Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,332,000 | 2,934 |
| Total interest expense | $3,229,000 | 2,521 |
| Net interest income | $6,103,000 | 3,083 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,033,000 | 2,704 |
| Gross Fiduciary activities income | $1,000 | 939 |
| Service charges on deposit accounts | $359,000 | 2,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,690 |
| Total noninterest expense | $4,774,000 | 3,122 |
| Salaries and employee benefits | $2,353,000 | 3,253 |
| Premises and equipment expense | $616,000 | 2,670 |
| Additional noninterest expense | $673,000 | 2,690 |
| Pre-tax net operating income | $2,362,000 | 2,767 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,362,000 | 2,609 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,362,000 | 2,635 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,362,000 | 2,611 |
| Net charge-offs | $77,000 | 1,632 |
| Cash dividends | $1,030,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,362,000 | 2,637 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 2,920 |
| Total interest expense | $2,257,000 | 2,502 |
| Net interest income | $4,667,000 | 3,076 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $811,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $274,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,615 |
| Total noninterest expense | $3,635,000 | 3,077 |
| Salaries and employee benefits | $1,815,000 | 3,205 |
| Premises and equipment expense | $460,000 | 2,675 |
| Additional noninterest expense | $537,000 | 2,614 |
| Pre-tax net operating income | $1,843,000 | 2,788 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,843,000 | 2,604 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,843,000 | 2,633 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,843,000 | 2,605 |
| Net charge-offs | $61,000 | 1,394 |
| Cash dividends | $880,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,843,000 | 2,628 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 2,930 |
| Total interest expense | $1,372,000 | 2,459 |
| Net interest income | $3,135,000 | 3,087 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $574,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $185,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 2,491 |
| Total noninterest expense | $2,342,000 | 3,132 |
| Salaries and employee benefits | $1,188,000 | 3,237 |
| Premises and equipment expense | $291,000 | 2,751 |
| Additional noninterest expense | $389,000 | 2,486 |
| Pre-tax net operating income | $1,367,000 | 2,690 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,367,000 | 2,502 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,367,000 | 2,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,367,000 | 2,502 |
| Net charge-offs | $41,000 | 1,255 |
| Cash dividends | $780,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,367,000 | 2,515 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,664,000 | 2,917 |
| Total interest expense | $1,163,000 | 2,222 |
| Net interest income | $6,501,000 | 2,992 |
| Provision for loan and lease losses | $105,000 | 2,195 |
| Total noninterest income | $950,000 | 2,874 |
| Gross Fiduciary activities income | $1,000 | 979 |
| Service charges on deposit accounts | $436,000 | 1,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 3,022 |
| Total noninterest expense | $4,608,000 | 3,153 |
| Salaries and employee benefits | $2,342,000 | 3,281 |
| Premises and equipment expense | $491,000 | 3,015 |
| Additional noninterest expense | $513,000 | 3,022 |
| Pre-tax net operating income | $2,738,000 | 2,760 |
| Securities gains (losses) | $26,000 | 314 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,764,000 | 2,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,764,000 | 2,549 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,764,000 | 2,552 |
| Net charge-offs | $38,000 | 1,675 |
| Cash dividends | $700,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,738,000 | 2,595 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 2,905 |
| Total interest expense | $683,000 | 2,225 |
| Net interest income | $4,905,000 | 2,961 |
| Provision for loan and lease losses | $105,000 | 1,837 |
| Total noninterest income | $712,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $333,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,074 |
| Total noninterest expense | $3,401,000 | 3,174 |
| Salaries and employee benefits | $1,724,000 | 3,303 |
| Premises and equipment expense | $367,000 | 3,022 |
| Additional noninterest expense | $379,000 | 3,074 |
| Pre-tax net operating income | $2,111,000 | 2,717 |
| Securities gains (losses) | $26,000 | 315 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,137,000 | 2,504 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,137,000 | 2,502 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,137,000 | 2,503 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $590,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,111,000 | 2,556 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,940 |
| Total interest expense | $387,000 | 2,311 |
| Net interest income | $3,161,000 | 2,981 |
| Provision for loan and lease losses | $105,000 | 1,500 |
| Total noninterest income | $467,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $209,000 | 1,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,081 |
| Total noninterest expense | $2,234,000 | 3,190 |
| Salaries and employee benefits | $1,120,000 | 3,339 |
| Premises and equipment expense | $239,000 | 3,072 |
| Additional noninterest expense | $875,000 | 2,838 |
| Pre-tax net operating income | $1,289,000 | 2,734 |
| Securities gains (losses) | $26,000 | 288 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,315,000 | 2,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,315,000 | 2,513 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,315,000 | 2,513 |
| Net charge-offs | $-10,000 | 3,663 |
| Cash dividends | $540,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,289,000 | 2,568 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 2,937 |
| Total interest expense | $181,000 | 2,366 |
| Net interest income | $1,556,000 | 2,962 |
| Provision for loan and lease losses | $105,000 | 941 |
| Total noninterest income | $230,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $100,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,019 |
| Total noninterest expense | $986,000 | 3,365 |
| Salaries and employee benefits | $519,000 | 3,433 |
| Premises and equipment expense | $31,000 | 4,396 |
| Additional noninterest expense | $436,000 | 2,825 |
| Pre-tax net operating income | $695,000 | 2,562 |
| Securities gains (losses) | $26,000 | 264 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $721,000 | 2,322 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $721,000 | 2,321 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $721,000 | 2,322 |
| Net charge-offs | $19,000 | 973 |
| Cash dividends | $360,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $695,000 | 2,387 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 2,989 |
| Total interest expense | $848,000 | 2,457 |
| Net interest income | $6,182,000 | 3,035 |
| Provision for loan and lease losses | $420,000 | 1,172 |
| Total noninterest income | $968,000 | 3,017 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $362,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 3,107 |
| Total noninterest expense | $4,294,000 | 3,261 |
| Salaries and employee benefits | $2,199,000 | 3,384 |
| Premises and equipment expense | $463,000 | 3,133 |
| Additional noninterest expense | $1,632,000 | 2,955 |
| Pre-tax net operating income | $2,436,000 | 2,929 |
| Securities gains (losses) | $23,000 | 1,454 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,459,000 | 2,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,459,000 | 2,772 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,459,000 | 2,772 |
| Net charge-offs | $23,000 | 2,014 |
| Cash dividends | $730,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,436,000 | 2,763 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 3,038 |
| Total interest expense | $668,000 | 2,469 |
| Net interest income | $4,641,000 | 3,075 |
| Provision for loan and lease losses | $315,000 | 1,121 |
| Total noninterest income | $752,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $255,000 | 2,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 3,073 |
| Total noninterest expense | $3,124,000 | 3,314 |
| Salaries and employee benefits | $1,568,000 | 3,471 |
| Premises and equipment expense | $353,000 | 3,144 |
| Additional noninterest expense | $1,203,000 | 2,993 |
| Pre-tax net operating income | $1,954,000 | 2,962 |
| Securities gains (losses) | $23,000 | 1,347 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,977,000 | 2,815 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,977,000 | 2,815 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,977,000 | 2,815 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $610,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,954,000 | 2,806 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 3,058 |
| Total interest expense | $466,000 | 2,474 |
| Net interest income | $3,048,000 | 3,099 |
| Provision for loan and lease losses | $210,000 | 1,148 |
| Total noninterest income | $408,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $156,000 | 2,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,296 |
| Total noninterest expense | $2,059,000 | 3,324 |
| Salaries and employee benefits | $1,048,000 | 3,478 |
| Premises and equipment expense | $232,000 | 3,160 |
| Additional noninterest expense | $779,000 | 3,037 |
| Pre-tax net operating income | $1,187,000 | 3,058 |
| Securities gains (losses) | $27,000 | 1,094 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,214,000 | 2,914 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,214,000 | 2,913 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,214,000 | 2,914 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $410,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,187,000 | 2,918 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,135 |
| Total interest expense | $251,000 | 2,438 |
| Net interest income | $1,419,000 | 3,202 |
| Provision for loan and lease losses | $105,000 | 1,210 |
| Total noninterest income | $196,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $80,000 | 2,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,367 |
| Total noninterest expense | $1,007,000 | 3,351 |
| Salaries and employee benefits | $485,000 | 3,606 |
| Premises and equipment expense | $116,000 | 3,166 |
| Additional noninterest expense | $406,000 | 2,910 |
| Pre-tax net operating income | $503,000 | 3,233 |
| Securities gains (losses) | $23,000 | 849 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $526,000 | 3,052 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $526,000 | 3,051 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $526,000 | 3,053 |
| Net charge-offs | $-15,000 | 4,211 |
| Cash dividends | $210,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $503,000 | 3,088 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 3,181 |
| Total interest expense | $1,452,000 | 2,431 |
| Net interest income | $5,024,000 | 3,331 |
| Provision for loan and lease losses | $420,000 | 2,406 |
| Total noninterest income | $833,000 | 3,078 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $355,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,193 |
| Total noninterest expense | $4,087,000 | 3,334 |
| Salaries and employee benefits | $2,095,000 | 3,502 |
| Premises and equipment expense | $452,000 | 3,208 |
| Additional noninterest expense | $1,540,000 | 2,998 |
| Pre-tax net operating income | $1,350,000 | 3,393 |
| Securities gains (losses) | $241,000 | 940 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,591,000 | 3,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,591,000 | 3,123 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,591,000 | 3,124 |
| Net charge-offs | $130,000 | 1,820 |
| Cash dividends | $605,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,350,000 | 3,241 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 3,190 |
| Total interest expense | $1,153,000 | 2,443 |
| Net interest income | $3,765,000 | 3,352 |
| Provision for loan and lease losses | $315,000 | 2,384 |
| Total noninterest income | $657,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $267,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,079 |
| Total noninterest expense | $3,100,000 | 3,308 |
| Salaries and employee benefits | $1,555,000 | 3,493 |
| Premises and equipment expense | $369,000 | 3,094 |
| Additional noninterest expense | $1,176,000 | 2,945 |
| Pre-tax net operating income | $1,007,000 | 3,443 |
| Securities gains (losses) | $241,000 | 813 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,248,000 | 3,076 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,248,000 | 3,075 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,248,000 | 3,076 |
| Net charge-offs | $107,000 | 1,627 |
| Cash dividends | $485,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,007,000 | 3,290 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 3,246 |
| Total interest expense | $814,000 | 2,466 |
| Net interest income | $2,417,000 | 3,454 |
| Provision for loan and lease losses | $210,000 | 2,349 |
| Total noninterest income | $492,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $177,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,856 |
| Total noninterest expense | $2,088,000 | 3,296 |
| Salaries and employee benefits | $1,071,000 | 3,457 |
| Premises and equipment expense | $237,000 | 3,156 |
| Additional noninterest expense | $780,000 | 2,952 |
| Pre-tax net operating income | $611,000 | 3,526 |
| Securities gains (losses) | $241,000 | 631 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $852,000 | 3,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $852,000 | 3,017 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $852,000 | 3,018 |
| Net charge-offs | $54,000 | 1,691 |
| Cash dividends | $350,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $611,000 | 3,381 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 3,267 |
| Total interest expense | $443,000 | 2,482 |
| Net interest income | $1,171,000 | 3,462 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $213,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $109,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,127 |
| Total noninterest expense | $994,000 | 3,410 |
| Salaries and employee benefits | $490,000 | 3,625 |
| Premises and equipment expense | $102,000 | 3,388 |
| Additional noninterest expense | $402,000 | 2,926 |
| Pre-tax net operating income | $285,000 | 3,461 |
| Securities gains (losses) | $183,000 | 402 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $468,000 | 2,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $468,000 | 2,714 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $468,000 | 2,716 |
| Net charge-offs | $36,000 | 1,341 |
| Cash dividends | $20,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $285,000 | 3,325 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 3,267 |
| Total interest expense | $1,788,000 | 2,519 |
| Net interest income | $4,840,000 | 3,458 |
| Provision for loan and lease losses | $420,000 | 1,642 |
| Total noninterest income | $1,160,000 | 2,629 |
| Gross Fiduciary activities income | $2,000 | 989 |
| Service charges on deposit accounts | $455,000 | 2,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $703,000 | 2,653 |
| Total noninterest expense | $4,107,000 | 3,372 |
| Salaries and employee benefits | $2,021,000 | 3,589 |
| Premises and equipment expense | $436,000 | 3,326 |
| Additional noninterest expense | $1,650,000 | 2,903 |
| Pre-tax net operating income | $1,473,000 | 3,422 |
| Securities gains (losses) | $-5,000 | 4,708 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,468,000 | 3,300 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,468,000 | 3,301 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,468,000 | 3,301 |
| Net charge-offs | $325,000 | 1,302 |
| Cash dividends | $260,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,473,000 | 3,271 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,297 |
| Total interest expense | $1,342,000 | 2,533 |
| Net interest income | $3,660,000 | 3,493 |
| Provision for loan and lease losses | $315,000 | 1,553 |
| Total noninterest income | $938,000 | 2,530 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $340,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 2,510 |
| Total noninterest expense | $3,138,000 | 3,357 |
| Salaries and employee benefits | $1,502,000 | 3,616 |
| Premises and equipment expense | $369,000 | 3,152 |
| Additional noninterest expense | $1,267,000 | 2,866 |
| Pre-tax net operating income | $1,145,000 | 3,462 |
| Securities gains (losses) | $-5,000 | 4,797 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,140,000 | 3,315 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,140,000 | 3,313 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,140,000 | 3,315 |
| Net charge-offs | $288,000 | 1,061 |
| Cash dividends | $140,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,145,000 | 3,285 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 3,344 |
| Total interest expense | $870,000 | 2,548 |
| Net interest income | $2,398,000 | 3,542 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $724,000 | 2,314 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $217,000 | 2,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,189 |
| Total noninterest expense | $2,090,000 | 3,383 |
| Salaries and employee benefits | $1,032,000 | 3,598 |
| Premises and equipment expense | $240,000 | 3,196 |
| Additional noninterest expense | $818,000 | 2,961 |
| Pre-tax net operating income | $822,000 | 3,360 |
| Securities gains (losses) | $-5,000 | 4,829 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $817,000 | 3,223 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $817,000 | 3,220 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $817,000 | 3,221 |
| Net charge-offs | $187,000 | 1,035 |
| Cash dividends | $75,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $822,000 | 3,187 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,420 |
| Total interest expense | $419,000 | 2,574 |
| Net interest income | $1,160,000 | 3,632 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $207,000 | 3,011 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $105,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,221 |
| Total noninterest expense | $997,000 | 3,504 |
| Salaries and employee benefits | $496,000 | 3,706 |
| Premises and equipment expense | $103,000 | 3,493 |
| Additional noninterest expense | $398,000 | 3,017 |
| Pre-tax net operating income | $265,000 | 3,919 |
| Securities gains (losses) | $-5,000 | 5,012 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $260,000 | 3,796 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $260,000 | 3,795 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $260,000 | 3,795 |
| Net charge-offs | $112,000 | 840 |
| Cash dividends | $50,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $265,000 | 3,767 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 3,469 |
| Total interest expense | $1,044,000 | 2,870 |
| Net interest income | $4,828,000 | 3,560 |
| Provision for loan and lease losses | $420,000 | 1,604 |
| Total noninterest income | $756,000 | 3,218 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $429,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,589 |
| Total noninterest expense | $4,258,000 | 3,364 |
| Salaries and employee benefits | $2,080,000 | 3,619 |
| Premises and equipment expense | $520,000 | 3,094 |
| Additional noninterest expense | $1,658,000 | 2,964 |
| Pre-tax net operating income | $906,000 | 4,136 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $906,000 | 4,001 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $906,000 | 4,000 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $906,000 | 4,000 |
| Net charge-offs | $524,000 | 920 |
| Cash dividends | $620,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $906,000 | 4,012 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 3,510 |
| Total interest expense | $695,000 | 2,973 |
| Net interest income | $3,633,000 | 3,587 |
| Provision for loan and lease losses | $315,000 | 1,521 |
| Total noninterest income | $530,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $297,000 | 2,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,669 |
| Total noninterest expense | $3,071,000 | 3,452 |
| Salaries and employee benefits | $1,497,000 | 3,701 |
| Premises and equipment expense | $410,000 | 3,028 |
| Additional noninterest expense | $1,164,000 | 3,106 |
| Pre-tax net operating income | $777,000 | 4,067 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $777,000 | 3,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $777,000 | 3,923 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $777,000 | 3,924 |
| Net charge-offs | $111,000 | 1,660 |
| Cash dividends | $470,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $777,000 | 3,927 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,552 |
| Total interest expense | $410,000 | 3,079 |
| Net interest income | $2,407,000 | 3,599 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $334,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $190,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,782 |
| Total noninterest expense | $2,024,000 | 3,496 |
| Salaries and employee benefits | $1,007,000 | 3,706 |
| Premises and equipment expense | $263,000 | 3,111 |
| Additional noninterest expense | $754,000 | 3,172 |
| Pre-tax net operating income | $507,000 | 4,084 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $507,000 | 3,936 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $507,000 | 3,935 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $507,000 | 3,935 |
| Net charge-offs | $115,000 | 1,238 |
| Cash dividends | $403,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $507,000 | 3,935 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 3,633 |
| Total interest expense | $176,000 | 3,284 |
| Net interest income | $1,177,000 | 3,657 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $168,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $94,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $1,004,000 | 3,551 |
| Salaries and employee benefits | $453,000 | 3,948 |
| Premises and equipment expense | $135,000 | 3,086 |
| Additional noninterest expense | $416,000 | 2,990 |
| Pre-tax net operating income | $236,000 | 4,163 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $236,000 | 3,996 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $236,000 | 3,996 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $236,000 | 3,996 |
| Net charge-offs | $49,000 | 1,211 |
| Cash dividends | $380,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $236,000 | 3,998 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,653 |
| Total interest expense | $760,000 | 3,005 |
| Net interest income | $4,539,000 | 3,705 |
| Provision for loan and lease losses | $420,000 | 1,602 |
| Total noninterest income | $633,000 | 3,625 |
| Gross Fiduciary activities income | $2,000 | 1,075 |
| Service charges on deposit accounts | $382,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,994 |
| Total noninterest expense | $3,466,000 | 3,836 |
| Salaries and employee benefits | $1,775,000 | 3,982 |
| Premises and equipment expense | $344,000 | 3,933 |
| Additional noninterest expense | $1,347,000 | 3,438 |
| Pre-tax net operating income | $1,286,000 | 3,748 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,286,000 | 3,382 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,286,000 | 3,380 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,286,000 | 3,382 |
| Net charge-offs | $288,000 | 1,519 |
| Cash dividends | $50,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,286,000 | 3,367 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 3,695 |
| Total interest expense | $580,000 | 2,966 |
| Net interest income | $3,363,000 | 3,767 |
| Provision for loan and lease losses | $315,000 | 1,575 |
| Total noninterest income | $493,000 | 3,586 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $282,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,913 |
| Total noninterest expense | $2,613,000 | 3,845 |
| Salaries and employee benefits | $1,273,000 | 4,085 |
| Premises and equipment expense | $255,000 | 4,002 |
| Additional noninterest expense | $1,085,000 | 3,308 |
| Pre-tax net operating income | $928,000 | 3,878 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $928,000 | 3,662 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $928,000 | 3,662 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $928,000 | 3,662 |
| Net charge-offs | $73,000 | 2,169 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $928,000 | 3,635 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 3,755 |
| Total interest expense | $383,000 | 2,943 |
| Net interest income | $2,164,000 | 3,832 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $330,000 | 3,583 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $182,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,874 |
| Total noninterest expense | $1,737,000 | 3,869 |
| Salaries and employee benefits | $855,000 | 4,090 |
| Premises and equipment expense | $165,000 | 4,071 |
| Additional noninterest expense | $717,000 | 3,341 |
| Pre-tax net operating income | $547,000 | 4,011 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $547,000 | 3,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $547,000 | 3,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $547,000 | 3,786 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $547,000 | 3,772 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 3,800 |
| Total interest expense | $191,000 | 2,939 |
| Net interest income | $1,054,000 | 3,904 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $145,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,199 |
| Total noninterest expense | $823,000 | 4,026 |
| Salaries and employee benefits | $388,000 | 4,327 |
| Premises and equipment expense | $86,000 | 4,023 |
| Additional noninterest expense | $349,000 | 3,395 |
| Pre-tax net operating income | $271,000 | 3,988 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $271,000 | 3,752 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $271,000 | 3,753 |
| Net charge-offs | $32,000 | 1,622 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $271,000 | 3,740 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 3,728 |
| Total interest expense | $775,000 | 2,870 |
| Net interest income | $4,429,000 | 3,816 |
| Provision for loan and lease losses | $420,000 | 1,637 |
| Total noninterest income | $644,000 | 3,713 |
| Gross Fiduciary activities income | $5,000 | 1,059 |
| Service charges on deposit accounts | $401,000 | 2,466 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $238,000 | 4,190 |
| Total noninterest expense | $3,246,000 | 4,074 |
| Salaries and employee benefits | $1,601,000 | 4,273 |
| Premises and equipment expense | $336,000 | 4,110 |
| Additional noninterest expense | $1,309,000 | 3,628 |
| Pre-tax net operating income | $1,407,000 | 3,599 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,407,000 | 3,387 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,407,000 | 3,385 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,407,000 | 3,386 |
| Net charge-offs | $334,000 | 1,429 |
| Cash dividends | $455,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,407,000 | 3,339 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 3,742 |
| Total interest expense | $580,000 | 2,876 |
| Net interest income | $3,335,000 | 3,827 |
| Provision for loan and lease losses | $315,000 | 1,569 |
| Total noninterest income | $480,000 | 3,746 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $299,000 | 2,474 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $180,000 | 4,221 |
| Total noninterest expense | $2,491,000 | 4,032 |
| Salaries and employee benefits | $1,150,000 | 4,368 |
| Premises and equipment expense | $248,000 | 4,155 |
| Additional noninterest expense | $1,093,000 | 3,427 |
| Pre-tax net operating income | $1,009,000 | 3,708 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,009,000 | 3,479 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 3,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,009,000 | 3,479 |
| Net charge-offs | $56,000 | 2,501 |
| Cash dividends | $325,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,009,000 | 3,424 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 3,799 |
| Total interest expense | $378,000 | 2,924 |
| Net interest income | $2,186,000 | 3,885 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $315,000 | 3,768 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $190,000 | 2,524 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,207 |
| Total noninterest expense | $1,610,000 | 4,133 |
| Salaries and employee benefits | $712,000 | 4,552 |
| Premises and equipment expense | $165,000 | 4,175 |
| Additional noninterest expense | $733,000 | 3,429 |
| Pre-tax net operating income | $681,000 | 3,706 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $681,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $681,000 | 3,456 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $681,000 | 3,458 |
| Net charge-offs | $40,000 | 2,310 |
| Cash dividends | $325,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $681,000 | 3,403 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 3,813 |
| Total interest expense | $182,000 | 3,008 |
| Net interest income | $1,093,000 | 3,896 |
| Provision for loan and lease losses | $105,000 | 1,464 |
| Total noninterest income | $166,000 | 3,648 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $95,000 | 2,502 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $797,000 | 4,191 |
| Salaries and employee benefits | $348,000 | 4,621 |
| Premises and equipment expense | $82,000 | 4,242 |
| Additional noninterest expense | $367,000 | 3,430 |
| Pre-tax net operating income | $357,000 | 3,593 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $357,000 | 3,333 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $357,000 | 3,330 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $357,000 | 3,331 |
| Net charge-offs | $17,000 | 2,074 |
| Cash dividends | $125,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $357,000 | 3,268 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 3,802 |
| Total interest expense | $712,000 | 3,033 |
| Net interest income | $4,387,000 | 3,873 |
| Provision for loan and lease losses | $520,000 | 1,309 |
| Total noninterest income | $647,000 | 3,776 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $422,000 | 2,417 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $217,000 | 4,359 |
| Total noninterest expense | $3,120,000 | 4,250 |
| Salaries and employee benefits | $1,403,000 | 4,625 |
| Premises and equipment expense | $315,000 | 4,386 |
| Additional noninterest expense | $1,402,000 | 3,568 |
| Pre-tax net operating income | $1,394,000 | 3,611 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,396,000 | 3,357 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,396,000 | 3,356 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,396,000 | 3,358 |
| Net charge-offs | $384,000 | 1,397 |
| Cash dividends | $780,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,394,000 | 3,309 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 3,834 |
| Total interest expense | $541,000 | 3,044 |
| Net interest income | $3,290,000 | 3,912 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 4,393 |
| Total noninterest expense | $2,348,000 | 4,265 |
| Salaries and employee benefits | $1,050,000 | 4,662 |
| Premises and equipment expense | $230,000 | 4,474 |
| Additional noninterest expense | $1,068,000 | 3,531 |
| Pre-tax net operating income | $1,114,000 | 3,575 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,116,000 | 3,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,116,000 | 3,307 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,116,000 | 3,308 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $650,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,114,000 | 3,253 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 3,894 |
| Total interest expense | $360,000 | 3,061 |
| Net interest income | $2,141,000 | 3,987 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $314,000 | 3,863 |
| Gross Fiduciary activities income | $4,000 | 1,048 |
| Service charges on deposit accounts | $198,000 | 2,513 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,394 |
| Total noninterest expense | $1,547,000 | 4,332 |
| Salaries and employee benefits | $691,000 | 4,730 |
| Premises and equipment expense | $154,000 | 4,503 |
| Additional noninterest expense | $702,000 | 3,577 |
| Pre-tax net operating income | $698,000 | 3,658 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $698,000 | 3,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $698,000 | 3,418 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $698,000 | 3,419 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $698,000 | 3,356 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 3,922 |
| Total interest expense | $181,000 | 3,087 |
| Net interest income | $1,060,000 | 4,021 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $149,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $94,000 | 2,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $762,000 | 4,396 |
| Salaries and employee benefits | $365,000 | 4,663 |
| Premises and equipment expense | $76,000 | 4,568 |
| Additional noninterest expense | $321,000 | 3,805 |
| Pre-tax net operating income | $342,000 | 3,670 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $342,000 | 3,412 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $342,000 | 3,415 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $342,000 | 3,415 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $170,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $342,000 | 3,331 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 3,927 |
| Total interest expense | $805,000 | 3,023 |
| Net interest income | $4,291,000 | 4,028 |
| Provision for loan and lease losses | $460,000 | 1,543 |
| Total noninterest income | $646,000 | 3,860 |
| Gross Fiduciary activities income | $1,000 | 1,202 |
| Service charges on deposit accounts | $444,000 | 2,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $201,000 | 4,531 |
| Total noninterest expense | $3,021,000 | 4,480 |
| Salaries and employee benefits | $1,334,000 | 4,875 |
| Premises and equipment expense | $341,000 | 4,424 |
| Additional noninterest expense | $1,346,000 | 3,794 |
| Pre-tax net operating income | $1,456,000 | 3,539 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,456,000 | 3,288 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,456,000 | 3,289 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,456,000 | 3,289 |
| Net charge-offs | $577,000 | 1,335 |
| Cash dividends | $495,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,456,000 | 3,238 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,953 |
| Total interest expense | $611,000 | 3,053 |
| Net interest income | $3,217,000 | 4,057 |
| Provision for loan and lease losses | $370,000 | 1,446 |
| Total noninterest income | $483,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $333,000 | 2,517 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $150,000 | 4,566 |
| Total noninterest expense | $2,286,000 | 4,462 |
| Salaries and employee benefits | $1,074,000 | 4,770 |
| Premises and equipment expense | $256,000 | 4,476 |
| Additional noninterest expense | $956,000 | 3,941 |
| Pre-tax net operating income | $1,044,000 | 3,678 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,044,000 | 3,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,044,000 | 3,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,044,000 | 3,413 |
| Net charge-offs | $566,000 | 1,047 |
| Cash dividends | $373,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,044,000 | 3,369 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 3,991 |
| Total interest expense | $410,000 | 3,072 |
| Net interest income | $2,107,000 | 4,100 |
| Provision for loan and lease losses | $280,000 | 1,354 |
| Total noninterest income | $323,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $218,000 | 2,517 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $105,000 | 4,503 |
| Total noninterest expense | $1,494,000 | 4,551 |
| Salaries and employee benefits | $696,000 | 4,857 |
| Premises and equipment expense | $172,000 | 4,503 |
| Additional noninterest expense | $626,000 | 3,999 |
| Pre-tax net operating income | $656,000 | 3,703 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $656,000 | 3,454 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $656,000 | 3,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $656,000 | 3,460 |
| Net charge-offs | $388,000 | 1,062 |
| Cash dividends | $309,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $656,000 | 3,409 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 4,016 |
| Total interest expense | $202,000 | 3,153 |
| Net interest income | $1,050,000 | 4,131 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $149,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $770,000 | 4,514 |
| Salaries and employee benefits | $360,000 | 4,839 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $320,000 | 3,961 |
| Pre-tax net operating income | $339,000 | 3,599 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $339,000 | 3,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 3,322 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $339,000 | 3,322 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $186,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $339,000 | 3,282 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 3,970 |
| Total interest expense | $961,000 | 3,036 |
| Net interest income | $4,230,000 | 4,139 |
| Provision for loan and lease losses | $510,000 | 1,805 |
| Total noninterest income | $732,000 | 3,777 |
| Gross Fiduciary activities income | $141,000 | 827 |
| Service charges on deposit accounts | $433,000 | 2,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,901 |
| Total noninterest expense | $2,881,000 | 4,698 |
| Salaries and employee benefits | $1,320,000 | 5,067 |
| Premises and equipment expense | $338,000 | 4,588 |
| Additional noninterest expense | $1,223,000 | 4,151 |
| Pre-tax net operating income | $1,571,000 | 3,322 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,571,000 | 3,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,571,000 | 3,072 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,571,000 | 3,073 |
| Net charge-offs | $470,000 | 2,078 |
| Cash dividends | $1,519,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,571,000 | 3,006 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 4,003 |
| Total interest expense | $739,000 | 3,059 |
| Net interest income | $3,157,000 | 4,177 |
| Provision for loan and lease losses | $420,000 | 1,712 |
| Total noninterest income | $576,000 | 3,759 |
| Gross Fiduciary activities income | $141,000 | 782 |
| Service charges on deposit accounts | $319,000 | 2,710 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 5,006 |
| Total noninterest expense | $2,178,000 | 4,702 |
| Salaries and employee benefits | $1,016,000 | 5,031 |
| Premises and equipment expense | $255,000 | 4,598 |
| Additional noninterest expense | $907,000 | 4,183 |
| Pre-tax net operating income | $1,135,000 | 3,459 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,135,000 | 3,178 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,135,000 | 3,181 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,135,000 | 3,182 |
| Net charge-offs | $446,000 | 1,712 |
| Cash dividends | $1,265,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,135,000 | 3,107 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 4,073 |
| Total interest expense | $498,000 | 3,081 |
| Net interest income | $2,053,000 | 4,245 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $429,000 | 3,591 |
| Gross Fiduciary activities income | $141,000 | 719 |
| Service charges on deposit accounts | $200,000 | 2,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $88,000 | 4,896 |
| Total noninterest expense | $1,420,000 | 4,779 |
| Salaries and employee benefits | $667,000 | 5,098 |
| Premises and equipment expense | $171,000 | 4,607 |
| Additional noninterest expense | $582,000 | 4,269 |
| Pre-tax net operating income | $882,000 | 3,143 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $882,000 | 2,874 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $882,000 | 2,878 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $882,000 | 2,878 |
| Net charge-offs | $85,000 | 2,906 |
| Cash dividends | $460,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $882,000 | 2,788 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 4,132 |
| Total interest expense | $251,000 | 3,139 |
| Net interest income | $1,006,000 | 4,306 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $284,000 | 3,078 |
| Gross Fiduciary activities income | $141,000 | 585 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $743,000 | 4,709 |
| Salaries and employee benefits | $352,000 | 4,991 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $298,000 | 4,242 |
| Pre-tax net operating income | $457,000 | 3,043 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $457,000 | 2,763 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $457,000 | 2,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $457,000 | 2,765 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $145,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $457,000 | 2,678 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 4,132 |
| Total interest expense | $1,238,000 | 3,143 |
| Net interest income | $4,145,000 | 4,318 |
| Provision for loan and lease losses | $360,000 | 3,125 |
| Total noninterest income | $645,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $427,000 | 2,794 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $218,000 | 4,487 |
| Total noninterest expense | $2,908,000 | 4,816 |
| Salaries and employee benefits | $1,317,000 | 5,185 |
| Premises and equipment expense | $313,000 | 4,869 |
| Additional noninterest expense | $1,278,000 | 4,200 |
| Pre-tax net operating income | $1,522,000 | 3,309 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,522,000 | 3,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,522,000 | 3,102 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,522,000 | 3,102 |
| Net charge-offs | $923,000 | 1,905 |
| Cash dividends | $940,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,522,000 | 2,971 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 4,163 |
| Total interest expense | $962,000 | 3,165 |
| Net interest income | $3,130,000 | 4,362 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $490,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 4,409 |
| Total noninterest expense | $2,147,000 | 4,889 |
| Salaries and employee benefits | $995,000 | 5,186 |
| Premises and equipment expense | $233,000 | 4,947 |
| Additional noninterest expense | $919,000 | 4,326 |
| Pre-tax net operating income | $1,203,000 | 3,314 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,203,000 | 3,066 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,203,000 | 3,066 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,203,000 | 3,065 |
| Net charge-offs | $540,000 | 2,089 |
| Cash dividends | $551,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,203,000 | 2,924 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 4,192 |
| Total interest expense | $653,000 | 3,215 |
| Net interest income | $2,079,000 | 4,385 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $342,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,195 |
| Total noninterest expense | $1,386,000 | 4,993 |
| Salaries and employee benefits | $632,000 | 5,339 |
| Premises and equipment expense | $154,000 | 4,990 |
| Additional noninterest expense | $600,000 | 4,391 |
| Pre-tax net operating income | $855,000 | 3,158 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $855,000 | 2,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $855,000 | 2,903 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $855,000 | 2,903 |
| Net charge-offs | $479,000 | 1,822 |
| Cash dividends | $476,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $855,000 | 2,760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,257 |
| Total interest expense | $330,000 | 3,299 |
| Net interest income | $1,021,000 | 4,457 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $155,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $724,000 | 4,910 |
| Salaries and employee benefits | $326,000 | 5,305 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $362,000 | 3,488 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $362,000 | 3,278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 3,282 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $362,000 | 3,282 |
| Net charge-offs | $-29,000 | 6,967 |
| Cash dividends | $284,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $362,000 | 3,108 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 4,359 |
| Total interest expense | $1,404,000 | 3,604 |
| Net interest income | $3,990,000 | 4,540 |
| Provision for loan and lease losses | $935,000 | 2,514 |
| Total noninterest income | $657,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $447,000 | 2,812 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $210,000 | 4,401 |
| Total noninterest expense | $2,610,000 | 5,242 |
| Salaries and employee benefits | $1,141,000 | 5,631 |
| Premises and equipment expense | $346,000 | 4,900 |
| Additional noninterest expense | $1,123,000 | 4,639 |
| Pre-tax net operating income | $1,102,000 | 3,529 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,113,000 | 3,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,113,000 | 3,341 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,113,000 | 3,341 |
| Net charge-offs | $500,000 | 3,167 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,102,000 | 3,259 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 4,405 |
| Total interest expense | $1,052,000 | 3,718 |
| Net interest income | $2,994,000 | 4,565 |
| Provision for loan and lease losses | $845,000 | 2,195 |
| Total noninterest income | $763,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $343,000 | 2,761 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $420,000 | 2,952 |
| Total noninterest expense | $1,958,000 | 5,241 |
| Salaries and employee benefits | $873,000 | 5,587 |
| Premises and equipment expense | $259,000 | 4,962 |
| Additional noninterest expense | $826,000 | 4,700 |
| Pre-tax net operating income | $954,000 | 3,407 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $963,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $963,000 | 3,143 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $963,000 | 3,143 |
| Net charge-offs | $571,000 | 2,527 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $954,000 | 3,049 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,548 |
| Total interest expense | $699,000 | 3,812 |
| Net interest income | $1,911,000 | 4,715 |
| Provision for loan and lease losses | $755,000 | 1,795 |
| Total noninterest income | $613,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $229,000 | 2,745 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,495 |
| Total noninterest expense | $1,301,000 | 5,302 |
| Salaries and employee benefits | $571,000 | 5,678 |
| Premises and equipment expense | $171,000 | 5,030 |
| Additional noninterest expense | $559,000 | 4,699 |
| Pre-tax net operating income | $468,000 | 3,927 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $477,000 | 3,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 3,684 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $477,000 | 3,685 |
| Net charge-offs | $392,000 | 2,386 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $468,000 | 3,600 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,442 |
| Total interest expense | $353,000 | 3,888 |
| Net interest income | $1,009,000 | 4,553 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $161,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $633,000 | 5,405 |
| Salaries and employee benefits | $271,000 | 5,826 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $275,000 | 4,748 |
| Pre-tax net operating income | $447,000 | 2,763 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $447,000 | 2,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $447,000 | 2,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $447,000 | 2,452 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $447,000 | 2,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 4,678 |
| Total interest expense | $1,558,000 | 4,169 |
| Net interest income | $3,702,000 | 4,799 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $721,000 | 3,883 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $532,000 | 2,529 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 4,678 |
| Total noninterest expense | $2,658,000 | 5,352 |
| Salaries and employee benefits | $1,172,000 | 5,731 |
| Premises and equipment expense | $334,000 | 5,187 |
| Additional noninterest expense | $1,152,000 | 4,709 |
| Pre-tax net operating income | $1,405,000 | 2,819 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $309,000 | 2,337 |
| Income before extraordinary items | $1,096,000 | 3,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,096,000 | 3,062 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,096,000 | 3,065 |
| Net charge-offs | $211,000 | 4,709 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,096,000 | 2,949 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 4,769 |
| Total interest expense | $1,186,000 | 4,275 |
| Net interest income | $2,757,000 | 4,876 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $559,000 | 3,833 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $408,000 | 2,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $150,000 | 4,652 |
| Total noninterest expense | $1,911,000 | 5,486 |
| Salaries and employee benefits | $842,000 | 5,852 |
| Premises and equipment expense | $252,000 | 5,221 |
| Additional noninterest expense | $817,000 | 4,865 |
| Pre-tax net operating income | $1,135,000 | 2,873 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $262,000 | 2,280 |
| Income before extraordinary items | $873,000 | 3,135 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $873,000 | 3,133 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $873,000 | 3,135 |
| Net charge-offs | $121,000 | 4,711 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $873,000 | 3,008 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 4,799 |
| Total interest expense | $801,000 | 4,346 |
| Net interest income | $1,836,000 | 4,888 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $362,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $273,000 | 2,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 4,810 |
| Total noninterest expense | $1,277,000 | 5,505 |
| Salaries and employee benefits | $571,000 | 5,848 |
| Premises and equipment expense | $163,000 | 5,334 |
| Additional noninterest expense | $543,000 | 4,865 |
| Pre-tax net operating income | $741,000 | 2,928 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $170,000 | 2,288 |
| Income before extraordinary items | $571,000 | 3,163 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $571,000 | 3,158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $571,000 | 3,161 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $571,000 | 3,057 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 4,990 |
| Total interest expense | $402,000 | 4,466 |
| Net interest income | $862,000 | 5,101 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $132,000 | 2,600 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $606,000 | 5,710 |
| Salaries and employee benefits | $262,000 | 6,105 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $352,000 | 3,067 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $79,000 | 2,351 |
| Income before extraordinary items | $273,000 | 3,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 3,315 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $273,000 | 3,317 |
| Net charge-offs | $28,000 | 4,202 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $273,000 | 3,209 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 4,993 |
| Total interest expense | $1,929,000 | 4,555 |
| Net interest income | $3,312,000 | 5,120 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | $113,000 | 855 |
| Service charges on deposit accounts | $549,000 | 2,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-23,000 | 7,491 |
| Total noninterest expense | $2,481,000 | 5,705 |
| Salaries and employee benefits | $1,099,000 | 6,031 |
| Premises and equipment expense | $317,000 | 5,524 |
| Additional noninterest expense | $1,065,000 | 5,065 |
| Pre-tax net operating income | $1,110,000 | 2,831 |
| Securities gains (losses) | $64,000 | 2,461 |
| Applicable income taxes | $230,000 | 2,263 |
| Income before extraordinary items | $944,000 | 2,864 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $944,000 | 2,862 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $944,000 | 2,864 |
| Net charge-offs | $829,000 | 3,129 |
| Cash dividends | $85,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $892,800 | 2,904 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 5,053 |
| Total interest expense | $1,490,000 | 4,621 |
| Net interest income | $2,457,000 | 5,155 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $370,000 | 4,814 |
| Gross Fiduciary activities income | $13,000 | 1,086 |
| Service charges on deposit accounts | $407,000 | 2,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-50,000 | 7,755 |
| Total noninterest expense | $1,847,000 | 5,746 |
| Salaries and employee benefits | $825,000 | 6,062 |
| Premises and equipment expense | $237,000 | 5,583 |
| Additional noninterest expense | $785,000 | 5,117 |
| Pre-tax net operating income | $710,000 | 3,306 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $96,000 | 2,899 |
| Income before extraordinary items | $614,000 | 3,348 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $614,000 | 3,346 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $614,000 | 3,348 |
| Net charge-offs | $295,000 | 3,723 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $614,000 | 3,255 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 5,115 |
| Total interest expense | $1,008,000 | 4,710 |
| Net interest income | $1,604,000 | 5,216 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $166,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $249,000 | 2,878 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-83,000 | 7,947 |
| Total noninterest expense | $1,237,000 | 5,773 |
| Salaries and employee benefits | $558,000 | 6,094 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $518,000 | 5,153 |
| Pre-tax net operating income | $353,000 | 3,907 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $333,000 | 3,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 3,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $333,000 | 3,785 |
| Net charge-offs | $209,000 | 3,373 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $333,000 | 3,663 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 5,142 |
| Total interest expense | $515,000 | 4,765 |
| Net interest income | $798,000 | 5,220 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $160,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $600,000 | 5,813 |
| Salaries and employee benefits | $265,000 | 6,261 |
| Premises and equipment expense | $84,000 | 5,551 |
| Additional noninterest expense | $251,000 | 4,944 |
| Pre-tax net operating income | $268,000 | 3,515 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $50,000 | 2,879 |
| Income before extraordinary items | $218,000 | 3,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $218,000 | 3,717 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $218,000 | 3,718 |
| Net charge-offs | $81,000 | 3,089 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $218,000 | 3,568 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 5,176 |
| Total interest expense | $2,271,000 | 4,999 |
| Net interest income | $3,250,000 | 5,187 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $764,000 | 3,956 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $575,000 | 2,729 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $187,000 | 4,946 |
| Total noninterest expense | $2,386,000 | 5,765 |
| Salaries and employee benefits | $1,098,000 | 6,213 |
| Premises and equipment expense | $302,000 | 5,779 |
| Additional noninterest expense | $986,000 | 4,868 |
| Pre-tax net operating income | $1,268,000 | 3,316 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $289,000 | 2,446 |
| Income before extraordinary items | $979,000 | 3,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $979,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 3,679 |
| Cash dividends | $2,461,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $979,000 | 3,476 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 5,249 |
| Total interest expense | $1,735,000 | 5,077 |
| Net interest income | $2,408,000 | 5,262 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $600,000 | 3,953 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $443,000 | 2,686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 4,877 |
| Total noninterest expense | $1,772,000 | 5,789 |
| Salaries and employee benefits | $837,000 | 6,171 |
| Premises and equipment expense | $214,000 | 5,932 |
| Additional noninterest expense | $721,000 | 4,864 |
| Pre-tax net operating income | $966,000 | 3,744 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $221,000 | 2,802 |
| Income before extraordinary items | $745,000 | 3,700 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $745,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,830 |
| Cash dividends | $2,436,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $745,000 | 3,843 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 5,355 |
| Total interest expense | $1,170,000 | 5,190 |
| Net interest income | $1,561,000 | 5,351 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $410,000 | 3,964 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $294,000 | 2,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $115,000 | 4,810 |
| Total noninterest expense | $1,195,000 | 5,801 |
| Salaries and employee benefits | $573,000 | 6,169 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $480,000 | 4,865 |
| Pre-tax net operating income | $596,000 | 4,037 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $133,000 | 3,154 |
| Income before extraordinary items | $463,000 | 4,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,100 |
| Cash dividends | $1,656,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $463,000 | 4,112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,445 |
| Total interest expense | $603,000 | 5,275 |
| Net interest income | $762,000 | 5,443 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $209,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $577,000 | 5,922 |
| Salaries and employee benefits | $266,000 | 6,378 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $304,000 | 4,122 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $69,000 | 3,233 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,155 |
| Cash dividends | $1,656,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $235,000 | 4,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 5,521 |
| Total interest expense | $2,327,000 | 5,458 |
| Net interest income | $3,046,000 | 5,461 |
| Provision for loan and lease losses | $360,000 | 2,860 |
| Total noninterest income | $919,000 | 3,707 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $586,000 | 2,720 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $330,000 | 4,077 |
| Total noninterest expense | $2,387,000 | 5,749 |
| Salaries and employee benefits | $1,041,000 | 6,341 |
| Premises and equipment expense | $329,000 | 5,558 |
| Additional noninterest expense | $1,017,000 | 4,608 |
| Pre-tax net operating income | $1,218,000 | 4,325 |
| Securities gains (losses) | $-45,000 | 7,987 |
| Applicable income taxes | $275,000 | 3,487 |
| Income before extraordinary items | $898,000 | 4,549 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $898,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $932,650 | 4,465 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 5,562 |
| Total interest expense | $1,739,000 | 5,474 |
| Net interest income | $2,260,000 | 5,521 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $713,000 | 3,644 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $428,000 | 2,769 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $282,000 | 3,857 |
| Total noninterest expense | $1,751,000 | 5,771 |
| Salaries and employee benefits | $782,000 | 6,336 |
| Premises and equipment expense | $230,000 | 5,723 |
| Additional noninterest expense | $739,000 | 4,640 |
| Pre-tax net operating income | $952,000 | 4,466 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $230,000 | 3,536 |
| Income before extraordinary items | $722,000 | 4,579 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $722,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $722,000 | 4,573 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 5,644 |
| Total interest expense | $1,136,000 | 5,538 |
| Net interest income | $1,484,000 | 5,585 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $523,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $282,000 | 2,789 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $241,000 | 3,420 |
| Total noninterest expense | $1,236,000 | 5,640 |
| Salaries and employee benefits | $524,000 | 6,379 |
| Premises and equipment expense | $168,000 | 5,538 |
| Additional noninterest expense | $544,000 | 4,313 |
| Pre-tax net operating income | $591,000 | 4,692 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $138,000 | 3,744 |
| Income before extraordinary items | $453,000 | 4,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $453,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $453,000 | 4,793 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 5,687 |
| Total interest expense | $558,000 | 5,577 |
| Net interest income | $734,000 | 5,641 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $287,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $621,000 | 5,644 |
| Salaries and employee benefits | $239,000 | 6,644 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $278,000 | 4,188 |
| Pre-tax net operating income | $310,000 | 4,581 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $236,000 | 4,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $236,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $236,000 | 4,677 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 5,552 |
| Total interest expense | $2,047,000 | 5,337 |
| Net interest income | $2,967,000 | 5,559 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $697,000 | 4,366 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $486,000 | 3,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $208,000 | 5,056 |
| Total noninterest expense | $2,343,000 | 5,693 |
| Salaries and employee benefits | $986,000 | 6,441 |
| Premises and equipment expense | $333,000 | 5,471 |
| Additional noninterest expense | $1,024,000 | 4,439 |
| Pre-tax net operating income | $961,000 | 5,289 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $200,000 | 4,296 |
| Income before extraordinary items | $757,000 | 5,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $757,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,046 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $760,160 | 5,319 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 5,581 |
| Total interest expense | $1,501,000 | 5,339 |
| Net interest income | $2,223,000 | 5,621 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $496,000 | 4,495 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $331,000 | 3,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $1,757,000 | 5,680 |
| Salaries and employee benefits | $761,000 | 6,372 |
| Premises and equipment expense | $256,000 | 5,405 |
| Additional noninterest expense | $740,000 | 4,536 |
| Pre-tax net operating income | $692,000 | 5,560 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $143,000 | 4,516 |
| Income before extraordinary items | $545,000 | 5,573 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $545,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 742 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $548,160 | 5,567 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,587 |
| Total interest expense | $973,000 | 5,297 |
| Net interest income | $1,481,000 | 5,641 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $302,000 | 4,726 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $172,000 | 3,851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 4,602 |
| Total noninterest expense | $1,177,000 | 5,669 |
| Salaries and employee benefits | $521,000 | 6,319 |
| Premises and equipment expense | $163,000 | 5,551 |
| Additional noninterest expense | $493,000 | 4,530 |
| Pre-tax net operating income | $426,000 | 5,758 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $96,000 | 4,557 |
| Income before extraordinary items | $326,000 | 5,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $326,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,009 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $329,080 | 5,812 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,529 |
| Total interest expense | $481,000 | 5,227 |
| Net interest income | $750,000 | 5,597 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $569,000 | 5,782 |
| Salaries and employee benefits | $241,000 | 6,545 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $63,000 | 4,198 |
| Income before extraordinary items | $207,000 | 5,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $210,080 | 5,242 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,227 |
| Total interest expense | $1,903,000 | 4,579 |
| Net interest income | $2,983,000 | 5,527 |
| Provision for loan and lease losses | $765,000 | 1,317 |
| Total noninterest income | $618,000 | 4,716 |
| Gross Fiduciary activities income | $23,000 | 1,166 |
| Service charges on deposit accounts | $354,000 | 3,815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $241,000 | 4,808 |
| Total noninterest expense | $2,266,000 | 5,690 |
| Salaries and employee benefits | $994,000 | 6,365 |
| Premises and equipment expense | $299,000 | 5,745 |
| Additional noninterest expense | $973,000 | 4,508 |
| Pre-tax net operating income | $570,000 | 6,524 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $513,000 | 6,315 |
| Extraordinary gains, net | $441,000 | 18 |
| Net income | $954,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,102 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $512,100 | 6,289 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 5,196 |
| Total interest expense | $1,422,000 | 4,462 |
| Net interest income | $2,238,000 | 5,540 |
| Provision for loan and lease losses | $570,000 | 1,247 |
| Total noninterest income | $477,000 | 4,671 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $266,000 | 3,831 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,520 |
| Total noninterest expense | $1,678,000 | 5,700 |
| Salaries and employee benefits | $747,000 | 6,361 |
| Premises and equipment expense | $225,000 | 5,737 |
| Additional noninterest expense | $706,000 | 4,602 |
| Pre-tax net operating income | $467,000 | 6,516 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $64,000 | 5,619 |
| Income before extraordinary items | $404,000 | 6,347 |
| Extraordinary gains, net | $441,000 | 12 |
| Net income | $845,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 793 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $403,140 | 6,318 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 5,178 |
| Total interest expense | $937,000 | 4,325 |
| Net interest income | $1,474,000 | 5,555 |
| Provision for loan and lease losses | $480,000 | 1,006 |
| Total noninterest income | $290,000 | 4,886 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $112,000 | 4,964 |
| Total noninterest expense | $1,091,000 | 5,768 |
| Salaries and employee benefits | $474,000 | 6,500 |
| Premises and equipment expense | $150,000 | 5,713 |
| Additional noninterest expense | $467,000 | 4,605 |
| Pre-tax net operating income | $193,000 | 7,260 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $106,000 | 4,740 |
| Income before extraordinary items | $87,000 | 7,836 |
| Extraordinary gains, net | $442,000 | 9 |
| Net income | $529,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 559 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $87,000 | 7,794 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,369 |
| Total interest expense | $470,000 | 4,206 |
| Net interest income | $654,000 | 5,947 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $550,000 | 5,778 |
| Salaries and employee benefits | $240,000 | 6,497 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $234,000 | 4,589 |
| Pre-tax net operating income | $153,000 | 6,518 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $128,000 | 6,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $128,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $128,000 | 6,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 4,709 |
| Total interest expense | $1,851,000 | 3,884 |
| Net interest income | $3,358,000 | 5,045 |
| Provision for loan and lease losses | $635,000 | 1,565 |
| Total noninterest income | $479,000 | 5,375 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $354,000 | 3,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $122,000 | 6,074 |
| Total noninterest expense | $2,247,000 | 5,631 |
| Salaries and employee benefits | $1,098,000 | 5,973 |
| Premises and equipment expense | $285,000 | 5,821 |
| Additional noninterest expense | $864,000 | 4,837 |
| Pre-tax net operating income | $955,000 | 5,362 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $224,000 | 4,607 |
| Income before extraordinary items | $736,000 | 5,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $736,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,787 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $732,150 | 5,387 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 4,690 |
| Total interest expense | $1,382,000 | 3,849 |
| Net interest income | $2,516,000 | 5,041 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $372,000 | 5,307 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $268,000 | 3,929 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $1,686,000 | 5,610 |
| Salaries and employee benefits | $830,000 | 5,899 |
| Premises and equipment expense | $213,000 | 5,794 |
| Additional noninterest expense | $643,000 | 4,823 |
| Pre-tax net operating income | $932,000 | 4,786 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $252,000 | 4,073 |
| Income before extraordinary items | $685,000 | 5,007 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $685,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,719 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $681,350 | 4,943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 4,699 |
| Total interest expense | $921,000 | 3,850 |
| Net interest income | $1,683,000 | 5,024 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $254,000 | 5,246 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $179,000 | 3,927 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,107,000 | 5,689 |
| Salaries and employee benefits | $540,000 | 6,023 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $432,000 | 4,812 |
| Pre-tax net operating income | $650,000 | 4,634 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $171,000 | 4,037 |
| Income before extraordinary items | $484,000 | 4,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,376 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $480,300 | 4,753 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,799 |
| Total interest expense | $465,000 | 3,868 |
| Net interest income | $808,000 | 5,174 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $134,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $559,000 | 5,672 |
| Salaries and employee benefits | $281,000 | 5,937 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $216,000 | 4,804 |
| Pre-tax net operating income | $293,000 | 4,862 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $215,080 | 5,028 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 4,808 |
| Total interest expense | $2,001,000 | 4,028 |
| Net interest income | $3,123,000 | 5,183 |
| Provision for loan and lease losses | $275,000 | 3,362 |
| Total noninterest income | $605,000 | 4,944 |
| Gross Fiduciary activities income | $20,000 | 1,249 |
| Service charges on deposit accounts | $365,000 | 3,844 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $220,000 | 5,096 |
| Total noninterest expense | $2,271,000 | 5,571 |
| Salaries and employee benefits | $1,084,000 | 5,984 |
| Premises and equipment expense | $292,000 | 5,737 |
| Additional noninterest expense | $895,000 | 4,648 |
| Pre-tax net operating income | $1,182,000 | 4,725 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $314,000 | 4,224 |
| Income before extraordinary items | $866,000 | 5,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $866,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,673 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $867,460 | 4,871 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 4,873 |
| Total interest expense | $1,521,000 | 4,096 |
| Net interest income | $2,310,000 | 5,250 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $532,000 | 4,566 |
| Gross Fiduciary activities income | $19,000 | 1,187 |
| Service charges on deposit accounts | $286,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $1,683,000 | 5,574 |
| Salaries and employee benefits | $805,000 | 5,994 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $658,000 | 4,688 |
| Pre-tax net operating income | $989,000 | 4,569 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $276,000 | 4,077 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $712,440 | 4,757 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 5,040 |
| Total interest expense | $1,032,000 | 4,146 |
| Net interest income | $1,429,000 | 5,487 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $377,000 | 4,394 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $194,000 | 3,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $182,000 | 4,197 |
| Total noninterest expense | $1,084,000 | 5,710 |
| Salaries and employee benefits | $542,000 | 5,967 |
| Premises and equipment expense | $136,000 | 5,946 |
| Additional noninterest expense | $406,000 | 4,954 |
| Pre-tax net operating income | $627,000 | 4,718 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $178,000 | 4,201 |
| Income before extraordinary items | $462,000 | 5,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $462,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $452,640 | 4,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 5,147 |
| Total interest expense | $521,000 | 4,211 |
| Net interest income | $683,000 | 5,625 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $185,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $523,000 | 5,848 |
| Salaries and employee benefits | $265,000 | 6,053 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $200,000 | 4,959 |
| Pre-tax net operating income | $300,000 | 4,784 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $218,000 | 5,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,000 | 4,891 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 5,400 |
| Total interest expense | $1,977,000 | 4,830 |
| Net interest income | $2,698,000 | 5,652 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $473,000 | 5,362 |
| Gross Fiduciary activities income | $7,000 | 1,461 |
| Service charges on deposit accounts | $198,000 | 5,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 4,496 |
| Total noninterest expense | $1,962,000 | 5,933 |
| Salaries and employee benefits | $935,000 | 6,373 |
| Premises and equipment expense | $235,000 | 6,327 |
| Additional noninterest expense | $792,000 | 4,954 |
| Pre-tax net operating income | $849,000 | 5,619 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $213,000 | 5,021 |
| Income before extraordinary items | $636,000 | 5,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $636,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,601 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $636,000 | 5,688 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 5,814 |
| Total interest expense | $2,410,000 | 5,501 |
| Net interest income | $2,319,000 | 5,975 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $431,000 | 5,485 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $1,754,000 | 6,230 |
| Salaries and employee benefits | $803,000 | 6,757 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $747,000 | 5,025 |
| Pre-tax net operating income | $876,000 | 5,260 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $228,000 | 4,774 |
| Income before extraordinary items | $649,000 | 5,417 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $649,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $648,260 | 5,295 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 6,209 |
| Total interest expense | $2,324,000 | 5,799 |
| Net interest income | $2,029,000 | 6,522 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $570,000 | 4,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,449 |
| Total noninterest expense | $1,629,000 | 6,419 |
| Salaries and employee benefits | $754,000 | 6,950 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $670,000 | 5,348 |
| Pre-tax net operating income | $880,000 | 5,616 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $219,000 | 5,231 |
| Income before extraordinary items | $662,000 | 5,566 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $662,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,718 |
| Cash dividends | $125,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $661,250 | 5,582 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 6,293 |
| Total interest expense | $1,999,000 | 6,003 |
| Net interest income | $2,087,000 | 6,483 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $496,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,796 |
| Total noninterest expense | $1,672,000 | 6,358 |
| Salaries and employee benefits | $779,000 | 6,842 |
| Premises and equipment expense | $240,000 | 6,182 |
| Additional noninterest expense | $653,000 | 5,509 |
| Pre-tax net operating income | $821,000 | 5,855 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $200,000 | 5,712 |
| Income before extraordinary items | $621,000 | 5,795 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $621,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $621,000 | 5,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 6,759 |
| Total interest expense | $1,774,000 | 6,598 |
| Net interest income | $1,916,000 | 6,821 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,457 |
| Total noninterest expense | $1,535,000 | 6,588 |
| Salaries and employee benefits | $724,000 | 7,051 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $630,000 | 5,553 |
| Pre-tax net operating income | $723,000 | 6,397 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $173,000 | 6,538 |
| Income before extraordinary items | $563,000 | 6,253 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $563,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $553,120 | 6,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 7,165 |
| Total interest expense | $1,679,000 | 6,931 |
| Net interest income | $1,821,000 | 7,269 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $1,356,000 | 7,157 |
| Salaries and employee benefits | $634,000 | 7,701 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $574,000 | 5,966 |
| Pre-tax net operating income | $711,000 | 6,933 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $170,000 | 7,324 |
| Income before extraordinary items | $524,000 | 6,838 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $524,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $536,920 | 6,705 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 7,632 |
| Total interest expense | $1,601,000 | 7,325 |
| Net interest income | $1,670,000 | 7,856 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $244,000 | 7,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $1,256,000 | 7,811 |
| Salaries and employee benefits | $571,000 | 8,315 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $537,000 | 6,789 |
| Pre-tax net operating income | $628,000 | 7,280 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $183,000 | 7,402 |
| Income before extraordinary items | $447,000 | 7,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $447,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $114,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,580 | 7,211 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 8,077 |
| Total interest expense | $1,545,000 | 7,571 |
| Net interest income | $1,540,000 | 8,425 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $224,000 | 8,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $1,144,000 | 8,413 |
| Salaries and employee benefits | $536,000 | 8,808 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $483,000 | 7,402 |
| Pre-tax net operating income | $500,000 | 8,436 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $377,000 | 8,258 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $377,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $372,500 | 8,280 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 8,563 |
| Total interest expense | $1,195,000 | 7,921 |
| Net interest income | $1,500,000 | 8,886 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,150,000 | 8,812 |
| Salaries and employee benefits | $515,000 | 9,254 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $514,000 | 7,721 |
| Pre-tax net operating income | $398,000 | 9,390 |
| Securities gains (losses) | $-59,000 | 11,167 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $267,000 | 9,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $267,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $256,000 | 4,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $313,610 | 9,069 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 9,156 |
| Total interest expense | $1,007,000 | 9,077 |
| Net interest income | $1,506,000 | 9,082 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $967,000 | 9,893 |
| Salaries and employee benefits | $458,000 | 10,060 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $402,000 | 9,251 |
| Pre-tax net operating income | $552,000 | 8,281 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $400,000 | 8,440 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $396,400 | 8,191 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 10,080 |
| Total interest expense | $1,164,000 | 9,735 |
| Net interest income | $1,241,000 | 10,176 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $1,025,000 | 9,868 |
| Salaries and employee benefits | $414,000 | 10,690 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $506,000 | 8,398 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $246,000 | 9,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $246,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $227,000 | 4,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $224,610 | 9,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.