Home > The Citizens Bank > Income and Expense
The Citizens Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 2,460 |
| Total interest expense | $560,000 | 2,140 |
| Net interest income | $2,096,000 | 2,513 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $146,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $146,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,006 |
| Total noninterest expense | $2,075,000 | 2,223 |
| Salaries and employee benefits | $832,000 | 2,776 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $1,101,000 | 1,403 |
| Pre-tax net operating income | $167,000 | 3,954 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $167,000 | 3,879 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $167,000 | 3,880 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $167,000 | 3,880 |
| Net charge-offs | $162,000 | 695 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $167,000 | 3,850 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,436,000 | 2,518 |
| Total interest expense | $1,931,000 | 2,394 |
| Net interest income | $8,505,000 | 2,511 |
| Provision for loan and lease losses | $70,000 | 3,172 |
| Total noninterest income | $670,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $614,000 | 1,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,669 |
| Total noninterest expense | $6,813,000 | 2,498 |
| Salaries and employee benefits | $3,816,000 | 2,537 |
| Premises and equipment expense | $556,000 | 2,931 |
| Additional noninterest expense | $2,441,000 | 2,249 |
| Pre-tax net operating income | $2,292,000 | 2,863 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,292,000 | 2,707 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,292,000 | 2,707 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,292,000 | 2,709 |
| Net charge-offs | $169,000 | 1,821 |
| Cash dividends | $1,222,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,292,000 | 2,671 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 2,570 |
| Total interest expense | $1,388,000 | 2,474 |
| Net interest income | $6,369,000 | 2,548 |
| Provision for loan and lease losses | $70,000 | 2,898 |
| Total noninterest income | $613,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $456,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,938 |
| Total noninterest expense | $5,101,000 | 2,508 |
| Salaries and employee benefits | $2,804,000 | 2,585 |
| Premises and equipment expense | $427,000 | 2,898 |
| Additional noninterest expense | $1,870,000 | 2,216 |
| Pre-tax net operating income | $1,811,000 | 2,874 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,811,000 | 2,682 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,811,000 | 2,683 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,811,000 | 2,683 |
| Net charge-offs | $165,000 | 1,424 |
| Cash dividends | $1,222,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,811,000 | 2,644 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 2,592 |
| Total interest expense | $886,000 | 2,528 |
| Net interest income | $4,198,000 | 2,577 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $365,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $302,000 | 1,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,355 |
| Total noninterest expense | $3,416,000 | 2,512 |
| Salaries and employee benefits | $1,860,000 | 2,603 |
| Premises and equipment expense | $292,000 | 2,870 |
| Additional noninterest expense | $1,264,000 | 2,211 |
| Pre-tax net operating income | $1,097,000 | 2,974 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,097,000 | 2,809 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,097,000 | 2,807 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,097,000 | 2,808 |
| Net charge-offs | $92,000 | 1,457 |
| Cash dividends | $1,222,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,097,000 | 2,786 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,616 |
| Total interest expense | $423,000 | 2,556 |
| Net interest income | $2,092,000 | 2,595 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $108,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $151,000 | 1,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-43,000 | 5,328 |
| Total noninterest expense | $1,720,000 | 2,513 |
| Salaries and employee benefits | $920,000 | 2,636 |
| Premises and equipment expense | $146,000 | 2,898 |
| Additional noninterest expense | $654,000 | 2,144 |
| Pre-tax net operating income | $480,000 | 3,121 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $480,000 | 2,947 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $480,000 | 2,945 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $480,000 | 2,946 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $1,222,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $480,000 | 2,935 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 2,542 |
| Total interest expense | $1,313,000 | 2,537 |
| Net interest income | $8,575,000 | 2,528 |
| Provision for loan and lease losses | $375,000 | 1,717 |
| Total noninterest income | $998,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $634,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,465 |
| Total noninterest expense | $6,753,000 | 2,523 |
| Salaries and employee benefits | $3,651,000 | 2,604 |
| Premises and equipment expense | $563,000 | 2,952 |
| Additional noninterest expense | $2,539,000 | 2,197 |
| Pre-tax net operating income | $2,445,000 | 2,818 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,444,000 | 2,620 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,444,000 | 2,618 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,444,000 | 2,619 |
| Net charge-offs | $538,000 | 905 |
| Cash dividends | $1,369,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,445,000 | 2,612 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 2,549 |
| Total interest expense | $930,000 | 2,548 |
| Net interest income | $6,454,000 | 2,537 |
| Provision for loan and lease losses | $285,000 | 1,622 |
| Total noninterest income | $813,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $469,000 | 1,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,216 |
| Total noninterest expense | $5,013,000 | 2,549 |
| Salaries and employee benefits | $2,719,000 | 2,622 |
| Premises and equipment expense | $419,000 | 2,992 |
| Additional noninterest expense | $1,875,000 | 2,219 |
| Pre-tax net operating income | $1,969,000 | 2,762 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,968,000 | 2,546 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,968,000 | 2,545 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,968,000 | 2,545 |
| Net charge-offs | $322,000 | 953 |
| Cash dividends | $1,369,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,969,000 | 2,536 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 2,530 |
| Total interest expense | $590,000 | 2,543 |
| Net interest income | $4,349,000 | 2,513 |
| Provision for loan and lease losses | $285,000 | 1,250 |
| Total noninterest income | $551,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $308,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,138 |
| Total noninterest expense | $3,301,000 | 2,579 |
| Salaries and employee benefits | $1,802,000 | 2,646 |
| Premises and equipment expense | $262,000 | 3,122 |
| Additional noninterest expense | $1,237,000 | 2,245 |
| Pre-tax net operating income | $1,314,000 | 2,730 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,313,000 | 2,528 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,313,000 | 2,527 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,313,000 | 2,527 |
| Net charge-offs | $281,000 | 760 |
| Cash dividends | $1,369,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,314,000 | 2,520 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,523 |
| Total interest expense | $287,000 | 2,533 |
| Net interest income | $2,183,000 | 2,506 |
| Provision for loan and lease losses | $175,000 | 1,039 |
| Total noninterest income | $267,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $160,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,247 |
| Total noninterest expense | $1,611,000 | 2,643 |
| Salaries and employee benefits | $897,000 | 2,682 |
| Premises and equipment expense | $110,000 | 3,474 |
| Additional noninterest expense | $604,000 | 2,265 |
| Pre-tax net operating income | $664,000 | 2,667 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $663,000 | 2,451 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $663,000 | 2,450 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $663,000 | 2,451 |
| Net charge-offs | $156,000 | 662 |
| Cash dividends | $1,369,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $664,000 | 2,440 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,710,000 | 2,502 |
| Total interest expense | $1,112,000 | 2,373 |
| Net interest income | $8,598,000 | 2,501 |
| Provision for loan and lease losses | $330,000 | 1,873 |
| Total noninterest income | $1,050,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $679,000 | 1,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,546 |
| Total noninterest expense | $6,579,000 | 2,609 |
| Salaries and employee benefits | $3,610,000 | 2,649 |
| Premises and equipment expense | $552,000 | 3,070 |
| Additional noninterest expense | $2,417,000 | 2,307 |
| Pre-tax net operating income | $2,739,000 | 2,618 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,738,000 | 2,194 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,738,000 | 2,193 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,738,000 | 2,194 |
| Net charge-offs | $287,000 | 1,521 |
| Cash dividends | $1,300,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,739,000 | 2,177 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 2,522 |
| Total interest expense | $818,000 | 2,377 |
| Net interest income | $6,424,000 | 2,520 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $725,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $511,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,893 |
| Total noninterest expense | $4,882,000 | 2,639 |
| Salaries and employee benefits | $2,650,000 | 2,706 |
| Premises and equipment expense | $416,000 | 3,094 |
| Additional noninterest expense | $1,816,000 | 2,309 |
| Pre-tax net operating income | $2,087,000 | 2,661 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,086,000 | 2,331 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,086,000 | 2,330 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,086,000 | 2,331 |
| Net charge-offs | $141,000 | 1,659 |
| Cash dividends | $1,300,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,087,000 | 2,303 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 2,544 |
| Total interest expense | $531,000 | 2,373 |
| Net interest income | $4,215,000 | 2,539 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $441,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $333,000 | 1,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,204 |
| Total noninterest expense | $3,213,000 | 2,670 |
| Salaries and employee benefits | $1,691,000 | 2,813 |
| Premises and equipment expense | $277,000 | 3,105 |
| Additional noninterest expense | $1,245,000 | 2,254 |
| Pre-tax net operating income | $1,443,000 | 2,551 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,443,000 | 2,214 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,443,000 | 2,215 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,443,000 | 2,215 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $1,300,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,443,000 | 2,186 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 2,580 |
| Total interest expense | $259,000 | 2,395 |
| Net interest income | $2,060,000 | 2,584 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $207,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $167,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,538 |
| Total noninterest expense | $1,530,000 | 2,785 |
| Salaries and employee benefits | $827,000 | 2,879 |
| Premises and equipment expense | $103,000 | 3,693 |
| Additional noninterest expense | $600,000 | 2,321 |
| Pre-tax net operating income | $737,000 | 2,443 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $737,000 | 2,116 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $737,000 | 2,117 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $737,000 | 2,117 |
| Net charge-offs | $51,000 | 1,313 |
| Cash dividends | $1,300,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $737,000 | 2,086 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 2,543 |
| Total interest expense | $1,042,000 | 2,352 |
| Net interest income | $8,310,000 | 2,538 |
| Provision for loan and lease losses | $260,000 | 2,141 |
| Total noninterest income | $1,003,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $708,000 | 1,595 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $295,000 | 3,947 |
| Total noninterest expense | $6,500,000 | 2,697 |
| Salaries and employee benefits | $3,404,000 | 2,806 |
| Premises and equipment expense | $426,000 | 3,672 |
| Additional noninterest expense | $2,670,000 | 2,180 |
| Pre-tax net operating income | $2,553,000 | 2,643 |
| Securities gains (losses) | $-6,000 | 5,603 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,547,000 | 2,377 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,547,000 | 2,374 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,547,000 | 2,376 |
| Net charge-offs | $477,000 | 1,111 |
| Cash dividends | $1,300,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,553,000 | 2,320 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 2,564 |
| Total interest expense | $785,000 | 2,339 |
| Net interest income | $6,210,000 | 2,558 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $753,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $518,000 | 1,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $235,000 | 3,910 |
| Total noninterest expense | $4,915,000 | 2,682 |
| Salaries and employee benefits | $2,576,000 | 2,786 |
| Premises and equipment expense | $322,000 | 3,682 |
| Additional noninterest expense | $2,017,000 | 2,165 |
| Pre-tax net operating income | $1,898,000 | 2,710 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,904,000 | 2,421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,904,000 | 2,420 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,904,000 | 2,421 |
| Net charge-offs | $408,000 | 918 |
| Cash dividends | $1,300,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,898,000 | 2,368 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,653,000 | 2,561 |
| Total interest expense | $523,000 | 2,353 |
| Net interest income | $4,130,000 | 2,574 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $483,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $327,000 | 1,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 3,930 |
| Total noninterest expense | $3,258,000 | 2,701 |
| Salaries and employee benefits | $1,712,000 | 2,813 |
| Premises and equipment expense | $204,000 | 3,786 |
| Additional noninterest expense | $1,342,000 | 2,191 |
| Pre-tax net operating income | $1,255,000 | 2,696 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,261,000 | 2,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,261,000 | 2,415 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,261,000 | 2,415 |
| Net charge-offs | $372,000 | 737 |
| Cash dividends | $1,300,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,255,000 | 2,360 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 2,567 |
| Total interest expense | $266,000 | 2,342 |
| Net interest income | $2,053,000 | 2,579 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $229,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $156,000 | 1,747 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $73,000 | 3,974 |
| Total noninterest expense | $1,634,000 | 2,698 |
| Salaries and employee benefits | $836,000 | 2,859 |
| Premises and equipment expense | $105,000 | 3,775 |
| Additional noninterest expense | $693,000 | 2,116 |
| Pre-tax net operating income | $648,000 | 2,611 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $647,000 | 2,324 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $647,000 | 2,324 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $647,000 | 2,324 |
| Net charge-offs | $224,000 | 608 |
| Cash dividends | $1,300,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $648,000 | 2,275 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 2,460 |
| Total interest expense | $1,171,000 | 2,160 |
| Net interest income | $8,374,000 | 2,495 |
| Provision for loan and lease losses | $320,000 | 1,838 |
| Total noninterest income | $873,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $672,000 | 1,707 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $201,000 | 4,459 |
| Total noninterest expense | $6,349,000 | 2,749 |
| Salaries and employee benefits | $3,120,000 | 2,961 |
| Premises and equipment expense | $479,000 | 3,565 |
| Additional noninterest expense | $2,750,000 | 2,165 |
| Pre-tax net operating income | $2,578,000 | 2,574 |
| Securities gains (losses) | $23,000 | 2,161 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,601,000 | 2,270 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,601,000 | 2,270 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,601,000 | 2,271 |
| Net charge-offs | $302,000 | 1,595 |
| Cash dividends | $598,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,578,000 | 2,248 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 2,472 |
| Total interest expense | $891,000 | 2,155 |
| Net interest income | $6,283,000 | 2,501 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $650,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $503,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 4,514 |
| Total noninterest expense | $4,782,000 | 2,753 |
| Salaries and employee benefits | $2,373,000 | 2,953 |
| Premises and equipment expense | $365,000 | 3,582 |
| Additional noninterest expense | $2,044,000 | 2,165 |
| Pre-tax net operating income | $1,926,000 | 2,632 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,926,000 | 2,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,926,000 | 2,332 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,926,000 | 2,332 |
| Net charge-offs | $308,000 | 1,181 |
| Cash dividends | $598,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,926,000 | 2,295 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,482 |
| Total interest expense | $602,000 | 2,148 |
| Net interest income | $4,175,000 | 2,505 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $432,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $329,000 | 1,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,489 |
| Total noninterest expense | $3,156,000 | 2,790 |
| Salaries and employee benefits | $1,581,000 | 2,974 |
| Premises and equipment expense | $235,000 | 3,680 |
| Additional noninterest expense | $1,340,000 | 2,194 |
| Pre-tax net operating income | $1,301,000 | 2,586 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,301,000 | 2,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,301,000 | 2,291 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,301,000 | 2,291 |
| Net charge-offs | $118,000 | 1,577 |
| Cash dividends | $598,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,301,000 | 2,242 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 2,509 |
| Total interest expense | $306,000 | 2,135 |
| Net interest income | $2,055,000 | 2,538 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $227,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $160,000 | 1,743 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $67,000 | 4,158 |
| Total noninterest expense | $1,570,000 | 2,806 |
| Salaries and employee benefits | $787,000 | 2,999 |
| Premises and equipment expense | $119,000 | 3,675 |
| Additional noninterest expense | $664,000 | 2,202 |
| Pre-tax net operating income | $612,000 | 2,647 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $612,000 | 2,358 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $612,000 | 2,360 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $612,000 | 2,360 |
| Net charge-offs | $103,000 | 1,099 |
| Cash dividends | $598,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $612,000 | 2,291 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,215,000 | 2,355 |
| Total interest expense | $1,468,000 | 1,923 |
| Net interest income | $8,747,000 | 2,424 |
| Provision for loan and lease losses | $675,000 | 1,163 |
| Total noninterest income | $-124,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $682,000 | 1,785 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-806,000 | 6,484 |
| Total noninterest expense | $6,529,000 | 2,752 |
| Salaries and employee benefits | $2,918,000 | 3,139 |
| Premises and equipment expense | $452,000 | 3,842 |
| Additional noninterest expense | $3,159,000 | 1,942 |
| Pre-tax net operating income | $1,419,000 | 3,580 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,419,000 | 3,337 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,419,000 | 3,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,419,000 | 3,338 |
| Net charge-offs | $836,000 | 1,041 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,419,000 | 3,287 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 2,349 |
| Total interest expense | $1,134,000 | 1,897 |
| Net interest income | $6,596,000 | 2,424 |
| Provision for loan and lease losses | $575,000 | 1,030 |
| Total noninterest income | $-368,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $510,000 | 1,803 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-878,000 | 6,566 |
| Total noninterest expense | $4,796,000 | 2,804 |
| Salaries and employee benefits | $2,176,000 | 3,167 |
| Premises and equipment expense | $340,000 | 3,902 |
| Additional noninterest expense | $2,280,000 | 2,009 |
| Pre-tax net operating income | $857,000 | 4,015 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $857,000 | 3,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $857,000 | 3,796 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $857,000 | 3,798 |
| Net charge-offs | $752,000 | 847 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $857,000 | 3,735 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 2,332 |
| Total interest expense | $782,000 | 1,876 |
| Net interest income | $4,397,000 | 2,418 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $-467,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $324,000 | 1,840 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-791,000 | 6,647 |
| Total noninterest expense | $3,193,000 | 2,828 |
| Salaries and employee benefits | $1,446,000 | 3,196 |
| Premises and equipment expense | $229,000 | 3,908 |
| Additional noninterest expense | $1,518,000 | 2,005 |
| Pre-tax net operating income | $462,000 | 4,301 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $462,000 | 4,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $462,000 | 4,087 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $462,000 | 4,086 |
| Net charge-offs | $285,000 | 1,293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $462,000 | 4,026 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 2,285 |
| Total interest expense | $407,000 | 1,834 |
| Net interest income | $2,229,000 | 2,360 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $-154,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $156,000 | 1,875 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-310,000 | 6,708 |
| Total noninterest expense | $1,628,000 | 2,801 |
| Salaries and employee benefits | $729,000 | 3,204 |
| Premises and equipment expense | $125,000 | 3,763 |
| Additional noninterest expense | $774,000 | 1,944 |
| Pre-tax net operating income | $247,000 | 4,123 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $247,000 | 3,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,886 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $247,000 | 3,886 |
| Net charge-offs | $233,000 | 857 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $247,000 | 3,846 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,936,000 | 2,226 |
| Total interest expense | $2,120,000 | 1,620 |
| Net interest income | $8,816,000 | 2,383 |
| Provision for loan and lease losses | $2,095,000 | 603 |
| Total noninterest income | $468,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $781,000 | 1,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-313,000 | 6,705 |
| Total noninterest expense | $6,646,000 | 2,745 |
| Salaries and employee benefits | $2,891,000 | 3,194 |
| Premises and equipment expense | $516,000 | 3,663 |
| Additional noninterest expense | $3,239,000 | 1,953 |
| Pre-tax net operating income | $543,000 | 4,913 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $543,000 | 4,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $543,000 | 4,805 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $543,000 | 4,805 |
| Net charge-offs | $2,418,000 | 650 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $543,000 | 4,736 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 2,223 |
| Total interest expense | $1,674,000 | 1,569 |
| Net interest income | $6,622,000 | 2,391 |
| Provision for loan and lease losses | $1,650,000 | 585 |
| Total noninterest income | $388,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $583,000 | 1,685 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-195,000 | 6,793 |
| Total noninterest expense | $4,949,000 | 2,770 |
| Salaries and employee benefits | $2,174,000 | 3,200 |
| Premises and equipment expense | $403,000 | 3,599 |
| Additional noninterest expense | $2,372,000 | 1,975 |
| Pre-tax net operating income | $411,000 | 4,988 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $411,000 | 4,881 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $411,000 | 4,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $411,000 | 4,882 |
| Net charge-offs | $2,162,000 | 564 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $411,000 | 4,787 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,577,000 | 2,209 |
| Total interest expense | $1,171,000 | 1,530 |
| Net interest income | $4,406,000 | 2,377 |
| Provision for loan and lease losses | $1,175,000 | 595 |
| Total noninterest income | $328,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $380,000 | 1,692 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-52,000 | 6,759 |
| Total noninterest expense | $3,308,000 | 2,763 |
| Salaries and employee benefits | $1,445,000 | 3,223 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $1,600,000 | 1,952 |
| Pre-tax net operating income | $251,000 | 5,059 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $251,000 | 4,996 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,999 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $251,000 | 5,000 |
| Net charge-offs | $1,640,000 | 536 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $251,000 | 4,874 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 2,216 |
| Total interest expense | $617,000 | 1,498 |
| Net interest income | $2,194,000 | 2,390 |
| Provision for loan and lease losses | $725,000 | 526 |
| Total noninterest income | $281,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $190,000 | 1,677 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,900 |
| Total noninterest expense | $1,635,000 | 2,821 |
| Salaries and employee benefits | $701,000 | 3,320 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $808,000 | 1,940 |
| Pre-tax net operating income | $115,000 | 5,156 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $115,000 | 5,071 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $115,000 | 5,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $115,000 | 5,073 |
| Net charge-offs | $889,000 | 518 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $115,000 | 4,963 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,007,000 | 2,178 |
| Total interest expense | $2,815,000 | 1,575 |
| Net interest income | $9,192,000 | 2,337 |
| Provision for loan and lease losses | $1,448,000 | 1,360 |
| Total noninterest income | $-360,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $859,000 | 1,596 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,219,000 | 7,009 |
| Total noninterest expense | $6,695,000 | 2,775 |
| Salaries and employee benefits | $2,974,000 | 3,145 |
| Premises and equipment expense | $406,000 | 4,279 |
| Additional noninterest expense | $3,315,000 | 1,972 |
| Pre-tax net operating income | $689,000 | 4,530 |
| Securities gains (losses) | $-160,000 | 6,944 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $529,000 | 4,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $529,000 | 4,862 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $529,000 | 4,863 |
| Net charge-offs | $2,330,000 | 1,035 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $689,000 | 4,319 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,064,000 | 2,205 |
| Total interest expense | $2,135,000 | 1,634 |
| Net interest income | $6,929,000 | 2,367 |
| Provision for loan and lease losses | $1,223,000 | 1,244 |
| Total noninterest income | $-65,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $636,000 | 1,635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-701,000 | 7,108 |
| Total noninterest expense | $5,026,000 | 2,775 |
| Salaries and employee benefits | $2,289,000 | 3,106 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $2,455,000 | 2,005 |
| Pre-tax net operating income | $615,000 | 4,416 |
| Securities gains (losses) | $-160,000 | 7,055 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $455,000 | 4,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $455,000 | 4,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $455,000 | 4,781 |
| Net charge-offs | $2,095,000 | 901 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $615,000 | 4,152 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 2,219 |
| Total interest expense | $1,419,000 | 1,692 |
| Net interest income | $4,603,000 | 2,367 |
| Provision for loan and lease losses | $1,093,000 | 1,024 |
| Total noninterest income | $-127,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $404,000 | 1,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-531,000 | 7,167 |
| Total noninterest expense | $3,234,000 | 2,860 |
| Salaries and employee benefits | $1,421,000 | 3,283 |
| Premises and equipment expense | $206,000 | 4,305 |
| Additional noninterest expense | $1,607,000 | 2,029 |
| Pre-tax net operating income | $149,000 | 5,598 |
| Securities gains (losses) | $-160,000 | 7,131 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-11,000 | 6,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-11,000 | 6,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-11,000 | 6,479 |
| Net charge-offs | $729,000 | 1,397 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $149,000 | 5,456 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 2,242 |
| Total interest expense | $794,000 | 1,578 |
| Net interest income | $2,223,000 | 2,464 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $104,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $192,000 | 1,763 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-88,000 | 7,150 |
| Total noninterest expense | $1,596,000 | 2,908 |
| Salaries and employee benefits | $642,000 | 3,564 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $836,000 | 1,963 |
| Pre-tax net operating income | $356,000 | 3,523 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $356,000 | 3,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $356,000 | 3,319 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $356,000 | 3,319 |
| Net charge-offs | $207,000 | 1,821 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $356,000 | 3,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,499,000 | 2,239 |
| Total interest expense | $3,840,000 | 1,583 |
| Net interest income | $8,659,000 | 2,536 |
| Provision for loan and lease losses | $3,894,000 | 971 |
| Total noninterest income | $277,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $878,000 | 1,659 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-601,000 | 7,118 |
| Total noninterest expense | $6,457,000 | 2,879 |
| Salaries and employee benefits | $2,580,000 | 3,472 |
| Premises and equipment expense | $467,000 | 4,221 |
| Additional noninterest expense | $3,410,000 | 1,972 |
| Pre-tax net operating income | $-1,415,000 | 6,689 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,415,000 | 6,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,415,000 | 6,744 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,415,000 | 6,744 |
| Net charge-offs | $3,708,000 | 1,038 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,415,000 | 6,709 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,414,000 | 2,253 |
| Total interest expense | $2,955,000 | 1,602 |
| Net interest income | $6,459,000 | 2,562 |
| Provision for loan and lease losses | $3,494,000 | 825 |
| Total noninterest income | $708,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $650,000 | 1,678 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $4,828,000 | 2,887 |
| Salaries and employee benefits | $1,928,000 | 3,490 |
| Premises and equipment expense | $357,000 | 4,207 |
| Additional noninterest expense | $2,543,000 | 1,990 |
| Pre-tax net operating income | $-1,155,000 | 6,836 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,155,000 | 6,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,155,000 | 6,902 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,155,000 | 6,901 |
| Net charge-offs | $2,973,000 | 958 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,155,000 | 6,866 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,266 |
| Total interest expense | $1,988,000 | 1,636 |
| Net interest income | $4,271,000 | 2,581 |
| Provision for loan and lease losses | $2,295,000 | 841 |
| Total noninterest income | $390,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $403,000 | 1,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-13,000 | 7,038 |
| Total noninterest expense | $3,209,000 | 2,912 |
| Salaries and employee benefits | $1,279,000 | 3,522 |
| Premises and equipment expense | $238,000 | 4,241 |
| Additional noninterest expense | $1,692,000 | 2,018 |
| Pre-tax net operating income | $-843,000 | 6,928 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-843,000 | 6,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-843,000 | 6,982 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-843,000 | 6,983 |
| Net charge-offs | $1,114,000 | 1,382 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-843,000 | 6,967 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 2,361 |
| Total interest expense | $1,000,000 | 1,681 |
| Net interest income | $2,035,000 | 2,690 |
| Provision for loan and lease losses | $929,000 | 909 |
| Total noninterest income | $108,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $188,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-80,000 | 7,342 |
| Total noninterest expense | $1,602,000 | 2,927 |
| Salaries and employee benefits | $641,000 | 3,546 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $845,000 | 2,002 |
| Pre-tax net operating income | $-388,000 | 7,019 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-388,000 | 7,063 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-388,000 | 7,064 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-388,000 | 7,064 |
| Net charge-offs | $586,000 | 1,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-388,000 | 7,052 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,164,000 | 2,286 |
| Total interest expense | $4,726,000 | 1,724 |
| Net interest income | $8,438,000 | 2,597 |
| Provision for loan and lease losses | $3,175,000 | 1,568 |
| Total noninterest income | $1,121,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $804,000 | 1,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 3,867 |
| Total noninterest expense | $6,363,000 | 2,962 |
| Salaries and employee benefits | $2,574,000 | 3,506 |
| Premises and equipment expense | $537,000 | 4,010 |
| Additional noninterest expense | $3,252,000 | 2,140 |
| Pre-tax net operating income | $21,000 | 5,702 |
| Securities gains (losses) | $-4,000 | 6,965 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $17,000 | 5,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,000 | 5,908 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $17,000 | 5,908 |
| Net charge-offs | $2,877,000 | 1,501 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $21,000 | 5,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 2,331 |
| Total interest expense | $3,610,000 | 1,769 |
| Net interest income | $6,304,000 | 2,632 |
| Provision for loan and lease losses | $2,305,000 | 1,510 |
| Total noninterest income | $779,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $598,000 | 1,889 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $181,000 | 4,344 |
| Total noninterest expense | $4,653,000 | 3,023 |
| Salaries and employee benefits | $1,926,000 | 3,544 |
| Premises and equipment expense | $403,000 | 4,077 |
| Additional noninterest expense | $2,324,000 | 2,206 |
| Pre-tax net operating income | $125,000 | 5,524 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $121,000 | 5,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $121,000 | 5,643 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $121,000 | 5,643 |
| Net charge-offs | $1,761,000 | 1,631 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $125,000 | 5,466 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 2,365 |
| Total interest expense | $2,463,000 | 1,794 |
| Net interest income | $4,110,000 | 2,693 |
| Provision for loan and lease losses | $1,400,000 | 1,588 |
| Total noninterest income | $496,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $397,000 | 1,899 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $3,117,000 | 3,015 |
| Salaries and employee benefits | $1,329,000 | 3,470 |
| Premises and equipment expense | $253,000 | 4,249 |
| Additional noninterest expense | $1,535,000 | 2,212 |
| Pre-tax net operating income | $89,000 | 5,563 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $90,000 | 5,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,611 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $90,000 | 5,610 |
| Net charge-offs | $1,443,000 | 1,399 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,000 | 5,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,407 |
| Total interest expense | $1,278,000 | 1,817 |
| Net interest income | $2,035,000 | 2,734 |
| Provision for loan and lease losses | $525,000 | 1,766 |
| Total noninterest income | $173,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $187,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-14,000 | 7,588 |
| Total noninterest expense | $1,630,000 | 2,920 |
| Salaries and employee benefits | $667,000 | 3,514 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $831,000 | 2,044 |
| Pre-tax net operating income | $53,000 | 5,622 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $62,000 | 5,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $62,000 | 5,516 |
| Net charge-offs | $661,000 | 1,380 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,800,000 | 2,422 |
| Total interest expense | $6,490,000 | 1,799 |
| Net interest income | $7,310,000 | 2,950 |
| Provision for loan and lease losses | $1,985,000 | 2,485 |
| Total noninterest income | $1,404,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $852,000 | 1,944 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $552,000 | 3,036 |
| Total noninterest expense | $6,585,000 | 2,953 |
| Salaries and employee benefits | $2,702,000 | 3,476 |
| Premises and equipment expense | $488,000 | 4,442 |
| Additional noninterest expense | $3,395,000 | 2,107 |
| Pre-tax net operating income | $144,000 | 4,960 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $144,000 | 5,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $144,000 | 5,007 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $144,000 | 5,007 |
| Net charge-offs | $1,423,000 | 2,438 |
| Cash dividends | $226,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $144,000 | 4,944 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,392,000 | 2,441 |
| Total interest expense | $5,008,000 | 1,823 |
| Net interest income | $5,384,000 | 2,992 |
| Provision for loan and lease losses | $835,000 | 3,050 |
| Total noninterest income | $957,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $629,000 | 1,978 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $328,000 | 3,482 |
| Total noninterest expense | $4,711,000 | 3,077 |
| Salaries and employee benefits | $2,024,000 | 3,503 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $2,325,000 | 2,245 |
| Pre-tax net operating income | $795,000 | 3,121 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $795,000 | 2,871 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $795,000 | 2,867 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $795,000 | 2,871 |
| Net charge-offs | $673,000 | 2,674 |
| Cash dividends | $226,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $795,000 | 2,815 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 2,427 |
| Total interest expense | $3,426,000 | 1,870 |
| Net interest income | $3,663,000 | 2,929 |
| Provision for loan and lease losses | $535,000 | 2,886 |
| Total noninterest income | $605,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $394,000 | 2,046 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $211,000 | 3,578 |
| Total noninterest expense | $3,096,000 | 3,142 |
| Salaries and employee benefits | $1,347,000 | 3,562 |
| Premises and equipment expense | $244,000 | 4,523 |
| Additional noninterest expense | $1,505,000 | 2,329 |
| Pre-tax net operating income | $637,000 | 2,920 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $637,000 | 2,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 2,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $637,000 | 2,664 |
| Net charge-offs | $183,000 | 3,534 |
| Cash dividends | $126,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $637,000 | 2,577 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 2,389 |
| Total interest expense | $1,736,000 | 1,916 |
| Net interest income | $1,895,000 | 2,844 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $301,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,523,000 | 3,101 |
| Salaries and employee benefits | $690,000 | 3,513 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $705,000 | 2,218 |
| Pre-tax net operating income | $538,000 | 2,241 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $538,000 | 1,988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 1,989 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $538,000 | 1,989 |
| Net charge-offs | $80,000 | 3,104 |
| Cash dividends | $126,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $538,000 | 1,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,070,000 | 2,213 |
| Total interest expense | $8,244,000 | 1,908 |
| Net interest income | $8,826,000 | 2,469 |
| Provision for loan and lease losses | $1,232,000 | 2,427 |
| Total noninterest income | $1,438,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $894,000 | 1,929 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $544,000 | 3,042 |
| Total noninterest expense | $6,022,000 | 3,063 |
| Salaries and employee benefits | $3,042,000 | 3,210 |
| Premises and equipment expense | $508,000 | 4,419 |
| Additional noninterest expense | $2,472,000 | 2,369 |
| Pre-tax net operating income | $3,010,000 | 1,793 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,010,000 | 1,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,010,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 2,552 |
| Cash dividends | $1,074,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,010,000 | 1,456 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,144,000 | 2,218 |
| Total interest expense | $6,313,000 | 1,951 |
| Net interest income | $6,831,000 | 2,423 |
| Provision for loan and lease losses | $805,000 | 2,091 |
| Total noninterest income | $1,056,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $674,000 | 1,928 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $382,000 | 3,260 |
| Total noninterest expense | $4,708,000 | 2,927 |
| Salaries and employee benefits | $2,536,000 | 2,943 |
| Premises and equipment expense | $374,000 | 4,484 |
| Additional noninterest expense | $1,798,000 | 2,369 |
| Pre-tax net operating income | $2,374,000 | 2,017 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,374,000 | 1,528 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,374,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,965 |
| Cash dividends | $1,074,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,374,000 | 1,614 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,962,000 | 2,191 |
| Total interest expense | $4,345,000 | 1,992 |
| Net interest income | $4,617,000 | 2,375 |
| Provision for loan and lease losses | $270,000 | 2,708 |
| Total noninterest income | $652,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $443,000 | 1,931 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $209,000 | 3,679 |
| Total noninterest expense | $3,101,000 | 2,964 |
| Salaries and employee benefits | $1,640,000 | 3,069 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $1,218,000 | 2,308 |
| Pre-tax net operating income | $1,898,000 | 1,756 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,898,000 | 1,457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,898,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,437 |
| Cash dividends | $1,074,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,898,000 | 1,424 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 2,136 |
| Total interest expense | $2,372,000 | 1,957 |
| Net interest income | $2,366,000 | 2,328 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $286,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $214,000 | 1,963 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $1,525,000 | 3,010 |
| Salaries and employee benefits | $811,000 | 3,125 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $595,000 | 2,328 |
| Pre-tax net operating income | $992,000 | 1,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $992,000 | 1,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $992,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,826 |
| Cash dividends | $665,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $992,000 | 1,446 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,549,000 | 2,041 |
| Total interest expense | $9,524,000 | 2,012 |
| Net interest income | $11,025,000 | 2,057 |
| Provision for loan and lease losses | $265,000 | 3,404 |
| Total noninterest income | $1,788,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $947,000 | 1,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $841,000 | 2,494 |
| Total noninterest expense | $6,441,000 | 2,774 |
| Salaries and employee benefits | $3,409,000 | 2,878 |
| Premises and equipment expense | $498,000 | 4,374 |
| Additional noninterest expense | $2,534,000 | 2,156 |
| Pre-tax net operating income | $6,107,000 | 1,376 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $6,107,000 | 1,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,107,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,664 |
| Cash dividends | $4,158,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,107,000 | 1,049 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,578,000 | 2,032 |
| Total interest expense | $7,011,000 | 2,040 |
| Net interest income | $8,567,000 | 2,006 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $1,144,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $702,000 | 1,853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $442,000 | 3,039 |
| Total noninterest expense | $4,687,000 | 2,834 |
| Salaries and employee benefits | $2,364,000 | 3,077 |
| Premises and equipment expense | $371,000 | 4,385 |
| Additional noninterest expense | $1,952,000 | 2,062 |
| Pre-tax net operating income | $4,819,000 | 1,403 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,819,000 | 1,094 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,819,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $2,958,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,819,000 | 1,071 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 2,055 |
| Total interest expense | $4,529,000 | 2,102 |
| Net interest income | $5,800,000 | 2,006 |
| Provision for loan and lease losses | $145,000 | 2,710 |
| Total noninterest income | $791,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $461,000 | 1,886 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $330,000 | 2,871 |
| Total noninterest expense | $3,157,000 | 2,833 |
| Salaries and employee benefits | $1,579,000 | 3,108 |
| Premises and equipment expense | $243,000 | 4,462 |
| Additional noninterest expense | $1,335,000 | 2,016 |
| Pre-tax net operating income | $3,289,000 | 1,428 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,289,000 | 1,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,289,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,451 |
| Cash dividends | $1,848,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,289,000 | 1,073 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 2,063 |
| Total interest expense | $2,244,000 | 2,107 |
| Net interest income | $2,894,000 | 2,009 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $383,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $214,000 | 1,950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $169,000 | 2,811 |
| Total noninterest expense | $1,590,000 | 2,828 |
| Salaries and employee benefits | $831,000 | 2,973 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $633,000 | 2,074 |
| Pre-tax net operating income | $1,602,000 | 1,454 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,602,000 | 1,099 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,602,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,755 |
| Cash dividends | $1,074,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,602,000 | 1,083 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,901,000 | 2,088 |
| Total interest expense | $7,353,000 | 2,197 |
| Net interest income | $11,548,000 | 2,007 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $1,917,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $996,000 | 1,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $921,000 | 2,353 |
| Total noninterest expense | $6,066,000 | 2,850 |
| Salaries and employee benefits | $3,111,000 | 3,030 |
| Premises and equipment expense | $476,000 | 4,411 |
| Additional noninterest expense | $2,479,000 | 2,120 |
| Pre-tax net operating income | $6,859,000 | 1,434 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $6,859,000 | 1,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,859,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $4,597,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,859,000 | 1,068 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,840,000 | 2,120 |
| Total interest expense | $5,214,000 | 2,241 |
| Net interest income | $8,626,000 | 2,032 |
| Provision for loan and lease losses | $405,000 | 1,679 |
| Total noninterest income | $1,352,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $749,000 | 1,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $603,000 | 2,559 |
| Total noninterest expense | $4,397,000 | 2,924 |
| Salaries and employee benefits | $2,130,000 | 3,283 |
| Premises and equipment expense | $358,000 | 4,405 |
| Additional noninterest expense | $1,909,000 | 2,060 |
| Pre-tax net operating income | $5,176,000 | 1,464 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,176,000 | 1,112 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,176,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $3,079,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,176,000 | 1,102 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 2,155 |
| Total interest expense | $3,227,000 | 2,292 |
| Net interest income | $5,669,000 | 2,069 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $846,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $495,000 | 1,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 2,753 |
| Total noninterest expense | $2,839,000 | 3,020 |
| Salaries and employee benefits | $1,393,000 | 3,337 |
| Premises and equipment expense | $231,000 | 4,493 |
| Additional noninterest expense | $1,215,000 | 2,144 |
| Pre-tax net operating income | $3,406,000 | 1,483 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,406,000 | 1,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,406,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $1,847,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,406,000 | 1,110 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 2,192 |
| Total interest expense | $1,528,000 | 2,298 |
| Net interest income | $2,754,000 | 2,110 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $427,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $258,000 | 1,640 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,759 |
| Total noninterest expense | $1,368,000 | 3,121 |
| Salaries and employee benefits | $662,000 | 3,494 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $595,000 | 2,170 |
| Pre-tax net operating income | $1,678,000 | 1,470 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,678,000 | 1,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,678,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $1,125,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,678,000 | 1,098 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,226,000 | 2,320 |
| Total interest expense | $4,672,000 | 2,347 |
| Net interest income | $9,554,000 | 2,315 |
| Provision for loan and lease losses | $530,000 | 1,805 |
| Total noninterest income | $1,323,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,039,000 | 1,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $284,000 | 4,459 |
| Total noninterest expense | $5,239,000 | 3,115 |
| Salaries and employee benefits | $2,728,000 | 3,233 |
| Premises and equipment expense | $536,000 | 3,979 |
| Additional noninterest expense | $1,975,000 | 2,529 |
| Pre-tax net operating income | $5,108,000 | 1,830 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,108,000 | 1,390 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,108,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,433 |
| Cash dividends | $3,439,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,108,000 | 1,380 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 3,246 |
| Total interest expense | $2,385,000 | 3,036 |
| Net interest income | $4,702,000 | 3,304 |
| Provision for loan and lease losses | $395,000 | 1,742 |
| Total noninterest income | $548,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $459,000 | 2,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $2,336,000 | 4,638 |
| Salaries and employee benefits | $1,135,000 | 5,003 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $936,000 | 3,687 |
| Pre-tax net operating income | $2,519,000 | 2,559 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,519,000 | 2,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,519,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,918 |
| Cash dividends | $1,464,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,519,000 | 2,014 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,366 |
| Total interest expense | $1,447,000 | 3,136 |
| Net interest income | $2,958,000 | 3,437 |
| Provision for loan and lease losses | $260,000 | 1,721 |
| Total noninterest income | $365,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $296,000 | 2,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $69,000 | 5,906 |
| Total noninterest expense | $1,514,000 | 4,699 |
| Salaries and employee benefits | $750,000 | 5,020 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $585,000 | 3,883 |
| Pre-tax net operating income | $1,549,000 | 2,687 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,549,000 | 2,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,549,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $843,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,549,000 | 2,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,486 |
| Total interest expense | $660,000 | 3,260 |
| Net interest income | $1,412,000 | 3,580 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $773,000 | 4,663 |
| Salaries and employee benefits | $384,000 | 4,970 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $299,000 | 3,812 |
| Pre-tax net operating income | $703,000 | 2,854 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $703,000 | 2,322 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $703,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $471,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $703,000 | 2,280 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 3,976 |
| Total interest expense | $1,779,000 | 4,006 |
| Net interest income | $4,834,000 | 3,900 |
| Provision for loan and lease losses | $420,000 | 2,272 |
| Total noninterest income | $748,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $613,000 | 2,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,890 |
| Total noninterest expense | $2,790,000 | 4,910 |
| Salaries and employee benefits | $1,536,000 | 4,864 |
| Premises and equipment expense | $361,000 | 5,101 |
| Additional noninterest expense | $893,000 | 4,732 |
| Pre-tax net operating income | $2,372,000 | 3,130 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,372,000 | 2,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,372,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,998 |
| Cash dividends | $1,588,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,372,000 | 2,484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 4,127 |
| Total interest expense | $1,195,000 | 4,302 |
| Net interest income | $3,484,000 | 4,021 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $525,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $447,000 | 2,737 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 6,347 |
| Total noninterest expense | $1,996,000 | 5,038 |
| Salaries and employee benefits | $1,073,000 | 5,057 |
| Premises and equipment expense | $270,000 | 5,086 |
| Additional noninterest expense | $653,000 | 4,763 |
| Pre-tax net operating income | $1,698,000 | 3,297 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,698,000 | 2,673 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,698,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,531 |
| Cash dividends | $990,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,698,000 | 2,615 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 4,300 |
| Total interest expense | $721,000 | 4,593 |
| Net interest income | $2,234,000 | 4,138 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $328,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $286,000 | 2,822 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $1,303,000 | 5,133 |
| Salaries and employee benefits | $700,000 | 5,166 |
| Premises and equipment expense | $163,000 | 5,430 |
| Additional noninterest expense | $440,000 | 4,757 |
| Pre-tax net operating income | $1,049,000 | 3,427 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,049,000 | 2,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,049,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,195 |
| Cash dividends | $559,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,049,000 | 2,744 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,469 |
| Total interest expense | $350,000 | 4,704 |
| Net interest income | $1,058,000 | 4,310 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 2,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $647,000 | 5,183 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $232,000 | 4,564 |
| Pre-tax net operating income | $467,000 | 3,700 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $467,000 | 3,107 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $312,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $467,000 | 2,988 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 4,780 |
| Total interest expense | $1,540,000 | 4,795 |
| Net interest income | $3,622,000 | 4,680 |
| Provision for loan and lease losses | $295,000 | 3,238 |
| Total noninterest income | $601,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $519,000 | 2,997 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $2,502,000 | 5,208 |
| Salaries and employee benefits | $1,387,000 | 5,119 |
| Premises and equipment expense | $276,000 | 5,914 |
| Additional noninterest expense | $839,000 | 4,899 |
| Pre-tax net operating income | $1,420,000 | 4,263 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $-45,000 | 8,858 |
| Income before extraordinary items | $1,501,000 | 3,561 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,501,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,873 |
| Cash dividends | $1,034,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,471,000 | 3,450 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 4,909 |
| Total interest expense | $1,217,000 | 4,774 |
| Net interest income | $2,583,000 | 4,858 |
| Provision for loan and lease losses | $265,000 | 2,760 |
| Total noninterest income | $442,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $375,000 | 3,100 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $1,797,000 | 5,338 |
| Salaries and employee benefits | $980,000 | 5,315 |
| Premises and equipment expense | $190,000 | 6,129 |
| Additional noninterest expense | $627,000 | 4,861 |
| Pre-tax net operating income | $963,000 | 4,651 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $-45,000 | 9,011 |
| Income before extraordinary items | $1,038,000 | 3,895 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,038,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $618,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,008,000 | 3,802 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 4,918 |
| Total interest expense | $828,000 | 4,832 |
| Net interest income | $1,725,000 | 4,847 |
| Provision for loan and lease losses | $255,000 | 2,092 |
| Total noninterest income | $264,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $225,000 | 3,332 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $1,144,000 | 5,507 |
| Salaries and employee benefits | $649,000 | 5,365 |
| Premises and equipment expense | $107,000 | 6,600 |
| Additional noninterest expense | $388,000 | 5,118 |
| Pre-tax net operating income | $590,000 | 4,879 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-45,000 | 9,076 |
| Income before extraordinary items | $635,000 | 4,130 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $635,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $348,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $635,000 | 3,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,936 |
| Total interest expense | $417,000 | 4,913 |
| Net interest income | $861,000 | 4,839 |
| Provision for loan and lease losses | $205,000 | 1,334 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $533,000 | 5,781 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $248,000 | 5,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $248,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $171,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $248,000 | 4,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 4,870 |
| Total interest expense | $1,878,000 | 5,019 |
| Net interest income | $3,578,000 | 4,694 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $515,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $425,000 | 3,383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,648 |
| Total noninterest expense | $2,138,000 | 5,630 |
| Salaries and employee benefits | $1,111,000 | 5,771 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $806,000 | 4,897 |
| Pre-tax net operating income | $1,475,000 | 4,168 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,490,000 | 3,522 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,490,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,498 |
| Cash dividends | $990,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,475,000 | 3,443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 4,446 |
| Total interest expense | $3,632,000 | 4,094 |
| Net interest income | $3,347,000 | 4,696 |
| Provision for loan and lease losses | $670,000 | 1,736 |
| Total noninterest income | $550,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $2,090,000 | 5,583 |
| Salaries and employee benefits | $1,025,000 | 5,893 |
| Premises and equipment expense | $226,000 | 6,403 |
| Additional noninterest expense | $839,000 | 4,640 |
| Pre-tax net operating income | $1,137,000 | 4,560 |
| Securities gains (losses) | $-79,000 | 9,480 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $1,051,000 | 4,145 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,051,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,111 |
| Cash dividends | $1,360,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,129,210 | 3,833 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 4,167 |
| Total interest expense | $3,815,000 | 4,134 |
| Net interest income | $4,113,000 | 4,089 |
| Provision for loan and lease losses | $645,000 | 1,513 |
| Total noninterest income | $447,000 | 5,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $1,858,000 | 5,950 |
| Salaries and employee benefits | $998,000 | 5,924 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $665,000 | 5,380 |
| Pre-tax net operating income | $2,057,000 | 3,254 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,057,000 | 2,499 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,057,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,251 |
| Cash dividends | $1,028,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,057,000 | 2,502 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 4,363 |
| Total interest expense | $3,133,000 | 4,438 |
| Net interest income | $3,922,000 | 4,257 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $472,000 | 5,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $1,771,000 | 6,131 |
| Salaries and employee benefits | $877,000 | 6,415 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $2,443,000 | 2,847 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,446,000 | 2,140 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,446,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,692 |
| Cash dividends | $824,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,443,000 | 2,112 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 4,397 |
| Total interest expense | $3,368,000 | 4,294 |
| Net interest income | $3,624,000 | 4,452 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $506,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $1,644,000 | 6,336 |
| Salaries and employee benefits | $843,000 | 6,496 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $633,000 | 5,535 |
| Pre-tax net operating income | $2,346,000 | 2,943 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,346,000 | 2,222 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,346,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,605 |
| Cash dividends | $1,199,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,346,000 | 2,151 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 4,577 |
| Total interest expense | $3,241,000 | 4,407 |
| Net interest income | $3,614,000 | 4,618 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $501,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $1,535,000 | 6,698 |
| Salaries and employee benefits | $797,000 | 6,800 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $593,000 | 5,856 |
| Pre-tax net operating income | $2,430,000 | 2,981 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $177,000 | 7,222 |
| Income before extraordinary items | $2,294,000 | 2,295 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,294,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,217 |
| Cash dividends | $1,910,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,255,870 | 2,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 5,259 |
| Total interest expense | $2,916,000 | 4,909 |
| Net interest income | $2,961,000 | 5,495 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $685,000 | 4,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,887 |
| Total noninterest expense | $1,380,000 | 7,446 |
| Salaries and employee benefits | $708,000 | 7,481 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $541,000 | 6,757 |
| Pre-tax net operating income | $2,191,000 | 3,174 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $840,000 | 2,723 |
| Income before extraordinary items | $1,375,000 | 3,458 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,375,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $565,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,359,640 | 3,449 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 5,783 |
| Total interest expense | $2,636,000 | 5,331 |
| Net interest income | $2,617,000 | 6,103 |
| Provision for loan and lease losses | $193,000 | 3,096 |
| Total noninterest income | $604,000 | 4,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,300 |
| Total noninterest expense | $1,406,000 | 7,565 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $550,000 | 6,874 |
| Pre-tax net operating income | $1,622,000 | 4,179 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $489,000 | 4,266 |
| Income before extraordinary items | $1,139,000 | 4,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,139,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,784 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,134,800 | 4,115 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 6,317 |
| Total interest expense | $1,813,000 | 6,032 |
| Net interest income | $2,524,000 | 6,437 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $401,000 | 6,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,458,000 | 7,738 |
| Salaries and employee benefits | $710,000 | 7,799 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $620,000 | 6,893 |
| Pre-tax net operating income | $1,427,000 | 4,603 |
| Securities gains (losses) | $-60,000 | 11,176 |
| Applicable income taxes | $406,000 | 4,710 |
| Income before extraordinary items | $961,000 | 4,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $961,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 12,262 |
| Cash dividends | $285,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,003,000 | 4,579 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 7,328 |
| Total interest expense | $1,587,000 | 6,914 |
| Net interest income | $2,069,000 | 7,490 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $276,000 | 7,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,298,000 | 8,520 |
| Salaries and employee benefits | $615,000 | 8,675 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $564,000 | 7,653 |
| Pre-tax net operating income | $989,000 | 5,923 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $317,000 | 5,878 |
| Income before extraordinary items | $730,000 | 5,930 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $730,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $254,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $689,400 | 5,926 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 8,097 |
| Total interest expense | $1,688,000 | 7,923 |
| Net interest income | $1,869,000 | 8,134 |
| Provision for loan and lease losses | $136,000 | 6,368 |
| Total noninterest income | $340,000 | 7,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,184,000 | 9,120 |
| Salaries and employee benefits | $564,000 | 9,147 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $510,000 | 8,364 |
| Pre-tax net operating income | $889,000 | 6,149 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $671,000 | 6,096 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $671,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 5,631 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $681,780 | 5,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.