Home > The Citizens Bank > Income and Expense

The Citizens Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,670,0001,415
Total interest expense$1,658,0002,113
Net interest income$7,012,0001,185
Provision for loan and lease losses$02,775
Total noninterest income$1,324,0001,103
Gross Fiduciary activities income$0918
Service charges on deposit accounts$429,000668
Trading account gains and feesNANA
Additional Noninterest Income$895,0001,036
Total noninterest expense$4,193,0001,470
Salaries and employee benefits$2,044,0001,652
Premises and equipment expense$529,0001,222
Additional noninterest expense$895,0001,036
Pre-tax net operating income$4,143,000826
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$4,143,000716
Extraordinary gains, net$047
Net income$4,143,000729
Minority interest net income$065
Net income of bank and minority interests.$4,143,000716
Net charge-offs$15,0001,534
Cash dividends$2,000,000554
Sale, conversion, retirement of capital stock, net$0467
Net operating income$4,143,000715
2024-12-31 (YTD Data)Rank
Total interest income$34,819,0001,396
Total interest expense$9,072,0001,777
Net interest income$25,747,0001,196
Provision for loan and lease losses$460,0001,441
Total noninterest income$5,567,0001,103
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,800,000628
Trading account gains and feesNANA
Additional Noninterest Income$3,767,0001,035
Total noninterest expense$15,543,0001,530
Salaries and employee benefits$7,647,0001,710
Premises and equipment expense$2,102,0001,183
Additional noninterest expense$3,767,0001,035
Pre-tax net operating income$15,311,000845
Securities gains (losses)$-7,335,0004,429
Applicable income taxes$03,278
Income before extraordinary items$7,976,0001,216
Extraordinary gains, net$053
Net income$7,976,0001,227
Minority interest net income$090
Net income of bank and minority interests.$7,976,0001,216
Net charge-offs$99,0001,736
Cash dividends$11,650,000462
Sale, conversion, retirement of capital stock, net$848,000256
Net operating income$15,311,000737
2024-09-30 (YTD Data)Rank
Total interest income$25,891,0001,393
Total interest expense$7,091,0001,729
Net interest income$18,800,0001,213
Provision for loan and lease losses$160,0001,877
Total noninterest income$4,173,0001,096
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,332,000629
Trading account gains and feesNANA
Additional Noninterest Income$2,841,0001,041
Total noninterest expense$11,316,0001,550
Salaries and employee benefits$5,619,0001,715
Premises and equipment expense$1,337,0001,351
Additional noninterest expense$2,841,0001,041
Pre-tax net operating income$11,497,000819
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$11,497,000720
Extraordinary gains, net$051
Net income$11,497,000734
Minority interest net income$082
Net income of bank and minority interests.$11,497,000722
Net charge-offs$83,0001,474
Cash dividends$10,150,000382
Sale, conversion, retirement of capital stock, net$0527
Net operating income$11,497,000716
2024-06-30 (YTD Data)Rank
Total interest income$17,020,0001,391
Total interest expense$4,701,0001,699
Net interest income$12,319,0001,227
Provision for loan and lease losses$20,0002,627
Total noninterest income$2,702,0001,123
Gross Fiduciary activities income$0962
Service charges on deposit accounts$858,000645
Trading account gains and feesNANA
Additional Noninterest Income$1,844,0001,058
Total noninterest expense$7,583,0001,541
Salaries and employee benefits$3,766,0001,716
Premises and equipment expense$901,0001,337
Additional noninterest expense$1,844,0001,058
Pre-tax net operating income$7,418,000844
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$7,418,000724
Extraordinary gains, net$052
Net income$7,418,000734
Minority interest net income$084
Net income of bank and minority interests.$7,418,000726
Net charge-offs$62,0001,307
Cash dividends$6,350,000392
Sale, conversion, retirement of capital stock, net$0496
Net operating income$7,418,000722
2024-03-31 (YTD Data)Rank
Total interest income$8,419,0001,389
Total interest expense$2,369,0001,676
Net interest income$6,050,0001,247
Provision for loan and lease losses$1,0002,555
Total noninterest income$1,299,0001,143
Gross Fiduciary activities income$0895
Service charges on deposit accounts$417,000661
Trading account gains and feesNANA
Additional Noninterest Income$882,0001,068
Total noninterest expense$3,762,0001,556
Salaries and employee benefits$1,891,0001,705
Premises and equipment expense$455,0001,333
Additional noninterest expense$882,0001,068
Pre-tax net operating income$3,586,000850
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$3,586,000745
Extraordinary gains, net$051
Net income$3,586,000752
Minority interest net income$072
Net income of bank and minority interests.$3,586,000745
Net charge-offs$31,0001,123
Cash dividends$3,250,000369
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,586,000744
2023-12-31 (YTD Data)Rank
Total interest income$29,091,0001,436
Total interest expense$6,378,0001,753
Net interest income$22,713,0001,308
Provision for loan and lease losses$40,0002,871
Total noninterest income$5,436,0001,129
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,739,000639
Trading account gains and feesNANA
Additional Noninterest Income$3,697,0001,094
Total noninterest expense$14,644,0001,559
Salaries and employee benefits$7,058,0001,757
Premises and equipment expense$1,970,0001,233
Additional noninterest expense$3,697,0001,094
Pre-tax net operating income$13,465,000928
Securities gains (losses)$-7,777,0004,516
Applicable income taxes$03,369
Income before extraordinary items$5,688,0001,583
Extraordinary gains, net$054
Net income$5,688,0001,599
Minority interest net income$088
Net income of bank and minority interests.$5,688,0001,586
Net charge-offs$64,0001,712
Cash dividends$10,815,000462
Sale, conversion, retirement of capital stock, net$748,000220
Net operating income$13,465,000804
2023-09-30 (YTD Data)Rank
Total interest income$21,374,0001,426
Total interest expense$4,270,0001,757
Net interest income$17,104,0001,306
Provision for loan and lease losses$22,0002,793
Total noninterest income$4,103,0001,136
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,304,000634
Trading account gains and feesNANA
Additional Noninterest Income$2,799,0001,082
Total noninterest expense$11,111,0001,533
Salaries and employee benefits$5,486,0001,713
Premises and equipment expense$1,422,0001,281
Additional noninterest expense$2,799,0001,082
Pre-tax net operating income$10,074,000963
Securities gains (losses)$12,000577
Applicable income taxes$03,407
Income before extraordinary items$10,086,000827
Extraordinary gains, net$052
Net income$10,086,000831
Minority interest net income$081
Net income of bank and minority interests.$10,086,000827
Net charge-offs$32,0001,679
Cash dividends$10,815,000357
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,074,000846
2023-06-30 (YTD Data)Rank
Total interest income$14,011,0001,410
Total interest expense$2,404,0001,807
Net interest income$11,607,0001,297
Provision for loan and lease losses$-2,0004,313
Total noninterest income$2,709,0001,086
Gross Fiduciary activities income$0931
Service charges on deposit accounts$858,000639
Trading account gains and feesNANA
Additional Noninterest Income$1,851,0001,029
Total noninterest expense$7,386,0001,517
Salaries and employee benefits$3,683,0001,701
Premises and equipment expense$927,0001,296
Additional noninterest expense$1,851,0001,028
Pre-tax net operating income$6,932,000950
Securities gains (losses)$8,000684
Applicable income taxes$03,436
Income before extraordinary items$6,940,000807
Extraordinary gains, net$051
Net income$6,940,000818
Minority interest net income$081
Net income of bank and minority interests.$6,940,000807
Net charge-offs$16,0001,633
Cash dividends$7,615,000334
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,932,000819
2023-03-31 (YTD Data)Rank
Total interest income$6,873,0001,413
Total interest expense$895,0001,966
Net interest income$5,978,0001,269
Provision for loan and lease losses$02,612
Total noninterest income$1,313,0001,108
Gross Fiduciary activities income$0913
Service charges on deposit accounts$425,000647
Trading account gains and feesNANA
Additional Noninterest Income$888,0001,058
Total noninterest expense$3,676,0001,547
Salaries and employee benefits$1,867,0001,711
Premises and equipment expense$467,0001,316
Additional noninterest expense$888,0001,058
Pre-tax net operating income$3,615,000951
Securities gains (losses)$8,000629
Applicable income taxes$03,388
Income before extraordinary items$3,623,000797
Extraordinary gains, net$04
Net income$3,623,000795
Minority interest net income$048
Net income of bank and minority interests.$3,623,000796
Net charge-offs$17,0001,170
Cash dividends$4,115,000296
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,615,000810
2022-12-31 (YTD Data)Rank
Total interest income$26,155,0001,273
Total interest expense$1,470,0001,933
Net interest income$24,685,0001,214
Provision for loan and lease losses$-24,0004,285
Total noninterest income$5,763,0001,097
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,758,000646
Trading account gains and feesNANA
Additional Noninterest Income$4,005,0001,054
Total noninterest expense$14,615,0001,518
Salaries and employee benefits$7,225,0001,705
Premises and equipment expense$1,865,0001,298
Additional noninterest expense$4,005,0001,054
Pre-tax net operating income$15,857,000903
Securities gains (losses)$10,000440
Applicable income taxes$03,596
Income before extraordinary items$15,867,000759
Extraordinary gains, net$05
Net income$15,867,000760
Minority interest net income$063
Net income of bank and minority interests.$15,867,000760
Net charge-offs$86,0001,305
Cash dividends$11,495,000428
Sale, conversion, retirement of capital stock, net$851,000260
Net operating income$15,857,000775
2022-09-30 (YTD Data)Rank
Total interest income$19,181,0001,253
Total interest expense$809,0002,028
Net interest income$18,372,0001,192
Provision for loan and lease losses$-76,0004,430
Total noninterest income$4,182,0001,140
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,318,000650
Trading account gains and feesNANA
Additional Noninterest Income$2,864,0001,103
Total noninterest expense$10,891,0001,522
Salaries and employee benefits$5,267,0001,734
Premises and equipment expense$1,358,0001,328
Additional noninterest expense$2,864,0001,103
Pre-tax net operating income$11,739,000908
Securities gains (losses)$10,000434
Applicable income taxes$03,603
Income before extraordinary items$11,749,000779
Extraordinary gains, net$04
Net income$11,749,000779
Minority interest net income$057
Net income of bank and minority interests.$11,749,000779
Net charge-offs$76,0001,040
Cash dividends$8,030,000419
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,739,000791
2022-06-30 (YTD Data)Rank
Total interest income$12,432,0001,227
Total interest expense$453,0002,079
Net interest income$11,979,0001,185
Provision for loan and lease losses$1,0002,581
Total noninterest income$2,805,0001,122
Gross Fiduciary activities income$0925
Service charges on deposit accounts$875,000651
Trading account gains and feesNANA
Additional Noninterest Income$1,930,0001,117
Total noninterest expense$7,227,0001,503
Salaries and employee benefits$3,526,0001,720
Premises and equipment expense$883,0001,356
Additional noninterest expense$2,818,0001,219
Pre-tax net operating income$7,556,000884
Securities gains (losses)$6,000456
Applicable income taxes$03,564
Income before extraordinary items$7,562,000753
Extraordinary gains, net$04
Net income$7,562,000753
Minority interest net income$060
Net income of bank and minority interests.$7,562,000753
Net charge-offs$53,000937
Cash dividends$5,235,000410
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,556,000769
2022-03-31 (YTD Data)Rank
Total interest income$6,150,0001,209
Total interest expense$220,0002,074
Net interest income$5,930,0001,164
Provision for loan and lease losses$-1,0004,387
Total noninterest income$1,418,0001,113
Gross Fiduciary activities income$0892
Service charges on deposit accounts$444,000626
Trading account gains and feesNANA
Additional Noninterest Income$974,0001,098
Total noninterest expense$3,587,0001,507
Salaries and employee benefits$1,774,0001,710
Premises and equipment expense$451,0001,330
Additional noninterest expense$1,362,0001,238
Pre-tax net operating income$3,762,000860
Securities gains (losses)$6,000441
Applicable income taxes$03,450
Income before extraordinary items$3,768,000728
Extraordinary gains, net$04
Net income$3,768,000728
Minority interest net income$050
Net income of bank and minority interests.$3,768,000728
Net charge-offs$44,000723
Cash dividends$2,475,000411
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,762,000733
2021-12-31 (YTD Data)Rank
Total interest income$25,076,0001,225
Total interest expense$1,312,0001,834
Net interest income$23,764,0001,182
Provision for loan and lease losses$335,0001,329
Total noninterest income$5,147,0001,292
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,468,000703
Trading account gains and feesNANA
Additional Noninterest Income$3,679,0001,323
Total noninterest expense$14,851,0001,464
Salaries and employee benefits$6,878,0001,728
Premises and equipment expense$1,981,0001,219
Additional noninterest expense$5,992,0001,137
Pre-tax net operating income$13,725,0001,007
Securities gains (losses)$73,000984
Applicable income taxes$03,710
Income before extraordinary items$13,798,000886
Extraordinary gains, net$010
Net income$13,798,000886
Minority interest net income$074
Net income of bank and minority interests.$13,798,000887
Net charge-offs$68,0001,516
Cash dividends$12,225,000418
Sale, conversion, retirement of capital stock, net$648,000275
Net operating income$13,725,000874
2021-09-30 (YTD Data)Rank
Total interest income$18,407,0001,274
Total interest expense$1,052,0001,824
Net interest income$17,355,0001,231
Provision for loan and lease losses$353,0001,059
Total noninterest income$3,808,0001,332
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,013,000750
Trading account gains and feesNANA
Additional Noninterest Income$2,795,0001,355
Total noninterest expense$11,050,0001,479
Salaries and employee benefits$5,041,0001,772
Premises and equipment expense$1,388,0001,305
Additional noninterest expense$4,621,0001,128
Pre-tax net operating income$9,760,0001,093
Securities gains (losses)$73,000921
Applicable income taxes$03,719
Income before extraordinary items$9,833,000965
Extraordinary gains, net$08
Net income$9,833,000965
Minority interest net income$069
Net income of bank and minority interests.$9,833,000965
Net charge-offs$47,0001,380
Cash dividends$8,525,000423
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,760,000952
2021-06-30 (YTD Data)Rank
Total interest income$11,986,0001,298
Total interest expense$746,0001,817
Net interest income$11,240,0001,241
Provision for loan and lease losses$226,0001,100
Total noninterest income$2,588,0001,295
Gross Fiduciary activities income$0951
Service charges on deposit accounts$699,000694
Trading account gains and feesNANA
Additional Noninterest Income$1,889,0001,330
Total noninterest expense$7,570,0001,442
Salaries and employee benefits$3,382,0001,757
Premises and equipment expense$921,0001,316
Additional noninterest expense$3,267,0001,068
Pre-tax net operating income$6,032,0001,143
Securities gains (losses)$69,000785
Applicable income taxes$03,702
Income before extraordinary items$6,101,0001,010
Extraordinary gains, net$06
Net income$6,101,0001,010
Minority interest net income$067
Net income of bank and minority interests.$6,101,0001,010
Net charge-offs$4,0001,958
Cash dividends$5,550,000419
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,032,0001,000
2021-03-31 (YTD Data)Rank
Total interest income$5,909,0001,318
Total interest expense$383,0001,853
Net interest income$5,526,0001,257
Provision for loan and lease losses$75,0001,426
Total noninterest income$1,250,0001,329
Gross Fiduciary activities income$0922
Service charges on deposit accounts$385,000627
Trading account gains and feesNANA
Additional Noninterest Income$865,0001,399
Total noninterest expense$3,670,0001,464
Salaries and employee benefits$1,726,0001,726
Premises and equipment expense$455,0001,339
Additional noninterest expense$1,489,0001,114
Pre-tax net operating income$3,031,0001,129
Securities gains (losses)$69,000577
Applicable income taxes$03,613
Income before extraordinary items$3,100,000987
Extraordinary gains, net$03
Net income$3,100,000987
Minority interest net income$055
Net income of bank and minority interests.$3,100,000987
Net charge-offs$5,0001,528
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,031,000985
2020-12-31 (YTD Data)Rank
Total interest income$25,731,0001,202
Total interest expense$2,284,0001,809
Net interest income$23,447,0001,129
Provision for loan and lease losses$1,937,0001,068
Total noninterest income$5,154,0001,241
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,768,000577
Trading account gains and feesNANA
Additional Noninterest Income$3,386,0001,346
Total noninterest expense$14,424,0001,450
Salaries and employee benefits$6,937,0001,692
Premises and equipment expense$2,018,0001,172
Additional noninterest expense$5,469,0001,179
Pre-tax net operating income$12,240,000892
Securities gains (losses)$167,0001,124
Applicable income taxes$03,697
Income before extraordinary items$12,407,000778
Extraordinary gains, net$04
Net income$12,407,000778
Minority interest net income$072
Net income of bank and minority interests.$12,407,000778
Net charge-offs$22,0002,767
Cash dividends$12,500,000391
Sale, conversion, retirement of capital stock, net$559,000258
Net operating income$12,240,000760
2020-09-30 (YTD Data)Rank
Total interest income$19,995,0001,171
Total interest expense$1,847,0001,804
Net interest income$18,148,0001,089
Provision for loan and lease losses$1,124,0001,267
Total noninterest income$3,921,0001,189
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,323,000577
Trading account gains and feesNANA
Additional Noninterest Income$2,598,0001,288
Total noninterest expense$10,996,0001,414
Salaries and employee benefits$5,191,0001,693
Premises and equipment expense$1,565,0001,130
Additional noninterest expense$4,240,0001,136
Pre-tax net operating income$9,949,000801
Securities gains (losses)$227,000831
Applicable income taxes$03,696
Income before extraordinary items$10,176,000698
Extraordinary gains, net$04
Net income$10,176,000698
Minority interest net income$065
Net income of bank and minority interests.$10,176,000698
Net charge-offs$-3,0003,980
Cash dividends$9,250,000380
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,949,000686
2020-06-30 (YTD Data)Rank
Total interest income$14,001,0001,132
Total interest expense$1,349,0001,783
Net interest income$12,652,0001,056
Provision for loan and lease losses$824,0001,212
Total noninterest income$2,608,0001,137
Gross Fiduciary activities income$0970
Service charges on deposit accounts$918,000557
Trading account gains and feesNANA
Additional Noninterest Income$1,690,0001,219
Total noninterest expense$7,391,0001,402
Salaries and employee benefits$3,433,0001,683
Premises and equipment expense$1,068,0001,102
Additional noninterest expense$2,890,0001,102
Pre-tax net operating income$7,045,000692
Securities gains (losses)$227,000649
Applicable income taxes$03,655
Income before extraordinary items$7,272,000599
Extraordinary gains, net$04
Net income$7,272,000598
Minority interest net income$065
Net income of bank and minority interests.$7,272,000599
Net charge-offs$14,0002,334
Cash dividends$4,750,000455
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,045,000585
2020-03-31 (YTD Data)Rank
Total interest income$6,159,0001,266
Total interest expense$750,0001,767
Net interest income$5,409,0001,172
Provision for loan and lease losses$552,000838
Total noninterest income$1,438,0001,010
Gross Fiduciary activities income$0941
Service charges on deposit accounts$586,000527
Trading account gains and feesNANA
Additional Noninterest Income$852,0001,091
Total noninterest expense$3,731,0001,403
Salaries and employee benefits$1,714,0001,704
Premises and equipment expense$550,0001,097
Additional noninterest expense$1,467,0001,120
Pre-tax net operating income$2,564,000855
Securities gains (losses)$218,000351
Applicable income taxes$03,513
Income before extraordinary items$2,782,000703
Extraordinary gains, net$04
Net income$2,782,000703
Minority interest net income$056
Net income of bank and minority interests.$2,782,000703
Net charge-offs$11,0001,834
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,564,000733
2019-12-31 (YTD Data)Rank
Total interest income$25,336,0001,251
Total interest expense$3,048,0001,784
Net interest income$22,288,0001,136
Provision for loan and lease losses$2,141,000506
Total noninterest income$5,525,0001,054
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,191,000573
Trading account gains and feesNANA
Additional Noninterest Income$3,334,0001,118
Total noninterest expense$14,866,0001,373
Salaries and employee benefits$7,030,0001,619
Premises and equipment expense$2,026,0001,163
Additional noninterest expense$5,810,0001,114
Pre-tax net operating income$10,806,000992
Securities gains (losses)$-83,0005,063
Applicable income taxes$03,859
Income before extraordinary items$10,723,000892
Extraordinary gains, net$011
Net income$10,723,000893
Minority interest net income$076
Net income of bank and minority interests.$10,723,000893
Net charge-offs$2,173,000383
Cash dividends$12,675,000408
Sale, conversion, retirement of capital stock, net$495,000290
Net operating income$10,806,000862
2019-09-30 (YTD Data)Rank
Total interest income$19,154,0001,245
Total interest expense$2,306,0001,785
Net interest income$16,848,0001,140
Provision for loan and lease losses$627,000979
Total noninterest income$4,208,0001,035
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,620,000577
Trading account gains and feesNANA
Additional Noninterest Income$2,588,0001,065
Total noninterest expense$11,179,0001,371
Salaries and employee benefits$5,155,0001,664
Premises and equipment expense$1,525,0001,160
Additional noninterest expense$4,499,0001,081
Pre-tax net operating income$9,250,000899
Securities gains (losses)$-87,0005,157
Applicable income taxes$03,902
Income before extraordinary items$9,163,000798
Extraordinary gains, net$011
Net income$9,163,000799
Minority interest net income$072
Net income of bank and minority interests.$9,163,000799
Net charge-offs$135,0001,567
Cash dividends$9,425,000386
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,250,000773
2019-06-30 (YTD Data)Rank
Total interest income$12,827,0001,230
Total interest expense$1,519,0001,776
Net interest income$11,308,0001,137
Provision for loan and lease losses$402,0001,002
Total noninterest income$2,726,0001,028
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,044,000591
Trading account gains and feesNANA
Additional Noninterest Income$1,682,0001,058
Total noninterest expense$7,435,0001,379
Salaries and employee benefits$3,425,0001,672
Premises and equipment expense$1,007,0001,175
Additional noninterest expense$3,003,0001,089
Pre-tax net operating income$6,197,000879
Securities gains (losses)$-87,0005,198
Applicable income taxes$03,901
Income before extraordinary items$6,110,000775
Extraordinary gains, net$011
Net income$6,110,000776
Minority interest net income$069
Net income of bank and minority interests.$6,110,000775
Net charge-offs$86,0001,494
Cash dividends$6,425,000373
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,197,000750
2019-03-31 (YTD Data)Rank
Total interest income$6,346,0001,233
Total interest expense$730,0001,792
Net interest income$5,616,0001,140
Provision for loan and lease losses$192,000980
Total noninterest income$1,327,0001,020
Gross Fiduciary activities income$0972
Service charges on deposit accounts$521,000590
Trading account gains and feesNANA
Additional Noninterest Income$806,0001,042
Total noninterest expense$3,681,0001,399
Salaries and employee benefits$1,722,0001,679
Premises and equipment expense$484,0001,227
Additional noninterest expense$1,475,0001,090
Pre-tax net operating income$3,070,000861
Securities gains (losses)$-81,0005,284
Applicable income taxes$03,800
Income before extraordinary items$2,989,000773
Extraordinary gains, net$05
Net income$2,989,000773
Minority interest net income$052
Net income of bank and minority interests.$2,989,000772
Net charge-offs$77,0001,011
Cash dividends$3,500,000340
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,070,000745
2018-12-31 (YTD Data)Rank
Total interest income$24,854,0001,187
Total interest expense$2,671,0001,561
Net interest income$22,183,0001,135
Provision for loan and lease losses$883,000984
Total noninterest income$5,477,0001,031
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,164,000590
Trading account gains and feesNANA
Additional Noninterest Income$3,313,0001,061
Total noninterest expense$14,737,0001,372
Salaries and employee benefits$6,637,0001,674
Premises and equipment expense$2,057,0001,143
Additional noninterest expense$6,043,0001,078
Pre-tax net operating income$12,040,000902
Securities gains (losses)$-122,0005,060
Applicable income taxes$03,978
Income before extraordinary items$11,918,000794
Extraordinary gains, net$06
Net income$11,918,000793
Minority interest net income$072
Net income of bank and minority interests.$11,918,000793
Net charge-offs$114,0002,058
Cash dividends$11,500,000378
Sale, conversion, retirement of capital stock, net$360,000334
Net operating income$12,040,000781
2018-09-30 (YTD Data)Rank
Total interest income$18,463,0001,181
Total interest expense$1,974,0001,501
Net interest income$16,489,0001,139
Provision for loan and lease losses$693,000876
Total noninterest income$4,046,0001,051
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,602,000594
Trading account gains and feesNANA
Additional Noninterest Income$2,444,0001,085
Total noninterest expense$10,879,0001,395
Salaries and employee benefits$4,904,0001,696
Premises and equipment expense$1,402,0001,249
Additional noninterest expense$4,573,0001,071
Pre-tax net operating income$8,963,000920
Securities gains (losses)$-98,0005,234
Applicable income taxes$04,032
Income before extraordinary items$8,865,000796
Extraordinary gains, net$05
Net income$8,865,000795
Minority interest net income$066
Net income of bank and minority interests.$8,865,000795
Net charge-offs$97,0001,752
Cash dividends$8,750,000351
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,963,000783
2018-06-30 (YTD Data)Rank
Total interest income$12,184,0001,182
Total interest expense$1,297,0001,460
Net interest income$10,887,0001,145
Provision for loan and lease losses$495,000834
Total noninterest income$2,679,0001,054
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,053,000601
Trading account gains and feesNANA
Additional Noninterest Income$1,626,0001,095
Total noninterest expense$7,218,0001,409
Salaries and employee benefits$3,246,0001,720
Premises and equipment expense$920,0001,271
Additional noninterest expense$3,052,0001,062
Pre-tax net operating income$5,853,000917
Securities gains (losses)$-98,0005,343
Applicable income taxes$04,018
Income before extraordinary items$5,755,000799
Extraordinary gains, net$06
Net income$5,755,000798
Minority interest net income$065
Net income of bank and minority interests.$5,755,000798
Net charge-offs$64,0001,595
Cash dividends$6,000,000330
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,853,000786
2018-03-31 (YTD Data)Rank
Total interest income$6,005,0001,190
Total interest expense$649,0001,398
Net interest income$5,356,0001,159
Provision for loan and lease losses$28,0002,629
Total noninterest income$1,269,0001,088
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$528,000603
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,149
Total noninterest expense$3,715,0001,375
Salaries and employee benefits$1,617,0001,744
Premises and equipment expense$462,0001,284
Additional noninterest expense$1,636,000993
Pre-tax net operating income$2,882,000895
Securities gains (losses)$-98,0005,474
Applicable income taxes$03,948
Income before extraordinary items$2,784,000796
Extraordinary gains, net$07
Net income$2,784,000796
Minority interest net income$052
Net income of bank and minority interests.$2,784,000796
Net charge-offs$39,0001,319
Cash dividends$3,500,000274
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,882,000767
2017-12-31 (YTD Data)Rank
Total interest income$22,698,0001,213
Total interest expense$2,541,0001,272
Net interest income$20,157,0001,203
Provision for loan and lease losses$204,0002,345
Total noninterest income$5,120,0001,099
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,198,000581
Trading account gains and feesNANA
Additional Noninterest Income$2,922,0001,188
Total noninterest expense$13,945,0001,439
Salaries and employee benefits$6,375,0001,726
Premises and equipment expense$1,845,0001,260
Additional noninterest expense$5,725,0001,125
Pre-tax net operating income$11,128,000907
Securities gains (losses)$-73,0005,362
Applicable income taxes$04,135
Income before extraordinary items$11,055,000683
Extraordinary gains, net$09
Net income$11,055,000683
Minority interest net income$076
Net income of bank and minority interests.$11,055,000683
Net charge-offs$108,0002,355
Cash dividends$9,250,000400
Sale, conversion, retirement of capital stock, net$179,000420
Net operating income$11,128,000672
2017-09-30 (YTD Data)Rank
Total interest income$16,787,0001,228
Total interest expense$1,911,0001,242
Net interest income$14,876,0001,224
Provision for loan and lease losses$125,0002,461
Total noninterest income$3,827,0001,120
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,642,000584
Trading account gains and feesNANA
Additional Noninterest Income$2,185,0001,194
Total noninterest expense$10,464,0001,435
Salaries and employee benefits$4,761,0001,736
Premises and equipment expense$1,412,0001,243
Additional noninterest expense$4,291,0001,125
Pre-tax net operating income$8,114,000947
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$8,117,000751
Extraordinary gains, net$09
Net income$8,117,000750
Minority interest net income$071
Net income of bank and minority interests.$8,117,000751
Net charge-offs$81,0002,095
Cash dividends$6,250,000414
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,114,000740
2017-06-30 (YTD Data)Rank
Total interest income$11,026,0001,237
Total interest expense$1,266,0001,209
Net interest income$9,760,0001,235
Provision for loan and lease losses$38,0003,028
Total noninterest income$2,575,0001,111
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,077,000582
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,190
Total noninterest expense$7,161,0001,390
Salaries and employee benefits$3,188,0001,731
Premises and equipment expense$953,0001,243
Additional noninterest expense$3,020,0001,077
Pre-tax net operating income$5,136,000975
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$5,136,000781
Extraordinary gains, net$011
Net income$5,136,000781
Minority interest net income$071
Net income of bank and minority interests.$5,136,000781
Net charge-offs$52,0001,968
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,136,000764
2017-03-31 (YTD Data)Rank
Total interest income$5,503,0001,226
Total interest expense$628,0001,182
Net interest income$4,875,0001,231
Provision for loan and lease losses$139,0001,225
Total noninterest income$1,232,0001,136
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$534,000589
Trading account gains and feesNANA
Additional Noninterest Income$698,0001,229
Total noninterest expense$3,470,0001,449
Salaries and employee benefits$1,610,0001,737
Premises and equipment expense$494,0001,212
Additional noninterest expense$1,366,0001,159
Pre-tax net operating income$2,498,000963
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,498,000775
Extraordinary gains, net$08
Net income$2,498,000775
Minority interest net income$055
Net income of bank and minority interests.$2,498,000775
Net charge-offs$34,0001,581
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,498,000763
2016-12-31 (YTD Data)Rank
Total interest income$21,635,0001,210
Total interest expense$2,354,0001,232
Net interest income$19,281,0001,217
Provision for loan and lease losses$64,0003,478
Total noninterest income$5,230,0001,115
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,348,000559
Trading account gains and fees$0170
Additional Noninterest Income$2,882,0001,238
Total noninterest expense$14,119,0001,381
Salaries and employee benefits$6,344,0001,696
Premises and equipment expense$2,015,0001,170
Additional noninterest expense$5,760,0001,132
Pre-tax net operating income$10,328,000905
Securities gains (losses)$123,0001,202
Applicable income taxes$04,278
Income before extraordinary items$10,451,000737
Extraordinary gains, net$05
Net income$10,451,000734
Minority interest net income$082
Net income of bank and minority interests.$10,451,000736
Net charge-offs$241,0001,747
Cash dividends$11,650,000334
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,328,000731
2016-09-30 (YTD Data)Rank
Total interest income$16,087,0001,223
Total interest expense$1,763,0001,231
Net interest income$14,324,0001,230
Provision for loan and lease losses$15,0003,917
Total noninterest income$4,017,0001,092
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,769,000555
Trading account gains and fees$0169
Additional Noninterest Income$2,248,0001,205
Total noninterest expense$10,778,0001,359
Salaries and employee benefits$4,849,0001,670
Premises and equipment expense$1,481,0001,204
Additional noninterest expense$4,448,0001,110
Pre-tax net operating income$7,548,000935
Securities gains (losses)$122,0001,124
Applicable income taxes$04,325
Income before extraordinary items$7,670,000751
Extraordinary gains, net$05
Net income$7,670,000751
Minority interest net income$071
Net income of bank and minority interests.$7,670,000751
Net charge-offs$223,0001,368
Cash dividends$9,150,000318
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,548,000734
2016-06-30 (YTD Data)Rank
Total interest income$10,867,0001,212
Total interest expense$1,196,0001,197
Net interest income$9,671,0001,212
Provision for loan and lease losses$-8,0005,751
Total noninterest income$2,611,0001,095
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,144,000565
Trading account gains and fees$0157
Additional Noninterest Income$1,467,0001,210
Total noninterest expense$7,148,0001,376
Salaries and employee benefits$3,240,0001,676
Premises and equipment expense$1,000,0001,182
Additional noninterest expense$2,908,0001,125
Pre-tax net operating income$5,142,000910
Securities gains (losses)$118,000864
Applicable income taxes$04,338
Income before extraordinary items$5,260,000719
Extraordinary gains, net$016
Net income$5,260,000718
Minority interest net income$071
Net income of bank and minority interests.$5,260,000718
Net charge-offs$153,0001,306
Cash dividends$6,000,000313
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,142,000711
2016-03-31 (YTD Data)Rank
Total interest income$5,567,0001,190
Total interest expense$611,0001,164
Net interest income$4,956,0001,186
Provision for loan and lease losses$-39,0005,943
Total noninterest income$1,286,0001,077
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$567,000566
Trading account gains and fees$0142
Additional Noninterest Income$719,0001,181
Total noninterest expense$3,657,0001,351
Salaries and employee benefits$1,642,0001,670
Premises and equipment expense$512,0001,165
Additional noninterest expense$1,503,0001,087
Pre-tax net operating income$2,624,000864
Securities gains (losses)$1,0001,958
Applicable income taxes$04,259
Income before extraordinary items$2,625,000701
Extraordinary gains, net$012
Net income$2,625,000700
Minority interest net income$062
Net income of bank and minority interests.$2,625,000701
Net charge-offs$22,0001,923
Cash dividends$4,000,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,624,000683
2015-12-31 (YTD Data)Rank
Total interest income$22,698,0001,125
Total interest expense$2,575,0001,090
Net interest income$20,123,0001,130
Provision for loan and lease losses$109,0002,985
Total noninterest income$5,580,0001,036
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,434,000546
Trading account gains and fees$0159
Additional Noninterest Income$3,146,0001,130
Total noninterest expense$14,349,0001,363
Salaries and employee benefits$6,579,0001,594
Premises and equipment expense$1,996,0001,185
Additional noninterest expense$5,774,0001,123
Pre-tax net operating income$11,245,000795
Securities gains (losses)$331,000507
Applicable income taxes$04,402
Income before extraordinary items$11,576,000636
Extraordinary gains, net$023
Net income$11,576,000634
Minority interest net income$081
Net income of bank and minority interests.$11,576,000637
Net charge-offs$165,0002,171
Cash dividends$8,100,000445
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,245,000647
2015-09-30 (YTD Data)Rank
Total interest income$17,131,0001,127
Total interest expense$1,940,0001,098
Net interest income$15,191,0001,130
Provision for loan and lease losses$98,0002,695
Total noninterest income$4,235,0001,039
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,806,000554
Trading account gains and fees$0153
Additional Noninterest Income$2,429,0001,124
Total noninterest expense$10,788,0001,368
Salaries and employee benefits$4,993,0001,586
Premises and equipment expense$1,450,0001,234
Additional noninterest expense$4,345,0001,120
Pre-tax net operating income$8,540,000795
Securities gains (losses)$102,0001,025
Applicable income taxes$04,489
Income before extraordinary items$8,642,000643
Extraordinary gains, net$021
Net income$8,642,000641
Minority interest net income$078
Net income of bank and minority interests.$8,642,000643
Net charge-offs$147,0001,818
Cash dividends$6,100,000405
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,540,000630
2015-06-30 (YTD Data)Rank
Total interest income$11,510,0001,120
Total interest expense$1,281,0001,110
Net interest income$10,229,0001,118
Provision for loan and lease losses$103,0002,182
Total noninterest income$2,801,0001,050
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,162,000560
Trading account gains and fees$0157
Additional Noninterest Income$1,639,0001,120
Total noninterest expense$7,151,0001,378
Salaries and employee benefits$3,325,0001,598
Premises and equipment expense$981,0001,221
Additional noninterest expense$2,845,0001,137
Pre-tax net operating income$5,776,000786
Securities gains (losses)$4,0002,295
Applicable income taxes$04,497
Income before extraordinary items$5,780,000637
Extraordinary gains, net$022
Net income$5,780,000635
Minority interest net income$075
Net income of bank and minority interests.$5,780,000637
Net charge-offs$94,0001,774
Cash dividends$4,100,000397
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,776,000626
2015-03-31 (YTD Data)Rank
Total interest income$5,849,0001,106
Total interest expense$639,0001,115
Net interest income$5,210,0001,095
Provision for loan and lease losses$44,0002,273
Total noninterest income$1,312,0001,064
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$575,000557
Trading account gains and fees$0152
Additional Noninterest Income$737,0001,158
Total noninterest expense$3,630,0001,355
Salaries and employee benefits$1,674,0001,600
Premises and equipment expense$511,0001,180
Additional noninterest expense$1,445,0001,112
Pre-tax net operating income$2,848,000780
Securities gains (losses)$4,0001,704
Applicable income taxes$04,400
Income before extraordinary items$2,852,000629
Extraordinary gains, net$013
Net income$2,852,000626
Minority interest net income$064
Net income of bank and minority interests.$2,852,000629
Net charge-offs$18,0002,186
Cash dividends$2,200,000331
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,848,000615
2014-12-31 (YTD Data)Rank
Total interest income$22,930,0001,120
Total interest expense$2,443,0001,194
Net interest income$20,487,0001,099
Provision for loan and lease losses$335,0001,869
Total noninterest income$5,533,0001,018
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,597,000526
Trading account gains and fees$0180
Additional Noninterest Income$2,936,0001,109
Total noninterest expense$14,401,0001,354
Salaries and employee benefits$6,749,0001,553
Premises and equipment expense$2,051,0001,168
Additional noninterest expense$5,601,0001,173
Pre-tax net operating income$11,284,000738
Securities gains (losses)$409,000484
Applicable income taxes$04,531
Income before extraordinary items$11,693,000585
Extraordinary gains, net$017
Net income$11,693,000582
Minority interest net income$084
Net income of bank and minority interests.$11,693,000585
Net charge-offs$110,0003,092
Cash dividends$7,900,000410
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,284,000594
2014-09-30 (YTD Data)Rank
Total interest income$17,031,0001,141
Total interest expense$1,801,0001,226
Net interest income$15,230,0001,113
Provision for loan and lease losses$191,0002,134
Total noninterest income$4,155,0001,022
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,955,000525
Trading account gains and fees$0174
Additional Noninterest Income$2,200,0001,124
Total noninterest expense$10,765,0001,368
Salaries and employee benefits$5,012,0001,558
Premises and equipment expense$1,522,0001,184
Additional noninterest expense$4,231,0001,169
Pre-tax net operating income$8,429,000752
Securities gains (losses)$339,000437
Applicable income taxes$04,583
Income before extraordinary items$8,768,000586
Extraordinary gains, net$015
Net income$8,768,000584
Minority interest net income$081
Net income of bank and minority interests.$8,768,000585
Net charge-offs$79,0002,912
Cash dividends$5,900,000383
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,429,000596
2014-06-30 (YTD Data)Rank
Total interest income$11,315,0001,141
Total interest expense$1,198,0001,240
Net interest income$10,117,0001,105
Provision for loan and lease losses$110,0002,256
Total noninterest income$2,728,0001,012
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,279,000529
Trading account gains and fees$0172
Additional Noninterest Income$1,449,0001,125
Total noninterest expense$7,141,0001,369
Salaries and employee benefits$3,335,0001,565
Premises and equipment expense$1,015,0001,197
Additional noninterest expense$2,791,0001,168
Pre-tax net operating income$5,594,000736
Securities gains (losses)$93,000828
Applicable income taxes$04,568
Income before extraordinary items$5,687,000584
Extraordinary gains, net$020
Net income$5,687,000584
Minority interest net income$080
Net income of bank and minority interests.$5,687,000584
Net charge-offs$34,0003,085
Cash dividends$3,900,000385
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,594,000584
2014-03-31 (YTD Data)Rank
Total interest income$5,466,0001,172
Total interest expense$605,0001,250
Net interest income$4,861,0001,147
Provision for loan and lease losses$99,0001,635
Total noninterest income$1,370,000984
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$702,000474
Trading account gains and fees$0147
Additional Noninterest Income$668,0001,159
Total noninterest expense$3,516,0001,388
Salaries and employee benefits$1,663,0001,576
Premises and equipment expense$529,0001,178
Additional noninterest expense$1,324,0001,211
Pre-tax net operating income$2,616,000764
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,616,000609
Extraordinary gains, net$016
Net income$2,616,000610
Minority interest net income$066
Net income of bank and minority interests.$2,616,000610
Net charge-offs$18,0002,548
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,616,000600
2013-12-31 (YTD Data)Rank
Total interest income$22,980,0001,114
Total interest expense$2,565,0001,322
Net interest income$20,415,0001,081
Provision for loan and lease losses$418,0002,063
Total noninterest income$6,303,000959
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,230,000443
Trading account gains and fees$0184
Additional Noninterest Income$3,073,0001,135
Total noninterest expense$14,109,0001,400
Salaries and employee benefits$6,386,0001,620
Premises and equipment expense$2,098,0001,143
Additional noninterest expense$5,625,0001,198
Pre-tax net operating income$12,191,000641
Securities gains (losses)$-238,0006,640
Applicable income taxes$04,631
Income before extraordinary items$11,953,000550
Extraordinary gains, net$029
Net income$11,953,000549
Minority interest net income$090
Net income of bank and minority interests.$11,953,000551
Net charge-offs$212,0002,954
Cash dividends$7,900,000392
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,191,000540
2013-09-30 (YTD Data)Rank
Total interest income$17,138,0001,126
Total interest expense$1,925,0001,362
Net interest income$15,213,0001,088
Provision for loan and lease losses$369,0001,869
Total noninterest income$4,795,000964
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,414,000444
Trading account gains and fees$0180
Additional Noninterest Income$2,381,0001,135
Total noninterest expense$10,552,0001,400
Salaries and employee benefits$4,803,0001,625
Premises and equipment expense$1,573,0001,134
Additional noninterest expense$4,176,0001,196
Pre-tax net operating income$9,087,000665
Securities gains (losses)$32,0001,957
Applicable income taxes$04,713
Income before extraordinary items$9,119,000562
Extraordinary gains, net$025
Net income$9,119,000564
Minority interest net income$084
Net income of bank and minority interests.$9,119,000564
Net charge-offs$177,0002,700
Cash dividends$5,900,000365
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,087,000553
2013-06-30 (YTD Data)Rank
Total interest income$11,335,0001,128
Total interest expense$1,277,0001,402
Net interest income$10,058,0001,083
Provision for loan and lease losses$250,0001,852
Total noninterest income$3,238,000958
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,575,000446
Trading account gains and fees$0157
Additional Noninterest Income$1,663,0001,114
Total noninterest expense$7,067,0001,390
Salaries and employee benefits$3,196,0001,626
Premises and equipment expense$1,073,0001,109
Additional noninterest expense$2,798,0001,189
Pre-tax net operating income$5,979,000652
Securities gains (losses)$32,0001,789
Applicable income taxes$04,679
Income before extraordinary items$6,011,000564
Extraordinary gains, net$022
Net income$6,011,000563
Minority interest net income$082
Net income of bank and minority interests.$6,011,000566
Net charge-offs$93,0002,824
Cash dividends$3,900,000363
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,979,000546
2013-03-31 (YTD Data)Rank
Total interest income$5,534,0001,163
Total interest expense$637,0001,457
Net interest income$4,897,0001,119
Provision for loan and lease losses$146,0001,756
Total noninterest income$1,652,000953
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$778,000453
Trading account gains and fees$0148
Additional Noninterest Income$874,0001,077
Total noninterest expense$3,555,0001,403
Salaries and employee benefits$1,596,0001,648
Premises and equipment expense$552,0001,103
Additional noninterest expense$1,407,0001,169
Pre-tax net operating income$2,848,000674
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,848,000580
Extraordinary gains, net$010
Net income$2,848,000578
Minority interest net income$076
Net income of bank and minority interests.$2,848,000581
Net charge-offs$37,0002,639
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,848,000549
2012-12-31 (YTD Data)Rank
Total interest income$23,122,0001,154
Total interest expense$2,823,0001,572
Net interest income$20,299,0001,078
Provision for loan and lease losses$436,0002,910
Total noninterest income$6,050,000996
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,336,000442
Trading account gains and fees$0166
Additional Noninterest Income$2,714,0001,259
Total noninterest expense$14,583,0001,359
Salaries and employee benefits$6,482,0001,561
Premises and equipment expense$1,984,0001,190
Additional noninterest expense$6,117,0001,140
Pre-tax net operating income$11,330,000649
Securities gains (losses)$-794,0007,031
Applicable income taxes$04,751
Income before extraordinary items$10,536,000595
Extraordinary gains, net$029
Net income$10,536,000594
Minority interest net income$093
Net income of bank and minority interests.$10,536,000595
Net charge-offs$456,0002,773
Cash dividends$8,000,000370
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,330,000548
2012-09-30 (YTD Data)Rank
Total interest income$17,511,0001,162
Total interest expense$2,155,0001,618
Net interest income$15,356,0001,084
Provision for loan and lease losses$382,0002,649
Total noninterest income$4,596,000995
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,459,000453
Trading account gains and fees$0157
Additional Noninterest Income$2,137,0001,206
Total noninterest expense$10,941,0001,360
Salaries and employee benefits$4,902,0001,538
Premises and equipment expense$1,466,0001,220
Additional noninterest expense$4,573,0001,124
Pre-tax net operating income$8,629,000651
Securities gains (losses)$-422,0007,105
Applicable income taxes$04,802
Income before extraordinary items$8,207,000595
Extraordinary gains, net$020
Net income$8,207,000595
Minority interest net income$086
Net income of bank and minority interests.$8,207,000595
Net charge-offs$408,0002,443
Cash dividends$6,000,000312
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,629,000548
2012-06-30 (YTD Data)Rank
Total interest income$11,848,0001,155
Total interest expense$1,455,0001,653
Net interest income$10,393,0001,077
Provision for loan and lease losses$229,0002,818
Total noninterest income$3,018,000984
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,588,000464
Trading account gains and fees$0153
Additional Noninterest Income$1,430,0001,178
Total noninterest expense$7,382,0001,347
Salaries and employee benefits$3,260,0001,546
Premises and equipment expense$962,0001,234
Additional noninterest expense$3,160,0001,093
Pre-tax net operating income$5,800,000640
Securities gains (losses)$-282,0007,168
Applicable income taxes$04,770
Income before extraordinary items$5,518,000581
Extraordinary gains, net$019
Net income$5,518,000580
Minority interest net income$084
Net income of bank and minority interests.$5,518,000581
Net charge-offs$321,0002,240
Cash dividends$4,000,000301
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,800,000537
2012-03-31 (YTD Data)Rank
Total interest income$5,911,0001,165
Total interest expense$736,0001,697
Net interest income$5,175,0001,069
Provision for loan and lease losses$61,0003,434
Total noninterest income$1,452,0001,000
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$776,000468
Trading account gains and fees$0148
Additional Noninterest Income$676,0001,209
Total noninterest expense$3,702,0001,337
Salaries and employee benefits$1,625,0001,553
Premises and equipment expense$466,0001,288
Additional noninterest expense$1,611,0001,061
Pre-tax net operating income$2,864,000646
Securities gains (losses)$-118,0007,210
Applicable income taxes$04,704
Income before extraordinary items$2,746,000576
Extraordinary gains, net$019
Net income$2,746,000575
Minority interest net income$078
Net income of bank and minority interests.$2,746,000577
Net charge-offs$3,0004,432
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,864,000538
2011-12-31 (YTD Data)Rank
Total interest income$24,718,0001,150
Total interest expense$3,359,0001,762
Net interest income$21,359,0001,031
Provision for loan and lease losses$835,0002,678
Total noninterest income$6,096,000891
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,579,000427
Trading account gains and fees$0146
Additional Noninterest Income$2,517,0001,167
Total noninterest expense$14,256,0001,370
Salaries and employee benefits$6,504,0001,518
Premises and equipment expense$2,010,0001,251
Additional noninterest expense$5,742,0001,215
Pre-tax net operating income$12,364,000517
Securities gains (losses)$-2,136,0007,314
Applicable income taxes$04,719
Income before extraordinary items$10,228,000529
Extraordinary gains, net$029
Net income$10,228,000529
Minority interest net income$096
Net income of bank and minority interests.$10,228,000530
Net charge-offs$1,443,0001,930
Cash dividends$5,400,000401
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,364,000431
2011-09-30 (YTD Data)Rank
Total interest income$18,706,0001,156
Total interest expense$2,571,0001,790
Net interest income$16,135,0001,028
Provision for loan and lease losses$533,0002,784
Total noninterest income$4,573,000901
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,704,000428
Trading account gains and fees$0145
Additional Noninterest Income$1,869,0001,172
Total noninterest expense$10,754,0001,364
Salaries and employee benefits$4,880,0001,525
Premises and equipment expense$1,540,0001,239
Additional noninterest expense$4,334,0001,197
Pre-tax net operating income$9,421,000525
Securities gains (losses)$-2,127,0007,406
Applicable income taxes$04,740
Income before extraordinary items$7,294,000566
Extraordinary gains, net$021
Net income$7,294,000565
Minority interest net income$087
Net income of bank and minority interests.$7,294,000566
Net charge-offs$322,0003,169
Cash dividends$5,400,000275
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,421,000427
2011-06-30 (YTD Data)Rank
Total interest income$12,527,0001,160
Total interest expense$1,754,0001,821
Net interest income$10,773,0001,026
Provision for loan and lease losses$368,0002,705
Total noninterest income$2,979,000930
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,777,000432
Trading account gains and fees$0153
Additional Noninterest Income$1,202,0001,182
Total noninterest expense$7,219,0001,377
Salaries and employee benefits$3,250,0001,546
Premises and equipment expense$1,084,0001,180
Additional noninterest expense$2,885,0001,223
Pre-tax net operating income$6,165,000531
Securities gains (losses)$-1,913,0007,490
Applicable income taxes$04,697
Income before extraordinary items$4,252,000613
Extraordinary gains, net$015
Net income$4,252,000613
Minority interest net income$089
Net income of bank and minority interests.$4,252,000613
Net charge-offs$248,0002,884
Cash dividends$3,600,000260
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,165,000421
2011-03-31 (YTD Data)Rank
Total interest income$6,047,0001,211
Total interest expense$921,0001,795
Net interest income$5,126,0001,071
Provision for loan and lease losses$200,0002,421
Total noninterest income$1,430,000944
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$861,000435
Trading account gains and fees$0158
Additional Noninterest Income$569,0001,233
Total noninterest expense$3,774,0001,324
Salaries and employee benefits$1,668,0001,514
Premises and equipment expense$545,0001,205
Additional noninterest expense$1,561,0001,145
Pre-tax net operating income$2,582,000628
Securities gains (losses)$-61,0007,353
Applicable income taxes$04,545
Income before extraordinary items$2,521,000530
Extraordinary gains, net$09
Net income$2,521,000529
Minority interest net income$086
Net income of bank and minority interests.$2,521,000530
Net charge-offs$153,0002,341
Cash dividends$1,800,000229
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,582,000509
2010-12-31 (YTD Data)Rank
Total interest income$25,388,0001,218
Total interest expense$4,274,0001,882
Net interest income$21,114,0001,046
Provision for loan and lease losses$760,0003,462
Total noninterest income$6,609,000865
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,348,000360
Trading account gains and fees$0175
Additional Noninterest Income$2,261,0001,296
Total noninterest expense$14,675,0001,365
Salaries and employee benefits$6,522,0001,510
Premises and equipment expense$2,220,0001,174
Additional noninterest expense$5,933,0001,245
Pre-tax net operating income$12,288,000455
Securities gains (losses)$-1,410,0007,543
Applicable income taxes$04,655
Income before extraordinary items$10,878,000422
Extraordinary gains, net$029
Net income$10,878,000422
Minority interest net income$0111
Net income of bank and minority interests.$10,878,000423
Net charge-offs$560,0003,502
Cash dividends$7,600,000229
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,288,000363
2010-09-30 (YTD Data)Rank
Total interest income$19,133,0001,232
Total interest expense$3,253,0001,914
Net interest income$15,880,0001,046
Provision for loan and lease losses$665,0003,112
Total noninterest income$5,098,000831
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,412,000347
Trading account gains and fees$0165
Additional Noninterest Income$1,686,0001,245
Total noninterest expense$11,214,0001,330
Salaries and employee benefits$5,025,0001,476
Premises and equipment expense$1,649,0001,189
Additional noninterest expense$4,540,0001,186
Pre-tax net operating income$9,099,000467
Securities gains (losses)$-91,0007,388
Applicable income taxes$04,726
Income before extraordinary items$9,008,000378
Extraordinary gains, net$023
Net income$9,008,000378
Minority interest net income$0110
Net income of bank and minority interests.$9,008,000379
Net charge-offs$448,0003,225
Cash dividends$5,100,000212
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,099,000367
2010-06-30 (YTD Data)Rank
Total interest income$12,716,0001,251
Total interest expense$2,179,0001,995
Net interest income$10,537,0001,056
Provision for loan and lease losses$485,0002,906
Total noninterest income$3,423,000805
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,307,000345
Trading account gains and fees$0152
Additional Noninterest Income$1,116,0001,196
Total noninterest expense$7,354,0001,352
Salaries and employee benefits$3,347,0001,479
Premises and equipment expense$1,278,0001,042
Additional noninterest expense$2,729,0001,310
Pre-tax net operating income$6,121,000448
Securities gains (losses)$-31,0007,400
Applicable income taxes$04,691
Income before extraordinary items$6,090,000362
Extraordinary gains, net$019
Net income$6,090,000362
Minority interest net income$0105
Net income of bank and minority interests.$6,090,000362
Net charge-offs$391,0002,732
Cash dividends$3,250,000220
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,121,000353
2010-03-31 (YTD Data)Rank
Total interest income$6,226,0001,297
Total interest expense$1,089,0002,090
Net interest income$5,137,0001,092
Provision for loan and lease losses$225,0002,809
Total noninterest income$1,651,000822
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,100,000352
Trading account gains and fees$0175
Additional Noninterest Income$551,0001,194
Total noninterest expense$3,663,0001,376
Salaries and employee benefits$1,681,0001,492
Premises and equipment expense$652,0001,048
Additional noninterest expense$1,330,0001,336
Pre-tax net operating income$2,900,000466
Securities gains (losses)$50,0001,145
Applicable income taxes$04,611
Income before extraordinary items$2,950,000367
Extraordinary gains, net$016
Net income$2,950,000369
Minority interest net income$091
Net income of bank and minority interests.$2,950,000369
Net charge-offs$290,0002,065
Cash dividends$1,500,000226
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,900,000365
2009-12-31 (YTD Data)Rank
Total interest income$26,509,0001,302
Total interest expense$5,211,0002,179
Net interest income$21,298,0001,027
Provision for loan and lease losses$820,0003,804
Total noninterest income$7,109,000832
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,953,000346
Trading account gains and fees$0211
Additional Noninterest Income$2,156,0001,302
Total noninterest expense$14,788,0001,383
Salaries and employee benefits$6,617,0001,512
Premises and equipment expense$2,691,0001,006
Additional noninterest expense$5,480,0001,362
Pre-tax net operating income$12,799,000330
Securities gains (losses)$-173,0007,396
Applicable income taxes$04,388
Income before extraordinary items$12,626,000262
Extraordinary gains, net$034
Net income$12,626,000263
Minority interest net income$0115
Net income of bank and minority interests.$12,626,000263
Net charge-offs$256,0004,696
Cash dividends$6,750,000265
Sale, conversion, retirement of capital stock, net$353,000604
Net operating income$12,799,000260
2009-09-30 (YTD Data)Rank
Total interest income$20,085,0001,315
Total interest expense$4,004,0002,216
Net interest income$16,081,0001,020
Provision for loan and lease losses$480,0003,857
Total noninterest income$5,318,000830
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,704,000347
Trading account gains and fees$0212
Additional Noninterest Income$1,614,0001,323
Total noninterest expense$11,246,0001,359
Salaries and employee benefits$4,973,0001,525
Premises and equipment expense$1,995,0001,029
Additional noninterest expense$4,278,0001,282
Pre-tax net operating income$9,673,000341
Securities gains (losses)$-173,0007,560
Applicable income taxes$04,592
Income before extraordinary items$9,500,000271
Extraordinary gains, net$027
Net income$9,500,000270
Minority interest net income$0118
Net income of bank and minority interests.$9,500,000271
Net charge-offs$197,0004,270
Cash dividends$4,750,000267
Sale, conversion, retirement of capital stock, net$327,000499
Net operating income$9,673,000260
2009-06-30 (YTD Data)Rank
Total interest income$13,568,0001,325
Total interest expense$2,742,0002,249
Net interest income$10,826,0001,001
Provision for loan and lease losses$240,0004,070
Total noninterest income$3,456,000862
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,385,000356
Trading account gains and fees$0193
Additional Noninterest Income$1,071,0001,365
Total noninterest expense$7,506,0001,380
Salaries and employee benefits$3,353,0001,536
Premises and equipment expense$1,329,0001,061
Additional noninterest expense$2,824,0001,314
Pre-tax net operating income$6,536,000338
Securities gains (losses)$-173,0007,761
Applicable income taxes$04,657
Income before extraordinary items$6,363,000283
Extraordinary gains, net$021
Net income$6,363,000282
Minority interest net income$0112
Net income of bank and minority interests.$6,363,000282
Net charge-offs$130,0003,943
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$152,000522
Net operating income$6,536,000264
2009-03-31 (YTD Data)Rank
Total interest income$6,827,0001,329
Total interest expense$1,420,0002,252
Net interest income$5,407,000999
Provision for loan and lease losses$120,0003,591
Total noninterest income$1,694,000838
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,142,000358
Trading account gains and fees$0171
Additional Noninterest Income$552,0001,304
Total noninterest expense$3,690,0001,355
Salaries and employee benefits$1,677,0001,555
Premises and equipment expense$662,0001,072
Additional noninterest expense$1,351,0001,217
Pre-tax net operating income$3,291,000371
Securities gains (losses)$-141,0008,015
Applicable income taxes$04,835
Income before extraordinary items$3,150,000312
Extraordinary gains, net$015
Net income$3,150,000313
Minority interest net income$0102
Net income of bank and minority interests.$3,150,000314
Net charge-offs$52,0003,501
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$77,000409
Net operating income$3,291,000278
2008-12-31 (YTD Data)Rank
Total interest income$27,795,0001,399
Total interest expense$7,793,0002,019
Net interest income$20,002,0001,091
Provision for loan and lease losses$180,0005,334
Total noninterest income$7,555,000750
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,021,000346
Trading account gains and fees$0154
Additional Noninterest Income$2,534,0001,108
Total noninterest expense$13,499,0001,445
Salaries and employee benefits$6,603,0001,568
Premises and equipment expense$2,623,0001,063
Additional noninterest expense$4,273,0001,453
Pre-tax net operating income$13,878,000383
Securities gains (losses)$-7,585,0008,140
Applicable income taxes$04,979
Income before extraordinary items$6,293,000635
Extraordinary gains, net$039
Net income$6,293,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0004,445
Cash dividends$7,200,000399
Sale, conversion, retirement of capital stock, net$889,000447
Net operating income$13,878,000302
2008-09-30 (YTD Data)Rank
Total interest income$20,906,0001,425
Total interest expense$6,088,0002,032
Net interest income$14,818,0001,132
Provision for loan and lease losses$135,0004,747
Total noninterest income$5,727,000775
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,753,000357
Trading account gains and fees$0148
Additional Noninterest Income$1,974,0001,114
Total noninterest expense$10,180,0001,419
Salaries and employee benefits$5,098,0001,541
Premises and equipment expense$1,957,0001,076
Additional noninterest expense$3,125,0001,435
Pre-tax net operating income$10,230,000500
Securities gains (losses)$-2,417,0008,095
Applicable income taxes$05,372
Income before extraordinary items$7,813,000465
Extraordinary gains, net$031
Net income$7,813,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,201
Cash dividends$7,200,000319
Sale, conversion, retirement of capital stock, net$827,000325
Net operating income$10,230,000374
2008-06-30 (YTD Data)Rank
Total interest income$13,991,0001,442
Total interest expense$4,201,0002,050
Net interest income$9,790,0001,124
Provision for loan and lease losses$90,0004,395
Total noninterest income$3,790,000788
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,392,000366
Trading account gains and fees$0149
Additional Noninterest Income$1,398,0001,110
Total noninterest expense$6,868,0001,398
Salaries and employee benefits$3,450,0001,529
Premises and equipment expense$1,275,0001,085
Additional noninterest expense$2,143,0001,376
Pre-tax net operating income$6,622,000545
Securities gains (losses)$37,0001,654
Applicable income taxes$05,627
Income before extraordinary items$6,659,000421
Extraordinary gains, net$021
Net income$6,659,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,007
Cash dividends$5,200,000320
Sale, conversion, retirement of capital stock, net$370,000304
Net operating income$6,622,000410
2008-03-31 (YTD Data)Rank
Total interest income$7,050,0001,462
Total interest expense$2,214,0002,065
Net interest income$4,836,0001,130
Provision for loan and lease losses$45,0003,899
Total noninterest income$1,788,000826
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,165,000369
Trading account gains and fees$0158
Additional Noninterest Income$623,0001,205
Total noninterest expense$3,360,0001,427
Salaries and employee benefits$1,707,0001,559
Premises and equipment expense$635,0001,100
Additional noninterest expense$1,018,0001,410
Pre-tax net operating income$3,219,000608
Securities gains (losses)$18,0001,652
Applicable income taxes$05,622
Income before extraordinary items$3,237,000466
Extraordinary gains, net$015
Net income$3,237,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$2,600,000334
Sale, conversion, retirement of capital stock, net$232,000192
Net operating income$3,219,000448
2007-12-31 (YTD Data)Rank
Total interest income$28,741,0001,498
Total interest expense$10,140,0001,929
Net interest income$18,601,0001,198
Provision for loan and lease losses$180,0004,023
Total noninterest income$7,084,000823
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,769,000365
Trading account gains and fees$0178
Additional Noninterest Income$2,315,0001,236
Total noninterest expense$13,575,0001,357
Salaries and employee benefits$6,522,0001,554
Premises and equipment expense$2,856,000911
Additional noninterest expense$4,197,0001,336
Pre-tax net operating income$11,930,000720
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$11,930,000550
Extraordinary gains, net$039
Net income$11,930,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,297
Cash dividends$9,200,000446
Sale, conversion, retirement of capital stock, net$954,000439
Net operating income$11,930,000542
2007-09-30 (YTD Data)Rank
Total interest income$21,515,0001,510
Total interest expense$7,600,0001,933
Net interest income$13,915,0001,213
Provision for loan and lease losses$180,0003,151
Total noninterest income$5,228,000833
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,503,000370
Trading account gains and fees$0184
Additional Noninterest Income$1,725,0001,251
Total noninterest expense$10,164,0001,355
Salaries and employee benefits$4,838,0001,567
Premises and equipment expense$2,157,000907
Additional noninterest expense$3,169,0001,292
Pre-tax net operating income$8,799,000787
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$8,799,000603
Extraordinary gains, net$033
Net income$8,799,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,204
Cash dividends$6,350,000461
Sale, conversion, retirement of capital stock, net$490,000415
Net operating income$8,799,000598
2007-06-30 (YTD Data)Rank
Total interest income$14,037,0001,558
Total interest expense$4,868,0001,990
Net interest income$9,169,0001,244
Provision for loan and lease losses$180,0002,301
Total noninterest income$3,402,000877
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,250,000390
Trading account gains and fees$0168
Additional Noninterest Income$1,152,0001,266
Total noninterest expense$6,797,0001,364
Salaries and employee benefits$3,170,0001,624
Premises and equipment expense$1,465,000905
Additional noninterest expense$2,162,0001,275
Pre-tax net operating income$5,594,000865
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,594,000662
Extraordinary gains, net$029
Net income$5,594,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,985
Cash dividends$4,350,000472
Sale, conversion, retirement of capital stock, net$327,000367
Net operating income$5,594,000648
2007-03-31 (YTD Data)Rank
Total interest income$6,894,0001,581
Total interest expense$2,402,0002,005
Net interest income$4,492,0001,274
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,619,000892
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,059,000397
Trading account gains and fees$0195
Additional Noninterest Income$560,0001,260
Total noninterest expense$3,446,0001,347
Salaries and employee benefits$1,599,0001,623
Premises and equipment expense$761,000883
Additional noninterest expense$1,086,0001,249
Pre-tax net operating income$2,575,000916
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,575,000702
Extraordinary gains, net$022
Net income$2,575,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$2,100,000431
Sale, conversion, retirement of capital stock, net$164,000269
Net operating income$2,575,000692
2006-12-31 (YTD Data)Rank
Total interest income$26,867,0001,489
Total interest expense$8,790,0001,885
Net interest income$18,077,0001,252
Provision for loan and lease losses$720,0001,378
Total noninterest income$6,563,000875
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,623,000369
Trading account gains and fees$0130
Additional Noninterest Income$1,940,0001,391
Total noninterest expense$13,283,0001,343
Salaries and employee benefits$6,294,0001,564
Premises and equipment expense$2,701,000926
Additional noninterest expense$4,288,0001,244
Pre-tax net operating income$10,637,000932
Securities gains (losses)$359,000297
Applicable income taxes$06,600
Income before extraordinary items$10,996,000683
Extraordinary gains, net$051
Net income$10,996,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,043
Cash dividends$9,050,000422
Sale, conversion, retirement of capital stock, net$679,000549
Net operating income$10,637,000690
2006-09-30 (YTD Data)Rank
Total interest income$20,006,0001,486
Total interest expense$6,443,0001,873
Net interest income$13,563,0001,270
Provision for loan and lease losses$540,0001,310
Total noninterest income$4,925,000890
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,511,000369
Trading account gains and fees$0126
Additional Noninterest Income$1,414,0001,418
Total noninterest expense$9,908,0001,363
Salaries and employee benefits$4,897,0001,521
Premises and equipment expense$2,021,000937
Additional noninterest expense$2,990,0001,338
Pre-tax net operating income$8,040,000963
Securities gains (losses)$-3,0007,275
Applicable income taxes$06,687
Income before extraordinary items$8,037,000728
Extraordinary gains, net$045
Net income$8,037,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,794
Cash dividends$6,700,000403
Sale, conversion, retirement of capital stock, net$656,000427
Net operating income$8,040,000723
2006-06-30 (YTD Data)Rank
Total interest income$13,128,0001,478
Total interest expense$4,118,0001,859
Net interest income$9,010,0001,268
Provision for loan and lease losses$360,0001,269
Total noninterest income$3,203,000894
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,346,000368
Trading account gains and fees$0126
Additional Noninterest Income$857,0001,515
Total noninterest expense$6,498,0001,389
Salaries and employee benefits$3,259,0001,530
Premises and equipment expense$1,287,000982
Additional noninterest expense$1,952,0001,371
Pre-tax net operating income$5,355,000958
Securities gains (losses)$1,0001,053
Applicable income taxes$06,706
Income before extraordinary items$5,356,000733
Extraordinary gains, net$039
Net income$5,356,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,990
Cash dividends$4,350,000425
Sale, conversion, retirement of capital stock, net$429,000349
Net operating income$5,355,000722
2006-03-31 (YTD Data)Rank
Total interest income$6,435,0001,468
Total interest expense$1,972,0001,847
Net interest income$4,463,0001,277
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,603,000883
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,099,000380
Trading account gains and fees$0115
Additional Noninterest Income$504,0001,334
Total noninterest expense$3,266,0001,382
Salaries and employee benefits$1,638,0001,517
Premises and equipment expense$651,000971
Additional noninterest expense$977,0001,346
Pre-tax net operating income$2,620,000959
Securities gains (losses)$1,000856
Applicable income taxes$06,588
Income before extraordinary items$2,621,000736
Extraordinary gains, net$021
Net income$2,621,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,641
Cash dividends$2,000,000412
Sale, conversion, retirement of capital stock, net$210,000240
Net operating income$2,620,000720
2005-12-31 (YTD Data)Rank
Total interest income$24,529,0001,361
Total interest expense$7,160,0001,590
Net interest income$17,369,0001,249
Provision for loan and lease losses$600,0001,622
Total noninterest income$7,630,000761
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,516,000376
Trading account gains and fees$0138
Additional Noninterest Income$3,114,000994
Total noninterest expense$12,688,0001,355
Salaries and employee benefits$6,647,0001,402
Premises and equipment expense$2,541,000945
Additional noninterest expense$3,500,0001,456
Pre-tax net operating income$11,711,000837
Securities gains (losses)$-258,0008,624
Applicable income taxes$06,964
Income before extraordinary items$11,453,000647
Extraordinary gains, net$046
Net income$11,453,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,489
Cash dividends$8,300,000437
Sale, conversion, retirement of capital stock, net$904,000497
Net operating income$11,711,000625
2005-09-30 (YTD Data)Rank
Total interest income$18,346,0001,322
Total interest expense$5,291,0001,516
Net interest income$13,055,0001,239
Provision for loan and lease losses$450,0001,533
Total noninterest income$5,992,000737
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,373,000374
Trading account gains and fees$0126
Additional Noninterest Income$2,619,000917
Total noninterest expense$9,410,0001,359
Salaries and employee benefits$4,972,0001,391
Premises and equipment expense$1,891,000939
Additional noninterest expense$2,547,0001,475
Pre-tax net operating income$9,187,000805
Securities gains (losses)$-235,0008,734
Applicable income taxes$06,976
Income before extraordinary items$8,952,000623
Extraordinary gains, net$035
Net income$8,952,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,472
Cash dividends$5,800,000421
Sale, conversion, retirement of capital stock, net$603,000390
Net operating income$9,187,000591
2005-06-30 (YTD Data)Rank
Total interest income$12,053,0001,305
Total interest expense$3,404,0001,478
Net interest income$8,649,0001,222
Provision for loan and lease losses$300,0001,505
Total noninterest income$4,338,000689
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,177,000380
Trading account gains and fees$0116
Additional Noninterest Income$2,161,000762
Total noninterest expense$6,214,0001,366
Salaries and employee benefits$3,270,0001,408
Premises and equipment expense$1,250,000933
Additional noninterest expense$1,694,0001,475
Pre-tax net operating income$6,473,000747
Securities gains (losses)$-238,0008,779
Applicable income taxes$06,961
Income before extraordinary items$6,235,000591
Extraordinary gains, net$030
Net income$6,235,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,000988
Cash dividends$3,800,000417
Sale, conversion, retirement of capital stock, net$401,000312
Net operating income$6,473,000556
2005-03-31 (YTD Data)Rank
Total interest income$5,911,0001,299
Total interest expense$1,593,0001,505
Net interest income$4,318,0001,225
Provision for loan and lease losses$150,0001,379
Total noninterest income$2,563,000599
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,046,000385
Trading account gains and fees$0115
Additional Noninterest Income$1,517,000577
Total noninterest expense$3,083,0001,374
Salaries and employee benefits$1,626,0001,416
Premises and equipment expense$631,000940
Additional noninterest expense$826,0001,508
Pre-tax net operating income$3,648,000671
Securities gains (losses)$-238,0008,874
Applicable income taxes$06,892
Income before extraordinary items$3,410,000544
Extraordinary gains, net$024
Net income$3,410,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,389
Cash dividends$1,800,000397
Sale, conversion, retirement of capital stock, net$200,000213
Net operating income$3,648,000503
2004-12-31 (YTD Data)Rank
Total interest income$21,079,0001,348
Total interest expense$4,837,0001,695
Net interest income$16,242,0001,240
Provision for loan and lease losses$562,0001,771
Total noninterest income$6,929,000807
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,254,000325
Trading account gains and fees$0138
Additional Noninterest Income$1,675,0001,505
Total noninterest expense$11,962,0001,371
Salaries and employee benefits$6,214,0001,425
Premises and equipment expense$2,371,000961
Additional noninterest expense$3,377,0001,466
Pre-tax net operating income$10,647,000830
Securities gains (losses)$-212,0008,807
Applicable income taxes$07,185
Income before extraordinary items$10,435,000647
Extraordinary gains, net$034
Net income$10,435,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,903
Cash dividends$8,651,000404
Sale, conversion, retirement of capital stock, net$682,000437
Net operating income$10,647,000606
2004-09-30 (YTD Data)Rank
Total interest income$15,455,0001,360
Total interest expense$3,443,0001,743
Net interest income$12,012,0001,253
Provision for loan and lease losses$421,0001,699
Total noninterest income$5,324,000807
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,095,000318
Trading account gains and fees$0134
Additional Noninterest Income$1,229,0001,537
Total noninterest expense$8,820,0001,386
Salaries and employee benefits$4,602,0001,440
Premises and equipment expense$1,745,000984
Additional noninterest expense$2,473,0001,481
Pre-tax net operating income$8,095,000821
Securities gains (losses)$-211,0008,940
Applicable income taxes$07,220
Income before extraordinary items$7,884,000649
Extraordinary gains, net$026
Net income$7,884,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,006
Cash dividends$6,550,000374
Sale, conversion, retirement of capital stock, net$505,000359
Net operating income$8,095,000604
2004-06-30 (YTD Data)Rank
Total interest income$10,147,0001,369
Total interest expense$2,222,0001,790
Net interest income$7,925,0001,248
Provision for loan and lease losses$281,0001,670
Total noninterest income$3,265,000849
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,462,000348
Trading account gains and fees$0130
Additional Noninterest Income$803,0001,546
Total noninterest expense$5,824,0001,390
Salaries and employee benefits$3,020,0001,466
Premises and equipment expense$1,171,000978
Additional noninterest expense$1,633,0001,482
Pre-tax net operating income$5,085,000857
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$5,085,000662
Extraordinary gains, net$021
Net income$5,085,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,017
Cash dividends$4,050,000392
Sale, conversion, retirement of capital stock, net$329,000296
Net operating income$5,085,000631
2004-03-31 (YTD Data)Rank
Total interest income$4,965,0001,413
Total interest expense$1,071,0001,864
Net interest income$3,894,0001,274
Provision for loan and lease losses$140,0001,616
Total noninterest income$1,557,000880
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,164,000363
Trading account gains and fees$0121
Additional Noninterest Income$393,0001,552
Total noninterest expense$2,921,0001,405
Salaries and employee benefits$1,488,0001,494
Premises and equipment expense$571,0001,026
Additional noninterest expense$862,0001,401
Pre-tax net operating income$2,390,000903
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,390,000700
Extraordinary gains, net$016
Net income$2,390,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$1,800,000398
Sale, conversion, retirement of capital stock, net$165,000216
Net operating income$2,390,000648
2003-12-31 (YTD Data)Rank
Total interest income$18,581,0001,548
Total interest expense$4,449,0002,009
Net interest income$14,132,0001,386
Provision for loan and lease losses$451,0002,350
Total noninterest income$5,980,000976
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,384,000396
Trading account gains and fees$0160
Additional Noninterest Income$1,596,0001,748
Total noninterest expense$11,539,0001,389
Salaries and employee benefits$5,954,0001,437
Premises and equipment expense$2,265,0001,011
Additional noninterest expense$3,320,0001,489
Pre-tax net operating income$8,122,0001,026
Securities gains (losses)$10,0003,613
Applicable income taxes$07,459
Income before extraordinary items$8,132,000797
Extraordinary gains, net$054
Net income$8,132,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,755
Cash dividends$6,600,000509
Sale, conversion, retirement of capital stock, net$620,000464
Net operating income$8,122,000751
2003-09-30 (YTD Data)Rank
Total interest income$13,921,0001,571
Total interest expense$3,431,0002,029
Net interest income$10,490,0001,406
Provision for loan and lease losses$432,0001,917
Total noninterest income$4,179,0001,077
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,943,000435
Trading account gains and fees$0153
Additional Noninterest Income$1,236,0001,770
Total noninterest expense$8,604,0001,410
Salaries and employee benefits$4,492,0001,446
Premises and equipment expense$1,660,0001,046
Additional noninterest expense$2,452,0001,497
Pre-tax net operating income$5,633,0001,142
Securities gains (losses)$9,0003,379
Applicable income taxes$07,524
Income before extraordinary items$5,642,000902
Extraordinary gains, net$040
Net income$5,642,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,042
Cash dividends$5,350,000461
Sale, conversion, retirement of capital stock, net$310,000404
Net operating income$5,633,000830
2003-06-30 (YTD Data)Rank
Total interest income$9,486,0001,553
Total interest expense$2,415,0001,986
Net interest income$7,071,0001,387
Provision for loan and lease losses$288,0001,922
Total noninterest income$2,736,0001,077
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,897,000451
Trading account gains and fees$0150
Additional Noninterest Income$839,0001,722
Total noninterest expense$5,684,0001,413
Salaries and employee benefits$2,958,0001,456
Premises and equipment expense$1,029,0001,114
Additional noninterest expense$1,697,0001,451
Pre-tax net operating income$3,835,0001,117
Securities gains (losses)$9,0002,996
Applicable income taxes$07,529
Income before extraordinary items$3,844,000886
Extraordinary gains, net$030
Net income$3,844,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,225
Cash dividends$3,600,000447
Sale, conversion, retirement of capital stock, net$310,000288
Net operating income$3,835,000812
2003-03-31 (YTD Data)Rank
Total interest income$4,752,0001,560
Total interest expense$1,226,0002,007
Net interest income$3,526,0001,393
Provision for loan and lease losses$144,0001,857
Total noninterest income$1,309,0001,084
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$899,000472
Trading account gains and fees$0134
Additional Noninterest Income$410,0001,708
Total noninterest expense$2,818,0001,422
Salaries and employee benefits$1,479,0001,447
Premises and equipment expense$517,0001,122
Additional noninterest expense$822,0001,459
Pre-tax net operating income$1,873,0001,153
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,873,000903
Extraordinary gains, net$021
Net income$1,873,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$1,800,000413
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,873,000831
2002-12-31 (YTD Data)Rank
Total interest income$20,527,0001,505
Total interest expense$5,946,0001,912
Net interest income$14,581,0001,330
Provision for loan and lease losses$435,0002,656
Total noninterest income$5,310,000996
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,653,000454
Trading account gains and fees$0153
Additional Noninterest Income$1,657,0001,527
Total noninterest expense$11,141,0001,385
Salaries and employee benefits$5,704,0001,429
Premises and equipment expense$1,953,0001,126
Additional noninterest expense$3,484,0001,366
Pre-tax net operating income$8,315,0001,014
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$8,315,000768
Extraordinary gains, net$070
Net income$8,315,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,999
Cash dividends$7,050,000461
Sale, conversion, retirement of capital stock, net$564,000460
Net operating income$8,315,000732
2001-12-31 (YTD Data)Rank
Total interest income$23,143,0001,473
Total interest expense$8,743,0001,852
Net interest income$14,400,0001,239
Provision for loan and lease losses$450,0002,395
Total noninterest income$4,847,0001,022
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,088,000485
Trading account gains and fees$0177
Additional Noninterest Income$1,759,0001,356
Total noninterest expense$10,866,0001,349
Salaries and employee benefits$5,196,0001,463
Premises and equipment expense$2,014,0001,048
Additional noninterest expense$3,656,0001,287
Pre-tax net operating income$7,931,000953
Securities gains (losses)$13,0003,437
Applicable income taxes$-354,0009,453
Income before extraordinary items$8,298,000676
Extraordinary gains, net$0105
Net income$8,298,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,717
Cash dividends$5,900,000543
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,285,000649
2000-12-31 (YTD Data)Rank
Total interest income$22,334,0001,545
Total interest expense$9,957,0001,734
Net interest income$12,377,0001,418
Provision for loan and lease losses$50,0006,512
Total noninterest income$3,798,0001,112
Gross Fiduciary activities income$40,0001,080
Service charges on deposit accounts$2,401,000553
Trading account gains and fees$0180
Additional Noninterest Income$1,357,0001,499
Total noninterest expense$10,143,0001,367
Salaries and employee benefits$5,261,0001,347
Premises and equipment expense$1,912,0001,049
Additional noninterest expense$2,970,0001,509
Pre-tax net operating income$5,982,0001,241
Securities gains (losses)$-7,0008,117
Applicable income taxes$2,020,0001,143
Income before extraordinary items$3,955,0001,337
Extraordinary gains, net$038
Net income$3,955,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,274
Cash dividends$2,853,0001,010
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,959,6201,325
1999-12-31 (YTD Data)Rank
Total interest income$19,507,0001,659
Total interest expense$7,791,0001,925
Net interest income$11,716,0001,499
Provision for loan and lease losses$349,0002,370
Total noninterest income$3,836,0001,121
Gross Fiduciary activities income$784,000519
Service charges on deposit accounts$2,189,000601
Trading account gains and fees$0173
Additional Noninterest Income$863,0002,054
Total noninterest expense$9,586,0001,444
Salaries and employee benefits$4,806,0001,438
Premises and equipment expense$1,745,0001,148
Additional noninterest expense$3,035,0001,505
Pre-tax net operating income$5,617,0001,358
Securities gains (losses)$145,000624
Applicable income taxes$2,005,0001,228
Income before extraordinary items$3,757,0001,422
Extraordinary gains, net$035
Net income$3,757,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,323
Cash dividends$1,395,0001,787
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,662,7501,447
1998-12-31 (YTD Data)Rank
Total interest income$19,018,0001,709
Total interest expense$8,385,0001,826
Net interest income$10,633,0001,594
Provision for loan and lease losses$268,0002,883
Total noninterest income$3,572,0001,168
Gross Fiduciary activities income$601,000580
Service charges on deposit accounts$2,079,000590
Trading account gains and fees$0224
Additional Noninterest Income$892,0002,020
Total noninterest expense$9,085,0001,455
Salaries and employee benefits$4,404,0001,491
Premises and equipment expense$1,644,0001,160
Additional noninterest expense$3,037,0001,432
Pre-tax net operating income$4,852,0001,524
Securities gains (losses)$367,000661
Applicable income taxes$1,779,0001,403
Income before extraordinary items$3,440,0001,536
Extraordinary gains, net$032
Net income$3,440,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00010,096
Cash dividends$1,485,0001,689
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,197,7801,584
1997-12-31 (YTD Data)Rank
Total interest income$17,754,0001,861
Total interest expense$8,055,0001,919
Net interest income$9,699,0001,792
Provision for loan and lease losses$360,0002,248
Total noninterest income$2,989,0001,295
Gross Fiduciary activities income$557,000612
Service charges on deposit accounts$1,839,000692
Trading account gains and fees$0239
Additional Noninterest Income$593,0002,499
Total noninterest expense$8,093,0001,628
Salaries and employee benefits$3,598,0001,816
Premises and equipment expense$1,559,0001,264
Additional noninterest expense$2,936,0001,472
Pre-tax net operating income$4,235,0001,802
Securities gains (losses)$-3,0009,416
Applicable income taxes$1,527,0001,686
Income before extraordinary items$2,705,0001,948
Extraordinary gains, net$044
Net income$2,705,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,987
Cash dividends$280,0004,710
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,706,9201,894
1996-12-31 (YTD Data)Rank
Total interest income$15,738,0002,144
Total interest expense$6,686,0002,304
Net interest income$9,052,0001,989
Provision for loan and lease losses$490,0001,759
Total noninterest income$2,375,0001,609
Gross Fiduciary activities income$468,000727
Service charges on deposit accounts$1,420,000932
Trading account gains and fees$0262
Additional Noninterest Income$487,0002,980
Total noninterest expense$7,346,0001,921
Salaries and employee benefits$3,251,0002,035
Premises and equipment expense$1,566,0001,307
Additional noninterest expense$2,529,0001,989
Pre-tax net operating income$3,591,0002,006
Securities gains (losses)$82,0001,052
Applicable income taxes$1,081,0002,182
Income before extraordinary items$2,592,0001,908
Extraordinary gains, net$053
Net income$2,592,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,822
Cash dividends$910,0002,285
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,533,7801,914
1995-12-31 (YTD Data)Rank
Total interest income$13,889,0002,410
Total interest expense$5,840,0002,625
Net interest income$8,049,0002,241
Provision for loan and lease losses$348,0002,073
Total noninterest income$2,189,0001,705
Gross Fiduciary activities income$453,000772
Service charges on deposit accounts$1,159,0001,148
Trading account gains and fees$0522
Additional Noninterest Income$577,0002,605
Total noninterest expense$6,492,0002,121
Salaries and employee benefits$3,131,0002,118
Premises and equipment expense$1,432,0001,438
Additional noninterest expense$1,929,0002,474
Pre-tax net operating income$3,398,0002,165
Securities gains (losses)$36,0001,516
Applicable income taxes$1,042,0002,293
Income before extraordinary items$2,392,0002,117
Extraordinary gains, net$065
Net income$2,392,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,724
Cash dividends$430,0003,691
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,366,8002,102
1994-12-31 (YTD Data)Rank
Total interest income$11,500,0002,631
Total interest expense$3,929,0003,103
Net interest income$7,571,0002,388
Provision for loan and lease losses$236,0002,743
Total noninterest income$2,448,0001,587
Gross Fiduciary activities income$558,000704
Service charges on deposit accounts$1,106,0001,204
Trading account gains and fees$0475
Additional Noninterest Income$784,0002,164
Total noninterest expense$6,533,0002,158
Salaries and employee benefits$3,124,0002,115
Premises and equipment expense$1,378,0001,511
Additional noninterest expense$2,031,0002,539
Pre-tax net operating income$3,250,0002,186
Securities gains (losses)$-60,00011,176
Applicable income taxes$926,0002,405
Income before extraordinary items$2,264,0002,161
Extraordinary gains, net$0249
Net income$2,264,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,472
Cash dividends$675,0002,593
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,306,6002,135
1993-12-31 (YTD Data)Rank
Total interest income$11,764,0002,622
Total interest expense$3,921,0003,220
Net interest income$7,843,0002,294
Provision for loan and lease losses$317,0002,885
Total noninterest income$2,501,0001,680
Gross Fiduciary activities income$513,000754
Service charges on deposit accounts$1,103,0001,223
Trading account gains and fees$0532
Additional Noninterest Income$885,0002,226
Total noninterest expense$6,759,0002,163
Salaries and employee benefits$3,063,0002,167
Premises and equipment expense$1,530,0001,397
Additional noninterest expense$2,166,0002,554
Pre-tax net operating income$3,268,0002,084
Securities gains (losses)$144,0002,022
Applicable income taxes$1,173,0001,965
Income before extraordinary items$2,239,0002,236
Extraordinary gains, net$03,149
Net income$2,239,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,724
Cash dividends$748,0002,294
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,143,9602,193
1992-12-31 (YTD Data)Rank
Total interest income$12,293,0002,850
Total interest expense$4,970,0003,327
Net interest income$7,323,0002,484
Provision for loan and lease losses$190,0005,357
Total noninterest income$2,416,0001,696
Gross Fiduciary activities income$519,000752
Service charges on deposit accounts$1,085,0001,226
Trading account gains and fees$0504
Additional Noninterest Income$812,0002,296
Total noninterest expense$7,167,0002,059
Salaries and employee benefits$3,562,0001,859
Premises and equipment expense$1,453,0001,475
Additional noninterest expense$2,152,0002,636
Pre-tax net operating income$2,382,0002,616
Securities gains (losses)$226,0001,842
Applicable income taxes$807,0002,596
Income before extraordinary items$1,801,0002,552
Extraordinary gains, net$01,422
Net income$1,801,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$430,0003,139
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,645,0602,592

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.