Home > The Citizens Bank > Assets and Liabilities
The Citizens Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $118,568,000 | 4,533 |
| Cash and due from depository institutions | $4,469,000 | 5,036 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $27,471,000 | 3,677 |
| Federal funds sold & reverse repurchase agreements | $4,823,000 | 2,942 |
| Net loans & leases | $75,844,000 | 4,555 |
| Loan loss allowance | $1,330,000 | 3,429 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,374,000 | 5,343 |
| Other real estate owned | $1,090,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,497,000 | 3,824 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $118,568,000 | 4,533 |
| Total liabilities | $109,970,000 | 4,402 |
| Total deposits | $108,013,000 | 4,213 |
| Interest-bearing deposits | $93,385,000 | 4,136 |
| Deposits held in domestic offices | $108,013,000 | 4,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,957,000 | 2,422 |
| Total equity capital | $8,598,000 | 5,847 |
| Total bank equity capital | $8,598,000 | 5,847 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $462,000 | 4,382 |
| Surplus | $3,606,000 | 4,577 |
| Undivided profits | $4,530,000 | 4,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,504,000 | 2,790 |
| Earning assets | $108,138,000 | 4,551 |
| Long-term assets (5+ years) | $5,777,000 | 5,592 |
| Average Assets, year-to-date | $115,683,200 | 4,468 |
| Average Assets, quarterly | $116,017,000 | 4,559 |
| Volatile liabilities | $22,233,000 | 4,444 |
| Insider loans | $670,000 | 4,994 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,705,000 | 2,297 |
| Tier 1 (core) risk-based capital | $8,783,000 | 5,695 |
| Tier 2 risk-based capital | $1,139,000 | 3,639 |
| Total risk weighted assets | $90,940,000 | 4,220 |
| Total unused commitments | $35,705,000 | 2,298 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 30 | 4,948 |
| Assets and Liabilities | ||
| Total Assets: | $113,466,000 | 4,640 |
| Cash and due from depository institutions | $2,686,000 | 4,948 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $30,102,000 | 3,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $75,376,000 | 4,583 |
| Loan loss allowance | $1,307,000 | 3,482 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,357,000 | 5,361 |
| Other real estate owned | $717,000 | 4,948 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,228,000 | 4,055 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $113,466,000 | 4,640 |
| Total liabilities | $105,040,000 | 4,517 |
| Total deposits | $102,263,000 | 4,311 |
| Interest-bearing deposits | $86,184,000 | 4,294 |
| Deposits held in domestic offices | $102,263,000 | 4,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $776,000 | 2,949 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,001,000 | 2,343 |
| Total equity capital | $8,426,000 | 5,885 |
| Total bank equity capital | $8,426,000 | 5,885 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $462,000 | 4,407 |
| Surplus | $3,593,000 | 4,576 |
| Undivided profits | $4,371,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 2,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,342,000 | 3,068 |
| Earning assets | $105,478,000 | 4,592 |
| Long-term assets (5+ years) | $5,760,000 | 5,613 |
| Average Assets, year-to-date | $114,962,000 | 4,518 |
| Average Assets, quarterly | $114,273,000 | 4,586 |
| Volatile liabilities | $25,096,000 | 4,151 |
| Insider loans | $1,072,000 | 4,108 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $34,708,000 | 2,364 |
| Tier 1 (core) risk-based capital | $8,652,000 | 5,735 |
| Tier 2 risk-based capital | $1,114,000 | 3,704 |
| Total risk weighted assets | $89,035,000 | 4,276 |
| Total unused commitments | $34,708,000 | 2,365 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 31 | 4,873 |
| Assets and Liabilities | ||
| Total Assets: | $115,080,000 | 4,567 |
| Cash and due from depository institutions | $2,674,000 | 4,873 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $29,606,000 | 3,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $77,598,000 | 4,460 |
| Loan loss allowance | $1,216,000 | 3,662 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,345,000 | 5,345 |
| Other real estate owned | $739,000 | 4,873 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,118,000 | 4,099 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $115,080,000 | 4,567 |
| Total liabilities | $107,030,000 | 4,448 |
| Total deposits | $96,288,000 | 4,467 |
| Interest-bearing deposits | $80,725,000 | 4,483 |
| Deposits held in domestic offices | $96,288,000 | 4,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,833,000 | 1,295 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,909,000 | 2,232 |
| Total equity capital | $8,050,000 | 5,914 |
| Total bank equity capital | $8,050,000 | 5,914 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $462,000 | 4,401 |
| Surplus | $3,585,000 | 4,558 |
| Undivided profits | $4,003,000 | 5,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 5,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,264,000 | 2,952 |
| Earning assets | $107,204,000 | 4,517 |
| Long-term assets (5+ years) | $6,180,000 | 5,447 |
| Average Assets, year-to-date | $115,460,670 | 4,514 |
| Average Assets, quarterly | $115,111,500 | 4,553 |
| Volatile liabilities | $30,582,000 | 3,636 |
| Insider loans | $1,072,000 | 4,112 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $30,325,000 | 2,595 |
| Tier 1 (core) risk-based capital | $8,507,000 | 5,716 |
| Tier 2 risk-based capital | $1,079,000 | 3,768 |
| Total risk weighted assets | $86,206,000 | 4,318 |
| Total unused commitments | $30,325,000 | 2,596 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $115,143,000 | 4,551 |
| Cash and due from depository institutions | $2,108,000 | 4,847 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $31,250,000 | 3,453 |
| Federal funds sold & reverse repurchase agreements | $457,000 | 5,682 |
| Net loans & leases | $76,993,000 | 4,406 |
| Loan loss allowance | $1,166,000 | 3,732 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,357,000 | 5,303 |
| Other real estate owned | $24,000 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,954,000 | 4,117 |
| Life insurance assets | $597,000 | 3,192 |
| Total liabilities and capital | $115,143,000 | 4,551 |
| Total liabilities | $107,201,000 | 4,421 |
| Total deposits | $104,960,000 | 4,221 |
| Interest-bearing deposits | $90,218,000 | 4,154 |
| Deposits held in domestic offices | $104,960,000 | 4,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,241,000 | 1,997 |
| Total equity capital | $7,942,000 | 5,936 |
| Total bank equity capital | $7,942,000 | 5,936 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $462,000 | 4,393 |
| Surplus | $3,573,000 | 4,491 |
| Undivided profits | $3,907,000 | 5,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,070,000 | 3,247 |
| Earning assets | $108,700,000 | 4,480 |
| Long-term assets (5+ years) | $6,209,000 | 5,417 |
| Average Assets, year-to-date | $115,651,000 | 4,510 |
| Average Assets, quarterly | $115,651,000 | 4,510 |
| Volatile liabilities | $27,640,000 | 3,720 |
| Insider loans | $908,000 | 4,388 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,596,000 | 2,721 |
| Tier 1 (core) risk-based capital | $8,335,000 | 5,730 |
| Tier 2 risk-based capital | $1,054,000 | 3,771 |
| Total risk weighted assets | $84,242,000 | 4,331 |
| Total unused commitments | $27,596,000 | 2,723 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $116,159,000 | 4,500 |
| Cash and due from depository institutions | $3,185,000 | 4,947 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $29,423,000 | 3,607 |
| Federal funds sold & reverse repurchase agreements | $1,932,000 | 4,063 |
| Net loans & leases | $77,782,000 | 4,366 |
| Loan loss allowance | $1,157,000 | 3,727 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,341,000 | 5,321 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,496,000 | 4,542 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $116,159,000 | 4,500 |
| Total liabilities | $108,245,000 | 4,393 |
| Total deposits | $106,496,000 | 4,169 |
| Interest-bearing deposits | $92,463,000 | 4,034 |
| Deposits held in domestic offices | $106,496,000 | 4,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $138,000 | 5,666 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,611,000 | 2,486 |
| Total equity capital | $7,914,000 | 5,919 |
| Total bank equity capital | $7,914,000 | 5,919 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $462,000 | 4,412 |
| Surplus | $3,546,000 | 4,475 |
| Undivided profits | $3,906,000 | 5,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,086,000 | 3,217 |
| Earning assets | $109,137,000 | 4,437 |
| Long-term assets (5+ years) | $6,398,000 | 5,394 |
| Average Assets, year-to-date | $110,651,800 | 4,514 |
| Average Assets, quarterly | $113,671,500 | 4,548 |
| Volatile liabilities | $23,950,000 | 4,009 |
| Insider loans | $719,000 | 4,792 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,339,000 | 2,181 |
| Tier 1 (core) risk-based capital | $8,218,000 | 5,747 |
| Tier 2 risk-based capital | $1,060,000 | 3,736 |
| Total risk weighted assets | $84,698,000 | 4,299 |
| Total unused commitments | $37,339,000 | 2,182 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $111,184,000 | 4,610 |
| Cash and due from depository institutions | $2,246,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $29,554,000 | 3,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $76,083,000 | 4,411 |
| Loan loss allowance | $1,096,000 | 3,827 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,298,000 | 5,360 |
| Other real estate owned | $0 | 4,835 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,003,000 | 5,032 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $111,184,000 | 4,610 |
| Total liabilities | $103,090,000 | 4,495 |
| Total deposits | $99,504,000 | 4,301 |
| Interest-bearing deposits | $82,451,000 | 4,324 |
| Deposits held in domestic offices | $99,504,000 | 4,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,036,000 | 2,341 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $296,000 | 5,629 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,254,000 | 2,960 |
| Total equity capital | $8,094,000 | 5,833 |
| Total bank equity capital | $8,094,000 | 5,833 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $462,000 | 4,413 |
| Surplus | $3,546,000 | 4,438 |
| Undivided profits | $4,086,000 | 5,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 4,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,050,000 | 3,291 |
| Earning assets | $105,637,000 | 4,521 |
| Long-term assets (5+ years) | $6,272,000 | 5,490 |
| Average Assets, year-to-date | $109,275,000 | 4,553 |
| Average Assets, quarterly | $111,330,500 | 4,567 |
| Volatile liabilities | $24,384,000 | 3,897 |
| Insider loans | $773,000 | 4,674 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,698,000 | 2,272 |
| Tier 1 (core) risk-based capital | $8,336,000 | 5,665 |
| Tier 2 risk-based capital | $1,026,000 | 3,796 |
| Total risk weighted assets | $82,026,000 | 4,345 |
| Total unused commitments | $34,698,000 | 2,274 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $111,477,000 | 4,538 |
| Cash and due from depository institutions | $2,825,000 | 4,824 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $29,252,000 | 3,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $75,985,000 | 4,358 |
| Loan loss allowance | $993,000 | 4,075 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,319,000 | 5,299 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,096,000 | 4,765 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $111,477,000 | 4,538 |
| Total liabilities | $103,290,000 | 4,420 |
| Total deposits | $95,753,000 | 4,358 |
| Interest-bearing deposits | $81,109,000 | 4,323 |
| Deposits held in domestic offices | $95,753,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,862,000 | 1,523 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $450,000 | 5,432 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,225,000 | 2,820 |
| Total equity capital | $8,187,000 | 5,748 |
| Total bank equity capital | $8,187,000 | 5,748 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $462,000 | 4,406 |
| Surplus | $3,546,000 | 4,400 |
| Undivided profits | $4,179,000 | 5,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 4,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,025,000 | 3,082 |
| Earning assets | $105,237,000 | 4,463 |
| Long-term assets (5+ years) | $6,687,000 | 5,469 |
| Average Assets, year-to-date | $108,638,670 | 4,563 |
| Average Assets, quarterly | $109,559,000 | 4,567 |
| Volatile liabilities | $27,856,000 | 3,476 |
| Insider loans | $971,000 | 4,215 |
| FHLB advances | $450,000 | 5,183 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $35,404,000 | 2,188 |
| Tier 1 (core) risk-based capital | $8,289,000 | 5,609 |
| Tier 2 risk-based capital | $993,000 | 3,840 |
| Total risk weighted assets | $81,709,000 | 4,298 |
| Total unused commitments | $35,404,000 | 2,188 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $107,641,000 | 4,652 |
| Cash and due from depository institutions | $2,780,000 | 4,612 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,346,000 | 3,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $72,381,000 | 4,446 |
| Loan loss allowance | $953,000 | 4,210 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,318,000 | 5,319 |
| Other real estate owned | $9,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,807,000 | 5,130 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $107,641,000 | 4,652 |
| Total liabilities | $99,632,000 | 4,532 |
| Total deposits | $97,956,000 | 4,303 |
| Interest-bearing deposits | $82,601,000 | 4,299 |
| Deposits held in domestic offices | $97,956,000 | 4,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $199,000 | 3,158 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $450,000 | 5,320 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,027,000 | 3,153 |
| Total equity capital | $8,009,000 | 5,748 |
| Total bank equity capital | $8,009,000 | 5,748 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $462,000 | 4,428 |
| Surplus | $3,542,000 | 4,383 |
| Undivided profits | $4,005,000 | 5,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $895,000 | 3,377 |
| Earning assets | $101,727,000 | 4,566 |
| Long-term assets (5+ years) | $5,844,000 | 5,742 |
| Average Assets, year-to-date | $107,219,500 | 4,639 |
| Average Assets, quarterly | $107,219,500 | 4,639 |
| Volatile liabilities | $10,551,000 | 5,732 |
| Insider loans | $932,000 | 4,292 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $31,747,000 | 2,304 |
| Tier 1 (core) risk-based capital | $8,264,000 | 5,584 |
| Tier 2 risk-based capital | $953,000 | 3,950 |
| Total risk weighted assets | $78,789,000 | 4,369 |
| Total unused commitments | $31,747,000 | 2,308 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $106,798,000 | 4,668 |
| Cash and due from depository institutions | $2,056,000 | 4,823 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $27,827,000 | 3,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $73,570,000 | 4,392 |
| Loan loss allowance | $909,000 | 4,315 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,339,000 | 5,263 |
| Other real estate owned | $9,000 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,997,000 | 4,852 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $106,798,000 | 4,668 |
| Total liabilities | $98,819,000 | 4,544 |
| Total deposits | $92,790,000 | 4,464 |
| Interest-bearing deposits | $79,300,000 | 4,395 |
| Deposits held in domestic offices | $92,790,000 | 4,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,811,000 | 1,635 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $106,000 | 5,638 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,112,000 | 2,889 |
| Total equity capital | $7,979,000 | 5,768 |
| Total bank equity capital | $7,979,000 | 5,768 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $462,000 | 4,444 |
| Surplus | $3,485,000 | 4,423 |
| Undivided profits | $4,032,000 | 5,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $870,000 | 3,452 |
| Earning assets | $101,397,000 | 4,559 |
| Long-term assets (5+ years) | $7,001,000 | 5,496 |
| Average Assets, year-to-date | $104,535,200 | 4,593 |
| Average Assets, quarterly | $106,841,500 | 4,629 |
| Volatile liabilities | $13,505,000 | 5,072 |
| Insider loans | $946,000 | 4,255 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,877,000 | 2,365 |
| Tier 1 (core) risk-based capital | $7,967,000 | 5,658 |
| Tier 2 risk-based capital | $909,000 | 4,051 |
| Total risk weighted assets | $79,626,000 | 4,328 |
| Total unused commitments | $28,877,000 | 2,366 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $106,885,000 | 4,610 |
| Cash and due from depository institutions | $2,358,000 | 4,735 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $28,093,000 | 3,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $73,036,000 | 4,392 |
| Loan loss allowance | $921,000 | 4,278 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,336,000 | 5,235 |
| Other real estate owned | $122,000 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,940,000 | 4,920 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $106,885,000 | 4,610 |
| Total liabilities | $98,806,000 | 4,497 |
| Total deposits | $89,942,000 | 4,516 |
| Interest-bearing deposits | $73,348,000 | 4,621 |
| Deposits held in domestic offices | $89,942,000 | 4,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,403,000 | 1,344 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $450,000 | 5,402 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,011,000 | 3,169 |
| Total equity capital | $8,079,000 | 5,747 |
| Total bank equity capital | $8,079,000 | 5,747 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $462,000 | 4,457 |
| Surplus | $3,484,000 | 4,402 |
| Undivided profits | $4,133,000 | 5,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $909,000 | 3,439 |
| Earning assets | $101,129,000 | 4,518 |
| Long-term assets (5+ years) | $9,637,000 | 4,985 |
| Average Assets, year-to-date | $103,969,500 | 4,615 |
| Average Assets, quarterly | $104,486,500 | 4,655 |
| Volatile liabilities | $15,423,000 | 4,735 |
| Insider loans | $940,000 | 4,229 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,419,000 | 2,492 |
| Tier 1 (core) risk-based capital | $7,912,000 | 5,669 |
| Tier 2 risk-based capital | $921,000 | 3,991 |
| Total risk weighted assets | $79,047,000 | 4,297 |
| Total unused commitments | $26,419,000 | 2,497 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $102,088,000 | 4,747 |
| Cash and due from depository institutions | $2,443,000 | 4,791 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $27,714,000 | 3,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $68,542,000 | 4,526 |
| Loan loss allowance | $952,000 | 4,168 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,346,000 | 5,211 |
| Other real estate owned | $9,000 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,034,000 | 4,787 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $102,088,000 | 4,747 |
| Total liabilities | $94,360,000 | 4,630 |
| Total deposits | $88,483,000 | 4,557 |
| Interest-bearing deposits | $72,852,000 | 4,657 |
| Deposits held in domestic offices | $88,483,000 | 4,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,421,000 | 1,743 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $450,000 | 5,393 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,006,000 | 2,933 |
| Total equity capital | $7,728,000 | 5,764 |
| Total bank equity capital | $7,728,000 | 5,764 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $462,000 | 4,488 |
| Surplus | $3,485,000 | 4,365 |
| Undivided profits | $3,781,000 | 5,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $909,000 | 3,209 |
| Earning assets | $96,256,000 | 4,653 |
| Long-term assets (5+ years) | $12,265,000 | 4,651 |
| Average Assets, year-to-date | $102,997,670 | 4,672 |
| Average Assets, quarterly | $103,472,500 | 4,686 |
| Volatile liabilities | $11,919,000 | 5,341 |
| Insider loans | $1,083,000 | 3,899 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,414,000 | 2,964 |
| Tier 1 (core) risk-based capital | $7,807,000 | 5,643 |
| Tier 2 risk-based capital | $932,000 | 3,945 |
| Total risk weighted assets | $74,533,000 | 4,440 |
| Total unused commitments | $20,414,000 | 2,967 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $104,857,000 | 4,661 |
| Cash and due from depository institutions | $2,354,000 | 5,006 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $28,443,000 | 3,815 |
| Federal funds sold & reverse repurchase agreements | $3,833,000 | 3,340 |
| Net loans & leases | $67,370,000 | 4,518 |
| Loan loss allowance | $879,000 | 4,356 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,302,000 | 5,289 |
| Other real estate owned | $53,000 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,502,000 | 5,380 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $104,857,000 | 4,661 |
| Total liabilities | $96,819,000 | 4,542 |
| Total deposits | $95,213,000 | 4,309 |
| Interest-bearing deposits | $79,860,000 | 4,367 |
| Deposits held in domestic offices | $95,213,000 | 4,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $450,000 | 5,230 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,156,000 | 2,911 |
| Total equity capital | $8,038,000 | 5,706 |
| Total bank equity capital | $8,038,000 | 5,706 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $462,000 | 4,499 |
| Surplus | $3,412,000 | 4,368 |
| Undivided profits | $4,164,000 | 5,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $823,000 | 3,454 |
| Earning assets | $99,646,000 | 4,562 |
| Long-term assets (5+ years) | $12,807,000 | 4,513 |
| Average Assets, year-to-date | $103,452,500 | 4,674 |
| Average Assets, quarterly | $103,452,500 | 4,674 |
| Volatile liabilities | $8,384,000 | 6,138 |
| Insider loans | $819,000 | 4,457 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,325,000 | 2,558 |
| Tier 1 (core) risk-based capital | $7,675,000 | 5,657 |
| Tier 2 risk-based capital | $879,000 | 4,052 |
| Total risk weighted assets | $74,117,000 | 4,397 |
| Total unused commitments | $24,325,000 | 2,567 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $102,048,000 | 4,735 |
| Cash and due from depository institutions | $3,896,000 | 4,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $27,547,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $67,504,000 | 4,494 |
| Loan loss allowance | $812,000 | 4,580 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,324,000 | 5,262 |
| Other real estate owned | $53,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,724,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,048,000 | 4,735 |
| Total liabilities | $94,141,000 | 4,629 |
| Total deposits | $87,584,000 | 4,581 |
| Interest-bearing deposits | $73,460,000 | 4,627 |
| Deposits held in domestic offices | $87,584,000 | 4,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,521,000 | 1,536 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,000 | 5,676 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,003,000 | 3,091 |
| Total equity capital | $7,907,000 | 5,691 |
| Total bank equity capital | $7,907,000 | 5,691 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $462,000 | 4,535 |
| Surplus | $3,412,000 | 4,341 |
| Undivided profits | $4,033,000 | 5,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 5,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $877,000 | 3,395 |
| Earning assets | $95,051,000 | 4,673 |
| Long-term assets (5+ years) | $12,019,000 | 4,660 |
| Average Assets, year-to-date | $102,864,000 | 4,580 |
| Average Assets, quarterly | $103,214,000 | 4,659 |
| Volatile liabilities | $13,536,000 | 4,904 |
| Insider loans | $875,000 | 4,343 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,454,000 | 2,542 |
| Tier 1 (core) risk-based capital | $7,668,000 | 5,635 |
| Tier 2 risk-based capital | $812,000 | 4,290 |
| Total risk weighted assets | $74,846,000 | 4,345 |
| Total unused commitments | $23,454,000 | 2,547 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $104,380,000 | 4,632 |
| Cash and due from depository institutions | $2,603,000 | 4,505 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $27,772,000 | 3,842 |
| Federal funds sold & reverse repurchase agreements | $5,468,000 | 2,457 |
| Net loans & leases | $65,480,000 | 4,567 |
| Loan loss allowance | $884,000 | 4,326 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,346,000 | 5,189 |
| Other real estate owned | $21,000 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,690,000 | 5,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,380,000 | 4,632 |
| Total liabilities | $96,459,000 | 4,521 |
| Total deposits | $94,965,000 | 4,285 |
| Interest-bearing deposits | $77,661,000 | 4,417 |
| Deposits held in domestic offices | $94,965,000 | 4,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $450,000 | 5,227 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,044,000 | 3,127 |
| Total equity capital | $7,921,000 | 5,670 |
| Total bank equity capital | $7,921,000 | 5,670 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $462,000 | 4,569 |
| Surplus | $3,411,000 | 4,286 |
| Undivided profits | $4,048,000 | 5,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $840,000 | 3,690 |
| Earning assets | $98,720,000 | 4,530 |
| Long-term assets (5+ years) | $12,480,000 | 4,600 |
| Average Assets, year-to-date | $103,068,000 | 4,600 |
| Average Assets, quarterly | $103,910,000 | 4,626 |
| Volatile liabilities | $9,725,000 | 5,788 |
| Insider loans | $1,004,000 | 4,032 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,163,000 | 3,265 |
| Tier 1 (core) risk-based capital | $7,580,000 | 5,659 |
| Tier 2 risk-based capital | $884,000 | 4,025 |
| Total risk weighted assets | $73,772,000 | 4,388 |
| Total unused commitments | $16,163,000 | 3,268 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $103,440,000 | 4,652 |
| Cash and due from depository institutions | $3,363,000 | 4,723 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $28,053,000 | 3,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $68,598,000 | 4,402 |
| Loan loss allowance | $956,000 | 4,052 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,369,000 | 5,130 |
| Other real estate owned | $9,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,048,000 | 4,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,440,000 | 4,652 |
| Total liabilities | $95,390,000 | 4,544 |
| Total deposits | $92,345,000 | 4,387 |
| Interest-bearing deposits | $77,075,000 | 4,456 |
| Deposits held in domestic offices | $92,345,000 | 4,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,399,000 | 2,318 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $432,000 | 5,298 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,214,000 | 2,908 |
| Total equity capital | $8,050,000 | 5,581 |
| Total bank equity capital | $8,050,000 | 5,581 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $462,000 | 4,577 |
| Surplus | $3,411,000 | 4,243 |
| Undivided profits | $4,177,000 | 5,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $834,000 | 3,571 |
| Earning assets | $96,651,000 | 4,583 |
| Long-term assets (5+ years) | $15,357,000 | 4,037 |
| Average Assets, year-to-date | $102,630,670 | 4,620 |
| Average Assets, quarterly | $103,488,000 | 4,618 |
| Volatile liabilities | $12,248,000 | 5,139 |
| Insider loans | $1,439,000 | 3,237 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,897,000 | 3,353 |
| Tier 1 (core) risk-based capital | $7,575,000 | 5,600 |
| Tier 2 risk-based capital | $939,000 | 3,804 |
| Total risk weighted assets | $75,714,000 | 4,275 |
| Total unused commitments | $14,897,000 | 3,366 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $103,536,000 | 4,608 |
| Cash and due from depository institutions | $2,485,000 | 4,894 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $26,454,000 | 3,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $71,068,000 | 4,245 |
| Loan loss allowance | $892,000 | 4,219 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,383,000 | 5,082 |
| Other real estate owned | $9,000 | 4,894 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,137,000 | 4,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,536,000 | 4,608 |
| Total liabilities | $95,650,000 | 4,497 |
| Total deposits | $91,909,000 | 4,355 |
| Interest-bearing deposits | $79,284,000 | 4,335 |
| Deposits held in domestic offices | $91,909,000 | 4,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,920,000 | 2,005 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $499,000 | 5,108 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,322,000 | 2,771 |
| Total equity capital | $7,886,000 | 5,585 |
| Total bank equity capital | $7,886,000 | 5,585 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $462,000 | 4,591 |
| Surplus | $3,411,000 | 4,203 |
| Undivided profits | $4,013,000 | 5,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $800,000 | 3,727 |
| Earning assets | $97,522,000 | 4,502 |
| Long-term assets (5+ years) | $16,223,000 | 3,828 |
| Average Assets, year-to-date | $102,226,000 | 4,628 |
| Average Assets, quarterly | $102,226,000 | 4,628 |
| Volatile liabilities | $11,746,000 | 5,234 |
| Insider loans | $2,127,000 | 2,425 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,748,000 | 3,178 |
| Tier 1 (core) risk-based capital | $7,503,000 | 5,562 |
| Tier 2 risk-based capital | $892,000 | 3,905 |
| Total risk weighted assets | $78,387,000 | 4,114 |
| Total unused commitments | $15,748,000 | 3,187 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $100,916,000 | 4,653 |
| Cash and due from depository institutions | $3,117,000 | 4,904 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $23,593,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $1,764,000 | 5,078 |
| Net loans & leases | $68,420,000 | 4,362 |
| Loan loss allowance | $864,000 | 4,242 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,399,000 | 5,041 |
| Other real estate owned | $9,000 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,614,000 | 3,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,916,000 | 4,653 |
| Total liabilities | $92,845,000 | 4,545 |
| Total deposits | $90,740,000 | 4,351 |
| Interest-bearing deposits | $77,712,000 | 4,362 |
| Deposits held in domestic offices | $90,740,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $474,000 | 5,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,631,000 | 2,373 |
| Total equity capital | $8,071,000 | 5,469 |
| Total bank equity capital | $8,071,000 | 5,469 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $462,000 | 4,596 |
| Surplus | $3,411,000 | 4,155 |
| Undivided profits | $4,198,000 | 5,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $614,000 | 4,849 |
| Earning assets | $93,777,000 | 4,596 |
| Long-term assets (5+ years) | $19,477,000 | 3,388 |
| Average Assets, year-to-date | $95,250,800 | 4,678 |
| Average Assets, quarterly | $100,495,500 | 4,623 |
| Volatile liabilities | $10,223,000 | 5,620 |
| Insider loans | $1,212,000 | 3,545 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,898,000 | 2,835 |
| Tier 1 (core) risk-based capital | $7,652,000 | 5,449 |
| Tier 2 risk-based capital | $864,000 | 3,959 |
| Total risk weighted assets | $75,438,000 | 4,215 |
| Total unused commitments | $17,898,000 | 2,842 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $93,639,000 | 4,783 |
| Cash and due from depository institutions | $2,376,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $20,809,000 | 4,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $67,375,000 | 4,310 |
| Loan loss allowance | $808,000 | 4,236 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,419,000 | 5,000 |
| Other real estate owned | $48,000 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,612,000 | 5,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,639,000 | 4,783 |
| Total liabilities | $85,612,000 | 4,717 |
| Total deposits | $76,882,000 | 4,790 |
| Interest-bearing deposits | $65,852,000 | 4,791 |
| Deposits held in domestic offices | $76,882,000 | 4,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,465,000 | 1,243 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000 | 5,653 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,260,000 | 2,905 |
| Total equity capital | $8,027,000 | 5,342 |
| Total bank equity capital | $8,027,000 | 5,342 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $462,000 | 4,697 |
| Surplus | $3,341,000 | 4,120 |
| Undivided profits | $4,224,000 | 4,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,077,000 | 3,224 |
| Earning assets | $88,184,000 | 4,664 |
| Long-term assets (5+ years) | $18,239,000 | 3,500 |
| Average Assets, year-to-date | $93,434,600 | 4,607 |
| Average Assets, quarterly | $95,305,500 | 4,668 |
| Volatile liabilities | $15,761,000 | 4,353 |
| Insider loans | $1,358,000 | 3,198 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,997,000 | 3,717 |
| Tier 1 (core) risk-based capital | $7,706,000 | 5,330 |
| Tier 2 risk-based capital | $808,000 | 3,985 |
| Total risk weighted assets | $69,863,000 | 4,330 |
| Total unused commitments | $10,997,000 | 3,726 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $93,016,000 | 4,687 |
| Cash and due from depository institutions | $4,392,000 | 4,660 |
| Interest-bearing balances | $2,500,000 | 1,455 |
| Securities | $20,603,000 | 4,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $64,922,000 | 4,328 |
| Loan loss allowance | $772,000 | 4,269 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,366,000 | 5,113 |
| Other real estate owned | $9,000 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,724,000 | 4,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,016,000 | 4,687 |
| Total liabilities | $86,203,000 | 4,566 |
| Total deposits | $77,838,000 | 4,656 |
| Interest-bearing deposits | $65,910,000 | 4,687 |
| Deposits held in domestic offices | $77,838,000 | 4,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,873,000 | 1,333 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $164,000 | 5,369 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,328,000 | 2,861 |
| Total equity capital | $6,813,000 | 5,887 |
| Total bank equity capital | $6,813,000 | 5,887 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $462,000 | 4,843 |
| Surplus | $3,151,000 | 4,217 |
| Undivided profits | $3,200,000 | 5,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $867,000 | 3,173 |
| Earning assets | $88,025,000 | 4,587 |
| Long-term assets (5+ years) | $9,592,000 | 4,680 |
| Average Assets, year-to-date | $86,484,000 | 4,782 |
| Average Assets, quarterly | $91,461,000 | 4,703 |
| Volatile liabilities | $17,651,000 | 3,980 |
| Insider loans | $1,023,000 | 3,814 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,361,000 | 4,452 |
| Tier 1 (core) risk-based capital | $6,719,000 | 5,803 |
| Tier 2 risk-based capital | $772,000 | 4,017 |
| Total risk weighted assets | $68,170,700 | 4,273 |
| Total unused commitments | $7,361,000 | 4,453 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $77,187,000 | 5,340 |
| Cash and due from depository institutions | $3,520,000 | 4,563 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,287,000 | 5,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $51,953,000 | 4,964 |
| Loan loss allowance | $780,000 | 4,181 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,408,000 | 5,031 |
| Other real estate owned | $9,000 | 4,563 |
| Goodwill and other intangibles | $23,000 | 3,034 |
| All other assets | $1,987,000 | 3,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,187,000 | 5,340 |
| Total liabilities | $71,323,000 | 5,246 |
| Total deposits | $69,246,000 | 5,087 |
| Interest-bearing deposits | $58,975,000 | 5,092 |
| Deposits held in domestic offices | $69,246,000 | 5,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $376,000 | 3,628 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $458,000 | 5,054 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,243,000 | 2,723 |
| Total equity capital | $5,864,000 | 6,344 |
| Total bank equity capital | $5,864,000 | 6,344 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $462,000 | 4,987 |
| Surplus | $3,093,000 | 4,246 |
| Undivided profits | $2,309,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $769,000 | 3,049 |
| Earning assets | $70,240,000 | 5,351 |
| Long-term assets (5+ years) | $6,372,000 | 5,848 |
| Average Assets, year-to-date | $75,270,400 | 5,288 |
| Average Assets, quarterly | $77,749,000 | 5,288 |
| Volatile liabilities | $8,208,000 | 5,969 |
| Insider loans | $1,677,000 | 2,581 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,534,000 | 3,410 |
| Tier 1 (core) risk-based capital | $6,147,000 | 6,187 |
| Tier 2 risk-based capital | $674,980 | 4,352 |
| Total risk weighted assets | $53,790,480 | 4,968 |
| Total unused commitments | $11,534,000 | 3,414 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $73,090,000 | 5,563 |
| Cash and due from depository institutions | $3,013,000 | 4,841 |
| Interest-bearing balances | $1,000,000 | 2,848 |
| Securities | $19,528,000 | 4,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $47,783,000 | 5,081 |
| Loan loss allowance | $681,000 | 4,554 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,385,000 | 5,009 |
| Other real estate owned | $69,000 | 4,841 |
| Goodwill and other intangibles | $49,000 | 2,907 |
| All other assets | $1,263,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,090,000 | 5,563 |
| Total liabilities | $67,101,000 | 5,457 |
| Total deposits | $61,803,000 | 5,525 |
| Interest-bearing deposits | $51,436,000 | 5,615 |
| Deposits held in domestic offices | $61,803,000 | 5,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,100,000 | 1,533 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $112,000 | 4,751 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,086,000 | 3,289 |
| Total equity capital | $5,989,000 | 6,363 |
| Total bank equity capital | $5,989,000 | 6,363 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $462,000 | 5,038 |
| Surplus | $3,038,000 | 4,154 |
| Undivided profits | $2,489,000 | 6,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 6,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $469,000 | 4,851 |
| Earning assets | $68,311,000 | 5,482 |
| Long-term assets (5+ years) | $9,837,000 | 4,754 |
| Average Assets, year-to-date | $72,180,000 | 5,379 |
| Average Assets, quarterly | $72,132,500 | 5,509 |
| Volatile liabilities | $9,823,000 | 5,036 |
| Insider loans | $1,976,000 | 2,136 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,921,000 | 7,549 |
| Tier 1 (core) risk-based capital | $5,828,000 | 6,320 |
| Tier 2 risk-based capital | $612,210 | 4,530 |
| Total risk weighted assets | $48,841,910 | 5,175 |
| Total unused commitments | $1,921,000 | 7,561 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $72,823,000 | 5,557 |
| Cash and due from depository institutions | $3,459,000 | 5,035 |
| Interest-bearing balances | $1,000,000 | 2,444 |
| Securities | $19,626,000 | 4,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $46,762,000 | 5,237 |
| Loan loss allowance | $638,000 | 4,846 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,449,000 | 4,831 |
| Other real estate owned | $110,000 | 5,035 |
| Goodwill and other intangibles | $74,000 | 2,747 |
| All other assets | $1,343,000 | 4,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,823,000 | 5,557 |
| Total liabilities | $67,030,000 | 5,456 |
| Total deposits | $63,050,000 | 5,466 |
| Interest-bearing deposits | $53,045,000 | 5,549 |
| Deposits held in domestic offices | $63,050,000 | 5,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 1,995 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $418,000 | 4,157 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,112,000 | 3,270 |
| Total equity capital | $5,793,000 | 6,540 |
| Total bank equity capital | $5,793,000 | 6,540 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $462,000 | 5,243 |
| Surplus | $3,038,000 | 4,119 |
| Undivided profits | $2,293,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 5,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $484,000 | 4,871 |
| Earning assets | $67,388,000 | 5,524 |
| Long-term assets (5+ years) | $9,317,000 | 4,498 |
| Average Assets, year-to-date | $72,355,200 | 5,388 |
| Average Assets, quarterly | $72,939,500 | 5,491 |
| Volatile liabilities | $8,783,000 | 5,422 |
| Insider loans | $1,837,000 | 2,220 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,660,000 | 7,860 |
| Tier 1 (core) risk-based capital | $5,635,000 | 6,519 |
| Tier 2 risk-based capital | $605,610 | 4,476 |
| Total risk weighted assets | $48,354,410 | 5,170 |
| Total unused commitments | $1,660,000 | 7,870 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $68,519,000 | 5,981 |
| Cash and due from depository institutions | $2,989,000 | 5,143 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,789,000 | 5,533 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $43,726,000 | 5,535 |
| Loan loss allowance | $630,000 | 5,026 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,552,000 | 4,579 |
| Other real estate owned | $30,000 | 5,143 |
| Goodwill and other intangibles | $100,000 | 2,509 |
| All other assets | $1,333,000 | 5,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,519,000 | 5,981 |
| Total liabilities | $62,972,000 | 5,860 |
| Total deposits | $57,597,000 | 6,021 |
| Interest-bearing deposits | $47,845,000 | 6,145 |
| Deposits held in domestic offices | $57,597,000 | 6,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,975,000 | 1,754 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $284,000 | 4,337 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,116,000 | 3,255 |
| Total equity capital | $5,547,000 | 6,789 |
| Total bank equity capital | $5,547,000 | 6,789 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $462,000 | 5,557 |
| Surplus | $3,038,000 | 4,177 |
| Undivided profits | $2,047,000 | 7,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $447,000 | 5,161 |
| Earning assets | $62,515,000 | 5,990 |
| Long-term assets (5+ years) | $7,270,000 | 4,970 |
| Average Assets, year-to-date | $67,149,200 | 5,879 |
| Average Assets, quarterly | $68,359,500 | 5,939 |
| Volatile liabilities | $10,975,000 | 4,567 |
| Insider loans | $1,402,000 | 2,813 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,054,000 | 7,397 |
| Tier 1 (core) risk-based capital | $5,435,000 | 6,780 |
| Tier 2 risk-based capital | $555,760 | 4,853 |
| Total risk weighted assets | $44,317,760 | 5,564 |
| Total unused commitments | $2,054,000 | 7,412 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $65,641,000 | 6,222 |
| Cash and due from depository institutions | $2,713,000 | 5,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,846,000 | 5,797 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $40,510,000 | 5,784 |
| Loan loss allowance | $640,000 | 5,035 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,552,000 | 4,555 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $126,000 | 2,249 |
| All other assets | $1,194,000 | 5,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,641,000 | 6,222 |
| Total liabilities | $60,396,000 | 6,118 |
| Total deposits | $59,182,000 | 6,001 |
| Interest-bearing deposits | $50,135,000 | 6,059 |
| Deposits held in domestic offices | $59,182,000 | 5,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $117,000 | 4,302 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,097,000 | 3,372 |
| Total equity capital | $5,245,000 | 7,152 |
| Total bank equity capital | $5,245,000 | 7,152 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $462,000 | 5,853 |
| Surplus | $3,038,000 | 4,143 |
| Undivided profits | $1,745,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 8,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $419,000 | 5,551 |
| Earning assets | $60,056,000 | 6,224 |
| Long-term assets (5+ years) | $5,822,000 | 5,419 |
| Average Assets, year-to-date | $63,894,200 | 6,165 |
| Average Assets, quarterly | $64,715,000 | 6,236 |
| Volatile liabilities | $7,736,000 | 5,416 |
| Insider loans | $1,379,000 | 2,957 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,048,000 | 7,372 |
| Tier 1 (core) risk-based capital | $4,986,000 | 7,256 |
| Tier 2 risk-based capital | $513,290 | 5,164 |
| Total risk weighted assets | $40,876,390 | 5,853 |
| Total unused commitments | $2,048,000 | 7,389 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $60,523,000 | 6,601 |
| Cash and due from depository institutions | $2,591,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,301,000 | 6,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $37,500,000 | 6,051 |
| Loan loss allowance | $489,000 | 6,289 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,557,000 | 4,473 |
| Other real estate owned | $12,000 | 5,756 |
| Goodwill and other intangibles | $151,000 | 2,071 |
| All other assets | $1,411,000 | 5,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,523,000 | 6,601 |
| Total liabilities | $56,433,000 | 6,461 |
| Total deposits | $55,461,000 | 6,311 |
| Interest-bearing deposits | $47,458,000 | 6,337 |
| Deposits held in domestic offices | $55,461,000 | 6,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $212,000 | 4,366 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $760,000 | 3,752 |
| Total equity capital | $4,090,000 | 8,074 |
| Total bank equity capital | $4,090,000 | 8,074 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $462,000 | 6,181 |
| Surplus | $3,038,000 | 4,075 |
| Undivided profits | $590,000 | 10,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $363,000 | 5,639 |
| Earning assets | $54,801,000 | 6,659 |
| Long-term assets (5+ years) | $4,047,000 | 6,593 |
| Average Assets, year-to-date | $58,493,800 | 6,655 |
| Average Assets, quarterly | $60,314,500 | 6,587 |
| Volatile liabilities | $9,799,000 | 4,408 |
| Insider loans | $1,132,000 | 3,367 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,033,000 | 9,055 |
| Tier 1 (core) risk-based capital | $4,158,000 | 8,091 |
| Tier 2 risk-based capital | $471,150 | 5,536 |
| Total risk weighted assets | $37,582,850 | 6,180 |
| Total unused commitments | $1,033,000 | 9,065 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $55,037,000 | 7,260 |
| Cash and due from depository institutions | $2,845,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,974,000 | 8,353 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,993 |
| Net loans & leases | $36,115,000 | 6,160 |
| Loan loss allowance | $510,000 | 6,289 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,568,000 | 4,502 |
| Other real estate owned | $0 | 5,994 |
| Goodwill and other intangibles | $177,000 | 1,905 |
| All other assets | $1,008,000 | 6,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,037,000 | 7,260 |
| Total liabilities | $50,939,000 | 7,152 |
| Total deposits | $49,860,000 | 7,069 |
| Interest-bearing deposits | $43,831,000 | 6,936 |
| Deposits held in domestic offices | $49,860,000 | 7,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $333,000 | 3,694 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $746,000 | 3,942 |
| Total equity capital | $4,098,000 | 8,271 |
| Total bank equity capital | $4,098,000 | 8,271 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $462,000 | 6,477 |
| Surplus | $3,038,000 | 4,042 |
| Undivided profits | $598,000 | 10,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $327,000 | 5,615 |
| Earning assets | $49,439,000 | 7,330 |
| Long-term assets (5+ years) | $8,756,000 | 4,737 |
| Average Assets, year-to-date | $52,450,400 | 7,336 |
| Average Assets, quarterly | $54,425,000 | 7,262 |
| Volatile liabilities | $6,565,000 | 5,551 |
| Insider loans | $1,356,000 | 2,911 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,305,000 | 8,636 |
| Tier 1 (core) risk-based capital | $3,782,000 | 8,580 |
| Tier 2 risk-based capital | $441,230 | 5,830 |
| Total risk weighted assets | $35,229,230 | 6,489 |
| Total unused commitments | $1,305,000 | 8,662 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $48,671,000 | 8,005 |
| Cash and due from depository institutions | $1,742,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,343,000 | 8,261 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 8,269 |
| Net loans & leases | $30,754,000 | 6,929 |
| Loan loss allowance | $575,000 | 5,817 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,484,000 | 4,694 |
| Other real estate owned | $0 | 6,105 |
| Goodwill and other intangibles | $202,000 | 1,846 |
| All other assets | $971,000 | 6,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,671,000 | 8,005 |
| Total liabilities | $44,949,000 | 7,925 |
| Total deposits | $44,102,000 | 7,847 |
| Interest-bearing deposits | $39,214,000 | 7,709 |
| Deposits held in domestic offices | $44,102,000 | 7,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $252,000 | 3,711 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $595,000 | 5,059 |
| Total equity capital | $3,722,000 | 8,631 |
| Total bank equity capital | $3,722,000 | 8,631 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $462,000 | 6,818 |
| Surplus | $3,038,000 | 3,926 |
| Undivided profits | $222,000 | 11,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 3,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $284,000 | 6,811 |
| Earning assets | $44,272,000 | 8,014 |
| Long-term assets (5+ years) | $10,097,000 | 4,317 |
| Average Assets, year-to-date | $47,697,600 | 7,936 |
| Average Assets, quarterly | $47,673,500 | 8,055 |
| Volatile liabilities | $4,951,000 | 6,610 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,207,000 | 8,698 |
| Tier 1 (core) risk-based capital | $3,520,000 | 8,832 |
| Tier 2 risk-based capital | $392,460 | 6,334 |
| Total risk weighted assets | $31,171,060 | 7,126 |
| Total unused commitments | $1,207,000 | 8,724 |
| Derivatives | $0 | 651 |