Home > The Citizens Bank of Fayette > Income and Expense
The Citizens Bank of Fayette, Income and Expense
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 3,373 |
| Total interest expense | $636,000 | 2,827 |
| Net interest income | $4,738,000 | 3,409 |
| Provision for loan and lease losses | $-463,000 | 4,420 |
| Total noninterest income | $2,954,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $132,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,822,000 | 1,545 |
| Total noninterest expense | $4,416,000 | 3,221 |
| Salaries and employee benefits | $2,180,000 | 3,395 |
| Premises and equipment expense | $297,000 | 3,739 |
| Additional noninterest expense | $1,939,000 | 2,640 |
| Pre-tax net operating income | $3,739,000 | 2,412 |
| Securities gains (losses) | $-442,000 | 4,775 |
| Applicable income taxes | $639,000 | 1,935 |
| Income before extraordinary items | $2,658,000 | 2,682 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,658,000 | 2,683 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,658,000 | 2,683 |
| Net charge-offs | $-569,000 | 4,731 |
| Cash dividends | $17,393,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,016,020 | 2,510 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 3,409 |
| Total interest expense | $494,000 | 2,874 |
| Net interest income | $3,621,000 | 3,438 |
| Provision for loan and lease losses | $-430,000 | 4,529 |
| Total noninterest income | $326,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $97,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,756 |
| Total noninterest expense | $2,352,000 | 3,727 |
| Salaries and employee benefits | $1,560,000 | 3,479 |
| Premises and equipment expense | $205,000 | 3,867 |
| Additional noninterest expense | $587,000 | 3,996 |
| Pre-tax net operating income | $2,025,000 | 2,922 |
| Securities gains (losses) | $-331,000 | 4,869 |
| Applicable income taxes | $72,000 | 3,064 |
| Income before extraordinary items | $1,622,000 | 3,042 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,622,000 | 3,042 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,622,000 | 3,042 |
| Net charge-offs | $-540,000 | 4,816 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,939,760 | 2,816 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,416 |
| Total interest expense | $335,000 | 2,928 |
| Net interest income | $2,431,000 | 3,446 |
| Provision for loan and lease losses | $-430,000 | 4,602 |
| Total noninterest income | $185,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $63,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 3,911 |
| Total noninterest expense | $1,596,000 | 3,709 |
| Salaries and employee benefits | $1,061,000 | 3,458 |
| Premises and equipment expense | $136,000 | 3,892 |
| Additional noninterest expense | $399,000 | 3,970 |
| Pre-tax net operating income | $1,450,000 | 2,820 |
| Securities gains (losses) | $-265,000 | 4,910 |
| Applicable income taxes | $46,000 | 3,072 |
| Income before extraordinary items | $1,139,000 | 2,984 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,139,000 | 2,983 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,139,000 | 2,984 |
| Net charge-offs | $-512,000 | 4,872 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,393,400 | 2,709 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 3,357 |
| Total interest expense | $168,000 | 3,013 |
| Net interest income | $1,269,000 | 3,369 |
| Provision for loan and lease losses | $-430,000 | 4,744 |
| Total noninterest income | $102,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,786 |
| Total noninterest expense | $810,000 | 3,699 |
| Salaries and employee benefits | $542,000 | 3,432 |
| Premises and equipment expense | $69,000 | 3,901 |
| Additional noninterest expense | $199,000 | 3,965 |
| Pre-tax net operating income | $991,000 | 2,376 |
| Securities gains (losses) | $-140,000 | 4,897 |
| Applicable income taxes | $6,000 | 3,373 |
| Income before extraordinary items | $845,000 | 2,437 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $845,000 | 2,435 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $845,000 | 2,437 |
| Net charge-offs | $-406,000 | 4,917 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $983,600 | 2,199 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 3,312 |
| Total interest expense | $1,126,000 | 2,756 |
| Net interest income | $4,872,000 | 3,385 |
| Provision for loan and lease losses | $170,000 | 3,178 |
| Total noninterest income | $1,772,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $144,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,628,000 | 2,006 |
| Total noninterest expense | $3,147,000 | 3,739 |
| Salaries and employee benefits | $2,067,000 | 3,524 |
| Premises and equipment expense | $366,000 | 3,541 |
| Additional noninterest expense | $714,000 | 4,100 |
| Pre-tax net operating income | $3,327,000 | 2,307 |
| Securities gains (losses) | $-188,000 | 4,960 |
| Applicable income taxes | $194,000 | 2,587 |
| Income before extraordinary items | $2,945,000 | 2,331 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,945,000 | 2,331 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,945,000 | 2,331 |
| Net charge-offs | $-8,000 | 4,207 |
| Cash dividends | $1,100,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,121,720 | 2,199 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 3,307 |
| Total interest expense | $885,000 | 2,782 |
| Net interest income | $3,716,000 | 3,377 |
| Provision for loan and lease losses | $170,000 | 2,915 |
| Total noninterest income | $1,546,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $111,000 | 3,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,435,000 | 1,785 |
| Total noninterest expense | $2,308,000 | 3,769 |
| Salaries and employee benefits | $1,518,000 | 3,537 |
| Premises and equipment expense | $274,000 | 3,552 |
| Additional noninterest expense | $516,000 | 4,157 |
| Pre-tax net operating income | $2,784,000 | 2,140 |
| Securities gains (losses) | $-69,000 | 4,929 |
| Applicable income taxes | $79,000 | 2,915 |
| Income before extraordinary items | $2,636,000 | 2,070 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,636,000 | 2,071 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,636,000 | 2,071 |
| Net charge-offs | $185,000 | 1,301 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,702,930 | 1,983 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 3,293 |
| Total interest expense | $617,000 | 2,827 |
| Net interest income | $2,531,000 | 3,358 |
| Provision for loan and lease losses | $135,000 | 2,743 |
| Total noninterest income | $1,457,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $75,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,382,000 | 1,374 |
| Total noninterest expense | $1,566,000 | 3,761 |
| Salaries and employee benefits | $1,065,000 | 3,463 |
| Premises and equipment expense | $171,000 | 3,654 |
| Additional noninterest expense | $330,000 | 4,225 |
| Pre-tax net operating income | $2,287,000 | 1,819 |
| Securities gains (losses) | $64,000 | 1,192 |
| Applicable income taxes | $44,000 | 2,950 |
| Income before extraordinary items | $2,307,000 | 1,635 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,307,000 | 1,636 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,307,000 | 1,636 |
| Net charge-offs | $145,000 | 1,171 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,244,280 | 1,633 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 3,330 |
| Total interest expense | $329,000 | 2,877 |
| Net interest income | $1,223,000 | 3,386 |
| Provision for loan and lease losses | $110,000 | 1,881 |
| Total noninterest income | $109,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $44,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,620 |
| Total noninterest expense | $770,000 | 3,824 |
| Salaries and employee benefits | $528,000 | 3,504 |
| Premises and equipment expense | $100,000 | 3,414 |
| Additional noninterest expense | $142,000 | 4,434 |
| Pre-tax net operating income | $452,000 | 2,906 |
| Securities gains (losses) | $67,000 | 747 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $498,000 | 2,634 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $498,000 | 2,633 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $498,000 | 2,635 |
| Net charge-offs | $124,000 | 783 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $433,680 | 2,800 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 3,333 |
| Total interest expense | $1,264,000 | 2,976 |
| Net interest income | $5,095,000 | 3,381 |
| Provision for loan and lease losses | $92,000 | 3,015 |
| Total noninterest income | $515,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $187,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,479 |
| Total noninterest expense | $3,410,000 | 3,697 |
| Salaries and employee benefits | $2,144,000 | 3,487 |
| Premises and equipment expense | $390,000 | 3,518 |
| Additional noninterest expense | $876,000 | 3,978 |
| Pre-tax net operating income | $2,108,000 | 2,954 |
| Securities gains (losses) | $-312,000 | 5,125 |
| Applicable income taxes | $85,000 | 3,095 |
| Income before extraordinary items | $1,711,000 | 3,105 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,711,000 | 3,103 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,711,000 | 3,106 |
| Net charge-offs | $276,000 | 1,416 |
| Cash dividends | $1,100,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,007,400 | 2,855 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 3,379 |
| Total interest expense | $927,000 | 3,031 |
| Net interest income | $3,821,000 | 3,427 |
| Provision for loan and lease losses | $92,000 | 2,652 |
| Total noninterest income | $387,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $139,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,498 |
| Total noninterest expense | $2,435,000 | 3,804 |
| Salaries and employee benefits | $1,579,000 | 3,535 |
| Premises and equipment expense | $261,000 | 3,733 |
| Additional noninterest expense | $595,000 | 4,152 |
| Pre-tax net operating income | $1,681,000 | 2,957 |
| Securities gains (losses) | $-221,000 | 5,193 |
| Applicable income taxes | $68,000 | 3,128 |
| Income before extraordinary items | $1,392,000 | 3,056 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,392,000 | 3,056 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,392,000 | 3,056 |
| Net charge-offs | $290,000 | 1,055 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,601,950 | 2,838 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,417 |
| Total interest expense | $588,000 | 3,087 |
| Net interest income | $2,549,000 | 3,444 |
| Provision for loan and lease losses | $70,000 | 2,482 |
| Total noninterest income | $253,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,493 |
| Total noninterest expense | $1,664,000 | 3,799 |
| Salaries and employee benefits | $1,095,000 | 3,502 |
| Premises and equipment expense | $175,000 | 3,746 |
| Additional noninterest expense | $394,000 | 4,184 |
| Pre-tax net operating income | $1,068,000 | 3,010 |
| Securities gains (losses) | $-134,000 | 5,228 |
| Applicable income taxes | $50,000 | 3,089 |
| Income before extraordinary items | $884,000 | 3,118 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $884,000 | 3,116 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $884,000 | 3,116 |
| Net charge-offs | $267,000 | 844 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,011,300 | 2,909 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 3,452 |
| Total interest expense | $281,000 | 3,134 |
| Net interest income | $1,267,000 | 3,484 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $126,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $43,000 | 3,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $864,000 | 3,760 |
| Salaries and employee benefits | $552,000 | 3,531 |
| Premises and equipment expense | $86,000 | 3,785 |
| Additional noninterest expense | $226,000 | 4,022 |
| Pre-tax net operating income | $529,000 | 2,999 |
| Securities gains (losses) | $-71,000 | 5,276 |
| Applicable income taxes | $31,000 | 2,945 |
| Income before extraordinary items | $427,000 | 3,130 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $427,000 | 3,127 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $427,000 | 3,129 |
| Net charge-offs | $195,000 | 632 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $493,030 | 2,901 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 3,386 |
| Total interest expense | $950,000 | 3,008 |
| Net interest income | $5,198,000 | 3,427 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $76,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $193,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-117,000 | 5,368 |
| Total noninterest expense | $3,030,000 | 3,981 |
| Salaries and employee benefits | $2,121,000 | 3,580 |
| Premises and equipment expense | $335,000 | 3,836 |
| Additional noninterest expense | $574,000 | 4,651 |
| Pre-tax net operating income | $2,244,000 | 2,947 |
| Securities gains (losses) | $-312,000 | 5,211 |
| Applicable income taxes | $94,000 | 3,116 |
| Income before extraordinary items | $1,838,000 | 3,059 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,838,000 | 3,058 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,838,000 | 3,058 |
| Net charge-offs | $-200,000 | 5,175 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,134,400 | 2,829 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 3,415 |
| Total interest expense | $705,000 | 2,948 |
| Net interest income | $3,880,000 | 3,465 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $219,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $147,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,668 |
| Total noninterest expense | $2,083,000 | 4,140 |
| Salaries and employee benefits | $1,418,000 | 3,798 |
| Premises and equipment expense | $222,000 | 4,080 |
| Additional noninterest expense | $443,000 | 4,656 |
| Pre-tax net operating income | $2,016,000 | 2,719 |
| Securities gains (losses) | $-239,000 | 5,337 |
| Applicable income taxes | $86,000 | 3,091 |
| Income before extraordinary items | $1,691,000 | 2,803 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,691,000 | 2,802 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,691,000 | 2,802 |
| Net charge-offs | $-92,000 | 5,099 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,918,050 | 2,581 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 3,424 |
| Total interest expense | $465,000 | 2,895 |
| Net interest income | $2,569,000 | 3,479 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $139,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $97,000 | 3,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,783 |
| Total noninterest expense | $1,443,000 | 4,120 |
| Salaries and employee benefits | $982,000 | 3,747 |
| Premises and equipment expense | $143,000 | 4,159 |
| Additional noninterest expense | $318,000 | 4,608 |
| Pre-tax net operating income | $1,265,000 | 2,792 |
| Securities gains (losses) | $-157,000 | 5,398 |
| Applicable income taxes | $54,000 | 3,098 |
| Income before extraordinary items | $1,054,000 | 2,869 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,054,000 | 2,869 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,054,000 | 2,869 |
| Net charge-offs | $-124,000 | 5,255 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,203,150 | 2,656 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 3,448 |
| Total interest expense | $228,000 | 2,876 |
| Net interest income | $1,268,000 | 3,516 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $64,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $46,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,896 |
| Total noninterest expense | $675,000 | 4,261 |
| Salaries and employee benefits | $419,000 | 4,082 |
| Premises and equipment expense | $71,000 | 4,206 |
| Additional noninterest expense | $185,000 | 4,437 |
| Pre-tax net operating income | $657,000 | 2,683 |
| Securities gains (losses) | $-79,000 | 5,450 |
| Applicable income taxes | $23,000 | 3,171 |
| Income before extraordinary items | $555,000 | 2,737 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $555,000 | 2,737 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $555,000 | 2,737 |
| Net charge-offs | $-40,000 | 5,184 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $630,840 | 2,529 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 3,527 |
| Total interest expense | $792,000 | 2,933 |
| Net interest income | $4,885,000 | 3,582 |
| Provision for loan and lease losses | $-492,000 | 5,511 |
| Total noninterest income | $-376,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $182,000 | 3,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-558,000 | 5,659 |
| Total noninterest expense | $3,166,000 | 4,023 |
| Salaries and employee benefits | $2,146,000 | 3,616 |
| Premises and equipment expense | $376,000 | 3,777 |
| Additional noninterest expense | $644,000 | 4,703 |
| Pre-tax net operating income | $1,835,000 | 3,243 |
| Securities gains (losses) | $-78,000 | 5,371 |
| Applicable income taxes | $89,000 | 3,340 |
| Income before extraordinary items | $1,668,000 | 2,971 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,668,000 | 2,970 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,668,000 | 2,971 |
| Net charge-offs | $-315,000 | 5,510 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,742,100 | 2,888 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 3,584 |
| Total interest expense | $582,000 | 2,955 |
| Net interest income | $3,612,000 | 3,637 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $316,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $137,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 4,092 |
| Total noninterest expense | $2,151,000 | 4,217 |
| Salaries and employee benefits | $1,419,000 | 3,876 |
| Premises and equipment expense | $261,000 | 3,952 |
| Additional noninterest expense | $471,000 | 4,768 |
| Pre-tax net operating income | $1,777,000 | 2,889 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $82,000 | 3,254 |
| Income before extraordinary items | $1,699,000 | 2,665 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,699,000 | 2,665 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,699,000 | 2,665 |
| Net charge-offs | $-326,000 | 5,582 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,695,200 | 2,654 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 3,610 |
| Total interest expense | $381,000 | 2,954 |
| Net interest income | $2,377,000 | 3,665 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $237,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $88,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,853 |
| Total noninterest expense | $1,459,000 | 4,217 |
| Salaries and employee benefits | $878,000 | 4,049 |
| Premises and equipment expense | $175,000 | 3,949 |
| Additional noninterest expense | $406,000 | 4,398 |
| Pre-tax net operating income | $1,155,000 | 2,899 |
| Securities gains (losses) | $-96,000 | 5,703 |
| Applicable income taxes | $50,000 | 3,307 |
| Income before extraordinary items | $1,009,000 | 2,802 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,009,000 | 2,802 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,009,000 | 2,802 |
| Net charge-offs | $-289,000 | 5,653 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,100,200 | 2,650 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 3,635 |
| Total interest expense | $186,000 | 2,989 |
| Net interest income | $1,179,000 | 3,695 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $114,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,979 |
| Total noninterest expense | $714,000 | 4,296 |
| Salaries and employee benefits | $411,000 | 4,220 |
| Premises and equipment expense | $78,000 | 4,172 |
| Additional noninterest expense | $225,000 | 4,262 |
| Pre-tax net operating income | $579,000 | 2,856 |
| Securities gains (losses) | $-38,000 | 5,757 |
| Applicable income taxes | $19,000 | 3,380 |
| Income before extraordinary items | $522,000 | 2,683 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $522,000 | 2,683 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $522,000 | 2,683 |
| Net charge-offs | $-24,000 | 5,315 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $558,480 | 2,565 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 3,642 |
| Total interest expense | $722,000 | 2,987 |
| Net interest income | $4,720,000 | 3,694 |
| Provision for loan and lease losses | $-600,000 | 5,773 |
| Total noninterest income | $-327,000 | 5,895 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $175,000 | 3,754 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-502,000 | 5,903 |
| Total noninterest expense | $3,178,000 | 4,115 |
| Salaries and employee benefits | $2,096,000 | 3,733 |
| Premises and equipment expense | $370,000 | 3,921 |
| Additional noninterest expense | $712,000 | 4,751 |
| Pre-tax net operating income | $1,815,000 | 3,217 |
| Securities gains (losses) | $130,000 | 1,152 |
| Applicable income taxes | $98,000 | 3,320 |
| Income before extraordinary items | $1,847,000 | 2,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,847,000 | 2,924 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,847,000 | 2,924 |
| Net charge-offs | $-141,000 | 5,596 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,723,500 | 2,988 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,637 |
| Total interest expense | $531,000 | 3,026 |
| Net interest income | $3,586,000 | 3,684 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $344,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $130,000 | 3,798 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $214,000 | 4,025 |
| Total noninterest expense | $2,197,000 | 4,303 |
| Salaries and employee benefits | $1,373,000 | 3,995 |
| Premises and equipment expense | $260,000 | 4,068 |
| Additional noninterest expense | $564,000 | 4,695 |
| Pre-tax net operating income | $1,733,000 | 2,856 |
| Securities gains (losses) | $173,000 | 885 |
| Applicable income taxes | $98,000 | 3,236 |
| Income before extraordinary items | $1,808,000 | 2,506 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,808,000 | 2,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,808,000 | 2,507 |
| Net charge-offs | $-63,000 | 5,439 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,643,650 | 2,603 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,633 |
| Total interest expense | $354,000 | 3,040 |
| Net interest income | $2,414,000 | 3,676 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $212,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $83,000 | 3,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,159 |
| Total noninterest expense | $1,469,000 | 4,334 |
| Salaries and employee benefits | $914,000 | 4,035 |
| Premises and equipment expense | $173,000 | 4,090 |
| Additional noninterest expense | $382,000 | 4,706 |
| Pre-tax net operating income | $1,157,000 | 2,816 |
| Securities gains (losses) | $132,000 | 795 |
| Applicable income taxes | $49,000 | 3,407 |
| Income before extraordinary items | $1,240,000 | 2,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,240,000 | 2,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,240,000 | 2,443 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,113,280 | 2,546 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 3,644 |
| Total interest expense | $178,000 | 3,047 |
| Net interest income | $1,203,000 | 3,693 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $102,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $41,000 | 3,874 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $804,000 | 4,169 |
| Salaries and employee benefits | $462,000 | 4,054 |
| Premises and equipment expense | $104,000 | 3,791 |
| Additional noninterest expense | $238,000 | 4,334 |
| Pre-tax net operating income | $501,000 | 3,041 |
| Securities gains (losses) | $-47,000 | 6,060 |
| Applicable income taxes | $21,000 | 3,459 |
| Income before extraordinary items | $433,000 | 2,986 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $433,000 | 2,985 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $433,000 | 2,986 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $477,650 | 2,782 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 3,623 |
| Total interest expense | $774,000 | 2,881 |
| Net interest income | $4,734,000 | 3,710 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $481,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $217,000 | 3,587 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $264,000 | 4,127 |
| Total noninterest expense | $3,088,000 | 4,276 |
| Salaries and employee benefits | $2,066,000 | 3,840 |
| Premises and equipment expense | $332,000 | 4,275 |
| Additional noninterest expense | $690,000 | 4,961 |
| Pre-tax net operating income | $2,127,000 | 2,895 |
| Securities gains (losses) | $-94,000 | 6,075 |
| Applicable income taxes | $96,000 | 3,341 |
| Income before extraordinary items | $1,937,000 | 2,791 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,937,000 | 2,793 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,937,000 | 2,794 |
| Net charge-offs | $149,000 | 2,268 |
| Cash dividends | $1,100,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,026,300 | 2,657 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 3,643 |
| Total interest expense | $591,000 | 2,888 |
| Net interest income | $3,580,000 | 3,728 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $359,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $168,000 | 3,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 4,203 |
| Total noninterest expense | $2,218,000 | 4,392 |
| Salaries and employee benefits | $1,414,000 | 4,043 |
| Premises and equipment expense | $263,000 | 4,228 |
| Additional noninterest expense | $541,000 | 4,926 |
| Pre-tax net operating income | $1,721,000 | 2,840 |
| Securities gains (losses) | $-60,000 | 6,158 |
| Applicable income taxes | $80,000 | 3,394 |
| Income before extraordinary items | $1,581,000 | 2,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,581,000 | 2,676 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,581,000 | 2,677 |
| Net charge-offs | $230,000 | 1,421 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,638,000 | 2,567 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,691 |
| Total interest expense | $404,000 | 2,855 |
| Net interest income | $2,344,000 | 3,787 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $237,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $114,000 | 3,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,275 |
| Total noninterest expense | $1,412,000 | 4,519 |
| Salaries and employee benefits | $886,000 | 4,211 |
| Premises and equipment expense | $191,000 | 4,074 |
| Additional noninterest expense | $335,000 | 5,077 |
| Pre-tax net operating income | $1,169,000 | 2,783 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $55,000 | 3,396 |
| Income before extraordinary items | $1,116,000 | 2,557 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,116,000 | 2,559 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,116,000 | 2,559 |
| Net charge-offs | $115,000 | 1,602 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,114,100 | 2,503 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 3,702 |
| Total interest expense | $213,000 | 2,764 |
| Net interest income | $1,161,000 | 3,818 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $147,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $788,000 | 4,331 |
| Salaries and employee benefits | $510,000 | 3,930 |
| Premises and equipment expense | $97,000 | 4,092 |
| Additional noninterest expense | $181,000 | 4,990 |
| Pre-tax net operating income | $520,000 | 2,947 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $14,000 | 3,696 |
| Income before extraordinary items | $503,000 | 2,717 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $503,000 | 2,720 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $503,000 | 2,720 |
| Net charge-offs | $182,000 | 781 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $505,910 | 2,625 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,756 |
| Total interest expense | $882,000 | 2,835 |
| Net interest income | $4,558,000 | 3,886 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $738,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $283,000 | 3,326 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $455,000 | 3,403 |
| Total noninterest expense | $3,135,000 | 4,382 |
| Salaries and employee benefits | $2,026,000 | 3,953 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $697,000 | 5,165 |
| Pre-tax net operating income | $1,861,000 | 3,105 |
| Securities gains (losses) | $202,000 | 798 |
| Applicable income taxes | $84,000 | 3,485 |
| Income before extraordinary items | $1,979,000 | 2,726 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,979,000 | 2,724 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,979,000 | 2,726 |
| Net charge-offs | $-56,000 | 6,016 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,785,080 | 2,863 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 3,803 |
| Total interest expense | $668,000 | 2,859 |
| Net interest income | $3,391,000 | 3,937 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $527,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $208,000 | 3,391 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $319,000 | 3,547 |
| Total noninterest expense | $2,178,000 | 4,584 |
| Salaries and employee benefits | $1,380,000 | 4,184 |
| Premises and equipment expense | $288,000 | 4,232 |
| Additional noninterest expense | $510,000 | 5,237 |
| Pre-tax net operating income | $1,440,000 | 3,111 |
| Securities gains (losses) | $136,000 | 816 |
| Applicable income taxes | $338,000 | 2,349 |
| Income before extraordinary items | $1,238,000 | 3,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,238,000 | 3,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,238,000 | 3,077 |
| Net charge-offs | $85,000 | 2,837 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,130,560 | 3,226 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 3,822 |
| Total interest expense | $451,000 | 2,862 |
| Net interest income | $2,237,000 | 3,972 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $371,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $136,000 | 3,416 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $235,000 | 3,388 |
| Total noninterest expense | $1,488,000 | 4,561 |
| Salaries and employee benefits | $931,000 | 4,186 |
| Premises and equipment expense | $194,000 | 4,239 |
| Additional noninterest expense | $363,000 | 5,160 |
| Pre-tax net operating income | $820,000 | 3,324 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $225,000 | 2,301 |
| Income before extraordinary items | $592,000 | 3,659 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $592,000 | 3,664 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $592,000 | 3,665 |
| Net charge-offs | $76,000 | 2,440 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $594,160 | 3,589 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,889 |
| Total interest expense | $226,000 | 2,883 |
| Net interest income | $1,093,000 | 4,035 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $226,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $72,000 | 3,281 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $154,000 | 2,936 |
| Total noninterest expense | $774,000 | 4,502 |
| Salaries and employee benefits | $481,000 | 4,145 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $198,000 | 5,028 |
| Pre-tax net operating income | $245,000 | 4,133 |
| Securities gains (losses) | $-24,000 | 6,526 |
| Applicable income taxes | $112,000 | 2,256 |
| Income before extraordinary items | $109,000 | 5,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 5,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $109,000 | 5,070 |
| Net charge-offs | $284,000 | 744 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $124,360 | 4,864 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 3,868 |
| Total interest expense | $912,000 | 3,153 |
| Net interest income | $4,494,000 | 3,976 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $-369,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $326,000 | 3,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-695,000 | 6,759 |
| Total noninterest expense | $3,218,000 | 4,450 |
| Salaries and employee benefits | $2,070,000 | 3,997 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $743,000 | 5,224 |
| Pre-tax net operating income | $907,000 | 4,230 |
| Securities gains (losses) | $-127,000 | 6,578 |
| Applicable income taxes | $35,000 | 3,900 |
| Income before extraordinary items | $745,000 | 4,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 4,359 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $745,000 | 4,360 |
| Net charge-offs | $661,000 | 1,701 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $866,920 | 4,097 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,916 |
| Total interest expense | $688,000 | 3,214 |
| Net interest income | $3,344,000 | 4,022 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $544,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $257,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $287,000 | 3,805 |
| Total noninterest expense | $2,206,000 | 4,675 |
| Salaries and employee benefits | $1,383,000 | 4,270 |
| Premises and equipment expense | $283,000 | 4,384 |
| Additional noninterest expense | $540,000 | 5,294 |
| Pre-tax net operating income | $1,507,000 | 2,911 |
| Securities gains (losses) | $-113,000 | 6,734 |
| Applicable income taxes | $337,000 | 2,320 |
| Income before extraordinary items | $1,057,000 | 3,315 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,057,000 | 3,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,057,000 | 3,319 |
| Net charge-offs | $-148,000 | 6,671 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,142,880 | 3,094 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 3,923 |
| Total interest expense | $465,000 | 3,244 |
| Net interest income | $2,236,000 | 4,006 |
| Provision for loan and lease losses | $175,000 | 2,281 |
| Total noninterest income | $391,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $172,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,652 |
| Total noninterest expense | $1,462,000 | 4,720 |
| Salaries and employee benefits | $907,000 | 4,346 |
| Premises and equipment expense | $184,000 | 4,463 |
| Additional noninterest expense | $371,000 | 5,248 |
| Pre-tax net operating income | $990,000 | 2,920 |
| Securities gains (losses) | $-37,000 | 6,774 |
| Applicable income taxes | $225,000 | 2,317 |
| Income before extraordinary items | $728,000 | 3,237 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $728,000 | 3,239 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $728,000 | 3,240 |
| Net charge-offs | $-295,000 | 6,850 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $756,120 | 3,076 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 3,903 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,140,000 | 3,965 |
| Provision for loan and lease losses | $175,000 | 1,482 |
| Total noninterest income | $121,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,143 |
| Total noninterest expense | $729,000 | 4,759 |
| Salaries and employee benefits | $477,000 | 4,265 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $157,000 | 5,611 |
| Pre-tax net operating income | $357,000 | 3,481 |
| Securities gains (losses) | $-12,000 | 6,823 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $232,000 | 4,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $232,000 | 4,019 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $232,000 | 4,019 |
| Net charge-offs | $-236,000 | 6,932 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $240,040 | 3,870 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 3,965 |
| Total interest expense | $1,134,000 | 3,313 |
| Net interest income | $4,576,000 | 4,046 |
| Provision for loan and lease losses | $696,000 | 2,273 |
| Total noninterest income | $724,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $342,000 | 3,232 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $382,000 | 3,692 |
| Total noninterest expense | $3,151,000 | 4,621 |
| Salaries and employee benefits | $2,044,000 | 4,085 |
| Premises and equipment expense | $416,000 | 4,231 |
| Additional noninterest expense | $691,000 | 5,565 |
| Pre-tax net operating income | $1,453,000 | 3,382 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $-67,000 | 6,663 |
| Income before extraordinary items | $1,544,000 | 3,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 3,068 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,544,000 | 3,069 |
| Net charge-offs | $1,479,000 | 1,417 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,520,000 | 2,975 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 4,019 |
| Total interest expense | $872,000 | 3,373 |
| Net interest income | $3,424,000 | 4,109 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $590,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $329,000 | 3,557 |
| Total noninterest expense | $2,111,000 | 4,928 |
| Salaries and employee benefits | $1,316,000 | 4,478 |
| Premises and equipment expense | $293,000 | 4,408 |
| Additional noninterest expense | $502,000 | 5,671 |
| Pre-tax net operating income | $1,428,000 | 2,977 |
| Securities gains (losses) | $35,000 | 2,632 |
| Applicable income taxes | $259,000 | 2,606 |
| Income before extraordinary items | $1,204,000 | 3,064 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,204,000 | 3,064 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,204,000 | 3,063 |
| Net charge-offs | $352,000 | 2,634 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,175,300 | 2,972 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 3,955 |
| Total interest expense | $596,000 | 3,417 |
| Net interest income | $2,381,000 | 4,005 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $407,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 3,536 |
| Total noninterest expense | $1,388,000 | 4,991 |
| Salaries and employee benefits | $866,000 | 4,541 |
| Premises and equipment expense | $197,000 | 4,403 |
| Additional noninterest expense | $325,000 | 5,767 |
| Pre-tax net operating income | $1,400,000 | 2,256 |
| Securities gains (losses) | $47,000 | 2,091 |
| Applicable income taxes | $225,000 | 2,336 |
| Income before extraordinary items | $1,222,000 | 2,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,222,000 | 2,237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,222,000 | 2,237 |
| Net charge-offs | $-142,000 | 7,130 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,182,520 | 2,169 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,988 |
| Total interest expense | $299,000 | 3,524 |
| Net interest income | $1,191,000 | 4,031 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $94,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $715,000 | 4,945 |
| Salaries and employee benefits | $449,000 | 4,477 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $170,000 | 5,702 |
| Pre-tax net operating income | $670,000 | 2,341 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $112,000 | 2,340 |
| Income before extraordinary items | $558,000 | 2,394 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $558,000 | 2,396 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $558,000 | 2,397 |
| Net charge-offs | $-130,000 | 7,198 |
| Cash dividends | $2,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $558,000 | 2,277 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 3,880 |
| Total interest expense | $1,363,000 | 3,672 |
| Net interest income | $5,083,000 | 3,867 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $650,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $357,000 | 3,262 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $293,000 | 3,905 |
| Total noninterest expense | $3,248,000 | 4,659 |
| Salaries and employee benefits | $2,058,000 | 4,106 |
| Premises and equipment expense | $380,000 | 4,677 |
| Additional noninterest expense | $810,000 | 5,390 |
| Pre-tax net operating income | $2,485,000 | 2,146 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,000 | 6,521 |
| Income before extraordinary items | $2,487,000 | 1,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,487,000 | 1,885 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,487,000 | 1,885 |
| Net charge-offs | $2,115,000 | 1,497 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,487,000 | 1,794 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 3,898 |
| Total interest expense | $1,042,000 | 3,734 |
| Net interest income | $3,839,000 | 3,864 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $686,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $262,000 | 3,315 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $424,000 | 2,940 |
| Total noninterest expense | $2,210,000 | 4,934 |
| Salaries and employee benefits | $1,327,000 | 4,504 |
| Premises and equipment expense | $279,000 | 4,787 |
| Additional noninterest expense | $604,000 | 5,426 |
| Pre-tax net operating income | $2,315,000 | 1,863 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $2,304,000 | 1,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,304,000 | 1,640 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,304,000 | 1,640 |
| Net charge-offs | $1,095,000 | 1,808 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,304,000 | 1,562 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,890 |
| Total interest expense | $717,000 | 3,751 |
| Net interest income | $2,580,000 | 3,864 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $532,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $166,000 | 3,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 2,570 |
| Total noninterest expense | $1,408,000 | 5,102 |
| Salaries and employee benefits | $796,000 | 4,830 |
| Premises and equipment expense | $189,000 | 4,800 |
| Additional noninterest expense | $423,000 | 5,392 |
| Pre-tax net operating income | $1,704,000 | 1,664 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,704,000 | 1,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,704,000 | 1,444 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,704,000 | 1,444 |
| Net charge-offs | $883,000 | 1,582 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,704,000 | 1,387 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,896 |
| Total interest expense | $379,000 | 3,728 |
| Net interest income | $1,291,000 | 3,864 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $305,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $222,000 | 2,339 |
| Total noninterest expense | $782,000 | 4,857 |
| Salaries and employee benefits | $449,000 | 4,510 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $237,000 | 5,134 |
| Pre-tax net operating income | $814,000 | 1,753 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $814,000 | 1,467 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $814,000 | 1,467 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $814,000 | 1,467 |
| Net charge-offs | $-29,000 | 7,265 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $814,000 | 1,421 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 3,799 |
| Total interest expense | $1,868,000 | 3,743 |
| Net interest income | $5,445,000 | 3,736 |
| Provision for loan and lease losses | $3,371,000 | 1,495 |
| Total noninterest income | $739,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $359,000 | 3,284 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $380,000 | 3,598 |
| Total noninterest expense | $3,808,000 | 4,347 |
| Salaries and employee benefits | $1,926,000 | 4,347 |
| Premises and equipment expense | $389,000 | 4,811 |
| Additional noninterest expense | $1,493,000 | 4,019 |
| Pre-tax net operating income | $-995,000 | 6,477 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $-83,000 | 6,803 |
| Income before extraordinary items | $-908,000 | 6,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-908,000 | 6,556 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-908,000 | 6,556 |
| Net charge-offs | $2,072,000 | 1,825 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-911,680 | 6,515 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 3,833 |
| Total interest expense | $1,457,000 | 3,777 |
| Net interest income | $4,101,000 | 3,768 |
| Provision for loan and lease losses | $2,821,000 | 1,321 |
| Total noninterest income | $470,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $278,000 | 3,289 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $192,000 | 4,237 |
| Total noninterest expense | $2,377,000 | 4,879 |
| Salaries and employee benefits | $1,243,000 | 4,808 |
| Premises and equipment expense | $252,000 | 5,221 |
| Additional noninterest expense | $882,000 | 4,653 |
| Pre-tax net operating income | $-627,000 | 6,611 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $68,000 | 3,378 |
| Income before extraordinary items | $-694,000 | 6,771 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-694,000 | 6,772 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-694,000 | 6,772 |
| Net charge-offs | $615,000 | 2,788 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-695,000 | 6,721 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 3,947 |
| Total interest expense | $1,008,000 | 3,786 |
| Net interest income | $2,581,000 | 3,930 |
| Provision for loan and lease losses | $2,822,000 | 992 |
| Total noninterest income | $304,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $185,000 | 3,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 4,352 |
| Total noninterest expense | $1,688,000 | 4,714 |
| Salaries and employee benefits | $830,000 | 4,819 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $687,000 | 4,221 |
| Pre-tax net operating income | $-1,625,000 | 7,194 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $54,000 | 3,226 |
| Income before extraordinary items | $-1,674,000 | 7,286 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,674,000 | 7,285 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,674,000 | 7,286 |
| Net charge-offs | $982,000 | 1,748 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,679,000 | 7,277 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,967 |
| Total interest expense | $514,000 | 3,856 |
| Net interest income | $1,308,000 | 3,915 |
| Provision for loan and lease losses | $147,000 | 3,491 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $96,000 | 3,228 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $751,000 | 5,114 |
| Salaries and employee benefits | $380,000 | 5,133 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $296,000 | 4,619 |
| Pre-tax net operating income | $508,000 | 2,383 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $468,000 | 2,257 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $468,000 | 2,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $468,000 | 2,257 |
| Net charge-offs | $44,000 | 3,838 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $468,000 | 2,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 3,934 |
| Total interest expense | $2,515,000 | 3,872 |
| Net interest income | $5,156,000 | 3,863 |
| Provision for loan and lease losses | $4,462,000 | 1,548 |
| Total noninterest income | $1,321,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $457,000 | 3,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $864,000 | 2,343 |
| Total noninterest expense | $4,104,000 | 4,263 |
| Salaries and employee benefits | $2,061,000 | 4,260 |
| Premises and equipment expense | $368,000 | 5,198 |
| Additional noninterest expense | $1,675,000 | 3,780 |
| Pre-tax net operating income | $-2,089,000 | 6,656 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $-84,000 | 6,536 |
| Income before extraordinary items | $-1,997,000 | 6,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,997,000 | 6,752 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,997,000 | 6,752 |
| Net charge-offs | $3,942,000 | 1,358 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,004,680 | 6,755 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 3,956 |
| Total interest expense | $1,953,000 | 3,908 |
| Net interest income | $3,865,000 | 3,875 |
| Provision for loan and lease losses | $939,000 | 2,872 |
| Total noninterest income | $601,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $361,000 | 2,990 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $240,000 | 3,977 |
| Total noninterest expense | $3,117,000 | 4,253 |
| Salaries and employee benefits | $1,239,000 | 4,951 |
| Premises and equipment expense | $235,000 | 5,602 |
| Additional noninterest expense | $1,643,000 | 3,058 |
| Pre-tax net operating income | $410,000 | 4,163 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $25,000 | 3,707 |
| Income before extraordinary items | $394,000 | 4,075 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $394,000 | 4,071 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $394,000 | 4,074 |
| Net charge-offs | $381,000 | 3,410 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $385,540 | 4,015 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 4,018 |
| Total interest expense | $1,346,000 | 3,935 |
| Net interest income | $2,491,000 | 3,952 |
| Provision for loan and lease losses | $939,000 | 2,147 |
| Total noninterest income | $402,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $244,000 | 2,911 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $1,742,000 | 4,795 |
| Salaries and employee benefits | $830,000 | 4,986 |
| Premises and equipment expense | $158,000 | 5,625 |
| Additional noninterest expense | $754,000 | 4,048 |
| Pre-tax net operating income | $212,000 | 4,578 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $36,000 | 3,368 |
| Income before extraordinary items | $176,000 | 4,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 4,692 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $176,000 | 4,692 |
| Net charge-offs | $266,000 | 3,080 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $176,000 | 4,606 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 3,893 |
| Total interest expense | $705,000 | 3,934 |
| Net interest income | $1,328,000 | 3,778 |
| Provision for loan and lease losses | $668,000 | 1,507 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $723,000 | 5,289 |
| Salaries and employee benefits | $468,000 | 4,686 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $177,000 | 5,904 |
| Pre-tax net operating income | $151,000 | 4,499 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,000 | 7,065 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $152,000 | 4,166 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,560,000 | 3,655 |
| Total interest expense | $4,208,000 | 3,390 |
| Net interest income | $5,352,000 | 3,768 |
| Provision for loan and lease losses | $5,633,000 | 927 |
| Total noninterest income | $871,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $519,000 | 2,926 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $352,000 | 3,816 |
| Total noninterest expense | $3,190,000 | 4,919 |
| Salaries and employee benefits | $2,139,000 | 4,233 |
| Premises and equipment expense | $381,000 | 5,220 |
| Additional noninterest expense | $670,000 | 5,931 |
| Pre-tax net operating income | $-2,600,000 | 7,511 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-170,000 | 7,187 |
| Income before extraordinary items | $-2,426,000 | 7,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,426,000 | 7,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,033,000 | 685 |
| Cash dividends | $3,400,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,429,720 | 7,581 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 3,662 |
| Total interest expense | $3,348,000 | 3,344 |
| Net interest income | $3,950,000 | 3,834 |
| Provision for loan and lease losses | $4,433,000 | 699 |
| Total noninterest income | $651,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $382,000 | 2,999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $269,000 | 3,883 |
| Total noninterest expense | $2,178,000 | 5,208 |
| Salaries and employee benefits | $1,423,000 | 4,646 |
| Premises and equipment expense | $282,000 | 5,262 |
| Additional noninterest expense | $473,000 | 6,058 |
| Pre-tax net operating income | $-2,010,000 | 7,864 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $174,000 | 3,064 |
| Income before extraordinary items | $-2,180,000 | 7,894 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,180,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,652,000 | 954 |
| Cash dividends | $3,400,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,184,000 | 7,970 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 3,713 |
| Total interest expense | $2,372,000 | 3,308 |
| Net interest income | $2,490,000 | 3,979 |
| Provision for loan and lease losses | $4,333,000 | 480 |
| Total noninterest income | $429,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $1,422,000 | 5,295 |
| Salaries and employee benefits | $951,000 | 4,690 |
| Premises and equipment expense | $178,000 | 5,454 |
| Additional noninterest expense | $293,000 | 6,244 |
| Pre-tax net operating income | $-2,836,000 | 8,227 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $116,000 | 3,309 |
| Income before extraordinary items | $-2,947,000 | 8,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,947,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,562,000 | 646 |
| Cash dividends | $3,400,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,952,000 | 8,261 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 3,655 |
| Total interest expense | $1,320,000 | 3,209 |
| Net interest income | $1,243,000 | 3,996 |
| Provision for loan and lease losses | $4,133,000 | 243 |
| Total noninterest income | $220,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $131,000 | 2,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $697,000 | 5,380 |
| Salaries and employee benefits | $449,000 | 4,893 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $159,000 | 6,022 |
| Pre-tax net operating income | $-3,367,000 | 8,409 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $-3,420,000 | 8,421 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,420,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,582,000 | 343 |
| Cash dividends | $3,400,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,425,000 | 8,418 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 3,288 |
| Total interest expense | $5,600,000 | 3,181 |
| Net interest income | $6,380,000 | 3,357 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $836,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $457,000 | 3,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $379,000 | 3,835 |
| Total noninterest expense | $2,634,000 | 5,445 |
| Salaries and employee benefits | $1,737,000 | 4,868 |
| Premises and equipment expense | $366,000 | 5,284 |
| Additional noninterest expense | $531,000 | 6,431 |
| Pre-tax net operating income | $3,882,000 | 2,032 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $252,000 | 3,603 |
| Income before extraordinary items | $3,630,000 | 1,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,630,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 1,266 |
| Cash dividends | $3,700,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,630,000 | 1,727 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 3,291 |
| Total interest expense | $4,176,000 | 3,192 |
| Net interest income | $4,824,000 | 3,330 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $626,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $289,000 | 3,812 |
| Total noninterest expense | $1,792,000 | 5,715 |
| Salaries and employee benefits | $1,116,000 | 5,307 |
| Premises and equipment expense | $255,000 | 5,484 |
| Additional noninterest expense | $421,000 | 6,264 |
| Pre-tax net operating income | $3,358,000 | 1,921 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $190,000 | 3,777 |
| Income before extraordinary items | $3,168,000 | 1,599 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,168,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $3,700,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,168,000 | 1,584 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 3,344 |
| Total interest expense | $2,686,000 | 3,265 |
| Net interest income | $3,201,000 | 3,365 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $425,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $198,000 | 3,800 |
| Total noninterest expense | $1,212,000 | 5,695 |
| Salaries and employee benefits | $761,000 | 5,286 |
| Premises and equipment expense | $172,000 | 5,477 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $2,414,000 | 1,860 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $127,000 | 3,852 |
| Income before extraordinary items | $2,288,000 | 1,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,288,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,952 |
| Cash dividends | $3,700,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,287,050 | 1,514 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 3,424 |
| Total interest expense | $1,253,000 | 3,428 |
| Net interest income | $1,593,000 | 3,368 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $200,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $107,000 | 3,307 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $641,000 | 5,547 |
| Salaries and employee benefits | $404,000 | 5,135 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $1,152,000 | 1,927 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $63,000 | 3,846 |
| Income before extraordinary items | $1,088,000 | 1,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,088,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $3,700,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,088,950 | 1,573 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,542,000 | 3,442 |
| Total interest expense | $4,340,000 | 3,385 |
| Net interest income | $6,202,000 | 3,437 |
| Provision for loan and lease losses | $465,000 | 2,025 |
| Total noninterest income | $796,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $454,000 | 3,273 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $342,000 | 4,047 |
| Total noninterest expense | $2,884,000 | 5,011 |
| Salaries and employee benefits | $1,743,000 | 4,726 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $746,000 | 5,452 |
| Pre-tax net operating income | $3,649,000 | 2,401 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $217,000 | 4,210 |
| Income before extraordinary items | $3,444,000 | 2,046 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,444,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,351 |
| Cash dividends | $3,600,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,432,720 | 2,037 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 3,453 |
| Total interest expense | $3,153,000 | 3,364 |
| Net interest income | $4,632,000 | 3,466 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $579,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $327,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,081 |
| Total noninterest expense | $2,045,000 | 5,201 |
| Salaries and employee benefits | $1,166,000 | 5,067 |
| Premises and equipment expense | $284,000 | 5,124 |
| Additional noninterest expense | $595,000 | 5,247 |
| Pre-tax net operating income | $3,026,000 | 2,312 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $189,000 | 4,200 |
| Income before extraordinary items | $2,836,000 | 1,930 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,836,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $3,600,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,836,940 | 1,916 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,473 |
| Total interest expense | $2,010,000 | 3,361 |
| Net interest income | $3,041,000 | 3,511 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $213,000 | 3,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,078 |
| Total noninterest expense | $1,222,000 | 5,549 |
| Salaries and employee benefits | $762,000 | 5,146 |
| Premises and equipment expense | $186,000 | 5,159 |
| Additional noninterest expense | $274,000 | 6,341 |
| Pre-tax net operating income | $2,061,000 | 2,250 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $126,000 | 4,242 |
| Income before extraordinary items | $1,938,000 | 1,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,938,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,217 |
| Cash dividends | $3,600,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,935,180 | 1,869 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 3,462 |
| Total interest expense | $939,000 | 3,419 |
| Net interest income | $1,545,000 | 3,461 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $184,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 3,481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $629,000 | 5,465 |
| Salaries and employee benefits | $406,000 | 4,960 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $1,100,000 | 2,118 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $63,000 | 4,198 |
| Income before extraordinary items | $1,039,000 | 1,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $3,600,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,037,120 | 1,714 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,438 |
| Total interest expense | $2,780,000 | 3,540 |
| Net interest income | $6,169,000 | 3,349 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $724,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $407,000 | 3,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $317,000 | 4,218 |
| Total noninterest expense | $2,739,000 | 5,077 |
| Salaries and employee benefits | $1,654,000 | 4,751 |
| Premises and equipment expense | $403,000 | 4,830 |
| Additional noninterest expense | $682,000 | 5,666 |
| Pre-tax net operating income | $4,154,000 | 2,160 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $249,000 | 4,369 |
| Income before extraordinary items | $3,909,000 | 1,768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,909,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,232 |
| Cash dividends | $3,800,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,905,240 | 1,746 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 3,425 |
| Total interest expense | $1,962,000 | 3,562 |
| Net interest income | $4,655,000 | 3,327 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $541,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $297,000 | 3,574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,175 |
| Total noninterest expense | $1,965,000 | 5,204 |
| Salaries and employee benefits | $1,123,000 | 5,029 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $550,000 | 5,409 |
| Pre-tax net operating income | $3,231,000 | 2,106 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $189,000 | 4,492 |
| Income before extraordinary items | $3,047,000 | 1,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,047,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,677 |
| Cash dividends | $3,800,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,042,300 | 1,702 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 3,420 |
| Total interest expense | $1,226,000 | 3,567 |
| Net interest income | $3,079,000 | 3,335 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $361,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $172,000 | 4,030 |
| Total noninterest expense | $1,445,000 | 4,852 |
| Salaries and employee benefits | $726,000 | 5,125 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $523,000 | 4,222 |
| Pre-tax net operating income | $1,995,000 | 2,194 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $126,000 | 4,495 |
| Income before extraordinary items | $1,874,000 | 1,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,874,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,542 |
| Cash dividends | $3,800,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,869,300 | 1,793 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 3,459 |
| Total interest expense | $563,000 | 3,691 |
| Net interest income | $1,536,000 | 3,346 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $631,000 | 5,346 |
| Salaries and employee benefits | $363,000 | 5,156 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $1,077,000 | 2,045 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $1,013,000 | 1,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,013,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,731 |
| Cash dividends | $3,800,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,013,000 | 1,621 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 3,313 |
| Total interest expense | $1,814,000 | 3,947 |
| Net interest income | $6,488,000 | 3,089 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $420,000 | 3,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $271,000 | 4,464 |
| Total noninterest expense | $2,609,000 | 5,148 |
| Salaries and employee benefits | $1,591,000 | 4,742 |
| Premises and equipment expense | $336,000 | 5,354 |
| Additional noninterest expense | $682,000 | 5,603 |
| Pre-tax net operating income | $4,570,000 | 1,833 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $246,000 | 4,476 |
| Income before extraordinary items | $4,327,000 | 1,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,327,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,025 |
| Cash dividends | $4,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,324,150 | 1,435 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 3,291 |
| Total interest expense | $1,316,000 | 4,017 |
| Net interest income | $4,905,000 | 3,057 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $562,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $321,000 | 3,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $241,000 | 4,126 |
| Total noninterest expense | $1,727,000 | 5,537 |
| Salaries and employee benefits | $1,077,000 | 5,045 |
| Premises and equipment expense | $215,000 | 5,770 |
| Additional noninterest expense | $435,000 | 6,045 |
| Pre-tax net operating income | $3,740,000 | 1,716 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $229,000 | 4,232 |
| Income before extraordinary items | $3,515,000 | 1,390 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,515,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $4,300,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,511,240 | 1,350 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 3,299 |
| Total interest expense | $861,000 | 4,057 |
| Net interest income | $3,280,000 | 3,040 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $398,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $216,000 | 3,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $1,115,000 | 5,666 |
| Salaries and employee benefits | $700,000 | 5,166 |
| Premises and equipment expense | $143,000 | 5,814 |
| Additional noninterest expense | $272,000 | 6,279 |
| Pre-tax net operating income | $2,563,000 | 1,648 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $152,000 | 4,229 |
| Income before extraordinary items | $2,403,000 | 1,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,403,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,376 |
| Cash dividends | $4,300,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,410,520 | 1,295 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 3,287 |
| Total interest expense | $437,000 | 4,059 |
| Net interest income | $1,640,000 | 3,023 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $223,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $119,000 | 3,364 |
| Total noninterest expense | $562,000 | 5,660 |
| Salaries and employee benefits | $325,000 | 5,473 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $1,301,000 | 1,596 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $76,000 | 4,215 |
| Income before extraordinary items | $1,230,000 | 1,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,230,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,213 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,225,300 | 1,256 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,742,000 | 3,182 |
| Total interest expense | $2,185,000 | 3,737 |
| Net interest income | $6,557,000 | 2,929 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $896,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $477,000 | 3,209 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $2,469,000 | 5,261 |
| Salaries and employee benefits | $1,506,000 | 4,835 |
| Premises and equipment expense | $314,000 | 5,535 |
| Additional noninterest expense | $649,000 | 5,735 |
| Pre-tax net operating income | $4,744,000 | 1,701 |
| Securities gains (losses) | $83,000 | 2,060 |
| Applicable income taxes | $303,000 | 4,269 |
| Income before extraordinary items | $4,524,000 | 1,397 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,524,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,445,980 | 1,357 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 3,198 |
| Total interest expense | $1,717,000 | 3,693 |
| Net interest income | $4,916,000 | 2,938 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $651,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $356,000 | 3,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 4,072 |
| Total noninterest expense | $1,629,000 | 5,695 |
| Salaries and employee benefits | $975,000 | 5,335 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $436,000 | 6,085 |
| Pre-tax net operating income | $3,938,000 | 1,602 |
| Securities gains (losses) | $66,000 | 2,089 |
| Applicable income taxes | $186,000 | 4,765 |
| Income before extraordinary items | $3,818,000 | 1,292 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,818,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,926 |
| Cash dividends | $4,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,755,300 | 1,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,175 |
| Total interest expense | $1,204,000 | 3,655 |
| Net interest income | $3,282,000 | 2,928 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $441,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $234,000 | 3,234 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $207,000 | 3,972 |
| Total noninterest expense | $1,124,000 | 5,568 |
| Salaries and employee benefits | $662,000 | 5,283 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $318,000 | 5,776 |
| Pre-tax net operating income | $2,599,000 | 1,614 |
| Securities gains (losses) | $45,000 | 2,091 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $2,520,000 | 1,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,520,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 9,120 |
| Cash dividends | $4,000,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,477,250 | 1,244 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 3,197 |
| Total interest expense | $624,000 | 3,630 |
| Net interest income | $1,617,000 | 2,959 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $209,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $566,000 | 5,543 |
| Salaries and employee benefits | $297,000 | 5,656 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $1,260,000 | 1,660 |
| Securities gains (losses) | $23,000 | 1,827 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $1,221,000 | 1,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,221,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $4,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,199,150 | 1,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,759,000 | 3,081 |
| Total interest expense | $3,033,000 | 3,507 |
| Net interest income | $6,726,000 | 2,833 |
| Provision for loan and lease losses | $1,370,000 | 1,018 |
| Total noninterest income | $860,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $491,000 | 3,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,835 |
| Total noninterest expense | $2,337,000 | 5,318 |
| Salaries and employee benefits | $1,362,000 | 5,039 |
| Premises and equipment expense | $318,000 | 5,381 |
| Additional noninterest expense | $657,000 | 5,620 |
| Pre-tax net operating income | $3,879,000 | 2,033 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $227,000 | 4,927 |
| Income before extraordinary items | $3,684,000 | 1,626 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,684,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $895,000 | 1,071 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,653,920 | 1,588 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,789,000 | 3,105 |
| Total interest expense | $4,822,000 | 3,248 |
| Net interest income | $5,967,000 | 2,956 |
| Provision for loan and lease losses | $1,482,000 | 915 |
| Total noninterest income | $620,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $508,000 | 2,807 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $2,262,000 | 5,291 |
| Salaries and employee benefits | $1,260,000 | 5,137 |
| Premises and equipment expense | $230,000 | 6,354 |
| Additional noninterest expense | $772,000 | 4,908 |
| Pre-tax net operating income | $2,843,000 | 2,391 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $170,000 | 5,274 |
| Income before extraordinary items | $2,753,000 | 1,907 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,753,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 1,006 |
| Cash dividends | $3,379,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,677,800 | 1,881 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,529,000 | 3,257 |
| Total interest expense | $5,291,000 | 3,150 |
| Net interest income | $5,238,000 | 3,333 |
| Provision for loan and lease losses | $535,000 | 1,778 |
| Total noninterest income | $9,231,000 | 619 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $504,000 | 2,669 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,727,000 | 456 |
| Total noninterest expense | $2,208,000 | 5,317 |
| Salaries and employee benefits | $1,223,000 | 5,137 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $824,000 | 4,638 |
| Pre-tax net operating income | $11,726,000 | 684 |
| Securities gains (losses) | $28,000 | 862 |
| Applicable income taxes | $183,000 | 5,565 |
| Income before extraordinary items | $11,571,000 | 510 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,571,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,543,560 | 508 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,812,000 | 3,276 |
| Total interest expense | $4,347,000 | 3,346 |
| Net interest income | $5,465,000 | 3,173 |
| Provision for loan and lease losses | $961,000 | 1,014 |
| Total noninterest income | $486,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 3,165 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $12,104,000 | 1,140 |
| Salaries and employee benefits | $1,212,000 | 5,127 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $10,730,000 | 573 |
| Pre-tax net operating income | $-7,114,000 | 10,218 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $-80,000 | 9,887 |
| Income before extraordinary items | $-7,048,000 | 10,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-7,048,000 | 10,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 903 |
| Cash dividends | $2,800,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-7,034,140 | 10,203 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,697,000 | 3,326 |
| Total interest expense | $4,289,000 | 3,462 |
| Net interest income | $5,408,000 | 3,178 |
| Provision for loan and lease losses | $380,000 | 2,152 |
| Total noninterest income | $521,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $439,000 | 2,892 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $2,081,000 | 5,449 |
| Salaries and employee benefits | $1,108,000 | 5,374 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $783,000 | 4,754 |
| Pre-tax net operating income | $3,468,000 | 2,085 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $214,000 | 6,034 |
| Income before extraordinary items | $3,247,000 | 1,623 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,247,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,253,580 | 1,560 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 3,484 |
| Total interest expense | $4,317,000 | 3,415 |
| Net interest income | $4,961,000 | 3,518 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $446,000 | 2,918 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,646,000 | 6,422 |
| Salaries and employee benefits | $1,110,000 | 5,435 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $371,000 | 7,614 |
| Pre-tax net operating income | $3,731,000 | 2,016 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $1,077,000 | 2,289 |
| Income before extraordinary items | $2,665,000 | 1,982 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,665,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,116 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,657,190 | 1,930 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 3,716 |
| Total interest expense | $3,952,000 | 3,749 |
| Net interest income | $4,760,000 | 3,710 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $566,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $471,000 | 2,875 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,629,000 | 6,761 |
| Salaries and employee benefits | $1,074,000 | 5,684 |
| Premises and equipment expense | $186,000 | 7,295 |
| Additional noninterest expense | $369,000 | 8,163 |
| Pre-tax net operating income | $3,597,000 | 2,003 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $1,024,000 | 2,308 |
| Income before extraordinary items | $2,586,000 | 1,915 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,586,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,576,640 | 1,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,789 |
| Total interest expense | $3,785,000 | 3,867 |
| Net interest income | $4,738,000 | 3,707 |
| Provision for loan and lease losses | $165,000 | 3,441 |
| Total noninterest income | $522,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $468,000 | 2,903 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,659,000 | 6,824 |
| Salaries and employee benefits | $1,046,000 | 5,821 |
| Premises and equipment expense | $192,000 | 7,359 |
| Additional noninterest expense | $421,000 | 7,996 |
| Pre-tax net operating income | $3,436,000 | 2,136 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $1,007,000 | 2,366 |
| Income before extraordinary items | $2,437,000 | 2,072 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,437,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,384 |
| Cash dividends | $244,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,431,320 | 2,038 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 3,791 |
| Total interest expense | $2,845,000 | 4,154 |
| Net interest income | $5,058,000 | 3,520 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $545,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $444,000 | 3,082 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,678,000 | 7,047 |
| Salaries and employee benefits | $990,000 | 6,138 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $3,760,000 | 1,890 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $1,138,000 | 1,981 |
| Income before extraordinary items | $2,651,000 | 1,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,651,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $281,000 | 4,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,630,700 | 1,857 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 3,957 |
| Total interest expense | $2,653,000 | 4,577 |
| Net interest income | $5,036,000 | 3,551 |
| Provision for loan and lease losses | $351,000 | 2,700 |
| Total noninterest income | $716,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $1,582,000 | 7,553 |
| Salaries and employee benefits | $952,000 | 6,406 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $471,000 | 8,505 |
| Pre-tax net operating income | $3,819,000 | 1,807 |
| Securities gains (losses) | $239,000 | 1,492 |
| Applicable income taxes | $1,113,000 | 2,050 |
| Income before extraordinary items | $2,945,000 | 1,709 |
| Extraordinary gains, net | $207,000 | 987 |
| Net income | $3,152,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,237 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,770,530 | 1,699 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 4,026 |
| Total interest expense | $3,183,000 | 4,911 |
| Net interest income | $5,397,000 | 3,379 |
| Provision for loan and lease losses | $202,000 | 5,177 |
| Total noninterest income | $459,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $383,000 | 3,626 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,584,000 | 7,628 |
| Salaries and employee benefits | $914,000 | 6,538 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $517,000 | 8,287 |
| Pre-tax net operating income | $4,070,000 | 1,543 |
| Securities gains (losses) | $-342,000 | 13,884 |
| Applicable income taxes | $1,309,000 | 1,617 |
| Income before extraordinary items | $2,419,000 | 1,881 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,419,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $2,230,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,641,300 | 1,598 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.