninterest expense$7,113,0002,418
Salaries and employee benefits$4,092,0002,396
Premises and equipment expense$612,0002,760
Additional noninterest expense$2,409,0002,274
Pre-tax net operating income$5,907,0001,555
Securities gains (losses)$7,0002,003
Applicable income taxes$1,459,0001,134
Income before extraordinary items$4,455,0001,743
Extraordinary gains, net$011
Net income$4,455,0001,745
Minority interest net income$076
Net income of bank and minority interests.$4,455,0001,745
Net charge-offs$112,0002,138
Cash dividends$1,242,0002,091
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,449,4701,715
2019-09-30 (YTD Data)Rank
Total interest income$10,342,0002,083
Total interest expense$1,362,0002,513
Net interest income$8,980,0001,954
Provision for loan and lease losses$100,0002,579
Total noninterest income$779,0002,787
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$153,0003,170
Trading account gains and feesNANA
Additional Noninterest Income$626,0002,460
Total noninterest expense$5,305,0002,444
Salaries and employee benefits$3,054,0002,417
Premises and equipment expense$453,0002,798
Additional noninterest expense$1,798,0002,271
Pre-tax net operating income$4,354,0001,612
Securities gains (losses)$02,167
Applicable income taxes$1,110,0001,148
Income before extraordinary items$3,244,0001,822
Extraordinary gains, net$011
Net income$3,244,0001,823
Minority interest net income$072
Net income of bank and minority interests.$3,244,0001,823
Net charge-offs$35,0002,430
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,244,0001,791
2019-06-30 (YTD Data)Rank
Total interest income$6,810,0002,102
Total interest expense$897,0002,503
Net interest income$5,913,0001,971
Provision for loan and lease losses$03,685
Total noninterest income$423,0003,019
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$100,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,738
Total noninterest expense$3,535,0002,453
Salaries and employee benefits$2,037,0002,431
Premises and equipment expense$288,0002,891
Additional noninterest expense$1,210,0002,277
Pre-tax net operating income$2,801,0001,636
Securities gains (losses)$01,702
Applicable income taxes$714,0001,156
Income before extraordinary items$2,087,0001,844
Extraordinary gains, net$011
Net income$2,087,0001,843
Minority interest net income$069
Net income of bank and minority interests.$2,087,0001,844
Net charge-offs$34,0002,093
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,087,0001,819
2019-03-31 (YTD Data)Rank
Total interest income$3,341,0002,128
Total interest expense$408,0002,614
Net interest income$2,933,0001,987
Provision for loan and lease losses$03,406
Total noninterest income$211,0002,989
Gross Fiduciary activities income$0972
Service charges on deposit accounts$51,0003,191
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,682
Total noninterest expense$1,754,0002,477
Salaries and employee benefits$1,029,0002,442
Premises and equipment expense$134,0003,054
Additional noninterest expense$591,0002,302
Pre-tax net operating income$1,390,0001,617
Securities gains (losses)$01,087
Applicable income taxes$354,0001,139
Income before extraordinary items$1,036,0001,817
Extraordinary gains, net$05
Net income$1,036,0001,815
Minority interest net income$052
Net income of bank and minority interests.$1,036,0001,816
Net charge-offs$35,0001,407
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,036,0001,800
2018-12-31 (YTD Data)Rank
Total interest income$12,620,0002,122
Total interest expense$1,006,0002,914
Net interest income$11,614,0001,998
Provision for loan and lease losses$04,082
Total noninterest income$782,0003,179
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$186,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,852
Total noninterest expense$6,899,0002,492
Salaries and employee benefits$3,864,0002,512
Premises and equipment expense$586,0002,879
Additional noninterest expense$2,449,0002,255
Pre-tax net operating income$5,497,0001,662
Securities gains (losses)$3,000894
Applicable income taxes$1,339,0001,145
Income before extraordinary items$4,161,0001,848
Extraordinary gains, net$06
Net income$4,161,0001,847
Minority interest net income$072
Net income of bank and minority interests.$4,161,0001,847
Net charge-offs$298,0001,337
Cash dividends$1,045,0002,156
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,158,6301,841
2018-09-30 (YTD Data)Rank
Total interest income$9,321,0002,142
Total interest expense$732,0002,892
Net interest income$8,589,0002,022
Provision for loan and lease losses$03,948
Total noninterest income$591,0003,193
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$143,0003,386
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,894
Total noninterest expense$5,135,0002,512
Salaries and employee benefits$2,882,0002,519
Premises and equipment expense$450,0002,856
Additional noninterest expense$1,803,0002,286
Pre-tax net operating income$4,045,0001,683
Securities gains (losses)$2,000952
Applicable income taxes$1,032,0001,145
Income before extraordinary items$3,015,0001,904
Extraordinary gains, net$05
Net income$3,015,0001,902
Minority interest net income$066
Net income of bank and minority interests.$3,015,0001,903
Net charge-offs$302,000995
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,013,4201,895
2018-06-30 (YTD Data)Rank
Total interest income$6,081,0002,159
Total interest expense$476,0002,865
Net interest income$5,605,0002,059
Provision for loan and lease losses$03,782
Total noninterest income$392,0003,221
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$95,0003,400
Trading account gains and feesNANA
Additional Noninterest Income$297,0002,909
Total noninterest expense$3,362,0002,551
Salaries and employee benefits$1,909,0002,553
Premises and equipment expense$291,0002,930
Additional noninterest expense$1,162,0002,353
Pre-tax net operating income$2,635,0001,687
Securities gains (losses)$2,000815
Applicable income taxes$673,0001,140
Income before extraordinary items$1,964,0001,908
Extraordinary gains, net$06
Net income$1,964,0001,906
Minority interest net income$065
Net income of bank and minority interests.$1,964,0001,907
Net charge-offs$306,000718
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,962,4201,905
2018-03-31 (YTD Data)Rank
Total interest income$2,999,0002,177
Total interest expense$198,0003,089
Net interest income$2,801,0002,056
Provision for loan and lease losses$03,508
Total noninterest income$208,0003,122
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$52,0003,304
Trading account gains and feesNANA
Additional Noninterest Income$156,0002,793
Total noninterest expense$1,644,0002,611
Salaries and employee benefits$950,0002,585
Premises and equipment expense$146,0002,953
Additional noninterest expense$548,0002,453
Pre-tax net operating income$1,365,0001,601
Securities gains (losses)$2,000619
Applicable income taxes$349,0001,095
Income before extraordinary items$1,018,0001,822
Extraordinary gains, net$07
Net income$1,018,0001,821
Minority interest net income$052
Net income of bank and minority interests.$1,018,0001,822
Net charge-offs$4,0002,263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,016,4201,814
2017-12-31 (YTD Data)Rank
Total interest income$11,605,0002,176
Total interest expense$584,0003,430
Net interest income$11,021,0002,062
Provision for loan and lease losses$04,227
Total noninterest income$717,0003,431
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$168,0003,686
Trading account gains and feesNANA
Additional Noninterest Income$549,0003,036
Total noninterest expense$6,450,0002,646
Salaries and employee benefits$3,622,0002,640
Premises and equipment expense$567,0003,021
Additional noninterest expense$2,261,0002,434
Pre-tax net operating income$5,288,0001,639
Securities gains (losses)$13,0001,489
Applicable income taxes$2,239,0001,196
Income before extraordinary items$3,062,0001,995
Extraordinary gains, net$09
Net income$3,062,0001,993
Minority interest net income$076
Net income of bank and minority interests.$3,062,0001,995
Net charge-offs$-329,0005,516
Cash dividends$838,0002,413
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,053,6801,988
2017-09-30 (YTD Data)Rank
Total interest income$8,535,0002,217
Total interest expense$434,0003,446
Net interest income$8,101,0002,102
Provision for loan and lease losses$04,088
Total noninterest income$543,0003,445
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$127,0003,702
Trading account gains and feesNANA
Additional Noninterest Income$416,0003,043
Total noninterest expense$4,839,0002,654
Salaries and employee benefits$2,736,0002,654
Premises and equipment expense$427,0003,051
Additional noninterest expense$1,676,0002,463
Pre-tax net operating income$3,805,0001,714
Securities gains (losses)$12,0001,539
Applicable income taxes$1,441,0001,149
Income before extraordinary items$2,376,0002,111
Extraordinary gains, net$09
Net income$2,376,0002,112
Minority interest net income$071
Net income of bank and minority interests.$2,376,0002,112
Net charge-offs$-262,0005,547
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,368,3202,090
2017-06-30 (YTD Data)Rank
Total interest income$5,582,0002,238
Total interest expense$288,0003,433
Net interest income$5,294,0002,128
Provision for loan and lease losses$03,871
Total noninterest income$360,0003,449
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$84,0003,715
Trading account gains and feesNANA
Additional Noninterest Income$276,0003,054
Total noninterest expense$3,226,0002,665
Salaries and employee benefits$1,834,0002,657
Premises and equipment expense$291,0003,013
Additional noninterest expense$1,101,0002,494
Pre-tax net operating income$2,428,0001,751
Securities gains (losses)$12,0001,188
Applicable income taxes$921,0001,167
Income before extraordinary items$1,519,0002,134
Extraordinary gains, net$011
Net income$1,519,0002,134
Minority interest net income$071
Net income of bank and minority interests.$1,519,0002,135
Net charge-offs$-259,0005,632
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,511,3202,107
2017-03-31 (YTD Data)Rank
Total interest income$2,722,0002,278
Total interest expense$144,0003,409
Net interest income$2,578,0002,173
Provision for loan and lease losses$03,537
Total noninterest income$185,0003,399
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$44,0003,679
Trading account gains and feesNANA
Additional Noninterest Income$141,0003,011
Total noninterest expense$1,628,0002,673
Salaries and employee benefits$922,0002,679
Premises and equipment expense$148,0003,020
Additional noninterest expense$558,0002,458
Pre-tax net operating income$1,135,0001,789
Securities gains (losses)$01,153
Applicable income taxes$428,0001,193
Income before extraordinary items$707,0002,180
Extraordinary gains, net$08
Net income$707,0002,181
Minority interest net income$055
Net income of bank and minority interests.$707,0002,181
Net charge-offs$-200,0005,726
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$707,0002,147
2016-12-31 (YTD Data)Rank
Total interest income$10,570,0002,296
Total interest expense$682,0003,096
Net interest income$9,888,0002,207
Provision for loan and lease losses$04,332
Total noninterest income$677,0003,636
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$159,0003,890
Trading account gains and fees$0170
Additional Noninterest Income$518,0003,215
Total noninterest expense$6,243,0002,779
Salaries and employee benefits$3,454,0002,778
Premises and equipment expense$612,0002,971
Additional noninterest expense$2,177,0002,599
Pre-tax net operating income$4,322,0001,821
Securities gains (losses)$76,0001,543
Applicable income taxes$1,622,0001,212
Income before extraordinary items$2,776,0002,237
Extraordinary gains, net$05
Net income$2,776,0002,235
Minority interest net income$082
Net income of bank and minority interests.$2,776,0002,236
Net charge-offs$-770,0005,840
Cash dividends$625,0002,725
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,727,3602,214
2016-09-30 (YTD Data)Rank
Total interest income$7,826,0002,322
Total interest expense$527,0003,036
Net interest income$7,299,0002,246
Provision for loan and lease losses$04,186
Total noninterest income$522,0003,612
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$117,0003,944
Trading account gains and fees$0169
Additional Noninterest Income$405,0003,163
Total noninterest expense$4,698,0002,763
Salaries and employee benefits$2,585,0002,774
Premises and equipment expense$477,0002,928
Additional noninterest expense$1,636,0002,601
Pre-tax net operating income$3,123,0001,905
Securities gains (losses)$58,0001,652
Applicable income taxes$1,201,0001,257
Income before extraordinary items$1,980,0002,368
Extraordinary gains, net$05
Net income$1,980,0002,367
Minority interest net income$071
Net income of bank and minority interests.$1,980,0002,368
Net charge-offs$-767,0005,902
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,942,8802,329
2016-06-30 (YTD Data)Rank
Total interest income$5,159,0002,346
Total interest expense$367,0002,972
Net interest income$4,792,0002,271
Provision for loan and lease losses$04,017
Total noninterest income$346,0003,636
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$74,0004,037
Trading account gains and fees$0157
Additional Noninterest Income$272,0003,154
Total noninterest expense$3,134,0002,761
Salaries and employee benefits$1,718,0002,805
Premises and equipment expense$324,0002,900
Additional noninterest expense$1,092,0002,601
Pre-tax net operating income$2,004,0001,933
Securities gains (losses)$12,0002,186
Applicable income taxes$761,0001,285
Income before extraordinary items$1,255,0002,426
Extraordinary gains, net$016
Net income$1,255,0002,425
Minority interest net income$071
Net income of bank and minority interests.$1,255,0002,425
Net charge-offs$-443,0005,962
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,247,3202,371
2016-03-31 (YTD Data)Rank
Total interest income$2,530,0002,385
Total interest expense$193,0002,905
Net interest income$2,337,0002,312
Provision for loan and lease losses$03,656
Total noninterest income$163,0003,683
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$37,0004,018
Trading account gains and fees$0142
Additional Noninterest Income$126,0003,216
Total noninterest expense$1,521,0002,839
Salaries and employee benefits$854,0002,822
Premises and equipment expense$154,0003,020
Additional noninterest expense$513,0002,722
Pre-tax net operating income$979,0001,951
Securities gains (losses)$-1,0005,825
Applicable income taxes$369,0001,304
Income before extraordinary items$609,0002,417
Extraordinary gains, net$012
Net income$609,0002,417
Minority interest net income$062
Net income of bank and minority interests.$609,0002,417
Net charge-offs$-183,0005,977
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$609,6402,368
2015-12-31 (YTD Data)Rank
Total interest income$9,507,0002,469
Total interest expense$848,0002,710
Net interest income$8,659,0002,413
Provision for loan and lease losses$-500,0005,943
Total noninterest income$600,0003,902
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$185,0003,815
Trading account gains and fees$0159
Additional Noninterest Income$415,0003,546
Total noninterest expense$6,202,0002,798
Salaries and employee benefits$3,415,0002,784
Premises and equipment expense$660,0002,923
Additional noninterest expense$2,127,0002,670
Pre-tax net operating income$3,557,0002,045
Securities gains (losses)$-1,0005,649
Applicable income taxes$1,284,0001,361
Income before extraordinary items$2,272,0002,502
Extraordinary gains, net$023
Net income$2,272,0002,504
Minority interest net income$081
Net income of bank and minority interests.$2,272,0002,504
Net charge-offs$-40,0005,506
Cash dividends$200,0003,669
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,272,6402,452
2015-09-30 (YTD Data)Rank
Total interest income$7,029,0002,523
Total interest expense$651,0002,703
Net interest income$6,378,0002,462
Provision for loan and lease losses$04,232
Total noninterest income$462,0003,886
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$143,0003,811
Trading account gains and fees$0153
Additional Noninterest Income$319,0003,523
Total noninterest expense$4,563,0002,850
Salaries and employee benefits$2,522,0002,829
Premises and equipment expense$503,0002,941
Additional noninterest expense$1,538,0002,740
Pre-tax net operating income$2,277,0002,338
Securities gains (losses)$-1,0005,801
Applicable income taxes$859,0001,512
Income before extraordinary items$1,417,0002,873
Extraordinary gains, net$021
Net income$1,417,0002,872
Minority interest net income$078
Net income of bank and minority interests.$1,417,0002,874
Net charge-offs$-33,0005,488
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,417,6402,821
2015-06-30 (YTD Data)Rank
Total interest income$4,610,0002,555
Total interest expense$457,0002,623
Net interest income$4,153,0002,521
Provision for loan and lease losses$04,069
Total noninterest income$311,0003,879
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$93,0003,833
Trading account gains and fees$0157
Additional Noninterest Income$218,0003,495
Total noninterest expense$2,982,0002,896
Salaries and employee benefits$1,640,0002,892
Premises and equipment expense$331,0002,959
Additional noninterest expense$1,011,0002,777
Pre-tax net operating income$1,482,0002,357
Securities gains (losses)$-1,0005,919
Applicable income taxes$559,0001,527
Income before extraordinary items$922,0002,897
Extraordinary gains, net$022
Net income$922,0002,897
Minority interest net income$075
Net income of bank and minority interests.$922,0002,899
Net charge-offs$-46,0005,728
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$922,6402,834
2015-03-31 (YTD Data)Rank
Total interest income$2,281,0002,575
Total interest expense$227,0002,652
Net interest income$2,054,0002,541
Provision for loan and lease losses$03,703
Total noninterest income$159,0003,808
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$46,0003,828
Trading account gains and fees$0152
Additional Noninterest Income$113,0003,409
Total noninterest expense$1,449,0002,973
Salaries and employee benefits$814,0002,932
Premises and equipment expense$170,0002,939
Additional noninterest expense$465,0002,947
Pre-tax net operating income$764,0002,278
Securities gains (losses)$-1,0006,051
Applicable income taxes$288,0001,484
Income before extraordinary items$475,0002,816
Extraordinary gains, net$013
Net income$475,0002,819
Minority interest net income$064
Net income of bank and minority interests.$475,0002,819
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$475,6402,741
2014-12-31 (YTD Data)Rank
Total interest income$9,307,0002,563
Total interest expense$949,0002,668
Net interest income$8,358,0002,519
Provision for loan and lease losses$04,603
Total noninterest income$549,0004,132
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$239,0003,624
Trading account gains and fees$0180
Additional Noninterest Income$310,0003,974
Total noninterest expense$5,696,0003,028
Salaries and employee benefits$2,966,0003,101
Premises and equipment expense$633,0003,109
Additional noninterest expense$2,097,0002,780
Pre-tax net operating income$3,211,0002,165
Securities gains (losses)$21,0002,297
Applicable income taxes$1,108,0001,449
Income before extraordinary items$2,124,0002,587
Extraordinary gains, net$017
Net income$2,124,0002,587
Minority interest net income$084
Net income of bank and minority interests.$2,124,0002,587
Net charge-offs$343,0001,874
Cash dividends$893,0002,178
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,110,1402,560
2014-09-30 (YTD Data)Rank
Total interest income$6,943,0002,592
Total interest expense$712,0002,709
Net interest income$6,231,0002,553
Provision for loan and lease losses$04,401
Total noninterest income$449,0004,036
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$195,0003,506
Trading account gains and fees$0174
Additional Noninterest Income$254,0003,885
Total noninterest expense$4,202,0003,080
Salaries and employee benefits$2,234,0003,116
Premises and equipment expense$476,0003,149
Additional noninterest expense$1,492,0002,884
Pre-tax net operating income$2,478,0002,161
Securities gains (losses)$-1,0005,909
Applicable income taxes$935,0001,373
Income before extraordinary items$1,542,0002,679
Extraordinary gains, net$015
Net income$1,542,0002,679
Minority interest net income$081
Net income of bank and minority interests.$1,542,0002,679
Net charge-offs$222,0001,885
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,542,6402,633
2014-06-30 (YTD Data)Rank
Total interest income$4,571,0002,623
Total interest expense$473,0002,741
Net interest income$4,098,0002,580
Provision for loan and lease losses$04,196
Total noninterest income$320,0003,914
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$142,0003,328
Trading account gains and fees$0172
Additional Noninterest Income$178,0003,810
Total noninterest expense$2,773,0003,107
Salaries and employee benefits$1,492,0003,125
Premises and equipment expense$305,0003,253
Additional noninterest expense$976,0002,945
Pre-tax net operating income$1,645,0002,120
Securities gains (losses)$-1,0006,043
Applicable income taxes$621,0001,349
Income before extraordinary items$1,023,0002,602
Extraordinary gains, net$020
Net income$1,023,0002,605
Minority interest net income$080
Net income of bank and minority interests.$1,023,0002,606
Net charge-offs$155,0001,809
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,023,6402,558
2014-03-31 (YTD Data)Rank
Total interest income$2,253,0002,651
Total interest expense$237,0002,786
Net interest income$2,016,0002,610
Provision for loan and lease losses$03,817
Total noninterest income$169,0003,769
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$67,0003,417
Trading account gains and fees$0147
Additional Noninterest Income$102,0003,539
Total noninterest expense$1,352,0003,194
Salaries and employee benefits$751,0003,132
Premises and equipment expense$146,0003,410
Additional noninterest expense$455,0003,123
Pre-tax net operating income$833,0002,036
Securities gains (losses)$-1,0006,239
Applicable income taxes$314,0001,302
Income before extraordinary items$518,0002,498
Extraordinary gains, net$016
Net income$518,0002,501
Minority interest net income$066
Net income of bank and minority interests.$518,0002,501
Net charge-offs$28,0002,278
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$518,6402,456
2013-12-31 (YTD Data)Rank
Total interest income$9,150,0002,636
Total interest expense$1,035,0002,866
Net interest income$8,115,0002,571
Provision for loan and lease losses$-1,000,0006,669
Total noninterest income$378,0004,822
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$278,0003,485
Trading account gains and fees$0184
Additional Noninterest Income$100,0005,374
Total noninterest expense$5,359,0003,238
Salaries and employee benefits$2,784,0003,270
Premises and equipment expense$600,0003,313
Additional noninterest expense$1,975,0003,000
Pre-tax net operating income$4,134,0001,680
Securities gains (losses)$03,182
Applicable income taxes$1,451,0001,147
Income before extraordinary items$2,683,0002,071
Extraordinary gains, net$029
Net income$2,683,0002,076
Minority interest net income$090
Net income of bank and minority interests.$2,683,0002,076
Net charge-offs$217,0002,926
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,683,0002,024
2013-09-30 (YTD Data)Rank
Total interest income$6,861,0002,654
Total interest expense$786,0002,923
Net interest income$6,075,0002,587
Provision for loan and lease losses$-1,000,0006,782
Total noninterest income$204,0005,348
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$201,0003,593
Trading account gains and fees$0180
Additional Noninterest Income$3,0006,521
Total noninterest expense$3,982,0003,264
Salaries and employee benefits$2,026,0003,369
Premises and equipment expense$461,0003,295
Additional noninterest expense$1,495,0002,985
Pre-tax net operating income$3,297,0001,613
Securities gains (losses)$03,040
Applicable income taxes$1,245,0001,073
Income before extraordinary items$2,052,0002,087
Extraordinary gains, net$025
Net income$2,052,0002,095
Minority interest net income$084
Net income of bank and minority interests.$2,052,0002,094
Net charge-offs$-18,0006,247
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,052,0002,020
2013-06-30 (YTD Data)Rank
Total interest income$4,572,0002,657
Total interest expense$531,0002,935
Net interest income$4,041,0002,584
Provision for loan and lease losses$-1,000,0006,852
Total noninterest income$93,0005,801
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$125,0003,700
Trading account gains and fees$0157
Additional Noninterest Income$-32,0006,727
Total noninterest expense$2,689,0003,238
Salaries and employee benefits$1,325,0003,430
Premises and equipment expense$304,0003,324
Additional noninterest expense$1,060,0002,837
Pre-tax net operating income$2,445,0001,461
Securities gains (losses)$02,791
Applicable income taxes$923,0001,000
Income before extraordinary items$1,522,0001,906
Extraordinary gains, net$022
Net income$1,522,0001,913
Minority interest net income$082
Net income of bank and minority interests.$1,522,0001,912
Net charge-offs$-20,0006,329
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,522,0001,836
2013-03-31 (YTD Data)Rank
Total interest income$2,308,0002,642
Total interest expense$281,0002,924
Net interest income$2,027,0002,586
Provision for loan and lease losses$04,409
Total noninterest income$31,0006,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$66,0003,575
Trading account gains and fees$0148
Additional Noninterest Income$-35,0006,858
Total noninterest expense$1,369,0003,222
Salaries and employee benefits$661,0003,467
Premises and equipment expense$157,0003,279
Additional noninterest expense$551,0002,744
Pre-tax net operating income$689,0002,296
Securities gains (losses)$01,966
Applicable income taxes$260,0001,478
Income before extraordinary items$429,0002,898
Extraordinary gains, net$010
Net income$429,0002,898
Minority interest net income$076
Net income of bank and minority interests.$429,0002,900
Net charge-offs$-60,0006,751
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$429,0002,810
2012-12-31 (YTD Data)Rank
Total interest income$9,779,0002,619
Total interest expense$1,443,0002,811
Net interest income$8,336,0002,575
Provision for loan and lease losses$515,0002,686
Total noninterest income$-557,0006,997
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$271,0003,681
Trading account gains and fees$0166
Additional Noninterest Income$-828,0006,986
Total noninterest expense$5,403,0003,281
Salaries and employee benefits$2,585,0003,478
Premises and equipment expense$585,0003,441
Additional noninterest expense$2,233,0002,827
Pre-tax net operating income$1,861,0002,948
Securities gains (losses)$336,0001,262
Applicable income taxes$352,0002,517
Income before extraordinary items$1,845,0002,739
Extraordinary gains, net$029
Net income$1,845,0002,742
Minority interest net income$093
Net income of bank and minority interests.$1,845,0002,741
Net charge-offs$1,232,0001,603
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,562,7602,923
2012-09-30 (YTD Data)Rank
Total interest income$7,411,0002,651
Total interest expense$1,135,0002,801
Net interest income$6,276,0002,603
Provision for loan and lease losses$515,0002,232
Total noninterest income$-26,0006,986
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$201,0003,747
Trading account gains and fees$0157
Additional Noninterest Income$-227,0006,998
Total noninterest expense$4,044,0003,312
Salaries and employee benefits$1,941,0003,501
Premises and equipment expense$438,0003,494
Additional noninterest expense$1,665,0002,862
Pre-tax net operating income$1,691,0002,667
Securities gains (losses)$26,0002,770
Applicable income taxes$153,0003,049
Income before extraordinary items$1,564,0002,564
Extraordinary gains, net$020
Net income$1,564,0002,564
Minority interest net income$086
Net income of bank and minority interests.$1,564,0002,565
Net charge-offs$282,0002,904
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,540,3402,461
2012-06-30 (YTD Data)Rank
Total interest income$4,940,0002,659
Total interest expense$791,0002,807
Net interest income$4,149,0002,619
Provision for loan and lease losses$515,0001,771
Total noninterest income$284,0004,321
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$132,0003,767
Trading account gains and fees$0153
Additional Noninterest Income$152,0004,059
Total noninterest expense$2,730,0003,304
Salaries and employee benefits$1,310,0003,484
Premises and equipment expense$292,0003,502
Additional noninterest expense$1,128,0002,832
Pre-tax net operating income$1,188,0002,533
Securities gains (losses)$-1,0006,818
Applicable income taxes$04,770
Income before extraordinary items$1,187,0002,285
Extraordinary gains, net$019
Net income$1,187,0002,285
Minority interest net income$084
Net income of bank and minority interests.$1,187,0002,285
Net charge-offs$171,0002,913
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,188,0002,159
2012-03-31 (YTD Data)Rank
Total interest income$2,447,0002,706
Total interest expense$409,0002,822
Net interest income$2,038,0002,679
Provision for loan and lease losses$450,0001,139
Total noninterest income$136,0004,429
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$68,0003,711
Trading account gains and fees$0148
Additional Noninterest Income$68,0004,269
Total noninterest expense$1,340,0003,357
Salaries and employee benefits$668,0003,467
Premises and equipment expense$143,0003,583
Additional noninterest expense$529,0002,958
Pre-tax net operating income$384,0003,376
Securities gains (losses)$-1,0006,909
Applicable income taxes$04,704
Income before extraordinary items$383,0003,165
Extraordinary gains, net$019
Net income$383,0003,169
Minority interest net income$078
Net income of bank and minority interests.$383,0003,169
Net charge-offs$101,0002,432
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$384,0003,000
2011-12-31 (YTD Data)Rank
Total interest income$10,381,0002,677
Total interest expense$2,207,0002,562
Net interest income$8,174,0002,677
Provision for loan and lease losses$5,440,000730
Total noninterest income$-80,0007,070
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$296,0003,616
Trading account gains and fees$0146
Additional Noninterest Income$-376,0007,052
Total noninterest expense$5,469,0003,297
Salaries and employee benefits$2,538,0003,522
Premises and equipment expense$610,0003,537
Additional noninterest expense$2,321,0002,750
Pre-tax net operating income$-2,815,0006,898
Securities gains (losses)$115,0001,951
Applicable income taxes$-561,0007,081
Income before extraordinary items$-2,139,0006,857
Extraordinary gains, net$029
Net income$-2,139,0006,857
Minority interest net income$096
Net income of bank and minority interests.$-2,139,0006,857
Net charge-offs$5,144,000776
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,229,8506,855
2011-09-30 (YTD Data)Rank
Total interest income$7,923,0002,663
Total interest expense$1,768,0002,528
Net interest income$6,155,0002,677
Provision for loan and lease losses$4,790,000640
Total noninterest income$-240,0007,247
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$231,0003,557
Trading account gains and fees$0145
Additional Noninterest Income$-471,0007,230
Total noninterest expense$4,059,0003,338
Salaries and employee benefits$1,905,0003,513
Premises and equipment expense$460,0003,554
Additional noninterest expense$1,694,0002,822
Pre-tax net operating income$-2,934,0007,102
Securities gains (losses)$115,0001,658
Applicable income taxes$-561,0007,236
Income before extraordinary items$-2,258,0007,085
Extraordinary gains, net$021
Net income$-2,258,0007,086
Minority interest net income$087
Net income of bank and minority interests.$-2,258,0007,086
Net charge-offs$3,137,000912
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,350,0007,083
2011-06-30 (YTD Data)Rank
Total interest income$5,347,0002,650
Total interest expense$1,266,0002,459
Net interest income$4,081,0002,694
Provision for loan and lease losses$4,490,000490
Total noninterest income$-17,0007,227
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$153,0003,553
Trading account gains and fees$0153
Additional Noninterest Income$-170,0007,254
Total noninterest expense$2,722,0003,355
Salaries and employee benefits$1,273,0003,537
Premises and equipment expense$303,0003,619
Additional noninterest expense$1,146,0002,839
Pre-tax net operating income$-3,148,0007,284
Securities gains (losses)$115,0001,041
Applicable income taxes$-561,0007,356
Income before extraordinary items$-2,472,0007,252
Extraordinary gains, net$015
Net income$-2,472,0007,252
Minority interest net income$089
Net income of bank and minority interests.$-2,472,0007,253
Net charge-offs$3,103,000673
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,566,3007,251
2011-03-31 (YTD Data)Rank
Total interest income$2,615,0002,716
Total interest expense$678,0002,378
Net interest income$1,937,0002,805
Provision for loan and lease losses$2,627,000413
Total noninterest income$78,0005,316
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$80,0003,436
Trading account gains and fees$0158
Additional Noninterest Income$-2,0007,133
Total noninterest expense$1,359,0003,359
Salaries and employee benefits$644,0003,528
Premises and equipment expense$154,0003,623
Additional noninterest expense$561,0002,887
Pre-tax net operating income$-1,971,0007,391
Securities gains (losses)$01,772
Applicable income taxes$-616,0007,483
Income before extraordinary items$-1,355,0007,346
Extraordinary gains, net$09
Net income$-1,355,0007,346
Minority interest net income$086
Net income of bank and minority interests.$-1,355,0007,347
Net charge-offs$1,903,000558
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,355,0007,344
2010-12-31 (YTD Data)Rank
Total interest income$11,753,0002,541
Total interest expense$3,776,0002,097
Net interest income$7,977,0002,731
Provision for loan and lease losses$5,182,0001,119
Total noninterest income$106,0006,627
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$342,0003,391
Trading account gains and fees$0175
Additional Noninterest Income$-236,0007,300
Total noninterest expense$5,634,0003,265
Salaries and employee benefits$2,723,0003,372
Premises and equipment expense$614,0003,662
Additional noninterest expense$2,297,0002,882
Pre-tax net operating income$-2,733,0006,881
Securities gains (losses)$396,0001,056
Applicable income taxes$-869,0007,289
Income before extraordinary items$-1,468,0006,738
Extraordinary gains, net$029
Net income$-1,468,0006,738
Minority interest net income$0111
Net income of bank and minority interests.$-1,468,0006,739
Net charge-offs$3,530,0001,326
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$14,0001,130
Net operating income$-1,721,4406,763
2010-09-30 (YTD Data)Rank
Total interest income$8,840,0002,598
Total interest expense$2,978,0002,087
Net interest income$5,862,0002,818
Provision for loan and lease losses$2,428,0001,458
Total noninterest income$-45,0007,490
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$260,0003,430
Trading account gains and fees$0165
Additional Noninterest Income$-305,0007,509
Total noninterest expense$4,048,0003,376
Salaries and employee benefits$2,042,0003,388
Premises and equipment expense$474,0003,634
Additional noninterest expense$1,532,0003,162
Pre-tax net operating income$-659,0006,630
Securities gains (losses)$396,000901
Applicable income taxes$-99,0007,084
Income before extraordinary items$-164,0006,396
Extraordinary gains, net$023
Net income$-164,0006,396
Minority interest net income$0110
Net income of bank and minority interests.$-164,0006,395
Net charge-offs$2,102,0001,463
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$11,0001,053
Net operating income$-417,4406,545
2010-06-30 (YTD Data)Rank
Total interest income$5,896,0002,634
Total interest expense$2,060,0002,100
Net interest income$3,836,0002,868
Provision for loan and lease losses$1,352,0001,627
Total noninterest income$-47,0007,602
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$177,0003,391
Trading account gains and fees$0152
Additional Noninterest Income$-224,0007,615
Total noninterest expense$2,657,0003,443
Salaries and employee benefits$1,342,0003,446
Premises and equipment expense$304,0003,766
Additional noninterest expense$1,011,0003,177
Pre-tax net operating income$-220,0006,465
Securities gains (losses)$03,184
Applicable income taxes$-83,0007,162
Income before extraordinary items$-137,0006,477
Extraordinary gains, net$019
Net income$-137,0006,479
Minority interest net income$0105
Net income of bank and minority interests.$-137,0006,477
Net charge-offs$1,189,0001,569
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$7,000992
Net operating income$-137,0006,413
2010-03-31 (YTD Data)Rank
Total interest income$2,898,0002,732
Total interest expense$1,051,0002,170
Net interest income$1,847,0002,997
Provision for loan and lease losses$953,0001,209
Total noninterest income$90,0005,225
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$95,0003,254
Trading account gains and fees$0175
Additional Noninterest Income$-5,0007,536
Total noninterest expense$1,328,0003,474
Salaries and employee benefits$674,0003,490
Premises and equipment expense$158,0003,747
Additional noninterest expense$496,0003,209
Pre-tax net operating income$-344,0007,026
Securities gains (losses)$02,284
Applicable income taxes$-130,0007,490
Income before extraordinary items$-214,0006,949
Extraordinary gains, net$016
Net income$-214,0006,950
Minority interest net income$091
Net income of bank and minority interests.$-214,0006,949
Net charge-offs$963,0001,065
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,000934
Net operating income$-214,0006,911
2009-12-31 (YTD Data)Rank
Total interest income$12,440,0002,651
Total interest expense$5,371,0002,122
Net interest income$7,069,0003,042
Provision for loan and lease losses$1,188,0003,229
Total noninterest income$620,0004,301
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$367,0003,486
Trading account gains and fees$0211
Additional Noninterest Income$253,0004,252
Total noninterest expense$5,846,0003,245
Salaries and employee benefits$2,948,0003,228
Premises and equipment expense$712,0003,406
Additional noninterest expense$2,186,0003,097
Pre-tax net operating income$655,0003,649
Securities gains (losses)$03,754
Applicable income taxes$222,0002,291
Income before extraordinary items$433,0004,067
Extraordinary gains, net$034
Net income$433,0004,066
Minority interest net income$0115
Net income of bank and minority interests.$433,0004,066
Net charge-offs$714,0003,322
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$14,0001,250
Net operating income$433,0003,998
2009-09-30 (YTD Data)Rank
Total interest income$9,423,0002,667
Total interest expense$4,208,0002,120
Net interest income$5,215,0003,081
Provision for loan and lease losses$906,0002,926
Total noninterest income$648,0003,691
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$275,0003,494
Trading account gains and fees$0212
Additional Noninterest Income$373,0003,303
Total noninterest expense$4,308,0003,294
Salaries and employee benefits$2,280,0003,171
Premises and equipment expense$550,0003,383
Additional noninterest expense$1,478,0003,313
Pre-tax net operating income$649,0003,459
Securities gains (losses)$1,0003,393
Applicable income taxes$245,0002,126
Income before extraordinary items$405,0004,029
Extraordinary gains, net$027
Net income$405,0004,025
Minority interest net income$0118
Net income of bank and minority interests.$405,0004,028
Net charge-offs$582,0002,836
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$11,0001,158
Net operating income$404,3603,943
2009-06-30 (YTD Data)Rank
Total interest income$6,426,0002,651
Total interest expense$2,952,0002,125
Net interest income$3,474,0003,062
Provision for loan and lease losses$506,0002,948
Total noninterest income$464,0003,563
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$182,0003,495
Trading account gains and fees$0193
Additional Noninterest Income$282,0003,108
Total noninterest expense$2,971,0003,246
Salaries and employee benefits$1,607,0003,064
Premises and equipment expense$365,0003,420
Additional noninterest expense$999,0003,296
Pre-tax net operating income$461,0003,437
Securities gains (losses)$1,0003,011
Applicable income taxes$174,0002,117
Income before extraordinary items$288,0004,026
Extraordinary gains, net$021
Net income$288,0004,025
Minority interest net income$0112
Net income of bank and minority interests.$288,0004,025
Net charge-offs$172,0003,617
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$7,0001,123
Net operating income$287,3603,924
2009-03-31 (YTD Data)Rank
Total interest income$3,212,0002,685
Total interest expense$1,513,0002,152
Net interest income$1,699,0003,118
Provision for loan and lease losses$264,0002,500
Total noninterest income$278,0003,156
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$94,0003,374
Trading account gains and fees$0171
Additional Noninterest Income$184,0002,629
Total noninterest expense$1,437,0003,256
Salaries and employee benefits$809,0003,076
Premises and equipment expense$184,0003,448
Additional noninterest expense$444,0003,304
Pre-tax net operating income$276,0003,470
Securities gains (losses)$02,434
Applicable income taxes$104,0002,138
Income before extraordinary items$172,0004,117
Extraordinary gains, net$015
Net income$172,0004,120
Minority interest net income$0102
Net income of bank and minority interests.$172,0004,120
Net charge-offs$66,0003,281
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$4,000994
Net operating income$172,0003,962
2008-12-31 (YTD Data)Rank
Total interest income$13,992,0002,644
Total interest expense$7,031,0002,198
Net interest income$6,961,0003,068
Provision for loan and lease losses$891,0002,886
Total noninterest income$990,0003,429
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$338,0003,797
Trading account gains and fees$0154
Additional Noninterest Income$652,0002,758
Total noninterest expense$5,737,0003,209
Salaries and employee benefits$3,207,0003,071
Premises and equipment expense$763,0003,294
Additional noninterest expense$1,767,0003,180
Pre-tax net operating income$1,323,0003,241
Securities gains (losses)$63,0001,446
Applicable income taxes$505,0001,849
Income before extraordinary items$881,0003,530
Extraordinary gains, net$039
Net income$881,0003,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0002,548
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$14,0001,293
Net operating income$840,6803,746
2008-09-30 (YTD Data)Rank
Total interest income$10,664,0002,655
Total interest expense$5,357,0002,246
Net interest income$5,307,0003,045
Provision for loan and lease losses$455,0002,870
Total noninterest income$777,0003,406
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$247,0003,874
Trading account gains and fees$0148
Additional Noninterest Income$530,0002,722
Total noninterest expense$4,381,0003,135
Salaries and employee benefits$2,532,0002,950
Premises and equipment expense$565,0003,341
Additional noninterest expense$1,284,0003,193
Pre-tax net operating income$1,248,0003,235
Securities gains (losses)$63,0001,277
Applicable income taxes$495,0001,918
Income before extraordinary items$816,0003,526
Extraordinary gains, net$031
Net income$816,0003,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,573
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$10,0001,146
Net operating income$775,6803,769
2008-06-30 (YTD Data)Rank
Total interest income$7,258,0002,625
Total interest expense$3,634,0002,298
Net interest income$3,624,0002,971
Provision for loan and lease losses$309,0002,491
Total noninterest income$549,0003,317
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$166,0003,860
Trading account gains and fees$0149
Additional Noninterest Income$383,0002,655
Total noninterest expense$2,946,0003,116
Salaries and employee benefits$1,715,0002,931
Premises and equipment expense$379,0003,347
Additional noninterest expense$852,0003,165
Pre-tax net operating income$918,0003,126
Securities gains (losses)$62,0001,287
Applicable income taxes$370,0001,957
Income before extraordinary items$610,0003,611
Extraordinary gains, net$021
Net income$610,0003,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,779
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$7,0001,054
Net operating income$570,3203,693
2008-03-31 (YTD Data)Rank
Total interest income$3,736,0002,626
Total interest expense$1,914,0002,326
Net interest income$1,822,0002,946
Provision for loan and lease losses$152,0002,108
Total noninterest income$286,0003,230
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$86,0003,747
Trading account gains and fees$0158
Additional Noninterest Income$200,0002,576
Total noninterest expense$1,461,0003,141
Salaries and employee benefits$858,0002,970
Premises and equipment expense$184,0003,438
Additional noninterest expense$419,0003,178
Pre-tax net operating income$495,0003,088
Securities gains (losses)$63,000959
Applicable income taxes$211,0001,899
Income before extraordinary items$347,0003,497
Extraordinary gains, net$015
Net income$347,0003,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$4,000922
Net operating income$306,6803,675
2007-12-31 (YTD Data)Rank
Total interest income$15,435,0002,602
Total interest expense$7,724,0002,394
Net interest income$7,711,0002,832
Provision for loan and lease losses$295,0003,233
Total noninterest income$1,140,0003,246
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$293,0004,124
Trading account gains and fees$0178
Additional Noninterest Income$847,0002,480
Total noninterest expense$5,770,0003,075
Salaries and employee benefits$3,404,0002,881
Premises and equipment expense$706,0003,418
Additional noninterest expense$1,660,0003,140
Pre-tax net operating income$2,786,0002,599
Securities gains (losses)$7,0001,467
Applicable income taxes$1,030,0001,828
Income before extraordinary items$1,763,0003,086
Extraordinary gains, net$039
Net income$1,763,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,837
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$11,0001,223
Net operating income$1,758,5203,086
2007-09-30 (YTD Data)Rank
Total interest income$11,517,0002,622
Total interest expense$5,723,0002,416
Net interest income$5,794,0002,824
Provision for loan and lease losses$186,0003,106
Total noninterest income$877,0003,186
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$214,0004,202
Trading account gains and fees$0184
Additional Noninterest Income$663,0002,410
Total noninterest expense$4,397,0003,012
Salaries and employee benefits$2,603,0002,809
Premises and equipment expense$544,0003,333
Additional noninterest expense$1,250,0003,075
Pre-tax net operating income$2,088,0002,751
Securities gains (losses)$01,655
Applicable income taxes$788,0001,926
Income before extraordinary items$1,300,0003,280
Extraordinary gains, net$033
Net income$1,300,0003,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$7,0001,090
Net operating income$1,300,0003,264
2007-06-30 (YTD Data)Rank
Total interest income$7,617,0002,659
Total interest expense$3,835,0002,410
Net interest income$3,782,0002,900
Provision for loan and lease losses$61,0003,977
Total noninterest income$608,0003,118
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$137,0004,285
Trading account gains and fees$0168
Additional Noninterest Income$471,0002,338
Total noninterest expense$2,944,0003,016
Salaries and employee benefits$1,754,0002,835
Premises and equipment expense$349,0003,455
Additional noninterest expense$841,0003,061
Pre-tax net operating income$1,385,0002,816
Securities gains (losses)$01,444
Applicable income taxes$523,0001,994
Income before extraordinary items$862,0003,350
Extraordinary gains, net$029
Net income$862,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,861
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$5,0001,000
Net operating income$862,0003,329
2007-03-31 (YTD Data)Rank
Total interest income$3,737,0002,700
Total interest expense$1,922,0002,397
Net interest income$1,815,0003,022
Provision for loan and lease losses$26,0004,092
Total noninterest income$283,0003,243
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$66,0004,317
Trading account gains and fees$0195
Additional Noninterest Income$217,0002,422
Total noninterest expense$1,424,0003,112
Salaries and employee benefits$847,0002,925
Premises and equipment expense$163,0003,650
Additional noninterest expense$414,0003,082
Pre-tax net operating income$648,0002,956
Securities gains (losses)$01,187
Applicable income taxes$245,0002,116
Income before extraordinary items$403,0003,484
Extraordinary gains, net$022
Net income$403,0003,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$403,0003,459
2006-12-31 (YTD Data)Rank
Total interest income$12,933,0002,897
Total interest expense$6,096,0002,558
Net interest income$6,837,0003,170
Provision for loan and lease losses$450,0002,064
Total noninterest income$918,0003,739
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$306,0004,096
Trading account gains and fees$0130
Additional Noninterest Income$612,0002,978
Total noninterest expense$4,735,0003,497
Salaries and employee benefits$2,719,0003,398
Premises and equipment expense$567,0003,928
Additional noninterest expense$1,449,0003,384
Pre-tax net operating income$2,570,0003,072
Securities gains (losses)$01,687
Applicable income taxes$955,0002,263
Income before extraordinary items$1,615,0003,606
Extraordinary gains, net$051
Net income$1,615,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,672
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,615,0003,588
2006-09-30 (YTD Data)Rank
Total interest income$9,206,0003,006
Total interest expense$4,197,0002,665
Net interest income$5,009,0003,267
Provision for loan and lease losses$338,0001,955
Total noninterest income$695,0003,730
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$229,0004,125
Trading account gains and fees$0126
Additional Noninterest Income$466,0002,961
Total noninterest expense$3,513,0003,515
Salaries and employee benefits$2,000,0003,449
Premises and equipment expense$440,0003,843
Additional noninterest expense$1,073,0003,418
Pre-tax net operating income$1,853,0003,277
Securities gains (losses)$01,388
Applicable income taxes$677,0002,421
Income before extraordinary items$1,176,0003,795
Extraordinary gains, net$045
Net income$1,176,0003,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,575
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,176,0003,775
2006-06-30 (YTD Data)Rank
Total interest income$5,675,0003,177
Total interest expense$2,417,0002,897
Net interest income$3,258,0003,335
Provision for loan and lease losses$262,0001,698
Total noninterest income$446,0003,791
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$151,0004,126
Trading account gains and fees$0126
Additional Noninterest Income$295,0003,060
Total noninterest expense$2,307,0003,566
Salaries and employee benefits$1,314,0003,496
Premises and equipment expense$296,0003,809
Additional noninterest expense$697,0003,493
Pre-tax net operating income$1,135,0003,486
Securities gains (losses)$01,185
Applicable income taxes$408,0002,594
Income before extraordinary items$727,0003,975
Extraordinary gains, net$039
Net income$727,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$727,0003,964
2006-03-31 (YTD Data)Rank
Total interest income$2,655,0003,284
Total interest expense$1,118,0002,979
Net interest income$1,537,0003,475
Provision for loan and lease losses$115,0001,817
Total noninterest income$249,0003,479
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$72,0004,162
Trading account gains and fees$0115
Additional Noninterest Income$177,0002,704
Total noninterest expense$1,158,0003,566
Salaries and employee benefits$669,0003,463
Premises and equipment expense$146,0003,863
Additional noninterest expense$343,0003,502
Pre-tax net operating income$513,0003,677
Securities gains (losses)$0955
Applicable income taxes$182,0002,738
Income before extraordinary items$331,0004,166
Extraordinary gains, net$021
Net income$331,0004,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$331,0004,144
2005-12-31 (YTD Data)Rank
Total interest income$8,895,0003,456
Total interest expense$3,165,0003,179
Net interest income$5,730,0003,559
Provision for loan and lease losses$233,0003,330
Total noninterest income$941,0003,702
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$282,0004,334
Trading account gains and fees$0138
Additional Noninterest Income$659,0002,879
Total noninterest expense$4,547,0003,505
Salaries and employee benefits$2,566,0003,409
Premises and equipment expense$601,0003,648
Additional noninterest expense$1,380,0003,454
Pre-tax net operating income$1,891,0003,819
Securities gains (losses)$2,0001,993
Applicable income taxes$681,0002,861
Income before extraordinary items$1,212,0004,322
Extraordinary gains, net$046
Net income$1,212,0004,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,650
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,210,7204,292
2005-09-30 (YTD Data)Rank
Total interest income$6,429,0003,497
Total interest expense$2,227,0003,215
Net interest income$4,202,0003,622
Provision for loan and lease losses$173,0003,274
Total noninterest income$663,0003,845
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$211,0004,349
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,059
Total noninterest expense$3,404,0003,470
Salaries and employee benefits$1,887,0003,441
Premises and equipment expense$451,0003,648
Additional noninterest expense$1,066,0003,339
Pre-tax net operating income$1,288,0004,144
Securities gains (losses)$2,0002,008
Applicable income taxes$458,0003,093
Income before extraordinary items$832,0004,654
Extraordinary gains, net$035
Net income$832,0004,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$830,7204,619
2005-06-30 (YTD Data)Rank
Total interest income$4,025,0003,613
Total interest expense$1,324,0003,374
Net interest income$2,701,0003,690
Provision for loan and lease losses$96,0003,425
Total noninterest income$416,0003,957
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$142,0004,277
Trading account gains and fees$0116
Additional Noninterest Income$274,0003,231
Total noninterest expense$2,240,0003,495
Salaries and employee benefits$1,238,0003,470
Premises and equipment expense$300,0003,627
Additional noninterest expense$702,0003,356
Pre-tax net operating income$781,0004,332
Securities gains (losses)$2,0001,855
Applicable income taxes$278,0003,229
Income before extraordinary items$505,0004,866
Extraordinary gains, net$030
Net income$505,0004,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$503,7204,823
2005-03-31 (YTD Data)Rank
Total interest income$1,953,0003,671
Total interest expense$616,0003,442
Net interest income$1,337,0003,729
Provision for loan and lease losses$43,0003,526
Total noninterest income$193,0004,061
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$64,0004,460
Trading account gains and fees$0115
Additional Noninterest Income$129,0003,269
Total noninterest expense$1,093,0003,583
Salaries and employee benefits$613,0003,501
Premises and equipment expense$148,0003,685
Additional noninterest expense$332,0003,509
Pre-tax net operating income$394,0004,319
Securities gains (losses)$01,685
Applicable income taxes$140,0003,214
Income before extraordinary items$254,0004,825
Extraordinary gains, net$024
Net income$254,0004,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$254,0004,785
2004-12-31 (YTD Data)Rank
Total interest income$6,592,0003,985
Total interest expense$1,765,0004,031
Net interest income$4,827,0003,905
Provision for loan and lease losses$266,0003,140
Total noninterest income$785,0004,102
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$284,0004,436
Trading account gains and fees$0138
Additional Noninterest Income$501,0003,300
Total noninterest expense$3,806,0003,899
Salaries and employee benefits$2,183,0003,715
Premises and equipment expense$498,0004,107
Additional noninterest expense$1,125,0003,949
Pre-tax net operating income$1,540,0004,179
Securities gains (losses)$26,0002,233
Applicable income taxes$552,0003,167
Income before extraordinary items$1,014,0004,657
Extraordinary gains, net$034
Net income$1,014,0004,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,270
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$997,1004,638
2004-09-30 (YTD Data)Rank
Total interest income$4,741,0004,087
Total interest expense$1,206,0004,265
Net interest income$3,535,0003,975
Provision for loan and lease losses$138,0003,688
Total noninterest income$597,0004,101
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$210,0004,508
Trading account gains and fees$0134
Additional Noninterest Income$387,0003,254
Total noninterest expense$2,814,0003,908
Salaries and employee benefits$1,633,0003,710
Premises and equipment expense$367,0004,143
Additional noninterest expense$814,0004,037
Pre-tax net operating income$1,180,0004,197
Securities gains (losses)$26,0002,136
Applicable income taxes$428,0003,191
Income before extraordinary items$778,0004,700
Extraordinary gains, net$026
Net income$778,0004,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,796
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$761,1004,664
2004-06-30 (YTD Data)Rank
Total interest income$3,086,0004,152
Total interest expense$741,0004,512
Net interest income$2,345,0003,974
Provision for loan and lease losses$60,0004,267
Total noninterest income$416,0004,009
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$139,0004,512
Trading account gains and fees$0130
Additional Noninterest Income$277,0003,131
Total noninterest expense$1,865,0003,967
Salaries and employee benefits$1,082,0003,745
Premises and equipment expense$244,0004,149
Additional noninterest expense$539,0004,081
Pre-tax net operating income$836,0003,997
Securities gains (losses)$26,0001,881
Applicable income taxes$306,0003,050
Income before extraordinary items$556,0004,451
Extraordinary gains, net$021
Net income$556,0004,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,933
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$539,1004,454
2004-03-31 (YTD Data)Rank
Total interest income$1,540,0004,179
Total interest expense$368,0004,565
Net interest income$1,172,0003,970
Provision for loan and lease losses$28,0004,432
Total noninterest income$195,0004,119
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$125,0003,263
Total noninterest expense$914,0004,039
Salaries and employee benefits$525,0003,847
Premises and equipment expense$124,0004,137
Additional noninterest expense$265,0004,125
Pre-tax net operating income$425,0003,939
Securities gains (losses)$22,0001,655
Applicable income taxes$159,0002,988
Income before extraordinary items$288,0004,383
Extraordinary gains, net$016
Net income$288,0004,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$273,9204,392
2003-12-31 (YTD Data)Rank
Total interest income$5,999,0004,317
Total interest expense$1,767,0004,397
Net interest income$4,232,0004,184
Provision for loan and lease losses$201,0004,012
Total noninterest income$951,0003,824
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$268,0004,579
Trading account gains and fees$0160
Additional Noninterest Income$683,0003,011
Total noninterest expense$3,566,0004,042
Salaries and employee benefits$2,109,0003,762
Premises and equipment expense$468,0004,271
Additional noninterest expense$989,0004,316
Pre-tax net operating income$1,416,0004,275
Securities gains (losses)$11,0003,560
Applicable income taxes$506,0003,353
Income before extraordinary items$921,0004,875
Extraordinary gains, net$054
Net income$921,0004,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$913,8504,740
2003-09-30 (YTD Data)Rank
Total interest income$4,426,0004,404
Total interest expense$1,360,0004,455
Net interest income$3,066,0004,323
Provision for loan and lease losses$137,0004,061
Total noninterest income$754,0003,773
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$202,0004,592
Trading account gains and fees$0153
Additional Noninterest Income$552,0002,960
Total noninterest expense$2,706,0003,989
Salaries and employee benefits$1,598,0003,717
Premises and equipment expense$351,0004,259
Additional noninterest expense$757,0004,234
Pre-tax net operating income$977,0004,604
Securities gains (losses)$9,0003,379
Applicable income taxes$345,0003,665
Income before extraordinary items$641,0005,219
Extraordinary gains, net$040
Net income$641,0005,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,987
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$635,1505,074
2003-06-30 (YTD Data)Rank
Total interest income$2,914,0004,467
Total interest expense$937,0004,458
Net interest income$1,977,0004,432
Provision for loan and lease losses$90,0004,018
Total noninterest income$496,0003,759
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$135,0004,548
Trading account gains and fees$0150
Additional Noninterest Income$361,0002,960
Total noninterest expense$1,804,0003,992
Salaries and employee benefits$1,059,0003,739
Premises and equipment expense$241,0004,161
Additional noninterest expense$504,0004,217
Pre-tax net operating income$579,0004,929
Securities gains (losses)$8,0003,037
Applicable income taxes$205,0003,917
Income before extraordinary items$382,0005,532
Extraordinary gains, net$030
Net income$382,0005,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$376,8005,359
2003-03-31 (YTD Data)Rank
Total interest income$1,429,0004,558
Total interest expense$483,0004,444
Net interest income$946,0004,562
Provision for loan and lease losses$44,0004,021
Total noninterest income$250,0003,643
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$72,0004,314
Trading account gains and fees$0134
Additional Noninterest Income$178,0002,921
Total noninterest expense$892,0004,018
Salaries and employee benefits$504,0003,874
Premises and equipment expense$135,0003,814
Additional noninterest expense$253,0004,171
Pre-tax net operating income$260,0005,170
Securities gains (losses)$02,891
Applicable income taxes$91,0004,120
Income before extraordinary items$169,0005,731
Extraordinary gains, net$021
Net income$169,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$169,0005,533
2002-12-31 (YTD Data)Rank
Total interest income$5,792,0004,675
Total interest expense$2,166,0004,555
Net interest income$3,626,0004,658
Provision for loan and lease losses$196,0004,406
Total noninterest income$892,0003,724
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$270,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$622,0002,903
Total noninterest expense$3,279,0004,163
Salaries and employee benefits$1,845,0003,995
Premises and equipment expense$492,0003,982
Additional noninterest expense$942,0004,380
Pre-tax net operating income$1,043,0005,099
Securities gains (losses)$5,0003,957
Applicable income taxes$367,0004,063
Income before extraordinary items$681,0005,627
Extraordinary gains, net$070
Net income$681,0005,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,802
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$677,7505,500
2001-12-31 (YTD Data)Rank
Total interest income$6,471,0004,691
Total interest expense$3,322,0004,377
Net interest income$3,149,0004,893
Provision for loan and lease losses$338,0002,977
Total noninterest income$560,0004,761
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$207,0005,081
Trading account gains and fees$0177
Additional Noninterest Income$353,0003,798
Total noninterest expense$2,830,0004,538
Salaries and employee benefits$1,559,0004,375
Premises and equipment expense$472,0004,086
Additional noninterest expense$799,0004,788
Pre-tax net operating income$541,0006,395
Securities gains (losses)$6,0003,836
Applicable income taxes$178,0005,210
Income before extraordinary items$369,0006,741
Extraordinary gains, net$0105
Net income$369,0006,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,001
Cash dividends$225,0004,827
Sale, conversion, retirement of capital stock, net$0922
Net operating income$364,9806,636
2000-12-31 (YTD Data)Rank
Total interest income$6,060,0005,045
Total interest expense$3,084,0004,822
Net interest income$2,976,0005,187
Provision for loan and lease losses$135,0004,606
Total noninterest income$166,0007,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0007,624
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,081
Total noninterest expense$2,117,0005,473
Salaries and employee benefits$1,100,0005,555
Premises and equipment expense$407,0004,455
Additional noninterest expense$610,0005,722
Pre-tax net operating income$890,0005,581
Securities gains (losses)$-45,0009,153
Applicable income taxes$268,0004,834
Income before extraordinary items$577,0005,958
Extraordinary gains, net$038
Net income$577,0005,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,414
Cash dividends$250,0004,756
Sale, conversion, retirement of capital stock, net$0969
Net operating income$607,6005,821
1999-12-31 (YTD Data)Rank
Total interest income$4,660,0005,822
Total interest expense$2,233,0005,592
Net interest income$2,427,0005,908
Provision for loan and lease losses$171,0003,952
Total noninterest income$122,0008,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0006,628
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,339
Total noninterest expense$1,635,0006,453
Salaries and employee benefits$831,0006,611
Premises and equipment expense$281,0005,670
Additional noninterest expense$523,0006,337
Pre-tax net operating income$743,0006,157
Securities gains (losses)$13,0001,614
Applicable income taxes$240,0005,308
Income before extraordinary items$516,0006,321
Extraordinary gains, net$035
Net income$516,0006,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,871
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$507,1606,364
1998-12-31 (YTD Data)Rank
Total interest income$3,807,0006,656
Total interest expense$1,926,0006,310
Net interest income$1,881,0006,888
Provision for loan and lease losses$128,0004,501
Total noninterest income$91,0009,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,542
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,437
Total noninterest expense$1,360,0007,068
Salaries and employee benefits$673,0007,350
Premises and equipment expense$255,0005,896
Additional noninterest expense$432,0006,960
Pre-tax net operating income$484,0007,456
Securities gains (losses)$27,0002,200
Applicable income taxes$50,0008,328
Income before extraordinary items$461,0006,846
Extraordinary gains, net$032
Net income$461,0006,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$436,7006,903
1997-12-31 (YTD Data)Rank
Total interest income$1,898,0009,142
Total interest expense$854,0009,106
Net interest income$1,044,0009,081
Provision for loan and lease losses$235,0003,109
Total noninterest income$50,00010,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,0008,702
Trading account gains and feesNANA
Additional Noninterest Income$11,00010,359
Total noninterest expense$1,230,0007,570
Salaries and employee benefits$615,0007,815
Premises and equipment expense$253,0006,016
Additional noninterest expense$362,0007,690
Pre-tax net operating income$-371,00010,684
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-371,00010,713
Extraordinary gains, net$044
Net income$-371,00010,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$6,500,000147
Net operating income$-371,00010,694

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.