Home > The Citizens Bank of Cochran > Income and Expense
The Citizens Bank of Cochran, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 2,841 |
| Total interest expense | $2,292,000 | 2,907 |
| Net interest income | $7,721,000 | 2,748 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $574,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $97,000 | 3,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,020 |
| Total noninterest expense | $4,285,000 | 3,256 |
| Salaries and employee benefits | $2,318,000 | 3,275 |
| Premises and equipment expense | $410,000 | 3,217 |
| Additional noninterest expense | $477,000 | 3,020 |
| Pre-tax net operating income | $4,010,000 | 2,173 |
| Securities gains (losses) | $-27,000 | 3,523 |
| Applicable income taxes | $1,062,000 | 1,405 |
| Income before extraordinary items | $2,921,000 | 2,362 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,921,000 | 2,386 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,921,000 | 2,365 |
| Net charge-offs | $-25,000 | 4,036 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,942,330 | 2,372 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 2,886 |
| Total interest expense | $1,568,000 | 2,900 |
| Net interest income | $5,558,000 | 2,827 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $449,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $74,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,964 |
| Total noninterest expense | $3,133,000 | 3,272 |
| Salaries and employee benefits | $1,694,000 | 3,298 |
| Premises and equipment expense | $310,000 | 3,218 |
| Additional noninterest expense | $375,000 | 2,963 |
| Pre-tax net operating income | $2,874,000 | 2,277 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $766,000 | 1,465 |
| Income before extraordinary items | $2,108,000 | 2,453 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,108,000 | 2,476 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,108,000 | 2,454 |
| Net charge-offs | $-10,000 | 3,831 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,108,000 | 2,473 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 2,900 |
| Total interest expense | $892,000 | 2,922 |
| Net interest income | $3,716,000 | 2,838 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $315,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $48,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,860 |
| Total noninterest expense | $2,081,000 | 3,285 |
| Salaries and employee benefits | $1,136,000 | 3,295 |
| Premises and equipment expense | $209,000 | 3,209 |
| Additional noninterest expense | $267,000 | 2,854 |
| Pre-tax net operating income | $1,950,000 | 2,280 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $519,000 | 1,465 |
| Income before extraordinary items | $1,431,000 | 2,451 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,431,000 | 2,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,431,000 | 2,451 |
| Net charge-offs | $-10,000 | 3,918 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,431,000 | 2,468 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 2,936 |
| Total interest expense | $422,000 | 2,803 |
| Net interest income | $1,806,000 | 2,899 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $146,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 2,961 |
| Total noninterest expense | $1,006,000 | 3,363 |
| Salaries and employee benefits | $565,000 | 3,350 |
| Premises and equipment expense | $103,000 | 3,274 |
| Additional noninterest expense | $122,000 | 2,961 |
| Pre-tax net operating income | $946,000 | 2,363 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $252,000 | 1,522 |
| Income before extraordinary items | $694,000 | 2,541 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $694,000 | 2,542 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $694,000 | 2,541 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $694,000 | 2,571 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 3,116 |
| Total interest expense | $561,000 | 3,115 |
| Net interest income | $6,092,000 | 3,072 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $799,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $90,000 | 3,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 2,701 |
| Total noninterest expense | $3,973,000 | 3,355 |
| Salaries and employee benefits | $2,151,000 | 3,381 |
| Premises and equipment expense | $447,000 | 3,142 |
| Additional noninterest expense | $709,000 | 2,701 |
| Pre-tax net operating income | $2,918,000 | 2,690 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $805,000 | 1,714 |
| Income before extraordinary items | $2,113,000 | 2,882 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,113,000 | 2,879 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,113,000 | 2,881 |
| Net charge-offs | $13,000 | 2,062 |
| Cash dividends | $691,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,113,000 | 2,913 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 3,150 |
| Total interest expense | $314,000 | 3,238 |
| Net interest income | $4,374,000 | 3,110 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $655,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $65,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,615 |
| Total noninterest expense | $2,890,000 | 3,394 |
| Salaries and employee benefits | $1,567,000 | 3,413 |
| Premises and equipment expense | $325,000 | 3,187 |
| Additional noninterest expense | $590,000 | 2,615 |
| Pre-tax net operating income | $2,139,000 | 2,700 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $578,000 | 1,734 |
| Income before extraordinary items | $1,561,000 | 2,884 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,561,000 | 2,882 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,561,000 | 2,883 |
| Net charge-offs | $15,000 | 1,701 |
| Cash dividends | $691,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,561,000 | 2,917 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 3,180 |
| Total interest expense | $205,000 | 3,176 |
| Net interest income | $2,796,000 | 3,146 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $453,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $37,000 | 3,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 2,587 |
| Total noninterest expense | $1,886,000 | 3,419 |
| Salaries and employee benefits | $1,026,000 | 3,444 |
| Premises and equipment expense | $213,000 | 3,232 |
| Additional noninterest expense | $647,000 | 3,322 |
| Pre-tax net operating income | $1,363,000 | 2,678 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $368,000 | 1,710 |
| Income before extraordinary items | $995,000 | 2,835 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $995,000 | 2,833 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $995,000 | 2,835 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $691,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $995,000 | 2,868 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 3,204 |
| Total interest expense | $104,000 | 3,128 |
| Net interest income | $1,329,000 | 3,187 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $157,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $19,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,962 |
| Total noninterest expense | $925,000 | 3,439 |
| Salaries and employee benefits | $509,000 | 3,454 |
| Premises and equipment expense | $107,000 | 3,240 |
| Additional noninterest expense | $309,000 | 3,375 |
| Pre-tax net operating income | $561,000 | 2,785 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $151,000 | 1,794 |
| Income before extraordinary items | $410,000 | 2,953 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $410,000 | 2,952 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $410,000 | 2,953 |
| Net charge-offs | $8,000 | 1,246 |
| Cash dividends | $691,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $410,000 | 2,980 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,378 |
| Total interest expense | $532,000 | 3,081 |
| Net interest income | $4,830,000 | 3,382 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $1,379,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $79,000 | 3,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,300,000 | 2,375 |
| Total noninterest expense | $3,666,000 | 3,475 |
| Salaries and employee benefits | $2,019,000 | 3,508 |
| Premises and equipment expense | $418,000 | 3,276 |
| Additional noninterest expense | $1,229,000 | 3,407 |
| Pre-tax net operating income | $1,893,000 | 3,222 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $510,000 | 2,081 |
| Income before extraordinary items | $1,383,000 | 3,425 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,383,000 | 3,425 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,383,000 | 3,425 |
| Net charge-offs | $-34,000 | 3,993 |
| Cash dividends | $398,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,383,000 | 3,404 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 3,481 |
| Total interest expense | $411,000 | 3,144 |
| Net interest income | $3,514,000 | 3,491 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $470,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $54,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,216 |
| Total noninterest expense | $2,666,000 | 3,551 |
| Salaries and employee benefits | $1,466,000 | 3,578 |
| Premises and equipment expense | $327,000 | 3,260 |
| Additional noninterest expense | $873,000 | 3,509 |
| Pre-tax net operating income | $1,318,000 | 3,414 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $355,000 | 2,212 |
| Income before extraordinary items | $963,000 | 3,661 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $963,000 | 3,661 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $963,000 | 3,661 |
| Net charge-offs | $-36,000 | 4,090 |
| Cash dividends | $398,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $963,000 | 3,635 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 3,538 |
| Total interest expense | $287,000 | 3,162 |
| Net interest income | $2,273,000 | 3,553 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $307,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 3,218 |
| Total noninterest expense | $1,745,000 | 3,592 |
| Salaries and employee benefits | $969,000 | 3,603 |
| Premises and equipment expense | $219,000 | 3,247 |
| Additional noninterest expense | $557,000 | 3,569 |
| Pre-tax net operating income | $835,000 | 3,484 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $225,000 | 2,223 |
| Income before extraordinary items | $610,000 | 3,693 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $610,000 | 3,693 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $610,000 | 3,693 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $610,000 | 3,667 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 3,588 |
| Total interest expense | $145,000 | 3,210 |
| Net interest income | $1,088,000 | 3,606 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $140,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $18,000 | 3,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 3,328 |
| Total noninterest expense | $866,000 | 3,595 |
| Salaries and employee benefits | $479,000 | 3,624 |
| Premises and equipment expense | $109,000 | 3,268 |
| Additional noninterest expense | $278,000 | 3,547 |
| Pre-tax net operating income | $362,000 | 3,600 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $97,000 | 2,301 |
| Income before extraordinary items | $265,000 | 3,796 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $265,000 | 3,795 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $265,000 | 3,796 |
| Net charge-offs | $-34,000 | 4,500 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $265,000 | 3,768 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 3,529 |
| Total interest expense | $763,000 | 3,329 |
| Net interest income | $4,430,000 | 3,536 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $447,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $72,000 | 3,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,427 |
| Total noninterest expense | $3,775,000 | 3,465 |
| Salaries and employee benefits | $2,006,000 | 3,570 |
| Premises and equipment expense | $452,000 | 3,208 |
| Additional noninterest expense | $1,317,000 | 3,256 |
| Pre-tax net operating income | $1,102,000 | 3,613 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $306,000 | 2,289 |
| Income before extraordinary items | $796,000 | 3,857 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $796,000 | 3,857 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $796,000 | 3,857 |
| Net charge-offs | $-24,000 | 4,424 |
| Cash dividends | $252,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $796,000 | 3,808 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,547 |
| Total interest expense | $602,000 | 3,345 |
| Net interest income | $3,344,000 | 3,554 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $352,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $56,000 | 3,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,356 |
| Total noninterest expense | $2,845,000 | 3,439 |
| Salaries and employee benefits | $1,545,000 | 3,503 |
| Premises and equipment expense | $352,000 | 3,164 |
| Additional noninterest expense | $948,000 | 3,292 |
| Pre-tax net operating income | $851,000 | 3,612 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $230,000 | 2,286 |
| Income before extraordinary items | $621,000 | 3,843 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $621,000 | 3,842 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $621,000 | 3,843 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $621,000 | 3,791 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 3,562 |
| Total interest expense | $429,000 | 3,347 |
| Net interest income | $2,235,000 | 3,568 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $251,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $38,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,241 |
| Total noninterest expense | $1,865,000 | 3,486 |
| Salaries and employee benefits | $1,012,000 | 3,541 |
| Premises and equipment expense | $240,000 | 3,134 |
| Additional noninterest expense | $613,000 | 3,370 |
| Pre-tax net operating income | $621,000 | 3,512 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $167,000 | 2,203 |
| Income before extraordinary items | $454,000 | 3,749 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $454,000 | 3,749 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $454,000 | 3,749 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $454,000 | 3,699 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,543 |
| Total interest expense | $233,000 | 3,376 |
| Net interest income | $1,121,000 | 3,550 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $139,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $23,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,015 |
| Total noninterest expense | $925,000 | 3,526 |
| Salaries and employee benefits | $486,000 | 3,635 |
| Premises and equipment expense | $119,000 | 3,164 |
| Additional noninterest expense | $320,000 | 3,334 |
| Pre-tax net operating income | $335,000 | 3,281 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $91,000 | 2,018 |
| Income before extraordinary items | $244,000 | 3,515 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $244,000 | 3,516 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $244,000 | 3,516 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $244,000 | 3,492 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 3,755 |
| Total interest expense | $949,000 | 3,380 |
| Net interest income | $4,013,000 | 3,783 |
| Provision for loan and lease losses | $-9,000 | 4,914 |
| Total noninterest income | $389,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $99,000 | 3,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,614 |
| Total noninterest expense | $3,706,000 | 3,550 |
| Salaries and employee benefits | $1,866,000 | 3,730 |
| Premises and equipment expense | $498,000 | 3,103 |
| Additional noninterest expense | $1,342,000 | 3,288 |
| Pre-tax net operating income | $705,000 | 4,192 |
| Securities gains (losses) | $-10,000 | 4,800 |
| Applicable income taxes | $190,000 | 2,670 |
| Income before extraordinary items | $505,000 | 4,380 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $505,000 | 4,382 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $505,000 | 4,382 |
| Net charge-offs | $5,000 | 3,486 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $512,900 | 4,350 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 3,843 |
| Total interest expense | $684,000 | 3,457 |
| Net interest income | $2,947,000 | 3,862 |
| Provision for loan and lease losses | $6,000 | 3,756 |
| Total noninterest income | $289,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $74,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,656 |
| Total noninterest expense | $2,702,000 | 3,631 |
| Salaries and employee benefits | $1,343,000 | 3,818 |
| Premises and equipment expense | $384,000 | 3,089 |
| Additional noninterest expense | $975,000 | 3,369 |
| Pre-tax net operating income | $528,000 | 4,303 |
| Securities gains (losses) | $-10,000 | 4,900 |
| Applicable income taxes | $141,000 | 2,727 |
| Income before extraordinary items | $377,000 | 4,490 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $377,000 | 4,489 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $377,000 | 4,489 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $384,900 | 4,444 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,908 |
| Total interest expense | $411,000 | 3,600 |
| Net interest income | $1,936,000 | 3,905 |
| Provision for loan and lease losses | $6,000 | 3,561 |
| Total noninterest income | $189,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $46,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,649 |
| Total noninterest expense | $1,722,000 | 3,728 |
| Salaries and employee benefits | $857,000 | 3,898 |
| Premises and equipment expense | $249,000 | 3,134 |
| Additional noninterest expense | $616,000 | 3,494 |
| Pre-tax net operating income | $397,000 | 4,218 |
| Securities gains (losses) | $-10,000 | 4,944 |
| Applicable income taxes | $106,000 | 2,634 |
| Income before extraordinary items | $281,000 | 4,411 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $281,000 | 4,409 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $281,000 | 4,409 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $288,900 | 4,378 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 3,982 |
| Total interest expense | $182,000 | 3,745 |
| Net interest income | $957,000 | 3,957 |
| Provision for loan and lease losses | $6,000 | 3,205 |
| Total noninterest income | $81,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 3,825 |
| Total noninterest expense | $848,000 | 3,806 |
| Salaries and employee benefits | $439,000 | 3,918 |
| Premises and equipment expense | $129,000 | 3,125 |
| Additional noninterest expense | $280,000 | 3,693 |
| Pre-tax net operating income | $184,000 | 4,285 |
| Securities gains (losses) | $-10,000 | 5,097 |
| Applicable income taxes | $53,000 | 2,596 |
| Income before extraordinary items | $121,000 | 4,505 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $121,000 | 4,504 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $121,000 | 4,504 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $128,900 | 4,450 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 3,988 |
| Total interest expense | $604,000 | 3,666 |
| Net interest income | $3,750,000 | 3,992 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $326,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $96,000 | 4,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 3,949 |
| Total noninterest expense | $3,500,000 | 3,740 |
| Salaries and employee benefits | $1,768,000 | 3,897 |
| Premises and equipment expense | $499,000 | 3,153 |
| Additional noninterest expense | $1,233,000 | 3,535 |
| Pre-tax net operating income | $576,000 | 4,548 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $150,000 | 2,855 |
| Income before extraordinary items | $426,000 | 4,659 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $426,000 | 4,658 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $426,000 | 4,658 |
| Net charge-offs | $-17,000 | 4,639 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $426,000 | 4,668 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 4,046 |
| Total interest expense | $427,000 | 3,715 |
| Net interest income | $2,792,000 | 4,047 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $234,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $74,000 | 4,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 4,044 |
| Total noninterest expense | $2,632,000 | 3,760 |
| Salaries and employee benefits | $1,346,000 | 3,901 |
| Premises and equipment expense | $375,000 | 3,182 |
| Additional noninterest expense | $911,000 | 3,572 |
| Pre-tax net operating income | $394,000 | 4,704 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $89,000 | 3,071 |
| Income before extraordinary items | $305,000 | 4,775 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $305,000 | 4,773 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $305,000 | 4,774 |
| Net charge-offs | $2,000 | 3,345 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $305,000 | 4,784 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 4,080 |
| Total interest expense | $265,000 | 3,754 |
| Net interest income | $1,851,000 | 4,075 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $154,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $49,000 | 4,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 4,085 |
| Total noninterest expense | $1,776,000 | 3,753 |
| Salaries and employee benefits | $923,000 | 3,872 |
| Premises and equipment expense | $247,000 | 3,233 |
| Additional noninterest expense | $606,000 | 3,595 |
| Pre-tax net operating income | $229,000 | 4,797 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $54,000 | 3,098 |
| Income before extraordinary items | $175,000 | 4,879 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $175,000 | 4,878 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $175,000 | 4,878 |
| Net charge-offs | $52,000 | 1,747 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $175,000 | 4,883 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,137 |
| Total interest expense | $130,000 | 3,744 |
| Net interest income | $896,000 | 4,154 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $81,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,056 |
| Total noninterest expense | $889,000 | 3,783 |
| Salaries and employee benefits | $449,000 | 3,966 |
| Premises and equipment expense | $122,000 | 3,293 |
| Additional noninterest expense | $318,000 | 3,534 |
| Pre-tax net operating income | $88,000 | 4,943 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $23,000 | 3,171 |
| Income before extraordinary items | $65,000 | 5,037 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $65,000 | 5,036 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $65,000 | 5,037 |
| Net charge-offs | $34,000 | 1,388 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $65,000 | 5,041 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 4,324 |
| Total interest expense | $322,000 | 4,310 |
| Net interest income | $3,297,000 | 4,272 |
| Provision for loan and lease losses | $-75,000 | 5,349 |
| Total noninterest income | $279,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $100,000 | 4,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 4,318 |
| Total noninterest expense | $3,458,000 | 3,840 |
| Salaries and employee benefits | $1,686,000 | 4,071 |
| Premises and equipment expense | $458,000 | 3,416 |
| Additional noninterest expense | $1,314,000 | 3,476 |
| Pre-tax net operating income | $193,000 | 5,191 |
| Securities gains (losses) | $10,000 | 1,604 |
| Applicable income taxes | $447,000 | 2,500 |
| Income before extraordinary items | $-244,000 | 5,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-244,000 | 5,471 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-244,000 | 5,471 |
| Net charge-offs | $147,000 | 2,099 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-250,400 | 5,472 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,424 |
| Total interest expense | $211,000 | 4,505 |
| Net interest income | $2,399,000 | 4,359 |
| Provision for loan and lease losses | $-65,000 | 5,499 |
| Total noninterest income | $214,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $76,000 | 4,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 4,346 |
| Total noninterest expense | $2,474,000 | 3,955 |
| Salaries and employee benefits | $1,253,000 | 4,109 |
| Premises and equipment expense | $332,000 | 3,510 |
| Additional noninterest expense | $889,000 | 3,709 |
| Pre-tax net operating income | $204,000 | 5,176 |
| Securities gains (losses) | $10,000 | 1,621 |
| Applicable income taxes | $32,000 | 3,594 |
| Income before extraordinary items | $182,000 | 5,166 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $182,000 | 5,165 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 5,166 |
| Net charge-offs | $194,000 | 1,420 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $173,500 | 5,175 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,505 |
| Total interest expense | $119,000 | 4,711 |
| Net interest income | $1,547,000 | 4,428 |
| Provision for loan and lease losses | $-65,000 | 5,600 |
| Total noninterest income | $149,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $55,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,324 |
| Total noninterest expense | $1,626,000 | 3,998 |
| Salaries and employee benefits | $841,000 | 4,120 |
| Premises and equipment expense | $224,000 | 3,511 |
| Additional noninterest expense | $561,000 | 3,845 |
| Pre-tax net operating income | $135,000 | 5,188 |
| Securities gains (losses) | $10,000 | 1,261 |
| Applicable income taxes | $40,000 | 3,401 |
| Income before extraordinary items | $105,000 | 5,239 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $105,000 | 5,238 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $105,000 | 5,239 |
| Net charge-offs | $99,000 | 1,526 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $97,800 | 5,264 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,615 |
| Total interest expense | $57,000 | 4,786 |
| Net interest income | $730,000 | 4,542 |
| Provision for loan and lease losses | $-45,000 | 5,706 |
| Total noninterest income | $75,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,287 |
| Total noninterest expense | $775,000 | 4,134 |
| Salaries and employee benefits | $408,000 | 4,236 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $256,000 | 4,024 |
| Pre-tax net operating income | $75,000 | 5,140 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $74,000 | 5,089 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $74,000 | 5,089 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $74,000 | 5,089 |
| Net charge-offs | $87,000 | 1,004 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $74,000 | 5,076 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 4,562 |
| Total interest expense | $247,000 | 4,729 |
| Net interest income | $3,066,000 | 4,481 |
| Provision for loan and lease losses | $-2,010,000 | 5,876 |
| Total noninterest income | $404,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $117,000 | 4,335 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $287,000 | 3,976 |
| Total noninterest expense | $3,115,000 | 4,150 |
| Salaries and employee benefits | $1,556,000 | 4,330 |
| Premises and equipment expense | $462,000 | 3,518 |
| Additional noninterest expense | $1,097,000 | 4,002 |
| Pre-tax net operating income | $2,365,000 | 2,763 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $714,000 | 1,952 |
| Income before extraordinary items | $1,714,000 | 3,049 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,714,000 | 3,048 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,714,000 | 3,048 |
| Net charge-offs | $-1,408,000 | 5,877 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,669,270 | 3,039 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 4,578 |
| Total interest expense | $186,000 | 4,757 |
| Net interest income | $2,329,000 | 4,491 |
| Provision for loan and lease losses | $-1,950,000 | 5,948 |
| Total noninterest income | $298,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $87,000 | 4,363 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $211,000 | 4,043 |
| Total noninterest expense | $2,305,000 | 4,192 |
| Salaries and employee benefits | $1,101,000 | 4,446 |
| Premises and equipment expense | $327,000 | 3,650 |
| Additional noninterest expense | $877,000 | 3,907 |
| Pre-tax net operating income | $2,272,000 | 2,411 |
| Securities gains (losses) | $68,000 | 1,545 |
| Applicable income taxes | $715,000 | 1,732 |
| Income before extraordinary items | $1,625,000 | 2,684 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,625,000 | 2,684 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,625,000 | 2,684 |
| Net charge-offs | $-1,423,000 | 5,947 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,578,080 | 2,684 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 4,539 |
| Total interest expense | $127,000 | 4,760 |
| Net interest income | $1,618,000 | 4,452 |
| Provision for loan and lease losses | $-1,930,000 | 6,038 |
| Total noninterest income | $186,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $52,000 | 4,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,109 |
| Total noninterest expense | $1,475,000 | 4,322 |
| Salaries and employee benefits | $702,000 | 4,572 |
| Premises and equipment expense | $205,000 | 3,772 |
| Additional noninterest expense | $568,000 | 3,996 |
| Pre-tax net operating income | $2,259,000 | 1,772 |
| Securities gains (losses) | $69,000 | 1,209 |
| Applicable income taxes | $197,000 | 2,504 |
| Income before extraordinary items | $2,131,000 | 1,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,131,000 | 1,566 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,131,000 | 1,566 |
| Net charge-offs | $-1,418,000 | 6,038 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,067,520 | 1,570 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 4,297 |
| Total interest expense | $65,000 | 4,764 |
| Net interest income | $934,000 | 4,201 |
| Provision for loan and lease losses | $-1,900,000 | 6,107 |
| Total noninterest income | $74,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $50,000 | 4,402 |
| Total noninterest expense | $737,000 | 4,344 |
| Salaries and employee benefits | $343,000 | 4,643 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $287,000 | 3,973 |
| Pre-tax net operating income | $2,171,000 | 1,012 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $655,000 | 856 |
| Income before extraordinary items | $1,516,000 | 1,170 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,516,000 | 1,171 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,516,000 | 1,171 |
| Net charge-offs | $-1,418,000 | 6,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,516,000 | 1,140 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 4,820 |
| Total interest expense | $407,000 | 4,104 |
| Net interest income | $2,662,000 | 4,843 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $316,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $101,000 | 4,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $215,000 | 4,375 |
| Total noninterest expense | $2,804,000 | 4,460 |
| Salaries and employee benefits | $1,310,000 | 4,739 |
| Premises and equipment expense | $391,000 | 3,957 |
| Additional noninterest expense | $1,103,000 | 4,094 |
| Pre-tax net operating income | $174,000 | 5,521 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $169,000 | 5,543 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $169,000 | 5,545 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $169,000 | 5,546 |
| Net charge-offs | $-120,000 | 5,758 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $168,030 | 5,501 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 4,873 |
| Total interest expense | $334,000 | 4,001 |
| Net interest income | $1,965,000 | 4,920 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $224,000 | 4,845 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $73,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 4,481 |
| Total noninterest expense | $2,057,000 | 4,542 |
| Salaries and employee benefits | $956,000 | 4,825 |
| Premises and equipment expense | $295,000 | 3,986 |
| Additional noninterest expense | $806,000 | 4,165 |
| Pre-tax net operating income | $132,000 | 5,643 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $7,000 | 4,223 |
| Income before extraordinary items | $126,000 | 5,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 5,650 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $126,000 | 5,650 |
| Net charge-offs | $-93,000 | 5,786 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $125,050 | 5,608 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 4,930 |
| Total interest expense | $231,000 | 3,968 |
| Net interest income | $1,278,000 | 4,991 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $145,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,534 |
| Total noninterest expense | $1,342,000 | 4,630 |
| Salaries and employee benefits | $638,000 | 4,867 |
| Premises and equipment expense | $189,000 | 4,091 |
| Additional noninterest expense | $515,000 | 4,294 |
| Pre-tax net operating income | $81,000 | 5,701 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $80,000 | 5,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 5,712 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $80,000 | 5,712 |
| Net charge-offs | $-22,000 | 5,499 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $80,000 | 5,665 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,976 |
| Total interest expense | $114,000 | 4,033 |
| Net interest income | $633,000 | 5,036 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $70,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 4,560 |
| Total noninterest expense | $680,000 | 4,629 |
| Salaries and employee benefits | $306,000 | 4,980 |
| Premises and equipment expense | $93,000 | 4,163 |
| Additional noninterest expense | $281,000 | 4,114 |
| Pre-tax net operating income | $23,000 | 5,845 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-6,000 | 6,226 |
| Income before extraordinary items | $29,000 | 5,817 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $29,000 | 5,817 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $29,000 | 5,818 |
| Net charge-offs | $-14,000 | 5,558 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $29,000 | 5,765 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 5,161 |
| Total interest expense | $515,000 | 3,956 |
| Net interest income | $2,265,000 | 5,276 |
| Provision for loan and lease losses | $1,053,000 | 843 |
| Total noninterest income | $-804,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $109,000 | 4,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-913,000 | 6,486 |
| Total noninterest expense | $2,819,000 | 4,619 |
| Salaries and employee benefits | $1,130,000 | 5,158 |
| Premises and equipment expense | $459,000 | 3,821 |
| Additional noninterest expense | $1,230,000 | 4,007 |
| Pre-tax net operating income | $-2,411,000 | 6,444 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $-922,000 | 6,419 |
| Income before extraordinary items | $-1,485,000 | 6,403 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,485,000 | 6,403 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,485,000 | 6,403 |
| Net charge-offs | $1,474,000 | 660 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,487,560 | 6,405 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,225 |
| Total interest expense | $400,000 | 3,944 |
| Net interest income | $1,676,000 | 5,349 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-883,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $85,000 | 4,877 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-968,000 | 6,568 |
| Total noninterest expense | $1,935,000 | 4,861 |
| Salaries and employee benefits | $825,000 | 5,229 |
| Premises and equipment expense | $297,000 | 4,169 |
| Additional noninterest expense | $813,000 | 4,295 |
| Pre-tax net operating income | $-1,142,000 | 6,488 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $-166,000 | 6,448 |
| Income before extraordinary items | $-977,000 | 6,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-977,000 | 6,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-977,000 | 6,475 |
| Net charge-offs | $463,000 | 1,218 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-976,150 | 6,475 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 5,277 |
| Total interest expense | $265,000 | 4,002 |
| Net interest income | $1,102,000 | 5,397 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-7,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-64,000 | 6,564 |
| Total noninterest expense | $1,274,000 | 4,917 |
| Salaries and employee benefits | $541,000 | 5,291 |
| Premises and equipment expense | $192,000 | 4,260 |
| Additional noninterest expense | $541,000 | 4,316 |
| Pre-tax net operating income | $-179,000 | 6,389 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-162,000 | 6,540 |
| Income before extraordinary items | $-17,000 | 6,243 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-17,000 | 6,245 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-17,000 | 6,245 |
| Net charge-offs | $445,000 | 957 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-17,000 | 6,224 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 5,371 |
| Total interest expense | $134,000 | 4,033 |
| Net interest income | $530,000 | 5,502 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-97,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-125,000 | 6,671 |
| Total noninterest expense | $607,000 | 5,061 |
| Salaries and employee benefits | $264,000 | 5,402 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $253,000 | 4,491 |
| Pre-tax net operating income | $-174,000 | 6,512 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-93,000 | 6,619 |
| Income before extraordinary items | $-81,000 | 6,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-81,000 | 6,433 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-81,000 | 6,434 |
| Net charge-offs | $462,000 | 534 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-81,000 | 6,427 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 5,539 |
| Total interest expense | $631,000 | 3,981 |
| Net interest income | $1,855,000 | 5,787 |
| Provision for loan and lease losses | $-1,470,000 | 6,704 |
| Total noninterest income | $299,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,856 |
| Total noninterest expense | $2,367,000 | 5,157 |
| Salaries and employee benefits | $1,063,000 | 5,433 |
| Premises and equipment expense | $321,000 | 4,700 |
| Additional noninterest expense | $983,000 | 4,609 |
| Pre-tax net operating income | $1,257,000 | 3,692 |
| Securities gains (losses) | $-72,000 | 6,507 |
| Applicable income taxes | $198,000 | 2,961 |
| Income before extraordinary items | $987,000 | 3,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $987,000 | 3,937 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $987,000 | 3,938 |
| Net charge-offs | $374,000 | 2,328 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,046,760 | 3,754 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 5,627 |
| Total interest expense | $496,000 | 3,958 |
| Net interest income | $1,345,000 | 5,894 |
| Provision for loan and lease losses | $-1,470,000 | 6,808 |
| Total noninterest income | $233,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $133,000 | 4,863 |
| Total noninterest expense | $1,718,000 | 5,234 |
| Salaries and employee benefits | $800,000 | 5,462 |
| Premises and equipment expense | $199,000 | 5,115 |
| Additional noninterest expense | $719,000 | 4,703 |
| Pre-tax net operating income | $1,330,000 | 3,152 |
| Securities gains (losses) | $-72,000 | 6,694 |
| Applicable income taxes | $410,000 | 2,110 |
| Income before extraordinary items | $848,000 | 3,713 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $848,000 | 3,715 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $848,000 | 3,716 |
| Net charge-offs | $381,000 | 1,874 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $896,240 | 3,545 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,737 |
| Total interest expense | $337,000 | 3,984 |
| Net interest income | $833,000 | 6,002 |
| Provision for loan and lease losses | $-1,470,000 | 6,875 |
| Total noninterest income | $159,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,862 |
| Total noninterest expense | $1,186,000 | 5,190 |
| Salaries and employee benefits | $546,000 | 5,462 |
| Premises and equipment expense | $138,000 | 5,062 |
| Additional noninterest expense | $502,000 | 4,627 |
| Pre-tax net operating income | $1,276,000 | 2,483 |
| Securities gains (losses) | $-72,000 | 6,822 |
| Applicable income taxes | $403,000 | 1,735 |
| Income before extraordinary items | $801,000 | 3,063 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $801,000 | 3,065 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $801,000 | 3,066 |
| Net charge-offs | $392,000 | 1,460 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $849,240 | 2,856 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 5,849 |
| Total interest expense | $167,000 | 4,091 |
| Net interest income | $395,000 | 6,117 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $72,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,869 |
| Total noninterest expense | $615,000 | 5,162 |
| Salaries and employee benefits | $276,000 | 5,470 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $263,000 | 4,530 |
| Pre-tax net operating income | $-178,000 | 6,707 |
| Securities gains (losses) | $-41,000 | 6,916 |
| Applicable income taxes | $-102,000 | 6,923 |
| Income before extraordinary items | $-117,000 | 6,674 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-117,000 | 6,675 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-117,000 | 6,675 |
| Net charge-offs | $392,000 | 889 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-90,760 | 6,619 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 5,654 |
| Total interest expense | $674,000 | 4,495 |
| Net interest income | $2,054,000 | 5,826 |
| Provision for loan and lease losses | $875,000 | 1,938 |
| Total noninterest income | $35,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $155,000 | 4,724 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-120,000 | 6,751 |
| Total noninterest expense | $2,229,000 | 5,428 |
| Salaries and employee benefits | $1,048,000 | 5,616 |
| Premises and equipment expense | $276,000 | 5,142 |
| Additional noninterest expense | $905,000 | 5,011 |
| Pre-tax net operating income | $-1,015,000 | 6,673 |
| Securities gains (losses) | $304,000 | 1,358 |
| Applicable income taxes | $-449,000 | 6,885 |
| Income before extraordinary items | $-262,000 | 6,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-262,000 | 6,486 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-262,000 | 6,488 |
| Net charge-offs | $83,000 | 4,565 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-456,560 | 6,507 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 5,748 |
| Total interest expense | $502,000 | 4,634 |
| Net interest income | $1,537,000 | 5,916 |
| Provision for loan and lease losses | $875,000 | 1,611 |
| Total noninterest income | $-29,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-148,000 | 6,952 |
| Total noninterest expense | $1,667,000 | 5,473 |
| Salaries and employee benefits | $774,000 | 5,680 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $692,000 | 5,033 |
| Pre-tax net operating income | $-1,034,000 | 6,843 |
| Securities gains (losses) | $304,000 | 1,108 |
| Applicable income taxes | $-310,000 | 7,007 |
| Income before extraordinary items | $-420,000 | 6,731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-420,000 | 6,729 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-420,000 | 6,729 |
| Net charge-offs | $66,000 | 4,331 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-614,560 | 6,751 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 5,746 |
| Total interest expense | $332,000 | 4,761 |
| Net interest income | $1,058,000 | 5,904 |
| Provision for loan and lease losses | $750,000 | 1,348 |
| Total noninterest income | $111,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $80,000 | 4,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $1,112,000 | 5,518 |
| Salaries and employee benefits | $512,000 | 5,745 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $467,000 | 5,021 |
| Pre-tax net operating income | $-693,000 | 6,891 |
| Securities gains (losses) | $140,000 | 1,360 |
| Applicable income taxes | $-364,000 | 7,115 |
| Income before extraordinary items | $-189,000 | 6,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-189,000 | 6,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-189,000 | 6,713 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-278,600 | 6,706 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 5,726 |
| Total interest expense | $170,000 | 4,817 |
| Net interest income | $554,000 | 5,854 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $46,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $577,000 | 5,462 |
| Salaries and employee benefits | $251,000 | 5,823 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $256,000 | 4,804 |
| Pre-tax net operating income | $-352,000 | 6,976 |
| Securities gains (losses) | $68,000 | 1,092 |
| Applicable income taxes | $-199,000 | 7,214 |
| Income before extraordinary items | $-85,000 | 6,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-85,000 | 6,781 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-85,000 | 6,781 |
| Net charge-offs | $28,000 | 3,468 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-128,520 | 6,780 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 5,753 |
| Total interest expense | $810,000 | 4,899 |
| Net interest income | $2,191,000 | 5,920 |
| Provision for loan and lease losses | $1,500,000 | 1,877 |
| Total noninterest income | $494,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $158,000 | 4,800 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $336,000 | 3,694 |
| Total noninterest expense | $2,084,000 | 5,736 |
| Salaries and employee benefits | $1,020,000 | 5,830 |
| Premises and equipment expense | $269,000 | 5,467 |
| Additional noninterest expense | $795,000 | 5,420 |
| Pre-tax net operating income | $-899,000 | 6,548 |
| Securities gains (losses) | $375,000 | 975 |
| Applicable income taxes | $-250,000 | 6,955 |
| Income before extraordinary items | $-274,000 | 6,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-274,000 | 6,372 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-274,000 | 6,372 |
| Net charge-offs | $577,000 | 3,002 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-514,000 | 6,439 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,741 |
| Total interest expense | $634,000 | 4,903 |
| Net interest income | $1,702,000 | 5,884 |
| Provision for loan and lease losses | $1,125,000 | 1,825 |
| Total noninterest income | $453,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $117,000 | 4,848 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $336,000 | 3,297 |
| Total noninterest expense | $1,535,000 | 5,796 |
| Salaries and employee benefits | $766,000 | 5,845 |
| Premises and equipment expense | $197,000 | 5,550 |
| Additional noninterest expense | $572,000 | 5,550 |
| Pre-tax net operating income | $-505,000 | 6,614 |
| Securities gains (losses) | $63,000 | 2,156 |
| Applicable income taxes | $-213,000 | 7,100 |
| Income before extraordinary items | $-229,000 | 6,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-229,000 | 6,531 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-229,000 | 6,531 |
| Net charge-offs | $134,000 | 4,130 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-269,320 | 6,501 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 5,798 |
| Total interest expense | $445,000 | 4,904 |
| Net interest income | $1,107,000 | 5,973 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $389,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 2,813 |
| Total noninterest expense | $1,113,000 | 5,687 |
| Salaries and employee benefits | $511,000 | 5,898 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $468,000 | 5,166 |
| Pre-tax net operating income | $-367,000 | 6,701 |
| Securities gains (losses) | $63,000 | 1,448 |
| Applicable income taxes | $-147,000 | 7,170 |
| Income before extraordinary items | $-157,000 | 6,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-157,000 | 6,579 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-157,000 | 6,578 |
| Net charge-offs | $136,000 | 3,523 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-197,320 | 6,594 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 5,819 |
| Total interest expense | $235,000 | 4,895 |
| Net interest income | $549,000 | 6,011 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $319,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $280,000 | 1,991 |
| Total noninterest expense | $560,000 | 5,715 |
| Salaries and employee benefits | $243,000 | 6,029 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $247,000 | 5,038 |
| Pre-tax net operating income | $-67,000 | 6,601 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-44,000 | 7,175 |
| Income before extraordinary items | $-23,000 | 6,505 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-23,000 | 6,505 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-23,000 | 6,505 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-23,000 | 6,488 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 5,816 |
| Total interest expense | $1,072,000 | 5,068 |
| Net interest income | $2,276,000 | 5,979 |
| Provision for loan and lease losses | $2,212,000 | 1,946 |
| Total noninterest income | $354,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 4,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 4,845 |
| Total noninterest expense | $2,360,000 | 5,643 |
| Salaries and employee benefits | $1,026,000 | 5,965 |
| Premises and equipment expense | $305,000 | 5,367 |
| Additional noninterest expense | $1,029,000 | 5,014 |
| Pre-tax net operating income | $-1,942,000 | 6,757 |
| Securities gains (losses) | $144,000 | 1,867 |
| Applicable income taxes | $-713,000 | 7,251 |
| Income before extraordinary items | $-1,085,000 | 6,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,085,000 | 6,621 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,085,000 | 6,621 |
| Net charge-offs | $1,950,000 | 1,890 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,177,160 | 6,620 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 5,873 |
| Total interest expense | $813,000 | 5,187 |
| Net interest income | $1,754,000 | 6,009 |
| Provision for loan and lease losses | $740,000 | 2,969 |
| Total noninterest income | $250,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $107,000 | 5,127 |
| Total noninterest expense | $1,761,000 | 5,698 |
| Salaries and employee benefits | $756,000 | 6,060 |
| Premises and equipment expense | $225,000 | 5,470 |
| Additional noninterest expense | $780,000 | 4,984 |
| Pre-tax net operating income | $-497,000 | 6,546 |
| Securities gains (losses) | $144,000 | 1,638 |
| Applicable income taxes | $-164,000 | 7,158 |
| Income before extraordinary items | $-189,000 | 6,425 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-189,000 | 6,426 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-189,000 | 6,425 |
| Net charge-offs | $-97,000 | 7,689 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-281,160 | 6,430 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 5,936 |
| Total interest expense | $552,000 | 5,257 |
| Net interest income | $1,139,000 | 6,097 |
| Provision for loan and lease losses | $365,000 | 3,323 |
| Total noninterest income | $178,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 4,990 |
| Total noninterest expense | $1,203,000 | 5,660 |
| Salaries and employee benefits | $546,000 | 5,955 |
| Premises and equipment expense | $158,000 | 5,402 |
| Additional noninterest expense | $499,000 | 5,097 |
| Pre-tax net operating income | $-251,000 | 6,503 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-118,000 | 7,226 |
| Income before extraordinary items | $-133,000 | 6,468 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-133,000 | 6,470 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-133,000 | 6,468 |
| Net charge-offs | $-108,000 | 7,751 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-133,000 | 6,407 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 5,892 |
| Total interest expense | $278,000 | 5,371 |
| Net interest income | $614,000 | 5,959 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $80,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $593,000 | 5,767 |
| Salaries and employee benefits | $257,000 | 6,133 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $259,000 | 5,012 |
| Pre-tax net operating income | $41,000 | 5,766 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $43,000 | 5,801 |
| Net charge-offs | $-122,000 | 7,862 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $43,000 | 5,697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 5,840 |
| Total interest expense | $1,355,000 | 5,392 |
| Net interest income | $2,434,000 | 5,899 |
| Provision for loan and lease losses | $275,000 | 5,401 |
| Total noninterest income | $209,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $204,000 | 4,627 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $2,697,000 | 5,476 |
| Salaries and employee benefits | $1,038,000 | 6,159 |
| Premises and equipment expense | $256,000 | 6,007 |
| Additional noninterest expense | $1,403,000 | 4,265 |
| Pre-tax net operating income | $-329,000 | 5,836 |
| Securities gains (losses) | $-40,000 | 7,146 |
| Applicable income taxes | $-173,000 | 6,718 |
| Income before extraordinary items | $-196,000 | 5,819 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-196,000 | 5,818 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-196,000 | 5,818 |
| Net charge-offs | $412,000 | 4,043 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-170,400 | 5,775 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 5,921 |
| Total interest expense | $1,043,000 | 5,460 |
| Net interest income | $1,776,000 | 5,987 |
| Provision for loan and lease losses | $275,000 | 4,717 |
| Total noninterest income | $222,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $144,000 | 4,751 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $78,000 | 5,728 |
| Total noninterest expense | $1,975,000 | 5,549 |
| Salaries and employee benefits | $784,000 | 6,172 |
| Premises and equipment expense | $208,000 | 5,880 |
| Additional noninterest expense | $983,000 | 4,448 |
| Pre-tax net operating income | $-252,000 | 6,084 |
| Securities gains (losses) | $-31,000 | 7,324 |
| Applicable income taxes | $-135,000 | 7,007 |
| Income before extraordinary items | $-148,000 | 6,049 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-148,000 | 6,050 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-148,000 | 6,049 |
| Net charge-offs | $36,000 | 5,905 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-128,160 | 5,992 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 6,151 |
| Total interest expense | $690,000 | 5,602 |
| Net interest income | $1,055,000 | 6,273 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $138,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $51,000 | 5,818 |
| Total noninterest expense | $1,312,000 | 5,614 |
| Salaries and employee benefits | $527,000 | 6,226 |
| Premises and equipment expense | $137,000 | 5,958 |
| Additional noninterest expense | $648,000 | 4,503 |
| Pre-tax net operating income | $-319,000 | 6,451 |
| Securities gains (losses) | $-21,000 | 7,535 |
| Applicable income taxes | $-140,000 | 7,227 |
| Income before extraordinary items | $-200,000 | 6,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-200,000 | 6,382 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-200,000 | 6,382 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-186,560 | 6,340 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,299 |
| Total interest expense | $352,000 | 5,666 |
| Net interest income | $483,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $661,000 | 5,543 |
| Salaries and employee benefits | $264,000 | 6,273 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $-100,000 | 6,650 |
| Securities gains (losses) | $-5,000 | 7,781 |
| Applicable income taxes | $-65,000 | 7,472 |
| Income before extraordinary items | $-40,000 | 6,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-40,000 | 6,616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-40,000 | 6,616 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-36,800 | 6,482 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 5,937 |
| Total interest expense | $1,557,000 | 5,907 |
| Net interest income | $2,563,000 | 5,849 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $353,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 4,463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $115,000 | 5,727 |
| Total noninterest expense | $3,178,000 | 4,930 |
| Salaries and employee benefits | $1,085,000 | 6,241 |
| Premises and equipment expense | $280,000 | 5,961 |
| Additional noninterest expense | $1,813,000 | 3,126 |
| Pre-tax net operating income | $-262,000 | 6,606 |
| Securities gains (losses) | $-3,000 | 6,917 |
| Applicable income taxes | $-149,000 | 7,158 |
| Income before extraordinary items | $-116,000 | 6,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-116,000 | 6,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,950 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-114,080 | 6,523 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 5,993 |
| Total interest expense | $1,163,000 | 6,037 |
| Net interest income | $1,942,000 | 5,861 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $272,000 | 5,562 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $2,405,000 | 4,886 |
| Salaries and employee benefits | $827,000 | 6,206 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $-191,000 | 7,012 |
| Securities gains (losses) | $-11,000 | 7,345 |
| Applicable income taxes | $-99,000 | 7,533 |
| Income before extraordinary items | $-103,000 | 6,786 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-103,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-95,960 | 6,946 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 6,072 |
| Total interest expense | $794,000 | 6,127 |
| Net interest income | $1,277,000 | 5,907 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $205,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $125,000 | 4,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $80,000 | 5,422 |
| Total noninterest expense | $1,488,000 | 5,152 |
| Salaries and employee benefits | $527,000 | 6,366 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $819,000 | 3,293 |
| Pre-tax net operating income | $-6,000 | 6,967 |
| Securities gains (losses) | $-8,000 | 8,106 |
| Applicable income taxes | $-24,000 | 7,684 |
| Income before extraordinary items | $10,000 | 6,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $15,120 | 6,867 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 6,099 |
| Total interest expense | $413,000 | 6,181 |
| Net interest income | $641,000 | 5,925 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $115,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $763,000 | 5,077 |
| Salaries and employee benefits | $295,000 | 6,134 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $400,000 | 3,313 |
| Pre-tax net operating income | $-7,000 | 7,220 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $-5,000 | 7,798 |
| Income before extraordinary items | $-6,000 | 7,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,440 | 7,217 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 5,858 |
| Total interest expense | $1,853,000 | 5,998 |
| Net interest income | $2,885,000 | 5,604 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $400,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $254,000 | 4,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $146,000 | 5,617 |
| Total noninterest expense | $3,256,000 | 4,752 |
| Salaries and employee benefits | $1,256,000 | 5,846 |
| Premises and equipment expense | $284,000 | 5,918 |
| Additional noninterest expense | $1,716,000 | 3,064 |
| Pre-tax net operating income | $29,000 | 7,355 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-131,000 | 8,055 |
| Income before extraordinary items | $160,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $160,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 8,432 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $160,000 | 6,899 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 5,814 |
| Total interest expense | $1,413,000 | 5,986 |
| Net interest income | $2,240,000 | 5,547 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $292,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 4,414 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $2,391,000 | 4,794 |
| Salaries and employee benefits | $970,000 | 5,736 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $1,228,000 | 3,129 |
| Pre-tax net operating income | $141,000 | 7,177 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-55,000 | 8,172 |
| Income before extraordinary items | $196,000 | 6,821 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $196,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 8,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $196,000 | 6,806 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 5,774 |
| Total interest expense | $948,000 | 5,993 |
| Net interest income | $1,553,000 | 5,466 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $208,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $129,000 | 4,409 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,567,000 | 4,874 |
| Salaries and employee benefits | $645,000 | 5,795 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $799,000 | 3,196 |
| Pre-tax net operating income | $194,000 | 6,673 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-15,000 | 8,177 |
| Income before extraordinary items | $209,000 | 6,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $209,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 8,512 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $209,000 | 6,307 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 5,760 |
| Total interest expense | $496,000 | 5,881 |
| Net interest income | $761,000 | 5,549 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $123,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $776,000 | 4,893 |
| Salaries and employee benefits | $318,000 | 5,881 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $397,000 | 3,190 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $98,000 | 6,436 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $98,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 8,554 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $98,000 | 6,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 5,613 |
| Total interest expense | $1,951,000 | 5,469 |
| Net interest income | $2,944,000 | 5,584 |
| Provision for loan and lease losses | $244,000 | 3,143 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $278,000 | 4,268 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $163,000 | 5,474 |
| Total noninterest expense | $3,037,000 | 4,838 |
| Salaries and employee benefits | $1,141,000 | 6,064 |
| Premises and equipment expense | $244,000 | 6,271 |
| Additional noninterest expense | $1,652,000 | 3,038 |
| Pre-tax net operating income | $104,000 | 7,696 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-41,000 | 8,276 |
| Income before extraordinary items | $145,000 | 7,505 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $145,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,974 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $145,000 | 7,497 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 5,623 |
| Total interest expense | $1,446,000 | 5,432 |
| Net interest income | $2,217,000 | 5,630 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $287,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $206,000 | 4,335 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,203 |
| Total noninterest expense | $2,230,000 | 4,896 |
| Salaries and employee benefits | $861,000 | 6,020 |
| Premises and equipment expense | $159,000 | 6,622 |
| Additional noninterest expense | $1,210,000 | 3,106 |
| Pre-tax net operating income | $274,000 | 7,125 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $60,000 | 5,320 |
| Income before extraordinary items | $214,000 | 7,148 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $214,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,246 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $214,000 | 7,148 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 5,595 |
| Total interest expense | $959,000 | 5,339 |
| Net interest income | $1,487,000 | 5,622 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $169,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,139 |
| Total noninterest expense | $1,477,000 | 4,933 |
| Salaries and employee benefits | $555,000 | 6,140 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $819,000 | 3,077 |
| Pre-tax net operating income | $179,000 | 7,213 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $22,000 | 5,757 |
| Income before extraordinary items | $157,000 | 7,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $157,000 | 7,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,535 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $157,000 | 7,112 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,600 |
| Total interest expense | $470,000 | 5,284 |
| Net interest income | $729,000 | 5,677 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $92,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $742,000 | 4,933 |
| Salaries and employee benefits | $271,000 | 6,225 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $421,000 | 2,981 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-2,000 | 8,456 |
| Income before extraordinary items | $81,000 | 7,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $81,000 | 7,041 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 5,173 |
| Total interest expense | $1,447,000 | 5,316 |
| Net interest income | $3,514,000 | 5,005 |
| Provision for loan and lease losses | $925,000 | 1,121 |
| Total noninterest income | $488,000 | 5,298 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $273,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $215,000 | 5,025 |
| Total noninterest expense | $3,324,000 | 4,468 |
| Salaries and employee benefits | $1,133,000 | 5,965 |
| Premises and equipment expense | $208,000 | 6,649 |
| Additional noninterest expense | $1,983,000 | 2,517 |
| Pre-tax net operating income | $-247,000 | 8,410 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-163,000 | 8,658 |
| Income before extraordinary items | $-84,000 | 8,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-84,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,076,000 | 383 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-84,000 | 8,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 5,141 |
| Total interest expense | $1,031,000 | 5,353 |
| Net interest income | $2,691,000 | 4,969 |
| Provision for loan and lease losses | $925,000 | 808 |
| Total noninterest income | $380,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $203,000 | 4,427 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $2,572,000 | 4,324 |
| Salaries and employee benefits | $855,000 | 5,915 |
| Premises and equipment expense | $136,000 | 6,922 |
| Additional noninterest expense | $1,581,000 | 2,329 |
| Pre-tax net operating income | $-426,000 | 8,573 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-347,000 | 8,800 |
| Income before extraordinary items | $-79,000 | 8,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-79,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 609 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-79,000 | 8,406 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 5,190 |
| Total interest expense | $648,000 | 5,366 |
| Net interest income | $1,752,000 | 5,026 |
| Provision for loan and lease losses | $925,000 | 556 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $126,000 | 4,551 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $1,762,000 | 4,211 |
| Salaries and employee benefits | $579,000 | 5,866 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $1,094,000 | 2,237 |
| Pre-tax net operating income | $-692,000 | 8,729 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-307,000 | 8,816 |
| Income before extraordinary items | $-385,000 | 8,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-385,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 458 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-385,000 | 8,651 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,218 |
| Total interest expense | $308,000 | 5,404 |
| Net interest income | $877,000 | 5,035 |
| Provision for loan and lease losses | $850,000 | 295 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $1,097,000 | 3,571 |
| Salaries and employee benefits | $281,000 | 6,002 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $772,000 | 1,601 |
| Pre-tax net operating income | $-963,000 | 8,897 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-394,000 | 8,907 |
| Income before extraordinary items | $-569,000 | 8,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-569,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 291 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-569,000 | 8,865 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 5,140 |
| Total interest expense | $1,141,000 | 5,266 |
| Net interest income | $3,406,000 | 4,993 |
| Provision for loan and lease losses | $2,875,000 | 405 |
| Total noninterest income | $357,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $280,000 | 4,471 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $3,286,000 | 4,384 |
| Salaries and employee benefits | $1,011,000 | 6,242 |
| Premises and equipment expense | $203,000 | 6,725 |
| Additional noninterest expense | $2,072,000 | 2,344 |
| Pre-tax net operating income | $-2,398,000 | 8,914 |
| Securities gains (losses) | $-99,000 | 8,719 |
| Applicable income taxes | $-1,009,000 | 8,935 |
| Income before extraordinary items | $-1,488,000 | 8,888 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,488,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,043,000 | 271 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,424,640 | 8,863 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 5,132 |
| Total interest expense | $860,000 | 5,213 |
| Net interest income | $2,555,000 | 4,985 |
| Provision for loan and lease losses | $2,650,000 | 344 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $216,000 | 4,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $2,380,000 | 4,456 |
| Salaries and employee benefits | $763,000 | 6,176 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $1,487,000 | 2,411 |
| Pre-tax net operating income | $-2,203,000 | 8,977 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $-888,000 | 8,993 |
| Income before extraordinary items | $-1,320,000 | 8,953 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,320,000 | 8,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,003,000 | 261 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,316,800 | 8,938 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,129 |
| Total interest expense | $592,000 | 5,136 |
| Net interest income | $1,693,000 | 5,006 |
| Provision for loan and lease losses | $2,500,000 | 270 |
| Total noninterest income | $183,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $1,580,000 | 4,492 |
| Salaries and employee benefits | $514,000 | 6,190 |
| Premises and equipment expense | $84,000 | 7,130 |
| Additional noninterest expense | $982,000 | 2,428 |
| Pre-tax net operating income | $-2,204,000 | 9,047 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-895,000 | 9,052 |
| Income before extraordinary items | $-1,309,000 | 9,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,309,000 | 9,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,546,000 | 226 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,309,000 | 9,018 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 5,012 |
| Total interest expense | $295,000 | 5,218 |
| Net interest income | $902,000 | 4,819 |
| Provision for loan and lease losses | $2,050,000 | 185 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $782,000 | 4,547 |
| Salaries and employee benefits | $242,000 | 6,445 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $502,000 | 2,352 |
| Pre-tax net operating income | $-1,833,000 | 9,098 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $-723,000 | 9,100 |
| Income before extraordinary items | $-1,111,000 | 9,095 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,111,000 | 9,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 242 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-1,110,360 | 9,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 4,639 |
| Total interest expense | $1,431,000 | 5,016 |
| Net interest income | $3,958,000 | 4,396 |
| Provision for loan and lease losses | $4,165,000 | 367 |
| Total noninterest income | $401,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $333,000 | 4,066 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $68,000 | 7,154 |
| Total noninterest expense | $2,772,000 | 4,859 |
| Salaries and employee benefits | $926,000 | 6,512 |
| Premises and equipment expense | $157,000 | 7,305 |
| Additional noninterest expense | $1,689,000 | 2,770 |
| Pre-tax net operating income | $-2,578,000 | 9,103 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $-1,026,000 | 9,136 |
| Income before extraordinary items | $-1,553,000 | 9,094 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,553,000 | 9,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 821 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,552,360 | 9,051 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,630 |
| Total interest expense | $1,130,000 | 4,983 |
| Net interest income | $2,985,000 | 4,398 |
| Provision for loan and lease losses | $4,015,000 | 324 |
| Total noninterest income | $331,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 3,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,333,000 | 6,357 |
| Salaries and employee benefits | $710,000 | 6,421 |
| Premises and equipment expense | $102,000 | 7,588 |
| Additional noninterest expense | $521,000 | 5,506 |
| Pre-tax net operating income | $-2,032,000 | 9,158 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $-810,000 | 9,195 |
| Income before extraordinary items | $-1,223,000 | 9,154 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,223,000 | 9,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,128,000 | 637 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,222,360 | 9,111 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 4,608 |
| Total interest expense | $782,000 | 5,004 |
| Net interest income | $2,018,000 | 4,371 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $856,000 | 6,504 |
| Salaries and employee benefits | $476,000 | 6,436 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $312,000 | 5,848 |
| Pre-tax net operating income | $914,000 | 3,722 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $311,000 | 3,180 |
| Income before extraordinary items | $602,000 | 4,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 852 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $602,660 | 4,079 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,628 |
| Total interest expense | $396,000 | 5,067 |
| Net interest income | $1,003,000 | 4,393 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $128,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $409,000 | 6,643 |
| Salaries and employee benefits | $219,000 | 6,708 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $159,000 | 5,740 |
| Pre-tax net operating income | $572,000 | 3,193 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $191,000 | 2,777 |
| Income before extraordinary items | $381,000 | 3,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,550 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $381,000 | 3,421 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,165,000 | 4,476 |
| Total interest expense | $1,975,000 | 4,836 |
| Net interest income | $4,190,000 | 4,201 |
| Provision for loan and lease losses | $424,000 | 2,711 |
| Total noninterest income | $429,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $348,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $1,810,000 | 6,241 |
| Salaries and employee benefits | $973,000 | 6,247 |
| Premises and equipment expense | $158,000 | 7,336 |
| Additional noninterest expense | $679,000 | 5,509 |
| Pre-tax net operating income | $2,385,000 | 2,989 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $776,000 | 2,646 |
| Income before extraordinary items | $1,609,000 | 3,318 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,609,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,637 |
| Cash dividends | $1,381,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,609,000 | 3,224 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 4,558 |
| Total interest expense | $2,884,000 | 4,873 |
| Net interest income | $3,849,000 | 4,241 |
| Provision for loan and lease losses | $443,000 | 2,428 |
| Total noninterest income | $468,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $357,000 | 3,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $111,000 | 6,181 |
| Total noninterest expense | $1,564,000 | 6,650 |
| Salaries and employee benefits | $918,000 | 6,293 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $502,000 | 6,423 |
| Pre-tax net operating income | $2,310,000 | 2,840 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $865,000 | 2,300 |
| Income before extraordinary items | $1,445,000 | 3,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,445,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,101 |
| Cash dividends | $954,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,445,000 | 3,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 4,946 |
| Total interest expense | $2,984,000 | 4,947 |
| Net interest income | $3,260,000 | 4,859 |
| Provision for loan and lease losses | $224,000 | 3,506 |
| Total noninterest income | $446,000 | 5,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $1,434,000 | 6,923 |
| Salaries and employee benefits | $813,000 | 6,667 |
| Premises and equipment expense | $138,000 | 7,777 |
| Additional noninterest expense | $483,000 | 6,552 |
| Pre-tax net operating income | $2,048,000 | 3,266 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $762,000 | 2,603 |
| Income before extraordinary items | $1,286,000 | 3,668 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,286,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,326 |
| Cash dividends | $909,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,286,000 | 3,660 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 5,198 |
| Total interest expense | $2,497,000 | 5,199 |
| Net interest income | $3,065,000 | 5,079 |
| Provision for loan and lease losses | $249,000 | 3,066 |
| Total noninterest income | $492,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,495 |
| Total noninterest expense | $1,482,000 | 6,819 |
| Salaries and employee benefits | $844,000 | 6,553 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $499,000 | 6,525 |
| Pre-tax net operating income | $1,826,000 | 3,573 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $676,000 | 2,973 |
| Income before extraordinary items | $1,160,000 | 3,982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,160,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,561 |
| Cash dividends | $804,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,153,600 | 3,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 5,534 |
| Total interest expense | $2,367,000 | 5,583 |
| Net interest income | $2,820,000 | 5,376 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $400,000 | 5,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $1,398,000 | 6,967 |
| Salaries and employee benefits | $808,000 | 6,653 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $1,657,000 | 3,883 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $608,000 | 3,371 |
| Income before extraordinary items | $1,049,000 | 4,333 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,049,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $610,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,049,000 | 4,241 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 6,104 |
| Total interest expense | $2,037,000 | 6,195 |
| Net interest income | $2,595,000 | 5,901 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $406,000 | 5,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,365,000 | 7,135 |
| Salaries and employee benefits | $762,000 | 6,961 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $446,000 | 6,960 |
| Pre-tax net operating income | $1,528,000 | 4,430 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $550,000 | 3,942 |
| Income before extraordinary items | $972,000 | 4,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $972,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $846,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $975,840 | 4,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 6,578 |
| Total interest expense | $1,862,000 | 6,708 |
| Net interest income | $2,443,000 | 6,294 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $401,000 | 5,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,358,000 | 7,491 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $407,000 | 7,824 |
| Pre-tax net operating income | $1,391,000 | 4,598 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $487,000 | 4,225 |
| Income before extraordinary items | $907,000 | 4,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $907,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $608,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $905,050 | 4,796 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,906 |
| Total interest expense | $1,703,000 | 7,132 |
| Net interest income | $2,365,000 | 6,548 |
| Provision for loan and lease losses | $67,000 | 5,503 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,355,000 | 7,724 |
| Salaries and employee benefits | $748,000 | 7,411 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $1,313,000 | 4,925 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $469,000 | 4,396 |
| Income before extraordinary items | $844,000 | 5,243 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $844,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $624,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $844,000 | 5,227 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 7,364 |
| Total interest expense | $1,255,000 | 7,703 |
| Net interest income | $2,218,000 | 7,048 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $383,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $1,292,000 | 8,281 |
| Salaries and employee benefits | $666,000 | 8,148 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $465,000 | 8,194 |
| Pre-tax net operating income | $1,271,000 | 5,017 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $470,000 | 4,245 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $583,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $810,000 | 5,371 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,892 |
| Total interest expense | $1,241,000 | 8,105 |
| Net interest income | $2,026,000 | 7,595 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $375,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $1,253,000 | 8,682 |
| Salaries and employee benefits | $615,000 | 8,675 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $476,000 | 8,467 |
| Pre-tax net operating income | $1,142,000 | 5,362 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $369,000 | 5,305 |
| Income before extraordinary items | $773,000 | 5,713 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $798,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $596,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $773,000 | 5,474 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 8,544 |
| Total interest expense | $1,396,000 | 8,870 |
| Net interest income | $1,862,000 | 8,162 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $314,000 | 7,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,227,000 | 8,930 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $929,000 | 5,949 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $284,000 | 6,159 |
| Income before extraordinary items | $645,000 | 6,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $645,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $254,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $645,000 | 5,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.