Home > The Citizens Bank > Net charge- offs to loans
The Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8589% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8589% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0627% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0627% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1733% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1733% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1678% | 4,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6685% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6685% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0306% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8225% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1027% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2161% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2841% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5969% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0292% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0292% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0796% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0822% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8935% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0611% | 3,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0611% | 3,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 4,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1066% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4568% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4568% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3131% | 13 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0358% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1445% | 4,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1490% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0448% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2367% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1798% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1798% | 4,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1776% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0676% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0990% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0965% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1616% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1616% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0761% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0761% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1343% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3099% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3099% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2625% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0218% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0218% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1178% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1178% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1353% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1353% | 2,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1788% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2933% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2933% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5033% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4560% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4560% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0294% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6886% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4559% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0291% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4400% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4400% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4125% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7440% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7440% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2039% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2065% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5753% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4645% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4645% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2051% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5427% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5427% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6235% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 4,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2856% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2856% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1757% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2239% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2350% | 2,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2287% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2851% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2307% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1598% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1610% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4363% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1111% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1111% | 2,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1965% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2232% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3055% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8726% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2791% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2634% | 5,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2634% | 5,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1408% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1567% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3074% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2811% | 1,986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1802% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4783% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1937% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1937% | 2,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0908% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3400% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3434% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0520% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6269% | 5,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6269% | 5,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0746% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3165% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4196% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0588% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3075% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0435% | 5,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0435% | 5,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5171% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3718% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3263% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3271% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1103% | 5,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0117% | 3,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0117% | 3,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0289% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4515% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1456% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3261% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3270% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1476% | 5,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2125% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2125% | 2,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2594% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6793% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6811% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2912% | 5,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1751% | 5,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1751% | 5,578 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1057% | 5,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9575% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6842% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0412% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9482% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7702% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7717% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1018% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7892% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8051% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1148% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1760% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8422% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2714% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8891% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8908% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0644% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8951% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9159% | 1,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0848% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6434% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0444% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.1745% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9442% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8928% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8942% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6953% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4648% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4648% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0963% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8912% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0214% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.3673% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9921% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3070% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3088% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4301% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4536% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4536% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1249% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8194% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9379% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 5.0620% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5421% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5781% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5789% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5559% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6021% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1984% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5262% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5755% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.1204% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7149% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5954% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5963% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3834% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5712% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5712% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2084% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4048% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4241% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 1,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2534% | 1,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5223% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5231% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4268% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 2,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2770% | 2,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2704% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4419% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5231% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5101% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4563% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4569% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5324% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1686% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4518% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5024% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0787% | 2,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4303% | 2,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5664% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5675% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 2,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8575% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7853% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8107% | 6,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4469% | 2,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4741% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.1045% | 2,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2338% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5641% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5652% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7976% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9686% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8663% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0553% | 6,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4383% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3073% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3458% | 1,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3881% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3889% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2556% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0200% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8796% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0774% | 6,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 7,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5221% | 7,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5818% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5831% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3288% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3684% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0920% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1208% | 6,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2428% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6365% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.7394% | 2,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8819% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5848% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5861% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8856% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2562% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4720% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3396% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6239% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.5737% | 2,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1225% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4834% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4845% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9707% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1743% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6237% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1552% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3732% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.7020% | 2,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5751% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2171% | 2,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1013% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3248% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2920% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8149% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2006% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6761% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 2,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8059% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4385% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1997% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0640% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5190% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0838% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 2,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0683% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9042% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3434% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0867% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6189% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6454% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1694% | 2,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6952% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7163% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3043% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0899% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9196% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 7,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.4960% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2271% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2278% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0057% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5111% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3571% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1721% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1864% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4252% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4240% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 5,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.1380% | 2,519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3371% | 8,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8299% | 6,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1610% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8076% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 6,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5823% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 3,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6934% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3462% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 6,885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3761% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8759% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5795% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3878% | 7,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1135% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6982% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1375% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7897% | 7,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4973% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3262% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8065% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1299% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5051% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5408% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5905% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4051% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0383% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0995% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6860% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7505% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2715% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1185% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5919% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9342% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4292% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4401% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9217% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7957% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7830% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2476% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5506% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7472% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4269% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5732% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 7,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6908% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6528% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4388% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5353% | 181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 7,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0953% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 8,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3059% | 7,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6636% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2644% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3902% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6049% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9403% | 77 |
| Percentage Net Loans Charged-off:Construction & development | -0.1301% | 7,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6241% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 8,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0578% | 8,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5827% | 8,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3461% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7375% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7603% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8927% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0438% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5597% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7457% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6538% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5821% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5661% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8034% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 7,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0416% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 8,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1900% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2481% | 2,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 4,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8717% | 1,383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 7,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2942% | 4,412 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0259% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3062% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3860% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 8,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 8,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 8,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4208% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4611% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2509% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8724% | 1,226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 7,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9394% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2611% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 7,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7595% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1080% | 1,315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 8,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 8,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 8,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 7,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5941% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1579% | 1,244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5047% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6775% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0954% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0970% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5280% | 4,176 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6996% | 1,387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3588% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5582% | 3,883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4234% | 1,510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4275% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3038% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3889% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4616% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 4,531 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 5,992 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5065% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |