Home > The Citizens Bank > Loan Charge- Offs and Recoveries
The Citizens Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $577,000 | 2,052 |
| Loans secured by real estate, total | $127,000 | 2,149 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $127,000 | 2,148 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $98,000 | 1,410 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $29,000 | 2,104 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $331,000 | 1,394 |
| Loans to individuals | $119,000 | 2,185 |
| Credit card loan charge offs | $3,000 | 3,127 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $116,000 | 1,902 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $285,000 | 1,399 |
| Loans secured by real estate, total | $101,000 | 1,005 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $101,000 | 1,004 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $86,000 | 475 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,365 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $92,000 | 1,634 |
| Loans to individuals | $92,000 | 1,277 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $91,000 | 1,144 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $292,000 | 2,515 |
| Loans secured by real estate, total | $26,000 | 3,620 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $26,000 | 3,618 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 3,345 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $14,000 | 2,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $239,000 | 1,337 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $27,000 | 4,027 |
| Credit card loan net charge offs | $2,000 | 3,091 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $25,000 | 3,680 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,072,000 | 1,744 |
| Loans secured by real estate, total | $569,000 | 1,193 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $569,000 | 1,193 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $299,000 | 781 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $270,000 | 1,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $206,000 | 2,630 |
| Loans to individuals | $297,000 | 1,404 |
| Credit card loan charge offs | $6,000 | 2,749 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $291,000 | 1,151 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $503,000 | 905 |
| Loans secured by real estate, total | $101,000 | 961 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $101,000 | 960 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $46,000 | 787 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $55,000 | 706 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $160,000 | 1,047 |
| Loans to individuals | $242,000 | 682 |
| Credit card loan recoveries | $2,000 | 1,892 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $240,000 | 576 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $569,000 | 2,255 |
| Loans secured by real estate, total | $468,000 | 1,224 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $468,000 | 1,224 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $253,000 | 769 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $215,000 | 1,079 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $46,000 | 4,787 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $55,000 | 3,462 |
| Credit card loan net charge offs | $4,000 | 2,836 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $51,000 | 3,168 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.