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The Citizens Bank, Income and Expense

2012-12-31 (YTD Data)Rank
Total interest income$6,461,0003,649
Total interest expense$1,440,0002,815
Net interest income$5,021,0003,803
Provision for loan and lease losses$430,0002,932
Total noninterest income$754,0003,753
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$352,0003,170
Trading account gains and fees$0166
Additional Noninterest Income$402,0003,623
Total noninterest expense$2,507,0005,172
Salaries and employee benefits$1,223,0005,358
Premises and equipment expense$170,0005,962
Additional noninterest expense$1,114,0004,537
Pre-tax net operating income$2,838,0002,193
Securities gains (losses)$-5,0006,693
Applicable income taxes$906,0001,557
Income before extraordinary items$1,927,0002,647
Extraordinary gains, net$029
Net income$1,927,0002,650
Minority interest net income$093
Net income of bank and minority interests.$1,927,0002,648
Net charge-offs$366,0003,050
Cash dividends$355,0003,144
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,930,4002,534
2012-09-30 (YTD Data)Rank
Total interest income$4,986,0003,646
Total interest expense$1,147,0002,783
Net interest income$3,839,0003,816
Provision for loan and lease losses$310,0002,930
Total noninterest income$429,0004,307
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$270,0003,177
Trading account gains and fees$0157
Additional Noninterest Income$159,0004,554
Total noninterest expense$1,562,0005,623
Salaries and employee benefits$850,0005,543
Premises and equipment expense$112,0006,192
Additional noninterest expense$600,0005,323
Pre-tax net operating income$2,396,0002,048
Securities gains (losses)$-5,0006,828
Applicable income taxes$635,0001,686
Income before extraordinary items$1,756,0002,353
Extraordinary gains, net$020
Net income$1,756,0002,354
Minority interest net income$086
Net income of bank and minority interests.$1,756,0002,354
Net charge-offs$265,0002,983
Cash dividends$355,0002,392
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,759,6502,222
2012-06-30 (YTD Data)Rank
Total interest income$3,404,0003,605
Total interest expense$810,0002,743
Net interest income$2,594,0003,796
Provision for loan and lease losses$225,0002,827
Total noninterest income$267,0004,438
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$174,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$93,0004,750
Total noninterest expense$1,017,0005,692
Salaries and employee benefits$568,0005,581
Premises and equipment expense$81,0006,115
Additional noninterest expense$368,0005,523
Pre-tax net operating income$1,619,0002,013
Securities gains (losses)$-5,0006,901
Applicable income taxes$445,0001,610
Income before extraordinary items$1,169,0002,319
Extraordinary gains, net$019
Net income$1,169,0002,318
Minority interest net income$084
Net income of bank and minority interests.$1,169,0002,319
Net charge-offs$183,0002,851
Cash dividends$355,0001,966
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,172,6002,187
2012-03-31 (YTD Data)Rank
Total interest income$1,715,0003,622
Total interest expense$424,0002,740
Net interest income$1,291,0003,826
Provision for loan and lease losses$105,0002,781
Total noninterest income$133,0004,476
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$87,0003,218
Trading account gains and fees$0148
Additional Noninterest Income$46,0004,834
Total noninterest expense$533,0005,640
Salaries and employee benefits$299,0005,507
Premises and equipment expense$38,0006,251
Additional noninterest expense$196,0005,405
Pre-tax net operating income$786,0002,062
Securities gains (losses)$-3,0006,965
Applicable income taxes$195,0001,757
Income before extraordinary items$588,0002,292
Extraordinary gains, net$019
Net income$588,0002,294
Minority interest net income$078
Net income of bank and minority interests.$588,0002,295
Net charge-offs$101,0002,432
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$590,2502,172
2011-12-31 (YTD Data)Rank
Total interest income$7,697,0003,430
Total interest expense$2,204,0002,565
Net interest income$5,493,0003,685
Provision for loan and lease losses$1,565,0001,839
Total noninterest income$626,0003,985
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$376,0003,149
Trading account gains and fees$0146
Additional Noninterest Income$250,0004,137
Total noninterest expense$2,750,0005,113
Salaries and employee benefits$1,166,0005,577
Premises and equipment expense$217,0005,871
Additional noninterest expense$1,367,0004,101
Pre-tax net operating income$1,804,0002,696
Securities gains (losses)$22,0003,042
Applicable income taxes$341,0002,406
Income before extraordinary items$1,485,0002,791
Extraordinary gains, net$029
Net income$1,485,0002,794
Minority interest net income$096
Net income of bank and minority interests.$1,485,0002,794
Net charge-offs$1,697,0001,723
Cash dividends$665,0002,104
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,467,1802,717
2011-09-30 (YTD Data)Rank
Total interest income$5,932,0003,392
Total interest expense$1,760,0002,541
Net interest income$4,172,0003,676
Provision for loan and lease losses$1,245,0001,716
Total noninterest income$427,0004,190
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$283,0003,153
Trading account gains and fees$0145
Additional Noninterest Income$144,0004,584
Total noninterest expense$1,824,0005,417
Salaries and employee benefits$871,0005,597
Premises and equipment expense$126,0006,306
Additional noninterest expense$827,0004,695
Pre-tax net operating income$1,530,0002,533
Securities gains (losses)$23,0002,749
Applicable income taxes$418,0001,897
Income before extraordinary items$1,135,0002,821
Extraordinary gains, net$021
Net income$1,135,0002,823
Minority interest net income$087
Net income of bank and minority interests.$1,135,0002,823
Net charge-offs$1,503,0001,489
Cash dividends$355,0002,167
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,118,2102,748
2011-06-30 (YTD Data)Rank
Total interest income$3,932,0003,447
Total interest expense$1,215,0002,538
Net interest income$2,717,0003,738
Provision for loan and lease losses$470,0002,392
Total noninterest income$271,0004,316
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$181,0003,207
Trading account gains and fees$0153
Additional Noninterest Income$90,0004,703
Total noninterest expense$1,169,0005,574
Salaries and employee benefits$568,0005,689
Premises and equipment expense$84,0006,363
Additional noninterest expense$517,0004,911
Pre-tax net operating income$1,349,0002,044
Securities gains (losses)$-3,0006,961
Applicable income taxes$348,0001,647
Income before extraordinary items$998,0002,284
Extraordinary gains, net$015
Net income$998,0002,284
Minority interest net income$089
Net income of bank and minority interests.$998,0002,284
Net charge-offs$437,0002,280
Cash dividends$355,0001,752
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,000,2202,198
2011-03-31 (YTD Data)Rank
Total interest income$1,958,0003,467
Total interest expense$636,0002,515
Net interest income$1,322,0003,800
Provision for loan and lease losses$200,0002,421
Total noninterest income$134,0004,375
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$91,0003,174
Trading account gains and fees$0158
Additional Noninterest Income$43,0004,887
Total noninterest expense$576,0005,644
Salaries and employee benefits$257,0005,918
Premises and equipment expense$39,0006,503
Additional noninterest expense$280,0004,708
Pre-tax net operating income$680,0002,013
Securities gains (losses)$-3,0007,054
Applicable income taxes$172,0001,661
Income before extraordinary items$505,0002,237
Extraordinary gains, net$09
Net income$505,0002,236
Minority interest net income$086
Net income of bank and minority interests.$505,0002,237
Net charge-offs$155,0002,326
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$507,2502,181
2010-12-31 (YTD Data)Rank
Total interest income$8,399,0003,421
Total interest expense$3,223,0002,439
Net interest income$5,176,0003,863
Provision for loan and lease losses$675,0003,661
Total noninterest income$593,0004,265
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$411,0003,026
Trading account gains and fees$0175
Additional Noninterest Income$182,0004,718
Total noninterest expense$2,364,0005,638
Salaries and employee benefits$1,123,0005,811
Premises and equipment expense$243,0005,851
Additional noninterest expense$998,0005,097
Pre-tax net operating income$2,730,0001,760
Securities gains (losses)$-172,0007,284
Applicable income taxes$578,0001,752
Income before extraordinary items$1,980,0002,043
Extraordinary gains, net$029
Net income$1,980,0002,044
Minority interest net income$0111
Net income of bank and minority interests.$1,980,0002,045
Net charge-offs$463,0003,753
Cash dividends$621,0002,076
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,112,4401,857
2010-09-30 (YTD Data)Rank
Total interest income$6,434,0003,426
Total interest expense$2,510,0002,466
Net interest income$3,924,0003,889
Provision for loan and lease losses$485,0003,589
Total noninterest income$451,0004,271
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$310,0003,089
Trading account gains and fees$0165
Additional Noninterest Income$141,0004,742
Total noninterest expense$1,611,0005,890
Salaries and employee benefits$801,0005,951
Premises and equipment expense$125,0006,568
Additional noninterest expense$685,0005,322
Pre-tax net operating income$2,279,0001,720
Securities gains (losses)$-153,0007,443
Applicable income taxes$585,0001,500
Income before extraordinary items$1,541,0002,096
Extraordinary gains, net$023
Net income$1,541,0002,097
Minority interest net income$0110
Net income of bank and minority interests.$1,541,0002,098
Net charge-offs$355,0003,508
Cash dividends$355,0002,176
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,651,1601,886
2010-06-30 (YTD Data)Rank
Total interest income$4,403,0003,383
Total interest expense$1,730,0002,473
Net interest income$2,673,0003,836
Provision for loan and lease losses$205,0004,179
Total noninterest income$284,0004,379
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$208,0003,079
Trading account gains and fees$0152
Additional Noninterest Income$76,0005,043
Total noninterest expense$1,030,0006,021
Salaries and employee benefits$538,0005,977
Premises and equipment expense$81,0006,645
Additional noninterest expense$411,0005,594
Pre-tax net operating income$1,722,0001,510
Securities gains (losses)$-135,0007,555
Applicable income taxes$470,0001,279
Income before extraordinary items$1,117,0001,925
Extraordinary gains, net$019
Net income$1,117,0001,925
Minority interest net income$0105
Net income of bank and minority interests.$1,117,0001,925
Net charge-offs$80,0004,475
Cash dividends$355,0001,725
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,211,5001,708
2010-03-31 (YTD Data)Rank
Total interest income$2,198,0003,457
Total interest expense$884,0002,539
Net interest income$1,314,0003,901
Provision for loan and lease losses$70,0004,445
Total noninterest income$143,0004,375
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$105,0003,057
Trading account gains and fees$0175
Additional Noninterest Income$38,0005,122
Total noninterest expense$472,0006,286
Salaries and employee benefits$250,0006,195
Premises and equipment expense$40,0006,743
Additional noninterest expense$182,0005,907
Pre-tax net operating income$915,0001,425
Securities gains (losses)$-33,0007,597
Applicable income taxes$220,0001,335
Income before extraordinary items$662,0001,647
Extraordinary gains, net$016
Net income$662,0001,648
Minority interest net income$091
Net income of bank and minority interests.$662,0001,649
Net charge-offs$27,0004,227
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$686,7501,529
2009-12-31 (YTD Data)Rank
Total interest income$8,760,0003,583
Total interest expense$4,255,0002,602
Net interest income$4,505,0004,227
Provision for loan and lease losses$450,0004,698
Total noninterest income$719,0004,003
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$429,0003,188
Trading account gains and fees$0211
Additional Noninterest Income$290,0004,028
Total noninterest expense$2,049,0006,171
Salaries and employee benefits$1,074,0006,077
Premises and equipment expense$225,0006,277
Additional noninterest expense$750,0005,975
Pre-tax net operating income$2,725,0001,468
Securities gains (losses)$-247,0007,460
Applicable income taxes$595,0001,390
Income before extraordinary items$1,883,0001,776
Extraordinary gains, net$034
Net income$1,883,0001,774
Minority interest net income$0115
Net income of bank and minority interests.$1,883,0001,776
Net charge-offs$205,0004,972
Cash dividends$1,508,0001,179
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,070,7201,563
2009-09-30 (YTD Data)Rank
Total interest income$6,531,0003,640
Total interest expense$3,288,0002,645
Net interest income$3,243,0004,354
Provision for loan and lease losses$160,0005,436
Total noninterest income$469,0004,352
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$313,0003,264
Trading account gains and fees$0212
Additional Noninterest Income$156,0004,688
Total noninterest expense$1,372,0006,450
Salaries and employee benefits$773,0006,207
Premises and equipment expense$111,0007,006
Additional noninterest expense$488,0006,308
Pre-tax net operating income$2,180,0001,490
Securities gains (losses)$-209,0007,594
Applicable income taxes$415,0001,591
Income before extraordinary items$1,556,0001,716
Extraordinary gains, net$027
Net income$1,556,0001,716
Minority interest net income$0118
Net income of bank and minority interests.$1,556,0001,716
Net charge-offs$155,0004,566
Cash dividends$1,242,0001,031
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,721,1101,520
2009-06-30 (YTD Data)Rank
Total interest income$4,328,0003,696
Total interest expense$2,239,0002,700
Net interest income$2,089,0004,451
Provision for loan and lease losses$80,0005,568
Total noninterest income$290,0004,493
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$199,0003,323
Trading account gains and fees$0193
Additional Noninterest Income$91,0004,967
Total noninterest expense$948,0006,421
Salaries and employee benefits$522,0006,246
Premises and equipment expense$68,0007,171
Additional noninterest expense$358,0006,104
Pre-tax net operating income$1,351,0001,671
Securities gains (losses)$-177,0007,767
Applicable income taxes$220,0001,864
Income before extraordinary items$954,0001,923
Extraordinary gains, net$021
Net income$954,0001,921
Minority interest net income$0112
Net income of bank and minority interests.$954,0001,922
Net charge-offs$84,0004,427
Cash dividends$1,242,000731
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,097,3701,660
2009-03-31 (YTD Data)Rank
Total interest income$2,161,0003,726
Total interest expense$1,137,0002,757
Net interest income$1,024,0004,509
Provision for loan and lease losses$40,0005,160
Total noninterest income$142,0004,524
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$100,0003,259
Trading account gains and fees$0171
Additional Noninterest Income$42,0005,129
Total noninterest expense$403,0006,724
Salaries and employee benefits$239,0006,490
Premises and equipment expense$28,0007,445
Additional noninterest expense$136,0006,542
Pre-tax net operating income$723,0001,752
Securities gains (losses)$-107,0007,991
Applicable income taxes$105,0002,130
Income before extraordinary items$511,0002,090
Extraordinary gains, net$015
Net income$511,0002,091
Minority interest net income$0102
Net income of bank and minority interests.$511,0002,091
Net charge-offs$51,0003,523
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$599,8101,700
2008-12-31 (YTD Data)Rank
Total interest income$8,851,0003,843
Total interest expense$4,957,0002,984
Net interest income$3,894,0004,661
Provision for loan and lease losses$320,0004,511
Total noninterest income$614,0004,418
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$424,0003,343
Trading account gains and fees$0154
Additional Noninterest Income$190,0004,927
Total noninterest expense$1,908,0006,352
Salaries and employee benefits$1,051,0006,306
Premises and equipment expense$250,0006,251
Additional noninterest expense$607,0006,200
Pre-tax net operating income$2,280,0002,248
Securities gains (losses)$03,220
Applicable income taxes$450,0001,950
Income before extraordinary items$1,830,0002,165
Extraordinary gains, net$039
Net income$1,830,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0003,452
Cash dividends$843,0002,579
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,830,0002,284
2008-09-30 (YTD Data)Rank
Total interest income$6,620,0003,906
Total interest expense$3,767,0003,057
Net interest income$2,853,0004,772
Provision for loan and lease losses$95,0005,209
Total noninterest income$444,0004,602
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$295,0003,508
Trading account gains and fees$0148
Additional Noninterest Income$149,0004,964
Total noninterest expense$1,313,0006,564
Salaries and employee benefits$759,0006,415
Premises and equipment expense$132,0006,927
Additional noninterest expense$422,0006,346
Pre-tax net operating income$1,889,0002,396
Securities gains (losses)$03,106
Applicable income taxes$385,0002,205
Income before extraordinary items$1,504,0002,323
Extraordinary gains, net$031
Net income$1,504,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,265
Cash dividends$355,0003,188
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,504,0002,440
2008-06-30 (YTD Data)Rank
Total interest income$4,377,0003,996
Total interest expense$2,531,0003,152
Net interest income$1,846,0004,865
Provision for loan and lease losses$55,0005,091
Total noninterest income$269,0004,838
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$187,0003,617
Trading account gains and fees$0149
Additional Noninterest Income$82,0005,378
Total noninterest expense$898,0006,546
Salaries and employee benefits$517,0006,410
Premises and equipment expense$91,0006,912
Additional noninterest expense$290,0006,273
Pre-tax net operating income$1,162,0002,643
Securities gains (losses)$03,233
Applicable income taxes$235,0002,505
Income before extraordinary items$927,0002,740
Extraordinary gains, net$021
Net income$927,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,173
Cash dividends$355,0002,728
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$927,0002,689
2008-03-31 (YTD Data)Rank
Total interest income$2,187,0004,080
Total interest expense$1,274,0003,307
Net interest income$913,0004,902
Provision for loan and lease losses$20,0004,875
Total noninterest income$132,0004,894
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$91,0003,630
Trading account gains and fees$0158
Additional Noninterest Income$41,0005,402
Total noninterest expense$403,0006,798
Salaries and employee benefits$239,0006,626
Premises and equipment expense$43,0007,040
Additional noninterest expense$121,0006,703
Pre-tax net operating income$622,0002,628
Securities gains (losses)$02,688
Applicable income taxes$122,0002,561
Income before extraordinary items$500,0002,685
Extraordinary gains, net$015
Net income$500,0002,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$500,0002,617
2007-12-31 (YTD Data)Rank
Total interest income$8,309,0004,268
Total interest expense$4,835,0003,548
Net interest income$3,474,0005,060
Provision for loan and lease losses$110,0004,771
Total noninterest income$504,0005,011
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$354,0003,755
Trading account gains and fees$0178
Additional Noninterest Income$150,0005,575
Total noninterest expense$1,772,0006,517
Salaries and employee benefits$1,068,0006,290
Premises and equipment expense$230,0006,438
Additional noninterest expense$474,0006,704
Pre-tax net operating income$2,096,0003,212
Securities gains (losses)$02,146
Applicable income taxes$433,0002,928
Income before extraordinary items$1,663,0003,213
Extraordinary gains, net$039
Net income$1,663,0003,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,868
Cash dividends$753,0003,068
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,663,0003,202
2007-09-30 (YTD Data)Rank
Total interest income$6,148,0004,317
Total interest expense$3,555,0003,600
Net interest income$2,593,0005,087
Provision for loan and lease losses$70,0004,664
Total noninterest income$365,0005,108
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$252,0003,863
Trading account gains and fees$0184
Additional Noninterest Income$113,0005,595
Total noninterest expense$1,210,0006,732
Salaries and employee benefits$769,0006,366
Premises and equipment expense$84,0007,611
Additional noninterest expense$357,0006,681
Pre-tax net operating income$1,678,0003,234
Securities gains (losses)$01,655
Applicable income taxes$272,0003,332
Income before extraordinary items$1,406,0003,113
Extraordinary gains, net$033
Net income$1,406,0003,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,489
Cash dividends$266,0003,795
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,406,0003,097
2007-06-30 (YTD Data)Rank
Total interest income$4,035,0004,367
Total interest expense$2,310,0003,672
Net interest income$1,725,0005,122
Provision for loan and lease losses$40,0004,625
Total noninterest income$223,0005,352
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$162,0003,940
Trading account gains and fees$0168
Additional Noninterest Income$61,0005,968
Total noninterest expense$831,0006,722
Salaries and employee benefits$535,0006,335
Premises and equipment expense$45,0007,884
Additional noninterest expense$251,0006,584
Pre-tax net operating income$1,077,0003,360
Securities gains (losses)$01,444
Applicable income taxes$185,0003,364
Income before extraordinary items$892,0003,268
Extraordinary gains, net$029
Net income$892,0003,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,376
Cash dividends$266,0003,298
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$892,0003,249
2007-03-31 (YTD Data)Rank
Total interest income$1,997,0004,402
Total interest expense$1,135,0003,680
Net interest income$862,0005,137
Provision for loan and lease losses$10,0005,012
Total noninterest income$109,0005,358
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$79,0003,930
Trading account gains and fees$0195
Additional Noninterest Income$30,0005,964
Total noninterest expense$383,0006,935
Salaries and employee benefits$234,0006,692
Premises and equipment expense$24,0007,842
Additional noninterest expense$125,0006,594
Pre-tax net operating income$578,0003,202
Securities gains (losses)$01,187
Applicable income taxes$95,0003,333
Income before extraordinary items$483,0003,110
Extraordinary gains, net$022
Net income$483,0003,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$483,0003,088
2006-12-31 (YTD Data)Rank
Total interest income$7,355,0004,429
Total interest expense$3,566,0003,865
Net interest income$3,789,0004,820
Provision for loan and lease losses$90,0004,875
Total noninterest income$683,0004,417
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$348,0003,821
Trading account gains and fees$0130
Additional Noninterest Income$335,0004,085
Total noninterest expense$1,768,0006,488
Salaries and employee benefits$1,052,0006,285
Premises and equipment expense$228,0006,431
Additional noninterest expense$488,0006,594
Pre-tax net operating income$2,614,0003,030
Securities gains (losses)$01,687
Applicable income taxes$575,0002,949
Income before extraordinary items$2,039,0003,056
Extraordinary gains, net$051
Net income$2,039,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,336
Cash dividends$710,0003,174
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,039,0003,049
2006-09-30 (YTD Data)Rank
Total interest income$5,406,0004,467
Total interest expense$2,488,0003,961
Net interest income$2,918,0004,772
Provision for loan and lease losses$20,0005,975
Total noninterest income$360,0005,230
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$256,0003,903
Trading account gains and fees$0126
Additional Noninterest Income$104,0005,775
Total noninterest expense$1,197,0006,751
Salaries and employee benefits$759,0006,378
Premises and equipment expense$101,0007,440
Additional noninterest expense$337,0006,822
Pre-tax net operating income$2,061,0003,036
Securities gains (losses)$01,388
Applicable income taxes$425,0003,091
Income before extraordinary items$1,636,0003,002
Extraordinary gains, net$045
Net income$1,636,0003,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,378
Cash dividends$222,0004,044
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,636,0002,997
2006-06-30 (YTD Data)Rank
Total interest income$3,527,0004,489
Total interest expense$1,570,0003,990
Net interest income$1,957,0004,776
Provision for loan and lease losses$10,0005,986
Total noninterest income$222,0005,400
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$166,0003,934
Trading account gains and fees$0126
Additional Noninterest Income$56,0006,195
Total noninterest expense$803,0006,761
Salaries and employee benefits$484,0006,518
Premises and equipment expense$78,0007,229
Additional noninterest expense$241,0006,656
Pre-tax net operating income$1,366,0003,077
Securities gains (losses)$01,185
Applicable income taxes$285,0003,112
Income before extraordinary items$1,081,0003,030
Extraordinary gains, net$039
Net income$1,081,0003,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,929
Cash dividends$222,0003,552
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,081,0003,021
2006-03-31 (YTD Data)Rank
Total interest income$1,740,0004,477
Total interest expense$754,0003,982
Net interest income$986,0004,755
Provision for loan and lease losses$06,013
Total noninterest income$105,0005,497
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$75,0004,076
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,069
Total noninterest expense$344,0007,142
Salaries and employee benefits$222,0006,737
Premises and equipment expense$18,0008,165
Additional noninterest expense$104,0007,001
Pre-tax net operating income$747,0002,844
Securities gains (losses)$0955
Applicable income taxes$145,0003,084
Income before extraordinary items$602,0002,732
Extraordinary gains, net$021
Net income$602,0002,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$602,0002,716
2005-12-31 (YTD Data)Rank
Total interest income$6,789,0004,238
Total interest expense$2,448,0003,877
Net interest income$4,341,0004,374
Provision for loan and lease losses$155,0004,066
Total noninterest income$474,0005,363
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$332,0003,957
Trading account gains and fees$0138
Additional Noninterest Income$142,0005,824
Total noninterest expense$1,658,0006,631
Salaries and employee benefits$1,025,0006,283
Premises and equipment expense$192,0006,802
Additional noninterest expense$441,0006,873
Pre-tax net operating income$3,002,0002,751
Securities gains (losses)$-225,0008,602
Applicable income taxes$621,0003,014
Income before extraordinary items$2,156,0002,902
Extraordinary gains, net$046
Net income$2,156,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,372
Cash dividends$666,0003,166
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,331,5002,700
2005-09-30 (YTD Data)Rank
Total interest income$5,035,0004,220
Total interest expense$1,747,0003,881
Net interest income$3,288,0004,349
Provision for loan and lease losses$115,0003,957
Total noninterest income$365,0005,326
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$250,0003,959
Trading account gains and fees$0126
Additional Noninterest Income$115,0005,699
Total noninterest expense$1,145,0006,843
Salaries and employee benefits$762,0006,305
Premises and equipment expense$83,0007,752
Additional noninterest expense$300,0007,100
Pre-tax net operating income$2,393,0002,664
Securities gains (losses)$-105,0008,634
Applicable income taxes$509,0002,904
Income before extraordinary items$1,779,0002,719
Extraordinary gains, net$035
Net income$1,779,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,398
Cash dividends$222,0003,936
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,860,9002,592
2005-06-30 (YTD Data)Rank
Total interest income$3,312,0004,192
Total interest expense$1,111,0003,840
Net interest income$2,201,0004,306
Provision for loan and lease losses$115,0003,168
Total noninterest income$230,0005,432
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$167,0003,899
Trading account gains and fees$0116
Additional Noninterest Income$63,0006,050
Total noninterest expense$757,0006,882
Salaries and employee benefits$511,0006,270
Premises and equipment expense$47,0007,926
Additional noninterest expense$199,0007,095
Pre-tax net operating income$1,559,0002,679
Securities gains (losses)$02,146
Applicable income taxes$329,0002,940
Income before extraordinary items$1,230,0002,593
Extraordinary gains, net$030
Net income$1,230,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,000779
Cash dividends$222,0003,383
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,230,0002,557
2005-03-31 (YTD Data)Rank
Total interest income$1,642,0004,198
Total interest expense$530,0003,864
Net interest income$1,112,0004,288
Provision for loan and lease losses$35,0003,777
Total noninterest income$115,0005,382
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$83,0003,846
Trading account gains and fees$0115
Additional Noninterest Income$32,0006,055
Total noninterest expense$370,0006,981
Salaries and employee benefits$248,0006,409
Premises and equipment expense$19,0008,223
Additional noninterest expense$103,0007,065
Pre-tax net operating income$822,0002,518
Securities gains (losses)$01,685
Applicable income taxes$170,0002,867
Income before extraordinary items$652,0002,446
Extraordinary gains, net$024
Net income$652,0002,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,000482
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$652,0002,406
2004-12-31 (YTD Data)Rank
Total interest income$6,623,0003,971
Total interest expense$1,866,0003,852
Net interest income$4,757,0003,952
Provision for loan and lease losses$190,0003,789
Total noninterest income$483,0005,354
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$350,0003,935
Trading account gains and fees$0138
Additional Noninterest Income$133,0005,919
Total noninterest expense$1,932,0006,113
Salaries and employee benefits$986,0006,316
Premises and equipment expense$393,0004,820
Additional noninterest expense$553,0006,255
Pre-tax net operating income$3,118,0002,509
Securities gains (losses)$03,819
Applicable income taxes$733,0002,679
Income before extraordinary items$2,385,0002,527
Extraordinary gains, net$034
Net income$2,385,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,234
Cash dividends$666,0003,050
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,385,0002,475
2004-09-30 (YTD Data)Rank
Total interest income$4,991,0003,941
Total interest expense$1,370,0003,871
Net interest income$3,621,0003,897
Provision for loan and lease losses$100,0004,260
Total noninterest income$366,0005,351
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$259,0004,008
Trading account gains and fees$0134
Additional Noninterest Income$107,0005,792
Total noninterest expense$1,269,0006,513
Salaries and employee benefits$740,0006,289
Premises and equipment expense$159,0006,607
Additional noninterest expense$370,0006,557
Pre-tax net operating income$2,618,0002,297
Securities gains (losses)$03,710
Applicable income taxes$595,0002,583
Income before extraordinary items$2,023,0002,290
Extraordinary gains, net$026
Net income$2,023,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,331
Cash dividends$222,0003,843
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,023,0002,238
2004-06-30 (YTD Data)Rank
Total interest income$3,346,0003,918
Total interest expense$909,0003,893
Net interest income$2,437,0003,862
Provision for loan and lease losses$60,0004,267
Total noninterest income$224,0005,580
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$169,0004,053
Trading account gains and fees$0130
Additional Noninterest Income$55,0006,266
Total noninterest expense$878,0006,438
Salaries and employee benefits$493,0006,337
Premises and equipment expense$107,0006,627
Additional noninterest expense$278,0006,208
Pre-tax net operating income$1,723,0002,305
Securities gains (losses)$03,413
Applicable income taxes$398,0002,570
Income before extraordinary items$1,325,0002,313
Extraordinary gains, net$021
Net income$1,325,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$222,0003,320
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,325,0002,252
2004-03-31 (YTD Data)Rank
Total interest income$1,695,0003,881
Total interest expense$471,0003,836
Net interest income$1,224,0003,835
Provision for loan and lease losses$30,0004,060
Total noninterest income$113,0005,490
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0004,084
Trading account gains and fees$0121
Additional Noninterest Income$32,0005,977
Total noninterest expense$411,0006,684
Salaries and employee benefits$242,0006,445
Premises and equipment expense$44,0007,051
Additional noninterest expense$125,0006,555
Pre-tax net operating income$896,0002,209
Securities gains (losses)$02,934
Applicable income taxes$192,0002,640
Income before extraordinary items$704,0002,168
Extraordinary gains, net$016
Net income$704,0002,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$704,0002,088
2003-12-31 (YTD Data)Rank
Total interest income$6,439,0004,083
Total interest expense$2,402,0003,439
Net interest income$4,037,0004,339
Provision for loan and lease losses$180,0004,206
Total noninterest income$452,0005,685
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$336,0004,048
Trading account gains and fees$0160
Additional Noninterest Income$116,0006,281
Total noninterest expense$1,688,0006,547
Salaries and employee benefits$952,0006,434
Premises and equipment expense$323,0005,438
Additional noninterest expense$413,0007,079
Pre-tax net operating income$2,621,0002,785
Securities gains (losses)$04,500
Applicable income taxes$585,0003,109
Income before extraordinary items$2,036,0002,825
Extraordinary gains, net$054
Net income$2,036,0002,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,421
Cash dividends$599,0003,241
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,036,0002,703
2003-09-30 (YTD Data)Rank
Total interest income$4,785,0004,161
Total interest expense$1,883,0003,443
Net interest income$2,902,0004,488
Provision for loan and lease losses$110,0004,499
Total noninterest income$348,0005,678
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$251,0004,082
Trading account gains and fees$0153
Additional Noninterest Income$97,0006,146
Total noninterest expense$1,097,0006,952
Salaries and employee benefits$728,0006,346
Premises and equipment expense$120,0007,273
Additional noninterest expense$249,0007,568
Pre-tax net operating income$2,043,0002,805
Securities gains (losses)$04,204
Applicable income taxes$469,0003,141
Income before extraordinary items$1,574,0002,862
Extraordinary gains, net$040
Net income$1,574,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,689
Cash dividends$222,0003,891
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,574,0002,721
2003-06-30 (YTD Data)Rank
Total interest income$3,166,0004,236
Total interest expense$1,309,0003,425
Net interest income$1,857,0004,615
Provision for loan and lease losses$85,0004,219
Total noninterest income$210,0005,888
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$165,0004,075
Trading account gains and fees$0150
Additional Noninterest Income$45,0006,742
Total noninterest expense$734,0006,967
Salaries and employee benefits$486,0006,363
Premises and equipment expense$86,0007,125
Additional noninterest expense$162,0007,614
Pre-tax net operating income$1,248,0002,986
Securities gains (losses)$03,782
Applicable income taxes$299,0003,250
Income before extraordinary items$949,0003,080
Extraordinary gains, net$030
Net income$949,0003,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,270
Cash dividends$222,0003,334
Sale, conversion, retirement of capital stock, net$0589
Net operating income$949,0002,921
2003-03-31 (YTD Data)Rank
Total interest income$1,619,0004,190
Total interest expense$678,0003,400
Net interest income$941,0004,580
Provision for loan and lease losses$40,0004,103
Total noninterest income$105,0005,786
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$83,0003,993
Trading account gains and fees$0134
Additional Noninterest Income$22,0006,771
Total noninterest expense$367,0006,989
Salaries and employee benefits$242,0006,376
Premises and equipment expense$48,0006,893
Additional noninterest expense$77,0007,754
Pre-tax net operating income$639,0002,939
Securities gains (losses)$02,891
Applicable income taxes$143,0003,302
Income before extraordinary items$496,0002,965
Extraordinary gains, net$021
Net income$496,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,802
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$496,0002,824
2002-12-31 (YTD Data)Rank
Total interest income$6,874,0004,109
Total interest expense$3,015,0003,527
Net interest income$3,859,0004,464
Provision for loan and lease losses$340,0003,182
Total noninterest income$442,0005,536
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$336,0003,980
Trading account gains and fees$0153
Additional Noninterest Income$106,0006,325
Total noninterest expense$1,594,0006,662
Salaries and employee benefits$954,0006,299
Premises and equipment expense$211,0006,643
Additional noninterest expense$429,0006,941
Pre-tax net operating income$2,367,0003,009
Securities gains (losses)$04,537
Applicable income taxes$559,0003,239
Income before extraordinary items$1,808,0003,023
Extraordinary gains, net$070
Net income$1,808,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,419
Cash dividends$433,0003,693
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,808,0002,934
2001-12-31 (YTD Data)Rank
Total interest income$6,862,0004,493
Total interest expense$3,992,0003,797
Net interest income$2,870,0005,244
Provision for loan and lease losses$130,0005,052
Total noninterest income$455,0005,329
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$320,0004,004
Trading account gains and fees$0177
Additional Noninterest Income$135,0005,740
Total noninterest expense$1,477,0006,843
Salaries and employee benefits$941,0006,202
Premises and equipment expense$52,0009,091
Additional noninterest expense$484,0006,547
Pre-tax net operating income$1,718,0003,528
Securities gains (losses)$04,612
Applicable income taxes$461,0003,465
Income before extraordinary items$1,257,0003,676
Extraordinary gains, net$0105
Net income$1,257,0003,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,278
Cash dividends$344,0004,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,257,0003,571
2000-12-31 (YTD Data)Rank
Total interest income$6,788,0004,696
Total interest expense$3,752,0004,175
Net interest income$3,036,0005,115
Provision for loan and lease losses$125,0004,758
Total noninterest income$367,0005,774
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0004,518
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,081
Total noninterest expense$1,455,0006,858
Salaries and employee benefits$893,0006,342
Premises and equipment expense$162,0007,372
Additional noninterest expense$400,0007,148
Pre-tax net operating income$1,823,0003,540
Securities gains (losses)$01,956
Applicable income taxes$516,0003,422
Income before extraordinary items$1,307,0003,622
Extraordinary gains, net$038
Net income$1,307,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$344,0004,241
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,307,0003,606
1999-12-31 (YTD Data)Rank
Total interest income$6,590,0004,617
Total interest expense$3,356,0004,192
Net interest income$3,234,0004,898
Provision for loan and lease losses$215,0003,402
Total noninterest income$294,0006,495
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$102,0006,585
Total noninterest expense$1,504,0006,774
Salaries and employee benefits$873,0006,436
Premises and equipment expense$186,0007,034
Additional noninterest expense$445,0006,940
Pre-tax net operating income$1,809,0003,596
Securities gains (losses)$03,155
Applicable income taxes$524,0003,534
Income before extraordinary items$1,285,0003,669
Extraordinary gains, net$035
Net income$1,285,0003,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,314
Cash dividends$344,0004,261
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,285,0003,630
1998-12-31 (YTD Data)Rank
Total interest income$6,377,0004,769
Total interest expense$3,416,0004,224
Net interest income$2,961,0005,173
Provision for loan and lease losses$136,0004,376
Total noninterest income$280,0006,666
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,298
Trading account gains and feesNANA
Additional Noninterest Income$91,0006,846
Total noninterest expense$1,419,0006,910
Salaries and employee benefits$820,0006,600
Premises and equipment expense$267,0005,734
Additional noninterest expense$332,0007,825
Pre-tax net operating income$1,686,0003,829
Securities gains (losses)$04,449
Applicable income taxes$521,0003,734
Income before extraordinary items$1,165,0004,031
Extraordinary gains, net$032
Net income$1,165,0004,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,872
Cash dividends$344,0004,299
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,165,0003,933
1997-12-31 (YTD Data)Rank
Total interest income$6,148,0004,971
Total interest expense$3,411,0004,231
Net interest income$2,737,0005,689
Provision for loan and lease losses$150,0004,117
Total noninterest income$279,0006,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,478
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,136
Total noninterest expense$1,311,0007,298
Salaries and employee benefits$768,0006,941
Premises and equipment expense$225,0006,418
Additional noninterest expense$318,0008,140
Pre-tax net operating income$1,555,0004,356
Securities gains (losses)$03,944
Applicable income taxes$479,0004,340
Income before extraordinary items$1,076,0004,435
Extraordinary gains, net$044
Net income$1,076,0004,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$344,0004,285
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,076,0004,371
1996-12-31 (YTD Data)Rank
Total interest income$5,844,0005,284
Total interest expense$3,314,0004,389
Net interest income$2,530,0006,145
Provision for loan and lease losses$140,0004,234
Total noninterest income$288,0007,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,185
Total noninterest expense$1,316,0007,614
Salaries and employee benefits$804,0006,962
Premises and equipment expense$222,0006,659
Additional noninterest expense$290,0008,984
Pre-tax net operating income$1,362,0004,675
Securities gains (losses)$20,0002,000
Applicable income taxes$450,0004,501
Income before extraordinary items$932,0004,753
Extraordinary gains, net$053
Net income$932,0004,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,119
Cash dividends$344,0004,243
Sale, conversion, retirement of capital stock, net$0953
Net operating income$918,6004,746
1995-12-31 (YTD Data)Rank
Total interest income$5,320,0005,725
Total interest expense$2,908,0004,901
Net interest income$2,412,0006,460
Provision for loan and lease losses$98,0004,693
Total noninterest income$306,0007,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,200
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,332
Total noninterest expense$1,351,0007,730
Salaries and employee benefits$788,0007,172
Premises and equipment expense$238,0006,542
Additional noninterest expense$325,0008,978
Pre-tax net operating income$1,269,0005,056
Securities gains (losses)$03,831
Applicable income taxes$433,0004,664
Income before extraordinary items$836,0005,273
Extraordinary gains, net$065
Net income$836,0005,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,035
Cash dividends$344,0004,240
Sale, conversion, retirement of capital stock, net$0809
Net operating income$836,0005,261
1994-12-31 (YTD Data)Rank
Total interest income$5,098,0005,592
Total interest expense$2,337,0004,920
Net interest income$2,761,0005,986
Provision for loan and lease losses$126,0003,941
Total noninterest income$289,0007,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,569
Trading account gains and feesNANA
Additional Noninterest Income$125,0006,797
Total noninterest expense$1,401,0007,912
Salaries and employee benefits$787,0007,279
Premises and equipment expense$217,0007,104
Additional noninterest expense$397,0008,855
Pre-tax net operating income$1,523,0004,362
Securities gains (losses)$03,600
Applicable income taxes$580,0003,616
Income before extraordinary items$943,0004,724
Extraordinary gains, net$0249
Net income$943,0004,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$322,0004,281
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$943,0004,774
1993-12-31 (YTD Data)Rank
Total interest income$5,187,0005,594
Total interest expense$2,298,0005,166
Net interest income$2,889,0005,822
Provision for loan and lease losses$70,0006,634
Total noninterest income$289,0007,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0006,452
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,504
Total noninterest expense$1,401,0008,182
Salaries and employee benefits$751,0007,635
Premises and equipment expense$215,0007,389
Additional noninterest expense$435,0008,874
Pre-tax net operating income$1,707,0003,868
Securities gains (losses)$07,477
Applicable income taxes$700,0003,120
Income before extraordinary items$1,007,0004,672
Extraordinary gains, net$03,149
Net income$1,007,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$322,0004,200
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,007,0004,441
1992-12-31 (YTD Data)Rank
Total interest income$5,195,0006,184
Total interest expense$2,695,0005,649
Net interest income$2,500,0006,601
Provision for loan and lease losses$170,0005,731
Total noninterest income$273,0008,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,235
Trading account gains and feesNANA
Additional Noninterest Income$128,0007,224
Total noninterest expense$1,478,0007,992
Salaries and employee benefits$662,0008,289
Premises and equipment expense$242,0006,944
Additional noninterest expense$574,0007,740
Pre-tax net operating income$1,125,0005,168
Securities gains (losses)$08,369
Applicable income taxes$375,0005,040
Income before extraordinary items$750,0005,631
Extraordinary gains, net$01,422
Net income$750,0005,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0004,894
Cash dividends$266,0004,330
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$750,0005,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.