Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
2012-12-31 (YTD Data) | Rank | |
Total interest income | $6,461,000 | 3,649 |
Total interest expense | $1,440,000 | 2,815 |
Net interest income | $5,021,000 | 3,803 |
Provision for loan and lease losses | $430,000 | 2,932 |
Total noninterest income | $754,000 | 3,753 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $352,000 | 3,170 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $402,000 | 3,623 |
Total noninterest expense | $2,507,000 | 5,172 |
Salaries and employee benefits | $1,223,000 | 5,358 |
Premises and equipment expense | $170,000 | 5,962 |
Additional noninterest expense | $1,114,000 | 4,537 |
Pre-tax net operating income | $2,838,000 | 2,193 |
Securities gains (losses) | $-5,000 | 6,693 |
Applicable income taxes | $906,000 | 1,557 |
Income before extraordinary items | $1,927,000 | 2,647 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,927,000 | 2,650 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $1,927,000 | 2,648 |
Net charge-offs | $366,000 | 3,050 |
Cash dividends | $355,000 | 3,144 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $1,930,400 | 2,534 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $4,986,000 | 3,646 |
Total interest expense | $1,147,000 | 2,783 |
Net interest income | $3,839,000 | 3,816 |
Provision for loan and lease losses | $310,000 | 2,930 |
Total noninterest income | $429,000 | 4,307 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $270,000 | 3,177 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $159,000 | 4,554 |
Total noninterest expense | $1,562,000 | 5,623 |
Salaries and employee benefits | $850,000 | 5,543 |
Premises and equipment expense | $112,000 | 6,192 |
Additional noninterest expense | $600,000 | 5,323 |
Pre-tax net operating income | $2,396,000 | 2,048 |
Securities gains (losses) | $-5,000 | 6,828 |
Applicable income taxes | $635,000 | 1,686 |
Income before extraordinary items | $1,756,000 | 2,353 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,756,000 | 2,354 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,756,000 | 2,354 |
Net charge-offs | $265,000 | 2,983 |
Cash dividends | $355,000 | 2,392 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,759,650 | 2,222 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $3,404,000 | 3,605 |
Total interest expense | $810,000 | 2,743 |
Net interest income | $2,594,000 | 3,796 |
Provision for loan and lease losses | $225,000 | 2,827 |
Total noninterest income | $267,000 | 4,438 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $174,000 | 3,226 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $93,000 | 4,750 |
Total noninterest expense | $1,017,000 | 5,692 |
Salaries and employee benefits | $568,000 | 5,581 |
Premises and equipment expense | $81,000 | 6,115 |
Additional noninterest expense | $368,000 | 5,523 |
Pre-tax net operating income | $1,619,000 | 2,013 |
Securities gains (losses) | $-5,000 | 6,901 |
Applicable income taxes | $445,000 | 1,610 |
Income before extraordinary items | $1,169,000 | 2,319 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,169,000 | 2,318 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,169,000 | 2,319 |
Net charge-offs | $183,000 | 2,851 |
Cash dividends | $355,000 | 1,966 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,172,600 | 2,187 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,715,000 | 3,622 |
Total interest expense | $424,000 | 2,740 |
Net interest income | $1,291,000 | 3,826 |
Provision for loan and lease losses | $105,000 | 2,781 |
Total noninterest income | $133,000 | 4,476 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $87,000 | 3,218 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $46,000 | 4,834 |
Total noninterest expense | $533,000 | 5,640 |
Salaries and employee benefits | $299,000 | 5,507 |
Premises and equipment expense | $38,000 | 6,251 |
Additional noninterest expense | $196,000 | 5,405 |
Pre-tax net operating income | $786,000 | 2,062 |
Securities gains (losses) | $-3,000 | 6,965 |
Applicable income taxes | $195,000 | 1,757 |
Income before extraordinary items | $588,000 | 2,292 |
Extraordinary gains, net | $0 | 19 |
Net income | $588,000 | 2,294 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $588,000 | 2,295 |
Net charge-offs | $101,000 | 2,432 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $590,250 | 2,172 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $7,697,000 | 3,430 |
Total interest expense | $2,204,000 | 2,565 |
Net interest income | $5,493,000 | 3,685 |
Provision for loan and lease losses | $1,565,000 | 1,839 |
Total noninterest income | $626,000 | 3,985 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $376,000 | 3,149 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $250,000 | 4,137 |
Total noninterest expense | $2,750,000 | 5,113 |
Salaries and employee benefits | $1,166,000 | 5,577 |
Premises and equipment expense | $217,000 | 5,871 |
Additional noninterest expense | $1,367,000 | 4,101 |
Pre-tax net operating income | $1,804,000 | 2,696 |
Securities gains (losses) | $22,000 | 3,042 |
Applicable income taxes | $341,000 | 2,406 |
Income before extraordinary items | $1,485,000 | 2,791 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,485,000 | 2,794 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,485,000 | 2,794 |
Net charge-offs | $1,697,000 | 1,723 |
Cash dividends | $665,000 | 2,104 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,467,180 | 2,717 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $5,932,000 | 3,392 |
Total interest expense | $1,760,000 | 2,541 |
Net interest income | $4,172,000 | 3,676 |
Provision for loan and lease losses | $1,245,000 | 1,716 |
Total noninterest income | $427,000 | 4,190 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $283,000 | 3,153 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $144,000 | 4,584 |
Total noninterest expense | $1,824,000 | 5,417 |
Salaries and employee benefits | $871,000 | 5,597 |
Premises and equipment expense | $126,000 | 6,306 |
Additional noninterest expense | $827,000 | 4,695 |
Pre-tax net operating income | $1,530,000 | 2,533 |
Securities gains (losses) | $23,000 | 2,749 |
Applicable income taxes | $418,000 | 1,897 |
Income before extraordinary items | $1,135,000 | 2,821 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,135,000 | 2,823 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $1,135,000 | 2,823 |
Net charge-offs | $1,503,000 | 1,489 |
Cash dividends | $355,000 | 2,167 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,118,210 | 2,748 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,932,000 | 3,447 |
Total interest expense | $1,215,000 | 2,538 |
Net interest income | $2,717,000 | 3,738 |
Provision for loan and lease losses | $470,000 | 2,392 |
Total noninterest income | $271,000 | 4,316 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $181,000 | 3,207 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $90,000 | 4,703 |
Total noninterest expense | $1,169,000 | 5,574 |
Salaries and employee benefits | $568,000 | 5,689 |
Premises and equipment expense | $84,000 | 6,363 |
Additional noninterest expense | $517,000 | 4,911 |
Pre-tax net operating income | $1,349,000 | 2,044 |
Securities gains (losses) | $-3,000 | 6,961 |
Applicable income taxes | $348,000 | 1,647 |
Income before extraordinary items | $998,000 | 2,284 |
Extraordinary gains, net | $0 | 15 |
Net income | $998,000 | 2,284 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $998,000 | 2,284 |
Net charge-offs | $437,000 | 2,280 |
Cash dividends | $355,000 | 1,752 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,000,220 | 2,198 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,958,000 | 3,467 |
Total interest expense | $636,000 | 2,515 |
Net interest income | $1,322,000 | 3,800 |
Provision for loan and lease losses | $200,000 | 2,421 |
Total noninterest income | $134,000 | 4,375 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $91,000 | 3,174 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $43,000 | 4,887 |
Total noninterest expense | $576,000 | 5,644 |
Salaries and employee benefits | $257,000 | 5,918 |
Premises and equipment expense | $39,000 | 6,503 |
Additional noninterest expense | $280,000 | 4,708 |
Pre-tax net operating income | $680,000 | 2,013 |
Securities gains (losses) | $-3,000 | 7,054 |
Applicable income taxes | $172,000 | 1,661 |
Income before extraordinary items | $505,000 | 2,237 |
Extraordinary gains, net | $0 | 9 |
Net income | $505,000 | 2,236 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $505,000 | 2,237 |
Net charge-offs | $155,000 | 2,326 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $507,250 | 2,181 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $8,399,000 | 3,421 |
Total interest expense | $3,223,000 | 2,439 |
Net interest income | $5,176,000 | 3,863 |
Provision for loan and lease losses | $675,000 | 3,661 |
Total noninterest income | $593,000 | 4,265 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $411,000 | 3,026 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $182,000 | 4,718 |
Total noninterest expense | $2,364,000 | 5,638 |
Salaries and employee benefits | $1,123,000 | 5,811 |
Premises and equipment expense | $243,000 | 5,851 |
Additional noninterest expense | $998,000 | 5,097 |
Pre-tax net operating income | $2,730,000 | 1,760 |
Securities gains (losses) | $-172,000 | 7,284 |
Applicable income taxes | $578,000 | 1,752 |
Income before extraordinary items | $1,980,000 | 2,043 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,980,000 | 2,044 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $1,980,000 | 2,045 |
Net charge-offs | $463,000 | 3,753 |
Cash dividends | $621,000 | 2,076 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $2,112,440 | 1,857 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $6,434,000 | 3,426 |
Total interest expense | $2,510,000 | 2,466 |
Net interest income | $3,924,000 | 3,889 |
Provision for loan and lease losses | $485,000 | 3,589 |
Total noninterest income | $451,000 | 4,271 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $310,000 | 3,089 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $141,000 | 4,742 |
Total noninterest expense | $1,611,000 | 5,890 |
Salaries and employee benefits | $801,000 | 5,951 |
Premises and equipment expense | $125,000 | 6,568 |
Additional noninterest expense | $685,000 | 5,322 |
Pre-tax net operating income | $2,279,000 | 1,720 |
Securities gains (losses) | $-153,000 | 7,443 |
Applicable income taxes | $585,000 | 1,500 |
Income before extraordinary items | $1,541,000 | 2,096 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,541,000 | 2,097 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $1,541,000 | 2,098 |
Net charge-offs | $355,000 | 3,508 |
Cash dividends | $355,000 | 2,176 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $1,651,160 | 1,886 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $4,403,000 | 3,383 |
Total interest expense | $1,730,000 | 2,473 |
Net interest income | $2,673,000 | 3,836 |
Provision for loan and lease losses | $205,000 | 4,179 |
Total noninterest income | $284,000 | 4,379 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $208,000 | 3,079 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $76,000 | 5,043 |
Total noninterest expense | $1,030,000 | 6,021 |
Salaries and employee benefits | $538,000 | 5,977 |
Premises and equipment expense | $81,000 | 6,645 |
Additional noninterest expense | $411,000 | 5,594 |
Pre-tax net operating income | $1,722,000 | 1,510 |
Securities gains (losses) | $-135,000 | 7,555 |
Applicable income taxes | $470,000 | 1,279 |
Income before extraordinary items | $1,117,000 | 1,925 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,117,000 | 1,925 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,117,000 | 1,925 |
Net charge-offs | $80,000 | 4,475 |
Cash dividends | $355,000 | 1,725 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,211,500 | 1,708 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,198,000 | 3,457 |
Total interest expense | $884,000 | 2,539 |
Net interest income | $1,314,000 | 3,901 |
Provision for loan and lease losses | $70,000 | 4,445 |
Total noninterest income | $143,000 | 4,375 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $105,000 | 3,057 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $38,000 | 5,122 |
Total noninterest expense | $472,000 | 6,286 |
Salaries and employee benefits | $250,000 | 6,195 |
Premises and equipment expense | $40,000 | 6,743 |
Additional noninterest expense | $182,000 | 5,907 |
Pre-tax net operating income | $915,000 | 1,425 |
Securities gains (losses) | $-33,000 | 7,597 |
Applicable income taxes | $220,000 | 1,335 |
Income before extraordinary items | $662,000 | 1,647 |
Extraordinary gains, net | $0 | 16 |
Net income | $662,000 | 1,648 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $662,000 | 1,649 |
Net charge-offs | $27,000 | 4,227 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $686,750 | 1,529 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $8,760,000 | 3,583 |
Total interest expense | $4,255,000 | 2,602 |
Net interest income | $4,505,000 | 4,227 |
Provision for loan and lease losses | $450,000 | 4,698 |
Total noninterest income | $719,000 | 4,003 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $429,000 | 3,188 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $290,000 | 4,028 |
Total noninterest expense | $2,049,000 | 6,171 |
Salaries and employee benefits | $1,074,000 | 6,077 |
Premises and equipment expense | $225,000 | 6,277 |
Additional noninterest expense | $750,000 | 5,975 |
Pre-tax net operating income | $2,725,000 | 1,468 |
Securities gains (losses) | $-247,000 | 7,460 |
Applicable income taxes | $595,000 | 1,390 |
Income before extraordinary items | $1,883,000 | 1,776 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,883,000 | 1,774 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $1,883,000 | 1,776 |
Net charge-offs | $205,000 | 4,972 |
Cash dividends | $1,508,000 | 1,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $2,070,720 | 1,563 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $6,531,000 | 3,640 |
Total interest expense | $3,288,000 | 2,645 |
Net interest income | $3,243,000 | 4,354 |
Provision for loan and lease losses | $160,000 | 5,436 |
Total noninterest income | $469,000 | 4,352 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $313,000 | 3,264 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $156,000 | 4,688 |
Total noninterest expense | $1,372,000 | 6,450 |
Salaries and employee benefits | $773,000 | 6,207 |
Premises and equipment expense | $111,000 | 7,006 |
Additional noninterest expense | $488,000 | 6,308 |
Pre-tax net operating income | $2,180,000 | 1,490 |
Securities gains (losses) | $-209,000 | 7,594 |
Applicable income taxes | $415,000 | 1,591 |
Income before extraordinary items | $1,556,000 | 1,716 |
Extraordinary gains, net | $0 | 27 |
Net income | $1,556,000 | 1,716 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $1,556,000 | 1,716 |
Net charge-offs | $155,000 | 4,566 |
Cash dividends | $1,242,000 | 1,031 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,721,110 | 1,520 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $4,328,000 | 3,696 |
Total interest expense | $2,239,000 | 2,700 |
Net interest income | $2,089,000 | 4,451 |
Provision for loan and lease losses | $80,000 | 5,568 |
Total noninterest income | $290,000 | 4,493 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $199,000 | 3,323 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $91,000 | 4,967 |
Total noninterest expense | $948,000 | 6,421 |
Salaries and employee benefits | $522,000 | 6,246 |
Premises and equipment expense | $68,000 | 7,171 |
Additional noninterest expense | $358,000 | 6,104 |
Pre-tax net operating income | $1,351,000 | 1,671 |
Securities gains (losses) | $-177,000 | 7,767 |
Applicable income taxes | $220,000 | 1,864 |
Income before extraordinary items | $954,000 | 1,923 |
Extraordinary gains, net | $0 | 21 |
Net income | $954,000 | 1,921 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $954,000 | 1,922 |
Net charge-offs | $84,000 | 4,427 |
Cash dividends | $1,242,000 | 731 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $1,097,370 | 1,660 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $2,161,000 | 3,726 |
Total interest expense | $1,137,000 | 2,757 |
Net interest income | $1,024,000 | 4,509 |
Provision for loan and lease losses | $40,000 | 5,160 |
Total noninterest income | $142,000 | 4,524 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $100,000 | 3,259 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $42,000 | 5,129 |
Total noninterest expense | $403,000 | 6,724 |
Salaries and employee benefits | $239,000 | 6,490 |
Premises and equipment expense | $28,000 | 7,445 |
Additional noninterest expense | $136,000 | 6,542 |
Pre-tax net operating income | $723,000 | 1,752 |
Securities gains (losses) | $-107,000 | 7,991 |
Applicable income taxes | $105,000 | 2,130 |
Income before extraordinary items | $511,000 | 2,090 |
Extraordinary gains, net | $0 | 15 |
Net income | $511,000 | 2,091 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $511,000 | 2,091 |
Net charge-offs | $51,000 | 3,523 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $599,810 | 1,700 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $8,851,000 | 3,843 |
Total interest expense | $4,957,000 | 2,984 |
Net interest income | $3,894,000 | 4,661 |
Provision for loan and lease losses | $320,000 | 4,511 |
Total noninterest income | $614,000 | 4,418 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $424,000 | 3,343 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $190,000 | 4,927 |
Total noninterest expense | $1,908,000 | 6,352 |
Salaries and employee benefits | $1,051,000 | 6,306 |
Premises and equipment expense | $250,000 | 6,251 |
Additional noninterest expense | $607,000 | 6,200 |
Pre-tax net operating income | $2,280,000 | 2,248 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $450,000 | 1,950 |
Income before extraordinary items | $1,830,000 | 2,165 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,830,000 | 2,167 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $319,000 | 3,452 |
Cash dividends | $843,000 | 2,579 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,830,000 | 2,284 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $6,620,000 | 3,906 |
Total interest expense | $3,767,000 | 3,057 |
Net interest income | $2,853,000 | 4,772 |
Provision for loan and lease losses | $95,000 | 5,209 |
Total noninterest income | $444,000 | 4,602 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $295,000 | 3,508 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $149,000 | 4,964 |
Total noninterest expense | $1,313,000 | 6,564 |
Salaries and employee benefits | $759,000 | 6,415 |
Premises and equipment expense | $132,000 | 6,927 |
Additional noninterest expense | $422,000 | 6,346 |
Pre-tax net operating income | $1,889,000 | 2,396 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $385,000 | 2,205 |
Income before extraordinary items | $1,504,000 | 2,323 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,504,000 | 2,321 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 4,265 |
Cash dividends | $355,000 | 3,188 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,504,000 | 2,440 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $4,377,000 | 3,996 |
Total interest expense | $2,531,000 | 3,152 |
Net interest income | $1,846,000 | 4,865 |
Provision for loan and lease losses | $55,000 | 5,091 |
Total noninterest income | $269,000 | 4,838 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $187,000 | 3,617 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $82,000 | 5,378 |
Total noninterest expense | $898,000 | 6,546 |
Salaries and employee benefits | $517,000 | 6,410 |
Premises and equipment expense | $91,000 | 6,912 |
Additional noninterest expense | $290,000 | 6,273 |
Pre-tax net operating income | $1,162,000 | 2,643 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $235,000 | 2,505 |
Income before extraordinary items | $927,000 | 2,740 |
Extraordinary gains, net | $0 | 21 |
Net income | $927,000 | 2,739 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 4,173 |
Cash dividends | $355,000 | 2,728 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $927,000 | 2,689 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,187,000 | 4,080 |
Total interest expense | $1,274,000 | 3,307 |
Net interest income | $913,000 | 4,902 |
Provision for loan and lease losses | $20,000 | 4,875 |
Total noninterest income | $132,000 | 4,894 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $91,000 | 3,630 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $41,000 | 5,402 |
Total noninterest expense | $403,000 | 6,798 |
Salaries and employee benefits | $239,000 | 6,626 |
Premises and equipment expense | $43,000 | 7,040 |
Additional noninterest expense | $121,000 | 6,703 |
Pre-tax net operating income | $622,000 | 2,628 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $122,000 | 2,561 |
Income before extraordinary items | $500,000 | 2,685 |
Extraordinary gains, net | $0 | 15 |
Net income | $500,000 | 2,687 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 4,249 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $500,000 | 2,617 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $8,309,000 | 4,268 |
Total interest expense | $4,835,000 | 3,548 |
Net interest income | $3,474,000 | 5,060 |
Provision for loan and lease losses | $110,000 | 4,771 |
Total noninterest income | $504,000 | 5,011 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $354,000 | 3,755 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $150,000 | 5,575 |
Total noninterest expense | $1,772,000 | 6,517 |
Salaries and employee benefits | $1,068,000 | 6,290 |
Premises and equipment expense | $230,000 | 6,438 |
Additional noninterest expense | $474,000 | 6,704 |
Pre-tax net operating income | $2,096,000 | 3,212 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $433,000 | 2,928 |
Income before extraordinary items | $1,663,000 | 3,213 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,663,000 | 3,212 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 3,868 |
Cash dividends | $753,000 | 3,068 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,663,000 | 3,202 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $6,148,000 | 4,317 |
Total interest expense | $3,555,000 | 3,600 |
Net interest income | $2,593,000 | 5,087 |
Provision for loan and lease losses | $70,000 | 4,664 |
Total noninterest income | $365,000 | 5,108 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $252,000 | 3,863 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $113,000 | 5,595 |
Total noninterest expense | $1,210,000 | 6,732 |
Salaries and employee benefits | $769,000 | 6,366 |
Premises and equipment expense | $84,000 | 7,611 |
Additional noninterest expense | $357,000 | 6,681 |
Pre-tax net operating income | $1,678,000 | 3,234 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $272,000 | 3,332 |
Income before extraordinary items | $1,406,000 | 3,113 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,406,000 | 3,112 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 3,489 |
Cash dividends | $266,000 | 3,795 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,406,000 | 3,097 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $4,035,000 | 4,367 |
Total interest expense | $2,310,000 | 3,672 |
Net interest income | $1,725,000 | 5,122 |
Provision for loan and lease losses | $40,000 | 4,625 |
Total noninterest income | $223,000 | 5,352 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $162,000 | 3,940 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $61,000 | 5,968 |
Total noninterest expense | $831,000 | 6,722 |
Salaries and employee benefits | $535,000 | 6,335 |
Premises and equipment expense | $45,000 | 7,884 |
Additional noninterest expense | $251,000 | 6,584 |
Pre-tax net operating income | $1,077,000 | 3,360 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $185,000 | 3,364 |
Income before extraordinary items | $892,000 | 3,268 |
Extraordinary gains, net | $0 | 29 |
Net income | $892,000 | 3,267 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 3,376 |
Cash dividends | $266,000 | 3,298 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $892,000 | 3,249 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,997,000 | 4,402 |
Total interest expense | $1,135,000 | 3,680 |
Net interest income | $862,000 | 5,137 |
Provision for loan and lease losses | $10,000 | 5,012 |
Total noninterest income | $109,000 | 5,358 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $79,000 | 3,930 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $30,000 | 5,964 |
Total noninterest expense | $383,000 | 6,935 |
Salaries and employee benefits | $234,000 | 6,692 |
Premises and equipment expense | $24,000 | 7,842 |
Additional noninterest expense | $125,000 | 6,594 |
Pre-tax net operating income | $578,000 | 3,202 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $95,000 | 3,333 |
Income before extraordinary items | $483,000 | 3,110 |
Extraordinary gains, net | $0 | 22 |
Net income | $483,000 | 3,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 3,384 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $483,000 | 3,088 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $7,355,000 | 4,429 |
Total interest expense | $3,566,000 | 3,865 |
Net interest income | $3,789,000 | 4,820 |
Provision for loan and lease losses | $90,000 | 4,875 |
Total noninterest income | $683,000 | 4,417 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $348,000 | 3,821 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $335,000 | 4,085 |
Total noninterest expense | $1,768,000 | 6,488 |
Salaries and employee benefits | $1,052,000 | 6,285 |
Premises and equipment expense | $228,000 | 6,431 |
Additional noninterest expense | $488,000 | 6,594 |
Pre-tax net operating income | $2,614,000 | 3,030 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $575,000 | 2,949 |
Income before extraordinary items | $2,039,000 | 3,056 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,039,000 | 3,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $87,000 | 3,336 |
Cash dividends | $710,000 | 3,174 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $2,039,000 | 3,049 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $5,406,000 | 4,467 |
Total interest expense | $2,488,000 | 3,961 |
Net interest income | $2,918,000 | 4,772 |
Provision for loan and lease losses | $20,000 | 5,975 |
Total noninterest income | $360,000 | 5,230 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $256,000 | 3,903 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $104,000 | 5,775 |
Total noninterest expense | $1,197,000 | 6,751 |
Salaries and employee benefits | $759,000 | 6,378 |
Premises and equipment expense | $101,000 | 7,440 |
Additional noninterest expense | $337,000 | 6,822 |
Pre-tax net operating income | $2,061,000 | 3,036 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $425,000 | 3,091 |
Income before extraordinary items | $1,636,000 | 3,002 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,636,000 | 3,003 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 3,378 |
Cash dividends | $222,000 | 4,044 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,636,000 | 2,997 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,527,000 | 4,489 |
Total interest expense | $1,570,000 | 3,990 |
Net interest income | $1,957,000 | 4,776 |
Provision for loan and lease losses | $10,000 | 5,986 |
Total noninterest income | $222,000 | 5,400 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $166,000 | 3,934 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $56,000 | 6,195 |
Total noninterest expense | $803,000 | 6,761 |
Salaries and employee benefits | $484,000 | 6,518 |
Premises and equipment expense | $78,000 | 7,229 |
Additional noninterest expense | $241,000 | 6,656 |
Pre-tax net operating income | $1,366,000 | 3,077 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $285,000 | 3,112 |
Income before extraordinary items | $1,081,000 | 3,030 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,081,000 | 3,032 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 2,929 |
Cash dividends | $222,000 | 3,552 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,081,000 | 3,021 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,740,000 | 4,477 |
Total interest expense | $754,000 | 3,982 |
Net interest income | $986,000 | 4,755 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $105,000 | 5,497 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $75,000 | 4,076 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $30,000 | 6,069 |
Total noninterest expense | $344,000 | 7,142 |
Salaries and employee benefits | $222,000 | 6,737 |
Premises and equipment expense | $18,000 | 8,165 |
Additional noninterest expense | $104,000 | 7,001 |
Pre-tax net operating income | $747,000 | 2,844 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $145,000 | 3,084 |
Income before extraordinary items | $602,000 | 2,732 |
Extraordinary gains, net | $0 | 21 |
Net income | $602,000 | 2,732 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 2,166 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $602,000 | 2,716 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $6,789,000 | 4,238 |
Total interest expense | $2,448,000 | 3,877 |
Net interest income | $4,341,000 | 4,374 |
Provision for loan and lease losses | $155,000 | 4,066 |
Total noninterest income | $474,000 | 5,363 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $332,000 | 3,957 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $142,000 | 5,824 |
Total noninterest expense | $1,658,000 | 6,631 |
Salaries and employee benefits | $1,025,000 | 6,283 |
Premises and equipment expense | $192,000 | 6,802 |
Additional noninterest expense | $441,000 | 6,873 |
Pre-tax net operating income | $3,002,000 | 2,751 |
Securities gains (losses) | $-225,000 | 8,602 |
Applicable income taxes | $621,000 | 3,014 |
Income before extraordinary items | $2,156,000 | 2,902 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,156,000 | 2,903 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $189,000 | 2,372 |
Cash dividends | $666,000 | 3,166 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,331,500 | 2,700 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $5,035,000 | 4,220 |
Total interest expense | $1,747,000 | 3,881 |
Net interest income | $3,288,000 | 4,349 |
Provision for loan and lease losses | $115,000 | 3,957 |
Total noninterest income | $365,000 | 5,326 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $250,000 | 3,959 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $115,000 | 5,699 |
Total noninterest expense | $1,145,000 | 6,843 |
Salaries and employee benefits | $762,000 | 6,305 |
Premises and equipment expense | $83,000 | 7,752 |
Additional noninterest expense | $300,000 | 7,100 |
Pre-tax net operating income | $2,393,000 | 2,664 |
Securities gains (losses) | $-105,000 | 8,634 |
Applicable income taxes | $509,000 | 2,904 |
Income before extraordinary items | $1,779,000 | 2,719 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,779,000 | 2,720 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 2,398 |
Cash dividends | $222,000 | 3,936 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,860,900 | 2,592 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,312,000 | 4,192 |
Total interest expense | $1,111,000 | 3,840 |
Net interest income | $2,201,000 | 4,306 |
Provision for loan and lease losses | $115,000 | 3,168 |
Total noninterest income | $230,000 | 5,432 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $167,000 | 3,899 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $63,000 | 6,050 |
Total noninterest expense | $757,000 | 6,882 |
Salaries and employee benefits | $511,000 | 6,270 |
Premises and equipment expense | $47,000 | 7,926 |
Additional noninterest expense | $199,000 | 7,095 |
Pre-tax net operating income | $1,559,000 | 2,679 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $329,000 | 2,940 |
Income before extraordinary items | $1,230,000 | 2,593 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,230,000 | 2,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $359,000 | 779 |
Cash dividends | $222,000 | 3,383 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,230,000 | 2,557 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,642,000 | 4,198 |
Total interest expense | $530,000 | 3,864 |
Net interest income | $1,112,000 | 4,288 |
Provision for loan and lease losses | $35,000 | 3,777 |
Total noninterest income | $115,000 | 5,382 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $83,000 | 3,846 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $32,000 | 6,055 |
Total noninterest expense | $370,000 | 6,981 |
Salaries and employee benefits | $248,000 | 6,409 |
Premises and equipment expense | $19,000 | 8,223 |
Additional noninterest expense | $103,000 | 7,065 |
Pre-tax net operating income | $822,000 | 2,518 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $170,000 | 2,867 |
Income before extraordinary items | $652,000 | 2,446 |
Extraordinary gains, net | $0 | 24 |
Net income | $652,000 | 2,447 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $334,000 | 482 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $652,000 | 2,406 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,623,000 | 3,971 |
Total interest expense | $1,866,000 | 3,852 |
Net interest income | $4,757,000 | 3,952 |
Provision for loan and lease losses | $190,000 | 3,789 |
Total noninterest income | $483,000 | 5,354 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $350,000 | 3,935 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $133,000 | 5,919 |
Total noninterest expense | $1,932,000 | 6,113 |
Salaries and employee benefits | $986,000 | 6,316 |
Premises and equipment expense | $393,000 | 4,820 |
Additional noninterest expense | $553,000 | 6,255 |
Pre-tax net operating income | $3,118,000 | 2,509 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $733,000 | 2,679 |
Income before extraordinary items | $2,385,000 | 2,527 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,385,000 | 2,530 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $132,000 | 3,234 |
Cash dividends | $666,000 | 3,050 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $2,385,000 | 2,475 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,991,000 | 3,941 |
Total interest expense | $1,370,000 | 3,871 |
Net interest income | $3,621,000 | 3,897 |
Provision for loan and lease losses | $100,000 | 4,260 |
Total noninterest income | $366,000 | 5,351 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $259,000 | 4,008 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $107,000 | 5,792 |
Total noninterest expense | $1,269,000 | 6,513 |
Salaries and employee benefits | $740,000 | 6,289 |
Premises and equipment expense | $159,000 | 6,607 |
Additional noninterest expense | $370,000 | 6,557 |
Pre-tax net operating income | $2,618,000 | 2,297 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $595,000 | 2,583 |
Income before extraordinary items | $2,023,000 | 2,290 |
Extraordinary gains, net | $0 | 26 |
Net income | $2,023,000 | 2,292 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 3,331 |
Cash dividends | $222,000 | 3,843 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,023,000 | 2,238 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,346,000 | 3,918 |
Total interest expense | $909,000 | 3,893 |
Net interest income | $2,437,000 | 3,862 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $224,000 | 5,580 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $169,000 | 4,053 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $55,000 | 6,266 |
Total noninterest expense | $878,000 | 6,438 |
Salaries and employee benefits | $493,000 | 6,337 |
Premises and equipment expense | $107,000 | 6,627 |
Additional noninterest expense | $278,000 | 6,208 |
Pre-tax net operating income | $1,723,000 | 2,305 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $398,000 | 2,570 |
Income before extraordinary items | $1,325,000 | 2,313 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,325,000 | 2,313 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 3,302 |
Cash dividends | $222,000 | 3,320 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,325,000 | 2,252 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,695,000 | 3,881 |
Total interest expense | $471,000 | 3,836 |
Net interest income | $1,224,000 | 3,835 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $113,000 | 5,490 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $81,000 | 4,084 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $32,000 | 5,977 |
Total noninterest expense | $411,000 | 6,684 |
Salaries and employee benefits | $242,000 | 6,445 |
Premises and equipment expense | $44,000 | 7,051 |
Additional noninterest expense | $125,000 | 6,555 |
Pre-tax net operating income | $896,000 | 2,209 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $192,000 | 2,640 |
Income before extraordinary items | $704,000 | 2,168 |
Extraordinary gains, net | $0 | 16 |
Net income | $704,000 | 2,169 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 2,731 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $704,000 | 2,088 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,439,000 | 4,083 |
Total interest expense | $2,402,000 | 3,439 |
Net interest income | $4,037,000 | 4,339 |
Provision for loan and lease losses | $180,000 | 4,206 |
Total noninterest income | $452,000 | 5,685 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $336,000 | 4,048 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $116,000 | 6,281 |
Total noninterest expense | $1,688,000 | 6,547 |
Salaries and employee benefits | $952,000 | 6,434 |
Premises and equipment expense | $323,000 | 5,438 |
Additional noninterest expense | $413,000 | 7,079 |
Pre-tax net operating income | $2,621,000 | 2,785 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $585,000 | 3,109 |
Income before extraordinary items | $2,036,000 | 2,825 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,036,000 | 2,826 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $146,000 | 3,421 |
Cash dividends | $599,000 | 3,241 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,036,000 | 2,703 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,785,000 | 4,161 |
Total interest expense | $1,883,000 | 3,443 |
Net interest income | $2,902,000 | 4,488 |
Provision for loan and lease losses | $110,000 | 4,499 |
Total noninterest income | $348,000 | 5,678 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $251,000 | 4,082 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $97,000 | 6,146 |
Total noninterest expense | $1,097,000 | 6,952 |
Salaries and employee benefits | $728,000 | 6,346 |
Premises and equipment expense | $120,000 | 7,273 |
Additional noninterest expense | $249,000 | 7,568 |
Pre-tax net operating income | $2,043,000 | 2,805 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $469,000 | 3,141 |
Income before extraordinary items | $1,574,000 | 2,862 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,574,000 | 2,862 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 3,689 |
Cash dividends | $222,000 | 3,891 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,574,000 | 2,721 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,166,000 | 4,236 |
Total interest expense | $1,309,000 | 3,425 |
Net interest income | $1,857,000 | 4,615 |
Provision for loan and lease losses | $85,000 | 4,219 |
Total noninterest income | $210,000 | 5,888 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $165,000 | 4,075 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $45,000 | 6,742 |
Total noninterest expense | $734,000 | 6,967 |
Salaries and employee benefits | $486,000 | 6,363 |
Premises and equipment expense | $86,000 | 7,125 |
Additional noninterest expense | $162,000 | 7,614 |
Pre-tax net operating income | $1,248,000 | 2,986 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $299,000 | 3,250 |
Income before extraordinary items | $949,000 | 3,080 |
Extraordinary gains, net | $0 | 30 |
Net income | $949,000 | 3,079 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $56,000 | 3,270 |
Cash dividends | $222,000 | 3,334 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $949,000 | 2,921 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,619,000 | 4,190 |
Total interest expense | $678,000 | 3,400 |
Net interest income | $941,000 | 4,580 |
Provision for loan and lease losses | $40,000 | 4,103 |
Total noninterest income | $105,000 | 5,786 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $83,000 | 3,993 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $22,000 | 6,771 |
Total noninterest expense | $367,000 | 6,989 |
Salaries and employee benefits | $242,000 | 6,376 |
Premises and equipment expense | $48,000 | 6,893 |
Additional noninterest expense | $77,000 | 7,754 |
Pre-tax net operating income | $639,000 | 2,939 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $143,000 | 3,302 |
Income before extraordinary items | $496,000 | 2,965 |
Extraordinary gains, net | $0 | 21 |
Net income | $496,000 | 2,963 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 2,802 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $496,000 | 2,824 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,874,000 | 4,109 |
Total interest expense | $3,015,000 | 3,527 |
Net interest income | $3,859,000 | 4,464 |
Provision for loan and lease losses | $340,000 | 3,182 |
Total noninterest income | $442,000 | 5,536 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $336,000 | 3,980 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $106,000 | 6,325 |
Total noninterest expense | $1,594,000 | 6,662 |
Salaries and employee benefits | $954,000 | 6,299 |
Premises and equipment expense | $211,000 | 6,643 |
Additional noninterest expense | $429,000 | 6,941 |
Pre-tax net operating income | $2,367,000 | 3,009 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $559,000 | 3,239 |
Income before extraordinary items | $1,808,000 | 3,023 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,808,000 | 3,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $158,000 | 3,419 |
Cash dividends | $433,000 | 3,693 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,808,000 | 2,934 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,862,000 | 4,493 |
Total interest expense | $3,992,000 | 3,797 |
Net interest income | $2,870,000 | 5,244 |
Provision for loan and lease losses | $130,000 | 5,052 |
Total noninterest income | $455,000 | 5,329 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $320,000 | 4,004 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $135,000 | 5,740 |
Total noninterest expense | $1,477,000 | 6,843 |
Salaries and employee benefits | $941,000 | 6,202 |
Premises and equipment expense | $52,000 | 9,091 |
Additional noninterest expense | $484,000 | 6,547 |
Pre-tax net operating income | $1,718,000 | 3,528 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $461,000 | 3,465 |
Income before extraordinary items | $1,257,000 | 3,676 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,257,000 | 3,677 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $293,000 | 2,278 |
Cash dividends | $344,000 | 4,167 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,257,000 | 3,571 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,788,000 | 4,696 |
Total interest expense | $3,752,000 | 4,175 |
Net interest income | $3,036,000 | 5,115 |
Provision for loan and lease losses | $125,000 | 4,758 |
Total noninterest income | $367,000 | 5,774 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $251,000 | 4,518 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,081 |
Total noninterest expense | $1,455,000 | 6,858 |
Salaries and employee benefits | $893,000 | 6,342 |
Premises and equipment expense | $162,000 | 7,372 |
Additional noninterest expense | $400,000 | 7,148 |
Pre-tax net operating income | $1,823,000 | 3,540 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $516,000 | 3,422 |
Income before extraordinary items | $1,307,000 | 3,622 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,307,000 | 3,622 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 4,226 |
Cash dividends | $344,000 | 4,241 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,307,000 | 3,606 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,590,000 | 4,617 |
Total interest expense | $3,356,000 | 4,192 |
Net interest income | $3,234,000 | 4,898 |
Provision for loan and lease losses | $215,000 | 3,402 |
Total noninterest income | $294,000 | 6,495 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $192,000 | 5,226 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $102,000 | 6,585 |
Total noninterest expense | $1,504,000 | 6,774 |
Salaries and employee benefits | $873,000 | 6,436 |
Premises and equipment expense | $186,000 | 7,034 |
Additional noninterest expense | $445,000 | 6,940 |
Pre-tax net operating income | $1,809,000 | 3,596 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $524,000 | 3,534 |
Income before extraordinary items | $1,285,000 | 3,669 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,285,000 | 3,670 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 3,314 |
Cash dividends | $344,000 | 4,261 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,285,000 | 3,630 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,377,000 | 4,769 |
Total interest expense | $3,416,000 | 4,224 |
Net interest income | $2,961,000 | 5,173 |
Provision for loan and lease losses | $136,000 | 4,376 |
Total noninterest income | $280,000 | 6,666 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $189,000 | 5,298 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 6,846 |
Total noninterest expense | $1,419,000 | 6,910 |
Salaries and employee benefits | $820,000 | 6,600 |
Premises and equipment expense | $267,000 | 5,734 |
Additional noninterest expense | $332,000 | 7,825 |
Pre-tax net operating income | $1,686,000 | 3,829 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $521,000 | 3,734 |
Income before extraordinary items | $1,165,000 | 4,031 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,165,000 | 4,030 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 3,872 |
Cash dividends | $344,000 | 4,299 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,165,000 | 3,933 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,148,000 | 4,971 |
Total interest expense | $3,411,000 | 4,231 |
Net interest income | $2,737,000 | 5,689 |
Provision for loan and lease losses | $150,000 | 4,117 |
Total noninterest income | $279,000 | 6,898 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $191,000 | 5,478 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $88,000 | 7,136 |
Total noninterest expense | $1,311,000 | 7,298 |
Salaries and employee benefits | $768,000 | 6,941 |
Premises and equipment expense | $225,000 | 6,418 |
Additional noninterest expense | $318,000 | 8,140 |
Pre-tax net operating income | $1,555,000 | 4,356 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $479,000 | 4,340 |
Income before extraordinary items | $1,076,000 | 4,435 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,076,000 | 4,436 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $94,000 | 3,945 |
Cash dividends | $344,000 | 4,285 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,076,000 | 4,371 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,844,000 | 5,284 |
Total interest expense | $3,314,000 | 4,389 |
Net interest income | $2,530,000 | 6,145 |
Provision for loan and lease losses | $140,000 | 4,234 |
Total noninterest income | $288,000 | 7,093 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $190,000 | 5,737 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $98,000 | 7,185 |
Total noninterest expense | $1,316,000 | 7,614 |
Salaries and employee benefits | $804,000 | 6,962 |
Premises and equipment expense | $222,000 | 6,659 |
Additional noninterest expense | $290,000 | 8,984 |
Pre-tax net operating income | $1,362,000 | 4,675 |
Securities gains (losses) | $20,000 | 2,000 |
Applicable income taxes | $450,000 | 4,501 |
Income before extraordinary items | $932,000 | 4,753 |
Extraordinary gains, net | $0 | 53 |
Net income | $932,000 | 4,754 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 4,119 |
Cash dividends | $344,000 | 4,243 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $918,600 | 4,746 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,320,000 | 5,725 |
Total interest expense | $2,908,000 | 4,901 |
Net interest income | $2,412,000 | 6,460 |
Provision for loan and lease losses | $98,000 | 4,693 |
Total noninterest income | $306,000 | 7,010 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $173,000 | 6,200 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $133,000 | 6,332 |
Total noninterest expense | $1,351,000 | 7,730 |
Salaries and employee benefits | $788,000 | 7,172 |
Premises and equipment expense | $238,000 | 6,542 |
Additional noninterest expense | $325,000 | 8,978 |
Pre-tax net operating income | $1,269,000 | 5,056 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $433,000 | 4,664 |
Income before extraordinary items | $836,000 | 5,273 |
Extraordinary gains, net | $0 | 65 |
Net income | $836,000 | 5,270 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 5,035 |
Cash dividends | $344,000 | 4,240 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $836,000 | 5,261 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,098,000 | 5,592 |
Total interest expense | $2,337,000 | 4,920 |
Net interest income | $2,761,000 | 5,986 |
Provision for loan and lease losses | $126,000 | 3,941 |
Total noninterest income | $289,000 | 7,391 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $164,000 | 6,569 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 6,797 |
Total noninterest expense | $1,401,000 | 7,912 |
Salaries and employee benefits | $787,000 | 7,279 |
Premises and equipment expense | $217,000 | 7,104 |
Additional noninterest expense | $397,000 | 8,855 |
Pre-tax net operating income | $1,523,000 | 4,362 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $580,000 | 3,616 |
Income before extraordinary items | $943,000 | 4,724 |
Extraordinary gains, net | $0 | 249 |
Net income | $943,000 | 4,727 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,490 |
Cash dividends | $322,000 | 4,281 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $943,000 | 4,774 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,187,000 | 5,594 |
Total interest expense | $2,298,000 | 5,166 |
Net interest income | $2,889,000 | 5,822 |
Provision for loan and lease losses | $70,000 | 6,634 |
Total noninterest income | $289,000 | 7,815 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $176,000 | 6,452 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 7,504 |
Total noninterest expense | $1,401,000 | 8,182 |
Salaries and employee benefits | $751,000 | 7,635 |
Premises and equipment expense | $215,000 | 7,389 |
Additional noninterest expense | $435,000 | 8,874 |
Pre-tax net operating income | $1,707,000 | 3,868 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $700,000 | 3,120 |
Income before extraordinary items | $1,007,000 | 4,672 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,007,000 | 4,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 7,730 |
Cash dividends | $322,000 | 4,200 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,007,000 | 4,441 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,195,000 | 6,184 |
Total interest expense | $2,695,000 | 5,649 |
Net interest income | $2,500,000 | 6,601 |
Provision for loan and lease losses | $170,000 | 5,731 |
Total noninterest income | $273,000 | 8,124 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $145,000 | 7,235 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 7,224 |
Total noninterest expense | $1,478,000 | 7,992 |
Salaries and employee benefits | $662,000 | 8,289 |
Premises and equipment expense | $242,000 | 6,944 |
Additional noninterest expense | $574,000 | 7,740 |
Pre-tax net operating income | $1,125,000 | 5,168 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $375,000 | 5,040 |
Income before extraordinary items | $750,000 | 5,631 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $750,000 | 5,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $150,000 | 4,894 |
Cash dividends | $266,000 | 4,330 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $750,000 | 5,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.