Home > The Citizens Bank > Net Loans and Leases
The Citizens Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $13,844,000 | 8,783 |
| Loan loss allowance | $223,000 | 8,187 |
| Total loans and leases | $14,067,000 | 8,787 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $14,067,000 | 8,795 |
| All real estate loans | $7,374,000 | 8,493 |
| Real estate loans in domestic offices | $7,374,000 | 8,492 |
| Construction and development loans | $498,000 | 6,433 |
| Commercial RE | $961,000 | 8,258 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $5,915,000 | 7,238 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $3,617,000 | 6,203 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,751,000 | 6,539 |
| Credit card loans | $182,000 | 3,426 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,569,000 | 6,488 |
| All other loans & leases | $325,000 | 4,151 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $325,000 | 2,035 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $43,000 | 1,707 |
| Non 1-4 family restructured loans & leases | $43,000 | 1,707 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $17,034,000 | 8,384 |
| Loan loss allowance | $284,000 | 7,560 |
| Total loans and leases | $17,318,000 | 8,385 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $17,318,000 | 8,390 |
| All real estate loans | $7,751,000 | 8,445 |
| Real estate loans in domestic offices | $7,751,000 | 8,443 |
| Construction and development loans | $0 | 8,593 |
| Commercial RE | $1,030,000 | 8,234 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $6,721,000 | 6,997 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $4,931,000 | 5,197 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,140,000 | 5,382 |
| Credit card loans | $215,000 | 3,326 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,925,000 | 5,327 |
| All other loans & leases | $496,000 | 3,515 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $496,000 | 1,621 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $17,227,000 | 8,661 |
| Loan loss allowance | $236,000 | 8,336 |
| Total loans and leases | $17,463,000 | 8,667 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $17,463,000 | 8,678 |
| All real estate loans | $7,211,000 | 8,879 |
| Real estate loans in domestic offices | $7,211,000 | 8,878 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $955,000 | 8,614 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $6,166,000 | 7,465 |
| Farmland loans | $90,000 | 6,963 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $5,709,000 | 4,804 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,110,000 | 5,623 |
| Credit card loans | $234,000 | 3,448 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,876,000 | 5,555 |
| All other loans & leases | $433,000 | 3,801 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $433,000 | 1,757 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $53,000 | 2,141 |
| Non 1-4 family restructured loans & leases | $53,000 | 2,141 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $16,391,000 | 9,057 |
| Loan loss allowance | $193,000 | 9,268 |
| Total loans and leases | $16,584,000 | 9,068 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $16,584,000 | 9,070 |
| All real estate loans | $6,657,000 | 9,361 |
| Real estate loans in domestic offices | $6,657,000 | 9,360 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $733,000 | 9,287 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $5,828,000 | 7,842 |
| Farmland loans | $96,000 | 7,217 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $4,903,000 | 5,291 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,127,000 | 5,763 |
| Credit card loans | $249,000 | 3,578 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,878,000 | 5,712 |
| All other loans & leases | $897,000 | 2,742 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $897,000 | 1,245 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $56,000 | 2,392 |
| Non 1-4 family restructured loans & leases | $56,000 | 2,392 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $12,899,000 | 9,985 |
| Loan loss allowance | $235,000 | 8,965 |
| Total loans and leases | $13,134,000 | 9,981 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $13,134,000 | 9,984 |
| All real estate loans | $5,062,000 | 10,183 |
| Real estate loans in domestic offices | $5,062,000 | 10,182 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $515,000 | 10,029 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $4,488,000 | 8,697 |
| Farmland loans | $59,000 | 7,724 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $3,992,000 | 5,858 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,058,000 | 6,925 |
| Credit card loans | $229,000 | 3,761 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,829,000 | 6,952 |
| All other loans & leases | $1,022,000 | 2,629 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $1,022,000 | 1,200 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $58,000 | 2,615 |
| Non 1-4 family restructured loans & leases | $58,000 | 2,615 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $11,321,000 | 10,676 |
| Loan loss allowance | $211,000 | 9,680 |
| Total loans and leases | $11,532,000 | 10,675 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $11,532,000 | 10,678 |
| All real estate loans | $4,536,000 | 10,825 |
| Real estate loans in domestic offices | $4,536,000 | 10,825 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $414,000 | 10,737 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $4,038,000 | 9,280 |
| Farmland loans | $84,000 | 7,910 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $3,188,000 | 6,502 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,937,000 | 7,179 |
| Credit card loans | $205,000 | 3,920 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,732,000 | 7,194 |
| All other loans & leases | $871,000 | 2,966 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $871,000 | 1,361 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $60,000 | 3,083 |
| Non 1-4 family restructured loans & leases | $60,000 | 3,083 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $11,112,000 | 11,041 |
| Loan loss allowance | $206,000 | 10,118 |
| Total loans and leases | $11,318,000 | 11,043 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $11,318,000 | 11,046 |
| All real estate loans | $4,381,000 | 11,286 |
| Real estate loans in domestic offices | $4,381,000 | 11,286 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $288,000 | 11,617 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $4,093,000 | 9,522 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $3,461,000 | 6,255 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,847,000 | 7,420 |
| Credit card loans | $188,000 | 4,051 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,659,000 | 7,438 |
| All other loans & leases | $629,000 | 3,698 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $629,000 | 1,709 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $62,000 | 3,560 |
| Non 1-4 family restructured loans & leases | $62,000 | 3,560 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $11,313,000 | 11,267 |
| Loan loss allowance | $209,000 | 10,337 |
| Total loans and leases | $11,522,000 | 11,271 |
| Unearned income | $1,000 | 9,018 |
| Loans and leases, gross | $11,522,000 | 11,271 |
| All real estate loans | $4,296,000 | 11,615 |
| Real estate loans in domestic offices | $4,296,000 | 11,615 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $109,000 | 12,825 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $4,187,000 | 9,674 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $3,686,000 | 6,159 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,116,000 | 7,375 |
| Credit card loans | $204,000 | 3,958 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,912,000 | 7,396 |
| All other loans & leases | $425,000 | 4,747 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $425,000 | 2,194 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $65,000 | 4,010 |
| Non 1-4 family restructured loans & leases | $65,000 | 4,010 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |