Home > The Champaign National Bank > Income and Expense
The Champaign National Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $18,010,000 | 1,706 |
Total interest expense | $7,693,000 | 1,639 |
Net interest income | $10,317,000 | 1,753 |
Provision for loan and lease losses | $525,000 | 1,486 |
Total noninterest income | $3,003,000 | 1,362 |
Gross Fiduciary activities income | $1,145,000 | 495 |
Service charges on deposit accounts | $663,000 | 2,043 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,195,000 | 1,630 |
Total noninterest expense | $9,103,000 | 1,617 |
Salaries and employee benefits | $4,978,000 | 1,358 |
Premises and equipment expense | $1,191,000 | 1,733 |
Additional noninterest expense | $2,934,000 | 1,848 |
Pre-tax net operating income | $3,692,000 | 1,928 |
Securities gains (losses) | $173,000 | 548 |
Applicable income taxes | $1,239,000 | 1,833 |
Income before extraordinary items | $2,626,000 | 1,858 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,626,000 | 1,856 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-98,000 | 12,214 |
Cash dividends | $815,000 | 2,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,508,360 | 1,949 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $16,104,000 | 1,949 |
Total interest expense | $6,787,000 | 1,913 |
Net interest income | $9,317,000 | 1,946 |
Provision for loan and lease losses | $600,000 | 1,833 |
Total noninterest income | $3,195,000 | 1,388 |
Gross Fiduciary activities income | $1,077,000 | 529 |
Service charges on deposit accounts | $704,000 | 1,936 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,414,000 | 1,624 |
Total noninterest expense | $8,698,000 | 1,742 |
Salaries and employee benefits | $4,843,000 | 1,386 |
Premises and equipment expense | $1,056,000 | 1,958 |
Additional noninterest expense | $2,799,000 | 2,021 |
Pre-tax net operating income | $3,214,000 | 2,124 |
Securities gains (losses) | $198,000 | 1,706 |
Applicable income taxes | $1,067,000 | 2,115 |
Income before extraordinary items | $2,345,000 | 2,137 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,345,000 | 2,218 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $657,000 | 1,493 |
Cash dividends | $300,000 | 4,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,208,380 | 2,132 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $17,217,000 | 2,056 |
Total interest expense | $8,746,000 | 1,938 |
Net interest income | $8,471,000 | 2,151 |
Provision for loan and lease losses | $645,000 | 2,503 |
Total noninterest income | $3,002,000 | 1,439 |
Gross Fiduciary activities income | $994,000 | 558 |
Service charges on deposit accounts | $674,000 | 2,017 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,334,000 | 1,637 |
Total noninterest expense | $8,140,000 | 1,860 |
Salaries and employee benefits | $4,606,000 | 1,441 |
Premises and equipment expense | $820,000 | 2,527 |
Additional noninterest expense | $2,714,000 | 2,171 |
Pre-tax net operating income | $2,688,000 | 2,299 |
Securities gains (losses) | $209,000 | 1,956 |
Applicable income taxes | $877,000 | 2,378 |
Income before extraordinary items | $2,020,000 | 2,268 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,020,000 | 2,300 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $367,000 | 2,973 |
Cash dividends | $285,000 | 4,167 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,873,700 | 2,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.