Home > The Citizens Bank > Assets and Liabilities
The Citizens Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $98,641,000 | 4,503 |
| Cash and due from depository institutions | $4,614,000 | 2,677 |
| Interest-bearing balances | $3,000 | 7,568 |
| Securities | $25,081,000 | 5,196 |
| Federal funds sold & reverse repurchase agreements | $6,970,000 | 2,015 |
| Net loans & leases | $57,506,000 | 4,253 |
| Loan loss allowance | $1,058,000 | 3,508 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,945,000 | 2,488 |
| Other real estate owned | $302,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,223,000 | 5,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,641,000 | 4,503 |
| Total liabilities | $90,778,000 | 4,448 |
| Total deposits | $89,809,000 | 4,299 |
| Interest-bearing deposits | $77,120,000 | 4,352 |
| Deposits held in domestic offices | $89,809,000 | 4,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $969,000 | 3,210 |
| Total equity capital | $7,863,000 | 5,072 |
| Total bank equity capital | $7,863,000 | 5,072 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,080,000 | 3,611 |
| Surplus | $2,920,000 | 4,224 |
| Undivided profits | $3,863,000 | 5,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 4,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $383,000 | 4,845 |
| Earning assets | $89,560,000 | 4,556 |
| Long-term assets (5+ years) | $1,835,000 | 8,930 |
| Average Assets, year-to-date | $98,834,400 | 4,386 |
| Average Assets, quarterly | $99,513,000 | 4,422 |
| Volatile liabilities | $3,530,000 | 7,814 |
| Insider loans | $466,000 | 5,929 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,969,000 | 4,403 |
| Tier 1 (core) risk-based capital | $7,863,000 | 4,998 |
| Tier 2 risk-based capital | $807,050 | 3,512 |
| Total risk weighted assets | $64,312,850 | 3,932 |
| Total unused commitments | $5,969,000 | 4,428 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $99,521,000 | 4,538 |
| Cash and due from depository institutions | $6,630,000 | 2,799 |
| Interest-bearing balances | $51,000 | 7,632 |
| Securities | $28,661,000 | 4,644 |
| Federal funds sold & reverse repurchase agreements | $3,820,000 | 4,175 |
| Net loans & leases | $55,209,000 | 4,465 |
| Loan loss allowance | $1,510,000 | 2,685 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,220,000 | 2,284 |
| Other real estate owned | $844,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,137,000 | 5,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,521,000 | 4,538 |
| Total liabilities | $93,006,000 | 4,464 |
| Total deposits | $92,104,000 | 4,336 |
| Interest-bearing deposits | $78,506,000 | 4,425 |
| Deposits held in domestic offices | $92,104,000 | 4,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $902,000 | 3,568 |
| Total equity capital | $6,515,000 | 5,716 |
| Total bank equity capital | $6,515,000 | 5,716 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,080,000 | 3,773 |
| Surplus | $2,920,000 | 4,125 |
| Undivided profits | $2,515,000 | 6,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $350,000 | 5,727 |
| Earning assets | $87,741,000 | 4,709 |
| Long-term assets (5+ years) | $2,095,000 | 8,838 |
| Average Assets, year-to-date | $107,765,800 | 4,132 |
| Average Assets, quarterly | $101,561,000 | 4,441 |
| Volatile liabilities | $4,032,000 | 7,390 |
| Insider loans | $342,000 | 2,620 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,812,000 | 6,280 |
| Tier 1 (core) risk-based capital | $6,515,000 | 5,650 |
| Tier 2 risk-based capital | $764,610 | 3,676 |
| Total risk weighted assets | $60,423,210 | 4,199 |
| Total unused commitments | $2,812,000 | 6,309 |
| Derivatives | $0 | 651 |