Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $68,556,000 | 714 |
| Total interest expense | $28,086,000 | 619 |
| Net interest income | $40,470,000 | 801 |
| Provision for loan and lease losses | $2,287,000 | 520 |
| Total noninterest income | $6,015,000 | 1,044 |
| Gross Fiduciary activities income | $420,000 | 611 |
| Service charges on deposit accounts | $1,882,000 | 590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,713,000 | 1,091 |
| Total noninterest expense | $32,282,000 | 839 |
| Salaries and employee benefits | $19,346,000 | 786 |
| Premises and equipment expense | $4,592,000 | 598 |
| Additional noninterest expense | $3,713,000 | 1,091 |
| Pre-tax net operating income | $11,916,000 | 1,018 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,413,000 | 863 |
| Income before extraordinary items | $9,503,000 | 1,051 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,503,000 | 1,063 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,503,000 | 1,054 |
| Net charge-offs | $315,000 | 942 |
| Cash dividends | $1,700,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,503,000 | 1,075 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $49,448,000 | 733 |
| Total interest expense | $19,207,000 | 626 |
| Net interest income | $30,241,000 | 814 |
| Provision for loan and lease losses | $1,600,000 | 510 |
| Total noninterest income | $4,593,000 | 1,054 |
| Gross Fiduciary activities income | $315,000 | 609 |
| Service charges on deposit accounts | $1,415,000 | 588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,863,000 | 1,065 |
| Total noninterest expense | $23,998,000 | 850 |
| Salaries and employee benefits | $14,636,000 | 788 |
| Premises and equipment expense | $3,422,000 | 606 |
| Additional noninterest expense | $2,863,000 | 1,065 |
| Pre-tax net operating income | $9,236,000 | 1,033 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,875,000 | 863 |
| Income before extraordinary items | $7,361,000 | 1,075 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,361,000 | 1,080 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,361,000 | 1,075 |
| Net charge-offs | $128,000 | 1,075 |
| Cash dividends | $750,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,361,000 | 1,090 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $31,244,000 | 739 |
| Total interest expense | $11,000,000 | 640 |
| Net interest income | $20,244,000 | 814 |
| Provision for loan and lease losses | $1,380,000 | 436 |
| Total noninterest income | $2,979,000 | 1,005 |
| Gross Fiduciary activities income | $217,000 | 608 |
| Service charges on deposit accounts | $930,000 | 582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,832,000 | 1,039 |
| Total noninterest expense | $16,149,000 | 823 |
| Salaries and employee benefits | $9,607,000 | 793 |
| Premises and equipment expense | $2,283,000 | 589 |
| Additional noninterest expense | $1,832,000 | 1,038 |
| Pre-tax net operating income | $5,694,000 | 1,096 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,154,000 | 924 |
| Income before extraordinary items | $4,540,000 | 1,136 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,540,000 | 1,148 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,540,000 | 1,136 |
| Net charge-offs | $150,000 | 778 |
| Cash dividends | $750,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,540,000 | 1,150 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $14,683,000 | 770 |
| Total interest expense | $4,755,000 | 636 |
| Net interest income | $9,928,000 | 833 |
| Provision for loan and lease losses | $690,000 | 429 |
| Total noninterest income | $1,471,000 | 1,013 |
| Gross Fiduciary activities income | $101,000 | 629 |
| Service charges on deposit accounts | $463,000 | 590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 1,044 |
| Total noninterest expense | $8,159,000 | 822 |
| Salaries and employee benefits | $4,760,000 | 809 |
| Premises and equipment expense | $1,163,000 | 609 |
| Additional noninterest expense | $907,000 | 1,044 |
| Pre-tax net operating income | $2,550,000 | 1,208 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $527,000 | 1,010 |
| Income before extraordinary items | $2,023,000 | 1,267 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,023,000 | 1,267 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,023,000 | 1,267 |
| Net charge-offs | $68,000 | 699 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,023,000 | 1,290 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $49,915,000 | 744 |
| Total interest expense | $6,554,000 | 638 |
| Net interest income | $43,361,000 | 767 |
| Provision for loan and lease losses | $2,400,000 | 457 |
| Total noninterest income | $7,011,000 | 958 |
| Gross Fiduciary activities income | $441,000 | 631 |
| Service charges on deposit accounts | $2,003,000 | 572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,567,000 | 968 |
| Total noninterest expense | $32,831,000 | 802 |
| Salaries and employee benefits | $19,653,000 | 755 |
| Premises and equipment expense | $4,322,000 | 628 |
| Additional noninterest expense | $4,567,000 | 968 |
| Pre-tax net operating income | $15,141,000 | 931 |
| Securities gains (losses) | $412,000 | 76 |
| Applicable income taxes | $3,419,000 | 766 |
| Income before extraordinary items | $12,134,000 | 959 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $12,134,000 | 960 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $12,134,000 | 960 |
| Net charge-offs | $749,000 | 485 |
| Cash dividends | $4,150,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $11,808,520 | 996 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $35,710,000 | 743 |
| Total interest expense | $3,176,000 | 700 |
| Net interest income | $32,534,000 | 747 |
| Provision for loan and lease losses | $1,800,000 | 420 |
| Total noninterest income | $5,248,000 | 983 |
| Gross Fiduciary activities income | $335,000 | 626 |
| Service charges on deposit accounts | $1,536,000 | 564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,377,000 | 984 |
| Total noninterest expense | $24,447,000 | 805 |
| Salaries and employee benefits | $14,796,000 | 751 |
| Premises and equipment expense | $3,229,000 | 628 |
| Additional noninterest expense | $3,377,000 | 984 |
| Pre-tax net operating income | $11,535,000 | 929 |
| Securities gains (losses) | $410,000 | 70 |
| Applicable income taxes | $2,663,000 | 752 |
| Income before extraordinary items | $9,282,000 | 949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,282,000 | 948 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,282,000 | 949 |
| Net charge-offs | $755,000 | 354 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $8,958,100 | 995 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $22,789,000 | 737 |
| Total interest expense | $1,686,000 | 694 |
| Net interest income | $21,103,000 | 745 |
| Provision for loan and lease losses | $1,200,000 | 367 |
| Total noninterest income | $3,008,000 | 1,070 |
| Gross Fiduciary activities income | $229,000 | 588 |
| Service charges on deposit accounts | $1,021,000 | 562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,758,000 | 1,196 |
| Total noninterest expense | $15,903,000 | 808 |
| Salaries and employee benefits | $9,647,000 | 761 |
| Premises and equipment expense | $2,108,000 | 631 |
| Additional noninterest expense | $4,148,000 | 908 |
| Pre-tax net operating income | $7,008,000 | 944 |
| Securities gains (losses) | $410,000 | 64 |
| Applicable income taxes | $1,643,000 | 752 |
| Income before extraordinary items | $5,775,000 | 941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,775,000 | 941 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,775,000 | 941 |
| Net charge-offs | $594,000 | 306 |
| Cash dividends | $750,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,451,100 | 1,003 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 733 |
| Total interest expense | $806,000 | 683 |
| Net interest income | $10,336,000 | 738 |
| Provision for loan and lease losses | $600,000 | 290 |
| Total noninterest income | $1,476,000 | 1,070 |
| Gross Fiduciary activities income | $113,000 | 593 |
| Service charges on deposit accounts | $498,000 | 571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 1,182 |
| Total noninterest expense | $7,796,000 | 822 |
| Salaries and employee benefits | $4,728,000 | 777 |
| Premises and equipment expense | $1,030,000 | 654 |
| Additional noninterest expense | $2,038,000 | 905 |
| Pre-tax net operating income | $3,416,000 | 919 |
| Securities gains (losses) | $410,000 | 55 |
| Applicable income taxes | $878,000 | 698 |
| Income before extraordinary items | $2,948,000 | 903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,948,000 | 902 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,948,000 | 903 |
| Net charge-offs | $136,000 | 430 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,624,100 | 990 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $43,815,000 | 754 |
| Total interest expense | $4,292,000 | 626 |
| Net interest income | $39,523,000 | 777 |
| Provision for loan and lease losses | $2,200,000 | 259 |
| Total noninterest income | $5,346,000 | 1,259 |
| Gross Fiduciary activities income | $495,000 | 575 |
| Service charges on deposit accounts | $1,679,000 | 620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,172,000 | 1,432 |
| Total noninterest expense | $28,905,000 | 873 |
| Salaries and employee benefits | $16,774,000 | 852 |
| Premises and equipment expense | $3,977,000 | 666 |
| Additional noninterest expense | $8,154,000 | 917 |
| Pre-tax net operating income | $13,764,000 | 1,004 |
| Securities gains (losses) | $38,000 | 1,249 |
| Applicable income taxes | $2,870,000 | 886 |
| Income before extraordinary items | $10,932,000 | 1,074 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,932,000 | 1,074 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,932,000 | 1,074 |
| Net charge-offs | $-164,000 | 4,496 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,901,980 | 1,063 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $32,650,000 | 777 |
| Total interest expense | $3,407,000 | 626 |
| Net interest income | $29,243,000 | 799 |
| Provision for loan and lease losses | $1,600,000 | 272 |
| Total noninterest income | $3,785,000 | 1,341 |
| Gross Fiduciary activities income | $362,000 | 574 |
| Service charges on deposit accounts | $1,184,000 | 645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,239,000 | 1,550 |
| Total noninterest expense | $21,575,000 | 887 |
| Salaries and employee benefits | $12,516,000 | 868 |
| Premises and equipment expense | $3,018,000 | 669 |
| Additional noninterest expense | $6,041,000 | 934 |
| Pre-tax net operating income | $9,853,000 | 1,086 |
| Securities gains (losses) | $49,000 | 1,064 |
| Applicable income taxes | $2,078,000 | 950 |
| Income before extraordinary items | $7,824,000 | 1,160 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,824,000 | 1,161 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,824,000 | 1,161 |
| Net charge-offs | $-228,000 | 4,680 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,785,290 | 1,145 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $21,288,000 | 789 |
| Total interest expense | $2,462,000 | 599 |
| Net interest income | $18,826,000 | 811 |
| Provision for loan and lease losses | $1,200,000 | 252 |
| Total noninterest income | $2,475,000 | 1,347 |
| Gross Fiduciary activities income | $248,000 | 571 |
| Service charges on deposit accounts | $754,000 | 651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,473,000 | 1,531 |
| Total noninterest expense | $14,346,000 | 885 |
| Salaries and employee benefits | $8,383,000 | 867 |
| Premises and equipment expense | $2,001,000 | 673 |
| Additional noninterest expense | $3,962,000 | 937 |
| Pre-tax net operating income | $5,755,000 | 1,182 |
| Securities gains (losses) | $18,000 | 1,217 |
| Applicable income taxes | $1,178,000 | 1,029 |
| Income before extraordinary items | $4,595,000 | 1,263 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,595,000 | 1,263 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,595,000 | 1,263 |
| Net charge-offs | $-188,000 | 4,736 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,580,600 | 1,240 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $10,208,000 | 812 |
| Total interest expense | $1,321,000 | 588 |
| Net interest income | $8,887,000 | 848 |
| Provision for loan and lease losses | $600,000 | 309 |
| Total noninterest income | $1,160,000 | 1,397 |
| Gross Fiduciary activities income | $119,000 | 581 |
| Service charges on deposit accounts | $376,000 | 642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 1,630 |
| Total noninterest expense | $7,079,000 | 884 |
| Salaries and employee benefits | $4,185,000 | 861 |
| Premises and equipment expense | $1,019,000 | 677 |
| Additional noninterest expense | $1,875,000 | 955 |
| Pre-tax net operating income | $2,368,000 | 1,357 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $470,000 | 1,181 |
| Income before extraordinary items | $1,911,000 | 1,435 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,911,000 | 1,435 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,911,000 | 1,435 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,900,600 | 1,407 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $43,371,000 | 771 |
| Total interest expense | $7,827,000 | 623 |
| Net interest income | $35,544,000 | 808 |
| Provision for loan and lease losses | $2,200,000 | 978 |
| Total noninterest income | $4,772,000 | 1,300 |
| Gross Fiduciary activities income | $519,000 | 570 |
| Service charges on deposit accounts | $1,656,000 | 610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,597,000 | 1,557 |
| Total noninterest expense | $27,404,000 | 886 |
| Salaries and employee benefits | $15,939,000 | 864 |
| Premises and equipment expense | $3,702,000 | 703 |
| Additional noninterest expense | $7,763,000 | 901 |
| Pre-tax net operating income | $10,712,000 | 1,008 |
| Securities gains (losses) | $346,000 | 755 |
| Applicable income taxes | $2,010,000 | 940 |
| Income before extraordinary items | $9,048,000 | 1,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,048,000 | 1,045 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,048,000 | 1,045 |
| Net charge-offs | $2,251,000 | 381 |
| Cash dividends | $1,500,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $8,764,280 | 1,041 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $32,803,000 | 767 |
| Total interest expense | $6,249,000 | 627 |
| Net interest income | $26,554,000 | 802 |
| Provision for loan and lease losses | $1,600,000 | 1,013 |
| Total noninterest income | $3,416,000 | 1,313 |
| Gross Fiduciary activities income | $390,000 | 564 |
| Service charges on deposit accounts | $1,236,000 | 608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,790,000 | 1,589 |
| Total noninterest expense | $20,349,000 | 879 |
| Salaries and employee benefits | $11,747,000 | 859 |
| Premises and equipment expense | $2,728,000 | 700 |
| Additional noninterest expense | $5,874,000 | 878 |
| Pre-tax net operating income | $8,021,000 | 972 |
| Securities gains (losses) | $217,000 | 849 |
| Applicable income taxes | $1,662,000 | 840 |
| Income before extraordinary items | $6,576,000 | 1,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,576,000 | 1,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,576,000 | 1,031 |
| Net charge-offs | $444,000 | 805 |
| Cash dividends | $500,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,402,400 | 1,026 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $21,497,000 | 788 |
| Total interest expense | $4,368,000 | 651 |
| Net interest income | $17,129,000 | 825 |
| Provision for loan and lease losses | $1,000,000 | 1,077 |
| Total noninterest income | $2,266,000 | 1,259 |
| Gross Fiduciary activities income | $244,000 | 579 |
| Service charges on deposit accounts | $841,000 | 599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,181,000 | 1,512 |
| Total noninterest expense | $13,056,000 | 895 |
| Salaries and employee benefits | $7,723,000 | 853 |
| Premises and equipment expense | $1,801,000 | 717 |
| Additional noninterest expense | $3,532,000 | 961 |
| Pre-tax net operating income | $5,339,000 | 901 |
| Securities gains (losses) | $69,000 | 1,142 |
| Applicable income taxes | $1,086,000 | 780 |
| Income before extraordinary items | $4,322,000 | 976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,322,000 | 976 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,322,000 | 976 |
| Net charge-offs | $382,000 | 704 |
| Cash dividends | $500,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,266,800 | 960 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,486,000 | 811 |
| Total interest expense | $2,329,000 | 685 |
| Net interest income | $8,157,000 | 846 |
| Provision for loan and lease losses | $450,000 | 941 |
| Total noninterest income | $1,265,000 | 1,099 |
| Gross Fiduciary activities income | $124,000 | 576 |
| Service charges on deposit accounts | $526,000 | 582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 1,334 |
| Total noninterest expense | $6,442,000 | 907 |
| Salaries and employee benefits | $3,790,000 | 876 |
| Premises and equipment expense | $896,000 | 721 |
| Additional noninterest expense | $1,756,000 | 978 |
| Pre-tax net operating income | $2,530,000 | 871 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $505,000 | 737 |
| Income before extraordinary items | $2,029,000 | 921 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,029,000 | 921 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,029,000 | 921 |
| Net charge-offs | $189,000 | 652 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,025,800 | 910 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $40,690,000 | 839 |
| Total interest expense | $9,418,000 | 720 |
| Net interest income | $31,272,000 | 873 |
| Provision for loan and lease losses | $1,500,000 | 655 |
| Total noninterest income | $5,074,000 | 1,123 |
| Gross Fiduciary activities income | $504,000 | 576 |
| Service charges on deposit accounts | $2,037,000 | 617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,533,000 | 1,335 |
| Total noninterest expense | $25,711,000 | 899 |
| Salaries and employee benefits | $14,971,000 | 861 |
| Premises and equipment expense | $3,242,000 | 781 |
| Additional noninterest expense | $7,498,000 | 908 |
| Pre-tax net operating income | $9,135,000 | 1,124 |
| Securities gains (losses) | $88,000 | 994 |
| Applicable income taxes | $1,706,000 | 997 |
| Income before extraordinary items | $7,517,000 | 1,181 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,517,000 | 1,182 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,517,000 | 1,183 |
| Net charge-offs | $263,000 | 1,458 |
| Cash dividends | $6,189,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,444,840 | 1,164 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $30,014,000 | 862 |
| Total interest expense | $7,012,000 | 736 |
| Net interest income | $23,002,000 | 889 |
| Provision for loan and lease losses | $1,125,000 | 624 |
| Total noninterest income | $3,730,000 | 1,124 |
| Gross Fiduciary activities income | $347,000 | 583 |
| Service charges on deposit accounts | $1,523,000 | 616 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,860,000 | 1,338 |
| Total noninterest expense | $19,335,000 | 885 |
| Salaries and employee benefits | $11,275,000 | 855 |
| Premises and equipment expense | $2,356,000 | 807 |
| Additional noninterest expense | $5,704,000 | 884 |
| Pre-tax net operating income | $6,272,000 | 1,218 |
| Securities gains (losses) | $71,000 | 934 |
| Applicable income taxes | $1,169,000 | 1,115 |
| Income before extraordinary items | $5,174,000 | 1,274 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,174,000 | 1,275 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,174,000 | 1,276 |
| Net charge-offs | $227,000 | 1,203 |
| Cash dividends | $500,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,115,780 | 1,271 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,569,000 | 868 |
| Total interest expense | $4,586,000 | 734 |
| Net interest income | $14,983,000 | 901 |
| Provision for loan and lease losses | $750,000 | 613 |
| Total noninterest income | $2,513,000 | 1,091 |
| Gross Fiduciary activities income | $242,000 | 584 |
| Service charges on deposit accounts | $1,005,000 | 615 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,266,000 | 1,294 |
| Total noninterest expense | $12,778,000 | 890 |
| Salaries and employee benefits | $7,500,000 | 854 |
| Premises and equipment expense | $1,430,000 | 896 |
| Additional noninterest expense | $3,848,000 | 884 |
| Pre-tax net operating income | $3,968,000 | 1,241 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $725,000 | 1,141 |
| Income before extraordinary items | $3,253,000 | 1,310 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,253,000 | 1,309 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,253,000 | 1,310 |
| Net charge-offs | $101,000 | 1,406 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,244,800 | 1,287 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 880 |
| Total interest expense | $2,192,000 | 741 |
| Net interest income | $7,447,000 | 909 |
| Provision for loan and lease losses | $375,000 | 582 |
| Total noninterest income | $1,262,000 | 1,054 |
| Gross Fiduciary activities income | $117,000 | 594 |
| Service charges on deposit accounts | $492,000 | 626 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $653,000 | 1,227 |
| Total noninterest expense | $6,196,000 | 909 |
| Salaries and employee benefits | $3,657,000 | 871 |
| Premises and equipment expense | $679,000 | 927 |
| Additional noninterest expense | $1,860,000 | 890 |
| Pre-tax net operating income | $2,138,000 | 1,152 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $420,000 | 1,007 |
| Income before extraordinary items | $1,718,000 | 1,232 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,718,000 | 1,231 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,718,000 | 1,231 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,718,000 | 1,209 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $35,798,000 | 882 |
| Total interest expense | $6,655,000 | 730 |
| Net interest income | $29,143,000 | 915 |
| Provision for loan and lease losses | $1,250,000 | 737 |
| Total noninterest income | $5,199,000 | 1,064 |
| Gross Fiduciary activities income | $459,000 | 606 |
| Service charges on deposit accounts | $2,062,000 | 618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,678,000 | 1,234 |
| Total noninterest expense | $23,865,000 | 922 |
| Salaries and employee benefits | $14,031,000 | 888 |
| Premises and equipment expense | $2,659,000 | 925 |
| Additional noninterest expense | $7,175,000 | 935 |
| Pre-tax net operating income | $9,227,000 | 1,109 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $1,850,000 | 921 |
| Income before extraordinary items | $7,387,000 | 1,163 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,387,000 | 1,162 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,387,000 | 1,162 |
| Net charge-offs | $993,000 | 593 |
| Cash dividends | $5,870,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,379,000 | 1,162 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,074,000 | 893 |
| Total interest expense | $4,667,000 | 741 |
| Net interest income | $21,407,000 | 923 |
| Provision for loan and lease losses | $900,000 | 705 |
| Total noninterest income | $3,906,000 | 1,076 |
| Gross Fiduciary activities income | $328,000 | 611 |
| Service charges on deposit accounts | $1,524,000 | 625 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,054,000 | 1,240 |
| Total noninterest expense | $17,767,000 | 924 |
| Salaries and employee benefits | $10,548,000 | 887 |
| Premises and equipment expense | $1,964,000 | 938 |
| Additional noninterest expense | $5,255,000 | 946 |
| Pre-tax net operating income | $6,646,000 | 1,136 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $1,347,000 | 959 |
| Income before extraordinary items | $5,309,000 | 1,200 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,309,000 | 1,199 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,309,000 | 1,199 |
| Net charge-offs | $564,000 | 665 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,301,000 | 1,199 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $16,937,000 | 905 |
| Total interest expense | $2,788,000 | 761 |
| Net interest income | $14,149,000 | 923 |
| Provision for loan and lease losses | $600,000 | 688 |
| Total noninterest income | $2,573,000 | 1,081 |
| Gross Fiduciary activities income | $195,000 | 626 |
| Service charges on deposit accounts | $996,000 | 635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,382,000 | 1,224 |
| Total noninterest expense | $11,713,000 | 931 |
| Salaries and employee benefits | $7,023,000 | 890 |
| Premises and equipment expense | $1,250,000 | 966 |
| Additional noninterest expense | $3,440,000 | 955 |
| Pre-tax net operating income | $4,409,000 | 1,131 |
| Securities gains (losses) | $10,000 | 602 |
| Applicable income taxes | $899,000 | 945 |
| Income before extraordinary items | $3,520,000 | 1,173 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,520,000 | 1,171 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,520,000 | 1,172 |
| Net charge-offs | $437,000 | 570 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,512,000 | 1,175 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 912 |
| Total interest expense | $1,273,000 | 778 |
| Net interest income | $7,002,000 | 927 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $1,280,000 | 1,078 |
| Gross Fiduciary activities income | $97,000 | 628 |
| Service charges on deposit accounts | $481,000 | 656 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $702,000 | 1,205 |
| Total noninterest expense | $5,712,000 | 963 |
| Salaries and employee benefits | $3,436,000 | 920 |
| Premises and equipment expense | $612,000 | 999 |
| Additional noninterest expense | $1,664,000 | 976 |
| Pre-tax net operating income | $2,270,000 | 1,080 |
| Securities gains (losses) | $10,000 | 437 |
| Applicable income taxes | $477,000 | 899 |
| Income before extraordinary items | $1,803,000 | 1,136 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,803,000 | 1,135 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,803,000 | 1,136 |
| Net charge-offs | $145,000 | 694 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,795,100 | 1,132 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $32,308,000 | 891 |
| Total interest expense | $4,512,000 | 758 |
| Net interest income | $27,796,000 | 905 |
| Provision for loan and lease losses | $2,500,000 | 427 |
| Total noninterest income | $4,962,000 | 1,126 |
| Gross Fiduciary activities income | $423,000 | 618 |
| Service charges on deposit accounts | $2,014,000 | 635 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,525,000 | 1,317 |
| Total noninterest expense | $22,543,000 | 959 |
| Salaries and employee benefits | $13,451,000 | 899 |
| Premises and equipment expense | $2,386,000 | 1,001 |
| Additional noninterest expense | $6,706,000 | 972 |
| Pre-tax net operating income | $7,715,000 | 1,209 |
| Securities gains (losses) | $2,893,000 | 74 |
| Applicable income taxes | $3,406,000 | 875 |
| Income before extraordinary items | $7,202,000 | 995 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,202,000 | 995 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,202,000 | 995 |
| Net charge-offs | $1,095,000 | 646 |
| Cash dividends | $4,471,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,234,760 | 1,289 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $24,019,000 | 895 |
| Total interest expense | $3,294,000 | 751 |
| Net interest income | $20,725,000 | 912 |
| Provision for loan and lease losses | $1,125,000 | 628 |
| Total noninterest income | $3,732,000 | 1,137 |
| Gross Fiduciary activities income | $307,000 | 628 |
| Service charges on deposit accounts | $1,505,000 | 635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,920,000 | 1,314 |
| Total noninterest expense | $16,830,000 | 959 |
| Salaries and employee benefits | $10,158,000 | 897 |
| Premises and equipment expense | $1,778,000 | 1,012 |
| Additional noninterest expense | $4,894,000 | 984 |
| Pre-tax net operating income | $6,502,000 | 1,134 |
| Securities gains (losses) | $-40,000 | 5,564 |
| Applicable income taxes | $1,515,000 | 1,113 |
| Income before extraordinary items | $4,947,000 | 1,166 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,947,000 | 1,166 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,947,000 | 1,166 |
| Net charge-offs | $634,000 | 681 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,977,800 | 1,141 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,702,000 | 905 |
| Total interest expense | $2,154,000 | 744 |
| Net interest income | $13,548,000 | 925 |
| Provision for loan and lease losses | $750,000 | 615 |
| Total noninterest income | $2,375,000 | 1,172 |
| Gross Fiduciary activities income | $219,000 | 624 |
| Service charges on deposit accounts | $981,000 | 640 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,175,000 | 1,395 |
| Total noninterest expense | $11,230,000 | 960 |
| Salaries and employee benefits | $6,814,000 | 894 |
| Premises and equipment expense | $1,192,000 | 1,011 |
| Additional noninterest expense | $3,224,000 | 1,000 |
| Pre-tax net operating income | $3,943,000 | 1,208 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $830,000 | 1,248 |
| Income before extraordinary items | $3,118,000 | 1,206 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,118,000 | 1,205 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,118,000 | 1,206 |
| Net charge-offs | $379,000 | 703 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,114,050 | 1,189 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 911 |
| Total interest expense | $1,044,000 | 741 |
| Net interest income | $6,644,000 | 942 |
| Provision for loan and lease losses | $375,000 | 558 |
| Total noninterest income | $1,165,000 | 1,181 |
| Gross Fiduciary activities income | $120,000 | 611 |
| Service charges on deposit accounts | $469,000 | 667 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $576,000 | 1,397 |
| Total noninterest expense | $5,605,000 | 967 |
| Salaries and employee benefits | $3,408,000 | 901 |
| Premises and equipment expense | $583,000 | 1,031 |
| Additional noninterest expense | $1,614,000 | 995 |
| Pre-tax net operating income | $1,829,000 | 1,266 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $364,000 | 1,333 |
| Income before extraordinary items | $1,470,000 | 1,231 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,470,000 | 1,230 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,470,000 | 1,231 |
| Net charge-offs | $84,000 | 1,027 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,466,000 | 1,225 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $30,388,000 | 888 |
| Total interest expense | $4,223,000 | 695 |
| Net interest income | $26,165,000 | 919 |
| Provision for loan and lease losses | $2,249,000 | 483 |
| Total noninterest income | $4,681,000 | 1,208 |
| Gross Fiduciary activities income | $446,000 | 618 |
| Service charges on deposit accounts | $1,817,000 | 716 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,418,000 | 1,402 |
| Total noninterest expense | $21,247,000 | 998 |
| Salaries and employee benefits | $12,737,000 | 941 |
| Premises and equipment expense | $2,325,000 | 1,015 |
| Additional noninterest expense | $6,185,000 | 1,062 |
| Pre-tax net operating income | $7,350,000 | 1,186 |
| Securities gains (losses) | $22,000 | 2,312 |
| Applicable income taxes | $1,070,000 | 1,572 |
| Income before extraordinary items | $6,302,000 | 1,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,302,000 | 1,146 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,302,000 | 1,146 |
| Net charge-offs | $583,000 | 978 |
| Cash dividends | $2,800,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,283,300 | 1,125 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $22,639,000 | 887 |
| Total interest expense | $3,081,000 | 715 |
| Net interest income | $19,558,000 | 917 |
| Provision for loan and lease losses | $1,693,000 | 465 |
| Total noninterest income | $3,453,000 | 1,209 |
| Gross Fiduciary activities income | $364,000 | 598 |
| Service charges on deposit accounts | $1,326,000 | 727 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,763,000 | 1,427 |
| Total noninterest expense | $15,845,000 | 997 |
| Salaries and employee benefits | $9,728,000 | 914 |
| Premises and equipment expense | $1,724,000 | 1,026 |
| Additional noninterest expense | $4,393,000 | 1,125 |
| Pre-tax net operating income | $5,473,000 | 1,218 |
| Securities gains (losses) | $22,000 | 2,256 |
| Applicable income taxes | $838,000 | 1,585 |
| Income before extraordinary items | $4,657,000 | 1,173 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,657,000 | 1,173 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,657,000 | 1,173 |
| Net charge-offs | $424,000 | 895 |
| Cash dividends | $1,400,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,638,300 | 1,147 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,891,000 | 900 |
| Total interest expense | $2,008,000 | 722 |
| Net interest income | $12,883,000 | 935 |
| Provision for loan and lease losses | $1,138,000 | 460 |
| Total noninterest income | $2,274,000 | 1,211 |
| Gross Fiduciary activities income | $261,000 | 587 |
| Service charges on deposit accounts | $860,000 | 736 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,153,000 | 1,406 |
| Total noninterest expense | $10,584,000 | 995 |
| Salaries and employee benefits | $6,543,000 | 908 |
| Premises and equipment expense | $1,144,000 | 1,038 |
| Additional noninterest expense | $2,897,000 | 1,130 |
| Pre-tax net operating income | $3,435,000 | 1,277 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $578,000 | 1,527 |
| Income before extraordinary items | $2,874,000 | 1,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,874,000 | 1,243 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,874,000 | 1,243 |
| Net charge-offs | $298,000 | 869 |
| Cash dividends | $1,400,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,859,890 | 1,205 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 920 |
| Total interest expense | $1,006,000 | 721 |
| Net interest income | $6,313,000 | 943 |
| Provision for loan and lease losses | $565,000 | 422 |
| Total noninterest income | $1,124,000 | 1,198 |
| Gross Fiduciary activities income | $131,000 | 593 |
| Service charges on deposit accounts | $417,000 | 752 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $576,000 | 1,382 |
| Total noninterest expense | $5,190,000 | 1,019 |
| Salaries and employee benefits | $3,233,000 | 917 |
| Premises and equipment expense | $550,000 | 1,081 |
| Additional noninterest expense | $1,407,000 | 1,145 |
| Pre-tax net operating income | $1,682,000 | 1,280 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $378,000 | 1,277 |
| Income before extraordinary items | $1,317,000 | 1,309 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,317,000 | 1,310 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,317,000 | 1,310 |
| Net charge-offs | $274,000 | 519 |
| Cash dividends | $1,400,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,306,860 | 1,285 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,225,000 | 1,151 |
| Total interest expense | $3,074,000 | 911 |
| Net interest income | $19,151,000 | 1,197 |
| Provision for loan and lease losses | $1,250,000 | 662 |
| Total noninterest income | $3,726,000 | 1,364 |
| Gross Fiduciary activities income | $489,000 | 603 |
| Service charges on deposit accounts | $1,534,000 | 841 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,703,000 | 1,712 |
| Total noninterest expense | $16,646,000 | 1,208 |
| Salaries and employee benefits | $9,783,000 | 1,149 |
| Premises and equipment expense | $1,757,000 | 1,327 |
| Additional noninterest expense | $5,106,000 | 1,245 |
| Pre-tax net operating income | $4,981,000 | 1,572 |
| Securities gains (losses) | $361,000 | 473 |
| Applicable income taxes | $981,000 | 1,611 |
| Income before extraordinary items | $4,361,000 | 1,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,361,000 | 1,510 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,361,000 | 1,510 |
| Net charge-offs | $350,000 | 1,483 |
| Cash dividends | $13,100,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,064,980 | 1,550 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,411,000 | 1,174 |
| Total interest expense | $2,268,000 | 927 |
| Net interest income | $14,143,000 | 1,216 |
| Provision for loan and lease losses | $900,000 | 655 |
| Total noninterest income | $2,611,000 | 1,454 |
| Gross Fiduciary activities income | $360,000 | 606 |
| Service charges on deposit accounts | $1,106,000 | 872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,145,000 | 1,853 |
| Total noninterest expense | $12,361,000 | 1,222 |
| Salaries and employee benefits | $7,296,000 | 1,162 |
| Premises and equipment expense | $1,295,000 | 1,357 |
| Additional noninterest expense | $3,770,000 | 1,270 |
| Pre-tax net operating income | $3,493,000 | 1,696 |
| Securities gains (losses) | $277,000 | 507 |
| Applicable income taxes | $685,000 | 1,718 |
| Income before extraordinary items | $3,085,000 | 1,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,085,000 | 1,583 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,085,000 | 1,584 |
| Net charge-offs | $385,000 | 1,040 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,857,860 | 1,653 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,730,000 | 1,194 |
| Total interest expense | $1,530,000 | 928 |
| Net interest income | $9,200,000 | 1,244 |
| Provision for loan and lease losses | $600,000 | 646 |
| Total noninterest income | $1,722,000 | 1,461 |
| Gross Fiduciary activities income | $261,000 | 594 |
| Service charges on deposit accounts | $681,000 | 926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $780,000 | 1,837 |
| Total noninterest expense | $8,174,000 | 1,236 |
| Salaries and employee benefits | $4,831,000 | 1,169 |
| Premises and equipment expense | $840,000 | 1,407 |
| Additional noninterest expense | $2,503,000 | 1,264 |
| Pre-tax net operating income | $2,148,000 | 1,796 |
| Securities gains (losses) | $134,000 | 694 |
| Applicable income taxes | $479,000 | 1,672 |
| Income before extraordinary items | $1,803,000 | 1,769 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,803,000 | 1,772 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,803,000 | 1,773 |
| Net charge-offs | $320,000 | 867 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,697,140 | 1,813 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 1,225 |
| Total interest expense | $774,000 | 929 |
| Net interest income | $4,415,000 | 1,285 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $872,000 | 1,412 |
| Gross Fiduciary activities income | $119,000 | 619 |
| Service charges on deposit accounts | $322,000 | 953 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $431,000 | 1,678 |
| Total noninterest expense | $4,048,000 | 1,244 |
| Salaries and employee benefits | $2,423,000 | 1,167 |
| Premises and equipment expense | $448,000 | 1,337 |
| Additional noninterest expense | $1,177,000 | 1,318 |
| Pre-tax net operating income | $939,000 | 1,962 |
| Securities gains (losses) | $533,000 | 159 |
| Applicable income taxes | $317,000 | 1,388 |
| Income before extraordinary items | $1,155,000 | 1,414 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,155,000 | 1,417 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,155,000 | 1,416 |
| Net charge-offs | $255,000 | 612 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $739,260 | 1,981 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,258,000 | 1,155 |
| Total interest expense | $3,511,000 | 848 |
| Net interest income | $18,747,000 | 1,206 |
| Provision for loan and lease losses | $1,234,000 | 714 |
| Total noninterest income | $3,091,000 | 1,537 |
| Gross Fiduciary activities income | $409,000 | 648 |
| Service charges on deposit accounts | $1,457,000 | 913 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,225,000 | 2,042 |
| Total noninterest expense | $15,845,000 | 1,256 |
| Salaries and employee benefits | $8,970,000 | 1,208 |
| Premises and equipment expense | $1,731,000 | 1,371 |
| Additional noninterest expense | $5,144,000 | 1,264 |
| Pre-tax net operating income | $4,759,000 | 1,596 |
| Securities gains (losses) | $144,000 | 1,000 |
| Applicable income taxes | $894,000 | 1,667 |
| Income before extraordinary items | $4,009,000 | 1,587 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,009,000 | 1,586 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,009,000 | 1,586 |
| Net charge-offs | $921,000 | 966 |
| Cash dividends | $1,400,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,890,920 | 1,595 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,829,000 | 1,151 |
| Total interest expense | $2,691,000 | 836 |
| Net interest income | $14,138,000 | 1,200 |
| Provision for loan and lease losses | $910,000 | 728 |
| Total noninterest income | $2,241,000 | 1,574 |
| Gross Fiduciary activities income | $203,000 | 720 |
| Service charges on deposit accounts | $1,078,000 | 923 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $960,000 | 1,996 |
| Total noninterest expense | $11,450,000 | 1,308 |
| Salaries and employee benefits | $6,316,000 | 1,273 |
| Premises and equipment expense | $1,287,000 | 1,385 |
| Additional noninterest expense | $3,847,000 | 1,266 |
| Pre-tax net operating income | $4,019,000 | 1,452 |
| Securities gains (losses) | $349,000 | 430 |
| Applicable income taxes | $928,000 | 1,378 |
| Income before extraordinary items | $3,440,000 | 1,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,440,000 | 1,401 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,440,000 | 1,403 |
| Net charge-offs | $835,000 | 777 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,164,290 | 1,478 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 1,131 |
| Total interest expense | $1,844,000 | 813 |
| Net interest income | $9,544,000 | 1,178 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $1,519,000 | 1,540 |
| Gross Fiduciary activities income | $151,000 | 704 |
| Service charges on deposit accounts | $706,000 | 925 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $662,000 | 1,920 |
| Total noninterest expense | $7,490,000 | 1,326 |
| Salaries and employee benefits | $3,981,000 | 1,339 |
| Premises and equipment expense | $847,000 | 1,414 |
| Additional noninterest expense | $2,662,000 | 1,214 |
| Pre-tax net operating income | $2,973,000 | 1,289 |
| Securities gains (losses) | $349,000 | 320 |
| Applicable income taxes | $728,000 | 1,209 |
| Income before extraordinary items | $2,594,000 | 1,220 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,594,000 | 1,219 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,594,000 | 1,221 |
| Net charge-offs | $489,000 | 886 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,321,780 | 1,332 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 1,163 |
| Total interest expense | $926,000 | 820 |
| Net interest income | $4,585,000 | 1,218 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $717,000 | 1,562 |
| Gross Fiduciary activities income | $72,000 | 715 |
| Service charges on deposit accounts | $335,000 | 966 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $310,000 | 1,956 |
| Total noninterest expense | $3,533,000 | 1,384 |
| Salaries and employee benefits | $1,986,000 | 1,353 |
| Premises and equipment expense | $416,000 | 1,464 |
| Additional noninterest expense | $1,131,000 | 1,405 |
| Pre-tax net operating income | $1,469,000 | 1,270 |
| Securities gains (losses) | $54,000 | 628 |
| Applicable income taxes | $342,000 | 1,221 |
| Income before extraordinary items | $1,181,000 | 1,287 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,181,000 | 1,288 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,181,000 | 1,288 |
| Net charge-offs | $110,000 | 1,313 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,138,880 | 1,305 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,899,000 | 1,116 |
| Total interest expense | $4,080,000 | 833 |
| Net interest income | $18,819,000 | 1,169 |
| Provision for loan and lease losses | $2,035,000 | 615 |
| Total noninterest income | $3,256,000 | 1,532 |
| Gross Fiduciary activities income | $546,000 | 583 |
| Service charges on deposit accounts | $1,494,000 | 922 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,216,000 | 2,121 |
| Total noninterest expense | $14,439,000 | 1,369 |
| Salaries and employee benefits | $8,163,000 | 1,303 |
| Premises and equipment expense | $1,615,000 | 1,473 |
| Additional noninterest expense | $4,661,000 | 1,430 |
| Pre-tax net operating income | $5,601,000 | 1,311 |
| Securities gains (losses) | $77,000 | 1,506 |
| Applicable income taxes | $1,158,000 | 1,335 |
| Income before extraordinary items | $4,520,000 | 1,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,520,000 | 1,345 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,520,000 | 1,345 |
| Net charge-offs | $2,806,000 | 570 |
| Cash dividends | $6,239,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,458,400 | 1,331 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,159,000 | 1,124 |
| Total interest expense | $3,112,000 | 842 |
| Net interest income | $14,047,000 | 1,173 |
| Provision for loan and lease losses | $1,415,000 | 673 |
| Total noninterest income | $2,409,000 | 1,560 |
| Gross Fiduciary activities income | $359,000 | 610 |
| Service charges on deposit accounts | $1,089,000 | 947 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $961,000 | 2,098 |
| Total noninterest expense | $10,673,000 | 1,389 |
| Salaries and employee benefits | $6,040,000 | 1,324 |
| Premises and equipment expense | $1,231,000 | 1,456 |
| Additional noninterest expense | $3,402,000 | 1,454 |
| Pre-tax net operating income | $4,368,000 | 1,291 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $816,000 | 1,430 |
| Income before extraordinary items | $3,604,000 | 1,277 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,604,000 | 1,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,604,000 | 1,279 |
| Net charge-offs | $2,593,000 | 489 |
| Cash dividends | $2,839,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,561,360 | 1,261 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 1,115 |
| Total interest expense | $2,131,000 | 837 |
| Net interest income | $9,300,000 | 1,166 |
| Provision for loan and lease losses | $815,000 | 787 |
| Total noninterest income | $1,484,000 | 1,657 |
| Gross Fiduciary activities income | $227,000 | 624 |
| Service charges on deposit accounts | $701,000 | 959 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $556,000 | 2,329 |
| Total noninterest expense | $7,278,000 | 1,362 |
| Salaries and employee benefits | $4,151,000 | 1,285 |
| Premises and equipment expense | $810,000 | 1,488 |
| Additional noninterest expense | $2,317,000 | 1,416 |
| Pre-tax net operating income | $2,691,000 | 1,353 |
| Securities gains (losses) | $52,000 | 1,491 |
| Applicable income taxes | $508,000 | 1,498 |
| Income before extraordinary items | $2,235,000 | 1,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,235,000 | 1,362 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,235,000 | 1,362 |
| Net charge-offs | $2,407,000 | 386 |
| Cash dividends | $2,839,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,192,880 | 1,320 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 1,119 |
| Total interest expense | $1,104,000 | 839 |
| Net interest income | $4,626,000 | 1,172 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $731,000 | 1,674 |
| Gross Fiduciary activities income | $111,000 | 638 |
| Service charges on deposit accounts | $343,000 | 968 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $277,000 | 2,331 |
| Total noninterest expense | $3,697,000 | 1,356 |
| Salaries and employee benefits | $2,102,000 | 1,281 |
| Premises and equipment expense | $406,000 | 1,500 |
| Additional noninterest expense | $1,189,000 | 1,373 |
| Pre-tax net operating income | $1,360,000 | 1,333 |
| Securities gains (losses) | $52,000 | 902 |
| Applicable income taxes | $275,000 | 1,417 |
| Income before extraordinary items | $1,137,000 | 1,318 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,137,000 | 1,321 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,137,000 | 1,320 |
| Net charge-offs | $651,000 | 645 |
| Cash dividends | $2,839,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,094,880 | 1,301 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,076,000 | 1,066 |
| Total interest expense | $5,314,000 | 845 |
| Net interest income | $19,762,000 | 1,106 |
| Provision for loan and lease losses | $1,300,000 | 1,465 |
| Total noninterest income | $3,368,000 | 1,516 |
| Gross Fiduciary activities income | $500,000 | 597 |
| Service charges on deposit accounts | $1,649,000 | 859 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,219,000 | 2,116 |
| Total noninterest expense | $14,227,000 | 1,385 |
| Salaries and employee benefits | $8,131,000 | 1,278 |
| Premises and equipment expense | $1,714,000 | 1,385 |
| Additional noninterest expense | $4,382,000 | 1,536 |
| Pre-tax net operating income | $7,603,000 | 940 |
| Securities gains (losses) | $-63,000 | 6,863 |
| Applicable income taxes | $1,902,000 | 917 |
| Income before extraordinary items | $5,638,000 | 1,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,638,000 | 1,055 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,638,000 | 1,055 |
| Net charge-offs | $2,529,000 | 970 |
| Cash dividends | $1,774,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,685,250 | 992 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,358,000 | 1,047 |
| Total interest expense | $4,076,000 | 867 |
| Net interest income | $15,282,000 | 1,090 |
| Provision for loan and lease losses | $1,082,000 | 1,354 |
| Total noninterest income | $2,284,000 | 1,621 |
| Gross Fiduciary activities income | $307,000 | 648 |
| Service charges on deposit accounts | $1,246,000 | 855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $731,000 | 2,400 |
| Total noninterest expense | $10,706,000 | 1,387 |
| Salaries and employee benefits | $6,109,000 | 1,279 |
| Premises and equipment expense | $1,252,000 | 1,433 |
| Additional noninterest expense | $3,345,000 | 1,510 |
| Pre-tax net operating income | $5,778,000 | 942 |
| Securities gains (losses) | $-61,000 | 6,978 |
| Applicable income taxes | $1,500,000 | 913 |
| Income before extraordinary items | $4,217,000 | 1,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,217,000 | 1,081 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,217,000 | 1,081 |
| Net charge-offs | $1,233,000 | 1,268 |
| Cash dividends | $51,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,262,140 | 1,012 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 1,043 |
| Total interest expense | $2,779,000 | 880 |
| Net interest income | $10,251,000 | 1,086 |
| Provision for loan and lease losses | $770,000 | 1,325 |
| Total noninterest income | $1,515,000 | 1,621 |
| Gross Fiduciary activities income | $234,000 | 624 |
| Service charges on deposit accounts | $834,000 | 835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $447,000 | 2,486 |
| Total noninterest expense | $7,082,000 | 1,393 |
| Salaries and employee benefits | $4,056,000 | 1,283 |
| Premises and equipment expense | $815,000 | 1,455 |
| Additional noninterest expense | $2,211,000 | 1,534 |
| Pre-tax net operating income | $3,914,000 | 928 |
| Securities gains (losses) | $-61,000 | 7,062 |
| Applicable income taxes | $1,053,000 | 850 |
| Income before extraordinary items | $2,800,000 | 1,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,800,000 | 1,071 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,800,000 | 1,071 |
| Net charge-offs | $638,000 | 1,544 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,844,530 | 993 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 1,055 |
| Total interest expense | $1,412,000 | 899 |
| Net interest income | $5,069,000 | 1,098 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $734,000 | 1,624 |
| Gross Fiduciary activities income | $110,000 | 635 |
| Service charges on deposit accounts | $397,000 | 873 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $227,000 | 2,471 |
| Total noninterest expense | $3,532,000 | 1,389 |
| Salaries and employee benefits | $2,018,000 | 1,288 |
| Premises and equipment expense | $427,000 | 1,397 |
| Additional noninterest expense | $1,087,000 | 1,550 |
| Pre-tax net operating income | $1,821,000 | 976 |
| Securities gains (losses) | $-18,000 | 7,096 |
| Applicable income taxes | $509,000 | 868 |
| Income before extraordinary items | $1,294,000 | 1,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,294,000 | 1,145 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,294,000 | 1,146 |
| Net charge-offs | $350,000 | 1,358 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,306,960 | 1,066 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,589,000 | 1,063 |
| Total interest expense | $6,313,000 | 962 |
| Net interest income | $20,276,000 | 1,098 |
| Provision for loan and lease losses | $2,900,000 | 1,223 |
| Total noninterest income | $5,863,000 | 916 |
| Gross Fiduciary activities income | $479,000 | 565 |
| Service charges on deposit accounts | $1,803,000 | 815 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,581,000 | 918 |
| Total noninterest expense | $14,726,000 | 1,329 |
| Salaries and employee benefits | $8,062,000 | 1,232 |
| Premises and equipment expense | $1,730,000 | 1,444 |
| Additional noninterest expense | $4,934,000 | 1,401 |
| Pre-tax net operating income | $8,513,000 | 726 |
| Securities gains (losses) | $-23,000 | 6,935 |
| Applicable income taxes | $2,705,000 | 626 |
| Income before extraordinary items | $5,785,000 | 870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,785,000 | 870 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,785,000 | 870 |
| Net charge-offs | $1,509,000 | 1,862 |
| Cash dividends | $2,180,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,800,640 | 835 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,998,000 | 1,080 |
| Total interest expense | $4,826,000 | 992 |
| Net interest income | $15,172,000 | 1,104 |
| Provision for loan and lease losses | $2,435,000 | 1,080 |
| Total noninterest income | $4,999,000 | 839 |
| Gross Fiduciary activities income | $173,000 | 699 |
| Service charges on deposit accounts | $1,353,000 | 822 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,473,000 | 749 |
| Total noninterest expense | $10,991,000 | 1,341 |
| Salaries and employee benefits | $6,016,000 | 1,237 |
| Premises and equipment expense | $1,323,000 | 1,431 |
| Additional noninterest expense | $3,652,000 | 1,417 |
| Pre-tax net operating income | $6,745,000 | 704 |
| Securities gains (losses) | $-23,000 | 7,070 |
| Applicable income taxes | $2,151,000 | 585 |
| Income before extraordinary items | $4,571,000 | 843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,571,000 | 842 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,571,000 | 843 |
| Net charge-offs | $1,132,000 | 1,780 |
| Cash dividends | $780,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,586,640 | 799 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,252,000 | 1,088 |
| Total interest expense | $3,290,000 | 1,007 |
| Net interest income | $9,962,000 | 1,123 |
| Provision for loan and lease losses | $1,166,000 | 1,374 |
| Total noninterest income | $1,738,000 | 1,344 |
| Gross Fiduciary activities income | $130,000 | 689 |
| Service charges on deposit accounts | $885,000 | 827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $723,000 | 1,684 |
| Total noninterest expense | $7,388,000 | 1,346 |
| Salaries and employee benefits | $4,058,000 | 1,228 |
| Premises and equipment expense | $845,000 | 1,495 |
| Additional noninterest expense | $2,485,000 | 1,413 |
| Pre-tax net operating income | $3,146,000 | 972 |
| Securities gains (losses) | $-23,000 | 7,141 |
| Applicable income taxes | $882,000 | 842 |
| Income before extraordinary items | $2,241,000 | 1,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,241,000 | 1,110 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,241,000 | 1,110 |
| Net charge-offs | $749,000 | 1,739 |
| Cash dividends | $280,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,257,560 | 1,059 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 1,113 |
| Total interest expense | $1,691,000 | 1,015 |
| Net interest income | $4,854,000 | 1,155 |
| Provision for loan and lease losses | $760,000 | 1,053 |
| Total noninterest income | $772,000 | 1,457 |
| Gross Fiduciary activities income | $53,000 | 740 |
| Service charges on deposit accounts | $421,000 | 845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $298,000 | 1,927 |
| Total noninterest expense | $3,713,000 | 1,341 |
| Salaries and employee benefits | $2,045,000 | 1,230 |
| Premises and equipment expense | $433,000 | 1,493 |
| Additional noninterest expense | $1,235,000 | 1,418 |
| Pre-tax net operating income | $1,153,000 | 1,256 |
| Securities gains (losses) | $-23,000 | 7,255 |
| Applicable income taxes | $262,000 | 1,246 |
| Income before extraordinary items | $868,000 | 1,390 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $868,000 | 1,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $868,000 | 1,391 |
| Net charge-offs | $248,000 | 1,929 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $885,710 | 1,328 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,776,000 | 1,116 |
| Total interest expense | $8,005,000 | 1,036 |
| Net interest income | $19,771,000 | 1,133 |
| Provision for loan and lease losses | $5,349,000 | 1,087 |
| Total noninterest income | $3,025,000 | 1,545 |
| Gross Fiduciary activities income | $382,000 | 617 |
| Service charges on deposit accounts | $1,744,000 | 875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $899,000 | 2,321 |
| Total noninterest expense | $14,950,000 | 1,341 |
| Salaries and employee benefits | $8,169,000 | 1,206 |
| Premises and equipment expense | $1,841,000 | 1,394 |
| Additional noninterest expense | $4,940,000 | 1,466 |
| Pre-tax net operating income | $2,497,000 | 1,892 |
| Securities gains (losses) | $-2,598,000 | 7,584 |
| Applicable income taxes | $-853,000 | 7,284 |
| Income before extraordinary items | $752,000 | 3,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $752,000 | 3,723 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $752,000 | 3,725 |
| Net charge-offs | $4,359,000 | 1,136 |
| Cash dividends | $1,350,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,414,720 | 1,645 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,778,000 | 1,128 |
| Total interest expense | $6,132,000 | 1,055 |
| Net interest income | $14,646,000 | 1,148 |
| Provision for loan and lease losses | $4,574,000 | 935 |
| Total noninterest income | $2,315,000 | 1,513 |
| Gross Fiduciary activities income | $202,000 | 687 |
| Service charges on deposit accounts | $1,324,000 | 890 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $789,000 | 2,083 |
| Total noninterest expense | $11,242,000 | 1,325 |
| Salaries and employee benefits | $6,148,000 | 1,194 |
| Premises and equipment expense | $1,401,000 | 1,394 |
| Additional noninterest expense | $3,693,000 | 1,436 |
| Pre-tax net operating income | $1,145,000 | 2,859 |
| Securities gains (losses) | $869,000 | 459 |
| Applicable income taxes | $126,000 | 2,943 |
| Income before extraordinary items | $1,888,000 | 1,747 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,888,000 | 1,750 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,888,000 | 1,750 |
| Net charge-offs | $3,539,000 | 1,001 |
| Cash dividends | $140,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,071,140 | 2,633 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,814,000 | 1,147 |
| Total interest expense | $4,116,000 | 1,088 |
| Net interest income | $9,698,000 | 1,165 |
| Provision for loan and lease losses | $3,362,000 | 872 |
| Total noninterest income | $1,562,000 | 1,468 |
| Gross Fiduciary activities income | $124,000 | 704 |
| Service charges on deposit accounts | $892,000 | 880 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $546,000 | 1,981 |
| Total noninterest expense | $7,505,000 | 1,315 |
| Salaries and employee benefits | $4,144,000 | 1,185 |
| Premises and equipment expense | $919,000 | 1,434 |
| Additional noninterest expense | $2,442,000 | 1,456 |
| Pre-tax net operating income | $393,000 | 4,028 |
| Securities gains (losses) | $326,000 | 670 |
| Applicable income taxes | $-225,000 | 7,345 |
| Income before extraordinary items | $944,000 | 2,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $944,000 | 2,215 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $944,000 | 2,218 |
| Net charge-offs | $2,041,000 | 1,108 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $618,000 | 2,895 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 1,179 |
| Total interest expense | $2,059,000 | 1,142 |
| Net interest income | $4,788,000 | 1,192 |
| Provision for loan and lease losses | $1,387,000 | 942 |
| Total noninterest income | $802,000 | 1,445 |
| Gross Fiduciary activities income | $39,000 | 816 |
| Service charges on deposit accounts | $432,000 | 907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $331,000 | 1,726 |
| Total noninterest expense | $3,759,000 | 1,333 |
| Salaries and employee benefits | $2,030,000 | 1,221 |
| Premises and equipment expense | $462,000 | 1,469 |
| Additional noninterest expense | $1,267,000 | 1,402 |
| Pre-tax net operating income | $444,000 | 2,643 |
| Securities gains (losses) | $302,000 | 385 |
| Applicable income taxes | $291,000 | 1,076 |
| Income before extraordinary items | $455,000 | 2,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $455,000 | 2,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $455,000 | 2,305 |
| Net charge-offs | $721,000 | 1,294 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $261,720 | 3,281 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,125,000 | 1,175 |
| Total interest expense | $9,089,000 | 1,310 |
| Net interest income | $20,036,000 | 1,089 |
| Provision for loan and lease losses | $4,375,000 | 1,567 |
| Total noninterest income | $3,264,000 | 1,517 |
| Gross Fiduciary activities income | $284,000 | 679 |
| Service charges on deposit accounts | $2,036,000 | 849 |
| Trading account gains and fees | $29,000 | 175 |
| Additional Noninterest Income | $915,000 | 2,257 |
| Total noninterest expense | $14,041,000 | 1,471 |
| Salaries and employee benefits | $7,553,000 | 1,317 |
| Premises and equipment expense | $1,700,000 | 1,576 |
| Additional noninterest expense | $4,788,000 | 1,553 |
| Pre-tax net operating income | $4,884,000 | 856 |
| Securities gains (losses) | $773,000 | 625 |
| Applicable income taxes | $1,415,000 | 740 |
| Income before extraordinary items | $4,242,000 | 811 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,242,000 | 810 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,242,000 | 811 |
| Net charge-offs | $3,697,000 | 1,413 |
| Cash dividends | $2,265,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,662,250 | 931 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,960,000 | 1,195 |
| Total interest expense | $6,883,000 | 1,367 |
| Net interest income | $15,077,000 | 1,094 |
| Provision for loan and lease losses | $3,315,000 | 1,390 |
| Total noninterest income | $2,382,000 | 1,564 |
| Gross Fiduciary activities income | $131,000 | 785 |
| Service charges on deposit accounts | $1,498,000 | 858 |
| Trading account gains and fees | $29,000 | 173 |
| Additional Noninterest Income | $724,000 | 2,251 |
| Total noninterest expense | $10,163,000 | 1,516 |
| Salaries and employee benefits | $5,572,000 | 1,364 |
| Premises and equipment expense | $1,234,000 | 1,654 |
| Additional noninterest expense | $3,357,000 | 1,614 |
| Pre-tax net operating income | $3,981,000 | 847 |
| Securities gains (losses) | $772,000 | 488 |
| Applicable income taxes | $1,238,000 | 714 |
| Income before extraordinary items | $3,515,000 | 773 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,515,000 | 771 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,515,000 | 774 |
| Net charge-offs | $2,817,000 | 1,228 |
| Cash dividends | $865,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,943,720 | 915 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,730,000 | 1,212 |
| Total interest expense | $4,659,000 | 1,425 |
| Net interest income | $10,071,000 | 1,090 |
| Provision for loan and lease losses | $2,415,000 | 1,251 |
| Total noninterest income | $1,557,000 | 1,605 |
| Gross Fiduciary activities income | $96,000 | 773 |
| Service charges on deposit accounts | $957,000 | 886 |
| Trading account gains and fees | $29,000 | 161 |
| Additional Noninterest Income | $475,000 | 2,289 |
| Total noninterest expense | $6,716,000 | 1,550 |
| Salaries and employee benefits | $3,702,000 | 1,408 |
| Premises and equipment expense | $839,000 | 1,651 |
| Additional noninterest expense | $2,175,000 | 1,675 |
| Pre-tax net operating income | $2,497,000 | 914 |
| Securities gains (losses) | $319,000 | 720 |
| Applicable income taxes | $593,000 | 940 |
| Income before extraordinary items | $2,223,000 | 843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,223,000 | 843 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,223,000 | 843 |
| Net charge-offs | $1,874,000 | 1,164 |
| Cash dividends | $865,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,970,990 | 932 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 1,214 |
| Total interest expense | $2,398,000 | 1,441 |
| Net interest income | $5,018,000 | 1,090 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $772,000 | 1,584 |
| Gross Fiduciary activities income | $55,000 | 753 |
| Service charges on deposit accounts | $460,000 | 898 |
| Trading account gains and fees | $7,000 | 146 |
| Additional Noninterest Income | $250,000 | 2,204 |
| Total noninterest expense | $3,262,000 | 1,539 |
| Salaries and employee benefits | $1,857,000 | 1,411 |
| Premises and equipment expense | $426,000 | 1,662 |
| Additional noninterest expense | $979,000 | 1,654 |
| Pre-tax net operating income | $2,153,000 | 561 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $737,000 | 448 |
| Income before extraordinary items | $1,417,000 | 730 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,417,000 | 730 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,417,000 | 732 |
| Net charge-offs | $285,000 | 1,826 |
| Cash dividends | $725,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,416,340 | 680 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,627,000 | 1,209 |
| Total interest expense | $13,520,000 | 1,193 |
| Net interest income | $18,107,000 | 1,225 |
| Provision for loan and lease losses | $1,745,000 | 1,974 |
| Total noninterest income | $3,250,000 | 1,474 |
| Gross Fiduciary activities income | $276,000 | 714 |
| Service charges on deposit accounts | $2,193,000 | 807 |
| Trading account gains and fees | $-17,000 | 8,191 |
| Additional Noninterest Income | $798,000 | 2,454 |
| Total noninterest expense | $12,702,000 | 1,540 |
| Salaries and employee benefits | $6,997,000 | 1,478 |
| Premises and equipment expense | $1,755,000 | 1,577 |
| Additional noninterest expense | $3,950,000 | 1,568 |
| Pre-tax net operating income | $6,910,000 | 799 |
| Securities gains (losses) | $719,000 | 282 |
| Applicable income taxes | $2,205,000 | 621 |
| Income before extraordinary items | $5,424,000 | 744 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,424,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,413,000 | 1,617 |
| Cash dividends | $1,600,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,913,510 | 888 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,922,000 | 1,226 |
| Total interest expense | $10,639,000 | 1,189 |
| Net interest income | $13,283,000 | 1,264 |
| Provision for loan and lease losses | $1,165,000 | 1,683 |
| Total noninterest income | $2,366,000 | 1,556 |
| Gross Fiduciary activities income | $88,000 | 867 |
| Service charges on deposit accounts | $1,657,000 | 804 |
| Trading account gains and fees | $-17,000 | 8,277 |
| Additional Noninterest Income | $638,000 | 2,452 |
| Total noninterest expense | $9,702,000 | 1,504 |
| Salaries and employee benefits | $5,302,000 | 1,485 |
| Premises and equipment expense | $1,291,000 | 1,619 |
| Additional noninterest expense | $3,109,000 | 1,444 |
| Pre-tax net operating income | $4,782,000 | 1,060 |
| Securities gains (losses) | $199,000 | 626 |
| Applicable income taxes | $1,513,000 | 830 |
| Income before extraordinary items | $3,468,000 | 1,072 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,468,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,449,000 | 1,041 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,328,700 | 1,191 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,043,000 | 1,242 |
| Total interest expense | $7,420,000 | 1,179 |
| Net interest income | $8,623,000 | 1,295 |
| Provision for loan and lease losses | $640,000 | 1,631 |
| Total noninterest income | $1,551,000 | 1,604 |
| Gross Fiduciary activities income | $58,000 | 883 |
| Service charges on deposit accounts | $1,068,000 | 807 |
| Trading account gains and fees | $-8,000 | 8,344 |
| Additional Noninterest Income | $433,000 | 2,459 |
| Total noninterest expense | $6,359,000 | 1,520 |
| Salaries and employee benefits | $3,555,000 | 1,484 |
| Premises and equipment expense | $851,000 | 1,635 |
| Additional noninterest expense | $1,953,000 | 1,510 |
| Pre-tax net operating income | $3,175,000 | 1,112 |
| Securities gains (losses) | $94,000 | 1,021 |
| Applicable income taxes | $1,063,000 | 899 |
| Income before extraordinary items | $2,206,000 | 1,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,206,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,153 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,143,020 | 1,262 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,096,000 | 1,253 |
| Total interest expense | $3,918,000 | 1,189 |
| Net interest income | $4,178,000 | 1,326 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $768,000 | 1,614 |
| Gross Fiduciary activities income | $22,000 | 935 |
| Service charges on deposit accounts | $513,000 | 835 |
| Trading account gains and fees | $-1,000 | 8,409 |
| Additional Noninterest Income | $234,000 | 2,325 |
| Total noninterest expense | $3,135,000 | 1,532 |
| Salaries and employee benefits | $1,736,000 | 1,539 |
| Premises and equipment expense | $428,000 | 1,634 |
| Additional noninterest expense | $971,000 | 1,478 |
| Pre-tax net operating income | $1,511,000 | 1,253 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $530,000 | 965 |
| Income before extraordinary items | $1,006,000 | 1,488 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,006,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,447 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $989,750 | 1,449 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,664,000 | 1,306 |
| Total interest expense | $17,220,000 | 1,146 |
| Net interest income | $15,444,000 | 1,462 |
| Provision for loan and lease losses | $1,382,000 | 1,128 |
| Total noninterest income | $3,839,000 | 1,342 |
| Gross Fiduciary activities income | $275,000 | 730 |
| Service charges on deposit accounts | $1,971,000 | 904 |
| Trading account gains and fees | $-30,000 | 8,466 |
| Additional Noninterest Income | $1,623,000 | 1,586 |
| Total noninterest expense | $11,756,000 | 1,565 |
| Salaries and employee benefits | $6,740,000 | 1,499 |
| Premises and equipment expense | $1,800,000 | 1,484 |
| Additional noninterest expense | $3,216,000 | 1,726 |
| Pre-tax net operating income | $6,145,000 | 1,367 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $1,895,000 | 1,178 |
| Income before extraordinary items | $4,275,000 | 1,493 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,275,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,598,000 | 724 |
| Cash dividends | $1,992,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,257,750 | 1,484 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,433,000 | 1,301 |
| Total interest expense | $12,912,000 | 1,142 |
| Net interest income | $11,521,000 | 1,479 |
| Provision for loan and lease losses | $1,066,000 | 854 |
| Total noninterest income | $2,878,000 | 1,350 |
| Gross Fiduciary activities income | $104,000 | 864 |
| Service charges on deposit accounts | $1,377,000 | 955 |
| Trading account gains and fees | $-31,000 | 8,504 |
| Additional Noninterest Income | $1,428,000 | 1,423 |
| Total noninterest expense | $8,686,000 | 1,572 |
| Salaries and employee benefits | $5,046,000 | 1,502 |
| Premises and equipment expense | $1,315,000 | 1,515 |
| Additional noninterest expense | $2,325,000 | 1,745 |
| Pre-tax net operating income | $4,647,000 | 1,458 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $1,347,000 | 1,327 |
| Income before extraordinary items | $3,306,000 | 1,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,306,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,417,000 | 516 |
| Cash dividends | $592,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,301,740 | 1,525 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,044,000 | 1,336 |
| Total interest expense | $8,485,000 | 1,170 |
| Net interest income | $7,559,000 | 1,529 |
| Provision for loan and lease losses | $610,000 | 859 |
| Total noninterest income | $1,371,000 | 1,778 |
| Gross Fiduciary activities income | $69,000 | 874 |
| Service charges on deposit accounts | $811,000 | 1,088 |
| Trading account gains and fees | $-36,000 | 8,565 |
| Additional Noninterest Income | $527,000 | 2,175 |
| Total noninterest expense | $5,775,000 | 1,598 |
| Salaries and employee benefits | $3,369,000 | 1,525 |
| Premises and equipment expense | $906,000 | 1,474 |
| Additional noninterest expense | $1,500,000 | 1,813 |
| Pre-tax net operating income | $2,545,000 | 1,794 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $790,000 | 1,501 |
| Income before extraordinary items | $1,761,000 | 1,952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 644 |
| Cash dividends | $442,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,756,860 | 1,937 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 1,364 |
| Total interest expense | $4,167,000 | 1,178 |
| Net interest income | $3,676,000 | 1,580 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $574,000 | 2,020 |
| Gross Fiduciary activities income | $32,000 | 897 |
| Service charges on deposit accounts | $340,000 | 1,269 |
| Trading account gains and fees | $-30,000 | 8,629 |
| Additional Noninterest Income | $232,000 | 2,329 |
| Total noninterest expense | $2,857,000 | 1,614 |
| Salaries and employee benefits | $1,690,000 | 1,536 |
| Premises and equipment expense | $442,000 | 1,521 |
| Additional noninterest expense | $725,000 | 1,847 |
| Pre-tax net operating income | $1,168,000 | 1,905 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $295,000 | 1,868 |
| Income before extraordinary items | $875,000 | 1,916 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $875,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 528 |
| Cash dividends | $221,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $873,500 | 1,912 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,178,000 | 1,305 |
| Total interest expense | $15,407,000 | 1,088 |
| Net interest income | $14,771,000 | 1,551 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $2,931,000 | 1,673 |
| Gross Fiduciary activities income | $277,000 | 733 |
| Service charges on deposit accounts | $1,603,000 | 1,101 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,051,000 | 2,152 |
| Total noninterest expense | $11,139,000 | 1,589 |
| Salaries and employee benefits | $6,569,000 | 1,509 |
| Premises and equipment expense | $1,782,000 | 1,440 |
| Additional noninterest expense | $2,788,000 | 1,886 |
| Pre-tax net operating income | $6,413,000 | 1,515 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $1,986,000 | 1,344 |
| Income before extraordinary items | $4,407,000 | 1,643 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,407,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 900 |
| Cash dividends | $2,368,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,420,800 | 1,623 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,691,000 | 1,373 |
| Total interest expense | $11,026,000 | 1,111 |
| Net interest income | $10,665,000 | 1,630 |
| Provision for loan and lease losses | $365,000 | 1,831 |
| Total noninterest income | $2,142,000 | 1,710 |
| Gross Fiduciary activities income | $119,000 | 845 |
| Service charges on deposit accounts | $1,210,000 | 1,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $813,000 | 2,105 |
| Total noninterest expense | $8,232,000 | 1,628 |
| Salaries and employee benefits | $4,841,000 | 1,542 |
| Premises and equipment expense | $1,329,000 | 1,459 |
| Additional noninterest expense | $2,062,000 | 1,893 |
| Pre-tax net operating income | $4,210,000 | 1,765 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $1,060,000 | 1,812 |
| Income before extraordinary items | $3,156,000 | 1,758 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,156,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $963,000 | 480 |
| Cash dividends | $603,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,151,500 | 1,747 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,033,000 | 1,384 |
| Total interest expense | $6,943,000 | 1,119 |
| Net interest income | $7,090,000 | 1,634 |
| Provision for loan and lease losses | $165,000 | 2,445 |
| Total noninterest income | $1,406,000 | 1,725 |
| Gross Fiduciary activities income | $89,000 | 836 |
| Service charges on deposit accounts | $780,000 | 1,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,122 |
| Total noninterest expense | $5,479,000 | 1,634 |
| Salaries and employee benefits | $3,262,000 | 1,528 |
| Premises and equipment expense | $897,000 | 1,453 |
| Additional noninterest expense | $1,320,000 | 1,987 |
| Pre-tax net operating income | $2,852,000 | 1,731 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $725,000 | 1,802 |
| Income before extraordinary items | $2,133,000 | 1,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,133,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 464 |
| Cash dividends | $398,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,128,500 | 1,695 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 1,403 |
| Total interest expense | $3,249,000 | 1,129 |
| Net interest income | $3,480,000 | 1,652 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $704,000 | 1,687 |
| Gross Fiduciary activities income | $52,000 | 797 |
| Service charges on deposit accounts | $366,000 | 1,183 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 2,010 |
| Total noninterest expense | $2,710,000 | 1,651 |
| Salaries and employee benefits | $1,606,000 | 1,551 |
| Premises and equipment expense | $453,000 | 1,434 |
| Additional noninterest expense | $651,000 | 2,000 |
| Pre-tax net operating income | $1,374,000 | 1,762 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $325,000 | 1,917 |
| Income before extraordinary items | $1,055,000 | 1,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 346 |
| Cash dividends | $195,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,050,440 | 1,692 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,400,000 | 1,430 |
| Total interest expense | $9,740,000 | 1,159 |
| Net interest income | $13,660,000 | 1,607 |
| Provision for loan and lease losses | $1,105,000 | 957 |
| Total noninterest income | $2,792,000 | 1,713 |
| Gross Fiduciary activities income | $249,000 | 759 |
| Service charges on deposit accounts | $1,492,000 | 1,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,051,000 | 2,144 |
| Total noninterest expense | $10,022,000 | 1,704 |
| Salaries and employee benefits | $5,838,000 | 1,603 |
| Premises and equipment expense | $1,697,000 | 1,441 |
| Additional noninterest expense | $2,487,000 | 2,026 |
| Pre-tax net operating income | $5,325,000 | 1,753 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $1,520,000 | 1,690 |
| Income before extraordinary items | $3,809,000 | 1,809 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,809,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 835 |
| Cash dividends | $2,207,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,806,160 | 1,784 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,168,000 | 1,415 |
| Total interest expense | $6,814,000 | 1,163 |
| Net interest income | $10,354,000 | 1,568 |
| Provision for loan and lease losses | $930,000 | 806 |
| Total noninterest income | $1,984,000 | 1,786 |
| Gross Fiduciary activities income | $88,000 | 903 |
| Service charges on deposit accounts | $1,088,000 | 1,212 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $808,000 | 2,102 |
| Total noninterest expense | $7,222,000 | 1,736 |
| Salaries and employee benefits | $4,181,000 | 1,653 |
| Premises and equipment expense | $1,245,000 | 1,460 |
| Additional noninterest expense | $1,796,000 | 2,070 |
| Pre-tax net operating income | $4,186,000 | 1,693 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,340,000 | 1,510 |
| Income before extraordinary items | $2,848,000 | 1,837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,848,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 923 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,846,640 | 1,803 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,211,000 | 1,407 |
| Total interest expense | $4,395,000 | 1,128 |
| Net interest income | $6,816,000 | 1,572 |
| Provision for loan and lease losses | $629,000 | 789 |
| Total noninterest income | $1,234,000 | 1,886 |
| Gross Fiduciary activities income | $50,000 | 938 |
| Service charges on deposit accounts | $693,000 | 1,227 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $491,000 | 2,213 |
| Total noninterest expense | $4,723,000 | 1,766 |
| Salaries and employee benefits | $2,756,000 | 1,666 |
| Premises and equipment expense | $803,000 | 1,502 |
| Additional noninterest expense | $1,164,000 | 2,106 |
| Pre-tax net operating income | $2,698,000 | 1,720 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $829,000 | 1,575 |
| Income before extraordinary items | $1,870,000 | 1,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,870,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,005 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,869,310 | 1,792 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 1,380 |
| Total interest expense | $2,162,000 | 1,083 |
| Net interest income | $3,445,000 | 1,545 |
| Provision for loan and lease losses | $330,000 | 697 |
| Total noninterest income | $607,000 | 1,862 |
| Gross Fiduciary activities income | $24,000 | 954 |
| Service charges on deposit accounts | $329,000 | 1,244 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $254,000 | 2,129 |
| Total noninterest expense | $2,352,000 | 1,778 |
| Salaries and employee benefits | $1,349,000 | 1,708 |
| Premises and equipment expense | $402,000 | 1,503 |
| Additional noninterest expense | $601,000 | 2,038 |
| Pre-tax net operating income | $1,370,000 | 1,669 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $539,000 | 1,260 |
| Income before extraordinary items | $834,000 | 2,016 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $834,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $832,080 | 1,986 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,174,000 | 1,273 |
| Total interest expense | $8,470,000 | 965 |
| Net interest income | $13,704,000 | 1,474 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $2,996,000 | 1,608 |
| Gross Fiduciary activities income | $295,000 | 696 |
| Service charges on deposit accounts | $1,423,000 | 1,251 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,278,000 | 1,830 |
| Total noninterest expense | $9,971,000 | 1,630 |
| Salaries and employee benefits | $5,718,000 | 1,555 |
| Premises and equipment expense | $1,627,000 | 1,411 |
| Additional noninterest expense | $2,626,000 | 1,850 |
| Pre-tax net operating income | $5,879,000 | 1,467 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $1,673,000 | 1,475 |
| Income before extraordinary items | $4,203,000 | 1,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,203,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,710 |
| Cash dividends | $2,340,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,205,160 | 1,483 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,529,000 | 1,265 |
| Total interest expense | $6,344,000 | 943 |
| Net interest income | $10,185,000 | 1,481 |
| Provision for loan and lease losses | $476,000 | 1,504 |
| Total noninterest income | $2,255,000 | 1,611 |
| Gross Fiduciary activities income | $146,000 | 791 |
| Service charges on deposit accounts | $1,065,000 | 1,263 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,044,000 | 1,724 |
| Total noninterest expense | $7,239,000 | 1,665 |
| Salaries and employee benefits | $4,150,000 | 1,599 |
| Premises and equipment expense | $1,194,000 | 1,445 |
| Additional noninterest expense | $1,895,000 | 1,896 |
| Pre-tax net operating income | $4,725,000 | 1,378 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $1,390,000 | 1,378 |
| Income before extraordinary items | $3,332,000 | 1,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,332,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,334,130 | 1,432 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,960,000 | 1,258 |
| Total interest expense | $4,239,000 | 930 |
| Net interest income | $6,721,000 | 1,485 |
| Provision for loan and lease losses | $350,000 | 1,369 |
| Total noninterest income | $1,333,000 | 1,759 |
| Gross Fiduciary activities income | $106,000 | 781 |
| Service charges on deposit accounts | $708,000 | 1,247 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $519,000 | 2,127 |
| Total noninterest expense | $4,755,000 | 1,693 |
| Salaries and employee benefits | $2,726,000 | 1,623 |
| Premises and equipment expense | $782,000 | 1,477 |
| Additional noninterest expense | $1,247,000 | 1,916 |
| Pre-tax net operating income | $2,949,000 | 1,446 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $773,000 | 1,567 |
| Income before extraordinary items | $2,174,000 | 1,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,174,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,175,480 | 1,426 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 1,272 |
| Total interest expense | $2,154,000 | 932 |
| Net interest income | $3,302,000 | 1,509 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $629,000 | 1,804 |
| Gross Fiduciary activities income | $46,000 | 817 |
| Service charges on deposit accounts | $332,000 | 1,296 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $251,000 | 2,125 |
| Total noninterest expense | $2,286,000 | 1,769 |
| Salaries and employee benefits | $1,332,000 | 1,669 |
| Premises and equipment expense | $385,000 | 1,527 |
| Additional noninterest expense | $569,000 | 2,077 |
| Pre-tax net operating income | $1,420,000 | 1,467 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $538,000 | 1,227 |
| Income before extraordinary items | $883,000 | 1,770 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $883,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $882,360 | 1,691 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,300,000 | 1,326 |
| Total interest expense | $8,636,000 | 1,037 |
| Net interest income | $12,664,000 | 1,533 |
| Provision for loan and lease losses | $875,000 | 1,355 |
| Total noninterest income | $2,919,000 | 1,724 |
| Gross Fiduciary activities income | $308,000 | 698 |
| Service charges on deposit accounts | $1,364,000 | 1,275 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,247,000 | 2,065 |
| Total noninterest expense | $9,133,000 | 1,743 |
| Salaries and employee benefits | $5,240,000 | 1,644 |
| Premises and equipment expense | $1,510,000 | 1,509 |
| Additional noninterest expense | $2,383,000 | 2,021 |
| Pre-tax net operating income | $5,575,000 | 1,484 |
| Securities gains (losses) | $311,000 | 1,022 |
| Applicable income taxes | $1,792,000 | 1,392 |
| Income before extraordinary items | $4,094,000 | 1,532 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,094,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,338 |
| Cash dividends | $2,240,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,876,300 | 1,534 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,691,000 | 1,384 |
| Total interest expense | $6,468,000 | 1,080 |
| Net interest income | $9,223,000 | 1,589 |
| Provision for loan and lease losses | $625,000 | 1,355 |
| Total noninterest income | $2,111,000 | 1,828 |
| Gross Fiduciary activities income | $135,000 | 833 |
| Service charges on deposit accounts | $994,000 | 1,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $982,000 | 2,077 |
| Total noninterest expense | $6,592,000 | 1,805 |
| Salaries and employee benefits | $3,797,000 | 1,711 |
| Premises and equipment expense | $1,112,000 | 1,540 |
| Additional noninterest expense | $1,683,000 | 2,141 |
| Pre-tax net operating income | $4,117,000 | 1,540 |
| Securities gains (losses) | $311,000 | 937 |
| Applicable income taxes | $1,371,000 | 1,436 |
| Income before extraordinary items | $3,057,000 | 1,587 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,057,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,907 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,842,410 | 1,604 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 1,390 |
| Total interest expense | $4,328,000 | 1,108 |
| Net interest income | $6,177,000 | 1,586 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $1,290,000 | 1,935 |
| Gross Fiduciary activities income | $105,000 | 797 |
| Service charges on deposit accounts | $632,000 | 1,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $553,000 | 2,299 |
| Total noninterest expense | $4,304,000 | 1,836 |
| Salaries and employee benefits | $2,464,000 | 1,743 |
| Premises and equipment expense | $716,000 | 1,602 |
| Additional noninterest expense | $1,124,000 | 2,126 |
| Pre-tax net operating income | $2,763,000 | 1,520 |
| Securities gains (losses) | $311,000 | 787 |
| Applicable income taxes | $1,119,000 | 1,248 |
| Income before extraordinary items | $1,955,000 | 1,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,955,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,077 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,755,960 | 1,713 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 1,368 |
| Total interest expense | $2,169,000 | 1,137 |
| Net interest income | $3,197,000 | 1,519 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $587,000 | 2,032 |
| Gross Fiduciary activities income | $26,000 | 973 |
| Service charges on deposit accounts | $297,000 | 1,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $264,000 | 2,282 |
| Total noninterest expense | $2,088,000 | 1,878 |
| Salaries and employee benefits | $1,183,000 | 1,802 |
| Premises and equipment expense | $362,000 | 1,594 |
| Additional noninterest expense | $543,000 | 2,162 |
| Pre-tax net operating income | $1,471,000 | 1,452 |
| Securities gains (losses) | $289,000 | 520 |
| Applicable income taxes | $644,000 | 1,131 |
| Income before extraordinary items | $1,116,000 | 1,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,116,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $931,040 | 1,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,236,000 | 1,374 |
| Total interest expense | $9,221,000 | 1,219 |
| Net interest income | $13,015,000 | 1,493 |
| Provision for loan and lease losses | $1,958,000 | 746 |
| Total noninterest income | $3,037,000 | 1,543 |
| Gross Fiduciary activities income | $246,000 | 772 |
| Service charges on deposit accounts | $1,267,000 | 1,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,524,000 | 1,629 |
| Total noninterest expense | $8,173,000 | 1,851 |
| Salaries and employee benefits | $4,483,000 | 1,789 |
| Premises and equipment expense | $1,508,000 | 1,468 |
| Additional noninterest expense | $2,182,000 | 2,129 |
| Pre-tax net operating income | $5,921,000 | 1,413 |
| Securities gains (losses) | $-253,000 | 9,211 |
| Applicable income taxes | $1,607,000 | 1,560 |
| Income before extraordinary items | $4,061,000 | 1,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,061,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,152,000 | 839 |
| Cash dividends | $2,459,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,243,160 | 1,418 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,036,000 | 1,479 |
| Total interest expense | $12,546,000 | 1,301 |
| Net interest income | $10,490,000 | 1,705 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $2,620,000 | 1,633 |
| Gross Fiduciary activities income | $283,000 | 736 |
| Service charges on deposit accounts | $1,212,000 | 1,231 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,125,000 | 1,882 |
| Total noninterest expense | $7,601,000 | 1,902 |
| Salaries and employee benefits | $4,137,000 | 1,804 |
| Premises and equipment expense | $1,475,000 | 1,466 |
| Additional noninterest expense | $1,989,000 | 2,253 |
| Pre-tax net operating income | $4,909,000 | 1,464 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $1,542,000 | 1,463 |
| Income before extraordinary items | $3,405,000 | 1,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,405,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,093 |
| Cash dividends | $2,330,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,378,780 | 1,501 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,883,000 | 1,577 |
| Total interest expense | $12,884,000 | 1,349 |
| Net interest income | $8,999,000 | 1,960 |
| Provision for loan and lease losses | $550,000 | 1,730 |
| Total noninterest income | $2,490,000 | 1,594 |
| Gross Fiduciary activities income | $246,000 | 760 |
| Service charges on deposit accounts | $1,206,000 | 1,129 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,038,000 | 1,813 |
| Total noninterest expense | $6,864,000 | 2,018 |
| Salaries and employee benefits | $3,765,000 | 1,911 |
| Premises and equipment expense | $1,360,000 | 1,524 |
| Additional noninterest expense | $1,739,000 | 2,465 |
| Pre-tax net operating income | $4,075,000 | 1,791 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,295,000 | 1,705 |
| Income before extraordinary items | $2,778,000 | 1,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,778,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,475 |
| Cash dividends | $2,120,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,779,360 | 1,874 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,707,000 | 1,647 |
| Total interest expense | $10,538,000 | 1,420 |
| Net interest income | $9,169,000 | 1,920 |
| Provision for loan and lease losses | $470,000 | 1,859 |
| Total noninterest income | $2,119,000 | 1,783 |
| Gross Fiduciary activities income | $229,000 | 836 |
| Service charges on deposit accounts | $1,228,000 | 1,090 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $662,000 | 2,464 |
| Total noninterest expense | $6,248,000 | 2,185 |
| Salaries and employee benefits | $3,306,000 | 2,121 |
| Premises and equipment expense | $1,205,000 | 1,702 |
| Additional noninterest expense | $1,737,000 | 2,496 |
| Pre-tax net operating income | $4,570,000 | 1,644 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $1,602,000 | 1,505 |
| Income before extraordinary items | $2,962,000 | 1,795 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,962,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,499 |
| Cash dividends | $2,110,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,965,900 | 1,761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,474,000 | 1,754 |
| Total interest expense | $9,057,000 | 1,700 |
| Net interest income | $9,417,000 | 1,815 |
| Provision for loan and lease losses | $750,000 | 1,238 |
| Total noninterest income | $1,954,000 | 1,873 |
| Gross Fiduciary activities income | $171,000 | 897 |
| Service charges on deposit accounts | $1,178,000 | 1,062 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $605,000 | 2,640 |
| Total noninterest expense | $6,036,000 | 2,157 |
| Salaries and employee benefits | $3,224,000 | 2,102 |
| Premises and equipment expense | $1,180,000 | 1,664 |
| Additional noninterest expense | $1,632,000 | 2,567 |
| Pre-tax net operating income | $4,585,000 | 1,611 |
| Securities gains (losses) | $82,000 | 1,406 |
| Applicable income taxes | $1,754,000 | 1,416 |
| Income before extraordinary items | $2,913,000 | 1,810 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,913,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,446 |
| Cash dividends | $1,970,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,860,520 | 1,764 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,293,000 | 1,911 |
| Total interest expense | $8,642,000 | 1,796 |
| Net interest income | $8,651,000 | 2,011 |
| Provision for loan and lease losses | $585,000 | 1,575 |
| Total noninterest income | $1,729,000 | 1,974 |
| Gross Fiduciary activities income | $154,000 | 963 |
| Service charges on deposit accounts | $870,000 | 1,484 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $705,000 | 2,209 |
| Total noninterest expense | $5,626,000 | 2,292 |
| Salaries and employee benefits | $2,927,000 | 2,262 |
| Premises and equipment expense | $1,131,000 | 1,741 |
| Additional noninterest expense | $1,568,000 | 2,614 |
| Pre-tax net operating income | $4,169,000 | 1,821 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $1,736,000 | 1,493 |
| Income before extraordinary items | $2,443,000 | 2,157 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,443,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,501 |
| Cash dividends | $1,750,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,436,600 | 2,112 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,611,000 | 2,161 |
| Total interest expense | $7,766,000 | 2,019 |
| Net interest income | $7,845,000 | 2,294 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $1,618,000 | 2,169 |
| Gross Fiduciary activities income | $140,000 | 1,051 |
| Service charges on deposit accounts | $872,000 | 1,532 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $606,000 | 2,552 |
| Total noninterest expense | $5,055,000 | 2,708 |
| Salaries and employee benefits | $2,674,000 | 2,494 |
| Premises and equipment expense | $978,000 | 2,052 |
| Additional noninterest expense | $1,403,000 | 3,301 |
| Pre-tax net operating income | $3,808,000 | 1,907 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $992,000 | 2,371 |
| Income before extraordinary items | $2,830,000 | 1,748 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,830,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,437 |
| Cash dividends | $1,750,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,819,640 | 1,719 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,818,000 | 2,420 |
| Total interest expense | $6,963,000 | 2,246 |
| Net interest income | $6,855,000 | 2,609 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,628,000 | 2,157 |
| Gross Fiduciary activities income | $68,000 | 1,237 |
| Service charges on deposit accounts | $762,000 | 1,788 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $798,000 | 2,109 |
| Total noninterest expense | $5,002,000 | 2,719 |
| Salaries and employee benefits | $2,588,000 | 2,582 |
| Premises and equipment expense | $925,000 | 2,174 |
| Additional noninterest expense | $1,489,000 | 3,103 |
| Pre-tax net operating income | $3,241,000 | 2,285 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $852,000 | 2,737 |
| Income before extraordinary items | $2,352,000 | 2,160 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,352,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,277 |
| Cash dividends | $1,270,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,379,010 | 2,086 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,970,000 | 2,531 |
| Total interest expense | $5,089,000 | 2,421 |
| Net interest income | $6,881,000 | 2,621 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $1,458,000 | 2,351 |
| Gross Fiduciary activities income | $57,000 | 1,277 |
| Service charges on deposit accounts | $782,000 | 1,730 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $619,000 | 2,524 |
| Total noninterest expense | $4,984,000 | 2,785 |
| Salaries and employee benefits | $2,544,000 | 2,615 |
| Premises and equipment expense | $898,000 | 2,249 |
| Additional noninterest expense | $1,542,000 | 3,219 |
| Pre-tax net operating income | $3,322,000 | 2,144 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $917,000 | 2,429 |
| Income before extraordinary items | $2,411,000 | 2,021 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,411,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,547 |
| Cash dividends | $1,111,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,406,680 | 2,044 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,461,000 | 2,476 |
| Total interest expense | $5,172,000 | 2,499 |
| Net interest income | $7,289,000 | 2,453 |
| Provision for loan and lease losses | $585,000 | 1,898 |
| Total noninterest income | $1,134,000 | 3,042 |
| Gross Fiduciary activities income | $50,000 | 1,337 |
| Service charges on deposit accounts | $650,000 | 2,110 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $434,000 | 3,568 |
| Total noninterest expense | $5,246,000 | 2,728 |
| Salaries and employee benefits | $2,642,000 | 2,513 |
| Premises and equipment expense | $1,095,000 | 1,895 |
| Additional noninterest expense | $1,509,000 | 3,488 |
| Pre-tax net operating income | $2,592,000 | 2,629 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $720,000 | 3,035 |
| Income before extraordinary items | $1,893,000 | 2,660 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,893,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,355 |
| Cash dividends | $905,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,877,880 | 2,516 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,893,000 | 2,533 |
| Total interest expense | $6,377,000 | 2,642 |
| Net interest income | $7,516,000 | 2,410 |
| Provision for loan and lease losses | $1,200,000 | 1,633 |
| Total noninterest income | $1,022,000 | 3,263 |
| Gross Fiduciary activities income | $41,000 | 1,396 |
| Service charges on deposit accounts | $645,000 | 2,107 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $336,000 | 4,131 |
| Total noninterest expense | $4,811,000 | 2,973 |
| Salaries and employee benefits | $2,488,000 | 2,614 |
| Premises and equipment expense | $927,000 | 2,239 |
| Additional noninterest expense | $1,396,000 | 3,801 |
| Pre-tax net operating income | $2,527,000 | 2,456 |
| Securities gains (losses) | $412,000 | 1,252 |
| Applicable income taxes | $807,000 | 2,596 |
| Income before extraordinary items | $2,132,000 | 2,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,132,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 2,423 |
| Cash dividends | $823,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,831,240 | 2,323 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.