Home > The Citizens Bank and Trust Company of Grayson County > Net Loans and Leases
The Citizens Bank and Trust Company of Grayson County, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $43,218,000 | 5,672 |
| Loan loss allowance | $878,000 | 3,868 |
| Total loans and leases | $44,096,000 | 5,643 |
| Unearned income | $72,000 | 1,889 |
| Loans and leases, gross | $44,168,000 | 5,646 |
| All real estate loans | $30,194,000 | 5,232 |
| Real estate loans in domestic offices | $30,194,000 | 5,231 |
| Construction and development loans | $366,000 | 6,765 |
| Commercial RE | $7,310,000 | 4,879 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $359,000 | 4,587 |
| 1-4 family residential loans | $18,459,000 | 4,494 |
| Farmland loans | $3,700,000 | 2,094 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $835,000 | 4,265 |
| Commercial and industrial loans | $7,356,000 | 4,411 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,662,000 | 4,301 |
| Credit card loans | $63,000 | 4,414 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,599,000 | 4,131 |
| All other loans & leases | $121,000 | 5,348 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $121,000 | 3,078 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $41,085,000 | 5,742 |
| Loan loss allowance | $818,000 | 4,020 |
| Total loans and leases | $41,903,000 | 5,725 |
| Unearned income | $286,000 | 1,150 |
| Loans and leases, gross | $42,189,000 | 5,709 |
| All real estate loans | $27,286,000 | 5,448 |
| Real estate loans in domestic offices | $27,286,000 | 5,447 |
| Construction and development loans | $481,000 | 6,482 |
| Commercial RE | $6,031,000 | 5,190 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $264,000 | 4,986 |
| 1-4 family residential loans | $17,324,000 | 4,598 |
| Farmland loans | $3,186,000 | 2,342 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $949,000 | 4,325 |
| Commercial and industrial loans | $8,058,000 | 4,085 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,757,000 | 4,314 |
| Credit card loans | $62,000 | 4,578 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,695,000 | 4,129 |
| All other loans & leases | $139,000 | 5,330 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $139,000 | 3,035 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $25,000 | 1,183 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $38,428,000 | 5,836 |
| Loan loss allowance | $808,000 | 3,977 |
| Total loans and leases | $39,236,000 | 5,815 |
| Unearned income | $602,000 | 818 |
| Loans and leases, gross | $39,838,000 | 5,773 |
| All real estate loans | $26,773,000 | 5,336 |
| Real estate loans in domestic offices | $26,773,000 | 5,336 |
| Construction and development loans | $801,000 | 5,605 |
| Commercial RE | $6,279,000 | 4,878 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $287,000 | 4,847 |
| 1-4 family residential loans | $15,737,000 | 4,781 |
| Farmland loans | $3,669,000 | 1,942 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $977,000 | 4,457 |
| Commercial and industrial loans | $6,197,000 | 4,594 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,782,000 | 4,324 |
| Credit card loans | $73,000 | 4,564 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,709,000 | 4,142 |
| All other loans & leases | $109,000 | 5,693 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $109,000 | 3,333 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $38,327,000 | 5,962 |
| Loan loss allowance | $649,000 | 4,788 |
| Total loans and leases | $38,976,000 | 5,948 |
| Unearned income | $687,000 | 832 |
| Loans and leases, gross | $39,663,000 | 5,891 |
| All real estate loans | $26,165,000 | 5,533 |
| Real estate loans in domestic offices | $26,165,000 | 5,533 |
| Construction and development loans | $792,000 | 5,675 |
| Commercial RE | $5,769,000 | 5,113 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $308,000 | 4,995 |
| 1-4 family residential loans | $15,009,000 | 5,106 |
| Farmland loans | $4,287,000 | 1,630 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,216,000 | 4,376 |
| Commercial and industrial loans | $6,066,000 | 4,637 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,147,000 | 4,273 |
| Credit card loans | $70,000 | 4,857 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,077,000 | 4,091 |
| All other loans & leases | $69,000 | 6,494 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $69,000 | 4,138 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $35,744,000 | 6,289 |
| Loan loss allowance | $506,000 | 5,860 |
| Total loans and leases | $36,250,000 | 6,288 |
| Unearned income | $717,000 | 1,691 |
| Loans and leases, gross | $36,250,000 | 6,298 |
| All real estate loans | $24,817,000 | 5,776 |
| Real estate loans in domestic offices | $24,817,000 | 5,775 |
| Construction and development loans | $571,000 | 6,377 |
| Commercial RE | $6,018,000 | 5,085 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $327,000 | 5,135 |
| 1-4 family residential loans | $13,887,000 | 5,440 |
| Farmland loans | $4,014,000 | 1,664 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,083,000 | 4,693 |
| Commercial and industrial loans | $4,645,000 | 5,452 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,314,000 | 4,373 |
| Credit card loans | $71,000 | 5,116 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,243,000 | 4,190 |
| All other loans & leases | $108,000 | 6,198 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $108,000 | 3,652 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $35,220,000 | 6,348 |
| Loan loss allowance | $531,000 | 5,802 |
| Total loans and leases | $35,751,000 | 6,350 |
| Unearned income | $716,000 | 1,827 |
| Loans and leases, gross | $35,751,000 | 6,360 |
| All real estate loans | $24,125,000 | 5,895 |
| Real estate loans in domestic offices | $24,125,000 | 5,893 |
| Construction and development loans | $538,000 | 6,474 |
| Commercial RE | $5,263,000 | 5,399 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $499,000 | 4,635 |
| 1-4 family residential loans | $13,712,000 | 5,533 |
| Farmland loans | $4,113,000 | 1,528 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,175,000 | 4,725 |
| Commercial and industrial loans | $4,942,000 | 5,186 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,122,000 | 4,516 |
| Credit card loans | $73,000 | 5,201 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,049,000 | 4,273 |
| All other loans & leases | $103,000 | 6,520 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $103,000 | 3,794 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $10,000 | 1,648 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $34,834,000 | 6,381 |
| Loan loss allowance | $729,000 | 4,681 |
| Total loans and leases | $35,563,000 | 6,368 |
| Unearned income | $589,000 | 2,228 |
| Loans and leases, gross | $35,563,000 | 6,377 |
| All real estate loans | $24,469,000 | 5,847 |
| Real estate loans in domestic offices | $24,469,000 | 5,846 |
| Construction and development loans | $140,000 | 8,570 |
| Commercial RE | $4,510,000 | 5,910 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $867,000 | 3,856 |
| 1-4 family residential loans | $14,731,000 | 5,383 |
| Farmland loans | $4,221,000 | 1,409 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,010,000 | 5,120 |
| Commercial and industrial loans | $4,894,000 | 5,089 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,739,000 | 4,687 |
| Credit card loans | $69,000 | 5,360 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,670,000 | 4,471 |
| All other loans & leases | $40,000 | 7,982 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $40,000 | 5,388 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $35,000 | 1,593 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $32,853,000 | 6,582 |
| Loan loss allowance | $650,000 | 5,260 |
| Total loans and leases | $33,503,000 | 6,560 |
| Unearned income | $520,000 | 2,580 |
| Loans and leases, gross | $33,503,000 | 6,567 |
| All real estate loans | $23,710,000 | 5,951 |
| Real estate loans in domestic offices | $23,710,000 | 5,950 |
| Construction and development loans | $200,000 | 8,267 |
| Commercial RE | $4,175,000 | 6,222 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $439,000 | 5,057 |
| 1-4 family residential loans | $14,874,000 | 5,422 |
| Farmland loans | $4,022,000 | 1,368 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,031,000 | 5,157 |
| Commercial and industrial loans | $3,925,000 | 5,822 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,310,000 | 4,949 |
| Credit card loans | $77,000 | 5,308 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,233,000 | 4,734 |
| All other loans & leases | $47,000 | 8,120 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $2,000 | 5,820 |
| Other loans | $45,000 | 5,393 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $33,062,000 | 6,570 |
| Loan loss allowance | $594,000 | 5,683 |
| Total loans and leases | $33,656,000 | 6,575 |
| Unearned income | $531,000 | 2,929 |
| Loans and leases, gross | $33,656,000 | 6,588 |
| All real estate loans | $23,575,000 | 5,963 |
| Real estate loans in domestic offices | $23,575,000 | 5,962 |
| Construction and development loans | $380,000 | 7,182 |
| Commercial RE | $4,026,000 | 6,394 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $15,235,000 | 5,422 |
| Farmland loans | $3,934,000 | 1,319 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $985,000 | 5,261 |
| Commercial and industrial loans | $4,590,000 | 5,405 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,005,000 | 5,345 |
| Credit card loans | $75,000 | 5,404 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,930,000 | 5,155 |
| All other loans & leases | $32,000 | 8,922 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $9,000 | 5,874 |
| Other loans | $23,000 | 6,707 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |