Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 7,456 |
| Total interest expense | $1,672,000 | 6,690 |
| Net interest income | $1,881,000 | 8,012 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $456,000 | 5,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $1,489,000 | 7,873 |
| Salaries and employee benefits | $953,000 | 6,403 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $385,000 | 9,428 |
| Pre-tax net operating income | $804,000 | 6,790 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $626,000 | 6,590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $626,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $572,040 | 6,732 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 7,960 |
| Total interest expense | $1,773,000 | 7,696 |
| Net interest income | $1,889,000 | 8,081 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $466,000 | 5,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,585,000 | 7,623 |
| Salaries and employee benefits | $1,008,000 | 5,982 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $435,000 | 9,143 |
| Pre-tax net operating income | $695,000 | 7,126 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $209,000 | 7,384 |
| Income before extraordinary items | $516,000 | 7,189 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $516,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $494,700 | 6,998 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.