Home > The Citizens Bank > Assets and Liabilities
The Citizens Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $87,972,000 | 4,965 |
| Cash and due from depository institutions | $2,120,000 | 4,916 |
| Interest-bearing balances | $1,091,000 | 2,447 |
| Securities | $28,268,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $1,013,000 | 7,256 |
| Net loans & leases | $54,182,000 | 4,684 |
| Loan loss allowance | $1,013,000 | 3,489 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,142,000 | 5,602 |
| Other real estate owned | $54,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,193,000 | 5,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,972,000 | 4,965 |
| Total liabilities | $76,212,000 | 5,105 |
| Total deposits | $73,842,000 | 5,032 |
| Interest-bearing deposits | $58,498,000 | 5,403 |
| Deposits held in domestic offices | $73,842,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,323 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $205,000 | 3,999 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $465,000 | 6,512 |
| Total equity capital | $11,760,000 | 3,734 |
| Total bank equity capital | $11,760,000 | 3,734 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $7,760,000 | 3,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $901,000 | 2,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $371,000 | 6,169 |
| Earning assets | $84,554,000 | 4,762 |
| Long-term assets (5+ years) | $8,762,000 | 4,375 |
| Average Assets, year-to-date | $86,725,000 | 4,826 |
| Average Assets, quarterly | $88,310,500 | 4,883 |
| Volatile liabilities | $10,783,000 | 4,340 |
| Insider loans | $1,394,000 | 2,932 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,966,000 | 4,521 |
| Tier 1 (core) risk-based capital | $11,670,000 | 3,646 |
| Tier 2 risk-based capital | $665,300 | 4,199 |
| Total risk weighted assets | $52,876,100 | 4,807 |
| Total unused commitments | $5,966,000 | 4,533 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $86,044,000 | 4,986 |
| Cash and due from depository institutions | $2,598,000 | 4,868 |
| Interest-bearing balances | $1,488,000 | 1,924 |
| Securities | $24,258,000 | 5,106 |
| Federal funds sold & reverse repurchase agreements | $4,246,000 | 2,100 |
| Net loans & leases | $52,538,000 | 4,715 |
| Loan loss allowance | $743,000 | 4,617 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,249,000 | 5,281 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,155,000 | 6,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,044,000 | 4,986 |
| Total liabilities | $75,253,000 | 5,136 |
| Total deposits | $74,011,000 | 4,982 |
| Interest-bearing deposits | $60,338,000 | 5,213 |
| Deposits held in domestic offices | $74,011,000 | 4,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $948,000 | 3,228 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $294,000 | 7,413 |
| Total equity capital | $10,791,000 | 3,770 |
| Total bank equity capital | $10,791,000 | 3,770 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $2,800,000 | 4,358 |
| Undivided profits | $6,791,000 | 3,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 3,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $325,000 | 6,153 |
| Earning assets | $82,530,000 | 4,797 |
| Long-term assets (5+ years) | $8,345,000 | 4,597 |
| Average Assets, year-to-date | $84,722,200 | 4,952 |
| Average Assets, quarterly | $83,691,500 | 5,082 |
| Volatile liabilities | $8,474,000 | 4,895 |
| Insider loans | $1,210,000 | 3,214 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,479,000 | 4,649 |
| Tier 1 (core) risk-based capital | $11,242,000 | 3,661 |
| Tier 2 risk-based capital | $656,800 | 4,209 |
| Total risk weighted assets | $52,457,500 | 4,728 |
| Total unused commitments | $5,479,000 | 4,657 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $89,481,000 | 4,920 |
| Cash and due from depository institutions | $7,561,000 | 4,750 |
| Interest-bearing balances | $6,142,000 | 998 |
| Securities | $22,618,000 | 5,612 |
| Federal funds sold & reverse repurchase agreements | $8,875,000 | 1,563 |
| Net loans & leases | $48,234,000 | 4,940 |
| Loan loss allowance | $880,000 | 4,145 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,275,000 | 5,263 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $918,000 | 6,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,481,000 | 4,920 |
| Total liabilities | $78,821,000 | 5,036 |
| Total deposits | $76,720,000 | 4,941 |
| Interest-bearing deposits | $62,229,000 | 5,273 |
| Deposits held in domestic offices | $76,720,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,564,000 | 2,347 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $537,000 | 5,083 |
| Total equity capital | $10,660,000 | 3,834 |
| Total bank equity capital | $10,660,000 | 3,834 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,800,000 | 4,330 |
| Undivided profits | $6,660,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,562,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $253,000 | 6,935 |
| Earning assets | $85,869,000 | 4,746 |
| Long-term assets (5+ years) | $9,480,000 | 4,498 |
| Average Assets, year-to-date | $85,778,200 | 4,959 |
| Average Assets, quarterly | $87,471,500 | 4,961 |
| Volatile liabilities | $8,331,000 | 4,682 |
| Insider loans | $1,031,000 | 3,642 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,489,000 | 5,926 |
| Tier 1 (core) risk-based capital | $10,436,000 | 3,830 |
| Tier 2 risk-based capital | $634,360 | 4,305 |
| Total risk weighted assets | $50,503,460 | 4,839 |
| Total unused commitments | $3,489,000 | 5,945 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $84,745,000 | 5,226 |
| Cash and due from depository institutions | $6,769,000 | 5,070 |
| Interest-bearing balances | $4,452,000 | 1,584 |
| Securities | $24,098,000 | 5,310 |
| Federal funds sold & reverse repurchase agreements | $4,657,000 | 3,492 |
| Net loans & leases | $47,009,000 | 5,047 |
| Loan loss allowance | $796,000 | 4,516 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,172,000 | 5,585 |
| Other real estate owned | $63,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $977,000 | 6,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,745,000 | 5,226 |
| Total liabilities | $75,130,000 | 5,359 |
| Total deposits | $74,050,000 | 5,237 |
| Interest-bearing deposits | $59,042,000 | 5,652 |
| Deposits held in domestic offices | $74,050,000 | 5,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $885,000 | 2,665 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $195,000 | 10,153 |
| Total equity capital | $9,615,000 | 4,035 |
| Total bank equity capital | $9,615,000 | 4,035 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $2,800,000 | 4,229 |
| Undivided profits | $5,615,000 | 3,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 4,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $321,000 | 6,177 |
| Earning assets | $80,216,000 | 5,071 |
| Long-term assets (5+ years) | $6,645,000 | 5,593 |
| Average Assets, year-to-date | $82,367,200 | 5,234 |
| Average Assets, quarterly | $84,255,500 | 5,198 |
| Volatile liabilities | $8,009,000 | 4,811 |
| Insider loans | $1,179,000 | 690 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,932,000 | 7,400 |
| Tier 1 (core) risk-based capital | $9,615,000 | 3,972 |
| Tier 2 risk-based capital | $613,720 | 4,405 |
| Total risk weighted assets | $48,915,320 | 5,019 |
| Total unused commitments | $1,932,000 | 7,432 |
| Derivatives | $0 | 651 |