Home > The Citizens Bank of Ashville, Ohio > Income and Expense
The Citizens Bank of Ashville, Ohio, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 4,549 |
| Total interest expense | $410,000 | 3,891 |
| Net interest income | $2,538,000 | 4,597 |
| Provision for loan and lease losses | $37,000 | 3,627 |
| Total noninterest income | $535,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $188,000 | 3,580 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $347,000 | 3,410 |
| Total noninterest expense | $2,624,000 | 4,153 |
| Salaries and employee benefits | $1,281,000 | 4,350 |
| Premises and equipment expense | $361,000 | 3,766 |
| Additional noninterest expense | $982,000 | 3,880 |
| Pre-tax net operating income | $412,000 | 5,025 |
| Securities gains (losses) | $-60,000 | 6,387 |
| Applicable income taxes | $173,000 | 2,926 |
| Income before extraordinary items | $179,000 | 5,637 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 5,636 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $179,000 | 5,637 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $217,400 | 5,469 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,585 |
| Total interest expense | $276,000 | 3,918 |
| Net interest income | $1,667,000 | 4,638 |
| Provision for loan and lease losses | $37,000 | 3,229 |
| Total noninterest income | $396,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $120,000 | 3,634 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $276,000 | 3,156 |
| Total noninterest expense | $1,713,000 | 4,232 |
| Salaries and employee benefits | $845,000 | 4,415 |
| Premises and equipment expense | $242,000 | 3,780 |
| Additional noninterest expense | $626,000 | 3,999 |
| Pre-tax net operating income | $313,000 | 4,858 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $136,000 | 2,762 |
| Income before extraordinary items | $178,000 | 5,330 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $178,000 | 5,332 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $178,000 | 5,333 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $177,360 | 5,290 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 4,686 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $807,000 | 4,751 |
| Provision for loan and lease losses | $24,000 | 2,875 |
| Total noninterest income | $227,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $168,000 | 2,804 |
| Total noninterest expense | $866,000 | 4,231 |
| Salaries and employee benefits | $416,000 | 4,481 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $323,000 | 3,945 |
| Pre-tax net operating income | $144,000 | 4,907 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $113,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 5,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $113,000 | 5,012 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $112,220 | 4,979 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 4,703 |
| Total interest expense | $611,000 | 4,050 |
| Net interest income | $3,254,000 | 4,752 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $593,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $266,000 | 3,594 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $327,000 | 3,978 |
| Total noninterest expense | $3,558,000 | 4,215 |
| Salaries and employee benefits | $1,658,000 | 4,517 |
| Premises and equipment expense | $514,000 | 3,674 |
| Additional noninterest expense | $1,386,000 | 3,845 |
| Pre-tax net operating income | $239,000 | 5,630 |
| Securities gains (losses) | $-4,000 | 6,160 |
| Applicable income taxes | $-626,000 | 6,657 |
| Income before extraordinary items | $861,000 | 4,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $861,000 | 4,161 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $861,000 | 4,162 |
| Net charge-offs | $121,000 | 3,556 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $865,000 | 4,102 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 4,759 |
| Total interest expense | $463,000 | 4,108 |
| Net interest income | $2,427,000 | 4,809 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $456,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $199,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $257,000 | 3,988 |
| Total noninterest expense | $2,633,000 | 4,264 |
| Salaries and employee benefits | $1,189,000 | 4,647 |
| Premises and equipment expense | $390,000 | 3,674 |
| Additional noninterest expense | $1,054,000 | 3,815 |
| Pre-tax net operating income | $200,000 | 5,680 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $195,000 | 5,661 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $195,000 | 5,662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $195,000 | 5,662 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $200,000 | 5,572 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 4,804 |
| Total interest expense | $313,000 | 4,141 |
| Net interest income | $1,594,000 | 4,854 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $305,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,952 |
| Total noninterest expense | $1,770,000 | 4,261 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $266,000 | 3,633 |
| Additional noninterest expense | $709,000 | 3,794 |
| Pre-tax net operating income | $89,000 | 5,876 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $84,000 | 5,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 5,942 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $84,000 | 5,943 |
| Net charge-offs | $40,000 | 3,542 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $89,000 | 5,821 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 4,837 |
| Total interest expense | $161,000 | 4,174 |
| Net interest income | $794,000 | 4,878 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $135,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,232 |
| Total noninterest expense | $917,000 | 4,216 |
| Salaries and employee benefits | $426,000 | 4,524 |
| Premises and equipment expense | $131,000 | 3,698 |
| Additional noninterest expense | $360,000 | 3,776 |
| Pre-tax net operating income | $-13,000 | 6,415 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-18,000 | 6,501 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-18,000 | 6,502 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-18,000 | 6,502 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-13,000 | 6,423 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 4,781 |
| Total interest expense | $714,000 | 4,357 |
| Net interest income | $3,431,000 | 4,800 |
| Provision for loan and lease losses | $419,000 | 2,963 |
| Total noninterest income | $671,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $308,000 | 3,441 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $363,000 | 3,768 |
| Total noninterest expense | $4,091,000 | 3,970 |
| Salaries and employee benefits | $1,959,000 | 4,183 |
| Premises and equipment expense | $546,000 | 3,603 |
| Additional noninterest expense | $1,586,000 | 3,651 |
| Pre-tax net operating income | $-408,000 | 6,463 |
| Securities gains (losses) | $41,000 | 2,839 |
| Applicable income taxes | $-208,000 | 6,794 |
| Income before extraordinary items | $-159,000 | 6,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-159,000 | 6,433 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-159,000 | 6,435 |
| Net charge-offs | $170,000 | 3,930 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-185,240 | 6,364 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 4,816 |
| Total interest expense | $552,000 | 4,419 |
| Net interest income | $2,612,000 | 4,838 |
| Provision for loan and lease losses | $369,000 | 2,700 |
| Total noninterest income | $497,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $228,000 | 3,498 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $269,000 | 3,838 |
| Total noninterest expense | $2,950,000 | 4,103 |
| Salaries and employee benefits | $1,298,000 | 4,522 |
| Premises and equipment expense | $424,000 | 3,574 |
| Additional noninterest expense | $1,228,000 | 3,590 |
| Pre-tax net operating income | $-210,000 | 6,526 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $-97,000 | 6,912 |
| Income before extraordinary items | $-99,000 | 6,533 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-99,000 | 6,531 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-99,000 | 6,531 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-107,960 | 6,453 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 4,858 |
| Total interest expense | $385,000 | 4,420 |
| Net interest income | $1,727,000 | 4,882 |
| Provision for loan and lease losses | $332,000 | 2,283 |
| Total noninterest income | $328,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 3,819 |
| Total noninterest expense | $2,075,000 | 3,977 |
| Salaries and employee benefits | $901,000 | 4,444 |
| Premises and equipment expense | $301,000 | 3,432 |
| Additional noninterest expense | $873,000 | 3,454 |
| Pre-tax net operating income | $-352,000 | 6,727 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-74,000 | 6,992 |
| Income before extraordinary items | $-278,000 | 6,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-278,000 | 6,765 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-278,000 | 6,765 |
| Net charge-offs | $-9,000 | 6,612 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-278,000 | 6,705 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 4,912 |
| Total interest expense | $205,000 | 4,398 |
| Net interest income | $848,000 | 4,958 |
| Provision for loan and lease losses | $76,000 | 3,173 |
| Total noninterest income | $168,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,728 |
| Total noninterest expense | $985,000 | 4,139 |
| Salaries and employee benefits | $389,000 | 4,840 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $442,000 | 3,403 |
| Pre-tax net operating income | $-45,000 | 6,606 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $-50,000 | 6,715 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-50,000 | 6,717 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-50,000 | 6,717 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-50,000 | 6,634 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 4,906 |
| Total interest expense | $1,008,000 | 4,373 |
| Net interest income | $3,401,000 | 4,979 |
| Provision for loan and lease losses | $1,390,000 | 1,988 |
| Total noninterest income | $864,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $352,000 | 3,291 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $512,000 | 3,088 |
| Total noninterest expense | $3,813,000 | 4,254 |
| Salaries and employee benefits | $1,536,000 | 4,902 |
| Premises and equipment expense | $638,000 | 3,418 |
| Additional noninterest expense | $1,639,000 | 3,637 |
| Pre-tax net operating income | $-938,000 | 6,562 |
| Securities gains (losses) | $421,000 | 894 |
| Applicable income taxes | $351,000 | 2,386 |
| Income before extraordinary items | $-868,000 | 6,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-868,000 | 6,605 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-868,000 | 6,604 |
| Net charge-offs | $1,250,000 | 2,099 |
| Cash dividends | $61,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,289,000 | 6,686 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 4,961 |
| Total interest expense | $788,000 | 4,402 |
| Net interest income | $2,511,000 | 5,046 |
| Provision for loan and lease losses | $1,315,000 | 1,649 |
| Total noninterest income | $620,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $275,000 | 3,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $345,000 | 3,249 |
| Total noninterest expense | $2,867,000 | 4,248 |
| Salaries and employee benefits | $1,167,000 | 4,860 |
| Premises and equipment expense | $494,000 | 3,380 |
| Additional noninterest expense | $1,206,000 | 3,676 |
| Pre-tax net operating income | $-1,051,000 | 6,807 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $111,000 | 3,132 |
| Income before extraordinary items | $-1,162,000 | 6,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,162,000 | 6,907 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,162,000 | 6,906 |
| Net charge-offs | $1,141,000 | 1,770 |
| Cash dividends | $46,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,162,000 | 6,870 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 5,038 |
| Total interest expense | $543,000 | 4,439 |
| Net interest income | $1,625,000 | 5,142 |
| Provision for loan and lease losses | $1,050,000 | 1,452 |
| Total noninterest income | $464,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $187,000 | 3,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 2,998 |
| Total noninterest expense | $1,954,000 | 4,226 |
| Salaries and employee benefits | $781,000 | 4,892 |
| Premises and equipment expense | $335,000 | 3,371 |
| Additional noninterest expense | $838,000 | 3,619 |
| Pre-tax net operating income | $-915,000 | 6,953 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $221,000 | 2,121 |
| Income before extraordinary items | $-1,136,000 | 7,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,136,000 | 7,069 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,136,000 | 7,070 |
| Net charge-offs | $856,000 | 1,605 |
| Cash dividends | $46,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,136,000 | 7,053 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,044 |
| Total interest expense | $276,000 | 4,515 |
| Net interest income | $810,000 | 5,141 |
| Provision for loan and lease losses | $975,000 | 877 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 2,960 |
| Total noninterest expense | $1,022,000 | 4,125 |
| Salaries and employee benefits | $393,000 | 4,913 |
| Premises and equipment expense | $192,000 | 3,092 |
| Additional noninterest expense | $437,000 | 3,525 |
| Pre-tax net operating income | $-949,000 | 7,251 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $312,000 | 1,093 |
| Income before extraordinary items | $-1,261,000 | 7,336 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,261,000 | 7,336 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,261,000 | 7,337 |
| Net charge-offs | $543,000 | 1,267 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,261,000 | 7,333 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 5,005 |
| Total interest expense | $1,294,000 | 4,616 |
| Net interest income | $3,367,000 | 5,049 |
| Provision for loan and lease losses | $330,000 | 4,718 |
| Total noninterest income | $780,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $392,000 | 3,114 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $388,000 | 3,566 |
| Total noninterest expense | $3,897,000 | 4,274 |
| Salaries and employee benefits | $1,607,000 | 4,874 |
| Premises and equipment expense | $626,000 | 3,612 |
| Additional noninterest expense | $1,664,000 | 3,730 |
| Pre-tax net operating income | $-80,000 | 5,908 |
| Securities gains (losses) | $92,000 | 2,236 |
| Applicable income taxes | $-142,000 | 6,905 |
| Income before extraordinary items | $154,000 | 5,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,434 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $154,000 | 5,436 |
| Net charge-offs | $283,000 | 4,372 |
| Cash dividends | $122,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $62,000 | 5,615 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 5,087 |
| Total interest expense | $990,000 | 4,716 |
| Net interest income | $2,518,000 | 5,119 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $581,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $299,000 | 3,160 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $282,000 | 3,640 |
| Total noninterest expense | $2,849,000 | 4,368 |
| Salaries and employee benefits | $1,196,000 | 4,929 |
| Premises and equipment expense | $446,000 | 3,798 |
| Additional noninterest expense | $1,207,000 | 3,794 |
| Pre-tax net operating income | $-20,000 | 6,024 |
| Securities gains (losses) | $58,000 | 2,322 |
| Applicable income taxes | $-83,000 | 7,049 |
| Income before extraordinary items | $121,000 | 5,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $121,000 | 5,643 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $121,000 | 5,643 |
| Net charge-offs | $286,000 | 3,789 |
| Cash dividends | $76,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $63,000 | 5,746 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 5,112 |
| Total interest expense | $672,000 | 4,787 |
| Net interest income | $1,684,000 | 5,121 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $359,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $195,000 | 3,202 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 3,836 |
| Total noninterest expense | $1,794,000 | 4,552 |
| Salaries and employee benefits | $784,000 | 4,990 |
| Premises and equipment expense | $276,000 | 4,031 |
| Additional noninterest expense | $734,000 | 4,010 |
| Pre-tax net operating income | $69,000 | 5,691 |
| Securities gains (losses) | $58,000 | 1,791 |
| Applicable income taxes | $-13,000 | 6,946 |
| Income before extraordinary items | $140,000 | 5,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 5,279 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $140,000 | 5,278 |
| Net charge-offs | $270,000 | 3,184 |
| Cash dividends | $76,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,000 | 5,546 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,079 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $878,000 | 5,046 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $144,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $868,000 | 4,688 |
| Salaries and employee benefits | $368,000 | 5,211 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $363,000 | 4,049 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $58,000 | 1,067 |
| Applicable income taxes | $-1,000 | 6,993 |
| Income before extraordinary items | $123,000 | 4,697 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 4,698 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $123,000 | 4,696 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $65,000 | 5,362 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 5,095 |
| Total interest expense | $1,721,000 | 4,837 |
| Net interest income | $3,349,000 | 5,079 |
| Provision for loan and lease losses | $410,000 | 4,837 |
| Total noninterest income | $614,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $396,000 | 3,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $218,000 | 4,503 |
| Total noninterest expense | $3,652,000 | 4,591 |
| Salaries and employee benefits | $1,461,000 | 5,274 |
| Premises and equipment expense | $523,000 | 4,250 |
| Additional noninterest expense | $1,668,000 | 3,791 |
| Pre-tax net operating income | $-99,000 | 5,587 |
| Securities gains (losses) | $93,000 | 2,205 |
| Applicable income taxes | $-111,000 | 6,594 |
| Income before extraordinary items | $105,000 | 5,136 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $105,000 | 5,136 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $105,000 | 5,136 |
| Net charge-offs | $574,000 | 3,615 |
| Cash dividends | $122,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $45,480 | 5,306 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 5,137 |
| Total interest expense | $1,348,000 | 4,868 |
| Net interest income | $2,475,000 | 5,132 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $448,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $287,000 | 3,419 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $2,720,000 | 4,620 |
| Salaries and employee benefits | $1,074,000 | 5,369 |
| Premises and equipment expense | $389,000 | 4,327 |
| Additional noninterest expense | $1,257,000 | 3,755 |
| Pre-tax net operating income | $53,000 | 5,476 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $-43,000 | 6,794 |
| Income before extraordinary items | $146,000 | 5,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $146,000 | 5,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $146,000 | 5,103 |
| Net charge-offs | $236,000 | 4,051 |
| Cash dividends | $61,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $96,000 | 5,270 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 5,173 |
| Total interest expense | $938,000 | 4,889 |
| Net interest income | $1,618,000 | 5,181 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $292,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $187,000 | 3,432 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $105,000 | 4,716 |
| Total noninterest expense | $1,762,000 | 4,749 |
| Salaries and employee benefits | $705,000 | 5,473 |
| Premises and equipment expense | $256,000 | 4,393 |
| Additional noninterest expense | $801,000 | 3,861 |
| Pre-tax net operating income | $88,000 | 5,299 |
| Securities gains (losses) | $12,000 | 2,527 |
| Applicable income taxes | $-40,000 | 6,972 |
| Income before extraordinary items | $140,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 4,934 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $140,000 | 4,934 |
| Net charge-offs | $124,000 | 4,004 |
| Cash dividends | $61,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $128,000 | 4,926 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 5,216 |
| Total interest expense | $478,000 | 4,954 |
| Net interest income | $797,000 | 5,223 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $135,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $799,000 | 4,954 |
| Salaries and employee benefits | $347,000 | 5,565 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $103,000 | 5,002 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $92,000 | 5,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $92,000 | 5,064 |
| Net charge-offs | $-33,000 | 8,077 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,750 | 4,967 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,222 |
| Total interest expense | $2,084,000 | 5,199 |
| Net interest income | $3,363,000 | 5,084 |
| Provision for loan and lease losses | $358,000 | 4,321 |
| Total noninterest income | $583,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $394,000 | 3,482 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $189,000 | 4,933 |
| Total noninterest expense | $3,500,000 | 4,643 |
| Salaries and employee benefits | $1,367,000 | 5,600 |
| Premises and equipment expense | $512,000 | 4,389 |
| Additional noninterest expense | $1,621,000 | 3,427 |
| Pre-tax net operating income | $88,000 | 6,059 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $80,000 | 3,559 |
| Income before extraordinary items | $10,000 | 6,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 4,293 |
| Cash dividends | $214,000 | 4,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,720 | 6,332 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 5,272 |
| Total interest expense | $1,583,000 | 5,299 |
| Net interest income | $2,529,000 | 5,121 |
| Provision for loan and lease losses | $115,000 | 4,993 |
| Total noninterest income | $443,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $295,000 | 3,508 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $2,405,000 | 4,886 |
| Salaries and employee benefits | $1,007,000 | 5,670 |
| Premises and equipment expense | $376,000 | 4,479 |
| Additional noninterest expense | $1,022,000 | 3,801 |
| Pre-tax net operating income | $452,000 | 5,094 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $98,000 | 3,604 |
| Income before extraordinary items | $356,000 | 4,966 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $356,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,819 |
| Cash dividends | $122,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $354,440 | 5,140 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 5,346 |
| Total interest expense | $1,086,000 | 5,376 |
| Net interest income | $1,654,000 | 5,187 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $304,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $191,000 | 3,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $113,000 | 4,835 |
| Total noninterest expense | $1,572,000 | 4,976 |
| Salaries and employee benefits | $661,000 | 5,762 |
| Premises and equipment expense | $241,000 | 4,612 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $326,000 | 5,149 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $75,000 | 3,735 |
| Income before extraordinary items | $253,000 | 5,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $122,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $251,460 | 5,200 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 5,428 |
| Total interest expense | $586,000 | 5,347 |
| Net interest income | $788,000 | 5,358 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $144,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $91,000 | 3,630 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $756,000 | 5,110 |
| Salaries and employee benefits | $324,000 | 5,873 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $319,000 | 3,937 |
| Pre-tax net operating income | $146,000 | 5,486 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $117,000 | 5,612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $115,420 | 5,533 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 5,384 |
| Total interest expense | $2,593,000 | 5,157 |
| Net interest income | $3,100,000 | 5,415 |
| Provision for loan and lease losses | $197,000 | 3,904 |
| Total noninterest income | $558,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $364,000 | 3,709 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $2,882,000 | 5,134 |
| Salaries and employee benefits | $1,205,000 | 5,973 |
| Premises and equipment expense | $416,000 | 4,902 |
| Additional noninterest expense | $1,261,000 | 3,934 |
| Pre-tax net operating income | $579,000 | 5,749 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $113,000 | 4,390 |
| Income before extraordinary items | $505,000 | 5,668 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,628 |
| Cash dividends | $245,000 | 4,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $473,020 | 5,769 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 5,404 |
| Total interest expense | $1,960,000 | 5,155 |
| Net interest income | $2,298,000 | 5,476 |
| Provision for loan and lease losses | $197,000 | 3,044 |
| Total noninterest income | $495,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 3,749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,247 |
| Total noninterest expense | $2,130,000 | 5,156 |
| Salaries and employee benefits | $881,000 | 6,032 |
| Premises and equipment expense | $308,000 | 4,936 |
| Additional noninterest expense | $941,000 | 3,894 |
| Pre-tax net operating income | $466,000 | 5,904 |
| Securities gains (losses) | $39,000 | 673 |
| Applicable income taxes | $75,000 | 4,666 |
| Income before extraordinary items | $430,000 | 5,678 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $430,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,008 |
| Cash dividends | $122,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $396,850 | 5,832 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 5,468 |
| Total interest expense | $1,288,000 | 5,217 |
| Net interest income | $1,510,000 | 5,550 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $362,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $177,000 | 3,762 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $185,000 | 3,927 |
| Total noninterest expense | $1,423,000 | 5,179 |
| Salaries and employee benefits | $585,000 | 6,093 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $631,000 | 3,869 |
| Pre-tax net operating income | $314,000 | 5,942 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $279,000 | 5,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $122,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $279,000 | 5,798 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,464 |
| Total interest expense | $644,000 | 5,187 |
| Net interest income | $759,000 | 5,559 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $85,000 | 3,779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $766,000 | 4,935 |
| Salaries and employee benefits | $288,000 | 6,174 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $359,000 | 3,464 |
| Pre-tax net operating income | $61,000 | 7,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-10,000 | 8,245 |
| Income before extraordinary items | $71,000 | 6,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $71,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,307 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $71,000 | 6,831 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 5,481 |
| Total interest expense | $2,143,000 | 5,212 |
| Net interest income | $2,991,000 | 5,540 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $808,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $440,000 | 3,346 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $368,000 | 3,898 |
| Total noninterest expense | $2,891,000 | 5,005 |
| Salaries and employee benefits | $1,115,000 | 6,117 |
| Premises and equipment expense | $438,000 | 4,648 |
| Additional noninterest expense | $1,338,000 | 3,615 |
| Pre-tax net operating income | $668,000 | 6,001 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $83,000 | 5,118 |
| Income before extraordinary items | $583,000 | 5,877 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $583,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,812 |
| Cash dividends | $245,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $584,760 | 5,865 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 5,548 |
| Total interest expense | $1,504,000 | 5,332 |
| Net interest income | $2,253,000 | 5,571 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $576,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $2,190,000 | 4,957 |
| Salaries and employee benefits | $827,000 | 6,136 |
| Premises and equipment expense | $326,000 | 4,676 |
| Additional noninterest expense | $1,037,000 | 3,514 |
| Pre-tax net operating income | $459,000 | 6,386 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $61,000 | 5,302 |
| Income before extraordinary items | $396,000 | 6,253 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $396,000 | 6,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $122,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $397,740 | 6,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 5,577 |
| Total interest expense | $917,000 | 5,453 |
| Net interest income | $1,547,000 | 5,499 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $381,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $238,000 | 3,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 4,389 |
| Total noninterest expense | $1,429,000 | 5,058 |
| Salaries and employee benefits | $555,000 | 6,140 |
| Premises and equipment expense | $215,000 | 4,718 |
| Additional noninterest expense | $659,000 | 3,648 |
| Pre-tax net operating income | $379,000 | 6,008 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $80,000 | 4,776 |
| Income before extraordinary items | $299,000 | 6,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $299,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $122,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $299,000 | 6,016 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 5,549 |
| Total interest expense | $440,000 | 5,445 |
| Net interest income | $784,000 | 5,453 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $711,000 | 5,084 |
| Salaries and employee benefits | $283,000 | 6,109 |
| Premises and equipment expense | $108,000 | 4,716 |
| Additional noninterest expense | $320,000 | 3,705 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $138,000 | 6,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,282 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $138,000 | 6,131 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,331 |
| Total interest expense | $1,474,000 | 5,266 |
| Net interest income | $3,261,000 | 5,232 |
| Provision for loan and lease losses | $162,000 | 3,993 |
| Total noninterest income | $658,000 | 4,562 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $486,000 | 3,109 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,473 |
| Total noninterest expense | $2,711,000 | 5,104 |
| Salaries and employee benefits | $1,052,000 | 6,205 |
| Premises and equipment expense | $379,000 | 5,031 |
| Additional noninterest expense | $1,280,000 | 3,671 |
| Pre-tax net operating income | $1,046,000 | 5,235 |
| Securities gains (losses) | $58,000 | 872 |
| Applicable income taxes | $276,000 | 4,233 |
| Income before extraordinary items | $828,000 | 5,267 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $828,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,870 |
| Cash dividends | $275,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $784,500 | 5,363 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 5,299 |
| Total interest expense | $1,084,000 | 5,219 |
| Net interest income | $2,472,000 | 5,209 |
| Provision for loan and lease losses | $114,000 | 3,981 |
| Total noninterest income | $492,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $363,000 | 3,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $2,021,000 | 5,107 |
| Salaries and employee benefits | $773,000 | 6,246 |
| Premises and equipment expense | $284,000 | 5,014 |
| Additional noninterest expense | $964,000 | 3,601 |
| Pre-tax net operating income | $829,000 | 5,250 |
| Securities gains (losses) | $70,000 | 777 |
| Applicable income taxes | $230,000 | 4,209 |
| Income before extraordinary items | $669,000 | 5,197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $669,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,001 |
| Cash dividends | $122,000 | 4,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $617,200 | 5,349 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 5,279 |
| Total interest expense | $694,000 | 5,180 |
| Net interest income | $1,640,000 | 5,224 |
| Provision for loan and lease losses | $66,000 | 4,004 |
| Total noninterest income | $330,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $244,000 | 3,059 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $1,353,000 | 5,084 |
| Salaries and employee benefits | $511,000 | 6,270 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $653,000 | 3,543 |
| Pre-tax net operating income | $551,000 | 5,223 |
| Securities gains (losses) | $66,000 | 706 |
| Applicable income taxes | $159,000 | 4,161 |
| Income before extraordinary items | $458,000 | 5,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,543 |
| Cash dividends | $122,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $409,160 | 5,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,258 |
| Total interest expense | $342,000 | 5,115 |
| Net interest income | $827,000 | 5,236 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $168,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $695,000 | 5,024 |
| Salaries and employee benefits | $257,000 | 6,287 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $270,000 | 5,264 |
| Securities gains (losses) | $66,000 | 478 |
| Applicable income taxes | $88,000 | 3,973 |
| Income before extraordinary items | $248,000 | 4,890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $248,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $199,160 | 5,402 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,037 |
| Total interest expense | $1,313,000 | 4,866 |
| Net interest income | $3,409,000 | 4,991 |
| Provision for loan and lease losses | $154,000 | 4,191 |
| Total noninterest income | $696,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $482,000 | 3,230 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $214,000 | 4,972 |
| Total noninterest expense | $2,647,000 | 5,093 |
| Salaries and employee benefits | $1,042,000 | 6,152 |
| Premises and equipment expense | $375,000 | 4,978 |
| Additional noninterest expense | $1,230,000 | 3,666 |
| Pre-tax net operating income | $1,304,000 | 4,585 |
| Securities gains (losses) | $142,000 | 1,017 |
| Applicable income taxes | $394,000 | 3,745 |
| Income before extraordinary items | $1,052,000 | 4,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,052,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $305,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $948,340 | 4,766 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 5,060 |
| Total interest expense | $969,000 | 4,868 |
| Net interest income | $2,533,000 | 5,017 |
| Provision for loan and lease losses | $94,000 | 4,388 |
| Total noninterest income | $530,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $361,000 | 3,245 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $1,920,000 | 5,171 |
| Salaries and employee benefits | $761,000 | 6,189 |
| Premises and equipment expense | $259,000 | 5,236 |
| Additional noninterest expense | $900,000 | 3,722 |
| Pre-tax net operating income | $1,049,000 | 4,485 |
| Securities gains (losses) | $142,000 | 968 |
| Applicable income taxes | $331,000 | 3,615 |
| Income before extraordinary items | $860,000 | 4,404 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $860,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $121,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $757,760 | 4,671 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 5,122 |
| Total interest expense | $633,000 | 4,946 |
| Net interest income | $1,657,000 | 5,083 |
| Provision for loan and lease losses | $44,000 | 4,930 |
| Total noninterest income | $317,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $231,000 | 3,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $1,303,000 | 5,133 |
| Salaries and employee benefits | $507,000 | 6,244 |
| Premises and equipment expense | $201,000 | 4,744 |
| Additional noninterest expense | $595,000 | 3,769 |
| Pre-tax net operating income | $627,000 | 4,720 |
| Securities gains (losses) | $142,000 | 817 |
| Applicable income taxes | $212,000 | 3,663 |
| Income before extraordinary items | $557,000 | 4,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $121,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,760 | 4,893 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,195 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $818,000 | 5,130 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $149,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $652,000 | 5,151 |
| Salaries and employee benefits | $253,000 | 6,296 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $297,000 | 4,831 |
| Securities gains (losses) | $123,000 | 709 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $303,000 | 4,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,539 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $214,440 | 5,036 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 5,030 |
| Total interest expense | $1,299,000 | 5,328 |
| Net interest income | $3,501,000 | 4,797 |
| Provision for loan and lease losses | $198,000 | 4,056 |
| Total noninterest income | $693,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $438,000 | 3,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $2,455,000 | 5,279 |
| Salaries and employee benefits | $984,000 | 6,318 |
| Premises and equipment expense | $300,000 | 5,661 |
| Additional noninterest expense | $1,171,000 | 3,790 |
| Pre-tax net operating income | $1,541,000 | 4,065 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $480,000 | 3,444 |
| Income before extraordinary items | $1,103,000 | 4,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,103,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $306,000 | 4,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,073,600 | 4,265 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 5,085 |
| Total interest expense | $1,008,000 | 5,358 |
| Net interest income | $2,598,000 | 4,833 |
| Provision for loan and lease losses | $168,000 | 3,708 |
| Total noninterest income | $544,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,622 |
| Total noninterest expense | $1,782,000 | 5,371 |
| Salaries and employee benefits | $719,000 | 6,393 |
| Premises and equipment expense | $212,000 | 5,838 |
| Additional noninterest expense | $851,000 | 3,893 |
| Pre-tax net operating income | $1,192,000 | 4,092 |
| Securities gains (losses) | $42,000 | 2,463 |
| Applicable income taxes | $401,000 | 3,414 |
| Income before extraordinary items | $833,000 | 4,484 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $833,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $114,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $804,440 | 4,411 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 5,092 |
| Total interest expense | $704,000 | 5,318 |
| Net interest income | $1,717,000 | 4,865 |
| Provision for loan and lease losses | $138,000 | 3,257 |
| Total noninterest income | $391,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $214,000 | 3,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $1,172,000 | 5,408 |
| Salaries and employee benefits | $476,000 | 6,436 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $551,000 | 3,948 |
| Pre-tax net operating income | $798,000 | 4,067 |
| Securities gains (losses) | $42,000 | 2,136 |
| Applicable income taxes | $277,000 | 3,379 |
| Income before extraordinary items | $563,000 | 4,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $563,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $114,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $534,860 | 4,400 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,116 |
| Total interest expense | $377,000 | 5,207 |
| Net interest income | $835,000 | 4,944 |
| Provision for loan and lease losses | $108,000 | 2,240 |
| Total noninterest income | $232,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $588,000 | 5,411 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $274,000 | 3,932 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $127,000 | 3,521 |
| Income before extraordinary items | $265,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $250,720 | 4,511 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 5,201 |
| Total interest expense | $1,733,000 | 5,255 |
| Net interest income | $3,234,000 | 5,032 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $562,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $404,000 | 3,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,490 |
| Total noninterest expense | $2,431,000 | 5,170 |
| Salaries and employee benefits | $997,000 | 6,157 |
| Premises and equipment expense | $345,000 | 5,138 |
| Additional noninterest expense | $1,089,000 | 3,917 |
| Pre-tax net operating income | $1,293,000 | 4,506 |
| Securities gains (losses) | $129,000 | 1,517 |
| Applicable income taxes | $468,000 | 3,591 |
| Income before extraordinary items | $954,000 | 4,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $954,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $267,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $867,570 | 4,850 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 5,825 |
| Total interest expense | $2,145,000 | 5,884 |
| Net interest income | $2,563,000 | 5,634 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $452,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $301,000 | 4,160 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $151,000 | 5,541 |
| Total noninterest expense | $2,282,000 | 5,262 |
| Salaries and employee benefits | $975,000 | 6,076 |
| Premises and equipment expense | $382,000 | 4,745 |
| Additional noninterest expense | $925,000 | 4,315 |
| Pre-tax net operating income | $661,000 | 5,947 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $202,000 | 5,017 |
| Income before extraordinary items | $459,000 | 6,260 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $459,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $137,000 | 5,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $459,000 | 6,141 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 6,331 |
| Total interest expense | $2,044,000 | 6,209 |
| Net interest income | $2,156,000 | 6,338 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $431,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $2,161,000 | 5,401 |
| Salaries and employee benefits | $1,049,000 | 5,740 |
| Premises and equipment expense | $365,000 | 4,803 |
| Additional noninterest expense | $747,000 | 4,955 |
| Pre-tax net operating income | $346,000 | 7,711 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $280,000 | 7,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $280,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $107,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $280,000 | 7,598 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 6,750 |
| Total interest expense | $1,504,000 | 6,970 |
| Net interest income | $2,074,000 | 6,512 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $437,000 | 5,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,532 |
| Total noninterest expense | $2,112,000 | 5,477 |
| Salaries and employee benefits | $997,000 | 5,893 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $757,000 | 4,984 |
| Pre-tax net operating income | $329,000 | 7,928 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $51,000 | 7,618 |
| Income before extraordinary items | $278,000 | 7,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $278,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $138,000 | 5,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $278,000 | 7,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 6,612 |
| Total interest expense | $1,615,000 | 6,949 |
| Net interest income | $2,227,000 | 6,246 |
| Provision for loan and lease losses | $71,000 | 5,847 |
| Total noninterest income | $366,000 | 5,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $2,042,000 | 5,519 |
| Salaries and employee benefits | $969,000 | 5,900 |
| Premises and equipment expense | $339,000 | 4,991 |
| Additional noninterest expense | $734,000 | 4,979 |
| Pre-tax net operating income | $480,000 | 7,480 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $102,000 | 7,498 |
| Income before extraordinary items | $378,000 | 7,351 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $378,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $153,000 | 5,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $378,000 | 7,274 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 6,792 |
| Total interest expense | $1,684,000 | 6,916 |
| Net interest income | $2,169,000 | 6,587 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $310,000 | 6,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,833,000 | 6,003 |
| Salaries and employee benefits | $865,000 | 6,463 |
| Premises and equipment expense | $304,000 | 5,412 |
| Additional noninterest expense | $664,000 | 5,440 |
| Pre-tax net operating income | $611,000 | 7,364 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $471,000 | 7,162 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $471,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $152,000 | 5,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $471,000 | 7,113 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 7,162 |
| Total interest expense | $1,611,000 | 7,299 |
| Net interest income | $2,084,000 | 6,980 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,715,000 | 6,581 |
| Salaries and employee benefits | $822,000 | 6,873 |
| Premises and equipment expense | $288,000 | 5,743 |
| Additional noninterest expense | $605,000 | 6,322 |
| Pre-tax net operating income | $609,000 | 7,372 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $134,000 | 8,146 |
| Income before extraordinary items | $475,000 | 7,077 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $475,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $153,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $475,000 | 7,015 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 7,530 |
| Total interest expense | $1,578,000 | 7,484 |
| Net interest income | $1,945,000 | 7,427 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,592,000 | 7,003 |
| Salaries and employee benefits | $756,000 | 7,363 |
| Premises and equipment expense | $281,000 | 5,914 |
| Additional noninterest expense | $555,000 | 6,821 |
| Pre-tax net operating income | $615,000 | 7,802 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $487,000 | 7,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $487,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $141,000 | 6,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $486,210 | 7,318 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 7,873 |
| Total interest expense | $1,215,000 | 7,837 |
| Net interest income | $1,892,000 | 7,823 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $252,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,592,000 | 7,329 |
| Salaries and employee benefits | $735,000 | 7,631 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $587,000 | 7,132 |
| Pre-tax net operating income | $544,000 | 8,361 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $441,000 | 7,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $441,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $441,000 | 7,848 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 8,418 |
| Total interest expense | $1,091,000 | 8,721 |
| Net interest income | $1,862,000 | 8,068 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $672,000 | 8,204 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $550,000 | 7,768 |
| Pre-tax net operating income | $587,000 | 8,028 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $112,000 | 9,471 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $149,000 | 6,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $475,000 | 7,490 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 9,149 |
| Total interest expense | $1,240,000 | 9,455 |
| Net interest income | $1,658,000 | 8,781 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $206,000 | 7,697 |
| Additional noninterest expense | $475,000 | 8,697 |
| Pre-tax net operating income | $511,000 | 8,330 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $400,000 | 8,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $400,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $114,000 | 6,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $400,000 | 7,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.