Home > The Citizens Bank of Georgia > Income and Expense
The Citizens Bank of Georgia, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $21,976,000 | 1,768 |
Total interest expense | $4,632,000 | 2,114 |
Net interest income | $17,344,000 | 1,620 |
Provision for loan and lease losses | $25,000 | 3,002 |
Total noninterest income | $1,136,000 | 2,589 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $148,000 | 3,004 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $988,000 | 2,283 |
Total noninterest expense | $9,298,000 | 2,127 |
Salaries and employee benefits | $5,274,000 | 2,122 |
Premises and equipment expense | $624,000 | 2,652 |
Additional noninterest expense | $988,000 | 2,283 |
Pre-tax net operating income | $9,157,000 | 1,244 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $2,202,000 | 920 |
Income before extraordinary items | $6,955,000 | 1,345 |
Extraordinary gains, net | $0 | 54 |
Net income | $6,955,000 | 1,360 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $6,955,000 | 1,347 |
Net charge-offs | $35,000 | 1,961 |
Cash dividends | $2,023,000 | 1,514 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $6,955,000 | 1,367 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $15,935,000 | 1,776 |
Total interest expense | $3,086,000 | 2,140 |
Net interest income | $12,849,000 | 1,654 |
Provision for loan and lease losses | $25,000 | 2,747 |
Total noninterest income | $860,000 | 2,580 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $113,000 | 3,004 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $747,000 | 2,274 |
Total noninterest expense | $7,013,000 | 2,115 |
Salaries and employee benefits | $3,963,000 | 2,106 |
Premises and equipment expense | $483,000 | 2,608 |
Additional noninterest expense | $747,000 | 2,274 |
Pre-tax net operating income | $6,671,000 | 1,336 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $1,701,000 | 926 |
Income before extraordinary items | $4,970,000 | 1,458 |
Extraordinary gains, net | $0 | 52 |
Net income | $4,970,000 | 1,468 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $4,970,000 | 1,457 |
Net charge-offs | $-1,000 | 3,402 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $4,970,000 | 1,477 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $10,262,000 | 1,796 |
Total interest expense | $1,764,000 | 2,165 |
Net interest income | $8,498,000 | 1,674 |
Provision for loan and lease losses | $25,000 | 2,542 |
Total noninterest income | $577,000 | 2,531 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $74,000 | 3,020 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $503,000 | 2,194 |
Total noninterest expense | $4,694,000 | 2,106 |
Salaries and employee benefits | $2,638,000 | 2,110 |
Premises and equipment expense | $336,000 | 2,538 |
Additional noninterest expense | $503,000 | 2,191 |
Pre-tax net operating income | $4,356,000 | 1,332 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $1,111,000 | 952 |
Income before extraordinary items | $3,245,000 | 1,467 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,245,000 | 1,484 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $3,245,000 | 1,467 |
Net charge-offs | $-1,000 | 3,356 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $3,245,000 | 1,478 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $5,040,000 | 1,800 |
Total interest expense | $676,000 | 2,279 |
Net interest income | $4,364,000 | 1,644 |
Provision for loan and lease losses | $25,000 | 2,051 |
Total noninterest income | $289,000 | 2,527 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $39,000 | 2,972 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $250,000 | 2,189 |
Total noninterest expense | $2,362,000 | 2,129 |
Salaries and employee benefits | $1,316,000 | 2,147 |
Premises and equipment expense | $158,000 | 2,665 |
Additional noninterest expense | $250,000 | 2,189 |
Pre-tax net operating income | $2,266,000 | 1,331 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $578,000 | 953 |
Income before extraordinary items | $1,688,000 | 1,470 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,688,000 | 1,469 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $1,688,000 | 1,470 |
Net charge-offs | $-1,000 | 3,238 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $1,688,000 | 1,480 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $16,456,000 | 1,824 |
Total interest expense | $766,000 | 2,752 |
Net interest income | $15,690,000 | 1,730 |
Provision for loan and lease losses | $200,000 | 1,781 |
Total noninterest income | $1,122,000 | 2,662 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $143,000 | 3,103 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $979,000 | 2,348 |
Total noninterest expense | $8,538,000 | 2,212 |
Salaries and employee benefits | $4,934,000 | 2,203 |
Premises and equipment expense | $595,000 | 2,726 |
Additional noninterest expense | $979,000 | 2,348 |
Pre-tax net operating income | $8,074,000 | 1,476 |
Securities gains (losses) | $13,000 | 401 |
Applicable income taxes | $1,934,000 | 1,101 |
Income before extraordinary items | $6,153,000 | 1,604 |
Extraordinary gains, net | $0 | 5 |
Net income | $6,153,000 | 1,602 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $6,153,000 | 1,603 |
Net charge-offs | $-20,000 | 3,826 |
Cash dividends | $1,826,000 | 1,588 |
Sale, conversion, retirement of capital stock, net | $0 | 568 |
Net operating income | $6,142,730 | 1,631 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $11,468,000 | 1,869 |
Total interest expense | $358,000 | 3,079 |
Net interest income | $11,110,000 | 1,781 |
Provision for loan and lease losses | $75,000 | 2,065 |
Total noninterest income | $815,000 | 2,743 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $103,000 | 3,167 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $712,000 | 2,414 |
Total noninterest expense | $6,377,000 | 2,210 |
Salaries and employee benefits | $3,676,000 | 2,212 |
Premises and equipment expense | $444,000 | 2,726 |
Additional noninterest expense | $712,000 | 2,414 |
Pre-tax net operating income | $5,473,000 | 1,589 |
Securities gains (losses) | $13,000 | 399 |
Applicable income taxes | $1,399,000 | 1,123 |
Income before extraordinary items | $4,087,000 | 1,692 |
Extraordinary gains, net | $0 | 4 |
Net income | $4,087,000 | 1,690 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $4,087,000 | 1,691 |
Net charge-offs | $5,000 | 2,006 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $0 | 519 |
Net operating income | $4,076,730 | 1,735 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $7,058,000 | 1,925 |
Total interest expense | $149,000 | 3,538 |
Net interest income | $6,909,000 | 1,831 |
Provision for loan and lease losses | $0 | 2,599 |
Total noninterest income | $540,000 | 2,746 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $68,000 | 3,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $472,000 | 2,451 |
Total noninterest expense | $4,219,000 | 2,208 |
Salaries and employee benefits | $2,440,000 | 2,214 |
Premises and equipment expense | $296,000 | 2,745 |
Additional noninterest expense | $1,483,000 | 2,029 |
Pre-tax net operating income | $3,230,000 | 1,644 |
Securities gains (losses) | $13,000 | 366 |
Applicable income taxes | $827,000 | 1,143 |
Income before extraordinary items | $2,416,000 | 1,760 |
Extraordinary gains, net | $0 | 4 |
Net income | $2,416,000 | 1,760 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $2,416,000 | 1,760 |
Net charge-offs | $4,000 | 1,826 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $0 | 494 |
Net operating income | $2,405,730 | 1,798 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $3,335,000 | 1,966 |
Total interest expense | $80,000 | 3,445 |
Net interest income | $3,255,000 | 1,874 |
Provision for loan and lease losses | $0 | 2,285 |
Total noninterest income | $266,000 | 2,728 |
Gross Fiduciary activities income | $0 | 892 |
Service charges on deposit accounts | $33,000 | 3,196 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $233,000 | 2,427 |
Total noninterest expense | $2,081,000 | 2,223 |
Salaries and employee benefits | $1,214,000 | 2,221 |
Premises and equipment expense | $148,000 | 2,764 |
Additional noninterest expense | $719,000 | 2,060 |
Pre-tax net operating income | $1,440,000 | 1,686 |
Securities gains (losses) | $13,000 | 345 |
Applicable income taxes | $371,000 | 1,157 |
Income before extraordinary items | $1,082,000 | 1,821 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,082,000 | 1,820 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $1,082,000 | 1,821 |
Net charge-offs | $0 | 1,838 |
Cash dividends | $0 | 2,284 |
Sale, conversion, retirement of capital stock, net | $0 | 453 |
Net operating income | $1,071,730 | 1,860 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $14,023,000 | 1,965 |
Total interest expense | $554,000 | 3,017 |
Net interest income | $13,469,000 | 1,876 |
Provision for loan and lease losses | $0 | 3,064 |
Total noninterest income | $938,000 | 3,047 |
Gross Fiduciary activities income | $0 | 994 |
Service charges on deposit accounts | $127,000 | 3,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $811,000 | 2,817 |
Total noninterest expense | $7,898,000 | 2,299 |
Salaries and employee benefits | $4,607,000 | 2,275 |
Premises and equipment expense | $633,000 | 2,670 |
Additional noninterest expense | $2,658,000 | 2,166 |
Pre-tax net operating income | $6,509,000 | 1,732 |
Securities gains (losses) | $0 | 2,062 |
Applicable income taxes | $1,565,000 | 1,281 |
Income before extraordinary items | $4,944,000 | 1,908 |
Extraordinary gains, net | $0 | 10 |
Net income | $4,944,000 | 1,908 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $4,944,000 | 1,909 |
Net charge-offs | $-276,000 | 4,615 |
Cash dividends | $1,606,000 | 1,734 |
Sale, conversion, retirement of capital stock, net | $0 | 582 |
Net operating income | $4,944,000 | 1,877 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $10,709,000 | 1,978 |
Total interest expense | $450,000 | 3,001 |
Net interest income | $10,259,000 | 1,881 |
Provision for loan and lease losses | $0 | 2,963 |
Total noninterest income | $682,000 | 3,109 |
Gross Fiduciary activities income | $0 | 957 |
Service charges on deposit accounts | $93,000 | 3,231 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $589,000 | 2,894 |
Total noninterest expense | $5,919,000 | 2,318 |
Salaries and employee benefits | $3,435,000 | 2,288 |
Premises and equipment expense | $477,000 | 2,671 |
Additional noninterest expense | $2,007,000 | 2,162 |
Pre-tax net operating income | $5,022,000 | 1,754 |
Securities gains (losses) | $0 | 2,015 |
Applicable income taxes | $1,281,000 | 1,278 |
Income before extraordinary items | $3,741,000 | 1,965 |
Extraordinary gains, net | $0 | 8 |
Net income | $3,741,000 | 1,964 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $3,741,000 | 1,965 |
Net charge-offs | $-276,000 | 4,729 |
Cash dividends | $0 | 3,251 |
Sale, conversion, retirement of capital stock, net | $0 | 543 |
Net operating income | $3,741,000 | 1,940 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $7,273,000 | 1,947 |
Total interest expense | $327,000 | 2,957 |
Net interest income | $6,946,000 | 1,844 |
Provision for loan and lease losses | $0 | 2,862 |
Total noninterest income | $455,000 | 3,110 |
Gross Fiduciary activities income | $0 | 951 |
Service charges on deposit accounts | $58,000 | 3,267 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $397,000 | 2,854 |
Total noninterest expense | $3,927,000 | 2,319 |
Salaries and employee benefits | $2,273,000 | 2,305 |
Premises and equipment expense | $317,000 | 2,662 |
Additional noninterest expense | $1,337,000 | 2,128 |
Pre-tax net operating income | $3,474,000 | 1,685 |
Securities gains (losses) | $0 | 1,818 |
Applicable income taxes | $886,000 | 1,243 |
Income before extraordinary items | $2,588,000 | 1,892 |
Extraordinary gains, net | $0 | 6 |
Net income | $2,588,000 | 1,891 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $2,588,000 | 1,892 |
Net charge-offs | $-276,000 | 4,808 |
Cash dividends | $0 | 3,104 |
Sale, conversion, retirement of capital stock, net | $0 | 517 |
Net operating income | $2,588,000 | 1,857 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $3,668,000 | 1,905 |
Total interest expense | $182,000 | 2,889 |
Net interest income | $3,486,000 | 1,822 |
Provision for loan and lease losses | $0 | 2,741 |
Total noninterest income | $260,000 | 2,933 |
Gross Fiduciary activities income | $0 | 922 |
Service charges on deposit accounts | $30,000 | 3,217 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $230,000 | 2,711 |
Total noninterest expense | $1,945,000 | 2,313 |
Salaries and employee benefits | $1,113,000 | 2,327 |
Premises and equipment expense | $164,000 | 2,637 |
Additional noninterest expense | $668,000 | 2,093 |
Pre-tax net operating income | $1,801,000 | 1,644 |
Securities gains (losses) | $0 | 1,392 |
Applicable income taxes | $459,000 | 1,197 |
Income before extraordinary items | $1,342,000 | 1,848 |
Extraordinary gains, net | $0 | 3 |
Net income | $1,342,000 | 1,847 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,342,000 | 1,848 |
Net charge-offs | $0 | 1,930 |
Cash dividends | $0 | 2,452 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $1,342,000 | 1,813 |
2020-12-31 (YTD Data) | Rank | |
Total interest income | $15,142,000 | 1,872 |
Total interest expense | $1,265,000 | 2,615 |
Net interest income | $13,877,000 | 1,760 |
Provision for loan and lease losses | $500,000 | 2,227 |
Total noninterest income | $888,000 | 3,014 |
Gross Fiduciary activities income | $0 | 1,030 |
Service charges on deposit accounts | $146,000 | 3,139 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $742,000 | 2,758 |
Total noninterest expense | $7,458,000 | 2,375 |
Salaries and employee benefits | $4,404,000 | 2,333 |
Premises and equipment expense | $648,000 | 2,656 |
Additional noninterest expense | $2,406,000 | 2,262 |
Pre-tax net operating income | $6,807,000 | 1,401 |
Securities gains (losses) | $0 | 2,675 |
Applicable income taxes | $1,659,000 | 1,056 |
Income before extraordinary items | $5,148,000 | 1,601 |
Extraordinary gains, net | $0 | 4 |
Net income | $5,148,000 | 1,601 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $5,148,000 | 1,601 |
Net charge-offs | $-43,000 | 4,565 |
Cash dividends | $1,409,000 | 1,849 |
Sale, conversion, retirement of capital stock, net | $0 | 566 |
Net operating income | $5,148,000 | 1,557 |
2020-09-30 (YTD Data) | Rank | |
Total interest income | $11,241,000 | 1,900 |
Total interest expense | $1,034,000 | 2,584 |
Net interest income | $10,207,000 | 1,786 |
Provision for loan and lease losses | $500,000 | 1,950 |
Total noninterest income | $646,000 | 3,017 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $106,000 | 3,179 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $540,000 | 2,766 |
Total noninterest expense | $5,580,000 | 2,364 |
Salaries and employee benefits | $3,297,000 | 2,314 |
Premises and equipment expense | $474,000 | 2,680 |
Additional noninterest expense | $1,809,000 | 2,224 |
Pre-tax net operating income | $4,773,000 | 1,455 |
Securities gains (losses) | $0 | 2,494 |
Applicable income taxes | $1,217,000 | 1,033 |
Income before extraordinary items | $3,556,000 | 1,690 |
Extraordinary gains, net | $0 | 4 |
Net income | $3,556,000 | 1,691 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $3,556,000 | 1,691 |
Net charge-offs | $-2,000 | 3,908 |
Cash dividends | $0 | 3,384 |
Sale, conversion, retirement of capital stock, net | $0 | 532 |
Net operating income | $3,556,000 | 1,638 |
2020-06-30 (YTD Data) | Rank | |
Total interest income | $7,688,000 | 1,891 |
Total interest expense | $747,000 | 2,575 |
Net interest income | $6,941,000 | 1,754 |
Provision for loan and lease losses | $500,000 | 1,591 |
Total noninterest income | $426,000 | 3,005 |
Gross Fiduciary activities income | $0 | 970 |
Service charges on deposit accounts | $76,000 | 3,130 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $350,000 | 2,753 |
Total noninterest expense | $3,709,000 | 2,362 |
Salaries and employee benefits | $2,195,000 | 2,319 |
Premises and equipment expense | $314,000 | 2,681 |
Additional noninterest expense | $1,200,000 | 2,212 |
Pre-tax net operating income | $3,158,000 | 1,386 |
Securities gains (losses) | $0 | 2,249 |
Applicable income taxes | $805,000 | 981 |
Income before extraordinary items | $2,353,000 | 1,609 |
Extraordinary gains, net | $0 | 4 |
Net income | $2,353,000 | 1,610 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $2,353,000 | 1,610 |
Net charge-offs | $-1,000 | 3,744 |
Cash dividends | $0 | 3,237 |
Sale, conversion, retirement of capital stock, net | $0 | 504 |
Net operating income | $2,353,000 | 1,564 |
2020-03-31 (YTD Data) | Rank | |
Total interest income | $3,534,000 | 1,994 |
Total interest expense | $415,000 | 2,570 |
Net interest income | $3,119,000 | 1,858 |
Provision for loan and lease losses | $0 | 3,711 |
Total noninterest income | $226,000 | 2,873 |
Gross Fiduciary activities income | $0 | 941 |
Service charges on deposit accounts | $49,000 | 3,089 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $177,000 | 2,576 |
Total noninterest expense | $1,851,000 | 2,381 |
Salaries and employee benefits | $1,079,000 | 2,352 |
Premises and equipment expense | $156,000 | 2,709 |
Additional noninterest expense | $616,000 | 2,205 |
Pre-tax net operating income | $1,494,000 | 1,320 |
Securities gains (losses) | $0 | 1,705 |
Applicable income taxes | $381,000 | 906 |
Income before extraordinary items | $1,113,000 | 1,530 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,113,000 | 1,528 |
Minority interest net income | $0 | 56 |
Net income of bank and minority interests. | $1,113,000 | 1,530 |
Net charge-offs | $-2,000 | 3,865 |
Cash dividends | $0 | 2,639 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $1,113,000 | 1,503 |
2019-12-31 (YTD Data) | Rank | |
Total interest income | $13,923,000 | 2,038 |
Total interest expense | $1,803,000 | 2,506 |
Net interest income | $12,120,000 | 1,916 |
Provision for loan and lease losses | $100,000 | 2,932 |
Total noninterest income | $1,000,000 | 2,816 |
Gross Fiduciary activities income | $0 | 1,051 |
Service charges on deposit accounts | $206,000 | 3,121 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $794,000 | 2,513 |
Total noninterest expense | $7,113,000 | 2,418 |
Salaries and employee benefits | $4,092,000 | 2,396 |
Premises and equipment expense | $612,000 | 2,760 |
Additional noninterest expense | $2,409,000 | 2,274 |
Pre-tax net operating income | $5,907,000 | 1,555 |
Securities gains (losses) | $7,000 | 2,003 |
Applicable income taxes | $1,459,000 | 1,134 |
Income before extraordinary items | $4,455,000 | 1,743 |
Extraordinary gains, net | $0 | 11 |
Net income | $4,455,000 | 1,745 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $4,455,000 | 1,745 |
Net charge-offs | $112,000 | 2,138 |
Cash dividends | $1,242,000 | 2,091 |
Sale, conversion, retirement of capital stock, net | $0 | 626 |
Net operating income | $4,449,470 | 1,715 |
2019-09-30 (YTD Data) | Rank | |
Total interest income | $10,342,000 | 2,083 |
Total interest expense | $1,362,000 | 2,513 |
Net interest income | $8,980,000 | 1,954 |
Provision for loan and lease losses | $100,000 | 2,579 |
Total noninterest income | $779,000 | 2,787 |
Gross Fiduciary activities income | $0 | 1,014 |
Service charges on deposit accounts | $153,000 | 3,170 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $626,000 | 2,460 |
Total noninterest expense | $5,305,000 | 2,444 |
Salaries and employee benefits | $3,054,000 | 2,417 |
Premises and equipment expense | $453,000 | 2,798 |
Additional noninterest expense | $1,798,000 | 2,271 |
Pre-tax net operating income | $4,354,000 | 1,612 |
Securities gains (losses) | $0 | 2,167 |
Applicable income taxes | $1,110,000 | 1,148 |
Income before extraordinary items | $3,244,000 | 1,822 |
Extraordinary gains, net | $0 | 11 |
Net income | $3,244,000 | 1,823 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $3,244,000 | 1,823 |
Net charge-offs | $35,000 | 2,430 |
Cash dividends | $0 | 3,588 |
Sale, conversion, retirement of capital stock, net | $0 | 590 |
Net operating income | $3,244,000 | 1,791 |
2019-06-30 (YTD Data) | Rank | |
Total interest income | $6,810,000 | 2,102 |
Total interest expense | $897,000 | 2,503 |
Net interest income | $5,913,000 | 1,971 |
Provision for loan and lease losses | $0 | 3,685 |
Total noninterest income | $423,000 | 3,019 |
Gross Fiduciary activities income | $0 | 1,004 |
Service charges on deposit accounts | $100,000 | 3,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $323,000 | 2,738 |
Total noninterest expense | $3,535,000 | 2,453 |
Salaries and employee benefits | $2,037,000 | 2,431 |
Premises and equipment expense | $288,000 | 2,891 |
Additional noninterest expense | $1,210,000 | 2,277 |
Pre-tax net operating income | $2,801,000 | 1,636 |
Securities gains (losses) | $0 | 1,702 |
Applicable income taxes | $714,000 | 1,156 |
Income before extraordinary items | $2,087,000 | 1,844 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,087,000 | 1,843 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $2,087,000 | 1,844 |
Net charge-offs | $34,000 | 2,093 |
Cash dividends | $0 | 3,456 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $2,087,000 | 1,819 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $3,341,000 | 2,128 |
Total interest expense | $408,000 | 2,614 |
Net interest income | $2,933,000 | 1,987 |
Provision for loan and lease losses | $0 | 3,406 |
Total noninterest income | $211,000 | 2,989 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $51,000 | 3,191 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $160,000 | 2,682 |
Total noninterest expense | $1,754,000 | 2,477 |
Salaries and employee benefits | $1,029,000 | 2,442 |
Premises and equipment expense | $134,000 | 3,054 |
Additional noninterest expense | $591,000 | 2,302 |
Pre-tax net operating income | $1,390,000 | 1,617 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $354,000 | 1,139 |
Income before extraordinary items | $1,036,000 | 1,817 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,036,000 | 1,815 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,036,000 | 1,816 |
Net charge-offs | $35,000 | 1,407 |
Cash dividends | $0 | 2,803 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $1,036,000 | 1,800 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $12,620,000 | 2,122 |
Total interest expense | $1,006,000 | 2,914 |
Net interest income | $11,614,000 | 1,998 |
Provision for loan and lease losses | $0 | 4,082 |
Total noninterest income | $782,000 | 3,179 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $186,000 | 3,404 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $596,000 | 2,852 |
Total noninterest expense | $6,899,000 | 2,492 |
Salaries and employee benefits | $3,864,000 | 2,512 |
Premises and equipment expense | $586,000 | 2,879 |
Additional noninterest expense | $2,449,000 | 2,255 |
Pre-tax net operating income | $5,497,000 | 1,662 |
Securities gains (losses) | $3,000 | 894 |
Applicable income taxes | $1,339,000 | 1,145 |
Income before extraordinary items | $4,161,000 | 1,848 |
Extraordinary gains, net | $0 | 6 |
Net income | $4,161,000 | 1,847 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $4,161,000 | 1,847 |
Net charge-offs | $298,000 | 1,337 |
Cash dividends | $1,045,000 | 2,156 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $4,158,630 | 1,841 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $9,321,000 | 2,142 |
Total interest expense | $732,000 | 2,892 |
Net interest income | $8,589,000 | 2,022 |
Provision for loan and lease losses | $0 | 3,948 |
Total noninterest income | $591,000 | 3,193 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $143,000 | 3,386 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $448,000 | 2,894 |
Total noninterest expense | $5,135,000 | 2,512 |
Salaries and employee benefits | $2,882,000 | 2,519 |
Premises and equipment expense | $450,000 | 2,856 |
Additional noninterest expense | $1,803,000 | 2,286 |
Pre-tax net operating income | $4,045,000 | 1,683 |
Securities gains (losses) | $2,000 | 952 |
Applicable income taxes | $1,032,000 | 1,145 |
Income before extraordinary items | $3,015,000 | 1,904 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,015,000 | 1,902 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $3,015,000 | 1,903 |
Net charge-offs | $302,000 | 995 |
Cash dividends | $0 | 3,618 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $3,013,420 | 1,895 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $6,081,000 | 2,159 |
Total interest expense | $476,000 | 2,865 |
Net interest income | $5,605,000 | 2,059 |
Provision for loan and lease losses | $0 | 3,782 |
Total noninterest income | $392,000 | 3,221 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $95,000 | 3,400 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $297,000 | 2,909 |
Total noninterest expense | $3,362,000 | 2,551 |
Salaries and employee benefits | $1,909,000 | 2,553 |
Premises and equipment expense | $291,000 | 2,930 |
Additional noninterest expense | $1,162,000 | 2,353 |
Pre-tax net operating income | $2,635,000 | 1,687 |
Securities gains (losses) | $2,000 | 815 |
Applicable income taxes | $673,000 | 1,140 |
Income before extraordinary items | $1,964,000 | 1,908 |
Extraordinary gains, net | $0 | 6 |
Net income | $1,964,000 | 1,906 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $1,964,000 | 1,907 |
Net charge-offs | $306,000 | 718 |
Cash dividends | $0 | 3,485 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $1,962,420 | 1,905 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $2,999,000 | 2,177 |
Total interest expense | $198,000 | 3,089 |
Net interest income | $2,801,000 | 2,056 |
Provision for loan and lease losses | $0 | 3,508 |
Total noninterest income | $208,000 | 3,122 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $52,000 | 3,304 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $156,000 | 2,793 |
Total noninterest expense | $1,644,000 | 2,611 |
Salaries and employee benefits | $950,000 | 2,585 |
Premises and equipment expense | $146,000 | 2,953 |
Additional noninterest expense | $548,000 | 2,453 |
Pre-tax net operating income | $1,365,000 | 1,601 |
Securities gains (losses) | $2,000 | 619 |
Applicable income taxes | $349,000 | 1,095 |
Income before extraordinary items | $1,018,000 | 1,822 |
Extraordinary gains, net | $0 | 7 |
Net income | $1,018,000 | 1,821 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,018,000 | 1,822 |
Net charge-offs | $4,000 | 2,263 |
Cash dividends | $0 | 2,774 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $1,016,420 | 1,814 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $11,605,000 | 2,176 |
Total interest expense | $584,000 | 3,430 |
Net interest income | $11,021,000 | 2,062 |
Provision for loan and lease losses | $0 | 4,227 |
Total noninterest income | $717,000 | 3,431 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $168,000 | 3,686 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $549,000 | 3,036 |
Total noninterest expense | $6,450,000 | 2,646 |
Salaries and employee benefits | $3,622,000 | 2,640 |
Premises and equipment expense | $567,000 | 3,021 |
Additional noninterest expense | $2,261,000 | 2,434 |
Pre-tax net operating income | $5,288,000 | 1,639 |
Securities gains (losses) | $13,000 | 1,489 |
Applicable income taxes | $2,239,000 | 1,196 |
Income before extraordinary items | $3,062,000 | 1,995 |
Extraordinary gains, net | $0 | 9 |
Net income | $3,062,000 | 1,993 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $3,062,000 | 1,995 |
Net charge-offs | $-329,000 | 5,516 |
Cash dividends | $838,000 | 2,413 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $3,053,680 | 1,988 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $8,535,000 | 2,217 |
Total interest expense | $434,000 | 3,446 |
Net interest income | $8,101,000 | 2,102 |
Provision for loan and lease losses | $0 | 4,088 |
Total noninterest income | $543,000 | 3,445 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $127,000 | 3,702 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $416,000 | 3,043 |
Total noninterest expense | $4,839,000 | 2,654 |
Salaries and employee benefits | $2,736,000 | 2,654 |
Premises and equipment expense | $427,000 | 3,051 |
Additional noninterest expense | $1,676,000 | 2,463 |
Pre-tax net operating income | $3,805,000 | 1,714 |
Securities gains (losses) | $12,000 | 1,539 |
Applicable income taxes | $1,441,000 | 1,149 |
Income before extraordinary items | $2,376,000 | 2,111 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,376,000 | 2,112 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,376,000 | 2,112 |
Net charge-offs | $-262,000 | 5,547 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $2,368,320 | 2,090 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $5,582,000 | 2,238 |
Total interest expense | $288,000 | 3,433 |
Net interest income | $5,294,000 | 2,128 |
Provision for loan and lease losses | $0 | 3,871 |
Total noninterest income | $360,000 | 3,449 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $84,000 | 3,715 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $276,000 | 3,054 |
Total noninterest expense | $3,226,000 | 2,665 |
Salaries and employee benefits | $1,834,000 | 2,657 |
Premises and equipment expense | $291,000 | 3,013 |
Additional noninterest expense | $1,101,000 | 2,494 |
Pre-tax net operating income | $2,428,000 | 1,751 |
Securities gains (losses) | $12,000 | 1,188 |
Applicable income taxes | $921,000 | 1,167 |
Income before extraordinary items | $1,519,000 | 2,134 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,519,000 | 2,134 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,519,000 | 2,135 |
Net charge-offs | $-259,000 | 5,632 |
Cash dividends | $0 | 3,544 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,511,320 | 2,107 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $2,722,000 | 2,278 |
Total interest expense | $144,000 | 3,409 |
Net interest income | $2,578,000 | 2,173 |
Provision for loan and lease losses | $0 | 3,537 |
Total noninterest income | $185,000 | 3,399 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $44,000 | 3,679 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $141,000 | 3,011 |
Total noninterest expense | $1,628,000 | 2,673 |
Salaries and employee benefits | $922,000 | 2,679 |
Premises and equipment expense | $148,000 | 3,020 |
Additional noninterest expense | $558,000 | 2,458 |
Pre-tax net operating income | $1,135,000 | 1,789 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $428,000 | 1,193 |
Income before extraordinary items | $707,000 | 2,180 |
Extraordinary gains, net | $0 | 8 |
Net income | $707,000 | 2,181 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $707,000 | 2,181 |
Net charge-offs | $-200,000 | 5,726 |
Cash dividends | $0 | 2,846 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $707,000 | 2,147 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $10,570,000 | 2,296 |
Total interest expense | $682,000 | 3,096 |
Net interest income | $9,888,000 | 2,207 |
Provision for loan and lease losses | $0 | 4,332 |
Total noninterest income | $677,000 | 3,636 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $159,000 | 3,890 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $518,000 | 3,215 |
Total noninterest expense | $6,243,000 | 2,779 |
Salaries and employee benefits | $3,454,000 | 2,778 |
Premises and equipment expense | $612,000 | 2,971 |
Additional noninterest expense | $2,177,000 | 2,599 |
Pre-tax net operating income | $4,322,000 | 1,821 |
Securities gains (losses) | $76,000 | 1,543 |
Applicable income taxes | $1,622,000 | 1,212 |
Income before extraordinary items | $2,776,000 | 2,237 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,776,000 | 2,235 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $2,776,000 | 2,236 |
Net charge-offs | $-770,000 | 5,840 |
Cash dividends | $625,000 | 2,725 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $2,727,360 | 2,214 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $7,826,000 | 2,322 |
Total interest expense | $527,000 | 3,036 |
Net interest income | $7,299,000 | 2,246 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $522,000 | 3,612 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $117,000 | 3,944 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $405,000 | 3,163 |
Total noninterest expense | $4,698,000 | 2,763 |
Salaries and employee benefits | $2,585,000 | 2,774 |
Premises and equipment expense | $477,000 | 2,928 |
Additional noninterest expense | $1,636,000 | 2,601 |
Pre-tax net operating income | $3,123,000 | 1,905 |
Securities gains (losses) | $58,000 | 1,652 |
Applicable income taxes | $1,201,000 | 1,257 |
Income before extraordinary items | $1,980,000 | 2,368 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,980,000 | 2,367 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,980,000 | 2,368 |
Net charge-offs | $-767,000 | 5,902 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $1,942,880 | 2,329 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $5,159,000 | 2,346 |
Total interest expense | $367,000 | 2,972 |
Net interest income | $4,792,000 | 2,271 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $346,000 | 3,636 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $74,000 | 4,037 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $272,000 | 3,154 |
Total noninterest expense | $3,134,000 | 2,761 |
Salaries and employee benefits | $1,718,000 | 2,805 |
Premises and equipment expense | $324,000 | 2,900 |
Additional noninterest expense | $1,092,000 | 2,601 |
Pre-tax net operating income | $2,004,000 | 1,933 |
Securities gains (losses) | $12,000 | 2,186 |
Applicable income taxes | $761,000 | 1,285 |
Income before extraordinary items | $1,255,000 | 2,426 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,255,000 | 2,425 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,255,000 | 2,425 |
Net charge-offs | $-443,000 | 5,962 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $1,247,320 | 2,371 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,530,000 | 2,385 |
Total interest expense | $193,000 | 2,905 |
Net interest income | $2,337,000 | 2,312 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $163,000 | 3,683 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $37,000 | 4,018 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $126,000 | 3,216 |
Total noninterest expense | $1,521,000 | 2,839 |
Salaries and employee benefits | $854,000 | 2,822 |
Premises and equipment expense | $154,000 | 3,020 |
Additional noninterest expense | $513,000 | 2,722 |
Pre-tax net operating income | $979,000 | 1,951 |
Securities gains (losses) | $-1,000 | 5,825 |
Applicable income taxes | $369,000 | 1,304 |
Income before extraordinary items | $609,000 | 2,417 |
Extraordinary gains, net | $0 | 12 |
Net income | $609,000 | 2,417 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $609,000 | 2,417 |
Net charge-offs | $-183,000 | 5,977 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $609,640 | 2,368 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $9,507,000 | 2,469 |
Total interest expense | $848,000 | 2,710 |
Net interest income | $8,659,000 | 2,413 |
Provision for loan and lease losses | $-500,000 | 5,943 |
Total noninterest income | $600,000 | 3,902 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $185,000 | 3,815 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $415,000 | 3,546 |
Total noninterest expense | $6,202,000 | 2,798 |
Salaries and employee benefits | $3,415,000 | 2,784 |
Premises and equipment expense | $660,000 | 2,923 |
Additional noninterest expense | $2,127,000 | 2,670 |
Pre-tax net operating income | $3,557,000 | 2,045 |
Securities gains (losses) | $-1,000 | 5,649 |
Applicable income taxes | $1,284,000 | 1,361 |
Income before extraordinary items | $2,272,000 | 2,502 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,272,000 | 2,504 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,272,000 | 2,504 |
Net charge-offs | $-40,000 | 5,506 |
Cash dividends | $200,000 | 3,669 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $2,272,640 | 2,452 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $7,029,000 | 2,523 |
Total interest expense | $651,000 | 2,703 |
Net interest income | $6,378,000 | 2,462 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $462,000 | 3,886 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $143,000 | 3,811 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $319,000 | 3,523 |
Total noninterest expense | $4,563,000 | 2,850 |
Salaries and employee benefits | $2,522,000 | 2,829 |
Premises and equipment expense | $503,000 | 2,941 |
Additional noninterest expense | $1,538,000 | 2,740 |
Pre-tax net operating income | $2,277,000 | 2,338 |
Securities gains (losses) | $-1,000 | 5,801 |
Applicable income taxes | $859,000 | 1,512 |
Income before extraordinary items | $1,417,000 | 2,873 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,417,000 | 2,872 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,417,000 | 2,874 |
Net charge-offs | $-33,000 | 5,488 |
Cash dividends | $0 | 3,825 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $1,417,640 | 2,821 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $4,610,000 | 2,555 |
Total interest expense | $457,000 | 2,623 |
Net interest income | $4,153,000 | 2,521 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $311,000 | 3,879 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $93,000 | 3,833 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $218,000 | 3,495 |
Total noninterest expense | $2,982,000 | 2,896 |
Salaries and employee benefits | $1,640,000 | 2,892 |
Premises and equipment expense | $331,000 | 2,959 |
Additional noninterest expense | $1,011,000 | 2,777 |
Pre-tax net operating income | $1,482,000 | 2,357 |
Securities gains (losses) | $-1,000 | 5,919 |
Applicable income taxes | $559,000 | 1,527 |
Income before extraordinary items | $922,000 | 2,897 |
Extraordinary gains, net | $0 | 22 |
Net income | $922,000 | 2,897 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $922,000 | 2,899 |
Net charge-offs | $-46,000 | 5,728 |
Cash dividends | $0 | 3,664 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $922,640 | 2,834 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,281,000 | 2,575 |
Total interest expense | $227,000 | 2,652 |
Net interest income | $2,054,000 | 2,541 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $159,000 | 3,808 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $46,000 | 3,828 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $113,000 | 3,409 |
Total noninterest expense | $1,449,000 | 2,973 |
Salaries and employee benefits | $814,000 | 2,932 |
Premises and equipment expense | $170,000 | 2,939 |
Additional noninterest expense | $465,000 | 2,947 |
Pre-tax net operating income | $764,000 | 2,278 |
Securities gains (losses) | $-1,000 | 6,051 |
Applicable income taxes | $288,000 | 1,484 |
Income before extraordinary items | $475,000 | 2,816 |
Extraordinary gains, net | $0 | 13 |
Net income | $475,000 | 2,819 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $475,000 | 2,819 |
Net charge-offs | $1,000 | 3,128 |
Cash dividends | $0 | 2,892 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $475,640 | 2,741 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $9,307,000 | 2,563 |
Total interest expense | $949,000 | 2,668 |
Net interest income | $8,358,000 | 2,519 |
Provision for loan and lease losses | $0 | 4,603 |
Total noninterest income | $549,000 | 4,132 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $239,000 | 3,624 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $310,000 | 3,974 |
Total noninterest expense | $5,696,000 | 3,028 |
Salaries and employee benefits | $2,966,000 | 3,101 |
Premises and equipment expense | $633,000 | 3,109 |
Additional noninterest expense | $2,097,000 | 2,780 |
Pre-tax net operating income | $3,211,000 | 2,165 |
Securities gains (losses) | $21,000 | 2,297 |
Applicable income taxes | $1,108,000 | 1,449 |
Income before extraordinary items | $2,124,000 | 2,587 |
Extraordinary gains, net | $0 | 17 |
Net income | $2,124,000 | 2,587 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,124,000 | 2,587 |
Net charge-offs | $343,000 | 1,874 |
Cash dividends | $893,000 | 2,178 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,110,140 | 2,560 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $6,943,000 | 2,592 |
Total interest expense | $712,000 | 2,709 |
Net interest income | $6,231,000 | 2,553 |
Provision for loan and lease losses | $0 | 4,401 |
Total noninterest income | $449,000 | 4,036 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $195,000 | 3,506 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $254,000 | 3,885 |
Total noninterest expense | $4,202,000 | 3,080 |
Salaries and employee benefits | $2,234,000 | 3,116 |
Premises and equipment expense | $476,000 | 3,149 |
Additional noninterest expense | $1,492,000 | 2,884 |
Pre-tax net operating income | $2,478,000 | 2,161 |
Securities gains (losses) | $-1,000 | 5,909 |
Applicable income taxes | $935,000 | 1,373 |
Income before extraordinary items | $1,542,000 | 2,679 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,542,000 | 2,679 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,542,000 | 2,679 |
Net charge-offs | $222,000 | 1,885 |
Cash dividends | $0 | 3,845 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $1,542,640 | 2,633 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $4,571,000 | 2,623 |
Total interest expense | $473,000 | 2,741 |
Net interest income | $4,098,000 | 2,580 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $320,000 | 3,914 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $142,000 | 3,328 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $178,000 | 3,810 |
Total noninterest expense | $2,773,000 | 3,107 |
Salaries and employee benefits | $1,492,000 | 3,125 |
Premises and equipment expense | $305,000 | 3,253 |
Additional noninterest expense | $976,000 | 2,945 |
Pre-tax net operating income | $1,645,000 | 2,120 |
Securities gains (losses) | $-1,000 | 6,043 |
Applicable income taxes | $621,000 | 1,349 |
Income before extraordinary items | $1,023,000 | 2,602 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,023,000 | 2,605 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,023,000 | 2,606 |
Net charge-offs | $155,000 | 1,809 |
Cash dividends | $0 | 3,668 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $1,023,640 | 2,558 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $2,253,000 | 2,651 |
Total interest expense | $237,000 | 2,786 |
Net interest income | $2,016,000 | 2,610 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $169,000 | 3,769 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $67,000 | 3,417 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $102,000 | 3,539 |
Total noninterest expense | $1,352,000 | 3,194 |
Salaries and employee benefits | $751,000 | 3,132 |
Premises and equipment expense | $146,000 | 3,410 |
Additional noninterest expense | $455,000 | 3,123 |
Pre-tax net operating income | $833,000 | 2,036 |
Securities gains (losses) | $-1,000 | 6,239 |
Applicable income taxes | $314,000 | 1,302 |
Income before extraordinary items | $518,000 | 2,498 |
Extraordinary gains, net | $0 | 16 |
Net income | $518,000 | 2,501 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $518,000 | 2,501 |
Net charge-offs | $28,000 | 2,278 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $518,640 | 2,456 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $9,150,000 | 2,636 |
Total interest expense | $1,035,000 | 2,866 |
Net interest income | $8,115,000 | 2,571 |
Provision for loan and lease losses | $-1,000,000 | 6,669 |
Total noninterest income | $378,000 | 4,822 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $278,000 | 3,485 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $100,000 | 5,374 |
Total noninterest expense | $5,359,000 | 3,238 |
Salaries and employee benefits | $2,784,000 | 3,270 |
Premises and equipment expense | $600,000 | 3,313 |
Additional noninterest expense | $1,975,000 | 3,000 |
Pre-tax net operating income | $4,134,000 | 1,680 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $1,451,000 | 1,147 |
Income before extraordinary items | $2,683,000 | 2,071 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,683,000 | 2,076 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $2,683,000 | 2,076 |
Net charge-offs | $217,000 | 2,926 |
Cash dividends | $500,000 | 2,742 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $2,683,000 | 2,024 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $6,861,000 | 2,654 |
Total interest expense | $786,000 | 2,923 |
Net interest income | $6,075,000 | 2,587 |
Provision for loan and lease losses | $-1,000,000 | 6,782 |
Total noninterest income | $204,000 | 5,348 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $201,000 | 3,593 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $3,000 | 6,521 |
Total noninterest expense | $3,982,000 | 3,264 |
Salaries and employee benefits | $2,026,000 | 3,369 |
Premises and equipment expense | $461,000 | 3,295 |
Additional noninterest expense | $1,495,000 | 2,985 |
Pre-tax net operating income | $3,297,000 | 1,613 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $1,245,000 | 1,073 |
Income before extraordinary items | $2,052,000 | 2,087 |
Extraordinary gains, net | $0 | 25 |
Net income | $2,052,000 | 2,095 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,052,000 | 2,094 |
Net charge-offs | $-18,000 | 6,247 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,052,000 | 2,020 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $4,572,000 | 2,657 |
Total interest expense | $531,000 | 2,935 |
Net interest income | $4,041,000 | 2,584 |
Provision for loan and lease losses | $-1,000,000 | 6,852 |
Total noninterest income | $93,000 | 5,801 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $125,000 | 3,700 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-32,000 | 6,727 |
Total noninterest expense | $2,689,000 | 3,238 |
Salaries and employee benefits | $1,325,000 | 3,430 |
Premises and equipment expense | $304,000 | 3,324 |
Additional noninterest expense | $1,060,000 | 2,837 |
Pre-tax net operating income | $2,445,000 | 1,461 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $923,000 | 1,000 |
Income before extraordinary items | $1,522,000 | 1,906 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,522,000 | 1,913 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,522,000 | 1,912 |
Net charge-offs | $-20,000 | 6,329 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $1,522,000 | 1,836 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $2,308,000 | 2,642 |
Total interest expense | $281,000 | 2,924 |
Net interest income | $2,027,000 | 2,586 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $31,000 | 6,167 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $66,000 | 3,575 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $-35,000 | 6,858 |
Total noninterest expense | $1,369,000 | 3,222 |
Salaries and employee benefits | $661,000 | 3,467 |
Premises and equipment expense | $157,000 | 3,279 |
Additional noninterest expense | $551,000 | 2,744 |
Pre-tax net operating income | $689,000 | 2,296 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $260,000 | 1,478 |
Income before extraordinary items | $429,000 | 2,898 |
Extraordinary gains, net | $0 | 10 |
Net income | $429,000 | 2,898 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $429,000 | 2,900 |
Net charge-offs | $-60,000 | 6,751 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $429,000 | 2,810 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $9,779,000 | 2,619 |
Total interest expense | $1,443,000 | 2,811 |
Net interest income | $8,336,000 | 2,575 |
Provision for loan and lease losses | $515,000 | 2,686 |
Total noninterest income | $-557,000 | 6,997 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $271,000 | 3,681 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $-828,000 | 6,986 |
Total noninterest expense | $5,403,000 | 3,281 |
Salaries and employee benefits | $2,585,000 | 3,478 |
Premises and equipment expense | $585,000 | 3,441 |
Additional noninterest expense | $2,233,000 | 2,827 |
Pre-tax net operating income | $1,861,000 | 2,948 |
Securities gains (losses) | $336,000 | 1,262 |
Applicable income taxes | $352,000 | 2,517 |
Income before extraordinary items | $1,845,000 | 2,739 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,845,000 | 2,742 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $1,845,000 | 2,741 |
Net charge-offs | $1,232,000 | 1,603 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $1,562,760 | 2,923 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $7,411,000 | 2,651 |
Total interest expense | $1,135,000 | 2,801 |
Net interest income | $6,276,000 | 2,603 |
Provision for loan and lease losses | $515,000 | 2,232 |
Total noninterest income | $-26,000 | 6,986 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $201,000 | 3,747 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-227,000 | 6,998 |
Total noninterest expense | $4,044,000 | 3,312 |
Salaries and employee benefits | $1,941,000 | 3,501 |
Premises and equipment expense | $438,000 | 3,494 |
Additional noninterest expense | $1,665,000 | 2,862 |
Pre-tax net operating income | $1,691,000 | 2,667 |
Securities gains (losses) | $26,000 | 2,770 |
Applicable income taxes | $153,000 | 3,049 |
Income before extraordinary items | $1,564,000 | 2,564 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,564,000 | 2,564 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,564,000 | 2,565 |
Net charge-offs | $282,000 | 2,904 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,540,340 | 2,461 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $4,940,000 | 2,659 |
Total interest expense | $791,000 | 2,807 |
Net interest income | $4,149,000 | 2,619 |
Provision for loan and lease losses | $515,000 | 1,771 |
Total noninterest income | $284,000 | 4,321 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $132,000 | 3,767 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $152,000 | 4,059 |
Total noninterest expense | $2,730,000 | 3,304 |
Salaries and employee benefits | $1,310,000 | 3,484 |
Premises and equipment expense | $292,000 | 3,502 |
Additional noninterest expense | $1,128,000 | 2,832 |
Pre-tax net operating income | $1,188,000 | 2,533 |
Securities gains (losses) | $-1,000 | 6,818 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $1,187,000 | 2,285 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,187,000 | 2,285 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,187,000 | 2,285 |
Net charge-offs | $171,000 | 2,913 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,188,000 | 2,159 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,447,000 | 2,706 |
Total interest expense | $409,000 | 2,822 |
Net interest income | $2,038,000 | 2,679 |
Provision for loan and lease losses | $450,000 | 1,139 |
Total noninterest income | $136,000 | 4,429 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $68,000 | 3,711 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $68,000 | 4,269 |
Total noninterest expense | $1,340,000 | 3,357 |
Salaries and employee benefits | $668,000 | 3,467 |
Premises and equipment expense | $143,000 | 3,583 |
Additional noninterest expense | $529,000 | 2,958 |
Pre-tax net operating income | $384,000 | 3,376 |
Securities gains (losses) | $-1,000 | 6,909 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $383,000 | 3,165 |
Extraordinary gains, net | $0 | 19 |
Net income | $383,000 | 3,169 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $383,000 | 3,169 |
Net charge-offs | $101,000 | 2,432 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $384,000 | 3,000 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $10,381,000 | 2,677 |
Total interest expense | $2,207,000 | 2,562 |
Net interest income | $8,174,000 | 2,677 |
Provision for loan and lease losses | $5,440,000 | 730 |
Total noninterest income | $-80,000 | 7,070 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $296,000 | 3,616 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $-376,000 | 7,052 |
Total noninterest expense | $5,469,000 | 3,297 |
Salaries and employee benefits | $2,538,000 | 3,522 |
Premises and equipment expense | $610,000 | 3,537 |
Additional noninterest expense | $2,321,000 | 2,750 |
Pre-tax net operating income | $-2,815,000 | 6,898 |
Securities gains (losses) | $115,000 | 1,951 |
Applicable income taxes | $-561,000 | 7,081 |
Income before extraordinary items | $-2,139,000 | 6,857 |
Extraordinary gains, net | $0 | 29 |
Net income | $-2,139,000 | 6,857 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-2,139,000 | 6,857 |
Net charge-offs | $5,144,000 | 776 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-2,229,850 | 6,855 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $7,923,000 | 2,663 |
Total interest expense | $1,768,000 | 2,528 |
Net interest income | $6,155,000 | 2,677 |
Provision for loan and lease losses | $4,790,000 | 640 |
Total noninterest income | $-240,000 | 7,247 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $231,000 | 3,557 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $-471,000 | 7,230 |
Total noninterest expense | $4,059,000 | 3,338 |
Salaries and employee benefits | $1,905,000 | 3,513 |
Premises and equipment expense | $460,000 | 3,554 |
Additional noninterest expense | $1,694,000 | 2,822 |
Pre-tax net operating income | $-2,934,000 | 7,102 |
Securities gains (losses) | $115,000 | 1,658 |
Applicable income taxes | $-561,000 | 7,236 |
Income before extraordinary items | $-2,258,000 | 7,085 |
Extraordinary gains, net | $0 | 21 |
Net income | $-2,258,000 | 7,086 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-2,258,000 | 7,086 |
Net charge-offs | $3,137,000 | 912 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $-2,350,000 | 7,083 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $5,347,000 | 2,650 |
Total interest expense | $1,266,000 | 2,459 |
Net interest income | $4,081,000 | 2,694 |
Provision for loan and lease losses | $4,490,000 | 490 |
Total noninterest income | $-17,000 | 7,227 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $153,000 | 3,553 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-170,000 | 7,254 |
Total noninterest expense | $2,722,000 | 3,355 |
Salaries and employee benefits | $1,273,000 | 3,537 |
Premises and equipment expense | $303,000 | 3,619 |
Additional noninterest expense | $1,146,000 | 2,839 |
Pre-tax net operating income | $-3,148,000 | 7,284 |
Securities gains (losses) | $115,000 | 1,041 |
Applicable income taxes | $-561,000 | 7,356 |
Income before extraordinary items | $-2,472,000 | 7,252 |
Extraordinary gains, net | $0 | 15 |
Net income | $-2,472,000 | 7,252 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-2,472,000 | 7,253 |
Net charge-offs | $3,103,000 | 673 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $-2,566,300 | 7,251 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,615,000 | 2,716 |
Total interest expense | $678,000 | 2,378 |
Net interest income | $1,937,000 | 2,805 |
Provision for loan and lease losses | $2,627,000 | 413 |
Total noninterest income | $78,000 | 5,316 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $80,000 | 3,436 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-2,000 | 7,133 |
Total noninterest expense | $1,359,000 | 3,359 |
Salaries and employee benefits | $644,000 | 3,528 |
Premises and equipment expense | $154,000 | 3,623 |
Additional noninterest expense | $561,000 | 2,887 |
Pre-tax net operating income | $-1,971,000 | 7,391 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $-616,000 | 7,483 |
Income before extraordinary items | $-1,355,000 | 7,346 |
Extraordinary gains, net | $0 | 9 |
Net income | $-1,355,000 | 7,346 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-1,355,000 | 7,347 |
Net charge-offs | $1,903,000 | 558 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $-1,355,000 | 7,344 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $11,753,000 | 2,541 |
Total interest expense | $3,776,000 | 2,097 |
Net interest income | $7,977,000 | 2,731 |
Provision for loan and lease losses | $5,182,000 | 1,119 |
Total noninterest income | $106,000 | 6,627 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $342,000 | 3,391 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-236,000 | 7,300 |
Total noninterest expense | $5,634,000 | 3,265 |
Salaries and employee benefits | $2,723,000 | 3,372 |
Premises and equipment expense | $614,000 | 3,662 |
Additional noninterest expense | $2,297,000 | 2,882 |
Pre-tax net operating income | $-2,733,000 | 6,881 |
Securities gains (losses) | $396,000 | 1,056 |
Applicable income taxes | $-869,000 | 7,289 |
Income before extraordinary items | $-1,468,000 | 6,738 |
Extraordinary gains, net | $0 | 29 |
Net income | $-1,468,000 | 6,738 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-1,468,000 | 6,739 |
Net charge-offs | $3,530,000 | 1,326 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,130 |
Net operating income | $-1,721,440 | 6,763 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $8,840,000 | 2,598 |
Total interest expense | $2,978,000 | 2,087 |
Net interest income | $5,862,000 | 2,818 |
Provision for loan and lease losses | $2,428,000 | 1,458 |
Total noninterest income | $-45,000 | 7,490 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $260,000 | 3,430 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $-305,000 | 7,509 |
Total noninterest expense | $4,048,000 | 3,376 |
Salaries and employee benefits | $2,042,000 | 3,388 |
Premises and equipment expense | $474,000 | 3,634 |
Additional noninterest expense | $1,532,000 | 3,162 |
Pre-tax net operating income | $-659,000 | 6,630 |
Securities gains (losses) | $396,000 | 901 |
Applicable income taxes | $-99,000 | 7,084 |
Income before extraordinary items | $-164,000 | 6,396 |
Extraordinary gains, net | $0 | 23 |
Net income | $-164,000 | 6,396 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-164,000 | 6,395 |
Net charge-offs | $2,102,000 | 1,463 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $11,000 | 1,053 |
Net operating income | $-417,440 | 6,545 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $5,896,000 | 2,634 |
Total interest expense | $2,060,000 | 2,100 |
Net interest income | $3,836,000 | 2,868 |
Provision for loan and lease losses | $1,352,000 | 1,627 |
Total noninterest income | $-47,000 | 7,602 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $177,000 | 3,391 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $-224,000 | 7,615 |
Total noninterest expense | $2,657,000 | 3,443 |
Salaries and employee benefits | $1,342,000 | 3,446 |
Premises and equipment expense | $304,000 | 3,766 |
Additional noninterest expense | $1,011,000 | 3,177 |
Pre-tax net operating income | $-220,000 | 6,465 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $-83,000 | 7,162 |
Income before extraordinary items | $-137,000 | 6,477 |
Extraordinary gains, net | $0 | 19 |
Net income | $-137,000 | 6,479 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-137,000 | 6,477 |
Net charge-offs | $1,189,000 | 1,569 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $7,000 | 992 |
Net operating income | $-137,000 | 6,413 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,898,000 | 2,732 |
Total interest expense | $1,051,000 | 2,170 |
Net interest income | $1,847,000 | 2,997 |
Provision for loan and lease losses | $953,000 | 1,209 |
Total noninterest income | $90,000 | 5,225 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $95,000 | 3,254 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-5,000 | 7,536 |
Total noninterest expense | $1,328,000 | 3,474 |
Salaries and employee benefits | $674,000 | 3,490 |
Premises and equipment expense | $158,000 | 3,747 |
Additional noninterest expense | $496,000 | 3,209 |
Pre-tax net operating income | $-344,000 | 7,026 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $-130,000 | 7,490 |
Income before extraordinary items | $-214,000 | 6,949 |
Extraordinary gains, net | $0 | 16 |
Net income | $-214,000 | 6,950 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-214,000 | 6,949 |
Net charge-offs | $963,000 | 1,065 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $4,000 | 934 |
Net operating income | $-214,000 | 6,911 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $12,440,000 | 2,651 |
Total interest expense | $5,371,000 | 2,122 |
Net interest income | $7,069,000 | 3,042 |
Provision for loan and lease losses | $1,188,000 | 3,229 |
Total noninterest income | $620,000 | 4,301 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $367,000 | 3,486 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $253,000 | 4,252 |
Total noninterest expense | $5,846,000 | 3,245 |
Salaries and employee benefits | $2,948,000 | 3,228 |
Premises and equipment expense | $712,000 | 3,406 |
Additional noninterest expense | $2,186,000 | 3,097 |
Pre-tax net operating income | $655,000 | 3,649 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $222,000 | 2,291 |
Income before extraordinary items | $433,000 | 4,067 |
Extraordinary gains, net | $0 | 34 |
Net income | $433,000 | 4,066 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $433,000 | 4,066 |
Net charge-offs | $714,000 | 3,322 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,250 |
Net operating income | $433,000 | 3,998 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $9,423,000 | 2,667 |
Total interest expense | $4,208,000 | 2,120 |
Net interest income | $5,215,000 | 3,081 |
Provision for loan and lease losses | $906,000 | 2,926 |
Total noninterest income | $648,000 | 3,691 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $275,000 | 3,494 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $373,000 | 3,303 |
Total noninterest expense | $4,308,000 | 3,294 |
Salaries and employee benefits | $2,280,000 | 3,171 |
Premises and equipment expense | $550,000 | 3,383 |
Additional noninterest expense | $1,478,000 | 3,313 |
Pre-tax net operating income | $649,000 | 3,459 |
Securities gains (losses) | $1,000 | 3,393 |
Applicable income taxes | $245,000 | 2,126 |
Income before extraordinary items | $405,000 | 4,029 |
Extraordinary gains, net | $0 | 27 |
Net income | $405,000 | 4,025 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $405,000 | 4,028 |
Net charge-offs | $582,000 | 2,836 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $11,000 | 1,158 |
Net operating income | $404,360 | 3,943 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,426,000 | 2,651 |
Total interest expense | $2,952,000 | 2,125 |
Net interest income | $3,474,000 | 3,062 |
Provision for loan and lease losses | $506,000 | 2,948 |
Total noninterest income | $464,000 | 3,563 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $182,000 | 3,495 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $282,000 | 3,108 |
Total noninterest expense | $2,971,000 | 3,246 |
Salaries and employee benefits | $1,607,000 | 3,064 |
Premises and equipment expense | $365,000 | 3,420 |
Additional noninterest expense | $999,000 | 3,296 |
Pre-tax net operating income | $461,000 | 3,437 |
Securities gains (losses) | $1,000 | 3,011 |
Applicable income taxes | $174,000 | 2,117 |
Income before extraordinary items | $288,000 | 4,026 |
Extraordinary gains, net | $0 | 21 |
Net income | $288,000 | 4,025 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $288,000 | 4,025 |
Net charge-offs | $172,000 | 3,617 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $7,000 | 1,123 |
Net operating income | $287,360 | 3,924 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,212,000 | 2,685 |
Total interest expense | $1,513,000 | 2,152 |
Net interest income | $1,699,000 | 3,118 |
Provision for loan and lease losses | $264,000 | 2,500 |
Total noninterest income | $278,000 | 3,156 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $94,000 | 3,374 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $184,000 | 2,629 |
Total noninterest expense | $1,437,000 | 3,256 |
Salaries and employee benefits | $809,000 | 3,076 |
Premises and equipment expense | $184,000 | 3,448 |
Additional noninterest expense | $444,000 | 3,304 |
Pre-tax net operating income | $276,000 | 3,470 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $104,000 | 2,138 |
Income before extraordinary items | $172,000 | 4,117 |
Extraordinary gains, net | $0 | 15 |
Net income | $172,000 | 4,120 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $172,000 | 4,120 |
Net charge-offs | $66,000 | 3,281 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $4,000 | 994 |
Net operating income | $172,000 | 3,962 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $13,992,000 | 2,644 |
Total interest expense | $7,031,000 | 2,198 |
Net interest income | $6,961,000 | 3,068 |
Provision for loan and lease losses | $891,000 | 2,886 |
Total noninterest income | $990,000 | 3,429 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $338,000 | 3,797 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $652,000 | 2,758 |
Total noninterest expense | $5,737,000 | 3,209 |
Salaries and employee benefits | $3,207,000 | 3,071 |
Premises and equipment expense | $763,000 | 3,294 |
Additional noninterest expense | $1,767,000 | 3,180 |
Pre-tax net operating income | $1,323,000 | 3,241 |
Securities gains (losses) | $63,000 | 1,446 |
Applicable income taxes | $505,000 | 1,849 |
Income before extraordinary items | $881,000 | 3,530 |
Extraordinary gains, net | $0 | 39 |
Net income | $881,000 | 3,530 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $600,000 | 2,548 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
Net operating income | $840,680 | 3,746 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $10,664,000 | 2,655 |
Total interest expense | $5,357,000 | 2,246 |
Net interest income | $5,307,000 | 3,045 |
Provision for loan and lease losses | $455,000 | 2,870 |
Total noninterest income | $777,000 | 3,406 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $247,000 | 3,874 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $530,000 | 2,722 |
Total noninterest expense | $4,381,000 | 3,135 |
Salaries and employee benefits | $2,532,000 | 2,950 |
Premises and equipment expense | $565,000 | 3,341 |
Additional noninterest expense | $1,284,000 | 3,193 |
Pre-tax net operating income | $1,248,000 | 3,235 |
Securities gains (losses) | $63,000 | 1,277 |
Applicable income taxes | $495,000 | 1,918 |
Income before extraordinary items | $816,000 | 3,526 |
Extraordinary gains, net | $0 | 31 |
Net income | $816,000 | 3,527 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $135,000 | 3,573 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $10,000 | 1,146 |
Net operating income | $775,680 | 3,769 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $7,258,000 | 2,625 |
Total interest expense | $3,634,000 | 2,298 |
Net interest income | $3,624,000 | 2,971 |
Provision for loan and lease losses | $309,000 | 2,491 |
Total noninterest income | $549,000 | 3,317 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $166,000 | 3,860 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $383,000 | 2,655 |
Total noninterest expense | $2,946,000 | 3,116 |
Salaries and employee benefits | $1,715,000 | 2,931 |
Premises and equipment expense | $379,000 | 3,347 |
Additional noninterest expense | $852,000 | 3,165 |
Pre-tax net operating income | $918,000 | 3,126 |
Securities gains (losses) | $62,000 | 1,287 |
Applicable income taxes | $370,000 | 1,957 |
Income before extraordinary items | $610,000 | 3,611 |
Extraordinary gains, net | $0 | 21 |
Net income | $610,000 | 3,612 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 3,779 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $7,000 | 1,054 |
Net operating income | $570,320 | 3,693 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,736,000 | 2,626 |
Total interest expense | $1,914,000 | 2,326 |
Net interest income | $1,822,000 | 2,946 |
Provision for loan and lease losses | $152,000 | 2,108 |
Total noninterest income | $286,000 | 3,230 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $86,000 | 3,747 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $200,000 | 2,576 |
Total noninterest expense | $1,461,000 | 3,141 |
Salaries and employee benefits | $858,000 | 2,970 |
Premises and equipment expense | $184,000 | 3,438 |
Additional noninterest expense | $419,000 | 3,178 |
Pre-tax net operating income | $495,000 | 3,088 |
Securities gains (losses) | $63,000 | 959 |
Applicable income taxes | $211,000 | 1,899 |
Income before extraordinary items | $347,000 | 3,497 |
Extraordinary gains, net | $0 | 15 |
Net income | $347,000 | 3,500 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
Net operating income | $306,680 | 3,675 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $15,435,000 | 2,602 |
Total interest expense | $7,724,000 | 2,394 |
Net interest income | $7,711,000 | 2,832 |
Provision for loan and lease losses | $295,000 | 3,233 |
Total noninterest income | $1,140,000 | 3,246 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $293,000 | 4,124 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $847,000 | 2,480 |
Total noninterest expense | $5,770,000 | 3,075 |
Salaries and employee benefits | $3,404,000 | 2,881 |
Premises and equipment expense | $706,000 | 3,418 |
Additional noninterest expense | $1,660,000 | 3,140 |
Pre-tax net operating income | $2,786,000 | 2,599 |
Securities gains (losses) | $7,000 | 1,467 |
Applicable income taxes | $1,030,000 | 1,828 |
Income before extraordinary items | $1,763,000 | 3,086 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,763,000 | 3,085 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $95,000 | 3,837 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $11,000 | 1,223 |
Net operating income | $1,758,520 | 3,086 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $11,517,000 | 2,622 |
Total interest expense | $5,723,000 | 2,416 |
Net interest income | $5,794,000 | 2,824 |
Provision for loan and lease losses | $186,000 | 3,106 |
Total noninterest income | $877,000 | 3,186 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $214,000 | 4,202 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $663,000 | 2,410 |
Total noninterest expense | $4,397,000 | 3,012 |
Salaries and employee benefits | $2,603,000 | 2,809 |
Premises and equipment expense | $544,000 | 3,333 |
Additional noninterest expense | $1,250,000 | 3,075 |
Pre-tax net operating income | $2,088,000 | 2,751 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $788,000 | 1,926 |
Income before extraordinary items | $1,300,000 | 3,280 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,300,000 | 3,279 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 3,997 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $7,000 | 1,090 |
Net operating income | $1,300,000 | 3,264 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $7,617,000 | 2,659 |
Total interest expense | $3,835,000 | 2,410 |
Net interest income | $3,782,000 | 2,900 |
Provision for loan and lease losses | $61,000 | 3,977 |
Total noninterest income | $608,000 | 3,118 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $137,000 | 4,285 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $471,000 | 2,338 |
Total noninterest expense | $2,944,000 | 3,016 |
Salaries and employee benefits | $1,754,000 | 2,835 |
Premises and equipment expense | $349,000 | 3,455 |
Additional noninterest expense | $841,000 | 3,061 |
Pre-tax net operating income | $1,385,000 | 2,816 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $523,000 | 1,994 |
Income before extraordinary items | $862,000 | 3,350 |
Extraordinary gains, net | $0 | 29 |
Net income | $862,000 | 3,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 3,861 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $5,000 | 1,000 |
Net operating income | $862,000 | 3,329 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,737,000 | 2,700 |
Total interest expense | $1,922,000 | 2,397 |
Net interest income | $1,815,000 | 3,022 |
Provision for loan and lease losses | $26,000 | 4,092 |
Total noninterest income | $283,000 | 3,243 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $66,000 | 4,317 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $217,000 | 2,422 |
Total noninterest expense | $1,424,000 | 3,112 |
Salaries and employee benefits | $847,000 | 2,925 |
Premises and equipment expense | $163,000 | 3,650 |
Additional noninterest expense | $414,000 | 3,082 |
Pre-tax net operating income | $648,000 | 2,956 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $245,000 | 2,116 |
Income before extraordinary items | $403,000 | 3,484 |
Extraordinary gains, net | $0 | 22 |
Net income | $403,000 | 3,484 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $403,000 | 3,459 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $12,933,000 | 2,897 |
Total interest expense | $6,096,000 | 2,558 |
Net interest income | $6,837,000 | 3,170 |
Provision for loan and lease losses | $450,000 | 2,064 |
Total noninterest income | $918,000 | 3,739 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $306,000 | 4,096 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $612,000 | 2,978 |
Total noninterest expense | $4,735,000 | 3,497 |
Salaries and employee benefits | $2,719,000 | 3,398 |
Premises and equipment expense | $567,000 | 3,928 |
Additional noninterest expense | $1,449,000 | 3,384 |
Pre-tax net operating income | $2,570,000 | 3,072 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $955,000 | 2,263 |
Income before extraordinary items | $1,615,000 | 3,606 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,615,000 | 3,606 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 4,672 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,615,000 | 3,588 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $9,206,000 | 3,006 |
Total interest expense | $4,197,000 | 2,665 |
Net interest income | $5,009,000 | 3,267 |
Provision for loan and lease losses | $338,000 | 1,955 |
Total noninterest income | $695,000 | 3,730 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $229,000 | 4,125 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $466,000 | 2,961 |
Total noninterest expense | $3,513,000 | 3,515 |
Salaries and employee benefits | $2,000,000 | 3,449 |
Premises and equipment expense | $440,000 | 3,843 |
Additional noninterest expense | $1,073,000 | 3,418 |
Pre-tax net operating income | $1,853,000 | 3,277 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $677,000 | 2,421 |
Income before extraordinary items | $1,176,000 | 3,795 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,176,000 | 3,797 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 3,575 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,176,000 | 3,775 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $5,675,000 | 3,177 |
Total interest expense | $2,417,000 | 2,897 |
Net interest income | $3,258,000 | 3,335 |
Provision for loan and lease losses | $262,000 | 1,698 |
Total noninterest income | $446,000 | 3,791 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $151,000 | 4,126 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $295,000 | 3,060 |
Total noninterest expense | $2,307,000 | 3,566 |
Salaries and employee benefits | $1,314,000 | 3,496 |
Premises and equipment expense | $296,000 | 3,809 |
Additional noninterest expense | $697,000 | 3,493 |
Pre-tax net operating income | $1,135,000 | 3,486 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $408,000 | 2,594 |
Income before extraordinary items | $727,000 | 3,975 |
Extraordinary gains, net | $0 | 39 |
Net income | $727,000 | 3,979 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 3,558 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $727,000 | 3,964 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,655,000 | 3,284 |
Total interest expense | $1,118,000 | 2,979 |
Net interest income | $1,537,000 | 3,475 |
Provision for loan and lease losses | $115,000 | 1,817 |
Total noninterest income | $249,000 | 3,479 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $72,000 | 4,162 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $177,000 | 2,704 |
Total noninterest expense | $1,158,000 | 3,566 |
Salaries and employee benefits | $669,000 | 3,463 |
Premises and equipment expense | $146,000 | 3,863 |
Additional noninterest expense | $343,000 | 3,502 |
Pre-tax net operating income | $513,000 | 3,677 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $182,000 | 2,738 |
Income before extraordinary items | $331,000 | 4,166 |
Extraordinary gains, net | $0 | 21 |
Net income | $331,000 | 4,166 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 3,455 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $331,000 | 4,144 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $8,895,000 | 3,456 |
Total interest expense | $3,165,000 | 3,179 |
Net interest income | $5,730,000 | 3,559 |
Provision for loan and lease losses | $233,000 | 3,330 |
Total noninterest income | $941,000 | 3,702 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $282,000 | 4,334 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $659,000 | 2,879 |
Total noninterest expense | $4,547,000 | 3,505 |
Salaries and employee benefits | $2,566,000 | 3,409 |
Premises and equipment expense | $601,000 | 3,648 |
Additional noninterest expense | $1,380,000 | 3,454 |
Pre-tax net operating income | $1,891,000 | 3,819 |
Securities gains (losses) | $2,000 | 1,993 |
Applicable income taxes | $681,000 | 2,861 |
Income before extraordinary items | $1,212,000 | 4,322 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,212,000 | 4,324 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 4,650 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,210,720 | 4,292 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $6,429,000 | 3,497 |
Total interest expense | $2,227,000 | 3,215 |
Net interest income | $4,202,000 | 3,622 |
Provision for loan and lease losses | $173,000 | 3,274 |
Total noninterest income | $663,000 | 3,845 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $211,000 | 4,349 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $452,000 | 3,059 |
Total noninterest expense | $3,404,000 | 3,470 |
Salaries and employee benefits | $1,887,000 | 3,441 |
Premises and equipment expense | $451,000 | 3,648 |
Additional noninterest expense | $1,066,000 | 3,339 |
Pre-tax net operating income | $1,288,000 | 4,144 |
Securities gains (losses) | $2,000 | 2,008 |
Applicable income taxes | $458,000 | 3,093 |
Income before extraordinary items | $832,000 | 4,654 |
Extraordinary gains, net | $0 | 35 |
Net income | $832,000 | 4,656 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,742 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $830,720 | 4,619 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $4,025,000 | 3,613 |
Total interest expense | $1,324,000 | 3,374 |
Net interest income | $2,701,000 | 3,690 |
Provision for loan and lease losses | $96,000 | 3,425 |
Total noninterest income | $416,000 | 3,957 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $142,000 | 4,277 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $274,000 | 3,231 |
Total noninterest expense | $2,240,000 | 3,495 |
Salaries and employee benefits | $1,238,000 | 3,470 |
Premises and equipment expense | $300,000 | 3,627 |
Additional noninterest expense | $702,000 | 3,356 |
Pre-tax net operating income | $781,000 | 4,332 |
Securities gains (losses) | $2,000 | 1,855 |
Applicable income taxes | $278,000 | 3,229 |
Income before extraordinary items | $505,000 | 4,866 |
Extraordinary gains, net | $0 | 30 |
Net income | $505,000 | 4,868 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,136 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $503,720 | 4,823 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,953,000 | 3,671 |
Total interest expense | $616,000 | 3,442 |
Net interest income | $1,337,000 | 3,729 |
Provision for loan and lease losses | $43,000 | 3,526 |
Total noninterest income | $193,000 | 4,061 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $64,000 | 4,460 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $129,000 | 3,269 |
Total noninterest expense | $1,093,000 | 3,583 |
Salaries and employee benefits | $613,000 | 3,501 |
Premises and equipment expense | $148,000 | 3,685 |
Additional noninterest expense | $332,000 | 3,509 |
Pre-tax net operating income | $394,000 | 4,319 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $140,000 | 3,214 |
Income before extraordinary items | $254,000 | 4,825 |
Extraordinary gains, net | $0 | 24 |
Net income | $254,000 | 4,826 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 3,869 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $254,000 | 4,785 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,592,000 | 3,985 |
Total interest expense | $1,765,000 | 4,031 |
Net interest income | $4,827,000 | 3,905 |
Provision for loan and lease losses | $266,000 | 3,140 |
Total noninterest income | $785,000 | 4,102 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $284,000 | 4,436 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $501,000 | 3,300 |
Total noninterest expense | $3,806,000 | 3,899 |
Salaries and employee benefits | $2,183,000 | 3,715 |
Premises and equipment expense | $498,000 | 4,107 |
Additional noninterest expense | $1,125,000 | 3,949 |
Pre-tax net operating income | $1,540,000 | 4,179 |
Securities gains (losses) | $26,000 | 2,233 |
Applicable income taxes | $552,000 | 3,167 |
Income before extraordinary items | $1,014,000 | 4,657 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,014,000 | 4,658 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,270 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $997,100 | 4,638 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,741,000 | 4,087 |
Total interest expense | $1,206,000 | 4,265 |
Net interest income | $3,535,000 | 3,975 |
Provision for loan and lease losses | $138,000 | 3,688 |
Total noninterest income | $597,000 | 4,101 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $210,000 | 4,508 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $387,000 | 3,254 |
Total noninterest expense | $2,814,000 | 3,908 |
Salaries and employee benefits | $1,633,000 | 3,710 |
Premises and equipment expense | $367,000 | 4,143 |
Additional noninterest expense | $814,000 | 4,037 |
Pre-tax net operating income | $1,180,000 | 4,197 |
Securities gains (losses) | $26,000 | 2,136 |
Applicable income taxes | $428,000 | 3,191 |
Income before extraordinary items | $778,000 | 4,700 |
Extraordinary gains, net | $0 | 26 |
Net income | $778,000 | 4,700 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 4,796 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $761,100 | 4,664 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,086,000 | 4,152 |
Total interest expense | $741,000 | 4,512 |
Net interest income | $2,345,000 | 3,974 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $416,000 | 4,009 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $139,000 | 4,512 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $277,000 | 3,131 |
Total noninterest expense | $1,865,000 | 3,967 |
Salaries and employee benefits | $1,082,000 | 3,745 |
Premises and equipment expense | $244,000 | 4,149 |
Additional noninterest expense | $539,000 | 4,081 |
Pre-tax net operating income | $836,000 | 3,997 |
Securities gains (losses) | $26,000 | 1,881 |
Applicable income taxes | $306,000 | 3,050 |
Income before extraordinary items | $556,000 | 4,451 |
Extraordinary gains, net | $0 | 21 |
Net income | $556,000 | 4,452 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 3,933 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $539,100 | 4,454 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,540,000 | 4,179 |
Total interest expense | $368,000 | 4,565 |
Net interest income | $1,172,000 | 3,970 |
Provision for loan and lease losses | $28,000 | 4,432 |
Total noninterest income | $195,000 | 4,119 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $70,000 | 4,409 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $125,000 | 3,263 |
Total noninterest expense | $914,000 | 4,039 |
Salaries and employee benefits | $525,000 | 3,847 |
Premises and equipment expense | $124,000 | 4,137 |
Additional noninterest expense | $265,000 | 4,125 |
Pre-tax net operating income | $425,000 | 3,939 |
Securities gains (losses) | $22,000 | 1,655 |
Applicable income taxes | $159,000 | 2,988 |
Income before extraordinary items | $288,000 | 4,383 |
Extraordinary gains, net | $0 | 16 |
Net income | $288,000 | 4,382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 3,279 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $273,920 | 4,392 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,999,000 | 4,317 |
Total interest expense | $1,767,000 | 4,397 |
Net interest income | $4,232,000 | 4,184 |
Provision for loan and lease losses | $201,000 | 4,012 |
Total noninterest income | $951,000 | 3,824 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $268,000 | 4,579 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $683,000 | 3,011 |
Total noninterest expense | $3,566,000 | 4,042 |
Salaries and employee benefits | $2,109,000 | 3,762 |
Premises and equipment expense | $468,000 | 4,271 |
Additional noninterest expense | $989,000 | 4,316 |
Pre-tax net operating income | $1,416,000 | 4,275 |
Securities gains (losses) | $11,000 | 3,560 |
Applicable income taxes | $506,000 | 3,353 |
Income before extraordinary items | $921,000 | 4,875 |
Extraordinary gains, net | $0 | 54 |
Net income | $921,000 | 4,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 5,002 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $913,850 | 4,740 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,426,000 | 4,404 |
Total interest expense | $1,360,000 | 4,455 |
Net interest income | $3,066,000 | 4,323 |
Provision for loan and lease losses | $137,000 | 4,061 |
Total noninterest income | $754,000 | 3,773 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $202,000 | 4,592 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $552,000 | 2,960 |
Total noninterest expense | $2,706,000 | 3,989 |
Salaries and employee benefits | $1,598,000 | 3,717 |
Premises and equipment expense | $351,000 | 4,259 |
Additional noninterest expense | $757,000 | 4,234 |
Pre-tax net operating income | $977,000 | 4,604 |
Securities gains (losses) | $9,000 | 3,379 |
Applicable income taxes | $345,000 | 3,665 |
Income before extraordinary items | $641,000 | 5,219 |
Extraordinary gains, net | $0 | 40 |
Net income | $641,000 | 5,219 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 4,987 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $635,150 | 5,074 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,914,000 | 4,467 |
Total interest expense | $937,000 | 4,458 |
Net interest income | $1,977,000 | 4,432 |
Provision for loan and lease losses | $90,000 | 4,018 |
Total noninterest income | $496,000 | 3,759 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $135,000 | 4,548 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $361,000 | 2,960 |
Total noninterest expense | $1,804,000 | 3,992 |
Salaries and employee benefits | $1,059,000 | 3,739 |
Premises and equipment expense | $241,000 | 4,161 |
Additional noninterest expense | $504,000 | 4,217 |
Pre-tax net operating income | $579,000 | 4,929 |
Securities gains (losses) | $8,000 | 3,037 |
Applicable income taxes | $205,000 | 3,917 |
Income before extraordinary items | $382,000 | 5,532 |
Extraordinary gains, net | $0 | 30 |
Net income | $382,000 | 5,531 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,597 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $376,800 | 5,359 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,429,000 | 4,558 |
Total interest expense | $483,000 | 4,444 |
Net interest income | $946,000 | 4,562 |
Provision for loan and lease losses | $44,000 | 4,021 |
Total noninterest income | $250,000 | 3,643 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $72,000 | 4,314 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $178,000 | 2,921 |
Total noninterest expense | $892,000 | 4,018 |
Salaries and employee benefits | $504,000 | 3,874 |
Premises and equipment expense | $135,000 | 3,814 |
Additional noninterest expense | $253,000 | 4,171 |
Pre-tax net operating income | $260,000 | 5,170 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $91,000 | 4,120 |
Income before extraordinary items | $169,000 | 5,731 |
Extraordinary gains, net | $0 | 21 |
Net income | $169,000 | 5,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 2,727 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $169,000 | 5,533 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,792,000 | 4,675 |
Total interest expense | $2,166,000 | 4,555 |
Net interest income | $3,626,000 | 4,658 |
Provision for loan and lease losses | $196,000 | 4,406 |
Total noninterest income | $892,000 | 3,724 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $270,000 | 4,495 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $622,000 | 2,903 |
Total noninterest expense | $3,279,000 | 4,163 |
Salaries and employee benefits | $1,845,000 | 3,995 |
Premises and equipment expense | $492,000 | 3,982 |
Additional noninterest expense | $942,000 | 4,380 |
Pre-tax net operating income | $1,043,000 | 5,099 |
Securities gains (losses) | $5,000 | 3,957 |
Applicable income taxes | $367,000 | 4,063 |
Income before extraordinary items | $681,000 | 5,627 |
Extraordinary gains, net | $0 | 70 |
Net income | $681,000 | 5,626 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,802 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $677,750 | 5,500 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,471,000 | 4,691 |
Total interest expense | $3,322,000 | 4,377 |
Net interest income | $3,149,000 | 4,893 |
Provision for loan and lease losses | $338,000 | 2,977 |
Total noninterest income | $560,000 | 4,761 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $207,000 | 5,081 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $353,000 | 3,798 |
Total noninterest expense | $2,830,000 | 4,538 |
Salaries and employee benefits | $1,559,000 | 4,375 |
Premises and equipment expense | $472,000 | 4,086 |
Additional noninterest expense | $799,000 | 4,788 |
Pre-tax net operating income | $541,000 | 6,395 |
Securities gains (losses) | $6,000 | 3,836 |
Applicable income taxes | $178,000 | 5,210 |
Income before extraordinary items | $369,000 | 6,741 |
Extraordinary gains, net | $0 | 105 |
Net income | $369,000 | 6,742 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $185,000 | 3,001 |
Cash dividends | $225,000 | 4,827 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $364,980 | 6,636 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,060,000 | 5,045 |
Total interest expense | $3,084,000 | 4,822 |
Net interest income | $2,976,000 | 5,187 |
Provision for loan and lease losses | $135,000 | 4,606 |
Total noninterest income | $166,000 | 7,674 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 7,624 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,081 |
Total noninterest expense | $2,117,000 | 5,473 |
Salaries and employee benefits | $1,100,000 | 5,555 |
Premises and equipment expense | $407,000 | 4,455 |
Additional noninterest expense | $610,000 | 5,722 |
Pre-tax net operating income | $890,000 | 5,581 |
Securities gains (losses) | $-45,000 | 9,153 |
Applicable income taxes | $268,000 | 4,834 |
Income before extraordinary items | $577,000 | 5,958 |
Extraordinary gains, net | $0 | 38 |
Net income | $577,000 | 5,956 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 6,414 |
Cash dividends | $250,000 | 4,756 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $607,600 | 5,821 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,660,000 | 5,822 |
Total interest expense | $2,233,000 | 5,592 |
Net interest income | $2,427,000 | 5,908 |
Provision for loan and lease losses | $171,000 | 3,952 |
Total noninterest income | $122,000 | 8,491 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $104,000 | 6,628 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 9,339 |
Total noninterest expense | $1,635,000 | 6,453 |
Salaries and employee benefits | $831,000 | 6,611 |
Premises and equipment expense | $281,000 | 5,670 |
Additional noninterest expense | $523,000 | 6,337 |
Pre-tax net operating income | $743,000 | 6,157 |
Securities gains (losses) | $13,000 | 1,614 |
Applicable income taxes | $240,000 | 5,308 |
Income before extraordinary items | $516,000 | 6,321 |
Extraordinary gains, net | $0 | 35 |
Net income | $516,000 | 6,319 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 4,871 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $507,160 | 6,364 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,807,000 | 6,656 |
Total interest expense | $1,926,000 | 6,310 |
Net interest income | $1,881,000 | 6,888 |
Provision for loan and lease losses | $128,000 | 4,501 |
Total noninterest income | $91,000 | 9,172 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 7,542 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 9,437 |
Total noninterest expense | $1,360,000 | 7,068 |
Salaries and employee benefits | $673,000 | 7,350 |
Premises and equipment expense | $255,000 | 5,896 |
Additional noninterest expense | $432,000 | 6,960 |
Pre-tax net operating income | $484,000 | 7,456 |
Securities gains (losses) | $27,000 | 2,200 |
Applicable income taxes | $50,000 | 8,328 |
Income before extraordinary items | $461,000 | 6,846 |
Extraordinary gains, net | $0 | 32 |
Net income | $461,000 | 6,844 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,720 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $436,700 | 6,903 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,898,000 | 9,142 |
Total interest expense | $854,000 | 9,106 |
Net interest income | $1,044,000 | 9,081 |
Provision for loan and lease losses | $235,000 | 3,109 |
Total noninterest income | $50,000 | 10,283 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 8,702 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 10,359 |
Total noninterest expense | $1,230,000 | 7,570 |
Salaries and employee benefits | $615,000 | 7,815 |
Premises and equipment expense | $253,000 | 6,016 |
Additional noninterest expense | $362,000 | 7,690 |
Pre-tax net operating income | $-371,000 | 10,684 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-371,000 | 10,713 |
Extraordinary gains, net | $0 | 44 |
Net income | $-371,000 | 10,713 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $6,500,000 | 147 |
Net operating income | $-371,000 | 10,694 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.