Home > The Citizens Bank > Assets and Liabilities
The Citizens Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $29,720,000 | 8,553 |
| Cash and due from depository institutions | $2,643,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $11,881,000 | 6,548 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,842 |
| Net loans & leases | $13,844,000 | 8,783 |
| Loan loss allowance | $223,000 | 8,187 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $186,000 | 9,161 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $716,000 | 7,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,720,000 | 8,553 |
| Total liabilities | $26,291,000 | 8,549 |
| Total deposits | $25,930,000 | 8,431 |
| Interest-bearing deposits | $20,476,000 | 8,599 |
| Deposits held in domestic offices | $25,930,000 | 8,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $361,000 | 6,396 |
| Total equity capital | $3,429,000 | 8,302 |
| Total bank equity capital | $3,429,000 | 8,302 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $120,000 | 7,541 |
| Surplus | $1,880,000 | 5,722 |
| Undivided profits | $1,429,000 | 7,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $97,000 | 9,183 |
| Earning assets | $26,175,000 | 8,613 |
| Long-term assets (5+ years) | $9,268,000 | 5,018 |
| Average Assets, year-to-date | $30,374,600 | 8,348 |
| Average Assets, quarterly | $30,074,500 | 8,477 |
| Volatile liabilities | $1,488,000 | 9,346 |
| Insider loans | $577,000 | 5,009 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,718,000 | 7,748 |
| Tier 1 (core) risk-based capital | $3,586,000 | 8,198 |
| Tier 2 risk-based capital | $192,310 | 8,270 |
| Total risk weighted assets | $15,329,710 | 8,840 |
| Total unused commitments | $1,718,000 | 7,754 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $30,745,000 | 8,573 |
| Cash and due from depository institutions | $2,560,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $8,616,000 | 7,511 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,143 |
| Net loans & leases | $17,034,000 | 8,384 |
| Loan loss allowance | $284,000 | 7,560 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $279,000 | 8,783 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $556,000 | 7,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,745,000 | 8,573 |
| Total liabilities | $27,333,000 | 8,556 |
| Total deposits | $26,939,000 | 8,464 |
| Interest-bearing deposits | $21,610,000 | 8,586 |
| Deposits held in domestic offices | $26,939,000 | 8,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $394,000 | 6,585 |
| Total equity capital | $3,412,000 | 8,450 |
| Total bank equity capital | $3,412,000 | 8,450 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $120,000 | 7,698 |
| Surplus | $1,880,000 | 5,651 |
| Undivided profits | $1,412,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $117,000 | 9,123 |
| Earning assets | $27,350,000 | 8,634 |
| Long-term assets (5+ years) | $10,049,000 | 4,706 |
| Average Assets, year-to-date | $31,473,400 | 8,334 |
| Average Assets, quarterly | $31,238,000 | 8,471 |
| Volatile liabilities | $1,751,000 | 9,206 |
| Insider loans | $487,000 | 5,357 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,061,000 | 7,399 |
| Tier 1 (core) risk-based capital | $3,391,000 | 8,360 |
| Tier 2 risk-based capital | $221,960 | 7,941 |
| Total risk weighted assets | $17,680,560 | 8,576 |
| Total unused commitments | $2,061,000 | 7,411 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $31,217,000 | 8,751 |
| Cash and due from depository institutions | $1,068,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,037,000 | 7,405 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,495 |
| Net loans & leases | $17,227,000 | 8,661 |
| Loan loss allowance | $236,000 | 8,336 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $350,000 | 8,681 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $935,000 | 6,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,217,000 | 8,751 |
| Total liabilities | $28,012,000 | 8,711 |
| Total deposits | $26,203,000 | 8,782 |
| Interest-bearing deposits | $21,979,000 | 8,796 |
| Deposits held in domestic offices | $26,203,000 | 8,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,500,000 | 3,148 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $309,000 | 7,687 |
| Total equity capital | $3,205,000 | 8,838 |
| Total bank equity capital | $3,205,000 | 8,838 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $120,000 | 8,051 |
| Surplus | $1,880,000 | 5,663 |
| Undivided profits | $1,205,000 | 8,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $134,000 | 9,293 |
| Earning assets | $28,864,000 | 8,710 |
| Long-term assets (5+ years) | $12,541,000 | 3,765 |
| Average Assets, year-to-date | $31,282,600 | 8,582 |
| Average Assets, quarterly | $31,169,500 | 8,711 |
| Volatile liabilities | $2,206,000 | 9,118 |
| Insider loans | $535,000 | 5,233 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,195,000 | 8,480 |
| Tier 1 (core) risk-based capital | $3,208,000 | 8,728 |
| Tier 2 risk-based capital | $234,250 | 7,926 |
| Total risk weighted assets | $18,724,550 | 8,624 |
| Total unused commitments | $1,195,000 | 8,489 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $30,429,000 | 9,167 |
| Cash and due from depository institutions | $1,988,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,180,000 | 7,882 |
| Federal funds sold & reverse repurchase agreements | $880,000 | 6,683 |
| Net loans & leases | $16,391,000 | 9,057 |
| Loan loss allowance | $193,000 | 9,268 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $408,000 | 8,567 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $582,000 | 8,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,429,000 | 9,167 |
| Total liabilities | $27,564,000 | 9,091 |
| Total deposits | $25,808,000 | 9,175 |
| Interest-bearing deposits | $21,316,000 | 9,238 |
| Deposits held in domestic offices | $25,808,000 | 9,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $256,000 | 8,452 |
| Total equity capital | $2,865,000 | 9,397 |
| Total bank equity capital | $2,865,000 | 9,397 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $120,000 | 8,471 |
| Surplus | $1,880,000 | 5,777 |
| Undivided profits | $865,000 | 9,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 8,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $137,000 | 9,587 |
| Earning assets | $27,451,000 | 9,182 |
| Long-term assets (5+ years) | $7,534,000 | 4,867 |
| Average Assets, year-to-date | $30,578,200 | 8,996 |
| Average Assets, quarterly | $30,618,500 | 9,095 |
| Volatile liabilities | $1,900,000 | 9,573 |
| Insider loans | $370,000 | 6,288 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,003,000 | 7,446 |
| Tier 1 (core) risk-based capital | $2,914,000 | 9,285 |
| Tier 2 risk-based capital | $193,000 | 8,751 |
| Total risk weighted assets | $17,471,900 | 9,078 |
| Total unused commitments | $2,003,000 | 7,460 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $30,120,000 | 9,497 |
| Cash and due from depository institutions | $2,362,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,338,000 | 7,157 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 8,370 |
| Net loans & leases | $12,899,000 | 9,985 |
| Loan loss allowance | $235,000 | 8,965 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $457,000 | 8,521 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $584,000 | 8,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,120,000 | 9,497 |
| Total liabilities | $27,464,000 | 9,409 |
| Total deposits | $25,697,000 | 9,524 |
| Interest-bearing deposits | $21,490,000 | 9,557 |
| Deposits held in domestic offices | $25,697,000 | 9,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,500,000 | 2,600 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $267,000 | 8,742 |
| Total equity capital | $2,656,000 | 9,906 |
| Total bank equity capital | $2,656,000 | 9,906 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $120,000 | 8,885 |
| Surplus | $1,480,000 | 6,661 |
| Undivided profits | $1,056,000 | 9,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 8,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $123,000 | 10,245 |
| Earning assets | $26,717,000 | 9,582 |
| Long-term assets (5+ years) | $3,413,000 | 6,737 |
| Average Assets, year-to-date | $27,771,400 | 9,610 |
| Average Assets, quarterly | $29,416,500 | 9,535 |
| Volatile liabilities | $2,446,000 | 9,134 |
| Insider loans | $263,000 | 7,382 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,030,000 | 8,910 |
| Tier 1 (core) risk-based capital | $2,670,000 | 9,813 |
| Tier 2 risk-based capital | $193,790 | 8,983 |
| Total risk weighted assets | $15,448,290 | 9,710 |
| Total unused commitments | $1,030,000 | 8,921 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $26,388,000 | 10,231 |
| Cash and due from depository institutions | $1,541,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,549,000 | 7,868 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 8,249 |
| Net loans & leases | $11,321,000 | 10,676 |
| Loan loss allowance | $211,000 | 9,680 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $265,000 | 10,133 |
| Other real estate owned | $44,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $618,000 | 8,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,388,000 | 10,231 |
| Total liabilities | $24,134,000 | 10,168 |
| Total deposits | $22,087,000 | 10,329 |
| Interest-bearing deposits | $18,719,000 | 10,319 |
| Deposits held in domestic offices | $22,087,000 | 10,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 4,171 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $197,000 | 9,080 |
| Total equity capital | $2,254,000 | 10,542 |
| Total bank equity capital | $2,254,000 | 10,542 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $120,000 | 9,377 |
| Surplus | $1,480,000 | 6,744 |
| Undivided profits | $654,000 | 9,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 8,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $103,000 | 10,812 |
| Earning assets | $23,920,000 | 10,236 |
| Long-term assets (5+ years) | $3,295,000 | 7,151 |
| Average Assets, year-to-date | $23,933,800 | 10,505 |
| Average Assets, quarterly | $25,007,500 | 10,412 |
| Volatile liabilities | $1,865,000 | 9,846 |
| Insider loans | $531,000 | 5,480 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $602,000 | 10,064 |
| Tier 1 (core) risk-based capital | $2,486,000 | 10,303 |
| Tier 2 risk-based capital | $171,630 | 9,692 |
| Total risk weighted assets | $13,687,030 | 10,376 |
| Total unused commitments | $602,000 | 10,071 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $23,771,000 | 11,051 |
| Cash and due from depository institutions | $1,646,000 | 9,983 |
| Interest-bearing balances | $250,000 | 5,328 |
| Securities | $10,080,000 | 9,055 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 9,779 |
| Net loans & leases | $11,112,000 | 11,041 |
| Loan loss allowance | $206,000 | 10,118 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $285,000 | 10,364 |
| Other real estate owned | $44,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $354,000 | 10,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,771,000 | 11,051 |
| Total liabilities | $21,461,000 | 11,033 |
| Total deposits | $20,648,000 | 11,053 |
| Interest-bearing deposits | $18,141,000 | 10,938 |
| Deposits held in domestic offices | $20,648,000 | 11,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,025 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000 | 4,978 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $109,000 | 11,327 |
| Total equity capital | $2,310,000 | 10,829 |
| Total bank equity capital | $2,310,000 | 10,829 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $120,000 | 9,853 |
| Surplus | $1,380,000 | 7,005 |
| Undivided profits | $810,000 | 10,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 8,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $21,692,000 | 11,030 |
| Long-term assets (5+ years) | $3,310,000 | 7,551 |
| Average Assets, year-to-date | $23,844,400 | 10,948 |
| Average Assets, quarterly | $23,410,500 | 11,057 |
| Volatile liabilities | $1,704,000 | 10,166 |
| Insider loans | $407,000 | 6,341 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $520,000 | 10,488 |
| Tier 1 (core) risk-based capital | $2,310,000 | 10,787 |
| Tier 2 risk-based capital | $156,760 | 10,297 |
| Total risk weighted assets | $12,487,760 | 11,012 |
| Total unused commitments | $520,000 | 10,505 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $24,039,000 | 11,363 |
| Cash and due from depository institutions | $1,667,000 | 9,734 |
| Interest-bearing balances | $629,000 | 4,537 |
| Securities | $9,176,000 | 9,502 |
| Federal funds sold & reverse repurchase agreements | $819,000 | 9,211 |
| Net loans & leases | $11,313,000 | 11,267 |
| Loan loss allowance | $209,000 | 10,337 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $342,000 | 10,136 |
| Other real estate owned | $480,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $242,000 | 12,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,039,000 | 11,363 |
| Total liabilities | $21,873,000 | 11,340 |
| Total deposits | $21,734,000 | 11,252 |
| Interest-bearing deposits | $19,157,000 | 11,102 |
| Deposits held in domestic offices | $21,734,000 | 11,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,000 | 4,898 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $124,000 | 11,758 |
| Total equity capital | $2,166,000 | 11,171 |
| Total bank equity capital | $2,166,000 | 11,171 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $120,000 | 10,312 |
| Surplus | $1,080,000 | 7,870 |
| Undivided profits | $967,000 | 9,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 8,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $100,000 | 11,570 |
| Earning assets | $21,937,000 | 11,280 |
| Long-term assets (5+ years) | $6,252,000 | 5,785 |
| Average Assets, year-to-date | $23,779,200 | 11,261 |
| Average Assets, quarterly | $23,991,000 | 11,315 |
| Volatile liabilities | $1,389,000 | 11,035 |
| Insider loans | $35,000 | 7,706 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $657,000 | 10,083 |
| Tier 1 (core) risk-based capital | $2,167,000 | 11,123 |
| Tier 2 risk-based capital | $161,180 | 10,364 |
| Total risk weighted assets | $12,843,580 | 11,223 |
| Total unused commitments | $657,000 | 10,108 |
| Derivatives | $0 | 651 |