Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 4,139 |
| Total interest expense | $2,728,000 | 4,471 |
| Net interest income | $4,587,000 | 3,862 |
| Provision for loan and lease losses | $-160,000 | 12,998 |
| Total noninterest income | $2,763,000 | 1,557 |
| Gross Fiduciary activities income | $211,000 | 1,050 |
| Service charges on deposit accounts | $1,047,000 | 1,294 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,505,000 | 1,551 |
| Total noninterest expense | $5,724,000 | 2,496 |
| Salaries and employee benefits | $2,707,000 | 2,459 |
| Premises and equipment expense | $989,000 | 2,073 |
| Additional noninterest expense | $2,028,000 | 2,698 |
| Pre-tax net operating income | $1,786,000 | 3,704 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $1,658,000 | 2,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,658,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,515 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,658,000 | 2,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 3,987 |
| Total interest expense | $4,055,000 | 4,025 |
| Net interest income | $4,611,000 | 3,913 |
| Provision for loan and lease losses | $215,000 | 5,039 |
| Total noninterest income | $2,051,000 | 1,902 |
| Gross Fiduciary activities income | $234,000 | 1,043 |
| Service charges on deposit accounts | $963,000 | 1,390 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $854,000 | 2,222 |
| Total noninterest expense | $5,650,000 | 2,557 |
| Salaries and employee benefits | $2,469,000 | 2,634 |
| Premises and equipment expense | $970,000 | 2,154 |
| Additional noninterest expense | $2,211,000 | 2,575 |
| Pre-tax net operating income | $797,000 | 6,577 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $678,000 | 6,051 |
| Extraordinary gains, net | $119,000 | 657 |
| Net income | $797,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 2,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $654,220 | 5,848 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.