Home > The Chattahoochee Bank > Income and Expense
The Chattahoochee Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,864,000 | 1,751 |
| Total interest expense | $6,861,000 | 1,887 |
| Net interest income | $11,003,000 | 1,641 |
| Provision for loan and lease losses | $1,103,000 | 1,210 |
| Total noninterest income | $3,764,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $919,000 | 1,471 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,845,000 | 998 |
| Total noninterest expense | $10,120,000 | 1,509 |
| Salaries and employee benefits | $5,544,000 | 1,209 |
| Premises and equipment expense | $1,522,000 | 1,403 |
| Additional noninterest expense | $3,054,000 | 1,887 |
| Pre-tax net operating income | $3,544,000 | 1,925 |
| Securities gains (losses) | $383,000 | 1,089 |
| Applicable income taxes | $1,322,000 | 1,764 |
| Income before extraordinary items | $2,605,000 | 1,922 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,605,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 1,127 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,352,220 | 2,001 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,575,000 | 1,912 |
| Total interest expense | $8,509,000 | 2,001 |
| Net interest income | $10,066,000 | 1,822 |
| Provision for loan and lease losses | $1,217,000 | 1,620 |
| Total noninterest income | $3,187,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $745,000 | 1,821 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,442,000 | 1,094 |
| Total noninterest expense | $8,754,000 | 1,734 |
| Salaries and employee benefits | $4,632,000 | 1,432 |
| Premises and equipment expense | $1,382,000 | 1,544 |
| Additional noninterest expense | $2,740,000 | 2,153 |
| Pre-tax net operating income | $3,282,000 | 1,893 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,094,000 | 1,947 |
| Income before extraordinary items | $2,188,000 | 2,102 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,188,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,240,000 | 1,372 |
| Cash dividends | $2,828,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,188,000 | 1,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.